Mid-Continent Funding, Inc. Mortgage Lending & HMDA Data, 2023
In 2023, Mid-Continent Funding, Inc. of Columbia, MO reported 1,447 mortgage applications totaling $392.0 million, down 37% from 2022. The average application was for $270,929, and applicants reported an average income of $84,493. 56% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Tampa-St. Petersburg-Clearwater, FL (36), Atlanta-Sandy Springs-Roswell, GA (34) and Fayetteville, NC (33) (applications in parentheses).
| Mortgage Company & Address | Mid-Continent Funding, Inc. 3401 W Broadway Business Park Ct Ste 213 Columbia, MO 65203 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 1,447 |
| Total Mortgage Loan Application Amount | $392,035,000 |
| Average Mortgage Loan Application Amount | $270,929 |
| Highest Mortgage Loan Application Amount | $1,055,000 |
| Average Applicant Income | $84,493 |
| Highest Applicant Income | $1,358,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Mid-Continent Funding, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 278 | $ 65,950,000 | $ 237,230 | $ 78,798 |
| Tampa-St. Petersburg-Clearwater, FL | 36 | $ 10,530,000 | $ 292,500 | $ 73,000 |
| Atlanta-Sandy Springs-Roswell, GA | 34 | $ 11,230,000 | $ 330,294 | $ 97,000 |
| Fayetteville, NC | 33 | $ 7,835,000 | $ 237,424 | $ 81,000 |
| Columbia, MO | 31 | $ 7,065,000 | $ 227,903 | $ 84,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 31 | $ 8,475,000 | $ 273,387 | $ 80,000 |
| Jacksonville, FL | 30 | $ 9,190,000 | $ 306,333 | $ 81,000 |
| Charlotte-Concord-Gastonia, NC-SC | 28 | $ 8,260,000 | $ 295,000 | $ 90,464 |
| Houston-The Woodlands-Sugar Land, TX | 25 | $ 8,235,000 | $ 329,400 | $ 98,000 |
| St. Louis, MO-IL | 24 | $ 4,470,000 | $ 186,250 | $ 75,625 |
| Deltona-Daytona Beach-Ormond Beach, FL | 23 | $ 5,605,000 | $ 243,695 | $ 72,000 |
| Orlando-Kissimmee-Sanford, FL | 23 | $ 8,295,000 | $ 360,652 | $ 88,000 |
| Pittsburgh, PA | 17 | $ 3,145,000 | $ 185,000 | $ 78,000 |
| Cape Coral-Fort Myers, FL | 16 | $ 4,670,000 | $ 291,875 | $ 73,000 |
| North Port-Sarasota-Bradenton, FL | 16 | $ 6,070,000 | $ 379,375 | $ 123,000 |
| Pensacola-Ferry Pass-Brent, FL | 16 | $ 4,470,000 | $ 279,375 | $ 93,000 |
| Phoenix-Mesa-Scottsdale, AZ | 16 | $ 4,520,000 | $ 282,500 | $ 72,000 |
| Birmingham-Hoover, AL | 15 | $ 3,215,000 | $ 214,333 | $ 67,000 |
| Chicago-Naperville, IL | 15 | $ 3,605,000 | $ 240,333 | $ 72,000 |
| Lakeland-Winter Haven, FL | 15 | $ 4,735,000 | $ 315,666 | $ 84,000 |
| San Antonio-New Braunfels, TX | 15 | $ 4,715,000 | $ 314,333 | $ 108,000 |
| Dallas-Plano-Irving, TX | 14 | $ 4,870,000 | $ 347,857 | $ 108,000 |
| Jacksonville, NC | 14 | $ 3,430,000 | $ 245,000 | $ 75,000 |
| Memphis, TN-MS-AR | 14 | $ 2,890,000 | $ 206,428 | $ 72,857 |
| Charleston-North Charleston, SC | 13 | $ 2,975,000 | $ 228,846 | $ 58,000 |
| Indianapolis-Carmel-Anderson, IN | 13 | $ 2,615,000 | $ 201,153 | $ 62,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 13 | $ 5,795,000 | $ 445,769 | $ 120,461 |
| Augusta-Richmond County, GA-SC | 12 | $ 3,210,000 | $ 267,500 | $ 76,000 |
| Clarksville, TN-KY | 12 | $ 3,920,000 | $ 326,666 | $ 100,000 |
| Columbia, SC | 12 | $ 3,120,000 | $ 260,000 | $ 89,000 |
| Kansas City, MO-KS | 12 | $ 3,240,000 | $ 270,000 | $ 90,166 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 11 | $ 3,385,000 | $ 307,727 | $ 79,000 |
| Gainesville, FL | 11 | $ 2,105,000 | $ 191,363 | $ 58,000 |
| Baltimore-Columbia-Towson, MD | 10 | $ 3,010,000 | $ 301,000 | $ 96,000 |
| Homosassa Springs, FL | 10 | $ 2,400,000 | $ 240,000 | $ 62,000 |
| Ocala, FL | 10 | $ 3,570,000 | $ 357,000 | $ 97,000 |
| Palm Bay-Melbourne-Titusville, FL | 10 | $ 2,500,000 | $ 250,000 | $ 80,000 |
| Raleigh, NC | 10 | $ 3,430,000 | $ 343,000 | $ 84,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 9 | $ 2,975,000 | $ 330,555 | $ 93,000 |
| Albuquerque, NM | 8 | $ 2,710,000 | $ 338,750 | $ 87,000 |
| Durham-Chapel Hill, NC | 8 | $ 2,110,000 | $ 263,750 | $ 93,000 |
| Fort Worth-Arlington, TX | 8 | $ 2,550,000 | $ 318,750 | $ 109,000 |
| Harrisburg-Carlisle, PA | 8 | $ 2,510,000 | $ 313,750 | $ 149,000 |
| Killeen-Temple, TX | 8 | $ 1,950,000 | $ 243,750 | $ 67,000 |
| Tucson, AZ | 8 | $ 1,750,000 | $ 218,750 | $ 65,000 |
| Winston-Salem, NC | 8 | $ 1,530,000 | $ 191,250 | $ 79,000 |
| Goldsboro, NC | 7 | $ 1,315,000 | $ 187,857 | $ 67,000 |
| Knoxville, TN | 7 | $ 1,635,000 | $ 233,571 | $ 77,000 |
| Little Rock-North Little Rock-Conway, AR | 7 | $ 1,735,000 | $ 247,857 | $ 77,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 7 | $ 2,155,000 | $ 307,857 | $ 89,428 |
| Philadelphia, PA | 7 | $ 1,355,000 | $ 193,571 | $ 58,000 |
| Punta Gorda, FL | 7 | $ 1,735,000 | $ 247,857 | $ 77,000 |
| Riverside-San Bernardino-Ontario, CA | 7 | $ 3,015,000 | $ 430,714 | $ 91,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 7 | $ 1,085,000 | $ 155,000 | $ 55,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 7 | $ 3,125,000 | $ 446,428 | $ 118,000 |
| Colorado Springs, CO | 6 | $ 1,970,000 | $ 328,333 | $ 81,000 |
| Corpus Christi, TX | 6 | $ 1,830,000 | $ 305,000 | $ 86,000 |
| Crestview-Fort Walton Beach-Destin, FL | 6 | $ 1,460,000 | $ 243,333 | $ 67,000 |
| Greenville-Anderson-Mauldin, SC | 6 | $ 1,070,000 | $ 178,333 | $ 61,000 |
| Hickory-Lenoir-Morganton, NC | 6 | $ 1,340,000 | $ 223,333 | $ 71,000 |
| Jefferson City, MO | 6 | $ 1,410,000 | $ 235,000 | $ 77,000 |
| Pueblo, CO | 6 | $ 2,240,000 | $ 373,333 | $ 102,000 |
| Shreveport-Bossier City, LA | 6 | $ 1,550,000 | $ 258,333 | $ 74,000 |
| Tacoma-Lakewood, WA | 6 | $ 2,610,000 | $ 435,000 | $ 101,000 |
| Columbus, GA-AL | 5 | $ 965,000 | $ 193,000 | $ 67,800 |
| El Paso, TX | 5 | $ 1,375,000 | $ 275,000 | $ 60,000 |
| Gary, IN | 5 | $ 915,000 | $ 183,000 | $ 59,000 |
| Greensboro-High Point, NC | 5 | $ 1,905,000 | $ 381,000 | $ 102,000 |
| Greenville, NC | 5 | $ 1,055,000 | $ 211,000 | $ 81,000 |
| Montgomery County-Bucks County-Chester County, PA | 5 | $ 1,715,000 | $ 343,000 | $ 109,000 |
| Montgomery, AL | 5 | $ 2,085,000 | $ 417,000 | $ 106,000 |
| Peoria, IL | 5 | $ 1,015,000 | $ 203,000 | $ 57,000 |
| San Diego-Carlsbad, CA | 5 | $ 2,955,000 | $ 591,000 | $ 124,000 |
| Valdosta, GA | 5 | $ 975,000 | $ 195,000 | $ 63,000 |
| Brownsville-Harlingen, TX | 4 | $ 950,000 | $ 237,500 | $ 93,000 |
| Camden, NJ | 4 | $ 1,080,000 | $ 270,000 | $ 101,000 |
| Cincinnati, OH-KY-IN | 4 | $ 780,000 | $ 195,000 | $ 59,500 |
| Cleveland-Elyria, OH | 4 | $ 900,000 | $ 225,000 | $ 71,000 |
| Dalton, GA | 4 | $ 1,050,000 | $ 262,500 | $ 85,000 |
| Lake County-Kenosha County, IL-WI | 4 | $ 1,030,000 | $ 257,500 | $ 147,500 |
| Miami-Miami Beach-Kendall, FL | 4 | $ 1,120,000 | $ 280,000 | $ 81,000 |
| Milwaukee-Waukesha-West Allis, WI | 4 | $ 770,000 | $ 192,500 | $ 73,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 4 | $ 1,310,000 | $ 327,500 | $ 72,000 |
| Panama City, FL | 4 | $ 1,280,000 | $ 320,000 | $ 98,000 |
| Port St. Lucie, FL | 4 | $ 1,380,000 | $ 345,000 | $ 82,000 |
| Richmond, VA | 4 | $ 1,260,000 | $ 315,000 | $ 66,000 |
| Sebring, FL | 4 | $ 1,040,000 | $ 260,000 | $ 79,000 |
| Spartanburg, SC | 4 | $ 880,000 | $ 220,000 | $ 63,000 |
| Springfield, MO | 4 | $ 1,450,000 | $ 362,500 | $ 123,000 |
| The Villages, FL | 4 | $ 1,080,000 | $ 270,000 | $ 97,000 |
| Blacksburg-Christiansburg-Radford, VA | 3 | $ 845,000 | $ 281,666 | $ 73,000 |
| Charlottesville, VA | 3 | $ 1,115,000 | $ 371,666 | $ 128,000 |
| Chattanooga, TN-GA | 3 | $ 485,000 | $ 161,666 | $ 60,666 |
| Columbus, OH | 3 | $ 1,235,000 | $ 411,666 | $ 160,000 |
| Daphne-Fairhope-Foley, AL | 3 | $ 865,000 | $ 288,333 | $ 105,000 |
| Dothan, AL | 3 | $ 485,000 | $ 161,666 | $ 51,000 |
| Elkhart-Goshen, IN | 3 | $ 465,000 | $ 155,000 | $ 44,000 |
| Greeley, CO | 3 | $ 835,000 | $ 278,333 | $ 87,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 3 | $ 755,000 | $ 251,666 | $ 93,000 |
| Hinesville, GA | 3 | $ 735,000 | $ 245,000 | $ 70,000 |
| Jackson, TN | 3 | $ 725,000 | $ 241,666 | $ 123,000 |
| Johnson City, TN | 3 | $ 855,000 | $ 285,000 | $ 83,000 |
| Joplin, MO | 3 | $ 705,000 | $ 235,000 | $ 115,000 |
| Kingsport-Bristol-Bristol, TN-VA | 3 | $ 945,000 | $ 315,000 | $ 86,666 |
| Kokomo, IN | 3 | $ 495,000 | $ 165,000 | $ 47,000 |
| Lake Havasu City-Kingman, AZ | 3 | $ 805,000 | $ 268,333 | $ 61,000 |
| Los Angeles-Long Beach-Glendale, CA | 3 | $ 2,165,000 | $ 721,666 | $ 522,000 |
| Lynchburg, VA | 3 | $ 1,075,000 | $ 358,333 | $ 83,000 |
| McAllen-Edinburg-Mission, TX | 3 | $ 485,000 | $ 161,666 | $ 88,000 |
| Midland, TX | 3 | $ 1,085,000 | $ 361,666 | $ 151,000 |
| New Bern, NC | 3 | $ 685,000 | $ 228,333 | $ 79,000 |
| Prescott Valley-Prescott, AZ | 3 | $ 755,000 | $ 251,666 | $ 55,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 3 | $ 1,305,000 | $ 435,000 | $ 99,000 |
| Sebastian-Vero Beach, FL | 3 | $ 1,095,000 | $ 365,000 | $ 118,000 |
| South Bend-Mishawaka, IN-MI | 3 | $ 305,000 | $ 101,666 | $ 32,000 |
| Sumter, SC | 3 | $ 835,000 | $ 278,333 | $ 70,000 |
| Tallahassee, FL | 3 | $ 565,000 | $ 188,333 | $ 46,000 |
| Tuscaloosa, AL | 3 | $ 575,000 | $ 191,666 | $ 79,000 |
| Tyler, TX | 3 | $ 775,000 | $ 258,333 | $ 64,000 |
| York-Hanover, PA | 3 | $ 965,000 | $ 321,666 | $ 111,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 2 | $ 720,000 | $ 360,000 | $ 87,000 |
| Anniston-Oxford-Jacksonville, AL | 2 | $ 510,000 | $ 255,000 | $ 86,000 |
| Asheville, NC | 2 | $ 730,000 | $ 365,000 | $ 195,000 |
| Athens-Clarke County, GA | 2 | $ 430,000 | $ 215,000 | $ 58,000 |
| Austin-Round Rock, TX | 2 | $ 320,000 | $ 160,000 | $ 42,000 |
| Beaumont-Port Arthur, TX | 2 | $ 430,000 | $ 215,000 | $ 82,000 |
| Chico, CA | 2 | $ 760,000 | $ 380,000 | $ 117,000 |
| Cleveland, TN | 2 | $ 480,000 | $ 240,000 | $ 108,000 |
| Denver-Aurora-Lakewood, CO | 2 | $ 540,000 | $ 270,000 | $ 66,000 |
| Eau Claire, WI | 2 | $ 480,000 | $ 240,000 | $ 71,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 2 | $ 530,000 | $ 265,000 | $ 117,000 |
| Gainesville, GA | 2 | $ 770,000 | $ 385,000 | $ 88,000 |
| Grand Rapids-Wyoming, MI | 2 | $ 740,000 | $ 370,000 | $ 140,000 |
| Gulfport-Biloxi-Pascagoula, MS | 2 | $ 360,000 | $ 180,000 | $ 70,000 |
| Lafayette, LA | 2 | $ 600,000 | $ 300,000 | $ 99,000 |
| Lancaster, PA | 2 | $ 320,000 | $ 160,000 | $ 75,000 |
| Lubbock, TX | 2 | $ 460,000 | $ 230,000 | $ 112,000 |
| Naples-Immokalee-Marco Island, FL | 2 | $ 750,000 | $ 375,000 | $ 146,000 |
| New York-Newark, NY | 2 | $ 950,000 | $ 475,000 | $ 110,000 |
| Roanoke, VA | 2 | $ 250,000 | $ 125,000 | $ 34,000 |
| Rockford, IL | 2 | $ 290,000 | $ 145,000 | $ 48,000 |
| Saginaw, MI | 2 | $ 330,000 | $ 165,000 | $ 66,000 |
| Savannah, GA | 2 | $ 920,000 | $ 460,000 | $ 123,000 |
| Sierra Vista-Douglas, AZ | 2 | $ 330,000 | $ 165,000 | $ 92,000 |
| Spokane-Spokane Valley, WA | 2 | $ 720,000 | $ 360,000 | $ 73,000 |
| Texarkana, TX-AR | 2 | $ 540,000 | $ 270,000 | $ 247,000 |
| Warren-Troy-Farmington Hills, MI | 2 | $ 580,000 | $ 290,000 | $ 102,000 |
| Wichita Falls, TX | 2 | $ 380,000 | $ 190,000 | $ 86,000 |
| Wichita, KS | 2 | $ 460,000 | $ 230,000 | $ 80,000 |
| Wilmington, NC | 2 | $ 450,000 | $ 225,000 | $ 112,000 |
| Yuma, AZ | 2 | $ 440,000 | $ 220,000 | $ 49,000 |
| Albany, GA | 1 | $ 115,000 | $ 115,000 | $ 24,000 |
| Amarillo, TX | 1 | $ 195,000 | $ 195,000 | $ 54,000 |
| Anaheim-Santa Ana-Irvine, CA | 1 | $ 145,000 | $ 145,000 | $ 49,000 |
| Auburn-Opelika, AL | 1 | $ 285,000 | $ 285,000 | $ 96,000 |
| Bangor, ME | 1 | $ 175,000 | $ 175,000 | $ 65,000 |
| Barnstable Town, MA | 1 | $ 725,000 | $ 725,000 | $ 309,000 |
| Bend-Redmond, OR | 1 | $ 425,000 | $ 425,000 | $ 125,000 |
| Bloomsburg-Berwick, PA | 1 | $ 155,000 | $ 155,000 | $ 41,000 |
| Bremerton-Silverdale, WA | 1 | $ 365,000 | $ 365,000 | $ 63,000 |
| Burlington, NC | 1 | $ 125,000 | $ 125,000 | $ 57,000 |
| California-Lexington Park, MD | 1 | $ 245,000 | $ 245,000 | $ 62,000 |
| Cape Girardeau, MO-IL | 1 | $ 375,000 | $ 375,000 | $ 72,000 |
| Carbondale-Marion, IL | 1 | $ 45,000 | $ 45,000 | $ 112,000 |
| Chambersburg-Waynesboro, PA | 1 | $ 285,000 | $ 285,000 | $ 57,000 |
| Cheyenne, WY | 1 | $ 145,000 | $ 145,000 | $ 193,000 |
| Coeur D'Alene, ID | 1 | $ 485,000 | $ 485,000 | $ 103,000 |
| Decatur, AL | 1 | $ 175,000 | $ 175,000 | $ 48,000 |
| East Stroudsburg, PA | 1 | $ 235,000 | $ 235,000 | $ 109,000 |
| Erie, PA | 1 | $ 55,000 | $ 55,000 | $ 52,000 |
| Evansville, IN-KY | 1 | $ 255,000 | $ 255,000 | $ 71,000 |
| Farmington, NM | 1 | $ 255,000 | $ 255,000 | $ 25,000 |
| Florence, SC | 1 | $ 195,000 | $ 195,000 | $ 68,000 |
| Fort Smith, AR-OK | 1 | $ 145,000 | $ 145,000 | $ 43,000 |
| Fort Wayne, IN | 1 | $ 225,000 | $ 225,000 | $ 58,000 |
| Fresno, CA | 1 | $ 155,000 | $ 155,000 | $ 43,000 |
| Gadsden, AL | 1 | $ 235,000 | $ 235,000 | $ 133,000 |
| Grants Pass, OR | 1 | $ 315,000 | $ 315,000 | $ 65,000 |
| Great Falls, MT | 1 | $ 405,000 | $ 405,000 | $ 161,000 |
| Green Bay, WI | 1 | $ 175,000 | $ 175,000 | $ 46,000 |
| Hagerstown-Martinsburg, MD-WV | 1 | $ 295,000 | $ 295,000 | $ 79,000 |
| Harrisonburg, VA | 1 | $ 345,000 | $ 345,000 | $ 127,000 |
| Hot Springs, AR | 1 | $ 205,000 | $ 205,000 | $ 68,000 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 95,000 | $ 95,000 | $ 48,000 |
| Huntsville, AL | 1 | $ 175,000 | $ 175,000 | $ 32,000 |
| Kalamazoo-Portage, MI | 1 | $ 225,000 | $ 225,000 | $ 45,000 |
| Lansing-East Lansing, MI | 1 | $ 285,000 | $ 285,000 | $ 95,000 |
| Las Cruces, NM | 1 | $ 555,000 | $ 555,000 | $ 98,000 |
| Lebanon, PA | 1 | $ 255,000 | $ 255,000 | $ 54,000 |
| Louisville/Jefferson County, KY-IN | 1 | $ 175,000 | $ 175,000 | $ 34,000 |
| Macon-Bibb County, GA | 1 | $ 125,000 | $ 125,000 | $ 100,000 |
| Manhattan, KS | 1 | $ 415,000 | $ 415,000 | $ 171,000 |
| Mobile, AL | 1 | $ 205,000 | $ 205,000 | $ 42,000 |
| Morgantown, WV | 1 | $ 235,000 | $ 235,000 | $ 64,000 |
| Muncie, IN | 1 | $ 185,000 | $ 185,000 | $ 51,000 |
| New Orleans-Metairie, LA | 1 | $ 495,000 | $ 495,000 | $ 93,000 |
| Newark, NJ-PA | 1 | $ 575,000 | $ 575,000 | $ 148,000 |
| Oshkosh-Neenah, WI | 1 | $ 255,000 | $ 255,000 | $ 103,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 1 | $ 675,000 | $ 675,000 | $ 112,000 |
| Rocky Mount, NC | 1 | $ 185,000 | $ 185,000 | $ 81,000 |
| Salisbury, MD-DE | 1 | $ 435,000 | $ 435,000 | $ 139,000 |
| Seattle-Bellevue-Everett, WA | 1 | $ 105,000 | $ 105,000 | $ 53,000 |
| Sheboygan, WI | 1 | $ 205,000 | $ 205,000 | $ 78,000 |
| Springfield, OH | 1 | $ 255,000 | $ 255,000 | $ 103,000 |
| St. George, UT | 1 | $ 535,000 | $ 535,000 | $ 112,000 |
| Staunton-Waynesboro, VA | 1 | $ 335,000 | $ 335,000 | $ 87,000 |
| Toledo, OH | 1 | $ 155,000 | $ 155,000 | $ 57,000 |
| Warner Robins, GA | 1 | $ 195,000 | $ 195,000 | $ 59,000 |
| Williamsport, PA | 1 | $ 245,000 | $ 245,000 | $ 82,000 |
| Wilmington, DE-MD-NJ | 1 | $ 675,000 | $ 675,000 | $ 212,000 |
| Yakima, WA | 1 | $ 345,000 | $ 345,000 | $ 69,000 |
| Youngstown-Warren-Boardman, OH-PA | 1 | $ 95,000 | $ 95,000 | $ 28,000 |
Mortgage Loan Application Detail Totals for Mid-Continent Funding, Inc. in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,015 | $289,505,000 | $285,000 | $1,055,000 | $88,000 | $1,358,000 |
| Cash-out Refinancing | 419 | $98,895,000 | $236,000 | $1,025,000 | $78,000 | $288,000 |
| Refinancing | 13 | $3,635,000 | $279,000 | $485,000 | $20,000 | $79,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 651 | $172,975,000 | $265,000 | $995,000 | $85,000 | $1,358,000 |
| Not Provided | 410 | $108,940,000 | $265,000 | $1,055,000 | $86,000 | $663,000 |
| Black or African American | 254 | $67,780,000 | $266,000 | $675,000 | $80,000 | $212,000 |
| Hispanic | 84 | $26,630,000 | $317,000 | $935,000 | $88,000 | $274,000 |
| Asian | 25 | $8,495,000 | $339,000 | $835,000 | $92,000 | $272,000 |
| American Indian or Alaskan Native | 20 | $6,410,000 | $320,000 | $1,025,000 | $89,000 | $325,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $805,000 | $268,000 | $315,000 | $80,000 | $99,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| VA-guaranteed (Veterans Administration) | 1,270 | $356,940,000 | $281,000 | $1,055,000 | $85,000 | $1,358,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 102 | $19,440,000 | $190,000 | $1,025,000 | $87,000 | $288,000 |
| FHA-insured (Federal Housing Administration) | 74 | $15,430,000 | $208,000 | $555,000 | $71,000 | $152,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $225,000 | $225,000 | $225,000 | $81,000 | $81,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 809 | $227,125,000 | $280,000 | $1,055,000 | $87,000 | $663,000 |
| Application Withdrawn By Applicant | 259 | $70,205,000 | $271,000 | $1,025,000 | $84,000 | $228,000 |
| File Closed For Incompleteness | 159 | $40,565,000 | $255,000 | $925,000 | $80,000 | $288,000 |
| Application Denied By Financial Institution | 111 | $28,445,000 | $256,000 | $995,000 | $79,000 | $1,358,000 |
| Application Approved But Not Accepted | 109 | $25,695,000 | $235,000 | $615,000 | $79,000 | $240,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,336 | $363,590,000 | $272,000 | $1,055,000 | $85,000 | $663,000 |
| Debt-To-Income Ratio | 33 | $8,905,000 | $269,000 | $565,000 | $56,000 | $157,000 |
| Collateral | 25 | $5,075,000 | $203,000 | $725,000 | $62,000 | $146,000 |
| Credit Application Incomplete | 14 | $3,080,000 | $220,000 | $445,000 | $59,000 | $117,000 |
| Credit History | 12 | $2,960,000 | $246,000 | $705,000 | $87,000 | $236,000 |
| Other | 10 | $2,310,000 | $231,000 | $435,000 | $81,000 | $140,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $1,865,000 | $266,000 | $495,000 | $72,000 | $110,000 |
| Unverifiable Information | 4 | $2,000,000 | $500,000 | $995,000 | $404,000 | $1,358,000 |
| Mortgage Insurance Denied | 3 | $1,205,000 | $401,000 | $635,000 | $90,000 | $113,000 |
| Employment History | 3 | $1,045,000 | $348,000 | $575,000 | $85,000 | $148,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mid-Continent Funding, Inc.'s 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mid-Continent Funding, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.
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