Liberty Savings Bank, F.S.B.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Liberty Savings Bank, F.S.B. 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Liberty Savings Bank, F.S.B. 3435 Airborne Rd, Ste B Wilmington, OH 45177 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 2,454 |
| Total Mortgage Loan Application Amount | $744,390,000 |
| Average Mortgage Loan Application Amount | $288,600 |
| Highest Mortgage Loan Application Amount | $2,415,000 |
| Average Applicant Income | $98,800 |
| Highest Applicant Income | $2,181,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Liberty Savings Bank, F.S.B.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Liberty Savings Bank, F.S.B.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Liberty Savings Bank, F.S.B.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Liberty Savings Bank, F.S.B. serves its applicants.
Each category highlights the total number of mortgage applications processed by Liberty Savings Bank, F.S.B., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Liberty Savings Bank, F.S.B.'s mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Sarasota County Florida | 130 | $ 28,550,000 | $ 219,000 | $ 101,000 |
| Hennepin County Minnesota | 77 | $ 26,235,000 | $ 340,000 | $ 161,000 |
| Bristol County Massachusetts | 68 | $ 15,640,000 | $ 230,000 | $ 0 |
| Denver County Colorado | 64 | $ 28,310,000 | $ 442,000 | $ 165,000 |
| Warren County Ohio | 56 | $ 17,540,000 | $ 313,000 | $ 116,000 |
| Anoka County Minnesota | 54 | $ 15,170,000 | $ 280,000 | $ 141,000 |
| Arapahoe County Colorado | 46 | $ 16,270,000 | $ 353,000 | $ 143,000 |
| Douglas County Colorado | 43 | $ 18,145,000 | $ 421,000 | $ 144,000 |
| Jefferson County Colorado | 43 | $ 16,355,000 | $ 380,000 | $ 175,000 |
| Pinellas County Florida | 43 | $ 10,425,000 | $ 242,000 | $ 109,000 |
| Allen County Indiana | 41 | $ 6,815,000 | $ 166,000 | $ 71,000 |
| Manatee County Florida | 39 | $ 9,885,000 | $ 253,000 | $ 102,000 |
| Palm Beach County Florida | 34 | $ 11,670,000 | $ 343,000 | $ 96,000 |
| Cook County Illinois | 34 | $ 8,180,000 | $ 240,000 | $ 63,000 |
| Duval County Florida | 32 | $ 8,020,000 | $ 250,000 | $ 177,000 |
| Los Angeles County California | 30 | $ 16,940,000 | $ 564,000 | $ 0 |
| Grand County Colorado | 28 | $ 10,890,000 | $ 388,000 | $ 209,000 |
| Orange County Florida | 27 | $ 7,985,000 | $ 295,000 | $ 103,000 |
| Lee County Florida | 26 | $ 8,000,000 | $ 307,000 | $ 127,000 |
| Hamilton County Ohio | 26 | $ 6,080,000 | $ 233,000 | $ 114,000 |
| Hillsborough County Florida | 25 | $ 7,805,000 | $ 312,000 | $ 94,000 |
| St. Lucie County Florida | 24 | $ 5,470,000 | $ 227,000 | $ 71,000 |
| Oakland County Michigan | 24 | $ 5,150,000 | $ 214,000 | $ 279,000 |
| Maricopa County Arizona | 21 | $ 7,795,000 | $ 371,000 | $ 0 |
| Miami-Dade County Florida | 21 | $ 5,605,000 | $ 266,000 | $ 124,000 |
| Orange County California | 20 | $ 12,550,000 | $ 627,000 | $ 0 |
| Pasco County Florida | 18 | $ 4,320,000 | $ 240,000 | $ 117,000 |
| Washington County Minnesota | 18 | $ 6,290,000 | $ 349,000 | $ 158,000 |
| Dakota County Minnesota | 17 | $ 4,015,000 | $ 236,000 | $ 139,000 |
| Montgomery County Ohio | 17 | $ 4,365,000 | $ 256,000 | $ 129,000 |
| Montgomery County Maryland | 16 | $ 6,350,000 | $ 396,000 | $ 70,000 |
| Boulder County Colorado | 15 | $ 5,655,000 | $ 377,000 | $ 149,000 |
| Collier County Florida | 15 | $ 4,975,000 | $ 331,000 | $ 182,000 |
| Ramsey County Minnesota | 15 | $ 4,965,000 | $ 331,000 | $ 138,000 |
| Butler County Ohio | 15 | $ 3,725,000 | $ 248,000 | $ 108,000 |
| San Diego County California | 14 | $ 7,620,000 | $ 544,000 | $ 0 |
| District of Columbia County District Of Columbia | 14 | $ 7,910,000 | $ 565,000 | $ 101,000 |
| Charlotte County Florida | 13 | $ 2,575,000 | $ 198,000 | $ 82,000 |
| Broward County Florida | 12 | $ 4,540,000 | $ 378,000 | $ 66,000 |
| Fulton County Georgia | 12 | $ 4,520,000 | $ 376,000 | $ 194,000 |
| Plymouth County Massachusetts | 12 | $ 3,760,000 | $ 313,000 | $ 0 |
| Sherburne County Minnesota | 12 | $ 3,100,000 | $ 258,000 | $ 102,000 |
| Harris County Texas | 12 | $ 2,090,000 | $ 174,000 | $ 0 |
| Fairfax County Virginia | 12 | $ 5,430,000 | $ 452,000 | $ 268,000 |
| Adams County Colorado | 11 | $ 3,455,000 | $ 314,000 | $ 99,000 |
| Macomb County Michigan | 11 | $ 1,355,000 | $ 123,000 | $ 100,000 |
| Clark County Nevada | 11 | $ 4,095,000 | $ 372,000 | $ 0 |
| Mecklenburg County North Carolina | 11 | $ 3,165,000 | $ 287,000 | $ 171,000 |
| Greene County Ohio | 11 | $ 2,835,000 | $ 257,000 | $ 123,000 |
| Berkeley County West Virginia | 11 | $ 1,565,000 | $ 142,000 | $ 37,000 |
| Larimer County Colorado | 10 | $ 2,670,000 | $ 267,000 | $ 181,000 |
| Weld County Colorado | 10 | $ 3,250,000 | $ 325,000 | $ 114,000 |
| Hernando County Florida | 10 | $ 1,770,000 | $ 177,000 | $ 62,000 |
| St. Johns County Florida | 10 | $ 4,020,000 | $ 402,000 | $ 119,000 |
| Volusia County Florida | 10 | $ 2,280,000 | $ 228,000 | $ 60,000 |
| Baltimore County Maryland | 10 | $ 2,350,000 | $ 235,000 | $ 219,000 |
| Wayne County Michigan | 10 | $ 1,120,000 | $ 112,000 | $ 94,000 |
| Delaware County Ohio | 10 | $ 2,710,000 | $ 271,000 | $ 117,000 |
| Newport County Rhode Island | 10 | $ 3,540,000 | $ 354,000 | $ 0 |
| Travis County Texas | 10 | $ 3,770,000 | $ 377,000 | $ 0 |
| Santa Clara County California | 9 | $ 5,625,000 | $ 625,000 | $ 0 |
| Gwinnett County Georgia | 9 | $ 2,355,000 | $ 261,000 | $ 58,000 |
| Wright County Minnesota | 9 | $ 2,115,000 | $ 235,000 | $ 98,000 |
| Franklin County Ohio | 9 | $ 3,535,000 | $ 392,000 | $ 150,000 |
| King County Washington | 9 | $ 6,715,000 | $ 746,000 | $ 0 |
| San Francisco County California | 8 | $ 5,920,000 | $ 740,000 | $ 0 |
| El Paso County Colorado | 8 | $ 2,050,000 | $ 256,000 | $ 92,000 |
| Sussex County Delaware | 8 | $ 2,000,000 | $ 250,000 | $ 0 |
| Marion County Florida | 8 | $ 2,170,000 | $ 271,000 | $ 107,000 |
| Barnstable County Massachusetts | 8 | $ 3,870,000 | $ 483,000 | $ 104,000 |
| Wake County North Carolina | 8 | $ 2,040,000 | $ 255,000 | $ 104,000 |
| Philadelphia County Pennsylvania | 8 | $ 2,350,000 | $ 293,000 | $ 0 |
| Santa Cruz County California | 7 | $ 4,695,000 | $ 670,000 | $ 0 |
| Osceola County Florida | 7 | $ 1,095,000 | $ 156,000 | $ 126,000 |
| Seminole County Florida | 7 | $ 1,485,000 | $ 212,000 | $ 39,000 |
| DeKalb County Georgia | 7 | $ 2,625,000 | $ 375,000 | $ 150,000 |
| Lake County Illinois | 7 | $ 3,065,000 | $ 437,000 | $ 79,000 |
| Marion County Indiana | 7 | $ 945,000 | $ 135,000 | $ 117,000 |
| Anne Arundel County Maryland | 7 | $ 1,745,000 | $ 249,000 | $ 104,000 |
| Middlesex County Massachusetts | 7 | $ 3,715,000 | $ 530,000 | $ 0 |
| Stearns County Minnesota | 7 | $ 2,045,000 | $ 292,000 | $ 114,000 |
| Brunswick County North Carolina | 7 | $ 3,285,000 | $ 469,000 | $ 118,000 |
| New Hanover County North Carolina | 7 | $ 1,815,000 | $ 259,000 | $ 149,000 |
| Clinton County Ohio | 7 | $ 945,000 | $ 135,000 | $ 70,000 |
| Cuyahoga County Ohio | 7 | $ 1,165,000 | $ 166,000 | $ 89,000 |
| Summit County Ohio | 7 | $ 1,465,000 | $ 209,000 | $ 75,000 |
| Multnomah County Oregon | 7 | $ 3,775,000 | $ 539,000 | $ 0 |
| Bristol County Rhode Island | 7 | $ 1,915,000 | $ 273,000 | $ 0 |
| Providence County Rhode Island | 7 | $ 2,255,000 | $ 322,000 | $ 0 |
| Salt Lake County Utah | 7 | $ 1,575,000 | $ 225,000 | $ 128,000 |
| Alameda County California | 6 | $ 2,670,000 | $ 445,000 | $ 0 |
| Riverside County California | 6 | $ 2,660,000 | $ 443,000 | $ 0 |
| Ventura County California | 6 | $ 3,240,000 | $ 540,000 | $ 0 |
| Baltimore City County Maryland | 6 | $ 1,020,000 | $ 170,000 | $ 0 |
| Suffolk County Massachusetts | 6 | $ 2,340,000 | $ 390,000 | $ 130,000 |
| Washtenaw County Michigan | 6 | $ 630,000 | $ 105,000 | $ 76,000 |
| Guilford County North Carolina | 6 | $ 850,000 | $ 141,000 | $ 127,000 |
| Clermont County Ohio | 6 | $ 1,610,000 | $ 268,000 | $ 117,000 |
| Dallas County Texas | 6 | $ 2,330,000 | $ 388,000 | $ 0 |
| Loudoun County Virginia | 6 | $ 2,800,000 | $ 466,000 | $ 174,000 |
| Virginia Beach County Virginia | 6 | $ 980,000 | $ 163,000 | $ 0 |
| San Mateo County California | 5 | $ 2,495,000 | $ 499,000 | $ 0 |
| Brevard County Florida | 5 | $ 835,000 | $ 167,000 | $ 46,000 |
| Monroe County Florida | 5 | $ 2,755,000 | $ 551,000 | $ 222,000 |
| Polk County Florida | 5 | $ 895,000 | $ 179,000 | $ 61,000 |
| Cobb County Georgia | 5 | $ 1,445,000 | $ 289,000 | $ 176,000 |
| Prince George's County Maryland | 5 | $ 1,175,000 | $ 235,000 | $ 99,000 |
| Carver County Minnesota | 5 | $ 1,915,000 | $ 383,000 | $ 238,000 |
| Charleston County South Carolina | 5 | $ 2,495,000 | $ 499,000 | $ 296,000 |
| Arlington County Virginia | 5 | $ 1,975,000 | $ 395,000 | $ 0 |
| Contra Costa County California | 4 | $ 2,130,000 | $ 532,000 | $ 0 |
| Sacramento County California | 4 | $ 2,330,000 | $ 582,000 | $ 0 |
| San Bernardino County California | 4 | $ 1,010,000 | $ 252,000 | $ 0 |
| Lake County Florida | 4 | $ 890,000 | $ 222,000 | $ 131,000 |
| Leon County Florida | 4 | $ 820,000 | $ 205,000 | $ 82,000 |
| Nassau County Florida | 4 | $ 990,000 | $ 247,000 | $ 68,000 |
| Sumter County Florida | 4 | $ 1,090,000 | $ 272,000 | $ 273,000 |
| Cherokee County Georgia | 4 | $ 1,160,000 | $ 290,000 | $ 123,000 |
| Hamilton County Indiana | 4 | $ 650,000 | $ 162,000 | $ 129,000 |
| Jefferson County Kentucky | 4 | $ 500,000 | $ 125,000 | $ 59,000 |
| Calvert County Maryland | 4 | $ 880,000 | $ 220,000 | $ 0 |
| Howard County Maryland | 4 | $ 1,160,000 | $ 290,000 | $ 0 |
| Worcester County Maryland | 4 | $ 1,080,000 | $ 270,000 | $ 0 |
| Essex County Massachusetts | 4 | $ 1,690,000 | $ 422,000 | $ 0 |
| Crow Wing County Minnesota | 4 | $ 1,610,000 | $ 402,000 | $ 116,000 |
| Scott County Minnesota | 4 | $ 1,710,000 | $ 427,000 | $ 190,000 |
| St. Louis County Missouri | 4 | $ 1,130,000 | $ 282,000 | $ 0 |
| Washoe County Nevada | 4 | $ 1,580,000 | $ 395,000 | $ 0 |
| Ocean County New Jersey | 4 | $ 610,000 | $ 152,000 | $ 0 |
| Dare County North Carolina | 4 | $ 1,720,000 | $ 430,000 | $ 0 |
| Lucas County Ohio | 4 | $ 840,000 | $ 210,000 | $ 66,000 |
| Medina County Ohio | 4 | $ 940,000 | $ 235,000 | $ 77,000 |
| Miami County Ohio | 4 | $ 1,250,000 | $ 312,000 | $ 125,000 |
| Kent County Rhode Island | 4 | $ 810,000 | $ 202,000 | $ 0 |
| Beaufort County South Carolina | 4 | $ 1,390,000 | $ 347,000 | $ 108,000 |
| Greenville County South Carolina | 4 | $ 700,000 | $ 175,000 | $ 76,000 |
| Horry County South Carolina | 4 | $ 840,000 | $ 210,000 | $ 56,000 |
| Bexar County Texas | 4 | $ 1,380,000 | $ 345,000 | $ 0 |
| Fort Bend County Texas | 4 | $ 1,640,000 | $ 410,000 | $ 0 |
| Norfolk County Virginia | 4 | $ 370,000 | $ 92,000 | $ 0 |
| Fresno County California | 3 | $ 845,000 | $ 281,000 | $ 0 |
| Placer County California | 3 | $ 1,445,000 | $ 481,000 | $ 0 |
| San Joaquin County California | 3 | $ 1,255,000 | $ 418,000 | $ 0 |
| Fairfield County Connecticut | 3 | $ 1,405,000 | $ 468,000 | $ 0 |
| Highlands County Florida | 3 | $ 595,000 | $ 198,000 | $ 127,000 |
| Clayton County Georgia | 3 | $ 415,000 | $ 138,000 | $ 47,000 |
| DuPage County Illinois | 3 | $ 725,000 | $ 241,000 | $ 0 |
| Will County Illinois | 3 | $ 855,000 | $ 285,000 | $ 234,000 |
| Elkhart County Indiana | 3 | $ 605,000 | $ 201,000 | $ 135,000 |
| Kosciusko County Indiana | 3 | $ 785,000 | $ 261,000 | $ 89,000 |
| Lake County Indiana | 3 | $ 485,000 | $ 161,000 | $ 74,000 |
| Kenton County Kentucky | 3 | $ 525,000 | $ 175,000 | $ 82,000 |
| Frederick County Maryland | 3 | $ 615,000 | $ 205,000 | $ 0 |
| St. Mary's County Maryland | 3 | $ 575,000 | $ 191,000 | $ 0 |
| Norfolk County Massachusetts | 3 | $ 2,695,000 | $ 898,000 | $ 0 |
| Berrien County Michigan | 3 | $ 385,000 | $ 128,000 | $ 52,000 |
| Monroe County Michigan | 3 | $ 405,000 | $ 135,000 | $ 155,000 |
| Cass County Minnesota | 3 | $ 685,000 | $ 228,000 | $ 178,000 |
| St. Louis County Minnesota | 3 | $ 925,000 | $ 308,000 | $ 176,000 |
| Gloucester County New Jersey | 3 | $ 575,000 | $ 191,000 | $ 0 |
| Morris County New Jersey | 3 | $ 795,000 | $ 265,000 | $ 0 |
| Bernalillo County New Mexico | 3 | $ 755,000 | $ 251,000 | $ 0 |
| Currituck County North Carolina | 3 | $ 1,225,000 | $ 408,000 | $ 0 |
| Iredell County North Carolina | 3 | $ 495,000 | $ 165,000 | $ 112,000 |
| Johnston County North Carolina | 3 | $ 1,035,000 | $ 345,000 | $ 152,000 |
| Union County North Carolina | 3 | $ 665,000 | $ 221,000 | $ 130,000 |
| Fairfield County Ohio | 3 | $ 405,000 | $ 135,000 | $ 56,000 |
| Scioto County Ohio | 3 | $ 515,000 | $ 171,000 | $ 100,000 |
| Union County Ohio | 3 | $ 505,000 | $ 168,000 | $ 47,000 |
| Clackamas County Oregon | 3 | $ 1,305,000 | $ 435,000 | $ 0 |
| Bucks County Pennsylvania | 3 | $ 595,000 | $ 198,000 | $ 109,000 |
| Chester County Pennsylvania | 3 | $ 705,000 | $ 235,000 | $ 53,000 |
| Delaware County Pennsylvania | 3 | $ 705,000 | $ 235,000 | $ 182,000 |
| Washington County Rhode Island | 3 | $ 985,000 | $ 328,000 | $ 0 |
| Lancaster County South Carolina | 3 | $ 735,000 | $ 245,000 | $ 79,000 |
| York County South Carolina | 3 | $ 685,000 | $ 228,000 | $ 65,000 |
| Williamson County Tennessee | 3 | $ 1,755,000 | $ 585,000 | $ 0 |
| Collin County Texas | 3 | $ 1,085,000 | $ 361,000 | $ 0 |
| Utah County Utah | 3 | $ 625,000 | $ 208,000 | $ 0 |
| Chesterfield County Virginia | 3 | $ 915,000 | $ 305,000 | $ 187,000 |
| Clark County Washington | 3 | $ 1,425,000 | $ 475,000 | $ 0 |
| Harrison County West Virginia | 3 | $ 1,295,000 | $ 431,000 | $ 0 |
| Jefferson County Alabama | 2 | $ 580,000 | $ 290,000 | $ 0 |
| Madison County Alabama | 2 | $ 430,000 | $ 215,000 | $ 2,181,000 |
| Shelby County Alabama | 2 | $ 680,000 | $ 340,000 | $ 180,000 |
| Pima County Arizona | 2 | $ 370,000 | $ 185,000 | $ 0 |
| Marin County California | 2 | $ 1,230,000 | $ 615,000 | $ 0 |
| Garfield County Colorado | 2 | $ 1,300,000 | $ 650,000 | $ 143,000 |
| New Haven County Connecticut | 2 | $ 240,000 | $ 120,000 | $ 0 |
| New London County Connecticut | 2 | $ 820,000 | $ 410,000 | $ 0 |
| Bay County Florida | 2 | $ 340,000 | $ 170,000 | $ 81,000 |
| Clay County Florida | 2 | $ 490,000 | $ 245,000 | $ 84,000 |
| Flagler County Florida | 2 | $ 240,000 | $ 120,000 | $ 33,000 |
| Indian River County Florida | 2 | $ 470,000 | $ 235,000 | $ 77,000 |
| Okaloosa County Florida | 2 | $ 350,000 | $ 175,000 | $ 71,000 |
| Camden County Georgia | 2 | $ 410,000 | $ 205,000 | $ 118,000 |
| Douglas County Georgia | 2 | $ 320,000 | $ 160,000 | $ 72,000 |
| Pickens County Georgia | 2 | $ 360,000 | $ 180,000 | $ 49,000 |
| Kane County Illinois | 2 | $ 450,000 | $ 225,000 | $ 0 |
| Hendricks County Indiana | 2 | $ 280,000 | $ 140,000 | $ 135,000 |
| Monroe County Indiana | 2 | $ 170,000 | $ 85,000 | $ 0 |
| Steuben County Indiana | 2 | $ 320,000 | $ 160,000 | $ 123,000 |
| Polk County Iowa | 2 | $ 360,000 | $ 180,000 | $ 51,000 |
| Johnson County Kansas | 2 | $ 430,000 | $ 215,000 | $ 0 |
| Campbell County Kentucky | 2 | $ 290,000 | $ 145,000 | $ 56,000 |
| Caddo County Louisiana | 2 | $ 210,000 | $ 105,000 | $ 48,000 |
| Orleans County Louisiana | 2 | $ 860,000 | $ 430,000 | $ 0 |
| Harford County Maryland | 2 | $ 230,000 | $ 115,000 | $ 0 |
| Lapeer County Michigan | 2 | $ 240,000 | $ 120,000 | $ 83,000 |
| St. Clair County Michigan | 2 | $ 200,000 | $ 100,000 | $ 0 |
| Benton County Minnesota | 2 | $ 340,000 | $ 170,000 | $ 48,000 |
| Kanabec County Minnesota | 2 | $ 400,000 | $ 200,000 | $ 128,000 |
| Jackson County Mississippi | 2 | $ 480,000 | $ 240,000 | $ 0 |
| Bergen County New Jersey | 2 | $ 1,310,000 | $ 655,000 | $ 0 |
| Burlington County New Jersey | 2 | $ 240,000 | $ 120,000 | $ 0 |
| Somerset County New Jersey | 2 | $ 1,300,000 | $ 650,000 | $ 0 |
| Sandoval County New Mexico | 2 | $ 680,000 | $ 340,000 | $ 0 |
| Santa Fe County New Mexico | 2 | $ 580,000 | $ 290,000 | $ 0 |
| Richmond County New York | 2 | $ 640,000 | $ 320,000 | $ 0 |
| Westchester County New York | 2 | $ 330,000 | $ 165,000 | $ 0 |
| Buncombe County North Carolina | 2 | $ 810,000 | $ 405,000 | $ 81,000 |
| Clay County North Carolina | 2 | $ 320,000 | $ 160,000 | $ 68,000 |
| Durham County North Carolina | 2 | $ 850,000 | $ 425,000 | $ 0 |
| Forsyth County North Carolina | 2 | $ 260,000 | $ 130,000 | $ 55,000 |
| Moore County North Carolina | 2 | $ 740,000 | $ 370,000 | $ 0 |
| Allen County Ohio | 2 | $ 440,000 | $ 220,000 | $ 93,000 |
| Fayette County Ohio | 2 | $ 310,000 | $ 155,000 | $ 74,000 |
| Lorain County Ohio | 2 | $ 550,000 | $ 275,000 | $ 105,000 |
| Ross County Ohio | 2 | $ 300,000 | $ 150,000 | $ 67,000 |
| Garfield County Oklahoma | 2 | $ 710,000 | $ 355,000 | $ 0 |
| Tulsa County Oklahoma | 2 | $ 160,000 | $ 80,000 | $ 0 |
| Allegheny County Pennsylvania | 2 | $ 230,000 | $ 115,000 | $ 0 |
| Montgomery County Pennsylvania | 2 | $ 150,000 | $ 75,000 | $ 0 |
| Anderson County South Carolina | 2 | $ 100,000 | $ 50,000 | $ 0 |
| Spartanburg County South Carolina | 2 | $ 350,000 | $ 175,000 | $ 81,000 |
| Davidson County Tennessee | 2 | $ 380,000 | $ 190,000 | $ 71,000 |
| Shelby County Tennessee | 2 | $ 620,000 | $ 310,000 | $ 0 |
| Denton County Texas | 2 | $ 430,000 | $ 215,000 | $ 0 |
| Davis County Utah | 2 | $ 410,000 | $ 205,000 | $ 0 |
| Grand County Utah | 2 | $ 400,000 | $ 200,000 | $ 0 |
| Summit County Utah | 2 | $ 990,000 | $ 495,000 | $ 0 |
| Henrico County Virginia | 2 | $ 460,000 | $ 230,000 | $ 0 |
| Portsmouth County Virginia | 2 | $ 240,000 | $ 120,000 | $ 0 |
| Prince William County Virginia | 2 | $ 460,000 | $ 230,000 | $ 0 |
| Roanoke County Virginia | 2 | $ 920,000 | $ 460,000 | $ 0 |
| Snohomish County Washington | 2 | $ 890,000 | $ 445,000 | $ 0 |
| Thurston County Washington | 2 | $ 620,000 | $ 310,000 | $ 0 |
| Milwaukee County Wisconsin | 2 | $ 350,000 | $ 175,000 | $ 96,000 |
| Walworth County Wisconsin | 2 | $ 390,000 | $ 195,000 | $ 0 |
| Baldwin County Alabama | 1 | $ 1,115,000 | $ 1,115,000 | $ 0 |
| Butler County Alabama | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Montgomery County Alabama | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Faulkner County Arkansas | 1 | $ 65,000 | $ 65,000 | $ 0 |
| El Dorado County California | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Mendocino County California | 1 | $ 565,000 | $ 565,000 | $ 0 |
| Merced County California | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Mono County California | 1 | $ 535,000 | $ 535,000 | $ 0 |
| Monterey County California | 1 | $ 665,000 | $ 665,000 | $ 0 |
| Napa County California | 1 | $ 435,000 | $ 435,000 | $ 0 |
| Santa Barbara County California | 1 | $ 1,175,000 | $ 1,175,000 | $ 0 |
| Shasta County California | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Solano County California | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Tulare County California | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Yuba County California | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Broomfield County Colorado | 1 | $ 465,000 | $ 465,000 | $ 125,000 |
| Clear Creek County Colorado | 1 | $ 425,000 | $ 425,000 | $ 100,000 |
| Eagle County Colorado | 1 | $ 505,000 | $ 505,000 | $ 1,897,000 |
| Elbert County Colorado | 1 | $ 265,000 | $ 265,000 | $ 122,000 |
| Gunnison County Colorado | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Hinsdale County Colorado | 1 | $ 475,000 | $ 475,000 | $ 59,000 |
| Mesa County Colorado | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Pueblo County Colorado | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Summit County Colorado | 1 | $ 445,000 | $ 445,000 | $ 202,000 |
| Hartford County Connecticut | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Windham County Connecticut | 1 | $ 1,055,000 | $ 1,055,000 | $ 0 |
| Alachua County Florida | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Escambia County Florida | 1 | $ 315,000 | $ 315,000 | $ 117,000 |
| Martin County Florida | 1 | $ 275,000 | $ 275,000 | $ 134,000 |
| Santa Rosa County Florida | 1 | $ 185,000 | $ 185,000 | $ 73,000 |
| Barrow County Georgia | 1 | $ 195,000 | $ 195,000 | $ 45,000 |
| Catoosa County Georgia | 1 | $ 175,000 | $ 175,000 | $ 55,000 |
| Clarke County Georgia | 1 | $ 205,000 | $ 205,000 | $ 71,000 |
| Fayette County Georgia | 1 | $ 515,000 | $ 515,000 | $ 0 |
| Glynn County Georgia | 1 | $ 415,000 | $ 415,000 | $ 136,000 |
| Gordon County Georgia | 1 | $ 305,000 | $ 305,000 | $ 192,000 |
| Hall County Georgia | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Henry County Georgia | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Richmond County Georgia | 1 | $ 185,000 | $ 185,000 | $ 117,000 |
| Spalding County Georgia | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Ware County Georgia | 1 | $ 135,000 | $ 135,000 | $ 142,000 |
| Whitfield County Georgia | 1 | $ 175,000 | $ 175,000 | $ 174,000 |
| Honolulu County Hawaii | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Maui County Hawaii | 1 | $ 1,455,000 | $ 1,455,000 | $ 0 |
| Bonner County Idaho | 1 | $ 605,000 | $ 605,000 | $ 0 |
| Fremont County Idaho | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Kootenai County Idaho | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Teton County Idaho | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Macon County Illinois | 1 | $ 155,000 | $ 155,000 | $ 70,000 |
| McHenry County Illinois | 1 | $ 85,000 | $ 85,000 | $ 0 |
| St. Clair County Illinois | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Winnebago County Illinois | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Adams County Indiana | 1 | $ 175,000 | $ 175,000 | $ 90,000 |
| Boone County Indiana | 1 | $ 215,000 | $ 215,000 | $ 124,000 |
| Decatur County Indiana | 1 | $ 145,000 | $ 145,000 | $ 69,000 |
| DeKalb County Indiana | 1 | $ 85,000 | $ 85,000 | $ 35,000 |
| Franklin County Indiana | 1 | $ 245,000 | $ 245,000 | $ 90,000 |
| Grant County Indiana | 1 | $ 125,000 | $ 125,000 | $ 53,000 |
| Huntington County Indiana | 1 | $ 85,000 | $ 85,000 | $ 36,000 |
| Johnson County Indiana | 1 | $ 65,000 | $ 65,000 | $ 0 |
| LaGrange County Indiana | 1 | $ 105,000 | $ 105,000 | $ 155,000 |
| Noble County Indiana | 1 | $ 105,000 | $ 105,000 | $ 43,000 |
| Orange County Indiana | 1 | $ 75,000 | $ 75,000 | $ 89,000 |
| Vanderburgh County Indiana | 1 | $ 165,000 | $ 165,000 | $ 102,000 |
| Warrick County Indiana | 1 | $ 615,000 | $ 615,000 | $ 420,000 |
| Boone County Iowa | 1 | $ 215,000 | $ 215,000 | $ 121,000 |
| Emmet County Iowa | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Jasper County Iowa | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Johnson County Iowa | 1 | $ 215,000 | $ 215,000 | $ 57,000 |
| Boone County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 96,000 |
| Boyd County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 26,000 |
| Franklin County Kentucky | 1 | $ 245,000 | $ 245,000 | $ 92,000 |
| Grant County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Oldham County Kentucky | 1 | $ 255,000 | $ 255,000 | $ 180,000 |
| Beauregard County Louisiana | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Calcasieu County Louisiana | 1 | $ 205,000 | $ 205,000 | $ 0 |
| St. Tammany County Louisiana | 1 | $ 1,095,000 | $ 1,095,000 | $ 0 |
| Kennebec County Maine | 1 | $ 245,000 | $ 245,000 | $ 47,000 |
| Charles County Maryland | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Dorchester County Maryland | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Dukes County Massachusetts | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Hampden County Massachusetts | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Worcester County Massachusetts | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Allegan County Michigan | 1 | $ 185,000 | $ 185,000 | $ 62,000 |
| Calhoun County Michigan | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Crawford County Michigan | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Genesee County Michigan | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Jackson County Michigan | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Kent County Michigan | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Livingston County Michigan | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Otsego County Michigan | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Aitkin County Minnesota | 1 | $ 195,000 | $ 195,000 | $ 115,000 |
| Chisago County Minnesota | 1 | $ 135,000 | $ 135,000 | $ 88,000 |
| Itasca County Minnesota | 1 | $ 195,000 | $ 195,000 | $ 86,000 |
| Nicollet County Minnesota | 1 | $ 235,000 | $ 235,000 | $ 70,000 |
| Pine County Minnesota | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Polk County Minnesota | 1 | $ 175,000 | $ 175,000 | $ 59,000 |
| Pope County Minnesota | 1 | $ 265,000 | $ 265,000 | $ 128,000 |
| Rice County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 156,000 |
| Rankin County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Clay County Missouri | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Franklin County Missouri | 1 | $ 5,000 | $ 5,000 | $ 0 |
| Jackson County Missouri | 1 | $ 155,000 | $ 155,000 | $ 0 |
| St. Charles County Missouri | 1 | $ 105,000 | $ 105,000 | $ 0 |
| St. Louis City County Missouri | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Missoula County Montana | 1 | $ 335,000 | $ 335,000 | $ 118,000 |
| Douglas County Nebraska | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Merrimack County New Hampshire | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Rockingham County New Hampshire | 1 | $ 125,000 | $ 125,000 | $ 96,000 |
| Atlantic County New Jersey | 1 | $ 785,000 | $ 785,000 | $ 0 |
| Essex County New Jersey | 1 | $ 415,000 | $ 415,000 | $ 135,000 |
| Hudson County New Jersey | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Middlesex County New Jersey | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Sussex County New Jersey | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Union County New Jersey | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Albany County New York | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Bronx County New York | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Erie County New York | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Greene County New York | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Monroe County New York | 1 | $ 45,000 | $ 45,000 | $ 0 |
| New York County New York | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Niagara County New York | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Orange County New York | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Queens County New York | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Suffolk County New York | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Alamance County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Avery County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Burke County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 41,000 |
| Cabarrus County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 53,000 |
| Carteret County North Carolina | 1 | $ 995,000 | $ 995,000 | $ 0 |
| Catawba County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 34,000 |
| Chatham County North Carolina | 1 | $ 655,000 | $ 655,000 | $ 162,000 |
| Cleveland County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 131,000 |
| Columbus County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Gaston County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 42,000 |
| Halifax County North Carolina | 1 | $ 1,995,000 | $ 1,995,000 | $ 0 |
| Harnett County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Henderson County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 133,000 |
| Jackson County North Carolina | 1 | $ 785,000 | $ 785,000 | $ 0 |
| Lee County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Onslow County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 31,000 |
| Pender County North Carolina | 1 | $ 995,000 | $ 995,000 | $ 0 |
| Rutherford County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 43,000 |
| Stanly County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 79,000 |
| Stokes County North Carolina | 1 | $ 1,115,000 | $ 1,115,000 | $ 0 |
| Warren County North Carolina | 1 | $ 365,000 | $ 365,000 | $ 72,000 |
| Watauga County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 55,000 |
| Belmont County Ohio | 1 | $ 135,000 | $ 135,000 | $ 100,000 |
| Darke County Ohio | 1 | $ 175,000 | $ 175,000 | $ 66,000 |
| Erie County Ohio | 1 | $ 85,000 | $ 85,000 | $ 38,000 |
| Geauga County Ohio | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Highland County Ohio | 1 | $ 65,000 | $ 65,000 | $ 28,000 |
| Jefferson County Ohio | 1 | $ 145,000 | $ 145,000 | $ 64,000 |
| Knox County Ohio | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Lake County Ohio | 1 | $ 145,000 | $ 145,000 | $ 47,000 |
| Licking County Ohio | 1 | $ 185,000 | $ 185,000 | $ 62,000 |
| Mahoning County Ohio | 1 | $ 105,000 | $ 105,000 | $ 44,000 |
| Muskingum County Ohio | 1 | $ 245,000 | $ 245,000 | $ 77,000 |
| Pickaway County Ohio | 1 | $ 245,000 | $ 245,000 | $ 103,000 |
| Preble County Ohio | 1 | $ 125,000 | $ 125,000 | $ 84,000 |
| Richland County Ohio | 1 | $ 25,000 | $ 25,000 | $ 114,000 |
| Sandusky County Ohio | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Stark County Ohio | 1 | $ 195,000 | $ 195,000 | $ 85,000 |
| Trumbull County Ohio | 1 | $ 155,000 | $ 155,000 | $ 83,000 |
| Tuscarawas County Ohio | 1 | $ 185,000 | $ 185,000 | $ 102,000 |
| Wagoner County Oklahoma | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Crook County Oregon | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Deschutes County Oregon | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Jackson County Oregon | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Lane County Oregon | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Marion County Oregon | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Washington County Oregon | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Bradford County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Butler County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 196,000 |
| Centre County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Dauphin County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Lebanon County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Northumberland County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 121,000 |
| Washington County Pennsylvania | 1 | $ 705,000 | $ 705,000 | $ 0 |
| Berkeley County South Carolina | 1 | $ 175,000 | $ 175,000 | $ 128,000 |
| Orangeburg County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Pickens County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 120,000 |
| Richland County South Carolina | 1 | $ 455,000 | $ 455,000 | $ 206,000 |
| Fayette County Tennessee | 1 | $ 545,000 | $ 545,000 | $ 465,000 |
| Sumner County Tennessee | 1 | $ 1,255,000 | $ 1,255,000 | $ 0 |
| Wilson County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Bastrop County Texas | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Chambers County Texas | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Comal County Texas | 1 | $ 625,000 | $ 625,000 | $ 0 |
| Cooke County Texas | 1 | $ 195,000 | $ 195,000 | $ 0 |
| El Paso County Texas | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Guadalupe County Texas | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Hays County Texas | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Jefferson County Texas | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Liberty County Texas | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Parker County Texas | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Potter County Texas | 1 | $ 935,000 | $ 935,000 | $ 0 |
| San Patricio County Texas | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Williamson County Texas | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Wilson County Texas | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Bennington County Vermont | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Caroline County Virginia | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Chesapeake County Virginia | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Culpeper County Virginia | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Fairfax City County Virginia | 1 | $ 495,000 | $ 495,000 | $ 174,000 |
| Hanover County Virginia | 1 | $ 175,000 | $ 175,000 | $ 0 |
| James City County Virginia | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Lancaster County Virginia | 1 | $ 465,000 | $ 465,000 | $ 0 |
| Madison County Virginia | 1 | $ 515,000 | $ 515,000 | $ 0 |
| Manassas County Virginia | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Nelson County Virginia | 1 | $ 115,000 | $ 115,000 | $ 0 |
| New Kent County Virginia | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Richmond City County Virginia | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Roanoke City County Virginia | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Spotsylvania County Virginia | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Westmoreland County Virginia | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Chelan County Washington | 1 | $ 515,000 | $ 515,000 | $ 0 |
| Kitsap County Washington | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Mason County Washington | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Spokane County Washington | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Marion County West Virginia | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Monongalia County West Virginia | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Brown County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Polk County Wisconsin | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Sauk County Wisconsin | 1 | $ 385,000 | $ 385,000 | $ 0 |
| St. Croix County Wisconsin | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Washington County Wisconsin | 1 | $ 565,000 | $ 565,000 | $ 0 |
| Waukesha County Wisconsin | 1 | $ 695,000 | $ 695,000 | $ 0 |
Mortgage Loan Application Detail Totals for Liberty Savings Bank, F.S.B. in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Applicable | 1,044 | $353,830,000 | $338,000 | $2,415,000 | $0 | $0 |
| Refinancing | 695 | $184,915,000 | $266,000 | $855,000 | $126,000 | $1,897,000 |
| Cash-out Refinancing | 364 | $99,420,000 | $273,000 | $715,000 | $127,000 | $2,181,000 |
| Home Purchase | 274 | $87,020,000 | $317,000 | $1,985,000 | $130,000 | $1,305,000 |
| Home Improvement | 77 | $19,205,000 | $249,000 | $545,000 | $111,000 | $308,000 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,109 | $311,025,000 | $280,000 | $1,985,000 | $126,000 | $1,897,000 |
| Not applicable | 1,045 | $354,085,000 | $338,000 | $2,415,000 | $0 | $0 |
| Not Provided | 121 | $29,545,000 | $244,000 | $705,000 | $117,000 | $729,000 |
| Asian | 79 | $24,135,000 | $305,000 | $655,000 | $168,000 | $2,181,000 |
| Hispanic | 66 | $17,910,000 | $271,000 | $585,000 | $105,000 | $385,000 |
| Black or African American | 30 | $6,770,000 | $225,000 | $645,000 | $103,000 | $460,000 |
| American Indian or Alaskan Native | 3 | $585,000 | $195,000 | $215,000 | $70,000 | $91,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $335,000 | $335,000 | $335,000 | $81,000 | $81,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,449 | $743,785,000 | $303,000 | $2,415,000 | $126,000 | $2,181,000 |
| FHA-insured (Federal Housing Administration) | 5 | $605,000 | $121,000 | $145,000 | $28,000 | $28,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,079 | $300,575,000 | $278,000 | $855,000 | $127,000 | $1,897,000 |
| Loan Purchased By The Institution | 1,045 | $354,085,000 | $338,000 | $2,415,000 | $0 | $0 |
| Application Denied By Financial Institution | 155 | $45,775,000 | $295,000 | $1,985,000 | $115,000 | $1,305,000 |
| Application Withdrawn By Applicant | 118 | $28,920,000 | $245,000 | $905,000 | $144,000 | $2,181,000 |
| File Closed For Incompleteness | 45 | $11,745,000 | $261,000 | $705,000 | $118,000 | $468,000 |
| Application Approved But Not Accepted | 6 | $1,430,000 | $238,000 | $405,000 | $89,000 | $200,000 |
| Preapproval Approved but not Accepted | 3 | $785,000 | $261,000 | $285,000 | $67,000 | $93,000 |
| Preapproval Denied by Financial Institution | 3 | $1,075,000 | $358,000 | $815,000 | $53,000 | $93,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,296 | $697,540,000 | $303,000 | $2,415,000 | $128,000 | $2,181,000 |
| Other | 78 | $25,440,000 | $326,000 | $1,985,000 | $136,000 | $1,305,000 |
| Debt-To-Income Ratio | 39 | $9,355,000 | $239,000 | $705,000 | $67,000 | $282,000 |
| Collateral | 14 | $4,560,000 | $325,000 | $675,000 | $131,000 | $281,000 |
| Credit History | 12 | $3,210,000 | $267,000 | $655,000 | $103,000 | $225,000 |
| Unverifiable Information | 8 | $2,820,000 | $352,000 | $605,000 | $120,000 | $296,000 |
| Credit Application Incomplete | 5 | $1,225,000 | $245,000 | $305,000 | $96,000 | $209,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $240,000 | $120,000 | $205,000 | $21,000 | $31,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Liberty Savings Bank, F.S.B.'s 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Liberty Savings Bank, F.S.B.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.