Loan Simple, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Loan Simple, Inc. 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Loan Simple, Inc. 9635 Maroon Circle Suite 100 Colorado Springs, CO 80112 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 5,887 |
| Total Mortgage Loan Application Amount | $1,803,045,000 |
| Average Mortgage Loan Application Amount | $251,400 |
| Highest Mortgage Loan Application Amount | $1,765,000 |
| Average Applicant Income | $102,600 |
| Highest Applicant Income | $4,176,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Loan Simple, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Loan Simple, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Loan Simple, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Loan Simple, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Loan Simple, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Loan Simple, Inc.'s mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Maricopa County Arizona | 549 | $ 182,565,000 | $ 332,000 | $ 124,000 |
| Clark County Nevada | 313 | $ 83,055,000 | $ 265,000 | $ 75,000 |
| Larimer County Colorado | 258 | $ 89,350,000 | $ 346,000 | $ 125,000 |
| Weld County Colorado | 246 | $ 83,520,000 | $ 339,000 | $ 118,000 |
| Arapahoe County Colorado | 235 | $ 79,105,000 | $ 336,000 | $ 110,000 |
| Yavapai County Arizona | 226 | $ 78,630,000 | $ 347,000 | $ 118,000 |
| Denver County Colorado | 189 | $ 66,985,000 | $ 354,000 | $ 128,000 |
| Jefferson County Colorado | 182 | $ 69,660,000 | $ 382,000 | $ 115,000 |
| El Paso County Colorado | 175 | $ 59,355,000 | $ 339,000 | $ 90,000 |
| Adams County Colorado | 150 | $ 51,790,000 | $ 345,000 | $ 102,000 |
| Douglas County Colorado | 145 | $ 63,515,000 | $ 438,000 | $ 138,000 |
| Dallas County Texas | 100 | $ 24,270,000 | $ 242,000 | $ 95,000 |
| Tarrant County Texas | 97 | $ 23,045,000 | $ 237,000 | $ 83,000 |
| Tuolumne County California | 86 | $ 25,790,000 | $ 299,000 | $ 112,000 |
| Bernalillo County New Mexico | 73 | $ 17,885,000 | $ 245,000 | $ 89,000 |
| Harris County Texas | 61 | $ 13,565,000 | $ 222,000 | $ 94,000 |
| Outagamie County Wisconsin | 61 | $ 13,345,000 | $ 218,000 | $ 83,000 |
| Fremont County Colorado | 59 | $ 13,745,000 | $ 232,000 | $ 77,000 |
| Riverside County California | 54 | $ 17,910,000 | $ 331,000 | $ 87,000 |
| Collin County Texas | 53 | $ 17,315,000 | $ 326,000 | $ 130,000 |
| Los Angeles County California | 49 | $ 22,875,000 | $ 466,000 | $ 118,000 |
| San Diego County California | 49 | $ 20,935,000 | $ 427,000 | $ 113,000 |
| Denton County Texas | 49 | $ 15,325,000 | $ 312,000 | $ 110,000 |
| Boulder County Colorado | 48 | $ 16,910,000 | $ 352,000 | $ 128,000 |
| Pinal County Arizona | 42 | $ 13,480,000 | $ 320,000 | $ 96,000 |
| Coconino County Arizona | 41 | $ 15,515,000 | $ 378,000 | $ 196,000 |
| Adams County Washington | 41 | $ 8,775,000 | $ 214,000 | $ 72,000 |
| Pueblo County Colorado | 39 | $ 9,415,000 | $ 241,000 | $ 76,000 |
| Winnebago County Wisconsin | 37 | $ 8,175,000 | $ 220,000 | $ 72,000 |
| Hamilton County Tennessee | 36 | $ 7,650,000 | $ 212,000 | $ 86,000 |
| Pima County Arizona | 33 | $ 7,635,000 | $ 231,000 | $ 111,000 |
| Milwaukee County Wisconsin | 32 | $ 5,260,000 | $ 164,000 | $ 90,000 |
| Orange County California | 28 | $ 11,780,000 | $ 420,000 | $ 150,000 |
| Multnomah County Oregon | 27 | $ 9,835,000 | $ 364,000 | $ 96,000 |
| Deschutes County Oregon | 26 | $ 10,300,000 | $ 396,000 | $ 122,000 |
| Stanislaus County California | 25 | $ 8,455,000 | $ 338,000 | $ 143,000 |
| Washington County Oregon | 25 | $ 8,915,000 | $ 356,000 | $ 132,000 |
| King County Washington | 25 | $ 8,935,000 | $ 357,000 | $ 100,000 |
| Broomfield County Colorado | 23 | $ 9,585,000 | $ 416,000 | $ 160,000 |
| Elbert County Colorado | 23 | $ 11,335,000 | $ 492,000 | $ 137,000 |
| Sandoval County New Mexico | 23 | $ 6,605,000 | $ 287,000 | $ 88,000 |
| Greenville County South Carolina | 23 | $ 6,135,000 | $ 266,000 | $ 88,000 |
| Fort Bend County Texas | 23 | $ 7,385,000 | $ 321,000 | $ 114,000 |
| Brown County Wisconsin | 23 | $ 4,445,000 | $ 193,000 | $ 78,000 |
| Mesa County Colorado | 21 | $ 6,235,000 | $ 296,000 | $ 83,000 |
| Bexar County Texas | 21 | $ 4,695,000 | $ 223,000 | $ 70,000 |
| Johnson County Texas | 21 | $ 5,005,000 | $ 238,000 | $ 90,000 |
| Fremont County Wyoming | 20 | $ 3,480,000 | $ 174,000 | $ 75,000 |
| San Joaquin County California | 19 | $ 6,685,000 | $ 351,000 | $ 92,000 |
| Morgan County Colorado | 19 | $ 4,575,000 | $ 240,000 | $ 72,000 |
| Teller County Colorado | 19 | $ 6,365,000 | $ 335,000 | $ 105,000 |
| Kaufman County Texas | 19 | $ 5,295,000 | $ 278,000 | $ 90,000 |
| Hendry County Florida | 18 | $ 3,640,000 | $ 202,000 | $ 65,000 |
| Orange County Florida | 18 | $ 5,980,000 | $ 332,000 | $ 114,000 |
| Volusia County Florida | 17 | $ 4,725,000 | $ 277,000 | $ 131,000 |
| Hunt County Texas | 17 | $ 3,505,000 | $ 206,000 | $ 87,000 |
| San Bernardino County California | 16 | $ 5,750,000 | $ 359,000 | $ 102,000 |
| Clackamas County Oregon | 16 | $ 6,980,000 | $ 436,000 | $ 125,000 |
| Grayson County Texas | 16 | $ 2,830,000 | $ 176,000 | $ 106,000 |
| Calumet County Wisconsin | 16 | $ 3,630,000 | $ 226,000 | $ 72,000 |
| Custer County Colorado | 15 | $ 3,775,000 | $ 251,000 | $ 102,000 |
| Travis County Texas | 15 | $ 6,245,000 | $ 416,000 | $ 139,000 |
| Clark County Washington | 15 | $ 4,895,000 | $ 326,000 | $ 83,000 |
| Montgomery County Texas | 14 | $ 4,220,000 | $ 301,000 | $ 129,000 |
| Snohomish County Washington | 14 | $ 5,560,000 | $ 397,000 | $ 119,000 |
| Laramie County Wyoming | 14 | $ 3,840,000 | $ 274,000 | $ 67,000 |
| Pierce County Washington | 13 | $ 4,455,000 | $ 342,000 | $ 92,000 |
| Dona Ana County New Mexico | 12 | $ 2,280,000 | $ 190,000 | $ 65,000 |
| Mohave County Arizona | 11 | $ 1,915,000 | $ 174,000 | $ 65,000 |
| Imperial County California | 11 | $ 3,345,000 | $ 304,000 | $ 80,000 |
| Park County Colorado | 11 | $ 3,815,000 | $ 346,000 | $ 106,000 |
| Douglas County Nebraska | 11 | $ 2,235,000 | $ 203,000 | $ 166,000 |
| Parker County Texas | 11 | $ 3,875,000 | $ 352,000 | $ 142,000 |
| Rockwall County Texas | 11 | $ 4,295,000 | $ 390,000 | $ 110,000 |
| Chesapeake County Virginia | 11 | $ 3,345,000 | $ 304,000 | $ 107,000 |
| Eagle County Colorado | 10 | $ 4,890,000 | $ 489,000 | $ 126,000 |
| Lake County Florida | 10 | $ 2,600,000 | $ 260,000 | $ 87,000 |
| Galveston County Texas | 10 | $ 2,150,000 | $ 215,000 | $ 73,000 |
| Ventura County California | 9 | $ 4,095,000 | $ 455,000 | $ 151,000 |
| Lane County Oregon | 9 | $ 2,715,000 | $ 301,000 | $ 69,000 |
| Marion County Oregon | 9 | $ 3,345,000 | $ 371,000 | $ 111,000 |
| Bell County Texas | 9 | $ 1,595,000 | $ 177,000 | $ 67,000 |
| El Paso County Texas | 9 | $ 1,335,000 | $ 148,000 | $ 70,000 |
| Racine County Wisconsin | 9 | $ 2,275,000 | $ 252,000 | $ 85,000 |
| Yuma County Arizona | 8 | $ 1,260,000 | $ 157,000 | $ 65,000 |
| Contra Costa County California | 8 | $ 2,690,000 | $ 336,000 | $ 132,000 |
| Duval County Florida | 8 | $ 2,760,000 | $ 345,000 | $ 263,000 |
| Palm Beach County Florida | 8 | $ 1,760,000 | $ 220,000 | $ 110,000 |
| Washoe County Nevada | 8 | $ 2,970,000 | $ 371,000 | $ 117,000 |
| Jackson County Oregon | 8 | $ 2,380,000 | $ 297,000 | $ 68,000 |
| Linn County Oregon | 8 | $ 2,300,000 | $ 287,000 | $ 70,000 |
| Nueces County Texas | 8 | $ 1,130,000 | $ 141,000 | $ 71,000 |
| Grant County Washington | 8 | $ 2,010,000 | $ 251,000 | $ 58,000 |
| Washington County Wisconsin | 8 | $ 2,340,000 | $ 292,000 | $ 67,000 |
| Cochise County Arizona | 7 | $ 1,405,000 | $ 200,000 | $ 78,000 |
| Tulare County California | 7 | $ 1,605,000 | $ 229,000 | $ 108,000 |
| Columbia County Oregon | 7 | $ 2,545,000 | $ 363,000 | $ 78,000 |
| Yamhill County Oregon | 7 | $ 2,245,000 | $ 320,000 | $ 79,000 |
| Anderson County South Carolina | 7 | $ 1,675,000 | $ 239,000 | $ 89,000 |
| Spartanburg County South Carolina | 7 | $ 2,075,000 | $ 296,000 | $ 111,000 |
| Bradley County Tennessee | 7 | $ 985,000 | $ 140,000 | $ 74,000 |
| Brazos County Texas | 7 | $ 915,000 | $ 130,000 | $ 78,000 |
| Smith County Texas | 7 | $ 1,565,000 | $ 223,000 | $ 97,000 |
| Virginia Beach County Virginia | 7 | $ 2,015,000 | $ 287,000 | $ 53,000 |
| Grays Harbor County Washington | 7 | $ 1,645,000 | $ 235,000 | $ 76,000 |
| Manitowoc County Wisconsin | 7 | $ 1,375,000 | $ 196,000 | $ 74,000 |
| Navajo County Arizona | 6 | $ 1,710,000 | $ 285,000 | $ 64,000 |
| Alameda County California | 6 | $ 3,520,000 | $ 586,000 | $ 259,000 |
| Placer County California | 6 | $ 2,460,000 | $ 410,000 | $ 157,000 |
| Montezuma County Colorado | 6 | $ 1,250,000 | $ 208,000 | $ 73,000 |
| Summit County Colorado | 6 | $ 3,250,000 | $ 541,000 | $ 331,000 |
| Kosciusko County Indiana | 6 | $ 980,000 | $ 163,000 | $ 46,000 |
| Lea County New Mexico | 6 | $ 840,000 | $ 140,000 | $ 77,000 |
| Rio Arriba County New Mexico | 6 | $ 1,370,000 | $ 228,000 | $ 100,000 |
| Santa Fe County New Mexico | 6 | $ 1,060,000 | $ 176,000 | $ 70,000 |
| Brazoria County Texas | 6 | $ 1,120,000 | $ 186,000 | $ 78,000 |
| Ellis County Texas | 6 | $ 1,600,000 | $ 266,000 | $ 69,000 |
| Wise County Texas | 6 | $ 1,580,000 | $ 263,000 | $ 74,000 |
| Suffolk County Virginia | 6 | $ 1,340,000 | $ 223,000 | $ 69,000 |
| Spokane County Washington | 6 | $ 1,520,000 | $ 253,000 | $ 78,000 |
| Waukesha County Wisconsin | 6 | $ 1,550,000 | $ 258,000 | $ 95,000 |
| Waupaca County Wisconsin | 6 | $ 1,200,000 | $ 200,000 | $ 94,000 |
| Calaveras County California | 5 | $ 1,375,000 | $ 275,000 | $ 110,000 |
| Monterey County California | 5 | $ 1,925,000 | $ 385,000 | $ 95,000 |
| Sacramento County California | 5 | $ 1,925,000 | $ 385,000 | $ 113,000 |
| Santa Clara County California | 5 | $ 2,795,000 | $ 559,000 | $ 176,000 |
| Clear Creek County Colorado | 5 | $ 2,105,000 | $ 421,000 | $ 463,000 |
| Las Animas County Colorado | 5 | $ 935,000 | $ 187,000 | $ 79,000 |
| Marion County Florida | 5 | $ 895,000 | $ 179,000 | $ 44,000 |
| Gwinnett County Georgia | 5 | $ 1,135,000 | $ 227,000 | $ 46,000 |
| Lyon County Nevada | 5 | $ 1,335,000 | $ 267,000 | $ 77,000 |
| Eddy County New Mexico | 5 | $ 1,155,000 | $ 231,000 | $ 73,000 |
| Josephine County Oregon | 5 | $ 1,605,000 | $ 321,000 | $ 78,000 |
| Umatilla County Oregon | 5 | $ 1,615,000 | $ 323,000 | $ 74,000 |
| Charleston County South Carolina | 5 | $ 1,575,000 | $ 315,000 | $ 217,000 |
| Putnam County Tennessee | 5 | $ 895,000 | $ 179,000 | $ 62,000 |
| Bastrop County Texas | 5 | $ 1,465,000 | $ 293,000 | $ 89,000 |
| Ector County Texas | 5 | $ 915,000 | $ 183,000 | $ 109,000 |
| Gregg County Texas | 5 | $ 695,000 | $ 139,000 | $ 45,000 |
| Guadalupe County Texas | 5 | $ 1,055,000 | $ 211,000 | $ 85,000 |
| Lubbock County Texas | 5 | $ 795,000 | $ 159,000 | $ 60,000 |
| Midland County Texas | 5 | $ 1,315,000 | $ 263,000 | $ 75,000 |
| Williamson County Texas | 5 | $ 1,255,000 | $ 251,000 | $ 167,000 |
| Franklin County Washington | 5 | $ 1,205,000 | $ 241,000 | $ 90,000 |
| Whatcom County Washington | 5 | $ 1,995,000 | $ 399,000 | $ 141,000 |
| Yakima County Washington | 5 | $ 1,215,000 | $ 243,000 | $ 64,000 |
| Sonoma County California | 4 | $ 2,020,000 | $ 505,000 | $ 102,000 |
| Chaffee County Colorado | 4 | $ 1,220,000 | $ 305,000 | $ 71,000 |
| Logan County Colorado | 4 | $ 1,010,000 | $ 252,000 | $ 69,000 |
| Broward County Florida | 4 | $ 1,340,000 | $ 335,000 | $ 352,000 |
| Fulton County Georgia | 4 | $ 1,010,000 | $ 252,000 | $ 55,000 |
| Marion County Indiana | 4 | $ 560,000 | $ 140,000 | $ 87,000 |
| Dakota County Minnesota | 4 | $ 660,000 | $ 165,000 | $ 68,000 |
| Nye County Nevada | 4 | $ 990,000 | $ 247,000 | $ 74,000 |
| Otero County New Mexico | 4 | $ 840,000 | $ 210,000 | $ 116,000 |
| San Juan County New Mexico | 4 | $ 1,070,000 | $ 267,000 | $ 92,000 |
| Taos County New Mexico | 4 | $ 850,000 | $ 212,000 | $ 70,000 |
| Valencia County New Mexico | 4 | $ 680,000 | $ 170,000 | $ 64,000 |
| Clatsop County Oregon | 4 | $ 1,540,000 | $ 385,000 | $ 125,000 |
| Coos County Oregon | 4 | $ 820,000 | $ 205,000 | $ 75,000 |
| Douglas County Oregon | 4 | $ 990,000 | $ 247,000 | $ 71,000 |
| Tillamook County Oregon | 4 | $ 770,000 | $ 192,000 | $ 81,000 |
| Berkeley County South Carolina | 4 | $ 1,180,000 | $ 295,000 | $ 77,000 |
| Dorchester County South Carolina | 4 | $ 1,330,000 | $ 332,000 | $ 150,000 |
| Comal County Texas | 4 | $ 1,450,000 | $ 362,000 | $ 113,000 |
| Cooke County Texas | 4 | $ 650,000 | $ 162,000 | $ 56,000 |
| Hood County Texas | 4 | $ 1,030,000 | $ 257,000 | $ 87,000 |
| Jackson County Texas | 4 | $ 360,000 | $ 90,000 | $ 60,000 |
| Norfolk County Virginia | 4 | $ 680,000 | $ 170,000 | $ 81,000 |
| Benton County Washington | 4 | $ 900,000 | $ 225,000 | $ 82,000 |
| Clallam County Washington | 4 | $ 830,000 | $ 207,000 | $ 85,000 |
| Cowlitz County Washington | 4 | $ 1,240,000 | $ 310,000 | $ 137,000 |
| Walworth County Wisconsin | 4 | $ 980,000 | $ 245,000 | $ 93,000 |
| Graham County Arizona | 3 | $ 545,000 | $ 181,000 | $ 43,000 |
| Amador County California | 3 | $ 1,065,000 | $ 355,000 | $ 90,000 |
| Fresno County California | 3 | $ 745,000 | $ 248,000 | $ 66,000 |
| Kern County California | 3 | $ 735,000 | $ 245,000 | $ 99,000 |
| Marin County California | 3 | $ 2,345,000 | $ 781,000 | $ 156,000 |
| Shasta County California | 3 | $ 1,355,000 | $ 451,000 | $ 136,000 |
| Bent County Colorado | 3 | $ 375,000 | $ 125,000 | $ 83,000 |
| Garfield County Colorado | 3 | $ 1,235,000 | $ 411,000 | $ 92,000 |
| Grand County Colorado | 3 | $ 1,255,000 | $ 418,000 | $ 234,000 |
| Huerfano County Colorado | 3 | $ 955,000 | $ 318,000 | $ 107,000 |
| La Plata County Colorado | 3 | $ 685,000 | $ 228,000 | $ 119,000 |
| Routt County Colorado | 3 | $ 745,000 | $ 248,000 | $ 122,000 |
| Glades County Florida | 3 | $ 575,000 | $ 191,000 | $ 49,000 |
| Indian River County Florida | 3 | $ 625,000 | $ 208,000 | $ 59,000 |
| Osceola County Florida | 3 | $ 725,000 | $ 241,000 | $ 159,000 |
| Pinellas County Florida | 3 | $ 555,000 | $ 185,000 | $ 194,000 |
| Polk County Florida | 3 | $ 775,000 | $ 258,000 | $ 90,000 |
| Barrow County Georgia | 3 | $ 795,000 | $ 265,000 | $ 71,000 |
| Henry County Georgia | 3 | $ 915,000 | $ 305,000 | $ 84,000 |
| Paulding County Georgia | 3 | $ 355,000 | $ 118,000 | $ 50,000 |
| Anoka County Minnesota | 3 | $ 695,000 | $ 231,000 | $ 103,000 |
| Sherburne County Minnesota | 3 | $ 765,000 | $ 255,000 | $ 63,000 |
| Chaves County New Mexico | 3 | $ 395,000 | $ 131,000 | $ 80,000 |
| Grant County New Mexico | 3 | $ 545,000 | $ 181,000 | $ 73,000 |
| Delaware County Oklahoma | 3 | $ 335,000 | $ 111,000 | $ 86,000 |
| Benton County Oregon | 3 | $ 835,000 | $ 278,000 | $ 76,000 |
| Curry County Oregon | 3 | $ 1,055,000 | $ 351,000 | $ 86,000 |
| Lincoln County Oregon | 3 | $ 655,000 | $ 218,000 | $ 133,000 |
| Wasco County Oregon | 3 | $ 885,000 | $ 295,000 | $ 60,000 |
| Davidson County Tennessee | 3 | $ 605,000 | $ 201,000 | $ 82,000 |
| Madison County Tennessee | 3 | $ 395,000 | $ 131,000 | $ 70,000 |
| Montgomery County Tennessee | 3 | $ 515,000 | $ 171,000 | $ 63,000 |
| Sullivan County Tennessee | 3 | $ 295,000 | $ 98,000 | $ 44,000 |
| Angelina County Texas | 3 | $ 345,000 | $ 115,000 | $ 52,000 |
| Atascosa County Texas | 3 | $ 415,000 | $ 138,000 | $ 67,000 |
| Cameron County Texas | 3 | $ 345,000 | $ 115,000 | $ 47,000 |
| Cass County Texas | 3 | $ 615,000 | $ 205,000 | $ 90,000 |
| Hays County Texas | 3 | $ 1,135,000 | $ 378,000 | $ 132,000 |
| Henderson County Texas | 3 | $ 735,000 | $ 245,000 | $ 95,000 |
| Hopkins County Texas | 3 | $ 705,000 | $ 235,000 | $ 107,000 |
| McCulloch County Texas | 3 | $ 385,000 | $ 128,000 | $ 68,000 |
| McLennan County Texas | 3 | $ 605,000 | $ 201,000 | $ 118,000 |
| San Patricio County Texas | 3 | $ 955,000 | $ 318,000 | $ 169,000 |
| Taylor County Texas | 3 | $ 1,305,000 | $ 435,000 | $ 203,000 |
| Titus County Texas | 3 | $ 345,000 | $ 115,000 | $ 62,000 |
| Uvalde County Texas | 3 | $ 1,005,000 | $ 335,000 | $ 135,000 |
| Van Zandt County Texas | 3 | $ 515,000 | $ 171,000 | $ 68,000 |
| Victoria County Texas | 3 | $ 515,000 | $ 171,000 | $ 75,000 |
| Wilson County Texas | 3 | $ 585,000 | $ 195,000 | $ 55,000 |
| Dane County Wisconsin | 3 | $ 875,000 | $ 291,000 | $ 80,000 |
| Oconto County Wisconsin | 3 | $ 555,000 | $ 185,000 | $ 68,000 |
| Rock County Wisconsin | 3 | $ 665,000 | $ 221,000 | $ 82,000 |
| Santa Cruz County Arizona | 2 | $ 400,000 | $ 200,000 | $ 116,000 |
| El Dorado County California | 2 | $ 850,000 | $ 425,000 | $ 162,000 |
| Mariposa County California | 2 | $ 450,000 | $ 225,000 | $ 104,000 |
| Nevada County California | 2 | $ 920,000 | $ 460,000 | $ 130,000 |
| San Luis Obispo County California | 2 | $ 520,000 | $ 260,000 | $ 71,000 |
| San Mateo County California | 2 | $ 990,000 | $ 495,000 | $ 159,000 |
| Solano County California | 2 | $ 700,000 | $ 350,000 | $ 62,000 |
| Archuleta County Colorado | 2 | $ 280,000 | $ 140,000 | $ 57,000 |
| Lake County Colorado | 2 | $ 760,000 | $ 380,000 | $ 74,000 |
| Moffat County Colorado | 2 | $ 600,000 | $ 300,000 | $ 61,000 |
| Otero County Colorado | 2 | $ 320,000 | $ 160,000 | $ 65,000 |
| Rio Blanco County Colorado | 2 | $ 500,000 | $ 250,000 | $ 39,000 |
| San Miguel County Colorado | 2 | $ 2,060,000 | $ 1,030,000 | $ 641,000 |
| Charlotte County Florida | 2 | $ 440,000 | $ 220,000 | $ 273,000 |
| Hillsborough County Florida | 2 | $ 770,000 | $ 385,000 | $ 124,000 |
| St. Johns County Florida | 2 | $ 560,000 | $ 280,000 | $ 130,000 |
| Catoosa County Georgia | 2 | $ 420,000 | $ 210,000 | $ 73,000 |
| Glynn County Georgia | 2 | $ 670,000 | $ 335,000 | $ 139,000 |
| Walker County Georgia | 2 | $ 310,000 | $ 155,000 | $ 41,000 |
| White County Georgia | 2 | $ 470,000 | $ 235,000 | $ 65,000 |
| Elkhart County Indiana | 2 | $ 540,000 | $ 270,000 | $ 74,000 |
| Lawrence County Indiana | 2 | $ 310,000 | $ 155,000 | $ 55,000 |
| Shelby County Indiana | 2 | $ 530,000 | $ 265,000 | $ 63,000 |
| St. Joseph County Indiana | 2 | $ 190,000 | $ 95,000 | $ 35,000 |
| White County Indiana | 2 | $ 130,000 | $ 65,000 | $ 29,000 |
| Jefferson County Louisiana | 2 | $ 290,000 | $ 145,000 | $ 45,000 |
| Hennepin County Minnesota | 2 | $ 790,000 | $ 395,000 | $ 163,000 |
| Webster County Missouri | 2 | $ 430,000 | $ 215,000 | $ 118,000 |
| Sarpy County Nebraska | 2 | $ 560,000 | $ 280,000 | $ 129,000 |
| Lander County Nevada | 2 | $ 560,000 | $ 280,000 | $ 70,000 |
| Lincoln County Nevada | 2 | $ 450,000 | $ 225,000 | $ 60,000 |
| Lincoln County New Mexico | 2 | $ 380,000 | $ 190,000 | $ 68,000 |
| San Miguel County New Mexico | 2 | $ 270,000 | $ 135,000 | $ 31,000 |
| Sierra County New Mexico | 2 | $ 400,000 | $ 200,000 | $ 44,000 |
| Torrance County New Mexico | 2 | $ 230,000 | $ 115,000 | $ 58,000 |
| Washington County Oklahoma | 2 | $ 280,000 | $ 140,000 | $ 50,000 |
| Klamath County Oregon | 2 | $ 470,000 | $ 235,000 | $ 82,000 |
| Horry County South Carolina | 2 | $ 460,000 | $ 230,000 | $ 167,000 |
| Lexington County South Carolina | 2 | $ 540,000 | $ 270,000 | $ 87,000 |
| Pickens County South Carolina | 2 | $ 570,000 | $ 285,000 | $ 209,000 |
| Richland County South Carolina | 2 | $ 530,000 | $ 265,000 | $ 212,000 |
| York County South Carolina | 2 | $ 800,000 | $ 400,000 | $ 102,000 |
| Anderson County Tennessee | 2 | $ 260,000 | $ 130,000 | $ 126,000 |
| Blount County Tennessee | 2 | $ 270,000 | $ 135,000 | $ 38,000 |
| Coffee County Tennessee | 2 | $ 470,000 | $ 235,000 | $ 85,000 |
| Hickman County Tennessee | 2 | $ 130,000 | $ 65,000 | $ 50,000 |
| Sevier County Tennessee | 2 | $ 660,000 | $ 330,000 | $ 89,000 |
| Sumner County Tennessee | 2 | $ 410,000 | $ 205,000 | $ 45,000 |
| Austin County Texas | 2 | $ 370,000 | $ 185,000 | $ 92,000 |
| Fannin County Texas | 2 | $ 340,000 | $ 170,000 | $ 54,000 |
| Harrison County Texas | 2 | $ 350,000 | $ 175,000 | $ 78,000 |
| Hockley County Texas | 2 | $ 360,000 | $ 180,000 | $ 49,000 |
| Jefferson County Texas | 2 | $ 380,000 | $ 190,000 | $ 76,000 |
| Kendall County Texas | 2 | $ 920,000 | $ 460,000 | $ 150,000 |
| Kerr County Texas | 2 | $ 450,000 | $ 225,000 | $ 67,000 |
| Lamar County Texas | 2 | $ 390,000 | $ 195,000 | $ 76,000 |
| Liberty County Texas | 2 | $ 380,000 | $ 190,000 | $ 53,000 |
| Limestone County Texas | 2 | $ 340,000 | $ 170,000 | $ 101,000 |
| Randall County Texas | 2 | $ 250,000 | $ 125,000 | $ 59,000 |
| Starr County Texas | 2 | $ 220,000 | $ 110,000 | $ 62,000 |
| Tom Green County Texas | 2 | $ 410,000 | $ 205,000 | $ 68,000 |
| Walker County Texas | 2 | $ 390,000 | $ 195,000 | $ 80,000 |
| Washington County Texas | 2 | $ 320,000 | $ 160,000 | $ 97,000 |
| Young County Texas | 2 | $ 360,000 | $ 180,000 | $ 69,000 |
| Utah County Utah | 2 | $ 770,000 | $ 385,000 | $ 90,000 |
| Isle of Wight County Virginia | 2 | $ 430,000 | $ 215,000 | $ 74,000 |
| Newport News County Virginia | 2 | $ 260,000 | $ 130,000 | $ 65,000 |
| Ferry County Washington | 2 | $ 230,000 | $ 115,000 | $ 64,000 |
| Island County Washington | 2 | $ 360,000 | $ 180,000 | $ 61,000 |
| Kitsap County Washington | 2 | $ 570,000 | $ 285,000 | $ 104,000 |
| Pacific County Washington | 2 | $ 220,000 | $ 110,000 | $ 47,000 |
| Stevens County Washington | 2 | $ 410,000 | $ 205,000 | $ 46,000 |
| Fond du Lac County Wisconsin | 2 | $ 440,000 | $ 220,000 | $ 108,000 |
| Jefferson County Wisconsin | 2 | $ 430,000 | $ 215,000 | $ 97,000 |
| Shawano County Wisconsin | 2 | $ 130,000 | $ 65,000 | $ 100,000 |
| Sublette County Wyoming | 2 | $ 800,000 | $ 400,000 | $ 376,000 |
| Gila County Arizona | 1 | $ 255,000 | $ 255,000 | $ 248,000 |
| Butte County California | 1 | $ 235,000 | $ 235,000 | $ 42,000 |
| Inyo County California | 1 | $ 185,000 | $ 185,000 | $ 87,000 |
| Lake County California | 1 | $ 485,000 | $ 485,000 | $ 210,000 |
| Napa County California | 1 | $ 665,000 | $ 665,000 | $ 225,000 |
| San Francisco County California | 1 | $ 565,000 | $ 565,000 | $ 311,000 |
| Santa Cruz County California | 1 | $ 665,000 | $ 665,000 | $ 101,000 |
| Siskiyou County California | 1 | $ 155,000 | $ 155,000 | $ 43,000 |
| Sutter County California | 1 | $ 265,000 | $ 265,000 | $ 43,000 |
| Yolo County California | 1 | $ 305,000 | $ 305,000 | $ 48,000 |
| Alamosa County Colorado | 1 | $ 255,000 | $ 255,000 | $ 52,000 |
| Crowley County Colorado | 1 | $ 185,000 | $ 185,000 | $ 42,000 |
| Delta County Colorado | 1 | $ 165,000 | $ 165,000 | $ 57,000 |
| Dolores County Colorado | 1 | $ 145,000 | $ 145,000 | $ 67,000 |
| Gilpin County Colorado | 1 | $ 165,000 | $ 165,000 | $ 34,000 |
| Kit Carson County Colorado | 1 | $ 215,000 | $ 215,000 | $ 46,000 |
| Montrose County Colorado | 1 | $ 345,000 | $ 345,000 | $ 103,000 |
| Rio Grande County Colorado | 1 | $ 155,000 | $ 155,000 | $ 46,000 |
| Saguache County Colorado | 1 | $ 205,000 | $ 205,000 | $ 47,000 |
| Alachua County Florida | 1 | $ 215,000 | $ 215,000 | $ 98,000 |
| Bay County Florida | 1 | $ 245,000 | $ 245,000 | $ 111,000 |
| Clay County Florida | 1 | $ 225,000 | $ 225,000 | $ 52,000 |
| Escambia County Florida | 1 | $ 245,000 | $ 245,000 | $ 171,000 |
| Flagler County Florida | 1 | $ 275,000 | $ 275,000 | $ 76,000 |
| Hernando County Florida | 1 | $ 165,000 | $ 165,000 | $ 53,000 |
| Putnam County Florida | 1 | $ 175,000 | $ 175,000 | $ 55,000 |
| Santa Rosa County Florida | 1 | $ 265,000 | $ 265,000 | $ 52,000 |
| Seminole County Florida | 1 | $ 305,000 | $ 305,000 | $ 74,000 |
| Carroll County Georgia | 1 | $ 405,000 | $ 405,000 | $ 64,000 |
| Cobb County Georgia | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Dade County Georgia | 1 | $ 335,000 | $ 335,000 | $ 117,000 |
| Fannin County Georgia | 1 | $ 245,000 | $ 245,000 | $ 124,000 |
| Tift County Georgia | 1 | $ 185,000 | $ 185,000 | $ 48,000 |
| Blaine County Idaho | 1 | $ 345,000 | $ 345,000 | $ 107,000 |
| Fayette County Indiana | 1 | $ 165,000 | $ 165,000 | $ 62,000 |
| Hamilton County Indiana | 1 | $ 405,000 | $ 405,000 | $ 86,000 |
| Henry County Indiana | 1 | $ 325,000 | $ 325,000 | $ 56,000 |
| Jackson County Indiana | 1 | $ 165,000 | $ 165,000 | $ 44,000 |
| Monroe County Indiana | 1 | $ 155,000 | $ 155,000 | $ 40,000 |
| Montgomery County Indiana | 1 | $ 195,000 | $ 195,000 | $ 165,000 |
| Putnam County Indiana | 1 | $ 5,000 | $ 5,000 | $ 58,000 |
| Vigo County Indiana | 1 | $ 165,000 | $ 165,000 | $ 17,000 |
| Washington County Indiana | 1 | $ 145,000 | $ 145,000 | $ 55,000 |
| Carroll County Iowa | 1 | $ 185,000 | $ 185,000 | $ 62,000 |
| Caddo County Louisiana | 1 | $ 215,000 | $ 215,000 | $ 44,000 |
| Livingston County Louisiana | 1 | $ 285,000 | $ 285,000 | $ 130,000 |
| St. John the Baptist County Louisiana | 1 | $ 75,000 | $ 75,000 | $ 171,000 |
| St. Landry County Louisiana | 1 | $ 195,000 | $ 195,000 | $ 113,000 |
| Vernon County Louisiana | 1 | $ 185,000 | $ 185,000 | $ 36,000 |
| Aitkin County Minnesota | 1 | $ 405,000 | $ 405,000 | $ 275,000 |
| Becker County Minnesota | 1 | $ 215,000 | $ 215,000 | $ 82,000 |
| Cass County Minnesota | 1 | $ 365,000 | $ 365,000 | $ 277,000 |
| Isanti County Minnesota | 1 | $ 265,000 | $ 265,000 | $ 40,000 |
| Pine County Minnesota | 1 | $ 265,000 | $ 265,000 | $ 70,000 |
| Polk County Minnesota | 1 | $ 245,000 | $ 245,000 | $ 200,000 |
| Ramsey County Minnesota | 1 | $ 175,000 | $ 175,000 | $ 47,000 |
| Scott County Minnesota | 1 | $ 325,000 | $ 325,000 | $ 71,000 |
| Clay County Missouri | 1 | $ 205,000 | $ 205,000 | $ 77,000 |
| Greene County Missouri | 1 | $ 205,000 | $ 205,000 | $ 187,000 |
| Jackson County Missouri | 1 | $ 165,000 | $ 165,000 | $ 115,000 |
| Lafayette County Missouri | 1 | $ 195,000 | $ 195,000 | $ 78,000 |
| St. Louis County Missouri | 1 | $ 195,000 | $ 195,000 | $ 68,000 |
| Box Butte County Nebraska | 1 | $ 105,000 | $ 105,000 | $ 51,000 |
| Gage County Nebraska | 1 | $ 145,000 | $ 145,000 | $ 110,000 |
| Hall County Nebraska | 1 | $ 245,000 | $ 245,000 | $ 57,000 |
| Lancaster County Nebraska | 1 | $ 195,000 | $ 195,000 | $ 289,000 |
| Platte County Nebraska | 1 | $ 185,000 | $ 185,000 | $ 86,000 |
| Storey County Nevada | 1 | $ 265,000 | $ 265,000 | $ 65,000 |
| Catron County New Mexico | 1 | $ 175,000 | $ 175,000 | $ 90,000 |
| Cibola County New Mexico | 1 | $ 265,000 | $ 265,000 | $ 63,000 |
| Los Alamos County New Mexico | 1 | $ 405,000 | $ 405,000 | $ 110,000 |
| Luna County New Mexico | 1 | $ 195,000 | $ 195,000 | $ 34,000 |
| Quay County New Mexico | 1 | $ 185,000 | $ 185,000 | $ 62,000 |
| Cabarrus County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 92,000 |
| Cleveland County Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 286,000 |
| Pittsburg County Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 96,000 |
| Tulsa County Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 36,000 |
| Wagoner County Oklahoma | 1 | $ 285,000 | $ 285,000 | $ 61,000 |
| Crook County Oregon | 1 | $ 425,000 | $ 425,000 | $ 114,000 |
| Grant County Oregon | 1 | $ 145,000 | $ 145,000 | $ 53,000 |
| Malheur County Oregon | 1 | $ 155,000 | $ 155,000 | $ 29,000 |
| Polk County Oregon | 1 | $ 325,000 | $ 325,000 | $ 66,000 |
| Union County Oregon | 1 | $ 225,000 | $ 225,000 | $ 52,000 |
| Calhoun County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 57,000 |
| Edgefield County South Carolina | 1 | $ 205,000 | $ 205,000 | $ 60,000 |
| Laurens County South Carolina | 1 | $ 245,000 | $ 245,000 | $ 119,000 |
| Oconee County South Carolina | 1 | $ 465,000 | $ 465,000 | $ 165,000 |
| Bledsoe County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 101,000 |
| Campbell County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 34,000 |
| Cheatham County Tennessee | 1 | $ 425,000 | $ 425,000 | $ 190,000 |
| Cumberland County Tennessee | 1 | $ 285,000 | $ 285,000 | $ 53,000 |
| Hamblen County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 76,000 |
| Hawkins County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 43,000 |
| Knox County Tennessee | 1 | $ 335,000 | $ 335,000 | $ 153,000 |
| Lawrence County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 31,000 |
| Marshall County Tennessee | 1 | $ 265,000 | $ 265,000 | $ 51,000 |
| McNairy County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 45,000 |
| Roane County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 42,000 |
| Sequatchie County Tennessee | 1 | $ 435,000 | $ 435,000 | $ 117,000 |
| Wilson County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 128,000 |
| Bowie County Texas | 1 | $ 215,000 | $ 215,000 | $ 74,000 |
| Brewster County Texas | 1 | $ 385,000 | $ 385,000 | $ 166,000 |
| Burleson County Texas | 1 | $ 245,000 | $ 245,000 | $ 136,000 |
| Callahan County Texas | 1 | $ 325,000 | $ 325,000 | $ 83,000 |
| Camp County Texas | 1 | $ 185,000 | $ 185,000 | $ 75,000 |
| Carson County Texas | 1 | $ 195,000 | $ 195,000 | $ 45,000 |
| Chambers County Texas | 1 | $ 235,000 | $ 235,000 | $ 87,000 |
| Delta County Texas | 1 | $ 125,000 | $ 125,000 | $ 40,000 |
| DeWitt County Texas | 1 | $ 275,000 | $ 275,000 | $ 157,000 |
| Fayette County Texas | 1 | $ 205,000 | $ 205,000 | $ 135,000 |
| Gaines County Texas | 1 | $ 235,000 | $ 235,000 | $ 90,000 |
| Garza County Texas | 1 | $ 205,000 | $ 205,000 | $ 21,000 |
| Hidalgo County Texas | 1 | $ 355,000 | $ 355,000 | $ 118,000 |
| Jack County Texas | 1 | $ 175,000 | $ 175,000 | $ 56,000 |
| Karnes County Texas | 1 | $ 95,000 | $ 95,000 | $ 40,000 |
| Lamb County Texas | 1 | $ 225,000 | $ 225,000 | $ 69,000 |
| Llano County Texas | 1 | $ 285,000 | $ 285,000 | $ 88,000 |
| Lynn County Texas | 1 | $ 115,000 | $ 115,000 | $ 101,000 |
| Madison County Texas | 1 | $ 495,000 | $ 495,000 | $ 0 |
| Marion County Texas | 1 | $ 305,000 | $ 305,000 | $ 175,000 |
| Mills County Texas | 1 | $ 95,000 | $ 95,000 | $ 52,000 |
| Morris County Texas | 1 | $ 335,000 | $ 335,000 | $ 54,000 |
| Nacogdoches County Texas | 1 | $ 95,000 | $ 95,000 | $ 78,000 |
| Navarro County Texas | 1 | $ 225,000 | $ 225,000 | $ 66,000 |
| Orange County Texas | 1 | $ 175,000 | $ 175,000 | $ 114,000 |
| Polk County Texas | 1 | $ 95,000 | $ 95,000 | $ 83,000 |
| Potter County Texas | 1 | $ 205,000 | $ 205,000 | $ 102,000 |
| Rusk County Texas | 1 | $ 165,000 | $ 165,000 | $ 102,000 |
| Trinity County Texas | 1 | $ 95,000 | $ 95,000 | $ 223,000 |
| Upshur County Texas | 1 | $ 195,000 | $ 195,000 | $ 86,000 |
| Wharton County Texas | 1 | $ 195,000 | $ 195,000 | $ 51,000 |
| Wichita County Texas | 1 | $ 265,000 | $ 265,000 | $ 91,000 |
| Wood County Texas | 1 | $ 95,000 | $ 95,000 | $ 51,000 |
| Iron County Utah | 1 | $ 295,000 | $ 295,000 | $ 158,000 |
| Salt Lake County Utah | 1 | $ 515,000 | $ 515,000 | $ 84,000 |
| Portsmouth County Virginia | 1 | $ 245,000 | $ 245,000 | $ 56,000 |
| Richmond City County Virginia | 1 | $ 225,000 | $ 225,000 | $ 76,000 |
| Roanoke City County Virginia | 1 | $ 205,000 | $ 205,000 | $ 205,000 |
| York County Virginia | 1 | $ 445,000 | $ 445,000 | $ 153,000 |
| Jefferson County Washington | 1 | $ 365,000 | $ 365,000 | $ 140,000 |
| Kittitas County Washington | 1 | $ 345,000 | $ 345,000 | $ 56,000 |
| Lewis County Washington | 1 | $ 225,000 | $ 225,000 | $ 43,000 |
| Mason County Washington | 1 | $ 355,000 | $ 355,000 | $ 97,000 |
| Skagit County Washington | 1 | $ 485,000 | $ 485,000 | $ 103,000 |
| Thurston County Washington | 1 | $ 185,000 | $ 185,000 | $ 171,000 |
| Wahkiakum County Washington | 1 | $ 285,000 | $ 285,000 | $ 78,000 |
| Walla Walla County Washington | 1 | $ 305,000 | $ 305,000 | $ 92,000 |
| Whitman County Washington | 1 | $ 215,000 | $ 215,000 | $ 61,000 |
| Adams County Wisconsin | 1 | $ 55,000 | $ 55,000 | $ 15,000 |
| Barron County Wisconsin | 1 | $ 265,000 | $ 265,000 | $ 96,000 |
| Dodge County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 122,000 |
| Green Lake County Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 71,000 |
| Juneau County Wisconsin | 1 | $ 85,000 | $ 85,000 | $ 60,000 |
| Marinette County Wisconsin | 1 | $ 135,000 | $ 135,000 | $ 33,000 |
| Ozaukee County Wisconsin | 1 | $ 205,000 | $ 205,000 | $ 61,000 |
| Portage County Wisconsin | 1 | $ 265,000 | $ 265,000 | $ 52,000 |
| Campbell County Wyoming | 1 | $ 195,000 | $ 195,000 | $ 54,000 |
| Carbon County Wyoming | 1 | $ 255,000 | $ 255,000 | $ 110,000 |
| Platte County Wyoming | 1 | $ 65,000 | $ 65,000 | $ 89,000 |
| Sheridan County Wyoming | 1 | $ 355,000 | $ 355,000 | $ 139,000 |
| Uinta County Wyoming | 1 | $ 175,000 | $ 175,000 | $ 94,000 |
Mortgage Loan Application Detail Totals for Loan Simple, Inc. in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,526 | $1,077,460,000 | $305,000 | $1,715,000 | $98,000 | $1,739,000 |
| Refinancing | 1,341 | $409,065,000 | $305,000 | $1,765,000 | $116,000 | $4,176,000 |
| Cash-out Refinancing | 1,016 | $316,160,000 | $311,000 | $1,075,000 | $113,000 | $3,670,000 |
| Other Purpose | 3 | $35,000 | $11,000 | $15,000 | $79,000 | $103,000 |
| Home Improvement | 1 | $325,000 | $325,000 | $325,000 | $107,000 | $107,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,474 | $1,077,880,000 | $310,000 | $1,715,000 | $112,000 | $4,176,000 |
| Hispanic | 982 | $272,180,000 | $277,000 | $1,265,000 | $80,000 | $332,000 |
| Not Provided | 765 | $248,905,000 | $325,000 | $1,765,000 | $108,000 | $804,000 |
| Asian | 305 | $105,935,000 | $347,000 | $1,325,000 | $123,000 | $831,000 |
| Black or African American | 273 | $73,755,000 | $270,000 | $655,000 | $81,000 | $325,000 |
| American Indian or Alaskan Native | 51 | $12,115,000 | $237,000 | $545,000 | $86,000 | $300,000 |
| Native Hawaiian or Other Pacific Islander | 11 | $4,185,000 | $380,000 | $855,000 | $100,000 | $157,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,478 | $1,392,650,000 | $310,000 | $1,765,000 | $115,000 | $4,176,000 |
| FHA-insured (Federal Housing Administration) | 967 | $270,405,000 | $279,000 | $1,325,000 | $73,000 | $300,000 |
| VA-guaranteed (Veterans Administration) | 249 | $92,355,000 | $370,000 | $935,000 | $89,000 | $297,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 193 | $47,635,000 | $246,000 | $635,000 | $64,000 | $124,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,964 | $1,217,470,000 | $307,000 | $1,715,000 | $105,000 | $1,730,000 |
| Application Withdrawn By Applicant | 1,568 | $490,110,000 | $312,000 | $1,765,000 | $111,000 | $4,176,000 |
| File Closed For Incompleteness | 189 | $50,205,000 | $265,000 | $885,000 | $81,000 | $356,000 |
| Application Denied By Financial Institution | 162 | $43,930,000 | $271,000 | $785,000 | $82,000 | $1,739,000 |
| Application Approved But Not Accepted | 4 | $1,330,000 | $332,000 | $495,000 | $102,000 | $134,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,725 | $1,759,115,000 | $307,000 | $1,765,000 | $106,000 | $4,176,000 |
| Credit History | 52 | $14,370,000 | $276,000 | $515,000 | $77,000 | $300,000 |
| Debt-To-Income Ratio | 46 | $11,750,000 | $255,000 | $615,000 | $48,000 | $165,000 |
| Other | 27 | $7,375,000 | $273,000 | $785,000 | $69,000 | $297,000 |
| Collateral | 12 | $3,070,000 | $255,000 | $505,000 | $86,000 | $156,000 |
| Unverifiable Information | 11 | $3,975,000 | $361,000 | $725,000 | $300,000 | $1,739,000 |
| Employment History | 10 | $2,200,000 | $220,000 | $355,000 | $55,000 | $128,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $680,000 | $340,000 | $385,000 | $79,000 | $91,000 |
| Credit Application Incomplete | 2 | $510,000 | $255,000 | $355,000 | $49,000 | $76,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Loan Simple, Inc.'s 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Loan Simple, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Colorado, download the full spreadsheet
with aggregated HMDA statistics today.