Merchants Bank Of Indiana
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Merchants Bank Of Indiana 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Merchants Bank Of Indiana 11555 N. Meridian Street Indianapolis, IN 46032 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 5,715 |
| Total Mortgage Loan Application Amount | $2,297,965,000 |
| Average Mortgage Loan Application Amount | $1,908,250 |
| Highest Mortgage Loan Application Amount | $61,505,000 |
| Average Applicant Income | $99,750 |
| Highest Applicant Income | $5,015,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Merchants Bank Of Indiana. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Merchants Bank Of Indiana's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Merchants Bank Of Indiana's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Merchants Bank Of Indiana serves its applicants.
Each category highlights the total number of mortgage applications processed by Merchants Bank Of Indiana, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Merchants Bank Of Indiana's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis County Missouri | 717 | $ 216,685,000 | $ 302,000 | $ 148,000 |
| Marion County Indiana | 681 | $ 197,565,000 | $ 290,000 | $ 85,000 |
| Los Angeles County California | 299 | $ 135,945,000 | $ 454,000 | $ 144,000 |
| Hamilton County Indiana | 236 | $ 204,490,000 | $ 866,000 | $ 161,000 |
| Plymouth County Massachusetts | 202 | $ 73,200,000 | $ 362,000 | $ 143,000 |
| Cook County Illinois | 192 | $ 54,020,000 | $ 281,000 | $ 142,000 |
| Orange County California | 183 | $ 75,185,000 | $ 410,000 | $ 143,000 |
| St. Louis City County Missouri | 127 | $ 27,325,000 | $ 215,000 | $ 117,000 |
| Providence County Rhode Island | 115 | $ 30,495,000 | $ 265,000 | $ 123,000 |
| DuPage County Illinois | 112 | $ 31,290,000 | $ 279,000 | $ 143,000 |
| Norfolk County Massachusetts | 106 | $ 39,320,000 | $ 370,000 | $ 138,000 |
| St. Charles County Missouri | 74 | $ 19,290,000 | $ 260,000 | $ 123,000 |
| Calcasieu County Louisiana | 68 | $ 17,880,000 | $ 262,000 | $ 140,000 |
| Riverside County California | 67 | $ 20,385,000 | $ 304,000 | $ 142,000 |
| Will County Illinois | 67 | $ 17,825,000 | $ 266,000 | $ 148,000 |
| Franklin County Ohio | 66 | $ 19,030,000 | $ 288,000 | $ 173,000 |
| Stark County Ohio | 57 | $ 10,475,000 | $ 183,000 | $ 96,000 |
| San Diego County California | 52 | $ 20,060,000 | $ 385,000 | $ 154,000 |
| Johnson County Indiana | 50 | $ 8,970,000 | $ 179,000 | $ 58,000 |
| San Bernardino County California | 48 | $ 15,560,000 | $ 324,000 | $ 146,000 |
| Rapides County Louisiana | 48 | $ 11,770,000 | $ 245,000 | $ 125,000 |
| Ouachita County Louisiana | 44 | $ 12,530,000 | $ 284,000 | $ 125,000 |
| King County Washington | 41 | $ 17,455,000 | $ 425,000 | $ 172,000 |
| Sonoma County California | 39 | $ 15,925,000 | $ 408,000 | $ 145,000 |
| Hendricks County Indiana | 36 | $ 34,610,000 | $ 961,000 | $ 101,000 |
| Jefferson County Missouri | 36 | $ 7,800,000 | $ 216,000 | $ 107,000 |
| Washington County Rhode Island | 36 | $ 10,410,000 | $ 289,000 | $ 131,000 |
| Kent County Rhode Island | 34 | $ 9,820,000 | $ 288,000 | $ 118,000 |
| Alameda County California | 32 | $ 37,000,000 | $ 1,156,000 | $ 172,000 |
| Santa Clara County California | 32 | $ 13,950,000 | $ 435,000 | $ 154,000 |
| Fulton County Georgia | 32 | $ 10,590,000 | $ 330,000 | $ 153,000 |
| Sacramento County California | 31 | $ 10,255,000 | $ 330,000 | $ 126,000 |
| Kane County Illinois | 31 | $ 7,595,000 | $ 245,000 | $ 133,000 |
| Lake County Illinois | 31 | $ 9,315,000 | $ 300,000 | $ 200,000 |
| Boone County Indiana | 29 | $ 12,945,000 | $ 446,000 | $ 199,000 |
| Randolph County Indiana | 29 | $ 2,255,000 | $ 77,000 | $ 79,000 |
| Fairfield County Connecticut | 28 | $ 10,900,000 | $ 389,000 | $ 222,000 |
| Maricopa County Arizona | 27 | $ 7,965,000 | $ 295,000 | $ 100,000 |
| St. Charles County Louisiana | 27 | $ 6,095,000 | $ 225,000 | $ 92,000 |
| Bristol County Massachusetts | 27 | $ 8,905,000 | $ 329,000 | $ 140,000 |
| Suffolk County Massachusetts | 27 | $ 11,605,000 | $ 429,000 | $ 149,000 |
| Ventura County California | 25 | $ 10,005,000 | $ 400,000 | $ 139,000 |
| St. John the Baptist County Louisiana | 25 | $ 4,735,000 | $ 189,000 | $ 104,000 |
| Marin County California | 23 | $ 11,395,000 | $ 495,000 | $ 163,000 |
| Summit County Ohio | 23 | $ 5,245,000 | $ 228,000 | $ 177,000 |
| San Francisco County California | 22 | $ 9,720,000 | $ 441,000 | $ 172,000 |
| Dane County Wisconsin | 22 | $ 4,890,000 | $ 222,000 | $ 109,000 |
| McHenry County Illinois | 21 | $ 4,715,000 | $ 224,000 | $ 151,000 |
| Bristol County Rhode Island | 21 | $ 7,225,000 | $ 344,000 | $ 166,000 |
| Seminole County Florida | 20 | $ 5,980,000 | $ 299,000 | $ 132,000 |
| Middlesex County Massachusetts | 20 | $ 9,140,000 | $ 457,000 | $ 168,000 |
| Tarrant County Texas | 20 | $ 4,440,000 | $ 222,000 | $ 58,000 |
| Contra Costa County California | 19 | $ 7,055,000 | $ 371,000 | $ 147,000 |
| Wayne County Indiana | 18 | $ 1,810,000 | $ 100,000 | $ 102,000 |
| Le Sueur County Minnesota | 18 | $ 3,180,000 | $ 176,000 | $ 100,000 |
| Orange County Florida | 17 | $ 5,485,000 | $ 322,000 | $ 131,000 |
| Carroll County Ohio | 17 | $ 2,845,000 | $ 167,000 | $ 76,000 |
| Cobb County Georgia | 16 | $ 4,800,000 | $ 300,000 | $ 160,000 |
| DeKalb County Georgia | 15 | $ 5,285,000 | $ 352,000 | $ 154,000 |
| Kendall County Illinois | 15 | $ 3,175,000 | $ 211,000 | $ 108,000 |
| San Mateo County California | 14 | $ 6,310,000 | $ 450,000 | $ 158,000 |
| Madison County Indiana | 14 | $ 1,980,000 | $ 141,000 | $ 87,000 |
| St. James County Louisiana | 14 | $ 2,980,000 | $ 212,000 | $ 93,000 |
| Jefferson County Colorado | 13 | $ 4,875,000 | $ 375,000 | $ 134,000 |
| Forsyth County Georgia | 13 | $ 3,665,000 | $ 281,000 | $ 131,000 |
| Delaware County Ohio | 13 | $ 3,685,000 | $ 283,000 | $ 176,000 |
| Allegheny County Pennsylvania | 13 | $ 3,765,000 | $ 289,000 | $ 147,000 |
| Snohomish County Washington | 13 | $ 4,715,000 | $ 362,000 | $ 180,000 |
| Kern County California | 12 | $ 3,640,000 | $ 303,000 | $ 135,000 |
| Placer County California | 12 | $ 4,340,000 | $ 361,000 | $ 149,000 |
| Denver County Colorado | 12 | $ 4,770,000 | $ 397,000 | $ 168,000 |
| Allen County Indiana | 12 | $ 15,040,000 | $ 1,253,000 | $ 69,000 |
| Barnstable County Massachusetts | 12 | $ 2,880,000 | $ 240,000 | $ 166,000 |
| Sibley County Minnesota | 12 | $ 2,180,000 | $ 181,000 | $ 70,000 |
| Warren County Missouri | 12 | $ 3,550,000 | $ 295,000 | $ 361,000 |
| El Paso County Colorado | 11 | $ 3,975,000 | $ 361,000 | $ 193,000 |
| Jefferson County Louisiana | 11 | $ 2,715,000 | $ 246,000 | $ 96,000 |
| La Salle County Louisiana | 11 | $ 2,035,000 | $ 185,000 | $ 108,000 |
| Columbiana County Ohio | 11 | $ 2,625,000 | $ 238,000 | $ 144,000 |
| Solano County California | 10 | $ 3,390,000 | $ 339,000 | $ 131,000 |
| Adams County Colorado | 10 | $ 3,130,000 | $ 313,000 | $ 93,000 |
| Gwinnett County Georgia | 10 | $ 2,840,000 | $ 284,000 | $ 176,000 |
| Union County Louisiana | 10 | $ 2,240,000 | $ 224,000 | $ 146,000 |
| Hennepin County Minnesota | 10 | $ 2,760,000 | $ 276,000 | $ 181,000 |
| Pierce County Washington | 10 | $ 3,180,000 | $ 318,000 | $ 171,000 |
| Fresno County California | 9 | $ 2,835,000 | $ 315,000 | $ 129,000 |
| San Luis Obispo County California | 9 | $ 3,435,000 | $ 381,000 | $ 259,000 |
| Boulder County Colorado | 9 | $ 3,795,000 | $ 421,000 | $ 121,000 |
| El Dorado County California | 8 | $ 3,280,000 | $ 410,000 | $ 172,000 |
| Santa Cruz County California | 8 | $ 3,410,000 | $ 426,000 | $ 167,000 |
| Hillsborough County Florida | 8 | $ 2,200,000 | $ 275,000 | $ 101,000 |
| Cherokee County Georgia | 8 | $ 2,490,000 | $ 311,000 | $ 128,000 |
| Kosciusko County Indiana | 8 | $ 3,720,000 | $ 465,000 | $ 341,000 |
| Lafayette County Louisiana | 8 | $ 1,880,000 | $ 235,000 | $ 122,000 |
| Morehouse County Louisiana | 8 | $ 1,460,000 | $ 182,000 | $ 77,000 |
| Loudoun County Virginia | 8 | $ 2,920,000 | $ 365,000 | $ 144,000 |
| Napa County California | 7 | $ 2,865,000 | $ 409,000 | $ 217,000 |
| Arapahoe County Colorado | 7 | $ 2,785,000 | $ 397,000 | $ 264,000 |
| Douglas County Colorado | 7 | $ 44,335,000 | $ 6,333,000 | $ 132,000 |
| Ada County Idaho | 7 | $ 2,755,000 | $ 393,000 | $ 117,000 |
| Caddo County Louisiana | 7 | $ 1,765,000 | $ 252,000 | $ 137,000 |
| Tangipahoa County Louisiana | 7 | $ 1,485,000 | $ 212,000 | $ 112,000 |
| Essex County Massachusetts | 7 | $ 2,805,000 | $ 400,000 | $ 140,000 |
| Oakland County Michigan | 7 | $ 1,535,000 | $ 219,000 | $ 116,000 |
| Dakota County Minnesota | 7 | $ 1,975,000 | $ 282,000 | $ 153,000 |
| Fairfax County Virginia | 7 | $ 1,975,000 | $ 282,000 | $ 158,000 |
| Larimer County Colorado | 6 | $ 1,810,000 | $ 301,000 | $ 133,000 |
| Lee County Florida | 6 | $ 4,330,000 | $ 721,000 | $ 1,323,000 |
| Ascension County Louisiana | 6 | $ 1,390,000 | $ 231,000 | $ 104,000 |
| Bossier County Louisiana | 6 | $ 1,300,000 | $ 216,000 | $ 118,000 |
| Richland County Louisiana | 6 | $ 1,710,000 | $ 285,000 | $ 120,000 |
| Worcester County Massachusetts | 6 | $ 2,550,000 | $ 425,000 | $ 123,000 |
| Douglas County Nebraska | 6 | $ 6,000,000 | $ 1,000,000 | $ 281,000 |
| Wake County North Carolina | 6 | $ 1,480,000 | $ 246,000 | $ 129,000 |
| Darke County Ohio | 6 | $ 820,000 | $ 136,000 | $ 105,000 |
| Hamilton County Ohio | 6 | $ 50,130,000 | $ 8,355,000 | $ 98,000 |
| Montgomery County Ohio | 6 | $ 790,000 | $ 131,000 | $ 110,000 |
| Newport County Rhode Island | 6 | $ 1,980,000 | $ 330,000 | $ 127,000 |
| Columbia County Wisconsin | 6 | $ 1,580,000 | $ 263,000 | $ 110,000 |
| San Joaquin County California | 5 | $ 1,385,000 | $ 277,000 | $ 107,000 |
| Collier County Florida | 5 | $ 1,605,000 | $ 321,000 | $ 743,000 |
| Hancock County Indiana | 5 | $ 1,115,000 | $ 223,000 | $ 85,000 |
| Lake County Indiana | 5 | $ 7,895,000 | $ 1,579,000 | $ 63,000 |
| Avoyelles County Louisiana | 5 | $ 1,105,000 | $ 221,000 | $ 99,000 |
| Beauregard County Louisiana | 5 | $ 1,275,000 | $ 255,000 | $ 108,000 |
| Orleans County Louisiana | 5 | $ 1,585,000 | $ 317,000 | $ 113,000 |
| Camden County Missouri | 5 | $ 875,000 | $ 175,000 | $ 132,000 |
| Lincoln County Missouri | 5 | $ 995,000 | $ 199,000 | $ 108,000 |
| Portage County Ohio | 5 | $ 785,000 | $ 157,000 | $ 105,000 |
| Multnomah County Oregon | 5 | $ 1,545,000 | $ 309,000 | $ 130,000 |
| Beaufort County South Carolina | 5 | $ 44,625,000 | $ 8,925,000 | $ 392,000 |
| Charleston County South Carolina | 5 | $ 2,205,000 | $ 441,000 | $ 314,000 |
| Jefferson County Wisconsin | 5 | $ 895,000 | $ 179,000 | $ 72,000 |
| Rock County Wisconsin | 5 | $ 915,000 | $ 183,000 | $ 91,000 |
| Monterey County California | 4 | $ 1,430,000 | $ 357,000 | $ 111,000 |
| Stanislaus County California | 4 | $ 1,070,000 | $ 267,000 | $ 175,000 |
| Weld County Colorado | 4 | $ 1,380,000 | $ 345,000 | $ 187,000 |
| Broward County Florida | 4 | $ 1,350,000 | $ 337,000 | $ 157,000 |
| Duval County Florida | 4 | $ 12,180,000 | $ 3,045,000 | $ 130,000 |
| Miami-Dade County Florida | 4 | $ 950,000 | $ 237,000 | $ 112,000 |
| Bartholomew County Indiana | 4 | $ 8,120,000 | $ 2,030,000 | $ 88,000 |
| Delaware County Indiana | 4 | $ 340,000 | $ 85,000 | $ 48,000 |
| Marshall County Indiana | 4 | $ 1,550,000 | $ 387,000 | $ 475,000 |
| Monroe County Indiana | 4 | $ 840,000 | $ 210,000 | $ 234,000 |
| Putnam County Indiana | 4 | $ 1,550,000 | $ 387,000 | $ 280,000 |
| Catahoula County Louisiana | 4 | $ 680,000 | $ 170,000 | $ 137,000 |
| Howard County Maryland | 4 | $ 1,630,000 | $ 407,000 | $ 127,000 |
| Scott County Minnesota | 4 | $ 1,260,000 | $ 315,000 | $ 138,000 |
| Clark County Nevada | 4 | $ 1,670,000 | $ 417,000 | $ 147,000 |
| Bernalillo County New Mexico | 4 | $ 3,300,000 | $ 825,000 | $ 173,000 |
| Dona Ana County New Mexico | 4 | $ 770,000 | $ 192,000 | $ 84,000 |
| Cuyahoga County Ohio | 4 | $ 1,320,000 | $ 330,000 | $ 140,000 |
| Greene County Ohio | 4 | $ 860,000 | $ 215,000 | $ 151,000 |
| Mahoning County Ohio | 4 | $ 700,000 | $ 175,000 | $ 69,000 |
| Westmoreland County Pennsylvania | 4 | $ 940,000 | $ 235,000 | $ 116,000 |
| Dallas County Texas | 4 | $ 11,130,000 | $ 2,782,000 | $ 209,000 |
| Harris County Texas | 4 | $ 1,370,000 | $ 342,000 | $ 241,000 |
| Virginia Beach County Virginia | 4 | $ 970,000 | $ 242,000 | $ 93,000 |
| Sauk County Wisconsin | 4 | $ 810,000 | $ 202,000 | $ 90,000 |
| Lee County Alabama | 3 | $ 1,365,000 | $ 455,000 | $ 439,000 |
| Santa Barbara County California | 3 | $ 1,115,000 | $ 371,000 | $ 331,000 |
| Garfield County Colorado | 3 | $ 1,265,000 | $ 421,000 | $ 105,000 |
| Palm Beach County Florida | 3 | $ 915,000 | $ 305,000 | $ 106,000 |
| Pinellas County Florida | 3 | $ 875,000 | $ 291,000 | $ 143,000 |
| Kootenai County Idaho | 3 | $ 905,000 | $ 301,000 | $ 103,000 |
| Clinton County Indiana | 3 | $ 4,205,000 | $ 1,401,000 | $ 185,000 |
| Grant County Louisiana | 3 | $ 645,000 | $ 215,000 | $ 78,000 |
| Natchitoches County Louisiana | 3 | $ 755,000 | $ 251,000 | $ 103,000 |
| Sabine County Louisiana | 3 | $ 475,000 | $ 158,000 | $ 142,000 |
| Montgomery County Maryland | 3 | $ 1,215,000 | $ 405,000 | $ 169,000 |
| Prince George's County Maryland | 3 | $ 825,000 | $ 275,000 | $ 93,000 |
| Ramsey County Minnesota | 3 | $ 805,000 | $ 268,000 | $ 127,000 |
| Harrison County Mississippi | 3 | $ 245,000 | $ 81,000 | $ 120,000 |
| Taney County Missouri | 3 | $ 855,000 | $ 285,000 | $ 156,000 |
| Medina County Ohio | 3 | $ 915,000 | $ 305,000 | $ 175,000 |
| Clackamas County Oregon | 3 | $ 995,000 | $ 331,000 | $ 132,000 |
| Washington County Oregon | 3 | $ 725,000 | $ 241,000 | $ 111,000 |
| Washington County Pennsylvania | 3 | $ 935,000 | $ 311,000 | $ 103,000 |
| Denton County Texas | 3 | $ 825,000 | $ 275,000 | $ 65,000 |
| Jefferson County Texas | 3 | $ 1,095,000 | $ 365,000 | $ 108,000 |
| Alexandria County Virginia | 3 | $ 1,125,000 | $ 375,000 | $ 143,000 |
| Waukesha County Wisconsin | 3 | $ 675,000 | $ 225,000 | $ 100,000 |
| Pima County Arizona | 2 | $ 420,000 | $ 210,000 | $ 223,000 |
| Humboldt County California | 2 | $ 510,000 | $ 255,000 | $ 81,000 |
| Tulare County California | 2 | $ 870,000 | $ 435,000 | $ 173,000 |
| Yolo County California | 2 | $ 750,000 | $ 375,000 | $ 166,000 |
| Yuba County California | 2 | $ 9,600,000 | $ 4,800,000 | $ 110,000 |
| Pitkin County Colorado | 2 | $ 30,760,000 | $ 15,380,000 | $ 0 |
| New Haven County Connecticut | 2 | $ 580,000 | $ 290,000 | $ 162,000 |
| Manatee County Florida | 2 | $ 790,000 | $ 395,000 | $ 247,000 |
| Pasco County Florida | 2 | $ 600,000 | $ 300,000 | $ 129,000 |
| Sarasota County Florida | 2 | $ 820,000 | $ 410,000 | $ 197,000 |
| St. Lucie County Florida | 2 | $ 910,000 | $ 455,000 | $ 283,000 |
| Glynn County Georgia | 2 | $ 570,000 | $ 285,000 | $ 511,000 |
| Henry County Georgia | 2 | $ 400,000 | $ 200,000 | $ 101,000 |
| Lumpkin County Georgia | 2 | $ 410,000 | $ 205,000 | $ 142,000 |
| Canyon County Idaho | 2 | $ 600,000 | $ 300,000 | $ 105,000 |
| Champaign County Illinois | 2 | $ 360,000 | $ 180,000 | $ 111,000 |
| Grundy County Illinois | 2 | $ 530,000 | $ 265,000 | $ 76,000 |
| Lee County Illinois | 2 | $ 350,000 | $ 175,000 | $ 99,000 |
| Howard County Indiana | 2 | $ 610,000 | $ 305,000 | $ 176,000 |
| Jackson County Indiana | 2 | $ 2,680,000 | $ 1,340,000 | $ 0 |
| LaPorte County Indiana | 2 | $ 890,000 | $ 445,000 | $ 293,000 |
| Owen County Indiana | 2 | $ 300,000 | $ 150,000 | $ 246,000 |
| Steuben County Indiana | 2 | $ 120,000 | $ 60,000 | $ 67,000 |
| White County Indiana | 2 | $ 550,000 | $ 275,000 | $ 202,000 |
| Jefferson County Kentucky | 2 | $ 670,000 | $ 335,000 | $ 162,000 |
| East Feliciana County Louisiana | 2 | $ 650,000 | $ 325,000 | $ 145,000 |
| Franklin County Louisiana | 2 | $ 430,000 | $ 215,000 | $ 110,000 |
| Madison County Louisiana | 2 | $ 200,000 | $ 100,000 | $ 57,000 |
| Anne Arundel County Maryland | 2 | $ 770,000 | $ 385,000 | $ 193,000 |
| Carroll County Maryland | 2 | $ 680,000 | $ 340,000 | $ 144,000 |
| Charles County Maryland | 2 | $ 720,000 | $ 360,000 | $ 141,000 |
| Macomb County Michigan | 2 | $ 330,000 | $ 165,000 | $ 103,000 |
| Wayne County Michigan | 2 | $ 360,000 | $ 180,000 | $ 84,000 |
| Nicollet County Minnesota | 2 | $ 430,000 | $ 215,000 | $ 90,000 |
| Stearns County Minnesota | 2 | $ 390,000 | $ 195,000 | $ 135,000 |
| Madison County Mississippi | 2 | $ 450,000 | $ 225,000 | $ 95,000 |
| Jackson County Missouri | 2 | $ 10,330,000 | $ 5,165,000 | $ 0 |
| Johnson County Missouri | 2 | $ 410,000 | $ 205,000 | $ 80,000 |
| Perry County Missouri | 2 | $ 240,000 | $ 120,000 | $ 240,000 |
| St. Francois County Missouri | 2 | $ 610,000 | $ 305,000 | $ 169,000 |
| Stone County Missouri | 2 | $ 700,000 | $ 350,000 | $ 294,000 |
| Washington County Missouri | 2 | $ 330,000 | $ 165,000 | $ 170,000 |
| Sarpy County Nebraska | 2 | $ 480,000 | $ 240,000 | $ 137,000 |
| Bergen County New Jersey | 2 | $ 630,000 | $ 315,000 | $ 170,000 |
| Cape May County New Jersey | 2 | $ 760,000 | $ 380,000 | $ 517,000 |
| Hudson County New Jersey | 2 | $ 460,000 | $ 230,000 | $ 57,000 |
| Santa Fe County New Mexico | 2 | $ 660,000 | $ 330,000 | $ 69,000 |
| Gaston County North Carolina | 2 | $ 490,000 | $ 245,000 | $ 128,000 |
| Clermont County Ohio | 2 | $ 500,000 | $ 250,000 | $ 121,000 |
| Fairfield County Ohio | 2 | $ 520,000 | $ 260,000 | $ 105,000 |
| Lorain County Ohio | 2 | $ 350,000 | $ 175,000 | $ 62,000 |
| Preble County Ohio | 2 | $ 330,000 | $ 165,000 | $ 72,000 |
| Union County Ohio | 2 | $ 700,000 | $ 350,000 | $ 159,000 |
| Deschutes County Oregon | 2 | $ 12,960,000 | $ 6,480,000 | $ 113,000 |
| Butler County Pennsylvania | 2 | $ 420,000 | $ 210,000 | $ 55,000 |
| Lawrence County Pennsylvania | 2 | $ 290,000 | $ 145,000 | $ 87,000 |
| Montgomery County Tennessee | 2 | $ 400,000 | $ 200,000 | $ 184,000 |
| Wilson County Tennessee | 2 | $ 23,730,000 | $ 11,865,000 | $ 197,000 |
| Collin County Texas | 2 | $ 540,000 | $ 270,000 | $ 90,000 |
| Prince William County Virginia | 2 | $ 690,000 | $ 345,000 | $ 121,000 |
| Spotsylvania County Virginia | 2 | $ 660,000 | $ 330,000 | $ 133,000 |
| Benton County Washington | 2 | $ 530,000 | $ 265,000 | $ 119,000 |
| Grays Harbor County Washington | 2 | $ 480,000 | $ 240,000 | $ 121,000 |
| Kitsap County Washington | 2 | $ 680,000 | $ 340,000 | $ 64,000 |
| Lafayette County Wisconsin | 2 | $ 470,000 | $ 235,000 | $ 170,000 |
| Madison County Alabama | 1 | $ 215,000 | $ 215,000 | $ 166,000 |
| Mobile County Alabama | 1 | $ 215,000 | $ 215,000 | $ 126,000 |
| Randolph County Alabama | 1 | $ 235,000 | $ 235,000 | $ 207,000 |
| Shelby County Alabama | 1 | $ 285,000 | $ 285,000 | $ 68,000 |
| Washington County Alabama | 1 | $ 235,000 | $ 235,000 | $ 97,000 |
| Cochise County Arizona | 1 | $ 145,000 | $ 145,000 | $ 66,000 |
| Coconino County Arizona | 1 | $ 205,000 | $ 205,000 | $ 98,000 |
| Pinal County Arizona | 1 | $ 395,000 | $ 395,000 | $ 105,000 |
| Yavapai County Arizona | 1 | $ 175,000 | $ 175,000 | $ 48,000 |
| Butte County California | 1 | $ 175,000 | $ 175,000 | $ 61,000 |
| Calaveras County California | 1 | $ 355,000 | $ 355,000 | $ 128,000 |
| Lake County California | 1 | $ 175,000 | $ 175,000 | $ 144,000 |
| Mariposa County California | 1 | $ 205,000 | $ 205,000 | $ 98,000 |
| Nevada County California | 1 | $ 255,000 | $ 255,000 | $ 115,000 |
| San Benito County California | 1 | $ 505,000 | $ 505,000 | $ 192,000 |
| Siskiyou County California | 1 | $ 215,000 | $ 215,000 | $ 51,000 |
| Tuolumne County California | 1 | $ 215,000 | $ 215,000 | $ 40,000 |
| Broomfield County Colorado | 1 | $ 475,000 | $ 475,000 | $ 305,000 |
| Chaffee County Colorado | 1 | $ 325,000 | $ 325,000 | $ 152,000 |
| Fremont County Colorado | 1 | $ 285,000 | $ 285,000 | $ 101,000 |
| Teller County Colorado | 1 | $ 265,000 | $ 265,000 | $ 37,000 |
| Hartford County Connecticut | 1 | $ 295,000 | $ 295,000 | $ 175,000 |
| Brevard County Florida | 1 | $ 505,000 | $ 505,000 | $ 246,000 |
| Hernando County Florida | 1 | $ 115,000 | $ 115,000 | $ 31,000 |
| Marion County Florida | 1 | $ 105,000 | $ 105,000 | $ 176,000 |
| Martin County Florida | 1 | $ 145,000 | $ 145,000 | $ 60,000 |
| Nassau County Florida | 1 | $ 165,000 | $ 165,000 | $ 216,000 |
| Osceola County Florida | 1 | $ 405,000 | $ 405,000 | $ 119,000 |
| St. Johns County Florida | 1 | $ 255,000 | $ 255,000 | $ 113,000 |
| Sumter County Florida | 1 | $ 75,000 | $ 75,000 | $ 414,000 |
| Suwannee County Florida | 1 | $ 105,000 | $ 105,000 | $ 660,000 |
| Volusia County Florida | 1 | $ 225,000 | $ 225,000 | $ 115,000 |
| Banks County Georgia | 1 | $ 175,000 | $ 175,000 | $ 268,000 |
| Barrow County Georgia | 1 | $ 215,000 | $ 215,000 | $ 52,000 |
| Bartow County Georgia | 1 | $ 445,000 | $ 445,000 | $ 235,000 |
| Carroll County Georgia | 1 | $ 185,000 | $ 185,000 | $ 72,000 |
| Catoosa County Georgia | 1 | $ 115,000 | $ 115,000 | $ 32,000 |
| Clayton County Georgia | 1 | $ 115,000 | $ 115,000 | $ 72,000 |
| Columbia County Georgia | 1 | $ 205,000 | $ 205,000 | $ 71,000 |
| Coweta County Georgia | 1 | $ 375,000 | $ 375,000 | $ 244,000 |
| Fannin County Georgia | 1 | $ 495,000 | $ 495,000 | $ 120,000 |
| Fayette County Georgia | 1 | $ 295,000 | $ 295,000 | $ 128,000 |
| Greene County Georgia | 1 | $ 495,000 | $ 495,000 | $ 380,000 |
| Habersham County Georgia | 1 | $ 255,000 | $ 255,000 | $ 168,000 |
| Jackson County Georgia | 1 | $ 355,000 | $ 355,000 | $ 175,000 |
| Paulding County Georgia | 1 | $ 265,000 | $ 265,000 | $ 114,000 |
| Putnam County Georgia | 1 | $ 355,000 | $ 355,000 | $ 77,000 |
| Walton County Georgia | 1 | $ 345,000 | $ 345,000 | $ 81,000 |
| Worth County Georgia | 1 | $ 145,000 | $ 145,000 | $ 65,000 |
| Honolulu County Hawaii | 1 | $ 485,000 | $ 485,000 | $ 554,000 |
| Bonneville County Idaho | 1 | $ 225,000 | $ 225,000 | $ 79,000 |
| Boundary County Idaho | 1 | $ 255,000 | $ 255,000 | $ 130,000 |
| Gem County Idaho | 1 | $ 135,000 | $ 135,000 | $ 33,000 |
| Carroll County Illinois | 1 | $ 215,000 | $ 215,000 | $ 126,000 |
| DeKalb County Illinois | 1 | $ 285,000 | $ 285,000 | $ 145,000 |
| Ford County Illinois | 1 | $ 85,000 | $ 85,000 | $ 51,000 |
| Iroquois County Illinois | 1 | $ 105,000 | $ 105,000 | $ 139,000 |
| Macon County Illinois | 1 | $ 75,000 | $ 75,000 | $ 25,000 |
| St. Clair County Illinois | 1 | $ 745,000 | $ 745,000 | $ 216,000 |
| Winnebago County Illinois | 1 | $ 335,000 | $ 335,000 | $ 156,000 |
| Brown County Indiana | 1 | $ 265,000 | $ 265,000 | $ 54,000 |
| Cass County Indiana | 1 | $ 1,675,000 | $ 1,675,000 | $ 0 |
| Elkhart County Indiana | 1 | $ 20,525,000 | $ 20,525,000 | $ 0 |
| Floyd County Indiana | 1 | $ 215,000 | $ 215,000 | $ 62,000 |
| Fulton County Indiana | 1 | $ 285,000 | $ 285,000 | $ 207,000 |
| Grant County Indiana | 1 | $ 65,000 | $ 65,000 | $ 19,000 |
| Huntington County Indiana | 1 | $ 265,000 | $ 265,000 | $ 118,000 |
| Morgan County Indiana | 1 | $ 345,000 | $ 345,000 | $ 218,000 |
| Newton County Indiana | 1 | $ 75,000 | $ 75,000 | $ 94,000 |
| Porter County Indiana | 1 | $ 165,000 | $ 165,000 | $ 139,000 |
| Ripley County Indiana | 1 | $ 135,000 | $ 135,000 | $ 53,000 |
| Rush County Indiana | 1 | $ 185,000 | $ 185,000 | $ 67,000 |
| Tippecanoe County Indiana | 1 | $ 365,000 | $ 365,000 | $ 180,000 |
| Tipton County Indiana | 1 | $ 935,000 | $ 935,000 | $ 0 |
| Union County Indiana | 1 | $ 55,000 | $ 55,000 | $ 71,000 |
| Vanderburgh County Indiana | 1 | $ 20,655,000 | $ 20,655,000 | $ 0 |
| Warrick County Indiana | 1 | $ 205,000 | $ 205,000 | $ 100,000 |
| Wells County Indiana | 1 | $ 85,000 | $ 85,000 | $ 77,000 |
| Butler County Kansas | 1 | $ 215,000 | $ 215,000 | $ 123,000 |
| Anderson County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 300,000 |
| Campbell County Kentucky | 1 | $ 205,000 | $ 205,000 | $ 53,000 |
| Madison County Kentucky | 1 | $ 355,000 | $ 355,000 | $ 92,000 |
| Marshall County Kentucky | 1 | $ 205,000 | $ 205,000 | $ 54,000 |
| Oldham County Kentucky | 1 | $ 205,000 | $ 205,000 | $ 89,000 |
| Concordia County Louisiana | 1 | $ 505,000 | $ 505,000 | $ 149,000 |
| Jefferson Davis County Louisiana | 1 | $ 195,000 | $ 195,000 | $ 72,000 |
| Lincoln County Louisiana | 1 | $ 275,000 | $ 275,000 | $ 80,000 |
| Livingston County Louisiana | 1 | $ 275,000 | $ 275,000 | $ 86,000 |
| St. Tammany County Louisiana | 1 | $ 225,000 | $ 225,000 | $ 72,000 |
| Terrebonne County Louisiana | 1 | $ 225,000 | $ 225,000 | $ 109,000 |
| West Baton Rouge County Louisiana | 1 | $ 165,000 | $ 165,000 | $ 155,000 |
| West Carroll County Louisiana | 1 | $ 75,000 | $ 75,000 | $ 116,000 |
| Winn County Louisiana | 1 | $ 205,000 | $ 205,000 | $ 60,000 |
| York County Maine | 1 | $ 255,000 | $ 255,000 | $ 88,000 |
| Baltimore County Maryland | 1 | $ 315,000 | $ 315,000 | $ 174,000 |
| Baltimore City County Maryland | 1 | $ 105,000 | $ 105,000 | $ 37,000 |
| Cecil County Maryland | 1 | $ 275,000 | $ 275,000 | $ 52,000 |
| Frederick County Maryland | 1 | $ 265,000 | $ 265,000 | $ 65,000 |
| Garrett County Maryland | 1 | $ 295,000 | $ 295,000 | $ 178,000 |
| Harford County Maryland | 1 | $ 285,000 | $ 285,000 | $ 149,000 |
| Franklin County Massachusetts | 1 | $ 225,000 | $ 225,000 | $ 90,000 |
| Berrien County Michigan | 1 | $ 345,000 | $ 345,000 | $ 739,000 |
| Cass County Michigan | 1 | $ 285,000 | $ 285,000 | $ 200,000 |
| Ingham County Michigan | 1 | $ 5,855,000 | $ 5,855,000 | $ 0 |
| Oceana County Michigan | 1 | $ 245,000 | $ 245,000 | $ 54,000 |
| Van Buren County Michigan | 1 | $ 375,000 | $ 375,000 | $ 234,000 |
| Washtenaw County Michigan | 1 | $ 265,000 | $ 265,000 | $ 150,000 |
| Carlton County Minnesota | 1 | $ 325,000 | $ 325,000 | $ 154,000 |
| Chisago County Minnesota | 1 | $ 205,000 | $ 205,000 | $ 239,000 |
| Itasca County Minnesota | 1 | $ 205,000 | $ 205,000 | $ 97,000 |
| Martin County Minnesota | 1 | $ 135,000 | $ 135,000 | $ 52,000 |
| Washington County Minnesota | 1 | $ 375,000 | $ 375,000 | $ 187,000 |
| Wright County Minnesota | 1 | $ 265,000 | $ 265,000 | $ 55,000 |
| Amite County Mississippi | 1 | $ 325,000 | $ 325,000 | $ 132,000 |
| Jackson County Mississippi | 1 | $ 185,000 | $ 185,000 | $ 47,000 |
| Pearl River County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 24,000 |
| Simpson County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 56,000 |
| Boone County Missouri | 1 | $ 195,000 | $ 195,000 | $ 62,000 |
| Crawford County Missouri | 1 | $ 355,000 | $ 355,000 | $ 380,000 |
| Knox County Missouri | 1 | $ 155,000 | $ 155,000 | $ 48,000 |
| Pulaski County Missouri | 1 | $ 135,000 | $ 135,000 | $ 64,000 |
| Gallatin County Montana | 1 | $ 195,000 | $ 195,000 | $ 65,000 |
| Hillsborough County New Hampshire | 1 | $ 305,000 | $ 305,000 | $ 130,000 |
| Mercer County New Jersey | 1 | $ 385,000 | $ 385,000 | $ 130,000 |
| Middlesex County New Jersey | 1 | $ 215,000 | $ 215,000 | $ 108,000 |
| Monmouth County New Jersey | 1 | $ 225,000 | $ 225,000 | $ 65,000 |
| Morris County New Jersey | 1 | $ 485,000 | $ 485,000 | $ 261,000 |
| Clinton County New York | 1 | $ 4,805,000 | $ 4,805,000 | $ 0 |
| Dutchess County New York | 1 | $ 1,605,000 | $ 1,605,000 | $ 0 |
| Bladen County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 69,000 |
| Brunswick County North Carolina | 1 | $ 375,000 | $ 375,000 | $ 140,000 |
| Cherokee County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 134,000 |
| Jackson County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 49,000 |
| Lincoln County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 617,000 |
| Mecklenburg County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 124,000 |
| Yancey County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 219,000 |
| Erie County Ohio | 1 | $ 275,000 | $ 275,000 | $ 785,000 |
| Hancock County Ohio | 1 | $ 145,000 | $ 145,000 | $ 81,000 |
| Harrison County Ohio | 1 | $ 45,000 | $ 45,000 | $ 43,000 |
| Jefferson County Ohio | 1 | $ 115,000 | $ 115,000 | $ 48,000 |
| Knox County Ohio | 1 | $ 125,000 | $ 125,000 | $ 77,000 |
| Lake County Ohio | 1 | $ 135,000 | $ 135,000 | $ 84,000 |
| Sandusky County Ohio | 1 | $ 1,145,000 | $ 1,145,000 | $ 0 |
| Seneca County Ohio | 1 | $ 1,805,000 | $ 1,805,000 | $ 0 |
| Trumbull County Ohio | 1 | $ 125,000 | $ 125,000 | $ 41,000 |
| Tuscarawas County Ohio | 1 | $ 225,000 | $ 225,000 | $ 112,000 |
| Wayne County Ohio | 1 | $ 225,000 | $ 225,000 | $ 188,000 |
| Wyandot County Ohio | 1 | $ 165,000 | $ 165,000 | $ 42,000 |
| Comanche County Oklahoma | 1 | $ 1,565,000 | $ 1,565,000 | $ 0 |
| Oklahoma County Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 30,000 |
| Pontotoc County Oklahoma | 1 | $ 285,000 | $ 285,000 | $ 417,000 |
| Lane County Oregon | 1 | $ 315,000 | $ 315,000 | $ 137,000 |
| Yamhill County Oregon | 1 | $ 145,000 | $ 145,000 | $ 60,000 |
| Centre County Pennsylvania | 1 | $ 235,000 | $ 235,000 | $ 105,000 |
| Chester County Pennsylvania | 1 | $ 325,000 | $ 325,000 | $ 136,000 |
| Crawford County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 77,000 |
| Erie County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 78,000 |
| Forest County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 186,000 |
| Philadelphia County Pennsylvania | 1 | $ 215,000 | $ 215,000 | $ 145,000 |
| Aiken County South Carolina | 1 | $ 185,000 | $ 185,000 | $ 64,000 |
| McCormick County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 107,000 |
| Richland County South Carolina | 1 | $ 13,115,000 | $ 13,115,000 | $ 0 |
| Spartanburg County South Carolina | 1 | $ 2,055,000 | $ 2,055,000 | $ 0 |
| Lincoln County South Dakota | 1 | $ 14,725,000 | $ 14,725,000 | $ 0 |
| Minnehaha County South Dakota | 1 | $ 1,475,000 | $ 1,475,000 | $ 0 |
| Bedford County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 81,000 |
| Blount County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 68,000 |
| Claiborne County Tennessee | 1 | $ 265,000 | $ 265,000 | $ 243,000 |
| Davidson County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 144,000 |
| Hamilton County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 70,000 |
| Knox County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 62,000 |
| Shelby County Tennessee | 1 | $ 395,000 | $ 395,000 | $ 168,000 |
| Washington County Tennessee | 1 | $ 355,000 | $ 355,000 | $ 94,000 |
| Aransas County Texas | 1 | $ 425,000 | $ 425,000 | $ 556,000 |
| Brazos County Texas | 1 | $ 155,000 | $ 155,000 | $ 69,000 |
| El Paso County Texas | 1 | $ 85,000 | $ 85,000 | $ 190,000 |
| Ellis County Texas | 1 | $ 105,000 | $ 105,000 | $ 100,000 |
| Williamson County Texas | 1 | $ 195,000 | $ 195,000 | $ 96,000 |
| Arlington County Virginia | 1 | $ 395,000 | $ 395,000 | $ 105,000 |
| Fauquier County Virginia | 1 | $ 365,000 | $ 365,000 | $ 200,000 |
| Franklin County Virginia | 1 | $ 515,000 | $ 515,000 | $ 564,000 |
| Hanover County Virginia | 1 | $ 225,000 | $ 225,000 | $ 87,000 |
| Louisa County Virginia | 1 | $ 215,000 | $ 215,000 | $ 1,320,000 |
| Manassas County Virginia | 1 | $ 305,000 | $ 305,000 | $ 147,000 |
| Nelson County Virginia | 1 | $ 255,000 | $ 255,000 | $ 76,000 |
| Newport News County Virginia | 1 | $ 125,000 | $ 125,000 | $ 111,000 |
| Northumberland County Virginia | 1 | $ 175,000 | $ 175,000 | $ 170,000 |
| Chelan County Washington | 1 | $ 235,000 | $ 235,000 | $ 203,000 |
| Clark County Washington | 1 | $ 505,000 | $ 505,000 | $ 171,000 |
| Douglas County Washington | 1 | $ 345,000 | $ 345,000 | $ 102,000 |
| Grant County Washington | 1 | $ 365,000 | $ 365,000 | $ 258,000 |
| Jefferson County Washington | 1 | $ 305,000 | $ 305,000 | $ 204,000 |
| Kittitas County Washington | 1 | $ 325,000 | $ 325,000 | $ 55,000 |
| Lewis County Washington | 1 | $ 365,000 | $ 365,000 | $ 102,000 |
| San Juan County Washington | 1 | $ 345,000 | $ 345,000 | $ 84,000 |
| Spokane County Washington | 1 | $ 435,000 | $ 435,000 | $ 82,000 |
| Thurston County Washington | 1 | $ 185,000 | $ 185,000 | $ 42,000 |
| Whatcom County Washington | 1 | $ 475,000 | $ 475,000 | $ 158,000 |
| Hancock County West Virginia | 1 | $ 215,000 | $ 215,000 | $ 73,000 |
| Preston County West Virginia | 1 | $ 125,000 | $ 125,000 | $ 131,000 |
| Burnett County Wisconsin | 1 | $ 175,000 | $ 175,000 | $ 87,000 |
| Chippewa County Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 72,000 |
| Dodge County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 67,000 |
| Green County Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 73,000 |
| Kenosha County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 49,000 |
| Pierce County Wisconsin | 1 | $ 195,000 | $ 195,000 | $ 163,000 |
| Sawyer County Wisconsin | 1 | $ 275,000 | $ 275,000 | $ 325,000 |
| Shawano County Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 127,000 |
| Vernon County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 34,000 |
| Washington County Wisconsin | 1 | $ 305,000 | $ 305,000 | $ 116,000 |
| Waupaca County Wisconsin | 1 | $ 195,000 | $ 195,000 | $ 113,000 |
| Albany County Wyoming | 1 | $ 235,000 | $ 235,000 | $ 110,000 |
| Sublette County Wyoming | 1 | $ 235,000 | $ 235,000 | $ 72,000 |
| Teton County Wyoming | 1 | $ 1,315,000 | $ 1,315,000 | $ 550,000 |
Mortgage Loan Application Detail Totals for Merchants Bank Of Indiana in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,505 | $1,218,945,000 | $347,000 | $61,505,000 | $144,000 | $5,015,000 |
| Home Purchase | 1,340 | $719,760,000 | $537,000 | $42,185,000 | $115,000 | $1,795,000 |
| Cash-out Refinancing | 854 | $256,060,000 | $299,000 | $1,445,000 | $140,000 | $1,320,000 |
| Home Improvement | 16 | $103,200,000 | $6,450,000 | $42,005,000 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,970 | $1,168,890,000 | $294,000 | $2,725,000 | $143,000 | $5,015,000 |
| Asian | 837 | $214,785,000 | $256,000 | $1,365,000 | $95,000 | $1,477,000 |
| Not Provided | 562 | $180,670,000 | $321,000 | $1,445,000 | $156,000 | $1,592,000 |
| Hispanic | 163 | $49,955,000 | $306,000 | $765,000 | $136,000 | $1,795,000 |
| Black or African American | 90 | $26,470,000 | $294,000 | $855,000 | $128,000 | $569,000 |
| Not applicable | 70 | $651,790,000 | $9,311,000 | $61,505,000 | $0 | $0 |
| American Indian or Alaskan Native | 7 | $1,455,000 | $207,000 | $315,000 | $74,000 | $138,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $820,000 | $410,000 | $475,000 | $109,000 | $144,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,706 | $2,296,600,000 | $402,000 | $61,505,000 | $137,000 | $5,015,000 |
| FHA-insured (Federal Housing Administration) | 7 | $1,295,000 | $185,000 | $215,000 | $52,000 | $108,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $70,000 | $35,000 | $35,000 | $29,000 | $43,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,877 | $2,040,455,000 | $418,000 | $61,505,000 | $136,000 | $1,795,000 |
| Loan Purchased By The Institution | 437 | $165,725,000 | $379,000 | $1,365,000 | $155,000 | $1,477,000 |
| Application Withdrawn By Applicant | 221 | $48,145,000 | $217,000 | $905,000 | $110,000 | $1,320,000 |
| Application Denied By Financial Institution | 85 | $16,745,000 | $197,000 | $2,305,000 | $68,000 | $420,000 |
| Application Approved But Not Accepted | 83 | $24,175,000 | $291,000 | $1,395,000 | $212,000 | $5,015,000 |
| File Closed For Incompleteness | 12 | $2,720,000 | $226,000 | $515,000 | $114,000 | $359,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,630 | $2,281,220,000 | $405,000 | $61,505,000 | $138,000 | $5,015,000 |
| Debt-To-Income Ratio | 44 | $9,780,000 | $222,000 | $2,305,000 | $66,000 | $348,000 |
| Credit History | 18 | $2,720,000 | $151,000 | $485,000 | $51,000 | $180,000 |
| Collateral | 13 | $2,625,000 | $201,000 | $455,000 | $114,000 | $420,000 |
| Other | 6 | $1,030,000 | $171,000 | $295,000 | $52,000 | $80,000 |
| Employment History | 3 | $435,000 | $145,000 | $205,000 | $38,000 | $56,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $155,000 | $155,000 | $155,000 | $38,000 | $38,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Merchants Bank Of Indiana's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Merchants Bank Of Indiana's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Indiana, download the full spreadsheet
with aggregated HMDA statistics today.