Mid-Continent Funding, Inc. Mortgage Lending & HMDA Data, 2022
In 2022, Mid-Continent Funding, Inc. of Columbia, MO reported 2,289 mortgage applications totaling $640.9 million, down 37% from 2021. The average application was for $280,002, and applicants reported an average income of $79,571. 60% of its applications resulted in an originated loan and 10% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (101), Virginia Beach-Norfolk-Newport News, VA-NC (67) and Tampa-St. Petersburg-Clearwater, FL (51) (applications in parentheses).
| Mortgage Company & Address | Mid-Continent Funding, Inc. 3401 W Broadway Business Park Ct Ste 213 Columbia, MO 65203 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 2,289 |
| Total Mortgage Loan Application Amount | $640,925,000 |
| Average Mortgage Loan Application Amount | $280,002 |
| Highest Mortgage Loan Application Amount | $1,205,000 |
| Average Applicant Income | $79,571 |
| Highest Applicant Income | $415,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Mid-Continent Funding, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 405 | $ 93,515,000 | $ 230,901 | $ 72,251 |
| Atlanta-Sandy Springs-Roswell, GA | 101 | $ 31,105,000 | $ 307,970 | $ 83,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 67 | $ 17,985,000 | $ 268,432 | $ 77,731 |
| Tampa-St. Petersburg-Clearwater, FL | 51 | $ 15,935,000 | $ 312,450 | $ 86,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 48 | $ 22,990,000 | $ 478,958 | $ 122,937 |
| Jacksonville, FL | 41 | $ 12,465,000 | $ 304,024 | $ 82,000 |
| St. Louis, MO-IL | 36 | $ 8,900,000 | $ 247,222 | $ 87,277 |
| Fayetteville, NC | 34 | $ 8,030,000 | $ 236,176 | $ 76,000 |
| Baltimore-Columbia-Towson, MD | 32 | $ 12,340,000 | $ 385,625 | $ 103,000 |
| Charlotte-Concord-Gastonia, NC-SC | 31 | $ 8,525,000 | $ 275,000 | $ 69,774 |
| Houston-The Woodlands-Sugar Land, TX | 27 | $ 8,075,000 | $ 299,074 | $ 89,000 |
| Memphis, TN-MS-AR | 27 | $ 6,255,000 | $ 231,666 | $ 67,148 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 26 | $ 8,010,000 | $ 308,076 | $ 79,000 |
| Jacksonville, NC | 25 | $ 6,015,000 | $ 240,600 | $ 77,000 |
| Orlando-Kissimmee-Sanford, FL | 25 | $ 7,465,000 | $ 298,600 | $ 88,000 |
| San Antonio-New Braunfels, TX | 25 | $ 8,695,000 | $ 347,800 | $ 103,000 |
| Kansas City, MO-KS | 21 | $ 6,285,000 | $ 299,285 | $ 107,476 |
| Dallas-Plano-Irving, TX | 20 | $ 8,490,000 | $ 424,500 | $ 116,000 |
| Pensacola-Ferry Pass-Brent, FL | 20 | $ 4,870,000 | $ 243,500 | $ 74,000 |
| Crestview-Fort Walton Beach-Destin, FL | 19 | $ 4,875,000 | $ 256,578 | $ 59,000 |
| Phoenix-Mesa-Scottsdale, AZ | 18 | $ 6,180,000 | $ 343,333 | $ 64,000 |
| Richmond, VA | 18 | $ 3,920,000 | $ 217,777 | $ 69,000 |
| Columbia, MO | 17 | $ 4,215,000 | $ 247,941 | $ 86,000 |
| Killeen-Temple, TX | 17 | $ 4,435,000 | $ 260,882 | $ 83,000 |
| Chicago-Naperville, IL | 15 | $ 3,635,000 | $ 242,333 | $ 70,000 |
| Clarksville, TN-KY | 15 | $ 3,845,000 | $ 256,333 | $ 76,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 15 | $ 4,145,000 | $ 276,333 | $ 74,933 |
| Augusta-Richmond County, GA-SC | 14 | $ 3,900,000 | $ 278,571 | $ 72,857 |
| Lakeland-Winter Haven, FL | 14 | $ 3,870,000 | $ 276,428 | $ 70,000 |
| Palm Bay-Melbourne-Titusville, FL | 14 | $ 4,000,000 | $ 285,714 | $ 74,000 |
| Philadelphia, PA | 14 | $ 4,030,000 | $ 287,857 | $ 85,000 |
| Winston-Salem, NC | 14 | $ 3,170,000 | $ 226,428 | $ 69,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 13 | $ 3,225,000 | $ 248,076 | $ 85,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 13 | $ 4,655,000 | $ 358,076 | $ 79,000 |
| New Orleans-Metairie, LA | 13 | $ 3,555,000 | $ 273,461 | $ 77,000 |
| Ocala, FL | 13 | $ 2,695,000 | $ 207,307 | $ 70,000 |
| Punta Gorda, FL | 13 | $ 4,485,000 | $ 345,000 | $ 107,000 |
| Raleigh, NC | 13 | $ 4,315,000 | $ 331,923 | $ 97,000 |
| Colorado Springs, CO | 12 | $ 4,560,000 | $ 380,000 | $ 66,000 |
| Columbia, SC | 12 | $ 3,180,000 | $ 265,000 | $ 78,000 |
| Columbus, GA-AL | 12 | $ 3,540,000 | $ 295,000 | $ 76,500 |
| Knoxville, TN | 12 | $ 3,530,000 | $ 294,166 | $ 84,000 |
| Springfield, MO | 12 | $ 2,630,000 | $ 219,166 | $ 77,000 |
| Cape Coral-Fort Myers, FL | 11 | $ 3,475,000 | $ 315,909 | $ 65,000 |
| Denver-Aurora-Lakewood, CO | 11 | $ 4,465,000 | $ 405,909 | $ 90,000 |
| Greensboro-High Point, NC | 11 | $ 1,965,000 | $ 178,636 | $ 53,000 |
| Gulfport-Biloxi-Pascagoula, MS | 11 | $ 2,135,000 | $ 194,090 | $ 63,000 |
| Homosassa Springs, FL | 11 | $ 2,735,000 | $ 248,636 | $ 75,000 |
| Indianapolis-Carmel-Anderson, IN | 11 | $ 2,275,000 | $ 206,818 | $ 57,000 |
| Pittsburgh, PA | 11 | $ 1,915,000 | $ 174,090 | $ 72,000 |
| Shreveport-Bossier City, LA | 11 | $ 2,085,000 | $ 189,545 | $ 62,000 |
| Tacoma-Lakewood, WA | 11 | $ 4,565,000 | $ 415,000 | $ 96,000 |
| Charleston-North Charleston, SC | 10 | $ 3,170,000 | $ 317,000 | $ 71,000 |
| Miami-Miami Beach-Kendall, FL | 10 | $ 3,630,000 | $ 363,000 | $ 67,000 |
| North Port-Sarasota-Bradenton, FL | 10 | $ 2,780,000 | $ 278,000 | $ 68,000 |
| Tallahassee, FL | 10 | $ 2,460,000 | $ 246,000 | $ 54,000 |
| Tucson, AZ | 10 | $ 2,690,000 | $ 269,000 | $ 78,000 |
| Birmingham-Hoover, AL | 9 | $ 1,945,000 | $ 216,111 | $ 64,000 |
| Hinesville, GA | 9 | $ 1,875,000 | $ 208,333 | $ 71,000 |
| Milwaukee-Waukesha-West Allis, WI | 9 | $ 1,905,000 | $ 211,666 | $ 60,000 |
| Montgomery County-Bucks County-Chester County, PA | 9 | $ 3,315,000 | $ 368,333 | $ 108,000 |
| Port St. Lucie, FL | 9 | $ 2,195,000 | $ 243,888 | $ 66,000 |
| Savannah, GA | 9 | $ 2,835,000 | $ 315,000 | $ 82,000 |
| Brownsville-Harlingen, TX | 8 | $ 2,110,000 | $ 263,750 | $ 117,000 |
| Cincinnati, OH-KY-IN | 8 | $ 2,350,000 | $ 293,750 | $ 85,000 |
| Huntsville, AL | 8 | $ 2,250,000 | $ 281,250 | $ 68,000 |
| Montgomery, AL | 8 | $ 2,170,000 | $ 271,250 | $ 92,000 |
| Warner Robins, GA | 8 | $ 1,720,000 | $ 215,000 | $ 73,000 |
| El Paso, TX | 7 | $ 1,545,000 | $ 220,714 | $ 75,000 |
| Lafayette, LA | 7 | $ 2,095,000 | $ 299,285 | $ 83,000 |
| Lake Charles, LA | 7 | $ 1,775,000 | $ 253,571 | $ 66,000 |
| Panama City, FL | 7 | $ 2,005,000 | $ 286,428 | $ 106,000 |
| San Diego-Carlsbad, CA | 7 | $ 4,355,000 | $ 622,142 | $ 111,000 |
| Washington-Baltimore-Arlington, DC | 7 | $ 2,515,000 | $ 359,285 | $ 142,000 |
| Wilmington, NC | 7 | $ 2,205,000 | $ 315,000 | $ 66,000 |
| York-Hanover, PA | 7 | $ 2,115,000 | $ 302,142 | $ 95,000 |
| Daphne-Fairhope-Foley, AL | 6 | $ 1,670,000 | $ 278,333 | $ 79,000 |
| Gary, IN | 6 | $ 1,450,000 | $ 241,666 | $ 79,000 |
| Goldsboro, NC | 6 | $ 1,640,000 | $ 273,333 | $ 88,000 |
| Greenville-Anderson-Mauldin, SC | 6 | $ 1,360,000 | $ 226,666 | $ 60,000 |
| Harrisburg-Carlisle, PA | 6 | $ 1,270,000 | $ 211,666 | $ 59,000 |
| Hattiesburg, MS | 6 | $ 1,110,000 | $ 185,000 | $ 68,000 |
| Little Rock-North Little Rock-Conway, AR | 6 | $ 1,390,000 | $ 231,666 | $ 74,000 |
| McAllen-Edinburg-Mission, TX | 6 | $ 1,310,000 | $ 218,333 | $ 71,000 |
| New Bern, NC | 6 | $ 1,280,000 | $ 213,333 | $ 66,000 |
| Olympia-Tumwater, WA | 6 | $ 2,490,000 | $ 415,000 | $ 69,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 6 | $ 2,300,000 | $ 383,333 | $ 85,666 |
| Riverside-San Bernardino-Ontario, CA | 6 | $ 2,960,000 | $ 493,333 | $ 106,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 6 | $ 1,600,000 | $ 266,666 | $ 89,000 |
| Yuma, AZ | 6 | $ 1,310,000 | $ 218,333 | $ 46,000 |
| Asheville, NC | 5 | $ 1,655,000 | $ 331,000 | $ 82,000 |
| Austin-Round Rock, TX | 5 | $ 1,515,000 | $ 303,000 | $ 91,000 |
| Baton Rouge, LA | 5 | $ 1,035,000 | $ 207,000 | $ 58,000 |
| California-Lexington Park, MD | 5 | $ 1,525,000 | $ 305,000 | $ 98,000 |
| Cleveland-Elyria, OH | 5 | $ 945,000 | $ 189,000 | $ 74,000 |
| Gainesville, FL | 5 | $ 1,065,000 | $ 213,000 | $ 43,000 |
| Hickory-Lenoir-Morganton, NC | 5 | $ 1,155,000 | $ 231,000 | $ 58,000 |
| Houma-Thibodaux, LA | 5 | $ 1,265,000 | $ 253,000 | $ 71,000 |
| Los Angeles-Long Beach-Glendale, CA | 5 | $ 1,905,000 | $ 381,000 | $ 74,000 |
| Mobile, AL | 5 | $ 1,285,000 | $ 257,000 | $ 94,000 |
| Sierra Vista-Douglas, AZ | 5 | $ 1,395,000 | $ 279,000 | $ 93,000 |
| The Villages, FL | 5 | $ 1,725,000 | $ 345,000 | $ 91,000 |
| Warren-Troy-Farmington Hills, MI | 5 | $ 2,165,000 | $ 433,000 | $ 125,000 |
| Albuquerque, NM | 4 | $ 1,180,000 | $ 295,000 | $ 80,000 |
| Camden, NJ | 4 | $ 1,200,000 | $ 300,000 | $ 59,000 |
| Chattanooga, TN-GA | 4 | $ 1,160,000 | $ 290,000 | $ 82,000 |
| Corpus Christi, TX | 4 | $ 840,000 | $ 210,000 | $ 41,000 |
| Fort Wayne, IN | 4 | $ 780,000 | $ 195,000 | $ 81,000 |
| Fort Worth-Arlington, TX | 4 | $ 1,470,000 | $ 367,500 | $ 91,000 |
| Fresno, CA | 4 | $ 1,570,000 | $ 392,500 | $ 158,000 |
| Harrisonburg, VA | 4 | $ 1,640,000 | $ 410,000 | $ 103,000 |
| Huntington-Ashland, WV-KY-OH | 4 | $ 720,000 | $ 180,000 | $ 54,750 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 4 | $ 1,130,000 | $ 282,500 | $ 76,000 |
| Prescott Valley-Prescott, AZ | 4 | $ 1,050,000 | $ 262,500 | $ 56,000 |
| Rocky Mount, NC | 4 | $ 1,240,000 | $ 310,000 | $ 114,000 |
| Spokane-Spokane Valley, WA | 4 | $ 1,050,000 | $ 262,500 | $ 56,000 |
| Sumter, SC | 4 | $ 970,000 | $ 242,500 | $ 53,000 |
| Valdosta, GA | 4 | $ 930,000 | $ 232,500 | $ 63,000 |
| Winchester, VA-WV | 4 | $ 1,570,000 | $ 392,500 | $ 103,000 |
| Albany, GA | 3 | $ 475,000 | $ 158,333 | $ 65,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 3 | $ 405,000 | $ 135,000 | $ 72,000 |
| Anniston-Oxford-Jacksonville, AL | 3 | $ 465,000 | $ 155,000 | $ 61,000 |
| Athens-Clarke County, GA | 3 | $ 305,000 | $ 101,666 | $ 55,000 |
| Auburn-Opelika, AL | 3 | $ 1,045,000 | $ 348,333 | $ 83,000 |
| Burlington, NC | 3 | $ 985,000 | $ 328,333 | $ 68,000 |
| Cape Girardeau, MO-IL | 3 | $ 565,000 | $ 188,333 | $ 59,000 |
| Carbondale-Marion, IL | 3 | $ 925,000 | $ 308,333 | $ 177,000 |
| Decatur, AL | 3 | $ 615,000 | $ 205,000 | $ 58,000 |
| Duluth, MN-WI | 3 | $ 675,000 | $ 225,000 | $ 79,333 |
| Durham-Chapel Hill, NC | 3 | $ 1,045,000 | $ 348,333 | $ 80,000 |
| Evansville, IN-KY | 3 | $ 535,000 | $ 178,333 | $ 55,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 3 | $ 1,135,000 | $ 378,333 | $ 119,000 |
| Florence, SC | 3 | $ 595,000 | $ 198,333 | $ 55,000 |
| Florence-Muscle Shoals, AL | 3 | $ 1,585,000 | $ 528,333 | $ 156,000 |
| Grand Junction, CO | 3 | $ 795,000 | $ 265,000 | $ 70,000 |
| Greenville, NC | 3 | $ 1,075,000 | $ 358,333 | $ 100,000 |
| Hagerstown-Martinsburg, MD-WV | 3 | $ 825,000 | $ 275,000 | $ 63,666 |
| Hilton Head Island-Bluffton-Beaufort, SC | 3 | $ 905,000 | $ 301,666 | $ 74,000 |
| Jackson, MS | 3 | $ 1,045,000 | $ 348,333 | $ 86,000 |
| Johnson City, TN | 3 | $ 505,000 | $ 168,333 | $ 46,000 |
| Lancaster, PA | 3 | $ 565,000 | $ 188,333 | $ 50,000 |
| Louisville/Jefferson County, KY-IN | 3 | $ 535,000 | $ 178,333 | $ 43,000 |
| Lubbock, TX | 3 | $ 405,000 | $ 135,000 | $ 84,000 |
| Macon-Bibb County, GA | 3 | $ 565,000 | $ 188,333 | $ 92,000 |
| Medford, OR | 3 | $ 1,035,000 | $ 345,000 | $ 80,000 |
| Naples-Immokalee-Marco Island, FL | 3 | $ 1,475,000 | $ 491,666 | $ 223,000 |
| Newark, NJ-PA | 3 | $ 925,000 | $ 308,333 | $ 84,333 |
| Odessa, TX | 3 | $ 795,000 | $ 265,000 | $ 122,000 |
| Roanoke, VA | 3 | $ 735,000 | $ 245,000 | $ 61,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 3 | $ 405,000 | $ 135,000 | $ 63,000 |
| Sebastian-Vero Beach, FL | 3 | $ 955,000 | $ 318,333 | $ 69,000 |
| Spartanburg, SC | 3 | $ 835,000 | $ 278,333 | $ 67,000 |
| Staunton-Waynesboro, VA | 3 | $ 775,000 | $ 258,333 | $ 77,000 |
| Tuscaloosa, AL | 3 | $ 835,000 | $ 278,333 | $ 93,000 |
| Waco, TX | 3 | $ 765,000 | $ 255,000 | $ 77,000 |
| Wichita, KS | 3 | $ 565,000 | $ 188,333 | $ 78,000 |
| Akron, OH | 2 | $ 480,000 | $ 240,000 | $ 69,000 |
| Altoona, PA | 2 | $ 540,000 | $ 270,000 | $ 82,000 |
| Amarillo, TX | 2 | $ 680,000 | $ 340,000 | $ 138,000 |
| Bakersfield, CA | 2 | $ 440,000 | $ 220,000 | $ 48,000 |
| Battle Creek, MI | 2 | $ 140,000 | $ 70,000 | $ 40,000 |
| Beaumont-Port Arthur, TX | 2 | $ 310,000 | $ 155,000 | $ 44,000 |
| Bellingham, WA | 2 | $ 730,000 | $ 365,000 | $ 106,000 |
| Blacksburg-Christiansburg-Radford, VA | 2 | $ 720,000 | $ 360,000 | $ 176,000 |
| Boise City, ID | 2 | $ 690,000 | $ 345,000 | $ 84,000 |
| Boston, MA | 2 | $ 770,000 | $ 385,000 | $ 113,000 |
| Bremerton-Silverdale, WA | 2 | $ 920,000 | $ 460,000 | $ 106,000 |
| Canton-Massillon, OH | 2 | $ 360,000 | $ 180,000 | $ 65,000 |
| Charlottesville, VA | 2 | $ 650,000 | $ 325,000 | $ 72,000 |
| Decatur, IL | 2 | $ 230,000 | $ 115,000 | $ 49,000 |
| Eau Claire, WI | 2 | $ 430,000 | $ 215,000 | $ 45,000 |
| Erie, PA | 2 | $ 350,000 | $ 175,000 | $ 55,000 |
| Flint, MI | 2 | $ 510,000 | $ 255,000 | $ 59,000 |
| Fort Collins, CO | 2 | $ 740,000 | $ 370,000 | $ 66,000 |
| Gettysburg, PA | 2 | $ 840,000 | $ 420,000 | $ 144,000 |
| Grand Rapids-Wyoming, MI | 2 | $ 820,000 | $ 410,000 | $ 112,000 |
| Greeley, CO | 2 | $ 540,000 | $ 270,000 | $ 53,000 |
| Hammond, LA | 2 | $ 310,000 | $ 155,000 | $ 66,000 |
| Hanford-Corcoran, CA | 2 | $ 640,000 | $ 320,000 | $ 57,000 |
| Jefferson City, MO | 2 | $ 570,000 | $ 285,000 | $ 95,000 |
| Kennewick-Richland, WA | 2 | $ 750,000 | $ 375,000 | $ 107,000 |
| Kingsport-Bristol-Bristol, TN-VA | 2 | $ 370,000 | $ 185,000 | $ 66,500 |
| Longview, TX | 2 | $ 670,000 | $ 335,000 | $ 89,000 |
| Lynchburg, VA | 2 | $ 490,000 | $ 245,000 | $ 72,000 |
| Muncie, IN | 2 | $ 300,000 | $ 150,000 | $ 42,000 |
| New York-Newark, NY | 2 | $ 580,000 | $ 290,000 | $ 25,000 |
| Pine Bluff, AR | 2 | $ 360,000 | $ 180,000 | $ 99,000 |
| Providence-Warwick, RI-MA | 2 | $ 540,000 | $ 270,000 | $ 92,000 |
| Pueblo, CO | 2 | $ 930,000 | $ 465,000 | $ 94,000 |
| Reading, PA | 2 | $ 400,000 | $ 200,000 | $ 69,000 |
| Salisbury, MD-DE | 2 | $ 610,000 | $ 305,000 | $ 43,000 |
| Santa Fe, NM | 2 | $ 800,000 | $ 400,000 | $ 116,000 |
| Seattle-Bellevue-Everett, WA | 2 | $ 610,000 | $ 305,000 | $ 102,000 |
| Sebring, FL | 2 | $ 270,000 | $ 135,000 | $ 50,000 |
| St. Joseph, MO-KS | 2 | $ 300,000 | $ 150,000 | $ 48,000 |
| Texarkana, TX-AR | 2 | $ 480,000 | $ 240,000 | $ 72,000 |
| Toledo, OH | 2 | $ 730,000 | $ 365,000 | $ 83,000 |
| Topeka, KS | 2 | $ 450,000 | $ 225,000 | $ 65,000 |
| Vallejo-Fairfield, CA | 2 | $ 1,140,000 | $ 570,000 | $ 90,000 |
| Victoria, TX | 2 | $ 510,000 | $ 255,000 | $ 78,000 |
| Wilmington, DE-MD-NJ | 2 | $ 920,000 | $ 460,000 | $ 125,000 |
| Youngstown-Warren-Boardman, OH-PA | 2 | $ 270,000 | $ 135,000 | $ 98,500 |
| Abilene, TX | 1 | $ 175,000 | $ 175,000 | $ 83,000 |
| Albany, OR | 1 | $ 335,000 | $ 335,000 | $ 91,000 |
| Alexandria, LA | 1 | $ 155,000 | $ 155,000 | $ 66,000 |
| Ann Arbor, MI | 1 | $ 165,000 | $ 165,000 | $ 89,000 |
| Appleton, WI | 1 | $ 245,000 | $ 245,000 | $ 90,000 |
| Atlantic City-Hammonton, NJ | 1 | $ 405,000 | $ 405,000 | $ 91,000 |
| Bangor, ME | 1 | $ 405,000 | $ 405,000 | $ 154,000 |
| Beckley, WV | 1 | $ 275,000 | $ 275,000 | $ 54,000 |
| Billings, MT | 1 | $ 285,000 | $ 285,000 | $ 59,000 |
| Charleston, WV | 1 | $ 135,000 | $ 135,000 | $ 50,000 |
| Cleveland, TN | 1 | $ 245,000 | $ 245,000 | $ 78,000 |
| Columbus, OH | 1 | $ 315,000 | $ 315,000 | $ 102,000 |
| Dalton, GA | 1 | $ 265,000 | $ 265,000 | $ 99,000 |
| Danville, IL | 1 | $ 95,000 | $ 95,000 | $ 63,000 |
| Detroit-Dearborn-Livonia, MI | 1 | $ 165,000 | $ 165,000 | $ 35,000 |
| Dothan, AL | 1 | $ 645,000 | $ 645,000 | $ 142,000 |
| East Stroudsburg, PA | 1 | $ 105,000 | $ 105,000 | $ 30,000 |
| Farmington, NM | 1 | $ 165,000 | $ 165,000 | $ 56,000 |
| Great Falls, MT | 1 | $ 265,000 | $ 265,000 | $ 64,000 |
| Kankakee, IL | 1 | $ 195,000 | $ 195,000 | $ 62,000 |
| La Crosse-Onalaska, WI-MN | 1 | $ 305,000 | $ 305,000 | $ 119,000 |
| Lafayette-West Lafayette, IN | 1 | $ 245,000 | $ 245,000 | $ 111,000 |
| Lake County-Kenosha County, IL-WI | 1 | $ 165,000 | $ 165,000 | $ 64,000 |
| Lake Havasu City-Kingman, AZ | 1 | $ 215,000 | $ 215,000 | $ 35,000 |
| Lansing-East Lansing, MI | 1 | $ 155,000 | $ 155,000 | $ 72,000 |
| Las Cruces, NM | 1 | $ 205,000 | $ 205,000 | $ 73,000 |
| Lebanon, PA | 1 | $ 295,000 | $ 295,000 | $ 122,000 |
| Lewiston, ID-WA | 1 | $ 165,000 | $ 165,000 | $ 23,000 |
| Logan, UT-ID | 1 | $ 375,000 | $ 375,000 | $ 87,000 |
| Longview, WA | 1 | $ 175,000 | $ 175,000 | $ 57,000 |
| Madera, CA | 1 | $ 405,000 | $ 405,000 | $ 94,000 |
| Madison, WI | 1 | $ 645,000 | $ 645,000 | $ 238,000 |
| Mansfield, OH | 1 | $ 165,000 | $ 165,000 | $ 84,000 |
| Michigan City-La Porte, IN | 1 | $ 205,000 | $ 205,000 | $ 21,000 |
| Midland, MI | 1 | $ 175,000 | $ 175,000 | $ 50,000 |
| Midland, TX | 1 | $ 175,000 | $ 175,000 | $ 23,000 |
| Missoula, MT | 1 | $ 165,000 | $ 165,000 | $ 46,000 |
| Modesto, CA | 1 | $ 365,000 | $ 365,000 | $ 150,000 |
| Monroe, LA | 1 | $ 185,000 | $ 185,000 | $ 54,000 |
| Morristown, TN | 1 | $ 105,000 | $ 105,000 | $ 75,000 |
| New York-Jersey City-White Plains, NY-NJ | 1 | $ 475,000 | $ 475,000 | $ 90,000 |
| Niles-Benton Harbor, MI | 1 | $ 55,000 | $ 55,000 | $ 42,000 |
| Ogden-Clearfield, UT | 1 | $ 395,000 | $ 395,000 | $ 127,000 |
| Pittsfield, MA | 1 | $ 245,000 | $ 245,000 | $ 145,000 |
| Portland-South Portland, ME | 1 | $ 325,000 | $ 325,000 | $ 67,000 |
| Rockford, IL | 1 | $ 165,000 | $ 165,000 | $ 77,000 |
| Rome, GA | 1 | $ 175,000 | $ 175,000 | $ 69,000 |
| Salem, OR | 1 | $ 75,000 | $ 75,000 | $ 70,000 |
| Salinas, CA | 1 | $ 645,000 | $ 645,000 | $ 157,000 |
| Salt Lake City, UT | 1 | $ 255,000 | $ 255,000 | $ 54,000 |
| San Angelo, TX | 1 | $ 165,000 | $ 165,000 | $ 54,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 1 | $ 615,000 | $ 615,000 | $ 129,000 |
| Santa Rosa, CA | 1 | $ 945,000 | $ 945,000 | $ 0 |
| South Bend-Mishawaka, IN-MI | 1 | $ 175,000 | $ 175,000 | $ 55,000 |
| Springfield, IL | 1 | $ 215,000 | $ 215,000 | $ 34,000 |
| Springfield, MA | 1 | $ 145,000 | $ 145,000 | $ 70,000 |
| Springfield, OH | 1 | $ 205,000 | $ 205,000 | $ 56,000 |
| Twin Falls, ID | 1 | $ 395,000 | $ 395,000 | $ 77,000 |
| Tyler, TX | 1 | $ 355,000 | $ 355,000 | $ 112,000 |
| Visalia-Porterville, CA | 1 | $ 355,000 | $ 355,000 | $ 90,000 |
| Wausau, WI | 1 | $ 125,000 | $ 125,000 | $ 56,000 |
| Wenatchee, WA | 1 | $ 455,000 | $ 455,000 | $ 88,000 |
| Wichita Falls, TX | 1 | $ 105,000 | $ 105,000 | $ 53,000 |
| Williamsport, PA | 1 | $ 155,000 | $ 155,000 | $ 55,000 |
| Worcester, MA-CT | 1 | $ 105,000 | $ 105,000 | $ 44,000 |
Mortgage Loan Application Detail Totals for Mid-Continent Funding, Inc. in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,561 | $457,855,000 | $293,000 | $1,205,000 | $82,000 | $415,000 |
| Cash-out Refinancing | 665 | $167,195,000 | $251,000 | $1,005,000 | $78,000 | $308,000 |
| Refinancing | 63 | $15,875,000 | $251,000 | $945,000 | $36,000 | $243,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,161 | $309,465,000 | $266,000 | $1,205,000 | $78,000 | $415,000 |
| Black or African American | 478 | $138,930,000 | $290,000 | $1,005,000 | $80,000 | $343,000 |
| Not Provided | 422 | $120,150,000 | $284,000 | $845,000 | $82,000 | $280,000 |
| Hispanic | 153 | $47,585,000 | $311,000 | $855,000 | $86,000 | $264,000 |
| Asian | 40 | $14,740,000 | $368,000 | $755,000 | $99,000 | $243,000 |
| American Indian or Alaskan Native | 25 | $6,475,000 | $259,000 | $415,000 | $78,000 | $184,000 |
| Native Hawaiian or Other Pacific Islander | 10 | $3,580,000 | $358,000 | $775,000 | $106,000 | $233,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| VA-guaranteed (Veterans Administration) | 2,070 | $593,070,000 | $286,000 | $1,205,000 | $79,000 | $415,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 174 | $38,970,000 | $223,000 | $645,000 | $89,000 | $405,000 |
| FHA-insured (Federal Housing Administration) | 45 | $8,885,000 | $197,000 | $475,000 | $72,000 | $221,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,380 | $399,800,000 | $289,000 | $1,205,000 | $83,000 | $415,000 |
| Application Withdrawn By Applicant | 407 | $105,675,000 | $259,000 | $805,000 | $78,000 | $405,000 |
| Application Denied By Financial Institution | 219 | $56,685,000 | $258,000 | $765,000 | $66,000 | $229,000 |
| File Closed For Incompleteness | 145 | $39,005,000 | $269,000 | $1,005,000 | $72,000 | $301,000 |
| Application Approved But Not Accepted | 138 | $39,760,000 | $288,000 | $775,000 | $83,000 | $269,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,070 | $584,240,000 | $282,000 | $1,205,000 | $81,000 | $415,000 |
| Collateral | 85 | $21,905,000 | $257,000 | $645,000 | $68,000 | $196,000 |
| Debt-To-Income Ratio | 49 | $13,705,000 | $279,000 | $765,000 | $58,000 | $120,000 |
| Other | 44 | $11,270,000 | $256,000 | $665,000 | $68,000 | $229,000 |
| Credit Application Incomplete | 17 | $4,125,000 | $242,000 | $465,000 | $75,000 | $195,000 |
| Credit History | 16 | $3,440,000 | $215,000 | $505,000 | $62,000 | $217,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $2,055,000 | $293,000 | $465,000 | $79,000 | $129,000 |
| Employment History | 1 | $185,000 | $185,000 | $185,000 | $42,000 | $42,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mid-Continent Funding, Inc.'s 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mid-Continent Funding, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.
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