Meridian Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Meridian Bank 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Meridian Bank 9 Old Lincoln Highway Malvern, PA 19355 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 4,287 |
| Total Mortgage Loan Application Amount | $1,437,645,000 |
| Average Mortgage Loan Application Amount | $350,000 |
| Highest Mortgage Loan Application Amount | $5,805,000 |
| Average Applicant Income | $136,800 |
| Highest Applicant Income | $4,377,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Meridian Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Meridian Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Meridian Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Meridian Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Meridian Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Meridian Bank's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Baltimore County Maryland | 520 | $ 164,410,000 | $ 316,000 | $ 118,000 |
| New Castle County Delaware | 464 | $ 126,140,000 | $ 271,000 | $ 86,000 |
| Baltimore City County Maryland | 366 | $ 87,570,000 | $ 239,000 | $ 112,000 |
| Philadelphia County Pennsylvania | 308 | $ 124,620,000 | $ 404,000 | $ 96,000 |
| Harford County Maryland | 268 | $ 89,910,000 | $ 335,000 | $ 119,000 |
| Sussex County Delaware | 221 | $ 61,195,000 | $ 276,000 | $ 100,000 |
| Montgomery County Pennsylvania | 175 | $ 73,385,000 | $ 419,000 | $ 160,000 |
| Anne Arundel County Maryland | 168 | $ 71,210,000 | $ 423,000 | $ 139,000 |
| Delaware County Pennsylvania | 126 | $ 36,690,000 | $ 291,000 | $ 124,000 |
| Kent County Delaware | 115 | $ 34,555,000 | $ 300,000 | $ 86,000 |
| Bucks County Pennsylvania | 103 | $ 40,665,000 | $ 394,000 | $ 138,000 |
| Lancaster County Pennsylvania | 80 | $ 22,090,000 | $ 276,000 | $ 111,000 |
| Chester County Pennsylvania | 77 | $ 34,655,000 | $ 450,000 | $ 175,000 |
| Howard County Maryland | 75 | $ 35,455,000 | $ 472,000 | $ 162,000 |
| Prince George's County Maryland | 69 | $ 25,385,000 | $ 367,000 | $ 119,000 |
| York County Pennsylvania | 63 | $ 15,275,000 | $ 242,000 | $ 118,000 |
| Cecil County Maryland | 55 | $ 16,705,000 | $ 303,000 | $ 90,000 |
| Montgomery County Maryland | 49 | $ 23,855,000 | $ 486,000 | $ 158,000 |
| Atlantic County New Jersey | 45 | $ 20,215,000 | $ 449,000 | $ 124,000 |
| Burlington County New Jersey | 43 | $ 11,265,000 | $ 261,000 | $ 122,000 |
| Camden County New Jersey | 41 | $ 15,385,000 | $ 375,000 | $ 109,000 |
| Carroll County Maryland | 40 | $ 15,120,000 | $ 378,000 | $ 163,000 |
| Gloucester County New Jersey | 32 | $ 8,040,000 | $ 251,000 | $ 93,000 |
| Worcester County Maryland | 30 | $ 9,210,000 | $ 307,000 | $ 218,000 |
| Frederick County Maryland | 27 | $ 10,625,000 | $ 393,000 | $ 128,000 |
| Wicomico County Maryland | 27 | $ 6,205,000 | $ 229,000 | $ 94,000 |
| District of Columbia County District Of Columbia | 24 | $ 11,960,000 | $ 498,000 | $ 170,000 |
| Cape May County New Jersey | 21 | $ 11,815,000 | $ 562,000 | $ 366,000 |
| Washington County Maryland | 19 | $ 5,395,000 | $ 283,000 | $ 128,000 |
| Cumberland County Pennsylvania | 18 | $ 4,840,000 | $ 268,000 | $ 119,000 |
| Berks County Pennsylvania | 17 | $ 3,955,000 | $ 232,000 | $ 120,000 |
| Fairfax County Virginia | 16 | $ 7,970,000 | $ 498,000 | $ 143,000 |
| Charles County Maryland | 13 | $ 5,795,000 | $ 445,000 | $ 97,000 |
| Calvert County Maryland | 12 | $ 5,900,000 | $ 491,000 | $ 247,000 |
| St. Mary's County Maryland | 12 | $ 3,420,000 | $ 285,000 | $ 118,000 |
| Ocean County New Jersey | 11 | $ 3,525,000 | $ 320,000 | $ 96,000 |
| Dauphin County Pennsylvania | 11 | $ 2,535,000 | $ 230,000 | $ 89,000 |
| Dorchester County Maryland | 10 | $ 2,550,000 | $ 255,000 | $ 113,000 |
| Loudoun County Virginia | 10 | $ 5,900,000 | $ 590,000 | $ 154,000 |
| Palm Beach County Florida | 9 | $ 9,145,000 | $ 1,016,000 | $ 148,000 |
| Collier County Florida | 8 | $ 4,540,000 | $ 567,000 | $ 377,000 |
| Adams County Pennsylvania | 8 | $ 2,190,000 | $ 273,000 | $ 128,000 |
| Monroe County Pennsylvania | 8 | $ 2,130,000 | $ 266,000 | $ 238,000 |
| Broward County Florida | 7 | $ 2,435,000 | $ 347,000 | $ 137,000 |
| Caroline County Maryland | 7 | $ 1,495,000 | $ 213,000 | $ 77,000 |
| Monmouth County New Jersey | 7 | $ 5,025,000 | $ 717,000 | $ 750,000 |
| Somerset County Maryland | 6 | $ 1,150,000 | $ 191,000 | $ 69,000 |
| Clark County Nevada | 6 | $ 2,490,000 | $ 415,000 | $ 129,000 |
| Warren County Ohio | 6 | $ 2,610,000 | $ 435,000 | $ 135,000 |
| Lehigh County Pennsylvania | 6 | $ 1,470,000 | $ 245,000 | $ 82,000 |
| Montgomery County Tennessee | 6 | $ 1,860,000 | $ 310,000 | $ 96,000 |
| Prince William County Virginia | 6 | $ 2,570,000 | $ 428,000 | $ 138,000 |
| Los Angeles County California | 5 | $ 3,515,000 | $ 703,000 | $ 213,000 |
| Charlotte County Florida | 5 | $ 1,925,000 | $ 385,000 | $ 346,000 |
| Duval County Florida | 5 | $ 1,635,000 | $ 327,000 | $ 171,000 |
| Osceola County Florida | 5 | $ 2,185,000 | $ 437,000 | $ 212,000 |
| Pinellas County Florida | 5 | $ 1,345,000 | $ 269,000 | $ 160,000 |
| Fulton County Georgia | 5 | $ 1,815,000 | $ 363,000 | $ 97,000 |
| Queen Anne's County Maryland | 5 | $ 1,795,000 | $ 359,000 | $ 108,000 |
| Cumberland County New Jersey | 5 | $ 815,000 | $ 163,000 | $ 46,000 |
| Mercer County New Jersey | 5 | $ 1,755,000 | $ 351,000 | $ 120,000 |
| Franklin County Pennsylvania | 5 | $ 1,015,000 | $ 203,000 | $ 68,000 |
| Northampton County Pennsylvania | 5 | $ 1,705,000 | $ 341,000 | $ 149,000 |
| Alexandria County Virginia | 5 | $ 2,405,000 | $ 481,000 | $ 176,000 |
| Pima County Arizona | 4 | $ 1,190,000 | $ 297,000 | $ 203,000 |
| Lake County Florida | 4 | $ 970,000 | $ 242,000 | $ 74,000 |
| Kent County Maryland | 4 | $ 1,290,000 | $ 322,000 | $ 120,000 |
| Middlesex County New Jersey | 4 | $ 1,820,000 | $ 455,000 | $ 180,000 |
| Salem County New Jersey | 4 | $ 850,000 | $ 212,000 | $ 78,000 |
| Wake County North Carolina | 4 | $ 1,370,000 | $ 342,000 | $ 154,000 |
| Oklahoma County Oklahoma | 4 | $ 1,470,000 | $ 367,000 | $ 80,000 |
| Carbon County Pennsylvania | 4 | $ 1,350,000 | $ 337,000 | $ 231,000 |
| Horry County South Carolina | 4 | $ 800,000 | $ 200,000 | $ 101,000 |
| Bexar County Texas | 4 | $ 920,000 | $ 230,000 | $ 216,000 |
| Virginia Beach County Virginia | 4 | $ 2,100,000 | $ 525,000 | $ 104,000 |
| Berkeley County West Virginia | 4 | $ 960,000 | $ 240,000 | $ 68,000 |
| Maricopa County Arizona | 3 | $ 905,000 | $ 301,000 | $ 102,000 |
| Riverside County California | 3 | $ 1,155,000 | $ 385,000 | $ 75,000 |
| Brevard County Florida | 3 | $ 1,285,000 | $ 428,000 | $ 440,000 |
| Flagler County Florida | 3 | $ 1,675,000 | $ 558,000 | $ 151,000 |
| Hillsborough County Florida | 3 | $ 1,015,000 | $ 338,000 | $ 40,000 |
| Polk County Florida | 3 | $ 945,000 | $ 315,000 | $ 168,000 |
| Sarasota County Florida | 3 | $ 1,175,000 | $ 391,000 | $ 236,000 |
| Henry County Georgia | 3 | $ 1,075,000 | $ 358,000 | $ 58,000 |
| Cook County Illinois | 3 | $ 1,135,000 | $ 378,000 | $ 114,000 |
| Williamson County Illinois | 3 | $ 725,000 | $ 241,000 | $ 109,000 |
| Middlesex County Massachusetts | 3 | $ 1,325,000 | $ 441,000 | $ 66,000 |
| Montgomery County Ohio | 3 | $ 765,000 | $ 255,000 | $ 98,000 |
| Lebanon County Pennsylvania | 3 | $ 735,000 | $ 245,000 | $ 119,000 |
| Charleston County South Carolina | 3 | $ 1,585,000 | $ 528,000 | $ 151,000 |
| Knox County Tennessee | 3 | $ 965,000 | $ 321,000 | $ 134,000 |
| Harris County Texas | 3 | $ 1,025,000 | $ 341,000 | $ 201,000 |
| Tarrant County Texas | 3 | $ 1,025,000 | $ 341,000 | $ 81,000 |
| Arlington County Virginia | 3 | $ 1,635,000 | $ 545,000 | $ 215,000 |
| Hanover County Virginia | 3 | $ 1,425,000 | $ 475,000 | $ 138,000 |
| King County Washington | 3 | $ 1,135,000 | $ 378,000 | $ 114,000 |
| San Bernardino County California | 2 | $ 680,000 | $ 340,000 | $ 70,000 |
| Jefferson County Colorado | 2 | $ 820,000 | $ 410,000 | $ 108,000 |
| New Haven County Connecticut | 2 | $ 750,000 | $ 375,000 | $ 145,000 |
| Hernando County Florida | 2 | $ 290,000 | $ 145,000 | $ 69,000 |
| Indian River County Florida | 2 | $ 3,010,000 | $ 1,505,000 | $ 500,000 |
| Lee County Florida | 2 | $ 1,010,000 | $ 505,000 | $ 96,000 |
| Marion County Florida | 2 | $ 350,000 | $ 175,000 | $ 105,000 |
| Miami-Dade County Florida | 2 | $ 470,000 | $ 235,000 | $ 102,000 |
| Pasco County Florida | 2 | $ 780,000 | $ 390,000 | $ 148,000 |
| Volusia County Florida | 2 | $ 360,000 | $ 180,000 | $ 94,000 |
| Cherokee County Georgia | 2 | $ 1,200,000 | $ 600,000 | $ 134,000 |
| Clayton County Georgia | 2 | $ 590,000 | $ 295,000 | $ 106,000 |
| Columbia County Georgia | 2 | $ 660,000 | $ 330,000 | $ 107,000 |
| Gwinnett County Georgia | 2 | $ 690,000 | $ 345,000 | $ 100,000 |
| Floyd County Indiana | 2 | $ 410,000 | $ 205,000 | $ 81,000 |
| Jefferson County Kentucky | 2 | $ 440,000 | $ 220,000 | $ 168,000 |
| Talbot County Maryland | 2 | $ 560,000 | $ 280,000 | $ 79,000 |
| Barnstable County Massachusetts | 2 | $ 570,000 | $ 285,000 | $ 14,000 |
| Yellowstone County Montana | 2 | $ 740,000 | $ 370,000 | $ 85,000 |
| Hudson County New Jersey | 2 | $ 580,000 | $ 290,000 | $ 95,000 |
| Hunterdon County New Jersey | 2 | $ 1,080,000 | $ 540,000 | $ 167,000 |
| Sussex County New Jersey | 2 | $ 580,000 | $ 290,000 | $ 83,000 |
| Queens County New York | 2 | $ 1,070,000 | $ 535,000 | $ 69,000 |
| Steuben County New York | 2 | $ 280,000 | $ 140,000 | $ 50,000 |
| Dare County North Carolina | 2 | $ 490,000 | $ 245,000 | $ 46,000 |
| Mecklenburg County North Carolina | 2 | $ 720,000 | $ 360,000 | $ 121,000 |
| Onslow County North Carolina | 2 | $ 440,000 | $ 220,000 | $ 83,000 |
| Wayne County North Carolina | 2 | $ 490,000 | $ 245,000 | $ 70,000 |
| Hamilton County Ohio | 2 | $ 300,000 | $ 150,000 | $ 60,000 |
| Miami County Ohio | 2 | $ 820,000 | $ 410,000 | $ 189,000 |
| Lackawanna County Pennsylvania | 2 | $ 320,000 | $ 160,000 | $ 165,000 |
| Luzerne County Pennsylvania | 2 | $ 360,000 | $ 180,000 | $ 85,000 |
| Campbell County Tennessee | 2 | $ 980,000 | $ 490,000 | $ 271,000 |
| Davidson County Tennessee | 2 | $ 540,000 | $ 270,000 | $ 62,000 |
| Shelby County Tennessee | 2 | $ 490,000 | $ 245,000 | $ 85,000 |
| Williamson County Tennessee | 2 | $ 720,000 | $ 360,000 | $ 73,000 |
| Salt Lake County Utah | 2 | $ 640,000 | $ 320,000 | $ 34,000 |
| Chesterfield County Virginia | 2 | $ 610,000 | $ 305,000 | $ 128,000 |
| Spotsylvania County Virginia | 2 | $ 970,000 | $ 485,000 | $ 225,000 |
| Stafford County Virginia | 2 | $ 650,000 | $ 325,000 | $ 156,000 |
| Warren County Virginia | 2 | $ 720,000 | $ 360,000 | $ 177,000 |
| Williamsburg County Virginia | 2 | $ 910,000 | $ 455,000 | $ 123,000 |
| Lewis County Washington | 2 | $ 810,000 | $ 405,000 | $ 122,000 |
| Milwaukee County Wisconsin | 2 | $ 630,000 | $ 315,000 | $ 124,000 |
| Coffee County Alabama | 1 | $ 105,000 | $ 105,000 | $ 32,000 |
| Jefferson County Alabama | 1 | $ 495,000 | $ 495,000 | $ 104,000 |
| Madison County Alabama | 1 | $ 325,000 | $ 325,000 | $ 148,000 |
| Mobile County Alabama | 1 | $ 225,000 | $ 225,000 | $ 47,000 |
| Matanuska-Susitna County Alaska | 1 | $ 365,000 | $ 365,000 | $ 54,000 |
| Pinal County Arizona | 1 | $ 335,000 | $ 335,000 | $ 126,000 |
| Yuma County Arizona | 1 | $ 365,000 | $ 365,000 | $ 120,000 |
| Randolph County Arkansas | 1 | $ 185,000 | $ 185,000 | $ 138,000 |
| Sebastian County Arkansas | 1 | $ 125,000 | $ 125,000 | $ 129,000 |
| Butte County California | 1 | $ 215,000 | $ 215,000 | $ 42,000 |
| Fresno County California | 1 | $ 465,000 | $ 465,000 | $ 145,000 |
| Kern County California | 1 | $ 385,000 | $ 385,000 | $ 208,000 |
| Orange County California | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Plumas County California | 1 | $ 165,000 | $ 165,000 | $ 40,000 |
| Sacramento County California | 1 | $ 565,000 | $ 565,000 | $ 154,000 |
| San Luis Obispo County California | 1 | $ 655,000 | $ 655,000 | $ 139,000 |
| Santa Barbara County California | 1 | $ 205,000 | $ 205,000 | $ 172,000 |
| Santa Clara County California | 1 | $ 375,000 | $ 375,000 | $ 210,000 |
| Solano County California | 1 | $ 605,000 | $ 605,000 | $ 141,000 |
| Ventura County California | 1 | $ 595,000 | $ 595,000 | $ 91,000 |
| Arapahoe County Colorado | 1 | $ 475,000 | $ 475,000 | $ 163,000 |
| El Paso County Colorado | 1 | $ 325,000 | $ 325,000 | $ 73,000 |
| Larimer County Colorado | 1 | $ 845,000 | $ 845,000 | $ 391,000 |
| Weld County Colorado | 1 | $ 355,000 | $ 355,000 | $ 45,000 |
| Windham County Connecticut | 1 | $ 155,000 | $ 155,000 | $ 57,000 |
| Bay County Florida | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Columbia County Florida | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Orange County Florida | 1 | $ 385,000 | $ 385,000 | $ 169,000 |
| Santa Rosa County Florida | 1 | $ 305,000 | $ 305,000 | $ 89,000 |
| Seminole County Florida | 1 | $ 465,000 | $ 465,000 | $ 254,000 |
| St. Johns County Florida | 1 | $ 105,000 | $ 105,000 | $ 36,000 |
| St. Lucie County Florida | 1 | $ 745,000 | $ 745,000 | $ 315,000 |
| Sumter County Florida | 1 | $ 345,000 | $ 345,000 | $ 74,000 |
| Barrow County Georgia | 1 | $ 165,000 | $ 165,000 | $ 33,000 |
| Camden County Georgia | 1 | $ 265,000 | $ 265,000 | $ 85,000 |
| Chatham County Georgia | 1 | $ 315,000 | $ 315,000 | $ 80,000 |
| Cobb County Georgia | 1 | $ 335,000 | $ 335,000 | $ 108,000 |
| DeKalb County Georgia | 1 | $ 75,000 | $ 75,000 | $ 33,000 |
| Douglas County Georgia | 1 | $ 325,000 | $ 325,000 | $ 60,000 |
| Floyd County Georgia | 1 | $ 415,000 | $ 415,000 | $ 52,000 |
| Forsyth County Georgia | 1 | $ 435,000 | $ 435,000 | $ 150,000 |
| Hawaii County Hawaii | 1 | $ 195,000 | $ 195,000 | $ 49,000 |
| Honolulu County Hawaii | 1 | $ 535,000 | $ 535,000 | $ 86,000 |
| Ada County Idaho | 1 | $ 455,000 | $ 455,000 | $ 102,000 |
| Fulton County Indiana | 1 | $ 95,000 | $ 95,000 | $ 42,000 |
| Hendricks County Indiana | 1 | $ 355,000 | $ 355,000 | $ 85,000 |
| Johnson County Indiana | 1 | $ 565,000 | $ 565,000 | $ 141,000 |
| Marion County Indiana | 1 | $ 85,000 | $ 85,000 | $ 100,000 |
| St. Joseph County Indiana | 1 | $ 115,000 | $ 115,000 | $ 83,000 |
| Johnson County Kansas | 1 | $ 125,000 | $ 125,000 | $ 134,000 |
| Christian County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 91,000 |
| Caddo County Louisiana | 1 | $ 175,000 | $ 175,000 | $ 28,000 |
| Lincoln County Louisiana | 1 | $ 165,000 | $ 165,000 | $ 52,000 |
| St. Tammany County Louisiana | 1 | $ 375,000 | $ 375,000 | $ 208,000 |
| Cumberland County Maine | 1 | $ 465,000 | $ 465,000 | $ 260,000 |
| Penobscot County Maine | 1 | $ 195,000 | $ 195,000 | $ 64,000 |
| Somerset County Maine | 1 | $ 225,000 | $ 225,000 | $ 73,000 |
| Garrett County Maryland | 1 | $ 255,000 | $ 255,000 | $ 125,000 |
| Hampden County Massachusetts | 1 | $ 205,000 | $ 205,000 | $ 49,000 |
| Washington County Minnesota | 1 | $ 395,000 | $ 395,000 | $ 52,000 |
| Lowndes County Mississippi | 1 | $ 235,000 | $ 235,000 | $ 92,000 |
| Jackson County Missouri | 1 | $ 85,000 | $ 85,000 | $ 372,000 |
| St. Charles County Missouri | 1 | $ 475,000 | $ 475,000 | $ 153,000 |
| Webster County Missouri | 1 | $ 115,000 | $ 115,000 | $ 35,000 |
| Broadwater County Montana | 1 | $ 275,000 | $ 275,000 | $ 187,000 |
| Cascade County Montana | 1 | $ 205,000 | $ 205,000 | $ 78,000 |
| Douglas County Nebraska | 1 | $ 515,000 | $ 515,000 | $ 128,000 |
| Belknap County New Hampshire | 1 | $ 535,000 | $ 535,000 | $ 145,000 |
| Bergen County New Jersey | 1 | $ 365,000 | $ 365,000 | $ 119,000 |
| Morris County New Jersey | 1 | $ 55,000 | $ 55,000 | $ 75,000 |
| Union County New Jersey | 1 | $ 345,000 | $ 345,000 | $ 173,000 |
| Bernalillo County New Mexico | 1 | $ 475,000 | $ 475,000 | $ 129,000 |
| Chemung County New York | 1 | $ 105,000 | $ 105,000 | $ 46,000 |
| Essex County New York | 1 | $ 1,865,000 | $ 1,865,000 | $ 1,240,000 |
| Kings County New York | 1 | $ 265,000 | $ 265,000 | $ 83,000 |
| Nassau County New York | 1 | $ 605,000 | $ 605,000 | $ 175,000 |
| Richmond County New York | 1 | $ 385,000 | $ 385,000 | $ 185,000 |
| Tioga County New York | 1 | $ 205,000 | $ 205,000 | $ 91,000 |
| Ulster County New York | 1 | $ 295,000 | $ 295,000 | $ 108,000 |
| Alamance County North Carolina | 1 | $ 325,000 | $ 325,000 | $ 106,000 |
| Avery County North Carolina | 1 | $ 355,000 | $ 355,000 | $ 345,000 |
| Bladen County North Carolina | 1 | $ 395,000 | $ 395,000 | $ 111,000 |
| Columbus County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 116,000 |
| Craven County North Carolina | 1 | $ 465,000 | $ 465,000 | $ 295,000 |
| Cumberland County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 184,000 |
| Davidson County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 138,000 |
| Forsyth County North Carolina | 1 | $ 515,000 | $ 515,000 | $ 173,000 |
| Franklin County North Carolina | 1 | $ 325,000 | $ 325,000 | $ 158,000 |
| Moore County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Pitt County North Carolina | 1 | $ 355,000 | $ 355,000 | $ 75,000 |
| Robeson County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Rockingham County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 111,000 |
| Sampson County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 61,000 |
| Clermont County Ohio | 1 | $ 145,000 | $ 145,000 | $ 100,000 |
| Cuyahoga County Ohio | 1 | $ 65,000 | $ 65,000 | $ 58,000 |
| Franklin County Ohio | 1 | $ 645,000 | $ 645,000 | $ 353,000 |
| Geauga County Ohio | 1 | $ 295,000 | $ 295,000 | $ 92,000 |
| Greene County Ohio | 1 | $ 235,000 | $ 235,000 | $ 182,000 |
| Licking County Ohio | 1 | $ 165,000 | $ 165,000 | $ 78,000 |
| Ottawa County Ohio | 1 | $ 305,000 | $ 305,000 | $ 155,000 |
| Summit County Ohio | 1 | $ 115,000 | $ 115,000 | $ 192,000 |
| Canadian County Oklahoma | 1 | $ 175,000 | $ 175,000 | $ 138,000 |
| Logan County Oklahoma | 1 | $ 525,000 | $ 525,000 | $ 107,000 |
| Linn County Oregon | 1 | $ 605,000 | $ 605,000 | $ 109,000 |
| Allegheny County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 120,000 |
| Centre County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 255,000 |
| Clarion County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 30,000 |
| Columbia County Pennsylvania | 1 | $ 345,000 | $ 345,000 | $ 152,000 |
| Crawford County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 25,000 |
| Lycoming County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 211,000 |
| Mercer County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 100,000 |
| Perry County Pennsylvania | 1 | $ 415,000 | $ 415,000 | $ 120,000 |
| Pike County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 298,000 |
| Potter County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 299,000 |
| Snyder County Pennsylvania | 1 | $ 235,000 | $ 235,000 | $ 59,000 |
| Tioga County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 31,000 |
| Anderson County South Carolina | 1 | $ 405,000 | $ 405,000 | $ 61,000 |
| Beaufort County South Carolina | 1 | $ 485,000 | $ 485,000 | $ 127,000 |
| Georgetown County South Carolina | 1 | $ 415,000 | $ 415,000 | $ 234,000 |
| Greenville County South Carolina | 1 | $ 385,000 | $ 385,000 | $ 113,000 |
| Greenwood County South Carolina | 1 | $ 255,000 | $ 255,000 | $ 75,000 |
| Lexington County South Carolina | 1 | $ 345,000 | $ 345,000 | $ 185,000 |
| York County South Carolina | 1 | $ 235,000 | $ 235,000 | $ 55,000 |
| Lawrence County South Dakota | 1 | $ 155,000 | $ 155,000 | $ 84,000 |
| Chester County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 87,000 |
| Franklin County Tennessee | 1 | $ 475,000 | $ 475,000 | $ 151,000 |
| McMinn County Tennessee | 1 | $ 425,000 | $ 425,000 | $ 265,000 |
| Smith County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 84,000 |
| Sullivan County Tennessee | 1 | $ 335,000 | $ 335,000 | $ 131,000 |
| Sumner County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 32,000 |
| Union County Tennessee | 1 | $ 455,000 | $ 455,000 | $ 220,000 |
| Wilson County Tennessee | 1 | $ 495,000 | $ 495,000 | $ 106,000 |
| Dallas County Texas | 1 | $ 305,000 | $ 305,000 | $ 107,000 |
| Montgomery County Texas | 1 | $ 525,000 | $ 525,000 | $ 194,000 |
| Travis County Texas | 1 | $ 685,000 | $ 685,000 | $ 206,000 |
| Chittenden County Vermont | 1 | $ 345,000 | $ 345,000 | $ 490,000 |
| Rutland County Vermont | 1 | $ 205,000 | $ 205,000 | $ 112,000 |
| Windham County Vermont | 1 | $ 315,000 | $ 315,000 | $ 260,000 |
| Accomack County Virginia | 1 | $ 205,000 | $ 205,000 | $ 106,000 |
| Augusta County Virginia | 1 | $ 285,000 | $ 285,000 | $ 140,000 |
| Bedford County Virginia | 1 | $ 805,000 | $ 805,000 | $ 404,000 |
| Campbell County Virginia | 1 | $ 255,000 | $ 255,000 | $ 82,000 |
| Chesapeake County Virginia | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Falls Church County Virginia | 1 | $ 465,000 | $ 465,000 | $ 203,000 |
| Fauquier County Virginia | 1 | $ 425,000 | $ 425,000 | $ 171,000 |
| Gloucester County Virginia | 1 | $ 315,000 | $ 315,000 | $ 100,000 |
| Hampton County Virginia | 1 | $ 345,000 | $ 345,000 | $ 136,000 |
| Harrisonburg County Virginia | 1 | $ 475,000 | $ 475,000 | $ 123,000 |
| Lynchburg County Virginia | 1 | $ 65,000 | $ 65,000 | $ 39,000 |
| Manassas Park County Virginia | 1 | $ 385,000 | $ 385,000 | $ 201,000 |
| New Kent County Virginia | 1 | $ 315,000 | $ 315,000 | $ 73,000 |
| Northampton County Virginia | 1 | $ 545,000 | $ 545,000 | $ 77,000 |
| Petersburg County Virginia | 1 | $ 165,000 | $ 165,000 | $ 43,000 |
| Grays Harbor County Washington | 1 | $ 135,000 | $ 135,000 | $ 116,000 |
| Kitsap County Washington | 1 | $ 175,000 | $ 175,000 | $ 210,000 |
| Kittitas County Washington | 1 | $ 305,000 | $ 305,000 | $ 56,000 |
| Snohomish County Washington | 1 | $ 755,000 | $ 755,000 | $ 204,000 |
| Spokane County Washington | 1 | $ 385,000 | $ 385,000 | $ 57,000 |
| Jefferson County West Virginia | 1 | $ 205,000 | $ 205,000 | $ 90,000 |
| Racine County Wisconsin | 1 | $ 405,000 | $ 405,000 | $ 0 |
Mortgage Loan Application Detail Totals for Meridian Bank in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,465 | $1,148,825,000 | $331,000 | $4,855,000 | $120,000 | $2,320,000 |
| Cash-out Refinancing | 476 | $161,340,000 | $338,000 | $2,315,000 | $131,000 | $4,377,000 |
| Refinancing | 262 | $96,070,000 | $366,000 | $5,805,000 | $119,000 | $775,000 |
| Home Improvement | 50 | $22,120,000 | $442,000 | $5,305,000 | $150,000 | $901,000 |
| Other Purpose | 34 | $9,290,000 | $273,000 | $1,055,000 | $164,000 | $857,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,326 | $784,380,000 | $337,000 | $2,505,000 | $138,000 | $4,377,000 |
| Black or African American | 918 | $254,920,000 | $277,000 | $2,685,000 | $89,000 | $857,000 |
| Not Provided | 399 | $144,115,000 | $361,000 | $1,825,000 | $128,000 | $1,159,000 |
| Hispanic | 321 | $83,625,000 | $260,000 | $845,000 | $80,000 | $295,000 |
| Asian | 200 | $72,510,000 | $362,000 | $1,325,000 | $137,000 | $1,207,000 |
| Not applicable | 109 | $94,025,000 | $862,000 | $5,805,000 | $0 | $0 |
| American Indian or Alaskan Native | 7 | $1,725,000 | $246,000 | $505,000 | $91,000 | $225,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $1,160,000 | $290,000 | $485,000 | $88,000 | $142,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,851 | $1,020,915,000 | $358,000 | $5,805,000 | $141,000 | $4,377,000 |
| FHA-insured (Federal Housing Administration) | 1,006 | $263,840,000 | $262,000 | $725,000 | $77,000 | $490,000 |
| VA-guaranteed (Veterans Administration) | 353 | $134,145,000 | $380,000 | $1,055,000 | $110,000 | $306,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 77 | $18,745,000 | $243,000 | $465,000 | $71,000 | $146,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,532 | $1,188,220,000 | $336,000 | $5,805,000 | $122,000 | $4,377,000 |
| Application Withdrawn By Applicant | 541 | $182,755,000 | $337,000 | $1,765,000 | $127,000 | $1,524,000 |
| Application Denied By Financial Institution | 125 | $33,965,000 | $271,000 | $2,505,000 | $87,000 | $775,000 |
| File Closed For Incompleteness | 56 | $17,780,000 | $317,000 | $635,000 | $113,000 | $636,000 |
| Application Approved But Not Accepted | 26 | $12,470,000 | $479,000 | $4,405,000 | $149,000 | $857,000 |
| Loan Purchased By The Institution | 7 | $2,455,000 | $350,000 | $645,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,162 | $1,403,680,000 | $337,000 | $5,805,000 | $123,000 | $4,377,000 |
| Debt-To-Income Ratio | 36 | $9,480,000 | $263,000 | $595,000 | $73,000 | $400,000 |
| Collateral | 30 | $8,080,000 | $269,000 | $525,000 | $117,000 | $352,000 |
| Other | 19 | $6,365,000 | $335,000 | $2,505,000 | $103,000 | $775,000 |
| Credit History | 17 | $4,105,000 | $241,000 | $395,000 | $78,000 | $148,000 |
| Credit Application Incomplete | 8 | $2,280,000 | $285,000 | $375,000 | $63,000 | $195,000 |
| Employment History | 6 | $1,390,000 | $231,000 | $375,000 | $72,000 | $170,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $965,000 | $193,000 | $235,000 | $54,000 | $59,000 |
| Unverifiable Information | 4 | $1,300,000 | $325,000 | $545,000 | $66,000 | $123,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Meridian Bank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Meridian Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.