Mid-Continent Funding, Inc. Mortgage Lending & HMDA Data, 2022

In 2022, Mid-Continent Funding, Inc. of Columbia, MO reported 2,289 mortgage applications totaling $640.9 million, down 37% from 2021. The average application was for $280,002, and applicants reported an average income of $79,571. 60% of its applications resulted in an originated loan and 10% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (101), Virginia Beach-Norfolk-Newport News, VA-NC (67) and Tampa-St. Petersburg-Clearwater, FL (51) (applications in parentheses).

Mortgage Company & Address Mid-Continent Funding, Inc.
3401 W Broadway Business Park Ct Ste 213
Columbia, MO 65203
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  
Total Number of Mortgage Applications 2,289
Total Mortgage Loan Application Amount $640,925,000
Average Mortgage Loan Application Amount $280,002
Highest Mortgage Loan Application Amount $1,205,000
Average Applicant Income $79,571
Highest Applicant Income $415,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Mid-Continent Funding, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Mid-Continent Funding, Inc. by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Onslow, North Carolina 25 $ 6,015,000 $ 240,600 $ 77,000
Cumberland, North Carolina 21 $ 4,685,000 $ 223,095 $ 70,000
Hillsborough, Florida 20 $ 6,650,000 $ 332,500 $ 84,000
Bexar, Texas 20 $ 5,920,000 $ 296,000 $ 90,000
Duval, Florida 19 $ 5,335,000 $ 280,789 $ 74,000
Pasco, Florida 17 $ 4,895,000 $ 287,941 $ 92,000
DeKalb, Georgia 17 $ 5,445,000 $ 320,294 $ 96,000
Boone, Missouri 17 $ 4,215,000 $ 247,941 $ 86,000
Shelby, Tennessee 16 $ 3,980,000 $ 248,750 $ 68,000
Escambia, Florida 15 $ 3,265,000 $ 217,666 $ 73,000
Okaloosa, Florida 15 $ 4,015,000 $ 267,666 $ 62,000
St. Louis, Missouri 15 $ 3,235,000 $ 215,666 $ 99,000
Montgomery, Tennessee 15 $ 3,845,000 $ 256,333 $ 76,000
Brevard, Florida 14 $ 4,000,000 $ 285,714 $ 74,000
Polk, Florida 14 $ 3,870,000 $ 276,428 $ 70,000
Horry, South Carolina 14 $ 3,760,000 $ 268,571 $ 72,000
Bell, Texas 14 $ 3,750,000 $ 267,857 $ 85,000
Maricopa, Arizona 13 $ 4,675,000 $ 359,615 $ 61,000
Broward, Florida 13 $ 4,655,000 $ 358,076 $ 79,000
Charlotte, Florida 13 $ 4,485,000 $ 345,000 $ 107,000
Marion, Florida 13 $ 2,695,000 $ 207,307 $ 70,000
Orange, Florida 13 $ 4,105,000 $ 315,769 $ 79,000
Anne Arundel, Maryland 13 $ 6,565,000 $ 505,000 $ 123,000
Prince George's, Maryland 13 $ 5,765,000 $ 443,461 $ 121,000
Henry, Georgia 12 $ 4,070,000 $ 339,166 $ 86,000
El Paso, Colorado 11 $ 4,285,000 $ 389,545 $ 67,000
Citrus, Florida 11 $ 2,735,000 $ 248,636 $ 75,000
Hernando, Florida 11 $ 3,005,000 $ 273,181 $ 74,000
Lee, Florida 11 $ 3,475,000 $ 315,909 $ 65,000
Volusia, Florida 11 $ 2,895,000 $ 263,181 $ 80,000
Fulton, Georgia 11 $ 4,215,000 $ 383,181 $ 94,000
Jackson, Missouri 11 $ 3,085,000 $ 280,454 $ 92,000
Dallas, Texas 11 $ 4,585,000 $ 416,818 $ 86,000
Norfolk, Virginia 11 $ 2,995,000 $ 272,272 $ 73,000
Portsmouth, Virginia 11 $ 2,495,000 $ 226,818 $ 56,000
Pierce, Washington 11 $ 4,565,000 $ 415,000 $ 96,000
Pima, Arizona 10 $ 2,690,000 $ 269,000 $ 78,000
Clay, Florida 10 $ 2,820,000 $ 282,000 $ 73,000
Miami-Dade, Florida 10 $ 3,630,000 $ 363,000 $ 67,000
Clayton, Georgia 10 $ 2,200,000 $ 220,000 $ 60,000
Harris, Texas 10 $ 2,770,000 $ 277,000 $ 73,000
Hampton, Virginia 10 $ 2,160,000 $ 216,000 $ 59,000
Virginia Beach, Virginia 10 $ 2,850,000 $ 285,000 $ 104,000
Philadelphia, Pennsylvania 9 $ 2,655,000 $ 295,000 $ 73,000
Chesapeake, Virginia 9 $ 2,715,000 $ 301,666 $ 80,000
Leon, Florida 8 $ 1,960,000 $ 245,000 $ 53,000
Bulloch, Georgia 8 $ 1,490,000 $ 186,250 $ 67,000
Liberty, Georgia 8 $ 1,690,000 $ 211,250 $ 71,000
Caddo, Louisiana 8 $ 1,420,000 $ 177,500 $ 63,000
Orleans, Louisiana 8 $ 2,220,000 $ 277,500 $ 70,000
Cameron, Texas 8 $ 2,110,000 $ 263,750 $ 117,000
Jefferson, Alabama 7 $ 1,465,000 $ 209,285 $ 55,000
San Diego, California 7 $ 4,355,000 $ 622,142 $ 111,000
Bay, Florida 7 $ 2,005,000 $ 286,428 $ 106,000
St. Lucie, Florida 7 $ 1,755,000 $ 250,714 $ 67,000
Gwinnett, Georgia 7 $ 2,045,000 $ 292,142 $ 75,000
Houston, Georgia 7 $ 1,515,000 $ 216,428 $ 73,000
Richmond, Georgia 7 $ 2,175,000 $ 310,714 $ 88,000
Calcasieu, Louisiana 7 $ 1,775,000 $ 253,571 $ 66,000
Harrison, Mississippi 7 $ 1,325,000 $ 189,285 $ 60,000
Forsyth, North Carolina 7 $ 1,615,000 $ 230,714 $ 72,000
Guilford, North Carolina 7 $ 1,385,000 $ 197,857 $ 55,000
Hoke, North Carolina 7 $ 1,715,000 $ 245,000 $ 86,000
Mecklenburg, North Carolina 7 $ 2,195,000 $ 313,571 $ 92,000
Montgomery, Pennsylvania 7 $ 2,455,000 $ 350,714 $ 109,000
York, Pennsylvania 7 $ 2,115,000 $ 302,142 $ 95,000
Richland, South Carolina 7 $ 2,135,000 $ 305,000 $ 90,000
Davidson, Tennessee 7 $ 2,375,000 $ 339,285 $ 84,000
Rutherford, Tennessee 7 $ 2,185,000 $ 312,142 $ 77,000
El Paso, Texas 7 $ 1,545,000 $ 220,714 $ 75,000
Chesterfield, Virginia 7 $ 1,765,000 $ 252,142 $ 76,000
Newport News, Virginia 7 $ 1,935,000 $ 276,428 $ 99,000
Baldwin, Alabama 6 $ 1,670,000 $ 278,333 $ 79,000
Dale, Alabama 6 $ 1,250,000 $ 208,333 $ 57,000
Madison, Alabama 6 $ 1,580,000 $ 263,333 $ 62,000
Russell, Alabama 6 $ 1,590,000 $ 265,000 $ 75,000
Yuma, Arizona 6 $ 1,310,000 $ 218,333 $ 46,000
Palm Beach, Florida 6 $ 1,600,000 $ 266,666 $ 89,000
Sarasota, Florida 6 $ 1,510,000 $ 251,666 $ 49,000
St. Clair, Illinois 6 $ 1,670,000 $ 278,333 $ 101,000
Lake, Indiana 6 $ 1,450,000 $ 241,666 $ 79,000
Harford, Maryland 6 $ 2,110,000 $ 351,666 $ 114,000
DeSoto, Mississippi 6 $ 1,410,000 $ 235,000 $ 66,000
Greene, Missouri 6 $ 1,210,000 $ 201,666 $ 75,000
Harnett, North Carolina 6 $ 1,630,000 $ 271,666 $ 87,000
Wayne, North Carolina 6 $ 1,640,000 $ 273,333 $ 88,000
Berkeley, South Carolina 6 $ 2,080,000 $ 346,666 $ 77,000
York, South Carolina 6 $ 2,290,000 $ 381,666 $ 84,000
Hidalgo, Texas 6 $ 1,310,000 $ 218,333 $ 71,000
Thurston, Washington 6 $ 2,490,000 $ 415,000 $ 69,000
Milwaukee, Wisconsin 6 $ 1,180,000 $ 196,666 $ 51,000
Mobile, Alabama 5 $ 1,285,000 $ 257,000 $ 94,000
Montgomery, Alabama 5 $ 1,205,000 $ 241,000 $ 84,000
Cochise, Arizona 5 $ 1,395,000 $ 279,000 $ 93,000
Pinal, Arizona 5 $ 1,505,000 $ 301,000 $ 72,000
Los Angeles, California 5 $ 1,905,000 $ 381,000 $ 74,000
Lake, Florida 5 $ 1,415,000 $ 283,000 $ 99,000
Nassau, Florida 5 $ 1,425,000 $ 285,000 $ 95,000
Santa Rosa, Florida 5 $ 1,605,000 $ 321,000 $ 76,000
St. Johns, Florida 5 $ 1,905,000 $ 381,000 $ 112,000
Sumter, Florida 5 $ 1,725,000 $ 345,000 $ 91,000
Cobb, Georgia 5 $ 1,415,000 $ 283,000 $ 56,000
Fayette, Georgia 5 $ 1,905,000 $ 381,000 $ 144,000
Muscogee, Georgia 5 $ 1,175,000 $ 235,000 $ 72,000
Cook, Illinois 5 $ 1,235,000 $ 247,000 $ 71,000
Marion, Indiana 5 $ 1,155,000 $ 231,000 $ 60,000
Terrebonne, Louisiana 5 $ 1,265,000 $ 253,000 $ 71,000
Baltimore, Maryland 5 $ 1,235,000 $ 247,000 $ 68,000
St. Mary's, Maryland 5 $ 1,525,000 $ 305,000 $ 98,000
Craven, North Carolina 5 $ 1,025,000 $ 205,000 $ 61,000
Davidson, North Carolina 5 $ 1,115,000 $ 223,000 $ 73,000
Gaston, North Carolina 5 $ 1,005,000 $ 201,000 $ 57,000
Johnston, North Carolina 5 $ 1,905,000 $ 381,000 $ 125,000
Wake, North Carolina 5 $ 1,595,000 $ 319,000 $ 103,000
Delaware, Pennsylvania 5 $ 1,375,000 $ 275,000 $ 106,000
Knox, Tennessee 5 $ 1,405,000 $ 281,000 $ 71,000
Putnam, Tennessee 5 $ 1,105,000 $ 221,000 $ 56,000
Galveston, Texas 5 $ 1,805,000 $ 361,000 $ 117,000
Montgomery, Texas 5 $ 1,655,000 $ 331,000 $ 69,000
Van Zandt, Texas 5 $ 1,155,000 $ 231,000 $ 69,000
Fairfax, Virginia 5 $ 2,695,000 $ 539,000 $ 163,000
Prince William, Virginia 5 $ 3,095,000 $ 619,000 $ 166,000
Stafford, Virginia 5 $ 2,005,000 $ 401,000 $ 67,000
Yavapai, Arizona 4 $ 1,050,000 $ 262,500 $ 56,000
Fresno, California 4 $ 1,570,000 $ 392,500 $ 158,000
San Bernardino, California 4 $ 2,110,000 $ 527,500 $ 123,000
Columbia, Florida 4 $ 960,000 $ 240,000 $ 63,000
Manatee, Florida 4 $ 1,270,000 $ 317,500 $ 96,000
Monroe, Florida 4 $ 2,390,000 $ 597,500 $ 95,000
Seminole, Florida 4 $ 1,180,000 $ 295,000 $ 88,000
Walton, Florida 4 $ 860,000 $ 215,000 $ 45,000
Barrow, Georgia 4 $ 1,300,000 $ 325,000 $ 72,000
Camden, Georgia 4 $ 1,060,000 $ 265,000 $ 77,000
Chatham, Georgia 4 $ 1,240,000 $ 310,000 $ 70,000
Douglas, Georgia 4 $ 1,170,000 $ 292,500 $ 70,000
Lowndes, Georgia 4 $ 930,000 $ 232,500 $ 63,000
Rockdale, Georgia 4 $ 1,250,000 $ 312,500 $ 92,000
Grundy, Illinois 4 $ 810,000 $ 202,500 $ 55,000
Will, Illinois 4 $ 1,060,000 $ 265,000 $ 78,000
Allen, Indiana 4 $ 780,000 $ 195,000 $ 81,000
Lafayette, Louisiana 4 $ 1,430,000 $ 357,500 $ 107,000
Charles, Maryland 4 $ 1,870,000 $ 467,500 $ 134,000
Frederick, Maryland 4 $ 1,630,000 $ 407,500 $ 167,000
Forrest, Mississippi 4 $ 580,000 $ 145,000 $ 66,000
Pulaski, Missouri 4 $ 840,000 $ 210,000 $ 64,000
Iredell, North Carolina 4 $ 830,000 $ 207,500 $ 67,000
Moore, North Carolina 4 $ 1,410,000 $ 352,500 $ 121,000
Pender, North Carolina 4 $ 1,360,000 $ 340,000 $ 63,000
Randolph, North Carolina 4 $ 580,000 $ 145,000 $ 49,000
Cuyahoga, Ohio 4 $ 760,000 $ 190,000 $ 78,000
Allegheny, Pennsylvania 4 $ 760,000 $ 190,000 $ 87,000
Sumter, South Carolina 4 $ 970,000 $ 242,500 $ 53,000
Hamilton, Tennessee 4 $ 1,160,000 $ 290,000 $ 82,000
Spotsylvania, Virginia 4 $ 1,740,000 $ 435,000 $ 72,000
Calhoun, Alabama 3 $ 465,000 $ 155,000 $ 61,000
Lauderdale, Alabama 3 $ 1,585,000 $ 528,333 $ 156,000
Lee, Alabama 3 $ 1,045,000 $ 348,333 $ 83,000
Tuscaloosa, Alabama 3 $ 835,000 $ 278,333 $ 93,000
Lake, California 3 $ 985,000 $ 328,333 $ 98,000
Arapahoe, Colorado 3 $ 875,000 $ 291,666 $ 78,000
Jefferson, Colorado 3 $ 1,545,000 $ 515,000 $ 101,000
Mesa, Colorado 3 $ 795,000 $ 265,000 $ 70,000
Collier, Florida 3 $ 1,475,000 $ 491,666 $ 223,000
DeSoto, Florida 3 $ 605,000 $ 201,666 $ 40,000
Indian River, Florida 3 $ 955,000 $ 318,333 $ 69,000
Jackson, Florida 3 $ 665,000 $ 221,666 $ 51,000
Osceola, Florida 3 $ 765,000 $ 255,000 $ 115,000
Pinellas, Florida 3 $ 1,385,000 $ 461,666 $ 107,000
Bryan, Georgia 3 $ 885,000 $ 295,000 $ 71,000
Clarke, Georgia 3 $ 305,000 $ 101,666 $ 55,000
Coweta, Georgia 3 $ 825,000 $ 275,000 $ 55,000
Gordon, Georgia 3 $ 745,000 $ 248,333 $ 51,000
Spalding, Georgia 3 $ 735,000 $ 245,000 $ 83,000
Troup, Georgia 3 $ 685,000 $ 228,333 $ 66,000
Walton, Georgia 3 $ 1,015,000 $ 338,333 $ 92,000
Franklin, Illinois 3 $ 355,000 $ 118,333 $ 50,000
Jackson, Illinois 3 $ 925,000 $ 308,333 $ 177,000
Miami, Kansas 3 $ 915,000 $ 305,000 $ 112,000
Sedgwick, Kansas 3 $ 565,000 $ 188,333 $ 78,000
Bossier, Louisiana 3 $ 665,000 $ 221,666 $ 59,000
St. Tammany, Louisiana 3 $ 705,000 $ 235,000 $ 92,000
Baltimore City, Maryland 3 $ 545,000 $ 181,666 $ 55,000
Calvert, Maryland 3 $ 1,805,000 $ 601,666 $ 118,000
Howard, Maryland 3 $ 1,425,000 $ 475,000 $ 112,000
Montgomery, Maryland 3 $ 885,000 $ 295,000 $ 109,000
Newton, Mississippi 3 $ 465,000 $ 155,000 $ 71,000
Clay, Missouri 3 $ 1,405,000 $ 468,333 $ 177,000
Jefferson, Missouri 3 $ 735,000 $ 245,000 $ 62,000
St. Charles, Missouri 3 $ 755,000 $ 251,666 $ 57,000
Texas, Missouri 3 $ 555,000 $ 185,000 $ 73,000
Alamance, North Carolina 3 $ 985,000 $ 328,333 $ 68,000
Cleveland, North Carolina 3 $ 635,000 $ 211,666 $ 31,000
Franklin, North Carolina 3 $ 815,000 $ 271,666 $ 39,000
Nash, North Carolina 3 $ 885,000 $ 295,000 $ 117,000
New Hanover, North Carolina 3 $ 845,000 $ 281,666 $ 71,000
Pitt, North Carolina 3 $ 1,075,000 $ 358,333 $ 100,000
Warren, Ohio 3 $ 1,005,000 $ 335,000 $ 111,000
Jackson, Oregon 3 $ 1,035,000 $ 345,000 $ 80,000
Dauphin, Pennsylvania 3 $ 755,000 $ 251,666 $ 73,000
Lancaster, Pennsylvania 3 $ 565,000 $ 188,333 $ 50,000
Westmoreland, Pennsylvania 3 $ 465,000 $ 155,000 $ 68,000
Aiken, South Carolina 3 $ 605,000 $ 201,666 $ 43,000
Anderson, South Carolina 3 $ 645,000 $ 215,000 $ 58,000
Florence, South Carolina 3 $ 595,000 $ 198,333 $ 55,000
Kershaw, South Carolina 3 $ 715,000 $ 238,333 $ 65,000
Lancaster, South Carolina 3 $ 905,000 $ 301,666 $ 70,000
Spartanburg, South Carolina 3 $ 835,000 $ 278,333 $ 67,000
Sumner, Tennessee 3 $ 1,125,000 $ 375,000 $ 76,000
Tipton, Tennessee 3 $ 515,000 $ 171,666 $ 79,000
Washington, Tennessee 3 $ 505,000 $ 168,333 $ 46,000
Coryell, Texas 3 $ 685,000 $ 228,333 $ 75,000
Denton, Texas 3 $ 1,285,000 $ 428,333 $ 215,000
Ector, Texas 3 $ 795,000 $ 265,000 $ 122,000
Hays, Texas 3 $ 895,000 $ 298,333 $ 57,000
Lubbock, Texas 3 $ 405,000 $ 135,000 $ 84,000
McLennan, Texas 3 $ 765,000 $ 255,000 $ 77,000
Tarrant, Texas 3 $ 1,085,000 $ 361,666 $ 87,000
Walker, Texas 3 $ 635,000 $ 211,666 $ 67,000
Dinwiddie, Virginia 3 $ 585,000 $ 195,000 $ 71,000
King George, Virginia 3 $ 1,185,000 $ 395,000 $ 166,000
Louisa, Virginia 3 $ 905,000 $ 301,666 $ 61,000
Rockingham, Virginia 3 $ 1,495,000 $ 498,333 $ 112,000
Mason, Washington 3 $ 1,195,000 $ 398,333 $ 144,000
Spokane, Washington 3 $ 745,000 $ 248,333 $ 53,000
Waukesha, Wisconsin 3 $ 725,000 $ 241,666 $ 78,000
Autauga, Alabama 2 $ 590,000 $ 295,000 $ 88,000
DeKalb, Alabama 2 $ 540,000 $ 270,000 $ 59,000
Jackson, Alabama 2 $ 760,000 $ 380,000 $ 56,000
Lawrence, Alabama 2 $ 440,000 $ 220,000 $ 67,000
Limestone, Alabama 2 $ 670,000 $ 335,000 $ 87,000
Randolph, Alabama 2 $ 660,000 $ 330,000 $ 49,000
Talladega, Alabama 2 $ 490,000 $ 245,000 $ 89,000
Navajo, Arizona 2 $ 430,000 $ 215,000 $ 57,000
Faulkner, Arkansas 2 $ 400,000 $ 200,000 $ 74,000
Jefferson, Arkansas 2 $ 360,000 $ 180,000 $ 99,000
Lonoke, Arkansas 2 $ 480,000 $ 240,000 $ 85,000
Pulaski, Arkansas 2 $ 510,000 $ 255,000 $ 62,000
Washington, Arkansas 2 $ 740,000 $ 370,000 $ 106,000
Kern, California 2 $ 440,000 $ 220,000 $ 48,000
Kings, California 2 $ 640,000 $ 320,000 $ 57,000
Riverside, California 2 $ 850,000 $ 425,000 $ 72,000
Solano, California 2 $ 1,140,000 $ 570,000 $ 90,000
Custer, Colorado 2 $ 600,000 $ 300,000 $ 84,000
Douglas, Colorado 2 $ 760,000 $ 380,000 $ 106,000
Larimer, Colorado 2 $ 740,000 $ 370,000 $ 66,000
Otero, Colorado 2 $ 490,000 $ 245,000 $ 103,000
Pueblo, Colorado 2 $ 930,000 $ 465,000 $ 94,000
Rio Blanco, Colorado 2 $ 270,000 $ 135,000 $ 47,000
Weld, Colorado 2 $ 540,000 $ 270,000 $ 53,000
District of Columbia, District Of Columbia 2 $ 970,000 $ 485,000 $ 111,000
Baker, Florida 2 $ 980,000 $ 490,000 $ 93,000
Flagler, Florida 2 $ 330,000 $ 165,000 $ 112,000
Gilchrist, Florida 2 $ 360,000 $ 180,000 $ 45,000
Highlands, Florida 2 $ 270,000 $ 135,000 $ 50,000
Holmes, Florida 2 $ 300,000 $ 150,000 $ 57,000
Levy, Florida 2 $ 340,000 $ 170,000 $ 32,000
Madison, Florida 2 $ 300,000 $ 150,000 $ 47,000
Martin, Florida 2 $ 440,000 $ 220,000 $ 62,000
Putnam, Florida 2 $ 550,000 $ 275,000 $ 73,000
Suwannee, Florida 2 $ 330,000 $ 165,000 $ 47,000
Wakulla, Florida 2 $ 500,000 $ 250,000 $ 58,000
Berrien, Georgia 2 $ 320,000 $ 160,000 $ 50,000
Columbia, Georgia 2 $ 610,000 $ 305,000 $ 82,000
Effingham, Georgia 2 $ 710,000 $ 355,000 $ 121,000
Lee, Georgia 2 $ 360,000 $ 180,000 $ 76,000
Morgan, Georgia 2 $ 640,000 $ 320,000 $ 104,000
Newton, Georgia 2 $ 650,000 $ 325,000 $ 60,000
Paulding, Georgia 2 $ 490,000 $ 245,000 $ 54,000
Pickens, Georgia 2 $ 450,000 $ 225,000 $ 44,000
Ware, Georgia 2 $ 420,000 $ 210,000 $ 71,000
Wayne, Georgia 2 $ 500,000 $ 250,000 $ 72,000
Canyon, Idaho 2 $ 690,000 $ 345,000 $ 84,000
Macon, Illinois 2 $ 230,000 $ 115,000 $ 49,000
Saline, Illinois 2 $ 290,000 $ 145,000 $ 45,000
Delaware, Indiana 2 $ 300,000 $ 150,000 $ 42,000
Harrison, Indiana 2 $ 320,000 $ 160,000 $ 37,000
Knox, Indiana 2 $ 340,000 $ 170,000 $ 53,000
Shelby, Indiana 2 $ 170,000 $ 85,000 $ 28,000
Shawnee, Kansas 2 $ 450,000 $ 225,000 $ 65,000
Acadia, Louisiana 2 $ 450,000 $ 225,000 $ 49,000
Allen, Louisiana 2 $ 370,000 $ 185,000 $ 67,000
Livingston, Louisiana 2 $ 450,000 $ 225,000 $ 59,000
Tangipahoa, Louisiana 2 $ 310,000 $ 155,000 $ 66,000
Vernon, Louisiana 2 $ 400,000 $ 200,000 $ 73,000
Carroll, Maryland 2 $ 460,000 $ 230,000 $ 80,000
Worcester, Maryland 2 $ 610,000 $ 305,000 $ 43,000
Bristol, Massachusetts 2 $ 540,000 $ 270,000 $ 92,000
Calhoun, Michigan 2 $ 140,000 $ 70,000 $ 40,000
Genesee, Michigan 2 $ 510,000 $ 255,000 $ 59,000
Kent, Michigan 2 $ 820,000 $ 410,000 $ 112,000
Oakland, Michigan 2 $ 910,000 $ 455,000 $ 84,000
Hennepin, Minnesota 2 $ 580,000 $ 290,000 $ 67,000
Jackson, Mississippi 2 $ 340,000 $ 170,000 $ 53,000
Lafayette, Mississippi 2 $ 360,000 $ 180,000 $ 43,000
Lamar, Mississippi 2 $ 530,000 $ 265,000 $ 72,000
Lauderdale, Mississippi 2 $ 390,000 $ 195,000 $ 54,000
Lowndes, Mississippi 2 $ 530,000 $ 265,000 $ 56,000
Madison, Mississippi 2 $ 700,000 $ 350,000 $ 84,000
Pearl River, Mississippi 2 $ 360,000 $ 180,000 $ 71,000
Buchanan, Missouri 2 $ 300,000 $ 150,000 $ 48,000
Camden, Missouri 2 $ 610,000 $ 305,000 $ 61,000
Cape Girardeau, Missouri 2 $ 370,000 $ 185,000 $ 65,000
Cass, Missouri 2 $ 530,000 $ 265,000 $ 114,000
Christian, Missouri 2 $ 460,000 $ 230,000 $ 61,000
Cole, Missouri 2 $ 570,000 $ 285,000 $ 95,000
Lincoln, Missouri 2 $ 640,000 $ 320,000 $ 61,000
Morgan, Missouri 2 $ 530,000 $ 265,000 $ 40,000
Polk, Missouri 2 $ 360,000 $ 180,000 $ 80,000
Randolph, Missouri 2 $ 470,000 $ 235,000 $ 58,000
Washington, Missouri 2 $ 400,000 $ 200,000 $ 80,000
Camden, New Jersey 2 $ 520,000 $ 260,000 $ 87,000
Essex, New Jersey 2 $ 640,000 $ 320,000 $ 95,000
Ocean, New Jersey 2 $ 580,000 $ 290,000 $ 25,000
Bernalillo, New Mexico 2 $ 550,000 $ 275,000 $ 84,000
Luna, New Mexico 2 $ 470,000 $ 235,000 $ 94,000
San Miguel, New Mexico 2 $ 390,000 $ 195,000 $ 113,000
Santa Fe, New Mexico 2 $ 800,000 $ 400,000 $ 116,000
Burke, North Carolina 2 $ 560,000 $ 280,000 $ 72,000
Cabarrus, North Carolina 2 $ 470,000 $ 235,000 $ 55,000
Carteret, North Carolina 2 $ 560,000 $ 280,000 $ 45,000
Catawba, North Carolina 2 $ 380,000 $ 190,000 $ 57,000
Chowan, North Carolina 2 $ 440,000 $ 220,000 $ 17,000
Columbus, North Carolina 2 $ 340,000 $ 170,000 $ 65,000
Gates, North Carolina 2 $ 380,000 $ 190,000 $ 62,000
Granville, North Carolina 2 $ 760,000 $ 380,000 $ 85,000
Henderson, North Carolina 2 $ 450,000 $ 225,000 $ 80,000
Lincoln, North Carolina 2 $ 390,000 $ 195,000 $ 49,000
Macon, North Carolina 2 $ 920,000 $ 460,000 $ 99,000
Pasquotank, North Carolina 2 $ 370,000 $ 185,000 $ 80,000
Rutherford, North Carolina 2 $ 440,000 $ 220,000 $ 90,000
Scotland, North Carolina 2 $ 480,000 $ 240,000 $ 66,000
Stokes, North Carolina 2 $ 440,000 $ 220,000 $ 50,000
Union, North Carolina 2 $ 440,000 $ 220,000 $ 19,000
Vance, North Carolina 2 $ 500,000 $ 250,000 $ 50,000
Wilson, North Carolina 2 $ 550,000 $ 275,000 $ 94,000
Hamilton, Ohio 2 $ 430,000 $ 215,000 $ 83,000
Stark, Ohio 2 $ 360,000 $ 180,000 $ 65,000
Summit, Ohio 2 $ 480,000 $ 240,000 $ 69,000
Clackamas, Oregon 2 $ 710,000 $ 355,000 $ 96,000
Yamhill, Oregon 2 $ 540,000 $ 270,000 $ 69,000
Adams, Pennsylvania 2 $ 840,000 $ 420,000 $ 144,000
Armstrong, Pennsylvania 2 $ 410,000 $ 205,000 $ 56,000
Berks, Pennsylvania 2 $ 400,000 $ 200,000 $ 69,000
Blair, Pennsylvania 2 $ 540,000 $ 270,000 $ 82,000
Chester, Pennsylvania 2 $ 860,000 $ 430,000 $ 108,000
Cumberland, Pennsylvania 2 $ 360,000 $ 180,000 $ 47,000
Erie, Pennsylvania 2 $ 350,000 $ 175,000 $ 55,000
Lawrence, Pennsylvania 2 $ 220,000 $ 110,000 $ 35,000
Luzerne, Pennsylvania 2 $ 320,000 $ 160,000 $ 62,000
Northampton, Pennsylvania 2 $ 250,000 $ 125,000 $ 88,000
Northumberland, Pennsylvania 2 $ 240,000 $ 120,000 $ 47,000
Schuylkill, Pennsylvania 2 $ 630,000 $ 315,000 $ 106,000
Beaufort, South Carolina 2 $ 420,000 $ 210,000 $ 59,000
Charleston, South Carolina 2 $ 530,000 $ 265,000 $ 53,000
Dorchester, South Carolina 2 $ 560,000 $ 280,000 $ 73,000
Lexington, South Carolina 2 $ 330,000 $ 165,000 $ 57,000
Blount, Tennessee 2 $ 490,000 $ 245,000 $ 61,000
Campbell, Tennessee 2 $ 420,000 $ 210,000 $ 106,000
Cocke, Tennessee 2 $ 590,000 $ 295,000 $ 61,000
Franklin, Tennessee 2 $ 440,000 $ 220,000 $ 54,000
Giles, Tennessee 2 $ 340,000 $ 170,000 $ 61,000
Maury, Tennessee 2 $ 500,000 $ 250,000 $ 65,000
Robertson, Tennessee 2 $ 590,000 $ 295,000 $ 84,000
Wilson, Tennessee 2 $ 510,000 $ 255,000 $ 55,000
Andrews, Texas 2 $ 290,000 $ 145,000 $ 56,000
Bowie, Texas 2 $ 480,000 $ 240,000 $ 72,000
Brazoria, Texas 2 $ 550,000 $ 275,000 $ 83,000
Cass, Texas 2 $ 490,000 $ 245,000 $ 62,000
Collin, Texas 2 $ 1,040,000 $ 520,000 $ 162,000
Comal, Texas 2 $ 1,460,000 $ 730,000 $ 251,000
Ellis, Texas 2 $ 590,000 $ 295,000 $ 66,000
Fort Bend, Texas 2 $ 740,000 $ 370,000 $ 147,000
Guadalupe, Texas 2 $ 910,000 $ 455,000 $ 105,000
Kerr, Texas 2 $ 440,000 $ 220,000 $ 56,000
Liberty, Texas 2 $ 380,000 $ 190,000 $ 70,000
Moore, Texas 2 $ 270,000 $ 135,000 $ 57,000
Nueces, Texas 2 $ 570,000 $ 285,000 $ 83,000
Runnels, Texas 2 $ 200,000 $ 100,000 $ 48,000
San Patricio, Texas 2 $ 270,000 $ 135,000 $ 0
Victoria, Texas 2 $ 510,000 $ 255,000 $ 78,000
Augusta, Virginia 2 $ 360,000 $ 180,000 $ 51,000
Danville, Virginia 2 $ 490,000 $ 245,000 $ 73,000
Fauquier, Virginia 2 $ 830,000 $ 415,000 $ 183,000
Frederick, Virginia 2 $ 910,000 $ 455,000 $ 113,000
Hanover, Virginia 2 $ 580,000 $ 290,000 $ 87,000
Henrico, Virginia 2 $ 270,000 $ 135,000 $ 21,000
Hopewell, Virginia 2 $ 280,000 $ 140,000 $ 52,000
Loudoun, Virginia 2 $ 1,340,000 $ 670,000 $ 165,000
Northampton, Virginia 2 $ 400,000 $ 200,000 $ 47,000
Pulaski, Virginia 2 $ 720,000 $ 360,000 $ 176,000
Richmond City, Virginia 2 $ 440,000 $ 220,000 $ 87,000
Suffolk, Virginia 2 $ 830,000 $ 415,000 $ 67,000
Winchester, Virginia 2 $ 660,000 $ 330,000 $ 94,000
Benton, Washington 2 $ 750,000 $ 375,000 $ 107,000
King, Washington 2 $ 610,000 $ 305,000 $ 102,000
Kitsap, Washington 2 $ 920,000 $ 460,000 $ 106,000
Lewis, Washington 2 $ 280,000 $ 140,000 $ 68,000
Whatcom, Washington 2 $ 730,000 $ 365,000 $ 106,000
Putnam, West Virginia 2 $ 430,000 $ 215,000 $ 63,000
Upshur, West Virginia 2 $ 310,000 $ 155,000 $ 78,000
Jefferson, Wisconsin 2 $ 750,000 $ 375,000 $ 96,000
Wood, Wisconsin 2 $ 550,000 $ 275,000 $ 89,000
Butler, Alabama 1 $ 115,000 $ 115,000 $ 39,000
Cherokee, Alabama 1 $ 275,000 $ 275,000 $ 32,000
Choctaw, Alabama 1 $ 155,000 $ 155,000 $ 47,000
Coffee, Alabama 1 $ 355,000 $ 355,000 $ 99,000
Dallas, Alabama 1 $ 105,000 $ 105,000 $ 48,000
Elmore, Alabama 1 $ 375,000 $ 375,000 $ 141,000
Fayette, Alabama 1 $ 125,000 $ 125,000 $ 68,000
Franklin, Alabama 1 $ 295,000 $ 295,000 $ 126,000
Geneva, Alabama 1 $ 645,000 $ 645,000 $ 142,000
Marshall, Alabama 1 $ 195,000 $ 195,000 $ 56,000
Monroe, Alabama 1 $ 315,000 $ 315,000 $ 85,000
Morgan, Alabama 1 $ 175,000 $ 175,000 $ 41,000
Pike, Alabama 1 $ 265,000 $ 265,000 $ 62,000
Shelby, Alabama 1 $ 265,000 $ 265,000 $ 107,000
St. Clair, Alabama 1 $ 215,000 $ 215,000 $ 80,000
Mohave, Arizona 1 $ 215,000 $ 215,000 $ 35,000
Ashley, Arkansas 1 $ 125,000 $ 125,000 $ 60,000
Benton, Arkansas 1 $ 395,000 $ 395,000 $ 144,000
Crittenden, Arkansas 1 $ 225,000 $ 225,000 $ 56,000
Greene, Arkansas 1 $ 225,000 $ 225,000 $ 84,000
Logan, Arkansas 1 $ 195,000 $ 195,000 $ 50,000
Mississippi, Arkansas 1 $ 115,000 $ 115,000 $ 53,000
Searcy, Arkansas 1 $ 145,000 $ 145,000 $ 72,000
St. Francis, Arkansas 1 $ 225,000 $ 225,000 $ 69,000
Amador, California 1 $ 525,000 $ 525,000 $ 43,000
Madera, California 1 $ 405,000 $ 405,000 $ 94,000
Mendocino, California 1 $ 255,000 $ 255,000 $ 74,000
Monterey, California 1 $ 645,000 $ 645,000 $ 157,000
Santa Clara, California 1 $ 615,000 $ 615,000 $ 129,000
Sonoma, California 1 $ 945,000 $ 945,000 $ 0
Stanislaus, California 1 $ 365,000 $ 365,000 $ 150,000
Tehama, California 1 $ 335,000 $ 335,000 $ 128,000
Tulare, California 1 $ 355,000 $ 355,000 $ 90,000
Adams, Colorado 1 $ 205,000 $ 205,000 $ 51,000
Denver, Colorado 1 $ 495,000 $ 495,000 $ 118,000
Elbert, Colorado 1 $ 585,000 $ 585,000 $ 72,000
Fremont, Colorado 1 $ 245,000 $ 245,000 $ 55,000
Garfield, Colorado 1 $ 255,000 $ 255,000 $ 113,000
Kit Carson, Colorado 1 $ 155,000 $ 155,000 $ 41,000
Phillips, Colorado 1 $ 195,000 $ 195,000 $ 65,000
Teller, Colorado 1 $ 275,000 $ 275,000 $ 56,000
Alachua, Florida 1 $ 365,000 $ 365,000 $ 65,000
Franklin, Florida 1 $ 365,000 $ 365,000 $ 60,000
Hendry, Florida 1 $ 275,000 $ 275,000 $ 99,000
Okeechobee, Florida 1 $ 205,000 $ 205,000 $ 63,000
Taylor, Florida 1 $ 175,000 $ 175,000 $ 96,000
Bleckley, Georgia 1 $ 125,000 $ 125,000 $ 101,000
Burke, Georgia 1 $ 385,000 $ 385,000 $ 83,000
Carroll, Georgia 1 $ 215,000 $ 215,000 $ 79,000
Cherokee, Georgia 1 $ 455,000 $ 455,000 $ 196,000
Cook, Georgia 1 $ 105,000 $ 105,000 $ 40,000
Crawford, Georgia 1 $ 105,000 $ 105,000 $ 59,000
Dodge, Georgia 1 $ 385,000 $ 385,000 $ 83,000
Dougherty, Georgia 1 $ 115,000 $ 115,000 $ 43,000
Early, Georgia 1 $ 325,000 $ 325,000 $ 113,000
Floyd, Georgia 1 $ 175,000 $ 175,000 $ 69,000
Franklin, Georgia 1 $ 195,000 $ 195,000 $ 62,000
Grady, Georgia 1 $ 375,000 $ 375,000 $ 70,000
Haralson, Georgia 1 $ 235,000 $ 235,000 $ 69,000
Harris, Georgia 1 $ 775,000 $ 775,000 $ 106,000
Jackson, Georgia 1 $ 135,000 $ 135,000 $ 97,000
Jasper, Georgia 1 $ 275,000 $ 275,000 $ 0
Jefferson, Georgia 1 $ 95,000 $ 95,000 $ 74,000
Jones, Georgia 1 $ 285,000 $ 285,000 $ 143,000
Long, Georgia 1 $ 185,000 $ 185,000 $ 69,000
Lumpkin, Georgia 1 $ 455,000 $ 455,000 $ 190,000
McDuffie, Georgia 1 $ 125,000 $ 125,000 $ 37,000
Meriwether, Georgia 1 $ 105,000 $ 105,000 $ 51,000
Mitchell, Georgia 1 $ 65,000 $ 65,000 $ 26,000
Monroe, Georgia 1 $ 175,000 $ 175,000 $ 75,000
Peach, Georgia 1 $ 205,000 $ 205,000 $ 68,000
Pierce, Georgia 1 $ 155,000 $ 155,000 $ 119,000
Rabun, Georgia 1 $ 225,000 $ 225,000 $ 100,000
Schley, Georgia 1 $ 55,000 $ 55,000 $ 105,000
Telfair, Georgia 1 $ 125,000 $ 125,000 $ 47,000
Thomas, Georgia 1 $ 275,000 $ 275,000 $ 108,000
Tift, Georgia 1 $ 125,000 $ 125,000 $ 59,000
Towns, Georgia 1 $ 225,000 $ 225,000 $ 47,000
Upson, Georgia 1 $ 205,000 $ 205,000 $ 50,000
Whitfield, Georgia 1 $ 265,000 $ 265,000 $ 99,000
Wilkes, Georgia 1 $ 215,000 $ 215,000 $ 47,000
Bonner, Idaho 1 $ 455,000 $ 455,000 $ 67,000
Latah, Idaho 1 $ 475,000 $ 475,000 $ 108,000
Twin Falls, Idaho 1 $ 395,000 $ 395,000 $ 77,000
Bond, Illinois 1 $ 205,000 $ 205,000 $ 50,000
Christian, Illinois 1 $ 55,000 $ 55,000 $ 41,000
Clinton, Illinois 1 $ 155,000 $ 155,000 $ 59,000
DuPage, Illinois 1 $ 255,000 $ 255,000 $ 50,000
Effingham, Illinois 1 $ 115,000 $ 115,000 $ 41,000
Jersey, Illinois 1 $ 155,000 $ 155,000 $ 86,000
Kankakee, Illinois 1 $ 195,000 $ 195,000 $ 62,000
Knox, Illinois 1 $ 75,000 $ 75,000 $ 72,000
Lake, Illinois 1 $ 165,000 $ 165,000 $ 64,000
LaSalle, Illinois 1 $ 85,000 $ 85,000 $ 31,000
Madison, Illinois 1 $ 125,000 $ 125,000 $ 79,000
McHenry, Illinois 1 $ 275,000 $ 275,000 $ 121,000
Randolph, Illinois 1 $ 65,000 $ 65,000 $ 40,000
Sangamon, Illinois 1 $ 215,000 $ 215,000 $ 34,000
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Mortgage Loan Application Detail Totals for Mid-Continent Funding, Inc. in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,561 $457,855,000 $293,000 $1,205,000 $82,000 $415,000
Cash-out Refinancing 665 $167,195,000 $251,000 $1,005,000 $78,000 $308,000
Refinancing 63 $15,875,000 $251,000 $945,000 $36,000 $243,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,161 $309,465,000 $266,000 $1,205,000 $78,000 $415,000
Black or African American 478 $138,930,000 $290,000 $1,005,000 $80,000 $343,000
Not Provided 422 $120,150,000 $284,000 $845,000 $82,000 $280,000
Hispanic 153 $47,585,000 $311,000 $855,000 $86,000 $264,000
Asian 40 $14,740,000 $368,000 $755,000 $99,000 $243,000
American Indian or Alaskan Native 25 $6,475,000 $259,000 $415,000 $78,000 $184,000
Native Hawaiian or Other Pacific Islander 10 $3,580,000 $358,000 $775,000 $106,000 $233,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
VA-guaranteed (Veterans Administration) 2,070 $593,070,000 $286,000 $1,205,000 $79,000 $415,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 174 $38,970,000 $223,000 $645,000 $89,000 $405,000
FHA-insured (Federal Housing Administration) 45 $8,885,000 $197,000 $475,000 $72,000 $221,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,380 $399,800,000 $289,000 $1,205,000 $83,000 $415,000
Application Withdrawn By Applicant 407 $105,675,000 $259,000 $805,000 $78,000 $405,000
Application Denied By Financial Institution 219 $56,685,000 $258,000 $765,000 $66,000 $229,000
File Closed For Incompleteness 145 $39,005,000 $269,000 $1,005,000 $72,000 $301,000
Application Approved But Not Accepted 138 $39,760,000 $288,000 $775,000 $83,000 $269,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,070 $584,240,000 $282,000 $1,205,000 $81,000 $415,000
Collateral 85 $21,905,000 $257,000 $645,000 $68,000 $196,000
Debt-To-Income Ratio 49 $13,705,000 $279,000 $765,000 $58,000 $120,000
Other 44 $11,270,000 $256,000 $665,000 $68,000 $229,000
Credit Application Incomplete 17 $4,125,000 $242,000 $465,000 $75,000 $195,000
Credit History 16 $3,440,000 $215,000 $505,000 $62,000 $217,000
Insufficient Cash (Downpayment, Closing Cost) 7 $2,055,000 $293,000 $465,000 $79,000 $129,000
Employment History 1 $185,000 $185,000 $185,000 $42,000 $42,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Mid-Continent Funding, Inc.'s 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Mid-Continent Funding, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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