Home Point Financial Corporation Mortgage Lending & HMDA Data, 2015

In 2015, Home Point Financial Corporation of Ann Arbor, MI reported 11,478 mortgage applications totaling $2.5 billion, up 74% from 2014. The average application was for $220,887, and applicants reported an average income of $60,405. 65% of its applications resulted in an originated loan and 15% were denied. Its largest markets were New York-Jersey City-White Plains, NY-NJ (823), Providence-Warwick, RI-MA (735) and Newark, NJ-PA (515) (applications in parentheses).

Mortgage Company & Address Home Point Financial Corporation
1194 Oak Valley Drive, Suite 80
Ann Arbor, MI 48108
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  
Total Number of Mortgage Applications 11,478
Total Mortgage Loan Application Amount $2,535,345,000
Average Mortgage Loan Application Amount $220,887
Highest Mortgage Loan Application Amount $1,727,000
Average Applicant Income $60,405
Highest Applicant Income $2,260,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Home Point Financial Corporation filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Home Point Financial Corporation by County in 2015

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Providence, Rhode Island 365 $ 67,729,000 $ 185,558 $ 68,000
Berks, Pennsylvania 320 $ 52,259,000 $ 163,309 $ 73,000
Los Angeles, California 222 $ 77,133,000 $ 347,445 $ 81,000
Ocean, New Jersey 172 $ 39,795,000 $ 231,366 $ 82,000
Kent, Rhode Island 168 $ 31,173,000 $ 185,553 $ 61,000
Union, New Jersey 159 $ 39,780,000 $ 250,188 $ 70,000
Cumberland, Pennsylvania 157 $ 30,273,000 $ 192,821 $ 84,000
Baltimore, Maryland 150 $ 33,642,000 $ 224,280 $ 57,000
Middlesex, New Jersey 145 $ 38,363,000 $ 264,572 $ 84,000
Cook, Illinois 143 $ 27,142,000 $ 189,804 $ 48,000
Prince George's, Maryland 133 $ 36,408,000 $ 273,744 $ 57,000
Essex, New Jersey 133 $ 35,545,000 $ 267,255 $ 73,000
Bucks, Pennsylvania 129 $ 31,829,000 $ 246,736 $ 88,000
Hillsborough, Florida 126 $ 24,373,000 $ 193,436 $ 58,000
Morris, New Jersey 125 $ 39,601,000 $ 316,808 $ 128,000
Middlesex, Massachusetts 120 $ 36,730,000 $ 306,083 $ 68,000
Bergen, New Jersey 120 $ 40,894,000 $ 340,783 $ 102,000
Montgomery, Pennsylvania 119 $ 27,112,000 $ 227,831 $ 87,000
Philadelphia, Pennsylvania 117 $ 18,733,000 $ 160,111 $ 54,000
New Castle, Delaware 116 $ 26,111,000 $ 225,094 $ 72,000
Hudson, New Jersey 109 $ 28,560,000 $ 262,018 $ 80,000
Bristol, Massachusetts 102 $ 23,840,000 $ 233,725 $ 60,000
Essex, Massachusetts 102 $ 28,108,000 $ 275,568 $ 57,000
Worcester, Massachusetts 100 $ 21,295,000 $ 212,950 $ 53,000
Macomb, Michigan 97 $ 13,439,000 $ 138,546 $ 54,000
Monmouth, New Jersey 97 $ 28,978,000 $ 298,742 $ 97,000
Dauphin, Pennsylvania 97 $ 16,633,000 $ 171,474 $ 72,000
San Diego, California 96 $ 37,441,000 $ 390,010 $ 99,000
Riverside, California 89 $ 24,711,000 $ 277,651 $ 58,000
Franklin, Ohio 89 $ 13,544,000 $ 152,179 $ 46,000
Baltimore City, Maryland 82 $ 13,626,000 $ 166,170 $ 59,000
York, Pennsylvania 74 $ 13,280,000 $ 179,459 $ 67,000
Passaic, New Jersey 70 $ 18,745,000 $ 267,785 $ 77,000
San Bernardino, California 69 $ 17,546,000 $ 254,289 $ 52,000
Burlington, New Jersey 69 $ 14,823,000 $ 214,826 $ 71,000
Oakland, Michigan 68 $ 12,288,000 $ 180,705 $ 50,000
Orange, California 67 $ 27,778,000 $ 414,597 $ 95,000
Plymouth, Massachusetts 65 $ 16,726,000 $ 257,323 $ 69,000
Delaware, Pennsylvania 63 $ 13,832,000 $ 219,555 $ 83,000
Washington, Rhode Island 61 $ 15,506,000 $ 254,196 $ 70,000
Jefferson, Kentucky 60 $ 9,144,000 $ 152,400 $ 45,000
Anne Arundel, Maryland 60 $ 17,189,000 $ 286,483 $ 69,000
Broward, Florida 58 $ 12,534,000 $ 216,103 $ 59,000
Palm Beach, Florida 56 $ 13,313,000 $ 237,732 $ 90,000
Wayne, Michigan 56 $ 6,935,000 $ 123,839 $ 38,000
Orange, Florida 54 $ 9,937,000 $ 184,018 $ 50,000
Suffolk, Massachusetts 53 $ 16,509,000 $ 311,490 $ 76,000
Somerset, New Jersey 53 $ 16,176,000 $ 305,207 $ 102,000
Prince William, Virginia 53 $ 16,982,000 $ 320,415 $ 66,000
Gwinnett, Georgia 52 $ 9,818,000 $ 188,807 $ 33,000
Norfolk, Massachusetts 52 $ 15,202,000 $ 292,346 $ 77,000
Jefferson, Alabama 50 $ 7,320,000 $ 146,400 $ 40,000
Pasco, Florida 50 $ 8,655,000 $ 173,100 $ 49,000
Montgomery, Maryland 49 $ 16,865,000 $ 344,183 $ 76,000
Pinellas, Florida 48 $ 8,892,000 $ 185,250 $ 62,000
Harford, Maryland 48 $ 11,964,000 $ 249,250 $ 48,000
Miami-Dade, Florida 47 $ 13,421,000 $ 285,553 $ 72,000
Cuyahoga, Ohio 47 $ 5,694,000 $ 121,148 $ 38,000
Chester, Pennsylvania 47 $ 12,137,000 $ 258,234 $ 92,000
Mecklenburg, North Carolina 46 $ 8,251,000 $ 179,369 $ 58,000
Pierce, Washington 45 $ 9,452,000 $ 210,044 $ 21,000
Mercer, New Jersey 44 $ 10,173,000 $ 231,204 $ 79,000
Barnstable, Massachusetts 43 $ 10,567,000 $ 245,744 $ 52,000
Shelby, Tennessee 42 $ 6,563,000 $ 156,261 $ 21,000
Duval, Florida 41 $ 6,359,000 $ 155,097 $ 47,000
Camden, New Jersey 41 $ 7,565,000 $ 184,512 $ 64,000
Richland, South Carolina 39 $ 6,040,000 $ 154,871 $ 33,000
Harris, Texas 39 $ 7,024,000 $ 180,102 $ 32,000
Bexar, Texas 38 $ 6,766,000 $ 178,052 $ 18,000
Virginia Beach, Virginia 38 $ 10,318,000 $ 271,526 $ 48,000
Gloucester, New Jersey 37 $ 7,264,000 $ 196,324 $ 70,000
Lehigh, Pennsylvania 37 $ 6,743,000 $ 182,243 $ 68,000
Hillsborough, New Hampshire 36 $ 7,611,000 $ 211,416 $ 54,000
Fairfax, Virginia 36 $ 14,598,000 $ 405,500 $ 85,000
Sacramento, California 35 $ 9,793,000 $ 279,800 $ 69,000
St. Lucie, Florida 34 $ 6,156,000 $ 181,058 $ 52,000
Howard, Maryland 34 $ 11,696,000 $ 344,000 $ 81,000
Hartford, Connecticut 33 $ 6,414,000 $ 194,363 $ 52,000
Fulton, Georgia 33 $ 6,905,000 $ 209,242 $ 66,000
Atlantic, New Jersey 33 $ 7,091,000 $ 214,878 $ 100,000
Cobb, Georgia 32 $ 6,167,000 $ 192,718 $ 38,000
Lancaster, Pennsylvania 32 $ 5,942,000 $ 185,687 $ 64,000
Clayton, Georgia 31 $ 4,043,000 $ 130,419 $ 36,000
Marion, Indiana 31 $ 4,616,000 $ 148,903 $ 43,000
New Haven, Connecticut 28 $ 5,556,000 $ 198,428 $ 56,000
DeKalb, Georgia 28 $ 5,034,000 $ 179,785 $ 44,000
Carroll, Maryland 28 $ 7,218,000 $ 257,785 $ 66,000
Wake, North Carolina 28 $ 5,899,000 $ 210,678 $ 66,000
King, Washington 28 $ 7,853,000 $ 280,464 $ 70,000
Shelby, Alabama 27 $ 5,053,000 $ 187,148 $ 49,000
El Paso, Colorado 27 $ 7,177,000 $ 265,814 $ 40,000
Polk, Florida 27 $ 4,738,000 $ 175,481 $ 49,000
Henry, Georgia 27 $ 4,521,000 $ 167,444 $ 48,000
Will, Illinois 27 $ 5,519,000 $ 204,407 $ 44,000
Westchester, New York 27 $ 9,542,000 $ 353,407 $ 83,000
New London, Connecticut 26 $ 4,854,000 $ 186,692 $ 55,000
District of Columbia, District Of Columbia 26 $ 6,604,000 $ 254,000 $ 53,000
Davidson, Tennessee 26 $ 4,887,000 $ 187,961 $ 38,000
Charles, Maryland 25 $ 6,776,000 $ 271,040 $ 45,000
Hunterdon, New Jersey 25 $ 7,744,000 $ 309,760 $ 88,000
Onslow, North Carolina 25 $ 4,188,000 $ 167,520 $ 6,000
Allegheny, Pennsylvania 25 $ 4,640,000 $ 185,600 $ 65,000
Hamilton, Tennessee 25 $ 4,385,000 $ 175,400 $ 31,000
Madison, Alabama 24 $ 4,462,000 $ 185,916 $ 42,000
Brevard, Florida 24 $ 4,368,000 $ 182,000 $ 31,000
Cecil, Maryland 24 $ 5,711,000 $ 237,958 $ 70,000
Richmond, New York 24 $ 9,045,000 $ 376,875 $ 96,000
Newport, Rhode Island 24 $ 5,537,000 $ 230,708 $ 94,000
Fresno, California 23 $ 4,789,000 $ 208,217 $ 45,000
Ventura, California 23 $ 9,372,000 $ 407,478 $ 91,000
Windham, Connecticut 23 $ 4,714,000 $ 204,956 $ 67,000
Lee, Florida 23 $ 4,457,000 $ 193,782 $ 69,000
Worcester, Maryland 23 $ 3,850,000 $ 167,391 $ 134,000
Rockingham, New Hampshire 23 $ 6,029,000 $ 262,130 $ 76,000
Cumberland, North Carolina 23 $ 3,788,000 $ 164,695 $ 32,000
Northampton, Pennsylvania 23 $ 4,575,000 $ 198,913 $ 55,000
Hampden, Massachusetts 22 $ 4,082,000 $ 185,545 $ 49,000
Nassau, New York 22 $ 7,559,000 $ 343,590 $ 119,000
Chesterfield, Virginia 22 $ 5,035,000 $ 228,863 $ 39,000
Stafford, Virginia 22 $ 8,571,000 $ 389,590 $ 106,000
Contra Costa, California 21 $ 7,358,000 $ 350,380 $ 70,000
Clay, Florida 21 $ 4,537,000 $ 216,047 $ 50,000
Kings, New York 21 $ 10,221,000 $ 486,714 $ 135,000
Charleston, South Carolina 21 $ 4,188,000 $ 199,428 $ 45,000
Tarrant, Texas 21 $ 4,131,000 $ 196,714 $ 26,000
Snohomish, Washington 21 $ 5,146,000 $ 245,047 $ 32,000
Fairfield, Connecticut 20 $ 5,929,000 $ 296,450 $ 104,000
Loudoun, Virginia 20 $ 7,245,000 $ 362,250 $ 82,000
Berkeley, West Virginia 20 $ 3,739,000 $ 186,950 $ 46,000
Kern, California 19 $ 3,986,000 $ 209,789 $ 54,000
Placer, California 19 $ 5,807,000 $ 305,631 $ 43,000
Manatee, Florida 19 $ 4,829,000 $ 254,157 $ 66,000
Chatham, Georgia 19 $ 3,669,000 $ 193,105 $ 55,000
Frederick, Maryland 19 $ 5,686,000 $ 299,263 $ 80,000
Berkeley, South Carolina 19 $ 3,684,000 $ 193,894 $ 44,000
Dallas, Texas 19 $ 3,866,000 $ 203,473 $ 66,000
Chittenden, Vermont 19 $ 4,547,000 $ 239,315 $ 53,000
Adams, Colorado 18 $ 3,675,000 $ 204,166 $ 37,000
Kent, Delaware 18 $ 3,059,000 $ 169,944 $ 37,000
Lake, Florida 18 $ 3,872,000 $ 215,111 $ 43,000
Lake, Illinois 18 $ 3,917,000 $ 217,611 $ 68,000
Calvert, Maryland 18 $ 4,877,000 $ 270,944 $ 68,000
Cape May, New Jersey 18 $ 3,746,000 $ 208,111 $ 83,000
Sussex, New Jersey 18 $ 3,901,000 $ 216,722 $ 81,000
Hampton, Virginia 18 $ 3,708,000 $ 206,000 $ 47,000
Osceola, Florida 17 $ 2,577,000 $ 151,588 $ 37,000
Seminole, Florida 17 $ 4,005,000 $ 235,588 $ 58,000
Richmond, Georgia 17 $ 3,171,000 $ 186,529 $ 31,000
Hamilton, Indiana 17 $ 3,272,000 $ 192,470 $ 48,000
Guilford, North Carolina 17 $ 2,967,000 $ 174,529 $ 37,000
Rutherford, Tennessee 17 $ 2,650,000 $ 155,882 $ 42,000
Collier, Florida 16 $ 4,288,000 $ 268,000 $ 59,000
Hendricks, Indiana 16 $ 3,164,000 $ 197,750 $ 44,000
Suffolk, New York 16 $ 5,505,000 $ 344,062 $ 85,000
Butler, Ohio 16 $ 3,230,000 $ 201,875 $ 26,000
Delaware, Ohio 16 $ 3,646,000 $ 227,875 $ 85,000
Perry, Pennsylvania 16 $ 2,214,000 $ 138,375 $ 58,000
Bell, Texas 16 $ 2,690,000 $ 168,125 $ 4,000
Chesapeake, Virginia 16 $ 4,890,000 $ 305,625 $ 58,000
Norfolk, Virginia 16 $ 3,061,000 $ 191,312 $ 23,000
Rockdale, Georgia 15 $ 2,873,000 $ 191,533 $ 26,000
St. Mary's, Maryland 15 $ 3,407,000 $ 227,133 $ 60,000
Union, North Carolina 15 $ 3,121,000 $ 208,066 $ 48,000
Bristol, Rhode Island 15 $ 3,552,000 $ 236,800 $ 56,000
Hays, Texas 15 $ 2,799,000 $ 186,600 $ 87,000
Henrico, Virginia 15 $ 3,118,000 $ 207,866 $ 34,000
Montgomery, Alabama 14 $ 2,149,000 $ 153,500 $ 46,000
Arapahoe, Colorado 14 $ 3,399,000 $ 242,785 $ 37,000
Sussex, Delaware 14 $ 3,363,000 $ 240,214 $ 76,000
Santa Rosa, Florida 14 $ 3,053,000 $ 218,071 $ 40,000
Sarasota, Florida 14 $ 2,409,000 $ 172,071 $ 41,000
Douglas, Georgia 14 $ 2,789,000 $ 199,214 $ 33,000
Muscogee, Georgia 14 $ 2,603,000 $ 185,928 $ 17,000
Cumberland, New Jersey 14 $ 2,165,000 $ 154,642 $ 48,000
Warren, New Jersey 14 $ 2,843,000 $ 203,071 $ 72,000
Licking, Ohio 14 $ 2,454,000 $ 175,285 $ 45,000
Adams, Pennsylvania 14 $ 2,267,000 $ 161,928 $ 50,000
Monroe, Pennsylvania 14 $ 2,343,000 $ 167,357 $ 72,000
Greenville, South Carolina 14 $ 2,691,000 $ 192,214 $ 30,000
Montgomery, Tennessee 14 $ 2,365,000 $ 168,928 $ 20,000
Travis, Texas 14 $ 2,632,000 $ 188,000 $ 48,000
Spokane, Washington 14 $ 2,398,000 $ 171,285 $ 20,000
Thurston, Washington 14 $ 3,004,000 $ 214,571 $ 57,000
Mobile, Alabama 13 $ 2,033,000 $ 156,384 $ 29,000
Madera, California 13 $ 2,756,000 $ 212,000 $ 44,000
Solano, California 13 $ 3,410,000 $ 262,307 $ 35,000
Marion, Florida 13 $ 2,397,000 $ 184,384 $ 45,000
St. Johns, Florida 13 $ 3,479,000 $ 267,615 $ 67,000
Cherokee, Georgia 13 $ 2,396,000 $ 184,307 $ 16,000
Coweta, Georgia 13 $ 2,546,000 $ 195,846 $ 63,000
Lane, Oregon 13 $ 2,572,000 $ 197,846 $ 11,000
Lexington, South Carolina 13 $ 2,103,000 $ 161,769 $ 36,000
El Paso, Texas 13 $ 2,193,000 $ 168,692 $ 0
Alameda, California 12 $ 4,466,000 $ 372,166 $ 82,000
Citrus, Florida 12 $ 1,674,000 $ 139,500 $ 32,000
Forsyth, Georgia 12 $ 3,219,000 $ 268,250 $ 58,000
Allen, Indiana 12 $ 1,950,000 $ 162,500 $ 48,000
Hardin, Kentucky 12 $ 2,299,000 $ 191,583 $ 149,000
Bronx, New York 12 $ 4,347,000 $ 362,250 $ 118,000
Collin, Texas 12 $ 2,665,000 $ 222,083 $ 27,000
Suffolk, Virginia 12 $ 3,021,000 $ 251,750 $ 12,000
Morgan, Alabama 11 $ 1,941,000 $ 176,454 $ 41,000
Santa Clara, California 11 $ 4,496,000 $ 408,727 $ 104,000
Stanislaus, California 11 $ 2,286,000 $ 207,818 $ 55,000
Columbia, Georgia 11 $ 1,881,000 $ 171,000 $ 55,000
Kane, Illinois 11 $ 2,217,000 $ 201,545 $ 35,000
Harnett, North Carolina 11 $ 2,002,000 $ 182,000 $ 13,000
Fairfield, Ohio 11 $ 2,064,000 $ 187,636 $ 61,000
Summit, Ohio 11 $ 1,763,000 $ 160,272 $ 54,000
Carbon, Pennsylvania 11 $ 1,390,000 $ 126,363 $ 51,000
Luzerne, Pennsylvania 11 $ 1,443,000 $ 131,181 $ 45,000
Horry, South Carolina 11 $ 2,393,000 $ 217,545 $ 57,000
York, South Carolina 11 $ 2,172,000 $ 197,454 $ 22,000
Denton, Texas 11 $ 2,001,000 $ 181,909 $ 0
Newport News, Virginia 11 $ 1,998,000 $ 181,636 $ 35,000
Baldwin, Alabama 10 $ 1,729,000 $ 172,900 $ 54,000
Limestone, Alabama 10 $ 1,314,000 $ 131,400 $ 80,000
El Dorado, California 10 $ 4,193,000 $ 419,300 $ 65,000
San Joaquin, California 10 $ 2,076,000 $ 207,600 $ 37,000
Denver, Colorado 10 $ 2,975,000 $ 297,500 $ 72,000
Escambia, Florida 10 $ 1,701,000 $ 170,100 $ 34,000
Okaloosa, Florida 10 $ 1,903,000 $ 190,300 $ 24,000
Volusia, Florida 10 $ 1,446,000 $ 144,600 $ 62,000
Paulding, Georgia 10 $ 1,575,000 $ 157,500 $ 37,000
York, Maine 10 $ 2,083,000 $ 208,300 $ 38,000
Washington, Maryland 10 $ 2,465,000 $ 246,500 $ 44,000
Kalamazoo, Michigan 10 $ 2,020,000 $ 202,000 $ 42,000
Queens, New York 10 $ 4,073,000 $ 407,300 $ 85,000
Saratoga, New York 10 $ 2,416,000 $ 241,600 $ 92,000
Brunswick, North Carolina 10 $ 2,408,000 $ 240,800 $ 57,000
Marion, Oregon 10 $ 1,978,000 $ 197,800 $ 19,000
Schuylkill, Pennsylvania 10 $ 1,570,000 $ 157,000 $ 67,000
Albemarle, Virginia 10 $ 2,914,000 $ 291,400 $ 70,000
Spotsylvania, Virginia 10 $ 2,680,000 $ 268,000 $ 42,000
Tulare, California 9 $ 1,912,000 $ 212,444 $ 33,000
Jefferson, Colorado 9 $ 1,929,000 $ 214,333 $ 23,000
Weld, Colorado 9 $ 1,725,000 $ 191,666 $ 13,000
DuPage, Illinois 9 $ 1,956,000 $ 217,333 $ 35,000
Trigg, Kentucky 9 $ 789,000 $ 87,666 $ 32,000
Rockland, New York 9 $ 2,903,000 $ 322,555 $ 105,000
Cabarrus, North Carolina 9 $ 1,605,000 $ 178,333 $ 36,000
Forsyth, North Carolina 9 $ 1,623,000 $ 180,333 $ 32,000
Lincoln, North Carolina 9 $ 2,007,000 $ 223,000 $ 56,000
Lake, Ohio 9 $ 1,647,000 $ 183,000 $ 60,000
Muskingum, Ohio 9 $ 1,423,000 $ 158,111 $ 38,000
Portage, Ohio 9 $ 1,451,000 $ 161,222 $ 35,000
Clackamas, Oregon 9 $ 1,884,000 $ 209,333 $ 20,000
Jackson, Oregon 9 $ 1,507,000 $ 167,444 $ 10,000
Lebanon, Pennsylvania 9 $ 1,430,000 $ 158,888 $ 67,000
Dorchester, South Carolina 9 $ 1,631,000 $ 181,222 $ 58,000
Bradley, Tennessee 9 $ 1,037,000 $ 115,222 $ 35,000
Williamson, Texas 9 $ 1,764,000 $ 196,000 $ 29,000
Kitsap, Washington 9 $ 2,029,000 $ 225,444 $ 17,000
Blount, Alabama 8 $ 1,297,000 $ 162,125 $ 58,000
Litchfield, Connecticut 8 $ 1,209,000 $ 151,125 $ 52,000
Dougherty, Georgia 8 $ 1,381,000 $ 172,625 $ 37,000
Hall, Georgia 8 $ 1,365,000 $ 170,625 $ 31,000
Newton, Georgia 8 $ 1,221,000 $ 152,625 $ 34,000
Floyd, Indiana 8 $ 1,486,000 $ 185,750 $ 89,000
Bullitt, Kentucky 8 $ 1,635,000 $ 204,375 $ 48,000
Genesee, Michigan 8 $ 1,361,000 $ 170,125 $ 24,000
Strafford, New Hampshire 8 $ 1,556,000 $ 194,500 $ 63,000
Durham, North Carolina 8 $ 1,718,000 $ 214,750 $ 87,000
Montgomery, Ohio 8 $ 1,210,000 $ 151,250 $ 43,000
Deschutes, Oregon 8 $ 1,451,000 $ 181,375 $ 12,000
Westmoreland, Pennsylvania 8 $ 1,647,000 $ 205,875 $ 61,000
Pickens, South Carolina 8 $ 951,000 $ 118,875 $ 24,000
Spartanburg, South Carolina 8 $ 1,243,000 $ 155,375 $ 32,000
Frederick, Virginia 8 $ 1,724,000 $ 215,500 $ 36,000
Benton, Washington 8 $ 1,272,000 $ 159,000 $ 6,000
Whatcom, Washington 8 $ 1,920,000 $ 240,000 $ 24,000
Tuscaloosa, Alabama 7 $ 1,097,000 $ 156,714 $ 27,000
San Luis Obispo, California 7 $ 2,074,000 $ 296,285 $ 64,000
Larimer, Colorado 7 $ 1,928,000 $ 275,428 $ 55,000
Tolland, Connecticut 7 $ 1,217,000 $ 173,857 $ 45,000
Bay, Florida 7 $ 1,477,000 $ 211,000 $ 53,000
Hernando, Florida 7 $ 966,000 $ 138,000 $ 29,000
Leon, Florida 7 $ 1,454,000 $ 207,714 $ 47,000
Liberty, Georgia 7 $ 1,211,000 $ 173,000 $ 38,000
McHenry, Illinois 7 $ 1,157,000 $ 165,285 $ 50,000
St. Clair, Illinois 7 $ 1,114,000 $ 159,142 $ 43,000
St. Joseph, Indiana 7 $ 932,000 $ 133,142 $ 41,000
Kenton, Kentucky 7 $ 1,070,000 $ 152,857 $ 71,000
Livingston, Michigan 7 $ 1,051,000 $ 150,142 $ 50,000
Monroe, Michigan 7 $ 1,015,000 $ 145,000 $ 63,000
St. Clair, Michigan 7 $ 1,279,000 $ 182,714 $ 62,000
Anoka, Minnesota 7 $ 1,467,000 $ 209,571 $ 12,000
Hennepin, Minnesota 7 $ 1,310,000 $ 187,142 $ 24,000
Buncombe, North Carolina 7 $ 1,218,000 $ 174,000 $ 23,000
Davidson, North Carolina 7 $ 1,158,000 $ 165,428 $ 28,000
Haywood, North Carolina 7 $ 1,031,000 $ 147,285 $ 9,000
Iredell, North Carolina 7 $ 977,000 $ 139,571 $ 54,000
New Hanover, North Carolina 7 $ 1,510,000 $ 215,714 $ 48,000
Knox, Ohio 7 $ 1,137,000 $ 162,428 $ 39,000
Warren, Ohio 7 $ 1,194,000 $ 170,571 $ 32,000
Oklahoma, Oklahoma 7 $ 1,252,000 $ 178,857 $ 36,000
Franklin, Pennsylvania 7 $ 991,000 $ 141,571 $ 67,000
Marshall, Alabama 6 $ 603,000 $ 100,500 $ 32,000
Kings, California 6 $ 1,423,000 $ 237,166 $ 28,000
Monterey, California 6 $ 2,158,000 $ 359,666 $ 25,000
Martin, Florida 6 $ 1,251,000 $ 208,500 $ 65,000
Nassau, Florida 6 $ 905,000 $ 150,833 $ 5,000
Sumter, Florida 6 $ 1,306,000 $ 217,666 $ 65,000
Bartow, Georgia 6 $ 1,162,000 $ 193,666 $ 64,000
Effingham, Georgia 6 $ 980,000 $ 163,333 $ 37,000
Long, Georgia 6 $ 1,011,000 $ 168,500 $ 24,000
Monroe, Indiana 6 $ 888,000 $ 148,000 $ 33,000
Meade, Kentucky 6 $ 983,000 $ 163,833 $ 64,000
Cumberland, Maine 6 $ 992,000 $ 165,333 $ 36,000
Washtenaw, Michigan 6 $ 986,000 $ 164,333 $ 48,000
Alamance, North Carolina 6 $ 947,000 $ 157,833 $ 55,000
Catawba, North Carolina 6 $ 1,090,000 $ 181,666 $ 47,000
Johnston, North Carolina 6 $ 1,174,000 $ 195,666 $ 47,000
Lorain, Ohio 6 $ 1,059,000 $ 176,500 $ 14,000
Trumbull, Ohio 6 $ 960,000 $ 160,000 $ 63,000
Linn, Oregon 6 $ 901,000 $ 150,166 $ 35,000
Multnomah, Oregon 6 $ 1,027,000 $ 171,166 $ 20,000
Washington, Oregon 6 $ 1,481,000 $ 246,833 $ 59,000
Beaufort, South Carolina 6 $ 1,240,000 $ 206,666 $ 53,000
Blount, Tennessee 6 $ 1,101,000 $ 183,500 $ 35,000
Madison, Tennessee 6 $ 669,000 $ 111,500 $ 4,000
Sullivan, Tennessee 6 $ 1,574,000 $ 262,333 $ 173,000
Williamson, Tennessee 6 $ 1,404,000 $ 234,000 $ 32,000
Franklin, Vermont 6 $ 1,188,000 $ 198,000 $ 44,000
Alexandria, Virginia 6 $ 1,781,000 $ 296,833 $ 87,000
Mason, Washington 6 $ 1,013,000 $ 168,833 $ 15,000
Jefferson, West Virginia 6 $ 1,006,000 $ 167,666 $ 53,000
Sonoma, California 5 $ 2,434,000 $ 486,800 $ 183,000
Yolo, California 5 $ 1,617,000 $ 323,400 $ 25,000
Mesa, Colorado 5 $ 1,084,000 $ 216,800 $ 29,000
Flagler, Florida 5 $ 937,000 $ 187,400 $ 25,000
Indian River, Florida 5 $ 779,000 $ 155,800 $ 19,000
Bibb, Georgia 5 $ 766,000 $ 153,200 $ 30,000
Lowndes, Georgia 5 $ 754,000 $ 150,800 $ 21,000
Walton, Georgia 5 $ 798,000 $ 159,600 $ 57,000
Elkhart, Indiana 5 $ 639,000 $ 127,800 $ 52,000
Lake, Indiana 5 $ 752,000 $ 150,400 $ 35,000
Calhoun, Michigan 5 $ 555,000 $ 111,000 $ 48,000
Ingham, Michigan 5 $ 1,239,000 $ 247,800 $ 47,000
Kent, Michigan 5 $ 791,000 $ 158,200 $ 41,000
Dakota, Minnesota 5 $ 1,326,000 $ 265,200 $ 50,000
Merrimack, New Hampshire 5 $ 877,000 $ 175,400 $ 77,000
Salem, New Jersey 5 $ 829,000 $ 165,800 $ 60,000
Erie, New York 5 $ 850,000 $ 170,000 $ 49,000
Orange, New York 5 $ 722,000 $ 144,400 $ 186,000
Henderson, North Carolina 5 $ 1,138,000 $ 227,600 $ 36,000
Randolph, North Carolina 5 $ 692,000 $ 138,400 $ 8,000
Clinton, Ohio 5 $ 657,000 $ 131,400 $ 8,000
Greene, Ohio 5 $ 641,000 $ 128,200 $ 37,000
Madison, Ohio 5 $ 509,000 $ 101,800 $ 46,000
Cleveland, Oklahoma 5 $ 783,000 $ 156,600 $ 34,000
Columbia, Oregon 5 $ 871,000 $ 174,200 $ 8,000
Centre, Pennsylvania 5 $ 1,122,000 $ 224,400 $ 45,000
Anderson, South Carolina 5 $ 640,000 $ 128,000 $ 28,000
Kershaw, South Carolina 5 $ 821,000 $ 164,200 $ 45,000
Knox, Tennessee 5 $ 893,000 $ 178,600 $ 39,000
Sumner, Tennessee 5 $ 942,000 $ 188,400 $ 35,000
Bastrop, Texas 5 $ 771,000 $ 154,200 $ 27,000
Brazoria, Texas 5 $ 917,000 $ 183,400 $ 15,000
Comal, Texas 5 $ 1,730,000 $ 346,000 $ 0
Guadalupe, Texas 5 $ 860,000 $ 172,000 $ 0
Johnson, Texas 5 $ 715,000 $ 143,000 $ 0
Montgomery, Texas 5 $ 1,081,000 $ 216,200 $ 0
Botetourt, Virginia 5 $ 1,289,000 $ 257,800 $ 115,000
Hanover, Virginia 5 $ 1,259,000 $ 251,800 $ 41,000
Montgomery, Virginia 5 $ 884,000 $ 176,800 $ 29,000
Clallam, Washington 5 $ 896,000 $ 179,200 $ 0
Clark, Washington 5 $ 1,051,000 $ 210,200 $ 30,000
Cowlitz, Washington 5 $ 786,000 $ 157,200 $ 0
Franklin, Washington 5 $ 903,000 $ 180,600 $ 7,000
Kanawha, West Virginia 5 $ 1,022,000 $ 204,400 $ 70,000
Waukesha, Wisconsin 5 $ 1,081,000 $ 216,200 $ 16,000
Elmore, Alabama 4 $ 570,000 $ 142,500 $ 41,000
Lauderdale, Alabama 4 $ 520,000 $ 130,000 $ 35,000
Merced, California 4 $ 802,000 $ 200,500 $ 82,000
Napa, California 4 $ 949,000 $ 237,250 $ 86,000
San Francisco, California 4 $ 1,455,000 $ 363,750 $ 96,000
Douglas, Colorado 4 $ 1,103,000 $ 275,750 $ 49,000
Middlesex, Connecticut 4 $ 861,000 $ 215,250 $ 25,000
Columbia, Florida 4 $ 533,000 $ 133,250 $ 30,000
Putnam, Florida 4 $ 714,000 $ 178,500 $ 21,000
Camden, Georgia 4 $ 673,000 $ 168,250 $ 15,000
Carroll, Georgia 4 $ 537,000 $ 134,250 $ 61,000
Fayette, Georgia 4 $ 855,000 $ 213,750 $ 74,000
Houston, Georgia 4 $ 689,000 $ 172,250 $ 0
Jackson, Georgia 4 $ 788,000 $ 197,000 $ 28,000
Clark, Indiana 4 $ 608,000 $ 152,000 $ 57,000
Johnson, Indiana 4 $ 659,000 $ 164,750 $ 89,000
Porter, Indiana 4 $ 622,000 $ 155,500 $ 24,000
Vigo, Indiana 4 $ 704,000 $ 176,000 $ 53,000
Whitley, Indiana 4 $ 487,000 $ 121,750 $ 34,000
Fayette, Kentucky 4 $ 626,000 $ 156,500 $ 42,000
Scott, Kentucky 4 $ 878,000 $ 219,500 $ 80,000
Spencer, Kentucky 4 $ 597,000 $ 149,250 $ 22,000
Franklin, Massachusetts 4 $ 652,000 $ 163,000 $ 42,000
Lapeer, Michigan 4 $ 810,000 $ 202,500 $ 45,000
Muskegon, Michigan 4 $ 619,000 $ 154,750 $ 36,000
Belknap, New Hampshire 4 $ 899,000 $ 224,750 $ 84,000
Sullivan, New Hampshire 4 $ 471,000 $ 117,750 $ 63,000
Albany, New York 4 $ 539,000 $ 134,750 $ 81,000
Onondaga, New York 4 $ 457,000 $ 114,250 $ 59,000
Granville, North Carolina 4 $ 784,000 $ 196,000 $ 37,000
Orange, North Carolina 4 $ 905,000 $ 226,250 $ 53,000
Pender, North Carolina 4 $ 1,048,000 $ 262,000 $ 118,000
Clermont, Ohio 4 $ 445,000 $ 111,250 $ 33,000
Medina, Ohio 4 $ 551,000 $ 137,750 $ 24,000
Pickaway, Ohio 4 $ 572,000 $ 143,000 $ 43,000
Ross, Ohio 4 $ 566,000 $ 141,500 $ 13,000
Union, Ohio 4 $ 852,000 $ 213,000 $ 94,000
Josephine, Oregon 4 $ 805,000 $ 201,250 $ 9,000
Bedford, Pennsylvania 4 $ 440,000 $ 110,000 $ 26,000
Erie, Pennsylvania 4 $ 701,000 $ 175,250 $ 23,000
Huntingdon, Pennsylvania 4 $ 478,000 $ 119,500 $ 14,000
Lycoming, Pennsylvania 4 $ 571,000 $ 142,750 $ 78,000
Washington, Pennsylvania 4 $ 1,018,000 $ 254,500 $ 103,000
Aiken, South Carolina 4 $ 921,000 $ 230,250 $ 17,000
Greenwood, South Carolina 4 $ 429,000 $ 107,250 $ 25,000
Lancaster, South Carolina 4 $ 1,008,000 $ 252,000 $ 0
Bedford, Tennessee 4 $ 526,000 $ 131,500 $ 0
Franklin, Tennessee 4 $ 574,000 $ 143,500 $ 18,000
Tipton, Tennessee 4 $ 501,000 $ 125,250 $ 8,000
Washington, Tennessee 4 $ 647,000 $ 161,750 $ 46,000
Ellis, Texas 4 $ 893,000 $ 223,250 $ 25,000
Fort Bend, Texas 4 $ 1,050,000 $ 262,500 $ 100,000
Nueces, Texas 4 $ 617,000 $ 154,250 $ 0
Rockwall, Texas 4 $ 697,000 $ 174,250 $ 0
Smith, Texas 4 $ 709,000 $ 177,250 $ 0
Tom Green, Texas 4 $ 699,000 $ 174,750 $ 0
Webb, Texas 4 $ 672,000 $ 168,000 $ 0
Windsor, Vermont 4 $ 745,000 $ 186,250 $ 27,000
Augusta, Virginia 4 $ 570,000 $ 142,500 $ 38,000
Caroline, Virginia 4 $ 787,000 $ 196,750 $ 0
Isle of Wight, Virginia 4 $ 931,000 $ 232,750 $ 28,000
Manassas, Virginia 4 $ 1,036,000 $ 259,000 $ 7,000
Manassas Park, Virginia 4 $ 1,251,000 $ 312,750 $ 110,000
Orange, Virginia 4 $ 701,000 $ 175,250 $ 83,000
York, Virginia 4 $ 953,000 $ 238,250 $ 41,000
Skagit, Washington 4 $ 747,000 $ 186,750 $ 34,000
Yakima, Washington 4 $ 527,000 $ 131,750 $ 4,000
Kenosha, Wisconsin 4 $ 720,000 $ 180,000 $ 8,000
Milwaukee, Wisconsin 4 $ 756,000 $ 189,000 $ 38,000
Winnebago, Wisconsin 4 $ 686,000 $ 171,500 $ 25,000
Calhoun, Alabama 3 $ 487,000 $ 162,333 $ 36,000
Cullman, Alabama 3 $ 384,000 $ 128,000 $ 79,000
Butte, California 3 $ 596,000 $ 198,666 $ 20,000
Calaveras, California 3 $ 474,000 $ 158,000 $ 20,000
Mendocino, California 3 $ 730,000 $ 243,333 $ 0
Nevada, California 3 $ 802,000 $ 267,333 $ 42,000
Santa Barbara, California 3 $ 1,090,000 $ 363,333 $ 14,000
Santa Cruz, California 3 $ 2,796,000 $ 932,000 $ 137,000
Yuba, California 3 $ 553,000 $ 184,333 $ 38,000
Broomfield, Colorado 3 $ 984,000 $ 328,000 $ 15,000
Alachua, Florida 3 $ 371,000 $ 123,666 $ 34,000
Charlotte, Florida 3 $ 604,000 $ 201,333 $ 148,000
DeSoto, Florida 3 $ 548,000 $ 182,666 $ 33,000
Wakulla, Florida 3 $ 574,000 $ 191,333 $ 17,000
Clarke, Georgia 3 $ 434,000 $ 144,666 $ 0
Franklin, Georgia 3 $ 639,000 $ 213,000 $ 45,000
Gordon, Georgia 3 $ 481,000 $ 160,333 $ 48,000
Harris, Georgia 3 $ 561,000 $ 187,000 $ 13,000
Kendall, Illinois 3 $ 821,000 $ 273,666 $ 100,000
Sangamon, Illinois 3 $ 419,000 $ 139,666 $ 29,000
Delaware, Indiana 3 $ 380,000 $ 126,666 $ 24,000
Grant, Indiana 3 $ 485,000 $ 161,666 $ 18,000
Howard, Indiana 3 $ 433,000 $ 144,333 $ 69,000
Tippecanoe, Indiana 3 $ 451,000 $ 150,333 $ 27,000
Ballard, Kentucky 3 $ 586,000 $ 195,333 $ 61,000
Boone, Kentucky 3 $ 547,000 $ 182,333 $ 25,000
Christian, Kentucky 3 $ 416,000 $ 138,666 $ 18,000
Jessamine, Kentucky 3 $ 717,000 $ 239,000 $ 33,000
Garrett, Maryland 3 $ 597,000 $ 199,000 $ 56,000
Dukes, Massachusetts 3 $ 1,533,000 $ 511,000 $ 90,000
Hampshire, Massachusetts 3 $ 437,000 $ 145,666 $ 63,000
Allegan, Michigan 3 $ 577,000 $ 192,333 $ 20,000
Jackson, Michigan 3 $ 521,000 $ 173,666 $ 106,000
Roscommon, Michigan 3 $ 407,000 $ 135,666 $ 30,000
Saginaw, Michigan 3 $ 324,000 $ 108,000 $ 14,000
Van Buren, Michigan 3 $ 427,000 $ 142,333 $ 5,000
Cheshire, New Hampshire 3 $ 469,000 $ 156,333 $ 60,000
Dutchess, New York 3 $ 718,000 $ 239,333 $ 137,000
Essex, New York 3 $ 433,000 $ 144,333 $ 93,000
Camden, North Carolina 3 $ 574,000 $ 191,333 $ 0
Craven, North Carolina 3 $ 451,000 $ 150,333 $ 20,000
Davie, North Carolina 3 $ 696,000 $ 232,000 $ 86,000
McDowell, North Carolina 3 $ 546,000 $ 182,000 $ 46,000
Mitchell, North Carolina 3 $ 525,000 $ 175,000 $ 119,000
Nash, North Carolina 3 $ 518,000 $ 172,666 $ 89,000
Pitt, North Carolina 3 $ 525,000 $ 175,000 $ 0
Rowan, North Carolina 3 $ 872,000 $ 290,666 $ 88,000
Wilson, North Carolina 3 $ 413,000 $ 137,666 $ 15,000
Athens, Ohio 3 $ 446,000 $ 148,666 $ 33,000
Brown, Ohio 3 $ 483,000 $ 161,000 $ 51,000
Erie, Ohio 3 $ 546,000 $ 182,000 $ 48,000
Hamilton, Ohio 3 $ 376,000 $ 125,333 $ 64,000
Mahoning, Ohio 3 $ 239,000 $ 79,666 $ 13,000
Morrow, Ohio 3 $ 580,000 $ 193,333 $ 15,000
Stark, Ohio 3 $ 407,000 $ 135,666 $ 0
Wayne, Ohio 3 $ 537,000 $ 179,000 $ 10,000
Tulsa, Oklahoma 3 $ 401,000 $ 133,666 $ 37,000
Coos, Oregon 3 $ 591,000 $ 197,000 $ 61,000
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Mortgage Loan Application Detail Totals for Home Point Financial Corporation in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 5,496 $1,225,597,000 $222,000 $1,727,000 $38,000 $2,260,000
Home Purchase 4,008 $850,389,000 $212,000 $1,560,000 $80,000 $758,000
Home Improvement 1,974 $459,359,000 $232,000 $1,170,000 $83,000 $640,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 7,342 $1,611,787,000 $219,000 $1,560,000 $63,000 $2,260,000
Black or African American 1,688 $347,347,000 $205,000 $739,000 $49,000 $348,000
Hispanic 1,227 $284,767,000 $232,000 $639,000 $56,000 $552,000
Not Provided 903 $207,661,000 $229,000 $1,727,000 $59,000 $573,000
Asian 241 $63,470,000 $263,000 $1,280,000 $86,000 $521,000
Native Hawaiian or Other Pacific Islander 42 $10,787,000 $256,000 $451,000 $58,000 $168,000
American Indian or Alaskan Native 24 $5,932,000 $247,000 $589,000 $78,000 $255,000
Not applicable 11 $3,594,000 $326,000 $541,000 $57,000 $163,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 5,640 $1,209,260,000 $214,000 $814,000 $45,000 $570,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,967 $693,077,000 $233,000 $1,727,000 $104,000 $2,260,000
VA-guaranteed (Veterans Administration) 2,727 $608,531,000 $223,000 $875,000 $44,000 $391,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 144 $24,477,000 $169,000 $378,000 $59,000 $186,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 7,493 $1,648,485,000 $220,000 $1,400,000 $59,000 $2,260,000
Application Denied By Financial Institution 1,759 $387,503,000 $220,000 $1,560,000 $67,000 $661,000
Application Withdrawn By Applicant 1,125 $251,748,000 $223,000 $1,727,000 $60,000 $1,126,000
File Closed For Incompleteness 574 $124,571,000 $217,000 $1,115,000 $64,000 $846,000
Application Approved But Not Accepted 505 $117,535,000 $232,000 $1,435,000 $59,000 $696,000
Loan Purchased By The Institution 22 $5,503,000 $250,000 $595,000 $41,000 $310,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 385 $84,905,000 $220,000 $750,000 $64,000 $661,000
Credit History 370 $80,813,000 $218,000 $1,211,000 $68,000 $614,000
Debt-To-Income Ratio 312 $71,764,000 $230,000 $1,460,000 $57,000 $297,000
Unverifiable Information 286 $63,883,000 $223,000 $1,540,000 $71,000 $504,000
Collateral 266 $55,732,000 $209,000 $1,560,000 $83,000 $570,000
Insufficient Cash (Downpayment, Closing Cost) 62 $14,173,000 $228,000 $1,300,000 $63,000 $325,000
Employment History 37 $7,795,000 $210,000 $506,000 $68,000 $298,000
Credit Application Incomplete 17 $4,342,000 $255,000 $626,000 $72,000 $208,000
Mortgage Insurance Denied 4 $455,000 $113,000 $240,000 $42,000 $109,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Home Point Financial Corporation's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Home Point Financial Corporation's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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