Liberty Savings Bank, F.S.B.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Liberty Savings Bank, F.S.B. 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Liberty Savings Bank, F.S.B. 3435 Airborne Rd, Ste B Wilmington, OH 45177 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 2,271 |
| Total Mortgage Loan Application Amount | $787,745,000 |
| Average Mortgage Loan Application Amount | $355,400 |
| Highest Mortgage Loan Application Amount | $2,405,000 |
| Average Applicant Income | $106,200 |
| Highest Applicant Income | $1,907,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Liberty Savings Bank, F.S.B.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Liberty Savings Bank, F.S.B.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Liberty Savings Bank, F.S.B.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Liberty Savings Bank, F.S.B. serves its applicants.
Each category highlights the total number of mortgage applications processed by Liberty Savings Bank, F.S.B., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Liberty Savings Bank, F.S.B.'s mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Sarasota County Florida | 232 | $ 52,190,000 | $ 224,000 | $ 100,000 |
| Douglas County Colorado | 124 | $ 45,400,000 | $ 366,000 | $ 149,000 |
| Hennepin County Minnesota | 102 | $ 32,170,000 | $ 315,000 | $ 148,000 |
| Arapahoe County Colorado | 97 | $ 34,395,000 | $ 354,000 | $ 138,000 |
| Jefferson County Colorado | 93 | $ 35,315,000 | $ 379,000 | $ 159,000 |
| Denver County Colorado | 92 | $ 35,450,000 | $ 385,000 | $ 168,000 |
| Grand County Colorado | 67 | $ 20,375,000 | $ 304,000 | $ 175,000 |
| Manatee County Florida | 67 | $ 13,585,000 | $ 202,000 | $ 92,000 |
| Allen County Indiana | 58 | $ 11,660,000 | $ 201,000 | $ 95,000 |
| Anoka County Minnesota | 53 | $ 13,915,000 | $ 262,000 | $ 119,000 |
| Adams County Colorado | 49 | $ 16,925,000 | $ 345,000 | $ 118,000 |
| Duval County Florida | 49 | $ 13,465,000 | $ 274,000 | $ 157,000 |
| Hamilton County Ohio | 49 | $ 10,975,000 | $ 223,000 | $ 105,000 |
| Los Angeles County California | 43 | $ 24,425,000 | $ 568,000 | $ 0 |
| Pinellas County Florida | 39 | $ 12,265,000 | $ 314,000 | $ 129,000 |
| Warren County Ohio | 38 | $ 11,540,000 | $ 303,000 | $ 128,000 |
| Butler County Ohio | 36 | $ 9,210,000 | $ 255,000 | $ 124,000 |
| Boulder County Colorado | 32 | $ 12,780,000 | $ 399,000 | $ 146,000 |
| Collier County Florida | 32 | $ 11,600,000 | $ 362,000 | $ 258,000 |
| Ramsey County Minnesota | 30 | $ 7,700,000 | $ 256,000 | $ 125,000 |
| Orange County California | 28 | $ 18,920,000 | $ 675,000 | $ 0 |
| El Paso County Colorado | 27 | $ 9,035,000 | $ 334,000 | $ 129,000 |
| Larimer County Colorado | 21 | $ 6,995,000 | $ 333,000 | $ 146,000 |
| Wright County Minnesota | 20 | $ 5,300,000 | $ 265,000 | $ 113,000 |
| Dallas County Texas | 19 | $ 14,325,000 | $ 753,000 | $ 0 |
| Tarrant County Texas | 19 | $ 9,065,000 | $ 477,000 | $ 0 |
| Summit County Colorado | 18 | $ 6,270,000 | $ 348,000 | $ 244,000 |
| Washington County Minnesota | 18 | $ 6,380,000 | $ 354,000 | $ 151,000 |
| St. Johns County Florida | 17 | $ 4,255,000 | $ 250,000 | $ 135,000 |
| Lee County Florida | 16 | $ 5,350,000 | $ 334,000 | $ 153,000 |
| Palm Beach County Florida | 16 | $ 5,570,000 | $ 348,000 | $ 276,000 |
| Dakota County Minnesota | 16 | $ 4,760,000 | $ 297,000 | $ 148,000 |
| Weld County Colorado | 15 | $ 5,055,000 | $ 337,000 | $ 128,000 |
| Denton County Texas | 15 | $ 9,555,000 | $ 637,000 | $ 0 |
| Clinton County Ohio | 13 | $ 1,425,000 | $ 109,000 | $ 160,000 |
| Alameda County California | 12 | $ 8,230,000 | $ 685,000 | $ 0 |
| Riverside County California | 12 | $ 4,600,000 | $ 383,000 | $ 0 |
| Charlotte County Florida | 12 | $ 3,050,000 | $ 254,000 | $ 147,000 |
| Sherburne County Minnesota | 12 | $ 2,760,000 | $ 230,000 | $ 100,000 |
| Oklahoma County Oklahoma | 12 | $ 7,830,000 | $ 652,000 | $ 0 |
| Travis County Texas | 11 | $ 7,955,000 | $ 723,000 | $ 0 |
| Eagle County Colorado | 10 | $ 4,520,000 | $ 452,000 | $ 247,000 |
| Scott County Minnesota | 10 | $ 3,540,000 | $ 354,000 | $ 163,000 |
| Broomfield County Colorado | 9 | $ 3,305,000 | $ 367,000 | $ 187,000 |
| Marion County Indiana | 9 | $ 1,765,000 | $ 196,000 | $ 124,000 |
| Norfolk County Massachusetts | 9 | $ 3,855,000 | $ 428,000 | $ 156,000 |
| Chisago County Minnesota | 9 | $ 2,615,000 | $ 290,000 | $ 137,000 |
| St. Lucie County Florida | 8 | $ 1,490,000 | $ 186,000 | $ 69,000 |
| Boone County Kentucky | 8 | $ 2,560,000 | $ 320,000 | $ 168,000 |
| Stearns County Minnesota | 8 | $ 1,900,000 | $ 237,000 | $ 136,000 |
| San Diego County California | 7 | $ 5,065,000 | $ 723,000 | $ 0 |
| Santa Clara County California | 7 | $ 5,215,000 | $ 745,000 | $ 0 |
| Hernando County Florida | 7 | $ 875,000 | $ 125,000 | $ 55,000 |
| Hillsborough County Florida | 7 | $ 2,765,000 | $ 395,000 | $ 99,000 |
| Pasco County Florida | 7 | $ 1,515,000 | $ 216,000 | $ 74,000 |
| Carver County Minnesota | 7 | $ 2,975,000 | $ 425,000 | $ 199,000 |
| Wake County North Carolina | 7 | $ 1,875,000 | $ 267,000 | $ 164,000 |
| Collin County Texas | 7 | $ 3,845,000 | $ 549,000 | $ 0 |
| King County Washington | 7 | $ 5,165,000 | $ 737,000 | $ 0 |
| Maricopa County Arizona | 6 | $ 3,900,000 | $ 650,000 | $ 0 |
| Contra Costa County California | 6 | $ 4,870,000 | $ 811,000 | $ 0 |
| San Francisco County California | 6 | $ 4,960,000 | $ 826,000 | $ 0 |
| Citrus County Florida | 6 | $ 1,120,000 | $ 186,000 | $ 85,000 |
| Burleigh County North Dakota | 6 | $ 1,530,000 | $ 255,000 | $ 95,000 |
| Franklin County Ohio | 6 | $ 920,000 | $ 153,000 | $ 78,000 |
| Greene County Ohio | 6 | $ 1,860,000 | $ 310,000 | $ 112,000 |
| Medina County Ohio | 6 | $ 980,000 | $ 163,000 | $ 116,000 |
| Tulsa County Oklahoma | 6 | $ 4,240,000 | $ 706,000 | $ 0 |
| Harris County Texas | 6 | $ 3,860,000 | $ 643,000 | $ 0 |
| San Bernardino County California | 5 | $ 1,735,000 | $ 347,000 | $ 0 |
| Sonoma County California | 5 | $ 1,705,000 | $ 341,000 | $ 0 |
| Mesa County Colorado | 5 | $ 1,355,000 | $ 271,000 | $ 87,000 |
| Routt County Colorado | 5 | $ 1,685,000 | $ 337,000 | $ 147,000 |
| Cook County Illinois | 5 | $ 3,355,000 | $ 671,000 | $ 982,000 |
| Noble County Indiana | 5 | $ 1,075,000 | $ 215,000 | $ 77,000 |
| Kenton County Kentucky | 5 | $ 1,445,000 | $ 289,000 | $ 87,000 |
| Macomb County Michigan | 5 | $ 855,000 | $ 171,000 | $ 47,000 |
| Oakland County Michigan | 5 | $ 1,465,000 | $ 293,000 | $ 84,000 |
| Clay County Florida | 4 | $ 680,000 | $ 170,000 | $ 58,000 |
| Huntington County Indiana | 4 | $ 1,060,000 | $ 265,000 | $ 117,000 |
| Middlesex County Massachusetts | 4 | $ 1,240,000 | $ 310,000 | $ 207,000 |
| Suffolk County Massachusetts | 4 | $ 1,540,000 | $ 385,000 | $ 208,000 |
| Cass County Minnesota | 4 | $ 1,420,000 | $ 355,000 | $ 182,000 |
| Douglas County Minnesota | 4 | $ 1,060,000 | $ 265,000 | $ 170,000 |
| Kings County New York | 4 | $ 3,670,000 | $ 917,000 | $ 0 |
| Cuyahoga County Ohio | 4 | $ 950,000 | $ 237,000 | $ 105,000 |
| Bexar County Texas | 4 | $ 2,500,000 | $ 625,000 | $ 0 |
| Grayson County Texas | 4 | $ 2,330,000 | $ 582,000 | $ 0 |
| Montgomery County Texas | 4 | $ 2,740,000 | $ 685,000 | $ 0 |
| Fairfax County Virginia | 4 | $ 2,010,000 | $ 502,000 | $ 0 |
| Marin County California | 3 | $ 2,215,000 | $ 738,000 | $ 0 |
| Monterey County California | 3 | $ 2,435,000 | $ 811,000 | $ 0 |
| Broward County Florida | 3 | $ 755,000 | $ 251,000 | $ 95,000 |
| Martin County Florida | 3 | $ 365,000 | $ 121,000 | $ 52,000 |
| Miami-Dade County Florida | 3 | $ 1,545,000 | $ 515,000 | $ 0 |
| Seminole County Florida | 3 | $ 735,000 | $ 245,000 | $ 66,000 |
| Forsyth County Georgia | 3 | $ 1,035,000 | $ 345,000 | $ 85,000 |
| Fulton County Georgia | 3 | $ 2,145,000 | $ 715,000 | $ 85,000 |
| Hamilton County Indiana | 3 | $ 685,000 | $ 228,000 | $ 98,000 |
| Whitley County Indiana | 3 | $ 525,000 | $ 175,000 | $ 100,000 |
| Campbell County Kentucky | 3 | $ 995,000 | $ 331,000 | $ 133,000 |
| Pendleton County Kentucky | 3 | $ 665,000 | $ 221,000 | $ 144,000 |
| Aitkin County Minnesota | 3 | $ 755,000 | $ 251,000 | $ 213,000 |
| Crow Wing County Minnesota | 3 | $ 875,000 | $ 291,000 | $ 166,000 |
| Kanabec County Minnesota | 3 | $ 625,000 | $ 208,000 | $ 106,000 |
| Kandiyohi County Minnesota | 3 | $ 735,000 | $ 245,000 | $ 339,000 |
| Polk County Minnesota | 3 | $ 845,000 | $ 281,000 | $ 223,000 |
| Montgomery County Ohio | 3 | $ 555,000 | $ 185,000 | $ 103,000 |
| Baldwin County Alabama | 2 | $ 1,290,000 | $ 645,000 | $ 0 |
| Napa County California | 2 | $ 760,000 | $ 380,000 | $ 0 |
| San Mateo County California | 2 | $ 1,330,000 | $ 665,000 | $ 0 |
| Santa Cruz County California | 2 | $ 730,000 | $ 365,000 | $ 0 |
| Solano County California | 2 | $ 1,200,000 | $ 600,000 | $ 0 |
| Pueblo County Colorado | 2 | $ 510,000 | $ 255,000 | $ 78,000 |
| Marion County Florida | 2 | $ 470,000 | $ 235,000 | $ 111,000 |
| Monroe County Florida | 2 | $ 1,000,000 | $ 500,000 | $ 244,000 |
| Orange County Florida | 2 | $ 430,000 | $ 215,000 | $ 160,000 |
| Kane County Illinois | 2 | $ 800,000 | $ 400,000 | $ 139,000 |
| Will County Illinois | 2 | $ 530,000 | $ 265,000 | $ 223,000 |
| DeKalb County Indiana | 2 | $ 730,000 | $ 365,000 | $ 292,000 |
| Kosciusko County Indiana | 2 | $ 590,000 | $ 295,000 | $ 71,000 |
| LaGrange County Indiana | 2 | $ 500,000 | $ 250,000 | $ 142,000 |
| Wells County Indiana | 2 | $ 230,000 | $ 115,000 | $ 47,000 |
| Howard County Maryland | 2 | $ 1,200,000 | $ 600,000 | $ 0 |
| Bristol County Massachusetts | 2 | $ 500,000 | $ 250,000 | $ 114,000 |
| Livingston County Michigan | 2 | $ 410,000 | $ 205,000 | $ 83,000 |
| Hubbard County Minnesota | 2 | $ 870,000 | $ 435,000 | $ 153,000 |
| Isanti County Minnesota | 2 | $ 500,000 | $ 250,000 | $ 60,000 |
| St. Louis County Minnesota | 2 | $ 700,000 | $ 350,000 | $ 248,000 |
| Carteret County North Carolina | 2 | $ 590,000 | $ 295,000 | $ 298,000 |
| Durham County North Carolina | 2 | $ 950,000 | $ 475,000 | $ 40,000 |
| Clark County Ohio | 2 | $ 380,000 | $ 190,000 | $ 63,000 |
| Delaware County Ohio | 2 | $ 700,000 | $ 350,000 | $ 99,000 |
| Stark County Ohio | 2 | $ 220,000 | $ 110,000 | $ 82,000 |
| Salt Lake County Utah | 2 | $ 1,610,000 | $ 805,000 | $ 0 |
| Arlington County Virginia | 2 | $ 1,100,000 | $ 550,000 | $ 85,000 |
| Virginia Beach County Virginia | 2 | $ 2,680,000 | $ 1,340,000 | $ 0 |
| Elmore County Alabama | 1 | $ 525,000 | $ 525,000 | $ 0 |
| Jefferson County Alabama | 1 | $ 95,000 | $ 95,000 | $ 149,000 |
| Cochise County Arizona | 1 | $ 135,000 | $ 135,000 | $ 51,000 |
| Kern County California | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Sacramento County California | 1 | $ 845,000 | $ 845,000 | $ 0 |
| Santa Barbara County California | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Ventura County California | 1 | $ 835,000 | $ 835,000 | $ 0 |
| Chaffee County Colorado | 1 | $ 355,000 | $ 355,000 | $ 61,000 |
| Clear Creek County Colorado | 1 | $ 425,000 | $ 425,000 | $ 104,000 |
| Elbert County Colorado | 1 | $ 495,000 | $ 495,000 | $ 285,000 |
| Garfield County Colorado | 1 | $ 335,000 | $ 335,000 | $ 82,000 |
| Gilpin County Colorado | 1 | $ 285,000 | $ 285,000 | $ 72,000 |
| La Plata County Colorado | 1 | $ 155,000 | $ 155,000 | $ 38,000 |
| Lake County Colorado | 1 | $ 235,000 | $ 235,000 | $ 94,000 |
| Moffat County Colorado | 1 | $ 165,000 | $ 165,000 | $ 83,000 |
| Montezuma County Colorado | 1 | $ 235,000 | $ 235,000 | $ 52,000 |
| Montrose County Colorado | 1 | $ 275,000 | $ 275,000 | $ 123,000 |
| Park County Colorado | 1 | $ 205,000 | $ 205,000 | $ 62,000 |
| Fairfield County Connecticut | 1 | $ 855,000 | $ 855,000 | $ 0 |
| Sussex County Delaware | 1 | $ 665,000 | $ 665,000 | $ 0 |
| District of Columbia County District Of Columbia | 1 | $ 885,000 | $ 885,000 | $ 0 |
| Baker County Florida | 1 | $ 375,000 | $ 375,000 | $ 119,000 |
| Bay County Florida | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Brevard County Florida | 1 | $ 95,000 | $ 95,000 | $ 151,000 |
| Flagler County Florida | 1 | $ 465,000 | $ 465,000 | $ 587,000 |
| Nassau County Florida | 1 | $ 275,000 | $ 275,000 | $ 109,000 |
| Okaloosa County Florida | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Santa Rosa County Florida | 1 | $ 715,000 | $ 715,000 | $ 0 |
| Sumter County Florida | 1 | $ 125,000 | $ 125,000 | $ 23,000 |
| Volusia County Florida | 1 | $ 365,000 | $ 365,000 | $ 238,000 |
| Walton County Florida | 1 | $ 705,000 | $ 705,000 | $ 0 |
| Cherokee County Georgia | 1 | $ 245,000 | $ 245,000 | $ 68,000 |
| Kauai County Hawaii | 1 | $ 1,385,000 | $ 1,385,000 | $ 0 |
| DuPage County Illinois | 1 | $ 1,215,000 | $ 1,215,000 | $ 0 |
| Lake County Illinois | 1 | $ 1,415,000 | $ 1,415,000 | $ 0 |
| Adams County Indiana | 1 | $ 315,000 | $ 315,000 | $ 108,000 |
| Blackford County Indiana | 1 | $ 225,000 | $ 225,000 | $ 76,000 |
| Boone County Indiana | 1 | $ 445,000 | $ 445,000 | $ 275,000 |
| Clark County Indiana | 1 | $ 285,000 | $ 285,000 | $ 60,000 |
| Elkhart County Indiana | 1 | $ 175,000 | $ 175,000 | $ 85,000 |
| Henry County Indiana | 1 | $ 85,000 | $ 85,000 | $ 61,000 |
| Marshall County Indiana | 1 | $ 85,000 | $ 85,000 | $ 76,000 |
| Steuben County Indiana | 1 | $ 205,000 | $ 205,000 | $ 199,000 |
| White County Indiana | 1 | $ 185,000 | $ 185,000 | $ 146,000 |
| Gallatin County Kentucky | 1 | $ 225,000 | $ 225,000 | $ 244,000 |
| Grant County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 73,000 |
| Harrison County Kentucky | 1 | $ 165,000 | $ 165,000 | $ 61,000 |
| Jessamine County Kentucky | 1 | $ 885,000 | $ 885,000 | $ 0 |
| Pulaski County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 144,000 |
| Sagadahoc County Maine | 1 | $ 95,000 | $ 95,000 | $ 54,000 |
| Anne Arundel County Maryland | 1 | $ 995,000 | $ 995,000 | $ 0 |
| Montgomery County Maryland | 1 | $ 245,000 | $ 245,000 | $ 96,000 |
| Barnstable County Massachusetts | 1 | $ 385,000 | $ 385,000 | $ 277,000 |
| Essex County Massachusetts | 1 | $ 235,000 | $ 235,000 | $ 117,000 |
| Worcester County Massachusetts | 1 | $ 445,000 | $ 445,000 | $ 180,000 |
| Berrien County Michigan | 1 | $ 675,000 | $ 675,000 | $ 0 |
| Grand Traverse County Michigan | 1 | $ 125,000 | $ 125,000 | $ 137,000 |
| Kalamazoo County Michigan | 1 | $ 275,000 | $ 275,000 | $ 63,000 |
| Wayne County Michigan | 1 | $ 265,000 | $ 265,000 | $ 253,000 |
| Itasca County Minnesota | 1 | $ 515,000 | $ 515,000 | $ 175,000 |
| McLeod County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 66,000 |
| Mille Lacs County Minnesota | 1 | $ 455,000 | $ 455,000 | $ 309,000 |
| Pope County Minnesota | 1 | $ 265,000 | $ 265,000 | $ 106,000 |
| Renville County Minnesota | 1 | $ 95,000 | $ 95,000 | $ 74,000 |
| St. Louis County Missouri | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Gallatin County Montana | 1 | $ 535,000 | $ 535,000 | $ 0 |
| Missoula County Montana | 1 | $ 825,000 | $ 825,000 | $ 0 |
| Clark County Nevada | 1 | $ 555,000 | $ 555,000 | $ 0 |
| Mercer County New Jersey | 1 | $ 585,000 | $ 585,000 | $ 0 |
| Morris County New Jersey | 1 | $ 935,000 | $ 935,000 | $ 0 |
| Passaic County New Jersey | 1 | $ 435,000 | $ 435,000 | $ 0 |
| Nassau County New York | 1 | $ 1,005,000 | $ 1,005,000 | $ 0 |
| Orange County New York | 1 | $ 725,000 | $ 725,000 | $ 0 |
| Queens County New York | 1 | $ 595,000 | $ 595,000 | $ 0 |
| Saratoga County New York | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Suffolk County New York | 1 | $ 775,000 | $ 775,000 | $ 0 |
| Westchester County New York | 1 | $ 855,000 | $ 855,000 | $ 0 |
| Jackson County North Carolina | 1 | $ 1,615,000 | $ 1,615,000 | $ 0 |
| Lincoln County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 241,000 |
| Clermont County Ohio | 1 | $ 255,000 | $ 255,000 | $ 134,000 |
| Fairfield County Ohio | 1 | $ 215,000 | $ 215,000 | $ 78,000 |
| Fayette County Ohio | 1 | $ 145,000 | $ 145,000 | $ 29,000 |
| Highland County Ohio | 1 | $ 215,000 | $ 215,000 | $ 60,000 |
| Licking County Ohio | 1 | $ 135,000 | $ 135,000 | $ 77,000 |
| Portage County Ohio | 1 | $ 235,000 | $ 235,000 | $ 172,000 |
| Ross County Ohio | 1 | $ 125,000 | $ 125,000 | $ 94,000 |
| Cleveland County Oklahoma | 1 | $ 545,000 | $ 545,000 | $ 0 |
| Delaware County Oklahoma | 1 | $ 925,000 | $ 925,000 | $ 0 |
| Garfield County Oklahoma | 1 | $ 545,000 | $ 545,000 | $ 0 |
| Logan County Oklahoma | 1 | $ 555,000 | $ 555,000 | $ 0 |
| McClain County Oklahoma | 1 | $ 545,000 | $ 545,000 | $ 0 |
| Multnomah County Oregon | 1 | $ 1,225,000 | $ 1,225,000 | $ 0 |
| Crawford County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 96,000 |
| Charleston County South Carolina | 1 | $ 445,000 | $ 445,000 | $ 0 |
| Horry County South Carolina | 1 | $ 265,000 | $ 265,000 | $ 51,000 |
| Davidson County Tennessee | 1 | $ 625,000 | $ 625,000 | $ 0 |
| Knox County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Sevier County Tennessee | 1 | $ 295,000 | $ 295,000 | $ 130,000 |
| Sumner County Tennessee | 1 | $ 735,000 | $ 735,000 | $ 0 |
| Brazoria County Texas | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Comal County Texas | 1 | $ 485,000 | $ 485,000 | $ 0 |
| Kendall County Texas | 1 | $ 555,000 | $ 555,000 | $ 0 |
| Parker County Texas | 1 | $ 595,000 | $ 595,000 | $ 0 |
| Rockwall County Texas | 1 | $ 445,000 | $ 445,000 | $ 0 |
| Chesterfield County Virginia | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Fairfax City County Virginia | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Fluvanna County Virginia | 1 | $ 175,000 | $ 175,000 | $ 69,000 |
| Loudoun County Virginia | 1 | $ 325,000 | $ 325,000 | $ 0 |
| York County Virginia | 1 | $ 675,000 | $ 675,000 | $ 0 |
| Benton County Washington | 1 | $ 685,000 | $ 685,000 | $ 0 |
| Jefferson County Washington | 1 | $ 525,000 | $ 525,000 | $ 0 |
| Stevens County Washington | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Dane County Wisconsin | 1 | $ 245,000 | $ 245,000 | $ 140,000 |
| Oneida County Wisconsin | 1 | $ 675,000 | $ 675,000 | $ 0 |
| Ozaukee County Wisconsin | 1 | $ 485,000 | $ 485,000 | $ 0 |
Mortgage Loan Application Detail Totals for Liberty Savings Bank, F.S.B. in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 930 | $272,470,000 | $292,000 | $2,405,000 | $139,000 | $1,800,000 |
| Home Purchase | 472 | $138,330,000 | $293,000 | $1,355,000 | $141,000 | $1,907,000 |
| Cash-out Refinancing | 416 | $117,350,000 | $282,000 | $995,000 | $128,000 | $841,000 |
| Not Applicable | 374 | $237,910,000 | $636,000 | $1,905,000 | $0 | $0 |
| Home Improvement | 79 | $21,685,000 | $274,000 | $515,000 | $123,000 | $624,000 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,660 | $478,720,000 | $288,000 | $2,405,000 | $137,000 | $1,907,000 |
| Not applicable | 374 | $237,910,000 | $636,000 | $1,905,000 | $0 | $0 |
| Asian | 115 | $40,295,000 | $350,000 | $515,000 | $148,000 | $670,000 |
| Not Provided | 65 | $16,925,000 | $260,000 | $515,000 | $141,000 | $1,288,000 |
| Hispanic | 36 | $9,010,000 | $250,000 | $515,000 | $108,000 | $428,000 |
| Black or African American | 16 | $4,070,000 | $254,000 | $515,000 | $112,000 | $351,000 |
| American Indian or Alaskan Native | 4 | $720,000 | $180,000 | $255,000 | $66,000 | $88,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $95,000 | $95,000 | $95,000 | $55,000 | $55,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,249 | $783,485,000 | $348,000 | $2,405,000 | $137,000 | $1,907,000 |
| FHA-insured (Federal Housing Administration) | 19 | $3,785,000 | $199,000 | $415,000 | $86,000 | $166,000 |
| VA-guaranteed (Veterans Administration) | 2 | $350,000 | $175,000 | $225,000 | $43,000 | $60,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $125,000 | $125,000 | $125,000 | $23,000 | $23,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,585 | $467,445,000 | $294,000 | $2,405,000 | $136,000 | $1,096,000 |
| Loan Purchased By The Institution | 377 | $238,595,000 | $632,000 | $1,905,000 | $46,000 | $66,000 |
| Application Denied By Financial Institution | 156 | $41,620,000 | $266,000 | $1,315,000 | $136,000 | $1,800,000 |
| Application Withdrawn By Applicant | 126 | $33,270,000 | $264,000 | $545,000 | $151,000 | $1,907,000 |
| Preapproval Approved but not Accepted | 9 | $2,225,000 | $247,000 | $405,000 | $91,000 | $167,000 |
| Preapproval Denied by Financial Institution | 7 | $1,855,000 | $265,000 | $405,000 | $120,000 | $205,000 |
| Application Approved But Not Accepted | 6 | $1,760,000 | $293,000 | $475,000 | $130,000 | $284,000 |
| File Closed For Incompleteness | 5 | $975,000 | $195,000 | $245,000 | $83,000 | $114,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,108 | $744,270,000 | $353,000 | $2,405,000 | $137,000 | $1,907,000 |
| Other | 82 | $23,350,000 | $284,000 | $1,315,000 | $153,000 | $895,000 |
| Collateral | 35 | $8,785,000 | $251,000 | $505,000 | $160,000 | $1,800,000 |
| Unverifiable Information | 15 | $4,045,000 | $269,000 | $885,000 | $99,000 | $290,000 |
| Credit History | 12 | $2,610,000 | $217,000 | $305,000 | $69,000 | $151,000 |
| Debt-To-Income Ratio | 12 | $2,360,000 | $196,000 | $415,000 | $74,000 | $222,000 |
| Credit Application Incomplete | 5 | $1,505,000 | $301,000 | $605,000 | $95,000 | $149,000 |
| Employment History | 2 | $820,000 | $410,000 | $555,000 | $112,000 | $180,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Liberty Savings Bank, F.S.B.'s 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Liberty Savings Bank, F.S.B.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.