Mbna America Delaware, N.A. Mortgage Lending & HMDA Data, 2004

In 2004, Mbna America Delaware, N.A. of Charlotte, NC reported 41,285 mortgage applications totaling $4.4 billion, down 10% from 2003. The average application was for $107,300, and applicants reported an average income of $32,225. 15% of its applications resulted in an originated loan and 69% were denied. Its largest markets were Atlanta-Sandy Springs-Marietta, GA (1,149), Chicago-Naperville-Joliet, IL (984) and Philadelphia, PA (830) (applications in parentheses).

Mortgage Company & Address Mbna America Delaware, N.A.
200 N College St Nc1-004-04-13
Charlotte, NC 28255
Federal Regulator * available with data download
Years 2006  2005  2004  2003  
Total Number of Mortgage Applications 41,285
Total Mortgage Loan Application Amount $4,429,908,000
Average Mortgage Loan Application Amount $107,300
Highest Mortgage Loan Application Amount $2,561,000
Average Applicant Income $32,225
Highest Applicant Income $4,044,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Mbna America Delaware, N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Mbna America Delaware, N.A. by County in 2004

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook, Illinois 611 $ 83,402,000 $ 136,500 $ 39,000
Wayne, Michigan 499 $ 48,514,000 $ 97,222 $ 26,000
Los Angeles, California 421 $ 76,548,000 $ 181,824 $ 51,000
Maricopa, Arizona 366 $ 40,748,000 $ 111,333 $ 36,000
Philadelphia, Pennsylvania 300 $ 21,396,000 $ 71,320 $ 26,000
New Castle, Delaware 288 $ 36,618,000 $ 127,145 $ 49,000
Oakland, Michigan 280 $ 37,431,000 $ 133,682 $ 36,000
Cuyahoga, Ohio 273 $ 28,404,000 $ 104,043 $ 40,000
Miami-Dade, Florida 271 $ 36,585,000 $ 135,000 $ 38,000
Harris, Texas 266 $ 26,443,000 $ 99,409 $ 36,000
Broward, Florida 254 $ 30,209,000 $ 118,933 $ 38,000
Prince George's, Maryland 232 $ 30,951,000 $ 133,409 $ 41,000
Suffolk, New York 225 $ 43,384,000 $ 192,817 $ 52,000
Erie, New York 214 $ 16,213,000 $ 75,761 $ 25,000
Mecklenburg, North Carolina 202 $ 18,942,000 $ 93,772 $ 28,000
Clark, Nevada 198 $ 25,262,000 $ 127,585 $ 41,000
DeKalb, Georgia 191 $ 22,905,000 $ 119,921 $ 33,000
Allegheny, Pennsylvania 191 $ 15,291,000 $ 80,057 $ 27,000
Nassau, New York 189 $ 36,257,000 $ 191,835 $ 51,000
Baltimore, Maryland 186 $ 21,028,000 $ 113,053 $ 45,000
St. Louis, Missouri 179 $ 16,360,000 $ 91,396 $ 35,000
Macomb, Michigan 178 $ 17,101,000 $ 96,073 $ 38,000
Palm Beach, Florida 176 $ 22,694,000 $ 128,943 $ 45,000
Kings, New York 172 $ 35,192,000 $ 204,604 $ 54,000
Fulton, Georgia 168 $ 21,917,000 $ 130,458 $ 37,000
Shelby, Tennessee 164 $ 13,942,000 $ 85,012 $ 37,000
Queens, New York 163 $ 29,976,000 $ 183,901 $ 44,000
Dallas, Texas 163 $ 15,379,000 $ 94,349 $ 30,000
Marion, Indiana 161 $ 15,033,000 $ 93,372 $ 35,000
San Bernardino, California 157 $ 19,625,000 $ 125,000 $ 41,000
Jefferson, Alabama 155 $ 13,649,000 $ 88,058 $ 24,000
Wake, North Carolina 155 $ 18,046,000 $ 116,425 $ 36,000
Franklin, Ohio 155 $ 12,772,000 $ 82,400 $ 29,000
Burlington, New Jersey 154 $ 19,406,000 $ 126,012 $ 48,000
Cobb, Georgia 153 $ 16,278,000 $ 106,392 $ 42,000
Gwinnett, Georgia 151 $ 17,264,000 $ 114,331 $ 35,000
Essex, New Jersey 151 $ 21,445,000 $ 142,019 $ 41,000
Montgomery, Pennsylvania 150 $ 18,685,000 $ 124,566 $ 37,000
Middlesex, New Jersey 147 $ 22,559,000 $ 153,462 $ 44,000
King, Washington 146 $ 19,350,000 $ 132,534 $ 42,000
Orange, Florida 145 $ 15,049,000 $ 103,786 $ 48,000
Baltimore City, Maryland 143 $ 10,595,000 $ 74,090 $ 34,000
Delaware, Pennsylvania 142 $ 15,480,000 $ 109,014 $ 40,000
Hillsborough, Florida 141 $ 14,258,000 $ 101,120 $ 41,000
Bergen, New Jersey 139 $ 31,022,000 $ 223,179 $ 48,000
New Haven, Connecticut 136 $ 15,843,000 $ 116,492 $ 52,000
Middlesex, Massachusetts 136 $ 24,041,000 $ 176,772 $ 37,000
Bucks, Pennsylvania 125 $ 16,652,000 $ 133,216 $ 34,000
Pinellas, Florida 124 $ 12,148,000 $ 97,967 $ 33,000
Montgomery, Maryland 122 $ 26,342,000 $ 215,918 $ 61,000
Camden, New Jersey 122 $ 11,854,000 $ 97,163 $ 50,000
Lancaster, Pennsylvania 122 $ 10,619,000 $ 87,040 $ 25,000
El Paso, Colorado 121 $ 12,090,000 $ 99,917 $ 38,000
Duval, Florida 121 $ 10,206,000 $ 84,347 $ 24,000
Monroe, New York 118 $ 9,520,000 $ 80,677 $ 34,000
Guilford, North Carolina 118 $ 11,088,000 $ 93,966 $ 29,000
Ocean, New Jersey 117 $ 15,090,000 $ 128,974 $ 38,000
Westchester, New York 117 $ 25,681,000 $ 219,495 $ 77,000
Orange, California 114 $ 33,045,000 $ 289,868 $ 46,000
Worcester, Massachusetts 113 $ 14,484,000 $ 128,176 $ 37,000
Chester, Pennsylvania 113 $ 17,338,000 $ 153,433 $ 39,000
Montgomery, Ohio 112 $ 9,249,000 $ 82,580 $ 26,000
Riverside, California 111 $ 15,780,000 $ 142,162 $ 23,000
Hartford, Connecticut 111 $ 12,705,000 $ 114,459 $ 51,000
Jackson, Missouri 111 $ 9,200,000 $ 82,882 $ 27,000
Bexar, Texas 111 $ 9,257,000 $ 83,396 $ 31,000
Salt Lake, Utah 111 $ 10,554,000 $ 95,081 $ 32,000
Hamilton, Ohio 109 $ 8,458,000 $ 77,596 $ 28,000
Virginia Beach, Virginia 109 $ 10,938,000 $ 100,348 $ 33,000
Genesee, Michigan 108 $ 9,773,000 $ 90,490 $ 28,000
DuPage, Illinois 107 $ 14,351,000 $ 134,121 $ 43,000
Arapahoe, Colorado 106 $ 12,904,000 $ 121,735 $ 35,000
Monmouth, New Jersey 105 $ 14,778,000 $ 140,742 $ 42,000
Milwaukee, Wisconsin 105 $ 8,450,000 $ 80,476 $ 28,000
Fairfield, Connecticut 104 $ 19,444,000 $ 186,961 $ 37,000
Santa Clara, California 103 $ 25,053,000 $ 243,233 $ 74,000
Lake, Illinois 103 $ 13,319,000 $ 129,310 $ 35,000
Jefferson, Kentucky 101 $ 9,479,000 $ 93,851 $ 42,000
Davidson, Tennessee 101 $ 8,301,000 $ 82,188 $ 27,000
Hennepin, Minnesota 100 $ 15,721,000 $ 157,210 $ 36,000
Bernalillo, New Mexico 99 $ 10,351,000 $ 104,555 $ 37,000
Summit, Ohio 99 $ 9,315,000 $ 94,090 $ 25,000
Pulaski, Arkansas 98 $ 10,569,000 $ 107,846 $ 28,000
Anne Arundel, Maryland 98 $ 10,674,000 $ 108,918 $ 36,000
Jefferson, Colorado 96 $ 12,883,000 $ 134,197 $ 36,000
Tulsa, Oklahoma 95 $ 9,070,000 $ 95,473 $ 35,000
Berks, Pennsylvania 95 $ 7,758,000 $ 81,663 $ 23,000
Pima, Arizona 94 $ 9,276,000 $ 98,680 $ 39,000
Will, Illinois 94 $ 12,525,000 $ 133,244 $ 35,000
Pasco, Florida 93 $ 8,128,000 $ 87,397 $ 28,000
Fairfax, Virginia 93 $ 17,129,000 $ 184,182 $ 73,000
San Diego, California 92 $ 17,777,000 $ 193,228 $ 40,000
Onondaga, New York 92 $ 6,482,000 $ 70,456 $ 41,000
Polk, Florida 89 $ 7,615,000 $ 85,561 $ 37,000
Lucas, Ohio 87 $ 6,611,000 $ 75,988 $ 36,000
Luzerne, Pennsylvania 86 $ 7,082,000 $ 82,348 $ 29,000
Greenville, South Carolina 85 $ 8,546,000 $ 100,541 $ 30,000
Brevard, Florida 84 $ 7,889,000 $ 93,916 $ 37,000
Orange, New York 84 $ 13,149,000 $ 156,535 $ 44,000
Oklahoma, Oklahoma 84 $ 6,740,000 $ 80,238 $ 29,000
Alameda, California 83 $ 19,820,000 $ 238,795 $ 44,000
Plymouth, Massachusetts 83 $ 12,973,000 $ 156,301 $ 27,000
Kent, Michigan 83 $ 6,710,000 $ 80,843 $ 26,000
Gloucester, New Jersey 83 $ 8,603,000 $ 103,650 $ 43,000
York, Pennsylvania 83 $ 7,313,000 $ 88,108 $ 30,000
Pierce, Washington 83 $ 8,264,000 $ 99,566 $ 49,000
Monroe, Pennsylvania 81 $ 8,237,000 $ 101,691 $ 53,000
Tarrant, Texas 81 $ 7,866,000 $ 97,111 $ 40,000
Chesterfield, Virginia 81 $ 8,733,000 $ 107,814 $ 31,000
Bronx, New York 80 $ 14,675,000 $ 183,437 $ 42,000
Stark, Ohio 80 $ 6,977,000 $ 87,212 $ 22,000
Mobile, Alabama 78 $ 6,213,000 $ 79,653 $ 21,000
Union, New Jersey 78 $ 13,459,000 $ 172,551 $ 43,000
Forsyth, North Carolina 78 $ 6,629,000 $ 84,987 $ 29,000
Richland, South Carolina 78 $ 6,587,000 $ 84,448 $ 27,000
District of Columbia, District Of Columbia 77 $ 13,854,000 $ 179,922 $ 32,000
Essex, Massachusetts 77 $ 12,485,000 $ 162,142 $ 26,000
Morris, New Jersey 77 $ 13,368,000 $ 173,610 $ 48,000
Somerset, New Jersey 76 $ 13,687,000 $ 180,092 $ 85,000
Cumberland, North Carolina 76 $ 5,419,000 $ 71,302 $ 39,000
Richmond, New York 75 $ 12,547,000 $ 167,293 $ 48,000
Volusia, Florida 73 $ 6,197,000 $ 84,890 $ 28,000
Kane, Illinois 73 $ 8,467,000 $ 115,986 $ 41,000
Lake, Ohio 73 $ 7,230,000 $ 99,041 $ 25,000
Multnomah, Oregon 73 $ 9,325,000 $ 127,739 $ 35,000
Madison, Alabama 72 $ 6,239,000 $ 86,652 $ 36,000
Sacramento, California 71 $ 10,390,000 $ 146,338 $ 33,000
Butler, Ohio 71 $ 5,729,000 $ 80,690 $ 20,000
East Baton Rouge, Louisiana 70 $ 6,874,000 $ 98,200 $ 40,000
Henrico, Virginia 70 $ 7,345,000 $ 104,928 $ 35,000
Snohomish, Washington 70 $ 7,444,000 $ 106,342 $ 38,000
Douglas, Nebraska 69 $ 7,193,000 $ 104,246 $ 28,000
Hudson, New Jersey 69 $ 10,250,000 $ 148,550 $ 57,000
Mercer, New Jersey 69 $ 9,900,000 $ 143,478 $ 37,000
Adams, Colorado 68 $ 8,658,000 $ 127,323 $ 24,000
Clayton, Georgia 68 $ 6,345,000 $ 93,308 $ 26,000
Richmond, Georgia 68 $ 5,090,000 $ 74,852 $ 28,000
Lake, Indiana 67 $ 5,883,000 $ 87,805 $ 36,000
Sedgwick, Kansas 67 $ 5,272,000 $ 78,686 $ 36,000
Montgomery, Alabama 66 $ 5,500,000 $ 83,333 $ 26,000
Johnson, Kansas 66 $ 8,200,000 $ 124,242 $ 28,000
Jefferson, Louisiana 65 $ 5,477,000 $ 84,261 $ 32,000
Lorain, Ohio 65 $ 7,434,000 $ 114,369 $ 31,000
Lehigh, Pennsylvania 65 $ 5,147,000 $ 79,184 $ 25,000
Westmoreland, Pennsylvania 65 $ 5,954,000 $ 91,600 $ 36,000
McHenry, Illinois 64 $ 8,167,000 $ 127,609 $ 41,000
Northampton, Pennsylvania 64 $ 8,266,000 $ 129,156 $ 37,000
Charleston, South Carolina 64 $ 8,586,000 $ 134,156 $ 58,000
Polk, Iowa 63 $ 5,555,000 $ 88,174 $ 50,000
Norfolk, Massachusetts 63 $ 9,487,000 $ 150,587 $ 45,000
Ingham, Michigan 63 $ 5,340,000 $ 84,761 $ 31,000
Dutchess, New York 62 $ 9,248,000 $ 149,161 $ 42,000
Dauphin, Pennsylvania 62 $ 5,178,000 $ 83,516 $ 27,000
Denver, Colorado 60 $ 7,787,000 $ 129,783 $ 34,000
Orleans, Louisiana 60 $ 5,554,000 $ 92,566 $ 32,000
Passaic, New Jersey 60 $ 8,132,000 $ 135,533 $ 27,000
Contra Costa, California 59 $ 13,184,000 $ 223,457 $ 55,000
Lee, Florida 59 $ 6,955,000 $ 117,881 $ 33,000
Buncombe, North Carolina 59 $ 5,273,000 $ 89,372 $ 16,000
Cabarrus, North Carolina 59 $ 5,305,000 $ 89,915 $ 23,000
Allen, Indiana 58 $ 4,514,000 $ 77,827 $ 28,000
Suffolk, Massachusetts 58 $ 9,704,000 $ 167,310 $ 32,000
Osceola, Florida 57 $ 5,681,000 $ 99,666 $ 102,000
Seminole, Florida 57 $ 5,396,000 $ 94,666 $ 30,000
Knox, Tennessee 57 $ 4,929,000 $ 86,473 $ 24,000
Prince William, Virginia 57 $ 8,689,000 $ 152,438 $ 45,000
Escambia, Florida 56 $ 4,382,000 $ 78,250 $ 25,000
Niagara, New York 56 $ 4,272,000 $ 76,285 $ 40,000
Lexington, South Carolina 56 $ 4,713,000 $ 84,160 $ 22,000
Fort Bend, Texas 56 $ 8,386,000 $ 149,750 $ 46,000
Kent, Delaware 55 $ 5,715,000 $ 103,909 $ 36,000
Albany, New York 55 $ 5,355,000 $ 97,363 $ 44,000
Providence, Rhode Island 55 $ 4,874,000 $ 88,618 $ 47,000
Dane, Wisconsin 55 $ 5,352,000 $ 97,309 $ 19,000
Harford, Maryland 54 $ 6,949,000 $ 128,685 $ 51,000
Bristol, Massachusetts 54 $ 7,067,000 $ 130,870 $ 35,000
Atlantic, New Jersey 54 $ 7,776,000 $ 144,000 $ 25,000
Saratoga, New York 54 $ 5,376,000 $ 99,555 $ 32,000
Horry, South Carolina 54 $ 6,658,000 $ 123,296 $ 26,000
Larimer, Colorado 53 $ 6,477,000 $ 122,207 $ 48,000
Lackawanna, Pennsylvania 53 $ 4,038,000 $ 76,188 $ 23,000
Chatham, Georgia 52 $ 4,160,000 $ 80,000 $ 21,000
Durham, North Carolina 52 $ 5,160,000 $ 99,230 $ 30,000
York, South Carolina 52 $ 4,755,000 $ 91,442 $ 34,000
Washtenaw, Michigan 51 $ 6,501,000 $ 127,470 $ 37,000
Gaston, North Carolina 51 $ 4,274,000 $ 83,803 $ 29,000
Mahoning, Ohio 51 $ 4,131,000 $ 81,000 $ 23,000
Trumbull, Ohio 51 $ 3,525,000 $ 69,117 $ 29,000
El Paso, Texas 51 $ 3,475,000 $ 68,137 $ 39,000
Kern, California 50 $ 5,128,000 $ 102,560 $ 36,000
Collin, Texas 50 $ 5,798,000 $ 115,960 $ 34,000
Travis, Texas 50 $ 5,800,000 $ 116,000 $ 27,000
New London, Connecticut 49 $ 4,635,000 $ 94,591 $ 37,000
Henry, Georgia 49 $ 5,865,000 $ 119,693 $ 43,000
Penobscot, Maine 49 $ 4,132,000 $ 84,326 $ 36,000
St. Charles, Missouri 49 $ 5,320,000 $ 108,571 $ 34,000
Rockingham, New Hampshire 49 $ 7,229,000 $ 147,530 $ 47,000
Union, North Carolina 49 $ 4,316,000 $ 88,081 $ 27,000
Warren, Ohio 49 $ 5,406,000 $ 110,326 $ 59,000
Erie, Pennsylvania 49 $ 3,490,000 $ 71,224 $ 34,000
Spartanburg, South Carolina 49 $ 3,517,000 $ 71,775 $ 38,000
Hamilton, Tennessee 49 $ 3,189,000 $ 65,081 $ 38,000
Spokane, Washington 49 $ 4,579,000 $ 93,448 $ 35,000
Marion, Florida 48 $ 4,009,000 $ 83,520 $ 46,000
Sussex, New Jersey 48 $ 7,047,000 $ 146,812 $ 43,000
Cumberland, Pennsylvania 48 $ 4,790,000 $ 99,791 $ 43,000
Sussex, Delaware 47 $ 4,475,000 $ 95,212 $ 26,000
Kalamazoo, Michigan 47 $ 3,748,000 $ 79,744 $ 25,000
Hillsborough, New Hampshire 47 $ 6,825,000 $ 145,212 $ 41,000
Randolph, North Carolina 47 $ 3,831,000 $ 81,510 $ 19,000
Fresno, California 46 $ 4,566,000 $ 99,260 $ 34,000
Florence, South Carolina 46 $ 4,465,000 $ 97,065 $ 28,000
Hidalgo, Texas 46 $ 2,901,000 $ 63,065 $ 100,000
Utah, Utah 46 $ 5,557,000 $ 120,804 $ 25,000
Waukesha, Wisconsin 46 $ 6,126,000 $ 133,173 $ 53,000
Cherokee, Georgia 45 $ 5,334,000 $ 118,533 $ 32,000
Kennebec, Maine 45 $ 4,056,000 $ 90,133 $ 20,000
Jackson, Michigan 45 $ 4,072,000 $ 90,488 $ 21,000
Schuylkill, Pennsylvania 45 $ 2,745,000 $ 61,000 $ 28,000
Douglas, Colorado 44 $ 5,201,000 $ 118,204 $ 34,000
Sarasota, Florida 44 $ 4,870,000 $ 110,681 $ 39,000
Clark, Washington 44 $ 4,529,000 $ 102,931 $ 26,000
Weld, Colorado 43 $ 4,612,000 $ 107,255 $ 26,000
Leon, Florida 43 $ 4,422,000 $ 102,837 $ 63,000
Ulster, New York 43 $ 5,357,000 $ 124,581 $ 33,000
Ventura, California 42 $ 8,719,000 $ 207,595 $ 64,000
Caddo, Louisiana 42 $ 3,828,000 $ 91,142 $ 45,000
Hampden, Massachusetts 42 $ 3,701,000 $ 88,119 $ 26,000
New Hanover, North Carolina 42 $ 4,367,000 $ 103,976 $ 22,000
Washington, Oregon 42 $ 5,366,000 $ 127,761 $ 44,000
Chesapeake, Virginia 42 $ 4,232,000 $ 100,761 $ 36,000
St. Lucie, Florida 41 $ 4,437,000 $ 108,219 $ 22,000
St. Clair, Illinois 41 $ 4,408,000 $ 107,512 $ 25,000
Berrien, Michigan 41 $ 3,284,000 $ 80,097 $ 32,000
Johnston, North Carolina 41 $ 3,590,000 $ 87,560 $ 29,000
San Mateo, California 40 $ 9,415,000 $ 235,375 $ 88,000
Litchfield, Connecticut 40 $ 5,866,000 $ 146,650 $ 36,000
Winnebago, Illinois 40 $ 3,158,000 $ 78,950 $ 19,000
Calcasieu, Louisiana 40 $ 3,386,000 $ 84,650 $ 21,000
Howard, Maryland 40 $ 7,263,000 $ 181,575 $ 47,000
St. Louis City, Missouri 40 $ 3,243,000 $ 81,075 $ 33,000
Oneida, New York 40 $ 3,232,000 $ 80,800 $ 26,000
Catawba, North Carolina 40 $ 2,846,000 $ 71,150 $ 26,000
Anderson, South Carolina 40 $ 3,054,000 $ 76,350 $ 31,000
Boulder, Colorado 39 $ 7,776,000 $ 199,384 $ 38,000
Paulding, Georgia 39 $ 4,455,000 $ 114,230 $ 22,000
Charles, Maryland 39 $ 4,916,000 $ 126,051 $ 37,000
Saginaw, Michigan 39 $ 2,683,000 $ 68,794 $ 26,000
Broome, New York 39 $ 2,892,000 $ 74,153 $ 22,000
Rowan, North Carolina 39 $ 3,079,000 $ 78,948 $ 12,000
Alachua, Florida 38 $ 3,220,000 $ 84,736 $ 32,000
Clay, Florida 38 $ 3,069,000 $ 80,763 $ 22,000
Madison, Illinois 38 $ 3,403,000 $ 89,552 $ 26,000
St. Tammany, Louisiana 38 $ 3,451,000 $ 90,815 $ 21,000
Ottawa, Michigan 38 $ 3,409,000 $ 89,710 $ 30,000
Dakota, Minnesota 38 $ 4,519,000 $ 118,921 $ 43,000
Clermont, Ohio 38 $ 3,149,000 $ 82,868 $ 23,000
Benton, Arkansas 37 $ 4,759,000 $ 128,621 $ 17,000
Lake, Florida 37 $ 4,008,000 $ 108,324 $ 29,000
St. Joseph, Indiana 37 $ 2,728,000 $ 73,729 $ 28,000
St. Clair, Michigan 37 $ 3,176,000 $ 85,837 $ 32,000
Chautauqua, New York 37 $ 2,402,000 $ 64,918 $ 50,000
Denton, Texas 37 $ 3,877,000 $ 104,783 $ 53,000
Tuscaloosa, Alabama 36 $ 3,275,000 $ 90,972 $ 27,000
Honolulu, Hawaii 36 $ 8,058,000 $ 223,833 $ 54,000
Cumberland, Maine 36 $ 4,260,000 $ 118,333 $ 27,000
Ramsey, Minnesota 36 $ 3,954,000 $ 109,833 $ 25,000
Medina, Ohio 36 $ 4,216,000 $ 117,111 $ 30,000
Shelby, Alabama 35 $ 3,619,000 $ 103,400 $ 24,000
Sonoma, California 35 $ 8,456,000 $ 241,600 $ 60,000
Collier, Florida 35 $ 4,309,000 $ 123,114 $ 33,000
Fayette, Kentucky 35 $ 2,971,000 $ 84,885 $ 29,000
Lafayette, Louisiana 35 $ 2,746,000 $ 78,457 $ 39,000
York, Maine 35 $ 5,113,000 $ 146,085 $ 49,000
Livingston, Michigan 35 $ 4,654,000 $ 132,971 $ 26,000
Rockland, New York 35 $ 6,083,000 $ 173,800 $ 42,000
Davis, Utah 35 $ 3,515,000 $ 100,428 $ 33,000
Brown, Wisconsin 35 $ 3,080,000 $ 88,000 $ 36,000
Columbia, Georgia 34 $ 2,378,000 $ 69,941 $ 41,000
Waldo, Maine 34 $ 3,820,000 $ 112,352 $ 39,000
Frederick, Maryland 34 $ 4,801,000 $ 141,205 $ 42,000
Lane, Oregon 34 $ 3,515,000 $ 103,382 $ 25,000
Butler, Pennsylvania 34 $ 3,675,000 $ 108,088 $ 34,000
Washington, Pennsylvania 34 $ 2,968,000 $ 87,294 $ 31,000
Rutherford, Tennessee 34 $ 3,430,000 $ 100,882 $ 21,000
Baldwin, Alabama 33 $ 3,641,000 $ 110,333 $ 31,000
San Joaquin, California 33 $ 4,424,000 $ 134,060 $ 48,000
Tulare, California 33 $ 3,783,000 $ 114,636 $ 47,000
Forsyth, Georgia 33 $ 4,040,000 $ 122,424 $ 41,000
Ada, Idaho 33 $ 3,056,000 $ 92,606 $ 30,000
Hamilton, Indiana 33 $ 3,832,000 $ 116,121 $ 44,000
Monroe, Michigan 33 $ 3,196,000 $ 96,848 $ 47,000
Anoka, Minnesota 33 $ 3,578,000 $ 108,424 $ 33,000
Clay, Missouri 33 $ 3,478,000 $ 105,393 $ 37,000
Oswego, New York 33 $ 1,838,000 $ 55,696 $ 19,000
Rensselaer, New York 33 $ 2,926,000 $ 88,666 $ 39,000
Iredell, North Carolina 33 $ 2,860,000 $ 86,666 $ 22,000
Lebanon, Pennsylvania 33 $ 3,066,000 $ 92,909 $ 26,000
Yakima, Washington 33 $ 3,453,000 $ 104,636 $ 37,000
Peoria, Illinois 32 $ 2,172,000 $ 67,875 $ 25,000
Onslow, North Carolina 32 $ 2,105,000 $ 65,781 $ 45,000
Franklin, Pennsylvania 32 $ 2,621,000 $ 81,906 $ 39,000
Sullivan, Tennessee 32 $ 2,490,000 $ 77,812 $ 21,000
Galveston, Texas 32 $ 2,957,000 $ 92,406 $ 25,000
Montgomery, Texas 32 $ 3,620,000 $ 113,125 $ 31,000
Racine, Wisconsin 32 $ 2,423,000 $ 75,718 $ 37,000
Anchorage, Alaska 31 $ 5,871,000 $ 189,387 $ 41,000
Stanislaus, California 31 $ 4,692,000 $ 151,354 $ 50,000
Middlesex, Connecticut 31 $ 4,027,000 $ 129,903 $ 39,000
Manatee, Florida 31 $ 3,765,000 $ 121,451 $ 32,000
Sangamon, Illinois 31 $ 1,798,000 $ 58,000 $ 25,000
Linn, Iowa 31 $ 2,157,000 $ 69,580 $ 39,000
Washoe, Nevada 31 $ 6,431,000 $ 207,451 $ 50,000
Wayne, North Carolina 31 $ 2,628,000 $ 84,774 $ 22,000
Greene, Ohio 31 $ 2,373,000 $ 76,548 $ 13,000
Marion, Oregon 31 $ 3,162,000 $ 102,000 $ 37,000
Crawford, Pennsylvania 31 $ 2,166,000 $ 69,870 $ 24,000
Richmond City, Virginia 31 $ 3,047,000 $ 98,290 $ 48,000
Thurston, Washington 31 $ 3,443,000 $ 111,064 $ 54,000
Solano, California 30 $ 5,518,000 $ 183,933 $ 63,000
Charlotte, Florida 30 $ 3,575,000 $ 119,166 $ 31,000
Kenton, Kentucky 30 $ 2,205,000 $ 73,500 $ 35,000
Calhoun, Michigan 30 $ 2,465,000 $ 82,166 $ 33,000
Lancaster, Nebraska 30 $ 3,453,000 $ 115,100 $ 24,000
Pike, Pennsylvania 30 $ 3,752,000 $ 125,066 $ 44,000
Sumter, South Carolina 30 $ 2,064,000 $ 68,800 $ 16,000
Weber, Utah 30 $ 2,770,000 $ 92,333 $ 22,000
Norfolk, Virginia 30 $ 2,708,000 $ 90,266 $ 35,000
Pueblo, Colorado 29 $ 2,939,000 $ 101,344 $ 40,000
Fayette, Georgia 29 $ 4,812,000 $ 165,931 $ 33,000
Muscogee, Georgia 29 $ 2,945,000 $ 101,551 $ 34,000
McLean, Illinois 29 $ 3,166,000 $ 109,172 $ 20,000
Tippecanoe, Indiana 29 $ 2,220,000 $ 76,551 $ 32,000
Greene, Missouri 29 $ 2,070,000 $ 71,379 $ 36,000
Ontario, New York 29 $ 2,776,000 $ 95,724 $ 23,000
Delaware, Ohio 29 $ 3,823,000 $ 131,827 $ 37,000
Clackamas, Oregon 29 $ 4,486,000 $ 154,689 $ 46,000
Williamson, Tennessee 29 $ 5,131,000 $ 176,931 $ 59,000
Roanoke, Virginia 29 $ 3,299,000 $ 113,758 $ 42,000
Benton, Washington 29 $ 2,847,000 $ 98,172 $ 31,000
Yavapai, Arizona 28 $ 3,249,000 $ 116,035 $ 68,000
Faulkner, Arkansas 28 $ 2,848,000 $ 101,714 $ 25,000
Shiawassee, Michigan 28 $ 1,915,000 $ 68,392 $ 20,000
Craven, North Carolina 28 $ 2,418,000 $ 86,357 $ 20,000
Berkeley, South Carolina 28 $ 2,267,000 $ 80,964 $ 25,000
Orangeburg, South Carolina 28 $ 2,285,000 $ 81,607 $ 17,000
Pittsylvania, Virginia 28 $ 2,498,000 $ 89,214 $ 22,000
Houston, Alabama 27 $ 1,915,000 $ 70,925 $ 32,000
Washington, Arkansas 27 $ 3,401,000 $ 125,962 $ 30,000
Kankakee, Illinois 27 $ 2,538,000 $ 94,000 $ 33,000
Elkhart, Indiana 27 $ 2,592,000 $ 96,000 $ 49,000
Vanderburgh, Indiana 27 $ 2,029,000 $ 75,148 $ 18,000
Rapides, Louisiana 27 $ 2,351,000 $ 87,074 $ 39,000
Eaton, Michigan 27 $ 2,372,000 $ 87,851 $ 21,000
Hinds, Mississippi 27 $ 2,078,000 $ 76,962 $ 29,000
New York, New York 27 $ 8,646,000 $ 320,222 $ 45,000
Pitt, North Carolina 27 $ 1,969,000 $ 72,925 $ 23,000
Clark, Ohio 27 $ 1,929,000 $ 71,444 $ 37,000
Beaufort, South Carolina 27 $ 2,502,000 $ 92,666 $ 26,000
Dorchester, South Carolina 27 $ 2,718,000 $ 100,666 $ 52,000
Okaloosa, Florida 26 $ 1,924,000 $ 74,000 $ 42,000
Rockdale, Georgia 26 $ 2,456,000 $ 94,461 $ 18,000
Jefferson, Missouri 26 $ 2,292,000 $ 88,153 $ 29,000
Sarpy, Nebraska 26 $ 2,158,000 $ 83,000 $ 48,000
Cumberland, New Jersey 26 $ 2,951,000 $ 113,500 $ 45,000
Livingston, New York 26 $ 1,831,000 $ 70,423 $ 35,000
Adams, Pennsylvania 26 $ 2,333,000 $ 89,730 $ 38,000
Blount, Tennessee 26 $ 1,746,000 $ 67,153 $ 29,000
Bell, Texas 26 $ 1,986,000 $ 76,384 $ 22,000
Kenosha, Wisconsin 26 $ 2,125,000 $ 81,730 $ 42,000
Pinal, Arizona 25 $ 2,194,000 $ 87,760 $ 25,000
St. Johns, Florida 25 $ 2,961,000 $ 118,440 $ 40,000
Madison, Indiana 25 $ 1,827,000 $ 73,080 $ 24,000
Scott, Iowa 25 $ 2,145,000 $ 85,800 $ 36,000
Carroll, Maryland 25 $ 2,546,000 $ 101,840 $ 46,000
Muskegon, Michigan 25 $ 1,715,000 $ 68,600 $ 19,000
Merrimack, New Hampshire 25 $ 2,886,000 $ 115,440 $ 41,000
Warren, New Jersey 25 $ 4,715,000 $ 188,600 $ 36,000
Dona Ana, New Mexico 25 $ 2,006,000 $ 80,240 $ 20,000
San Juan, New Mexico 25 $ 2,479,000 $ 99,160 $ 35,000
Schenectady, New York 25 $ 2,202,000 $ 88,080 $ 32,000
Wayne, New York 25 $ 1,626,000 $ 65,040 $ 20,000
Granville, North Carolina 25 $ 2,287,000 $ 91,480 $ 32,000
Mercer, Pennsylvania 25 $ 1,786,000 $ 71,440 $ 20,000
Williamson, Texas 25 $ 3,361,000 $ 134,440 $ 39,000
Newport News, Virginia 25 $ 2,022,000 $ 80,880 $ 30,000
Lee, Alabama 24 $ 2,381,000 $ 99,208 $ 28,000
El Dorado, California 24 $ 5,867,000 $ 244,458 $ 57,000
Tolland, Connecticut 24 $ 2,411,000 $ 100,458 $ 27,000
Macon, Illinois 24 $ 2,092,000 $ 87,166 $ 80,000
Floyd, Indiana 24 $ 2,390,000 $ 99,583 $ 21,000
Shawnee, Kansas 24 $ 1,625,000 $ 67,708 $ 33,000
Cecil, Maryland 24 $ 2,307,000 $ 96,125 $ 19,000
Allegan, Michigan 24 $ 2,095,000 $ 87,291 $ 26,000
Chenango, New York 24 $ 1,593,000 $ 66,375 $ 28,000
Brunswick, North Carolina 24 $ 2,016,000 $ 84,000 $ 26,000
Cleveland, North Carolina 24 $ 2,049,000 $ 85,375 $ 29,000
Orange, North Carolina 24 $ 1,953,000 $ 81,375 $ 32,000
Licking, Ohio 24 $ 2,811,000 $ 117,125 $ 38,000
Cleveland, Oklahoma 24 $ 2,719,000 $ 113,291 $ 22,000
Loudoun, Virginia 24 $ 5,899,000 $ 245,791 $ 56,000
Stafford, Virginia 24 $ 4,532,000 $ 188,833 $ 54,000
Kitsap, Washington 24 $ 2,423,000 $ 100,958 $ 21,000
Kanawha, West Virginia 24 $ 1,887,000 $ 78,625 $ 25,000
Calhoun, Alabama 23 $ 1,530,000 $ 66,521 $ 21,000
Bay, Florida 23 $ 1,604,000 $ 69,739 $ 37,000
Bibb, Georgia 23 $ 1,873,000 $ 81,434 $ 21,000
Douglas, Georgia 23 $ 2,632,000 $ 114,434 $ 31,000
Hendricks, Indiana 23 $ 3,204,000 $ 139,304 $ 16,000
Vigo, Indiana 23 $ 1,707,000 $ 74,217 $ 32,000
Knox, Maine 23 $ 2,945,000 $ 128,043 $ 35,000
Washington, Maryland 23 $ 2,563,000 $ 111,434 $ 31,000
Bay, Michigan 23 $ 1,438,000 $ 62,521 $ 29,000
Washington, Minnesota 23 $ 2,991,000 $ 130,043 $ 31,000
Lincoln, North Carolina 23 $ 1,879,000 $ 81,695 $ 23,000
Allen, Ohio 23 $ 1,775,000 $ 77,173 $ 22,000
Columbiana, Ohio 23 $ 1,544,000 $ 67,130 $ 14,000
Portage, Ohio 23 $ 2,547,000 $ 110,739 $ 26,000
Beaver, Pennsylvania 23 $ 2,178,000 $ 94,695 $ 26,000
Lawrence, Pennsylvania 23 $ 1,588,000 $ 69,043 $ 21,000
Montgomery, Tennessee 23 $ 2,351,000 $ 102,217 $ 26,000
Brazoria, Texas 23 $ 2,592,000 $ 112,695 $ 44,000
Cameron, Texas 23 $ 1,629,000 $ 70,826 $ 31,000
Etowah, Alabama 22 $ 1,491,000 $ 67,772 $ 20,000
Cochise, Arizona 22 $ 1,526,000 $ 69,363 $ 34,000
Mohave, Arizona 22 $ 1,791,000 $ 81,409 $ 19,000
Coweta, Georgia 22 $ 2,219,000 $ 100,863 $ 26,000
Bonneville, Idaho 22 $ 2,190,000 $ 99,545 $ 26,000
Porter, Indiana 22 $ 2,523,000 $ 114,681 $ 23,000
Pottawattamie, Iowa 22 $ 1,723,000 $ 78,318 $ 39,000
Androscoggin, Maine 22 $ 1,620,000 $ 73,636 $ 33,000
Calvert, Maryland 22 $ 2,790,000 $ 126,818 $ 38,000
Lapeer, Michigan 22 $ 2,282,000 $ 103,727 $ 29,000
Lenawee, Michigan 22 $ 2,364,000 $ 107,454 $ 28,000
Midland, Michigan 22 $ 1,724,000 $ 78,363 $ 43,000
Putnam, New York 22 $ 4,539,000 $ 206,318 $ 53,000
Alamance, North Carolina 22 $ 1,814,000 $ 82,454 $ 31,000
Columbus, North Carolina 22 $ 1,536,000 $ 69,818 $ 22,000
Rutherford, North Carolina 22 $ 1,593,000 $ 72,409 $ 20,000
Roanoke City, Virginia 22 $ 1,568,000 $ 71,272 $ 19,000
Morgan, Alabama 21 $ 1,201,000 $ 57,190 $ 16,000
Saline, Arkansas 21 $ 2,496,000 $ 118,857 $ 31,000
Rock Island, Illinois 21 $ 1,204,000 $ 57,333 $ 27,000
Howard, Indiana 21 $ 1,584,000 $ 75,428 $ 27,000
Boone, Kentucky 21 $ 2,347,000 $ 111,761 $ 74,000
Barnstable, Massachusetts 21 $ 3,312,000 $ 157,714 $ 43,000
Harrison, Mississippi 21 $ 1,980,000 $ 94,285 $ 33,000
Salem, New Jersey 21 $ 1,504,000 $ 71,619 $ 16,000
Steuben, New York 21 $ 1,204,000 $ 57,333 $ 20,000
Nash, North Carolina 21 $ 2,031,000 $ 96,714 $ 30,000
Richland, Ohio 21 $ 2,044,000 $ 97,333 $ 27,000
Clearfield, Pennsylvania 21 $ 1,494,000 $ 71,142 $ 27,000
Arlington, Virginia 21 $ 3,269,000 $ 155,666 $ 23,000
Hampton, Virginia 21 $ 1,654,000 $ 78,761 $ 19,000
Whatcom, Washington 21 $ 2,483,000 $ 118,238 $ 30,000
Outagamie, Wisconsin 21 $ 2,275,000 $ 108,333 $ 19,000
Windham, Connecticut 20 $ 2,217,000 $ 110,850 $ 18,000
Carroll, Georgia 20 $ 1,698,000 $ 84,900 $ 25,000
Hall, Georgia 20 $ 1,799,000 $ 89,950 $ 28,000
Houston, Georgia 20 $ 1,672,000 $ 83,600 $ 31,000
Newton, Georgia 20 $ 1,970,000 $ 98,500 $ 14,000
Whitfield, Georgia 20 $ 1,911,000 $ 95,550 $ 30,000
Clark, Indiana 20 $ 1,619,000 $ 80,950 $ 18,000
St. Mary's, Maryland 20 $ 2,424,000 $ 121,200 $ 48,000
Grafton, New Hampshire 20 $ 1,913,000 $ 95,650 $ 32,000
Clinton, New York 20 $ 1,628,000 $ 81,400 $ 32,000
Caldwell, North Carolina 20 $ 1,594,000 $ 79,700 $ 22,000
Moore, North Carolina 20 $ 2,200,000 $ 110,000 $ 41,000
Rockingham, North Carolina 20 $ 1,646,000 $ 82,300 $ 40,000
Erie, Ohio 20 $ 1,337,000 $ 66,850 $ 50,000
Wayne, Ohio 20 $ 2,139,000 $ 106,950 $ 19,000
Wood, Ohio 20 $ 2,205,000 $ 110,250 $ 26,000
Lycoming, Pennsylvania 20 $ 1,721,000 $ 86,050 $ 22,000
Aiken, South Carolina 20 $ 1,826,000 $ 91,300 $ 30,000
Albemarle, Virginia 20 $ 2,595,000 $ 129,750 $ 20,000
Spotsylvania, Virginia 20 $ 2,103,000 $ 105,150 $ 56,000
Suffolk, Virginia 20 $ 2,261,000 $ 113,050 $ 26,000
Pope, Arkansas 19 $ 2,424,000 $ 127,578 $ 58,000
San Francisco, California 19 $ 6,380,000 $ 335,789 $ 48,000
Hernando, Florida 19 $ 2,080,000 $ 109,473 $ 16,000
Liberty, Georgia 19 $ 1,287,000 $ 67,736 $ 16,000
Tazewell, Illinois 19 $ 1,647,000 $ 86,684 $ 23,000
Vermilion, Illinois 19 $ 1,165,000 $ 61,315 $ 20,000
Lafourche, Louisiana 19 $ 1,556,000 $ 81,894 $ 21,000
Livingston, Louisiana 19 $ 2,221,000 $ 116,894 $ 34,000
Wicomico, Maryland 19 $ 1,728,000 $ 90,947 $ 22,000
Grand Traverse, Michigan 19 $ 1,999,000 $ 105,210 $ 23,000
Scott, Minnesota 19 $ 2,420,000 $ 127,368 $ 29,000
Yellowstone, Montana 19 $ 1,698,000 $ 89,368 $ 35,000
Hunterdon, New Jersey 19 $ 2,725,000 $ 143,421 $ 28,000
Sandoval, New Mexico 19 $ 2,303,000 $ 121,210 $ 49,000
Greene, New York 19 $ 1,648,000 $ 86,736 $ 27,000
Jefferson, New York 19 $ 1,298,000 $ 68,315 $ 52,000
Orleans, New York 19 $ 1,301,000 $ 68,473 $ 19,000
Scioto, Ohio 19 $ 1,585,000 $ 83,421 $ 64,000
Canadian, Oklahoma 19 $ 988,000 $ 52,000 $ 49,000
Washington, Tennessee 19 $ 1,167,000 $ 61,421 $ 15,000
Jefferson, Texas 19 $ 1,476,000 $ 77,684 $ 31,000
Nueces, Texas 19 $ 1,513,000 $ 79,631 $ 17,000
Bedford, Virginia 19 $ 1,965,000 $ 103,421 $ 29,000
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Mortgage Loan Application Detail Totals for Mbna America Delaware, N.A. in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 38,745 $4,235,239,000 $108,686 $2,561,000 $30,313 $1,500,000
Home Improvement 2,052 $122,842,000 $56,361 $929,000 $36,170 $796,000
Home Purchase 488 $71,827,000 $140,282 $949,000 $164,913 $4,044,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 26,357 $2,763,816,000 $109,803 $2,561,000 $32,843 $4,044,000
Not Provided 6,680 $769,313,000 $107,117 $1,858,000 $31,607 $1,500,000
Black or African American 4,862 $476,319,000 $101,804 $1,104,000 $29,717 $960,000
Hispanic 1,986 $219,318,000 $101,260 $2,361,000 $37,720 $1,440,000
Asian 828 $138,294,000 $140,755 $1,412,000 $39,888 $760,000
American Indian or Alaskan Native 356 $33,663,000 $89,604 $478,000 $30,744 $373,000
Native Hawaiian or Other Pacific Islander 113 $15,762,000 $112,806 $968,000 $28,677 $200,000
Not applicable 103 $13,423,000 $123,920 $950,000 $58,280 $403,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 41,285 $4,429,908,000 $106,490 $2,561,000 $32,333 $4,044,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 28,294 $2,997,559,000 $106,509 $2,561,000 $11,431 $1,500,000
Loan Originated 6,210 $694,831,000 $105,509 $949,000 $73,627 $938,000
Application Withdrawn By Applicant 6,143 $664,776,000 $106,274 $998,000 $79,176 $4,044,000
Application Approved But Not Accepted 394 $43,943,000 $111,222 $929,000 $83,577 $505,000
File Closed For Incompleteness 186 $20,691,000 $109,181 $620,000 $84,386 $350,000
Loan Purchased By The Institution 58 $8,108,000 $152,250 $349,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 8,938 $1,008,100,000 $112,607 $2,180,000 $47,705 $1,500,000
Credit History 6,420 $665,358,000 $105,019 $2,561,000 $0 $0
Collateral 5,324 $535,860,000 $107,490 $968,000 $0 $0
Other 3,937 $432,834,000 $104,254 $2,402,000 $0 $0
Credit Application Incomplete 3,433 $329,861,000 $95,137 $1,000,000 $0 $0
Employment History 128 $11,343,000 $91,153 $483,000 $0 $0
Unverifiable Information 85 $11,028,000 $118,694 $827,000 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 29 $3,175,000 $99,157 $377,000 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Mbna America Delaware, N.A.'s 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Mbna America Delaware, N.A.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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