Mid-Continent Funding, Inc. Mortgage Lending & HMDA Data, 2021

In 2021, Mid-Continent Funding, Inc. of Columbia, MO reported 3,616 mortgage applications totaling $924.0 million, up 4% from 2020. The average application was for $255,525, and applicants reported an average income of $69,781. 57% of its applications resulted in an originated loan and 12% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (148), Virginia Beach-Norfolk-Newport News, VA-NC (135) and Washington-Arlington-Alexandria, DC-VA-MD-WV (104) (applications in parentheses).

Mortgage Company & Address Mid-Continent Funding, Inc.
3401 W Broadway Business Park Ct Ste 213
Columbia, MO 65203
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  
Total Number of Mortgage Applications 3,616
Total Mortgage Loan Application Amount $923,980,000
Average Mortgage Loan Application Amount $255,525
Highest Mortgage Loan Application Amount $1,495,000
Average Applicant Income $69,781
Highest Applicant Income $789,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Mid-Continent Funding, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Mid-Continent Funding, Inc. by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 59 $ 15,895,000 $ 269,406 $ 65,000
Boone, Missouri 40 $ 7,450,000 $ 186,250 $ 66,000
Lee, Florida 37 $ 9,325,000 $ 252,027 $ 69,000
Cook, Illinois 37 $ 8,335,000 $ 225,270 $ 76,000
Cumberland, North Carolina 37 $ 6,505,000 $ 175,810 $ 56,000
Hillsborough, Florida 36 $ 11,190,000 $ 310,833 $ 75,000
Pima, Arizona 34 $ 7,030,000 $ 206,764 $ 52,000
Duval, Florida 33 $ 7,975,000 $ 241,666 $ 74,000
Pinellas, Florida 31 $ 10,105,000 $ 325,967 $ 96,000
Prince George's, Maryland 30 $ 10,230,000 $ 341,000 $ 83,000
Brevard, Florida 29 $ 6,395,000 $ 220,517 $ 71,000
Broward, Florida 29 $ 10,605,000 $ 365,689 $ 93,000
Volusia, Florida 28 $ 5,720,000 $ 204,285 $ 52,000
Polk, Florida 27 $ 6,455,000 $ 239,074 $ 63,000
Onslow, North Carolina 27 $ 5,325,000 $ 197,222 $ 63,000
El Paso, Colorado 26 $ 9,040,000 $ 347,692 $ 79,000
Virginia Beach, Virginia 25 $ 6,905,000 $ 276,200 $ 68,000
Pasco, Florida 24 $ 7,040,000 $ 293,333 $ 74,000
Sarasota, Florida 23 $ 4,885,000 $ 212,391 $ 63,000
Okaloosa, Florida 22 $ 6,010,000 $ 273,181 $ 88,000
Orange, Florida 22 $ 6,510,000 $ 295,909 $ 69,000
Anne Arundel, Maryland 22 $ 8,900,000 $ 404,545 $ 77,000
Charlotte, Florida 21 $ 3,965,000 $ 188,809 $ 50,000
Palm Beach, Florida 21 $ 6,965,000 $ 331,666 $ 110,000
Montgomery, Tennessee 19 $ 5,085,000 $ 267,631 $ 73,000
Chesapeake, Virginia 19 $ 6,065,000 $ 319,210 $ 64,000
Hampton, Virginia 19 $ 4,235,000 $ 222,894 $ 59,000
Norfolk, Virginia 19 $ 4,655,000 $ 245,000 $ 52,000
Manatee, Florida 18 $ 4,580,000 $ 254,444 $ 91,000
Escambia, Florida 17 $ 3,545,000 $ 208,529 $ 51,000
Fulton, Georgia 17 $ 4,255,000 $ 250,294 $ 114,000
St. Louis, Missouri 17 $ 3,095,000 $ 182,058 $ 45,000
Wake, North Carolina 17 $ 5,495,000 $ 323,235 $ 78,000
Madison, Alabama 16 $ 4,490,000 $ 280,625 $ 83,000
Allegheny, Pennsylvania 16 $ 2,470,000 $ 154,375 $ 59,000
Newport News, Virginia 16 $ 3,860,000 $ 241,250 $ 73,000
Prince William, Virginia 16 $ 6,000,000 $ 375,000 $ 83,000
Marion, Florida 15 $ 3,065,000 $ 204,333 $ 67,000
Miami-Dade, Florida 15 $ 5,845,000 $ 389,666 $ 77,000
Osceola, Florida 15 $ 3,665,000 $ 244,333 $ 53,000
Seminole, Florida 15 $ 3,855,000 $ 257,000 $ 55,000
Gwinnett, Georgia 15 $ 5,335,000 $ 355,666 $ 79,000
Baltimore, Maryland 15 $ 3,955,000 $ 263,666 $ 77,000
York, Pennsylvania 15 $ 3,575,000 $ 238,333 $ 87,000
Pierce, Washington 15 $ 5,235,000 $ 349,000 $ 63,000
Mobile, Alabama 14 $ 2,530,000 $ 180,714 $ 52,000
Collier, Florida 14 $ 4,280,000 $ 305,714 $ 86,000
Santa Rosa, Florida 14 $ 3,680,000 $ 262,857 $ 62,000
St. Lucie, Florida 14 $ 4,020,000 $ 287,142 $ 66,000
Sumter, Florida 14 $ 2,990,000 $ 213,571 $ 81,000
Pinal, Arizona 13 $ 3,185,000 $ 245,000 $ 65,000
Arapahoe, Colorado 13 $ 3,705,000 $ 285,000 $ 56,000
Citrus, Florida 13 $ 2,595,000 $ 199,615 $ 67,000
Lake, Florida 13 $ 3,735,000 $ 287,307 $ 80,000
Muscogee, Georgia 13 $ 2,935,000 $ 225,769 $ 61,000
Baltimore City, Maryland 13 $ 3,265,000 $ 251,153 $ 84,000
Jackson, Missouri 13 $ 2,945,000 $ 226,538 $ 67,000
Bay, Florida 12 $ 3,290,000 $ 274,166 $ 68,000
Clayton, Georgia 12 $ 2,670,000 $ 222,500 $ 56,000
Columbia, Georgia 12 $ 2,930,000 $ 244,166 $ 50,000
Brunswick, North Carolina 12 $ 3,650,000 $ 304,166 $ 90,000
Mecklenburg, North Carolina 12 $ 3,100,000 $ 258,333 $ 91,000
Milwaukee, Wisconsin 12 $ 2,000,000 $ 166,666 $ 53,000
Shelby, Alabama 11 $ 2,825,000 $ 256,818 $ 64,000
Yavapai, Arizona 11 $ 2,235,000 $ 203,181 $ 68,000
Guilford, North Carolina 11 $ 2,155,000 $ 195,909 $ 51,000
Philadelphia, Pennsylvania 11 $ 2,175,000 $ 197,727 $ 75,000
Harris, Texas 11 $ 4,405,000 $ 400,454 $ 99,000
Chesterfield, Virginia 11 $ 3,075,000 $ 279,545 $ 76,000
Henrico, Virginia 11 $ 2,265,000 $ 205,909 $ 74,000
Spotsylvania, Virginia 11 $ 3,415,000 $ 310,454 $ 72,000
Stafford, Virginia 11 $ 3,955,000 $ 359,545 $ 109,000
King, Washington 11 $ 5,295,000 $ 481,363 $ 111,000
Cobb, Georgia 10 $ 3,760,000 $ 376,000 $ 68,000
Houston, Georgia 10 $ 1,820,000 $ 182,000 $ 35,000
Liberty, Georgia 10 $ 1,840,000 $ 184,000 $ 47,000
Catawba, North Carolina 10 $ 2,340,000 $ 234,000 $ 48,000
Craven, North Carolina 10 $ 1,630,000 $ 163,000 $ 50,000
Cumberland, Pennsylvania 10 $ 3,120,000 $ 312,000 $ 90,000
Montgomery, Pennsylvania 10 $ 2,860,000 $ 286,000 $ 78,000
Bell, Texas 10 $ 2,030,000 $ 203,000 $ 40,000
Fairfax, Virginia 10 $ 4,840,000 $ 484,000 $ 140,000
Houston, Alabama 9 $ 1,375,000 $ 152,777 $ 42,000
Montgomery, Alabama 9 $ 1,825,000 $ 202,777 $ 49,000
Weld, Colorado 9 $ 2,925,000 $ 325,000 $ 71,000
Clay, Florida 9 $ 2,345,000 $ 260,555 $ 63,000
Indian River, Florida 9 $ 2,305,000 $ 256,111 $ 58,000
DeKalb, Georgia 9 $ 2,025,000 $ 225,000 $ 52,000
Fayette, Georgia 9 $ 4,035,000 $ 448,333 $ 168,000
Henry, Georgia 9 $ 2,675,000 $ 297,222 $ 78,000
Marion, Indiana 9 $ 1,755,000 $ 195,000 $ 47,000
Montgomery, Maryland 9 $ 3,455,000 $ 383,888 $ 97,000
Jackson, Mississippi 9 $ 1,945,000 $ 216,111 $ 64,000
Lincoln, North Carolina 9 $ 2,115,000 $ 235,000 $ 41,000
Bucks, Pennsylvania 9 $ 2,565,000 $ 285,000 $ 87,000
Monroe, Pennsylvania 9 $ 1,815,000 $ 201,666 $ 67,000
Shelby, Tennessee 9 $ 2,225,000 $ 247,222 $ 60,000
Suffolk, Virginia 9 $ 2,375,000 $ 263,888 $ 73,000
Clark, Washington 9 $ 3,065,000 $ 340,555 $ 87,000
Kitsap, Washington 9 $ 3,155,000 $ 350,555 $ 99,000
Baldwin, Alabama 8 $ 2,720,000 $ 340,000 $ 108,000
Limestone, Alabama 8 $ 1,960,000 $ 245,000 $ 54,000
Mohave, Arizona 8 $ 1,680,000 $ 210,000 $ 47,000
Flagler, Florida 8 $ 1,880,000 $ 235,000 $ 51,000
Hernando, Florida 8 $ 1,470,000 $ 183,750 $ 50,000
St. Johns, Florida 8 $ 2,250,000 $ 281,250 $ 118,000
Barrow, Georgia 8 $ 2,200,000 $ 275,000 $ 60,000
Chatham, Georgia 8 $ 1,570,000 $ 196,250 $ 40,000
Lowndes, Georgia 8 $ 1,390,000 $ 173,750 $ 38,000
Richmond, Georgia 8 $ 1,610,000 $ 201,250 $ 60,000
Kane, Illinois 8 $ 2,080,000 $ 260,000 $ 74,000
St. Tammany, Louisiana 8 $ 1,590,000 $ 198,750 $ 52,000
Bernalillo, New Mexico 8 $ 2,140,000 $ 267,500 $ 66,000
Buncombe, North Carolina 8 $ 1,610,000 $ 201,250 $ 39,000
Forsyth, North Carolina 8 $ 1,570,000 $ 196,250 $ 67,000
Henderson, North Carolina 8 $ 1,940,000 $ 242,500 $ 52,000
Dauphin, Pennsylvania 8 $ 1,770,000 $ 221,250 $ 78,000
Pittsylvania, Virginia 8 $ 1,150,000 $ 143,750 $ 64,000
Coffee, Alabama 7 $ 1,165,000 $ 166,428 $ 75,000
Jefferson, Alabama 7 $ 1,505,000 $ 215,000 $ 67,000
Tuscaloosa, Alabama 7 $ 1,445,000 $ 206,428 $ 45,000
Leon, Florida 7 $ 1,545,000 $ 220,714 $ 66,000
Paulding, Georgia 7 $ 2,245,000 $ 320,714 $ 95,000
Ada, Idaho 7 $ 2,135,000 $ 305,000 $ 62,000
Charles, Maryland 7 $ 3,015,000 $ 430,714 $ 127,000
Harford, Maryland 7 $ 1,625,000 $ 232,142 $ 58,000
St. Mary's, Maryland 7 $ 2,495,000 $ 356,428 $ 101,000
Clay, Missouri 7 $ 1,295,000 $ 185,000 $ 68,000
St. Charles, Missouri 7 $ 1,595,000 $ 227,857 $ 59,000
St. Louis City, Missouri 7 $ 1,655,000 $ 236,428 $ 144,000
Johnston, North Carolina 7 $ 1,815,000 $ 259,285 $ 83,000
Northampton, Pennsylvania 7 $ 1,995,000 $ 285,000 $ 117,000
Schuylkill, Pennsylvania 7 $ 1,315,000 $ 187,857 $ 43,000
Westmoreland, Pennsylvania 7 $ 1,215,000 $ 173,571 $ 66,000
Davidson, Tennessee 7 $ 1,225,000 $ 175,000 $ 62,000
Portsmouth, Virginia 7 $ 1,515,000 $ 216,428 $ 75,000
Snohomish, Washington 7 $ 3,115,000 $ 445,000 $ 104,000
Thurston, Washington 7 $ 2,875,000 $ 410,714 $ 71,000
Monroe, Florida 6 $ 2,210,000 $ 368,333 $ 85,000
Bibb, Georgia 6 $ 1,010,000 $ 168,333 $ 58,000
Cherokee, Georgia 6 $ 1,810,000 $ 301,666 $ 71,000
Douglas, Georgia 6 $ 1,420,000 $ 236,666 $ 77,000
Johnson, Kansas 6 $ 1,850,000 $ 308,333 $ 77,000
Shawnee, Kansas 6 $ 960,000 $ 160,000 $ 63,000
Jefferson, Louisiana 6 $ 1,210,000 $ 201,666 $ 54,000
Calvert, Maryland 6 $ 2,300,000 $ 383,333 $ 107,000
Washington, Maryland 6 $ 2,100,000 $ 350,000 $ 104,000
Wicomico, Maryland 6 $ 1,610,000 $ 268,333 $ 78,000
Plymouth, Massachusetts 6 $ 2,750,000 $ 458,333 $ 103,000
DeSoto, Mississippi 6 $ 1,380,000 $ 230,000 $ 60,000
Burlington, New Jersey 6 $ 1,320,000 $ 220,000 $ 59,000
Ocean, New Jersey 6 $ 1,750,000 $ 291,666 $ 85,000
Franklin, North Carolina 6 $ 1,560,000 $ 260,000 $ 64,000
Harnett, North Carolina 6 $ 1,340,000 $ 223,333 $ 54,000
Nash, North Carolina 6 $ 1,470,000 $ 245,000 $ 75,000
Union, North Carolina 6 $ 1,350,000 $ 225,000 $ 92,000
Hamilton, Tennessee 6 $ 1,270,000 $ 211,666 $ 70,000
Rutherford, Tennessee 6 $ 2,000,000 $ 333,333 $ 95,000
Tipton, Tennessee 6 $ 1,230,000 $ 205,000 $ 93,000
Washington, Tennessee 6 $ 1,490,000 $ 248,333 $ 76,000
Salt Lake, Utah 6 $ 1,830,000 $ 305,000 $ 58,000
Los Angeles, California 5 $ 3,045,000 $ 609,000 $ 143,000
Alachua, Florida 5 $ 1,165,000 $ 233,000 $ 62,000
Columbia, Florida 5 $ 1,095,000 $ 219,000 $ 61,000
Hall, Georgia 5 $ 1,255,000 $ 251,000 $ 77,000
Rockdale, Georgia 5 $ 1,235,000 $ 247,000 $ 91,000
Sedgwick, Kansas 5 $ 955,000 $ 191,000 $ 38,000
Barnstable, Massachusetts 5 $ 1,785,000 $ 357,000 $ 58,000
Norfolk, Massachusetts 5 $ 1,385,000 $ 277,000 $ 66,000
Harrison, Mississippi 5 $ 845,000 $ 169,000 $ 60,000
Greene, Missouri 5 $ 735,000 $ 147,000 $ 41,000
Taney, Missouri 5 $ 1,865,000 $ 373,000 $ 82,000
Morris, New Jersey 5 $ 1,155,000 $ 231,000 $ 83,000
Cabarrus, North Carolina 5 $ 1,805,000 $ 361,000 $ 72,000
Camden, North Carolina 5 $ 1,465,000 $ 293,000 $ 43,000
Hoke, North Carolina 5 $ 915,000 $ 183,000 $ 38,000
Iredell, North Carolina 5 $ 1,655,000 $ 331,000 $ 81,000
Moore, North Carolina 5 $ 1,495,000 $ 299,000 $ 102,000
Randolph, North Carolina 5 $ 865,000 $ 173,000 $ 36,000
Franklin, Ohio 5 $ 725,000 $ 145,000 $ 44,000
Clearfield, Pennsylvania 5 $ 805,000 $ 161,000 $ 55,000
Lancaster, Pennsylvania 5 $ 1,275,000 $ 255,000 $ 43,000
Aiken, South Carolina 5 $ 1,025,000 $ 205,000 $ 54,000
Richland, South Carolina 5 $ 1,215,000 $ 243,000 $ 66,000
York, South Carolina 5 $ 1,685,000 $ 337,000 $ 72,000
Sullivan, Tennessee 5 $ 905,000 $ 181,000 $ 58,000
Bexar, Texas 5 $ 1,385,000 $ 277,000 $ 82,000
Hanover, Virginia 5 $ 1,355,000 $ 271,000 $ 92,000
Clallam, Washington 5 $ 1,275,000 $ 255,000 $ 51,000
Spokane, Washington 5 $ 1,545,000 $ 309,000 $ 62,000
DeKalb, Alabama 4 $ 680,000 $ 170,000 $ 47,000
Lee, Alabama 4 $ 1,010,000 $ 252,500 $ 74,000
Adams, Colorado 4 $ 880,000 $ 220,000 $ 59,000
Boulder, Colorado 4 $ 2,210,000 $ 552,500 $ 76,000
Jefferson, Colorado 4 $ 1,410,000 $ 352,500 $ 49,000
Highlands, Florida 4 $ 650,000 $ 162,500 $ 38,000
Walton, Florida 4 $ 990,000 $ 247,500 $ 79,000
Camden, Georgia 4 $ 890,000 $ 222,500 $ 42,000
Coweta, Georgia 4 $ 1,000,000 $ 250,000 $ 59,000
Forsyth, Georgia 4 $ 980,000 $ 245,000 $ 35,000
Long, Georgia 4 $ 830,000 $ 207,500 $ 64,000
Newton, Georgia 4 $ 910,000 $ 227,500 $ 58,000
Pickens, Georgia 4 $ 1,230,000 $ 307,500 $ 81,000
Troup, Georgia 4 $ 1,140,000 $ 285,000 $ 54,000
Lake, Illinois 4 $ 710,000 $ 177,500 $ 75,000
Madison, Illinois 4 $ 820,000 $ 205,000 $ 83,000
St. Clair, Illinois 4 $ 710,000 $ 177,500 $ 84,000
Allen, Indiana 4 $ 750,000 $ 187,500 $ 75,000
Hancock, Indiana 4 $ 810,000 $ 202,500 $ 61,000
Douglas, Kansas 4 $ 740,000 $ 185,000 $ 34,000
Calcasieu, Louisiana 4 $ 820,000 $ 205,000 $ 49,000
East Baton Rouge, Louisiana 4 $ 890,000 $ 222,500 $ 72,000
Ouachita, Louisiana 4 $ 640,000 $ 160,000 $ 42,000
Caroline, Maryland 4 $ 1,160,000 $ 290,000 $ 73,000
Middlesex, Massachusetts 4 $ 920,000 $ 230,000 $ 74,000
Worcester, Massachusetts 4 $ 940,000 $ 235,000 $ 83,000
Polk, Missouri 4 $ 950,000 $ 237,500 $ 54,000
Carteret, North Carolina 4 $ 1,140,000 $ 285,000 $ 65,000
Cherokee, North Carolina 4 $ 680,000 $ 170,000 $ 61,000
Cleveland, North Carolina 4 $ 1,000,000 $ 250,000 $ 69,000
Durham, North Carolina 4 $ 820,000 $ 205,000 $ 145,000
Gaston, North Carolina 4 $ 730,000 $ 182,500 $ 47,000
New Hanover, North Carolina 4 $ 1,270,000 $ 317,500 $ 94,000
Rutherford, North Carolina 4 $ 590,000 $ 147,500 $ 33,000
Wayne, North Carolina 4 $ 520,000 $ 130,000 $ 51,000
Yancey, North Carolina 4 $ 880,000 $ 220,000 $ 31,000
Berks, Pennsylvania 4 $ 800,000 $ 200,000 $ 46,000
Chester, Pennsylvania 4 $ 1,130,000 $ 282,500 $ 33,000
Delaware, Pennsylvania 4 $ 750,000 $ 187,500 $ 46,000
Lackawanna, Pennsylvania 4 $ 870,000 $ 217,500 $ 74,000
Dorchester, South Carolina 4 $ 1,120,000 $ 280,000 $ 54,000
Horry, South Carolina 4 $ 1,050,000 $ 262,500 $ 63,000
Kershaw, South Carolina 4 $ 870,000 $ 217,500 $ 70,000
Roane, Tennessee 4 $ 990,000 $ 247,500 $ 59,000
Sevier, Tennessee 4 $ 830,000 $ 207,500 $ 61,000
Sumner, Tennessee 4 $ 1,790,000 $ 447,500 $ 69,000
El Paso, Texas 4 $ 840,000 $ 210,000 $ 58,000
Montgomery, Texas 4 $ 1,480,000 $ 370,000 $ 23,000
Albemarle, Virginia 4 $ 1,010,000 $ 252,500 $ 121,000
Fauquier, Virginia 4 $ 2,030,000 $ 507,500 $ 101,000
Loudoun, Virginia 4 $ 1,100,000 $ 275,000 $ 22,000
Mecklenburg, Virginia 4 $ 1,120,000 $ 280,000 $ 61,000
Richmond City, Virginia 4 $ 770,000 $ 192,500 $ 59,000
Roanoke City, Virginia 4 $ 690,000 $ 172,500 $ 60,000
York, Virginia 4 $ 1,260,000 $ 315,000 $ 54,000
Asotin, Washington 4 $ 940,000 $ 235,000 $ 40,000
Island, Washington 4 $ 970,000 $ 242,500 $ 62,000
Yakima, Washington 4 $ 1,000,000 $ 250,000 $ 79,000
Dane, Wisconsin 4 $ 1,030,000 $ 257,500 $ 229,000
Kenosha, Wisconsin 4 $ 950,000 $ 237,500 $ 87,000
Etowah, Alabama 3 $ 575,000 $ 191,666 $ 76,000
Russell, Alabama 3 $ 765,000 $ 255,000 $ 77,000
St. Clair, Alabama 3 $ 875,000 $ 291,666 $ 87,000
Cochise, Arizona 3 $ 655,000 $ 218,333 $ 91,000
Coconino, Arizona 3 $ 1,135,000 $ 378,333 $ 62,000
Sacramento, California 3 $ 1,265,000 $ 421,666 $ 34,000
Custer, Colorado 3 $ 1,155,000 $ 385,000 $ 75,000
Montrose, Colorado 3 $ 1,045,000 $ 348,333 $ 80,000
Pueblo, Colorado 3 $ 735,000 $ 245,000 $ 54,000
Martin, Florida 3 $ 725,000 $ 241,666 $ 55,000
Nassau, Florida 3 $ 1,075,000 $ 358,333 $ 51,000
Suwannee, Florida 3 $ 925,000 $ 308,333 $ 70,000
Bryan, Georgia 3 $ 825,000 $ 275,000 $ 107,000
Effingham, Georgia 3 $ 905,000 $ 301,666 $ 134,000
Haralson, Georgia 3 $ 735,000 $ 245,000 $ 63,000
Pike, Georgia 3 $ 1,165,000 $ 388,333 $ 79,000
Putnam, Georgia 3 $ 525,000 $ 175,000 $ 42,000
Spalding, Georgia 3 $ 435,000 $ 145,000 $ 63,000
Union, Georgia 3 $ 635,000 $ 211,666 $ 62,000
Walton, Georgia 3 $ 455,000 $ 151,666 $ 58,000
McHenry, Illinois 3 $ 495,000 $ 165,000 $ 39,000
Williamson, Illinois 3 $ 465,000 $ 155,000 $ 54,000
Porter, Indiana 3 $ 715,000 $ 238,333 $ 68,000
St. Joseph, Indiana 3 $ 425,000 $ 141,666 $ 64,000
Vanderburgh, Indiana 3 $ 545,000 $ 181,666 $ 73,000
Bossier, Louisiana 3 $ 925,000 $ 308,333 $ 105,000
Livingston, Louisiana 3 $ 815,000 $ 271,666 $ 83,000
Orleans, Louisiana 3 $ 725,000 $ 241,666 $ 58,000
St. Landry, Louisiana 3 $ 625,000 $ 208,333 $ 62,000
Cecil, Maryland 3 $ 925,000 $ 308,333 $ 140,000
Frederick, Maryland 3 $ 1,045,000 $ 348,333 $ 123,000
Worcester, Maryland 3 $ 725,000 $ 241,666 $ 74,000
Essex, Massachusetts 3 $ 815,000 $ 271,666 $ 37,000
Suffolk, Massachusetts 3 $ 1,025,000 $ 341,666 $ 88,000
Cape Girardeau, Missouri 3 $ 675,000 $ 225,000 $ 82,000
Cass, Missouri 3 $ 565,000 $ 188,333 $ 41,000
Cole, Missouri 3 $ 595,000 $ 198,333 $ 83,000
Monroe, Missouri 3 $ 345,000 $ 115,000 $ 42,000
Phelps, Missouri 3 $ 385,000 $ 128,333 $ 88,000
Pulaski, Missouri 3 $ 545,000 $ 181,666 $ 64,000
Stone, Missouri 3 $ 595,000 $ 198,333 $ 49,000
Yellowstone, Montana 3 $ 535,000 $ 178,333 $ 51,000
Monmouth, New Jersey 3 $ 985,000 $ 328,333 $ 111,000
Alamance, North Carolina 3 $ 495,000 $ 165,000 $ 34,000
Currituck, North Carolina 3 $ 535,000 $ 178,333 $ 24,000
Davie, North Carolina 3 $ 675,000 $ 225,000 $ 122,000
Halifax, North Carolina 3 $ 685,000 $ 228,333 $ 71,000
McDowell, North Carolina 3 $ 705,000 $ 235,000 $ 59,000
Pasquotank, North Carolina 3 $ 735,000 $ 245,000 $ 109,000
Perquimans, North Carolina 3 $ 755,000 $ 251,666 $ 36,000
Rowan, North Carolina 3 $ 425,000 $ 141,666 $ 41,000
Stokes, North Carolina 3 $ 675,000 $ 225,000 $ 36,000
Beaver, Pennsylvania 3 $ 495,000 $ 165,000 $ 69,000
Carbon, Pennsylvania 3 $ 445,000 $ 148,333 $ 95,000
Huntingdon, Pennsylvania 3 $ 305,000 $ 101,666 $ 40,000
Lawrence, Pennsylvania 3 $ 595,000 $ 198,333 $ 99,000
Luzerne, Pennsylvania 3 $ 655,000 $ 218,333 $ 39,000
Perry, Pennsylvania 3 $ 615,000 $ 205,000 $ 64,000
Venango, Pennsylvania 3 $ 565,000 $ 188,333 $ 35,000
Wayne, Pennsylvania 3 $ 625,000 $ 208,333 $ 91,000
Anderson, South Carolina 3 $ 705,000 $ 235,000 $ 62,000
Spartanburg, South Carolina 3 $ 925,000 $ 308,333 $ 58,000
Bradley, Tennessee 3 $ 605,000 $ 201,666 $ 56,000
Cocke, Tennessee 3 $ 435,000 $ 145,000 $ 72,000
Dickson, Tennessee 3 $ 685,000 $ 228,333 $ 82,000
Greene, Tennessee 3 $ 1,175,000 $ 391,666 $ 95,000
Hamblen, Tennessee 3 $ 575,000 $ 191,666 $ 53,000
Humphreys, Tennessee 3 $ 495,000 $ 165,000 $ 61,000
Lincoln, Tennessee 3 $ 1,605,000 $ 535,000 $ 133,000
Monroe, Tennessee 3 $ 1,665,000 $ 555,000 $ 84,000
Dallas, Texas 3 $ 865,000 $ 288,333 $ 86,000
Tarrant, Texas 3 $ 1,245,000 $ 415,000 $ 146,000
Davis, Utah 3 $ 955,000 $ 318,333 $ 49,000
Utah, Utah 3 $ 655,000 $ 218,333 $ 31,000
Weber, Utah 3 $ 1,115,000 $ 371,666 $ 114,000
Bedford, Virginia 3 $ 395,000 $ 131,666 $ 55,000
Campbell, Virginia 3 $ 625,000 $ 208,333 $ 88,000
Carroll, Virginia 3 $ 605,000 $ 201,666 $ 60,000
Colonial Heights, Virginia 3 $ 505,000 $ 168,333 $ 65,000
Orange, Virginia 3 $ 1,255,000 $ 418,333 $ 150,000
Prince George, Virginia 3 $ 585,000 $ 195,000 $ 0
Pulaski, Virginia 3 $ 675,000 $ 225,000 $ 72,000
Roanoke, Virginia 3 $ 1,055,000 $ 351,666 $ 89,000
Whatcom, Washington 3 $ 1,265,000 $ 421,666 $ 62,000
Douglas, Wisconsin 3 $ 485,000 $ 161,666 $ 50,000
Marinette, Wisconsin 3 $ 515,000 $ 171,666 $ 22,000
Chambers, Alabama 2 $ 330,000 $ 165,000 $ 40,000
Colbert, Alabama 2 $ 660,000 $ 330,000 $ 73,000
Dale, Alabama 2 $ 360,000 $ 180,000 $ 27,000
Dallas, Alabama 2 $ 380,000 $ 190,000 $ 12,000
Elmore, Alabama 2 $ 250,000 $ 125,000 $ 55,000
Henry, Alabama 2 $ 610,000 $ 305,000 $ 69,000
Morgan, Alabama 2 $ 330,000 $ 165,000 $ 50,000
Talladega, Alabama 2 $ 320,000 $ 160,000 $ 73,000
Garland, Arkansas 2 $ 460,000 $ 230,000 $ 55,000
Stone, Arkansas 2 $ 430,000 $ 215,000 $ 41,000
Fresno, California 2 $ 560,000 $ 280,000 $ 152,000
Kern, California 2 $ 740,000 $ 370,000 $ 64,000
Riverside, California 2 $ 710,000 $ 355,000 $ 77,000
San Diego, California 2 $ 1,160,000 $ 580,000 $ 139,000
Solano, California 2 $ 940,000 $ 470,000 $ 85,000
Sonoma, California 2 $ 1,160,000 $ 580,000 $ 84,000
Stanislaus, California 2 $ 980,000 $ 490,000 $ 102,000
Tuolumne, California 2 $ 910,000 $ 455,000 $ 111,000
Ventura, California 2 $ 920,000 $ 460,000 $ 108,000
Yuba, California 2 $ 230,000 $ 115,000 $ 37,000
Delta, Colorado 2 $ 560,000 $ 280,000 $ 29,000
Douglas, Colorado 2 $ 580,000 $ 290,000 $ 28,000
Fremont, Colorado 2 $ 1,140,000 $ 570,000 $ 333,000
Larimer, Colorado 2 $ 830,000 $ 415,000 $ 71,000
Mesa, Colorado 2 $ 660,000 $ 330,000 $ 58,000
Baker, Florida 2 $ 790,000 $ 395,000 $ 104,000
Bradford, Florida 2 $ 560,000 $ 280,000 $ 86,000
Gilchrist, Florida 2 $ 320,000 $ 160,000 $ 52,000
Hendry, Florida 2 $ 450,000 $ 225,000 $ 49,000
Holmes, Florida 2 $ 370,000 $ 185,000 $ 41,000
Jackson, Florida 2 $ 440,000 $ 220,000 $ 39,000
Levy, Florida 2 $ 310,000 $ 155,000 $ 80,000
Wakulla, Florida 2 $ 320,000 $ 160,000 $ 46,000
Washington, Florida 2 $ 490,000 $ 245,000 $ 46,000
Butts, Georgia 2 $ 440,000 $ 220,000 $ 66,000
Candler, Georgia 2 $ 250,000 $ 125,000 $ 46,000
Carroll, Georgia 2 $ 430,000 $ 215,000 $ 50,000
Cook, Georgia 2 $ 290,000 $ 145,000 $ 18,000
Dougherty, Georgia 2 $ 360,000 $ 180,000 $ 84,000
Floyd, Georgia 2 $ 600,000 $ 300,000 $ 32,000
Gordon, Georgia 2 $ 480,000 $ 240,000 $ 50,000
Harris, Georgia 2 $ 960,000 $ 480,000 $ 88,000
Jackson, Georgia 2 $ 320,000 $ 160,000 $ 55,000
Jones, Georgia 2 $ 490,000 $ 245,000 $ 70,000
Laurens, Georgia 2 $ 340,000 $ 170,000 $ 56,000
Lumpkin, Georgia 2 $ 400,000 $ 200,000 $ 53,000
Thomas, Georgia 2 $ 400,000 $ 200,000 $ 53,000
Tift, Georgia 2 $ 380,000 $ 190,000 $ 66,000
Wayne, Georgia 2 $ 480,000 $ 240,000 $ 89,000
Canyon, Idaho 2 $ 410,000 $ 205,000 $ 20,000
Cassia, Idaho 2 $ 390,000 $ 195,000 $ 63,000
DuPage, Illinois 2 $ 410,000 $ 205,000 $ 49,000
Grundy, Illinois 2 $ 340,000 $ 170,000 $ 65,000
Knox, Illinois 2 $ 340,000 $ 170,000 $ 62,000
Livingston, Illinois 2 $ 380,000 $ 190,000 $ 83,000
Macoupin, Illinois 2 $ 410,000 $ 205,000 $ 61,000
McLean, Illinois 2 $ 460,000 $ 230,000 $ 68,000
Montgomery, Illinois 2 $ 310,000 $ 155,000 $ 42,000
Peoria, Illinois 2 $ 280,000 $ 140,000 $ 117,000
Sangamon, Illinois 2 $ 350,000 $ 175,000 $ 52,000
Will, Illinois 2 $ 490,000 $ 245,000 $ 83,000
Winnebago, Illinois 2 $ 330,000 $ 165,000 $ 59,000
Clinton, Indiana 2 $ 440,000 $ 220,000 $ 54,000
Greene, Indiana 2 $ 220,000 $ 110,000 $ 49,000
Lake, Indiana 2 $ 460,000 $ 230,000 $ 66,000
Madison, Indiana 2 $ 390,000 $ 195,000 $ 93,000
Tippecanoe, Indiana 2 $ 320,000 $ 160,000 $ 47,000
Coffey, Kansas 2 $ 510,000 $ 255,000 $ 0
Crawford, Kansas 2 $ 330,000 $ 165,000 $ 55,000
Franklin, Kansas 2 $ 340,000 $ 170,000 $ 74,000
Leavenworth, Kansas 2 $ 430,000 $ 215,000 $ 51,000
Osage, Kansas 2 $ 690,000 $ 345,000 $ 114,000
Wyandotte, Kansas 2 $ 580,000 $ 290,000 $ 26,000
Avoyelles, Louisiana 2 $ 240,000 $ 120,000 $ 39,000
Caddo, Louisiana 2 $ 250,000 $ 125,000 $ 20,000
Lafayette, Louisiana 2 $ 350,000 $ 175,000 $ 31,000
Vernon, Louisiana 2 $ 310,000 $ 155,000 $ 32,000
York, Maine 2 $ 650,000 $ 325,000 $ 56,000
Allegany, Maryland 2 $ 430,000 $ 215,000 $ 60,000
Talbot, Maryland 2 $ 1,220,000 $ 610,000 $ 248,000
Bristol, Massachusetts 2 $ 410,000 $ 205,000 $ 77,000
Kent, Michigan 2 $ 500,000 $ 250,000 $ 33,000
Lenawee, Michigan 2 $ 380,000 $ 190,000 $ 80,000
Oakland, Michigan 2 $ 790,000 $ 395,000 $ 96,000
Saginaw, Michigan 2 $ 570,000 $ 285,000 $ 74,000
Shiawassee, Michigan 2 $ 240,000 $ 120,000 $ 69,000
Wayne, Michigan 2 $ 810,000 $ 405,000 $ 104,000
Forrest, Mississippi 2 $ 370,000 $ 185,000 $ 47,000
George, Mississippi 2 $ 280,000 $ 140,000 $ 50,000
Lamar, Mississippi 2 $ 590,000 $ 295,000 $ 57,000
Lowndes, Mississippi 2 $ 380,000 $ 190,000 $ 50,000
Madison, Mississippi 2 $ 540,000 $ 270,000 $ 63,000
Benton, Missouri 2 $ 370,000 $ 185,000 $ 57,000
Buchanan, Missouri 2 $ 380,000 $ 190,000 $ 21,000
Callaway, Missouri 2 $ 440,000 $ 220,000 $ 56,000
Christian, Missouri 2 $ 350,000 $ 175,000 $ 36,000
Cooper, Missouri 2 $ 300,000 $ 150,000 $ 100,000
Henry, Missouri 2 $ 560,000 $ 280,000 $ 60,000
Jasper, Missouri 2 $ 470,000 $ 235,000 $ 62,000
Jefferson, Missouri 2 $ 290,000 $ 145,000 $ 23,000
Moniteau, Missouri 2 $ 510,000 $ 255,000 $ 38,000
Morgan, Missouri 2 $ 510,000 $ 255,000 $ 186,000
Newton, Missouri 2 $ 440,000 $ 220,000 $ 108,000
Platte, Missouri 2 $ 440,000 $ 220,000 $ 51,000
Scott, Missouri 2 $ 240,000 $ 120,000 $ 60,000
Camden, New Jersey 2 $ 340,000 $ 170,000 $ 111,000
Curry, New Mexico 2 $ 410,000 $ 205,000 $ 151,000
San Juan, New Mexico 2 $ 680,000 $ 340,000 $ 70,000
Sandoval, New Mexico 2 $ 310,000 $ 155,000 $ 23,000
Burke, North Carolina 2 $ 600,000 $ 300,000 $ 54,000
Caldwell, North Carolina 2 $ 340,000 $ 170,000 $ 41,000
Dare, North Carolina 2 $ 680,000 $ 340,000 $ 37,000
Davidson, North Carolina 2 $ 450,000 $ 225,000 $ 50,000
Duplin, North Carolina 2 $ 440,000 $ 220,000 $ 68,000
Haywood, North Carolina 2 $ 380,000 $ 190,000 $ 45,000
Hertford, North Carolina 2 $ 310,000 $ 155,000 $ 39,000
Pender, North Carolina 2 $ 350,000 $ 175,000 $ 46,000
Pitt, North Carolina 2 $ 390,000 $ 195,000 $ 44,000
Watauga, North Carolina 2 $ 590,000 $ 295,000 $ 75,000
Wilkes, North Carolina 2 $ 300,000 $ 150,000 $ 39,000
Lake, Ohio 2 $ 260,000 $ 130,000 $ 61,000
Montgomery, Ohio 2 $ 360,000 $ 180,000 $ 62,000
Summit, Ohio 2 $ 280,000 $ 140,000 $ 74,000
Tuscarawas, Ohio 2 $ 350,000 $ 175,000 $ 53,000
Warren, Ohio 2 $ 390,000 $ 195,000 $ 53,000
Clatsop, Oregon 2 $ 580,000 $ 290,000 $ 67,000
Bradford, Pennsylvania 2 $ 290,000 $ 145,000 $ 75,000
Erie, Pennsylvania 2 $ 360,000 $ 180,000 $ 38,000
Franklin, Pennsylvania 2 $ 400,000 $ 200,000 $ 78,000
Lebanon, Pennsylvania 2 $ 500,000 $ 250,000 $ 91,000
Mercer, Pennsylvania 2 $ 260,000 $ 130,000 $ 63,000
Berkeley, South Carolina 2 $ 410,000 $ 205,000 $ 60,000
Charleston, South Carolina 2 $ 1,060,000 $ 530,000 $ 85,000
Greenville, South Carolina 2 $ 650,000 $ 325,000 $ 72,000
Lexington, South Carolina 2 $ 490,000 $ 245,000 $ 74,000
Sumter, South Carolina 2 $ 350,000 $ 175,000 $ 90,000
Cheatham, Tennessee 2 $ 450,000 $ 225,000 $ 31,000
Coffee, Tennessee 2 $ 700,000 $ 350,000 $ 63,000
Cumberland, Tennessee 2 $ 380,000 $ 190,000 $ 96,000
Franklin, Tennessee 2 $ 370,000 $ 185,000 $ 56,000
Henderson, Tennessee 2 $ 300,000 $ 150,000 $ 158,000
Hickman, Tennessee 2 $ 340,000 $ 170,000 $ 51,000
Knox, Tennessee 2 $ 350,000 $ 175,000 $ 72,000
Maury, Tennessee 2 $ 300,000 $ 150,000 $ 18,000
McNairy, Tennessee 2 $ 360,000 $ 180,000 $ 54,000
Rhea, Tennessee 2 $ 560,000 $ 280,000 $ 67,000
Warren, Tennessee 2 $ 300,000 $ 150,000 $ 44,000
Denton, Texas 2 $ 660,000 $ 330,000 $ 28,000
Galveston, Texas 2 $ 640,000 $ 320,000 $ 60,000
Gregg, Texas 2 $ 390,000 $ 195,000 $ 71,000
Wichita, Texas 2 $ 300,000 $ 150,000 $ 0
Iron, Utah 2 $ 510,000 $ 255,000 $ 81,000
Washington, Utah 2 $ 500,000 $ 250,000 $ 40,000
Arlington, Virginia 2 $ 740,000 $ 370,000 $ 163,000
Dinwiddie, Virginia 2 $ 340,000 $ 170,000 $ 22,000
Frederick, Virginia 2 $ 960,000 $ 480,000 $ 113,000
Gloucester, Virginia 2 $ 720,000 $ 360,000 $ 127,000
Halifax, Virginia 2 $ 360,000 $ 180,000 $ 69,000
James City, Virginia 2 $ 950,000 $ 475,000 $ 157,000
King George, Virginia 2 $ 840,000 $ 420,000 $ 144,000
Louisa, Virginia 2 $ 780,000 $ 390,000 $ 64,000
Lynchburg, Virginia 2 $ 230,000 $ 115,000 $ 54,000
Middlesex, Virginia 2 $ 770,000 $ 385,000 $ 150,000
Russell, Virginia 2 $ 390,000 $ 195,000 $ 54,000
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Mortgage Loan Application Detail Totals for Mid-Continent Funding, Inc. in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,675 $465,435,000 $277,000 $1,495,000 $73,000 $408,000
Cash-out Refinancing 1,347 $318,805,000 $236,000 $1,295,000 $82,000 $789,000
Refinancing 594 $139,740,000 $235,000 $835,000 $33,000 $452,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,086 $514,830,000 $246,000 $1,495,000 $70,000 $789,000
Not Provided 651 $171,035,000 $262,000 $1,305,000 $71,000 $565,000
Black or African American 586 $156,270,000 $266,000 $815,000 $71,000 $417,000
Hispanic 216 $60,290,000 $279,000 $1,385,000 $67,000 $325,000
Asian 46 $13,780,000 $299,000 $565,000 $74,000 $273,000
American Indian or Alaskan Native 23 $5,785,000 $251,000 $465,000 $62,000 $134,000
Native Hawaiian or Other Pacific Islander 8 $1,990,000 $248,000 $535,000 $58,000 $115,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
VA-guaranteed (Veterans Administration) 3,010 $800,090,000 $265,000 $1,495,000 $68,000 $789,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 542 $111,020,000 $204,000 $545,000 $84,000 $633,000
FHA-insured (Federal Housing Administration) 64 $12,870,000 $201,000 $415,000 $52,000 $178,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,068 $551,230,000 $266,000 $1,385,000 $72,000 $789,000
Application Withdrawn By Applicant 516 $129,200,000 $250,000 $1,495,000 $68,000 $356,000
File Closed For Incompleteness 454 $103,620,000 $228,000 $1,305,000 $66,000 $565,000
Application Denied By Financial Institution 451 $108,935,000 $241,000 $1,295,000 $65,000 $326,000
Application Approved But Not Accepted 127 $30,995,000 $244,000 $685,000 $70,000 $633,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 3,165 $815,045,000 $257,000 $1,495,000 $71,000 $789,000
Credit Application Incomplete 138 $34,000,000 $246,000 $1,295,000 $68,000 $326,000
Collateral 128 $32,190,000 $251,000 $765,000 $72,000 $240,000
Debt-To-Income Ratio 67 $17,615,000 $262,000 $585,000 $57,000 $300,000
Other 65 $13,625,000 $209,000 $505,000 $59,000 $185,000
Credit History 35 $7,915,000 $226,000 $545,000 $61,000 $130,000
Insufficient Cash (Downpayment, Closing Cost) 10 $2,100,000 $210,000 $425,000 $33,000 $77,000
Mortgage Insurance Denied 3 $685,000 $228,000 $475,000 $78,000 $146,000
Employment History 3 $435,000 $145,000 $185,000 $44,000 $55,000
Unverifiable Information 2 $370,000 $185,000 $225,000 $29,000 $37,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Mid-Continent Funding, Inc.'s 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Mid-Continent Funding, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet with aggregated HMDA statistics today.

Download the Missouri Lender List