R M K Financial Corp.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
R M K Financial Corp. 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | R M K Financial Corp. 1819 S. Excise Avenue Ontario, CA 91761 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2010 2009 |
| Total Number of Mortgage Applications | 1,978 |
| Total Mortgage Loan Application Amount | $790,140,000 |
| Average Mortgage Loan Application Amount | $399,000 |
| Highest Mortgage Loan Application Amount | $2,085,000 |
| Average Applicant Income | $116,666 |
| Highest Applicant Income | $3,740,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with R M K Financial Corp.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing R M K Financial Corp.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down R M K Financial Corp.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how R M K Financial Corp. serves its applicants.
Each category highlights the total number of mortgage applications processed by R M K Financial Corp., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at R M K Financial Corp.'s mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 592 | $ 283,050,000 | $ 478,000 | $ 126,000 |
| San Bernardino County California | 210 | $ 74,040,000 | $ 352,000 | $ 104,000 |
| Riverside County California | 174 | $ 65,500,000 | $ 376,000 | $ 136,000 |
| Orange County California | 150 | $ 73,360,000 | $ 489,000 | $ 138,000 |
| Fairfax County Virginia | 84 | $ 31,630,000 | $ 376,000 | $ 92,000 |
| Prince William County Virginia | 76 | $ 27,680,000 | $ 364,000 | $ 83,000 |
| Harris County Texas | 48 | $ 11,720,000 | $ 244,000 | $ 98,000 |
| Fort Bend County Texas | 36 | $ 10,020,000 | $ 278,000 | $ 78,000 |
| Sacramento County California | 35 | $ 10,655,000 | $ 304,000 | $ 109,000 |
| Kern County California | 30 | $ 8,560,000 | $ 285,000 | $ 72,000 |
| San Diego County California | 28 | $ 14,290,000 | $ 510,000 | $ 156,000 |
| Philadelphia County Pennsylvania | 19 | $ 4,975,000 | $ 261,000 | $ 69,000 |
| Cook County Illinois | 17 | $ 3,925,000 | $ 230,000 | $ 67,000 |
| Prince George's County Maryland | 17 | $ 6,115,000 | $ 359,000 | $ 111,000 |
| Ventura County California | 16 | $ 7,730,000 | $ 483,000 | $ 123,000 |
| Loudoun County Virginia | 16 | $ 6,230,000 | $ 389,000 | $ 179,000 |
| Baltimore County Maryland | 15 | $ 4,845,000 | $ 323,000 | $ 97,000 |
| Contra Costa County California | 14 | $ 5,340,000 | $ 381,000 | $ 126,000 |
| Santa Clara County California | 14 | $ 8,070,000 | $ 576,000 | $ 164,000 |
| Montgomery County Maryland | 14 | $ 4,920,000 | $ 351,000 | $ 88,000 |
| San Joaquin County California | 12 | $ 4,140,000 | $ 345,000 | $ 124,000 |
| Howard County Maryland | 12 | $ 3,920,000 | $ 326,000 | $ 112,000 |
| Miami-Dade County Florida | 11 | $ 3,535,000 | $ 321,000 | $ 96,000 |
| Alameda County California | 9 | $ 3,815,000 | $ 423,000 | $ 140,000 |
| Gwinnett County Georgia | 9 | $ 3,235,000 | $ 359,000 | $ 183,000 |
| Stafford County Virginia | 9 | $ 3,315,000 | $ 368,000 | $ 75,000 |
| Fulton County Georgia | 8 | $ 2,400,000 | $ 300,000 | $ 95,000 |
| Henry County Georgia | 8 | $ 3,880,000 | $ 485,000 | $ 186,000 |
| Cobb County Georgia | 7 | $ 2,195,000 | $ 313,000 | $ 122,000 |
| Bexar County Texas | 7 | $ 2,105,000 | $ 300,000 | $ 81,000 |
| Placer County California | 6 | $ 2,370,000 | $ 395,000 | $ 97,000 |
| Solano County California | 6 | $ 2,230,000 | $ 371,000 | $ 130,000 |
| Broward County Florida | 6 | $ 1,670,000 | $ 278,000 | $ 79,000 |
| Anne Arundel County Maryland | 6 | $ 2,380,000 | $ 396,000 | $ 68,000 |
| Spotsylvania County Virginia | 6 | $ 2,400,000 | $ 400,000 | $ 77,000 |
| Maricopa County Arizona | 5 | $ 1,755,000 | $ 351,000 | $ 96,000 |
| San Francisco County California | 5 | $ 2,825,000 | $ 565,000 | $ 143,000 |
| Orange County Florida | 5 | $ 1,475,000 | $ 295,000 | $ 97,000 |
| Clark County Nevada | 5 | $ 1,615,000 | $ 323,000 | $ 76,000 |
| Multnomah County Oregon | 5 | $ 2,195,000 | $ 439,000 | $ 146,000 |
| Davidson County Tennessee | 5 | $ 1,095,000 | $ 219,000 | $ 40,000 |
| Brazoria County Texas | 5 | $ 1,225,000 | $ 245,000 | $ 120,000 |
| Denton County Texas | 5 | $ 2,125,000 | $ 425,000 | $ 122,000 |
| Fresno County California | 4 | $ 1,470,000 | $ 367,000 | $ 82,000 |
| San Mateo County California | 4 | $ 2,100,000 | $ 525,000 | $ 134,000 |
| Rockdale County Georgia | 4 | $ 1,130,000 | $ 282,000 | $ 91,000 |
| Will County Illinois | 4 | $ 1,190,000 | $ 297,000 | $ 106,000 |
| Charles County Maryland | 4 | $ 1,940,000 | $ 485,000 | $ 161,000 |
| Frederick County Maryland | 4 | $ 1,190,000 | $ 297,000 | $ 95,000 |
| Yolo County California | 3 | $ 785,000 | $ 261,000 | $ 101,000 |
| Palm Beach County Florida | 3 | $ 825,000 | $ 275,000 | $ 69,000 |
| Clayton County Georgia | 3 | $ 545,000 | $ 181,000 | $ 63,000 |
| DeKalb County Georgia | 3 | $ 305,000 | $ 101,000 | $ 45,000 |
| DuPage County Illinois | 3 | $ 925,000 | $ 308,000 | $ 117,000 |
| Montgomery County Pennsylvania | 3 | $ 1,295,000 | $ 431,000 | $ 52,000 |
| Campbell County Tennessee | 3 | $ 395,000 | $ 131,000 | $ 38,000 |
| Galveston County Texas | 3 | $ 1,025,000 | $ 341,000 | $ 76,000 |
| Tarrant County Texas | 3 | $ 925,000 | $ 308,000 | $ 70,000 |
| Travis County Texas | 3 | $ 685,000 | $ 228,000 | $ 102,000 |
| Manassas Park County Virginia | 3 | $ 1,095,000 | $ 365,000 | $ 64,000 |
| Merced County California | 2 | $ 550,000 | $ 275,000 | $ 68,000 |
| San Benito County California | 2 | $ 810,000 | $ 405,000 | $ 235,000 |
| San Luis Obispo County California | 2 | $ 580,000 | $ 290,000 | $ 125,000 |
| Santa Cruz County California | 2 | $ 1,360,000 | $ 680,000 | $ 159,000 |
| Sonoma County California | 2 | $ 1,040,000 | $ 520,000 | $ 181,000 |
| Stanislaus County California | 2 | $ 470,000 | $ 235,000 | $ 144,000 |
| Tulare County California | 2 | $ 700,000 | $ 350,000 | $ 137,000 |
| Fairfield County Connecticut | 2 | $ 570,000 | $ 285,000 | $ 77,000 |
| Clay County Florida | 2 | $ 460,000 | $ 230,000 | $ 182,000 |
| Hillsborough County Florida | 2 | $ 610,000 | $ 305,000 | $ 67,000 |
| Osceola County Florida | 2 | $ 1,030,000 | $ 515,000 | $ 236,000 |
| Pasco County Florida | 2 | $ 780,000 | $ 390,000 | $ 111,000 |
| Newton County Georgia | 2 | $ 600,000 | $ 300,000 | $ 72,000 |
| Jefferson County Louisiana | 2 | $ 510,000 | $ 255,000 | $ 96,000 |
| Orleans County Louisiana | 2 | $ 480,000 | $ 240,000 | $ 117,000 |
| Tangipahoa County Louisiana | 2 | $ 370,000 | $ 185,000 | $ 153,000 |
| Harford County Maryland | 2 | $ 590,000 | $ 295,000 | $ 67,000 |
| Allegheny County Pennsylvania | 2 | $ 450,000 | $ 225,000 | $ 73,000 |
| Westmoreland County Pennsylvania | 2 | $ 480,000 | $ 240,000 | $ 95,000 |
| Knox County Tennessee | 2 | $ 490,000 | $ 245,000 | $ 77,000 |
| Dallas County Texas | 2 | $ 830,000 | $ 415,000 | $ 149,000 |
| Arlington County Virginia | 2 | $ 740,000 | $ 370,000 | $ 102,000 |
| Frederick County Virginia | 2 | $ 640,000 | $ 320,000 | $ 81,000 |
| Manassas County Virginia | 2 | $ 810,000 | $ 405,000 | $ 63,000 |
| Mohave County Arizona | 1 | $ 535,000 | $ 535,000 | $ 128,000 |
| Pinal County Arizona | 1 | $ 285,000 | $ 285,000 | $ 106,000 |
| Butte County California | 1 | $ 165,000 | $ 165,000 | $ 194,000 |
| El Dorado County California | 1 | $ 395,000 | $ 395,000 | $ 12,000 |
| Madera County California | 1 | $ 335,000 | $ 335,000 | $ 187,000 |
| Monterey County California | 1 | $ 575,000 | $ 575,000 | $ 138,000 |
| Santa Barbara County California | 1 | $ 355,000 | $ 355,000 | $ 40,000 |
| Yuba County California | 1 | $ 285,000 | $ 285,000 | $ 61,000 |
| Arapahoe County Colorado | 1 | $ 115,000 | $ 115,000 | $ 41,000 |
| New Castle County Delaware | 1 | $ 205,000 | $ 205,000 | $ 84,000 |
| Collier County Florida | 1 | $ 365,000 | $ 365,000 | $ 10,000 |
| Okaloosa County Florida | 1 | $ 325,000 | $ 325,000 | $ 110,000 |
| Polk County Florida | 1 | $ 255,000 | $ 255,000 | $ 78,000 |
| Seminole County Florida | 1 | $ 235,000 | $ 235,000 | $ 225,000 |
| St. Lucie County Florida | 1 | $ 315,000 | $ 315,000 | $ 58,000 |
| Carroll County Georgia | 1 | $ 195,000 | $ 195,000 | $ 60,000 |
| Coweta County Georgia | 1 | $ 765,000 | $ 765,000 | $ 360,000 |
| Fayette County Georgia | 1 | $ 495,000 | $ 495,000 | $ 589,000 |
| Forsyth County Georgia | 1 | $ 335,000 | $ 335,000 | $ 581,000 |
| Hall County Georgia | 1 | $ 735,000 | $ 735,000 | $ 206,000 |
| Kane County Illinois | 1 | $ 295,000 | $ 295,000 | $ 626,000 |
| Rapides County Louisiana | 1 | $ 145,000 | $ 145,000 | $ 68,000 |
| Camden County New Jersey | 1 | $ 255,000 | $ 255,000 | $ 67,000 |
| Bernalillo County New Mexico | 1 | $ 245,000 | $ 245,000 | $ 39,000 |
| Dona Ana County New Mexico | 1 | $ 125,000 | $ 125,000 | $ 113,000 |
| Los Alamos County New Mexico | 1 | $ 175,000 | $ 175,000 | $ 43,000 |
| Sandoval County New Mexico | 1 | $ 295,000 | $ 295,000 | $ 28,000 |
| Hamilton County Ohio | 1 | $ 525,000 | $ 525,000 | $ 160,000 |
| Clackamas County Oregon | 1 | $ 365,000 | $ 365,000 | $ 118,000 |
| Washington County Oregon | 1 | $ 445,000 | $ 445,000 | $ 230,000 |
| Delaware County Pennsylvania | 1 | $ 765,000 | $ 765,000 | $ 194,000 |
| Mercer County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 45,000 |
| Anderson County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 43,000 |
| Anderson County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 42,000 |
| Hawkins County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 34,000 |
| Rutherford County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Brazos County Texas | 1 | $ 165,000 | $ 165,000 | $ 55,000 |
| Cameron County Texas | 1 | $ 135,000 | $ 135,000 | $ 36,000 |
| Ellis County Texas | 1 | $ 225,000 | $ 225,000 | $ 49,000 |
| Liberty County Texas | 1 | $ 145,000 | $ 145,000 | $ 83,000 |
| Montgomery County Texas | 1 | $ 455,000 | $ 455,000 | $ 126,000 |
| Tom Green County Texas | 1 | $ 195,000 | $ 195,000 | $ 83,000 |
| Alexandria County Virginia | 1 | $ 395,000 | $ 395,000 | $ 174,000 |
| Chesapeake County Virginia | 1 | $ 415,000 | $ 415,000 | $ 27,000 |
| Chesterfield County Virginia | 1 | $ 285,000 | $ 285,000 | $ 104,000 |
| Fairfax City County Virginia | 1 | $ 255,000 | $ 255,000 | $ 68,000 |
| Henrico County Virginia | 1 | $ 215,000 | $ 215,000 | $ 52,000 |
| King County Washington | 1 | $ 785,000 | $ 785,000 | $ 116,000 |
Mortgage Loan Application Detail Totals for R M K Financial Corp. in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 747 | $314,765,000 | $421,000 | $2,085,000 | $118,000 | $3,740,000 |
| Refinancing | 683 | $251,705,000 | $368,000 | $1,305,000 | $113,000 | $914,000 |
| Cash-out Refinancing | 548 | $223,670,000 | $408,000 | $1,625,000 | $119,000 | $1,194,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 585 | $229,405,000 | $392,000 | $1,625,000 | $109,000 | $3,740,000 |
| Not Provided | 524 | $211,570,000 | $403,000 | $1,425,000 | $124,000 | $1,194,000 |
| Asian | 477 | $184,675,000 | $387,000 | $2,085,000 | $105,000 | $1,047,000 |
| White | 228 | $107,790,000 | $472,000 | $1,545,000 | $139,000 | $957,000 |
| Black or African American | 153 | $52,005,000 | $339,000 | $1,565,000 | $122,000 | $914,000 |
| American Indian or Alaskan Native | 6 | $2,550,000 | $425,000 | $545,000 | $122,000 | $165,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $1,780,000 | $445,000 | $675,000 | $168,000 | $205,000 |
| Not applicable | 1 | $365,000 | $365,000 | $365,000 | $54,000 | $54,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,484 | $588,640,000 | $396,000 | $2,085,000 | $122,000 | $3,740,000 |
| FHA-insured (Federal Housing Administration) | 475 | $193,845,000 | $408,000 | $1,375,000 | $98,000 | $386,000 |
| VA-guaranteed (Veterans Administration) | 19 | $7,655,000 | $402,000 | $705,000 | $139,000 | $229,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,089 | $429,555,000 | $394,000 | $1,565,000 | $115,000 | $1,194,000 |
| Application Withdrawn By Applicant | 574 | $227,950,000 | $397,000 | $1,625,000 | $119,000 | $3,740,000 |
| Application Denied By Financial Institution | 315 | $132,635,000 | $421,000 | $2,085,000 | $119,000 | $1,135,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,663 | $657,505,000 | $395,000 | $1,625,000 | $116,000 | $3,740,000 |
| Other | 171 | $70,215,000 | $410,000 | $1,505,000 | $129,000 | $1,135,000 |
| Debt-To-Income Ratio | 51 | $21,425,000 | $420,000 | $1,275,000 | $81,000 | $540,000 |
| Credit History | 46 | $17,500,000 | $380,000 | $925,000 | $118,000 | $439,000 |
| Employment History | 18 | $7,750,000 | $430,000 | $785,000 | $106,000 | $493,000 |
| Unverifiable Information | 17 | $9,305,000 | $547,000 | $845,000 | $137,000 | $240,000 |
| Collateral | 10 | $3,950,000 | $395,000 | $835,000 | $98,000 | $168,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $2,490,000 | $1,245,000 | $2,085,000 | $386,000 | $599,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into R M K Financial Corp.'s 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess R M K Financial Corp.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.