Liberty Savings Bank, FSB Mortgage Lending & HMDA Data, 2009
In 2009, Liberty Savings Bank, FSB of Wilmington, OH reported 7,110 mortgage applications totaling $1.2 billion, up 37% from 2008. The average application was for $170,222, and applicants reported an average income of $73,672. 63% of its applications resulted in an originated loan and 11% were denied. Its largest markets were Cincinnati-Middletown, OH-KY-IN (1,171), Denver-Aurora-Broomfield, CO (1,011) and Dayton, OH (839) (applications in parentheses).
| Mortgage Company & Address | Liberty Savings Bank, FSB 2251 Rombach Ave. Wilmington, OH 45177 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 7,110 |
| Total Mortgage Loan Application Amount | $1,210,281,000 |
| Average Mortgage Loan Application Amount | $170,222 |
| Highest Mortgage Loan Application Amount | $2,334,000 |
| Average Applicant Income | $73,672 |
| Highest Applicant Income | $4,315,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Liberty Savings Bank, FSB filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Montgomery, Ohio | 594 | $ 73,748,000 | $ 124,154 | $ 67,000 |
| Hamilton, Ohio | 366 | $ 53,642,000 | $ 146,562 | $ 68,000 |
| Franklin, Ohio | 338 | $ 50,252,000 | $ 148,674 | $ 50,000 |
| Arapahoe, Colorado | 244 | $ 53,024,000 | $ 217,311 | $ 78,000 |
| Sarasota, Florida | 244 | $ 42,214,000 | $ 173,008 | $ 98,000 |
| Jefferson, Colorado | 243 | $ 56,001,000 | $ 230,456 | $ 76,000 |
| Butler, Ohio | 242 | $ 40,273,000 | $ 166,417 | $ 60,000 |
| Denver, Colorado | 209 | $ 45,269,000 | $ 216,598 | $ 82,000 |
| Warren, Ohio | 199 | $ 37,600,000 | $ 188,944 | $ 82,000 |
| Douglas, Colorado | 186 | $ 50,438,000 | $ 271,172 | $ 104,000 |
| Clermont, Ohio | 166 | $ 28,131,000 | $ 169,463 | $ 68,000 |
| Greene, Ohio | 159 | $ 24,935,000 | $ 156,823 | $ 84,000 |
| Beaufort, South Carolina | 143 | $ 29,042,000 | $ 203,090 | $ 104,000 |
| Manatee, Florida | 129 | $ 29,335,000 | $ 227,403 | $ 120,000 |
| Clinton, Ohio | 108 | $ 12,192,000 | $ 112,888 | $ 49,000 |
| Adams, Colorado | 99 | $ 17,927,000 | $ 181,080 | $ 78,000 |
| Highland, Ohio | 92 | $ 10,364,000 | $ 112,652 | $ 50,000 |
| St. Charles, Missouri | 90 | $ 16,800,000 | $ 186,666 | $ 96,000 |
| Oakland, Michigan | 84 | $ 20,608,000 | $ 245,333 | $ 242,000 |
| Grand, Colorado | 81 | $ 17,737,000 | $ 218,975 | $ 132,000 |
| St. Louis, Missouri | 76 | $ 16,969,000 | $ 223,276 | $ 124,000 |
| Cuyahoga, Ohio | 74 | $ 10,237,000 | $ 138,337 | $ 59,000 |
| Hennepin, Minnesota | 70 | $ 15,039,000 | $ 214,842 | $ 73,000 |
| Erie, Pennsylvania | 68 | $ 7,214,000 | $ 106,088 | $ 51,000 |
| Summit, Ohio | 66 | $ 8,954,000 | $ 135,666 | $ 75,000 |
| Clark, Ohio | 65 | $ 7,789,000 | $ 119,830 | $ 51,000 |
| Miami, Ohio | 65 | $ 9,638,000 | $ 148,276 | $ 82,000 |
| Boone, Kentucky | 58 | $ 9,550,000 | $ 164,655 | $ 57,000 |
| Delaware, Ohio | 57 | $ 11,528,000 | $ 202,245 | $ 61,000 |
| Stark, Ohio | 54 | $ 6,602,000 | $ 122,259 | $ 47,000 |
| Boulder, Colorado | 51 | $ 13,136,000 | $ 257,568 | $ 105,000 |
| Kenton, Kentucky | 42 | $ 6,184,000 | $ 147,238 | $ 52,000 |
| Fairfield, Ohio | 39 | $ 7,492,000 | $ 192,102 | $ 74,000 |
| Licking, Ohio | 38 | $ 5,509,000 | $ 144,973 | $ 41,000 |
| Lorain, Ohio | 37 | $ 6,411,000 | $ 173,270 | $ 73,000 |
| Hillsborough, Florida | 36 | $ 5,349,000 | $ 148,583 | $ 54,000 |
| Lake, Ohio | 36 | $ 5,154,000 | $ 143,166 | $ 44,000 |
| Campbell, Kentucky | 32 | $ 5,256,000 | $ 164,250 | $ 71,000 |
| Livingston, Michigan | 32 | $ 7,577,000 | $ 236,781 | $ 119,000 |
| Ramsey, Minnesota | 32 | $ 6,069,000 | $ 189,656 | $ 61,000 |
| Brown, Ohio | 31 | $ 4,069,000 | $ 131,258 | $ 40,000 |
| Dakota, Minnesota | 29 | $ 6,918,000 | $ 238,551 | $ 90,000 |
| Lucas, Ohio | 29 | $ 4,125,000 | $ 142,241 | $ 62,000 |
| Washington, Minnesota | 28 | $ 5,892,000 | $ 210,428 | $ 63,000 |
| Wayne, Michigan | 26 | $ 3,929,000 | $ 151,115 | $ 93,000 |
| Pima, Arizona | 25 | $ 3,602,000 | $ 144,080 | $ 33,000 |
| Larimer, Colorado | 25 | $ 5,317,000 | $ 212,680 | $ 67,000 |
| Pinellas, Florida | 25 | $ 4,202,000 | $ 168,080 | $ 153,000 |
| Anoka, Minnesota | 24 | $ 4,414,000 | $ 183,916 | $ 60,000 |
| Dauphin, Pennsylvania | 23 | $ 3,774,000 | $ 164,086 | $ 65,000 |
| Weld, Colorado | 22 | $ 5,013,000 | $ 227,863 | $ 63,000 |
| Mahoning, Ohio | 22 | $ 2,825,000 | $ 128,409 | $ 70,000 |
| Preble, Ohio | 21 | $ 2,348,000 | $ 111,809 | $ 57,000 |
| Union, Ohio | 21 | $ 3,608,000 | $ 171,809 | $ 59,000 |
| Winnebago, Illinois | 20 | $ 2,410,000 | $ 120,500 | $ 77,000 |
| Maricopa, Arizona | 19 | $ 4,014,000 | $ 211,263 | $ 51,000 |
| Lee, Florida | 19 | $ 3,518,000 | $ 185,157 | $ 157,000 |
| El Paso, Colorado | 18 | $ 3,677,000 | $ 204,277 | $ 62,000 |
| Chisago, Minnesota | 18 | $ 3,109,000 | $ 172,722 | $ 60,000 |
| Scioto, Ohio | 18 | $ 2,429,000 | $ 134,944 | $ 48,000 |
| Jefferson, Missouri | 17 | $ 2,882,000 | $ 169,529 | $ 71,000 |
| Portage, Ohio | 17 | $ 2,454,000 | $ 144,352 | $ 34,000 |
| Richland, Ohio | 17 | $ 1,887,000 | $ 111,000 | $ 42,000 |
| Broomfield, Colorado | 16 | $ 3,967,000 | $ 247,937 | $ 78,000 |
| Charlotte, Florida | 16 | $ 1,764,000 | $ 110,250 | $ 53,000 |
| Fayette, Kentucky | 16 | $ 2,344,000 | $ 146,500 | $ 67,000 |
| Darke, Ohio | 16 | $ 2,061,000 | $ 128,812 | $ 33,000 |
| Pickaway, Ohio | 16 | $ 2,525,000 | $ 157,812 | $ 52,000 |
| Lancaster, Pennsylvania | 16 | $ 2,998,000 | $ 187,375 | $ 77,000 |
| La Plata, Colorado | 15 | $ 3,677,000 | $ 245,133 | $ 102,000 |
| Wayne, Ohio | 14 | $ 2,003,000 | $ 143,071 | $ 55,000 |
| Pinal, Arizona | 13 | $ 1,895,000 | $ 145,769 | $ 34,000 |
| Grant, Kentucky | 13 | $ 1,552,000 | $ 119,384 | $ 26,000 |
| Logan, Ohio | 13 | $ 1,724,000 | $ 132,615 | $ 51,000 |
| Medina, Ohio | 13 | $ 1,944,000 | $ 149,538 | $ 49,000 |
| Cass, Missouri | 12 | $ 1,768,000 | $ 147,333 | $ 53,000 |
| Champaign, Ohio | 12 | $ 1,542,000 | $ 128,500 | $ 57,000 |
| Trumbull, Ohio | 12 | $ 1,402,000 | $ 116,833 | $ 43,000 |
| Cumberland, Pennsylvania | 12 | $ 2,145,000 | $ 178,750 | $ 69,000 |
| Washtenaw, Michigan | 11 | $ 2,399,000 | $ 218,090 | $ 152,000 |
| St. Louis City, Missouri | 11 | $ 1,696,000 | $ 154,181 | $ 93,000 |
| Adams, Ohio | 11 | $ 1,257,000 | $ 114,272 | $ 43,000 |
| Allen, Ohio | 11 | $ 1,162,000 | $ 105,636 | $ 44,000 |
| Erie, Ohio | 11 | $ 1,600,000 | $ 145,454 | $ 74,000 |
| Wayne, Indiana | 10 | $ 914,000 | $ 91,400 | $ 39,000 |
| Carver, Minnesota | 10 | $ 2,647,000 | $ 264,700 | $ 62,000 |
| Scott, Minnesota | 10 | $ 2,450,000 | $ 245,000 | $ 76,000 |
| Sherburne, Minnesota | 10 | $ 1,750,000 | $ 175,000 | $ 63,000 |
| Geauga, Ohio | 10 | $ 1,945,000 | $ 194,500 | $ 24,000 |
| Madison, Ohio | 10 | $ 1,363,000 | $ 136,300 | $ 65,000 |
| Ross, Ohio | 10 | $ 1,189,000 | $ 118,900 | $ 41,000 |
| Collier, Florida | 9 | $ 2,193,000 | $ 243,666 | $ 105,000 |
| Lake, Illinois | 9 | $ 2,219,000 | $ 246,555 | $ 39,000 |
| Pendleton, Kentucky | 9 | $ 1,061,000 | $ 117,888 | $ 29,000 |
| Knox, Ohio | 9 | $ 987,000 | $ 109,666 | $ 67,000 |
| Morrow, Ohio | 9 | $ 1,120,000 | $ 124,444 | $ 32,000 |
| Tuscarawas, Ohio | 9 | $ 808,000 | $ 89,777 | $ 46,000 |
| Yavapai, Arizona | 8 | $ 1,243,000 | $ 155,375 | $ 52,000 |
| Mesa, Colorado | 8 | $ 1,713,000 | $ 214,125 | $ 56,000 |
| Palm Beach, Florida | 8 | $ 2,541,000 | $ 317,625 | $ 218,000 |
| Polk, Florida | 8 | $ 898,000 | $ 112,250 | $ 49,000 |
| Putnam, Florida | 8 | $ 841,000 | $ 105,125 | $ 49,000 |
| Volusia, Florida | 8 | $ 1,380,000 | $ 172,500 | $ 66,000 |
| Madison, Illinois | 8 | $ 1,709,000 | $ 213,625 | $ 81,000 |
| Will, Illinois | 8 | $ 1,782,000 | $ 222,750 | $ 116,000 |
| Dearborn, Indiana | 8 | $ 1,645,000 | $ 205,625 | $ 70,000 |
| Jefferson, Kentucky | 8 | $ 1,063,000 | $ 132,875 | $ 75,000 |
| Genesee, Michigan | 8 | $ 1,275,000 | $ 159,375 | $ 52,000 |
| Macomb, Michigan | 8 | $ 1,470,000 | $ 183,750 | $ 71,000 |
| Isanti, Minnesota | 8 | $ 1,174,000 | $ 146,750 | $ 58,000 |
| Pine, Minnesota | 8 | $ 1,335,000 | $ 166,875 | $ 30,000 |
| Bernalillo, New Mexico | 8 | $ 1,694,000 | $ 211,750 | $ 9,000 |
| Fayette, Ohio | 8 | $ 1,067,000 | $ 133,375 | $ 76,000 |
| Marion, Ohio | 8 | $ 1,148,000 | $ 143,500 | $ 68,000 |
| Shelby, Ohio | 8 | $ 984,000 | $ 123,000 | $ 48,000 |
| Cochise, Arizona | 7 | $ 1,066,000 | $ 152,285 | $ 46,000 |
| Mohave, Arizona | 7 | $ 1,044,000 | $ 149,142 | $ 31,000 |
| Summit, Colorado | 7 | $ 1,845,000 | $ 263,571 | $ 146,000 |
| Pasco, Florida | 7 | $ 994,000 | $ 142,000 | $ 101,000 |
| Peoria, Illinois | 7 | $ 706,000 | $ 100,857 | $ 79,000 |
| St. Clair, Illinois | 7 | $ 780,000 | $ 111,428 | $ 74,000 |
| Madison, Kentucky | 7 | $ 972,000 | $ 138,857 | $ 46,000 |
| Ashtabula, Ohio | 7 | $ 798,000 | $ 114,000 | $ 55,000 |
| Columbiana, Ohio | 7 | $ 871,000 | $ 124,428 | $ 32,000 |
| Huron, Ohio | 7 | $ 665,000 | $ 95,000 | $ 44,000 |
| Muskingum, Ohio | 7 | $ 1,092,000 | $ 156,000 | $ 53,000 |
| Berks, Pennsylvania | 7 | $ 1,222,000 | $ 174,571 | $ 79,000 |
| York, Pennsylvania | 7 | $ 1,240,000 | $ 177,142 | $ 70,000 |
| Elbert, Colorado | 6 | $ 1,851,000 | $ 308,500 | $ 81,000 |
| Leon, Florida | 6 | $ 869,000 | $ 144,833 | $ 49,000 |
| St. Johns, Florida | 6 | $ 732,000 | $ 122,000 | $ 30,000 |
| Johnson, Kansas | 6 | $ 1,253,000 | $ 208,833 | $ 83,000 |
| Steele, Minnesota | 6 | $ 841,000 | $ 140,166 | $ 91,000 |
| Warren, Missouri | 6 | $ 988,000 | $ 164,666 | $ 59,000 |
| Santa Fe, New Mexico | 6 | $ 1,463,000 | $ 243,833 | $ 23,000 |
| Wake, North Carolina | 6 | $ 1,100,000 | $ 183,333 | $ 58,000 |
| Auglaize, Ohio | 6 | $ 995,000 | $ 165,833 | $ 82,000 |
| Allegheny, Pennsylvania | 6 | $ 1,322,000 | $ 220,333 | $ 94,000 |
| Coconino, Arizona | 5 | $ 949,000 | $ 189,800 | $ 61,000 |
| Yuma, Arizona | 5 | $ 803,000 | $ 160,600 | $ 46,000 |
| DuPage, Illinois | 5 | $ 1,067,000 | $ 213,400 | $ 121,000 |
| Knox, Illinois | 5 | $ 409,000 | $ 81,800 | $ 80,000 |
| Ripley, Indiana | 5 | $ 671,000 | $ 134,200 | $ 27,000 |
| Owen, Kentucky | 5 | $ 506,000 | $ 101,200 | $ 16,000 |
| Scott, Kentucky | 5 | $ 760,000 | $ 152,000 | $ 49,000 |
| Stearns, Minnesota | 5 | $ 818,000 | $ 163,600 | $ 74,000 |
| Jackson, Missouri | 5 | $ 881,000 | $ 176,200 | $ 91,000 |
| Mecklenburg, North Carolina | 5 | $ 847,000 | $ 169,400 | $ 42,000 |
| Ashland, Ohio | 5 | $ 639,000 | $ 127,800 | $ 51,000 |
| Athens, Ohio | 5 | $ 743,000 | $ 148,600 | $ 53,000 |
| Coshocton, Ohio | 5 | $ 673,000 | $ 134,600 | $ 40,000 |
| Hardin, Ohio | 5 | $ 512,000 | $ 102,400 | $ 56,000 |
| Perry, Ohio | 5 | $ 508,000 | $ 101,600 | $ 69,000 |
| Pike, Ohio | 5 | $ 501,000 | $ 100,200 | $ 34,000 |
| Seneca, Ohio | 5 | $ 534,000 | $ 106,800 | $ 56,000 |
| Lebanon, Pennsylvania | 5 | $ 763,000 | $ 152,600 | $ 66,000 |
| Lehigh, Pennsylvania | 5 | $ 906,000 | $ 181,200 | $ 62,000 |
| Charleston, South Carolina | 5 | $ 1,279,000 | $ 255,800 | $ 71,000 |
| Park, Colorado | 4 | $ 785,000 | $ 196,250 | $ 75,000 |
| Pueblo, Colorado | 4 | $ 569,000 | $ 142,250 | $ 55,000 |
| Citrus, Florida | 4 | $ 340,000 | $ 85,000 | $ 46,000 |
| Clay, Florida | 4 | $ 575,000 | $ 143,750 | $ 13,000 |
| Hernando, Florida | 4 | $ 460,000 | $ 115,000 | $ 36,000 |
| Lake, Florida | 4 | $ 533,000 | $ 133,250 | $ 56,000 |
| Monroe, Florida | 4 | $ 1,173,000 | $ 293,250 | $ 168,000 |
| Tazewell, Illinois | 4 | $ 416,000 | $ 104,000 | $ 90,000 |
| Allen, Indiana | 4 | $ 410,000 | $ 102,500 | $ 17,000 |
| Gallatin, Kentucky | 4 | $ 467,000 | $ 116,750 | $ 72,000 |
| Clinton, Michigan | 4 | $ 904,000 | $ 226,000 | $ 151,000 |
| Benton, Minnesota | 4 | $ 773,000 | $ 193,250 | $ 59,000 |
| Olmsted, Minnesota | 4 | $ 906,000 | $ 226,500 | $ 80,000 |
| Wright, Minnesota | 4 | $ 875,000 | $ 218,750 | $ 65,000 |
| Lincoln, Missouri | 4 | $ 478,000 | $ 119,500 | $ 64,000 |
| Rio Arriba, New Mexico | 4 | $ 789,000 | $ 197,250 | $ 74,000 |
| Sandoval, New Mexico | 4 | $ 997,000 | $ 249,250 | $ 49,000 |
| Hancock, Ohio | 4 | $ 462,000 | $ 115,500 | $ 30,000 |
| Mercer, Ohio | 4 | $ 526,000 | $ 131,500 | $ 47,000 |
| Ottawa, Ohio | 4 | $ 586,000 | $ 146,500 | $ 36,000 |
| Wood, Ohio | 4 | $ 657,000 | $ 164,250 | $ 64,000 |
| Horry, South Carolina | 4 | $ 691,000 | $ 172,750 | $ 87,000 |
| Shelby, Tennessee | 4 | $ 423,000 | $ 105,750 | $ 95,000 |
| Clear Creek, Colorado | 3 | $ 665,000 | $ 221,666 | $ 74,000 |
| Alachua, Florida | 3 | $ 547,000 | $ 182,333 | $ 74,000 |
| Columbia, Florida | 3 | $ 494,000 | $ 164,666 | $ 74,000 |
| DeSoto, Florida | 3 | $ 314,000 | $ 104,666 | $ 41,000 |
| Duval, Florida | 3 | $ 660,000 | $ 220,000 | $ 42,000 |
| Escambia, Florida | 3 | $ 466,000 | $ 155,333 | $ 54,000 |
| Gadsden, Florida | 3 | $ 314,000 | $ 104,666 | $ 20,000 |
| Levy, Florida | 3 | $ 359,000 | $ 119,666 | $ 59,000 |
| Marion, Florida | 3 | $ 315,000 | $ 105,000 | $ 51,000 |
| Orange, Florida | 3 | $ 728,000 | $ 242,666 | $ 187,000 |
| Osceola, Florida | 3 | $ 459,000 | $ 153,000 | $ 93,000 |
| Santa Rosa, Florida | 3 | $ 425,000 | $ 141,666 | $ 90,000 |
| Gwinnett, Georgia | 3 | $ 524,000 | $ 174,666 | $ 22,000 |
| Adams, Illinois | 3 | $ 307,000 | $ 102,333 | $ 71,000 |
| McHenry, Illinois | 3 | $ 580,000 | $ 193,333 | $ 44,000 |
| Monroe, Illinois | 3 | $ 362,000 | $ 120,666 | $ 72,000 |
| Marion, Indiana | 3 | $ 388,000 | $ 129,333 | $ 45,000 |
| Vanderburgh, Indiana | 3 | $ 377,000 | $ 125,666 | $ 36,000 |
| Bullitt, Kentucky | 3 | $ 335,000 | $ 111,666 | $ 44,000 |
| Clark, Kentucky | 3 | $ 293,000 | $ 97,666 | $ 8,000 |
| Henry, Kentucky | 3 | $ 267,000 | $ 89,000 | $ 33,000 |
| Jessamine, Kentucky | 3 | $ 459,000 | $ 153,000 | $ 70,000 |
| Pulaski, Kentucky | 3 | $ 386,000 | $ 128,666 | $ 96,000 |
| Ingham, Michigan | 3 | $ 845,000 | $ 281,666 | $ 171,000 |
| St. Clair, Michigan | 3 | $ 301,000 | $ 100,333 | $ 33,000 |
| Douglas, Minnesota | 3 | $ 466,000 | $ 155,333 | $ 53,000 |
| Kanabec, Minnesota | 3 | $ 324,000 | $ 108,000 | $ 40,000 |
| Nicollet, Minnesota | 3 | $ 505,000 | $ 168,333 | $ 70,000 |
| Franklin, Missouri | 3 | $ 239,000 | $ 79,666 | $ 44,000 |
| Johnson, Missouri | 3 | $ 316,000 | $ 105,333 | $ 27,000 |
| St. Francois, Missouri | 3 | $ 329,000 | $ 109,666 | $ 43,000 |
| Crawford, Ohio | 3 | $ 436,000 | $ 145,333 | $ 103,000 |
| Guernsey, Ohio | 3 | $ 303,000 | $ 101,000 | $ 24,000 |
| Jefferson, Ohio | 3 | $ 228,000 | $ 76,000 | $ 70,000 |
| Van Wert, Ohio | 3 | $ 434,000 | $ 144,666 | $ 77,000 |
| Williams, Ohio | 3 | $ 342,000 | $ 114,000 | $ 46,000 |
| Washington, Pennsylvania | 3 | $ 474,000 | $ 158,000 | $ 46,000 |
| Davidson, Tennessee | 3 | $ 488,000 | $ 162,666 | $ 37,000 |
| Loudon, Tennessee | 3 | $ 644,000 | $ 214,666 | $ 45,000 |
| Gila, Arizona | 2 | $ 428,000 | $ 214,000 | $ 74,000 |
| Santa Cruz, Arizona | 2 | $ 275,000 | $ 137,500 | $ 13,000 |
| Sacramento, California | 2 | $ 347,000 | $ 173,500 | $ 137,000 |
| Eagle, Colorado | 2 | $ 496,000 | $ 248,000 | $ 182,000 |
| Fremont, Colorado | 2 | $ 369,000 | $ 184,500 | $ 12,000 |
| Garfield, Colorado | 2 | $ 315,000 | $ 157,500 | $ 30,000 |
| Moffat, Colorado | 2 | $ 330,000 | $ 165,000 | $ 53,000 |
| Montezuma, Colorado | 2 | $ 600,000 | $ 300,000 | $ 110,000 |
| Routt, Colorado | 2 | $ 718,000 | $ 359,000 | $ 116,000 |
| Brevard, Florida | 2 | $ 270,000 | $ 135,000 | $ 22,000 |
| Seminole, Florida | 2 | $ 342,000 | $ 171,000 | $ 28,000 |
| St. Lucie, Florida | 2 | $ 252,000 | $ 126,000 | $ 14,000 |
| Sumter, Florida | 2 | $ 197,000 | $ 98,500 | $ 30,000 |
| Boone, Illinois | 2 | $ 325,000 | $ 162,500 | $ 73,000 |
| Cook, Illinois | 2 | $ 276,000 | $ 138,000 | $ 91,000 |
| Kane, Illinois | 2 | $ 435,000 | $ 217,500 | $ 59,000 |
| Kendall, Illinois | 2 | $ 412,000 | $ 206,000 | $ 71,000 |
| Hamilton, Indiana | 2 | $ 433,000 | $ 216,500 | $ 72,000 |
| Hendricks, Indiana | 2 | $ 530,000 | $ 265,000 | $ 111,000 |
| Randolph, Indiana | 2 | $ 163,000 | $ 81,500 | $ 36,000 |
| Scott, Indiana | 2 | $ 247,000 | $ 123,500 | $ 43,000 |
| Johnson, Iowa | 2 | $ 312,000 | $ 156,000 | $ 48,000 |
| Polk, Iowa | 2 | $ 245,000 | $ 122,500 | $ 34,000 |
| Leavenworth, Kansas | 2 | $ 502,000 | $ 251,000 | $ 112,000 |
| Boyle, Kentucky | 2 | $ 189,000 | $ 94,500 | $ 36,000 |
| Garrard, Kentucky | 2 | $ 282,000 | $ 141,000 | $ 11,000 |
| Harrison, Kentucky | 2 | $ 335,000 | $ 167,500 | $ 54,000 |
| Nicholas, Kentucky | 2 | $ 143,000 | $ 71,500 | $ 29,000 |
| Trimble, Kentucky | 2 | $ 204,000 | $ 102,000 | $ 66,000 |
| Baltimore, Maryland | 2 | $ 340,000 | $ 170,000 | $ 83,000 |
| Berrien, Michigan | 2 | $ 530,000 | $ 265,000 | $ 151,000 |
| Emmet, Michigan | 2 | $ 375,000 | $ 187,500 | $ 45,000 |
| Kent, Michigan | 2 | $ 576,000 | $ 288,000 | $ 102,000 |
| Leelanau, Michigan | 2 | $ 621,000 | $ 310,500 | $ 91,000 |
| Saginaw, Michigan | 2 | $ 283,000 | $ 141,500 | $ 79,000 |
| Aitkin, Minnesota | 2 | $ 282,000 | $ 141,000 | $ 30,000 |
| Blue Earth, Minnesota | 2 | $ 338,000 | $ 169,000 | $ 19,000 |
| Crow Wing, Minnesota | 2 | $ 481,000 | $ 240,500 | $ 44,000 |
| Goodhue, Minnesota | 2 | $ 334,000 | $ 167,000 | $ 10,000 |
| Houston, Minnesota | 2 | $ 263,000 | $ 131,500 | $ 51,000 |
| Lyon, Minnesota | 2 | $ 429,000 | $ 214,500 | $ 75,000 |
| Mille Lacs, Minnesota | 2 | $ 176,000 | $ 88,000 | $ 41,000 |
| Rice, Minnesota | 2 | $ 410,000 | $ 205,000 | $ 88,000 |
| Barry, Missouri | 2 | $ 225,000 | $ 112,500 | $ 87,000 |
| Greene, Missouri | 2 | $ 205,000 | $ 102,500 | $ 6,000 |
| Morgan, Missouri | 2 | $ 379,000 | $ 189,500 | $ 134,000 |
| Phelps, Missouri | 2 | $ 216,000 | $ 108,000 | $ 93,000 |
| Polk, Missouri | 2 | $ 165,000 | $ 82,500 | $ 23,000 |
| Ste. Genevieve, Missouri | 2 | $ 222,000 | $ 111,000 | $ 54,000 |
| Taney, Missouri | 2 | $ 300,000 | $ 150,000 | $ 106,000 |
| Clark, Nevada | 2 | $ 467,000 | $ 233,500 | $ 142,000 |
| Eddy, New Mexico | 2 | $ 225,000 | $ 112,500 | $ 32,000 |
| San Juan, New Mexico | 2 | $ 278,000 | $ 139,000 | $ 45,000 |
| Valencia, New Mexico | 2 | $ 293,000 | $ 146,500 | $ 14,000 |
| Gaston, North Carolina | 2 | $ 279,000 | $ 139,500 | $ 22,000 |
| Defiance, Ohio | 2 | $ 146,000 | $ 73,000 | $ 49,000 |
| Henry, Ohio | 2 | $ 259,000 | $ 129,500 | $ 75,000 |
| Hocking, Ohio | 2 | $ 206,000 | $ 103,000 | $ 41,000 |
| Jackson, Ohio | 2 | $ 253,000 | $ 126,500 | $ 72,000 |
| Paulding, Ohio | 2 | $ 347,000 | $ 173,500 | $ 42,000 |
| Vinton, Ohio | 2 | $ 228,000 | $ 114,000 | $ 72,000 |
| Beaver, Pennsylvania | 2 | $ 299,000 | $ 149,500 | $ 61,000 |
| Crawford, Pennsylvania | 2 | $ 150,000 | $ 75,000 | $ 49,000 |
| Delaware, Pennsylvania | 2 | $ 458,000 | $ 229,000 | $ 61,000 |
| Franklin, Pennsylvania | 2 | $ 305,000 | $ 152,500 | $ 71,000 |
| Indiana, Pennsylvania | 2 | $ 288,000 | $ 144,000 | $ 67,000 |
| Perry, Pennsylvania | 2 | $ 284,000 | $ 142,000 | $ 68,000 |
| Pike, Pennsylvania | 2 | $ 580,000 | $ 290,000 | $ 74,000 |
| Schuylkill, Pennsylvania | 2 | $ 320,000 | $ 160,000 | $ 52,000 |
| Greenville, South Carolina | 2 | $ 713,000 | $ 356,500 | $ 42,000 |
| Jasper, South Carolina | 2 | $ 195,000 | $ 97,500 | $ 58,000 |
| Lexington, South Carolina | 2 | $ 231,000 | $ 115,500 | $ 57,000 |
| Bradley, Tennessee | 2 | $ 198,000 | $ 99,000 | $ 62,000 |
| Knox, Tennessee | 2 | $ 545,000 | $ 272,500 | $ 253,000 |
| Marion, Tennessee | 2 | $ 190,000 | $ 95,000 | $ 61,000 |
| Maury, Tennessee | 2 | $ 225,000 | $ 112,500 | $ 27,000 |
| Montgomery, Tennessee | 2 | $ 149,000 | $ 74,500 | $ 8,000 |
| Sumner, Tennessee | 2 | $ 388,000 | $ 194,000 | $ 25,000 |
| Washington, Tennessee | 2 | $ 262,000 | $ 131,000 | $ 60,000 |
| Salt Lake, Utah | 2 | $ 1,073,000 | $ 536,500 | $ 47,000 |
| St. Croix, Wisconsin | 2 | $ 520,000 | $ 260,000 | $ 74,000 |
| Laramie, Wyoming | 2 | $ 397,000 | $ 198,500 | $ 66,000 |
| Baldwin, Alabama | 1 | $ 390,000 | $ 390,000 | $ 75,000 |
| DeKalb, Alabama | 1 | $ 62,000 | $ 62,000 | $ 90,000 |
| Navajo, Arizona | 1 | $ 162,000 | $ 162,000 | $ 45,000 |
| Drew, Arkansas | 1 | $ 111,000 | $ 111,000 | $ 95,000 |
| Contra Costa, California | 1 | $ 300,000 | $ 300,000 | $ 234,000 |
| Los Angeles, California | 1 | $ 85,000 | $ 85,000 | $ 111,000 |
| San Diego, California | 1 | $ 68,000 | $ 68,000 | $ 32,000 |
| San Mateo, California | 1 | $ 51,000 | $ 51,000 | $ 21,000 |
| Sonoma, California | 1 | $ 173,000 | $ 173,000 | $ 53,000 |
| Archuleta, Colorado | 1 | $ 204,000 | $ 204,000 | $ 0 |
| Chaffee, Colorado | 1 | $ 146,000 | $ 146,000 | $ 65,000 |
| Gilpin, Colorado | 1 | $ 178,000 | $ 178,000 | $ 124,000 |
| Gunnison, Colorado | 1 | $ 276,000 | $ 276,000 | $ 257,000 |
| Las Animas, Colorado | 1 | $ 108,000 | $ 108,000 | $ 20,000 |
| Montrose, Colorado | 1 | $ 160,000 | $ 160,000 | $ 63,000 |
| Sussex, Delaware | 1 | $ 62,000 | $ 62,000 | $ 65,000 |
| Bay, Florida | 1 | $ 109,000 | $ 109,000 | $ 37,000 |
| Broward, Florida | 1 | $ 92,000 | $ 92,000 | $ 29,000 |
| Miami-Dade, Florida | 1 | $ 322,000 | $ 322,000 | $ 128,000 |
| Nassau, Florida | 1 | $ 121,000 | $ 121,000 | $ 41,000 |
| Okaloosa, Florida | 1 | $ 417,000 | $ 417,000 | $ 132,000 |
| Suwannee, Florida | 1 | $ 211,000 | $ 211,000 | $ 101,000 |
| Taylor, Florida | 1 | $ 101,000 | $ 101,000 | $ 40,000 |
| Washington, Florida | 1 | $ 92,000 | $ 92,000 | $ 35,000 |
| Cobb, Georgia | 1 | $ 233,000 | $ 233,000 | $ 0 |
| Columbia, Georgia | 1 | $ 343,000 | $ 343,000 | $ 120,000 |
| Dooly, Georgia | 1 | $ 55,000 | $ 55,000 | $ 41,000 |
| Houston, Georgia | 1 | $ 132,000 | $ 132,000 | $ 61,000 |
| Jones, Georgia | 1 | $ 324,000 | $ 324,000 | $ 48,000 |
| McIntosh, Georgia | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Paulding, Georgia | 1 | $ 472,000 | $ 472,000 | $ 131,000 |
| Pierce, Georgia | 1 | $ 254,000 | $ 254,000 | $ 86,000 |
| Ada, Idaho | 1 | $ 100,000 | $ 100,000 | $ 18,000 |
| Benewah, Idaho | 1 | $ 197,000 | $ 197,000 | $ 71,000 |
| Champaign, Illinois | 1 | $ 214,000 | $ 214,000 | $ 126,000 |
| Clinton, Illinois | 1 | $ 188,000 | $ 188,000 | $ 72,000 |
| DeKalb, Illinois | 1 | $ 325,000 | $ 325,000 | $ 89,000 |
| Kankakee, Illinois | 1 | $ 197,000 | $ 197,000 | $ 0 |
| LaSalle, Illinois | 1 | $ 140,000 | $ 140,000 | $ 36,000 |
| Macoupin, Illinois | 1 | $ 156,000 | $ 156,000 | $ 0 |
| McLean, Illinois | 1 | $ 159,000 | $ 159,000 | $ 85,000 |
| Randolph, Illinois | 1 | $ 45,000 | $ 45,000 | $ 47,000 |
| Sangamon, Illinois | 1 | $ 238,000 | $ 238,000 | $ 227,000 |
| Bartholomew, Indiana | 1 | $ 101,000 | $ 101,000 | $ 20,000 |
| Boone, Indiana | 1 | $ 193,000 | $ 193,000 | $ 76,000 |
| Brown, Indiana | 1 | $ 166,000 | $ 166,000 | $ 170,000 |
| Clark, Indiana | 1 | $ 188,000 | $ 188,000 | $ 91,000 |
| Decatur, Indiana | 1 | $ 61,000 | $ 61,000 | $ 36,000 |
| Elkhart, Indiana | 1 | $ 89,000 | $ 89,000 | $ 31,000 |
| Howard, Indiana | 1 | $ 119,000 | $ 119,000 | $ 102,000 |
| Kosciusko, Indiana | 1 | $ 72,000 | $ 72,000 | $ 24,000 |
| Lake, Indiana | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Madison, Indiana | 1 | $ 80,000 | $ 80,000 | $ 30,000 |
| Morgan, Indiana | 1 | $ 187,000 | $ 187,000 | $ 0 |
| Ohio, Indiana | 1 | $ 276,000 | $ 276,000 | $ 102,000 |
| Putnam, Indiana | 1 | $ 121,000 | $ 121,000 | $ 54,000 |
| Switzerland, Indiana | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Warren, Indiana | 1 | $ 108,000 | $ 108,000 | $ 40,000 |
| Benton, Iowa | 1 | $ 123,000 | $ 123,000 | $ 93,000 |
| Black Hawk, Iowa | 1 | $ 66,000 | $ 66,000 | $ 76,000 |
| Fayette, Iowa | 1 | $ 125,000 | $ 125,000 | $ 44,000 |
| Linn, Iowa | 1 | $ 107,000 | $ 107,000 | $ 34,000 |
| Mahaska, Iowa | 1 | $ 11,000 | $ 11,000 | $ 38,000 |
| O'Brien, Iowa | 1 | $ 214,000 | $ 214,000 | $ 79,000 |
| Shelby, Iowa | 1 | $ 193,000 | $ 193,000 | $ 68,000 |
| Butler, Kansas | 1 | $ 96,000 | $ 96,000 | $ 47,000 |
| Douglas, Kansas | 1 | $ 385,000 | $ 385,000 | $ 126,000 |
| Wyandotte, Kansas | 1 | $ 162,000 | $ 162,000 | $ 0 |
| Allen, Kentucky | 1 | $ 114,000 | $ 114,000 | $ 70,000 |
| Bell, Kentucky | 1 | $ 162,000 | $ 162,000 | $ 58,000 |
| Bourbon, Kentucky | 1 | $ 105,000 | $ 105,000 | $ 54,000 |
| Caldwell, Kentucky | 1 | $ 148,000 | $ 148,000 | $ 86,000 |
| Carroll, Kentucky | 1 | $ 128,000 | $ 128,000 | $ 34,000 |
| Carter, Kentucky | 1 | $ 149,000 | $ 149,000 | $ 0 |
| Daviess, Kentucky | 1 | $ 102,000 | $ 102,000 | $ 63,000 |
| Estill, Kentucky | 1 | $ 103,000 | $ 103,000 | $ 27,000 |
| Hardin, Kentucky | 1 | $ 83,000 | $ 83,000 | $ 59,000 |
| Hopkins, Kentucky | 1 | $ 65,000 | $ 65,000 | $ 45,000 |
| Laurel, Kentucky | 1 | $ 60,000 | $ 60,000 | $ 60,000 |
| Mason, Kentucky | 1 | $ 65,000 | $ 65,000 | $ 29,000 |
| Oldham, Kentucky | 1 | $ 247,000 | $ 247,000 | $ 138,000 |
| Pike, Kentucky | 1 | $ 116,000 | $ 116,000 | $ 67,000 |
| Rowan, Kentucky | 1 | $ 83,000 | $ 83,000 | $ 30,000 |
| Russell, Kentucky | 1 | $ 215,000 | $ 215,000 | $ 90,000 |
| Simpson, Kentucky | 1 | $ 112,000 | $ 112,000 | $ 0 |
| Washington, Kentucky | 1 | $ 135,000 | $ 135,000 | $ 60,000 |
| Whitley, Kentucky | 1 | $ 78,000 | $ 78,000 | $ 0 |
| Wolfe, Kentucky | 1 | $ 81,000 | $ 81,000 | $ 35,000 |
| Cecil, Maryland | 1 | $ 113,000 | $ 113,000 | $ 24,000 |
| Berkshire, Massachusetts | 1 | $ 120,000 | $ 120,000 | $ 130,000 |
| Essex, Massachusetts | 1 | $ 203,000 | $ 203,000 | $ 176,000 |
| Alger, Michigan | 1 | $ 79,000 | $ 79,000 | $ 75,000 |
| Benzie, Michigan | 1 | $ 210,000 | $ 210,000 | $ 321,000 |
| Calhoun, Michigan | 1 | $ 120,000 | $ 120,000 | $ 51,000 |
| Charlevoix, Michigan | 1 | $ 417,000 | $ 417,000 | $ 71,000 |
| Cheboygan, Michigan | 1 | $ 132,000 | $ 132,000 | $ 123,000 |
| Kalamazoo, Michigan | 1 | $ 93,000 | $ 93,000 | $ 23,000 |
| Lenawee, Michigan | 1 | $ 183,000 | $ 183,000 | $ 0 |
| Mackinac, Michigan | 1 | $ 104,000 | $ 104,000 | $ 44,000 |
| Mecosta, Michigan | 1 | $ 163,000 | $ 163,000 | $ 86,000 |
| Missaukee, Michigan | 1 | $ 66,000 | $ 66,000 | $ 22,000 |
| Monroe, Michigan | 1 | $ 159,000 | $ 159,000 | $ 94,000 |
| Ontonagon, Michigan | 1 | $ 123,000 | $ 123,000 | $ 61,000 |
| Otsego, Michigan | 1 | $ 216,000 | $ 216,000 | $ 0 |
| Roscommon, Michigan | 1 | $ 88,000 | $ 88,000 | $ 57,000 |
| Brown, Minnesota | 1 | $ 88,000 | $ 88,000 | $ 17,000 |
| Chippewa, Minnesota | 1 | $ 92,000 | $ 92,000 | $ 42,000 |
| Fillmore, Minnesota | 1 | $ 82,000 | $ 82,000 | $ 18,000 |
| Itasca, Minnesota | 1 | $ 272,000 | $ 272,000 | $ 102,000 |
| Jackson, Minnesota | 1 | $ 164,000 | $ 164,000 | $ 84,000 |
| Koochiching, Minnesota | 1 | $ 151,000 | $ 151,000 | $ 65,000 |
| Mahnomen, Minnesota | 1 | $ 76,000 | $ 76,000 | $ 28,000 |
| McLeod, Minnesota | 1 | $ 134,000 | $ 134,000 | $ 26,000 |
| Otter Tail, Minnesota | 1 | $ 236,000 | $ 236,000 | $ 40,000 |
| Pennington, Minnesota | 1 | $ 144,000 | $ 144,000 | $ 123,000 |
| Roseau, Minnesota | 1 | $ 109,000 | $ 109,000 | $ 58,000 |
| St. Louis, Minnesota | 1 | $ 135,000 | $ 135,000 | $ 65,000 |
| Todd, Minnesota | 1 | $ 163,000 | $ 163,000 | $ 46,000 |
| Wabasha, Minnesota | 1 | $ 155,000 | $ 155,000 | $ 92,000 |
| Waseca, Minnesota | 1 | $ 78,000 | $ 78,000 | $ 0 |
| Winona, Minnesota | 1 | $ 150,000 | $ 150,000 | $ 64,000 |
| Benton, Missouri | 1 | $ 118,000 | $ 118,000 | $ 45,000 |
| Boone, Missouri | 1 | $ 126,000 | $ 126,000 | $ 34,000 |
| Callaway, Missouri | 1 | $ 119,000 | $ 119,000 | $ 0 |
| Camden, Missouri | 1 | $ 163,000 | $ 163,000 | $ 144,000 |
| Cape Girardeau, Missouri | 1 | $ 120,000 | $ 120,000 | $ 46,000 |
| Clay, Missouri | 1 | $ 198,000 | $ 198,000 | $ 88,000 |
| Cole, Missouri | 1 | $ 100,000 | $ 100,000 | $ 37,000 |
| Daviess, Missouri | 1 | $ 118,000 | $ 118,000 | $ 100,000 |
| DeKalb, Missouri | 1 | $ 210,000 | $ 210,000 | $ 59,000 |
| Gasconade, Missouri | 1 | $ 400,000 | $ 400,000 | $ 156,000 |
| Lafayette, Missouri | 1 | $ 144,000 | $ 144,000 | $ 0 |
| McDonald, Missouri | 1 | $ 122,000 | $ 122,000 | $ 0 |
| Montgomery, Missouri | 1 | $ 153,000 | $ 153,000 | $ 56,000 |
| Nodaway, Missouri | 1 | $ 51,000 | $ 51,000 | $ 52,000 |
| Osage, Missouri | 1 | $ 100,000 | $ 100,000 | $ 264,000 |
| Platte, Missouri | 1 | $ 270,000 | $ 270,000 | $ 87,000 |
| Pulaski, Missouri | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Ripley, Missouri | 1 | $ 113,000 | $ 113,000 | $ 47,000 |
| Sullivan, Missouri | 1 | $ 169,000 | $ 169,000 | $ 105,000 |
| Washington, Missouri | 1 | $ 217,000 | $ 217,000 | $ 182,000 |
| Essex, New Jersey | 1 | $ 285,000 | $ 285,000 | $ 74,000 |
| Morris, New Jersey | 1 | $ 150,000 | $ 150,000 | $ 53,000 |
| Curry, New Mexico | 1 | $ 88,000 | $ 88,000 | $ 68,000 |
| Dona Ana, New Mexico | 1 | $ 297,000 | $ 297,000 | $ 82,000 |
| Otero, New Mexico | 1 | $ 184,000 | $ 184,000 | $ 160,000 |
| Roosevelt, New Mexico | 1 | $ 107,000 | $ 107,000 | $ 0 |
| San Miguel, New Mexico | 1 | $ 137,000 | $ 137,000 | $ 57,000 |
| Erie, New York | 1 | $ 110,000 | $ 110,000 | $ 50,000 |
| Buncombe, North Carolina | 1 | $ 148,000 | $ 148,000 | $ 31,000 |
| Burke, North Carolina | 1 | $ 131,000 | $ 131,000 | $ 45,000 |
| Cabarrus, North Carolina | 1 | $ 199,000 | $ 199,000 | $ 53,000 |
| Cumberland, North Carolina | 1 | $ 93,000 | $ 93,000 | $ 18,000 |
| Franklin, North Carolina | 1 | $ 196,000 | $ 196,000 | $ 0 |
| Gates, North Carolina | 1 | $ 193,000 | $ 193,000 | $ 65,000 |
| Iredell, North Carolina | 1 | $ 120,000 | $ 120,000 | $ 115,000 |
| Nash, North Carolina | 1 | $ 177,000 | $ 177,000 | $ 106,000 |
| Randolph, North Carolina | 1 | $ 240,000 | $ 240,000 | $ 40,000 |
| Robeson, North Carolina | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Union, North Carolina | 1 | $ 228,000 | $ 228,000 | $ 142,000 |
| Belmont, Ohio | 1 | $ 90,000 | $ 90,000 | $ 98,000 |
| Carroll, Ohio | 1 | $ 88,000 | $ 88,000 | $ 25,000 |
| Fulton, Ohio | 1 | $ 209,000 | $ 209,000 | $ 127,000 |
| Gallia, Ohio | 1 | $ 116,000 | $ 116,000 | $ 0 |
| Holmes, Ohio | 1 | $ 154,000 | $ 154,000 | $ 55,000 |
| Lawrence, Ohio | 1 | $ 138,000 | $ 138,000 | $ 0 |
| Meigs, Ohio | 1 | $ 70,000 | $ 70,000 | $ 41,000 |
| Morgan, Ohio | 1 | $ 95,000 | $ 95,000 | $ 39,000 |
| Sandusky, Ohio | 1 | $ 101,000 | $ 101,000 | $ 25,000 |
| Washington, Ohio | 1 | $ 15,000 | $ 15,000 | $ 42,000 |
| Oklahoma, Oklahoma | 1 | $ 61,000 | $ 61,000 | $ 41,000 |
| Adams, Pennsylvania | 1 | $ 138,000 | $ 138,000 | $ 43,000 |
| Bedford, Pennsylvania | 1 | $ 117,000 | $ 117,000 | $ 40,000 |
| Butler, Pennsylvania | 1 | $ 109,000 | $ 109,000 | $ 51,000 |
| Clarion, Pennsylvania | 1 | $ 146,000 | $ 146,000 | $ 0 |
| Lackawanna, Pennsylvania | 1 | $ 98,000 | $ 98,000 | $ 30,000 |
| Lawrence, Pennsylvania | 1 | $ 147,000 | $ 147,000 | $ 0 |
| Luzerne, Pennsylvania | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Lycoming, Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 46,000 |
| Mercer, Pennsylvania | 1 | $ 168,000 | $ 168,000 | $ 43,000 |
| Monroe, Pennsylvania | 1 | $ 91,000 | $ 91,000 | $ 41,000 |
| Montgomery, Pennsylvania | 1 | $ 200,000 | $ 200,000 | $ 151,000 |
| Northampton, Pennsylvania | 1 | $ 132,000 | $ 132,000 | $ 35,000 |
| Philadelphia, Pennsylvania | 1 | $ 203,000 | $ 203,000 | $ 0 |
| Calhoun, South Carolina | 1 | $ 104,000 | $ 104,000 | $ 46,000 |
| Georgetown, South Carolina | 1 | $ 100,000 | $ 100,000 | $ 122,000 |
| Lancaster, South Carolina | 1 | $ 66,000 | $ 66,000 | $ 23,000 |
| Pickens, South Carolina | 1 | $ 87,000 | $ 87,000 | $ 20,000 |
| Spartanburg, South Carolina | 1 | $ 86,000 | $ 86,000 | $ 43,000 |
| Sumter, South Carolina | 1 | $ 74,000 | $ 74,000 | $ 50,000 |
| York, South Carolina | 1 | $ 115,000 | $ 115,000 | $ 61,000 |
| Cannon, Tennessee | 1 | $ 139,000 | $ 139,000 | $ 34,000 |
| Cumberland, Tennessee | 1 | $ 82,000 | $ 82,000 | $ 55,000 |
| Hamilton, Tennessee | 1 | $ 120,000 | $ 120,000 | $ 39,000 |
| Lauderdale, Tennessee | 1 | $ 96,000 | $ 96,000 | $ 0 |
| Lawrence, Tennessee | 1 | $ 75,000 | $ 75,000 | $ 43,000 |
| Lincoln, Tennessee | 1 | $ 224,000 | $ 224,000 | $ 73,000 |
| McMinn, Tennessee | 1 | $ 74,000 | $ 74,000 | $ 70,000 |
Mortgage Loan Application Detail Totals for Liberty Savings Bank, FSB in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 5,097 | $910,272,000 | $178,000 | $845,000 | $74,000 | $4,315,000 |
| Home Purchase | 1,987 | $299,132,000 | $150,000 | $2,334,000 | $73,000 | $1,281,000 |
| Home Improvement | 26 | $877,000 | $33,000 | $100,000 | $61,000 | $260,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,115 | $1,046,220,000 | $171,000 | $2,334,000 | $75,000 | $3,434,000 |
| Black or African American | 316 | $44,323,000 | $140,000 | $417,000 | $53,000 | $991,000 |
| Not Provided | 289 | $47,093,000 | $162,000 | $472,000 | $85,000 | $4,315,000 |
| Hispanic | 202 | $35,400,000 | $175,000 | $417,000 | $62,000 | $469,000 |
| Asian | 110 | $22,030,000 | $200,000 | $702,000 | $80,000 | $260,000 |
| Not applicable | 47 | $9,404,000 | $200,000 | $860,000 | $0 | $0 |
| American Indian or Alaskan Native | 21 | $4,009,000 | $190,000 | $374,000 | $74,000 | $184,000 |
| Native Hawaiian or Other Pacific Islander | 10 | $1,802,000 | $180,000 | $277,000 | $54,000 | $102,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 3,603 | $574,289,000 | $159,000 | $702,000 | $48,000 | $889,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,493 | $633,958,000 | $181,000 | $2,334,000 | $101,000 | $4,315,000 |
| VA-guaranteed (Veterans Administration) | 14 | $2,034,000 | $145,000 | $396,000 | $52,000 | $189,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,448 | $751,493,000 | $168,000 | $993,000 | $72,000 | $3,434,000 |
| Application Approved But Not Accepted | 937 | $164,286,000 | $175,000 | $417,000 | $77,000 | $1,500,000 |
| Application Denied By Financial Institution | 807 | $135,211,000 | $167,000 | $2,030,000 | $70,000 | $1,836,000 |
| Application Withdrawn By Applicant | 661 | $122,016,000 | $184,000 | $2,334,000 | $91,000 | $4,315,000 |
| Preapproval Approved but not Accepted | 90 | $13,915,000 | $154,000 | $675,000 | $68,000 | $378,000 |
| File Closed For Incompleteness | 75 | $12,750,000 | $170,000 | $417,000 | $79,000 | $262,000 |
| Preapproval Denied by Financial Institution | 52 | $4,598,000 | $88,000 | $295,000 | $37,000 | $91,000 |
| Loan Purchased By The Institution | 40 | $6,012,000 | $150,000 | $431,000 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 241 | $42,642,000 | $176,000 | $2,030,000 | $85,000 | $1,000,000 |
| Other | 216 | $32,895,000 | $152,000 | $845,000 | $73,000 | $1,836,000 |
| Debt-To-Income Ratio | 208 | $35,030,000 | $168,000 | $670,000 | $52,000 | $241,000 |
| Credit History | 135 | $19,874,000 | $147,000 | $702,000 | $58,000 | $350,000 |
| Mortgage Insurance Denied | 19 | $3,660,000 | $192,000 | $320,000 | $81,000 | $282,000 |
| Employment History | 19 | $3,158,000 | $166,000 | $350,000 | $56,000 | $126,000 |
| Unverifiable Information | 15 | $2,194,000 | $146,000 | $375,000 | $55,000 | $125,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $236,000 | $47,000 | $76,000 | $31,000 | $59,000 |
| Credit Application Incomplete | 1 | $120,000 | $120,000 | $120,000 | $229,000 | $229,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Liberty Savings Bank, FSB's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Liberty Savings Bank, FSB's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About