Lendmark Financial Services Mortgage Lending & HMDA Data, 2005

In 2005, Lendmark Financial Services of Wilson, NC reported 3,823 mortgage applications totaling $317.1 million, up 10% from 2004. The average application was for $82,941, and applicants reported an average income of $54,291. 72% of its applications resulted in an originated loan and 10% were denied. Its largest markets were Atlanta-Sandy Springs-Marietta, GA (364), Baltimore-Towson, MD (256) and Virginia Beach-Norfolk-Newport News, VA-NC (105) (applications in parentheses).

Mortgage Company & Address Lendmark Financial Services
223 W Nash St
Wilson, NC 27893
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 3,823
Total Mortgage Loan Application Amount $317,086,000
Average Mortgage Loan Application Amount $82,941
Highest Mortgage Loan Application Amount $683,000
Average Applicant Income $54,291
Highest Applicant Income $884,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Lendmark Financial Services filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Lendmark Financial Services by County in 2005

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Prince George's, Maryland 88 $ 8,990,000 $ 102,159 $ 78,000
Baltimore, Maryland 68 $ 4,478,000 $ 65,852 $ 68,000
Baltimore City, Maryland 66 $ 3,051,000 $ 46,227 $ 45,000
Anne Arundel, Maryland 50 $ 4,210,000 $ 84,200 $ 61,000
Duval, Florida 45 $ 3,596,000 $ 79,911 $ 48,000
Newton, Georgia 44 $ 2,937,000 $ 66,750 $ 50,000
Paulding, Georgia 41 $ 2,843,000 $ 69,341 $ 57,000
Orange, Florida 40 $ 4,581,000 $ 114,525 $ 50,000
Cobb, Georgia 35 $ 3,853,000 $ 110,085 $ 97,000
Mecklenburg, North Carolina 35 $ 3,836,000 $ 109,600 $ 63,000
Kanawha, West Virginia 35 $ 2,248,000 $ 64,228 $ 51,000
Fulton, Georgia 33 $ 4,523,000 $ 137,060 $ 77,000
Pasco, Florida 30 $ 2,462,000 $ 82,066 $ 44,000
Frederick, Maryland 30 $ 2,861,000 $ 95,366 $ 65,000
Harford, Maryland 30 $ 2,023,000 $ 67,433 $ 89,000
DeKalb, Georgia 29 $ 2,446,000 $ 84,344 $ 45,000
Marion, Florida 28 $ 2,257,000 $ 80,607 $ 41,000
Jefferson, Kentucky 28 $ 1,823,000 $ 65,107 $ 49,000
Osceola, Florida 27 $ 2,340,000 $ 86,666 $ 50,000
Carroll, Georgia 27 $ 1,388,000 $ 51,407 $ 49,000
Henrico, Virginia 27 $ 1,631,000 $ 60,407 $ 68,000
Pinellas, Florida 26 $ 2,367,000 $ 91,038 $ 37,000
Baldwin, Georgia 26 $ 1,434,000 $ 55,153 $ 45,000
Gwinnett, Georgia 26 $ 2,797,000 $ 107,576 $ 52,000
Carroll, Maryland 26 $ 1,846,000 $ 71,000 $ 73,000
Frederick, Virginia 26 $ 3,172,000 $ 122,000 $ 53,000
Spotsylvania, Virginia 26 $ 2,181,000 $ 83,884 $ 58,000
Christian, Kentucky 25 $ 1,065,000 $ 42,600 $ 46,000
Prince William, Virginia 25 $ 2,945,000 $ 117,800 $ 78,000
District of Columbia, District Of Columbia 24 $ 2,597,000 $ 108,208 $ 66,000
Thomas, Georgia 24 $ 1,933,000 $ 80,541 $ 44,000
Virginia Beach, Virginia 24 $ 2,045,000 $ 85,208 $ 55,000
Greenville, South Carolina 23 $ 2,206,000 $ 95,913 $ 62,000
Chesterfield, Virginia 23 $ 2,113,000 $ 91,869 $ 55,000
Chatham, Georgia 22 $ 1,796,000 $ 81,636 $ 49,000
Montgomery, Maryland 22 $ 3,707,000 $ 168,500 $ 117,000
Gaston, North Carolina 21 $ 1,539,000 $ 73,285 $ 44,000
Iredell, North Carolina 20 $ 2,808,000 $ 140,400 $ 111,000
Nassau, Florida 19 $ 1,351,000 $ 71,105 $ 46,000
Bibb, Georgia 19 $ 1,232,000 $ 64,842 $ 43,000
Stafford, Virginia 19 $ 1,936,000 $ 101,894 $ 61,000
Clay, Florida 18 $ 1,452,000 $ 80,666 $ 40,000
Volusia, Florida 18 $ 1,639,000 $ 91,055 $ 42,000
Wicomico, Maryland 18 $ 1,166,000 $ 64,777 $ 65,000
Sussex, Delaware 17 $ 1,472,000 $ 86,588 $ 55,000
Hillsborough, Florida 17 $ 1,431,000 $ 84,176 $ 51,000
Polk, Florida 17 $ 1,465,000 $ 86,176 $ 63,000
St. Johns, Florida 17 $ 1,400,000 $ 82,352 $ 58,000
Douglas, Georgia 17 $ 727,000 $ 42,764 $ 54,000
Walton, Georgia 17 $ 966,000 $ 56,823 $ 60,000
Cumberland, North Carolina 17 $ 1,836,000 $ 108,000 $ 60,000
Spartanburg, South Carolina 17 $ 1,638,000 $ 96,352 $ 50,000
Franklin, Virginia 17 $ 1,041,000 $ 61,235 $ 39,000
Mecklenburg, Virginia 17 $ 1,527,000 $ 89,823 $ 51,000
Berkeley, West Virginia 17 $ 2,169,000 $ 127,588 $ 59,000
Jefferson, West Virginia 17 $ 1,997,000 $ 117,470 $ 57,000
Citrus, Florida 16 $ 974,000 $ 60,875 $ 35,000
Hernando, Florida 16 $ 1,566,000 $ 97,875 $ 47,000
Camden, Georgia 16 $ 848,000 $ 53,000 $ 68,000
Hall, Georgia 16 $ 1,334,000 $ 83,375 $ 44,000
Charles, Maryland 16 $ 846,000 $ 52,875 $ 70,000
Chesapeake, Virginia 16 $ 1,930,000 $ 120,625 $ 65,000
Fairfax, Virginia 16 $ 1,958,000 $ 122,375 $ 96,000
Leon, Florida 15 $ 1,394,000 $ 92,933 $ 65,000
Russell, Kentucky 15 $ 763,000 $ 50,866 $ 39,000
Norfolk, Virginia 15 $ 1,552,000 $ 103,466 $ 50,000
Putnam, Florida 14 $ 979,000 $ 69,928 $ 40,000
Wayne, Kentucky 14 $ 863,000 $ 61,642 $ 36,000
Calvert, Maryland 14 $ 1,121,000 $ 80,071 $ 69,000
Lexington, South Carolina 14 $ 1,392,000 $ 99,428 $ 61,000
Richmond, Georgia 13 $ 637,000 $ 49,000 $ 46,000
Muhlenberg, Kentucky 13 $ 457,000 $ 35,153 $ 38,000
Caroline, Maryland 13 $ 1,337,000 $ 102,846 $ 63,000
Moore, North Carolina 13 $ 680,000 $ 52,307 $ 93,000
Pickens, South Carolina 13 $ 1,156,000 $ 88,923 $ 55,000
Shenandoah, Virginia 13 $ 1,151,000 $ 88,538 $ 53,000
Bartow, Georgia 12 $ 880,000 $ 73,333 $ 31,000
Coweta, Georgia 12 $ 1,070,000 $ 89,166 $ 53,000
Gilmer, Georgia 12 $ 722,000 $ 60,166 $ 27,000
Ware, Georgia 12 $ 410,000 $ 34,166 $ 38,000
Catawba, North Carolina 12 $ 1,042,000 $ 86,833 $ 53,000
Forsyth, North Carolina 12 $ 1,192,000 $ 99,333 $ 65,000
Guilford, North Carolina 12 $ 959,000 $ 79,916 $ 58,000
Wake, North Carolina 12 $ 1,022,000 $ 85,166 $ 55,000
Richland, South Carolina 12 $ 1,206,000 $ 100,500 $ 67,000
Fauquier, Virginia 12 $ 2,207,000 $ 183,916 $ 74,000
Rockingham, Virginia 12 $ 862,000 $ 71,833 $ 43,000
Suffolk, Virginia 12 $ 947,000 $ 78,916 $ 53,000
Houston, Georgia 11 $ 1,063,000 $ 96,636 $ 72,000
Dorchester, Maryland 11 $ 907,000 $ 82,454 $ 45,000
Howard, Maryland 11 $ 1,852,000 $ 168,363 $ 71,000
Cleveland, North Carolina 11 $ 953,000 $ 86,636 $ 50,000
Columbus, North Carolina 11 $ 1,084,000 $ 98,545 $ 48,000
Union, North Carolina 11 $ 1,076,000 $ 97,818 $ 72,000
Horry, South Carolina 11 $ 1,302,000 $ 118,363 $ 63,000
York, South Carolina 11 $ 874,000 $ 79,454 $ 63,000
Hanover, Virginia 11 $ 898,000 $ 81,636 $ 73,000
Lake, Florida 10 $ 1,227,000 $ 122,700 $ 48,000
Lee, Florida 10 $ 1,637,000 $ 163,700 $ 94,000
Santa Rosa, Florida 10 $ 611,000 $ 61,100 $ 53,000
Jasper, Georgia 10 $ 771,000 $ 77,100 $ 42,000
Grayson, Kentucky 10 $ 329,000 $ 32,900 $ 38,000
Hopkins, Kentucky 10 $ 339,000 $ 33,900 $ 38,000
McCracken, Kentucky 10 $ 517,000 $ 51,700 $ 37,000
Pike, Kentucky 10 $ 584,000 $ 58,400 $ 35,000
Somerset, Maryland 10 $ 693,000 $ 69,300 $ 43,000
Washington, Maryland 10 $ 636,000 $ 63,600 $ 62,000
Craven, North Carolina 10 $ 908,000 $ 90,800 $ 42,000
Johnston, North Carolina 10 $ 767,000 $ 76,700 $ 45,000
Anderson, South Carolina 10 $ 906,000 $ 90,600 $ 42,000
McMinn, Tennessee 10 $ 934,000 $ 93,400 $ 49,000
Roanoke City, Virginia 10 $ 434,000 $ 43,400 $ 52,000
Greenbrier, West Virginia 10 $ 517,000 $ 51,700 $ 50,000
Putnam, West Virginia 10 $ 972,000 $ 97,200 $ 63,000
Kent, Delaware 9 $ 866,000 $ 96,222 $ 55,000
New Castle, Delaware 9 $ 773,000 $ 85,888 $ 48,000
Effingham, Georgia 9 $ 739,000 $ 82,111 $ 58,000
Rockdale, Georgia 9 $ 588,000 $ 65,333 $ 68,000
Whitfield, Georgia 9 $ 594,000 $ 66,000 $ 39,000
Clay, Kentucky 9 $ 389,000 $ 43,222 $ 27,000
Daviess, Kentucky 9 $ 480,000 $ 53,333 $ 47,000
Laurel, Kentucky 9 $ 634,000 $ 70,444 $ 32,000
Logan, Kentucky 9 $ 348,000 $ 38,666 $ 34,000
Lee, North Carolina 9 $ 754,000 $ 83,777 $ 42,000
Aiken, South Carolina 9 $ 677,000 $ 75,222 $ 28,000
Florence, South Carolina 9 $ 924,000 $ 102,666 $ 41,000
Blount, Tennessee 9 $ 592,000 $ 65,777 $ 40,000
Knox, Tennessee 9 $ 1,149,000 $ 127,666 $ 52,000
Amherst, Virginia 9 $ 722,000 $ 80,222 $ 43,000
Carroll, Virginia 9 $ 828,000 $ 92,000 $ 50,000
Hampton, Virginia 9 $ 737,000 $ 81,888 $ 55,000
Cabell, West Virginia 9 $ 676,000 $ 75,111 $ 50,000
Mingo, West Virginia 9 $ 407,000 $ 45,222 $ 37,000
Nicholas, West Virginia 9 $ 548,000 $ 60,888 $ 45,000
Manatee, Florida 8 $ 624,000 $ 78,000 $ 46,000
Seminole, Florida 8 $ 472,000 $ 59,000 $ 33,000
Spalding, Georgia 8 $ 571,000 $ 71,375 $ 72,000
Pulaski, Kentucky 8 $ 508,000 $ 63,500 $ 65,000
Talbot, Maryland 8 $ 776,000 $ 97,000 $ 89,000
Buncombe, North Carolina 8 $ 758,000 $ 94,750 $ 55,000
Lincoln, North Carolina 8 $ 713,000 $ 89,125 $ 51,000
Randolph, North Carolina 8 $ 642,000 $ 80,250 $ 32,000
Charleston, South Carolina 8 $ 846,000 $ 105,750 $ 70,000
Oconee, South Carolina 8 $ 514,000 $ 64,250 $ 42,000
Sullivan, Tennessee 8 $ 485,000 $ 60,625 $ 35,000
Campbell, Virginia 8 $ 545,000 $ 68,125 $ 45,000
Poquoson, Virginia 8 $ 697,000 $ 87,125 $ 45,000
Jackson, West Virginia 8 $ 829,000 $ 103,625 $ 43,000
Mercer, West Virginia 8 $ 476,000 $ 59,500 $ 34,000
Brevard, Florida 7 $ 816,000 $ 116,571 $ 57,000
Columbia, Florida 7 $ 484,000 $ 69,142 $ 60,000
Escambia, Florida 7 $ 393,000 $ 56,142 $ 60,000
Clayton, Georgia 7 $ 531,000 $ 75,857 $ 32,000
Glynn, Georgia 7 $ 330,000 $ 47,142 $ 50,000
Hart, Georgia 7 $ 666,000 $ 95,142 $ 36,000
Monroe, Georgia 7 $ 565,000 $ 80,714 $ 40,000
Knox, Kentucky 7 $ 318,000 $ 45,428 $ 27,000
Cecil, Maryland 7 $ 409,000 $ 58,428 $ 54,000
Brunswick, North Carolina 7 $ 941,000 $ 134,428 $ 104,000
Burke, North Carolina 7 $ 515,000 $ 73,571 $ 45,000
Carteret, North Carolina 7 $ 863,000 $ 123,285 $ 75,000
Durham, North Carolina 7 $ 611,000 $ 87,285 $ 63,000
Franklin, North Carolina 7 $ 569,000 $ 81,285 $ 55,000
Hoke, North Carolina 7 $ 482,000 $ 68,857 $ 33,000
Wilson, North Carolina 7 $ 498,000 $ 71,142 $ 51,000
Beaufort, South Carolina 7 $ 449,000 $ 64,142 $ 51,000
Newberry, South Carolina 7 $ 459,000 $ 65,571 $ 64,000
Orangeburg, South Carolina 7 $ 480,000 $ 68,571 $ 40,000
Sevier, Tennessee 7 $ 550,000 $ 78,571 $ 47,000
Augusta, Virginia 7 $ 607,000 $ 86,714 $ 53,000
Bedford, Virginia 7 $ 531,000 $ 75,857 $ 36,000
Newport News, Virginia 7 $ 724,000 $ 103,428 $ 77,000
Warren, Virginia 7 $ 728,000 $ 104,000 $ 63,000
Hampshire, West Virginia 7 $ 530,000 $ 75,714 $ 38,000
Jefferson, Alabama 6 $ 248,000 $ 41,333 $ 15,000
Lee, Alabama 6 $ 267,000 $ 44,500 $ 46,000
Alachua, Florida 6 $ 663,000 $ 110,500 $ 52,000
Broward, Florida 6 $ 423,000 $ 70,500 $ 86,000
Levy, Florida 6 $ 685,000 $ 114,166 $ 64,000
Sarasota, Florida 6 $ 578,000 $ 96,333 $ 67,000
Crawford, Georgia 6 $ 508,000 $ 84,666 $ 40,000
Gordon, Georgia 6 $ 353,000 $ 58,833 $ 43,000
Haralson, Georgia 6 $ 420,000 $ 70,000 $ 33,000
Lowndes, Georgia 6 $ 435,000 $ 72,500 $ 55,000
Morgan, Georgia 6 $ 419,000 $ 69,833 $ 34,000
Muscogee, Georgia 6 $ 487,000 $ 81,166 $ 45,000
Wilkinson, Georgia 6 $ 227,000 $ 37,833 $ 50,000
Graves, Kentucky 6 $ 199,000 $ 33,166 $ 39,000
McCreary, Kentucky 6 $ 236,000 $ 39,333 $ 30,000
Worcester, Maryland 6 $ 436,000 $ 72,666 $ 71,000
Harnett, North Carolina 6 $ 599,000 $ 99,833 $ 74,000
Richmond, North Carolina 6 $ 208,000 $ 34,666 $ 26,000
Robeson, North Carolina 6 $ 433,000 $ 72,166 $ 38,000
Sampson, North Carolina 6 $ 457,000 $ 76,166 $ 44,000
Stokes, North Carolina 6 $ 640,000 $ 106,666 $ 62,000
Hamblen, Tennessee 6 $ 571,000 $ 95,166 $ 46,000
Amelia, Virginia 6 $ 441,000 $ 73,500 $ 39,000
Giles, Virginia 6 $ 298,000 $ 49,666 $ 50,000
Lunenburg, Virginia 6 $ 415,000 $ 69,166 $ 30,000
Page, Virginia 6 $ 1,017,000 $ 169,500 $ 67,000
Portsmouth, Virginia 6 $ 475,000 $ 79,166 $ 51,000
Logan, West Virginia 6 $ 510,000 $ 85,000 $ 36,000
Marion, West Virginia 6 $ 605,000 $ 100,833 $ 93,000
Palm Beach, Florida 5 $ 315,000 $ 63,000 $ 37,000
Bryan, Georgia 5 $ 761,000 $ 152,200 $ 61,000
Cherokee, Georgia 5 $ 369,000 $ 73,800 $ 75,000
Clarke, Georgia 5 $ 571,000 $ 114,200 $ 32,000
Fannin, Georgia 5 $ 414,000 $ 82,800 $ 41,000
Franklin, Georgia 5 $ 317,000 $ 63,400 $ 49,000
Grady, Georgia 5 $ 437,000 $ 87,400 $ 39,000
Lumpkin, Georgia 5 $ 334,000 $ 66,800 $ 51,000
Murray, Georgia 5 $ 269,000 $ 53,800 $ 41,000
Polk, Georgia 5 $ 228,000 $ 45,600 $ 44,000
Tift, Georgia 5 $ 237,000 $ 47,400 $ 31,000
Hardin, Kentucky 5 $ 263,000 $ 52,600 $ 32,000
Queen Anne's, Maryland 5 $ 559,000 $ 111,800 $ 60,000
Davidson, North Carolina 5 $ 441,000 $ 88,200 $ 33,000
Duplin, North Carolina 5 $ 582,000 $ 116,400 $ 75,000
Granville, North Carolina 5 $ 341,000 $ 68,200 $ 50,000
Onslow, North Carolina 5 $ 421,000 $ 84,200 $ 59,000
Scotland, North Carolina 5 $ 264,000 $ 52,800 $ 36,000
Surry, North Carolina 5 $ 463,000 $ 92,600 $ 50,000
Watauga, North Carolina 5 $ 931,000 $ 186,200 $ 74,000
Shelby, Tennessee 5 $ 627,000 $ 125,400 $ 52,000
Alexandria, Virginia 5 $ 1,011,000 $ 202,200 $ 74,000
Caroline, Virginia 5 $ 425,000 $ 85,000 $ 52,000
Dinwiddie, Virginia 5 $ 318,000 $ 63,600 $ 46,000
Halifax, Virginia 5 $ 336,000 $ 67,200 $ 45,000
Henry, Virginia 5 $ 311,000 $ 62,200 $ 33,000
Pulaski, Virginia 5 $ 482,000 $ 96,400 $ 43,000
Fayette, West Virginia 5 $ 307,000 $ 61,400 $ 41,000
Wayne, West Virginia 5 $ 279,000 $ 55,800 $ 44,000
Wood, West Virginia 5 $ 308,000 $ 61,600 $ 41,000
Flagler, Florida 4 $ 491,000 $ 122,750 $ 70,000
Sumter, Florida 4 $ 428,000 $ 107,000 $ 63,000
Barrow, Georgia 4 $ 422,000 $ 105,500 $ 48,000
Brantley, Georgia 4 $ 205,000 $ 51,250 $ 68,000
Bulloch, Georgia 4 $ 271,000 $ 67,750 $ 49,000
Chattooga, Georgia 4 $ 193,000 $ 48,250 $ 27,000
Coffee, Georgia 4 $ 164,000 $ 41,000 $ 49,000
Columbia, Georgia 4 $ 184,000 $ 46,000 $ 48,000
Greene, Georgia 4 $ 336,000 $ 84,000 $ 54,000
Heard, Georgia 4 $ 262,000 $ 65,500 $ 53,000
Jackson, Georgia 4 $ 383,000 $ 95,750 $ 42,000
Pickens, Georgia 4 $ 383,000 $ 95,750 $ 64,000
Putnam, Georgia 4 $ 384,000 $ 96,000 $ 56,000
Barren, Kentucky 4 $ 220,000 $ 55,000 $ 49,000
Bullitt, Kentucky 4 $ 242,000 $ 60,500 $ 57,000
Caldwell, Kentucky 4 $ 157,000 $ 39,250 $ 34,000
Calloway, Kentucky 4 $ 155,000 $ 38,750 $ 26,000
Ohio, Kentucky 4 $ 225,000 $ 56,250 $ 37,000
Rockcastle, Kentucky 4 $ 259,000 $ 64,750 $ 32,000
Caldwell, North Carolina 4 $ 224,000 $ 56,000 $ 28,000
Haywood, North Carolina 4 $ 390,000 $ 97,500 $ 55,000
New Hanover, North Carolina 4 $ 532,000 $ 133,000 $ 46,000
Person, North Carolina 4 $ 536,000 $ 134,000 $ 58,000
Pitt, North Carolina 4 $ 293,000 $ 73,250 $ 48,000
Rockingham, North Carolina 4 $ 354,000 $ 88,500 $ 45,000
Greenwood, South Carolina 4 $ 343,000 $ 85,750 $ 53,000
Kershaw, South Carolina 4 $ 229,000 $ 57,250 $ 42,000
Davidson, Tennessee 4 $ 692,000 $ 173,000 $ 66,000
Jefferson, Tennessee 4 $ 325,000 $ 81,250 $ 37,000
Alleghany, Virginia 4 $ 292,000 $ 73,000 $ 40,000
Bland, Virginia 4 $ 310,000 $ 77,500 $ 55,000
Covington, Virginia 4 $ 183,000 $ 45,750 $ 37,000
King William, Virginia 4 $ 128,000 $ 32,000 $ 52,000
Loudoun, Virginia 4 $ 527,000 $ 131,750 $ 82,000
Patrick, Virginia 4 $ 341,000 $ 85,250 $ 37,000
Prince George, Virginia 4 $ 204,000 $ 51,000 $ 51,000
Washington, Virginia 4 $ 277,000 $ 69,250 $ 29,000
Westmoreland, Virginia 4 $ 439,000 $ 109,750 $ 72,000
Monongalia, West Virginia 4 $ 131,000 $ 32,750 $ 38,000
Monroe, West Virginia 4 $ 188,000 $ 47,000 $ 32,000
Chilton, Alabama 3 $ 198,000 $ 66,000 $ 27,000
DeKalb, Alabama 3 $ 197,000 $ 65,666 $ 18,000
Marshall, Alabama 3 $ 438,000 $ 146,000 $ 46,000
Shelby, Alabama 3 $ 243,000 $ 81,000 $ 36,000
Baker, Florida 3 $ 388,000 $ 129,333 $ 67,000
DeSoto, Florida 3 $ 325,000 $ 108,333 $ 38,000
Gilchrist, Florida 3 $ 229,000 $ 76,333 $ 33,000
Hamilton, Florida 3 $ 322,000 $ 107,333 $ 58,000
Okaloosa, Florida 3 $ 350,000 $ 116,666 $ 59,000
Suwannee, Florida 3 $ 230,000 $ 76,666 $ 40,000
Brooks, Georgia 3 $ 186,000 $ 62,000 $ 48,000
Charlton, Georgia 3 $ 238,000 $ 79,333 $ 56,000
Cook, Georgia 3 $ 233,000 $ 77,666 $ 63,000
Elbert, Georgia 3 $ 204,000 $ 68,000 $ 55,000
Floyd, Georgia 3 $ 104,000 $ 34,666 $ 59,000
Hancock, Georgia 3 $ 361,000 $ 120,333 $ 53,000
Henry, Georgia 3 $ 254,000 $ 84,666 $ 18,000
Lamar, Georgia 3 $ 197,000 $ 65,666 $ 47,000
Madison, Georgia 3 $ 193,000 $ 64,333 $ 38,000
Pulaski, Georgia 3 $ 128,000 $ 42,666 $ 35,000
Walker, Georgia 3 $ 132,000 $ 44,000 $ 30,000
Lawrence, Indiana 3 $ 288,000 $ 96,000 $ 51,000
Adair, Kentucky 3 $ 166,000 $ 55,333 $ 48,000
Clinton, Kentucky 3 $ 132,000 $ 44,000 $ 38,000
Floyd, Kentucky 3 $ 134,000 $ 44,666 $ 40,000
Harlan, Kentucky 3 $ 165,000 $ 55,000 $ 44,000
Leslie, Kentucky 3 $ 133,000 $ 44,333 $ 27,000
Lewis, Kentucky 3 $ 162,000 $ 54,000 $ 37,000
Oldham, Kentucky 3 $ 186,000 $ 62,000 $ 100,000
Whitley, Kentucky 3 $ 219,000 $ 73,000 $ 46,000
St. Mary's, Maryland 3 $ 220,000 $ 73,333 $ 105,000
Alamance, North Carolina 3 $ 466,000 $ 155,333 $ 61,000
Alexander, North Carolina 3 $ 209,000 $ 69,666 $ 52,000
Bladen, North Carolina 3 $ 110,000 $ 36,666 $ 60,000
Chatham, North Carolina 3 $ 306,000 $ 102,000 $ 50,000
Dare, North Carolina 3 $ 475,000 $ 158,333 $ 49,000
Lenoir, North Carolina 3 $ 185,000 $ 61,666 $ 70,000
Macon, North Carolina 3 $ 584,000 $ 194,666 $ 66,000
Martin, North Carolina 3 $ 171,000 $ 57,000 $ 37,000
McDowell, North Carolina 3 $ 172,000 $ 57,333 $ 52,000
Nash, North Carolina 3 $ 168,000 $ 56,000 $ 35,000
Pasquotank, North Carolina 3 $ 276,000 $ 92,000 $ 54,000
Rutherford, North Carolina 3 $ 333,000 $ 111,000 $ 63,000
Vance, North Carolina 3 $ 281,000 $ 93,666 $ 78,000
Warren, North Carolina 3 $ 297,000 $ 99,000 $ 31,000
Yadkin, North Carolina 3 $ 377,000 $ 125,666 $ 79,000
Westmoreland, Pennsylvania 3 $ 346,000 $ 115,333 $ 55,000
Berkeley, South Carolina 3 $ 477,000 $ 159,000 $ 291,000
Clarendon, South Carolina 3 $ 196,000 $ 65,333 $ 33,000
Colleton, South Carolina 3 $ 379,000 $ 126,333 $ 46,000
Georgetown, South Carolina 3 $ 418,000 $ 139,333 $ 63,000
McCormick, South Carolina 3 $ 178,000 $ 59,333 $ 62,000
Sumter, South Carolina 3 $ 410,000 $ 136,666 $ 68,000
Bedford, Tennessee 3 $ 262,000 $ 87,333 $ 44,000
Greene, Tennessee 3 $ 176,000 $ 58,666 $ 28,000
Hamilton, Tennessee 3 $ 50,000 $ 16,666 $ 62,000
Loudon, Tennessee 3 $ 196,000 $ 65,333 $ 33,000
Marion, Tennessee 3 $ 154,000 $ 51,333 $ 37,000
Polk, Tennessee 3 $ 182,000 $ 60,666 $ 46,000
Roane, Tennessee 3 $ 245,000 $ 81,666 $ 52,000
Colonial Heights, Virginia 3 $ 104,000 $ 34,666 $ 52,000
Culpeper, Virginia 3 $ 1,031,000 $ 343,666 $ 81,000
Gloucester, Virginia 3 $ 266,000 $ 88,666 $ 46,000
King George, Virginia 3 $ 346,000 $ 115,333 $ 95,000
Middlesex, Virginia 3 $ 366,000 $ 122,000 $ 43,000
New Kent, Virginia 3 $ 393,000 $ 131,000 $ 47,000
Orange, Virginia 3 $ 507,000 $ 169,000 $ 81,000
Richmond City, Virginia 3 $ 240,000 $ 80,000 $ 33,000
Russell, Virginia 3 $ 224,000 $ 74,666 $ 49,000
Smyth, Virginia 3 $ 161,000 $ 53,666 $ 26,000
Staunton, Virginia 3 $ 149,000 $ 49,666 $ 28,000
Winchester, Virginia 3 $ 491,000 $ 163,666 $ 69,000
Wise, Virginia 3 $ 209,000 $ 69,666 $ 39,000
Wythe, Virginia 3 $ 236,000 $ 78,666 $ 48,000
York, Virginia 3 $ 163,000 $ 54,333 $ 47,000
Mason, West Virginia 3 $ 224,000 $ 74,666 $ 55,000
Preston, West Virginia 3 $ 175,000 $ 58,333 $ 62,000
Raleigh, West Virginia 3 $ 102,000 $ 34,000 $ 57,000
Webster, West Virginia 3 $ 149,000 $ 49,666 $ 37,000
Autauga, Alabama 2 $ 128,000 $ 64,000 $ 31,000
Cullman, Alabama 2 $ 266,000 $ 133,000 $ 63,000
Elmore, Alabama 2 $ 128,000 $ 64,000 $ 139,000
Houston, Alabama 2 $ 156,000 $ 78,000 $ 58,000
Mobile, Alabama 2 $ 217,000 $ 108,500 $ 63,000
Montgomery, Alabama 2 $ 57,000 $ 28,500 $ 12,000
Russell, Alabama 2 $ 96,000 $ 48,000 $ 14,000
Talladega, Alabama 2 $ 185,000 $ 92,500 $ 45,000
Glades, Florida 2 $ 208,000 $ 104,000 $ 54,000
Miami-Dade, Florida 2 $ 181,000 $ 90,500 $ 54,000
Monroe, Florida 2 $ 141,000 $ 70,500 $ 79,000
Taylor, Florida 2 $ 101,000 $ 50,500 $ 26,000
Union, Florida 2 $ 133,000 $ 66,500 $ 59,000
Washington, Florida 2 $ 109,000 $ 54,500 $ 18,000
Butts, Georgia 2 $ 123,000 $ 61,500 $ 31,000
Catoosa, Georgia 2 $ 142,000 $ 71,000 $ 39,000
Clinch, Georgia 2 $ 86,000 $ 43,000 $ 70,000
Dougherty, Georgia 2 $ 61,000 $ 30,500 $ 10,000
Fayette, Georgia 2 $ 57,000 $ 28,500 $ 36,000
Forsyth, Georgia 2 $ 93,000 $ 46,500 $ 184,000
Harris, Georgia 2 $ 335,000 $ 167,500 $ 94,000
Jeff Davis, Georgia 2 $ 101,000 $ 50,500 $ 32,000
Laurens, Georgia 2 $ 189,000 $ 94,500 $ 55,000
Marion, Georgia 2 $ 121,000 $ 60,500 $ 26,000
Pierce, Georgia 2 $ 194,000 $ 97,000 $ 89,000
Sumter, Georgia 2 $ 65,000 $ 32,500 $ 18,000
Taylor, Georgia 2 $ 112,000 $ 56,000 $ 27,000
Troup, Georgia 2 $ 132,000 $ 66,000 $ 40,000
Union, Georgia 2 $ 81,000 $ 40,500 $ 29,000
St. Joseph, Indiana 2 $ 169,000 $ 84,500 $ 33,000
Wayne, Indiana 2 $ 139,000 $ 69,500 $ 38,000
Ballard, Kentucky 2 $ 97,000 $ 48,500 $ 19,000
Bracken, Kentucky 2 $ 102,000 $ 51,000 $ 26,000
Clark, Kentucky 2 $ 100,000 $ 50,000 $ 19,000
Edmonson, Kentucky 2 $ 215,000 $ 107,500 $ 172,000
Lawrence, Kentucky 2 $ 65,000 $ 32,500 $ 26,000
Mason, Kentucky 2 $ 168,000 $ 84,000 $ 139,000
Meade, Kentucky 2 $ 213,000 $ 106,500 $ 55,000
Anson, North Carolina 2 $ 93,000 $ 46,500 $ 42,000
Caswell, North Carolina 2 $ 180,000 $ 90,000 $ 62,000
Cherokee, North Carolina 2 $ 223,000 $ 111,500 $ 52,000
Clay, North Carolina 2 $ 171,000 $ 85,500 $ 86,000
Greene, North Carolina 2 $ 153,000 $ 76,500 $ 53,000
Jones, North Carolina 2 $ 130,000 $ 65,000 $ 30,000
Montgomery, North Carolina 2 $ 328,000 $ 164,000 $ 54,000
Orange, North Carolina 2 $ 262,000 $ 131,000 $ 36,000
Perquimans, North Carolina 2 $ 199,000 $ 99,500 $ 29,000
Rowan, North Carolina 2 $ 142,000 $ 71,000 $ 52,000
Washington, North Carolina 2 $ 169,000 $ 84,500 $ 49,000
Wayne, North Carolina 2 $ 244,000 $ 122,000 $ 60,000
Adams, Pennsylvania 2 $ 282,000 $ 141,000 $ 43,000
Dorchester, South Carolina 2 $ 627,000 $ 313,500 $ 110,000
Edgefield, South Carolina 2 $ 124,000 $ 62,000 $ 45,000
Lancaster, South Carolina 2 $ 200,000 $ 100,000 $ 52,000
Laurens, South Carolina 2 $ 129,000 $ 64,500 $ 30,000
Anderson, Tennessee 2 $ 170,000 $ 85,000 $ 50,000
Grainger, Tennessee 2 $ 116,000 $ 58,000 $ 24,000
Hawkins, Tennessee 2 $ 189,000 $ 94,500 $ 30,000
Monroe, Tennessee 2 $ 222,000 $ 111,000 $ 85,000
Overton, Tennessee 2 $ 138,000 $ 69,000 $ 31,000
Robertson, Tennessee 2 $ 251,000 $ 125,500 $ 62,000
Rutherford, Tennessee 2 $ 249,000 $ 124,500 $ 59,000
Union, Tennessee 2 $ 140,000 $ 70,000 $ 26,000
Accomack, Virginia 2 $ 111,000 $ 55,500 $ 28,000
Albemarle, Virginia 2 $ 85,000 $ 42,500 $ 51,000
Bath, Virginia 2 $ 229,000 $ 114,500 $ 77,000
Botetourt, Virginia 2 $ 136,000 $ 68,000 $ 66,000
Brunswick, Virginia 2 $ 105,000 $ 52,500 $ 19,000
Buckingham, Virginia 2 $ 119,000 $ 59,500 $ 50,000
Buena Vista, Virginia 2 $ 83,000 $ 41,500 $ 36,000
Charlotte, Virginia 2 $ 165,000 $ 82,500 $ 22,000
Charlottesville, Virginia 2 $ 163,000 $ 81,500 $ 20,000
Cumberland, Virginia 2 $ 156,000 $ 78,000 $ 33,000
Fluvanna, Virginia 2 $ 68,000 $ 34,000 $ 58,000
Grayson, Virginia 2 $ 125,000 $ 62,500 $ 18,000
Lynchburg, Virginia 2 $ 128,000 $ 64,000 $ 57,000
Montgomery, Virginia 2 $ 85,000 $ 42,500 $ 42,000
Nelson, Virginia 2 $ 110,000 $ 55,000 $ 40,000
Northampton, Virginia 2 $ 194,000 $ 97,000 $ 55,000
Rappahannock, Virginia 2 $ 186,000 $ 93,000 $ 57,000
Rockbridge, Virginia 2 $ 235,000 $ 117,500 $ 56,000
Salem, Virginia 2 $ 186,000 $ 93,000 $ 43,000
Sussex, Virginia 2 $ 253,000 $ 126,500 $ 37,000
Boone, West Virginia 2 $ 77,000 $ 38,500 $ 43,000
Harrison, West Virginia 2 $ 160,000 $ 80,000 $ 41,000
Marshall, West Virginia 2 $ 108,000 $ 54,000 $ 31,000
Mineral, West Virginia 2 $ 188,000 $ 94,000 $ 48,000
Morgan, West Virginia 2 $ 180,000 $ 90,000 $ 61,000
Roane, West Virginia 2 $ 38,000 $ 19,000 $ 30,000
Taylor, West Virginia 2 $ 165,000 $ 82,500 $ 27,000
Calhoun, Alabama 1 $ 49,000 $ 49,000 $ 63,000
Clarke, Alabama 1 $ 143,000 $ 143,000 $ 57,000
Colbert, Alabama 1 $ 51,000 $ 51,000 $ 29,000
Dale, Alabama 1 $ 80,000 $ 80,000 $ 73,000
Jackson, Alabama 1 $ 76,000 $ 76,000 $ 34,000
Lauderdale, Alabama 1 $ 48,000 $ 48,000 $ 26,000
Lawrence, Alabama 1 $ 38,000 $ 38,000 $ 52,000
Marion, Alabama 1 $ 47,000 $ 47,000 $ 36,000
Morgan, Alabama 1 $ 78,000 $ 78,000 $ 35,000
Maricopa, Arizona 1 $ 53,000 $ 53,000 $ 0
Pima, Arizona 1 $ 12,000 $ 12,000 $ 0
Bay, Florida 1 $ 144,000 $ 144,000 $ 123,000
Bradford, Florida 1 $ 192,000 $ 192,000 $ 85,000
Charlotte, Florida 1 $ 195,000 $ 195,000 $ 51,000
Franklin, Florida 1 $ 140,000 $ 140,000 $ 57,000
Gadsden, Florida 1 $ 30,000 $ 30,000 $ 40,000
Hardee, Florida 1 $ 127,000 $ 127,000 $ 67,000
Hendry, Florida 1 $ 45,000 $ 45,000 $ 41,000
Highlands, Florida 1 $ 110,000 $ 110,000 $ 25,000
Indian River, Florida 1 $ 112,000 $ 112,000 $ 31,000
Jefferson, Florida 1 $ 56,000 $ 56,000 $ 58,000
Lafayette, Florida 1 $ 56,000 $ 56,000 $ 38,000
Madison, Florida 1 $ 63,000 $ 63,000 $ 32,000
Okeechobee, Florida 1 $ 117,000 $ 117,000 $ 86,000
Wakulla, Florida 1 $ 99,000 $ 99,000 $ 50,000
Walton, Florida 1 $ 108,000 $ 108,000 $ 123,000
Ben Hill, Georgia 1 $ 80,000 $ 80,000 $ 38,000
Berrien, Georgia 1 $ 60,000 $ 60,000 $ 39,000
Burke, Georgia 1 $ 15,000 $ 15,000 $ 59,000
Colquitt, Georgia 1 $ 78,000 $ 78,000 $ 29,000
Dawson, Georgia 1 $ 131,000 $ 131,000 $ 58,000
Decatur, Georgia 1 $ 62,000 $ 62,000 $ 23,000
Dodge, Georgia 1 $ 70,000 $ 70,000 $ 43,000
Habersham, Georgia 1 $ 144,000 $ 144,000 $ 64,000
Jenkins, Georgia 1 $ 72,000 $ 72,000 $ 32,000
Jones, Georgia 1 $ 124,000 $ 124,000 $ 44,000
Lee, Georgia 1 $ 56,000 $ 56,000 $ 38,000
Macon, Georgia 1 $ 68,000 $ 68,000 $ 77,000
McDuffie, Georgia 1 $ 81,000 $ 81,000 $ 68,000
Meriwether, Georgia 1 $ 53,000 $ 53,000 $ 23,000
Miller, Georgia 1 $ 67,000 $ 67,000 $ 38,000
Mitchell, Georgia 1 $ 90,000 $ 90,000 $ 174,000
Oconee, Georgia 1 $ 360,000 $ 360,000 $ 215,000
Oglethorpe, Georgia 1 $ 80,000 $ 80,000 $ 38,000
Peach, Georgia 1 $ 25,000 $ 25,000 $ 41,000
Stephens, Georgia 1 $ 34,000 $ 34,000 $ 62,000
Talbot, Georgia 1 $ 37,000 $ 37,000 $ 27,000
Tattnall, Georgia 1 $ 103,000 $ 103,000 $ 54,000
Toombs, Georgia 1 $ 80,000 $ 80,000 $ 33,000
Towns, Georgia 1 $ 113,000 $ 113,000 $ 47,000
Turner, Georgia 1 $ 50,000 $ 50,000 $ 77,000
White, Georgia 1 $ 109,000 $ 109,000 $ 35,000
Wilkes, Georgia 1 $ 96,000 $ 96,000 $ 60,000
Worth, Georgia 1 $ 89,000 $ 89,000 $ 47,000
Clark, Indiana 1 $ 26,000 $ 26,000 $ 45,000
Dearborn, Indiana 1 $ 134,000 $ 134,000 $ 53,000
LaPorte, Indiana 1 $ 122,000 $ 122,000 $ 37,000
Madison, Indiana 1 $ 140,000 $ 140,000 $ 57,000
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Mortgage Loan Application Detail Totals for Lendmark Financial Services in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,685 $159,043,000 $97,714 $547,000 $54,285 $480,000
Home Improvement 1,355 $81,484,000 $68,200 $683,000 $51,533 $884,000
Home Purchase 783 $76,559,000 $93,733 $532,000 $47,600 $714,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,155 $175,290,000 $85,600 $683,000 $54,800 $884,000
Not Provided 692 $62,810,000 $92,071 $547,000 $52,357 $218,000
Black or African American 626 $49,238,000 $85,214 $385,000 $50,000 $240,000
Hispanic 242 $24,733,000 $135,230 $500,000 $70,384 $714,000
Not applicable 87 $3,318,000 $33,333 $149,000 $0 $0
Asian 10 $920,000 $86,600 $230,000 $67,000 $90,000
American Indian or Alaskan Native 7 $351,000 $49,000 $90,000 $45,000 $69,000
Native Hawaiian or Other Pacific Islander 4 $426,000 $84,333 $178,000 $150,333 $336,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,823 $317,086,000 $84,750 $683,000 $50,375 $884,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,763 $219,765,000 $84,266 $547,000 $53,600 $884,000
Application Approved But Not Accepted 451 $44,264,000 $92,200 $445,000 $51,333 $714,000
Application Denied By Financial Institution 383 $35,214,000 $108,133 $512,000 $56,600 $327,000
Application Withdrawn By Applicant 139 $14,525,000 $104,000 $683,000 $56,636 $360,000
Loan Purchased By The Institution 87 $3,318,000 $33,333 $149,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 117 $9,136,000 $111,333 $500,000 $62,733 $327,000
Debt-To-Income Ratio 77 $6,949,000 $97,300 $420,000 $33,200 $126,000
Credit History 75 $7,439,000 $106,363 $424,000 $47,181 $179,000
Other 59 $5,939,000 $101,076 $512,000 $56,769 $300,000
Unverifiable Information 31 $3,281,000 $101,125 $385,000 $38,625 $102,000
Employment History 15 $1,533,000 $97,833 $239,000 $36,833 $95,000
Insufficient Cash (Downpayment, Closing Cost) 5 $466,000 $85,000 $204,000 $35,333 $61,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Lendmark Financial Services's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Lendmark Financial Services's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet with aggregated HMDA statistics today.

Download the North Carolina Lender List