Mega Capital Funding, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Mega Capital Funding, Inc. 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Mega Capital Funding, Inc. 5000 N Parkway Calabasas Suite 100, CA 91302 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2017 2016 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 8,627 |
| Total Mortgage Loan Application Amount | $3,735,105,000 |
| Average Mortgage Loan Application Amount | $433,000 |
| Highest Mortgage Loan Application Amount | $2,485,000 |
| Average Applicant Income | $135,750 |
| Highest Applicant Income | $1,948,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Mega Capital Funding, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Mega Capital Funding, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Mega Capital Funding, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Mega Capital Funding, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Mega Capital Funding, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Mega Capital Funding, Inc.'s mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 2,993 | $ 1,388,875,000 | $ 464,000 | $ 134,000 |
| Orange County California | 1,124 | $ 548,980,000 | $ 488,000 | $ 150,000 |
| San Diego County California | 622 | $ 282,080,000 | $ 453,000 | $ 133,000 |
| San Bernardino County California | 602 | $ 222,800,000 | $ 370,000 | $ 117,000 |
| Riverside County California | 574 | $ 216,900,000 | $ 377,000 | $ 115,000 |
| Fort Bend County Texas | 365 | $ 104,305,000 | $ 285,000 | $ 114,000 |
| Santa Clara County California | 255 | $ 136,015,000 | $ 533,000 | $ 177,000 |
| San Luis Obispo County California | 206 | $ 85,490,000 | $ 415,000 | $ 123,000 |
| Harris County Texas | 193 | $ 48,585,000 | $ 251,000 | $ 103,000 |
| Ventura County California | 150 | $ 70,530,000 | $ 470,000 | $ 141,000 |
| Alameda County California | 146 | $ 83,550,000 | $ 572,000 | $ 176,000 |
| Contra Costa County California | 114 | $ 60,370,000 | $ 529,000 | $ 166,000 |
| Sacramento County California | 113 | $ 43,525,000 | $ 385,000 | $ 125,000 |
| Santa Barbara County California | 61 | $ 26,555,000 | $ 435,000 | $ 138,000 |
| San Mateo County California | 60 | $ 39,220,000 | $ 653,000 | $ 202,000 |
| Collin County Texas | 60 | $ 21,030,000 | $ 350,000 | $ 126,000 |
| Kern County California | 53 | $ 14,615,000 | $ 275,000 | $ 115,000 |
| Brazoria County Texas | 52 | $ 12,770,000 | $ 245,000 | $ 129,000 |
| San Joaquin County California | 47 | $ 18,275,000 | $ 388,000 | $ 132,000 |
| Dallas County Texas | 43 | $ 15,365,000 | $ 357,000 | $ 120,000 |
| San Francisco County California | 37 | $ 23,515,000 | $ 635,000 | $ 270,000 |
| Denton County Texas | 32 | $ 11,840,000 | $ 370,000 | $ 121,000 |
| Fresno County California | 31 | $ 7,875,000 | $ 254,000 | $ 89,000 |
| Miami-Dade County Florida | 31 | $ 11,045,000 | $ 356,000 | $ 118,000 |
| Palm Beach County Florida | 28 | $ 7,940,000 | $ 283,000 | $ 85,000 |
| Broward County Florida | 27 | $ 9,425,000 | $ 349,000 | $ 108,000 |
| Placer County California | 26 | $ 10,780,000 | $ 414,000 | $ 145,000 |
| Williamson County Texas | 26 | $ 9,480,000 | $ 364,000 | $ 134,000 |
| Solano County California | 25 | $ 10,915,000 | $ 436,000 | $ 124,000 |
| Santa Cruz County California | 24 | $ 9,720,000 | $ 405,000 | $ 144,000 |
| Marin County California | 23 | $ 17,495,000 | $ 760,000 | $ 260,000 |
| Travis County Texas | 23 | $ 6,705,000 | $ 291,000 | $ 134,000 |
| Tulare County California | 22 | $ 6,520,000 | $ 296,000 | $ 106,000 |
| Montgomery County Texas | 22 | $ 6,110,000 | $ 277,000 | $ 98,000 |
| Monterey County California | 21 | $ 7,875,000 | $ 375,000 | $ 125,000 |
| Tarrant County Texas | 20 | $ 5,160,000 | $ 258,000 | $ 107,000 |
| Sonoma County California | 19 | $ 7,425,000 | $ 390,000 | $ 153,000 |
| Bexar County Texas | 19 | $ 6,115,000 | $ 321,000 | $ 165,000 |
| Hillsborough County Florida | 17 | $ 4,955,000 | $ 291,000 | $ 93,000 |
| Alachua County Florida | 15 | $ 4,285,000 | $ 285,000 | $ 112,000 |
| King County Washington | 15 | $ 8,075,000 | $ 538,000 | $ 183,000 |
| Galveston County Texas | 14 | $ 3,500,000 | $ 250,000 | $ 93,000 |
| Maricopa County Arizona | 12 | $ 5,190,000 | $ 432,000 | $ 99,000 |
| Pinellas County Florida | 12 | $ 2,980,000 | $ 248,000 | $ 90,000 |
| Merced County California | 11 | $ 2,845,000 | $ 258,000 | $ 99,000 |
| Stanislaus County California | 11 | $ 3,635,000 | $ 330,000 | $ 96,000 |
| Washington County Oregon | 11 | $ 3,815,000 | $ 346,000 | $ 130,000 |
| Snohomish County Washington | 10 | $ 4,280,000 | $ 428,000 | $ 196,000 |
| El Dorado County California | 9 | $ 3,605,000 | $ 400,000 | $ 177,000 |
| Yolo County California | 9 | $ 3,305,000 | $ 367,000 | $ 140,000 |
| Lee County Florida | 6 | $ 1,870,000 | $ 311,000 | $ 148,000 |
| Orange County Florida | 6 | $ 2,010,000 | $ 335,000 | $ 138,000 |
| Nevada County California | 5 | $ 2,375,000 | $ 475,000 | $ 218,000 |
| San Benito County California | 5 | $ 2,775,000 | $ 555,000 | $ 120,000 |
| Shasta County California | 5 | $ 1,345,000 | $ 269,000 | $ 71,000 |
| Arapahoe County Colorado | 5 | $ 1,595,000 | $ 319,000 | $ 83,000 |
| Calaveras County California | 4 | $ 1,640,000 | $ 410,000 | $ 172,000 |
| Imperial County California | 4 | $ 910,000 | $ 227,000 | $ 111,000 |
| Madera County California | 4 | $ 1,410,000 | $ 352,000 | $ 70,000 |
| Yuba County California | 4 | $ 1,090,000 | $ 272,000 | $ 72,000 |
| Douglas County Colorado | 4 | $ 2,840,000 | $ 710,000 | $ 614,000 |
| Pasco County Florida | 4 | $ 960,000 | $ 240,000 | $ 99,000 |
| St. Johns County Florida | 4 | $ 1,920,000 | $ 480,000 | $ 198,000 |
| Brazos County Texas | 4 | $ 1,420,000 | $ 355,000 | $ 131,000 |
| Butte County California | 3 | $ 785,000 | $ 261,000 | $ 66,000 |
| Kings County California | 3 | $ 775,000 | $ 258,000 | $ 78,000 |
| Tuolumne County California | 3 | $ 905,000 | $ 301,000 | $ 91,000 |
| Boulder County Colorado | 3 | $ 2,095,000 | $ 698,000 | $ 321,000 |
| Brevard County Florida | 3 | $ 615,000 | $ 205,000 | $ 84,000 |
| Duval County Florida | 3 | $ 695,000 | $ 231,000 | $ 109,000 |
| Lake County Florida | 3 | $ 695,000 | $ 231,000 | $ 88,000 |
| Osceola County Florida | 3 | $ 965,000 | $ 321,000 | $ 87,000 |
| St. Lucie County Florida | 3 | $ 865,000 | $ 288,000 | $ 63,000 |
| Gwinnett County Georgia | 3 | $ 815,000 | $ 271,000 | $ 99,000 |
| Multnomah County Oregon | 3 | $ 995,000 | $ 331,000 | $ 105,000 |
| Waller County Texas | 3 | $ 1,185,000 | $ 395,000 | $ 148,000 |
| Kitsap County Washington | 3 | $ 885,000 | $ 295,000 | $ 79,000 |
| Coconino County Arizona | 2 | $ 1,650,000 | $ 825,000 | $ 232,000 |
| Pinal County Arizona | 2 | $ 610,000 | $ 305,000 | $ 75,000 |
| Inyo County California | 2 | $ 670,000 | $ 335,000 | $ 92,000 |
| Napa County California | 2 | $ 740,000 | $ 370,000 | $ 103,000 |
| Jefferson County Colorado | 2 | $ 1,390,000 | $ 695,000 | $ 250,000 |
| Manatee County Florida | 2 | $ 1,000,000 | $ 500,000 | $ 147,000 |
| Marion County Florida | 2 | $ 470,000 | $ 235,000 | $ 132,000 |
| Martin County Florida | 2 | $ 550,000 | $ 275,000 | $ 107,000 |
| Sarasota County Florida | 2 | $ 880,000 | $ 440,000 | $ 140,000 |
| Seminole County Florida | 2 | $ 540,000 | $ 270,000 | $ 76,000 |
| Lane County Oregon | 2 | $ 420,000 | $ 210,000 | $ 123,000 |
| Hidalgo County Texas | 2 | $ 370,000 | $ 185,000 | $ 87,000 |
| Washington County Texas | 2 | $ 390,000 | $ 195,000 | $ 86,000 |
| Pierce County Washington | 2 | $ 570,000 | $ 285,000 | $ 62,000 |
| Pima County Arizona | 1 | $ 605,000 | $ 605,000 | $ 233,000 |
| Yuma County Arizona | 1 | $ 885,000 | $ 885,000 | $ 382,000 |
| Humboldt County California | 1 | $ 315,000 | $ 315,000 | $ 41,000 |
| Lake County California | 1 | $ 185,000 | $ 185,000 | $ 41,000 |
| Lassen County California | 1 | $ 195,000 | $ 195,000 | $ 82,000 |
| Mariposa County California | 1 | $ 655,000 | $ 655,000 | $ 386,000 |
| Mono County California | 1 | $ 385,000 | $ 385,000 | $ 130,000 |
| Sutter County California | 1 | $ 545,000 | $ 545,000 | $ 116,000 |
| Adams County Colorado | 1 | $ 235,000 | $ 235,000 | $ 135,000 |
| Denver County Colorado | 1 | $ 645,000 | $ 645,000 | $ 131,000 |
| El Paso County Colorado | 1 | $ 285,000 | $ 285,000 | $ 58,000 |
| Grand County Colorado | 1 | $ 415,000 | $ 415,000 | $ 119,000 |
| Summit County Colorado | 1 | $ 265,000 | $ 265,000 | $ 103,000 |
| Weld County Colorado | 1 | $ 245,000 | $ 245,000 | $ 63,000 |
| Fairfield County Connecticut | 1 | $ 295,000 | $ 295,000 | $ 87,000 |
| Bradford County Florida | 1 | $ 275,000 | $ 275,000 | $ 151,000 |
| Charlotte County Florida | 1 | $ 265,000 | $ 265,000 | $ 145,000 |
| Highlands County Florida | 1 | $ 185,000 | $ 185,000 | $ 41,000 |
| Indian River County Florida | 1 | $ 405,000 | $ 405,000 | $ 517,000 |
| Levy County Florida | 1 | $ 175,000 | $ 175,000 | $ 88,000 |
| Polk County Florida | 1 | $ 215,000 | $ 215,000 | $ 83,000 |
| Volusia County Florida | 1 | $ 215,000 | $ 215,000 | $ 48,000 |
| Walton County Florida | 1 | $ 355,000 | $ 355,000 | $ 129,000 |
| Cherokee County Georgia | 1 | $ 455,000 | $ 455,000 | $ 163,000 |
| Cobb County Georgia | 1 | $ 315,000 | $ 315,000 | $ 104,000 |
| Forsyth County Georgia | 1 | $ 1,015,000 | $ 1,015,000 | $ 256,000 |
| DuPage County Illinois | 1 | $ 1,405,000 | $ 1,405,000 | $ 601,000 |
| Prince George's County Maryland | 1 | $ 305,000 | $ 305,000 | $ 62,000 |
| Sussex County New Jersey | 1 | $ 255,000 | $ 255,000 | $ 66,000 |
| Clackamas County Oregon | 1 | $ 445,000 | $ 445,000 | $ 100,000 |
| Deschutes County Oregon | 1 | $ 295,000 | $ 295,000 | $ 239,000 |
| Ector County Texas | 1 | $ 175,000 | $ 175,000 | $ 220,000 |
| Henderson County Texas | 1 | $ 235,000 | $ 235,000 | $ 96,000 |
| Kaufman County Texas | 1 | $ 175,000 | $ 175,000 | $ 29,000 |
| Midland County Texas | 1 | $ 365,000 | $ 365,000 | $ 113,000 |
| Rockwall County Texas | 1 | $ 325,000 | $ 325,000 | $ 69,000 |
| Victoria County Texas | 1 | $ 265,000 | $ 265,000 | $ 305,000 |
| Davis County Utah | 1 | $ 325,000 | $ 325,000 | $ 67,000 |
| Utah County Utah | 1 | $ 485,000 | $ 485,000 | $ 95,000 |
| Weber County Utah | 1 | $ 265,000 | $ 265,000 | $ 48,000 |
| Fairfax County Virginia | 1 | $ 385,000 | $ 385,000 | $ 78,000 |
| Chelan County Washington | 1 | $ 205,000 | $ 205,000 | $ 114,000 |
| Clark County Washington | 1 | $ 255,000 | $ 255,000 | $ 43,000 |
| Thurston County Washington | 1 | $ 235,000 | $ 235,000 | $ 91,000 |
| Yakima County Washington | 1 | $ 185,000 | $ 185,000 | $ 71,000 |
Mortgage Loan Application Detail Totals for Mega Capital Funding, Inc. in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 4,515 | $1,871,715,000 | $414,000 | $2,485,000 | $140,000 | $1,948,000 |
| Cash-out Refinancing | 2,311 | $985,815,000 | $426,000 | $1,805,000 | $122,000 | $754,000 |
| Home Purchase | 1,800 | $877,170,000 | $487,000 | $2,365,000 | $135,000 | $1,752,000 |
| Home Improvement | 1 | $405,000 | $405,000 | $405,000 | $146,000 | $146,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 3,505 | $1,447,235,000 | $412,000 | $1,725,000 | $130,000 | $1,604,000 |
| White | 2,571 | $1,226,365,000 | $476,000 | $2,005,000 | $150,000 | $1,948,000 |
| Hispanic | 1,216 | $474,710,000 | $390,000 | $2,485,000 | $107,000 | $1,229,000 |
| Not Provided | 1,120 | $493,570,000 | $440,000 | $2,365,000 | $144,000 | $1,200,000 |
| Black or African American | 171 | $73,095,000 | $427,000 | $1,505,000 | $116,000 | $398,000 |
| Native Hawaiian or Other Pacific Islander | 27 | $12,365,000 | $457,000 | $1,155,000 | $154,000 | $485,000 |
| American Indian or Alaskan Native | 9 | $3,395,000 | $377,000 | $545,000 | $139,000 | $282,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,317 | $3,599,725,000 | $432,000 | $2,485,000 | $135,000 | $1,948,000 |
| FHA-insured (Federal Housing Administration) | 188 | $79,670,000 | $423,000 | $965,000 | $94,000 | $279,000 |
| VA-guaranteed (Veterans Administration) | 122 | $55,710,000 | $456,000 | $1,005,000 | $106,000 | $275,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,587 | $2,749,785,000 | $417,000 | $2,005,000 | $131,000 | $1,752,000 |
| Application Approved But Not Accepted | 1,692 | $794,390,000 | $469,000 | $2,485,000 | $149,000 | $1,948,000 |
| File Closed For Incompleteness | 298 | $164,370,000 | $551,000 | $2,365,000 | $123,000 | $1,035,000 |
| Application Withdrawn By Applicant | 42 | $20,910,000 | $497,000 | $1,045,000 | $157,000 | $509,000 |
| Application Denied By Financial Institution | 7 | $5,135,000 | $733,000 | $1,295,000 | $411,000 | $997,000 |
| Preapproval Denied by Financial Institution | 1 | $515,000 | $515,000 | $515,000 | $120,000 | $120,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 8,619 | $3,729,455,000 | $432,000 | $2,485,000 | $134,000 | $1,948,000 |
| Other | 4 | $1,740,000 | $435,000 | $785,000 | $118,000 | $180,000 |
| Collateral | 2 | $1,680,000 | $840,000 | $1,165,000 | $197,000 | $274,000 |
| Credit History | 2 | $2,230,000 | $1,115,000 | $1,295,000 | $919,000 | $997,000 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mega Capital Funding, Inc.'s 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mega Capital Funding, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.