Loanleaders Of America, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Loanleaders Of America, Inc. 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Loanleaders Of America, Inc. 38 Executive Park #260 Irvine, CA 92614 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 |
| Total Number of Mortgage Applications | 509 |
| Total Mortgage Loan Application Amount | $163,545,000 |
| Average Mortgage Loan Application Amount | $341,000 |
| Highest Mortgage Loan Application Amount | $2,555,000 |
| Average Applicant Income | $99,000 |
| Highest Applicant Income | $671,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Loanleaders Of America, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Loanleaders Of America, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Loanleaders Of America, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Loanleaders Of America, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Loanleaders Of America, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Loanleaders Of America, Inc.'s mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 27 | $ 11,885,000 | $ 440,000 | $ 111,000 |
| San Bernardino County California | 23 | $ 7,995,000 | $ 347,000 | $ 98,000 |
| Maricopa County Arizona | 13 | $ 4,125,000 | $ 317,000 | $ 118,000 |
| Riverside County California | 12 | $ 5,510,000 | $ 459,000 | $ 91,000 |
| Orange County California | 11 | $ 5,555,000 | $ 505,000 | $ 177,000 |
| San Diego County California | 10 | $ 7,360,000 | $ 736,000 | $ 80,000 |
| Fulton County Georgia | 9 | $ 2,185,000 | $ 242,000 | $ 74,000 |
| King County Washington | 9 | $ 4,145,000 | $ 460,000 | $ 135,000 |
| Hillsborough County Florida | 8 | $ 1,880,000 | $ 235,000 | $ 70,000 |
| Gwinnett County Georgia | 8 | $ 2,130,000 | $ 266,000 | $ 73,000 |
| Sacramento County California | 6 | $ 1,510,000 | $ 251,000 | $ 60,000 |
| Stanislaus County California | 6 | $ 1,680,000 | $ 280,000 | $ 66,000 |
| Duval County Florida | 6 | $ 1,590,000 | $ 265,000 | $ 76,000 |
| Kern County California | 5 | $ 1,225,000 | $ 245,000 | $ 57,000 |
| Polk County Florida | 5 | $ 995,000 | $ 199,000 | $ 79,000 |
| Cherokee County Georgia | 5 | $ 1,455,000 | $ 291,000 | $ 122,000 |
| Ocean County New Jersey | 5 | $ 1,475,000 | $ 295,000 | $ 110,000 |
| Montgomery County Pennsylvania | 5 | $ 1,285,000 | $ 257,000 | $ 67,000 |
| Horry County South Carolina | 5 | $ 1,005,000 | $ 201,000 | $ 55,000 |
| Salt Lake County Utah | 5 | $ 1,695,000 | $ 339,000 | $ 62,000 |
| Tulare County California | 4 | $ 1,110,000 | $ 277,000 | $ 85,000 |
| Miami-Dade County Florida | 4 | $ 1,640,000 | $ 410,000 | $ 138,000 |
| Palm Beach County Florida | 4 | $ 910,000 | $ 227,000 | $ 135,000 |
| Cobb County Georgia | 4 | $ 1,180,000 | $ 295,000 | $ 57,000 |
| Prince George's County Maryland | 4 | $ 1,350,000 | $ 337,000 | $ 104,000 |
| Essex County New Jersey | 4 | $ 950,000 | $ 237,000 | $ 75,000 |
| Delaware County Pennsylvania | 4 | $ 910,000 | $ 227,000 | $ 129,000 |
| Dallas County Texas | 4 | $ 970,000 | $ 242,000 | $ 81,000 |
| Pima County Arizona | 3 | $ 525,000 | $ 175,000 | $ 161,000 |
| Pinal County Arizona | 3 | $ 915,000 | $ 305,000 | $ 110,000 |
| Alameda County California | 3 | $ 1,295,000 | $ 431,000 | $ 97,000 |
| Contra Costa County California | 3 | $ 1,325,000 | $ 441,000 | $ 94,000 |
| Ventura County California | 3 | $ 1,575,000 | $ 525,000 | $ 129,000 |
| El Paso County Colorado | 3 | $ 1,155,000 | $ 385,000 | $ 87,000 |
| Broward County Florida | 3 | $ 935,000 | $ 311,000 | $ 68,000 |
| Hernando County Florida | 3 | $ 685,000 | $ 228,000 | $ 66,000 |
| Orange County Florida | 3 | $ 905,000 | $ 301,000 | $ 112,000 |
| Pasco County Florida | 3 | $ 885,000 | $ 295,000 | $ 95,000 |
| Pinellas County Florida | 3 | $ 525,000 | $ 175,000 | $ 75,000 |
| Sarasota County Florida | 3 | $ 695,000 | $ 231,000 | $ 81,000 |
| DeKalb County Georgia | 3 | $ 695,000 | $ 231,000 | $ 63,000 |
| Henry County Georgia | 3 | $ 955,000 | $ 318,000 | $ 96,000 |
| Baltimore City County Maryland | 3 | $ 705,000 | $ 235,000 | $ 89,000 |
| Montgomery County Maryland | 3 | $ 765,000 | $ 255,000 | $ 82,000 |
| Middlesex County New Jersey | 3 | $ 945,000 | $ 315,000 | $ 85,000 |
| Monmouth County New Jersey | 3 | $ 955,000 | $ 318,000 | $ 126,000 |
| Gaston County North Carolina | 3 | $ 825,000 | $ 275,000 | $ 81,000 |
| Mecklenburg County North Carolina | 3 | $ 625,000 | $ 208,000 | $ 56,000 |
| Anderson County South Carolina | 3 | $ 845,000 | $ 281,000 | $ 120,000 |
| Richland County South Carolina | 3 | $ 685,000 | $ 228,000 | $ 66,000 |
| York County South Carolina | 3 | $ 805,000 | $ 268,000 | $ 196,000 |
| Bexar County Texas | 3 | $ 765,000 | $ 255,000 | $ 145,000 |
| Collin County Texas | 3 | $ 765,000 | $ 255,000 | $ 71,000 |
| Tarrant County Texas | 3 | $ 1,035,000 | $ 345,000 | $ 102,000 |
| Travis County Texas | 3 | $ 585,000 | $ 195,000 | $ 65,000 |
| Newport News County Virginia | 3 | $ 655,000 | $ 218,000 | $ 64,000 |
| Pierce County Washington | 3 | $ 775,000 | $ 258,000 | $ 59,000 |
| Snohomish County Washington | 3 | $ 1,335,000 | $ 445,000 | $ 79,000 |
| Spokane County Washington | 3 | $ 935,000 | $ 311,000 | $ 80,000 |
| Chambers County Alabama | 2 | $ 270,000 | $ 135,000 | $ 43,000 |
| Jefferson County Alabama | 2 | $ 1,050,000 | $ 525,000 | $ 132,000 |
| Mohave County Arizona | 2 | $ 310,000 | $ 155,000 | $ 86,000 |
| Fresno County California | 2 | $ 610,000 | $ 305,000 | $ 120,000 |
| Merced County California | 2 | $ 580,000 | $ 290,000 | $ 75,000 |
| Monterey County California | 2 | $ 1,010,000 | $ 505,000 | $ 105,000 |
| San Benito County California | 2 | $ 1,100,000 | $ 550,000 | $ 113,000 |
| San Francisco County California | 2 | $ 2,630,000 | $ 1,315,000 | $ 312,000 |
| San Luis Obispo County California | 2 | $ 520,000 | $ 260,000 | $ 48,000 |
| Santa Clara County California | 2 | $ 1,160,000 | $ 580,000 | $ 169,000 |
| Solano County California | 2 | $ 990,000 | $ 495,000 | $ 95,000 |
| Brevard County Florida | 2 | $ 590,000 | $ 295,000 | $ 99,000 |
| Lee County Florida | 2 | $ 550,000 | $ 275,000 | $ 113,000 |
| Osceola County Florida | 2 | $ 420,000 | $ 210,000 | $ 47,000 |
| Volusia County Florida | 2 | $ 560,000 | $ 280,000 | $ 87,000 |
| Clayton County Georgia | 2 | $ 760,000 | $ 380,000 | $ 116,000 |
| Coweta County Georgia | 2 | $ 410,000 | $ 205,000 | $ 60,000 |
| Effingham County Georgia | 2 | $ 430,000 | $ 215,000 | $ 69,000 |
| Pike County Georgia | 2 | $ 410,000 | $ 205,000 | $ 68,000 |
| Spalding County Georgia | 2 | $ 690,000 | $ 345,000 | $ 99,000 |
| Ada County Idaho | 2 | $ 590,000 | $ 295,000 | $ 81,000 |
| East Baton Rouge County Louisiana | 2 | $ 470,000 | $ 235,000 | $ 104,000 |
| Baltimore County Maryland | 2 | $ 430,000 | $ 215,000 | $ 74,000 |
| Burlington County New Jersey | 2 | $ 590,000 | $ 295,000 | $ 102,000 |
| Hudson County New Jersey | 2 | $ 510,000 | $ 255,000 | $ 74,000 |
| Passaic County New Jersey | 2 | $ 700,000 | $ 350,000 | $ 98,000 |
| Guilford County North Carolina | 2 | $ 350,000 | $ 175,000 | $ 62,000 |
| Douglas County Oregon | 2 | $ 400,000 | $ 200,000 | $ 56,000 |
| Northampton County Pennsylvania | 2 | $ 520,000 | $ 260,000 | $ 66,000 |
| Charleston County South Carolina | 2 | $ 560,000 | $ 280,000 | $ 60,000 |
| Greenville County South Carolina | 2 | $ 290,000 | $ 145,000 | $ 27,000 |
| Bell County Texas | 2 | $ 810,000 | $ 405,000 | $ 60,000 |
| Fort Bend County Texas | 2 | $ 360,000 | $ 180,000 | $ 106,000 |
| Hidalgo County Texas | 2 | $ 340,000 | $ 170,000 | $ 143,000 |
| Williamson County Texas | 2 | $ 840,000 | $ 420,000 | $ 177,000 |
| Rockingham County Virginia | 2 | $ 700,000 | $ 350,000 | $ 95,000 |
| Barbour County Alabama | 1 | $ 165,000 | $ 165,000 | $ 77,000 |
| Choctaw County Alabama | 1 | $ 185,000 | $ 185,000 | $ 48,000 |
| Coffee County Alabama | 1 | $ 295,000 | $ 295,000 | $ 77,000 |
| Colbert County Alabama | 1 | $ 265,000 | $ 265,000 | $ 300,000 |
| Lauderdale County Alabama | 1 | $ 165,000 | $ 165,000 | $ 53,000 |
| Lawrence County Alabama | 1 | $ 275,000 | $ 275,000 | $ 161,000 |
| Madison County Alabama | 1 | $ 385,000 | $ 385,000 | $ 130,000 |
| Mobile County Alabama | 1 | $ 265,000 | $ 265,000 | $ 82,000 |
| Morgan County Alabama | 1 | $ 195,000 | $ 195,000 | $ 86,000 |
| Tuscaloosa County Alabama | 1 | $ 215,000 | $ 215,000 | $ 78,000 |
| Navajo County Arizona | 1 | $ 135,000 | $ 135,000 | $ 20,000 |
| Yavapai County Arizona | 1 | $ 535,000 | $ 535,000 | $ 135,000 |
| Humboldt County California | 1 | $ 185,000 | $ 185,000 | $ 107,000 |
| Modoc County California | 1 | $ 195,000 | $ 195,000 | $ 131,000 |
| Placer County California | 1 | $ 325,000 | $ 325,000 | $ 47,000 |
| San Joaquin County California | 1 | $ 265,000 | $ 265,000 | $ 40,000 |
| San Mateo County California | 1 | $ 725,000 | $ 725,000 | $ 155,000 |
| Shasta County California | 1 | $ 235,000 | $ 235,000 | $ 68,000 |
| Trinity County California | 1 | $ 405,000 | $ 405,000 | $ 73,000 |
| Yuba County California | 1 | $ 375,000 | $ 375,000 | $ 93,000 |
| Douglas County Colorado | 1 | $ 315,000 | $ 315,000 | $ 79,000 |
| Kit Carson County Colorado | 1 | $ 175,000 | $ 175,000 | $ 59,000 |
| Larimer County Colorado | 1 | $ 315,000 | $ 315,000 | $ 56,000 |
| Pueblo County Colorado | 1 | $ 425,000 | $ 425,000 | $ 130,000 |
| Weld County Colorado | 1 | $ 225,000 | $ 225,000 | $ 70,000 |
| Clay County Florida | 1 | $ 165,000 | $ 165,000 | $ 85,000 |
| Highlands County Florida | 1 | $ 125,000 | $ 125,000 | $ 29,000 |
| Lake County Florida | 1 | $ 335,000 | $ 335,000 | $ 88,000 |
| Monroe County Florida | 1 | $ 325,000 | $ 325,000 | $ 328,000 |
| Nassau County Florida | 1 | $ 1,285,000 | $ 1,285,000 | $ 250,000 |
| Okaloosa County Florida | 1 | $ 185,000 | $ 185,000 | $ 49,000 |
| Putnam County Florida | 1 | $ 145,000 | $ 145,000 | $ 53,000 |
| Seminole County Florida | 1 | $ 295,000 | $ 295,000 | $ 58,000 |
| St. Lucie County Florida | 1 | $ 395,000 | $ 395,000 | $ 104,000 |
| Bibb County Georgia | 1 | $ 215,000 | $ 215,000 | $ 67,000 |
| Bulloch County Georgia | 1 | $ 265,000 | $ 265,000 | $ 46,000 |
| Catoosa County Georgia | 1 | $ 235,000 | $ 235,000 | $ 68,000 |
| Chatham County Georgia | 1 | $ 545,000 | $ 545,000 | $ 97,000 |
| Fayette County Georgia | 1 | $ 325,000 | $ 325,000 | $ 122,000 |
| Floyd County Georgia | 1 | $ 185,000 | $ 185,000 | $ 48,000 |
| Lowndes County Georgia | 1 | $ 135,000 | $ 135,000 | $ 26,000 |
| Lumpkin County Georgia | 1 | $ 395,000 | $ 395,000 | $ 125,000 |
| Meriwether County Georgia | 1 | $ 105,000 | $ 105,000 | $ 29,000 |
| Morgan County Georgia | 1 | $ 245,000 | $ 245,000 | $ 93,000 |
| Oglethorpe County Georgia | 1 | $ 195,000 | $ 195,000 | $ 37,000 |
| Paulding County Georgia | 1 | $ 235,000 | $ 235,000 | $ 67,000 |
| Polk County Georgia | 1 | $ 275,000 | $ 275,000 | $ 120,000 |
| Walker County Georgia | 1 | $ 165,000 | $ 165,000 | $ 29,000 |
| Ware County Georgia | 1 | $ 145,000 | $ 145,000 | $ 39,000 |
| Bannock County Idaho | 1 | $ 215,000 | $ 215,000 | $ 47,000 |
| Caddo County Louisiana | 1 | $ 155,000 | $ 155,000 | $ 32,000 |
| Jefferson County Louisiana | 1 | $ 225,000 | $ 225,000 | $ 52,000 |
| Livingston County Louisiana | 1 | $ 155,000 | $ 155,000 | $ 80,000 |
| Orleans County Louisiana | 1 | $ 135,000 | $ 135,000 | $ 23,000 |
| St. John the Baptist County Louisiana | 1 | $ 115,000 | $ 115,000 | $ 46,000 |
| Tangipahoa County Louisiana | 1 | $ 175,000 | $ 175,000 | $ 145,000 |
| Anne Arundel County Maryland | 1 | $ 485,000 | $ 485,000 | $ 112,000 |
| Carroll County Maryland | 1 | $ 285,000 | $ 285,000 | $ 147,000 |
| Charles County Maryland | 1 | $ 235,000 | $ 235,000 | $ 108,000 |
| Harford County Maryland | 1 | $ 205,000 | $ 205,000 | $ 62,000 |
| Washington County Maryland | 1 | $ 195,000 | $ 195,000 | $ 52,000 |
| Wicomico County Maryland | 1 | $ 145,000 | $ 145,000 | $ 36,000 |
| Barnstable County Massachusetts | 1 | $ 325,000 | $ 325,000 | $ 88,000 |
| Norfolk County Massachusetts | 1 | $ 735,000 | $ 735,000 | $ 175,000 |
| Suffolk County Massachusetts | 1 | $ 565,000 | $ 565,000 | $ 112,000 |
| Atlantic County New Jersey | 1 | $ 165,000 | $ 165,000 | $ 45,000 |
| Bergen County New Jersey | 1 | $ 505,000 | $ 505,000 | $ 150,000 |
| Camden County New Jersey | 1 | $ 195,000 | $ 195,000 | $ 125,000 |
| Hunterdon County New Jersey | 1 | $ 255,000 | $ 255,000 | $ 114,000 |
| Mercer County New Jersey | 1 | $ 225,000 | $ 225,000 | $ 56,000 |
| Somerset County New Jersey | 1 | $ 365,000 | $ 365,000 | $ 82,000 |
| Sussex County New Jersey | 1 | $ 625,000 | $ 625,000 | $ 185,000 |
| Union County New Jersey | 1 | $ 245,000 | $ 245,000 | $ 70,000 |
| Warren County New Jersey | 1 | $ 155,000 | $ 155,000 | $ 79,000 |
| Cabarrus County North Carolina | 1 | $ 365,000 | $ 365,000 | $ 84,000 |
| Durham County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 132,000 |
| Franklin County North Carolina | 1 | $ 335,000 | $ 335,000 | $ 120,000 |
| Johnston County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 89,000 |
| McDowell County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 62,000 |
| Orange County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 42,000 |
| Rowan County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 138,000 |
| Union County North Carolina | 1 | $ 365,000 | $ 365,000 | $ 80,000 |
| Watauga County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 44,000 |
| Benton County Oregon | 1 | $ 165,000 | $ 165,000 | $ 50,000 |
| Jefferson County Oregon | 1 | $ 275,000 | $ 275,000 | $ 60,000 |
| Linn County Oregon | 1 | $ 245,000 | $ 245,000 | $ 55,000 |
| Multnomah County Oregon | 1 | $ 525,000 | $ 525,000 | $ 153,000 |
| Allegheny County Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Butler County Pennsylvania | 1 | $ 365,000 | $ 365,000 | $ 180,000 |
| Lebanon County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 103,000 |
| Lehigh County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 47,000 |
| Luzerne County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 63,000 |
| Monroe County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 123,000 |
| Westmoreland County Pennsylvania | 1 | $ 415,000 | $ 415,000 | $ 227,000 |
| York County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 44,000 |
| Beaufort County South Carolina | 1 | $ 375,000 | $ 375,000 | $ 187,000 |
| Dorchester County South Carolina | 1 | $ 205,000 | $ 205,000 | $ 74,000 |
| Knox County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 154,000 |
| Sevier County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Shelby County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 671,000 |
| Sullivan County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 38,000 |
| Sumner County Tennessee | 1 | $ 335,000 | $ 335,000 | $ 58,000 |
| Cameron County Texas | 1 | $ 155,000 | $ 155,000 | $ 59,000 |
| Coryell County Texas | 1 | $ 245,000 | $ 245,000 | $ 97,000 |
| Denton County Texas | 1 | $ 445,000 | $ 445,000 | $ 124,000 |
| Gillespie County Texas | 1 | $ 545,000 | $ 545,000 | $ 221,000 |
| Harris County Texas | 1 | $ 205,000 | $ 205,000 | $ 90,000 |
| Henderson County Texas | 1 | $ 185,000 | $ 185,000 | $ 134,000 |
| Kaufman County Texas | 1 | $ 315,000 | $ 315,000 | $ 134,000 |
| Montgomery County Texas | 1 | $ 645,000 | $ 645,000 | $ 219,000 |
| Davis County Utah | 1 | $ 305,000 | $ 305,000 | $ 72,000 |
| Washington County Utah | 1 | $ 355,000 | $ 355,000 | $ 59,000 |
| Weber County Utah | 1 | $ 315,000 | $ 315,000 | $ 28,000 |
| Chesterfield County Virginia | 1 | $ 275,000 | $ 275,000 | $ 68,000 |
| Essex County Virginia | 1 | $ 175,000 | $ 175,000 | $ 114,000 |
| Fairfax County Virginia | 1 | $ 175,000 | $ 175,000 | $ 72,000 |
| Fairfax City County Virginia | 1 | $ 855,000 | $ 855,000 | $ 232,000 |
| Frederick County Virginia | 1 | $ 235,000 | $ 235,000 | $ 118,000 |
| Hanover County Virginia | 1 | $ 215,000 | $ 215,000 | $ 88,000 |
| Harrisonburg County Virginia | 1 | $ 265,000 | $ 265,000 | $ 75,000 |
| Loudoun County Virginia | 1 | $ 885,000 | $ 885,000 | $ 188,000 |
| Prince William County Virginia | 1 | $ 255,000 | $ 255,000 | $ 70,000 |
| Waynesboro County Virginia | 1 | $ 225,000 | $ 225,000 | $ 73,000 |
| York County Virginia | 1 | $ 245,000 | $ 245,000 | $ 110,000 |
| Clark County Washington | 1 | $ 325,000 | $ 325,000 | $ 49,000 |
| Grant County Washington | 1 | $ 245,000 | $ 245,000 | $ 31,000 |
| Mason County Washington | 1 | $ 245,000 | $ 245,000 | $ 99,000 |
| Skagit County Washington | 1 | $ 245,000 | $ 245,000 | $ 60,000 |
| Yakima County Washington | 1 | $ 285,000 | $ 285,000 | $ 146,000 |
Mortgage Loan Application Detail Totals for Loanleaders Of America, Inc. in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 337 | $99,165,000 | $294,000 | $1,125,000 | $90,000 | $382,000 |
| Home Purchase | 70 | $28,720,000 | $410,000 | $1,285,000 | $129,000 | $671,000 |
| Refinancing | 68 | $26,350,000 | $387,000 | $2,555,000 | $97,000 | $438,000 |
| Home Improvement | 34 | $9,310,000 | $273,000 | $815,000 | $80,000 | $234,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 293 | $96,405,000 | $329,000 | $2,555,000 | $99,000 | $671,000 |
| Black or African American | 92 | $25,400,000 | $276,000 | $695,000 | $85,000 | $338,000 |
| Hispanic | 82 | $24,230,000 | $295,000 | $885,000 | $89,000 | $234,000 |
| Not Provided | 23 | $8,665,000 | $376,000 | $945,000 | $104,000 | $277,000 |
| Asian | 17 | $8,345,000 | $490,000 | $1,505,000 | $134,000 | $438,000 |
| American Indian or Alaskan Native | 1 | $315,000 | $315,000 | $315,000 | $53,000 | $53,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $185,000 | $185,000 | $185,000 | $49,000 | $49,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 263 | $75,195,000 | $285,000 | $885,000 | $86,000 | $260,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 238 | $84,040,000 | $353,000 | $2,555,000 | $106,000 | $671,000 |
| VA-guaranteed (Veterans Administration) | 8 | $4,310,000 | $538,000 | $1,285,000 | $131,000 | $250,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 327 | $107,755,000 | $329,000 | $2,285,000 | $104,000 | $520,000 |
| Application Withdrawn By Applicant | 104 | $34,070,000 | $327,000 | $2,555,000 | $79,000 | $219,000 |
| Application Denied By Financial Institution | 40 | $10,380,000 | $259,000 | $555,000 | $76,000 | $206,000 |
| File Closed For Incompleteness | 37 | $11,105,000 | $300,000 | $815,000 | $99,000 | $671,000 |
| Application Approved But Not Accepted | 1 | $235,000 | $235,000 | $235,000 | $39,000 | $39,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 469 | $153,165,000 | $326,000 | $2,555,000 | $98,000 | $671,000 |
| Credit History | 25 | $6,515,000 | $260,000 | $555,000 | $75,000 | $180,000 |
| Collateral | 6 | $1,530,000 | $255,000 | $505,000 | $77,000 | $150,000 |
| Debt-To-Income Ratio | 5 | $1,315,000 | $263,000 | $495,000 | $68,000 | $123,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $480,000 | $240,000 | $275,000 | $51,000 | $56,000 |
| Unverifiable Information | 2 | $540,000 | $270,000 | $275,000 | $126,000 | $206,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Loanleaders Of America, Inc.'s 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Loanleaders Of America, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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