Midfirst Bank Mortgage Lending & HMDA Data, 2006

In 2006, Midfirst Bank of Oklahoma City, OK reported 26,242 mortgage applications totaling $1.6 billion, down 30% from 2005. The average application was for $62,775, and applicants reported an average income of $25,220. 18% of its applications resulted in an originated loan and 19% were denied. Its largest markets were Oklahoma City, OK (1,764), Houston-Sugar Land-Baytown, TX (871) and Atlanta-Sandy Springs-Marietta, GA (775) (applications in parentheses).

Mortgage Company & Address Midfirst Bank
501 Nw Grand Blvd.
Oklahoma City, OK 73118
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 26,242
Total Mortgage Loan Application Amount $1,647,347,000
Average Mortgage Loan Application Amount $62,775
Highest Mortgage Loan Application Amount $19,200,000
Average Applicant Income $25,220
Highest Applicant Income $6,700,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Midfirst Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Midfirst Bank by County in 2006

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Oklahoma, Oklahoma 1,011 $ 90,026,000 $ 89,046 $ 70,000
Harris, Texas 634 $ 26,298,000 $ 41,479 $ 22,000
Dallas, Texas 566 $ 25,554,000 $ 45,148 $ 16,000
Bexar, Texas 478 $ 16,920,000 $ 35,397 $ 14,000
Cook, Illinois 424 $ 27,148,000 $ 64,028 $ 19,000
Shelby, Tennessee 378 $ 15,782,000 $ 41,751 $ 11,000
Tarrant, Texas 366 $ 16,428,000 $ 44,885 $ 22,000
Maricopa, Arizona 344 $ 49,428,000 $ 143,686 $ 65,000
Philadelphia, Pennsylvania 323 $ 14,617,000 $ 45,253 $ 18,000
Tulsa, Oklahoma 311 $ 23,224,000 $ 74,675 $ 59,000
Marion, Indiana 302 $ 24,691,000 $ 81,758 $ 6,000
El Paso, Texas 286 $ 10,349,000 $ 36,185 $ 13,000
Canadian, Oklahoma 285 $ 20,550,000 $ 72,105 $ 67,000
Cleveland, Oklahoma 283 $ 25,763,000 $ 91,035 $ 66,000
Miami-Dade, Florida 239 $ 15,745,000 $ 65,878 $ 21,000
Orange, Florida 220 $ 17,494,000 $ 79,518 $ 21,000
Los Angeles, California 202 $ 18,816,000 $ 93,148 $ 22,000
Duval, Florida 200 $ 9,651,000 $ 48,255 $ 21,000
Jefferson, Alabama 197 $ 7,970,000 $ 40,456 $ 15,000
Erie, New York 179 $ 7,623,000 $ 42,586 $ 11,000
Hillsborough, Florida 177 $ 11,820,000 $ 66,779 $ 20,000
Monroe, New York 167 $ 8,224,000 $ 49,245 $ 12,000
Broward, Florida 165 $ 11,358,000 $ 68,836 $ 18,000
DeKalb, Georgia 164 $ 11,429,000 $ 69,689 $ 17,000
St. Louis, Missouri 162 $ 7,320,000 $ 45,185 $ 17,000
Baltimore City, Maryland 160 $ 7,616,000 $ 47,600 $ 18,000
Prince George's, Maryland 156 $ 11,736,000 $ 75,230 $ 30,000
Pulaski, Arkansas 153 $ 5,626,000 $ 36,771 $ 19,000
Pinellas, Florida 152 $ 8,769,000 $ 57,690 $ 20,000
Fulton, Georgia 143 $ 7,686,000 $ 53,748 $ 15,000
Wayne, Michigan 140 $ 5,334,000 $ 38,100 $ 13,000
Cuyahoga, Ohio 139 $ 6,597,000 $ 47,460 $ 11,000
Jackson, Oklahoma 138 $ 8,276,000 $ 59,971 $ 49,000
San Bernardino, California 134 $ 11,145,000 $ 83,171 $ 24,000
Polk, Florida 130 $ 9,456,000 $ 72,738 $ 17,000
Wake, North Carolina 124 $ 10,382,000 $ 83,725 $ 18,000
Allegheny, Pennsylvania 123 $ 5,448,000 $ 44,292 $ 19,000
Mecklenburg, North Carolina 119 $ 6,666,000 $ 56,016 $ 12,000
Onondaga, New York 118 $ 5,822,000 $ 49,338 $ 9,000
Gwinnett, Georgia 114 $ 9,672,000 $ 84,842 $ 21,000
Clark, Nevada 112 $ 38,502,000 $ 343,767 $ 23,000
Guilford, North Carolina 112 $ 7,729,000 $ 69,008 $ 13,000
Travis, Texas 107 $ 5,279,000 $ 49,336 $ 21,000
Nueces, Texas 105 $ 3,846,000 $ 36,628 $ 17,000
Fort Bend, Texas 104 $ 4,353,000 $ 41,855 $ 22,000
Caddo, Louisiana 102 $ 3,416,000 $ 33,490 $ 12,000
Riverside, California 101 $ 8,327,000 $ 82,445 $ 26,000
Camden, New Jersey 100 $ 6,099,000 $ 60,990 $ 23,000
District of Columbia, District Of Columbia 98 $ 7,516,000 $ 76,693 $ 35,000
Palm Beach, Florida 98 $ 6,591,000 $ 67,255 $ 24,000
Montgomery, Alabama 97 $ 3,595,000 $ 37,061 $ 13,000
Grady, Oklahoma 97 $ 6,744,000 $ 69,525 $ 60,000
Woodward, Oklahoma 97 $ 8,671,000 $ 89,391 $ 53,000
East Baton Rouge, Louisiana 96 $ 4,503,000 $ 46,906 $ 14,000
Hinds, Mississippi 94 $ 3,370,000 $ 35,851 $ 11,000
Hennepin, Minnesota 91 $ 4,722,000 $ 51,890 $ 11,000
Volusia, Florida 90 $ 6,242,000 $ 69,355 $ 19,000
Pima, Arizona 89 $ 5,285,000 $ 59,382 $ 19,000
Suffolk, New York 88 $ 8,013,000 $ 91,056 $ 47,000
Caddo, Oklahoma 86 $ 4,681,000 $ 54,430 $ 52,000
Clayton, Georgia 85 $ 5,305,000 $ 62,411 $ 15,000
Bell, Texas 83 $ 3,312,000 $ 39,903 $ 15,000
Denton, Texas 82 $ 4,852,000 $ 59,170 $ 39,000
Cobb, Georgia 80 $ 6,022,000 $ 75,275 $ 19,000
Lake, Indiana 80 $ 3,545,000 $ 44,312 $ 14,000
Jackson, Missouri 79 $ 3,452,000 $ 43,696 $ 19,000
Lubbock, Texas 79 $ 2,643,000 $ 33,455 $ 13,000
Virginia Beach, Virginia 78 $ 4,611,000 $ 59,115 $ 29,000
Pottawatomie, Oklahoma 76 $ 4,343,000 $ 57,144 $ 50,000
Seminole, Florida 74 $ 5,798,000 $ 78,351 $ 35,000
Baltimore, Maryland 74 $ 5,576,000 $ 75,351 $ 30,000
Richmond, Georgia 73 $ 3,203,000 $ 43,876 $ 16,000
Delaware, Pennsylvania 73 $ 4,331,000 $ 59,328 $ 21,000
Burlington, New Jersey 71 $ 5,386,000 $ 75,859 $ 36,000
Fresno, California 70 $ 4,785,000 $ 68,357 $ 21,000
Sedgwick, Kansas 69 $ 2,897,000 $ 41,985 $ 17,000
Cumberland, North Carolina 69 $ 3,714,000 $ 53,826 $ 23,000
Brevard, Florida 67 $ 3,903,000 $ 58,253 $ 20,000
Queens, New York 67 $ 6,942,000 $ 103,611 $ 32,000
Davidson, Tennessee 67 $ 4,004,000 $ 59,761 $ 13,000
Kern, California 66 $ 4,154,000 $ 62,939 $ 25,000
Franklin, Ohio 66 $ 3,285,000 $ 49,772 $ 10,000
Texas, Oklahoma 66 $ 3,989,000 $ 60,439 $ 50,000
Lee, Florida 65 $ 5,227,000 $ 80,415 $ 18,000
Jefferson, Louisiana 65 $ 3,470,000 $ 53,384 $ 11,000
San Diego, California 64 $ 2,956,000 $ 46,187 $ 17,000
Escambia, Florida 64 $ 2,471,000 $ 38,609 $ 16,000
Orleans, Louisiana 64 $ 3,327,000 $ 51,984 $ 6,000
St. Louis City, Missouri 64 $ 3,169,000 $ 49,515 $ 13,000
Richland, South Carolina 63 $ 2,988,000 $ 47,428 $ 19,000
Mobile, Alabama 61 $ 2,723,000 $ 44,639 $ 19,000
Arapahoe, Colorado 61 $ 4,925,000 $ 80,737 $ 17,000
El Paso, Colorado 61 $ 3,841,000 $ 62,967 $ 14,000
Muscogee, Georgia 60 $ 2,591,000 $ 43,183 $ 21,000
Richmond City, Virginia 60 $ 2,932,000 $ 48,866 $ 13,000
Niagara, New York 59 $ 3,026,000 $ 51,288 $ 13,000
Pasco, Florida 58 $ 4,265,000 $ 73,534 $ 18,000
Collin, Texas 58 $ 4,655,000 $ 80,258 $ 39,000
Hamilton, Tennessee 56 $ 2,555,000 $ 45,625 $ 9,000
Hampton, Virginia 56 $ 4,270,000 $ 76,250 $ 33,000
Fairfax, Virginia 55 $ 3,469,000 $ 63,072 $ 19,000
Kings, New York 54 $ 6,562,000 $ 121,518 $ 20,000
Will, Illinois 53 $ 5,031,000 $ 94,924 $ 35,000
Johnson, Indiana 53 $ 5,290,000 $ 99,811 $ 8,000
Denver, Colorado 51 $ 4,425,000 $ 86,764 $ 12,000
Ramsey, Minnesota 51 $ 2,835,000 $ 55,588 $ 12,000
Madison, Alabama 50 $ 2,069,000 $ 41,380 $ 16,000
Okaloosa, Florida 50 $ 2,179,000 $ 43,580 $ 19,000
Washita, Oklahoma 50 $ 2,549,000 $ 50,980 $ 48,000
New Castle, Delaware 47 $ 3,748,000 $ 79,744 $ 36,000
Bernalillo, New Mexico 47 $ 2,066,000 $ 43,957 $ 24,000
Norfolk, Virginia 47 $ 2,579,000 $ 54,872 $ 24,000
Allen, Indiana 45 $ 2,434,000 $ 54,088 $ 9,000
Howard, Indiana 45 $ 3,481,000 $ 77,355 $ 0
Montgomery, Ohio 45 $ 2,212,000 $ 49,155 $ 17,000
Salt Lake, Utah 45 $ 2,991,000 $ 66,466 $ 14,000
Essex, New Jersey 44 $ 4,357,000 $ 99,022 $ 24,000
Chesapeake, Virginia 44 $ 3,144,000 $ 71,454 $ 36,000
Henrico, Virginia 44 $ 2,647,000 $ 60,159 $ 21,000
Sarasota, Florida 43 $ 3,511,000 $ 81,651 $ 13,000
Hamilton, Ohio 43 $ 2,748,000 $ 63,906 $ 16,000
Comanche, Oklahoma 43 $ 2,228,000 $ 51,813 $ 28,000
Brazoria, Texas 43 $ 2,370,000 $ 55,116 $ 28,000
Galveston, Texas 43 $ 1,937,000 $ 45,046 $ 37,000
Newport News, Virginia 43 $ 3,140,000 $ 73,023 $ 30,000
Montgomery, Maryland 42 $ 3,977,000 $ 94,690 $ 32,000
Williamson, Texas 41 $ 2,417,000 $ 58,951 $ 20,000
Honolulu, Hawaii 40 $ 3,305,000 $ 82,625 $ 37,000
Logan, Oklahoma 40 $ 3,652,000 $ 91,300 $ 72,000
Gregg, Texas 40 $ 1,358,000 $ 33,950 $ 15,000
Montgomery, Texas 40 $ 2,316,000 $ 57,900 $ 55,000
Sacramento, California 39 $ 2,625,000 $ 67,307 $ 30,000
Hamilton, Indiana 39 $ 4,545,000 $ 116,538 $ 8,000
St. Joseph, Indiana 39 $ 2,418,000 $ 62,000 $ 9,000
Jefferson, Kentucky 39 $ 1,755,000 $ 45,000 $ 10,000
Chesterfield, Virginia 39 $ 2,846,000 $ 72,974 $ 22,000
Custer, Oklahoma 38 $ 2,374,000 $ 62,473 $ 56,000
Jefferson, Texas 38 $ 1,282,000 $ 33,736 $ 20,000
Lake, Florida 37 $ 3,225,000 $ 87,162 $ 20,000
Atlantic, New Jersey 37 $ 3,080,000 $ 83,243 $ 28,000
McClain, Oklahoma 37 $ 2,768,000 $ 74,810 $ 62,000
Milwaukee, Wisconsin 37 $ 1,723,000 $ 46,567 $ 22,000
Adams, Colorado 36 $ 2,469,000 $ 68,583 $ 27,000
Hendricks, Indiana 36 $ 4,216,000 $ 117,111 $ 4,000
Gloucester, New Jersey 36 $ 2,171,000 $ 60,305 $ 20,000
Greenville, South Carolina 36 $ 1,159,000 $ 32,194 $ 17,000
Knox, Tennessee 36 $ 1,492,000 $ 41,444 $ 10,000
Sebastian, Arkansas 35 $ 1,241,000 $ 35,457 $ 5,000
Chatham, Georgia 35 $ 1,429,000 $ 40,828 $ 11,000
Winnebago, Illinois 35 $ 2,420,000 $ 69,142 $ 7,000
Durham, North Carolina 35 $ 2,256,000 $ 64,457 $ 24,000
Rutherford, Tennessee 35 $ 3,076,000 $ 87,885 $ 19,000
Tulare, California 34 $ 2,000,000 $ 58,823 $ 26,000
Clay, Florida 34 $ 2,263,000 $ 66,558 $ 35,000
Marion, Florida 34 $ 2,018,000 $ 59,352 $ 21,000
DeSoto, Mississippi 34 $ 2,013,000 $ 59,205 $ 12,000
Hidalgo, Texas 34 $ 1,500,000 $ 44,117 $ 23,000
King, Washington 34 $ 1,619,000 $ 47,617 $ 21,000
Lake, Illinois 33 $ 3,175,000 $ 96,212 $ 25,000
Cumberland, New Jersey 33 $ 1,946,000 $ 58,969 $ 24,000
Jefferson, Colorado 32 $ 1,926,000 $ 60,187 $ 26,000
Osceola, Florida 32 $ 2,947,000 $ 92,093 $ 19,000
Bibb, Georgia 32 $ 1,193,000 $ 37,281 $ 10,000
Wyandotte, Kansas 32 $ 918,000 $ 28,687 $ 9,000
Anne Arundel, Maryland 32 $ 3,246,000 $ 101,437 $ 33,000
Douglas, Nebraska 32 $ 1,779,000 $ 55,593 $ 19,000
Albany, New York 32 $ 2,314,000 $ 72,312 $ 42,000
Nassau, New York 32 $ 3,300,000 $ 103,125 $ 61,000
Summit, Ohio 32 $ 1,134,000 $ 35,437 $ 12,000
York, Pennsylvania 32 $ 1,823,000 $ 56,968 $ 25,000
Taylor, Texas 32 $ 993,000 $ 31,031 $ 12,000
Benton, Arkansas 31 $ 1,516,000 $ 48,903 $ 29,000
Oakland, Michigan 31 $ 1,987,000 $ 64,096 $ 29,000
Lehigh, Pennsylvania 31 $ 1,368,000 $ 44,129 $ 13,000
Prince William, Virginia 31 $ 2,855,000 $ 92,096 $ 49,000
Leon, Florida 30 $ 2,100,000 $ 70,000 $ 30,000
St. Clair, Illinois 30 $ 1,216,000 $ 40,533 $ 24,000
Orange, New York 30 $ 2,865,000 $ 95,500 $ 50,000
Berks, Pennsylvania 30 $ 1,188,000 $ 39,600 $ 18,000
McLennan, Texas 30 $ 1,587,000 $ 52,900 $ 14,000
Anchorage, Alaska 29 $ 2,641,000 $ 91,068 $ 140,000
Charlotte, Florida 29 $ 2,936,000 $ 101,241 $ 32,000
Bronx, New York 29 $ 2,279,000 $ 78,586 $ 35,000
Rogers, Oklahoma 29 $ 2,094,000 $ 72,206 $ 34,000
Alachua, Florida 28 $ 1,513,000 $ 54,035 $ 34,000
Onslow, North Carolina 28 $ 1,320,000 $ 47,142 $ 17,000
Ector, Texas 28 $ 808,000 $ 28,857 $ 9,000
Pierce, Washington 28 $ 1,595,000 $ 56,964 $ 33,000
Bay, Florida 27 $ 1,033,000 $ 38,259 $ 19,000
Manatee, Florida 27 $ 2,306,000 $ 85,407 $ 23,000
Wagoner, Oklahoma 27 $ 2,194,000 $ 81,259 $ 50,000
Midland, Texas 27 $ 1,287,000 $ 47,666 $ 29,000
Orange, California 26 $ 5,154,000 $ 198,230 $ 30,000
New Haven, Connecticut 26 $ 2,601,000 $ 100,038 $ 50,000
Hernando, Florida 26 $ 1,465,000 $ 56,346 $ 15,000
St. Lucie, Florida 26 $ 1,829,000 $ 70,346 $ 23,000
Dougherty, Georgia 26 $ 949,000 $ 36,500 $ 13,000
Fayette, Kentucky 26 $ 2,319,000 $ 89,192 $ 22,000
Bossier, Louisiana 26 $ 989,000 $ 38,038 $ 21,000
Mercer, New Jersey 26 $ 2,245,000 $ 86,346 $ 47,000
Dauphin, Pennsylvania 26 $ 1,070,000 $ 41,153 $ 16,000
Potter, Texas 26 $ 780,000 $ 30,000 $ 11,000
Spokane, Washington 26 $ 955,000 $ 36,730 $ 13,000
Kent, Michigan 25 $ 1,451,000 $ 58,040 $ 7,000
Anoka, Minnesota 25 $ 1,599,000 $ 63,960 $ 21,000
Schenectady, New York 25 $ 1,385,000 $ 55,400 $ 10,000
Forsyth, North Carolina 25 $ 1,552,000 $ 62,080 $ 25,000
Bucks, Pennsylvania 25 $ 1,615,000 $ 64,600 $ 45,000
Lancaster, Pennsylvania 25 $ 1,444,000 $ 57,760 $ 16,000
Charleston, South Carolina 25 $ 1,604,000 $ 64,160 $ 17,000
Johnson, Texas 25 $ 1,732,000 $ 69,280 $ 37,000
Portsmouth, Virginia 25 $ 1,776,000 $ 71,040 $ 21,000
Paulding, Georgia 24 $ 1,671,000 $ 69,625 $ 12,000
Ada, Idaho 24 $ 4,239,000 $ 176,625 $ 8,000
Ouachita, Louisiana 24 $ 1,206,000 $ 50,250 $ 13,000
Macomb, Michigan 24 $ 1,453,000 $ 60,541 $ 18,000
Oswego, New York 24 $ 943,000 $ 39,291 $ 7,000
Lucas, Ohio 24 $ 828,000 $ 34,500 $ 23,000
Lexington, South Carolina 24 $ 1,123,000 $ 46,791 $ 22,000
Santa Clara, California 23 $ 684,000 $ 29,739 $ 18,000
Douglas, Georgia 23 $ 1,746,000 $ 75,913 $ 20,000
Hancock, Indiana 23 $ 2,640,000 $ 114,782 $ 2,000
Rapides, Louisiana 23 $ 1,232,000 $ 53,565 $ 10,000
Genesee, Michigan 23 $ 941,000 $ 40,913 $ 8,000
Rankin, Mississippi 23 $ 874,000 $ 38,000 $ 16,000
Clay, Missouri 23 $ 1,271,000 $ 55,260 $ 18,000
Sumter, South Carolina 23 $ 1,060,000 $ 46,086 $ 8,000
Montgomery, Tennessee 23 $ 1,009,000 $ 43,869 $ 17,000
Cameron, Texas 23 $ 876,000 $ 38,086 $ 7,000
Washington, Arkansas 22 $ 1,036,000 $ 47,090 $ 30,000
Kane, Illinois 22 $ 2,228,000 $ 101,272 $ 15,000
Lafayette, Louisiana 22 $ 1,553,000 $ 70,590 $ 33,000
Middlesex, New Jersey 22 $ 1,781,000 $ 80,954 $ 37,000
Ocean, New Jersey 22 $ 1,368,000 $ 62,181 $ 30,000
Smith, Texas 22 $ 730,000 $ 33,181 $ 21,000
Calhoun, Alabama 21 $ 833,000 $ 39,666 $ 13,000
Jefferson, Arkansas 21 $ 1,028,000 $ 48,952 $ 11,000
Henry, Georgia 21 $ 1,775,000 $ 84,523 $ 22,000
Madison, Indiana 21 $ 1,423,000 $ 67,761 $ 7,000
Johnson, Kansas 21 $ 1,423,000 $ 67,761 $ 15,000
Shawnee, Kansas 21 $ 721,000 $ 34,333 $ 21,000
Calcasieu, Louisiana 21 $ 985,000 $ 46,904 $ 15,000
Jefferson, Missouri 21 $ 1,564,000 $ 74,476 $ 17,000
Lorain, Ohio 21 $ 1,202,000 $ 57,238 $ 16,000
Houston, Georgia 20 $ 1,114,000 $ 55,700 $ 17,000
Charles, Maryland 20 $ 1,932,000 $ 96,600 $ 31,000
Dakota, Minnesota 20 $ 1,014,000 $ 50,700 $ 11,000
Lowndes, Mississippi 20 $ 998,000 $ 49,900 $ 15,000
Washington, Mississippi 20 $ 623,000 $ 31,150 $ 15,000
Monmouth, New Jersey 20 $ 1,831,000 $ 91,550 $ 37,000
Oneida, New York 20 $ 1,251,000 $ 62,550 $ 36,000
Erie, Pennsylvania 20 $ 685,000 $ 34,250 $ 11,000
Montgomery, Pennsylvania 20 $ 1,494,000 $ 74,700 $ 26,000
Bradley, Tennessee 20 $ 937,000 $ 46,850 $ 5,000
Bowie, Texas 20 $ 442,000 $ 22,100 $ 21,000
Ellis, Texas 20 $ 1,288,000 $ 64,400 $ 29,000
Randall, Texas 20 $ 845,000 $ 42,250 $ 21,000
Alameda, California 19 $ 802,000 $ 42,210 $ 117,000
Sangamon, Illinois 19 $ 868,000 $ 45,684 $ 17,000
Harford, Maryland 19 $ 1,739,000 $ 91,526 $ 34,000
Hampden, Massachusetts 19 $ 1,495,000 $ 78,684 $ 49,000
Ingham, Michigan 19 $ 827,000 $ 43,526 $ 16,000
Muskegon, Michigan 19 $ 1,068,000 $ 56,210 $ 8,000
Lauderdale, Mississippi 19 $ 946,000 $ 49,789 $ 12,000
Richmond, New York 19 $ 2,354,000 $ 123,894 $ 86,000
Dorchester, South Carolina 19 $ 997,000 $ 52,473 $ 23,000
Webb, Texas 19 $ 726,000 $ 38,210 $ 10,000
Roanoke City, Virginia 19 $ 448,000 $ 23,578 $ 0
Hartford, Connecticut 18 $ 1,773,000 $ 98,500 $ 29,000
Liberty, Georgia 18 $ 886,000 $ 49,222 $ 18,000
Broome, New York 18 $ 998,000 $ 55,444 $ 27,000
Aiken, South Carolina 18 $ 713,000 $ 39,611 $ 11,000
Grayson, Texas 18 $ 892,000 $ 49,555 $ 9,000
Victoria, Texas 18 $ 803,000 $ 44,611 $ 2,000
Yuma, Arizona 17 $ 763,000 $ 44,882 $ 10,000
Faulkner, Arkansas 17 $ 694,000 $ 40,823 $ 13,000
Collier, Florida 17 $ 2,384,000 $ 140,235 $ 38,000
Santa Rosa, Florida 17 $ 1,245,000 $ 73,235 $ 41,000
Madison, Illinois 17 $ 610,000 $ 35,882 $ 22,000
Polk, Iowa 17 $ 664,000 $ 39,058 $ 22,000
Saginaw, Michigan 17 $ 591,000 $ 34,764 $ 6,000
Harrison, Mississippi 17 $ 908,000 $ 53,411 $ 10,000
Jackson, Mississippi 17 $ 928,000 $ 54,588 $ 14,000
Hudson, New Jersey 17 $ 2,211,000 $ 130,058 $ 33,000
Wayne, New York 17 $ 1,049,000 $ 61,705 $ 19,000
Johnston, North Carolina 17 $ 1,802,000 $ 106,000 $ 26,000
Butler, Ohio 17 $ 909,000 $ 53,470 $ 13,000
Berkeley, South Carolina 17 $ 940,000 $ 55,294 $ 30,000
Coryell, Texas 17 $ 641,000 $ 37,705 $ 14,000
Wichita, Texas 17 $ 385,000 $ 22,647 $ 13,000
Suffolk, Virginia 17 $ 1,085,000 $ 63,823 $ 19,000
Snohomish, Washington 17 $ 1,179,000 $ 69,352 $ 15,000
Etowah, Alabama 16 $ 308,000 $ 19,250 $ 10,000
Mississippi, Arkansas 16 $ 443,000 $ 27,687 $ 25,000
Macon, Illinois 16 $ 686,000 $ 42,875 $ 12,000
McHenry, Illinois 16 $ 1,184,000 $ 74,000 $ 17,000
Cattaraugus, New York 16 $ 655,000 $ 40,937 $ 17,000
Dutchess, New York 16 $ 1,471,000 $ 91,937 $ 38,000
Gaston, North Carolina 16 $ 990,000 $ 61,875 $ 22,000
Mahoning, Ohio 16 $ 354,000 $ 22,125 $ 7,000
Payne, Oklahoma 16 $ 875,000 $ 54,687 $ 56,000
Spartanburg, South Carolina 16 $ 849,000 $ 53,062 $ 20,000
Petersburg, Virginia 16 $ 948,000 $ 59,250 $ 24,000
Pinal, Arizona 15 $ 1,116,000 $ 74,400 $ 21,000
Crittenden, Arkansas 15 $ 577,000 $ 38,466 $ 9,000
Union, Arkansas 15 $ 466,000 $ 31,066 $ 11,000
San Joaquin, California 15 $ 1,168,000 $ 77,866 $ 26,000
Lowndes, Georgia 15 $ 586,000 $ 39,066 $ 10,000
Rockdale, Georgia 15 $ 844,000 $ 56,266 $ 30,000
Elkhart, Indiana 15 $ 1,026,000 $ 68,400 $ 12,000
Porter, Indiana 15 $ 1,134,000 $ 75,600 $ 37,000
St. Tammany, Louisiana 15 $ 1,070,000 $ 71,333 $ 14,000
Terrebonne, Louisiana 15 $ 792,000 $ 52,800 $ 9,000
Worcester, Massachusetts 15 $ 1,494,000 $ 99,600 $ 40,000
Kalamazoo, Michigan 15 $ 813,000 $ 54,200 $ 7,000
Sussex, New Jersey 15 $ 2,005,000 $ 133,666 $ 33,000
New Hanover, North Carolina 15 $ 789,000 $ 52,600 $ 4,000
Westmoreland, Pennsylvania 15 $ 727,000 $ 48,466 $ 22,000
Anderson, South Carolina 15 $ 588,000 $ 39,200 $ 0
San Patricio, Texas 15 $ 684,000 $ 45,600 $ 16,000
Tom Green, Texas 15 $ 555,000 $ 37,000 $ 0
Baldwin, Alabama 14 $ 728,000 $ 52,000 $ 55,000
Morgan, Alabama 14 $ 638,000 $ 45,571 $ 19,000
Saline, Arkansas 14 $ 716,000 $ 51,142 $ 33,000
Contra Costa, California 14 $ 558,000 $ 39,857 $ 27,000
Cherokee, Georgia 14 $ 1,008,000 $ 72,000 $ 27,000
Rock Island, Illinois 14 $ 455,000 $ 32,500 $ 15,000
Ascension, Louisiana 14 $ 781,000 $ 55,785 $ 39,000
Frederick, Maryland 14 $ 1,622,000 $ 115,857 $ 45,000
Jasper, Missouri 14 $ 731,000 $ 52,214 $ 13,000
Hillsborough, New Hampshire 14 $ 1,256,000 $ 89,714 $ 46,000
Cayuga, New York 14 $ 508,000 $ 36,285 $ 3,000
Cabarrus, North Carolina 14 $ 1,090,000 $ 77,857 $ 22,000
Harnett, North Carolina 14 $ 852,000 $ 60,857 $ 23,000
Greene, Ohio 14 $ 531,000 $ 37,928 $ 27,000
Stark, Ohio 14 $ 754,000 $ 53,857 $ 23,000
Trumbull, Ohio 14 $ 641,000 $ 45,785 $ 13,000
Providence, Rhode Island 14 $ 1,000,000 $ 71,428 $ 43,000
York, South Carolina 14 $ 915,000 $ 65,357 $ 23,000
Pueblo, Colorado 13 $ 704,000 $ 54,153 $ 7,000
Weld, Colorado 13 $ 989,000 $ 76,076 $ 11,000
Citrus, Florida 13 $ 772,000 $ 59,384 $ 22,000
Putnam, Florida 13 $ 566,000 $ 43,538 $ 65,000
Carroll, Georgia 13 $ 993,000 $ 76,384 $ 4,000
Newton, Georgia 13 $ 1,149,000 $ 88,384 $ 37,000
DuPage, Illinois 13 $ 973,000 $ 74,846 $ 27,000
Tippecanoe, Indiana 13 $ 1,032,000 $ 79,384 $ 10,000
Linn, Iowa 13 $ 518,000 $ 39,846 $ 23,000
Scott, Iowa 13 $ 621,000 $ 47,769 $ 15,000
Livingston, Louisiana 13 $ 1,003,000 $ 77,153 $ 38,000
Union, New Jersey 13 $ 1,627,000 $ 125,153 $ 24,000
Sandoval, New Mexico 13 $ 1,121,000 $ 86,230 $ 33,000
Madison, New York 13 $ 719,000 $ 55,307 $ 20,000
Steuben, New York 13 $ 545,000 $ 41,923 $ 16,000
Lake, Ohio 13 $ 552,000 $ 42,461 $ 7,000
Dewey, Oklahoma 13 $ 667,000 $ 51,307 $ 66,000
Sequoyah, Oklahoma 13 $ 519,000 $ 39,923 $ 8,000
Multnomah, Oregon 13 $ 773,000 $ 59,461 $ 20,000
Cumberland, Pennsylvania 13 $ 912,000 $ 70,153 $ 25,000
Florence, South Carolina 13 $ 604,000 $ 46,461 $ 27,000
Danville, Virginia 13 $ 480,000 $ 36,923 $ 8,000
Houston, Alabama 12 $ 667,000 $ 55,583 $ 24,000
Lee, Alabama 12 $ 489,000 $ 40,750 $ 18,000
Columbia, Georgia 12 $ 587,000 $ 48,916 $ 9,000
Coweta, Georgia 12 $ 874,000 $ 72,833 $ 27,000
Walton, Georgia 12 $ 1,303,000 $ 108,583 $ 30,000
LaPorte, Indiana 12 $ 1,105,000 $ 92,083 $ 0
Miami, Indiana 12 $ 565,000 $ 47,083 $ 12,000
Cowley, Kansas 12 $ 444,000 $ 37,000 $ 23,000
Ford, Kansas 12 $ 574,000 $ 47,833 $ 10,000
Bristol, Massachusetts 12 $ 1,360,000 $ 113,333 $ 44,000
Berrien, Michigan 12 $ 914,000 $ 76,166 $ 3,000
Greene, Missouri 12 $ 570,000 $ 47,500 $ 24,000
St. Charles, Missouri 12 $ 549,000 $ 45,750 $ 19,000
Yellowstone, Montana 12 $ 472,000 $ 39,333 $ 8,000
Washoe, Nevada 12 $ 673,000 $ 56,083 $ 12,000
Fulton, New York 12 $ 478,000 $ 39,833 $ 13,000
Alamance, North Carolina 12 $ 713,000 $ 59,416 $ 2,000
Pitt, North Carolina 12 $ 526,000 $ 43,833 $ 5,000
Wayne, North Carolina 12 $ 556,000 $ 46,333 $ 20,000
Kiowa, Oklahoma 12 $ 469,000 $ 39,083 $ 44,000
Tipton, Tennessee 12 $ 449,000 $ 37,416 $ 3,000
Brazos, Texas 12 $ 607,000 $ 50,583 $ 16,000
Hays, Texas 12 $ 821,000 $ 68,416 $ 28,000
Val Verde, Texas 12 $ 403,000 $ 33,583 $ 8,000
Tuscaloosa, Alabama 11 $ 631,000 $ 57,363 $ 16,000
Cochise, Arizona 11 $ 306,000 $ 27,818 $ 16,000
Phillips, Arkansas 11 $ 285,000 $ 25,909 $ 15,000
Highlands, Florida 11 $ 964,000 $ 87,636 $ 37,000
Canyon, Idaho 11 $ 705,000 $ 64,090 $ 3,000
Morgan, Indiana 11 $ 1,178,000 $ 107,090 $ 9,000
Vanderburgh, Indiana 11 $ 520,000 $ 47,272 $ 12,000
Geary, Kansas 11 $ 617,000 $ 56,090 $ 37,000
Reno, Kansas 11 $ 630,000 $ 57,272 $ 20,000
Tangipahoa, Louisiana 11 $ 784,000 $ 71,272 $ 29,000
Essex, Massachusetts 11 $ 1,328,000 $ 120,727 $ 56,000
Olmsted, Minnesota 11 $ 605,000 $ 55,000 $ 28,000
Adams, Mississippi 11 $ 269,000 $ 24,454 $ 0
Madison, Mississippi 11 $ 729,000 $ 66,272 $ 9,000
Warren, Mississippi 11 $ 293,000 $ 26,636 $ 4,000
Sarpy, Nebraska 11 $ 690,000 $ 62,727 $ 31,000
Bergen, New Jersey 11 $ 1,216,000 $ 110,545 $ 82,000
Passaic, New Jersey 11 $ 1,201,000 $ 109,181 $ 64,000
Dona Ana, New Mexico 11 $ 649,000 $ 59,000 $ 27,000
Livingston, New York 11 $ 605,000 $ 55,000 $ 14,000
Ontario, New York 11 $ 667,000 $ 60,636 $ 18,000
Clermont, Ohio 11 $ 848,000 $ 77,090 $ 37,000
Creek, Oklahoma 11 $ 493,000 $ 44,818 $ 25,000
Greer, Oklahoma 11 $ 555,000 $ 50,454 $ 55,000
Lincoln, Oklahoma 11 $ 578,000 $ 52,545 $ 53,000
Lebanon, Pennsylvania 11 $ 608,000 $ 55,272 $ 15,000
Hunt, Texas 11 $ 470,000 $ 42,727 $ 4,000
Orange, Texas 11 $ 632,000 $ 57,454 $ 16,000
Davis, Utah 11 $ 581,000 $ 52,818 $ 23,000
Roanoke, Virginia 11 $ 869,000 $ 79,000 $ 26,000
Spotsylvania, Virginia 11 $ 1,145,000 $ 104,090 $ 34,000
Stafford, Virginia 11 $ 582,000 $ 52,909 $ 36,000
Coffee, Alabama 10 $ 516,000 $ 51,600 $ 16,000
Dale, Alabama 10 $ 467,000 $ 46,700 $ 27,000
Elmore, Alabama 10 $ 727,000 $ 72,700 $ 27,000
Craighead, Arkansas 10 $ 310,000 $ 31,000 $ 10,000
Shasta, California 10 $ 477,000 $ 47,700 $ 37,000
Fairfield, Connecticut 10 $ 1,248,000 $ 124,800 $ 22,000
Floyd, Georgia 10 $ 505,000 $ 50,500 $ 1,000
Peoria, Illinois 10 $ 289,000 $ 28,900 $ 3,000
Butler, Kansas 10 $ 590,000 $ 59,000 $ 17,000
Middlesex, Massachusetts 10 $ 1,127,000 $ 112,700 $ 63,000
Clay, Minnesota 10 $ 297,000 $ 29,700 $ 7,000
Washington, Minnesota 10 $ 404,000 $ 40,400 $ 21,000
Lancaster, Nebraska 10 $ 555,000 $ 55,500 $ 24,000
Salem, New Jersey 10 $ 477,000 $ 47,700 $ 22,000
Genesee, New York 10 $ 480,000 $ 48,000 $ 10,000
Saratoga, New York 10 $ 513,000 $ 51,300 $ 37,000
Edgecombe, North Carolina 10 $ 407,000 $ 40,700 $ 31,000
Licking, Ohio 10 $ 723,000 $ 72,300 $ 0
Garfield, Oklahoma 10 $ 807,000 $ 80,700 $ 37,000
Harper, Oklahoma 10 $ 441,000 $ 44,100 $ 34,000
Kay, Oklahoma 10 $ 405,000 $ 40,500 $ 18,000
Okmulgee, Oklahoma 10 $ 642,000 $ 64,200 $ 21,000
Ottawa, Oklahoma 10 $ 405,000 $ 40,500 $ 25,000
Washington, Oklahoma 10 $ 437,000 $ 43,700 $ 32,000
Luzerne, Pennsylvania 10 $ 473,000 $ 47,300 $ 12,000
Northampton, Pennsylvania 10 $ 916,000 $ 91,600 $ 23,000
Washington, Pennsylvania 10 $ 517,000 $ 51,700 $ 5,000
Howard, Texas 10 $ 390,000 $ 39,000 $ 19,000
Parker, Texas 10 $ 498,000 $ 49,800 $ 26,000
Wise, Texas 10 $ 591,000 $ 59,100 $ 48,000
Southampton, Virginia 10 $ 777,000 $ 77,700 $ 24,000
Jefferson, West Virginia 10 $ 817,000 $ 81,700 $ 74,000
Kanawha, West Virginia 10 $ 447,000 $ 44,700 $ 20,000
Shelby, Alabama 9 $ 912,000 $ 101,333 $ 60,000
Yavapai, Arizona 9 $ 877,000 $ 97,444 $ 36,000
Kings, California 9 $ 588,000 $ 65,333 $ 9,000
Santa Barbara, California 9 $ 1,021,000 $ 113,444 $ 49,000
Solano, California 9 $ 326,000 $ 36,222 $ 9,000
Boulder, Colorado 9 $ 392,000 $ 43,555 $ 2,000
Broomfield, Colorado 9 $ 619,000 $ 68,777 $ 22,000
Kent, Delaware 9 $ 463,000 $ 51,444 $ 23,000
St. Johns, Florida 9 $ 960,000 $ 106,666 $ 8,000
Tazewell, Illinois 9 $ 461,000 $ 51,222 $ 8,000
Jasper, Indiana 9 $ 674,000 $ 74,888 $ 19,000
Sumner, Kansas 9 $ 407,000 $ 45,222 $ 3,000
Hardin, Kentucky 9 $ 483,000 $ 53,666 $ 30,000
Kenton, Kentucky 9 $ 618,000 $ 68,666 $ 25,000
St. John the Baptist, Louisiana 9 $ 709,000 $ 78,777 $ 14,000
Howard, Maryland 9 $ 475,000 $ 52,777 $ 11,000
Pulaski, Missouri 9 $ 478,000 $ 53,111 $ 24,000
Flathead, Montana 9 $ 817,000 $ 90,777 $ 34,000
Cape May, New Jersey 9 $ 656,000 $ 72,888 $ 26,000
Curry, New Mexico 9 $ 372,000 $ 41,333 $ 8,000
Allegany, New York 9 $ 401,000 $ 44,555 $ 4,000
Orleans, New York 9 $ 483,000 $ 53,666 $ 15,000
Rensselaer, New York 9 $ 483,000 $ 53,666 $ 25,000
Brunswick, North Carolina 9 $ 484,000 $ 53,777 $ 12,000
Craven, North Carolina 9 $ 231,000 $ 25,666 $ 25,000
Nash, North Carolina 9 $ 474,000 $ 52,666 $ 21,000
Union, North Carolina 9 $ 735,000 $ 81,666 $ 11,000
Jefferson, Ohio 9 $ 410,000 $ 45,555 $ 6,000
Delaware, Oklahoma 9 $ 1,738,000 $ 193,111 $ 111,000
Tillman, Oklahoma 9 $ 292,000 $ 32,444 $ 50,000
Beaver, Pennsylvania 9 $ 517,000 $ 57,444 $ 11,000
Chester, Pennsylvania 9 $ 433,000 $ 48,111 $ 19,000
Madison, Tennessee 9 $ 515,000 $ 57,222 $ 27,000
Sumner, Tennessee 9 $ 454,000 $ 50,444 $ 4,000
Guadalupe, Texas 9 $ 563,000 $ 62,555 $ 30,000
Weber, Utah 9 $ 960,000 $ 106,666 $ 23,000
Isle of Wight, Virginia 9 $ 551,000 $ 61,222 $ 45,000
York, Virginia 9 $ 932,000 $ 103,555 $ 48,000
Franklin, Washington 9 $ 483,000 $ 53,666 $ 11,000
Berkeley, West Virginia 9 $ 538,000 $ 59,777 $ 24,000
Cabell, West Virginia 9 $ 376,000 $ 41,777 $ 14,000
Dane, Wisconsin 9 $ 826,000 $ 91,777 $ 47,000
Rock, Wisconsin 9 $ 406,000 $ 45,111 $ 7,000
Kenai Peninsula, Alaska 8 $ 413,000 $ 51,625 $ 85,000
Matanuska-Susitna, Alaska 8 $ 435,000 $ 54,375 $ 86,000
Crawford, Arkansas 8 $ 301,000 $ 37,625 $ 25,000
Lonoke, Arkansas 8 $ 451,000 $ 56,375 $ 31,000
Douglas, Colorado 8 $ 1,143,000 $ 142,875 $ 12,000
Larimer, Colorado 8 $ 318,000 $ 39,750 $ 42,000
Indian River, Florida 8 $ 514,000 $ 64,250 $ 21,000
Page:

Mortgage Loan Application Detail Totals for Midfirst Bank in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 14,509 $784,513,000 $54,000 $19,200,000 $7,000 $6,700,000
Refinancing 7,564 $588,466,000 $77,000 $8,300,000 $41,000 $1,900,000
Home Improvement 4,169 $274,368,000 $65,000 $595,000 $60,000 $1,200,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 13,880 $676,201,000 $48,000 $19,200,000 $0 $1,047,000
White 6,453 $525,288,000 $81,000 $5,000,000 $62,000 $6,700,000
Black or African American 2,463 $192,228,000 $78,000 $595,000 $42,000 $649,000
Not Provided 2,007 $133,887,000 $66,000 $420,000 $49,000 $560,000
Hispanic 1,136 $91,377,000 $80,000 $489,000 $43,000 $360,000
American Indian or Alaskan Native 129 $9,009,000 $69,000 $200,000 $62,000 $195,000
Asian 127 $13,430,000 $105,000 $1,134,000 $70,000 $446,000
Native Hawaiian or Other Pacific Islander 47 $5,927,000 $126,000 $392,000 $77,000 $720,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 13,183 $666,044,000 $50,000 $428,000 $6,000 $560,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 8,985 $834,725,000 $92,000 $19,200,000 $63,000 $6,700,000
VA-guaranteed (Veterans Administration) 3,991 $142,501,000 $35,000 $415,000 $6,000 $462,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 83 $4,077,000 $49,000 $116,000 $0 $36,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 13,824 $605,673,000 $43,000 $428,000 $0 $0
Application Denied By Financial Institution 5,053 $358,136,000 $70,000 $596,000 $51,000 $800,000
Loan Originated 4,799 $483,017,000 $100,000 $19,200,000 $64,000 $6,700,000
Application Withdrawn By Applicant 1,406 $127,402,000 $90,000 $1,300,000 $53,000 $1,900,000
File Closed For Incompleteness 954 $58,516,000 $61,000 $250,000 $30,000 $560,000
Application Approved But Not Accepted 206 $14,603,000 $70,000 $315,000 $41,000 $354,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 1,966 $139,519,000 $70,000 $596,000 $51,000 $649,000
Credit Application Incomplete 1,079 $66,742,000 $61,000 $489,000 $63,000 $800,000
Other 792 $62,770,000 $79,000 $378,000 $41,000 $180,000
Debt-To-Income Ratio 696 $49,432,000 $71,000 $417,000 $44,000 $326,000
Collateral 410 $31,984,000 $78,000 $420,000 $62,000 $410,000
Unverifiable Information 54 $4,168,000 $77,000 $300,000 $36,000 $184,000
Insufficient Cash (Downpayment, Closing Cost) 40 $2,348,000 $58,000 $195,000 $24,000 $91,000
Employment History 16 $1,173,000 $73,000 $200,000 $54,000 $144,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Midfirst Bank's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Midfirst Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet with aggregated HMDA statistics today.

Download the Oklahoma Lender List