Mbna America Delaware, N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Mbna America Delaware, N.A. 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Mbna America Delaware, N.A. 200 N College St Nc1-004-04-13 Charlotte, NC 28255 |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 11,592 |
| Total Mortgage Loan Application Amount | $1,470,702,000 |
| Average Mortgage Loan Application Amount | $111,000 |
| Highest Mortgage Loan Application Amount | $1,295,000 |
| Average Applicant Income | $80,666 |
| Highest Applicant Income | $6,000,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Mbna America Delaware, N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Mbna America Delaware, N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Mbna America Delaware, N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Mbna America Delaware, N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Mbna America Delaware, N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Mbna America Delaware, N.A.'s mortgage activity for 2006.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 344 | $ 78,264,000 | $ 225,500 | $ 100,500 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 314 | $ 42,635,000 | $ 135,000 | $ 83,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 280 | $ 32,107,000 | $ 114,000 | $ 79,000 |
| PHILADELPHIA, PA | 235 | $ 28,993,000 | $ 123,000 | $ 85,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 176 | $ 32,236,000 | $ 168,000 | $ 84,750 |
| NASSAU-SUFFOLK, NY | 172 | $ 33,252,000 | $ 193,000 | $ 104,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 167 | $ 35,101,000 | $ 210,000 | $ 99,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 167 | $ 21,100,000 | $ 126,000 | $ 97,000 |
| EDISON, NJ | 155 | $ 26,680,000 | $ 172,000 | $ 89,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 142 | $ 15,426,000 | $ 108,000 | $ 79,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 129 | $ 15,254,000 | $ 140,500 | $ 76,500 |
| ST. LOUIS, MO-IL | 129 | $ 11,135,000 | $ 80,500 | $ 72,500 |
| DETROIT-LIVONIA-DEARBORN, MI | 128 | $ 11,396,000 | $ 89,000 | $ 64,000 |
| NEWARK-UNION, NJ-PA | 126 | $ 22,816,000 | $ 144,500 | $ 72,500 |
| DENVER-AURORA, CO | 123 | $ 14,612,000 | $ 118,000 | $ 85,000 |
| BALTIMORE-TOWSON, MD | 122 | $ 17,996,000 | $ 147,000 | $ 86,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 115 | $ 20,822,000 | $ 181,000 | $ 90,000 |
| PITTSBURGH, PA | 113 | $ 9,791,000 | $ 86,000 | $ 119,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 108 | $ 11,855,000 | $ 109,000 | $ 66,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 103 | $ 14,981,000 | $ 145,000 | $ 83,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 98 | $ 16,749,000 | $ 170,000 | $ 82,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 96 | $ 9,720,000 | $ 103,666 | $ 71,000 |
| KANSAS CITY, MO-KS | 94 | $ 8,306,000 | $ 88,000 | $ 64,500 |
| INDIANAPOLIS-CARMEL, IN | 91 | $ 8,725,000 | $ 95,000 | $ 71,000 |
| CAMDEN, NJ | 89 | $ 11,496,000 | $ 129,000 | $ 76,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 87 | $ 8,499,000 | $ 82,000 | $ 61,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 85 | $ 11,799,000 | $ 140,500 | $ 88,000 |
| COLUMBUS, OH | 84 | $ 8,619,000 | $ 102,000 | $ 76,000 |
| ORLANDO-KISSIMMEE, FL | 83 | $ 11,710,000 | $ 141,000 | $ 74,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 83 | $ 9,233,000 | $ 119,000 | $ 62,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 80 | $ 11,596,000 | $ 144,000 | $ 95,000 |
| BOSTON-QUINCY, MA | 78 | $ 13,269,000 | $ 170,000 | $ 82,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO, TN | 77 | $ 6,927,000 | $ 89,000 | $ 65,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 74 | $ 12,694,000 | $ 171,000 | $ 82,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 69 | $ 10,898,000 | $ 157,000 | $ 76,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 69 | $ 8,800,000 | $ 127,000 | $ 85,000 |
| NEW HAVEN-MILFORD, CT | 68 | $ 8,766,000 | $ 128,000 | $ 77,000 |
| LAS VEGAS-PARADISE, NV | 66 | $ 11,408,000 | $ 172,000 | $ 73,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 66 | $ 8,869,000 | $ 134,000 | $ 73,000 |
| RICHMOND, VA | 66 | $ 7,371,000 | $ 111,000 | $ 69,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 59 | $ 10,977,000 | $ 186,000 | $ 80,000 |
| BETHESDA-GAITHERSBURG-FREDERICK, MD | 58 | $ 12,102,000 | $ 208,000 | $ 103,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 58 | $ 14,249,000 | $ 245,000 | $ 109,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 58 | $ 13,462,000 | $ 232,000 | $ 93,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 58 | $ 14,486,000 | $ 249,000 | $ 117,000 |
| BIRMINGHAM-HOOVER, AL | 56 | $ 4,932,000 | $ 88,000 | $ 60,000 |
| JACKSONVILLE, FL | 56 | $ 7,425,000 | $ 132,000 | $ 73,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 55 | $ 6,549,000 | $ 110,000 | $ 79,500 |
| LOUISVILLE-JEFFERSON COUNTY, KY-IN | 54 | $ 4,852,000 | $ 94,500 | $ 72,000 |
| WORCESTER, MA | 52 | $ 7,511,000 | $ 144,000 | $ 92,000 |
| BUFFALO-NIAGARA FALLS, NY | 51 | $ 3,841,000 | $ 75,000 | $ 69,000 |
| MEMPHIS, TN-MS-AR | 51 | $ 5,423,000 | $ 102,333 | $ 73,333 |
| RALEIGH-CARY, NC | 51 | $ 5,750,000 | $ 112,000 | $ 89,000 |
| ROCHESTER, NY | 51 | $ 4,918,000 | $ 96,000 | $ 76,000 |
| SALT LAKE CITY, UT | 48 | $ 6,735,000 | $ 140,000 | $ 87,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 47 | $ 6,217,000 | $ 132,000 | $ 118,000 |
| WILMINGTON, DE-MD-NJ | 46 | $ 6,708,000 | $ 136,000 | $ 91,333 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 45 | $ 8,489,000 | $ 188,000 | $ 98,000 |
| GARY, IN | 45 | $ 3,856,000 | $ 85,000 | $ 67,000 |
| ALBUQUERQUE, NM | 44 | $ 3,804,000 | $ 86,000 | $ 69,000 |
| TOLEDO, OH | 44 | $ 3,304,000 | $ 75,000 | $ 73,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 43 | $ 14,064,000 | $ 327,000 | $ 101,000 |
| AKRON, OH | 42 | $ 4,241,000 | $ 100,000 | $ 59,000 |
| COLUMBIA, SC | 41 | $ 3,317,000 | $ 80,000 | $ 60,000 |
| ALBANY-SCHENECTADY-TROY, NY | 38 | $ 4,104,000 | $ 108,000 | $ 69,000 |
| OKLAHOMA CITY, OK | 38 | $ 2,739,000 | $ 72,000 | $ 68,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 37 | $ 4,035,000 | $ 114,000 | $ 83,000 |
| DAYTON, OH | 37 | $ 3,125,000 | $ 84,000 | $ 71,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 37 | $ 5,489,000 | $ 148,000 | $ 87,000 |
| SPRINGFIELD, MA | 37 | $ 3,466,000 | $ 93,000 | $ 70,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 36 | $ 4,871,000 | $ 107,000 | $ 86,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 35 | $ 9,867,000 | $ 281,000 | $ 119,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 34 | $ 2,602,000 | $ 79,000 | $ 65,500 |
| ESSEX COUNTY, MA | 33 | $ 5,985,000 | $ 181,000 | $ 100,000 |
| FLINT, MI | 32 | $ 3,295,000 | $ 102,000 | $ 60,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 32 | $ 3,190,000 | $ 99,000 | $ 85,000 |
| YORK-HANOVER, PA | 32 | $ 3,240,000 | $ 101,000 | $ 71,000 |
| CHATTANOOGA, TN-GA | 31 | $ 2,745,000 | $ 93,500 | $ 72,500 |
| BATON ROUGE, LA | 30 | $ 2,361,000 | $ 78,000 | $ 62,000 |
| TUCSON, AZ | 30 | $ 3,323,000 | $ 110,000 | $ 72,000 |
| TULSA, OK | 30 | $ 2,494,000 | $ 83,000 | $ 75,000 |
| CAPE CORAL-FORT MYERS, FL | 29 | $ 3,806,000 | $ 131,000 | $ 67,000 |
| COLORADO SPRINGS, CO | 29 | $ 2,984,000 | $ 102,000 | $ 77,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 29 | $ 2,388,000 | $ 94,500 | $ 96,000 |
| TACOMA, WA | 29 | $ 3,233,000 | $ 111,000 | $ 69,000 |
| ANCHORAGE, AK | 28 | $ 4,274,000 | $ 152,000 | $ 130,000 |
| CANTON-MASSILLON, OH | 28 | $ 2,816,000 | $ 100,000 | $ 50,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 28 | $ 3,505,000 | $ 125,000 | $ 74,000 |
| KNOXVILLE, TN | 28 | $ 2,596,000 | $ 92,000 | $ 69,000 |
| SYRACUSE, NY | 28 | $ 1,925,000 | $ 68,000 | $ 55,000 |
| LANSING-EAST LANSING, MI | 27 | $ 2,114,000 | $ 78,000 | $ 64,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 27 | $ 3,193,000 | $ 118,000 | $ 78,000 |
| SCRANTON--WILKES-BARRE, PA | 27 | $ 2,494,000 | $ 92,000 | $ 61,000 |
| TRENTON-EWING, NJ | 26 | $ 3,642,000 | $ 140,000 | $ 80,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 24 | $ 3,351,000 | $ 138,500 | $ 51,000 |
| HARRISBURG-CARLISLE, PA | 24 | $ 1,821,000 | $ 75,000 | $ 75,000 |
| LITTLE ROCK-NORTH LITTLE ROCK, AR | 24 | $ 1,795,000 | $ 74,000 | $ 101,000 |
| STOCKTON, CA | 24 | $ 3,158,000 | $ 131,000 | $ 72,000 |
| ASHEVILLE, NC | 23 | $ 2,783,000 | $ 121,000 | $ 56,000 |
| GREENSBORO-HIGH POINT, NC | 23 | $ 1,886,000 | $ 82,000 | $ 50,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 23 | $ 2,971,000 | $ 135,500 | $ 52,500 |
| LANCASTER, PA | 23 | $ 3,334,000 | $ 144,000 | $ 78,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 23 | $ 3,303,000 | $ 143,000 | $ 69,000 |
| ANN ARBOR, MI | 22 | $ 2,402,000 | $ 109,000 | $ 93,000 |
| GRAND RAPIDS-WYOMING, MI | 22 | $ 1,775,000 | $ 80,000 | $ 67,000 |
| MADISON, WI | 22 | $ 1,858,000 | $ 84,000 | $ 62,000 |
| WICHITA, KS | 22 | $ 1,885,000 | $ 85,000 | $ 72,000 |
| DURHAM, NC | 21 | $ 1,732,000 | $ 82,000 | $ 71,000 |
| SPRINGFIELD, MO | 21 | $ 1,631,000 | $ 77,000 | $ 56,000 |
| FRESNO, CA | 20 | $ 3,864,000 | $ 193,000 | $ 99,000 |
| HONOLULU, HI | 20 | $ 4,182,000 | $ 209,000 | $ 94,000 |
| KALAMAZOO-PORTAGE, MI | 20 | $ 1,703,000 | $ 85,000 | $ 51,000 |
| MOBILE, AL | 20 | $ 2,096,000 | $ 104,000 | $ 84,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 20 | $ 3,631,000 | $ 181,000 | $ 98,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 20 | $ 2,965,000 | $ 148,000 | $ 70,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 19 | $ 1,648,000 | $ 84,000 | $ 77,000 |
| GREENVILLE, SC | 19 | $ 1,824,000 | $ 96,000 | $ 72,000 |
| HUNTSVILLE, AL | 19 | $ 1,947,000 | $ 102,000 | $ 78,000 |
| NORWICH-NEW LONDON, CT | 19 | $ 3,674,000 | $ 193,000 | $ 82,000 |
| OGDEN-CLEARFIELD, UT | 19 | $ 1,893,000 | $ 99,000 | $ 88,000 |
| RENO-SPARKS, NV | 19 | $ 2,976,000 | $ 156,000 | $ 64,000 |
| BOISE CITY-NAMPA, ID | 18 | $ 1,623,000 | $ 90,000 | $ 63,000 |
| JACKSON, MS | 18 | $ 1,795,000 | $ 99,000 | $ 76,000 |
| ROANOKE, VA | 18 | $ 2,307,000 | $ 128,000 | $ 49,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 18 | $ 1,634,000 | $ 96,500 | $ 77,500 |
| WILMINGTON, NC | 18 | $ 3,592,000 | $ 199,000 | $ 204,000 |
| WINSTON-SALEM, NC | 18 | $ 1,929,000 | $ 107,000 | $ 65,000 |
| ATLANTIC CITY, NJ | 17 | $ 2,710,000 | $ 159,000 | $ 79,000 |
| BARNSTABLE TOWN, MA | 17 | $ 3,483,000 | $ 204,000 | $ 60,000 |
| DES MOINES-WEST DES MOINES, IA | 17 | $ 1,674,000 | $ 98,000 | $ 95,000 |
| HICKORY-LENOIR-MORGANTON, NC | 17 | $ 1,701,000 | $ 100,000 | $ 72,000 |
| MANCHESTER-NASHUA, NH | 17 | $ 2,157,000 | $ 126,000 | $ 110,000 |
| MONTGOMERY, AL | 17 | $ 1,267,000 | $ 74,000 | $ 58,000 |
| PROVO-OREM, UT | 17 | $ 1,362,000 | $ 80,000 | $ 103,000 |
| SARASOTA-BRADENTON-VENICE, FL | 17 | $ 3,210,000 | $ 188,000 | $ 68,000 |
| SAVANNAH, GA | 17 | $ 1,820,000 | $ 107,000 | $ 59,000 |
| GREELEY, CO | 16 | $ 1,782,000 | $ 111,000 | $ 67,000 |
| GREEN BAY, WI | 16 | $ 921,000 | $ 57,000 | $ 75,000 |
| LEXINGTON-FAYETTE, KY | 16 | $ 1,554,000 | $ 97,000 | $ 66,000 |
| LYNCHBURG, VA | 16 | $ 1,167,000 | $ 72,000 | $ 47,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC | 16 | $ 1,801,000 | $ 112,000 | $ 51,000 |
| TALLAHASSEE, FL | 16 | $ 1,882,000 | $ 117,000 | $ 67,000 |
| EVANSVILLE, IN-KY | 15 | $ 1,089,000 | $ 79,000 | $ 73,500 |
| FORT COLLINS-LOVELAND, CO | 15 | $ 1,571,000 | $ 104,000 | $ 70,000 |
| FORT WAYNE, IN | 15 | $ 1,314,000 | $ 87,000 | $ 67,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 15 | $ 1,590,000 | $ 106,000 | $ 56,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 15 | $ 2,138,000 | $ 142,000 | $ 88,000 |
| PANAMA CITY-LYNN HAVEN, FL | 15 | $ 2,160,000 | $ 144,000 | $ 70,000 |
| READING, PA | 15 | $ 1,626,000 | $ 108,000 | $ 58,000 |
| SHREVEPORT-BOSSIER CITY, LA | 15 | $ 1,483,000 | $ 98,000 | $ 85,000 |
| CHARLESTON, WV | 14 | $ 1,257,000 | $ 89,000 | $ 80,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 14 | $ 952,000 | $ 70,333 | $ 66,666 |
| KENNEWICK-RICHLAND-PASCO, WA | 14 | $ 1,426,000 | $ 101,000 | $ 67,000 |
| PEORIA, IL | 14 | $ 1,504,000 | $ 107,000 | $ 66,000 |
| PORT ST. LUCIE-FORT PIERCE, FL | 14 | $ 1,677,000 | $ 119,000 | $ 75,000 |
| BANGOR, ME | 13 | $ 1,538,000 | $ 118,000 | $ 69,000 |
| FAYETTEVILLE, NC | 13 | $ 1,498,000 | $ 115,000 | $ 81,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 13 | $ 1,178,000 | $ 90,500 | $ 52,500 |
| OLYMPIA, WA | 13 | $ 1,876,000 | $ 144,000 | $ 69,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 12 | $ 836,000 | $ 69,500 | $ 51,000 |
| FLAGSTAFF, AZ | 12 | $ 1,748,000 | $ 145,000 | $ 60,000 |
| JACKSON, MI | 12 | $ 1,467,000 | $ 122,000 | $ 50,000 |
| LINCOLN, NE | 12 | $ 1,046,000 | $ 87,000 | $ 76,000 |
| NAPLES-MARCO ISLAND, FL | 12 | $ 1,568,000 | $ 130,000 | $ 65,000 |
| OCALA, FL | 12 | $ 1,912,000 | $ 159,000 | $ 107,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 12 | $ 2,910,000 | $ 242,000 | $ 65,000 |
| ROCKFORD, IL | 12 | $ 656,000 | $ 54,000 | $ 53,000 |
| SPARTANBURG, SC | 12 | $ 1,208,000 | $ 100,000 | $ 53,000 |
| VISALIA-PORTERVILLE, CA | 12 | $ 1,715,000 | $ 142,000 | $ 73,000 |
| ANDERSON, SC | 11 | $ 1,050,000 | $ 95,000 | $ 67,000 |
| CUMBERLAND, MD-WV | 11 | $ 1,233,000 | $ 100,000 | $ 64,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 11 | $ 814,000 | $ 74,000 | $ 45,000 |
| FLORENCE-MUSCLE SHOALS, AL | 11 | $ 590,000 | $ 53,000 | $ 62,000 |
| LAFAYETTE, LA | 11 | $ 950,000 | $ 86,000 | $ 58,000 |
| MUNCIE, IN | 11 | $ 884,000 | $ 80,000 | $ 52,000 |
| PRESCOTT, AZ | 11 | $ 2,046,000 | $ 186,000 | $ 66,000 |
| SALEM, OR | 11 | $ 1,023,000 | $ 93,000 | $ 51,000 |
| SALISBURY, MD | 11 | $ 1,487,000 | $ 135,000 | $ 76,000 |
| SANTA BARBARA-SANTA MARIA, CA | 11 | $ 2,656,000 | $ 241,000 | $ 83,000 |
| SPRINGFIELD, IL | 11 | $ 944,000 | $ 85,000 | $ 81,000 |
| UTICA-ROME, NY | 11 | $ 1,290,000 | $ 117,000 | $ 84,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 11 | $ 1,005,000 | $ 91,000 | $ 58,000 |
| BAY CITY, MI | 10 | $ 802,000 | $ 80,000 | $ 59,000 |
| CEDAR RAPIDS, IA | 10 | $ 625,000 | $ 62,000 | $ 58,000 |
| COLUMBUS, GA-AL | 10 | $ 1,066,000 | $ 88,000 | $ 61,000 |
| DALLAS-PLANO-IRVING, TX | 10 | $ 1,580,000 | $ 158,000 | $ 103,000 |
| DOVER, DE | 10 | $ 1,434,000 | $ 143,000 | $ 110,000 |
| EUGENE-SPRINGFIELD, OR | 10 | $ 1,215,000 | $ 121,000 | $ 348,000 |
| KINGSTON, NY | 10 | $ 1,378,000 | $ 137,000 | $ 108,000 |
| LAKELAND, FL | 10 | $ 924,000 | $ 92,000 | $ 71,000 |
| NILES-BENTON HARBOR, MI | 10 | $ 1,473,000 | $ 147,000 | $ 57,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 10 | $ 758,000 | $ 75,000 | $ 68,000 |
| SANTA FE, NM | 10 | $ 1,225,000 | $ 122,000 | $ 83,000 |
| ALTOONA, PA | 9 | $ 558,000 | $ 62,000 | $ 62,000 |
| APPLETON, WI | 9 | $ 803,000 | $ 89,000 | $ 65,000 |
| ATHENS-CLARKE COUNTY, GA | 9 | $ 796,000 | $ 88,000 | $ 46,000 |
| BINGHAMTON, NY | 9 | $ 662,000 | $ 73,000 | $ 50,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 9 | $ 973,000 | $ 108,000 | $ 100,000 |
| BLOOMINGTON, IN | 9 | $ 688,000 | $ 76,000 | $ 78,000 |
| BREMERTON-SILVERDALE, WA | 9 | $ 1,177,000 | $ 130,000 | $ 60,000 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 9 | $ 949,000 | $ 105,000 | $ 45,000 |
| OCEAN CITY, NJ | 9 | $ 2,511,000 | $ 279,000 | $ 283,000 |
| SALINAS, CA | 9 | $ 1,343,000 | $ 149,000 | $ 138,000 |
| TUSCALOOSA, AL | 9 | $ 987,000 | $ 109,000 | $ 108,000 |
| ALBANY, GA | 8 | $ 583,000 | $ 72,000 | $ 66,000 |
| AUBURN-OPELIKA, AL | 8 | $ 1,030,000 | $ 128,000 | $ 174,000 |
| BILLINGS, MT | 8 | $ 486,000 | $ 60,000 | $ 76,000 |
| GAINESVILLE, GA | 8 | $ 625,000 | $ 78,000 | $ 72,000 |
| GULFPORT-BILOXI, MS | 8 | $ 920,000 | $ 115,000 | $ 54,000 |
| JOPLIN, MO | 8 | $ 564,000 | $ 70,000 | $ 51,000 |
| LEBANON, PA | 8 | $ 614,000 | $ 76,000 | $ 45,000 |
| MACON, GA | 8 | $ 441,000 | $ 55,000 | $ 47,000 |
| MERCED, CA | 8 | $ 1,705,000 | $ 213,000 | $ 92,000 |
| PARKERSBURG-MARIETTA-VIENNA, WV-OH | 8 | $ 508,000 | $ 63,000 | $ 44,000 |
| POCATELLO, ID | 8 | $ 974,000 | $ 121,000 | $ 73,000 |
| PUNTA GORDA, FL | 8 | $ 1,525,000 | $ 190,000 | $ 92,000 |
| RACINE, WI | 8 | $ 1,059,000 | $ 132,000 | $ 42,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 8 | $ 772,000 | $ 88,000 | $ 49,500 |
| AUSTIN-ROUND ROCK, TX | 7 | $ 1,274,000 | $ 182,000 | $ 70,000 |
| BOULDER, CO | 7 | $ 648,000 | $ 92,000 | $ 92,000 |
| DULUTH, MN-WI | 7 | $ 509,000 | $ 50,500 | $ 49,000 |
| EL CENTRO, CA | 7 | $ 658,000 | $ 94,000 | $ 97,000 |
| ELKHART-GOSHEN, IN | 7 | $ 577,000 | $ 82,000 | $ 118,000 |
| GLENS FALLS, NY | 7 | $ 1,092,000 | $ 156,000 | $ 74,000 |
| HOLLAND-GRAND HAVEN, MI | 7 | $ 910,000 | $ 130,000 | $ 80,000 |
| IDAHO FALLS, ID | 7 | $ 751,000 | $ 107,000 | $ 60,000 |
| JEFFERSON CITY, MO | 7 | $ 637,000 | $ 91,000 | $ 50,000 |
| JOHNSON CITY, TN | 7 | $ 627,000 | $ 89,000 | $ 109,000 |
| LONGVIEW, WA | 7 | $ 751,000 | $ 107,000 | $ 52,000 |
| MANSFIELD, OH | 7 | $ 470,000 | $ 67,000 | $ 50,000 |
| MODESTO, CA | 7 | $ 1,039,000 | $ 148,000 | $ 77,000 |
| MONROE, MI | 7 | $ 543,000 | $ 77,000 | $ 73,000 |
| PUEBLO, CO | 7 | $ 764,000 | $ 109,000 | $ 83,000 |
| RAPID CITY, SD | 7 | $ 728,000 | $ 104,000 | $ 61,000 |
| ROCHESTER, MN | 7 | $ 552,000 | $ 78,000 | $ 103,000 |
| SANTA ROSA-PETALUMA, CA | 7 | $ 1,058,000 | $ 151,000 | $ 70,000 |
| SIOUX FALLS, SD | 7 | $ 708,000 | $ 101,000 | $ 73,000 |
| YAKIMA, WA | 7 | $ 503,000 | $ 71,000 | $ 45,000 |
| ANDERSON, IN | 6 | $ 754,000 | $ 125,000 | $ 72,000 |
| ANNISTON-OXFORD, AL | 6 | $ 466,000 | $ 77,000 | $ 97,000 |
| BAKERSFIELD, CA | 6 | $ 568,000 | $ 94,000 | $ 81,000 |
| CHICO, CA | 6 | $ 1,538,000 | $ 256,000 | $ 133,000 |
| CLARKSVILLE, TN-KY | 6 | $ 601,000 | $ 88,500 | $ 65,000 |
| DOTHAN, AL | 6 | $ 480,000 | $ 80,000 | $ 54,000 |
| EAU CLAIRE, WI | 6 | $ 437,000 | $ 72,000 | $ 45,000 |
| ERIE, PA | 6 | $ 376,000 | $ 62,000 | $ 52,000 |
| FLORENCE, SC | 6 | $ 351,000 | $ 58,000 | $ 87,000 |
| FORT SMITH, AR-OK | 6 | $ 429,000 | $ 71,500 | $ 83,500 |
| KOKOMO, IN | 6 | $ 317,000 | $ 52,000 | $ 90,000 |
| LA CROSSE, WI-MN | 6 | $ 761,000 | $ 119,000 | $ 69,000 |
| LAFAYETTE, IN | 6 | $ 684,000 | $ 114,000 | $ 116,000 |
| MORGANTOWN, WV | 6 | $ 663,000 | $ 110,000 | $ 60,000 |
| SPOKANE, WA | 6 | $ 815,000 | $ 135,000 | $ 69,000 |
| TOPEKA, KS | 6 | $ 455,000 | $ 75,000 | $ 61,000 |
| VALLEJO-FAIRFIELD, CA | 6 | $ 1,448,000 | $ 241,000 | $ 102,000 |
| WATERLOO-CEDAR FALLS, IA | 6 | $ 497,000 | $ 82,000 | $ 87,000 |
| WHEELING, WV-OH | 6 | $ 341,000 | $ 56,500 | $ 43,500 |
| YUBA CITY, CA | 6 | $ 872,000 | $ 145,000 | $ 68,000 |
| YUMA, AZ | 6 | $ 1,327,000 | $ 221,000 | $ 111,000 |
| BISMARCK, ND | 5 | $ 694,000 | $ 138,000 | $ 94,000 |
| BLOOMINGTON-NORMAL, IL | 5 | $ 449,000 | $ 89,000 | $ 97,000 |
| BURLINGTON, NC | 5 | $ 358,000 | $ 71,000 | $ 42,000 |
| COEUR D'ALENE, ID | 5 | $ 986,000 | $ 197,000 | $ 57,000 |
| DECATUR, AL | 5 | $ 302,000 | $ 60,000 | $ 47,000 |
| FAIRBANKS, AK | 5 | $ 280,000 | $ 56,000 | $ 40,000 |
| GAINESVILLE, FL | 5 | $ 835,000 | $ 167,000 | $ 72,000 |
| HINESVILLE-FORT STEWART, GA | 5 | $ 261,000 | $ 52,000 | $ 59,000 |
| HOT SPRINGS, AR | 5 | $ 665,000 | $ 133,000 | $ 74,000 |
| ITHACA, NY | 5 | $ 691,000 | $ 138,000 | $ 54,000 |
| JACKSONVILLE, NC | 5 | $ 297,000 | $ 59,000 | $ 52,000 |
| JANESVILLE, WI | 5 | $ 685,000 | $ 137,000 | $ 71,000 |
| JOHNSTOWN, PA | 5 | $ 422,000 | $ 84,000 | $ 63,000 |
| JONESBORO, AR | 5 | $ 423,000 | $ 84,000 | $ 63,000 |
| KANKAKEE-BRADLEY, IL | 5 | $ 513,000 | $ 102,000 | $ 71,000 |
| LAWRENCE, KS | 5 | $ 251,000 | $ 50,000 | $ 79,000 |
| LIMA, OH | 5 | $ 381,000 | $ 76,000 | $ 74,000 |
| LOGAN, UT-ID | 5 | $ 406,000 | $ 81,000 | $ 64,000 |
| MONROE, LA | 5 | $ 280,000 | $ 56,000 | $ 89,000 |
| MORRISTOWN, TN | 5 | $ 648,000 | $ 129,000 | $ 71,000 |
| SANDUSKY, OH | 5 | $ 437,000 | $ 87,000 | $ 69,000 |
| SHEBOYGAN, WI | 5 | $ 252,000 | $ 50,000 | $ 70,000 |
| ST. GEORGE, UT | 5 | $ 1,048,000 | $ 209,000 | $ 159,000 |
| STATE COLLEGE, PA | 5 | $ 560,000 | $ 112,000 | $ 54,000 |
| WARNER ROBINS, GA | 5 | $ 474,000 | $ 94,000 | $ 60,000 |
| WENATCHEE, WA | 5 | $ 430,000 | $ 86,000 | $ 48,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 4 | $ 436,000 | $ 109,000 | $ 69,000 |
| CHAMPAIGN-URBANA, IL | 4 | $ 733,000 | $ 183,000 | $ 197,000 |
| CHARLOTTESVILLE, VA | 4 | $ 704,000 | $ 176,000 | $ 61,000 |
| COLUMBIA, MO | 4 | $ 302,000 | $ 75,000 | $ 36,000 |
| DALTON, GA | 4 | $ 329,000 | $ 82,000 | $ 62,000 |
| DANVILLE, VA | 4 | $ 296,000 | $ 74,000 | $ 36,000 |
| DUBUQUE, IA | 4 | $ 247,000 | $ 61,000 | $ 57,000 |
| FARGO, ND-MN | 4 | $ 279,000 | $ 65,500 | $ 65,000 |
| GOLDSBORO, NC | 4 | $ 170,000 | $ 42,000 | $ 74,000 |
| GRAND JUNCTION, CO | 4 | $ 427,000 | $ 106,000 | $ 62,000 |
| GREENVILLE, NC | 4 | $ 324,000 | $ 81,000 | $ 52,000 |
| HARRISONBURG, VA | 4 | $ 578,000 | $ 144,000 | $ 121,000 |
| LAKE CHARLES, LA | 4 | $ 398,000 | $ 99,000 | $ 50,000 |
| LEWISTON, ID-WA | 4 | $ 312,000 | $ 78,000 | $ 54,000 |
| LEWISTON-AUBURN, ME | 4 | $ 271,000 | $ 67,000 | $ 54,000 |
| MICHIGAN CITY-LA PORTE, IN | 4 | $ 194,000 | $ 48,000 | $ 53,000 |
| MISSOULA, MT | 4 | $ 403,000 | $ 100,000 | $ 71,000 |
| NAPA, CA | 4 | $ 792,000 | $ 198,000 | $ 71,000 |
| PASCAGOULA, MS | 4 | $ 273,000 | $ 68,000 | $ 45,000 |
| PITTSFIELD, MA | 4 | $ 340,000 | $ 85,000 | $ 43,000 |
| REDDING, CA | 4 | $ 484,000 | $ 121,000 | $ 35,000 |
| SAN ANTONIO, TX | 4 | $ 339,000 | $ 84,000 | $ 49,000 |
| SEBASTIAN-VERO BEACH, FL | 4 | $ 487,000 | $ 121,000 | $ 41,000 |
| SPRINGFIELD, OH | 4 | $ 652,000 | $ 163,000 | $ 89,000 |
| ST. CLOUD, MN | 4 | $ 265,000 | $ 66,000 | $ 215,000 |
| WAUSAU, WI | 4 | $ 328,000 | $ 82,000 | $ 38,000 |
| WINCHESTER, VA-WV | 4 | $ 524,000 | $ 131,000 | $ 50,000 |
| ALEXANDRIA, LA | 3 | $ 212,000 | $ 70,000 | $ 67,000 |
| BATTLE CREEK, MI | 3 | $ 235,000 | $ 78,000 | $ 62,000 |
| BRUNSWICK, GA | 3 | $ 117,000 | $ 39,000 | $ 56,000 |
| CHEYENNE, WY | 3 | $ 205,000 | $ 68,000 | $ 28,000 |
| DECATUR, IL | 3 | $ 154,000 | $ 51,000 | $ 46,000 |
| ELIZABETHTOWN, KY | 3 | $ 207,000 | $ 69,000 | $ 55,000 |
| FOND DU LAC, WI | 3 | $ 301,000 | $ 100,000 | $ 57,000 |
| FORT WORTH-ARLINGTON, TX | 3 | $ 174,000 | $ 58,000 | $ 45,000 |
| GADSDEN, AL | 3 | $ 181,000 | $ 60,000 | $ 61,000 |
| GRAND FORKS, ND-MN | 3 | $ 207,000 | $ 76,500 | $ 29,500 |
| IOWA CITY, IA | 3 | $ 227,000 | $ 75,000 | $ 56,000 |
| JACKSON, TN | 3 | $ 326,000 | $ 108,000 | $ 52,000 |
| MUSKEGON-NORTON SHORES, MI | 3 | $ 181,000 | $ 60,000 | $ 40,000 |
| OSHKOSH-NEENAH, WI | 3 | $ 276,000 | $ 92,000 | $ 67,000 |
| PINE BLUFF, AR | 3 | $ 163,000 | $ 54,000 | $ 104,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 3 | $ 459,000 | $ 153,000 | $ 75,000 |
| SANTA CRUZ-WATSONVILLE, CA | 3 | $ 1,110,000 | $ 370,000 | $ 115,000 |
| ST. JOSEPH, MO-KS | 3 | $ 219,000 | $ 83,000 | $ 46,000 |
| SUMTER, SC | 3 | $ 353,000 | $ 117,000 | $ 31,000 |
| TERRE HAUTE, IN | 3 | $ 149,000 | $ 49,000 | $ 98,000 |
| AMES, IA | 2 | $ 156,000 | $ 78,000 | $ 80,000 |
| BEND, OR | 2 | $ 514,000 | $ 257,000 | $ 117,000 |
| BROWNSVILLE-HARLINGEN, TX | 2 | $ 205,000 | $ 102,000 | $ 162,000 |
| CARSON CITY, NV | 2 | $ 373,000 | $ 186,000 | $ 31,000 |
| CASPER, WY | 2 | $ 214,000 | $ 107,000 | $ 50,000 |
| CLEVELAND, TN | 2 | $ 436,000 | $ 218,000 | $ 60,000 |
| CORPUS CHRISTI, TX | 2 | $ 270,000 | $ 135,000 | $ 44,000 |
| CORVALLIS, OR | 2 | $ 95,000 | $ 47,000 | $ 70,000 |
| EL PASO, TX | 2 | $ 119,000 | $ 59,000 | $ 47,000 |
| ELMIRA, NY | 2 | $ 471,000 | $ 235,000 | $ 199,000 |
| FARMINGTON, NM | 2 | $ 50,000 | $ 25,000 | $ 68,000 |
| GREAT FALLS, MT | 2 | $ 179,000 | $ 89,000 | $ 100,000 |
| LAWTON, OK | 2 | $ 538,000 | $ 269,000 | $ 277,000 |
| MADERA, CA | 2 | $ 568,000 | $ 284,000 | $ 80,000 |
| MCALLEN-EDINBURG-MISSION, TX | 2 | $ 124,000 | $ 62,000 | $ 63,000 |
| MEDFORD, OR | 2 | $ 137,000 | $ 68,000 | $ 48,000 |
| MOUNT VERNON-ANACORTES, WA | 2 | $ 811,000 | $ 405,000 | $ 107,000 |
| OWENSBORO, KY | 2 | $ 134,000 | $ 67,000 | $ 44,000 |
| ROCKY MOUNT, NC | 2 | $ 280,000 | $ 140,000 | $ 55,000 |
| SIOUX CITY, IA-NE-SD | 2 | $ 139,000 | $ 69,000 | $ 39,000 |
| BEAUMONT-PORT ARTHUR, TX | 1 | $ 60,000 | $ 60,000 | $ 67,000 |
| BELLINGHAM, WA | 1 | $ 184,000 | $ 184,000 | $ 75,000 |
| BOWLING GREEN, KY | 1 | $ 27,000 | $ 27,000 | $ 63,000 |
| COLLEGE STATION-BRYAN, TX | 1 | $ 147,000 | $ 147,000 | $ 80,000 |
| COLUMBUS, IN | 1 | $ 67,000 | $ 67,000 | $ 22,000 |
| HANFORD-CORCORAN, CA | 1 | $ 74,000 | $ 74,000 | $ 100,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 1 | $ 53,000 | $ 53,000 | $ 90,000 |
| LAS CRUCES, NM | 1 | $ 100,000 | $ 100,000 | $ 52,000 |
| LUBBOCK, TX | 1 | $ 72,000 | $ 72,000 | $ 196,000 |
| VALDOSTA, GA | 1 | $ 35,000 | $ 35,000 | $ 96,000 |
| VICTORIA, TX | 1 | $ 73,000 | $ 73,000 | $ 57,000 |
| WILLIAMSPORT, PA | 1 | $ 30,000 | $ 30,000 | $ 80,000 |
Mortgage Loan Application Detail Totals for Mbna America Delaware, N.A. in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 9,572 | $1,266,552,000 | $132,000 | $1,295,000 | $78,000 | $6,000,000 |
| Home Purchase | 1,071 | $107,600,000 | $100,000 | $1,190,000 | $84,000 | $2,000,000 |
| Home Improvement | 949 | $96,550,000 | $101,000 | $883,000 | $80,000 | $2,400,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,631 | $807,616,000 | $121,000 | $1,190,000 | $78,000 | $6,000,000 |
| Not Provided | 3,144 | $410,262,000 | $130,000 | $1,295,000 | $80,000 | $1,500,000 |
| Black or African American | 902 | $109,549,000 | $121,000 | $1,000,000 | $71,000 | $497,000 |
| Hispanic | 509 | $75,318,000 | $147,000 | $800,000 | $82,000 | $742,000 |
| Asian | 279 | $52,244,000 | $187,000 | $1,150,000 | $90,000 | $480,000 |
| American Indian or Alaskan Native | 84 | $8,706,000 | $103,000 | $524,000 | $69,000 | $400,000 |
| Native Hawaiian or Other Pacific Islander | 43 | $7,007,000 | $162,000 | $477,000 | $76,000 | $229,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 11,592 | $1,470,702,000 | $126,000 | $1,295,000 | $78,000 | $6,000,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 5,413 | $689,309,000 | $127,000 | $1,295,000 | $69,000 | $3,000,000 |
| Application Approved But Not Accepted | 4,168 | $525,078,000 | $125,000 | $1,000,000 | $86,000 | $2,000,000 |
| Loan Originated | 990 | $113,729,000 | $114,000 | $825,000 | $78,000 | $904,000 |
| File Closed For Incompleteness | 653 | $82,776,000 | $126,000 | $1,020,000 | $97,000 | $6,000,000 |
| Application Withdrawn By Applicant | 230 | $34,144,000 | $148,000 | $798,000 | $104,000 | $2,850,000 |
| Preapproval Denied by Financial Institution | 89 | $18,501,000 | $207,000 | $1,100,000 | $80,000 | $1,500,000 |
| Preapproval Approved but not Accepted | 49 | $7,165,000 | $146,000 | $375,000 | $78,000 | $425,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 2,772 | $388,888,000 | $140,000 | $1,150,000 | $55,000 | $292,000 |
| Credit History | 981 | $119,449,000 | $121,000 | $1,295,000 | $87,000 | $3,000,000 |
| Other | 684 | $76,118,000 | $111,000 | $1,100,000 | $87,000 | $1,500,000 |
| Collateral | 428 | $38,894,000 | $90,000 | $500,000 | $73,000 | $600,000 |
| Credit Application Incomplete | 335 | $49,854,000 | $148,000 | $1,190,000 | $87,000 | $738,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 203 | $24,192,000 | $119,000 | $666,000 | $71,000 | $500,000 |
| Employment History | 51 | $3,847,000 | $75,000 | $324,000 | $84,000 | $154,000 |
| Unverifiable Information | 48 | $6,568,000 | $136,000 | $598,000 | $73,000 | $540,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mbna America Delaware, N.A.'s 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mbna America Delaware, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet
with aggregated HMDA statistics today.