Loanleaders of America, Inc Mortgage Lending & HMDA Data, 2022
In 2022, Loanleaders of America, Inc of Irvine, CA reported 509 mortgage applications totaling $163.5 million, down 70% from 2021. The average application was for $321,306, and applicants reported an average income of $95,630. 64% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (44), Riverside-San Bernardino-Ontario, CA (35) and Los Angeles-Long Beach-Glendale, CA (27) (applications in parentheses).
| Mortgage Company & Address | Loanleaders of America, Inc 38 Executive Park, Suite 260 Irvine, CA 92614 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 |
| Total Number of Mortgage Applications | 509 |
| Total Mortgage Loan Application Amount | $163,545,000 |
| Average Mortgage Loan Application Amount | $321,306 |
| Highest Mortgage Loan Application Amount | $2,555,000 |
| Average Applicant Income | $95,630 |
| Highest Applicant Income | $671,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Loanleaders of America, Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Atlanta-Sandy Springs-Roswell, GA | 44 | $ 11,780,000 | $ 267,727 | $ 81,000 |
| Riverside-San Bernardino-Ontario, CA | 35 | $ 13,505,000 | $ 385,857 | $ 95,000 |
| Los Angeles-Long Beach-Glendale, CA | 27 | $ 11,885,000 | $ 440,185 | $ 111,000 |
| Outside any metro area | 27 | $ 6,205,000 | $ 229,814 | $ 83,555 |
| Tampa-St. Petersburg-Clearwater, FL | 17 | $ 3,975,000 | $ 233,823 | $ 75,000 |
| Phoenix-Mesa-Scottsdale, AZ | 16 | $ 5,040,000 | $ 315,000 | $ 116,000 |
| Charlotte-Concord-Gastonia, NC-SC | 12 | $ 3,210,000 | $ 267,500 | $ 108,250 |
| New York-Newark, NY | 12 | $ 3,740,000 | $ 311,666 | $ 105,000 |
| Seattle-Bellevue-Everett, WA | 12 | $ 5,480,000 | $ 456,666 | $ 121,000 |
| Anaheim-Santa Ana-Irvine, CA | 11 | $ 5,555,000 | $ 505,000 | $ 177,000 |
| San Diego-Carlsbad, CA | 10 | $ 7,360,000 | $ 736,000 | $ 80,000 |
| Dallas-Plano-Irving, TX | 9 | $ 2,495,000 | $ 277,222 | $ 88,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 9 | $ 3,755,000 | $ 417,222 | $ 120,555 |
| Baltimore-Columbia-Towson, MD | 8 | $ 2,110,000 | $ 263,750 | $ 92,000 |
| Jacksonville, FL | 8 | $ 3,040,000 | $ 380,000 | $ 99,000 |
| Newark, NJ-PA | 7 | $ 2,075,000 | $ 296,428 | $ 95,000 |
| Orlando-Kissimmee-Sanford, FL | 7 | $ 1,955,000 | $ 279,285 | $ 82,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 7 | $ 1,835,000 | $ 262,142 | $ 58,000 |
| Modesto, CA | 6 | $ 1,680,000 | $ 280,000 | $ 66,000 |
| Oakland-Hayward-Berkeley, CA | 6 | $ 2,620,000 | $ 436,666 | $ 95,000 |
| Austin-Round Rock, TX | 5 | $ 1,425,000 | $ 285,000 | $ 109,000 |
| Bakersfield, CA | 5 | $ 1,225,000 | $ 245,000 | $ 57,000 |
| Greenville-Anderson-Mauldin, SC | 5 | $ 1,135,000 | $ 227,000 | $ 83,000 |
| Lakeland-Winter Haven, FL | 5 | $ 995,000 | $ 199,000 | $ 79,000 |
| Montgomery County-Bucks County-Chester County, PA | 5 | $ 1,285,000 | $ 257,000 | $ 67,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 5 | $ 1,005,000 | $ 201,000 | $ 55,000 |
| New York-Jersey City-White Plains, NY-NJ | 5 | $ 1,715,000 | $ 343,000 | $ 99,000 |
| Salt Lake City, UT | 5 | $ 1,695,000 | $ 339,000 | $ 62,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 4 | $ 830,000 | $ 207,500 | $ 64,000 |
| Houston-The Woodlands-Sugar Land, TX | 4 | $ 1,210,000 | $ 302,500 | $ 130,000 |
| Miami-Miami Beach-Kendall, FL | 4 | $ 1,640,000 | $ 410,000 | $ 138,000 |
| Philadelphia, PA | 4 | $ 910,000 | $ 227,500 | $ 129,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 4 | $ 2,260,000 | $ 565,000 | $ 141,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 4 | $ 900,000 | $ 225,000 | $ 75,000 |
| Visalia-Porterville, CA | 4 | $ 1,110,000 | $ 277,500 | $ 85,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 4 | $ 910,000 | $ 227,500 | $ 135,000 |
| Baton Rouge, LA | 3 | $ 625,000 | $ 208,333 | $ 96,000 |
| Camden, NJ | 3 | $ 785,000 | $ 261,666 | $ 110,000 |
| Charleston-North Charleston, SC | 3 | $ 765,000 | $ 255,000 | $ 64,000 |
| Colorado Springs, CO | 3 | $ 1,155,000 | $ 385,000 | $ 87,000 |
| Columbia, SC | 3 | $ 685,000 | $ 228,333 | $ 66,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 3 | $ 935,000 | $ 311,666 | $ 68,000 |
| Fort Worth-Arlington, TX | 3 | $ 1,035,000 | $ 345,000 | $ 102,000 |
| Harrisonburg, VA | 3 | $ 965,000 | $ 321,666 | $ 88,000 |
| Killeen-Temple, TX | 3 | $ 1,055,000 | $ 351,666 | $ 72,000 |
| New Orleans-Metairie, LA | 3 | $ 475,000 | $ 158,333 | $ 40,000 |
| North Port-Sarasota-Bradenton, FL | 3 | $ 695,000 | $ 231,666 | $ 81,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 3 | $ 1,575,000 | $ 525,000 | $ 129,000 |
| Pittsburgh, PA | 3 | $ 975,000 | $ 325,000 | $ 135,000 |
| San Antonio-New Braunfels, TX | 3 | $ 765,000 | $ 255,000 | $ 145,000 |
| San Francisco-Redwood City-South San Francisco, CA | 3 | $ 3,355,000 | $ 1,118,333 | $ 260,000 |
| Savannah, GA | 3 | $ 975,000 | $ 325,000 | $ 78,000 |
| Spokane-Spokane Valley, WA | 3 | $ 935,000 | $ 311,666 | $ 80,000 |
| Tacoma-Lakewood, WA | 3 | $ 775,000 | $ 258,333 | $ 59,000 |
| Tucson, AZ | 3 | $ 525,000 | $ 175,000 | $ 161,000 |
| Washington-Baltimore-Arlington, DC | 3 | $ 765,000 | $ 255,000 | $ 82,000 |
| Birmingham-Hoover, AL | 2 | $ 1,050,000 | $ 525,000 | $ 132,000 |
| Boise City, ID | 2 | $ 590,000 | $ 295,000 | $ 81,000 |
| Boston, MA | 2 | $ 1,300,000 | $ 650,000 | $ 143,000 |
| Cape Coral-Fort Myers, FL | 2 | $ 550,000 | $ 275,000 | $ 113,000 |
| Chattanooga, TN-GA | 2 | $ 400,000 | $ 200,000 | $ 48,000 |
| Decatur, AL | 2 | $ 470,000 | $ 235,000 | $ 123,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 2 | $ 560,000 | $ 280,000 | $ 87,000 |
| Durham-Chapel Hill, NC | 2 | $ 500,000 | $ 250,000 | $ 87,000 |
| Florence-Muscle Shoals, AL | 2 | $ 430,000 | $ 215,000 | $ 176,000 |
| Fresno, CA | 2 | $ 610,000 | $ 305,000 | $ 120,000 |
| Greensboro-High Point, NC | 2 | $ 350,000 | $ 175,000 | $ 62,000 |
| Lake Havasu City-Kingman, AZ | 2 | $ 310,000 | $ 155,000 | $ 86,000 |
| McAllen-Edinburg-Mission, TX | 2 | $ 340,000 | $ 170,000 | $ 143,000 |
| Merced, CA | 2 | $ 580,000 | $ 290,000 | $ 75,000 |
| Ogden-Clearfield, UT | 2 | $ 620,000 | $ 310,000 | $ 50,000 |
| Palm Bay-Melbourne-Titusville, FL | 2 | $ 590,000 | $ 295,000 | $ 99,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 2 | $ 850,000 | $ 425,000 | $ 101,000 |
| Raleigh, NC | 2 | $ 640,000 | $ 320,000 | $ 104,000 |
| Richmond, VA | 2 | $ 490,000 | $ 245,000 | $ 78,000 |
| Salinas, CA | 2 | $ 1,010,000 | $ 505,000 | $ 105,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 2 | $ 520,000 | $ 260,000 | $ 48,000 |
| Vallejo-Fairfield, CA | 2 | $ 990,000 | $ 495,000 | $ 95,000 |
| Albany, OR | 1 | $ 245,000 | $ 245,000 | $ 55,000 |
| Athens-Clarke County, GA | 1 | $ 195,000 | $ 195,000 | $ 37,000 |
| Atlantic City-Hammonton, NJ | 1 | $ 165,000 | $ 165,000 | $ 45,000 |
| Barnstable Town, MA | 1 | $ 325,000 | $ 325,000 | $ 88,000 |
| Brownsville-Harlingen, TX | 1 | $ 155,000 | $ 155,000 | $ 59,000 |
| Corvallis, OR | 1 | $ 165,000 | $ 165,000 | $ 50,000 |
| Crestview-Fort Walton Beach-Destin, FL | 1 | $ 185,000 | $ 185,000 | $ 49,000 |
| Denver-Aurora-Lakewood, CO | 1 | $ 315,000 | $ 315,000 | $ 79,000 |
| East Stroudsburg, PA | 1 | $ 185,000 | $ 185,000 | $ 123,000 |
| Fort Collins, CO | 1 | $ 315,000 | $ 315,000 | $ 56,000 |
| Greeley, CO | 1 | $ 225,000 | $ 225,000 | $ 70,000 |
| Hagerstown-Martinsburg, MD-WV | 1 | $ 195,000 | $ 195,000 | $ 52,000 |
| Hammond, LA | 1 | $ 175,000 | $ 175,000 | $ 145,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 1 | $ 375,000 | $ 375,000 | $ 187,000 |
| Huntsville, AL | 1 | $ 385,000 | $ 385,000 | $ 130,000 |
| Kingsport-Bristol-Bristol, TN-VA | 1 | $ 145,000 | $ 145,000 | $ 38,000 |
| Knoxville, TN | 1 | $ 225,000 | $ 225,000 | $ 154,000 |
| Lebanon, PA | 1 | $ 175,000 | $ 175,000 | $ 103,000 |
| Macon-Bibb County, GA | 1 | $ 215,000 | $ 215,000 | $ 67,000 |
| Memphis, TN-MS-AR | 1 | $ 165,000 | $ 165,000 | $ 671,000 |
| Mobile, AL | 1 | $ 265,000 | $ 265,000 | $ 82,000 |
| Mount Vernon-Anacortes, WA | 1 | $ 245,000 | $ 245,000 | $ 60,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 1 | $ 335,000 | $ 335,000 | $ 58,000 |
| Pocatello, ID | 1 | $ 215,000 | $ 215,000 | $ 47,000 |
| Port St. Lucie, FL | 1 | $ 395,000 | $ 395,000 | $ 104,000 |
| Prescott Valley-Prescott, AZ | 1 | $ 535,000 | $ 535,000 | $ 135,000 |
| Pueblo, CO | 1 | $ 425,000 | $ 425,000 | $ 130,000 |
| Redding, CA | 1 | $ 235,000 | $ 235,000 | $ 68,000 |
| Rome, GA | 1 | $ 185,000 | $ 185,000 | $ 48,000 |
| Salisbury, MD-DE | 1 | $ 145,000 | $ 145,000 | $ 36,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 1 | $ 185,000 | $ 185,000 | $ 63,000 |
| Sebring, FL | 1 | $ 125,000 | $ 125,000 | $ 29,000 |
| Shreveport-Bossier City, LA | 1 | $ 155,000 | $ 155,000 | $ 32,000 |
| St. George, UT | 1 | $ 355,000 | $ 355,000 | $ 59,000 |
| Staunton-Waynesboro, VA | 1 | $ 225,000 | $ 225,000 | $ 73,000 |
| Stockton-Lodi, CA | 1 | $ 265,000 | $ 265,000 | $ 40,000 |
| Trenton, NJ | 1 | $ 225,000 | $ 225,000 | $ 56,000 |
| Tuscaloosa, AL | 1 | $ 215,000 | $ 215,000 | $ 78,000 |
| Valdosta, GA | 1 | $ 135,000 | $ 135,000 | $ 26,000 |
| Winchester, VA-WV | 1 | $ 235,000 | $ 235,000 | $ 118,000 |
| Yakima, WA | 1 | $ 285,000 | $ 285,000 | $ 146,000 |
| York-Hanover, PA | 1 | $ 135,000 | $ 135,000 | $ 44,000 |
| Yuba City, CA | 1 | $ 375,000 | $ 375,000 | $ 93,000 |
Mortgage Loan Application Detail Totals for Loanleaders of America, Inc in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 337 | $99,165,000 | $294,000 | $1,125,000 | $90,000 | $382,000 |
| Home Purchase | 70 | $28,720,000 | $410,000 | $1,285,000 | $129,000 | $671,000 |
| Refinancing | 68 | $26,350,000 | $387,000 | $2,555,000 | $97,000 | $438,000 |
| Home Improvement | 34 | $9,310,000 | $273,000 | $815,000 | $80,000 | $234,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 293 | $96,405,000 | $329,000 | $2,555,000 | $99,000 | $671,000 |
| Black or African American | 92 | $25,400,000 | $276,000 | $695,000 | $85,000 | $338,000 |
| Hispanic | 82 | $24,230,000 | $295,000 | $885,000 | $89,000 | $234,000 |
| Not Provided | 23 | $8,665,000 | $376,000 | $945,000 | $104,000 | $277,000 |
| Asian | 17 | $8,345,000 | $490,000 | $1,505,000 | $134,000 | $438,000 |
| American Indian or Alaskan Native | 1 | $315,000 | $315,000 | $315,000 | $53,000 | $53,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $185,000 | $185,000 | $185,000 | $49,000 | $49,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 263 | $75,195,000 | $285,000 | $885,000 | $86,000 | $260,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 238 | $84,040,000 | $353,000 | $2,555,000 | $106,000 | $671,000 |
| VA-guaranteed (Veterans Administration) | 8 | $4,310,000 | $538,000 | $1,285,000 | $131,000 | $250,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 327 | $107,755,000 | $329,000 | $2,285,000 | $104,000 | $520,000 |
| Application Withdrawn By Applicant | 104 | $34,070,000 | $327,000 | $2,555,000 | $79,000 | $219,000 |
| Application Denied By Financial Institution | 40 | $10,380,000 | $259,000 | $555,000 | $76,000 | $206,000 |
| File Closed For Incompleteness | 37 | $11,105,000 | $300,000 | $815,000 | $99,000 | $671,000 |
| Application Approved But Not Accepted | 1 | $235,000 | $235,000 | $235,000 | $39,000 | $39,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 469 | $153,165,000 | $326,000 | $2,555,000 | $98,000 | $671,000 |
| Credit History | 25 | $6,515,000 | $260,000 | $555,000 | $75,000 | $180,000 |
| Collateral | 6 | $1,530,000 | $255,000 | $505,000 | $77,000 | $150,000 |
| Debt-To-Income Ratio | 5 | $1,315,000 | $263,000 | $495,000 | $68,000 | $123,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $480,000 | $240,000 | $275,000 | $51,000 | $56,000 |
| Unverifiable Information | 2 | $540,000 | $270,000 | $275,000 | $126,000 | $206,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Loanleaders of America, Inc's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Loanleaders of America, Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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