Loanleaders of America, Inc Mortgage Lending & HMDA Data, 2022

In 2022, Loanleaders of America, Inc of Irvine, CA reported 509 mortgage applications totaling $163.5 million, down 70% from 2021. The average application was for $321,306, and applicants reported an average income of $95,630. 64% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (44), Riverside-San Bernardino-Ontario, CA (35) and Los Angeles-Long Beach-Glendale, CA (27) (applications in parentheses).

Mortgage Company & Address Loanleaders of America, Inc
38 Executive Park, Suite 260
Irvine, CA 92614
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  
Total Number of Mortgage Applications 509
Total Mortgage Loan Application Amount $163,545,000
Average Mortgage Loan Application Amount $321,306
Highest Mortgage Loan Application Amount $2,555,000
Average Applicant Income $95,630
Highest Applicant Income $671,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Loanleaders of America, Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Loanleaders of America, Inc by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 27 $ 11,885,000 $ 440,185 $ 111,000
San Bernardino, California 23 $ 7,995,000 $ 347,608 $ 98,000
Maricopa, Arizona 13 $ 4,125,000 $ 317,307 $ 118,000
Riverside, California 12 $ 5,510,000 $ 459,166 $ 91,000
Orange, California 11 $ 5,555,000 $ 505,000 $ 177,000
San Diego, California 10 $ 7,360,000 $ 736,000 $ 80,000
Fulton, Georgia 9 $ 2,185,000 $ 242,777 $ 74,000
King, Washington 9 $ 4,145,000 $ 460,555 $ 135,000
Hillsborough, Florida 8 $ 1,880,000 $ 235,000 $ 70,000
Gwinnett, Georgia 8 $ 2,130,000 $ 266,250 $ 73,000
Sacramento, California 6 $ 1,510,000 $ 251,666 $ 60,000
Stanislaus, California 6 $ 1,680,000 $ 280,000 $ 66,000
Duval, Florida 6 $ 1,590,000 $ 265,000 $ 76,000
Kern, California 5 $ 1,225,000 $ 245,000 $ 57,000
Polk, Florida 5 $ 995,000 $ 199,000 $ 79,000
Cherokee, Georgia 5 $ 1,455,000 $ 291,000 $ 122,000
Ocean, New Jersey 5 $ 1,475,000 $ 295,000 $ 110,000
Montgomery, Pennsylvania 5 $ 1,285,000 $ 257,000 $ 67,000
Horry, South Carolina 5 $ 1,005,000 $ 201,000 $ 55,000
Salt Lake, Utah 5 $ 1,695,000 $ 339,000 $ 62,000
Tulare, California 4 $ 1,110,000 $ 277,500 $ 85,000
Miami-Dade, Florida 4 $ 1,640,000 $ 410,000 $ 138,000
Palm Beach, Florida 4 $ 910,000 $ 227,500 $ 135,000
Cobb, Georgia 4 $ 1,180,000 $ 295,000 $ 57,000
Prince George's, Maryland 4 $ 1,350,000 $ 337,500 $ 104,000
Essex, New Jersey 4 $ 950,000 $ 237,500 $ 75,000
Delaware, Pennsylvania 4 $ 910,000 $ 227,500 $ 129,000
Dallas, Texas 4 $ 970,000 $ 242,500 $ 81,000
Pima, Arizona 3 $ 525,000 $ 175,000 $ 161,000
Pinal, Arizona 3 $ 915,000 $ 305,000 $ 110,000
Alameda, California 3 $ 1,295,000 $ 431,666 $ 97,000
Contra Costa, California 3 $ 1,325,000 $ 441,666 $ 94,000
Ventura, California 3 $ 1,575,000 $ 525,000 $ 129,000
El Paso, Colorado 3 $ 1,155,000 $ 385,000 $ 87,000
Broward, Florida 3 $ 935,000 $ 311,666 $ 68,000
Hernando, Florida 3 $ 685,000 $ 228,333 $ 66,000
Orange, Florida 3 $ 905,000 $ 301,666 $ 112,000
Pasco, Florida 3 $ 885,000 $ 295,000 $ 95,000
Pinellas, Florida 3 $ 525,000 $ 175,000 $ 75,000
Sarasota, Florida 3 $ 695,000 $ 231,666 $ 81,000
DeKalb, Georgia 3 $ 695,000 $ 231,666 $ 63,000
Henry, Georgia 3 $ 955,000 $ 318,333 $ 96,000
Baltimore City, Maryland 3 $ 705,000 $ 235,000 $ 89,000
Montgomery, Maryland 3 $ 765,000 $ 255,000 $ 82,000
Middlesex, New Jersey 3 $ 945,000 $ 315,000 $ 85,000
Monmouth, New Jersey 3 $ 955,000 $ 318,333 $ 126,000
Gaston, North Carolina 3 $ 825,000 $ 275,000 $ 81,000
Mecklenburg, North Carolina 3 $ 625,000 $ 208,333 $ 56,000
Anderson, South Carolina 3 $ 845,000 $ 281,666 $ 120,000
Richland, South Carolina 3 $ 685,000 $ 228,333 $ 66,000
York, South Carolina 3 $ 805,000 $ 268,333 $ 196,000
Bexar, Texas 3 $ 765,000 $ 255,000 $ 145,000
Collin, Texas 3 $ 765,000 $ 255,000 $ 71,000
Tarrant, Texas 3 $ 1,035,000 $ 345,000 $ 102,000
Travis, Texas 3 $ 585,000 $ 195,000 $ 65,000
Newport News, Virginia 3 $ 655,000 $ 218,333 $ 64,000
Pierce, Washington 3 $ 775,000 $ 258,333 $ 59,000
Snohomish, Washington 3 $ 1,335,000 $ 445,000 $ 79,000
Spokane, Washington 3 $ 935,000 $ 311,666 $ 80,000
Chambers, Alabama 2 $ 270,000 $ 135,000 $ 43,000
Jefferson, Alabama 2 $ 1,050,000 $ 525,000 $ 132,000
Mohave, Arizona 2 $ 310,000 $ 155,000 $ 86,000
Fresno, California 2 $ 610,000 $ 305,000 $ 120,000
Merced, California 2 $ 580,000 $ 290,000 $ 75,000
Monterey, California 2 $ 1,010,000 $ 505,000 $ 105,000
San Benito, California 2 $ 1,100,000 $ 550,000 $ 113,000
San Francisco, California 2 $ 2,630,000 $ 1,315,000 $ 312,000
San Luis Obispo, California 2 $ 520,000 $ 260,000 $ 48,000
Santa Clara, California 2 $ 1,160,000 $ 580,000 $ 169,000
Solano, California 2 $ 990,000 $ 495,000 $ 95,000
Brevard, Florida 2 $ 590,000 $ 295,000 $ 99,000
Lee, Florida 2 $ 550,000 $ 275,000 $ 113,000
Osceola, Florida 2 $ 420,000 $ 210,000 $ 47,000
Volusia, Florida 2 $ 560,000 $ 280,000 $ 87,000
Clayton, Georgia 2 $ 760,000 $ 380,000 $ 116,000
Coweta, Georgia 2 $ 410,000 $ 205,000 $ 60,000
Effingham, Georgia 2 $ 430,000 $ 215,000 $ 69,000
Pike, Georgia 2 $ 410,000 $ 205,000 $ 68,000
Spalding, Georgia 2 $ 690,000 $ 345,000 $ 99,000
Ada, Idaho 2 $ 590,000 $ 295,000 $ 81,000
East Baton Rouge, Louisiana 2 $ 470,000 $ 235,000 $ 104,000
Baltimore, Maryland 2 $ 430,000 $ 215,000 $ 74,000
Burlington, New Jersey 2 $ 590,000 $ 295,000 $ 102,000
Hudson, New Jersey 2 $ 510,000 $ 255,000 $ 74,000
Passaic, New Jersey 2 $ 700,000 $ 350,000 $ 98,000
Guilford, North Carolina 2 $ 350,000 $ 175,000 $ 62,000
Douglas, Oregon 2 $ 400,000 $ 200,000 $ 56,000
Northampton, Pennsylvania 2 $ 520,000 $ 260,000 $ 66,000
Charleston, South Carolina 2 $ 560,000 $ 280,000 $ 60,000
Greenville, South Carolina 2 $ 290,000 $ 145,000 $ 27,000
Bell, Texas 2 $ 810,000 $ 405,000 $ 60,000
Fort Bend, Texas 2 $ 360,000 $ 180,000 $ 106,000
Hidalgo, Texas 2 $ 340,000 $ 170,000 $ 143,000
Williamson, Texas 2 $ 840,000 $ 420,000 $ 177,000
Rockingham, Virginia 2 $ 700,000 $ 350,000 $ 95,000
Barbour, Alabama 1 $ 165,000 $ 165,000 $ 77,000
Choctaw, Alabama 1 $ 185,000 $ 185,000 $ 48,000
Coffee, Alabama 1 $ 295,000 $ 295,000 $ 77,000
Colbert, Alabama 1 $ 265,000 $ 265,000 $ 300,000
Lauderdale, Alabama 1 $ 165,000 $ 165,000 $ 53,000
Lawrence, Alabama 1 $ 275,000 $ 275,000 $ 161,000
Madison, Alabama 1 $ 385,000 $ 385,000 $ 130,000
Mobile, Alabama 1 $ 265,000 $ 265,000 $ 82,000
Morgan, Alabama 1 $ 195,000 $ 195,000 $ 86,000
Tuscaloosa, Alabama 1 $ 215,000 $ 215,000 $ 78,000
Navajo, Arizona 1 $ 135,000 $ 135,000 $ 20,000
Yavapai, Arizona 1 $ 535,000 $ 535,000 $ 135,000
Humboldt, California 1 $ 185,000 $ 185,000 $ 107,000
Modoc, California 1 $ 195,000 $ 195,000 $ 131,000
Placer, California 1 $ 325,000 $ 325,000 $ 47,000
San Joaquin, California 1 $ 265,000 $ 265,000 $ 40,000
San Mateo, California 1 $ 725,000 $ 725,000 $ 155,000
Shasta, California 1 $ 235,000 $ 235,000 $ 68,000
Trinity, California 1 $ 405,000 $ 405,000 $ 73,000
Yuba, California 1 $ 375,000 $ 375,000 $ 93,000
Douglas, Colorado 1 $ 315,000 $ 315,000 $ 79,000
Kit Carson, Colorado 1 $ 175,000 $ 175,000 $ 59,000
Larimer, Colorado 1 $ 315,000 $ 315,000 $ 56,000
Pueblo, Colorado 1 $ 425,000 $ 425,000 $ 130,000
Weld, Colorado 1 $ 225,000 $ 225,000 $ 70,000
Clay, Florida 1 $ 165,000 $ 165,000 $ 85,000
Highlands, Florida 1 $ 125,000 $ 125,000 $ 29,000
Lake, Florida 1 $ 335,000 $ 335,000 $ 88,000
Monroe, Florida 1 $ 325,000 $ 325,000 $ 328,000
Nassau, Florida 1 $ 1,285,000 $ 1,285,000 $ 250,000
Okaloosa, Florida 1 $ 185,000 $ 185,000 $ 49,000
Putnam, Florida 1 $ 145,000 $ 145,000 $ 53,000
Seminole, Florida 1 $ 295,000 $ 295,000 $ 58,000
St. Lucie, Florida 1 $ 395,000 $ 395,000 $ 104,000
Bibb, Georgia 1 $ 215,000 $ 215,000 $ 67,000
Bulloch, Georgia 1 $ 265,000 $ 265,000 $ 46,000
Catoosa, Georgia 1 $ 235,000 $ 235,000 $ 68,000
Chatham, Georgia 1 $ 545,000 $ 545,000 $ 97,000
Fayette, Georgia 1 $ 325,000 $ 325,000 $ 122,000
Floyd, Georgia 1 $ 185,000 $ 185,000 $ 48,000
Lowndes, Georgia 1 $ 135,000 $ 135,000 $ 26,000
Lumpkin, Georgia 1 $ 395,000 $ 395,000 $ 125,000
Meriwether, Georgia 1 $ 105,000 $ 105,000 $ 29,000
Morgan, Georgia 1 $ 245,000 $ 245,000 $ 93,000
Oglethorpe, Georgia 1 $ 195,000 $ 195,000 $ 37,000
Paulding, Georgia 1 $ 235,000 $ 235,000 $ 67,000
Polk, Georgia 1 $ 275,000 $ 275,000 $ 120,000
Walker, Georgia 1 $ 165,000 $ 165,000 $ 29,000
Ware, Georgia 1 $ 145,000 $ 145,000 $ 39,000
Bannock, Idaho 1 $ 215,000 $ 215,000 $ 47,000
Caddo, Louisiana 1 $ 155,000 $ 155,000 $ 32,000
Jefferson, Louisiana 1 $ 225,000 $ 225,000 $ 52,000
Livingston, Louisiana 1 $ 155,000 $ 155,000 $ 80,000
Orleans, Louisiana 1 $ 135,000 $ 135,000 $ 23,000
St. John the Baptist, Louisiana 1 $ 115,000 $ 115,000 $ 46,000
Tangipahoa, Louisiana 1 $ 175,000 $ 175,000 $ 145,000
Anne Arundel, Maryland 1 $ 485,000 $ 485,000 $ 112,000
Carroll, Maryland 1 $ 285,000 $ 285,000 $ 147,000
Charles, Maryland 1 $ 235,000 $ 235,000 $ 108,000
Harford, Maryland 1 $ 205,000 $ 205,000 $ 62,000
Washington, Maryland 1 $ 195,000 $ 195,000 $ 52,000
Wicomico, Maryland 1 $ 145,000 $ 145,000 $ 36,000
Barnstable, Massachusetts 1 $ 325,000 $ 325,000 $ 88,000
Norfolk, Massachusetts 1 $ 735,000 $ 735,000 $ 175,000
Suffolk, Massachusetts 1 $ 565,000 $ 565,000 $ 112,000
Atlantic, New Jersey 1 $ 165,000 $ 165,000 $ 45,000
Bergen, New Jersey 1 $ 505,000 $ 505,000 $ 150,000
Camden, New Jersey 1 $ 195,000 $ 195,000 $ 125,000
Hunterdon, New Jersey 1 $ 255,000 $ 255,000 $ 114,000
Mercer, New Jersey 1 $ 225,000 $ 225,000 $ 56,000
Somerset, New Jersey 1 $ 365,000 $ 365,000 $ 82,000
Sussex, New Jersey 1 $ 625,000 $ 625,000 $ 185,000
Union, New Jersey 1 $ 245,000 $ 245,000 $ 70,000
Warren, New Jersey 1 $ 155,000 $ 155,000 $ 79,000
Cabarrus, North Carolina 1 $ 365,000 $ 365,000 $ 84,000
Durham, North Carolina 1 $ 295,000 $ 295,000 $ 132,000
Franklin, North Carolina 1 $ 335,000 $ 335,000 $ 120,000
Johnston, North Carolina 1 $ 305,000 $ 305,000 $ 89,000
McDowell, North Carolina 1 $ 175,000 $ 175,000 $ 62,000
Orange, North Carolina 1 $ 205,000 $ 205,000 $ 42,000
Rowan, North Carolina 1 $ 225,000 $ 225,000 $ 138,000
Union, North Carolina 1 $ 365,000 $ 365,000 $ 80,000
Watauga, North Carolina 1 $ 185,000 $ 185,000 $ 44,000
Benton, Oregon 1 $ 165,000 $ 165,000 $ 50,000
Jefferson, Oregon 1 $ 275,000 $ 275,000 $ 60,000
Linn, Oregon 1 $ 245,000 $ 245,000 $ 55,000
Multnomah, Oregon 1 $ 525,000 $ 525,000 $ 153,000
Allegheny, Pennsylvania 1 $ 195,000 $ 195,000 $ 0
Butler, Pennsylvania 1 $ 365,000 $ 365,000 $ 180,000
Lebanon, Pennsylvania 1 $ 175,000 $ 175,000 $ 103,000
Lehigh, Pennsylvania 1 $ 155,000 $ 155,000 $ 47,000
Luzerne, Pennsylvania 1 $ 185,000 $ 185,000 $ 63,000
Monroe, Pennsylvania 1 $ 185,000 $ 185,000 $ 123,000
Westmoreland, Pennsylvania 1 $ 415,000 $ 415,000 $ 227,000
York, Pennsylvania 1 $ 135,000 $ 135,000 $ 44,000
Beaufort, South Carolina 1 $ 375,000 $ 375,000 $ 187,000
Dorchester, South Carolina 1 $ 205,000 $ 205,000 $ 74,000
Knox, Tennessee 1 $ 225,000 $ 225,000 $ 154,000
Sevier, Tennessee 1 $ 215,000 $ 215,000 $ 0
Shelby, Tennessee 1 $ 165,000 $ 165,000 $ 671,000
Sullivan, Tennessee 1 $ 145,000 $ 145,000 $ 38,000
Sumner, Tennessee 1 $ 335,000 $ 335,000 $ 58,000
Cameron, Texas 1 $ 155,000 $ 155,000 $ 59,000
Coryell, Texas 1 $ 245,000 $ 245,000 $ 97,000
Denton, Texas 1 $ 445,000 $ 445,000 $ 124,000
Gillespie, Texas 1 $ 545,000 $ 545,000 $ 221,000
Harris, Texas 1 $ 205,000 $ 205,000 $ 90,000
Henderson, Texas 1 $ 185,000 $ 185,000 $ 134,000
Kaufman, Texas 1 $ 315,000 $ 315,000 $ 134,000
Montgomery, Texas 1 $ 645,000 $ 645,000 $ 219,000
Davis, Utah 1 $ 305,000 $ 305,000 $ 72,000
Washington, Utah 1 $ 355,000 $ 355,000 $ 59,000
Weber, Utah 1 $ 315,000 $ 315,000 $ 28,000
Chesterfield, Virginia 1 $ 275,000 $ 275,000 $ 68,000
Essex, Virginia 1 $ 175,000 $ 175,000 $ 114,000
Fairfax, Virginia 1 $ 175,000 $ 175,000 $ 72,000
Fairfax City, Virginia 1 $ 855,000 $ 855,000 $ 232,000
Frederick, Virginia 1 $ 235,000 $ 235,000 $ 118,000
Hanover, Virginia 1 $ 215,000 $ 215,000 $ 88,000
Harrisonburg, Virginia 1 $ 265,000 $ 265,000 $ 75,000
Loudoun, Virginia 1 $ 885,000 $ 885,000 $ 188,000
Prince William, Virginia 1 $ 255,000 $ 255,000 $ 70,000
Waynesboro, Virginia 1 $ 225,000 $ 225,000 $ 73,000
York, Virginia 1 $ 245,000 $ 245,000 $ 110,000
Clark, Washington 1 $ 325,000 $ 325,000 $ 49,000
Grant, Washington 1 $ 245,000 $ 245,000 $ 31,000
Mason, Washington 1 $ 245,000 $ 245,000 $ 99,000
Skagit, Washington 1 $ 245,000 $ 245,000 $ 60,000
Yakima, Washington 1 $ 285,000 $ 285,000 $ 146,000

Mortgage Loan Application Detail Totals for Loanleaders of America, Inc in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Cash-out Refinancing 337 $99,165,000 $294,000 $1,125,000 $90,000 $382,000
Home Purchase 70 $28,720,000 $410,000 $1,285,000 $129,000 $671,000
Refinancing 68 $26,350,000 $387,000 $2,555,000 $97,000 $438,000
Home Improvement 34 $9,310,000 $273,000 $815,000 $80,000 $234,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 293 $96,405,000 $329,000 $2,555,000 $99,000 $671,000
Black or African American 92 $25,400,000 $276,000 $695,000 $85,000 $338,000
Hispanic 82 $24,230,000 $295,000 $885,000 $89,000 $234,000
Not Provided 23 $8,665,000 $376,000 $945,000 $104,000 $277,000
Asian 17 $8,345,000 $490,000 $1,505,000 $134,000 $438,000
American Indian or Alaskan Native 1 $315,000 $315,000 $315,000 $53,000 $53,000
Native Hawaiian or Other Pacific Islander 1 $185,000 $185,000 $185,000 $49,000 $49,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 263 $75,195,000 $285,000 $885,000 $86,000 $260,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 238 $84,040,000 $353,000 $2,555,000 $106,000 $671,000
VA-guaranteed (Veterans Administration) 8 $4,310,000 $538,000 $1,285,000 $131,000 $250,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 327 $107,755,000 $329,000 $2,285,000 $104,000 $520,000
Application Withdrawn By Applicant 104 $34,070,000 $327,000 $2,555,000 $79,000 $219,000
Application Denied By Financial Institution 40 $10,380,000 $259,000 $555,000 $76,000 $206,000
File Closed For Incompleteness 37 $11,105,000 $300,000 $815,000 $99,000 $671,000
Application Approved But Not Accepted 1 $235,000 $235,000 $235,000 $39,000 $39,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 469 $153,165,000 $326,000 $2,555,000 $98,000 $671,000
Credit History 25 $6,515,000 $260,000 $555,000 $75,000 $180,000
Collateral 6 $1,530,000 $255,000 $505,000 $77,000 $150,000
Debt-To-Income Ratio 5 $1,315,000 $263,000 $495,000 $68,000 $123,000
Insufficient Cash (Downpayment, Closing Cost) 2 $480,000 $240,000 $275,000 $51,000 $56,000
Unverifiable Information 2 $540,000 $270,000 $275,000 $126,000 $206,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Loanleaders of America, Inc's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Loanleaders of America, Inc's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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