Mid-Continent Funding, Inc. Mortgage Lending & HMDA Data, 2023

In 2023, Mid-Continent Funding, Inc. of Columbia, MO reported 1,447 mortgage applications totaling $392.0 million, down 37% from 2022. The average application was for $270,929, and applicants reported an average income of $84,493. 56% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Tampa-St. Petersburg-Clearwater, FL (36), Atlanta-Sandy Springs-Roswell, GA (34) and Fayetteville, NC (33) (applications in parentheses).

Mortgage Company & Address Mid-Continent Funding, Inc.
3401 W Broadway Business Park Ct Ste 213
Columbia, MO 65203
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  
Total Number of Mortgage Applications 1,447
Total Mortgage Loan Application Amount $392,035,000
Average Mortgage Loan Application Amount $270,929
Highest Mortgage Loan Application Amount $1,055,000
Average Applicant Income $84,493
Highest Applicant Income $1,358,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Mid-Continent Funding, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Mid-Continent Funding, Inc. by County in 2023

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Boone, Missouri 28 $ 6,460,000 $ 230,714 $ 85,000
Cumberland, North Carolina 20 $ 4,660,000 $ 233,000 $ 78,000
Volusia, Florida 19 $ 4,535,000 $ 238,684 $ 73,000
Duval, Florida 16 $ 4,410,000 $ 275,625 $ 76,000
Lee, Florida 16 $ 4,670,000 $ 291,875 $ 73,000
Polk, Florida 15 $ 4,735,000 $ 315,666 $ 84,000
Onslow, North Carolina 14 $ 3,430,000 $ 245,000 $ 75,000
St. Louis, Missouri 13 $ 2,355,000 $ 181,153 $ 72,000
Harris, Texas 13 $ 4,205,000 $ 323,461 $ 100,000
Montgomery, Tennessee 12 $ 3,920,000 $ 326,666 $ 100,000
Broward, Florida 11 $ 3,385,000 $ 307,727 $ 79,000
Escambia, Florida 11 $ 2,905,000 $ 264,090 $ 86,000
Allegheny, Pennsylvania 11 $ 1,775,000 $ 161,363 $ 67,000
Maricopa, Arizona 10 $ 2,750,000 $ 275,000 $ 72,000
Brevard, Florida 10 $ 2,500,000 $ 250,000 $ 80,000
Citrus, Florida 10 $ 2,400,000 $ 240,000 $ 62,000
Hernando, Florida 10 $ 3,080,000 $ 308,000 $ 73,000
Hillsborough, Florida 10 $ 3,100,000 $ 310,000 $ 79,000
Manatee, Florida 10 $ 2,910,000 $ 291,000 $ 129,000
Marion, Florida 10 $ 3,570,000 $ 357,000 $ 97,000
Shelby, Tennessee 10 $ 2,020,000 $ 202,000 $ 76,000
Jefferson, Alabama 9 $ 1,575,000 $ 175,000 $ 63,000
Pasco, Florida 9 $ 2,525,000 $ 280,555 $ 75,000
Pima, Arizona 8 $ 1,750,000 $ 218,750 $ 65,000
Lake, Florida 8 $ 2,560,000 $ 320,000 $ 88,000
Osceola, Florida 8 $ 3,130,000 $ 391,250 $ 76,000
Marion, Indiana 8 $ 1,380,000 $ 172,500 $ 51,000
Harnett, North Carolina 8 $ 1,960,000 $ 245,000 $ 83,000
Mecklenburg, North Carolina 8 $ 2,480,000 $ 310,000 $ 72,000
Bell, Texas 8 $ 1,950,000 $ 243,750 $ 67,000
Bexar, Texas 8 $ 2,330,000 $ 291,250 $ 109,000
Tarrant, Texas 8 $ 2,550,000 $ 318,750 $ 109,000
Charlotte, Florida 7 $ 1,735,000 $ 247,857 $ 77,000
Clay, Florida 7 $ 1,955,000 $ 279,285 $ 85,000
Levy, Florida 7 $ 1,205,000 $ 172,142 $ 46,000
Palm Beach, Florida 7 $ 3,125,000 $ 446,428 $ 118,000
Pinellas, Florida 7 $ 1,825,000 $ 260,714 $ 61,000
Cook, Illinois 7 $ 1,455,000 $ 207,857 $ 77,000
Wayne, North Carolina 7 $ 1,315,000 $ 187,857 $ 67,000
Luzerne, Pennsylvania 7 $ 1,085,000 $ 155,000 $ 55,000
Pinal, Arizona 6 $ 1,770,000 $ 295,000 $ 71,000
El Paso, Colorado 6 $ 1,970,000 $ 328,333 $ 81,000
Pueblo, Colorado 6 $ 2,240,000 $ 373,333 $ 102,000
Sarasota, Florida 6 $ 3,160,000 $ 526,666 $ 115,000
Richmond, Georgia 6 $ 1,450,000 $ 241,666 $ 46,000
Gaston, North Carolina 6 $ 1,310,000 $ 218,333 $ 69,000
Dauphin, Pennsylvania 6 $ 1,900,000 $ 316,666 $ 167,000
Berkeley, South Carolina 6 $ 1,150,000 $ 191,666 $ 66,000
Horry, South Carolina 6 $ 1,660,000 $ 276,666 $ 79,000
Suffolk, Virginia 6 $ 2,040,000 $ 340,000 $ 95,000
Pierce, Washington 6 $ 2,610,000 $ 435,000 $ 101,000
San Diego, California 5 $ 2,955,000 $ 591,000 $ 124,000
Nassau, Florida 5 $ 1,725,000 $ 345,000 $ 94,000
Orange, Florida 5 $ 1,975,000 $ 395,000 $ 108,000
Santa Rosa, Florida 5 $ 1,565,000 $ 313,000 $ 107,000
Henry, Georgia 5 $ 1,375,000 $ 275,000 $ 95,000
Lowndes, Georgia 5 $ 975,000 $ 195,000 $ 63,000
Will, Illinois 5 $ 1,465,000 $ 293,000 $ 70,000
Lake, Indiana 5 $ 915,000 $ 183,000 $ 59,000
Bernalillo, New Mexico 5 $ 1,625,000 $ 325,000 $ 75,000
Hoke, North Carolina 5 $ 1,215,000 $ 243,000 $ 85,000
Iredell, North Carolina 5 $ 1,725,000 $ 345,000 $ 128,000
Pitt, North Carolina 5 $ 1,055,000 $ 211,000 $ 81,000
Philadelphia, Pennsylvania 5 $ 865,000 $ 173,000 $ 48,000
Dorchester, South Carolina 5 $ 1,405,000 $ 281,000 $ 57,000
Richland, South Carolina 5 $ 1,275,000 $ 255,000 $ 107,000
Dallas, Texas 5 $ 1,785,000 $ 357,000 $ 80,000
El Paso, Texas 5 $ 1,375,000 $ 275,000 $ 60,000
Hunt, Texas 5 $ 1,485,000 $ 297,000 $ 129,000
Nueces, Texas 5 $ 1,705,000 $ 341,000 $ 91,000
Montgomery, Alabama 4 $ 1,650,000 $ 412,500 $ 108,000
San Bernardino, California 4 $ 1,950,000 $ 487,500 $ 104,000
Alachua, Florida 4 $ 900,000 $ 225,000 $ 81,000
Bay, Florida 4 $ 1,280,000 $ 320,000 $ 98,000
Flagler, Florida 4 $ 1,070,000 $ 267,500 $ 67,000
Highlands, Florida 4 $ 1,040,000 $ 260,000 $ 79,000
Miami-Dade, Florida 4 $ 1,120,000 $ 280,000 $ 81,000
Okaloosa, Florida 4 $ 930,000 $ 232,500 $ 64,000
St. Lucie, Florida 4 $ 1,380,000 $ 345,000 $ 82,000
Sumter, Florida 4 $ 1,080,000 $ 270,000 $ 97,000
Paulding, Georgia 4 $ 1,370,000 $ 342,500 $ 104,000
Jackson, Missouri 4 $ 890,000 $ 222,500 $ 68,000
Forsyth, North Carolina 4 $ 780,000 $ 195,000 $ 42,000
Guilford, North Carolina 4 $ 1,630,000 $ 407,500 $ 104,000
Wake, North Carolina 4 $ 1,600,000 $ 400,000 $ 93,000
Westmoreland, Pennsylvania 4 $ 870,000 $ 217,500 $ 86,000
Spartanburg, South Carolina 4 $ 880,000 $ 220,000 $ 63,000
Knox, Tennessee 4 $ 1,150,000 $ 287,500 $ 84,000
Sevier, Tennessee 4 $ 1,210,000 $ 302,500 $ 109,000
Cameron, Texas 4 $ 950,000 $ 237,500 $ 93,000
Galveston, Texas 4 $ 1,130,000 $ 282,500 $ 76,000
Newport News, Virginia 4 $ 950,000 $ 237,500 $ 72,000
Norfolk, Virginia 4 $ 900,000 $ 225,000 $ 58,000
Portsmouth, Virginia 4 $ 990,000 $ 247,500 $ 64,000
Virginia Beach, Virginia 4 $ 1,180,000 $ 295,000 $ 96,000
Dodge, Wisconsin 4 $ 1,200,000 $ 300,000 $ 71,000
Baldwin, Alabama 3 $ 865,000 $ 288,333 $ 105,000
Coffee, Alabama 3 $ 905,000 $ 301,666 $ 83,000
St. Clair, Alabama 3 $ 955,000 $ 318,333 $ 70,000
Mohave, Arizona 3 $ 805,000 $ 268,333 $ 61,000
Yavapai, Arizona 3 $ 755,000 $ 251,666 $ 55,000
Lonoke, Arkansas 3 $ 895,000 $ 298,333 $ 98,000
Los Angeles, California 3 $ 2,165,000 $ 721,666 $ 522,000
Riverside, California 3 $ 1,065,000 $ 355,000 $ 74,000
Weld, Colorado 3 $ 835,000 $ 278,333 $ 87,000
Columbia, Florida 3 $ 565,000 $ 188,333 $ 58,000
Indian River, Florida 3 $ 1,095,000 $ 365,000 $ 118,000
DeKalb, Georgia 3 $ 595,000 $ 198,333 $ 78,000
Fayette, Georgia 3 $ 1,245,000 $ 415,000 $ 111,000
Fulton, Georgia 3 $ 1,115,000 $ 371,666 $ 116,000
Gwinnett, Georgia 3 $ 1,295,000 $ 431,666 $ 102,000
Ware, Georgia 3 $ 705,000 $ 235,000 $ 117,000
Whitfield, Georgia 3 $ 775,000 $ 258,333 $ 93,000
Madison, Illinois 3 $ 465,000 $ 155,000 $ 72,000
McHenry, Illinois 3 $ 685,000 $ 228,333 $ 65,000
Elkhart, Indiana 3 $ 465,000 $ 155,000 $ 44,000
Howard, Indiana 3 $ 495,000 $ 165,000 $ 47,000
Johnson, Indiana 3 $ 705,000 $ 235,000 $ 70,000
St. Joseph, Indiana 3 $ 305,000 $ 101,666 $ 32,000
Bossier, Louisiana 3 $ 1,185,000 $ 395,000 $ 92,000
Caddo, Louisiana 3 $ 365,000 $ 121,666 $ 57,000
Baltimore, Maryland 3 $ 985,000 $ 328,333 $ 97,000
Baltimore City, Maryland 3 $ 685,000 $ 228,333 $ 93,000
Prince George's, Maryland 3 $ 1,075,000 $ 358,333 $ 140,000
DeSoto, Mississippi 3 $ 645,000 $ 215,000 $ 72,000
Audrain, Missouri 3 $ 365,000 $ 121,666 $ 56,000
Cole, Missouri 3 $ 605,000 $ 201,666 $ 72,000
Jasper, Missouri 3 $ 705,000 $ 235,000 $ 115,000
Platte, Missouri 3 $ 985,000 $ 328,333 $ 95,000
St. Charles, Missouri 3 $ 645,000 $ 215,000 $ 85,000
Sandoval, New Mexico 3 $ 1,085,000 $ 361,666 $ 106,000
Cabarrus, North Carolina 3 $ 1,025,000 $ 341,666 $ 98,000
Caldwell, North Carolina 3 $ 805,000 $ 268,333 $ 81,000
Craven, North Carolina 3 $ 685,000 $ 228,333 $ 79,000
Durham, North Carolina 3 $ 1,165,000 $ 388,333 $ 117,000
Franklin, North Carolina 3 $ 875,000 $ 291,666 $ 71,000
Johnston, North Carolina 3 $ 955,000 $ 318,333 $ 85,000
Lenoir, North Carolina 3 $ 415,000 $ 138,333 $ 37,000
Moore, North Carolina 3 $ 775,000 $ 258,333 $ 101,000
Pasquotank, North Carolina 3 $ 635,000 $ 211,666 $ 52,000
Stanly, North Carolina 3 $ 385,000 $ 128,333 $ 88,000
York, Pennsylvania 3 $ 965,000 $ 321,666 $ 111,000
Aiken, South Carolina 3 $ 685,000 $ 228,333 $ 108,000
Fairfield, South Carolina 3 $ 875,000 $ 291,666 $ 88,000
Lancaster, South Carolina 3 $ 995,000 $ 331,666 $ 136,000
Sumter, South Carolina 3 $ 835,000 $ 278,333 $ 70,000
Davidson, Tennessee 3 $ 975,000 $ 325,000 $ 78,000
Rutherford, Tennessee 3 $ 1,405,000 $ 468,333 $ 130,000
Washington, Tennessee 3 $ 855,000 $ 285,000 $ 83,000
Brazoria, Texas 3 $ 935,000 $ 311,666 $ 120,000
Fort Bend, Texas 3 $ 1,235,000 $ 411,666 $ 91,000
Hidalgo, Texas 3 $ 485,000 $ 161,666 $ 88,000
Kaufman, Texas 3 $ 1,005,000 $ 335,000 $ 95,000
Midland, Texas 3 $ 1,085,000 $ 361,666 $ 151,000
Smith, Texas 3 $ 775,000 $ 258,333 $ 64,000
Franklin City, Virginia 3 $ 725,000 $ 241,666 $ 86,000
Spotsylvania, Virginia 3 $ 1,515,000 $ 505,000 $ 82,000
Milwaukee, Wisconsin 3 $ 655,000 $ 218,333 $ 82,000
Calhoun, Alabama 2 $ 510,000 $ 255,000 $ 86,000
Coosa, Alabama 2 $ 700,000 $ 350,000 $ 106,000
Henry, Alabama 2 $ 270,000 $ 135,000 $ 48,000
Tuscaloosa, Alabama 2 $ 390,000 $ 195,000 $ 103,000
Walker, Alabama 2 $ 450,000 $ 225,000 $ 75,000
Cochise, Arizona 2 $ 330,000 $ 165,000 $ 92,000
Yuma, Arizona 2 $ 440,000 $ 220,000 $ 49,000
Cleburne, Arkansas 2 $ 400,000 $ 200,000 $ 46,000
Pulaski, Arkansas 2 $ 310,000 $ 155,000 $ 58,000
Saline, Arkansas 2 $ 530,000 $ 265,000 $ 64,000
Yell, Arkansas 2 $ 290,000 $ 145,000 $ 64,000
Butte, California 2 $ 760,000 $ 380,000 $ 117,000
Sacramento, California 2 $ 780,000 $ 390,000 $ 90,000
Bradford, Florida 2 $ 570,000 $ 285,000 $ 80,000
Collier, Florida 2 $ 750,000 $ 375,000 $ 146,000
Leon, Florida 2 $ 430,000 $ 215,000 $ 56,000
Seminole, Florida 2 $ 630,000 $ 315,000 $ 87,000
St. Johns, Florida 2 $ 1,100,000 $ 550,000 $ 83,000
Walton, Florida 2 $ 530,000 $ 265,000 $ 73,000
Barrow, Georgia 2 $ 610,000 $ 305,000 $ 75,000
Bryan, Georgia 2 $ 920,000 $ 460,000 $ 123,000
Catoosa, Georgia 2 $ 350,000 $ 175,000 $ 63,000
Clayton, Georgia 2 $ 510,000 $ 255,000 $ 63,000
Columbia, Georgia 2 $ 740,000 $ 370,000 $ 82,000
Grady, Georgia 2 $ 390,000 $ 195,000 $ 67,000
Habersham, Georgia 2 $ 590,000 $ 295,000 $ 80,000
Hall, Georgia 2 $ 770,000 $ 385,000 $ 88,000
Liberty, Georgia 2 $ 440,000 $ 220,000 $ 56,000
Marion, Georgia 2 $ 270,000 $ 135,000 $ 47,000
Meriwether, Georgia 2 $ 390,000 $ 195,000 $ 66,000
Lake, Illinois 2 $ 710,000 $ 355,000 $ 177,000
Marshall, Illinois 2 $ 250,000 $ 125,000 $ 51,000
Tazewell, Illinois 2 $ 620,000 $ 310,000 $ 74,000
Winnebago, Illinois 2 $ 290,000 $ 145,000 $ 48,000
Waldo, Maine 2 $ 580,000 $ 290,000 $ 81,000
Harford, Maryland 2 $ 600,000 $ 300,000 $ 91,000
Clare, Michigan 2 $ 350,000 $ 175,000 $ 60,000
Oakland, Michigan 2 $ 580,000 $ 290,000 $ 102,000
Ottawa, Michigan 2 $ 740,000 $ 370,000 $ 140,000
Saginaw, Michigan 2 $ 330,000 $ 165,000 $ 66,000
Marshall, Minnesota 2 $ 360,000 $ 180,000 $ 70,000
Lauderdale, Mississippi 2 $ 320,000 $ 160,000 $ 37,000
Leflore, Mississippi 2 $ 350,000 $ 175,000 $ 73,000
Cass, Missouri 2 $ 690,000 $ 345,000 $ 137,000
Howard, Missouri 2 $ 390,000 $ 195,000 $ 67,000
Jefferson, Missouri 2 $ 160,000 $ 80,000 $ 24,000
Pettis, Missouri 2 $ 200,000 $ 100,000 $ 55,000
Stoddard, Missouri 2 $ 60,000 $ 30,000 $ 23,000
Webster, Missouri 2 $ 720,000 $ 360,000 $ 140,000
Camden, New Jersey 2 $ 340,000 $ 170,000 $ 70,000
Beaufort, North Carolina 2 $ 130,000 $ 65,000 $ 55,000
Burke, North Carolina 2 $ 430,000 $ 215,000 $ 74,000
Cleveland, North Carolina 2 $ 470,000 $ 235,000 $ 67,000
Davie, North Carolina 2 $ 530,000 $ 265,000 $ 175,000
Orange, North Carolina 2 $ 380,000 $ 190,000 $ 61,000
Person, North Carolina 2 $ 280,000 $ 140,000 $ 99,000
Scotland, North Carolina 2 $ 280,000 $ 140,000 $ 52,000
Surry, North Carolina 2 $ 540,000 $ 270,000 $ 86,000
Hamilton, Ohio 2 $ 400,000 $ 200,000 $ 25,000
Lake, Ohio 2 $ 400,000 $ 200,000 $ 79,000
Chester, Pennsylvania 2 $ 430,000 $ 215,000 $ 63,000
Delaware, Pennsylvania 2 $ 490,000 $ 245,000 $ 84,000
Lancaster, Pennsylvania 2 $ 320,000 $ 160,000 $ 75,000
Montgomery, Pennsylvania 2 $ 440,000 $ 220,000 $ 48,000
Northumberland, Pennsylvania 2 $ 140,000 $ 70,000 $ 43,000
Tioga, Pennsylvania 2 $ 280,000 $ 140,000 $ 38,000
Washington, Pennsylvania 2 $ 500,000 $ 250,000 $ 125,000
Beaufort, South Carolina 2 $ 430,000 $ 215,000 $ 91,000
Charleston, South Carolina 2 $ 420,000 $ 210,000 $ 37,000
Greenville, South Carolina 2 $ 340,000 $ 170,000 $ 67,000
Kershaw, South Carolina 2 $ 450,000 $ 225,000 $ 66,000
Pickens, South Carolina 2 $ 520,000 $ 260,000 $ 58,000
York, South Carolina 2 $ 500,000 $ 250,000 $ 72,000
Fentress, Tennessee 2 $ 290,000 $ 145,000 $ 65,000
Hardeman, Tennessee 2 $ 630,000 $ 315,000 $ 108,000
Madison, Tennessee 2 $ 640,000 $ 320,000 $ 164,000
Maury, Tennessee 2 $ 520,000 $ 260,000 $ 85,000
Bandera, Texas 2 $ 820,000 $ 410,000 $ 138,000
Bowie, Texas 2 $ 540,000 $ 270,000 $ 247,000
Guadalupe, Texas 2 $ 590,000 $ 295,000 $ 83,000
Hays, Texas 2 $ 320,000 $ 160,000 $ 42,000
Jasper, Texas 2 $ 370,000 $ 185,000 $ 95,000
Kleberg, Texas 2 $ 790,000 $ 395,000 $ 81,000
Lubbock, Texas 2 $ 460,000 $ 230,000 $ 112,000
Montgomery, Texas 2 $ 730,000 $ 365,000 $ 105,000
Wichita, Texas 2 $ 380,000 $ 190,000 $ 86,000
Hampton, Virginia 2 $ 530,000 $ 265,000 $ 109,000
Loudoun, Virginia 2 $ 1,420,000 $ 710,000 $ 144,000
Roanoke City, Virginia 2 $ 250,000 $ 125,000 $ 34,000
Spokane, Washington 2 $ 720,000 $ 360,000 $ 73,000
Eau Claire, Wisconsin 2 $ 480,000 $ 240,000 $ 71,000
Grant, Wisconsin 2 $ 510,000 $ 255,000 $ 113,000
Kenosha, Wisconsin 2 $ 320,000 $ 160,000 $ 118,000
Blount, Alabama 1 $ 285,000 $ 285,000 $ 73,000
Chambers, Alabama 1 $ 325,000 $ 325,000 $ 38,000
Chilton, Alabama 1 $ 195,000 $ 195,000 $ 95,000
Clarke, Alabama 1 $ 215,000 $ 215,000 $ 68,000
Cullman, Alabama 1 $ 105,000 $ 105,000 $ 70,000
Dallas, Alabama 1 $ 95,000 $ 95,000 $ 52,000
Elmore, Alabama 1 $ 435,000 $ 435,000 $ 98,000
Escambia, Alabama 1 $ 155,000 $ 155,000 $ 77,000
Etowah, Alabama 1 $ 235,000 $ 235,000 $ 133,000
Franklin, Alabama 1 $ 195,000 $ 195,000 $ 33,000
Hale, Alabama 1 $ 185,000 $ 185,000 $ 31,000
Houston, Alabama 1 $ 215,000 $ 215,000 $ 57,000
Jackson, Alabama 1 $ 65,000 $ 65,000 $ 40,000
Lee, Alabama 1 $ 285,000 $ 285,000 $ 96,000
Madison, Alabama 1 $ 175,000 $ 175,000 $ 32,000
Mobile, Alabama 1 $ 205,000 $ 205,000 $ 42,000
Morgan, Alabama 1 $ 175,000 $ 175,000 $ 48,000
Russell, Alabama 1 $ 245,000 $ 245,000 $ 91,000
Shelby, Alabama 1 $ 205,000 $ 205,000 $ 54,000
Navajo, Arizona 1 $ 325,000 $ 325,000 $ 63,000
Benton, Arkansas 1 $ 255,000 $ 255,000 $ 116,000
Boone, Arkansas 1 $ 165,000 $ 165,000 $ 55,000
Crawford, Arkansas 1 $ 145,000 $ 145,000 $ 43,000
Garland, Arkansas 1 $ 205,000 $ 205,000 $ 68,000
Logan, Arkansas 1 $ 145,000 $ 145,000 $ 54,000
Phillips, Arkansas 1 $ 285,000 $ 285,000 $ 82,000
Pope, Arkansas 1 $ 295,000 $ 295,000 $ 86,000
Union, Arkansas 1 $ 275,000 $ 275,000 $ 83,000
Washington, Arkansas 1 $ 275,000 $ 275,000 $ 118,000
White, Arkansas 1 $ 155,000 $ 155,000 $ 85,000
Fresno, California 1 $ 155,000 $ 155,000 $ 43,000
Orange, California 1 $ 145,000 $ 145,000 $ 49,000
Placer, California 1 $ 525,000 $ 525,000 $ 116,000
Ventura, California 1 $ 675,000 $ 675,000 $ 112,000
Alamosa, Colorado 1 $ 225,000 $ 225,000 $ 41,000
Arapahoe, Colorado 1 $ 265,000 $ 265,000 $ 48,000
Douglas, Colorado 1 $ 275,000 $ 275,000 $ 84,000
Fremont, Colorado 1 $ 325,000 $ 325,000 $ 48,000
DeSoto, Florida 1 $ 275,000 $ 275,000 $ 96,000
Gadsden, Florida 1 $ 135,000 $ 135,000 $ 28,000
Hendry, Florida 1 $ 285,000 $ 285,000 $ 87,000
Jackson, Florida 1 $ 185,000 $ 185,000 $ 69,000
Madison, Florida 1 $ 105,000 $ 105,000 $ 47,000
Okeechobee, Florida 1 $ 215,000 $ 215,000 $ 59,000
Taylor, Florida 1 $ 125,000 $ 125,000 $ 48,000
Union, Florida 1 $ 345,000 $ 345,000 $ 61,000
Washington, Florida 1 $ 315,000 $ 315,000 $ 104,000
Berrien, Georgia 1 $ 355,000 $ 355,000 $ 144,000
Bibb, Georgia 1 $ 125,000 $ 125,000 $ 100,000
Camden, Georgia 1 $ 205,000 $ 205,000 $ 62,000
Clarke, Georgia 1 $ 105,000 $ 105,000 $ 42,000
Cobb, Georgia 1 $ 615,000 $ 615,000 $ 155,000
Coweta, Georgia 1 $ 395,000 $ 395,000 $ 163,000
Decatur, Georgia 1 $ 115,000 $ 115,000 $ 41,000
Douglas, Georgia 1 $ 265,000 $ 265,000 $ 93,000
Fannin, Georgia 1 $ 255,000 $ 255,000 $ 79,000
Harris, Georgia 1 $ 185,000 $ 185,000 $ 85,000
Houston, Georgia 1 $ 195,000 $ 195,000 $ 59,000
Jasper, Georgia 1 $ 135,000 $ 135,000 $ 31,000
Jefferson, Georgia 1 $ 115,000 $ 115,000 $ 81,000
Long, Georgia 1 $ 295,000 $ 295,000 $ 99,000
Madison, Georgia 1 $ 325,000 $ 325,000 $ 75,000
Mitchell, Georgia 1 $ 65,000 $ 65,000 $ 28,000
Murray, Georgia 1 $ 275,000 $ 275,000 $ 60,000
Muscogee, Georgia 1 $ 265,000 $ 265,000 $ 70,000
Newton, Georgia 1 $ 385,000 $ 385,000 $ 77,000
Rockdale, Georgia 1 $ 335,000 $ 335,000 $ 88,000
Seminole, Georgia 1 $ 205,000 $ 205,000 $ 60,000
Terrell, Georgia 1 $ 115,000 $ 115,000 $ 24,000
Toombs, Georgia 1 $ 275,000 $ 275,000 $ 76,000
Walton, Georgia 1 $ 595,000 $ 595,000 $ 177,000
Kootenai, Idaho 1 $ 485,000 $ 485,000 $ 103,000
Alexander, Illinois 1 $ 375,000 $ 375,000 $ 72,000
Effingham, Illinois 1 $ 155,000 $ 155,000 $ 50,000
Fulton, Illinois 1 $ 145,000 $ 145,000 $ 37,000
Iroquois, Illinois 1 $ 145,000 $ 145,000 $ 62,000
Jefferson, Illinois 1 $ 75,000 $ 75,000 $ 43,000
Macoupin, Illinois 1 $ 145,000 $ 145,000 $ 86,000
St. Clair, Illinois 1 $ 315,000 $ 315,000 $ 91,000
Stephenson, Illinois 1 $ 215,000 $ 215,000 $ 77,000
Williamson, Illinois 1 $ 45,000 $ 45,000 $ 112,000
Allen, Indiana 1 $ 225,000 $ 225,000 $ 58,000
Clark, Indiana 1 $ 175,000 $ 175,000 $ 34,000
Dearborn, Indiana 1 $ 145,000 $ 145,000 $ 52,000
Delaware, Indiana 1 $ 185,000 $ 185,000 $ 51,000
Hendricks, Indiana 1 $ 285,000 $ 285,000 $ 56,000
Henry, Indiana 1 $ 285,000 $ 285,000 $ 112,000
Kosciusko, Indiana 1 $ 165,000 $ 165,000 $ 43,000
Madison, Indiana 1 $ 245,000 $ 245,000 $ 125,000
Marshall, Indiana 1 $ 75,000 $ 75,000 $ 46,000
Perry, Indiana 1 $ 135,000 $ 135,000 $ 0
Warrick, Indiana 1 $ 255,000 $ 255,000 $ 71,000
Ellis, Kansas 1 $ 265,000 $ 265,000 $ 86,000
Harvey, Kansas 1 $ 245,000 $ 245,000 $ 77,000
Johnson, Kansas 1 $ 375,000 $ 375,000 $ 125,000
Labette, Kansas 1 $ 155,000 $ 155,000 $ 98,000
Riley, Kansas 1 $ 415,000 $ 415,000 $ 171,000
Sedgwick, Kansas 1 $ 215,000 $ 215,000 $ 83,000
Wyandotte, Kansas 1 $ 145,000 $ 145,000 $ 67,000
Allen, Louisiana 1 $ 145,000 $ 145,000 $ 54,000
Concordia, Louisiana 1 $ 65,000 $ 65,000 $ 37,000
La Salle, Louisiana 1 $ 115,000 $ 115,000 $ 113,000
St. Charles, Louisiana 1 $ 495,000 $ 495,000 $ 93,000
St. Landry, Louisiana 1 $ 145,000 $ 145,000 $ 73,000
St. Martin, Louisiana 1 $ 165,000 $ 165,000 $ 79,000
Vermilion, Louisiana 1 $ 435,000 $ 435,000 $ 119,000
Penobscot, Maine 1 $ 175,000 $ 175,000 $ 65,000
Calvert, Maryland 1 $ 325,000 $ 325,000 $ 122,000
Caroline, Maryland 1 $ 195,000 $ 195,000 $ 46,000
Carroll, Maryland 1 $ 375,000 $ 375,000 $ 143,000
Cecil, Maryland 1 $ 675,000 $ 675,000 $ 212,000
Charles, Maryland 1 $ 465,000 $ 465,000 $ 167,000
Howard, Maryland 1 $ 365,000 $ 365,000 $ 66,000
Somerset, Maryland 1 $ 435,000 $ 435,000 $ 139,000
St. Mary's, Maryland 1 $ 245,000 $ 245,000 $ 62,000
Washington, Maryland 1 $ 295,000 $ 295,000 $ 79,000
Barnstable, Massachusetts 1 $ 725,000 $ 725,000 $ 309,000
Ingham, Michigan 1 $ 285,000 $ 285,000 $ 95,000
Iosco, Michigan 1 $ 95,000 $ 95,000 $ 95,000
Kalamazoo, Michigan 1 $ 225,000 $ 225,000 $ 45,000
Mecosta, Michigan 1 $ 185,000 $ 185,000 $ 86,000
Ogemaw, Michigan 1 $ 325,000 $ 325,000 $ 240,000
Roscommon, Michigan 1 $ 135,000 $ 135,000 $ 80,000
Sanilac, Michigan 1 $ 185,000 $ 185,000 $ 51,000
Tuscola, Michigan 1 $ 155,000 $ 155,000 $ 35,000
Beltrami, Minnesota 1 $ 295,000 $ 295,000 $ 111,000
Hennepin, Minnesota 1 $ 195,000 $ 195,000 $ 54,000
McLeod, Minnesota 1 $ 155,000 $ 155,000 $ 78,000
Meeker, Minnesota 1 $ 275,000 $ 275,000 $ 91,000
Ramsey, Minnesota 1 $ 275,000 $ 275,000 $ 96,000
Scott, Minnesota 1 $ 455,000 $ 455,000 $ 71,000
Sherburne, Minnesota 1 $ 385,000 $ 385,000 $ 67,000
Steele, Minnesota 1 $ 235,000 $ 235,000 $ 102,000
George, Mississippi 1 $ 175,000 $ 175,000 $ 69,000
Hancock, Mississippi 1 $ 195,000 $ 195,000 $ 82,000
Harrison, Mississippi 1 $ 165,000 $ 165,000 $ 59,000
Itawamba, Mississippi 1 $ 195,000 $ 195,000 $ 87,000
Jones, Mississippi 1 $ 205,000 $ 205,000 $ 61,000
Lee, Mississippi 1 $ 205,000 $ 205,000 $ 68,000
Lowndes, Mississippi 1 $ 85,000 $ 85,000 $ 53,000
Monroe, Mississippi 1 $ 215,000 $ 215,000 $ 67,000
Tate, Mississippi 1 $ 225,000 $ 225,000 $ 46,000
Benton, Missouri 1 $ 305,000 $ 305,000 $ 156,000
Butler, Missouri 1 $ 205,000 $ 205,000 $ 48,000
Callaway, Missouri 1 $ 155,000 $ 155,000 $ 85,000
Camden, Missouri 1 $ 155,000 $ 155,000 $ 157,000
Cedar, Missouri 1 $ 75,000 $ 75,000 $ 19,000
Clay, Missouri 1 $ 155,000 $ 155,000 $ 63,000
Cooper, Missouri 1 $ 215,000 $ 215,000 $ 78,000
Crawford, Missouri 1 $ 225,000 $ 225,000 $ 74,000
Dunklin, Missouri 1 $ 175,000 $ 175,000 $ 38,000
Franklin, Missouri 1 $ 385,000 $ 385,000 $ 189,000
Greene, Missouri 1 $ 335,000 $ 335,000 $ 137,000
Laclede, Missouri 1 $ 335,000 $ 335,000 $ 129,000
Lawrence, Missouri 1 $ 155,000 $ 155,000 $ 73,000
Linn, Missouri 1 $ 265,000 $ 265,000 $ 126,000
Moniteau, Missouri 1 $ 225,000 $ 225,000 $ 81,000
Oregon, Missouri 1 $ 325,000 $ 325,000 $ 256,000
Osage, Missouri 1 $ 425,000 $ 425,000 $ 84,000
Phelps, Missouri 1 $ 315,000 $ 315,000 $ 115,000
Polk, Missouri 1 $ 395,000 $ 395,000 $ 75,000
Pulaski, Missouri 1 $ 265,000 $ 265,000 $ 74,000
Ralls, Missouri 1 $ 225,000 $ 225,000 $ 66,000
Randolph, Missouri 1 $ 125,000 $ 125,000 $ 50,000
Texas, Missouri 1 $ 175,000 $ 175,000 $ 84,000
Wayne, Missouri 1 $ 115,000 $ 115,000 $ 29,000
Cascade, Montana 1 $ 405,000 $ 405,000 $ 161,000
Dawson, Montana 1 $ 145,000 $ 145,000 $ 68,000
Glacier, Montana 1 $ 145,000 $ 145,000 $ 46,000
Lewis and Clark, Montana 1 $ 355,000 $ 355,000 $ 92,000
Lincoln, Montana 1 $ 345,000 $ 345,000 $ 108,000
Toole, Montana 1 $ 255,000 $ 255,000 $ 47,000
Burlington, New Jersey 1 $ 455,000 $ 455,000 $ 185,000
Essex, New Jersey 1 $ 575,000 $ 575,000 $ 148,000
Gloucester, New Jersey 1 $ 285,000 $ 285,000 $ 79,000
Monmouth, New Jersey 1 $ 845,000 $ 845,000 $ 198,000
Ocean, New Jersey 1 $ 105,000 $ 105,000 $ 22,000
Chaves, New Mexico 1 $ 315,000 $ 315,000 $ 94,000
Dona Ana, New Mexico 1 $ 555,000 $ 555,000 $ 98,000
Quay, New Mexico 1 $ 205,000 $ 205,000 $ 108,000
San Juan, New Mexico 1 $ 255,000 $ 255,000 $ 25,000
Alamance, North Carolina 1 $ 125,000 $ 125,000 $ 57,000
Brunswick, North Carolina 1 $ 495,000 $ 495,000 $ 152,000
Carteret, North Carolina 1 $ 195,000 $ 195,000 $ 54,000
Catawba, North Carolina 1 $ 105,000 $ 105,000 $ 36,000
Clay, North Carolina 1 $ 305,000 $ 305,000 $ 103,000
Columbus, North Carolina 1 $ 75,000 $ 75,000 $ 51,000
Davidson, North Carolina 1 $ 105,000 $ 105,000 $ 38,000
Granville, North Carolina 1 $ 285,000 $ 285,000 $ 73,000
Henderson, North Carolina 1 $ 325,000 $ 325,000 $ 102,000
Madison, North Carolina 1 $ 405,000 $ 405,000 $ 288,000
Nash, North Carolina 1 $ 185,000 $ 185,000 $ 81,000
New Hanover, North Carolina 1 $ 125,000 $ 125,000 $ 116,000
Pender, North Carolina 1 $ 325,000 $ 325,000 $ 108,000
Randolph, North Carolina 1 $ 275,000 $ 275,000 $ 92,000
Richmond, North Carolina 1 $ 165,000 $ 165,000 $ 49,000
Robeson, North Carolina 1 $ 195,000 $ 195,000 $ 65,000
Sampson, North Carolina 1 $ 195,000 $ 195,000 $ 40,000
Union, North Carolina 1 $ 225,000 $ 225,000 $ 62,000
Wilson, North Carolina 1 $ 75,000 $ 75,000 $ 25,000
Yadkin, North Carolina 1 $ 115,000 $ 115,000 $ 78,000
Athens, Ohio 1 $ 275,000 $ 275,000 $ 76,000
Auglaize, Ohio 1 $ 255,000 $ 255,000 $ 84,000
Butler, Ohio 1 $ 235,000 $ 235,000 $ 137,000
Clark, Ohio 1 $ 255,000 $ 255,000 $ 103,000
Columbiana, Ohio 1 $ 235,000 $ 235,000 $ 72,000
Cuyahoga, Ohio 1 $ 205,000 $ 205,000 $ 54,000
Delaware, Ohio 1 $ 605,000 $ 605,000 $ 270,000
Franklin, Ohio 1 $ 355,000 $ 355,000 $ 129,000
Lorain, Ohio 1 $ 295,000 $ 295,000 $ 74,000
Lucas, Ohio 1 $ 155,000 $ 155,000 $ 57,000
Mahoning, Ohio 1 $ 95,000 $ 95,000 $ 28,000
Perry, Ohio 1 $ 275,000 $ 275,000 $ 83,000
Preble, Ohio 1 $ 435,000 $ 435,000 $ 136,000
Coos, Oregon 1 $ 425,000 $ 425,000 $ 75,000
Deschutes, Oregon 1 $ 425,000 $ 425,000 $ 125,000
Josephine, Oregon 1 $ 315,000 $ 315,000 $ 65,000
Tillamook, Oregon 1 $ 465,000 $ 465,000 $ 106,000
Umatilla, Oregon 1 $ 305,000 $ 305,000 $ 73,000
Bucks, Pennsylvania 1 $ 845,000 $ 845,000 $ 325,000
Columbia, Pennsylvania 1 $ 155,000 $ 155,000 $ 41,000
Crawford, Pennsylvania 1 $ 115,000 $ 115,000 $ 55,000
Cumberland, Pennsylvania 1 $ 225,000 $ 225,000 $ 90,000
Erie, Pennsylvania 1 $ 55,000 $ 55,000 $ 52,000
Franklin, Pennsylvania 1 $ 285,000 $ 285,000 $ 57,000
Huntingdon, Pennsylvania 1 $ 175,000 $ 175,000 $ 65,000
Indiana, Pennsylvania 1 $ 105,000 $ 105,000 $ 70,000
Juniata, Pennsylvania 1 $ 215,000 $ 215,000 $ 85,000
Lawrence, Pennsylvania 1 $ 205,000 $ 205,000 $ 38,000
Lebanon, Pennsylvania 1 $ 255,000 $ 255,000 $ 54,000
Lehigh, Pennsylvania 1 $ 325,000 $ 325,000 $ 54,000
Lycoming, Pennsylvania 1 $ 245,000 $ 245,000 $ 82,000
Monroe, Pennsylvania 1 $ 235,000 $ 235,000 $ 109,000
Northampton, Pennsylvania 1 $ 395,000 $ 395,000 $ 121,000
Perry, Pennsylvania 1 $ 385,000 $ 385,000 $ 107,000
Potter, Pennsylvania 1 $ 115,000 $ 115,000 $ 36,000
Wayne, Pennsylvania 1 $ 115,000 $ 115,000 $ 82,000
Anderson, South Carolina 1 $ 155,000 $ 155,000 $ 32,000
Calhoun, South Carolina 1 $ 355,000 $ 355,000 $ 89,000
Chesterfield, South Carolina 1 $ 165,000 $ 165,000 $ 75,000
Edgefield, South Carolina 1 $ 335,000 $ 335,000 $ 150,000
Florence, South Carolina 1 $ 195,000 $ 195,000 $ 68,000
Greenwood, South Carolina 1 $ 145,000 $ 145,000 $ 59,000
Jasper, South Carolina 1 $ 325,000 $ 325,000 $ 99,000
Laurens, South Carolina 1 $ 55,000 $ 55,000 $ 85,000
Lee, South Carolina 1 $ 135,000 $ 135,000 $ 31,000
Lexington, South Carolina 1 $ 165,000 $ 165,000 $ 52,000
Union, South Carolina 1 $ 155,000 $ 155,000 $ 63,000
Williamsburg, South Carolina 1 $ 215,000 $ 215,000 $ 54,000
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Mortgage Loan Application Detail Totals for Mid-Continent Funding, Inc. in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,015 $289,505,000 $285,000 $1,055,000 $88,000 $1,358,000
Cash-out Refinancing 419 $98,895,000 $236,000 $1,025,000 $78,000 $288,000
Refinancing 13 $3,635,000 $279,000 $485,000 $20,000 $79,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 651 $172,975,000 $265,000 $995,000 $85,000 $1,358,000
Not Provided 410 $108,940,000 $265,000 $1,055,000 $86,000 $663,000
Black or African American 254 $67,780,000 $266,000 $675,000 $80,000 $212,000
Hispanic 84 $26,630,000 $317,000 $935,000 $88,000 $274,000
Asian 25 $8,495,000 $339,000 $835,000 $92,000 $272,000
American Indian or Alaskan Native 20 $6,410,000 $320,000 $1,025,000 $89,000 $325,000
Native Hawaiian or Other Pacific Islander 3 $805,000 $268,000 $315,000 $80,000 $99,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
VA-guaranteed (Veterans Administration) 1,270 $356,940,000 $281,000 $1,055,000 $85,000 $1,358,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 102 $19,440,000 $190,000 $1,025,000 $87,000 $288,000
FHA-insured (Federal Housing Administration) 74 $15,430,000 $208,000 $555,000 $71,000 $152,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $225,000 $225,000 $225,000 $81,000 $81,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 809 $227,125,000 $280,000 $1,055,000 $87,000 $663,000
Application Withdrawn By Applicant 259 $70,205,000 $271,000 $1,025,000 $84,000 $228,000
File Closed For Incompleteness 159 $40,565,000 $255,000 $925,000 $80,000 $288,000
Application Denied By Financial Institution 111 $28,445,000 $256,000 $995,000 $79,000 $1,358,000
Application Approved But Not Accepted 109 $25,695,000 $235,000 $615,000 $79,000 $240,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,336 $363,590,000 $272,000 $1,055,000 $85,000 $663,000
Debt-To-Income Ratio 33 $8,905,000 $269,000 $565,000 $56,000 $157,000
Collateral 25 $5,075,000 $203,000 $725,000 $62,000 $146,000
Credit Application Incomplete 14 $3,080,000 $220,000 $445,000 $59,000 $117,000
Credit History 12 $2,960,000 $246,000 $705,000 $87,000 $236,000
Other 10 $2,310,000 $231,000 $435,000 $81,000 $140,000
Insufficient Cash (Downpayment, Closing Cost) 7 $1,865,000 $266,000 $495,000 $72,000 $110,000
Unverifiable Information 4 $2,000,000 $500,000 $995,000 $404,000 $1,358,000
Mortgage Insurance Denied 3 $1,205,000 $401,000 $635,000 $90,000 $113,000
Employment History 3 $1,045,000 $348,000 $575,000 $85,000 $148,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Mid-Continent Funding, Inc.'s 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Mid-Continent Funding, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet with aggregated HMDA statistics today.

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