Midfirst Bank Mortgage Lending & HMDA Data, 2006
In 2006, Midfirst Bank of Oklahoma City, OK reported 26,242 mortgage applications totaling $1.6 billion, down 30% from 2005. The average application was for $62,775, and applicants reported an average income of $25,220. 18% of its applications resulted in an originated loan and 19% were denied. Its largest markets were Oklahoma City, OK (1,764), Houston-Sugar Land-Baytown, TX (871) and Atlanta-Sandy Springs-Marietta, GA (775) (applications in parentheses).
| Mortgage Company & Address | Midfirst Bank 501 Nw Grand Blvd. Oklahoma City, OK 73118 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 26,242 |
| Total Mortgage Loan Application Amount | $1,647,347,000 |
| Average Mortgage Loan Application Amount | $62,775 |
| Highest Mortgage Loan Application Amount | $19,200,000 |
| Average Applicant Income | $25,220 |
| Highest Applicant Income | $6,700,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Midfirst Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Oklahoma City, OK | 1,764 | $ 150,081,000 | $ 85,079 | $ 68,000 |
| Houston-Sugar Land-Baytown, TX | 871 | $ 37,737,000 | $ 43,326 | $ 25,000 |
| Atlanta-Sandy Springs-Marietta, GA | 775 | $ 54,722,000 | $ 70,609 | $ 18,000 |
| Dallas-Plano-Irving, TX | 752 | $ 37,662,000 | $ 50,082 | $ 21,000 |
| Chicago-Naperville-Joliet, IL | 533 | $ 37,001,000 | $ 69,420 | $ 20,000 |
| San Antonio, TX | 502 | $ 18,174,000 | $ 36,203 | $ 15,000 |
| Indianapolis-Carmel, IN | 478 | $ 43,280,000 | $ 90,543 | $ 6,000 |
| Philadelphia, PA | 450 | $ 22,490,000 | $ 49,977 | $ 20,000 |
| Memphis, TN-MS-AR | 446 | $ 19,140,000 | $ 42,914 | $ 11,022 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 430 | $ 33,336,000 | $ 77,525 | $ 31,734 |
| Tampa-St. Petersburg-Clearwater, FL | 413 | $ 26,319,000 | $ 63,726 | $ 19,000 |
| Fort Worth-Arlington, TX | 411 | $ 19,249,000 | $ 46,834 | $ 23,000 |
| Tulsa, OK | 398 | $ 29,448,000 | $ 73,989 | $ 55,000 |
| Orlando-Kissimmee, FL | 363 | $ 29,464,000 | $ 81,168 | $ 24,000 |
| Phoenix-Mesa-Scottsdale, AZ | 359 | $ 50,544,000 | $ 140,791 | $ 63,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 340 | $ 23,017,000 | $ 67,697 | $ 30,000 |
| St. Louis, MO-IL | 323 | $ 15,880,000 | $ 49,164 | $ 17,736 |
| Baltimore-Towson, MD | 301 | $ 19,737,000 | $ 65,571 | $ 24,000 |
| El Paso, TX | 286 | $ 10,349,000 | $ 36,185 | $ 13,000 |
| Jacksonville, FL | 246 | $ 13,094,000 | $ 53,227 | $ 22,000 |
| Miami-Miami Beach-Kendall, FL | 239 | $ 15,745,000 | $ 65,878 | $ 21,000 |
| Buffalo-Niagara Falls, NY | 238 | $ 10,649,000 | $ 44,743 | $ 12,000 |
| Riverside-San Bernardino-Ontario, CA | 235 | $ 19,472,000 | $ 82,859 | $ 25,000 |
| New York-White Plains-Wayne, NY-NJ | 222 | $ 24,110,000 | $ 108,603 | $ 43,459 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 216 | $ 11,974,000 | $ 55,435 | $ 15,194 |
| Rochester, NY | 215 | $ 11,028,000 | $ 51,293 | $ 13,000 |
| Birmingham-Hoover, AL | 212 | $ 9,292,000 | $ 43,830 | $ 17,000 |
| Camden, NJ | 207 | $ 13,656,000 | $ 65,971 | $ 27,000 |
| Denver-Aurora, CO | 202 | $ 16,054,000 | $ 79,475 | $ 20,000 |
| Los Angeles-Long Beach-Glendale, CA | 202 | $ 18,816,000 | $ 93,148 | $ 22,000 |
| Little Rock-North Little Rock, AR | 194 | $ 7,625,000 | $ 39,304 | $ 21,000 |
| Richmond, VA | 193 | $ 12,045,000 | $ 62,409 | $ 20,000 |
| Kansas City, MO-KS | 184 | $ 8,732,000 | $ 47,456 | $ 16,206 |
| Cleveland-Elyria-Mentor, OH | 179 | $ 9,012,000 | $ 50,346 | $ 12,000 |
| Charlotte-Gastonia-Concord, NC-SC | 174 | $ 10,519,000 | $ 60,454 | $ 14,724 |
| Austin-Round Rock, TX | 173 | $ 9,245,000 | $ 53,439 | $ 22,000 |
| Pittsburgh, PA | 172 | $ 7,719,000 | $ 44,877 | $ 18,000 |
| New Orleans-Metairie-Kenner, LA | 166 | $ 9,626,000 | $ 57,987 | $ 9,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 165 | $ 11,358,000 | $ 68,836 | $ 18,000 |
| Syracuse, NY | 155 | $ 7,484,000 | $ 48,283 | $ 10,000 |
| Raleigh-Cary, NC | 146 | $ 12,643,000 | $ 86,595 | $ 19,000 |
| Detroit-Livonia-Dearborn, MI | 140 | $ 5,334,000 | $ 38,100 | $ 13,000 |
| Nashville-Davidson--Murfreesboro, TN | 136 | $ 9,364,000 | $ 68,852 | $ 15,000 |
| Shreveport-Bossier City, LA | 134 | $ 4,590,000 | $ 34,253 | $ 14,000 |
| Lakeland, FL | 130 | $ 9,456,000 | $ 72,738 | $ 17,000 |
| Baton Rouge, LA | 129 | $ 6,727,000 | $ 52,147 | $ 20,000 |
| Jackson, MS | 129 | $ 4,974,000 | $ 38,558 | $ 12,000 |
| Corpus Christi, TX | 126 | $ 4,899,000 | $ 38,880 | $ 20,000 |
| Greensboro-High Point, NC | 124 | $ 8,310,000 | $ 67,016 | $ 13,000 |
| Nassau-Suffolk, NY | 120 | $ 11,313,000 | $ 94,275 | $ 50,000 |
| Montgomery, AL | 113 | $ 4,610,000 | $ 40,796 | $ 16,000 |
| Las Vegas-Paradise, NV | 112 | $ 38,502,000 | $ 343,767 | $ 23,000 |
| Gary, IN | 110 | $ 5,634,000 | $ 51,218 | $ 19,000 |
| Augusta-Richmond County, GA-SC | 107 | $ 4,649,000 | $ 43,448 | $ 13,495 |
| Killeen-Temple-Fort Hood, TX | 105 | $ 4,134,000 | $ 39,371 | $ 15,000 |
| Cincinnati-Middletown, OH-KY-IN | 103 | $ 7,104,000 | $ 68,970 | $ 19,223 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 98 | $ 6,591,000 | $ 67,255 | $ 24,000 |
| Wichita, KS | 94 | $ 4,196,000 | $ 44,638 | $ 17,000 |
| Columbus, OH | 91 | $ 5,196,000 | $ 57,098 | $ 11,000 |
| Columbia, SC | 90 | $ 4,373,000 | $ 48,588 | $ 21,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 90 | $ 6,242,000 | $ 69,355 | $ 19,000 |
| Tucson, AZ | 89 | $ 5,285,000 | $ 59,382 | $ 19,000 |
| Newark-Union, NJ-PA | 85 | $ 9,804,000 | $ 115,341 | $ 34,588 |
| Pensacola-Ferry Pass-Brent, FL | 81 | $ 3,716,000 | $ 45,876 | $ 21,000 |
| Lubbock, TX | 79 | $ 2,643,000 | $ 33,455 | $ 13,000 |
| Albany-Schenectady-Troy, NY | 77 | $ 4,762,000 | $ 61,844 | $ 28,000 |
| Chattanooga, TN-GA | 73 | $ 3,475,000 | $ 47,602 | $ 10,780 |
| Fayetteville, NC | 73 | $ 4,069,000 | $ 55,739 | $ 23,000 |
| Edison, NJ | 71 | $ 5,722,000 | $ 80,591 | $ 40,000 |
| Fresno, CA | 70 | $ 4,785,000 | $ 68,357 | $ 21,000 |
| Sarasota-Bradenton-Venice, FL | 70 | $ 5,817,000 | $ 83,100 | $ 17,000 |
| Columbus, GA-AL | 69 | $ 3,136,000 | $ 45,449 | $ 21,289 |
| Albuquerque, NM | 67 | $ 3,471,000 | $ 51,805 | $ 25,000 |
| Palm Bay-Melbourne-Titusville, FL | 67 | $ 3,903,000 | $ 58,253 | $ 20,000 |
| Bakersfield, CA | 66 | $ 4,154,000 | $ 62,939 | $ 25,000 |
| Fort Smith, AR-OK | 66 | $ 2,467,000 | $ 37,378 | $ 9,318 |
| Cape Coral-Fort Myers, FL | 65 | $ 5,227,000 | $ 80,415 | $ 18,000 |
| Dayton, OH | 64 | $ 2,886,000 | $ 45,093 | $ 20,000 |
| San Diego-Carlsbad-San Marcos, CA | 64 | $ 2,956,000 | $ 46,187 | $ 17,000 |
| Colorado Springs, CO | 62 | $ 3,842,000 | $ 61,967 | $ 13,000 |
| Charleston-North Charleston, SC | 61 | $ 3,541,000 | $ 58,049 | $ 23,000 |
| Louisville-Jefferson County, KY-IN | 61 | $ 3,232,000 | $ 52,983 | $ 20,065 |
| Mobile, AL | 61 | $ 2,723,000 | $ 44,639 | $ 19,000 |
| Wilmington, DE-MD-NJ | 61 | $ 4,392,000 | $ 72,000 | $ 32,327 |
| Huntsville, AL | 57 | $ 2,270,000 | $ 39,824 | $ 16,000 |
| Warren-Troy-Farmington Hills, MI | 57 | $ 3,676,000 | $ 64,491 | $ 26,000 |
| Bethesda-Gaithersburg-Frederick, MD | 56 | $ 5,599,000 | $ 99,982 | $ 36,000 |
| Beaumont-Port Arthur, TX | 54 | $ 2,237,000 | $ 41,425 | $ 20,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 53 | $ 2,552,000 | $ 48,150 | $ 29,000 |
| Seattle-Bellevue-Everett, WA | 51 | $ 2,798,000 | $ 54,862 | $ 19,000 |
| Fort Walton Beach-Crestview-Destin, FL | 50 | $ 2,179,000 | $ 43,580 | $ 19,000 |
| Omaha-Council Bluffs, NE-IA | 49 | $ 2,770,000 | $ 56,530 | $ 23,857 |
| Allentown-Bethlehem-Easton, PA-NJ | 48 | $ 2,786,000 | $ 58,041 | $ 18,166 |
| Amarillo, TX | 48 | $ 1,725,000 | $ 35,937 | $ 16,000 |
| Kokomo, IN | 47 | $ 3,738,000 | $ 79,531 | $ 0 |
| Salt Lake City, UT | 47 | $ 3,218,000 | $ 68,468 | $ 13,000 |
| Fort Wayne, IN | 46 | $ 2,509,000 | $ 54,543 | $ 10,000 |
| Greenville, SC | 46 | $ 1,645,000 | $ 35,760 | $ 16,000 |
| Longview, TX | 46 | $ 1,610,000 | $ 35,000 | $ 17,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 46 | $ 4,336,000 | $ 94,260 | $ 45,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 46 | $ 11,101,000 | $ 241,326 | $ 28,000 |
| South Bend-Mishawaka, IN-MI | 46 | $ 2,966,000 | $ 64,478 | $ 7,630 |
| Knoxville, TN | 43 | $ 1,876,000 | $ 43,627 | $ 10,000 |
| Lawton, OK | 43 | $ 2,228,000 | $ 51,813 | $ 28,000 |
| Savannah, GA | 43 | $ 1,969,000 | $ 45,790 | $ 23,000 |
| Harrisburg-Carlisle, PA | 40 | $ 2,018,000 | $ 50,450 | $ 19,000 |
| Honolulu, HI | 40 | $ 3,305,000 | $ 82,625 | $ 37,000 |
| Lake County-Kenosha County, IL-WI | 40 | $ 3,643,000 | $ 91,075 | $ 25,000 |
| Milwaukee-Waukesha-West Allis, WI | 39 | $ 1,784,000 | $ 45,743 | $ 23,000 |
| Rockford, IL | 38 | $ 2,734,000 | $ 71,947 | $ 8,000 |
| Anchorage, AK | 37 | $ 3,076,000 | $ 83,135 | $ 129,000 |
| Atlantic City, NJ | 37 | $ 3,080,000 | $ 83,243 | $ 28,000 |
| Durham, NC | 37 | $ 2,375,000 | $ 64,189 | $ 25,000 |
| Abilene, TX | 36 | $ 1,124,000 | $ 31,222 | $ 13,000 |
| Akron, OH | 36 | $ 1,400,000 | $ 38,888 | $ 11,000 |
| Boise City-Nampa, ID | 36 | $ 5,017,000 | $ 139,361 | $ 6,000 |
| Macon, GA | 36 | $ 1,388,000 | $ 38,555 | $ 10,000 |
| Roanoke, VA | 35 | $ 1,470,000 | $ 42,000 | $ 9,000 |
| Tallahassee, FL | 35 | $ 2,376,000 | $ 67,885 | $ 25,000 |
| McAllen-Edinburg-Mission, TX | 34 | $ 1,500,000 | $ 44,117 | $ 23,000 |
| Ocala, FL | 34 | $ 2,018,000 | $ 59,352 | $ 21,000 |
| Visalia-Porterville, CA | 34 | $ 2,000,000 | $ 58,823 | $ 26,000 |
| Youngstown-Warren-Boardman, OH-PA | 34 | $ 1,122,000 | $ 33,000 | $ 8,823 |
| Lexington-Fayette, KY | 33 | $ 2,706,000 | $ 82,000 | $ 20,000 |
| Oakland-Fremont-Hayward, CA | 33 | $ 1,360,000 | $ 41,212 | $ 79,000 |
| Vineland-Millville-Bridgeton, NJ | 33 | $ 1,946,000 | $ 58,969 | $ 24,000 |
| York-Hanover, PA | 32 | $ 1,823,000 | $ 56,968 | $ 25,000 |
| Albany, GA | 31 | $ 1,101,000 | $ 35,516 | $ 12,000 |
| Davenport-Moline-Rock Island, IA-IL | 31 | $ 1,273,000 | $ 41,064 | $ 12,677 |
| Portland-Vancouver-Beaverton, OR-WA | 31 | $ 2,109,000 | $ 68,032 | $ 61,580 |
| Providence-New Bedford-Fall River, RI-MA | 31 | $ 2,741,000 | $ 88,419 | $ 42,774 |
| Winston-Salem, NC | 31 | $ 1,943,000 | $ 62,677 | $ 24,000 |
| Port St. Lucie-Fort Pierce, FL | 30 | $ 2,242,000 | $ 74,733 | $ 26,000 |
| Reading, PA | 30 | $ 1,188,000 | $ 39,600 | $ 18,000 |
| Waco, TX | 30 | $ 1,587,000 | $ 52,900 | $ 14,000 |
| Hartford-West Hartford-East Hartford, CT | 29 | $ 2,895,000 | $ 99,827 | $ 32,000 |
| Punta Gorda, FL | 29 | $ 2,936,000 | $ 101,241 | $ 32,000 |
| Toledo, OH | 29 | $ 1,129,000 | $ 38,931 | $ 27,000 |
| Clarksville, TN-KY | 28 | $ 1,268,000 | $ 45,285 | $ 18,964 |
| Gainesville, FL | 28 | $ 1,513,000 | $ 54,035 | $ 34,000 |
| Jacksonville, NC | 28 | $ 1,320,000 | $ 47,142 | $ 17,000 |
| Odessa, TX | 28 | $ 808,000 | $ 28,857 | $ 9,000 |
| Tacoma, WA | 28 | $ 1,595,000 | $ 56,964 | $ 33,000 |
| Grand Rapids-Wyoming, MI | 27 | $ 1,558,000 | $ 57,703 | $ 8,000 |
| Midland, TX | 27 | $ 1,287,000 | $ 47,666 | $ 29,000 |
| Panama City-Lynn Haven, FL | 27 | $ 1,033,000 | $ 38,259 | $ 19,000 |
| Wilmington, NC | 27 | $ 1,473,000 | $ 54,555 | $ 8,000 |
| Lansing-East Lansing, MI | 26 | $ 1,241,000 | $ 47,730 | $ 19,000 |
| New Haven-Milford, CT | 26 | $ 2,601,000 | $ 100,038 | $ 50,000 |
| Santa Ana-Anaheim-Irvine, CA | 26 | $ 5,154,000 | $ 198,230 | $ 30,000 |
| Spokane, WA | 26 | $ 955,000 | $ 36,730 | $ 13,000 |
| Texarkana, Tx-Texarkana, AR | 26 | $ 683,000 | $ 26,269 | $ 21,692 |
| Trenton-Ewing, NJ | 26 | $ 2,245,000 | $ 86,346 | $ 47,000 |
| Lancaster, PA | 25 | $ 1,444,000 | $ 57,760 | $ 16,000 |
| Monroe, LA | 25 | $ 1,214,000 | $ 48,560 | $ 12,000 |
| Springfield, MA | 25 | $ 1,831,000 | $ 73,240 | $ 42,000 |
| Alexandria, LA | 24 | $ 1,282,000 | $ 53,416 | $ 10,000 |
| Pine Bluff, AR | 24 | $ 1,275,000 | $ 53,125 | $ 12,000 |
| Brownsville-Harlingen, TX | 23 | $ 876,000 | $ 38,086 | $ 7,000 |
| Flint, MI | 23 | $ 941,000 | $ 40,913 | $ 8,000 |
| Kalamazoo-Portage, MI | 23 | $ 1,116,000 | $ 48,521 | $ 11,000 |
| Lafayette, LA | 23 | $ 1,583,000 | $ 68,826 | $ 32,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 23 | $ 684,000 | $ 29,739 | $ 18,000 |
| Sumter, SC | 23 | $ 1,060,000 | $ 46,086 | $ 8,000 |
| Topeka, KS | 22 | $ 777,000 | $ 35,318 | $ 20,000 |
| Tyler, TX | 22 | $ 730,000 | $ 33,181 | $ 21,000 |
| Anderson, IN | 21 | $ 1,423,000 | $ 67,761 | $ 7,000 |
| Anniston-Oxford, AL | 21 | $ 833,000 | $ 39,666 | $ 13,000 |
| Cleveland, TN | 21 | $ 1,073,000 | $ 51,095 | $ 8,000 |
| Lake Charles, LA | 21 | $ 985,000 | $ 46,904 | $ 15,000 |
| Utica-Rome, NY | 21 | $ 1,304,000 | $ 62,095 | $ 35,000 |
| Victoria, TX | 21 | $ 856,000 | $ 40,761 | $ 2,000 |
| Erie, PA | 20 | $ 685,000 | $ 34,250 | $ 11,000 |
| Ogden-Clearfield, UT | 20 | $ 1,541,000 | $ 77,050 | $ 23,000 |
| Peoria, IL | 20 | $ 835,000 | $ 41,750 | $ 8,000 |
| Springfield, IL | 20 | $ 939,000 | $ 46,950 | $ 16,000 |
| Warner Robins, GA | 20 | $ 1,114,000 | $ 55,700 | $ 17,000 |
| Charleston, WV | 19 | $ 877,000 | $ 46,157 | $ 33,000 |
| Hinesville-Fort Stewart, GA | 19 | $ 912,000 | $ 48,000 | $ 17,000 |
| Houma-Bayou Cane-Thibodaux, LA | 19 | $ 1,189,000 | $ 62,578 | $ 11,000 |
| Huntington-Ashland, WV-KY-OH | 19 | $ 844,000 | $ 44,421 | $ 15,631 |
| Laredo, TX | 19 | $ 726,000 | $ 38,210 | $ 10,000 |
| Muskegon-Norton Shores, MI | 19 | $ 1,068,000 | $ 56,210 | $ 8,000 |
| Rocky Mount, NC | 19 | $ 881,000 | $ 46,368 | $ 26,000 |
| Binghamton, NY | 18 | $ 998,000 | $ 55,444 | $ 27,000 |
| Boston-Quincy, MA | 18 | $ 1,814,000 | $ 100,777 | $ 34,000 |
| Des Moines-West Des Moines, IA | 18 | $ 665,000 | $ 36,944 | $ 21,000 |
| Gulfport-Biloxi, MS | 18 | $ 910,000 | $ 50,555 | $ 10,000 |
| Pascagoula, MS | 18 | $ 1,000,000 | $ 55,555 | $ 17,000 |
| Sherman-Denison, TX | 18 | $ 892,000 | $ 49,555 | $ 9,000 |
| Kennewick-Richland-Pasco, WA | 17 | $ 945,000 | $ 55,588 | $ 11,000 |
| Naples-Marco Island, FL | 17 | $ 2,384,000 | $ 140,235 | $ 38,000 |
| Saginaw-Saginaw Township North, MI | 17 | $ 591,000 | $ 34,764 | $ 6,000 |
| Wichita Falls, TX | 17 | $ 385,000 | $ 22,647 | $ 13,000 |
| Yuma, AZ | 17 | $ 763,000 | $ 44,882 | $ 10,000 |
| Decatur, IL | 16 | $ 686,000 | $ 42,875 | $ 12,000 |
| Evansville, IN-KY | 16 | $ 896,000 | $ 56,000 | $ 16,250 |
| Gadsden, AL | 16 | $ 308,000 | $ 19,250 | $ 10,000 |
| Hagerstown-Martinsburg, MD-WV | 16 | $ 1,026,000 | $ 64,125 | $ 27,062 |
| Jonesboro, AR | 16 | $ 604,000 | $ 37,750 | $ 13,000 |
| Spartanburg, SC | 16 | $ 849,000 | $ 53,062 | $ 20,000 |
| Valdosta, GA | 16 | $ 587,000 | $ 36,687 | $ 10,000 |
| Anderson, SC | 15 | $ 588,000 | $ 39,200 | $ 0 |
| Canton-Massillon, OH | 15 | $ 825,000 | $ 55,000 | $ 22,000 |
| Danville, VA | 15 | $ 576,000 | $ 38,400 | $ 7,000 |
| Dothan, AL | 15 | $ 895,000 | $ 59,666 | $ 31,000 |
| Elkhart-Goshen, IN | 15 | $ 1,026,000 | $ 68,400 | $ 12,000 |
| San Angelo, TX | 15 | $ 555,000 | $ 37,000 | $ 0 |
| Springfield, MO | 15 | $ 768,000 | $ 51,200 | $ 31,000 |
| Stockton, CA | 15 | $ 1,168,000 | $ 77,866 | $ 26,000 |
| Worcester, MA | 15 | $ 1,494,000 | $ 99,600 | $ 40,000 |
| Cedar Rapids, IA | 14 | $ 579,000 | $ 41,357 | $ 22,000 |
| Decatur, AL | 14 | $ 638,000 | $ 45,571 | $ 19,000 |
| Fargo, ND-MN | 14 | $ 435,000 | $ 31,071 | $ 25,000 |
| Florence, SC | 14 | $ 649,000 | $ 46,357 | $ 34,000 |
| Joplin, MO | 14 | $ 731,000 | $ 52,214 | $ 13,000 |
| Lafayette, IN | 14 | $ 1,105,000 | $ 78,928 | $ 10,000 |
| Manchester-Nashua, NH | 14 | $ 1,256,000 | $ 89,714 | $ 46,000 |
| Billings, MT | 13 | $ 502,000 | $ 38,615 | $ 12,000 |
| College Station-Bryan, TX | 13 | $ 684,000 | $ 52,615 | $ 23,000 |
| Greeley, CO | 13 | $ 989,000 | $ 76,076 | $ 11,000 |
| Greenville, NC | 13 | $ 575,000 | $ 44,230 | $ 4,000 |
| Kingsport-Bristol-Bristol, TN-VA | 13 | $ 395,000 | $ 30,384 | $ 8,307 |
| Madison, WI | 13 | $ 1,092,000 | $ 84,000 | $ 51,000 |
| Pueblo, CO | 13 | $ 704,000 | $ 54,153 | $ 7,000 |
| Reno-Sparks, NV | 13 | $ 731,000 | $ 56,230 | $ 15,000 |
| Asheville, NC | 12 | $ 576,000 | $ 48,000 | $ 46,000 |
| Auburn-Opelika, AL | 12 | $ 489,000 | $ 40,750 | $ 18,000 |
| Burlington, NC | 12 | $ 713,000 | $ 59,416 | $ 2,000 |
| Florence-Muscle Shoals, AL | 12 | $ 619,000 | $ 51,583 | $ 29,000 |
| Goldsboro, NC | 12 | $ 556,000 | $ 46,333 | $ 20,000 |
| Hickory-Lenoir-Morganton, NC | 12 | $ 690,000 | $ 57,500 | $ 11,000 |
| Lincoln, NE | 12 | $ 679,000 | $ 56,583 | $ 26,000 |
| Michigan City-La Porte, IN | 12 | $ 1,105,000 | $ 92,083 | $ 0 |
| Niles-Benton Harbor, MI | 12 | $ 914,000 | $ 76,166 | $ 3,000 |
| Rochester, MN | 12 | $ 694,000 | $ 57,833 | $ 29,000 |
| Scranton--Wilkes-Barre, PA | 12 | $ 545,000 | $ 45,416 | $ 13,000 |
| Tuscaloosa, AL | 12 | $ 632,000 | $ 52,666 | $ 14,000 |
| Athens-Clarke County, GA | 11 | $ 577,000 | $ 52,454 | $ 22,000 |
| Bloomington, IN | 11 | $ 710,000 | $ 64,545 | $ 22,000 |
| Champaign-Urbana, IL | 11 | $ 632,000 | $ 57,454 | $ 37,000 |
| Essex County, MA | 11 | $ 1,328,000 | $ 120,727 | $ 56,000 |
| Las Cruces, NM | 11 | $ 649,000 | $ 59,000 | $ 27,000 |
| Lebanon, PA | 11 | $ 608,000 | $ 55,272 | $ 15,000 |
| Lynchburg, VA | 11 | $ 523,000 | $ 47,545 | $ 19,000 |
| Sioux City, IA-NE-SD | 11 | $ 885,000 | $ 80,454 | $ 10,909 |
| Bridgeport-Stamford-Norwalk, CT | 10 | $ 1,248,000 | $ 124,800 | $ 22,000 |
| Cambridge-Newton-Framingham, MA | 10 | $ 1,127,000 | $ 112,700 | $ 63,000 |
| Jackson, TN | 10 | $ 583,000 | $ 58,300 | $ 26,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 10 | $ 465,000 | $ 46,500 | $ 17,600 |
| Redding, CA | 10 | $ 477,000 | $ 47,700 | $ 37,000 |
| Rome, GA | 10 | $ 505,000 | $ 50,500 | $ 1,000 |
| Weirton-Steubenville, WV-OH | 10 | $ 459,000 | $ 45,900 | $ 7,200 |
| Boulder, CO | 9 | $ 392,000 | $ 43,555 | $ 2,000 |
| Brunswick, GA | 9 | $ 546,000 | $ 60,666 | $ 21,000 |
| Dover, DE | 9 | $ 463,000 | $ 51,444 | $ 23,000 |
| Duluth, MN-WI | 9 | $ 210,000 | $ 23,333 | $ 11,000 |
| Elizabethtown, KY | 9 | $ 483,000 | $ 53,666 | $ 30,000 |
| Hanford-Corcoran, CA | 9 | $ 588,000 | $ 65,333 | $ 9,000 |
| Janesville, WI | 9 | $ 406,000 | $ 45,111 | $ 7,000 |
| Ocean City, NJ | 9 | $ 656,000 | $ 72,888 | $ 26,000 |
| Prescott, AZ | 9 | $ 877,000 | $ 97,444 | $ 36,000 |
| Santa Barbara-Santa Maria, CA | 9 | $ 1,021,000 | $ 113,444 | $ 49,000 |
| Vallejo-Fairfield, CA | 9 | $ 326,000 | $ 36,222 | $ 9,000 |
| Bloomington-Normal, IL | 8 | $ 476,000 | $ 59,500 | $ 25,000 |
| Bremerton-Silverdale, WA | 8 | $ 390,000 | $ 48,750 | $ 23,000 |
| Columbus, IN | 8 | $ 671,000 | $ 83,875 | $ 15,000 |
| Danville, IL | 8 | $ 234,000 | $ 29,250 | $ 7,000 |
| Elmira, NY | 8 | $ 275,000 | $ 34,375 | $ 18,000 |
| Fort Collins-Loveland, CO | 8 | $ 318,000 | $ 39,750 | $ 42,000 |
| Glens Falls, NY | 8 | $ 471,000 | $ 58,875 | $ 8,000 |
| Kankakee-Bradley, IL | 8 | $ 447,000 | $ 55,875 | $ 34,000 |
| Sebastian-Vero Beach, FL | 8 | $ 514,000 | $ 64,250 | $ 21,000 |
| Sioux Falls, SD | 8 | $ 372,000 | $ 46,500 | $ 33,000 |
| Waterloo-Cedar Falls, IA | 8 | $ 272,000 | $ 34,000 | $ 47,000 |
| Altoona, PA | 7 | $ 339,000 | $ 48,428 | $ 30,000 |
| Burlington-South Burlington, VT | 7 | $ 744,000 | $ 106,285 | $ 69,000 |
| Chico, CA | 7 | $ 375,000 | $ 53,571 | $ 8,000 |
| Dalton, GA | 7 | $ 422,000 | $ 60,285 | $ 12,000 |
| El Centro, CA | 7 | $ 647,000 | $ 92,428 | $ 43,000 |
| Ithaca, NY | 7 | $ 201,000 | $ 28,714 | $ 4,000 |
| Lima, OH | 7 | $ 290,000 | $ 41,428 | $ 7,000 |
| Madera, CA | 7 | $ 720,000 | $ 102,857 | $ 47,000 |
| Modesto, CA | 7 | $ 1,041,000 | $ 148,714 | $ 39,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 7 | $ 603,000 | $ 86,142 | $ 31,000 |
| Norwich-New London, CT | 7 | $ 774,000 | $ 110,571 | $ 47,000 |
| Portland-South Portland-Biddeford, ME | 7 | $ 639,000 | $ 91,285 | $ 45,000 |
| Provo-Orem, UT | 7 | $ 341,000 | $ 48,714 | $ 12,000 |
| Rockingham County-Strafford County, NH | 7 | $ 566,000 | $ 80,857 | $ 41,000 |
| Springfield, OH | 7 | $ 336,000 | $ 48,000 | $ 29,000 |
| Battle Creek, MI | 6 | $ 238,000 | $ 39,666 | $ 20,000 |
| Casper, WY | 6 | $ 215,000 | $ 35,833 | $ 14,000 |
| Eugene-Springfield, OR | 6 | $ 577,000 | $ 96,166 | $ 57,000 |
| Fairbanks, AK | 6 | $ 307,000 | $ 51,166 | $ 94,000 |
| Gainesville, GA | 6 | $ 564,000 | $ 94,000 | $ 15,000 |
| Grand Junction, CO | 6 | $ 250,000 | $ 41,666 | $ 15,000 |
| Great Falls, MT | 6 | $ 90,000 | $ 15,000 | $ 1,000 |
| Green Bay, WI | 6 | $ 301,000 | $ 50,166 | $ 27,000 |
| Hot Springs, AR | 6 | $ 373,000 | $ 62,166 | $ 43,000 |
| Jackson, MI | 6 | $ 400,000 | $ 66,666 | $ 2,000 |
| Mansfield, OH | 6 | $ 225,000 | $ 37,500 | $ 24,000 |
| Morgantown, WV | 6 | $ 434,000 | $ 72,333 | $ 80,000 |
| Charlottesville, VA | 5 | $ 179,000 | $ 35,800 | $ 7,000 |
| Farmington, NM | 5 | $ 220,000 | $ 44,000 | $ 35,000 |
| Grand Forks, ND-MN | 5 | $ 273,000 | $ 54,600 | $ 23,200 |
| Johnstown, PA | 5 | $ 187,000 | $ 37,400 | $ 47,000 |
| Kingston, NY | 5 | $ 272,000 | $ 54,400 | $ 57,000 |
| Monroe, MI | 5 | $ 290,000 | $ 58,000 | $ 41,000 |
| Muncie, IN | 5 | $ 416,000 | $ 83,200 | $ 24,000 |
| Racine, WI | 5 | $ 524,000 | $ 104,800 | $ 0 |
| Yakima, WA | 5 | $ 209,000 | $ 41,800 | $ 6,000 |
| Yuba City, CA | 5 | $ 163,000 | $ 32,600 | $ 5,000 |
| Blacksburg-Christiansburg-Radford, VA | 4 | $ 201,000 | $ 50,250 | $ 7,000 |
| Flagstaff, AZ | 4 | $ 550,000 | $ 137,500 | $ 50,000 |
| Holland-Grand Haven, MI | 4 | $ 306,000 | $ 76,500 | $ 34,000 |
| Johnson City, TN | 4 | $ 208,000 | $ 52,000 | $ 21,000 |
| Lawrence, KS | 4 | $ 175,000 | $ 43,750 | $ 40,000 |
| Olympia, WA | 4 | $ 278,000 | $ 69,500 | $ 58,000 |
| Oshkosh-Neenah, WI | 4 | $ 108,000 | $ 27,000 | $ 12,000 |
| Owensboro, KY | 4 | $ 140,000 | $ 35,000 | $ 5,000 |
| Salem, OR | 4 | $ 58,000 | $ 14,500 | $ 5,000 |
| Santa Fe, NM | 4 | $ 1,556,000 | $ 389,000 | $ 29,000 |
| St. Cloud, MN | 4 | $ 190,000 | $ 47,500 | $ 0 |
| St. George, UT | 4 | $ 305,000 | $ 76,250 | $ 19,000 |
| Wheeling, WV-OH | 4 | $ 138,000 | $ 34,500 | $ 12,000 |
| Williamsport, PA | 4 | $ 67,000 | $ 16,750 | $ 0 |
| Bend, OR | 3 | $ 160,000 | $ 53,333 | $ 20,000 |
| Bowling Green, KY | 3 | $ 144,000 | $ 48,000 | $ 12,000 |
| Cheyenne, WY | 3 | $ 117,000 | $ 39,000 | $ 17,000 |
| Columbia, MO | 3 | $ 316,000 | $ 105,333 | $ 62,000 |
| Cumberland, MD-WV | 3 | $ 88,000 | $ 29,333 | $ 13,000 |
| Hattiesburg, MS | 3 | $ 155,000 | $ 51,666 | $ 23,000 |
| Idaho Falls, ID | 3 | $ 144,000 | $ 48,000 | $ 27,000 |
| Lewiston-Auburn, ME | 3 | $ 162,000 | $ 54,000 | $ 56,000 |
| Medford, OR | 3 | $ 91,000 | $ 30,333 | $ 0 |
| Oxnard-Thousand Oaks-Ventura, CA | 3 | $ 42,000 | $ 14,000 | $ 14,000 |
| Pittsfield, MA | 3 | $ 216,000 | $ 72,000 | $ 17,000 |
| Rapid City, SD | 3 | $ 157,000 | $ 52,333 | $ 0 |
| Salisbury, MD | 3 | $ 141,000 | $ 47,000 | $ 47,000 |
| St. Joseph, MO-KS | 3 | $ 130,000 | $ 43,333 | $ 0 |
| State College, PA | 3 | $ 271,000 | $ 90,333 | $ 61,000 |
| Terre Haute, IN | 3 | $ 108,000 | $ 36,000 | $ 0 |
| Ann Arbor, MI | 2 | $ 10,000 | $ 5,000 | $ 0 |
| Appleton, WI | 2 | $ 190,000 | $ 95,000 | $ 51,000 |
| Bangor, ME | 2 | $ 130,000 | $ 65,000 | $ 43,000 |
| Barnstable Town, MA | 2 | $ 140,000 | $ 70,000 | $ 34,000 |
| Bay City, MI | 2 | $ 80,000 | $ 40,000 | $ 0 |
| Corvallis, OR | 2 | $ 188,000 | $ 94,000 | $ 39,000 |
| Fond Du Lac, WI | 2 | $ 183,000 | $ 91,500 | $ 14,000 |
| Jefferson City, MO | 2 | $ 128,000 | $ 64,000 | $ 41,000 |
| Longview, WA | 2 | $ 127,000 | $ 63,500 | $ 25,000 |
| Merced, CA | 2 | $ 567,000 | $ 283,500 | $ 15,000 |
| Missoula, MT | 2 | $ 65,000 | $ 32,500 | $ 37,000 |
| Mount Vernon-Anacortes, WA | 2 | $ 324,000 | $ 162,000 | $ 57,000 |
| Pocatello, ID | 2 | $ 56,000 | $ 28,000 | $ 23,000 |
| San Luis Obispo-Paso Robles, CA | 2 | $ 164,000 | $ 82,000 | $ 14,000 |
| Sandusky, OH | 2 | $ 130,000 | $ 65,000 | $ 0 |
| Winchester, VA-WV | 2 | $ 66,000 | $ 33,000 | $ 0 |
| Bismarck, ND | 1 | $ 46,000 | $ 46,000 | $ 20,000 |
| Dubuque, IA | 1 | $ 32,000 | $ 32,000 | $ 0 |
| Harrisonburg, VA | 1 | $ 44,000 | $ 44,000 | $ 0 |
| La Crosse, WI-MN | 1 | $ 49,000 | $ 49,000 | $ 0 |
| Lewiston, ID-WA | 1 | $ 8,000 | $ 8,000 | $ 0 |
| Napa, CA | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Salinas, CA | 1 | $ 47,000 | $ 47,000 | $ 12,000 |
| San Francisco-San Mateo-Redwood City, CA | 1 | $ 14,000 | $ 14,000 | $ 0 |
| Santa Cruz-Watsonville, CA | 1 | $ 100,000 | $ 100,000 | $ 30,000 |
| Santa Rosa-Petaluma, CA | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Sheboygan, WI | 1 | $ 93,000 | $ 93,000 | $ 76,000 |
| Wenatchee, WA | 1 | $ 40,000 | $ 40,000 | $ 50,000 |
Mortgage Loan Application Detail Totals for Midfirst Bank in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 14,509 | $784,513,000 | $54,000 | $19,200,000 | $7,000 | $6,700,000 |
| Refinancing | 7,564 | $588,466,000 | $77,000 | $8,300,000 | $41,000 | $1,900,000 |
| Home Improvement | 4,169 | $274,368,000 | $65,000 | $595,000 | $60,000 | $1,200,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 13,880 | $676,201,000 | $48,000 | $19,200,000 | $0 | $1,047,000 |
| White | 6,453 | $525,288,000 | $81,000 | $5,000,000 | $62,000 | $6,700,000 |
| Black or African American | 2,463 | $192,228,000 | $78,000 | $595,000 | $42,000 | $649,000 |
| Not Provided | 2,007 | $133,887,000 | $66,000 | $420,000 | $49,000 | $560,000 |
| Hispanic | 1,136 | $91,377,000 | $80,000 | $489,000 | $43,000 | $360,000 |
| American Indian or Alaskan Native | 129 | $9,009,000 | $69,000 | $200,000 | $62,000 | $195,000 |
| Asian | 127 | $13,430,000 | $105,000 | $1,134,000 | $70,000 | $446,000 |
| Native Hawaiian or Other Pacific Islander | 47 | $5,927,000 | $126,000 | $392,000 | $77,000 | $720,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 13,183 | $666,044,000 | $50,000 | $428,000 | $6,000 | $560,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,985 | $834,725,000 | $92,000 | $19,200,000 | $63,000 | $6,700,000 |
| VA-guaranteed (Veterans Administration) | 3,991 | $142,501,000 | $35,000 | $415,000 | $6,000 | $462,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 83 | $4,077,000 | $49,000 | $116,000 | $0 | $36,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 13,824 | $605,673,000 | $43,000 | $428,000 | $0 | $0 |
| Application Denied By Financial Institution | 5,053 | $358,136,000 | $70,000 | $596,000 | $51,000 | $800,000 |
| Loan Originated | 4,799 | $483,017,000 | $100,000 | $19,200,000 | $64,000 | $6,700,000 |
| Application Withdrawn By Applicant | 1,406 | $127,402,000 | $90,000 | $1,300,000 | $53,000 | $1,900,000 |
| File Closed For Incompleteness | 954 | $58,516,000 | $61,000 | $250,000 | $30,000 | $560,000 |
| Application Approved But Not Accepted | 206 | $14,603,000 | $70,000 | $315,000 | $41,000 | $354,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1,966 | $139,519,000 | $70,000 | $596,000 | $51,000 | $649,000 |
| Credit Application Incomplete | 1,079 | $66,742,000 | $61,000 | $489,000 | $63,000 | $800,000 |
| Other | 792 | $62,770,000 | $79,000 | $378,000 | $41,000 | $180,000 |
| Debt-To-Income Ratio | 696 | $49,432,000 | $71,000 | $417,000 | $44,000 | $326,000 |
| Collateral | 410 | $31,984,000 | $78,000 | $420,000 | $62,000 | $410,000 |
| Unverifiable Information | 54 | $4,168,000 | $77,000 | $300,000 | $36,000 | $184,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 40 | $2,348,000 | $58,000 | $195,000 | $24,000 | $91,000 |
| Employment History | 16 | $1,173,000 | $73,000 | $200,000 | $54,000 | $144,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Midfirst Bank's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Midfirst Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet
with aggregated HMDA statistics today.
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