Liberty Savings Bank, F.S.B.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Liberty Savings Bank, F.S.B. 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Liberty Savings Bank, F.S.B. 3435 Airborne Rd, Ste B Wilmington, OH 45177 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 2,454 |
| Total Mortgage Loan Application Amount | $744,390,000 |
| Average Mortgage Loan Application Amount | $288,600 |
| Highest Mortgage Loan Application Amount | $2,415,000 |
| Average Applicant Income | $98,800 |
| Highest Applicant Income | $2,181,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Liberty Savings Bank, F.S.B.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Liberty Savings Bank, F.S.B.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Liberty Savings Bank, F.S.B.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Liberty Savings Bank, F.S.B. serves its applicants.
Each category highlights the total number of mortgage applications processed by Liberty Savings Bank, F.S.B., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Liberty Savings Bank, F.S.B.'s mortgage activity for 2021.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 213 | $ 65,855,000 | $ 257,000 | $ 148,000 |
| DENVER-AURORA-LAKEWOOD, CO | 210 | $ 83,690,000 | $ 398,000 | $ 155,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 169 | $ 38,435,000 | $ 227,000 | $ 101,000 |
| NA (OUTSIDE OF MSA/MD) | 150 | $ 44,010,000 | $ 241,827 | $ 119,363 |
| CINCINNATI, OH-KY-IN | 111 | $ 30,215,000 | $ 223,666 | $ 92,666 |
| PROVIDENCE-WARWICK, RI-MA | 99 | $ 25,145,000 | $ 268,000 | $ 0 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 96 | $ 24,320,000 | $ 253,000 | $ 102,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 54 | $ 22,190,000 | $ 396,333 | $ 137,333 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 48 | $ 14,080,000 | $ 293,000 | $ 114,000 |
| JACKSONVILLE, FL | 48 | $ 13,520,000 | $ 281,000 | $ 153,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 45 | $ 11,455,000 | $ 254,000 | $ 99,000 |
| CHICAGO-NAPERVILLE, IL | 41 | $ 9,845,000 | $ 240,000 | $ 148,000 |
| FORT WAYNE, IN | 41 | $ 6,815,000 | $ 166,000 | $ 71,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 40 | $ 7,110,000 | $ 177,000 | $ 201,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 34 | $ 11,670,000 | $ 343,000 | $ 96,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 32 | $ 8,450,000 | $ 264,000 | $ 126,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 30 | $ 16,940,000 | $ 564,000 | $ 0 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 29 | $ 6,505,000 | $ 224,000 | $ 161,000 |
| COLUMBUS, OH | 27 | $ 7,585,000 | $ 280,000 | $ 111,000 |
| CAPE CORAL-FORT MYERS, FL | 26 | $ 8,000,000 | $ 307,000 | $ 127,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 25 | $ 6,075,000 | $ 240,500 | $ 93,500 |
| PORT ST. LUCIE, FL | 25 | $ 5,745,000 | $ 229,000 | $ 74,000 |
| BOSTON, MA | 21 | $ 8,795,000 | $ 418,000 | $ 130,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 21 | $ 5,605,000 | $ 266,000 | $ 124,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 21 | $ 7,795,000 | $ 371,000 | $ 0 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 20 | $ 12,550,000 | $ 627,000 | $ 0 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 19 | $ 6,965,000 | $ 366,000 | $ 70,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 18 | $ 4,280,000 | $ 237,000 | $ 0 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 17 | $ 3,195,000 | $ 274,000 | $ 0 |
| BOULDER, CO | 15 | $ 5,655,000 | $ 377,000 | $ 149,000 |
| CLEVELAND-ELYRIA, OH | 15 | $ 3,065,000 | $ 204,000 | $ 84,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 15 | $ 2,155,000 | $ 143,000 | $ 123,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 15 | $ 4,975,000 | $ 331,000 | $ 182,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 14 | $ 6,730,000 | $ 478,500 | $ 0 |
| SAN DIEGO-CARLSBAD, CA | 14 | $ 7,620,000 | $ 544,000 | $ 0 |
| AUSTIN-ROUND ROCK, TX | 13 | $ 4,125,000 | $ 317,000 | $ 0 |
| PUNTA GORDA, FL | 13 | $ 2,575,000 | $ 198,000 | $ 82,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 13 | $ 8,415,000 | $ 647,000 | $ 0 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 12 | $ 2,520,000 | $ 210,000 | $ 56,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 12 | $ 4,540,000 | $ 378,000 | $ 66,000 |
| SALISBURY, MD-DE | 12 | $ 3,080,000 | $ 260,000 | $ 0 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 11 | $ 5,405,000 | $ 491,000 | $ 0 |
| DALLAS-PLANO-IRVING, TX | 11 | $ 3,845,000 | $ 349,000 | $ 0 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 11 | $ 1,565,000 | $ 142,000 | $ 37,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 11 | $ 4,095,000 | $ 372,000 | $ 0 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 11 | $ 4,125,000 | $ 339,500 | $ 87,000 |
| PHILADELPHIA, PA | 11 | $ 3,055,000 | $ 277,000 | $ 182,000 |
| RALEIGH, NC | 11 | $ 3,075,000 | $ 279,000 | $ 120,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 11 | $ 7,605,000 | $ 691,000 | $ 0 |
| DETROIT-DEARBORN-LIVONIA, MI | 10 | $ 1,120,000 | $ 112,000 | $ 94,000 |
| FORT COLLINS, CO | 10 | $ 2,670,000 | $ 267,000 | $ 181,000 |
| GREELEY, CO | 10 | $ 3,250,000 | $ 325,000 | $ 114,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 10 | $ 3,260,000 | $ 368,500 | $ 0 |
| OAKLAND-HAYWARD-BERKELEY, CA | 10 | $ 4,800,000 | $ 480,000 | $ 0 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 10 | $ 3,670,000 | $ 367,000 | $ 0 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 9 | $ 5,625,000 | $ 625,000 | $ 0 |
| ST. CLOUD, MN | 9 | $ 2,385,000 | $ 265,000 | $ 99,000 |
| BARNSTABLE TOWN, MA | 8 | $ 3,870,000 | $ 483,000 | $ 104,000 |
| COLORADO SPRINGS, CO | 8 | $ 2,050,000 | $ 256,000 | $ 92,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 8 | $ 1,450,000 | $ 181,000 | $ 81,000 |
| NEW YORK-NEWARK, NY | 8 | $ 2,240,000 | $ 209,000 | $ 0 |
| OCALA, FL | 8 | $ 2,170,000 | $ 271,000 | $ 107,000 |
| RICHMOND, VA | 8 | $ 2,020,000 | $ 252,000 | $ 187,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 8 | $ 4,200,000 | $ 525,000 | $ 0 |
| ST. LOUIS, MO-IL | 8 | $ 1,690,000 | $ 290,000 | $ 0 |
| WILMINGTON, NC | 8 | $ 2,810,000 | $ 351,000 | $ 149,000 |
| AKRON, OH | 7 | $ 1,465,000 | $ 209,000 | $ 75,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 7 | $ 905,000 | $ 129,000 | $ 87,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 7 | $ 3,065,000 | $ 437,000 | $ 79,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 7 | $ 3,535,000 | $ 505,000 | $ 71,000 |
| SALT LAKE CITY, UT | 7 | $ 1,575,000 | $ 225,000 | $ 128,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 7 | $ 2,555,000 | $ 365,000 | $ 0 |
| SANTA CRUZ-WATSONVILLE, CA | 7 | $ 4,695,000 | $ 670,000 | $ 0 |
| ANN ARBOR, MI | 6 | $ 630,000 | $ 105,000 | $ 76,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 6 | $ 2,670,000 | $ 445,000 | $ 240,000 |
| GREENSBORO-HIGH POINT, NC | 6 | $ 850,000 | $ 141,000 | $ 127,000 |
| NEWARK, NJ-PA | 6 | $ 1,700,000 | $ 283,000 | $ 135,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 6 | $ 3,240,000 | $ 540,000 | $ 0 |
| ALBUQUERQUE, NM | 5 | $ 1,435,000 | $ 287,000 | $ 0 |
| CAMDEN, NJ | 5 | $ 815,000 | $ 163,000 | $ 0 |
| LAKELAND-WINTER HAVEN, FL | 5 | $ 895,000 | $ 179,000 | $ 61,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 5 | $ 755,000 | $ 151,000 | $ 89,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 5 | $ 835,000 | $ 167,000 | $ 46,000 |
| BIRMINGHAM-HOOVER, AL | 4 | $ 1,260,000 | $ 315,000 | $ 180,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 4 | $ 1,390,000 | $ 347,000 | $ 108,000 |
| KANSAS CITY, MO-KS | 4 | $ 740,000 | $ 185,000 | $ 0 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 4 | $ 1,610,000 | $ 402,000 | $ 96,000 |
| PITTSBURGH, PA | 4 | $ 1,160,000 | $ 290,000 | $ 196,000 |
| RENO, NV | 4 | $ 1,580,000 | $ 395,000 | $ 0 |
| TALLAHASSEE, FL | 4 | $ 820,000 | $ 205,000 | $ 82,000 |
| THE VILLAGES, FL | 4 | $ 1,090,000 | $ 272,000 | $ 273,000 |
| TOLEDO, OH | 4 | $ 840,000 | $ 210,000 | $ 66,000 |
| ASHEVILLE, NC | 3 | $ 965,000 | $ 321,000 | $ 107,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 3 | $ 1,405,000 | $ 468,000 | $ 0 |
| CALIFORNIA-LEXINGTON PARK, MD | 3 | $ 575,000 | $ 191,000 | $ 0 |
| DES MOINES-WEST DES MOINES, IA | 3 | $ 505,000 | $ 168,000 | $ 51,000 |
| DULUTH, MN-WI | 3 | $ 925,000 | $ 308,000 | $ 176,000 |
| DURHAM-CHAPEL HILL, NC | 3 | $ 1,505,000 | $ 501,000 | $ 162,000 |
| ELKHART-GOSHEN, IN | 3 | $ 605,000 | $ 201,000 | $ 135,000 |
| FRESNO, CA | 3 | $ 845,000 | $ 281,000 | $ 0 |
| GARY, IN | 3 | $ 485,000 | $ 161,000 | $ 74,000 |
| MEMPHIS, TN-MS-AR | 3 | $ 1,165,000 | $ 388,000 | $ 465,000 |
| MONROE, MI | 3 | $ 405,000 | $ 135,000 | $ 155,000 |
| NEW ORLEANS-METAIRIE, LA | 3 | $ 1,955,000 | $ 651,000 | $ 0 |
| NILES-BENTON HARBOR, MI | 3 | $ 385,000 | $ 128,000 | $ 52,000 |
| PROVO-OREM, UT | 3 | $ 625,000 | $ 208,000 | $ 0 |
| ROANOKE, VA | 3 | $ 1,035,000 | $ 345,000 | $ 0 |
| SEBRING, FL | 3 | $ 595,000 | $ 198,000 | $ 127,000 |
| STOCKTON-LODI, CA | 3 | $ 1,255,000 | $ 418,000 | $ 0 |
| TULSA, OK | 3 | $ 325,000 | $ 108,000 | $ 0 |
| WINSTON-SALEM, NC | 3 | $ 1,375,000 | $ 458,000 | $ 55,000 |
| BLOOMINGTON, IN | 2 | $ 170,000 | $ 85,000 | $ 0 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 2 | $ 160,000 | $ 80,000 | $ 0 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 2 | $ 350,000 | $ 175,000 | $ 71,000 |
| ELGIN, IL | 2 | $ 450,000 | $ 225,000 | $ 0 |
| ENID, OK | 2 | $ 710,000 | $ 355,000 | $ 0 |
| EVANSVILLE, IN-KY | 2 | $ 780,000 | $ 390,000 | $ 261,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 2 | $ 480,000 | $ 240,000 | $ 0 |
| HICKORY-LENOIR-MORGANTON, NC | 2 | $ 290,000 | $ 145,000 | $ 37,000 |
| HUNTSVILLE, AL | 2 | $ 430,000 | $ 215,000 | $ 2,181,000 |
| LIMA, OH | 2 | $ 440,000 | $ 220,000 | $ 93,000 |
| NEW HAVEN-MILFORD, CT | 2 | $ 240,000 | $ 120,000 | $ 0 |
| NORWICH-NEW LONDON, CT | 2 | $ 820,000 | $ 410,000 | $ 0 |
| OGDEN-CLEARFIELD, UT | 2 | $ 410,000 | $ 205,000 | $ 0 |
| OLYMPIA-TUMWATER, WA | 2 | $ 620,000 | $ 310,000 | $ 0 |
| PANAMA CITY, FL | 2 | $ 340,000 | $ 170,000 | $ 81,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 2 | $ 500,000 | $ 250,000 | $ 95,000 |
| SAN RAFAEL, CA | 2 | $ 1,230,000 | $ 615,000 | $ 0 |
| SANTA FE, NM | 2 | $ 580,000 | $ 290,000 | $ 0 |
| SEBASTIAN-VERO BEACH, FL | 2 | $ 470,000 | $ 235,000 | $ 77,000 |
| SHREVEPORT-BOSSIER CITY, LA | 2 | $ 210,000 | $ 105,000 | $ 48,000 |
| SPARTANBURG, SC | 2 | $ 350,000 | $ 175,000 | $ 81,000 |
| TUCSON, AZ | 2 | $ 370,000 | $ 185,000 | $ 0 |
| WORCESTER, MA-CT | 2 | $ 1,280,000 | $ 640,000 | $ 0 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 2 | $ 260,000 | $ 130,000 | $ 63,000 |
| ALBANY-SCHENECTADY-TROY, NY | 1 | $ 85,000 | $ 85,000 | $ 0 |
| AMARILLO, TX | 1 | $ 935,000 | $ 935,000 | $ 0 |
| AMES, IA | 1 | $ 215,000 | $ 215,000 | $ 121,000 |
| ATHENS-CLARKE COUNTY, GA | 1 | $ 205,000 | $ 205,000 | $ 71,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 1 | $ 785,000 | $ 785,000 | $ 0 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 1 | $ 185,000 | $ 185,000 | $ 117,000 |
| BATTLE CREEK, MI | 1 | $ 85,000 | $ 85,000 | $ 0 |
| BEAUMONT-PORT ARTHUR, TX | 1 | $ 215,000 | $ 215,000 | $ 0 |
| BEND-REDMOND, OR | 1 | $ 75,000 | $ 75,000 | $ 0 |
| BREMERTON-SILVERDALE, WA | 1 | $ 105,000 | $ 105,000 | $ 0 |
| BRUNSWICK, GA | 1 | $ 415,000 | $ 415,000 | $ 136,000 |
| BURLINGTON, NC | 1 | $ 85,000 | $ 85,000 | $ 0 |
| CANTON-MASSILLON, OH | 1 | $ 195,000 | $ 195,000 | $ 85,000 |
| CHARLOTTESVILLE, VA | 1 | $ 115,000 | $ 115,000 | $ 0 |
| CHATTANOOGA, TN-GA | 1 | $ 175,000 | $ 175,000 | $ 55,000 |
| COEUR D'ALENE, ID | 1 | $ 65,000 | $ 65,000 | $ 0 |
| COLUMBIA, SC | 1 | $ 455,000 | $ 455,000 | $ 206,000 |
| CORPUS CHRISTI, TX | 1 | $ 105,000 | $ 105,000 | $ 0 |
| DALTON, GA | 1 | $ 175,000 | $ 175,000 | $ 174,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 1 | $ 1,115,000 | $ 1,115,000 | $ 0 |
| DECATUR, IL | 1 | $ 155,000 | $ 155,000 | $ 70,000 |
| EL PASO, TX | 1 | $ 75,000 | $ 75,000 | $ 0 |
| EUGENE, OR | 1 | $ 185,000 | $ 185,000 | $ 0 |
| FAYETTEVILLE, NC | 1 | $ 135,000 | $ 135,000 | $ 0 |
| FLINT, MI | 1 | $ 95,000 | $ 95,000 | $ 0 |
| FORT WORTH-ARLINGTON, TX | 1 | $ 285,000 | $ 285,000 | $ 0 |
| GAINESVILLE, FL | 1 | $ 95,000 | $ 95,000 | $ 0 |
| GAINESVILLE, GA | 1 | $ 145,000 | $ 145,000 | $ 0 |
| GRAND FORKS, ND-MN | 1 | $ 175,000 | $ 175,000 | $ 59,000 |
| GRAND JUNCTION, CO | 1 | $ 155,000 | $ 155,000 | $ 0 |
| GRAND RAPIDS-WYOMING, MI | 1 | $ 75,000 | $ 75,000 | $ 0 |
| GREEN BAY, WI | 1 | $ 105,000 | $ 105,000 | $ 0 |
| HARRISBURG-CARLISLE, PA | 1 | $ 85,000 | $ 85,000 | $ 0 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 1 | $ 185,000 | $ 185,000 | $ 0 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 1 | $ 85,000 | $ 85,000 | $ 26,000 |
| IOWA CITY, IA | 1 | $ 215,000 | $ 215,000 | $ 57,000 |
| JACKSON, MI | 1 | $ 85,000 | $ 85,000 | $ 0 |
| JACKSON, MS | 1 | $ 75,000 | $ 75,000 | $ 0 |
| JACKSONVILLE, NC | 1 | $ 85,000 | $ 85,000 | $ 31,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 1 | $ 1,455,000 | $ 1,455,000 | $ 0 |
| LAKE CHARLES, LA | 1 | $ 205,000 | $ 205,000 | $ 0 |
| LEBANON, PA | 1 | $ 125,000 | $ 125,000 | $ 0 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 1 | $ 65,000 | $ 65,000 | $ 0 |
| MANKATO-NORTH MANKATO, MN | 1 | $ 235,000 | $ 235,000 | $ 70,000 |
| MANSFIELD, OH | 1 | $ 25,000 | $ 25,000 | $ 114,000 |
| MEDFORD, OR | 1 | $ 355,000 | $ 355,000 | $ 0 |
| MERCED, CA | 1 | $ 185,000 | $ 185,000 | $ 0 |
| MISSOULA, MT | 1 | $ 335,000 | $ 335,000 | $ 118,000 |
| MONTGOMERY, AL | 1 | $ 85,000 | $ 85,000 | $ 0 |
| MORGANTOWN, WV | 1 | $ 155,000 | $ 155,000 | $ 0 |
| NAPA, CA | 1 | $ 435,000 | $ 435,000 | $ 0 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 1 | $ 115,000 | $ 115,000 | $ 0 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 1 | $ 325,000 | $ 325,000 | $ 0 |
| PUEBLO, CO | 1 | $ 75,000 | $ 75,000 | $ 0 |
| REDDING, CA | 1 | $ 105,000 | $ 105,000 | $ 0 |
| ROCHESTER, NY | 1 | $ 45,000 | $ 45,000 | $ 0 |
| ROCKFORD, IL | 1 | $ 205,000 | $ 205,000 | $ 0 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 1 | $ 125,000 | $ 125,000 | $ 96,000 |
| SALEM, OR | 1 | $ 175,000 | $ 175,000 | $ 0 |
| SALINAS, CA | 1 | $ 665,000 | $ 665,000 | $ 0 |
| SANTA MARIA-SANTA BARBARA, CA | 1 | $ 1,175,000 | $ 1,175,000 | $ 0 |
| SPOKANE-SPOKANE VALLEY, WA | 1 | $ 75,000 | $ 75,000 | $ 0 |
| SPRINGFIELD, MA | 1 | $ 175,000 | $ 175,000 | $ 0 |
| STATE COLLEGE, PA | 1 | $ 85,000 | $ 85,000 | $ 0 |
| URBAN HONOLULU, HI | 1 | $ 155,000 | $ 155,000 | $ 0 |
| VALLEJO-FAIRFIELD, CA | 1 | $ 175,000 | $ 175,000 | $ 0 |
| VISALIA-PORTERVILLE, CA | 1 | $ 105,000 | $ 105,000 | $ 0 |
| WEIRTON-STEUBENVILLE, WV-OH | 1 | $ 145,000 | $ 145,000 | $ 64,000 |
| WENATCHEE, WA | 1 | $ 515,000 | $ 515,000 | $ 0 |
| WHEELING, WV-OH | 1 | $ 135,000 | $ 135,000 | $ 100,000 |
| YUBA CITY, CA | 1 | $ 315,000 | $ 315,000 | $ 0 |
Mortgage Loan Application Detail Totals for Liberty Savings Bank, F.S.B. in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Applicable | 1,044 | $353,830,000 | $338,000 | $2,415,000 | $0 | $0 |
| Refinancing | 695 | $184,915,000 | $266,000 | $855,000 | $126,000 | $1,897,000 |
| Cash-out Refinancing | 364 | $99,420,000 | $273,000 | $715,000 | $127,000 | $2,181,000 |
| Home Purchase | 274 | $87,020,000 | $317,000 | $1,985,000 | $130,000 | $1,305,000 |
| Home Improvement | 77 | $19,205,000 | $249,000 | $545,000 | $111,000 | $308,000 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,109 | $311,025,000 | $280,000 | $1,985,000 | $126,000 | $1,897,000 |
| Not applicable | 1,045 | $354,085,000 | $338,000 | $2,415,000 | $0 | $0 |
| Not Provided | 121 | $29,545,000 | $244,000 | $705,000 | $117,000 | $729,000 |
| Asian | 79 | $24,135,000 | $305,000 | $655,000 | $168,000 | $2,181,000 |
| Hispanic | 66 | $17,910,000 | $271,000 | $585,000 | $105,000 | $385,000 |
| Black or African American | 30 | $6,770,000 | $225,000 | $645,000 | $103,000 | $460,000 |
| American Indian or Alaskan Native | 3 | $585,000 | $195,000 | $215,000 | $70,000 | $91,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $335,000 | $335,000 | $335,000 | $81,000 | $81,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,449 | $743,785,000 | $303,000 | $2,415,000 | $126,000 | $2,181,000 |
| FHA-insured (Federal Housing Administration) | 5 | $605,000 | $121,000 | $145,000 | $28,000 | $28,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,079 | $300,575,000 | $278,000 | $855,000 | $127,000 | $1,897,000 |
| Loan Purchased By The Institution | 1,045 | $354,085,000 | $338,000 | $2,415,000 | $0 | $0 |
| Application Denied By Financial Institution | 155 | $45,775,000 | $295,000 | $1,985,000 | $115,000 | $1,305,000 |
| Application Withdrawn By Applicant | 118 | $28,920,000 | $245,000 | $905,000 | $144,000 | $2,181,000 |
| File Closed For Incompleteness | 45 | $11,745,000 | $261,000 | $705,000 | $118,000 | $468,000 |
| Application Approved But Not Accepted | 6 | $1,430,000 | $238,000 | $405,000 | $89,000 | $200,000 |
| Preapproval Approved but not Accepted | 3 | $785,000 | $261,000 | $285,000 | $67,000 | $93,000 |
| Preapproval Denied by Financial Institution | 3 | $1,075,000 | $358,000 | $815,000 | $53,000 | $93,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,296 | $697,540,000 | $303,000 | $2,415,000 | $128,000 | $2,181,000 |
| Other | 78 | $25,440,000 | $326,000 | $1,985,000 | $136,000 | $1,305,000 |
| Debt-To-Income Ratio | 39 | $9,355,000 | $239,000 | $705,000 | $67,000 | $282,000 |
| Collateral | 14 | $4,560,000 | $325,000 | $675,000 | $131,000 | $281,000 |
| Credit History | 12 | $3,210,000 | $267,000 | $655,000 | $103,000 | $225,000 |
| Unverifiable Information | 8 | $2,820,000 | $352,000 | $605,000 | $120,000 | $296,000 |
| Credit Application Incomplete | 5 | $1,225,000 | $245,000 | $305,000 | $96,000 | $209,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $240,000 | $120,000 | $205,000 | $21,000 | $31,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Liberty Savings Bank, F.S.B.'s 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Liberty Savings Bank, F.S.B.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.