Liberty Savings Bank, F.S.B.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
Liberty Savings Bank, F.S.B. 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Liberty Savings Bank, F.S.B. 3435 Airborne Rd, Ste B Wilmington, OH 45177 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 1,685 |
| Total Mortgage Loan Application Amount | $483,240,000 |
| Average Mortgage Loan Application Amount | $274,666 |
| Highest Mortgage Loan Application Amount | $2,100,000 |
| Average Applicant Income | $117,333 |
| Highest Applicant Income | $1,401,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Liberty Savings Bank, F.S.B.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Liberty Savings Bank, F.S.B.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down Liberty Savings Bank, F.S.B.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Liberty Savings Bank, F.S.B. serves its applicants.
Each category highlights the total number of mortgage applications processed by Liberty Savings Bank, F.S.B., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Liberty Savings Bank, F.S.B.'s mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Denver County Colorado | 87 | $ 29,513,000 | $ 339,000 | $ 138,000 |
| Pinellas County Florida | 77 | $ 22,273,000 | $ 289,000 | $ 148,000 |
| Jefferson County Colorado | 75 | $ 24,249,000 | $ 323,000 | $ 119,000 |
| Arapahoe County Colorado | 69 | $ 21,755,000 | $ 315,000 | $ 122,000 |
| Douglas County Colorado | 68 | $ 23,063,000 | $ 339,000 | $ 137,000 |
| Hennepin County Minnesota | 64 | $ 20,472,000 | $ 319,000 | $ 128,000 |
| Oakland County Michigan | 59 | $ 15,995,000 | $ 271,000 | $ 129,000 |
| Grand County Colorado | 53 | $ 15,045,000 | $ 283,000 | $ 181,000 |
| Sarasota County Florida | 48 | $ 11,476,000 | $ 239,000 | $ 134,000 |
| Palm Beach County Florida | 45 | $ 11,501,000 | $ 255,000 | $ 139,000 |
| Allen County Indiana | 45 | $ 7,343,000 | $ 163,000 | $ 75,000 |
| Adams County Colorado | 44 | $ 12,540,000 | $ 285,000 | $ 107,000 |
| Duval County Florida | 43 | $ 9,869,000 | $ 229,000 | $ 108,000 |
| Livingston County Michigan | 41 | $ 9,402,000 | $ 229,000 | $ 100,000 |
| Boulder County Colorado | 35 | $ 12,672,000 | $ 362,000 | $ 129,000 |
| Boone County Kentucky | 34 | $ 7,764,000 | $ 228,000 | $ 110,000 |
| Butler County Ohio | 30 | $ 6,891,000 | $ 229,000 | $ 106,000 |
| Kenton County Kentucky | 28 | $ 4,700,000 | $ 167,000 | $ 98,000 |
| St. Johns County Florida | 27 | $ 8,814,000 | $ 326,000 | $ 136,000 |
| Hamilton County Ohio | 26 | $ 5,869,000 | $ 225,000 | $ 89,000 |
| Manatee County Florida | 25 | $ 6,546,000 | $ 261,000 | $ 129,000 |
| Warren County Ohio | 25 | $ 5,824,000 | $ 232,000 | $ 127,000 |
| Weld County Colorado | 24 | $ 6,818,000 | $ 284,000 | $ 113,000 |
| Dakota County Minnesota | 24 | $ 6,456,000 | $ 269,000 | $ 108,000 |
| Ramsey County Minnesota | 24 | $ 6,463,000 | $ 269,000 | $ 132,000 |
| Anoka County Minnesota | 23 | $ 5,557,000 | $ 241,000 | $ 88,000 |
| Hartford County Connecticut | 22 | $ 4,497,000 | $ 204,000 | $ 0 |
| Lee County Florida | 22 | $ 6,086,000 | $ 276,000 | $ 140,000 |
| Campbell County Kentucky | 21 | $ 4,211,000 | $ 200,000 | $ 105,000 |
| Hillsborough County Florida | 20 | $ 5,112,000 | $ 255,000 | $ 121,000 |
| Tolland County Connecticut | 18 | $ 2,734,000 | $ 151,000 | $ 0 |
| Larimer County Colorado | 17 | $ 5,338,000 | $ 314,000 | $ 135,000 |
| Wayne County Michigan | 16 | $ 3,446,000 | $ 215,000 | $ 93,000 |
| Wake County North Carolina | 15 | $ 3,907,000 | $ 260,000 | $ 218,000 |
| Pasco County Florida | 12 | $ 2,625,000 | $ 218,000 | $ 132,000 |
| Hamilton County Indiana | 12 | $ 4,926,000 | $ 410,000 | $ 189,000 |
| Santa Cruz County California | 11 | $ 8,334,000 | $ 757,000 | $ 0 |
| El Paso County Colorado | 10 | $ 2,819,000 | $ 281,000 | $ 110,000 |
| Grant County Kentucky | 10 | $ 1,535,000 | $ 153,000 | $ 56,000 |
| Pendleton County Kentucky | 10 | $ 1,422,000 | $ 142,000 | $ 64,000 |
| Montgomery County Ohio | 10 | $ 2,847,000 | $ 284,000 | $ 167,000 |
| Broomfield County Colorado | 9 | $ 3,355,000 | $ 372,000 | $ 120,000 |
| District of Columbia County District Of Columbia | 9 | $ 8,020,000 | $ 891,000 | $ 0 |
| Clay County Florida | 9 | $ 2,321,000 | $ 257,000 | $ 101,000 |
| Montgomery County Maryland | 9 | $ 6,793,000 | $ 754,000 | $ 0 |
| Cuyahoga County Ohio | 9 | $ 1,048,000 | $ 116,000 | $ 61,000 |
| Macomb County Michigan | 8 | $ 1,563,000 | $ 195,000 | $ 84,000 |
| Washtenaw County Michigan | 8 | $ 1,890,000 | $ 236,000 | $ 133,000 |
| Scott County Minnesota | 8 | $ 2,311,000 | $ 288,000 | $ 99,000 |
| Clermont County Ohio | 7 | $ 1,274,000 | $ 182,000 | $ 125,000 |
| Lorain County Ohio | 7 | $ 1,980,000 | $ 282,000 | $ 137,000 |
| Routt County Colorado | 6 | $ 2,386,000 | $ 397,000 | $ 257,000 |
| Summit County Colorado | 6 | $ 2,225,000 | $ 370,000 | $ 113,000 |
| Collier County Florida | 6 | $ 1,952,000 | $ 325,000 | $ 117,000 |
| Wright County Minnesota | 6 | $ 1,366,000 | $ 227,000 | $ 88,000 |
| Anne Arundel County Maryland | 5 | $ 3,903,000 | $ 780,000 | $ 0 |
| Washington County Minnesota | 5 | $ 1,713,000 | $ 342,000 | $ 140,000 |
| Franklin County Ohio | 5 | $ 822,000 | $ 164,000 | $ 60,000 |
| DeKalb County Indiana | 4 | $ 725,000 | $ 181,000 | $ 128,000 |
| Kosciusko County Indiana | 4 | $ 905,000 | $ 226,000 | $ 99,000 |
| Wells County Indiana | 4 | $ 491,000 | $ 122,000 | $ 57,000 |
| Genesee County Michigan | 4 | $ 1,124,000 | $ 281,000 | $ 179,000 |
| Medina County Ohio | 4 | $ 594,000 | $ 148,000 | $ 73,000 |
| Williamson County Tennessee | 4 | $ 2,154,000 | $ 538,000 | $ 174,000 |
| Denton County Texas | 4 | $ 2,015,000 | $ 503,000 | $ 180,000 |
| Fairfax County Virginia | 4 | $ 2,885,000 | $ 721,000 | $ 0 |
| Los Angeles County California | 3 | $ 2,854,000 | $ 951,000 | $ 385,000 |
| Chaffee County Colorado | 3 | $ 671,000 | $ 223,000 | $ 149,000 |
| Charlotte County Florida | 3 | $ 512,000 | $ 170,000 | $ 80,000 |
| Martin County Florida | 3 | $ 1,068,000 | $ 356,000 | $ 177,000 |
| Hendricks County Indiana | 3 | $ 405,000 | $ 135,000 | $ 56,000 |
| Marion County Indiana | 3 | $ 493,000 | $ 164,000 | $ 43,000 |
| Chisago County Minnesota | 3 | $ 768,000 | $ 256,000 | $ 92,000 |
| Sherburne County Minnesota | 3 | $ 628,000 | $ 209,000 | $ 61,000 |
| Greene County Ohio | 3 | $ 824,000 | $ 274,000 | $ 171,000 |
| Lake County Ohio | 3 | $ 538,000 | $ 179,000 | $ 105,000 |
| Tarrant County Texas | 3 | $ 1,845,000 | $ 615,000 | $ 455,000 |
| Travis County Texas | 3 | $ 1,627,000 | $ 542,000 | $ 175,000 |
| Mesa County Colorado | 2 | $ 279,000 | $ 139,000 | $ 171,000 |
| Washington County Colorado | 2 | $ 238,000 | $ 119,000 | $ 27,000 |
| Fairfield County Connecticut | 2 | $ 951,000 | $ 475,000 | $ 0 |
| St. Lucie County Florida | 2 | $ 401,000 | $ 200,000 | $ 105,000 |
| Volusia County Florida | 2 | $ 820,000 | $ 410,000 | $ 108,000 |
| Adams County Indiana | 2 | $ 227,000 | $ 113,000 | $ 56,000 |
| Boone County Indiana | 2 | $ 973,000 | $ 486,000 | $ 247,000 |
| Hancock County Indiana | 2 | $ 1,038,000 | $ 519,000 | $ 206,000 |
| Huntington County Indiana | 2 | $ 439,000 | $ 219,000 | $ 75,000 |
| LaGrange County Indiana | 2 | $ 284,000 | $ 142,000 | $ 127,000 |
| Noble County Indiana | 2 | $ 349,000 | $ 174,000 | $ 69,000 |
| Johnson County Kansas | 2 | $ 627,000 | $ 313,000 | $ 120,000 |
| Howard County Maryland | 2 | $ 1,572,000 | $ 786,000 | $ 59,000 |
| Hampden County Massachusetts | 2 | $ 303,000 | $ 151,000 | $ 0 |
| Middlesex County Massachusetts | 2 | $ 772,000 | $ 386,000 | $ 182,000 |
| Carver County Minnesota | 2 | $ 743,000 | $ 371,000 | $ 161,000 |
| St. Louis County Missouri | 2 | $ 409,000 | $ 204,000 | $ 113,000 |
| Guilford County North Carolina | 2 | $ 300,000 | $ 150,000 | $ 96,000 |
| Allen County Ohio | 2 | $ 391,000 | $ 195,000 | $ 115,000 |
| Lehigh County Pennsylvania | 2 | $ 403,000 | $ 201,000 | $ 89,000 |
| Alameda County California | 1 | $ 385,000 | $ 385,000 | $ 143,000 |
| Eagle County Colorado | 1 | $ 424,000 | $ 424,000 | $ 344,000 |
| Hinsdale County Colorado | 1 | $ 417,000 | $ 417,000 | $ 192,000 |
| La Plata County Colorado | 1 | $ 155,000 | $ 155,000 | $ 39,000 |
| Lake County Colorado | 1 | $ 200,000 | $ 200,000 | $ 183,000 |
| Morgan County Colorado | 1 | $ 81,000 | $ 81,000 | $ 91,000 |
| Park County Colorado | 1 | $ 258,000 | $ 258,000 | $ 97,000 |
| Pueblo County Colorado | 1 | $ 148,000 | $ 148,000 | $ 98,000 |
| Litchfield County Connecticut | 1 | $ 97,000 | $ 97,000 | $ 0 |
| Middlesex County Connecticut | 1 | $ 147,000 | $ 147,000 | $ 0 |
| New Haven County Connecticut | 1 | $ 139,000 | $ 139,000 | $ 0 |
| Windham County Connecticut | 1 | $ 99,000 | $ 99,000 | $ 0 |
| Bradford County Florida | 1 | $ 300,000 | $ 300,000 | $ 96,000 |
| Broward County Florida | 1 | $ 1,200,000 | $ 1,200,000 | $ 1,063,000 |
| Gilchrist County Florida | 1 | $ 424,000 | $ 424,000 | $ 100,000 |
| Highlands County Florida | 1 | $ 263,000 | $ 263,000 | $ 149,000 |
| Miami-Dade County Florida | 1 | $ 150,000 | $ 150,000 | $ 105,000 |
| Nassau County Florida | 1 | $ 92,000 | $ 92,000 | $ 115,000 |
| Okeechobee County Florida | 1 | $ 111,000 | $ 111,000 | $ 112,000 |
| Osceola County Florida | 1 | $ 168,000 | $ 168,000 | $ 471,000 |
| Seminole County Florida | 1 | $ 270,000 | $ 270,000 | $ 107,000 |
| Cobb County Georgia | 1 | $ 178,000 | $ 178,000 | $ 55,000 |
| DeKalb County Georgia | 1 | $ 424,000 | $ 424,000 | $ 280,000 |
| Forsyth County Georgia | 1 | $ 260,000 | $ 260,000 | $ 67,000 |
| Fulton County Georgia | 1 | $ 244,000 | $ 244,000 | $ 135,000 |
| Hall County Georgia | 1 | $ 147,000 | $ 147,000 | $ 38,000 |
| Lake County Illinois | 1 | $ 232,000 | $ 232,000 | $ 100,000 |
| Blackford County Indiana | 1 | $ 76,000 | $ 76,000 | $ 48,000 |
| Johnson County Indiana | 1 | $ 440,000 | $ 440,000 | $ 179,000 |
| Wabash County Indiana | 1 | $ 74,000 | $ 74,000 | $ 77,000 |
| Whitley County Indiana | 1 | $ 256,000 | $ 256,000 | $ 109,000 |
| Gallatin County Kentucky | 1 | $ 204,000 | $ 204,000 | $ 142,000 |
| Harrison County Kentucky | 1 | $ 196,000 | $ 196,000 | $ 41,000 |
| Calvert County Maryland | 1 | $ 1,120,000 | $ 1,120,000 | $ 0 |
| Queen Anne's County Maryland | 1 | $ 680,000 | $ 680,000 | $ 0 |
| Barnstable County Massachusetts | 1 | $ 149,000 | $ 149,000 | $ 0 |
| Hampshire County Massachusetts | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Norfolk County Massachusetts | 1 | $ 346,000 | $ 346,000 | $ 0 |
| Suffolk County Massachusetts | 1 | $ 413,000 | $ 413,000 | $ 805,000 |
| Worcester County Massachusetts | 1 | $ 486,000 | $ 486,000 | $ 195,000 |
| Antrim County Michigan | 1 | $ 331,000 | $ 331,000 | $ 102,000 |
| Barry County Michigan | 1 | $ 74,000 | $ 74,000 | $ 43,000 |
| Cheboygan County Michigan | 1 | $ 127,000 | $ 127,000 | $ 91,000 |
| Clinton County Michigan | 1 | $ 166,000 | $ 166,000 | $ 56,000 |
| Jackson County Michigan | 1 | $ 223,000 | $ 223,000 | $ 150,000 |
| Muskegon County Michigan | 1 | $ 163,000 | $ 163,000 | $ 70,000 |
| Ogemaw County Michigan | 1 | $ 93,000 | $ 93,000 | $ 178,000 |
| Roscommon County Michigan | 1 | $ 320,000 | $ 320,000 | $ 210,000 |
| Clearwater County Minnesota | 1 | $ 169,000 | $ 169,000 | $ 37,000 |
| Crow Wing County Minnesota | 1 | $ 409,000 | $ 409,000 | $ 189,000 |
| Douglas County Minnesota | 1 | $ 210,000 | $ 210,000 | $ 247,000 |
| Hubbard County Minnesota | 1 | $ 273,000 | $ 273,000 | $ 120,000 |
| Isanti County Minnesota | 1 | $ 264,000 | $ 264,000 | $ 66,000 |
| Itasca County Minnesota | 1 | $ 80,000 | $ 80,000 | $ 33,000 |
| Olmsted County Minnesota | 1 | $ 160,000 | $ 160,000 | $ 202,000 |
| Polk County Minnesota | 1 | $ 100,000 | $ 100,000 | $ 25,000 |
| Rice County Minnesota | 1 | $ 270,000 | $ 270,000 | $ 100,000 |
| St. Louis County Minnesota | 1 | $ 280,000 | $ 280,000 | $ 92,000 |
| Stearns County Minnesota | 1 | $ 216,000 | $ 216,000 | $ 65,000 |
| Jackson County Missouri | 1 | $ 172,000 | $ 172,000 | $ 181,000 |
| Newton County Missouri | 1 | $ 424,000 | $ 424,000 | $ 610,000 |
| Carteret County North Carolina | 1 | $ 390,000 | $ 390,000 | $ 155,000 |
| Durham County North Carolina | 1 | $ 369,000 | $ 369,000 | $ 236,000 |
| Forsyth County North Carolina | 1 | $ 99,000 | $ 99,000 | $ 83,000 |
| Iredell County North Carolina | 1 | $ 765,000 | $ 765,000 | $ 319,000 |
| Mecklenburg County North Carolina | 1 | $ 770,000 | $ 770,000 | $ 410,000 |
| Delaware County Ohio | 1 | $ 229,000 | $ 229,000 | $ 160,000 |
| Hardin County Ohio | 1 | $ 150,000 | $ 150,000 | $ 87,000 |
| Logan County Ohio | 1 | $ 95,000 | $ 95,000 | $ 30,000 |
| Richland County Ohio | 1 | $ 140,000 | $ 140,000 | $ 65,000 |
| Ross County Ohio | 1 | $ 193,000 | $ 193,000 | $ 61,000 |
| Scioto County Ohio | 1 | $ 192,000 | $ 192,000 | $ 105,000 |
| Seneca County Ohio | 1 | $ 119,000 | $ 119,000 | $ 69,000 |
| Stark County Ohio | 1 | $ 197,000 | $ 197,000 | $ 0 |
| Wood County Ohio | 1 | $ 188,000 | $ 188,000 | $ 64,000 |
| Franklin County Pennsylvania | 1 | $ 312,000 | $ 312,000 | $ 0 |
| Knox County Tennessee | 1 | $ 117,000 | $ 117,000 | $ 0 |
| Rutherford County Tennessee | 1 | $ 520,000 | $ 520,000 | $ 150,000 |
| Sumner County Tennessee | 1 | $ 485,000 | $ 485,000 | $ 144,000 |
| Montgomery County Texas | 1 | $ 424,000 | $ 424,000 | $ 397,000 |
| Parker County Texas | 1 | $ 399,000 | $ 399,000 | $ 88,000 |
| Summit County Utah | 1 | $ 1,000,000 | $ 1,000,000 | $ 0 |
| Falls Church County Virginia | 1 | $ 600,000 | $ 600,000 | $ 0 |
Mortgage Loan Application Detail Totals for Liberty Savings Bank, F.S.B. in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,036 | $305,512,000 | $294,000 | $2,100,000 | $122,000 | $731,000 |
| Refinancing | 540 | $150,208,000 | $278,000 | $1,408,000 | $114,000 | $1,401,000 |
| Home Improvement | 109 | $27,520,000 | $252,000 | $610,000 | $116,000 | $799,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,392 | $374,645,000 | $269,000 | $1,408,000 | $123,000 | $1,401,000 |
| Asian | 106 | $33,854,000 | $319,000 | $742,000 | $140,000 | $651,000 |
| Not Provided | 58 | $17,489,000 | $301,000 | $656,000 | $132,000 | $550,000 |
| Hispanic | 53 | $13,495,000 | $254,000 | $713,000 | $92,000 | $263,000 |
| Not applicable | 49 | $36,135,000 | $737,000 | $2,100,000 | $0 | $0 |
| Black or African American | 21 | $5,743,000 | $273,000 | $690,000 | $93,000 | $270,000 |
| American Indian or Alaskan Native | 4 | $1,324,000 | $331,000 | $417,000 | $199,000 | $232,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $555,000 | $277,000 | $372,000 | $125,000 | $250,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,575 | $461,029,000 | $292,000 | $2,100,000 | $123,000 | $1,401,000 |
| FHA-insured (Federal Housing Administration) | 99 | $19,875,000 | $200,000 | $403,000 | $70,000 | $172,000 |
| VA-guaranteed (Veterans Administration) | 6 | $1,724,000 | $287,000 | $400,000 | $87,000 | $145,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 5 | $612,000 | $122,000 | $215,000 | $54,000 | $67,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,324 | $366,784,000 | $277,000 | $1,408,000 | $127,000 | $1,401,000 |
| Application Denied By Financial Institution | 196 | $53,298,000 | $271,000 | $770,000 | $123,000 | $805,000 |
| Loan Purchased By The Institution | 106 | $46,526,000 | $438,000 | $2,100,000 | $0 | $0 |
| Application Withdrawn By Applicant | 41 | $10,804,000 | $263,000 | $736,000 | $140,000 | $728,000 |
| Application Approved But Not Accepted | 16 | $4,919,000 | $307,000 | $676,000 | $141,000 | $338,000 |
| Preapproval Denied by Financial Institution | 2 | $909,000 | $454,000 | $624,000 | $114,000 | $125,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Unverifiable Information | 69 | $18,783,000 | $272,000 | $742,000 | $132,000 | $651,000 |
| Collateral | 40 | $9,973,000 | $249,000 | $770,000 | $141,000 | $805,000 |
| Debt-To-Income Ratio | 38 | $12,131,000 | $319,000 | $765,000 | $88,000 | $318,000 |
| Other | 27 | $7,109,000 | $263,000 | $674,000 | $124,000 | $280,000 |
| Credit History | 14 | $3,415,000 | $243,000 | $624,000 | $122,000 | $283,000 |
| Employment History | 5 | $1,595,000 | $319,000 | $424,000 | $139,000 | $397,000 |
| Credit Application Incomplete | 4 | $794,000 | $198,000 | $346,000 | $43,000 | $77,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $407,000 | $407,000 | $407,000 | $229,000 | $229,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Liberty Savings Bank, F.S.B.'s 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Liberty Savings Bank, F.S.B.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.