Members Cooperative
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Members Cooperative 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Members Cooperative 4628 Mike Colalillo Dr Duluth, MN 55807 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,591 |
| Total Mortgage Loan Application Amount | $248,865,000 |
| Average Mortgage Loan Application Amount | $135,600 |
| Highest Mortgage Loan Application Amount | $655,000 |
| Average Applicant Income | $75,800 |
| Highest Applicant Income | $838,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Members Cooperative. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Members Cooperative's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Members Cooperative's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Members Cooperative serves its applicants.
Each category highlights the total number of mortgage applications processed by Members Cooperative, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Members Cooperative's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis County Minnesota | 404 | $ 62,460,000 | $ 154,000 | $ 79,000 |
| Carlton County Minnesota | 219 | $ 33,545,000 | $ 153,000 | $ 77,000 |
| Itasca County Minnesota | 154 | $ 27,320,000 | $ 177,000 | $ 79,000 |
| Aitkin County Minnesota | 95 | $ 14,425,000 | $ 151,000 | $ 63,000 |
| Pine County Minnesota | 95 | $ 13,515,000 | $ 142,000 | $ 65,000 |
| Douglas County Wisconsin | 69 | $ 10,535,000 | $ 152,000 | $ 77,000 |
| Chisago County Minnesota | 64 | $ 13,260,000 | $ 207,000 | $ 96,000 |
| Crow Wing County Minnesota | 34 | $ 5,790,000 | $ 170,000 | $ 71,000 |
| Isanti County Minnesota | 34 | $ 5,970,000 | $ 175,000 | $ 82,000 |
| Kanabec County Minnesota | 19 | $ 2,215,000 | $ 116,000 | $ 53,000 |
| Cass County Minnesota | 18 | $ 2,930,000 | $ 162,000 | $ 118,000 |
| Santa Clara County California | 15 | $ 3,725,000 | $ 248,000 | $ 0 |
| Anoka County Minnesota | 12 | $ 2,840,000 | $ 236,000 | $ 118,000 |
| Los Angeles County California | 11 | $ 1,965,000 | $ 178,000 | $ 0 |
| San Diego County California | 10 | $ 1,430,000 | $ 143,000 | $ 0 |
| Alameda County California | 7 | $ 1,605,000 | $ 229,000 | $ 0 |
| Hennepin County Minnesota | 7 | $ 1,965,000 | $ 280,000 | $ 166,000 |
| Ramsey County Minnesota | 7 | $ 1,415,000 | $ 202,000 | $ 107,000 |
| Lake County Minnesota | 5 | $ 565,000 | $ 113,000 | $ 91,000 |
| Marion County Florida | 4 | $ 480,000 | $ 120,000 | $ 0 |
| Rapides County Louisiana | 4 | $ 420,000 | $ 105,000 | $ 0 |
| Dakota County Minnesota | 4 | $ 830,000 | $ 207,000 | $ 90,000 |
| Mille Lacs County Minnesota | 4 | $ 750,000 | $ 187,000 | $ 62,000 |
| Washington County Minnesota | 4 | $ 630,000 | $ 157,000 | $ 66,000 |
| Burnett County Wisconsin | 4 | $ 460,000 | $ 115,000 | $ 96,000 |
| Polk County Wisconsin | 4 | $ 780,000 | $ 195,000 | $ 73,000 |
| Riverside County California | 3 | $ 585,000 | $ 195,000 | $ 0 |
| San Bernardino County California | 3 | $ 285,000 | $ 95,000 | $ 0 |
| Ventura County California | 3 | $ 575,000 | $ 191,000 | $ 0 |
| Crawford County Georgia | 3 | $ 535,000 | $ 178,000 | $ 0 |
| Scott County Minnesota | 3 | $ 885,000 | $ 295,000 | $ 98,000 |
| Horry County South Carolina | 3 | $ 305,000 | $ 101,000 | $ 0 |
| Lexington County South Carolina | 3 | $ 225,000 | $ 75,000 | $ 0 |
| Marlboro County South Carolina | 3 | $ 355,000 | $ 118,000 | $ 0 |
| Guadalupe County Texas | 3 | $ 505,000 | $ 168,000 | $ 0 |
| Lee County Alabama | 2 | $ 300,000 | $ 150,000 | $ 0 |
| Tallapoosa County Alabama | 2 | $ 220,000 | $ 110,000 | $ 0 |
| Boone County Arkansas | 2 | $ 150,000 | $ 75,000 | $ 0 |
| Conway County Arkansas | 2 | $ 130,000 | $ 65,000 | $ 0 |
| Faulkner County Arkansas | 2 | $ 170,000 | $ 85,000 | $ 0 |
| Garland County Arkansas | 2 | $ 200,000 | $ 100,000 | $ 0 |
| Jefferson County Arkansas | 2 | $ 320,000 | $ 160,000 | $ 0 |
| Pope County Arkansas | 2 | $ 340,000 | $ 170,000 | $ 0 |
| Napa County California | 2 | $ 750,000 | $ 375,000 | $ 0 |
| Sacramento County California | 2 | $ 270,000 | $ 135,000 | $ 0 |
| Columbia County Florida | 2 | $ 260,000 | $ 130,000 | $ 0 |
| Manatee County Florida | 2 | $ 200,000 | $ 100,000 | $ 0 |
| Pinellas County Florida | 2 | $ 250,000 | $ 125,000 | $ 0 |
| Polk County Florida | 2 | $ 130,000 | $ 65,000 | $ 0 |
| Banks County Georgia | 2 | $ 220,000 | $ 110,000 | $ 0 |
| Colquitt County Georgia | 2 | $ 200,000 | $ 100,000 | $ 0 |
| Gilmer County Georgia | 2 | $ 230,000 | $ 115,000 | $ 0 |
| Putnam County Georgia | 2 | $ 220,000 | $ 110,000 | $ 0 |
| Calcasieu County Louisiana | 2 | $ 170,000 | $ 85,000 | $ 0 |
| Grant County Louisiana | 2 | $ 140,000 | $ 70,000 | $ 0 |
| St. Helena County Louisiana | 2 | $ 220,000 | $ 110,000 | $ 0 |
| Cook County Minnesota | 2 | $ 470,000 | $ 235,000 | $ 75,000 |
| Hubbard County Minnesota | 2 | $ 500,000 | $ 250,000 | $ 99,000 |
| Sherburne County Minnesota | 2 | $ 570,000 | $ 285,000 | $ 178,000 |
| Oktibbeha County Mississippi | 2 | $ 310,000 | $ 155,000 | $ 0 |
| Robeson County North Carolina | 2 | $ 240,000 | $ 120,000 | $ 0 |
| Pittsburg County Oklahoma | 2 | $ 260,000 | $ 130,000 | $ 0 |
| Rogers County Oklahoma | 2 | $ 130,000 | $ 65,000 | $ 0 |
| Sequoyah County Oklahoma | 2 | $ 190,000 | $ 95,000 | $ 0 |
| Berkeley County South Carolina | 2 | $ 290,000 | $ 145,000 | $ 0 |
| Chesterfield County South Carolina | 2 | $ 220,000 | $ 110,000 | $ 0 |
| Dorchester County South Carolina | 2 | $ 170,000 | $ 85,000 | $ 0 |
| Fairfield County South Carolina | 2 | $ 190,000 | $ 95,000 | $ 0 |
| Orangeburg County South Carolina | 2 | $ 180,000 | $ 90,000 | $ 0 |
| Bowie County Texas | 2 | $ 250,000 | $ 125,000 | $ 0 |
| Panola County Texas | 2 | $ 240,000 | $ 120,000 | $ 0 |
| Ashland County Wisconsin | 2 | $ 80,000 | $ 40,000 | $ 53,000 |
| Barron County Wisconsin | 2 | $ 420,000 | $ 210,000 | $ 57,000 |
| Bayfield County Wisconsin | 2 | $ 330,000 | $ 165,000 | $ 102,000 |
| Iron County Wisconsin | 2 | $ 100,000 | $ 50,000 | $ 49,000 |
| Washburn County Wisconsin | 2 | $ 310,000 | $ 155,000 | $ 49,000 |
| Baldwin County Alabama | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Blount County Alabama | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Covington County Alabama | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Macon County Alabama | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Marion County Alabama | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Marshall County Alabama | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Montgomery County Alabama | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Shelby County Alabama | 1 | $ 275,000 | $ 275,000 | $ 0 |
| St. Clair County Alabama | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Tuscaloosa County Alabama | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Walker County Alabama | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Calhoun County Arkansas | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Clark County Arkansas | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Independence County Arkansas | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Marion County Arkansas | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Monroe County Arkansas | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Nevada County Arkansas | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Prairie County Arkansas | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Saline County Arkansas | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Union County Arkansas | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Van Buren County Arkansas | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Contra Costa County California | 1 | $ 185,000 | $ 185,000 | $ 0 |
| El Dorado County California | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Kern County California | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Madera County California | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Placer County California | 1 | $ 105,000 | $ 105,000 | $ 0 |
| San Mateo County California | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Shasta County California | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Solano County California | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Sonoma County California | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Stanislaus County California | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Montrose County Colorado | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Alachua County Florida | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Baker County Florida | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Brevard County Florida | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Broward County Florida | 1 | $ 115,000 | $ 115,000 | $ 0 |
| DeSoto County Florida | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Duval County Florida | 1 | $ 185,000 | $ 185,000 | $ 101,000 |
| Gilchrist County Florida | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Hillsborough County Florida | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Lake County Florida | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Lee County Florida | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Levy County Florida | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Madison County Florida | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Martin County Florida | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Orange County Florida | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Osceola County Florida | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Pasco County Florida | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Santa Rosa County Florida | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Suwannee County Florida | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Taylor County Florida | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Wakulla County Florida | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Baldwin County Georgia | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Ben Hill County Georgia | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Brantley County Georgia | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Bryan County Georgia | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Burke County Georgia | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Butts County Georgia | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Coffee County Georgia | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Crisp County Georgia | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Emanuel County Georgia | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Franklin County Georgia | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Houston County Georgia | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Jasper County Georgia | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Jefferson County Georgia | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Laurens County Georgia | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Long County Georgia | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Lowndes County Georgia | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Madison County Georgia | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Monroe County Georgia | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Pierce County Georgia | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Richmond County Georgia | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Tattnall County Georgia | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Terrell County Georgia | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Toombs County Georgia | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Upson County Georgia | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Ware County Georgia | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Worth County Georgia | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Wabaunsee County Kansas | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Magoffin County Kentucky | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Acadia County Louisiana | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Bienville County Louisiana | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Bossier County Louisiana | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Caddo County Louisiana | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Caldwell County Louisiana | 1 | $ 95,000 | $ 95,000 | $ 0 |
| East Feliciana County Louisiana | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Evangeline County Louisiana | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Jackson County Louisiana | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Lafayette County Louisiana | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Livingston County Louisiana | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Natchitoches County Louisiana | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Plaquemines County Louisiana | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Pointe Coupee County Louisiana | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Union County Louisiana | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Vernon County Louisiana | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Webster County Louisiana | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Winn County Louisiana | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Cumberland County Maine | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Grand Traverse County Michigan | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Livingston County Michigan | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Oakland County Michigan | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Becker County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 58,000 |
| Benton County Minnesota | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Blue Earth County Minnesota | 1 | $ 45,000 | $ 45,000 | $ 76,000 |
| Clay County Minnesota | 1 | $ 255,000 | $ 255,000 | $ 178,000 |
| Koochiching County Minnesota | 1 | $ 125,000 | $ 125,000 | $ 33,000 |
| Morrison County Minnesota | 1 | $ 225,000 | $ 225,000 | $ 106,000 |
| Pennington County Minnesota | 1 | $ 125,000 | $ 125,000 | $ 44,000 |
| Polk County Minnesota | 1 | $ 45,000 | $ 45,000 | $ 76,000 |
| Rice County Minnesota | 1 | $ 305,000 | $ 305,000 | $ 169,000 |
| Stearns County Minnesota | 1 | $ 185,000 | $ 185,000 | $ 60,000 |
| Stevens County Minnesota | 1 | $ 45,000 | $ 45,000 | $ 14,000 |
| Calhoun County Mississippi | 1 | $ 95,000 | $ 95,000 | $ 0 |
| DeSoto County Mississippi | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Forrest County Mississippi | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Lauderdale County Mississippi | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Marion County Mississippi | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Monroe County Mississippi | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Newton County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Pearl River County Mississippi | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Tate County Mississippi | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Webster County Mississippi | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Winston County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Cibola County New Mexico | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Cabarrus County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Sampson County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Caddo County Oklahoma | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Cherokee County Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Choctaw County Oklahoma | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Cleveland County Oklahoma | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Delaware County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Garvin County Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Latimer County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Lincoln County Oklahoma | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Marshall County Oklahoma | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Okfuskee County Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Washington County Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Berks County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Chester County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Anderson County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Kershaw County South Carolina | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Richland County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Sumter County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 0 |
| York County South Carolina | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Crockett County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Gibson County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Montgomery County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Bexar County Texas | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Collin County Texas | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Duval County Texas | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Ector County Texas | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Grayson County Texas | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Hardin County Texas | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Hopkins County Texas | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Jasper County Texas | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Kaufman County Texas | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Lamar County Texas | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Marion County Texas | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Midland County Texas | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Nueces County Texas | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Orange County Texas | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Potter County Texas | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Smith County Texas | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Tyler County Texas | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Victoria County Texas | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Wilson County Texas | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Winkler County Texas | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Wood County Texas | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Dane County Wisconsin | 1 | $ 25,000 | $ 25,000 | $ 111,000 |
| Marathon County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 43,000 |
| Pierce County Wisconsin | 1 | $ 165,000 | $ 165,000 | $ 57,000 |
| Sauk County Wisconsin | 1 | $ 265,000 | $ 265,000 | $ 100,000 |
| Sawyer County Wisconsin | 1 | $ 295,000 | $ 295,000 | $ 69,000 |
| St. Croix County Wisconsin | 1 | $ 275,000 | $ 275,000 | $ 65,000 |
Mortgage Loan Application Detail Totals for Members Cooperative in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 701 | $113,755,000 | $162,000 | $545,000 | $73,000 | $390,000 |
| Refinancing | 667 | $106,255,000 | $159,000 | $655,000 | $79,000 | $401,000 |
| Cash-out Refinancing | 156 | $21,950,000 | $140,000 | $485,000 | $89,000 | $838,000 |
| Home Improvement | 66 | $6,790,000 | $102,000 | $475,000 | $74,000 | $185,000 |
| Other Purpose | 1 | $115,000 | $115,000 | $115,000 | $64,000 | $64,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,124 | $184,360,000 | $164,000 | $655,000 | $76,000 | $838,000 |
| Not applicable | 323 | $42,805,000 | $132,000 | $395,000 | $0 | $0 |
| Not Provided | 109 | $16,165,000 | $148,000 | $485,000 | $100,000 | $401,000 |
| American Indian or Alaskan Native | 20 | $3,130,000 | $156,000 | $345,000 | $82,000 | $159,000 |
| Hispanic | 8 | $950,000 | $118,000 | $355,000 | $49,000 | $111,000 |
| Asian | 3 | $685,000 | $228,000 | $475,000 | $71,000 | $102,000 |
| Black or African American | 3 | $435,000 | $145,000 | $205,000 | $40,000 | $49,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,589 | $248,625,000 | $156,000 | $655,000 | $78,000 | $838,000 |
| FHA-insured (Federal Housing Administration) | 2 | $240,000 | $120,000 | $195,000 | $89,000 | $90,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 968 | $157,910,000 | $163,000 | $605,000 | $78,000 | $390,000 |
| Loan Purchased By The Institution | 297 | $39,775,000 | $133,000 | $395,000 | $0 | $0 |
| Application Withdrawn By Applicant | 176 | $29,710,000 | $168,000 | $605,000 | $83,000 | $838,000 |
| Application Denied By Financial Institution | 111 | $15,875,000 | $143,000 | $555,000 | $63,000 | $401,000 |
| File Closed For Incompleteness | 37 | $5,275,000 | $142,000 | $655,000 | $88,000 | $364,000 |
| Application Approved But Not Accepted | 2 | $320,000 | $160,000 | $175,000 | $127,000 | $193,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,480 | $232,990,000 | $157,000 | $655,000 | $79,000 | $838,000 |
| Credit History | 45 | $5,485,000 | $121,000 | $555,000 | $66,000 | $144,000 |
| Debt-To-Income Ratio | 45 | $6,705,000 | $149,000 | $335,000 | $46,000 | $159,000 |
| Collateral | 18 | $3,270,000 | $181,000 | $405,000 | $94,000 | $401,000 |
| Other | 3 | $415,000 | $138,000 | $265,000 | $78,000 | $96,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Members Cooperative's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Members Cooperative's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Minnesota, download the full spreadsheet
with aggregated HMDA statistics today.