Austin Capital Bank SSB Mortgage Lending & HMDA Data, 2019
In 2019, Austin Capital Bank SSB of Austin, TX reported 2,155 mortgage applications totaling $506.7 million, up 163% from 2018. The average application was for $235,148, and applicants reported an average income of $95,987. 64% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Memphis, TN-MS-AR (290), Austin-Round Rock, TX (279) and San Antonio-New Braunfels, TX (197) (applications in parentheses).
| Mortgage Company & Address | Austin Capital Bank SSB 8100 Shoal Creek Blvd Austin, TX 78757 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2010 2009 |
| Total Number of Mortgage Applications | 2,155 |
| Total Mortgage Loan Application Amount | $506,745,000 |
| Average Mortgage Loan Application Amount | $235,148 |
| Highest Mortgage Loan Application Amount | $1,465,000 |
| Average Applicant Income | $95,987 |
| Highest Applicant Income | $1,388,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Austin Capital Bank SSB filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Shelby, Tennessee | 228 | $ 48,310,000 | $ 211,885 | $ 98,000 |
| Travis, Texas | 156 | $ 46,510,000 | $ 298,141 | $ 132,000 |
| Bexar, Texas | 155 | $ 33,215,000 | $ 214,290 | $ 89,000 |
| Harris, Texas | 102 | $ 20,560,000 | $ 201,568 | $ 119,000 |
| Williamson, Texas | 84 | $ 19,880,000 | $ 236,666 | $ 111,000 |
| El Paso, Colorado | 64 | $ 20,180,000 | $ 315,312 | $ 81,000 |
| Hillsborough, Florida | 61 | $ 16,745,000 | $ 274,508 | $ 102,000 |
| Bell, Texas | 56 | $ 10,300,000 | $ 183,928 | $ 81,000 |
| Kent, Michigan | 50 | $ 9,140,000 | $ 182,800 | $ 64,000 |
| King, Washington | 46 | $ 20,550,000 | $ 446,739 | $ 132,000 |
| Tarrant, Texas | 37 | $ 9,285,000 | $ 250,945 | $ 107,000 |
| DeSoto, Mississippi | 33 | $ 6,145,000 | $ 186,212 | $ 77,000 |
| Philadelphia, Pennsylvania | 31 | $ 4,325,000 | $ 139,516 | $ 51,000 |
| Hays, Texas | 29 | $ 6,815,000 | $ 235,000 | $ 95,000 |
| Maricopa, Arizona | 25 | $ 5,375,000 | $ 215,000 | $ 83,000 |
| Ottawa, Michigan | 24 | $ 4,780,000 | $ 199,166 | $ 79,000 |
| Dallas, Texas | 21 | $ 5,055,000 | $ 240,714 | $ 92,000 |
| Collin, Texas | 20 | $ 5,690,000 | $ 284,500 | $ 98,000 |
| San Bernardino, California | 18 | $ 4,590,000 | $ 255,000 | $ 112,000 |
| Fayette, Tennessee | 17 | $ 4,125,000 | $ 242,647 | $ 86,000 |
| Guadalupe, Texas | 16 | $ 3,540,000 | $ 221,250 | $ 74,000 |
| Pierce, Washington | 16 | $ 4,160,000 | $ 260,000 | $ 69,000 |
| Comal, Texas | 14 | $ 2,950,000 | $ 210,714 | $ 90,000 |
| Delaware, Pennsylvania | 13 | $ 1,815,000 | $ 139,615 | $ 68,000 |
| Montgomery, Texas | 13 | $ 2,725,000 | $ 209,615 | $ 78,000 |
| Davidson, Tennessee | 12 | $ 3,230,000 | $ 269,166 | $ 66,000 |
| Denton, Texas | 12 | $ 3,490,000 | $ 290,833 | $ 108,000 |
| Ionia, Michigan | 10 | $ 1,420,000 | $ 142,000 | $ 65,000 |
| Madison, Tennessee | 10 | $ 1,340,000 | $ 134,000 | $ 47,000 |
| Galveston, Texas | 10 | $ 3,080,000 | $ 308,000 | $ 155,000 |
| Snohomish, Washington | 10 | $ 4,400,000 | $ 440,000 | $ 156,000 |
| Bastrop, Texas | 9 | $ 2,285,000 | $ 253,888 | $ 106,000 |
| Brazoria, Texas | 9 | $ 1,725,000 | $ 191,666 | $ 75,000 |
| Kaufman, Texas | 9 | $ 1,975,000 | $ 219,444 | $ 94,000 |
| Pulaski, Arkansas | 8 | $ 1,390,000 | $ 173,750 | $ 75,000 |
| Sacramento, California | 8 | $ 2,420,000 | $ 302,500 | $ 123,000 |
| Allegan, Michigan | 8 | $ 1,540,000 | $ 192,500 | $ 92,000 |
| Clark, Nevada | 8 | $ 2,500,000 | $ 312,500 | $ 120,000 |
| Tipton, Tennessee | 8 | $ 1,400,000 | $ 175,000 | $ 68,000 |
| McLennan, Texas | 8 | $ 1,390,000 | $ 173,750 | $ 81,000 |
| Midland, Texas | 8 | $ 1,850,000 | $ 231,250 | $ 138,000 |
| Los Angeles, California | 7 | $ 3,135,000 | $ 447,857 | $ 100,000 |
| Pueblo, Colorado | 7 | $ 1,095,000 | $ 156,428 | $ 56,000 |
| Montcalm, Michigan | 7 | $ 1,025,000 | $ 146,428 | $ 59,000 |
| Multnomah, Oregon | 7 | $ 2,615,000 | $ 373,571 | $ 89,000 |
| Rutherford, Tennessee | 7 | $ 1,335,000 | $ 190,714 | $ 54,000 |
| El Paso, Texas | 7 | $ 1,225,000 | $ 175,000 | $ 74,000 |
| Duval, Florida | 6 | $ 1,870,000 | $ 311,666 | $ 120,000 |
| Polk, Florida | 6 | $ 1,520,000 | $ 253,333 | $ 94,000 |
| Montgomery, Pennsylvania | 6 | $ 1,040,000 | $ 173,333 | $ 81,000 |
| Spokane, Washington | 6 | $ 2,070,000 | $ 345,000 | $ 90,000 |
| Riverside, California | 5 | $ 1,855,000 | $ 371,000 | $ 96,000 |
| Fremont, Colorado | 5 | $ 1,445,000 | $ 289,000 | $ 90,000 |
| Manatee, Florida | 5 | $ 1,085,000 | $ 217,000 | $ 123,000 |
| Palm Beach, Florida | 5 | $ 975,000 | $ 195,000 | $ 57,000 |
| Pasco, Florida | 5 | $ 965,000 | $ 193,000 | $ 83,000 |
| St. Johns, Florida | 5 | $ 1,375,000 | $ 275,000 | $ 111,000 |
| Cobb, Georgia | 5 | $ 1,415,000 | $ 283,000 | $ 100,000 |
| Paulding, Georgia | 5 | $ 1,195,000 | $ 239,000 | $ 71,000 |
| Hamilton, Indiana | 5 | $ 1,085,000 | $ 217,000 | $ 79,000 |
| Frederick, Maryland | 5 | $ 1,535,000 | $ 307,000 | $ 104,000 |
| Prince George's, Maryland | 5 | $ 1,105,000 | $ 221,000 | $ 94,000 |
| Lane, Oregon | 5 | $ 2,065,000 | $ 413,000 | $ 98,000 |
| Fort Bend, Texas | 5 | $ 1,295,000 | $ 259,000 | $ 105,000 |
| Lampasas, Texas | 5 | $ 835,000 | $ 167,000 | $ 56,000 |
| Weber, Utah | 5 | $ 935,000 | $ 187,000 | $ 63,000 |
| Solano, California | 4 | $ 1,360,000 | $ 340,000 | $ 105,000 |
| Rio Grande, Colorado | 4 | $ 840,000 | $ 210,000 | $ 54,000 |
| Broward, Florida | 4 | $ 1,420,000 | $ 355,000 | $ 96,000 |
| Lee, Florida | 4 | $ 720,000 | $ 180,000 | $ 158,000 |
| Orange, Florida | 4 | $ 560,000 | $ 140,000 | $ 114,000 |
| Cook, Illinois | 4 | $ 860,000 | $ 215,000 | $ 116,000 |
| Barry, Michigan | 4 | $ 550,000 | $ 137,500 | $ 109,000 |
| Mecosta, Michigan | 4 | $ 520,000 | $ 130,000 | $ 103,000 |
| Newaygo, Michigan | 4 | $ 550,000 | $ 137,500 | $ 56,000 |
| Bergen, New Jersey | 4 | $ 2,430,000 | $ 607,500 | $ 307,000 |
| Trumbull, Ohio | 4 | $ 390,000 | $ 97,500 | $ 73,000 |
| Clackamas, Oregon | 4 | $ 1,260,000 | $ 315,000 | $ 129,000 |
| Berks, Pennsylvania | 4 | $ 990,000 | $ 247,500 | $ 82,000 |
| Sumner, Tennessee | 4 | $ 850,000 | $ 212,500 | $ 91,000 |
| Johnson, Texas | 4 | $ 1,340,000 | $ 335,000 | $ 133,000 |
| Kendall, Texas | 4 | $ 1,010,000 | $ 252,500 | $ 88,000 |
| Parker, Texas | 4 | $ 850,000 | $ 212,500 | $ 122,000 |
| Davis, Utah | 4 | $ 1,110,000 | $ 277,500 | $ 116,000 |
| Pinal, Arizona | 3 | $ 655,000 | $ 218,333 | $ 56,000 |
| Benton, Arkansas | 3 | $ 535,000 | $ 178,333 | $ 53,000 |
| Alameda, California | 3 | $ 2,945,000 | $ 981,666 | $ 244,000 |
| Contra Costa, California | 3 | $ 1,025,000 | $ 341,666 | $ 129,000 |
| San Francisco, California | 3 | $ 1,325,000 | $ 441,666 | $ 157,000 |
| Adams, Colorado | 3 | $ 585,000 | $ 195,000 | $ 47,000 |
| Bay, Florida | 3 | $ 565,000 | $ 188,333 | $ 126,000 |
| Pinellas, Florida | 3 | $ 455,000 | $ 151,666 | $ 63,000 |
| Forsyth, Georgia | 3 | $ 835,000 | $ 278,333 | $ 132,000 |
| Fulton, Georgia | 3 | $ 785,000 | $ 261,666 | $ 137,000 |
| Henry, Georgia | 3 | $ 525,000 | $ 175,000 | $ 77,000 |
| Lake, Illinois | 3 | $ 675,000 | $ 225,000 | $ 91,000 |
| Will, Illinois | 3 | $ 895,000 | $ 298,333 | $ 122,000 |
| Allen, Indiana | 3 | $ 725,000 | $ 241,666 | $ 156,000 |
| Marion, Indiana | 3 | $ 265,000 | $ 88,333 | $ 25,000 |
| Marshall, Indiana | 3 | $ 405,000 | $ 135,000 | $ 28,000 |
| Warren, Kentucky | 3 | $ 415,000 | $ 138,333 | $ 52,000 |
| Muskegon, Michigan | 3 | $ 585,000 | $ 195,000 | $ 81,000 |
| Harrison, Mississippi | 3 | $ 345,000 | $ 115,000 | $ 47,000 |
| Jackson, Mississippi | 3 | $ 445,000 | $ 148,333 | $ 105,000 |
| Merrimack, New Hampshire | 3 | $ 735,000 | $ 245,000 | $ 81,000 |
| Lincoln, Oregon | 3 | $ 575,000 | $ 191,666 | $ 84,000 |
| Linn, Oregon | 3 | $ 925,000 | $ 308,333 | $ 70,000 |
| Allegheny, Pennsylvania | 3 | $ 695,000 | $ 231,666 | $ 85,000 |
| Bucks, Pennsylvania | 3 | $ 705,000 | $ 235,000 | $ 81,000 |
| Lehigh, Pennsylvania | 3 | $ 345,000 | $ 115,000 | $ 46,000 |
| Aiken, South Carolina | 3 | $ 525,000 | $ 175,000 | $ 80,000 |
| Horry, South Carolina | 3 | $ 655,000 | $ 218,333 | $ 83,000 |
| Angelina, Texas | 3 | $ 275,000 | $ 91,666 | $ 90,000 |
| Ector, Texas | 3 | $ 735,000 | $ 245,000 | $ 85,000 |
| Ellis, Texas | 3 | $ 895,000 | $ 298,333 | $ 100,000 |
| Liberty, Texas | 3 | $ 455,000 | $ 151,666 | $ 83,000 |
| Smith, Texas | 3 | $ 345,000 | $ 115,000 | $ 75,000 |
| Tom Green, Texas | 3 | $ 755,000 | $ 251,666 | $ 103,000 |
| Wilson, Texas | 3 | $ 1,055,000 | $ 351,666 | $ 112,000 |
| Salt Lake, Utah | 3 | $ 675,000 | $ 225,000 | $ 102,000 |
| Kitsap, Washington | 3 | $ 1,375,000 | $ 458,333 | $ 137,000 |
| Mason, Washington | 3 | $ 645,000 | $ 215,000 | $ 133,000 |
| Mohave, Arizona | 2 | $ 340,000 | $ 170,000 | $ 77,000 |
| Cross, Arkansas | 2 | $ 330,000 | $ 165,000 | $ 52,000 |
| Denver, Colorado | 2 | $ 750,000 | $ 375,000 | $ 99,000 |
| Phillips, Colorado | 2 | $ 250,000 | $ 125,000 | $ 66,000 |
| Fairfield, Connecticut | 2 | $ 430,000 | $ 215,000 | $ 62,000 |
| New Haven, Connecticut | 2 | $ 510,000 | $ 255,000 | $ 79,000 |
| Gulf, Florida | 2 | $ 320,000 | $ 160,000 | $ 91,000 |
| Hernando, Florida | 2 | $ 580,000 | $ 290,000 | $ 84,000 |
| Osceola, Florida | 2 | $ 530,000 | $ 265,000 | $ 73,000 |
| Santa Rosa, Florida | 2 | $ 290,000 | $ 145,000 | $ 60,000 |
| Seminole, Florida | 2 | $ 480,000 | $ 240,000 | $ 97,000 |
| St. Lucie, Florida | 2 | $ 420,000 | $ 210,000 | $ 56,000 |
| Volusia, Florida | 2 | $ 440,000 | $ 220,000 | $ 70,000 |
| Cherokee, Georgia | 2 | $ 520,000 | $ 260,000 | $ 61,000 |
| Clayton, Georgia | 2 | $ 300,000 | $ 150,000 | $ 62,000 |
| Gwinnett, Georgia | 2 | $ 400,000 | $ 200,000 | $ 50,000 |
| Houston, Georgia | 2 | $ 340,000 | $ 170,000 | $ 52,000 |
| Sumter, Georgia | 2 | $ 450,000 | $ 225,000 | $ 74,000 |
| Blaine, Idaho | 2 | $ 790,000 | $ 395,000 | $ 190,000 |
| DuPage, Illinois | 2 | $ 400,000 | $ 200,000 | $ 86,000 |
| Boone, Indiana | 2 | $ 380,000 | $ 190,000 | $ 41,000 |
| Hancock, Indiana | 2 | $ 290,000 | $ 145,000 | $ 71,000 |
| Johnson, Kansas | 2 | $ 600,000 | $ 300,000 | $ 88,000 |
| Vernon, Louisiana | 2 | $ 390,000 | $ 195,000 | $ 97,000 |
| Calvert, Maryland | 2 | $ 560,000 | $ 280,000 | $ 74,000 |
| Middlesex, Massachusetts | 2 | $ 900,000 | $ 450,000 | $ 173,000 |
| Macomb, Michigan | 2 | $ 520,000 | $ 260,000 | $ 103,000 |
| Mason, Michigan | 2 | $ 220,000 | $ 110,000 | $ 48,000 |
| Osceola, Michigan | 2 | $ 160,000 | $ 80,000 | $ 32,000 |
| Van Buren, Michigan | 2 | $ 220,000 | $ 110,000 | $ 38,000 |
| Marshall, Mississippi | 2 | $ 200,000 | $ 100,000 | $ 46,000 |
| Tate, Mississippi | 2 | $ 300,000 | $ 150,000 | $ 56,000 |
| Lyon, Nevada | 2 | $ 570,000 | $ 285,000 | $ 86,000 |
| Hillsborough, New Hampshire | 2 | $ 450,000 | $ 225,000 | $ 89,000 |
| Burlington, New Jersey | 2 | $ 310,000 | $ 155,000 | $ 74,000 |
| Davidson, North Carolina | 2 | $ 410,000 | $ 205,000 | $ 58,000 |
| Johnston, North Carolina | 2 | $ 520,000 | $ 260,000 | $ 82,000 |
| Mecklenburg, North Carolina | 2 | $ 390,000 | $ 195,000 | $ 72,000 |
| Crawford, Ohio | 2 | $ 360,000 | $ 180,000 | $ 88,000 |
| Geauga, Ohio | 2 | $ 230,000 | $ 115,000 | $ 50,000 |
| Canadian, Oklahoma | 2 | $ 360,000 | $ 180,000 | $ 62,000 |
| Oklahoma, Oklahoma | 2 | $ 550,000 | $ 275,000 | $ 155,000 |
| Deschutes, Oregon | 2 | $ 430,000 | $ 215,000 | $ 96,000 |
| Marion, Oregon | 2 | $ 620,000 | $ 310,000 | $ 99,000 |
| Washington, Oregon | 2 | $ 780,000 | $ 390,000 | $ 133,000 |
| Chester, Pennsylvania | 2 | $ 380,000 | $ 190,000 | $ 50,000 |
| Mercer, Pennsylvania | 2 | $ 210,000 | $ 105,000 | $ 99,000 |
| Monroe, Pennsylvania | 2 | $ 320,000 | $ 160,000 | $ 72,000 |
| Greenville, South Carolina | 2 | $ 300,000 | $ 150,000 | $ 68,000 |
| Lexington, South Carolina | 2 | $ 370,000 | $ 185,000 | $ 64,000 |
| Benton, Tennessee | 2 | $ 110,000 | $ 55,000 | $ 30,000 |
| Gibson, Tennessee | 2 | $ 420,000 | $ 210,000 | $ 82,000 |
| Hamilton, Tennessee | 2 | $ 270,000 | $ 135,000 | $ 36,000 |
| Knox, Tennessee | 2 | $ 220,000 | $ 110,000 | $ 180,000 |
| Sevier, Tennessee | 2 | $ 470,000 | $ 235,000 | $ 101,000 |
| Atascosa, Texas | 2 | $ 250,000 | $ 125,000 | $ 28,000 |
| Brazos, Texas | 2 | $ 230,000 | $ 115,000 | $ 32,000 |
| Burnet, Texas | 2 | $ 660,000 | $ 330,000 | $ 266,000 |
| Coryell, Texas | 2 | $ 330,000 | $ 165,000 | $ 51,000 |
| Fayette, Texas | 2 | $ 520,000 | $ 260,000 | $ 126,000 |
| Hidalgo, Texas | 2 | $ 210,000 | $ 105,000 | $ 102,000 |
| Hunt, Texas | 2 | $ 520,000 | $ 260,000 | $ 122,000 |
| Kerr, Texas | 2 | $ 450,000 | $ 225,000 | $ 75,000 |
| Medina, Texas | 2 | $ 260,000 | $ 130,000 | $ 51,000 |
| Trinity, Texas | 2 | $ 190,000 | $ 95,000 | $ 41,000 |
| Utah, Utah | 2 | $ 590,000 | $ 295,000 | $ 82,000 |
| Grays Harbor, Washington | 2 | $ 690,000 | $ 345,000 | $ 241,000 |
| Jefferson, Washington | 2 | $ 490,000 | $ 245,000 | $ 52,000 |
| Skagit, Washington | 2 | $ 500,000 | $ 250,000 | $ 56,000 |
| Thurston, Washington | 2 | $ 600,000 | $ 300,000 | $ 83,000 |
| Autauga, Alabama | 1 | $ 185,000 | $ 185,000 | $ 55,000 |
| Barbour, Alabama | 1 | $ 185,000 | $ 185,000 | $ 95,000 |
| Jefferson, Alabama | 1 | $ 185,000 | $ 185,000 | $ 105,000 |
| Madison, Alabama | 1 | $ 305,000 | $ 305,000 | $ 77,000 |
| Marshall, Alabama | 1 | $ 245,000 | $ 245,000 | $ 136,000 |
| Mobile, Alabama | 1 | $ 135,000 | $ 135,000 | $ 36,000 |
| Tuscaloosa, Alabama | 1 | $ 295,000 | $ 295,000 | $ 53,000 |
| Pima, Arizona | 1 | $ 265,000 | $ 265,000 | $ 59,000 |
| Greene, Arkansas | 1 | $ 135,000 | $ 135,000 | $ 73,000 |
| Lonoke, Arkansas | 1 | $ 145,000 | $ 145,000 | $ 25,000 |
| Saline, Arkansas | 1 | $ 305,000 | $ 305,000 | $ 111,000 |
| Washington, Arkansas | 1 | $ 225,000 | $ 225,000 | $ 48,000 |
| Butte, California | 1 | $ 135,000 | $ 135,000 | $ 35,000 |
| Fresno, California | 1 | $ 165,000 | $ 165,000 | $ 151,000 |
| Glenn, California | 1 | $ 125,000 | $ 125,000 | $ 37,000 |
| Humboldt, California | 1 | $ 335,000 | $ 335,000 | $ 73,000 |
| Merced, California | 1 | $ 225,000 | $ 225,000 | $ 96,000 |
| Placer, California | 1 | $ 515,000 | $ 515,000 | $ 200,000 |
| San Joaquin, California | 1 | $ 335,000 | $ 335,000 | $ 81,000 |
| San Luis Obispo, California | 1 | $ 145,000 | $ 145,000 | $ 57,000 |
| Santa Clara, California | 1 | $ 465,000 | $ 465,000 | $ 104,000 |
| Sonoma, California | 1 | $ 345,000 | $ 345,000 | $ 85,000 |
| Sutter, California | 1 | $ 325,000 | $ 325,000 | $ 67,000 |
| Ventura, California | 1 | $ 575,000 | $ 575,000 | $ 152,000 |
| Yuba, California | 1 | $ 335,000 | $ 335,000 | $ 105,000 |
| Alamosa, Colorado | 1 | $ 295,000 | $ 295,000 | $ 58,000 |
| Arapahoe, Colorado | 1 | $ 155,000 | $ 155,000 | $ 37,000 |
| Douglas, Colorado | 1 | $ 485,000 | $ 485,000 | $ 127,000 |
| Las Animas, Colorado | 1 | $ 305,000 | $ 305,000 | $ 63,000 |
| Yuma, Colorado | 1 | $ 275,000 | $ 275,000 | $ 61,000 |
| Hartford, Connecticut | 1 | $ 185,000 | $ 185,000 | $ 52,000 |
| Alachua, Florida | 1 | $ 105,000 | $ 105,000 | $ 94,000 |
| Brevard, Florida | 1 | $ 275,000 | $ 275,000 | $ 90,000 |
| Charlotte, Florida | 1 | $ 175,000 | $ 175,000 | $ 73,000 |
| Clay, Florida | 1 | $ 265,000 | $ 265,000 | $ 55,000 |
| Escambia, Florida | 1 | $ 235,000 | $ 235,000 | $ 73,000 |
| Highlands, Florida | 1 | $ 175,000 | $ 175,000 | $ 83,000 |
| Holmes, Florida | 1 | $ 215,000 | $ 215,000 | $ 129,000 |
| Leon, Florida | 1 | $ 255,000 | $ 255,000 | $ 77,000 |
| Miami-Dade, Florida | 1 | $ 325,000 | $ 325,000 | $ 77,000 |
| Nassau, Florida | 1 | $ 215,000 | $ 215,000 | $ 69,000 |
| Okeechobee, Florida | 1 | $ 195,000 | $ 195,000 | $ 79,000 |
| Bartow, Georgia | 1 | $ 225,000 | $ 225,000 | $ 56,000 |
| Ben Hill, Georgia | 1 | $ 165,000 | $ 165,000 | $ 122,000 |
| Bibb, Georgia | 1 | $ 155,000 | $ 155,000 | $ 56,000 |
| Bleckley, Georgia | 1 | $ 125,000 | $ 125,000 | $ 62,000 |
| Bryan, Georgia | 1 | $ 135,000 | $ 135,000 | $ 26,000 |
| Catoosa, Georgia | 1 | $ 185,000 | $ 185,000 | $ 48,000 |
| Chatham, Georgia | 1 | $ 225,000 | $ 225,000 | $ 126,000 |
| Clarke, Georgia | 1 | $ 155,000 | $ 155,000 | $ 66,000 |
| Coweta, Georgia | 1 | $ 105,000 | $ 105,000 | $ 67,000 |
| Floyd, Georgia | 1 | $ 125,000 | $ 125,000 | $ 51,000 |
| Franklin, Georgia | 1 | $ 185,000 | $ 185,000 | $ 69,000 |
| Hall, Georgia | 1 | $ 185,000 | $ 185,000 | $ 72,000 |
| Harris, Georgia | 1 | $ 485,000 | $ 485,000 | $ 215,000 |
| Muscogee, Georgia | 1 | $ 305,000 | $ 305,000 | $ 109,000 |
| Peach, Georgia | 1 | $ 175,000 | $ 175,000 | $ 134,000 |
| Walker, Georgia | 1 | $ 105,000 | $ 105,000 | $ 39,000 |
| Walton, Georgia | 1 | $ 285,000 | $ 285,000 | $ 207,000 |
| Ada, Idaho | 1 | $ 265,000 | $ 265,000 | $ 86,000 |
| Canyon, Idaho | 1 | $ 585,000 | $ 585,000 | $ 116,000 |
| Clearwater, Idaho | 1 | $ 275,000 | $ 275,000 | $ 72,000 |
| Kootenai, Idaho | 1 | $ 255,000 | $ 255,000 | $ 91,000 |
| Payette, Idaho | 1 | $ 145,000 | $ 145,000 | $ 60,000 |
| Grundy, Illinois | 1 | $ 165,000 | $ 165,000 | $ 69,000 |
| Kane, Illinois | 1 | $ 295,000 | $ 295,000 | $ 46,000 |
| McHenry, Illinois | 1 | $ 185,000 | $ 185,000 | $ 52,000 |
| Fountain, Indiana | 1 | $ 275,000 | $ 275,000 | $ 66,000 |
| Hendricks, Indiana | 1 | $ 145,000 | $ 145,000 | $ 88,000 |
| Monroe, Indiana | 1 | $ 155,000 | $ 155,000 | $ 52,000 |
| Porter, Indiana | 1 | $ 215,000 | $ 215,000 | $ 155,000 |
| Rush, Indiana | 1 | $ 195,000 | $ 195,000 | $ 38,000 |
| Tippecanoe, Indiana | 1 | $ 165,000 | $ 165,000 | $ 51,000 |
| Crawford, Kansas | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Osage, Kansas | 1 | $ 125,000 | $ 125,000 | $ 47,000 |
| Seward, Kansas | 1 | $ 115,000 | $ 115,000 | $ 56,000 |
| Bullitt, Kentucky | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Laurel, Kentucky | 1 | $ 205,000 | $ 205,000 | $ 94,000 |
| Ascension, Louisiana | 1 | $ 175,000 | $ 175,000 | $ 73,000 |
| Bossier, Louisiana | 1 | $ 135,000 | $ 135,000 | $ 64,000 |
| Calcasieu, Louisiana | 1 | $ 145,000 | $ 145,000 | $ 53,000 |
| St. Tammany, Louisiana | 1 | $ 55,000 | $ 55,000 | $ 44,000 |
| Anne Arundel, Maryland | 1 | $ 305,000 | $ 305,000 | $ 87,000 |
| Baltimore, Maryland | 1 | $ 525,000 | $ 525,000 | $ 164,000 |
| Charles, Maryland | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Montgomery, Maryland | 1 | $ 215,000 | $ 215,000 | $ 50,000 |
| Barnstable, Massachusetts | 1 | $ 425,000 | $ 425,000 | $ 136,000 |
| Essex, Massachusetts | 1 | $ 215,000 | $ 215,000 | $ 135,000 |
| Hampden, Massachusetts | 1 | $ 295,000 | $ 295,000 | $ 105,000 |
| Norfolk, Massachusetts | 1 | $ 475,000 | $ 475,000 | $ 219,000 |
| Alpena, Michigan | 1 | $ 35,000 | $ 35,000 | $ 49,000 |
| Bay, Michigan | 1 | $ 125,000 | $ 125,000 | $ 74,000 |
| Berrien, Michigan | 1 | $ 115,000 | $ 115,000 | $ 51,000 |
| Crawford, Michigan | 1 | $ 75,000 | $ 75,000 | $ 41,000 |
| Genesee, Michigan | 1 | $ 105,000 | $ 105,000 | $ 23,000 |
| Ingham, Michigan | 1 | $ 385,000 | $ 385,000 | $ 36,000 |
| Oakland, Michigan | 1 | $ 85,000 | $ 85,000 | $ 105,000 |
| Oceana, Michigan | 1 | $ 155,000 | $ 155,000 | $ 65,000 |
| Washtenaw, Michigan | 1 | $ 225,000 | $ 225,000 | $ 98,000 |
| Clarke, Mississippi | 1 | $ 215,000 | $ 215,000 | $ 143,000 |
| Grenada, Mississippi | 1 | $ 435,000 | $ 435,000 | $ 182,000 |
| Lee, Mississippi | 1 | $ 175,000 | $ 175,000 | $ 69,000 |
| Panola, Mississippi | 1 | $ 145,000 | $ 145,000 | $ 36,000 |
| Stone, Mississippi | 1 | $ 95,000 | $ 95,000 | $ 37,000 |
| Wayne, Mississippi | 1 | $ 125,000 | $ 125,000 | $ 85,000 |
| Camden, Missouri | 1 | $ 85,000 | $ 85,000 | $ 88,000 |
| St. Charles, Missouri | 1 | $ 225,000 | $ 225,000 | $ 100,000 |
| Yellowstone, Montana | 1 | $ 255,000 | $ 255,000 | $ 53,000 |
| Douglas, Nevada | 1 | $ 265,000 | $ 265,000 | $ 93,000 |
| Strafford, New Hampshire | 1 | $ 195,000 | $ 195,000 | $ 60,000 |
| Atlantic, New Jersey | 1 | $ 195,000 | $ 195,000 | $ 248,000 |
| Cape May, New Jersey | 1 | $ 145,000 | $ 145,000 | $ 76,000 |
| Hunterdon, New Jersey | 1 | $ 335,000 | $ 335,000 | $ 123,000 |
| Union, New Jersey | 1 | $ 275,000 | $ 275,000 | $ 57,000 |
| Bernalillo, New Mexico | 1 | $ 185,000 | $ 185,000 | $ 80,000 |
| Bronx, New York | 1 | $ 125,000 | $ 125,000 | $ 139,000 |
| Queens, New York | 1 | $ 565,000 | $ 565,000 | $ 204,000 |
| Richmond, New York | 1 | $ 255,000 | $ 255,000 | $ 89,000 |
| Beaufort, North Carolina | 1 | $ 205,000 | $ 205,000 | $ 73,000 |
| Brunswick, North Carolina | 1 | $ 225,000 | $ 225,000 | $ 100,000 |
| Catawba, North Carolina | 1 | $ 155,000 | $ 155,000 | $ 50,000 |
| Cumberland, North Carolina | 1 | $ 225,000 | $ 225,000 | $ 78,000 |
| Forsyth, North Carolina | 1 | $ 205,000 | $ 205,000 | $ 83,000 |
| Iredell, North Carolina | 1 | $ 125,000 | $ 125,000 | $ 35,000 |
| Rowan, North Carolina | 1 | $ 135,000 | $ 135,000 | $ 74,000 |
| Wake, North Carolina | 1 | $ 285,000 | $ 285,000 | $ 93,000 |
| Butler, Ohio | 1 | $ 115,000 | $ 115,000 | $ 70,000 |
| Hamilton, Ohio | 1 | $ 245,000 | $ 245,000 | $ 115,000 |
| Lake, Ohio | 1 | $ 165,000 | $ 165,000 | $ 54,000 |
| Lucas, Ohio | 1 | $ 145,000 | $ 145,000 | $ 63,000 |
| Mahoning, Ohio | 1 | $ 195,000 | $ 195,000 | $ 82,000 |
| Muskingum, Ohio | 1 | $ 35,000 | $ 35,000 | $ 16,000 |
| Perry, Ohio | 1 | $ 185,000 | $ 185,000 | $ 90,000 |
| Summit, Ohio | 1 | $ 65,000 | $ 65,000 | $ 97,000 |
| Lincoln, Oklahoma | 1 | $ 145,000 | $ 145,000 | $ 31,000 |
| Osage, Oklahoma | 1 | $ 245,000 | $ 245,000 | $ 115,000 |
| Pittsburg, Oklahoma | 1 | $ 135,000 | $ 135,000 | $ 75,000 |
| Clatsop, Oregon | 1 | $ 335,000 | $ 335,000 | $ 89,000 |
| Columbia, Oregon | 1 | $ 485,000 | $ 485,000 | $ 167,000 |
| Coos, Oregon | 1 | $ 195,000 | $ 195,000 | $ 101,000 |
| Douglas, Oregon | 1 | $ 285,000 | $ 285,000 | $ 73,000 |
| Beaver, Pennsylvania | 1 | $ 265,000 | $ 265,000 | $ 144,000 |
| Cambria, Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 41,000 |
| Cumberland, Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 127,000 |
| Luzerne, Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 46,000 |
| Wayne, Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 42,000 |
| Westmoreland, Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 80,000 |
| Anderson, South Carolina | 1 | $ 165,000 | $ 165,000 | $ 78,000 |
| Bamberg, South Carolina | 1 | $ 85,000 | $ 85,000 | $ 30,000 |
| Charleston, South Carolina | 1 | $ 175,000 | $ 175,000 | $ 46,000 |
| Georgetown, South Carolina | 1 | $ 75,000 | $ 75,000 | $ 32,000 |
| Lancaster, South Carolina | 1 | $ 225,000 | $ 225,000 | $ 54,000 |
| Orangeburg, South Carolina | 1 | $ 205,000 | $ 205,000 | $ 83,000 |
| Pickens, South Carolina | 1 | $ 145,000 | $ 145,000 | $ 59,000 |
| Richland, South Carolina | 1 | $ 145,000 | $ 145,000 | $ 31,000 |
| Spartanburg, South Carolina | 1 | $ 135,000 | $ 135,000 | $ 58,000 |
| Crockett, Tennessee | 1 | $ 135,000 | $ 135,000 | $ 50,000 |
| Decatur, Tennessee | 1 | $ 15,000 | $ 15,000 | $ 31,000 |
| Franklin, Tennessee | 1 | $ 155,000 | $ 155,000 | $ 50,000 |
| Hardin, Tennessee | 1 | $ 155,000 | $ 155,000 | $ 55,000 |
| Maury, Tennessee | 1 | $ 165,000 | $ 165,000 | $ 42,000 |
| McNairy, Tennessee | 1 | $ 95,000 | $ 95,000 | $ 52,000 |
| Rhea, Tennessee | 1 | $ 95,000 | $ 95,000 | $ 34,000 |
| Robertson, Tennessee | 1 | $ 155,000 | $ 155,000 | $ 46,000 |
| Union, Tennessee | 1 | $ 105,000 | $ 105,000 | $ 41,000 |
| Wilson, Tennessee | 1 | $ 185,000 | $ 185,000 | $ 88,000 |
| Bandera, Texas | 1 | $ 155,000 | $ 155,000 | $ 43,000 |
| Bee, Texas | 1 | $ 305,000 | $ 305,000 | $ 143,000 |
| Blanco, Texas | 1 | $ 185,000 | $ 185,000 | $ 62,000 |
| Burleson, Texas | 1 | $ 145,000 | $ 145,000 | $ 166,000 |
| Caldwell, Texas | 1 | $ 105,000 | $ 105,000 | $ 124,000 |
| Cameron, Texas | 1 | $ 175,000 | $ 175,000 | $ 47,000 |
| Chambers, Texas | 1 | $ 205,000 | $ 205,000 | $ 66,000 |
| Clay, Texas | 1 | $ 145,000 | $ 145,000 | $ 88,000 |
| Dawson, Texas | 1 | $ 195,000 | $ 195,000 | $ 61,000 |
| Eastland, Texas | 1 | $ 175,000 | $ 175,000 | $ 71,000 |
| Grayson, Texas | 1 | $ 135,000 | $ 135,000 | $ 74,000 |
| Grimes, Texas | 1 | $ 65,000 | $ 65,000 | $ 95,000 |
| Hardin, Texas | 1 | $ 195,000 | $ 195,000 | $ 50,000 |
| Henderson, Texas | 1 | $ 225,000 | $ 225,000 | $ 57,000 |
| Hood, Texas | 1 | $ 125,000 | $ 125,000 | $ 49,000 |
| Howard, Texas | 1 | $ 145,000 | $ 145,000 | $ 79,000 |
| Jefferson, Texas | 1 | $ 185,000 | $ 185,000 | $ 61,000 |
| Lamar, Texas | 1 | $ 175,000 | $ 175,000 | $ 68,000 |
| Lee, Texas | 1 | $ 195,000 | $ 195,000 | $ 158,000 |
| Leon, Texas | 1 | $ 285,000 | $ 285,000 | $ 158,000 |
| Lubbock, Texas | 1 | $ 195,000 | $ 195,000 | $ 95,000 |
| Matagorda, Texas | 1 | $ 145,000 | $ 145,000 | $ 35,000 |
| Newton, Texas | 1 | $ 65,000 | $ 65,000 | $ 21,000 |
| Nueces, Texas | 1 | $ 125,000 | $ 125,000 | $ 34,000 |
| Pecos, Texas | 1 | $ 135,000 | $ 135,000 | $ 85,000 |
| Rockwall, Texas | 1 | $ 245,000 | $ 245,000 | $ 57,000 |
| San Patricio, Texas | 1 | $ 295,000 | $ 295,000 | $ 128,000 |
| Upshur, Texas | 1 | $ 95,000 | $ 95,000 | $ 32,000 |
| Walker, Texas | 1 | $ 295,000 | $ 295,000 | $ 176,000 |
| Ward, Texas | 1 | $ 205,000 | $ 205,000 | $ 63,000 |
| Wise, Texas | 1 | $ 105,000 | $ 105,000 | $ 31,000 |
| Cache, Utah | 1 | $ 165,000 | $ 165,000 | $ 101,000 |
| Carbon, Utah | 1 | $ 135,000 | $ 135,000 | $ 37,000 |
| Grand, Utah | 1 | $ 185,000 | $ 185,000 | $ 72,000 |
| Summit, Utah | 1 | $ 395,000 | $ 395,000 | $ 160,000 |
| Alleghany, Virginia | 1 | $ 195,000 | $ 195,000 | $ 73,000 |
| Chesterfield, Virginia | 1 | $ 225,000 | $ 225,000 | $ 63,000 |
| Fairfax, Virginia | 1 | $ 505,000 | $ 505,000 | $ 117,000 |
| Hampton, Virginia | 1 | $ 305,000 | $ 305,000 | $ 78,000 |
| Loudoun, Virginia | 1 | $ 525,000 | $ 525,000 | $ 236,000 |
| Prince Edward, Virginia | 1 | $ 205,000 | $ 205,000 | $ 62,000 |
| Roanoke, Virginia | 1 | $ 195,000 | $ 195,000 | $ 99,000 |
| Spotsylvania, Virginia | 1 | $ 105,000 | $ 105,000 | $ 53,000 |
| Stafford, Virginia | 1 | $ 315,000 | $ 315,000 | $ 137,000 |
| Milwaukee, Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 33,000 |
| Waukesha, Wisconsin | 1 | $ 205,000 | $ 205,000 | $ 111,000 |
Mortgage Loan Application Detail Totals for Austin Capital Bank SSB in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,736 | $394,620,000 | $227,000 | $805,000 | $93,000 | $1,388,000 |
| Refinancing | 224 | $63,000,000 | $281,000 | $1,465,000 | $120,000 | $454,000 |
| Cash-out Refinancing | 195 | $49,125,000 | $251,000 | $765,000 | $95,000 | $341,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,177 | $282,715,000 | $240,000 | $805,000 | $97,000 | $1,388,000 |
| Hispanic | 296 | $64,770,000 | $218,000 | $645,000 | $82,000 | $310,000 |
| Not Provided | 294 | $70,280,000 | $239,000 | $1,465,000 | $98,000 | $852,000 |
| Black or African American | 274 | $58,190,000 | $212,000 | $615,000 | $79,000 | $236,000 |
| Asian | 96 | $26,030,000 | $271,000 | $725,000 | $151,000 | $625,000 |
| American Indian or Alaskan Native | 10 | $2,660,000 | $266,000 | $435,000 | $92,000 | $182,000 |
| Not applicable | 5 | $1,335,000 | $267,000 | $335,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 2 | $390,000 | $195,000 | $275,000 | $81,000 | $90,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,010 | $251,950,000 | $249,000 | $1,465,000 | $113,000 | $1,388,000 |
| FHA-insured (Federal Housing Administration) | 790 | $159,240,000 | $201,000 | $625,000 | $75,000 | $310,000 |
| VA-guaranteed (Veterans Administration) | 340 | $93,350,000 | $274,000 | $675,000 | $89,000 | $244,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 15 | $2,205,000 | $147,000 | $225,000 | $55,000 | $96,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,379 | $325,835,000 | $236,000 | $725,000 | $94,000 | $515,000 |
| Application Withdrawn By Applicant | 609 | $146,655,000 | $240,000 | $1,465,000 | $103,000 | $1,388,000 |
| Application Denied By Financial Institution | 159 | $32,205,000 | $202,000 | $805,000 | $68,000 | $189,000 |
| Application Approved But Not Accepted | 5 | $1,215,000 | $243,000 | $355,000 | $119,000 | $203,000 |
| File Closed For Incompleteness | 3 | $835,000 | $278,000 | $405,000 | $81,000 | $118,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,996 | $474,540,000 | $237,000 | $1,465,000 | $97,000 | $1,388,000 |
| Debt-To-Income Ratio | 48 | $10,410,000 | $216,000 | $565,000 | $59,000 | $185,000 |
| Credit History | 47 | $9,615,000 | $204,000 | $575,000 | $67,000 | $170,000 |
| Other | 24 | $5,200,000 | $216,000 | $805,000 | $82,000 | $166,000 |
| Collateral | 18 | $3,130,000 | $173,000 | $445,000 | $68,000 | $168,000 |
| Employment History | 8 | $1,340,000 | $167,000 | $485,000 | $71,000 | $189,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $1,410,000 | $176,000 | $385,000 | $64,000 | $112,000 |
| Unverifiable Information | 6 | $1,100,000 | $183,000 | $345,000 | $91,000 | $181,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Austin Capital Bank SSB's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Austin Capital Bank SSB's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.
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