Loan Simple, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Loan Simple, Inc. 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Loan Simple, Inc. 9635 Maroon Circle Suite 100 Colorado Springs, CO 80112 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 4,673 |
| Total Mortgage Loan Application Amount | $1,427,815,000 |
| Average Mortgage Loan Application Amount | $228,250 |
| Highest Mortgage Loan Application Amount | $1,655,000 |
| Average Applicant Income | $101,750 |
| Highest Applicant Income | $5,493,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Loan Simple, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Loan Simple, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Loan Simple, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Loan Simple, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Loan Simple, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Loan Simple, Inc.'s mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Maricopa County Arizona | 493 | $ 146,955,000 | $ 298,000 | $ 127,000 |
| Weld County Colorado | 330 | $ 100,830,000 | $ 305,000 | $ 111,000 |
| Larimer County Colorado | 325 | $ 102,275,000 | $ 314,000 | $ 109,000 |
| Yavapai County Arizona | 288 | $ 93,180,000 | $ 323,000 | $ 145,000 |
| Arapahoe County Colorado | 262 | $ 88,020,000 | $ 335,000 | $ 110,000 |
| Denver County Colorado | 208 | $ 69,240,000 | $ 332,000 | $ 117,000 |
| Jefferson County Colorado | 200 | $ 66,230,000 | $ 331,000 | $ 112,000 |
| Douglas County Colorado | 189 | $ 70,995,000 | $ 375,000 | $ 145,000 |
| Adams County Colorado | 186 | $ 60,180,000 | $ 323,000 | $ 95,000 |
| El Paso County Colorado | 145 | $ 43,905,000 | $ 302,000 | $ 86,000 |
| Dallas County Texas | 85 | $ 19,155,000 | $ 225,000 | $ 108,000 |
| Tarrant County Texas | 75 | $ 16,025,000 | $ 213,000 | $ 106,000 |
| San Diego County California | 64 | $ 26,230,000 | $ 409,000 | $ 128,000 |
| Deschutes County Oregon | 60 | $ 20,950,000 | $ 349,000 | $ 119,000 |
| King County Washington | 56 | $ 18,180,000 | $ 324,000 | $ 106,000 |
| Boulder County Colorado | 55 | $ 19,025,000 | $ 345,000 | $ 122,000 |
| Los Angeles County California | 54 | $ 21,680,000 | $ 401,000 | $ 114,000 |
| Denton County Texas | 54 | $ 16,040,000 | $ 297,000 | $ 115,000 |
| Bernalillo County New Mexico | 53 | $ 11,945,000 | $ 225,000 | $ 96,000 |
| Coconino County Arizona | 51 | $ 19,635,000 | $ 385,000 | $ 183,000 |
| Adams County Washington | 50 | $ 11,490,000 | $ 229,000 | $ 82,000 |
| Orange County California | 48 | $ 20,840,000 | $ 434,000 | $ 166,000 |
| Cameron County Texas | 47 | $ 7,655,000 | $ 162,000 | $ 64,000 |
| Clackamas County Oregon | 46 | $ 15,830,000 | $ 344,000 | $ 106,000 |
| Pierce County Washington | 43 | $ 12,135,000 | $ 282,000 | $ 74,000 |
| Hamilton County Tennessee | 41 | $ 8,175,000 | $ 199,000 | $ 82,000 |
| Collin County Texas | 37 | $ 10,695,000 | $ 289,000 | $ 108,000 |
| Multnomah County Oregon | 34 | $ 11,320,000 | $ 332,000 | $ 104,000 |
| Clark County Nevada | 32 | $ 8,860,000 | $ 276,000 | $ 94,000 |
| Washington County Oregon | 31 | $ 11,595,000 | $ 374,000 | $ 122,000 |
| Harris County Texas | 31 | $ 5,795,000 | $ 186,000 | $ 93,000 |
| Pinal County Arizona | 29 | $ 7,145,000 | $ 246,000 | $ 74,000 |
| Washoe County Nevada | 28 | $ 7,660,000 | $ 273,000 | $ 129,000 |
| Riverside County California | 27 | $ 9,345,000 | $ 346,000 | $ 100,000 |
| Broomfield County Colorado | 25 | $ 9,715,000 | $ 388,000 | $ 130,000 |
| Pueblo County Colorado | 24 | $ 6,200,000 | $ 258,000 | $ 91,000 |
| Snohomish County Washington | 23 | $ 8,015,000 | $ 348,000 | $ 100,000 |
| Fremont County Colorado | 22 | $ 4,780,000 | $ 217,000 | $ 71,000 |
| Tuolumne County California | 21 | $ 6,335,000 | $ 301,000 | $ 115,000 |
| Teller County Colorado | 20 | $ 5,890,000 | $ 294,000 | $ 106,000 |
| Milwaukee County Wisconsin | 18 | $ 2,920,000 | $ 162,000 | $ 66,000 |
| Pima County Arizona | 16 | $ 3,800,000 | $ 237,000 | $ 131,000 |
| San Bernardino County California | 16 | $ 5,170,000 | $ 323,000 | $ 80,000 |
| Elbert County Colorado | 16 | $ 6,970,000 | $ 435,000 | $ 117,000 |
| Waukesha County Wisconsin | 16 | $ 3,760,000 | $ 235,000 | $ 76,000 |
| Mesa County Colorado | 15 | $ 3,415,000 | $ 227,000 | $ 147,000 |
| Summit County Colorado | 15 | $ 6,105,000 | $ 407,000 | $ 199,000 |
| Fort Bend County Texas | 15 | $ 4,755,000 | $ 317,000 | $ 105,000 |
| Custer County Colorado | 14 | $ 3,840,000 | $ 274,000 | $ 129,000 |
| Eagle County Colorado | 14 | $ 5,860,000 | $ 418,000 | $ 145,000 |
| Grayson County Texas | 14 | $ 2,110,000 | $ 150,000 | $ 65,000 |
| San Joaquin County California | 13 | $ 4,845,000 | $ 372,000 | $ 118,000 |
| Park County Colorado | 13 | $ 4,095,000 | $ 315,000 | $ 152,000 |
| Sandoval County New Mexico | 13 | $ 3,295,000 | $ 253,000 | $ 127,000 |
| Ventura County California | 12 | $ 5,460,000 | $ 455,000 | $ 117,000 |
| Kaufman County Texas | 12 | $ 2,350,000 | $ 195,000 | $ 95,000 |
| Clark County Washington | 11 | $ 3,895,000 | $ 354,000 | $ 127,000 |
| Stanislaus County California | 10 | $ 3,080,000 | $ 308,000 | $ 107,000 |
| Morgan County Colorado | 10 | $ 2,420,000 | $ 242,000 | $ 66,000 |
| Lane County Oregon | 10 | $ 2,290,000 | $ 229,000 | $ 76,000 |
| Grant County Washington | 10 | $ 2,480,000 | $ 248,000 | $ 62,000 |
| Contra Costa County California | 9 | $ 3,425,000 | $ 380,000 | $ 196,000 |
| Shasta County California | 9 | $ 2,665,000 | $ 296,000 | $ 112,000 |
| Ellis County Texas | 9 | $ 2,085,000 | $ 231,000 | $ 93,000 |
| Spokane County Washington | 9 | $ 2,565,000 | $ 285,000 | $ 124,000 |
| Logan County Colorado | 8 | $ 1,400,000 | $ 175,000 | $ 46,000 |
| Guadalupe County Texas | 8 | $ 2,100,000 | $ 262,000 | $ 105,000 |
| Chaffee County Colorado | 7 | $ 1,495,000 | $ 213,000 | $ 73,000 |
| Montrose County Colorado | 7 | $ 1,805,000 | $ 257,000 | $ 59,000 |
| Montgomery County Tennessee | 7 | $ 1,465,000 | $ 209,000 | $ 73,000 |
| Johnson County Texas | 7 | $ 1,575,000 | $ 225,000 | $ 73,000 |
| Navajo County Arizona | 6 | $ 1,610,000 | $ 268,000 | $ 159,000 |
| El Dorado County California | 6 | $ 2,020,000 | $ 336,000 | $ 128,000 |
| Garfield County Colorado | 6 | $ 2,700,000 | $ 450,000 | $ 295,000 |
| Catoosa County Georgia | 6 | $ 1,020,000 | $ 170,000 | $ 66,000 |
| Davidson County Tennessee | 6 | $ 1,440,000 | $ 240,000 | $ 76,000 |
| Suffolk County Virginia | 6 | $ 1,360,000 | $ 226,000 | $ 64,000 |
| Chesapeake County Virginia | 5 | $ 1,225,000 | $ 245,000 | $ 76,000 |
| Chelan County Washington | 5 | $ 1,335,000 | $ 267,000 | $ 60,000 |
| Washington County Wisconsin | 5 | $ 1,165,000 | $ 233,000 | $ 63,000 |
| Alameda County California | 4 | $ 1,530,000 | $ 382,000 | $ 80,000 |
| Kern County California | 4 | $ 930,000 | $ 232,000 | $ 76,000 |
| Tulare County California | 4 | $ 1,140,000 | $ 285,000 | $ 184,000 |
| Grand County Colorado | 4 | $ 1,570,000 | $ 392,000 | $ 234,000 |
| Montezuma County Colorado | 4 | $ 1,020,000 | $ 255,000 | $ 87,000 |
| Broward County Florida | 4 | $ 960,000 | $ 240,000 | $ 159,000 |
| Palm Beach County Florida | 4 | $ 970,000 | $ 242,000 | $ 98,000 |
| DeKalb County Georgia | 4 | $ 700,000 | $ 175,000 | $ 53,000 |
| Marion County Oregon | 4 | $ 1,330,000 | $ 332,000 | $ 81,000 |
| Bexar County Texas | 4 | $ 1,030,000 | $ 257,000 | $ 113,000 |
| Comal County Texas | 4 | $ 1,040,000 | $ 260,000 | $ 86,000 |
| Montgomery County Texas | 4 | $ 770,000 | $ 192,000 | $ 223,000 |
| Parker County Texas | 4 | $ 1,140,000 | $ 285,000 | $ 108,000 |
| Portsmouth County Virginia | 4 | $ 580,000 | $ 145,000 | $ 85,000 |
| Fresno County California | 3 | $ 905,000 | $ 301,000 | $ 135,000 |
| Placer County California | 3 | $ 1,045,000 | $ 348,000 | $ 200,000 |
| Sacramento County California | 3 | $ 595,000 | $ 198,000 | $ 88,000 |
| Santa Clara County California | 3 | $ 1,395,000 | $ 465,000 | $ 189,000 |
| Tehama County California | 3 | $ 495,000 | $ 165,000 | $ 177,000 |
| Archuleta County Colorado | 3 | $ 745,000 | $ 248,000 | $ 53,000 |
| Routt County Colorado | 3 | $ 1,155,000 | $ 385,000 | $ 85,000 |
| Hendry County Florida | 3 | $ 555,000 | $ 185,000 | $ 48,000 |
| Orange County Florida | 3 | $ 1,505,000 | $ 501,000 | $ 138,000 |
| Walker County Georgia | 3 | $ 405,000 | $ 135,000 | $ 37,000 |
| Jefferson County Louisiana | 3 | $ 705,000 | $ 235,000 | $ 150,000 |
| Lyon County Nevada | 3 | $ 795,000 | $ 265,000 | $ 72,000 |
| Linn County Oregon | 3 | $ 655,000 | $ 218,000 | $ 59,000 |
| Tillamook County Oregon | 3 | $ 1,115,000 | $ 371,000 | $ 177,000 |
| Bradley County Tennessee | 3 | $ 365,000 | $ 121,000 | $ 40,000 |
| Sumner County Tennessee | 3 | $ 615,000 | $ 205,000 | $ 68,000 |
| Bell County Texas | 3 | $ 435,000 | $ 145,000 | $ 39,000 |
| Brazoria County Texas | 3 | $ 665,000 | $ 221,000 | $ 84,000 |
| Williamson County Texas | 3 | $ 735,000 | $ 245,000 | $ 115,000 |
| Wise County Texas | 3 | $ 855,000 | $ 285,000 | $ 102,000 |
| Franklin County Washington | 3 | $ 555,000 | $ 185,000 | $ 55,000 |
| Kitsap County Washington | 3 | $ 775,000 | $ 258,000 | $ 49,000 |
| Skagit County Washington | 3 | $ 1,195,000 | $ 398,000 | $ 94,000 |
| Thurston County Washington | 3 | $ 795,000 | $ 265,000 | $ 67,000 |
| Yakima County Washington | 3 | $ 705,000 | $ 235,000 | $ 49,000 |
| Laramie County Wyoming | 3 | $ 555,000 | $ 185,000 | $ 56,000 |
| Gila County Arizona | 2 | $ 350,000 | $ 175,000 | $ 275,000 |
| Calaveras County California | 2 | $ 680,000 | $ 340,000 | $ 29,000 |
| Merced County California | 2 | $ 460,000 | $ 230,000 | $ 60,000 |
| Monterey County California | 2 | $ 920,000 | $ 460,000 | $ 186,000 |
| San Luis Obispo County California | 2 | $ 930,000 | $ 465,000 | $ 200,000 |
| Solano County California | 2 | $ 620,000 | $ 310,000 | $ 68,000 |
| Clear Creek County Colorado | 2 | $ 410,000 | $ 205,000 | $ 108,000 |
| Dolores County Colorado | 2 | $ 350,000 | $ 175,000 | $ 44,000 |
| Gilpin County Colorado | 2 | $ 630,000 | $ 315,000 | $ 108,000 |
| Huerfano County Colorado | 2 | $ 190,000 | $ 95,000 | $ 36,000 |
| La Plata County Colorado | 2 | $ 1,260,000 | $ 630,000 | $ 209,000 |
| Yuma County Colorado | 2 | $ 290,000 | $ 145,000 | $ 53,000 |
| Lake County Florida | 2 | $ 480,000 | $ 240,000 | $ 17,000 |
| Manatee County Florida | 2 | $ 560,000 | $ 280,000 | $ 141,000 |
| Pasco County Florida | 2 | $ 310,000 | $ 155,000 | $ 73,000 |
| Pinellas County Florida | 2 | $ 400,000 | $ 200,000 | $ 76,000 |
| Gwinnett County Georgia | 2 | $ 430,000 | $ 215,000 | $ 60,000 |
| Stephens County Georgia | 2 | $ 230,000 | $ 115,000 | $ 77,000 |
| Carson City County Nevada | 2 | $ 230,000 | $ 115,000 | $ 38,000 |
| Douglas County Nevada | 2 | $ 480,000 | $ 240,000 | $ 212,000 |
| Mineral County Nevada | 2 | $ 130,000 | $ 65,000 | $ 51,000 |
| Dona Ana County New Mexico | 2 | $ 730,000 | $ 365,000 | $ 123,000 |
| Eddy County New Mexico | 2 | $ 390,000 | $ 195,000 | $ 62,000 |
| Santa Fe County New Mexico | 2 | $ 710,000 | $ 355,000 | $ 113,000 |
| Oklahoma County Oklahoma | 2 | $ 600,000 | $ 300,000 | $ 225,000 |
| Campbell County Tennessee | 2 | $ 260,000 | $ 130,000 | $ 39,000 |
| Robertson County Tennessee | 2 | $ 410,000 | $ 205,000 | $ 57,000 |
| Rutherford County Tennessee | 2 | $ 420,000 | $ 210,000 | $ 96,000 |
| Brazos County Texas | 2 | $ 350,000 | $ 175,000 | $ 104,000 |
| Caldwell County Texas | 2 | $ 320,000 | $ 160,000 | $ 65,000 |
| Chambers County Texas | 2 | $ 360,000 | $ 180,000 | $ 51,000 |
| El Paso County Texas | 2 | $ 410,000 | $ 205,000 | $ 103,000 |
| Galveston County Texas | 2 | $ 520,000 | $ 260,000 | $ 77,000 |
| Henderson County Texas | 2 | $ 400,000 | $ 200,000 | $ 120,000 |
| Hidalgo County Texas | 2 | $ 220,000 | $ 110,000 | $ 90,000 |
| Hill County Texas | 2 | $ 500,000 | $ 250,000 | $ 127,000 |
| McLennan County Texas | 2 | $ 290,000 | $ 145,000 | $ 79,000 |
| Virginia Beach County Virginia | 2 | $ 720,000 | $ 360,000 | $ 48,000 |
| Lewis County Washington | 2 | $ 480,000 | $ 240,000 | $ 64,000 |
| Pend Oreille County Washington | 2 | $ 840,000 | $ 420,000 | $ 139,000 |
| Whitman County Washington | 2 | $ 290,000 | $ 145,000 | $ 44,000 |
| Dodge County Wisconsin | 2 | $ 510,000 | $ 255,000 | $ 30,000 |
| Johnson County Wyoming | 2 | $ 460,000 | $ 230,000 | $ 98,000 |
| Apache County Arizona | 1 | $ 105,000 | $ 105,000 | $ 32,000 |
| Cochise County Arizona | 1 | $ 155,000 | $ 155,000 | $ 56,000 |
| Graham County Arizona | 1 | $ 105,000 | $ 105,000 | $ 75,000 |
| La Paz County Arizona | 1 | $ 235,000 | $ 235,000 | $ 61,000 |
| Mohave County Arizona | 1 | $ 195,000 | $ 195,000 | $ 197,000 |
| Yuma County Arizona | 1 | $ 105,000 | $ 105,000 | $ 48,000 |
| Humboldt County California | 1 | $ 225,000 | $ 225,000 | $ 114,000 |
| Marin County California | 1 | $ 125,000 | $ 125,000 | $ 293,000 |
| Napa County California | 1 | $ 465,000 | $ 465,000 | $ 90,000 |
| San Mateo County California | 1 | $ 515,000 | $ 515,000 | $ 384,000 |
| Santa Cruz County California | 1 | $ 425,000 | $ 425,000 | $ 103,000 |
| Sonoma County California | 1 | $ 375,000 | $ 375,000 | $ 331,000 |
| Baca County Colorado | 1 | $ 85,000 | $ 85,000 | $ 57,000 |
| Delta County Colorado | 1 | $ 185,000 | $ 185,000 | $ 108,000 |
| Gunnison County Colorado | 1 | $ 405,000 | $ 405,000 | $ 89,000 |
| Lake County Colorado | 1 | $ 335,000 | $ 335,000 | $ 198,000 |
| Las Animas County Colorado | 1 | $ 95,000 | $ 95,000 | $ 376,000 |
| Moffat County Colorado | 1 | $ 255,000 | $ 255,000 | $ 48,000 |
| Ouray County Colorado | 1 | $ 155,000 | $ 155,000 | $ 51,000 |
| Prowers County Colorado | 1 | $ 145,000 | $ 145,000 | $ 105,000 |
| Rio Grande County Colorado | 1 | $ 465,000 | $ 465,000 | $ 253,000 |
| Washington County Colorado | 1 | $ 115,000 | $ 115,000 | $ 21,000 |
| Charlotte County Florida | 1 | $ 185,000 | $ 185,000 | $ 66,000 |
| Clay County Florida | 1 | $ 185,000 | $ 185,000 | $ 96,000 |
| Duval County Florida | 1 | $ 435,000 | $ 435,000 | $ 208,000 |
| Flagler County Florida | 1 | $ 195,000 | $ 195,000 | $ 37,000 |
| Lee County Florida | 1 | $ 265,000 | $ 265,000 | $ 54,000 |
| Miami-Dade County Florida | 1 | $ 515,000 | $ 515,000 | $ 174,000 |
| Chatham County Georgia | 1 | $ 185,000 | $ 185,000 | $ 103,000 |
| Columbia County Georgia | 1 | $ 195,000 | $ 195,000 | $ 283,000 |
| Douglas County Georgia | 1 | $ 165,000 | $ 165,000 | $ 30,000 |
| Forsyth County Georgia | 1 | $ 205,000 | $ 205,000 | $ 43,000 |
| Fulton County Georgia | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Henry County Georgia | 1 | $ 205,000 | $ 205,000 | $ 87,000 |
| Lee County Georgia | 1 | $ 235,000 | $ 235,000 | $ 198,000 |
| Blaine County Idaho | 1 | $ 335,000 | $ 335,000 | $ 202,000 |
| Bonner County Idaho | 1 | $ 435,000 | $ 435,000 | $ 237,000 |
| Latah County Idaho | 1 | $ 145,000 | $ 145,000 | $ 66,000 |
| Lewis County Idaho | 1 | $ 215,000 | $ 215,000 | $ 66,000 |
| Teton County Idaho | 1 | $ 665,000 | $ 665,000 | $ 549,000 |
| Twin Falls County Idaho | 1 | $ 215,000 | $ 215,000 | $ 99,000 |
| Calcasieu County Louisiana | 1 | $ 325,000 | $ 325,000 | $ 84,000 |
| Livingston County Louisiana | 1 | $ 335,000 | $ 335,000 | $ 166,000 |
| Orleans County Louisiana | 1 | $ 495,000 | $ 495,000 | $ 252,000 |
| St. Charles County Louisiana | 1 | $ 175,000 | $ 175,000 | $ 51,000 |
| St. John the Baptist County Louisiana | 1 | $ 335,000 | $ 335,000 | $ 168,000 |
| St. Landry County Louisiana | 1 | $ 195,000 | $ 195,000 | $ 113,000 |
| Terrebonne County Louisiana | 1 | $ 185,000 | $ 185,000 | $ 81,000 |
| West Baton Rouge County Louisiana | 1 | $ 255,000 | $ 255,000 | $ 89,000 |
| Hennepin County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 71,000 |
| St. Louis City County Missouri | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Washington County Nebraska | 1 | $ 125,000 | $ 125,000 | $ 40,000 |
| Churchill County Nevada | 1 | $ 285,000 | $ 285,000 | $ 97,000 |
| Storey County Nevada | 1 | $ 275,000 | $ 275,000 | $ 110,000 |
| Chaves County New Mexico | 1 | $ 265,000 | $ 265,000 | $ 80,000 |
| Curry County New Mexico | 1 | $ 205,000 | $ 205,000 | $ 65,000 |
| Los Alamos County New Mexico | 1 | $ 235,000 | $ 235,000 | $ 50,000 |
| Luna County New Mexico | 1 | $ 215,000 | $ 215,000 | $ 40,000 |
| Roosevelt County New Mexico | 1 | $ 85,000 | $ 85,000 | $ 44,000 |
| San Juan County New Mexico | 1 | $ 515,000 | $ 515,000 | $ 234,000 |
| San Miguel County New Mexico | 1 | $ 125,000 | $ 125,000 | $ 51,000 |
| Valencia County New Mexico | 1 | $ 165,000 | $ 165,000 | $ 39,000 |
| Adair County Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 32,000 |
| Pottawatomie County Oklahoma | 1 | $ 205,000 | $ 205,000 | $ 74,000 |
| Benton County Oregon | 1 | $ 255,000 | $ 255,000 | $ 49,000 |
| Clatsop County Oregon | 1 | $ 205,000 | $ 205,000 | $ 54,000 |
| Columbia County Oregon | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Coos County Oregon | 1 | $ 225,000 | $ 225,000 | $ 124,000 |
| Curry County Oregon | 1 | $ 215,000 | $ 215,000 | $ 54,000 |
| Douglas County Oregon | 1 | $ 285,000 | $ 285,000 | $ 174,000 |
| Josephine County Oregon | 1 | $ 375,000 | $ 375,000 | $ 98,000 |
| Klamath County Oregon | 1 | $ 75,000 | $ 75,000 | $ 117,000 |
| Umatilla County Oregon | 1 | $ 135,000 | $ 135,000 | $ 40,000 |
| Yamhill County Oregon | 1 | $ 245,000 | $ 245,000 | $ 78,000 |
| Lancaster County South Carolina | 1 | $ 295,000 | $ 295,000 | $ 150,000 |
| Anderson County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 218,000 |
| Carter County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 43,000 |
| Cocke County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 133,000 |
| Coffee County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 63,000 |
| Dickson County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 71,000 |
| Henry County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 54,000 |
| Humphreys County Tennessee | 1 | $ 485,000 | $ 485,000 | $ 108,000 |
| Knox County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 59,000 |
| Lawrence County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 52,000 |
| Lincoln County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 49,000 |
| Monroe County Tennessee | 1 | $ 285,000 | $ 285,000 | $ 102,000 |
| Overton County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 51,000 |
| Putnam County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 50,000 |
| Stewart County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 73,000 |
| Washington County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 58,000 |
| Anderson County Texas | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Angelina County Texas | 1 | $ 225,000 | $ 225,000 | $ 52,000 |
| Camp County Texas | 1 | $ 195,000 | $ 195,000 | $ 65,000 |
| Cooke County Texas | 1 | $ 135,000 | $ 135,000 | $ 170,000 |
| Fannin County Texas | 1 | $ 165,000 | $ 165,000 | $ 49,000 |
| Harrison County Texas | 1 | $ 195,000 | $ 195,000 | $ 62,000 |
| Hays County Texas | 1 | $ 175,000 | $ 175,000 | $ 69,000 |
| Hood County Texas | 1 | $ 225,000 | $ 225,000 | $ 75,000 |
| Hopkins County Texas | 1 | $ 95,000 | $ 95,000 | $ 45,000 |
| Hunt County Texas | 1 | $ 85,000 | $ 85,000 | $ 100,000 |
| Karnes County Texas | 1 | $ 125,000 | $ 125,000 | $ 71,000 |
| Lamar County Texas | 1 | $ 245,000 | $ 245,000 | $ 70,000 |
| Madison County Texas | 1 | $ 485,000 | $ 485,000 | $ 329,000 |
| Medina County Texas | 1 | $ 365,000 | $ 365,000 | $ 172,000 |
| Midland County Texas | 1 | $ 335,000 | $ 335,000 | $ 120,000 |
| Milam County Texas | 1 | $ 165,000 | $ 165,000 | $ 51,000 |
| Mitchell County Texas | 1 | $ 205,000 | $ 205,000 | $ 139,000 |
| Montague County Texas | 1 | $ 415,000 | $ 415,000 | $ 300,000 |
| Navarro County Texas | 1 | $ 175,000 | $ 175,000 | $ 43,000 |
| Palo Pinto County Texas | 1 | $ 195,000 | $ 195,000 | $ 80,000 |
| Randall County Texas | 1 | $ 195,000 | $ 195,000 | $ 56,000 |
| Rockwall County Texas | 1 | $ 295,000 | $ 295,000 | $ 94,000 |
| Rusk County Texas | 1 | $ 275,000 | $ 275,000 | $ 78,000 |
| Somervell County Texas | 1 | $ 285,000 | $ 285,000 | $ 138,000 |
| Travis County Texas | 1 | $ 125,000 | $ 125,000 | $ 41,000 |
| Upshur County Texas | 1 | $ 185,000 | $ 185,000 | $ 56,000 |
| Willacy County Texas | 1 | $ 265,000 | $ 265,000 | $ 106,000 |
| Wilson County Texas | 1 | $ 155,000 | $ 155,000 | $ 63,000 |
| Salt Lake County Utah | 1 | $ 415,000 | $ 415,000 | $ 167,000 |
| Utah County Utah | 1 | $ 335,000 | $ 335,000 | $ 85,000 |
| Alleghany County Virginia | 1 | $ 335,000 | $ 335,000 | $ 94,000 |
| Hampton County Virginia | 1 | $ 255,000 | $ 255,000 | $ 72,000 |
| Isle of Wight County Virginia | 1 | $ 215,000 | $ 215,000 | $ 54,000 |
| Newport News County Virginia | 1 | $ 135,000 | $ 135,000 | $ 46,000 |
| Norfolk County Virginia | 1 | $ 125,000 | $ 125,000 | $ 52,000 |
| Southampton County Virginia | 1 | $ 235,000 | $ 235,000 | $ 46,000 |
| Benton County Washington | 1 | $ 265,000 | $ 265,000 | $ 81,000 |
| Clallam County Washington | 1 | $ 405,000 | $ 405,000 | $ 140,000 |
| Cowlitz County Washington | 1 | $ 275,000 | $ 275,000 | $ 58,000 |
| Douglas County Washington | 1 | $ 195,000 | $ 195,000 | $ 70,000 |
| Ferry County Washington | 1 | $ 105,000 | $ 105,000 | $ 30,000 |
| Jefferson County Washington | 1 | $ 185,000 | $ 185,000 | $ 119,000 |
| San Juan County Washington | 1 | $ 365,000 | $ 365,000 | $ 91,000 |
| Skamania County Washington | 1 | $ 485,000 | $ 485,000 | $ 499,000 |
| Walla Walla County Washington | 1 | $ 325,000 | $ 325,000 | $ 90,000 |
| Adams County Wisconsin | 1 | $ 85,000 | $ 85,000 | $ 60,000 |
| Dane County Wisconsin | 1 | $ 245,000 | $ 245,000 | $ 71,000 |
| Fond du Lac County Wisconsin | 1 | $ 265,000 | $ 265,000 | $ 60,000 |
| Jefferson County Wisconsin | 1 | $ 165,000 | $ 165,000 | $ 51,000 |
| Kenosha County Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 142,000 |
| Manitowoc County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 44,000 |
| Marquette County Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 97,000 |
| Racine County Wisconsin | 1 | $ 185,000 | $ 185,000 | $ 52,000 |
| Sheridan County Wyoming | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Sweetwater County Wyoming | 1 | $ 255,000 | $ 255,000 | $ 144,000 |
Mortgage Loan Application Detail Totals for Loan Simple, Inc. in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,004 | $617,570,000 | $308,000 | $1,655,000 | $106,000 | $5,493,000 |
| Refinancing | 1,963 | $605,095,000 | $308,000 | $985,000 | $121,000 | $1,359,000 |
| Cash-out Refinancing | 702 | $205,130,000 | $292,000 | $945,000 | $114,000 | $1,017,000 |
| Other Purpose | 4 | $20,000 | $5,000 | $5,000 | $66,000 | $86,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,914 | $899,960,000 | $308,000 | $1,505,000 | $116,000 | $5,493,000 |
| Not Provided | 671 | $211,835,000 | $315,000 | $1,655,000 | $125,000 | $852,000 |
| Hispanic | 601 | $164,345,000 | $273,000 | $705,000 | $88,000 | $806,000 |
| Asian | 237 | $81,615,000 | $344,000 | $1,045,000 | $129,000 | $600,000 |
| Black or African American | 183 | $47,955,000 | $262,000 | $585,000 | $90,000 | $519,000 |
| American Indian or Alaskan Native | 29 | $7,985,000 | $275,000 | $515,000 | $92,000 | $220,000 |
| Native Hawaiian or Other Pacific Islander | 13 | $4,745,000 | $365,000 | $525,000 | $91,000 | $253,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,724 | $1,156,130,000 | $310,000 | $1,655,000 | $124,000 | $5,493,000 |
| FHA-insured (Federal Housing Administration) | 664 | $181,420,000 | $273,000 | $635,000 | $73,000 | $262,000 |
| VA-guaranteed (Veterans Administration) | 205 | $71,875,000 | $350,000 | $945,000 | $75,000 | $850,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 80 | $18,390,000 | $229,000 | $405,000 | $61,000 | $111,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,798 | $1,158,870,000 | $305,000 | $1,505,000 | $114,000 | $5,493,000 |
| Application Withdrawn By Applicant | 780 | $239,710,000 | $307,000 | $1,125,000 | $112,000 | $850,000 |
| Application Denied By Financial Institution | 76 | $22,450,000 | $295,000 | $735,000 | $82,000 | $316,000 |
| File Closed For Incompleteness | 15 | $5,445,000 | $363,000 | $1,655,000 | $133,000 | $840,000 |
| Application Approved But Not Accepted | 4 | $1,340,000 | $335,000 | $435,000 | $90,000 | $100,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,597 | $1,405,365,000 | $305,000 | $1,655,000 | $114,000 | $5,493,000 |
| Debt-To-Income Ratio | 19 | $5,825,000 | $306,000 | $585,000 | $62,000 | $191,000 |
| Other | 16 | $5,330,000 | $333,000 | $735,000 | $74,000 | $209,000 |
| Collateral | 13 | $4,245,000 | $326,000 | $635,000 | $117,000 | $272,000 |
| Credit History | 13 | $3,925,000 | $301,000 | $505,000 | $105,000 | $316,000 |
| Unverifiable Information | 9 | $1,775,000 | $197,000 | $345,000 | $65,000 | $96,000 |
| Employment History | 5 | $1,175,000 | $235,000 | $295,000 | $73,000 | $181,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $175,000 | $175,000 | $175,000 | $75,000 | $75,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Loan Simple, Inc.'s 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Loan Simple, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.