Bny Mellon, N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Bny Mellon, N.A. 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bny Mellon, N.A. 500 Grant Street, Room 2850 Pittsburgh, PA 15258 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,440 |
| Total Mortgage Loan Application Amount | $1,699,754,000 |
| Average Mortgage Loan Application Amount | $813,000 |
| Highest Mortgage Loan Application Amount | $16,000,000 |
| Average Applicant Income | $510,666 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Bny Mellon, N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bny Mellon, N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Bny Mellon, N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bny Mellon, N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Bny Mellon, N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bny Mellon, N.A.'s mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| New York County New York | 210 | $ 261,958,000 | $ 1,247,000 | $ 627,000 |
| Los Angeles County California | 138 | $ 220,722,000 | $ 1,599,000 | $ 971,000 |
| Fairfield County Connecticut | 104 | $ 146,365,000 | $ 1,407,000 | $ 602,000 |
| Middlesex County Massachusetts | 64 | $ 71,016,000 | $ 1,109,000 | $ 598,000 |
| Suffolk County Massachusetts | 53 | $ 54,624,000 | $ 1,030,000 | $ 718,000 |
| Norfolk County Massachusetts | 50 | $ 44,679,000 | $ 893,000 | $ 694,000 |
| Orange County California | 40 | $ 61,460,000 | $ 1,536,000 | $ 660,000 |
| Miami-Dade County Florida | 37 | $ 38,311,000 | $ 1,035,000 | $ 590,000 |
| Fulton County Georgia | 32 | $ 42,365,000 | $ 1,323,000 | $ 654,000 |
| Suffolk County New York | 32 | $ 45,654,000 | $ 1,426,000 | $ 694,000 |
| Barnstable County Massachusetts | 31 | $ 31,642,000 | $ 1,020,000 | $ 875,000 |
| Westchester County New York | 30 | $ 34,209,000 | $ 1,140,000 | $ 464,000 |
| Palm Beach County Florida | 25 | $ 34,491,000 | $ 1,379,000 | $ 861,000 |
| Essex County Massachusetts | 25 | $ 21,519,000 | $ 860,000 | $ 416,000 |
| Allegheny County Pennsylvania | 20 | $ 12,624,000 | $ 631,000 | $ 573,000 |
| Collier County Florida | 18 | $ 20,328,000 | $ 1,129,000 | $ 548,000 |
| Kings County New York | 17 | $ 17,869,000 | $ 1,051,000 | $ 684,000 |
| Plymouth County Massachusetts | 14 | $ 10,219,000 | $ 729,000 | $ 443,000 |
| San Diego County California | 13 | $ 12,098,000 | $ 930,000 | $ 388,000 |
| Nassau County New York | 13 | $ 17,224,000 | $ 1,324,000 | $ 961,000 |
| King County Washington | 12 | $ 11,999,000 | $ 999,000 | $ 666,000 |
| San Mateo County California | 11 | $ 9,661,000 | $ 878,000 | $ 359,000 |
| Montgomery County Pennsylvania | 11 | $ 14,446,000 | $ 1,313,000 | $ 1,018,000 |
| District of Columbia County District Of Columbia | 10 | $ 6,540,000 | $ 654,000 | $ 416,000 |
| Broward County Florida | 10 | $ 11,814,000 | $ 1,181,000 | $ 494,000 |
| Nantucket County Massachusetts | 10 | $ 15,726,000 | $ 1,572,000 | $ 552,000 |
| Maricopa County Arizona | 9 | $ 9,798,000 | $ 1,088,000 | $ 625,000 |
| Philadelphia County Pennsylvania | 9 | $ 5,820,000 | $ 646,000 | $ 541,000 |
| Bergen County New Jersey | 8 | $ 8,256,000 | $ 1,032,000 | $ 501,000 |
| Riverside County California | 7 | $ 7,380,000 | $ 1,054,000 | $ 657,000 |
| Ventura County California | 7 | $ 6,567,000 | $ 938,000 | $ 359,000 |
| Hawaii County Hawaii | 7 | $ 17,685,000 | $ 2,526,000 | $ 2,542,000 |
| Essex County New Jersey | 7 | $ 6,266,000 | $ 895,000 | $ 385,000 |
| Hudson County New Jersey | 7 | $ 6,199,000 | $ 885,000 | $ 688,000 |
| Morris County New Jersey | 7 | $ 6,248,000 | $ 892,000 | $ 529,000 |
| Union County New Jersey | 7 | $ 7,024,000 | $ 1,003,000 | $ 367,000 |
| Beaufort County South Carolina | 7 | $ 4,458,000 | $ 636,000 | $ 357,000 |
| Marin County California | 6 | $ 7,760,000 | $ 1,293,000 | $ 731,000 |
| San Francisco County California | 6 | $ 7,286,000 | $ 1,214,000 | $ 515,000 |
| Santa Clara County California | 6 | $ 7,620,000 | $ 1,270,000 | $ 582,000 |
| Pitkin County Colorado | 6 | $ 36,346,000 | $ 6,057,000 | $ 594,000 |
| Cape May County New Jersey | 6 | $ 5,690,000 | $ 948,000 | $ 679,000 |
| Monmouth County New Jersey | 6 | $ 5,880,000 | $ 980,000 | $ 887,000 |
| Chester County Pennsylvania | 6 | $ 5,436,000 | $ 906,000 | $ 530,000 |
| Newport County Rhode Island | 6 | $ 5,428,000 | $ 904,000 | $ 1,050,000 |
| Eagle County Colorado | 5 | $ 6,350,000 | $ 1,270,000 | $ 677,000 |
| Monroe County Florida | 5 | $ 5,635,000 | $ 1,127,000 | $ 677,000 |
| Dukes County Massachusetts | 5 | $ 8,305,000 | $ 1,661,000 | $ 1,284,000 |
| Clark County Nevada | 5 | $ 3,051,000 | $ 610,000 | $ 608,000 |
| Rockingham County New Hampshire | 5 | $ 3,655,000 | $ 731,000 | $ 753,000 |
| Contra Costa County California | 4 | $ 4,470,000 | $ 1,117,000 | $ 833,000 |
| Santa Barbara County California | 4 | $ 5,500,000 | $ 1,375,000 | $ 543,000 |
| Hartford County Connecticut | 4 | $ 1,680,000 | $ 420,000 | $ 213,000 |
| Sarasota County Florida | 4 | $ 3,038,000 | $ 759,000 | $ 881,000 |
| DeKalb County Georgia | 4 | $ 2,945,000 | $ 736,000 | $ 197,000 |
| Hancock County Maine | 4 | $ 4,771,000 | $ 1,192,000 | $ 972,000 |
| York County Maine | 4 | $ 3,319,000 | $ 829,000 | $ 451,000 |
| Somerset County New Jersey | 4 | $ 2,900,000 | $ 725,000 | $ 1,194,000 |
| Wake County North Carolina | 4 | $ 1,018,000 | $ 254,000 | $ 51,000 |
| Cuyahoga County Ohio | 4 | $ 4,555,000 | $ 1,138,000 | $ 1,020,000 |
| Summit County Utah | 4 | $ 3,739,000 | $ 934,000 | $ 681,000 |
| Anchorage County Alaska | 3 | $ 3,650,000 | $ 1,216,000 | $ 712,000 |
| Alameda County California | 3 | $ 2,155,000 | $ 718,000 | $ 549,000 |
| Santa Cruz County California | 3 | $ 1,326,000 | $ 442,000 | $ 265,000 |
| Boulder County Colorado | 3 | $ 1,943,000 | $ 647,000 | $ 302,000 |
| Denver County Colorado | 3 | $ 1,948,000 | $ 649,000 | $ 191,000 |
| San Miguel County Colorado | 3 | $ 4,154,000 | $ 1,384,000 | $ 1,454,000 |
| New London County Connecticut | 3 | $ 1,722,000 | $ 574,000 | $ 234,000 |
| Sussex County Delaware | 3 | $ 3,509,000 | $ 1,169,000 | $ 440,000 |
| Lee County Florida | 3 | $ 1,900,000 | $ 633,000 | $ 268,000 |
| Honolulu County Hawaii | 3 | $ 13,956,000 | $ 4,652,000 | $ 2,186,000 |
| Montgomery County Maryland | 3 | $ 2,818,000 | $ 939,000 | $ 276,000 |
| Belknap County New Hampshire | 3 | $ 2,260,000 | $ 753,000 | $ 403,000 |
| Hillsborough County New Hampshire | 3 | $ 1,492,000 | $ 497,000 | $ 408,000 |
| Queens County New York | 3 | $ 2,742,000 | $ 914,000 | $ 275,000 |
| Mecklenburg County North Carolina | 3 | $ 3,646,000 | $ 1,215,000 | $ 529,000 |
| Delaware County Pennsylvania | 3 | $ 2,418,000 | $ 806,000 | $ 469,000 |
| Loudoun County Virginia | 3 | $ 4,170,000 | $ 1,390,000 | $ 814,000 |
| Teton County Wyoming | 3 | $ 2,570,000 | $ 856,000 | $ 893,000 |
| Pima County Arizona | 2 | $ 1,596,000 | $ 798,000 | $ 354,000 |
| El Dorado County California | 2 | $ 2,198,000 | $ 1,099,000 | $ 427,000 |
| San Luis Obispo County California | 2 | $ 3,000,000 | $ 1,500,000 | $ 511,000 |
| Sonoma County California | 2 | $ 1,160,000 | $ 580,000 | $ 268,000 |
| Litchfield County Connecticut | 2 | $ 1,438,000 | $ 719,000 | $ 630,000 |
| New Castle County Delaware | 2 | $ 1,920,000 | $ 960,000 | $ 642,000 |
| Indian River County Florida | 2 | $ 1,500,000 | $ 750,000 | $ 603,000 |
| Walton County Florida | 2 | $ 1,041,000 | $ 520,000 | $ 267,000 |
| Blaine County Idaho | 2 | $ 1,660,000 | $ 830,000 | $ 212,000 |
| Cook County Illinois | 2 | $ 2,508,000 | $ 1,254,000 | $ 1,486,000 |
| Cumberland County Maine | 2 | $ 1,040,000 | $ 520,000 | $ 893,000 |
| Knox County Maine | 2 | $ 960,000 | $ 480,000 | $ 118,000 |
| Anne Arundel County Maryland | 2 | $ 3,260,000 | $ 1,630,000 | $ 497,000 |
| Garrett County Maryland | 2 | $ 668,000 | $ 334,000 | $ 296,000 |
| Hampden County Massachusetts | 2 | $ 1,450,000 | $ 725,000 | $ 502,000 |
| Washoe County Nevada | 2 | $ 1,800,000 | $ 900,000 | $ 665,000 |
| Coos County New Hampshire | 2 | $ 448,000 | $ 224,000 | $ 466,000 |
| Grafton County New Hampshire | 2 | $ 1,375,000 | $ 687,000 | $ 280,000 |
| Atlantic County New Jersey | 2 | $ 1,200,000 | $ 600,000 | $ 605,000 |
| Mercer County New Jersey | 2 | $ 3,000,000 | $ 1,500,000 | $ 973,000 |
| Ocean County New Jersey | 2 | $ 4,600,000 | $ 2,300,000 | $ 876,000 |
| Santa Fe County New Mexico | 2 | $ 1,450,000 | $ 725,000 | $ 144,000 |
| Chautauqua County New York | 2 | $ 1,780,000 | $ 890,000 | $ 447,000 |
| Columbia County New York | 2 | $ 1,590,000 | $ 795,000 | $ 204,000 |
| Rockland County New York | 2 | $ 1,070,000 | $ 535,000 | $ 343,000 |
| Franklin County Ohio | 2 | $ 1,745,000 | $ 872,000 | $ 575,000 |
| Warren County Ohio | 2 | $ 1,930,000 | $ 965,000 | $ 529,000 |
| Clackamas County Oregon | 2 | $ 2,515,000 | $ 1,257,000 | $ 639,000 |
| Deschutes County Oregon | 2 | $ 705,000 | $ 352,000 | $ 582,000 |
| Bucks County Pennsylvania | 2 | $ 845,000 | $ 422,000 | $ 332,000 |
| Westmoreland County Pennsylvania | 2 | $ 485,000 | $ 242,000 | $ 226,000 |
| Charleston County South Carolina | 2 | $ 2,950,000 | $ 1,475,000 | $ 948,000 |
| Washington County Tennessee | 2 | $ 2,300,000 | $ 1,150,000 | $ 581,000 |
| Harris County Texas | 2 | $ 1,300,000 | $ 650,000 | $ 944,000 |
| Travis County Texas | 2 | $ 1,300,000 | $ 650,000 | $ 630,000 |
| Windham County Vermont | 2 | $ 668,000 | $ 334,000 | $ 574,000 |
| Albemarle County Virginia | 2 | $ 796,000 | $ 398,000 | $ 233,000 |
| Baldwin County Alabama | 1 | $ 2,000,000 | $ 2,000,000 | $ 808,000 |
| Yavapai County Arizona | 1 | $ 350,000 | $ 350,000 | $ 0 |
| Placer County California | 1 | $ 13,129,000 | $ 13,129,000 | $ 0 |
| San Bernardino County California | 1 | $ 638,000 | $ 638,000 | $ 156,000 |
| Arapahoe County Colorado | 1 | $ 700,000 | $ 700,000 | $ 212,000 |
| Douglas County Colorado | 1 | $ 838,000 | $ 838,000 | $ 405,000 |
| El Paso County Colorado | 1 | $ 275,000 | $ 275,000 | $ 275,000 |
| Routt County Colorado | 1 | $ 1,920,000 | $ 1,920,000 | $ 1,765,000 |
| Middlesex County Connecticut | 1 | $ 600,000 | $ 600,000 | $ 223,000 |
| Flagler County Florida | 1 | $ 1,120,000 | $ 1,120,000 | $ 903,000 |
| Highlands County Florida | 1 | $ 468,000 | $ 468,000 | $ 584,000 |
| Hillsborough County Florida | 1 | $ 900,000 | $ 900,000 | $ 329,000 |
| Manatee County Florida | 1 | $ 1,000,000 | $ 1,000,000 | $ 732,000 |
| Martin County Florida | 1 | $ 415,000 | $ 415,000 | $ 325,000 |
| St. Johns County Florida | 1 | $ 615,000 | $ 615,000 | $ 129,000 |
| Chatham County Georgia | 1 | $ 1,200,000 | $ 1,200,000 | $ 118,000 |
| Putnam County Georgia | 1 | $ 630,000 | $ 630,000 | $ 825,000 |
| Maui County Hawaii | 1 | $ 500,000 | $ 500,000 | $ 175,000 |
| Lake County Illinois | 1 | $ 710,000 | $ 710,000 | $ 546,000 |
| Jessamine County Kentucky | 1 | $ 600,000 | $ 600,000 | $ 406,000 |
| Franklin County Maine | 1 | $ 550,000 | $ 550,000 | $ 750,000 |
| Baltimore County Maryland | 1 | $ 1,325,000 | $ 1,325,000 | $ 305,000 |
| Baltimore City County Maryland | 1 | $ 248,000 | $ 248,000 | $ 777,000 |
| Kent County Maryland | 1 | $ 710,000 | $ 710,000 | $ 215,000 |
| Talbot County Maryland | 1 | $ 1,425,000 | $ 1,425,000 | $ 319,000 |
| Worcester County Maryland | 1 | $ 700,000 | $ 700,000 | $ 575,000 |
| Berkshire County Massachusetts | 1 | $ 1,500,000 | $ 1,500,000 | $ 891,000 |
| Worcester County Massachusetts | 1 | $ 795,000 | $ 795,000 | $ 38,000 |
| Barry County Michigan | 1 | $ 620,000 | $ 620,000 | $ 311,000 |
| Grand Traverse County Michigan | 1 | $ 975,000 | $ 975,000 | $ 99,000 |
| Ingham County Michigan | 1 | $ 1,144,000 | $ 1,144,000 | $ 316,000 |
| Kent County Michigan | 1 | $ 920,000 | $ 920,000 | $ 557,000 |
| Oceana County Michigan | 1 | $ 505,000 | $ 505,000 | $ 557,000 |
| Roscommon County Michigan | 1 | $ 648,000 | $ 648,000 | $ 700,000 |
| Washtenaw County Michigan | 1 | $ 772,000 | $ 772,000 | $ 262,000 |
| Jackson County Missouri | 1 | $ 250,000 | $ 250,000 | $ 101,000 |
| Stillwater County Montana | 1 | $ 1,100,000 | $ 1,100,000 | $ 754,000 |
| Cheshire County New Hampshire | 1 | $ 1,100,000 | $ 1,100,000 | $ 1,128,000 |
| Merrimack County New Hampshire | 1 | $ 1,000,000 | $ 1,000,000 | $ 456,000 |
| Strafford County New Hampshire | 1 | $ 389,000 | $ 389,000 | $ 474,000 |
| Salem County New Jersey | 1 | $ 400,000 | $ 400,000 | $ 128,000 |
| Sussex County New Jersey | 1 | $ 750,000 | $ 750,000 | $ 95,000 |
| Bronx County New York | 1 | $ 515,000 | $ 515,000 | $ 1,085,000 |
| Dutchess County New York | 1 | $ 1,150,000 | $ 1,150,000 | $ 514,000 |
| Monroe County New York | 1 | $ 360,000 | $ 360,000 | $ 155,000 |
| Orange County New York | 1 | $ 700,000 | $ 700,000 | $ 445,000 |
| Putnam County New York | 1 | $ 300,000 | $ 300,000 | $ 235,000 |
| Carteret County North Carolina | 1 | $ 1,785,000 | $ 1,785,000 | $ 711,000 |
| Currituck County North Carolina | 1 | $ 990,000 | $ 990,000 | $ 391,000 |
| Haywood County North Carolina | 1 | $ 2,000,000 | $ 2,000,000 | $ 303,000 |
| Jackson County North Carolina | 1 | $ 457,000 | $ 457,000 | $ 134,000 |
| New Hanover County North Carolina | 1 | $ 550,000 | $ 550,000 | $ 200,000 |
| Transylvania County North Carolina | 1 | $ 500,000 | $ 500,000 | $ 624,000 |
| Geauga County Ohio | 1 | $ 165,000 | $ 165,000 | $ 121,000 |
| Oklahoma County Oklahoma | 1 | $ 1,100,000 | $ 1,100,000 | $ 435,000 |
| Josephine County Oregon | 1 | $ 1,000,000 | $ 1,000,000 | $ 808,000 |
| Multnomah County Oregon | 1 | $ 3,000,000 | $ 3,000,000 | $ 4,000,000 |
| Butler County Pennsylvania | 1 | $ 325,000 | $ 325,000 | $ 94,000 |
| Dauphin County Pennsylvania | 1 | $ 250,000 | $ 250,000 | $ 180,000 |
| Erie County Pennsylvania | 1 | $ 365,000 | $ 365,000 | $ 390,000 |
| Luzerne County Pennsylvania | 1 | $ 1,000,000 | $ 1,000,000 | $ 317,000 |
| Somerset County Pennsylvania | 1 | $ 454,000 | $ 454,000 | $ 185,000 |
| Bristol County Rhode Island | 1 | $ 950,000 | $ 950,000 | $ 425,000 |
| Kent County Rhode Island | 1 | $ 204,000 | $ 204,000 | $ 178,000 |
| Providence County Rhode Island | 1 | $ 575,000 | $ 575,000 | $ 138,000 |
| Washington County Rhode Island | 1 | $ 450,000 | $ 450,000 | $ 42,000 |
| Berkeley County South Carolina | 1 | $ 956,000 | $ 956,000 | $ 504,000 |
| Greenville County South Carolina | 1 | $ 400,000 | $ 400,000 | $ 193,000 |
| Pickens County South Carolina | 1 | $ 1,100,000 | $ 1,100,000 | $ 655,000 |
| Fort Bend County Texas | 1 | $ 375,000 | $ 375,000 | $ 420,000 |
| Grayson County Texas | 1 | $ 625,000 | $ 625,000 | $ 164,000 |
| Montgomery County Texas | 1 | $ 680,000 | $ 680,000 | $ 633,000 |
| Parker County Texas | 1 | $ 476,000 | $ 476,000 | $ 320,000 |
| Tarrant County Texas | 1 | $ 912,000 | $ 912,000 | $ 364,000 |
| Utah County Utah | 1 | $ 2,220,000 | $ 2,220,000 | $ 220,000 |
| Bennington County Vermont | 1 | $ 520,000 | $ 520,000 | $ 893,000 |
| Arlington County Virginia | 1 | $ 380,000 | $ 380,000 | $ 270,000 |
| Bedford County Virginia | 1 | $ 670,000 | $ 670,000 | $ 221,000 |
| Gloucester County Virginia | 1 | $ 1,175,000 | $ 1,175,000 | $ 392,000 |
| Tazewell County Virginia | 1 | $ 193,000 | $ 193,000 | $ 357,000 |
| Wythe County Virginia | 1 | $ 697,000 | $ 697,000 | $ 209,000 |
| Pierce County Washington | 1 | $ 1,000,000 | $ 1,000,000 | $ 595,000 |
| Lincoln County Wyoming | 1 | $ 525,000 | $ 525,000 | $ 214,000 |
Mortgage Loan Application Detail Totals for Bny Mellon, N.A. in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,069 | $1,263,463,000 | $1,181,000 | $16,000,000 | $646,000 | $9,999,000 |
| Home Purchase | 369 | $436,136,000 | $1,181,000 | $10,000,000 | $684,000 | $9,999,000 |
| Home Improvement | 2 | $155,000 | $77,000 | $85,000 | $202,000 | $328,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 706 | $838,736,000 | $1,188,000 | $12,000,000 | $642,000 | $9,999,000 |
| Not Provided | 682 | $799,235,000 | $1,171,000 | $16,000,000 | $668,000 | $9,999,000 |
| Asian | 24 | $29,560,000 | $1,231,000 | $2,760,000 | $866,000 | $9,999,000 |
| Hispanic | 17 | $15,022,000 | $883,000 | $2,000,000 | $387,000 | $1,887,000 |
| Black or African American | 6 | $9,311,000 | $1,551,000 | $3,200,000 | $694,000 | $1,367,000 |
| Not applicable | 3 | $2,190,000 | $730,000 | $1,325,000 | $520,000 | $896,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $5,700,000 | $2,850,000 | $3,000,000 | $1,040,000 | $1,258,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,440 | $1,699,754,000 | $1,180,000 | $16,000,000 | $655,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,019 | $1,091,674,000 | $1,071,000 | $6,375,000 | $680,000 | $9,999,000 |
| Application Denied By Financial Institution | 265 | $404,276,000 | $1,525,000 | $16,000,000 | $547,000 | $4,713,000 |
| Application Approved But Not Accepted | 88 | $115,907,000 | $1,317,000 | $12,000,000 | $650,000 | $8,484,000 |
| Application Withdrawn By Applicant | 47 | $60,545,000 | $1,288,000 | $9,500,000 | $759,000 | $6,472,000 |
| File Closed For Incompleteness | 21 | $27,352,000 | $1,302,000 | $3,500,000 | $626,000 | $2,145,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 133 | $215,617,000 | $1,621,000 | $16,000,000 | $394,000 | $4,713,000 |
| Other | 57 | $81,837,000 | $1,435,000 | $4,750,000 | $847,000 | $4,000,000 |
| Collateral | 52 | $75,055,000 | $1,443,000 | $13,129,000 | $627,000 | $2,120,000 |
| Credit History | 12 | $19,316,000 | $1,609,000 | $5,000,000 | $673,000 | $2,211,000 |
| Unverifiable Information | 7 | $8,369,000 | $1,195,000 | $1,819,000 | $306,000 | $750,000 |
| Employment History | 4 | $4,082,000 | $1,020,000 | $1,225,000 | $328,000 | $637,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bny Mellon, N.A.'s 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bny Mellon, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.