Loan Simple, Inc. Mortgage Lending & HMDA Data, 2021

In 2021, Loan Simple, Inc. of Englewood, CO reported 5,887 mortgage applications totaling $1.8 billion, up 26% from 2020. The average application was for $306,275, and applicants reported an average income of $104,680. 67% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Denver-Aurora-Lakewood, CO (964), Phoenix-Mesa-Scottsdale, AZ (591) and Las Vegas-Henderson-Paradise, NV (313) (applications in parentheses).

Mortgage Company & Address Loan Simple, Inc.
9635 Maroon Circle Suite 100
Englewood, CO 80112
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  
Total Number of Mortgage Applications 5,887
Total Mortgage Loan Application Amount $1,803,045,000
Average Mortgage Loan Application Amount $306,275
Highest Mortgage Loan Application Amount $1,765,000
Average Applicant Income $104,680
Highest Applicant Income $4,176,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Loan Simple, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Loan Simple, Inc. by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 549 $ 182,565,000 $ 332,540 $ 124,000
Clark, Nevada 313 $ 83,055,000 $ 265,351 $ 75,000
Larimer, Colorado 258 $ 89,350,000 $ 346,317 $ 125,000
Weld, Colorado 246 $ 83,520,000 $ 339,512 $ 118,000
Arapahoe, Colorado 235 $ 79,105,000 $ 336,617 $ 110,000
Yavapai, Arizona 226 $ 78,630,000 $ 347,920 $ 118,000
Denver, Colorado 189 $ 66,985,000 $ 354,417 $ 128,000
Jefferson, Colorado 182 $ 69,660,000 $ 382,747 $ 115,000
El Paso, Colorado 175 $ 59,355,000 $ 339,171 $ 90,000
Adams, Colorado 150 $ 51,790,000 $ 345,266 $ 102,000
Douglas, Colorado 145 $ 63,515,000 $ 438,034 $ 138,000
Dallas, Texas 100 $ 24,270,000 $ 242,700 $ 95,000
Tarrant, Texas 97 $ 23,045,000 $ 237,577 $ 83,000
Tuolumne, California 86 $ 25,790,000 $ 299,883 $ 112,000
Bernalillo, New Mexico 73 $ 17,885,000 $ 245,000 $ 89,000
Harris, Texas 61 $ 13,565,000 $ 222,377 $ 94,000
Outagamie, Wisconsin 61 $ 13,345,000 $ 218,770 $ 83,000
Fremont, Colorado 59 $ 13,745,000 $ 232,966 $ 77,000
Riverside, California 54 $ 17,910,000 $ 331,666 $ 87,000
Collin, Texas 53 $ 17,315,000 $ 326,698 $ 130,000
Los Angeles, California 49 $ 22,875,000 $ 466,836 $ 118,000
San Diego, California 49 $ 20,935,000 $ 427,244 $ 113,000
Denton, Texas 49 $ 15,325,000 $ 312,755 $ 110,000
Boulder, Colorado 48 $ 16,910,000 $ 352,291 $ 128,000
Pinal, Arizona 42 $ 13,480,000 $ 320,952 $ 96,000
Coconino, Arizona 41 $ 15,515,000 $ 378,414 $ 196,000
Adams, Washington 41 $ 8,775,000 $ 214,024 $ 72,000
Pueblo, Colorado 39 $ 9,415,000 $ 241,410 $ 76,000
Winnebago, Wisconsin 37 $ 8,175,000 $ 220,945 $ 72,000
Hamilton, Tennessee 36 $ 7,650,000 $ 212,500 $ 86,000
Pima, Arizona 33 $ 7,635,000 $ 231,363 $ 111,000
Milwaukee, Wisconsin 32 $ 5,260,000 $ 164,375 $ 90,000
Orange, California 28 $ 11,780,000 $ 420,714 $ 150,000
Multnomah, Oregon 27 $ 9,835,000 $ 364,259 $ 96,000
Deschutes, Oregon 26 $ 10,300,000 $ 396,153 $ 122,000
Stanislaus, California 25 $ 8,455,000 $ 338,200 $ 143,000
Washington, Oregon 25 $ 8,915,000 $ 356,600 $ 132,000
King, Washington 25 $ 8,935,000 $ 357,400 $ 100,000
Broomfield, Colorado 23 $ 9,585,000 $ 416,739 $ 160,000
Elbert, Colorado 23 $ 11,335,000 $ 492,826 $ 137,000
Sandoval, New Mexico 23 $ 6,605,000 $ 287,173 $ 88,000
Greenville, South Carolina 23 $ 6,135,000 $ 266,739 $ 88,000
Fort Bend, Texas 23 $ 7,385,000 $ 321,086 $ 114,000
Brown, Wisconsin 23 $ 4,445,000 $ 193,260 $ 78,000
Mesa, Colorado 21 $ 6,235,000 $ 296,904 $ 83,000
Bexar, Texas 21 $ 4,695,000 $ 223,571 $ 70,000
Johnson, Texas 21 $ 5,005,000 $ 238,333 $ 90,000
Fremont, Wyoming 20 $ 3,480,000 $ 174,000 $ 75,000
San Joaquin, California 19 $ 6,685,000 $ 351,842 $ 92,000
Morgan, Colorado 19 $ 4,575,000 $ 240,789 $ 72,000
Teller, Colorado 19 $ 6,365,000 $ 335,000 $ 105,000
Kaufman, Texas 19 $ 5,295,000 $ 278,684 $ 90,000
Hendry, Florida 18 $ 3,640,000 $ 202,222 $ 65,000
Orange, Florida 18 $ 5,980,000 $ 332,222 $ 114,000
Volusia, Florida 17 $ 4,725,000 $ 277,941 $ 131,000
Hunt, Texas 17 $ 3,505,000 $ 206,176 $ 87,000
San Bernardino, California 16 $ 5,750,000 $ 359,375 $ 102,000
Clackamas, Oregon 16 $ 6,980,000 $ 436,250 $ 125,000
Grayson, Texas 16 $ 2,830,000 $ 176,875 $ 106,000
Calumet, Wisconsin 16 $ 3,630,000 $ 226,875 $ 72,000
Custer, Colorado 15 $ 3,775,000 $ 251,666 $ 102,000
Travis, Texas 15 $ 6,245,000 $ 416,333 $ 139,000
Clark, Washington 15 $ 4,895,000 $ 326,333 $ 83,000
Montgomery, Texas 14 $ 4,220,000 $ 301,428 $ 129,000
Snohomish, Washington 14 $ 5,560,000 $ 397,142 $ 119,000
Laramie, Wyoming 14 $ 3,840,000 $ 274,285 $ 67,000
Pierce, Washington 13 $ 4,455,000 $ 342,692 $ 92,000
Dona Ana, New Mexico 12 $ 2,280,000 $ 190,000 $ 65,000
Mohave, Arizona 11 $ 1,915,000 $ 174,090 $ 65,000
Imperial, California 11 $ 3,345,000 $ 304,090 $ 80,000
Park, Colorado 11 $ 3,815,000 $ 346,818 $ 106,000
Douglas, Nebraska 11 $ 2,235,000 $ 203,181 $ 166,000
Parker, Texas 11 $ 3,875,000 $ 352,272 $ 142,000
Rockwall, Texas 11 $ 4,295,000 $ 390,454 $ 110,000
Chesapeake, Virginia 11 $ 3,345,000 $ 304,090 $ 107,000
Eagle, Colorado 10 $ 4,890,000 $ 489,000 $ 126,000
Lake, Florida 10 $ 2,600,000 $ 260,000 $ 87,000
Galveston, Texas 10 $ 2,150,000 $ 215,000 $ 73,000
Ventura, California 9 $ 4,095,000 $ 455,000 $ 151,000
Lane, Oregon 9 $ 2,715,000 $ 301,666 $ 69,000
Marion, Oregon 9 $ 3,345,000 $ 371,666 $ 111,000
Bell, Texas 9 $ 1,595,000 $ 177,222 $ 67,000
El Paso, Texas 9 $ 1,335,000 $ 148,333 $ 70,000
Racine, Wisconsin 9 $ 2,275,000 $ 252,777 $ 85,000
Yuma, Arizona 8 $ 1,260,000 $ 157,500 $ 65,000
Contra Costa, California 8 $ 2,690,000 $ 336,250 $ 132,000
Duval, Florida 8 $ 2,760,000 $ 345,000 $ 263,000
Palm Beach, Florida 8 $ 1,760,000 $ 220,000 $ 110,000
Washoe, Nevada 8 $ 2,970,000 $ 371,250 $ 117,000
Jackson, Oregon 8 $ 2,380,000 $ 297,500 $ 68,000
Linn, Oregon 8 $ 2,300,000 $ 287,500 $ 70,000
Nueces, Texas 8 $ 1,130,000 $ 141,250 $ 71,000
Grant, Washington 8 $ 2,010,000 $ 251,250 $ 58,000
Washington, Wisconsin 8 $ 2,340,000 $ 292,500 $ 67,000
Cochise, Arizona 7 $ 1,405,000 $ 200,714 $ 78,000
Tulare, California 7 $ 1,605,000 $ 229,285 $ 108,000
Columbia, Oregon 7 $ 2,545,000 $ 363,571 $ 78,000
Yamhill, Oregon 7 $ 2,245,000 $ 320,714 $ 79,000
Anderson, South Carolina 7 $ 1,675,000 $ 239,285 $ 89,000
Spartanburg, South Carolina 7 $ 2,075,000 $ 296,428 $ 111,000
Bradley, Tennessee 7 $ 985,000 $ 140,714 $ 74,000
Brazos, Texas 7 $ 915,000 $ 130,714 $ 78,000
Smith, Texas 7 $ 1,565,000 $ 223,571 $ 97,000
Virginia Beach, Virginia 7 $ 2,015,000 $ 287,857 $ 53,000
Grays Harbor, Washington 7 $ 1,645,000 $ 235,000 $ 76,000
Manitowoc, Wisconsin 7 $ 1,375,000 $ 196,428 $ 74,000
Navajo, Arizona 6 $ 1,710,000 $ 285,000 $ 64,000
Alameda, California 6 $ 3,520,000 $ 586,666 $ 259,000
Placer, California 6 $ 2,460,000 $ 410,000 $ 157,000
Montezuma, Colorado 6 $ 1,250,000 $ 208,333 $ 73,000
Summit, Colorado 6 $ 3,250,000 $ 541,666 $ 331,000
Kosciusko, Indiana 6 $ 980,000 $ 163,333 $ 46,000
Lea, New Mexico 6 $ 840,000 $ 140,000 $ 77,000
Rio Arriba, New Mexico 6 $ 1,370,000 $ 228,333 $ 100,000
Santa Fe, New Mexico 6 $ 1,060,000 $ 176,666 $ 70,000
Brazoria, Texas 6 $ 1,120,000 $ 186,666 $ 78,000
Ellis, Texas 6 $ 1,600,000 $ 266,666 $ 69,000
Wise, Texas 6 $ 1,580,000 $ 263,333 $ 74,000
Suffolk, Virginia 6 $ 1,340,000 $ 223,333 $ 69,000
Spokane, Washington 6 $ 1,520,000 $ 253,333 $ 78,000
Waukesha, Wisconsin 6 $ 1,550,000 $ 258,333 $ 95,000
Waupaca, Wisconsin 6 $ 1,200,000 $ 200,000 $ 94,000
Calaveras, California 5 $ 1,375,000 $ 275,000 $ 110,000
Monterey, California 5 $ 1,925,000 $ 385,000 $ 95,000
Sacramento, California 5 $ 1,925,000 $ 385,000 $ 113,000
Santa Clara, California 5 $ 2,795,000 $ 559,000 $ 176,000
Clear Creek, Colorado 5 $ 2,105,000 $ 421,000 $ 463,000
Las Animas, Colorado 5 $ 935,000 $ 187,000 $ 79,000
Marion, Florida 5 $ 895,000 $ 179,000 $ 44,000
Gwinnett, Georgia 5 $ 1,135,000 $ 227,000 $ 46,000
Lyon, Nevada 5 $ 1,335,000 $ 267,000 $ 77,000
Eddy, New Mexico 5 $ 1,155,000 $ 231,000 $ 73,000
Josephine, Oregon 5 $ 1,605,000 $ 321,000 $ 78,000
Umatilla, Oregon 5 $ 1,615,000 $ 323,000 $ 74,000
Charleston, South Carolina 5 $ 1,575,000 $ 315,000 $ 217,000
Putnam, Tennessee 5 $ 895,000 $ 179,000 $ 62,000
Bastrop, Texas 5 $ 1,465,000 $ 293,000 $ 89,000
Ector, Texas 5 $ 915,000 $ 183,000 $ 109,000
Gregg, Texas 5 $ 695,000 $ 139,000 $ 45,000
Guadalupe, Texas 5 $ 1,055,000 $ 211,000 $ 85,000
Lubbock, Texas 5 $ 795,000 $ 159,000 $ 60,000
Midland, Texas 5 $ 1,315,000 $ 263,000 $ 75,000
Williamson, Texas 5 $ 1,255,000 $ 251,000 $ 167,000
Franklin, Washington 5 $ 1,205,000 $ 241,000 $ 90,000
Whatcom, Washington 5 $ 1,995,000 $ 399,000 $ 141,000
Yakima, Washington 5 $ 1,215,000 $ 243,000 $ 64,000
Sonoma, California 4 $ 2,020,000 $ 505,000 $ 102,000
Chaffee, Colorado 4 $ 1,220,000 $ 305,000 $ 71,000
Logan, Colorado 4 $ 1,010,000 $ 252,500 $ 69,000
Broward, Florida 4 $ 1,340,000 $ 335,000 $ 352,000
Fulton, Georgia 4 $ 1,010,000 $ 252,500 $ 55,000
Marion, Indiana 4 $ 560,000 $ 140,000 $ 87,000
Dakota, Minnesota 4 $ 660,000 $ 165,000 $ 68,000
Nye, Nevada 4 $ 990,000 $ 247,500 $ 74,000
Otero, New Mexico 4 $ 840,000 $ 210,000 $ 116,000
San Juan, New Mexico 4 $ 1,070,000 $ 267,500 $ 92,000
Taos, New Mexico 4 $ 850,000 $ 212,500 $ 70,000
Valencia, New Mexico 4 $ 680,000 $ 170,000 $ 64,000
Clatsop, Oregon 4 $ 1,540,000 $ 385,000 $ 125,000
Coos, Oregon 4 $ 820,000 $ 205,000 $ 75,000
Douglas, Oregon 4 $ 990,000 $ 247,500 $ 71,000
Tillamook, Oregon 4 $ 770,000 $ 192,500 $ 81,000
Berkeley, South Carolina 4 $ 1,180,000 $ 295,000 $ 77,000
Dorchester, South Carolina 4 $ 1,330,000 $ 332,500 $ 150,000
Comal, Texas 4 $ 1,450,000 $ 362,500 $ 113,000
Cooke, Texas 4 $ 650,000 $ 162,500 $ 56,000
Hood, Texas 4 $ 1,030,000 $ 257,500 $ 87,000
Jackson, Texas 4 $ 360,000 $ 90,000 $ 60,000
Norfolk, Virginia 4 $ 680,000 $ 170,000 $ 81,000
Benton, Washington 4 $ 900,000 $ 225,000 $ 82,000
Clallam, Washington 4 $ 830,000 $ 207,500 $ 85,000
Cowlitz, Washington 4 $ 1,240,000 $ 310,000 $ 137,000
Walworth, Wisconsin 4 $ 980,000 $ 245,000 $ 93,000
Graham, Arizona 3 $ 545,000 $ 181,666 $ 43,000
Amador, California 3 $ 1,065,000 $ 355,000 $ 90,000
Fresno, California 3 $ 745,000 $ 248,333 $ 66,000
Kern, California 3 $ 735,000 $ 245,000 $ 99,000
Marin, California 3 $ 2,345,000 $ 781,666 $ 156,000
Shasta, California 3 $ 1,355,000 $ 451,666 $ 136,000
Bent, Colorado 3 $ 375,000 $ 125,000 $ 83,000
Garfield, Colorado 3 $ 1,235,000 $ 411,666 $ 92,000
Grand, Colorado 3 $ 1,255,000 $ 418,333 $ 234,000
Huerfano, Colorado 3 $ 955,000 $ 318,333 $ 107,000
La Plata, Colorado 3 $ 685,000 $ 228,333 $ 119,000
Routt, Colorado 3 $ 745,000 $ 248,333 $ 122,000
Glades, Florida 3 $ 575,000 $ 191,666 $ 49,000
Indian River, Florida 3 $ 625,000 $ 208,333 $ 59,000
Osceola, Florida 3 $ 725,000 $ 241,666 $ 159,000
Pinellas, Florida 3 $ 555,000 $ 185,000 $ 194,000
Polk, Florida 3 $ 775,000 $ 258,333 $ 90,000
Barrow, Georgia 3 $ 795,000 $ 265,000 $ 71,000
Henry, Georgia 3 $ 915,000 $ 305,000 $ 84,000
Paulding, Georgia 3 $ 355,000 $ 118,333 $ 50,000
Anoka, Minnesota 3 $ 695,000 $ 231,666 $ 103,000
Sherburne, Minnesota 3 $ 765,000 $ 255,000 $ 63,000
Chaves, New Mexico 3 $ 395,000 $ 131,666 $ 80,000
Grant, New Mexico 3 $ 545,000 $ 181,666 $ 73,000
Delaware, Oklahoma 3 $ 335,000 $ 111,666 $ 86,000
Benton, Oregon 3 $ 835,000 $ 278,333 $ 76,000
Curry, Oregon 3 $ 1,055,000 $ 351,666 $ 86,000
Lincoln, Oregon 3 $ 655,000 $ 218,333 $ 133,000
Wasco, Oregon 3 $ 885,000 $ 295,000 $ 60,000
Davidson, Tennessee 3 $ 605,000 $ 201,666 $ 82,000
Madison, Tennessee 3 $ 395,000 $ 131,666 $ 70,000
Montgomery, Tennessee 3 $ 515,000 $ 171,666 $ 63,000
Sullivan, Tennessee 3 $ 295,000 $ 98,333 $ 44,000
Angelina, Texas 3 $ 345,000 $ 115,000 $ 52,000
Atascosa, Texas 3 $ 415,000 $ 138,333 $ 67,000
Cameron, Texas 3 $ 345,000 $ 115,000 $ 47,000
Cass, Texas 3 $ 615,000 $ 205,000 $ 90,000
Hays, Texas 3 $ 1,135,000 $ 378,333 $ 132,000
Henderson, Texas 3 $ 735,000 $ 245,000 $ 95,000
Hopkins, Texas 3 $ 705,000 $ 235,000 $ 107,000
McCulloch, Texas 3 $ 385,000 $ 128,333 $ 68,000
McLennan, Texas 3 $ 605,000 $ 201,666 $ 118,000
San Patricio, Texas 3 $ 955,000 $ 318,333 $ 169,000
Taylor, Texas 3 $ 1,305,000 $ 435,000 $ 203,000
Titus, Texas 3 $ 345,000 $ 115,000 $ 62,000
Uvalde, Texas 3 $ 1,005,000 $ 335,000 $ 135,000
Van Zandt, Texas 3 $ 515,000 $ 171,666 $ 68,000
Victoria, Texas 3 $ 515,000 $ 171,666 $ 75,000
Wilson, Texas 3 $ 585,000 $ 195,000 $ 55,000
Dane, Wisconsin 3 $ 875,000 $ 291,666 $ 80,000
Oconto, Wisconsin 3 $ 555,000 $ 185,000 $ 68,000
Rock, Wisconsin 3 $ 665,000 $ 221,666 $ 82,000
Santa Cruz, Arizona 2 $ 400,000 $ 200,000 $ 116,000
El Dorado, California 2 $ 850,000 $ 425,000 $ 162,000
Mariposa, California 2 $ 450,000 $ 225,000 $ 104,000
Nevada, California 2 $ 920,000 $ 460,000 $ 130,000
San Luis Obispo, California 2 $ 520,000 $ 260,000 $ 71,000
San Mateo, California 2 $ 990,000 $ 495,000 $ 159,000
Solano, California 2 $ 700,000 $ 350,000 $ 62,000
Archuleta, Colorado 2 $ 280,000 $ 140,000 $ 57,000
Lake, Colorado 2 $ 760,000 $ 380,000 $ 74,000
Moffat, Colorado 2 $ 600,000 $ 300,000 $ 61,000
Otero, Colorado 2 $ 320,000 $ 160,000 $ 65,000
Rio Blanco, Colorado 2 $ 500,000 $ 250,000 $ 39,000
San Miguel, Colorado 2 $ 2,060,000 $ 1,030,000 $ 641,000
Charlotte, Florida 2 $ 440,000 $ 220,000 $ 273,000
Hillsborough, Florida 2 $ 770,000 $ 385,000 $ 124,000
St. Johns, Florida 2 $ 560,000 $ 280,000 $ 130,000
Catoosa, Georgia 2 $ 420,000 $ 210,000 $ 73,000
Glynn, Georgia 2 $ 670,000 $ 335,000 $ 139,000
Walker, Georgia 2 $ 310,000 $ 155,000 $ 41,000
White, Georgia 2 $ 470,000 $ 235,000 $ 65,000
Elkhart, Indiana 2 $ 540,000 $ 270,000 $ 74,000
Lawrence, Indiana 2 $ 310,000 $ 155,000 $ 55,000
Shelby, Indiana 2 $ 530,000 $ 265,000 $ 63,000
St. Joseph, Indiana 2 $ 190,000 $ 95,000 $ 35,000
White, Indiana 2 $ 130,000 $ 65,000 $ 29,000
Jefferson, Louisiana 2 $ 290,000 $ 145,000 $ 45,000
Hennepin, Minnesota 2 $ 790,000 $ 395,000 $ 163,000
Webster, Missouri 2 $ 430,000 $ 215,000 $ 118,000
Sarpy, Nebraska 2 $ 560,000 $ 280,000 $ 129,000
Lander, Nevada 2 $ 560,000 $ 280,000 $ 70,000
Lincoln, Nevada 2 $ 450,000 $ 225,000 $ 60,000
Lincoln, New Mexico 2 $ 380,000 $ 190,000 $ 68,000
San Miguel, New Mexico 2 $ 270,000 $ 135,000 $ 31,000
Sierra, New Mexico 2 $ 400,000 $ 200,000 $ 44,000
Torrance, New Mexico 2 $ 230,000 $ 115,000 $ 58,000
Washington, Oklahoma 2 $ 280,000 $ 140,000 $ 50,000
Klamath, Oregon 2 $ 470,000 $ 235,000 $ 82,000
Horry, South Carolina 2 $ 460,000 $ 230,000 $ 167,000
Lexington, South Carolina 2 $ 540,000 $ 270,000 $ 87,000
Pickens, South Carolina 2 $ 570,000 $ 285,000 $ 209,000
Richland, South Carolina 2 $ 530,000 $ 265,000 $ 212,000
York, South Carolina 2 $ 800,000 $ 400,000 $ 102,000
Anderson, Tennessee 2 $ 260,000 $ 130,000 $ 126,000
Blount, Tennessee 2 $ 270,000 $ 135,000 $ 38,000
Coffee, Tennessee 2 $ 470,000 $ 235,000 $ 85,000
Hickman, Tennessee 2 $ 130,000 $ 65,000 $ 50,000
Sevier, Tennessee 2 $ 660,000 $ 330,000 $ 89,000
Sumner, Tennessee 2 $ 410,000 $ 205,000 $ 45,000
Austin, Texas 2 $ 370,000 $ 185,000 $ 92,000
Fannin, Texas 2 $ 340,000 $ 170,000 $ 54,000
Harrison, Texas 2 $ 350,000 $ 175,000 $ 78,000
Hockley, Texas 2 $ 360,000 $ 180,000 $ 49,000
Jefferson, Texas 2 $ 380,000 $ 190,000 $ 76,000
Kendall, Texas 2 $ 920,000 $ 460,000 $ 150,000
Kerr, Texas 2 $ 450,000 $ 225,000 $ 67,000
Lamar, Texas 2 $ 390,000 $ 195,000 $ 76,000
Liberty, Texas 2 $ 380,000 $ 190,000 $ 53,000
Limestone, Texas 2 $ 340,000 $ 170,000 $ 101,000
Randall, Texas 2 $ 250,000 $ 125,000 $ 59,000
Starr, Texas 2 $ 220,000 $ 110,000 $ 62,000
Tom Green, Texas 2 $ 410,000 $ 205,000 $ 68,000
Walker, Texas 2 $ 390,000 $ 195,000 $ 80,000
Washington, Texas 2 $ 320,000 $ 160,000 $ 97,000
Young, Texas 2 $ 360,000 $ 180,000 $ 69,000
Utah, Utah 2 $ 770,000 $ 385,000 $ 90,000
Isle of Wight, Virginia 2 $ 430,000 $ 215,000 $ 74,000
Newport News, Virginia 2 $ 260,000 $ 130,000 $ 65,000
Ferry, Washington 2 $ 230,000 $ 115,000 $ 64,000
Island, Washington 2 $ 360,000 $ 180,000 $ 61,000
Kitsap, Washington 2 $ 570,000 $ 285,000 $ 104,000
Pacific, Washington 2 $ 220,000 $ 110,000 $ 47,000
Stevens, Washington 2 $ 410,000 $ 205,000 $ 46,000
Fond du Lac, Wisconsin 2 $ 440,000 $ 220,000 $ 108,000
Jefferson, Wisconsin 2 $ 430,000 $ 215,000 $ 97,000
Shawano, Wisconsin 2 $ 130,000 $ 65,000 $ 100,000
Sublette, Wyoming 2 $ 800,000 $ 400,000 $ 376,000
Gila, Arizona 1 $ 255,000 $ 255,000 $ 248,000
Butte, California 1 $ 235,000 $ 235,000 $ 42,000
Inyo, California 1 $ 185,000 $ 185,000 $ 87,000
Lake, California 1 $ 485,000 $ 485,000 $ 210,000
Napa, California 1 $ 665,000 $ 665,000 $ 225,000
San Francisco, California 1 $ 565,000 $ 565,000 $ 311,000
Santa Cruz, California 1 $ 665,000 $ 665,000 $ 101,000
Siskiyou, California 1 $ 155,000 $ 155,000 $ 43,000
Sutter, California 1 $ 265,000 $ 265,000 $ 43,000
Yolo, California 1 $ 305,000 $ 305,000 $ 48,000
Alamosa, Colorado 1 $ 255,000 $ 255,000 $ 52,000
Crowley, Colorado 1 $ 185,000 $ 185,000 $ 42,000
Delta, Colorado 1 $ 165,000 $ 165,000 $ 57,000
Dolores, Colorado 1 $ 145,000 $ 145,000 $ 67,000
Gilpin, Colorado 1 $ 165,000 $ 165,000 $ 34,000
Kit Carson, Colorado 1 $ 215,000 $ 215,000 $ 46,000
Montrose, Colorado 1 $ 345,000 $ 345,000 $ 103,000
Rio Grande, Colorado 1 $ 155,000 $ 155,000 $ 46,000
Saguache, Colorado 1 $ 205,000 $ 205,000 $ 47,000
Alachua, Florida 1 $ 215,000 $ 215,000 $ 98,000
Bay, Florida 1 $ 245,000 $ 245,000 $ 111,000
Clay, Florida 1 $ 225,000 $ 225,000 $ 52,000
Escambia, Florida 1 $ 245,000 $ 245,000 $ 171,000
Flagler, Florida 1 $ 275,000 $ 275,000 $ 76,000
Hernando, Florida 1 $ 165,000 $ 165,000 $ 53,000
Putnam, Florida 1 $ 175,000 $ 175,000 $ 55,000
Santa Rosa, Florida 1 $ 265,000 $ 265,000 $ 52,000
Seminole, Florida 1 $ 305,000 $ 305,000 $ 74,000
Carroll, Georgia 1 $ 405,000 $ 405,000 $ 64,000
Cobb, Georgia 1 $ 185,000 $ 185,000 $ 0
Dade, Georgia 1 $ 335,000 $ 335,000 $ 117,000
Fannin, Georgia 1 $ 245,000 $ 245,000 $ 124,000
Tift, Georgia 1 $ 185,000 $ 185,000 $ 48,000
Blaine, Idaho 1 $ 345,000 $ 345,000 $ 107,000
Fayette, Indiana 1 $ 165,000 $ 165,000 $ 62,000
Hamilton, Indiana 1 $ 405,000 $ 405,000 $ 86,000
Henry, Indiana 1 $ 325,000 $ 325,000 $ 56,000
Jackson, Indiana 1 $ 165,000 $ 165,000 $ 44,000
Monroe, Indiana 1 $ 155,000 $ 155,000 $ 40,000
Montgomery, Indiana 1 $ 195,000 $ 195,000 $ 165,000
Putnam, Indiana 1 $ 5,000 $ 5,000 $ 58,000
Vigo, Indiana 1 $ 165,000 $ 165,000 $ 17,000
Washington, Indiana 1 $ 145,000 $ 145,000 $ 55,000
Carroll, Iowa 1 $ 185,000 $ 185,000 $ 62,000
Caddo, Louisiana 1 $ 215,000 $ 215,000 $ 44,000
Livingston, Louisiana 1 $ 285,000 $ 285,000 $ 130,000
St. John the Baptist, Louisiana 1 $ 75,000 $ 75,000 $ 171,000
St. Landry, Louisiana 1 $ 195,000 $ 195,000 $ 113,000
Vernon, Louisiana 1 $ 185,000 $ 185,000 $ 36,000
Aitkin, Minnesota 1 $ 405,000 $ 405,000 $ 275,000
Becker, Minnesota 1 $ 215,000 $ 215,000 $ 82,000
Cass, Minnesota 1 $ 365,000 $ 365,000 $ 277,000
Isanti, Minnesota 1 $ 265,000 $ 265,000 $ 40,000
Pine, Minnesota 1 $ 265,000 $ 265,000 $ 70,000
Polk, Minnesota 1 $ 245,000 $ 245,000 $ 200,000
Ramsey, Minnesota 1 $ 175,000 $ 175,000 $ 47,000
Scott, Minnesota 1 $ 325,000 $ 325,000 $ 71,000
Clay, Missouri 1 $ 205,000 $ 205,000 $ 77,000
Greene, Missouri 1 $ 205,000 $ 205,000 $ 187,000
Jackson, Missouri 1 $ 165,000 $ 165,000 $ 115,000
Lafayette, Missouri 1 $ 195,000 $ 195,000 $ 78,000
St. Louis, Missouri 1 $ 195,000 $ 195,000 $ 68,000
Box Butte, Nebraska 1 $ 105,000 $ 105,000 $ 51,000
Gage, Nebraska 1 $ 145,000 $ 145,000 $ 110,000
Hall, Nebraska 1 $ 245,000 $ 245,000 $ 57,000
Lancaster, Nebraska 1 $ 195,000 $ 195,000 $ 289,000
Platte, Nebraska 1 $ 185,000 $ 185,000 $ 86,000
Storey, Nevada 1 $ 265,000 $ 265,000 $ 65,000
Catron, New Mexico 1 $ 175,000 $ 175,000 $ 90,000
Cibola, New Mexico 1 $ 265,000 $ 265,000 $ 63,000
Los Alamos, New Mexico 1 $ 405,000 $ 405,000 $ 110,000
Luna, New Mexico 1 $ 195,000 $ 195,000 $ 34,000
Quay, New Mexico 1 $ 185,000 $ 185,000 $ 62,000
Cabarrus, North Carolina 1 $ 275,000 $ 275,000 $ 92,000
Cleveland, Oklahoma 1 $ 95,000 $ 95,000 $ 286,000
Pittsburg, Oklahoma 1 $ 115,000 $ 115,000 $ 96,000
Tulsa, Oklahoma 1 $ 65,000 $ 65,000 $ 36,000
Wagoner, Oklahoma 1 $ 285,000 $ 285,000 $ 61,000
Crook, Oregon 1 $ 425,000 $ 425,000 $ 114,000
Grant, Oregon 1 $ 145,000 $ 145,000 $ 53,000
Malheur, Oregon 1 $ 155,000 $ 155,000 $ 29,000
Polk, Oregon 1 $ 325,000 $ 325,000 $ 66,000
Union, Oregon 1 $ 225,000 $ 225,000 $ 52,000
Calhoun, South Carolina 1 $ 55,000 $ 55,000 $ 57,000
Edgefield, South Carolina 1 $ 205,000 $ 205,000 $ 60,000
Laurens, South Carolina 1 $ 245,000 $ 245,000 $ 119,000
Oconee, South Carolina 1 $ 465,000 $ 465,000 $ 165,000
Bledsoe, Tennessee 1 $ 155,000 $ 155,000 $ 101,000
Campbell, Tennessee 1 $ 125,000 $ 125,000 $ 34,000
Cheatham, Tennessee 1 $ 425,000 $ 425,000 $ 190,000
Cumberland, Tennessee 1 $ 285,000 $ 285,000 $ 53,000
Hamblen, Tennessee 1 $ 225,000 $ 225,000 $ 76,000
Hawkins, Tennessee 1 $ 145,000 $ 145,000 $ 43,000
Knox, Tennessee 1 $ 335,000 $ 335,000 $ 153,000
Lawrence, Tennessee 1 $ 135,000 $ 135,000 $ 31,000
Marshall, Tennessee 1 $ 265,000 $ 265,000 $ 51,000
McNairy, Tennessee 1 $ 165,000 $ 165,000 $ 45,000
Roane, Tennessee 1 $ 125,000 $ 125,000 $ 42,000
Sequatchie, Tennessee 1 $ 435,000 $ 435,000 $ 117,000
Wilson, Tennessee 1 $ 275,000 $ 275,000 $ 128,000
Bowie, Texas 1 $ 215,000 $ 215,000 $ 74,000
Brewster, Texas 1 $ 385,000 $ 385,000 $ 166,000
Burleson, Texas 1 $ 245,000 $ 245,000 $ 136,000
Callahan, Texas 1 $ 325,000 $ 325,000 $ 83,000
Camp, Texas 1 $ 185,000 $ 185,000 $ 75,000
Carson, Texas 1 $ 195,000 $ 195,000 $ 45,000
Chambers, Texas 1 $ 235,000 $ 235,000 $ 87,000
Delta, Texas 1 $ 125,000 $ 125,000 $ 40,000
DeWitt, Texas 1 $ 275,000 $ 275,000 $ 157,000
Fayette, Texas 1 $ 205,000 $ 205,000 $ 135,000
Gaines, Texas 1 $ 235,000 $ 235,000 $ 90,000
Garza, Texas 1 $ 205,000 $ 205,000 $ 21,000
Hidalgo, Texas 1 $ 355,000 $ 355,000 $ 118,000
Jack, Texas 1 $ 175,000 $ 175,000 $ 56,000
Karnes, Texas 1 $ 95,000 $ 95,000 $ 40,000
Lamb, Texas 1 $ 225,000 $ 225,000 $ 69,000
Llano, Texas 1 $ 285,000 $ 285,000 $ 88,000
Lynn, Texas 1 $ 115,000 $ 115,000 $ 101,000
Madison, Texas 1 $ 495,000 $ 495,000 $ 0
Marion, Texas 1 $ 305,000 $ 305,000 $ 175,000
Mills, Texas 1 $ 95,000 $ 95,000 $ 52,000
Morris, Texas 1 $ 335,000 $ 335,000 $ 54,000
Nacogdoches, Texas 1 $ 95,000 $ 95,000 $ 78,000
Navarro, Texas 1 $ 225,000 $ 225,000 $ 66,000
Orange, Texas 1 $ 175,000 $ 175,000 $ 114,000
Polk, Texas 1 $ 95,000 $ 95,000 $ 83,000
Potter, Texas 1 $ 205,000 $ 205,000 $ 102,000
Rusk, Texas 1 $ 165,000 $ 165,000 $ 102,000
Trinity, Texas 1 $ 95,000 $ 95,000 $ 223,000
Upshur, Texas 1 $ 195,000 $ 195,000 $ 86,000
Wharton, Texas 1 $ 195,000 $ 195,000 $ 51,000
Wichita, Texas 1 $ 265,000 $ 265,000 $ 91,000
Wood, Texas 1 $ 95,000 $ 95,000 $ 51,000
Iron, Utah 1 $ 295,000 $ 295,000 $ 158,000
Salt Lake, Utah 1 $ 515,000 $ 515,000 $ 84,000
Portsmouth, Virginia 1 $ 245,000 $ 245,000 $ 56,000
Richmond City, Virginia 1 $ 225,000 $ 225,000 $ 76,000
Roanoke City, Virginia 1 $ 205,000 $ 205,000 $ 205,000
York, Virginia 1 $ 445,000 $ 445,000 $ 153,000
Jefferson, Washington 1 $ 365,000 $ 365,000 $ 140,000
Kittitas, Washington 1 $ 345,000 $ 345,000 $ 56,000
Lewis, Washington 1 $ 225,000 $ 225,000 $ 43,000
Mason, Washington 1 $ 355,000 $ 355,000 $ 97,000
Skagit, Washington 1 $ 485,000 $ 485,000 $ 103,000
Thurston, Washington 1 $ 185,000 $ 185,000 $ 171,000
Wahkiakum, Washington 1 $ 285,000 $ 285,000 $ 78,000
Walla Walla, Washington 1 $ 305,000 $ 305,000 $ 92,000
Whitman, Washington 1 $ 215,000 $ 215,000 $ 61,000
Adams, Wisconsin 1 $ 55,000 $ 55,000 $ 15,000
Barron, Wisconsin 1 $ 265,000 $ 265,000 $ 96,000
Dodge, Wisconsin 1 $ 155,000 $ 155,000 $ 122,000
Green Lake, Wisconsin 1 $ 115,000 $ 115,000 $ 71,000
Juneau, Wisconsin 1 $ 85,000 $ 85,000 $ 60,000
Marinette, Wisconsin 1 $ 135,000 $ 135,000 $ 33,000
Ozaukee, Wisconsin 1 $ 205,000 $ 205,000 $ 61,000
Portage, Wisconsin 1 $ 265,000 $ 265,000 $ 52,000
Campbell, Wyoming 1 $ 195,000 $ 195,000 $ 54,000
Carbon, Wyoming 1 $ 255,000 $ 255,000 $ 110,000
Platte, Wyoming 1 $ 65,000 $ 65,000 $ 89,000
Sheridan, Wyoming 1 $ 355,000 $ 355,000 $ 139,000
Uinta, Wyoming 1 $ 175,000 $ 175,000 $ 94,000

Mortgage Loan Application Detail Totals for Loan Simple, Inc. in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,526 $1,077,460,000 $305,000 $1,715,000 $98,000 $1,739,000
Refinancing 1,341 $409,065,000 $305,000 $1,765,000 $116,000 $4,176,000
Cash-out Refinancing 1,016 $316,160,000 $311,000 $1,075,000 $113,000 $3,670,000
Other Purpose 3 $35,000 $11,000 $15,000 $79,000 $103,000
Home Improvement 1 $325,000 $325,000 $325,000 $107,000 $107,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,474 $1,077,880,000 $310,000 $1,715,000 $112,000 $4,176,000
Hispanic 982 $272,180,000 $277,000 $1,265,000 $80,000 $332,000
Not Provided 765 $248,905,000 $325,000 $1,765,000 $108,000 $804,000
Asian 305 $105,935,000 $347,000 $1,325,000 $123,000 $831,000
Black or African American 273 $73,755,000 $270,000 $655,000 $81,000 $325,000
American Indian or Alaskan Native 51 $12,115,000 $237,000 $545,000 $86,000 $300,000
Native Hawaiian or Other Pacific Islander 11 $4,185,000 $380,000 $855,000 $100,000 $157,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,478 $1,392,650,000 $310,000 $1,765,000 $115,000 $4,176,000
FHA-insured (Federal Housing Administration) 967 $270,405,000 $279,000 $1,325,000 $73,000 $300,000
VA-guaranteed (Veterans Administration) 249 $92,355,000 $370,000 $935,000 $89,000 $297,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 193 $47,635,000 $246,000 $635,000 $64,000 $124,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,964 $1,217,470,000 $307,000 $1,715,000 $105,000 $1,730,000
Application Withdrawn By Applicant 1,568 $490,110,000 $312,000 $1,765,000 $111,000 $4,176,000
File Closed For Incompleteness 189 $50,205,000 $265,000 $885,000 $81,000 $356,000
Application Denied By Financial Institution 162 $43,930,000 $271,000 $785,000 $82,000 $1,739,000
Application Approved But Not Accepted 4 $1,330,000 $332,000 $495,000 $102,000 $134,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 5,725 $1,759,115,000 $307,000 $1,765,000 $106,000 $4,176,000
Credit History 52 $14,370,000 $276,000 $515,000 $77,000 $300,000
Debt-To-Income Ratio 46 $11,750,000 $255,000 $615,000 $48,000 $165,000
Other 27 $7,375,000 $273,000 $785,000 $69,000 $297,000
Collateral 12 $3,070,000 $255,000 $505,000 $86,000 $156,000
Unverifiable Information 11 $3,975,000 $361,000 $725,000 $300,000 $1,739,000
Employment History 10 $2,200,000 $220,000 $355,000 $55,000 $128,000
Insufficient Cash (Downpayment, Closing Cost) 2 $680,000 $340,000 $385,000 $79,000 $91,000
Credit Application Incomplete 2 $510,000 $255,000 $355,000 $49,000 $76,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Loan Simple, Inc.'s 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Loan Simple, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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