Austin Capital Bank Ssb
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Austin Capital Bank Ssb 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Austin Capital Bank Ssb 8100 Shoal Creek Blvd Austin, TX 78757 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2010 2009 |
| Total Number of Mortgage Applications | 2,155 |
| Total Mortgage Loan Application Amount | $506,745,000 |
| Average Mortgage Loan Application Amount | $253,000 |
| Highest Mortgage Loan Application Amount | $1,465,000 |
| Average Applicant Income | $102,666 |
| Highest Applicant Income | $1,388,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Austin Capital Bank Ssb. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Austin Capital Bank Ssb's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Austin Capital Bank Ssb's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Austin Capital Bank Ssb serves its applicants.
Each category highlights the total number of mortgage applications processed by Austin Capital Bank Ssb, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Austin Capital Bank Ssb's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Shelby County Tennessee | 228 | $ 48,310,000 | $ 211,000 | $ 98,000 |
| Travis County Texas | 156 | $ 46,510,000 | $ 298,000 | $ 132,000 |
| Bexar County Texas | 155 | $ 33,215,000 | $ 214,000 | $ 89,000 |
| Harris County Texas | 102 | $ 20,560,000 | $ 201,000 | $ 119,000 |
| Williamson County Texas | 84 | $ 19,880,000 | $ 236,000 | $ 111,000 |
| El Paso County Colorado | 64 | $ 20,180,000 | $ 315,000 | $ 81,000 |
| Hillsborough County Florida | 61 | $ 16,745,000 | $ 274,000 | $ 102,000 |
| Bell County Texas | 56 | $ 10,300,000 | $ 183,000 | $ 81,000 |
| Kent County Michigan | 50 | $ 9,140,000 | $ 182,000 | $ 64,000 |
| King County Washington | 46 | $ 20,550,000 | $ 446,000 | $ 132,000 |
| Tarrant County Texas | 37 | $ 9,285,000 | $ 250,000 | $ 107,000 |
| DeSoto County Mississippi | 33 | $ 6,145,000 | $ 186,000 | $ 77,000 |
| Philadelphia County Pennsylvania | 31 | $ 4,325,000 | $ 139,000 | $ 51,000 |
| Hays County Texas | 29 | $ 6,815,000 | $ 235,000 | $ 95,000 |
| Maricopa County Arizona | 25 | $ 5,375,000 | $ 215,000 | $ 83,000 |
| Ottawa County Michigan | 24 | $ 4,780,000 | $ 199,000 | $ 79,000 |
| Dallas County Texas | 21 | $ 5,055,000 | $ 240,000 | $ 92,000 |
| Collin County Texas | 20 | $ 5,690,000 | $ 284,000 | $ 98,000 |
| San Bernardino County California | 18 | $ 4,590,000 | $ 255,000 | $ 112,000 |
| Fayette County Tennessee | 17 | $ 4,125,000 | $ 242,000 | $ 86,000 |
| Guadalupe County Texas | 16 | $ 3,540,000 | $ 221,000 | $ 74,000 |
| Pierce County Washington | 16 | $ 4,160,000 | $ 260,000 | $ 69,000 |
| Comal County Texas | 14 | $ 2,950,000 | $ 210,000 | $ 90,000 |
| Delaware County Pennsylvania | 13 | $ 1,815,000 | $ 139,000 | $ 68,000 |
| Montgomery County Texas | 13 | $ 2,725,000 | $ 209,000 | $ 78,000 |
| Davidson County Tennessee | 12 | $ 3,230,000 | $ 269,000 | $ 66,000 |
| Denton County Texas | 12 | $ 3,490,000 | $ 290,000 | $ 108,000 |
| Ionia County Michigan | 10 | $ 1,420,000 | $ 142,000 | $ 65,000 |
| Madison County Tennessee | 10 | $ 1,340,000 | $ 134,000 | $ 47,000 |
| Galveston County Texas | 10 | $ 3,080,000 | $ 308,000 | $ 155,000 |
| Snohomish County Washington | 10 | $ 4,400,000 | $ 440,000 | $ 156,000 |
| Bastrop County Texas | 9 | $ 2,285,000 | $ 253,000 | $ 106,000 |
| Brazoria County Texas | 9 | $ 1,725,000 | $ 191,000 | $ 75,000 |
| Kaufman County Texas | 9 | $ 1,975,000 | $ 219,000 | $ 94,000 |
| Pulaski County Arkansas | 8 | $ 1,390,000 | $ 173,000 | $ 75,000 |
| Sacramento County California | 8 | $ 2,420,000 | $ 302,000 | $ 123,000 |
| Allegan County Michigan | 8 | $ 1,540,000 | $ 192,000 | $ 92,000 |
| Clark County Nevada | 8 | $ 2,500,000 | $ 312,000 | $ 120,000 |
| Tipton County Tennessee | 8 | $ 1,400,000 | $ 175,000 | $ 68,000 |
| McLennan County Texas | 8 | $ 1,390,000 | $ 173,000 | $ 81,000 |
| Midland County Texas | 8 | $ 1,850,000 | $ 231,000 | $ 138,000 |
| Los Angeles County California | 7 | $ 3,135,000 | $ 447,000 | $ 100,000 |
| Pueblo County Colorado | 7 | $ 1,095,000 | $ 156,000 | $ 56,000 |
| Montcalm County Michigan | 7 | $ 1,025,000 | $ 146,000 | $ 59,000 |
| Multnomah County Oregon | 7 | $ 2,615,000 | $ 373,000 | $ 89,000 |
| Rutherford County Tennessee | 7 | $ 1,335,000 | $ 190,000 | $ 54,000 |
| El Paso County Texas | 7 | $ 1,225,000 | $ 175,000 | $ 74,000 |
| Duval County Florida | 6 | $ 1,870,000 | $ 311,000 | $ 120,000 |
| Polk County Florida | 6 | $ 1,520,000 | $ 253,000 | $ 94,000 |
| Montgomery County Pennsylvania | 6 | $ 1,040,000 | $ 173,000 | $ 81,000 |
| Spokane County Washington | 6 | $ 2,070,000 | $ 345,000 | $ 90,000 |
| Riverside County California | 5 | $ 1,855,000 | $ 371,000 | $ 96,000 |
| Fremont County Colorado | 5 | $ 1,445,000 | $ 289,000 | $ 90,000 |
| Manatee County Florida | 5 | $ 1,085,000 | $ 217,000 | $ 123,000 |
| Palm Beach County Florida | 5 | $ 975,000 | $ 195,000 | $ 57,000 |
| Pasco County Florida | 5 | $ 965,000 | $ 193,000 | $ 83,000 |
| St. Johns County Florida | 5 | $ 1,375,000 | $ 275,000 | $ 111,000 |
| Cobb County Georgia | 5 | $ 1,415,000 | $ 283,000 | $ 100,000 |
| Paulding County Georgia | 5 | $ 1,195,000 | $ 239,000 | $ 71,000 |
| Hamilton County Indiana | 5 | $ 1,085,000 | $ 217,000 | $ 79,000 |
| Frederick County Maryland | 5 | $ 1,535,000 | $ 307,000 | $ 104,000 |
| Prince George's County Maryland | 5 | $ 1,105,000 | $ 221,000 | $ 94,000 |
| Lane County Oregon | 5 | $ 2,065,000 | $ 413,000 | $ 98,000 |
| Fort Bend County Texas | 5 | $ 1,295,000 | $ 259,000 | $ 105,000 |
| Lampasas County Texas | 5 | $ 835,000 | $ 167,000 | $ 56,000 |
| Weber County Utah | 5 | $ 935,000 | $ 187,000 | $ 63,000 |
| Solano County California | 4 | $ 1,360,000 | $ 340,000 | $ 105,000 |
| Rio Grande County Colorado | 4 | $ 840,000 | $ 210,000 | $ 54,000 |
| Broward County Florida | 4 | $ 1,420,000 | $ 355,000 | $ 96,000 |
| Lee County Florida | 4 | $ 720,000 | $ 180,000 | $ 158,000 |
| Orange County Florida | 4 | $ 560,000 | $ 140,000 | $ 114,000 |
| Cook County Illinois | 4 | $ 860,000 | $ 215,000 | $ 116,000 |
| Barry County Michigan | 4 | $ 550,000 | $ 137,000 | $ 109,000 |
| Mecosta County Michigan | 4 | $ 520,000 | $ 130,000 | $ 103,000 |
| Newaygo County Michigan | 4 | $ 550,000 | $ 137,000 | $ 56,000 |
| Bergen County New Jersey | 4 | $ 2,430,000 | $ 607,000 | $ 307,000 |
| Trumbull County Ohio | 4 | $ 390,000 | $ 97,000 | $ 73,000 |
| Clackamas County Oregon | 4 | $ 1,260,000 | $ 315,000 | $ 129,000 |
| Berks County Pennsylvania | 4 | $ 990,000 | $ 247,000 | $ 82,000 |
| Sumner County Tennessee | 4 | $ 850,000 | $ 212,000 | $ 91,000 |
| Johnson County Texas | 4 | $ 1,340,000 | $ 335,000 | $ 133,000 |
| Kendall County Texas | 4 | $ 1,010,000 | $ 252,000 | $ 88,000 |
| Parker County Texas | 4 | $ 850,000 | $ 212,000 | $ 122,000 |
| Davis County Utah | 4 | $ 1,110,000 | $ 277,000 | $ 116,000 |
| Pinal County Arizona | 3 | $ 655,000 | $ 218,000 | $ 56,000 |
| Benton County Arkansas | 3 | $ 535,000 | $ 178,000 | $ 53,000 |
| Alameda County California | 3 | $ 2,945,000 | $ 981,000 | $ 244,000 |
| Contra Costa County California | 3 | $ 1,025,000 | $ 341,000 | $ 129,000 |
| San Francisco County California | 3 | $ 1,325,000 | $ 441,000 | $ 157,000 |
| Adams County Colorado | 3 | $ 585,000 | $ 195,000 | $ 47,000 |
| Bay County Florida | 3 | $ 565,000 | $ 188,000 | $ 126,000 |
| Pinellas County Florida | 3 | $ 455,000 | $ 151,000 | $ 63,000 |
| Forsyth County Georgia | 3 | $ 835,000 | $ 278,000 | $ 132,000 |
| Fulton County Georgia | 3 | $ 785,000 | $ 261,000 | $ 137,000 |
| Henry County Georgia | 3 | $ 525,000 | $ 175,000 | $ 77,000 |
| Lake County Illinois | 3 | $ 675,000 | $ 225,000 | $ 91,000 |
| Will County Illinois | 3 | $ 895,000 | $ 298,000 | $ 122,000 |
| Allen County Indiana | 3 | $ 725,000 | $ 241,000 | $ 156,000 |
| Marion County Indiana | 3 | $ 265,000 | $ 88,000 | $ 25,000 |
| Marshall County Indiana | 3 | $ 405,000 | $ 135,000 | $ 28,000 |
| Warren County Kentucky | 3 | $ 415,000 | $ 138,000 | $ 52,000 |
| Muskegon County Michigan | 3 | $ 585,000 | $ 195,000 | $ 81,000 |
| Harrison County Mississippi | 3 | $ 345,000 | $ 115,000 | $ 47,000 |
| Jackson County Mississippi | 3 | $ 445,000 | $ 148,000 | $ 105,000 |
| Merrimack County New Hampshire | 3 | $ 735,000 | $ 245,000 | $ 81,000 |
| Lincoln County Oregon | 3 | $ 575,000 | $ 191,000 | $ 84,000 |
| Linn County Oregon | 3 | $ 925,000 | $ 308,000 | $ 70,000 |
| Allegheny County Pennsylvania | 3 | $ 695,000 | $ 231,000 | $ 85,000 |
| Bucks County Pennsylvania | 3 | $ 705,000 | $ 235,000 | $ 81,000 |
| Lehigh County Pennsylvania | 3 | $ 345,000 | $ 115,000 | $ 46,000 |
| Aiken County South Carolina | 3 | $ 525,000 | $ 175,000 | $ 80,000 |
| Horry County South Carolina | 3 | $ 655,000 | $ 218,000 | $ 83,000 |
| Angelina County Texas | 3 | $ 275,000 | $ 91,000 | $ 90,000 |
| Ector County Texas | 3 | $ 735,000 | $ 245,000 | $ 85,000 |
| Ellis County Texas | 3 | $ 895,000 | $ 298,000 | $ 100,000 |
| Liberty County Texas | 3 | $ 455,000 | $ 151,000 | $ 83,000 |
| Smith County Texas | 3 | $ 345,000 | $ 115,000 | $ 75,000 |
| Tom Green County Texas | 3 | $ 755,000 | $ 251,000 | $ 103,000 |
| Wilson County Texas | 3 | $ 1,055,000 | $ 351,000 | $ 112,000 |
| Salt Lake County Utah | 3 | $ 675,000 | $ 225,000 | $ 102,000 |
| Kitsap County Washington | 3 | $ 1,375,000 | $ 458,000 | $ 137,000 |
| Mason County Washington | 3 | $ 645,000 | $ 215,000 | $ 133,000 |
| Mohave County Arizona | 2 | $ 340,000 | $ 170,000 | $ 77,000 |
| Cross County Arkansas | 2 | $ 330,000 | $ 165,000 | $ 52,000 |
| Denver County Colorado | 2 | $ 750,000 | $ 375,000 | $ 99,000 |
| Phillips County Colorado | 2 | $ 250,000 | $ 125,000 | $ 66,000 |
| Fairfield County Connecticut | 2 | $ 430,000 | $ 215,000 | $ 62,000 |
| New Haven County Connecticut | 2 | $ 510,000 | $ 255,000 | $ 79,000 |
| Gulf County Florida | 2 | $ 320,000 | $ 160,000 | $ 91,000 |
| Hernando County Florida | 2 | $ 580,000 | $ 290,000 | $ 84,000 |
| Osceola County Florida | 2 | $ 530,000 | $ 265,000 | $ 73,000 |
| Santa Rosa County Florida | 2 | $ 290,000 | $ 145,000 | $ 60,000 |
| Seminole County Florida | 2 | $ 480,000 | $ 240,000 | $ 97,000 |
| St. Lucie County Florida | 2 | $ 420,000 | $ 210,000 | $ 56,000 |
| Volusia County Florida | 2 | $ 440,000 | $ 220,000 | $ 70,000 |
| Cherokee County Georgia | 2 | $ 520,000 | $ 260,000 | $ 61,000 |
| Clayton County Georgia | 2 | $ 300,000 | $ 150,000 | $ 62,000 |
| Gwinnett County Georgia | 2 | $ 400,000 | $ 200,000 | $ 50,000 |
| Houston County Georgia | 2 | $ 340,000 | $ 170,000 | $ 52,000 |
| Sumter County Georgia | 2 | $ 450,000 | $ 225,000 | $ 74,000 |
| Blaine County Idaho | 2 | $ 790,000 | $ 395,000 | $ 190,000 |
| DuPage County Illinois | 2 | $ 400,000 | $ 200,000 | $ 86,000 |
| Boone County Indiana | 2 | $ 380,000 | $ 190,000 | $ 41,000 |
| Hancock County Indiana | 2 | $ 290,000 | $ 145,000 | $ 71,000 |
| Johnson County Kansas | 2 | $ 600,000 | $ 300,000 | $ 88,000 |
| Vernon County Louisiana | 2 | $ 390,000 | $ 195,000 | $ 97,000 |
| Calvert County Maryland | 2 | $ 560,000 | $ 280,000 | $ 74,000 |
| Middlesex County Massachusetts | 2 | $ 900,000 | $ 450,000 | $ 173,000 |
| Macomb County Michigan | 2 | $ 520,000 | $ 260,000 | $ 103,000 |
| Mason County Michigan | 2 | $ 220,000 | $ 110,000 | $ 48,000 |
| Osceola County Michigan | 2 | $ 160,000 | $ 80,000 | $ 32,000 |
| Van Buren County Michigan | 2 | $ 220,000 | $ 110,000 | $ 38,000 |
| Marshall County Mississippi | 2 | $ 200,000 | $ 100,000 | $ 46,000 |
| Tate County Mississippi | 2 | $ 300,000 | $ 150,000 | $ 56,000 |
| Lyon County Nevada | 2 | $ 570,000 | $ 285,000 | $ 86,000 |
| Hillsborough County New Hampshire | 2 | $ 450,000 | $ 225,000 | $ 89,000 |
| Burlington County New Jersey | 2 | $ 310,000 | $ 155,000 | $ 74,000 |
| Davidson County North Carolina | 2 | $ 410,000 | $ 205,000 | $ 58,000 |
| Johnston County North Carolina | 2 | $ 520,000 | $ 260,000 | $ 82,000 |
| Mecklenburg County North Carolina | 2 | $ 390,000 | $ 195,000 | $ 72,000 |
| Crawford County Ohio | 2 | $ 360,000 | $ 180,000 | $ 88,000 |
| Geauga County Ohio | 2 | $ 230,000 | $ 115,000 | $ 50,000 |
| Canadian County Oklahoma | 2 | $ 360,000 | $ 180,000 | $ 62,000 |
| Oklahoma County Oklahoma | 2 | $ 550,000 | $ 275,000 | $ 155,000 |
| Deschutes County Oregon | 2 | $ 430,000 | $ 215,000 | $ 96,000 |
| Marion County Oregon | 2 | $ 620,000 | $ 310,000 | $ 99,000 |
| Washington County Oregon | 2 | $ 780,000 | $ 390,000 | $ 133,000 |
| Chester County Pennsylvania | 2 | $ 380,000 | $ 190,000 | $ 50,000 |
| Mercer County Pennsylvania | 2 | $ 210,000 | $ 105,000 | $ 99,000 |
| Monroe County Pennsylvania | 2 | $ 320,000 | $ 160,000 | $ 72,000 |
| Greenville County South Carolina | 2 | $ 300,000 | $ 150,000 | $ 68,000 |
| Lexington County South Carolina | 2 | $ 370,000 | $ 185,000 | $ 64,000 |
| Benton County Tennessee | 2 | $ 110,000 | $ 55,000 | $ 30,000 |
| Gibson County Tennessee | 2 | $ 420,000 | $ 210,000 | $ 82,000 |
| Hamilton County Tennessee | 2 | $ 270,000 | $ 135,000 | $ 36,000 |
| Knox County Tennessee | 2 | $ 220,000 | $ 110,000 | $ 180,000 |
| Sevier County Tennessee | 2 | $ 470,000 | $ 235,000 | $ 101,000 |
| Atascosa County Texas | 2 | $ 250,000 | $ 125,000 | $ 28,000 |
| Brazos County Texas | 2 | $ 230,000 | $ 115,000 | $ 32,000 |
| Burnet County Texas | 2 | $ 660,000 | $ 330,000 | $ 266,000 |
| Coryell County Texas | 2 | $ 330,000 | $ 165,000 | $ 51,000 |
| Fayette County Texas | 2 | $ 520,000 | $ 260,000 | $ 126,000 |
| Hidalgo County Texas | 2 | $ 210,000 | $ 105,000 | $ 102,000 |
| Hunt County Texas | 2 | $ 520,000 | $ 260,000 | $ 122,000 |
| Kerr County Texas | 2 | $ 450,000 | $ 225,000 | $ 75,000 |
| Medina County Texas | 2 | $ 260,000 | $ 130,000 | $ 51,000 |
| Trinity County Texas | 2 | $ 190,000 | $ 95,000 | $ 41,000 |
| Utah County Utah | 2 | $ 590,000 | $ 295,000 | $ 82,000 |
| Grays Harbor County Washington | 2 | $ 690,000 | $ 345,000 | $ 241,000 |
| Jefferson County Washington | 2 | $ 490,000 | $ 245,000 | $ 52,000 |
| Skagit County Washington | 2 | $ 500,000 | $ 250,000 | $ 56,000 |
| Thurston County Washington | 2 | $ 600,000 | $ 300,000 | $ 83,000 |
| Autauga County Alabama | 1 | $ 185,000 | $ 185,000 | $ 55,000 |
| Barbour County Alabama | 1 | $ 185,000 | $ 185,000 | $ 95,000 |
| Jefferson County Alabama | 1 | $ 185,000 | $ 185,000 | $ 105,000 |
| Madison County Alabama | 1 | $ 305,000 | $ 305,000 | $ 77,000 |
| Marshall County Alabama | 1 | $ 245,000 | $ 245,000 | $ 136,000 |
| Mobile County Alabama | 1 | $ 135,000 | $ 135,000 | $ 36,000 |
| Tuscaloosa County Alabama | 1 | $ 295,000 | $ 295,000 | $ 53,000 |
| Pima County Arizona | 1 | $ 265,000 | $ 265,000 | $ 59,000 |
| Greene County Arkansas | 1 | $ 135,000 | $ 135,000 | $ 73,000 |
| Lonoke County Arkansas | 1 | $ 145,000 | $ 145,000 | $ 25,000 |
| Saline County Arkansas | 1 | $ 305,000 | $ 305,000 | $ 111,000 |
| Washington County Arkansas | 1 | $ 225,000 | $ 225,000 | $ 48,000 |
| Butte County California | 1 | $ 135,000 | $ 135,000 | $ 35,000 |
| Fresno County California | 1 | $ 165,000 | $ 165,000 | $ 151,000 |
| Glenn County California | 1 | $ 125,000 | $ 125,000 | $ 37,000 |
| Humboldt County California | 1 | $ 335,000 | $ 335,000 | $ 73,000 |
| Merced County California | 1 | $ 225,000 | $ 225,000 | $ 96,000 |
| Placer County California | 1 | $ 515,000 | $ 515,000 | $ 200,000 |
| San Joaquin County California | 1 | $ 335,000 | $ 335,000 | $ 81,000 |
| San Luis Obispo County California | 1 | $ 145,000 | $ 145,000 | $ 57,000 |
| Santa Clara County California | 1 | $ 465,000 | $ 465,000 | $ 104,000 |
| Sonoma County California | 1 | $ 345,000 | $ 345,000 | $ 85,000 |
| Sutter County California | 1 | $ 325,000 | $ 325,000 | $ 67,000 |
| Ventura County California | 1 | $ 575,000 | $ 575,000 | $ 152,000 |
| Yuba County California | 1 | $ 335,000 | $ 335,000 | $ 105,000 |
| Alamosa County Colorado | 1 | $ 295,000 | $ 295,000 | $ 58,000 |
| Arapahoe County Colorado | 1 | $ 155,000 | $ 155,000 | $ 37,000 |
| Douglas County Colorado | 1 | $ 485,000 | $ 485,000 | $ 127,000 |
| Las Animas County Colorado | 1 | $ 305,000 | $ 305,000 | $ 63,000 |
| Yuma County Colorado | 1 | $ 275,000 | $ 275,000 | $ 61,000 |
| Hartford County Connecticut | 1 | $ 185,000 | $ 185,000 | $ 52,000 |
| Alachua County Florida | 1 | $ 105,000 | $ 105,000 | $ 94,000 |
| Brevard County Florida | 1 | $ 275,000 | $ 275,000 | $ 90,000 |
| Charlotte County Florida | 1 | $ 175,000 | $ 175,000 | $ 73,000 |
| Clay County Florida | 1 | $ 265,000 | $ 265,000 | $ 55,000 |
| Escambia County Florida | 1 | $ 235,000 | $ 235,000 | $ 73,000 |
| Highlands County Florida | 1 | $ 175,000 | $ 175,000 | $ 83,000 |
| Holmes County Florida | 1 | $ 215,000 | $ 215,000 | $ 129,000 |
| Leon County Florida | 1 | $ 255,000 | $ 255,000 | $ 77,000 |
| Miami-Dade County Florida | 1 | $ 325,000 | $ 325,000 | $ 77,000 |
| Nassau County Florida | 1 | $ 215,000 | $ 215,000 | $ 69,000 |
| Okeechobee County Florida | 1 | $ 195,000 | $ 195,000 | $ 79,000 |
| Bartow County Georgia | 1 | $ 225,000 | $ 225,000 | $ 56,000 |
| Ben Hill County Georgia | 1 | $ 165,000 | $ 165,000 | $ 122,000 |
| Bibb County Georgia | 1 | $ 155,000 | $ 155,000 | $ 56,000 |
| Bleckley County Georgia | 1 | $ 125,000 | $ 125,000 | $ 62,000 |
| Bryan County Georgia | 1 | $ 135,000 | $ 135,000 | $ 26,000 |
| Catoosa County Georgia | 1 | $ 185,000 | $ 185,000 | $ 48,000 |
| Chatham County Georgia | 1 | $ 225,000 | $ 225,000 | $ 126,000 |
| Clarke County Georgia | 1 | $ 155,000 | $ 155,000 | $ 66,000 |
| Coweta County Georgia | 1 | $ 105,000 | $ 105,000 | $ 67,000 |
| Floyd County Georgia | 1 | $ 125,000 | $ 125,000 | $ 51,000 |
| Franklin County Georgia | 1 | $ 185,000 | $ 185,000 | $ 69,000 |
| Hall County Georgia | 1 | $ 185,000 | $ 185,000 | $ 72,000 |
| Harris County Georgia | 1 | $ 485,000 | $ 485,000 | $ 215,000 |
| Muscogee County Georgia | 1 | $ 305,000 | $ 305,000 | $ 109,000 |
| Peach County Georgia | 1 | $ 175,000 | $ 175,000 | $ 134,000 |
| Walker County Georgia | 1 | $ 105,000 | $ 105,000 | $ 39,000 |
| Walton County Georgia | 1 | $ 285,000 | $ 285,000 | $ 207,000 |
| Ada County Idaho | 1 | $ 265,000 | $ 265,000 | $ 86,000 |
| Canyon County Idaho | 1 | $ 585,000 | $ 585,000 | $ 116,000 |
| Clearwater County Idaho | 1 | $ 275,000 | $ 275,000 | $ 72,000 |
| Kootenai County Idaho | 1 | $ 255,000 | $ 255,000 | $ 91,000 |
| Payette County Idaho | 1 | $ 145,000 | $ 145,000 | $ 60,000 |
| Grundy County Illinois | 1 | $ 165,000 | $ 165,000 | $ 69,000 |
| Kane County Illinois | 1 | $ 295,000 | $ 295,000 | $ 46,000 |
| McHenry County Illinois | 1 | $ 185,000 | $ 185,000 | $ 52,000 |
| Fountain County Indiana | 1 | $ 275,000 | $ 275,000 | $ 66,000 |
| Hendricks County Indiana | 1 | $ 145,000 | $ 145,000 | $ 88,000 |
| Monroe County Indiana | 1 | $ 155,000 | $ 155,000 | $ 52,000 |
| Porter County Indiana | 1 | $ 215,000 | $ 215,000 | $ 155,000 |
| Rush County Indiana | 1 | $ 195,000 | $ 195,000 | $ 38,000 |
| Tippecanoe County Indiana | 1 | $ 165,000 | $ 165,000 | $ 51,000 |
| Crawford County Kansas | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Osage County Kansas | 1 | $ 125,000 | $ 125,000 | $ 47,000 |
| Seward County Kansas | 1 | $ 115,000 | $ 115,000 | $ 56,000 |
| Bullitt County Kentucky | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Laurel County Kentucky | 1 | $ 205,000 | $ 205,000 | $ 94,000 |
| Ascension County Louisiana | 1 | $ 175,000 | $ 175,000 | $ 73,000 |
| Bossier County Louisiana | 1 | $ 135,000 | $ 135,000 | $ 64,000 |
| Calcasieu County Louisiana | 1 | $ 145,000 | $ 145,000 | $ 53,000 |
| St. Tammany County Louisiana | 1 | $ 55,000 | $ 55,000 | $ 44,000 |
| Anne Arundel County Maryland | 1 | $ 305,000 | $ 305,000 | $ 87,000 |
| Baltimore County Maryland | 1 | $ 525,000 | $ 525,000 | $ 164,000 |
| Charles County Maryland | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Montgomery County Maryland | 1 | $ 215,000 | $ 215,000 | $ 50,000 |
| Barnstable County Massachusetts | 1 | $ 425,000 | $ 425,000 | $ 136,000 |
| Essex County Massachusetts | 1 | $ 215,000 | $ 215,000 | $ 135,000 |
| Hampden County Massachusetts | 1 | $ 295,000 | $ 295,000 | $ 105,000 |
| Norfolk County Massachusetts | 1 | $ 475,000 | $ 475,000 | $ 219,000 |
| Alpena County Michigan | 1 | $ 35,000 | $ 35,000 | $ 49,000 |
| Bay County Michigan | 1 | $ 125,000 | $ 125,000 | $ 74,000 |
| Berrien County Michigan | 1 | $ 115,000 | $ 115,000 | $ 51,000 |
| Crawford County Michigan | 1 | $ 75,000 | $ 75,000 | $ 41,000 |
| Genesee County Michigan | 1 | $ 105,000 | $ 105,000 | $ 23,000 |
| Ingham County Michigan | 1 | $ 385,000 | $ 385,000 | $ 36,000 |
| Oakland County Michigan | 1 | $ 85,000 | $ 85,000 | $ 105,000 |
| Oceana County Michigan | 1 | $ 155,000 | $ 155,000 | $ 65,000 |
| Washtenaw County Michigan | 1 | $ 225,000 | $ 225,000 | $ 98,000 |
| Clarke County Mississippi | 1 | $ 215,000 | $ 215,000 | $ 143,000 |
| Grenada County Mississippi | 1 | $ 435,000 | $ 435,000 | $ 182,000 |
| Lee County Mississippi | 1 | $ 175,000 | $ 175,000 | $ 69,000 |
| Panola County Mississippi | 1 | $ 145,000 | $ 145,000 | $ 36,000 |
| Stone County Mississippi | 1 | $ 95,000 | $ 95,000 | $ 37,000 |
| Wayne County Mississippi | 1 | $ 125,000 | $ 125,000 | $ 85,000 |
| Camden County Missouri | 1 | $ 85,000 | $ 85,000 | $ 88,000 |
| St. Charles County Missouri | 1 | $ 225,000 | $ 225,000 | $ 100,000 |
| Yellowstone County Montana | 1 | $ 255,000 | $ 255,000 | $ 53,000 |
| Douglas County Nevada | 1 | $ 265,000 | $ 265,000 | $ 93,000 |
| Strafford County New Hampshire | 1 | $ 195,000 | $ 195,000 | $ 60,000 |
| Atlantic County New Jersey | 1 | $ 195,000 | $ 195,000 | $ 248,000 |
| Cape May County New Jersey | 1 | $ 145,000 | $ 145,000 | $ 76,000 |
| Hunterdon County New Jersey | 1 | $ 335,000 | $ 335,000 | $ 123,000 |
| Union County New Jersey | 1 | $ 275,000 | $ 275,000 | $ 57,000 |
| Bernalillo County New Mexico | 1 | $ 185,000 | $ 185,000 | $ 80,000 |
| Bronx County New York | 1 | $ 125,000 | $ 125,000 | $ 139,000 |
| Queens County New York | 1 | $ 565,000 | $ 565,000 | $ 204,000 |
| Richmond County New York | 1 | $ 255,000 | $ 255,000 | $ 89,000 |
| Beaufort County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 73,000 |
| Brunswick County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 100,000 |
| Catawba County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 50,000 |
| Cumberland County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 78,000 |
| Forsyth County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 83,000 |
| Iredell County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 35,000 |
| Rowan County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 74,000 |
| Wake County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 93,000 |
| Butler County Ohio | 1 | $ 115,000 | $ 115,000 | $ 70,000 |
| Hamilton County Ohio | 1 | $ 245,000 | $ 245,000 | $ 115,000 |
| Lake County Ohio | 1 | $ 165,000 | $ 165,000 | $ 54,000 |
| Lucas County Ohio | 1 | $ 145,000 | $ 145,000 | $ 63,000 |
| Mahoning County Ohio | 1 | $ 195,000 | $ 195,000 | $ 82,000 |
| Muskingum County Ohio | 1 | $ 35,000 | $ 35,000 | $ 16,000 |
| Perry County Ohio | 1 | $ 185,000 | $ 185,000 | $ 90,000 |
| Summit County Ohio | 1 | $ 65,000 | $ 65,000 | $ 97,000 |
| Lincoln County Oklahoma | 1 | $ 145,000 | $ 145,000 | $ 31,000 |
| Osage County Oklahoma | 1 | $ 245,000 | $ 245,000 | $ 115,000 |
| Pittsburg County Oklahoma | 1 | $ 135,000 | $ 135,000 | $ 75,000 |
| Clatsop County Oregon | 1 | $ 335,000 | $ 335,000 | $ 89,000 |
| Columbia County Oregon | 1 | $ 485,000 | $ 485,000 | $ 167,000 |
| Coos County Oregon | 1 | $ 195,000 | $ 195,000 | $ 101,000 |
| Douglas County Oregon | 1 | $ 285,000 | $ 285,000 | $ 73,000 |
| Beaver County Pennsylvania | 1 | $ 265,000 | $ 265,000 | $ 144,000 |
| Cambria County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 41,000 |
| Cumberland County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 127,000 |
| Luzerne County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 46,000 |
| Wayne County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 42,000 |
| Westmoreland County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 80,000 |
| Anderson County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 78,000 |
| Bamberg County South Carolina | 1 | $ 85,000 | $ 85,000 | $ 30,000 |
| Charleston County South Carolina | 1 | $ 175,000 | $ 175,000 | $ 46,000 |
| Georgetown County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 32,000 |
| Lancaster County South Carolina | 1 | $ 225,000 | $ 225,000 | $ 54,000 |
| Orangeburg County South Carolina | 1 | $ 205,000 | $ 205,000 | $ 83,000 |
| Pickens County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 59,000 |
| Richland County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 31,000 |
| Spartanburg County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 58,000 |
| Crockett County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 50,000 |
| Decatur County Tennessee | 1 | $ 15,000 | $ 15,000 | $ 31,000 |
| Franklin County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 50,000 |
| Hardin County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 55,000 |
| Maury County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 42,000 |
| McNairy County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 52,000 |
| Rhea County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 34,000 |
| Robertson County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 46,000 |
| Union County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 41,000 |
| Wilson County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 88,000 |
| Bandera County Texas | 1 | $ 155,000 | $ 155,000 | $ 43,000 |
| Bee County Texas | 1 | $ 305,000 | $ 305,000 | $ 143,000 |
| Blanco County Texas | 1 | $ 185,000 | $ 185,000 | $ 62,000 |
| Burleson County Texas | 1 | $ 145,000 | $ 145,000 | $ 166,000 |
| Caldwell County Texas | 1 | $ 105,000 | $ 105,000 | $ 124,000 |
| Cameron County Texas | 1 | $ 175,000 | $ 175,000 | $ 47,000 |
| Chambers County Texas | 1 | $ 205,000 | $ 205,000 | $ 66,000 |
| Clay County Texas | 1 | $ 145,000 | $ 145,000 | $ 88,000 |
| Dawson County Texas | 1 | $ 195,000 | $ 195,000 | $ 61,000 |
| Eastland County Texas | 1 | $ 175,000 | $ 175,000 | $ 71,000 |
| Grayson County Texas | 1 | $ 135,000 | $ 135,000 | $ 74,000 |
| Grimes County Texas | 1 | $ 65,000 | $ 65,000 | $ 95,000 |
| Hardin County Texas | 1 | $ 195,000 | $ 195,000 | $ 50,000 |
| Henderson County Texas | 1 | $ 225,000 | $ 225,000 | $ 57,000 |
| Hood County Texas | 1 | $ 125,000 | $ 125,000 | $ 49,000 |
| Howard County Texas | 1 | $ 145,000 | $ 145,000 | $ 79,000 |
| Jefferson County Texas | 1 | $ 185,000 | $ 185,000 | $ 61,000 |
| Lamar County Texas | 1 | $ 175,000 | $ 175,000 | $ 68,000 |
| Lee County Texas | 1 | $ 195,000 | $ 195,000 | $ 158,000 |
| Leon County Texas | 1 | $ 285,000 | $ 285,000 | $ 158,000 |
| Lubbock County Texas | 1 | $ 195,000 | $ 195,000 | $ 95,000 |
| Matagorda County Texas | 1 | $ 145,000 | $ 145,000 | $ 35,000 |
| Newton County Texas | 1 | $ 65,000 | $ 65,000 | $ 21,000 |
| Nueces County Texas | 1 | $ 125,000 | $ 125,000 | $ 34,000 |
| Pecos County Texas | 1 | $ 135,000 | $ 135,000 | $ 85,000 |
| Rockwall County Texas | 1 | $ 245,000 | $ 245,000 | $ 57,000 |
| San Patricio County Texas | 1 | $ 295,000 | $ 295,000 | $ 128,000 |
| Upshur County Texas | 1 | $ 95,000 | $ 95,000 | $ 32,000 |
| Walker County Texas | 1 | $ 295,000 | $ 295,000 | $ 176,000 |
| Ward County Texas | 1 | $ 205,000 | $ 205,000 | $ 63,000 |
| Wise County Texas | 1 | $ 105,000 | $ 105,000 | $ 31,000 |
| Cache County Utah | 1 | $ 165,000 | $ 165,000 | $ 101,000 |
| Carbon County Utah | 1 | $ 135,000 | $ 135,000 | $ 37,000 |
| Grand County Utah | 1 | $ 185,000 | $ 185,000 | $ 72,000 |
| Summit County Utah | 1 | $ 395,000 | $ 395,000 | $ 160,000 |
| Alleghany County Virginia | 1 | $ 195,000 | $ 195,000 | $ 73,000 |
| Chesterfield County Virginia | 1 | $ 225,000 | $ 225,000 | $ 63,000 |
| Fairfax County Virginia | 1 | $ 505,000 | $ 505,000 | $ 117,000 |
| Hampton County Virginia | 1 | $ 305,000 | $ 305,000 | $ 78,000 |
| Loudoun County Virginia | 1 | $ 525,000 | $ 525,000 | $ 236,000 |
| Prince Edward County Virginia | 1 | $ 205,000 | $ 205,000 | $ 62,000 |
| Roanoke County Virginia | 1 | $ 195,000 | $ 195,000 | $ 99,000 |
| Spotsylvania County Virginia | 1 | $ 105,000 | $ 105,000 | $ 53,000 |
| Stafford County Virginia | 1 | $ 315,000 | $ 315,000 | $ 137,000 |
| Milwaukee County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 33,000 |
| Waukesha County Wisconsin | 1 | $ 205,000 | $ 205,000 | $ 111,000 |
Mortgage Loan Application Detail Totals for Austin Capital Bank Ssb in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,736 | $394,620,000 | $227,000 | $805,000 | $93,000 | $1,388,000 |
| Refinancing | 224 | $63,000,000 | $281,000 | $1,465,000 | $120,000 | $454,000 |
| Cash-out Refinancing | 195 | $49,125,000 | $251,000 | $765,000 | $95,000 | $341,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,177 | $282,715,000 | $240,000 | $805,000 | $97,000 | $1,388,000 |
| Hispanic | 296 | $64,770,000 | $218,000 | $645,000 | $82,000 | $310,000 |
| Not Provided | 294 | $70,280,000 | $239,000 | $1,465,000 | $98,000 | $852,000 |
| Black or African American | 274 | $58,190,000 | $212,000 | $615,000 | $79,000 | $236,000 |
| Asian | 96 | $26,030,000 | $271,000 | $725,000 | $151,000 | $625,000 |
| American Indian or Alaskan Native | 10 | $2,660,000 | $266,000 | $435,000 | $92,000 | $182,000 |
| Not applicable | 5 | $1,335,000 | $267,000 | $335,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 2 | $390,000 | $195,000 | $275,000 | $81,000 | $90,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,010 | $251,950,000 | $249,000 | $1,465,000 | $113,000 | $1,388,000 |
| FHA-insured (Federal Housing Administration) | 790 | $159,240,000 | $201,000 | $625,000 | $75,000 | $310,000 |
| VA-guaranteed (Veterans Administration) | 340 | $93,350,000 | $274,000 | $675,000 | $89,000 | $244,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 15 | $2,205,000 | $147,000 | $225,000 | $55,000 | $96,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,379 | $325,835,000 | $236,000 | $725,000 | $94,000 | $515,000 |
| Application Withdrawn By Applicant | 609 | $146,655,000 | $240,000 | $1,465,000 | $103,000 | $1,388,000 |
| Application Denied By Financial Institution | 159 | $32,205,000 | $202,000 | $805,000 | $68,000 | $189,000 |
| Application Approved But Not Accepted | 5 | $1,215,000 | $243,000 | $355,000 | $119,000 | $203,000 |
| File Closed For Incompleteness | 3 | $835,000 | $278,000 | $405,000 | $81,000 | $118,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,996 | $474,540,000 | $237,000 | $1,465,000 | $97,000 | $1,388,000 |
| Debt-To-Income Ratio | 48 | $10,410,000 | $216,000 | $565,000 | $59,000 | $185,000 |
| Credit History | 47 | $9,615,000 | $204,000 | $575,000 | $67,000 | $170,000 |
| Other | 24 | $5,200,000 | $216,000 | $805,000 | $82,000 | $166,000 |
| Collateral | 18 | $3,130,000 | $173,000 | $445,000 | $68,000 | $168,000 |
| Employment History | 8 | $1,340,000 | $167,000 | $485,000 | $71,000 | $189,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $1,410,000 | $176,000 | $385,000 | $64,000 | $112,000 |
| Unverifiable Information | 6 | $1,100,000 | $183,000 | $345,000 | $91,000 | $181,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Austin Capital Bank Ssb's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Austin Capital Bank Ssb's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.