Midfirst Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Midfirst Bank 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Midfirst Bank 501 Nw Grand Blvd. Oklahoma City, OK 73118 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 21,899 |
| Total Mortgage Loan Application Amount | $2,002,042,000 |
| Average Mortgage Loan Application Amount | $78,000 |
| Highest Mortgage Loan Application Amount | $25,000,000 |
| Average Applicant Income | $40,000 |
| Highest Applicant Income | $6,346,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Midfirst Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Midfirst Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Midfirst Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Midfirst Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Midfirst Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Midfirst Bank's mortgage activity for 2010.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| OKLAHOMA CITY, OK | 1,703 | $ 195,279,000 | $ 114,000 | $ 87,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 890 | $ 85,782,000 | $ 96,000 | $ 0 |
| DALLAS-PLANO-IRVING, TX | 649 | $ 49,124,000 | $ 75,000 | $ 0 |
| PHOENIX-MESA-GLENDALE, AZ | 566 | $ 101,766,000 | $ 179,000 | $ 40,000 |
| INDIANAPOLIS-CARMEL, IN | 528 | $ 51,513,000 | $ 97,000 | $ 0 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 522 | $ 33,259,000 | $ 63,000 | $ 4,000 |
| MEMPHIS, TN-MS-AR | 446 | $ 27,064,000 | $ 66,000 | $ 333 |
| CHICAGO-JOLIET-NAPERVILLE, IL | 415 | $ 39,716,000 | $ 95,000 | $ 1,000 |
| TULSA, OK | 392 | $ 52,737,000 | $ 134,000 | $ 90,000 |
| FORT WORTH-ARLINGTON, TX | 362 | $ 26,876,000 | $ 74,000 | $ 0 |
| ST. LOUIS, MO-IL | 330 | $ 24,339,000 | $ 75,000 | $ 1,000 |
| PHILADELPHIA, PA | 300 | $ 19,731,000 | $ 65,000 | $ 1,000 |
| DENVER-AURORA-BROOMFIELD, CO | 291 | $ 40,884,000 | $ 140,000 | $ 0 |
| CHARLOTTE-GASTONIA-ROCK HILL, NC-SC | 280 | $ 25,605,000 | $ 95,500 | $ 4,500 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 275 | $ 13,667,000 | $ 49,000 | $ 1,000 |
| BALTIMORE-TOWSON, MD | 257 | $ 25,211,000 | $ 98,000 | $ 1,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 240 | $ 27,299,000 | $ 117,750 | $ 0 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 237 | $ 22,767,000 | $ 96,000 | $ 0 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 225 | $ 20,116,000 | $ 89,000 | $ 0 |
| KANSAS CITY, MO-KS | 210 | $ 18,537,000 | $ 88,500 | $ 1,000 |
| AUSTIN-ROUND ROCK-SAN MARCOS, TX | 202 | $ 20,049,000 | $ 99,000 | $ 0 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 197 | $ 12,446,000 | $ 63,000 | $ 0 |
| DETROIT-LIVONIA-DEARBORN, MI | 188 | $ 12,821,000 | $ 68,000 | $ 0 |
| RALEIGH-CARY, NC | 176 | $ 17,973,000 | $ 102,000 | $ 3,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 158 | $ 16,369,000 | $ 155,000 | $ 1,000 |
| WICHITA, KS | 154 | $ 11,720,000 | $ 76,000 | $ 1,000 |
| COLUMBUS, OH | 149 | $ 13,691,000 | $ 91,000 | $ 0 |
| EL PASO, TX | 148 | $ 4,360,000 | $ 29,000 | $ 0 |
| JACKSONVILLE, FL | 148 | $ 10,237,000 | $ 69,000 | $ 0 |
| BIRMINGHAM-HOOVER, AL | 145 | $ 6,708,000 | $ 46,000 | $ 2,000 |
| GREENSBORO-HIGH POINT, NC | 143 | $ 11,600,000 | $ 81,000 | $ 0 |
| CAMDEN, NJ | 136 | $ 13,543,000 | $ 99,000 | $ 1,000 |
| LAS VEGAS-PARADISE, NV | 133 | $ 16,330,000 | $ 122,000 | $ 0 |
| CLEVELAND-ELYRIA-MENTOR, OH | 130 | $ 9,078,000 | $ 69,000 | $ 0 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 124 | $ 13,589,000 | $ 109,000 | $ 0 |
| WILMINGTON, DE-MD-NJ | 123 | $ 12,309,000 | $ 97,000 | $ 0 |
| RICHMOND, VA | 118 | $ 7,974,000 | $ 67,000 | $ 1,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 116 | $ 10,057,000 | $ 79,333 | $ 0 |
| WARREN-TROY-FARMINGTON HILLS, MI | 112 | $ 12,153,000 | $ 108,000 | $ 0 |
| SALT LAKE CITY, UT | 109 | $ 14,395,000 | $ 132,000 | $ 0 |
| BOISE CITY-NAMPA, ID | 105 | $ 13,454,000 | $ 128,000 | $ 0 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 103 | $ 16,359,000 | $ 181,000 | $ 21,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 102 | $ 6,833,000 | $ 66,000 | $ 0 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 101 | $ 9,777,000 | $ 89,000 | $ 0 |
| DAYTON, OH | 92 | $ 7,025,000 | $ 76,000 | $ 0 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 89 | $ 14,117,000 | $ 159,500 | $ 1,500 |
| BUFFALO-NIAGARA FALLS, NY | 87 | $ 3,749,000 | $ 43,000 | $ 3,000 |
| FAYETTEVILLE, NC | 86 | $ 5,694,000 | $ 66,000 | $ 1,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 85 | $ 5,589,000 | $ 65,000 | $ 0 |
| COLORADO SPRINGS, CO | 83 | $ 10,876,000 | $ 131,000 | $ 1,000 |
| NEWARK-UNION, NJ-PA | 82 | $ 12,429,000 | $ 146,000 | $ 2,000 |
| COLUMBIA, SC | 81 | $ 6,166,000 | $ 76,000 | $ 1,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 81 | $ 6,515,000 | $ 137,000 | $ 0 |
| SEATTLE-BELLEVUE-EVERETT, WA | 80 | $ 13,660,000 | $ 170,000 | $ 2,000 |
| NEW HAVEN-MILFORD, CT | 77 | $ 11,517,000 | $ 149,000 | $ 0 |
| TUCSON, AZ | 77 | $ 7,376,000 | $ 95,000 | $ 3,000 |
| LAKELAND-WINTER HAVEN, FL | 75 | $ 5,934,000 | $ 79,000 | $ 0 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 75 | $ 8,176,000 | $ 109,000 | $ 5,000 |
| FLINT, MI | 74 | $ 5,931,000 | $ 80,000 | $ 0 |
| ROCHESTER, NY | 74 | $ 3,698,000 | $ 49,000 | $ 0 |
| SPRINGFIELD, MO | 71 | $ 5,768,000 | $ 81,000 | $ 0 |
| SYRACUSE, NY | 70 | $ 3,502,000 | $ 50,000 | $ 3,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 69 | $ 9,935,000 | $ 143,000 | $ 1,000 |
| JACKSON, MS | 69 | $ 3,492,000 | $ 50,000 | $ 0 |
| EDISON-NEW BRUNSWICK, NJ | 67 | $ 9,795,000 | $ 146,000 | $ 0 |
| PITTSBURGH, PA | 67 | $ 2,726,000 | $ 40,000 | $ 1,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 67 | $ 14,427,000 | $ 223,500 | $ 0 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 66 | $ 5,048,000 | $ 76,000 | $ 0 |
| LOUISVILLE-JEFFERSON COUNTY, KY-IN | 65 | $ 5,442,000 | $ 85,000 | $ 0 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 63 | $ 3,243,000 | $ 51,000 | $ 0 |
| GARY, IN | 62 | $ 5,147,000 | $ 83,000 | $ 0 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 62 | $ 4,232,000 | $ 68,000 | $ 0 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 60 | $ 5,487,000 | $ 112,000 | $ 500 |
| BATON ROUGE, LA | 60 | $ 3,294,000 | $ 54,000 | $ 0 |
| CORPUS CHRISTI, TX | 59 | $ 2,925,000 | $ 49,000 | $ 0 |
| ANDERSON, IN | 58 | $ 4,891,000 | $ 84,000 | $ 0 |
| CHATTANOOGA, TN-GA | 56 | $ 3,610,000 | $ 68,000 | $ 1,500 |
| FORT WAYNE, IN | 56 | $ 4,258,000 | $ 76,000 | $ 0 |
| GRAND RAPIDS-WYOMING, MI | 55 | $ 4,889,000 | $ 88,000 | $ 0 |
| MONTGOMERY, AL | 54 | $ 1,345,000 | $ 24,000 | $ 0 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 50 | $ 2,412,000 | $ 36,000 | $ 0 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 48 | $ 3,976,000 | $ 82,000 | $ 0 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 48 | $ 2,503,000 | $ 52,000 | $ 1,000 |
| MOBILE, AL | 48 | $ 2,122,000 | $ 44,000 | $ 4,000 |
| DURHAM-CHAPEL HILL, NC | 47 | $ 3,564,000 | $ 75,000 | $ 0 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 46 | $ 5,048,000 | $ 117,000 | $ 500 |
| AKRON, OH | 44 | $ 3,592,000 | $ 81,000 | $ 0 |
| SCRANTON--WILKES-BARRE, PA | 43 | $ 2,593,000 | $ 60,000 | $ 2,000 |
| CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC | 42 | $ 2,540,000 | $ 60,000 | $ 0 |
| NORTH PORT-BRADENTON-SARASOTA, FL | 42 | $ 3,776,000 | $ 89,000 | $ 0 |
| PENSACOLA-FERRY PASS-BRENT, FL | 42 | $ 2,917,000 | $ 69,000 | $ 0 |
| SHREVEPORT-BOSSIER CITY, LA | 42 | $ 1,702,000 | $ 40,000 | $ 0 |
| ALBUQUERQUE, NM | 41 | $ 4,276,000 | $ 104,000 | $ 0 |
| KALAMAZOO-PORTAGE, MI | 41 | $ 3,139,000 | $ 76,000 | $ 0 |
| HARRISBURG-CARLISLE, PA | 39 | $ 2,773,000 | $ 71,000 | $ 2,000 |
| YORK-HANOVER, PA | 39 | $ 3,615,000 | $ 92,000 | $ 0 |
| LANCASTER, PA | 38 | $ 3,337,000 | $ 87,000 | $ 1,000 |
| MACON, GA | 38 | $ 1,761,000 | $ 46,000 | $ 0 |
| NASSAU-SUFFOLK, NY | 38 | $ 4,011,000 | $ 105,000 | $ 9,000 |
| TACOMA, WA | 38 | $ 5,684,000 | $ 149,000 | $ 1,000 |
| CLARKSVILLE, TN-KY | 37 | $ 3,062,000 | $ 75,500 | $ 0 |
| COLUMBUS, GA-AL | 37 | $ 2,349,000 | $ 71,000 | $ 0 |
| LUBBOCK, TX | 37 | $ 1,387,000 | $ 37,000 | $ 0 |
| WINSTON-SALEM, NC | 37 | $ 2,774,000 | $ 74,000 | $ 0 |
| KOKOMO, IN | 36 | $ 2,948,000 | $ 81,000 | $ 0 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 36 | $ 2,485,000 | $ 69,000 | $ 0 |
| ALBANY-SCHENECTADY-TROY, NY | 35 | $ 2,689,000 | $ 76,000 | $ 0 |
| CAPE CORAL-FORT MYERS, FL | 35 | $ 2,431,000 | $ 69,000 | $ 0 |
| KNOXVILLE, TN | 35 | $ 2,419,000 | $ 69,000 | $ 0 |
| MCALLEN-EDINBURG-MISSION, TX | 35 | $ 2,045,000 | $ 58,000 | $ 0 |
| SOUTH BEND-MISHAWAKA, IN-MI | 34 | $ 3,014,000 | $ 89,000 | $ 0 |
| SPOKANE, WA | 34 | $ 3,706,000 | $ 109,000 | $ 0 |
| GREENVILLE-MAULDIN-EASLEY, SC | 33 | $ 1,666,000 | $ 50,000 | $ 4,000 |
| LANSING-EAST LANSING, MI | 33 | $ 2,678,000 | $ 81,000 | $ 0 |
| SAVANNAH, GA | 33 | $ 1,882,000 | $ 57,000 | $ 0 |
| BETHESDA-ROCKVILLE-FREDERICK, MD | 32 | $ 3,424,000 | $ 107,000 | $ 2,000 |
| AMARILLO, TX | 31 | $ 1,965,000 | $ 63,000 | $ 0 |
| ROCKFORD, IL | 31 | $ 2,333,000 | $ 75,000 | $ 0 |
| BAKERSFIELD-DELANO, CA | 30 | $ 1,836,000 | $ 61,000 | $ 0 |
| DOVER, DE | 30 | $ 3,521,000 | $ 117,000 | $ 0 |
| OGDEN-CLEARFIELD, UT | 30 | $ 3,137,000 | $ 104,000 | $ 0 |
| VICTORIA, TX | 30 | $ 2,227,000 | $ 74,000 | $ 0 |
| YUMA, AZ | 30 | $ 3,043,000 | $ 101,000 | $ 11,000 |
| BOSTON-QUINCY, MA | 29 | $ 6,374,000 | $ 219,000 | $ 0 |
| FORT SMITH, AR-OK | 28 | $ 1,681,000 | $ 66,500 | $ 3,500 |
| FRESNO, CA | 28 | $ 1,460,000 | $ 52,000 | $ 0 |
| LAFAYETTE, IN | 28 | $ 2,288,000 | $ 81,000 | $ 0 |
| WACO, TX | 28 | $ 1,549,000 | $ 55,000 | $ 0 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 27 | $ 1,359,000 | $ 50,500 | $ 0 |
| HUNTSVILLE, AL | 27 | $ 1,328,000 | $ 49,000 | $ 0 |
| LYNCHBURG, VA | 27 | $ 1,913,000 | $ 70,000 | $ 1,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 27 | $ 2,235,000 | $ 82,000 | $ 1,000 |
| BEAUMONT-PORT ARTHUR, TX | 26 | $ 1,305,000 | $ 50,000 | $ 2,000 |
| BURLINGTON, NC | 26 | $ 1,724,000 | $ 66,000 | $ 3,000 |
| DES MOINES-WEST DES MOINES, IA | 26 | $ 2,503,000 | $ 96,000 | $ 3,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 26 | $ 1,680,000 | $ 64,000 | $ 0 |
| LEXINGTON-FAYETTE, KY | 26 | $ 1,548,000 | $ 59,000 | $ 0 |
| LONGVIEW, TX | 25 | $ 1,184,000 | $ 47,000 | $ 2,000 |
| MANCHESTER-NASHUA, NH | 25 | $ 4,641,000 | $ 185,000 | $ 3,000 |
| MUNCIE, IN | 25 | $ 1,851,000 | $ 74,000 | $ 0 |
| BANGOR, ME | 24 | $ 2,763,000 | $ 115,000 | $ 0 |
| OCALA, FL | 24 | $ 1,820,000 | $ 75,000 | $ 0 |
| PROVO-OREM, UT | 24 | $ 3,369,000 | $ 140,000 | $ 0 |
| WORCESTER, MA | 24 | $ 4,247,000 | $ 176,000 | $ 0 |
| PORT ST. LUCIE, FL | 23 | $ 1,496,000 | $ 65,000 | $ 1,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 23 | $ 1,590,000 | $ 69,000 | $ 0 |
| SPRINGFIELD, MA | 23 | $ 3,098,000 | $ 134,000 | $ 0 |
| ST. JOSEPH, MO-KS | 23 | $ 1,716,000 | $ 74,000 | $ 1,000 |
| HONOLULU, HI | 22 | $ 4,431,000 | $ 201,000 | $ 4,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 22 | $ 2,832,000 | $ 128,000 | $ 0 |
| TOLEDO, OH | 22 | $ 1,301,000 | $ 59,000 | $ 0 |
| EVANSVILLE, IN-KY | 21 | $ 1,207,000 | $ 51,000 | $ 19,000 |
| MUSKEGON-NORTON SHORES, MI | 21 | $ 1,445,000 | $ 68,000 | $ 0 |
| ANNISTON-OXFORD, AL | 20 | $ 1,121,000 | $ 56,000 | $ 0 |
| TRENTON-EWING, NJ | 20 | $ 2,336,000 | $ 116,000 | $ 0 |
| WARNER ROBINS, GA | 20 | $ 1,174,000 | $ 58,000 | $ 0 |
| WICHITA FALLS, TX | 20 | $ 957,000 | $ 47,000 | $ 0 |
| BROWNSVILLE-HARLINGEN, TX | 19 | $ 578,000 | $ 30,000 | $ 0 |
| JACKSON, TN | 19 | $ 776,000 | $ 40,000 | $ 0 |
| JACKSONVILLE, NC | 19 | $ 1,678,000 | $ 88,000 | $ 0 |
| READING, PA | 19 | $ 1,186,000 | $ 62,000 | $ 3,000 |
| RENO-SPARKS, NV | 19 | $ 2,496,000 | $ 131,000 | $ 0 |
| ROANOKE, VA | 19 | $ 1,300,000 | $ 68,000 | $ 0 |
| SHERMAN-DENISON, TX | 19 | $ 1,093,000 | $ 57,000 | $ 0 |
| WILMINGTON, NC | 19 | $ 1,383,000 | $ 72,000 | $ 0 |
| GAINESVILLE, FL | 18 | $ 549,000 | $ 30,000 | $ 0 |
| KENNEWICK-PASCO-RICHLAND, WA | 18 | $ 1,828,000 | $ 101,000 | $ 2,000 |
| PINE BLUFF, AR | 18 | $ 763,000 | $ 42,000 | $ 2,000 |
| SPARTANBURG, SC | 18 | $ 1,363,000 | $ 75,000 | $ 1,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 17 | $ 1,288,000 | $ 75,000 | $ 0 |
| MICHIGAN CITY-LA PORTE, IN | 17 | $ 1,552,000 | $ 91,000 | $ 0 |
| NORWICH-NEW LONDON, CT | 17 | $ 2,608,000 | $ 153,000 | $ 0 |
| POCATELLO, ID | 17 | $ 1,464,000 | $ 86,000 | $ 0 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 17 | $ 2,164,000 | $ 127,000 | $ 0 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 17 | $ 3,149,000 | $ 185,000 | $ 0 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 17 | $ 2,310,000 | $ 135,000 | $ 0 |
| TOPEKA, KS | 17 | $ 866,000 | $ 50,000 | $ 2,000 |
| ABILENE, TX | 16 | $ 720,000 | $ 45,000 | $ 0 |
| ATLANTIC CITY-HAMMONTON, NJ | 16 | $ 1,491,000 | $ 93,000 | $ 0 |
| DALTON, GA | 16 | $ 1,320,000 | $ 82,000 | $ 0 |
| NILES-BENTON HARBOR, MI | 16 | $ 1,099,000 | $ 68,000 | $ 0 |
| PUEBLO, CO | 16 | $ 1,179,000 | $ 73,000 | $ 0 |
| TALLAHASSEE, FL | 16 | $ 1,086,000 | $ 67,000 | $ 0 |
| TYLER, TX | 16 | $ 1,277,000 | $ 79,000 | $ 0 |
| CANTON-MASSILLON, OH | 15 | $ 1,026,000 | $ 68,000 | $ 2,000 |
| GULFPORT-BILOXI, MS | 15 | $ 1,159,000 | $ 77,000 | $ 0 |
| TUSCALOOSA, AL | 15 | $ 820,000 | $ 54,000 | $ 2,000 |
| ASHEVILLE, NC | 14 | $ 950,000 | $ 67,000 | $ 4,000 |
| DECATUR, AL | 14 | $ 707,000 | $ 50,000 | $ 0 |
| ELKHART-GOSHEN, IN | 14 | $ 1,087,000 | $ 77,000 | $ 0 |
| EUGENE-SPRINGFIELD, OR | 14 | $ 2,280,000 | $ 162,000 | $ 0 |
| MORRISTOWN, TN | 14 | $ 1,283,000 | $ 91,000 | $ 0 |
| VISALIA-PORTERVILLE, CA | 14 | $ 601,000 | $ 42,000 | $ 2,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 14 | $ 858,000 | $ 53,000 | $ 0 |
| GREELEY, CO | 13 | $ 1,751,000 | $ 134,000 | $ 0 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 13 | $ 996,000 | $ 77,666 | $ 0 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 13 | $ 1,002,000 | $ 75,000 | $ 0 |
| LAKE CHARLES, LA | 13 | $ 354,000 | $ 27,000 | $ 0 |
| LEBANON, PA | 13 | $ 909,000 | $ 69,000 | $ 6,000 |
| PEORIA, IL | 13 | $ 648,000 | $ 49,000 | $ 3,000 |
| SALEM, OR | 13 | $ 1,588,000 | $ 122,000 | $ 0 |
| SALISBURY, MD | 13 | $ 1,147,000 | $ 88,000 | $ 0 |
| UTICA-ROME, NY | 13 | $ 521,000 | $ 40,000 | $ 5,000 |
| ALBANY, GA | 12 | $ 740,000 | $ 61,000 | $ 0 |
| DOTHAN, AL | 12 | $ 362,000 | $ 30,000 | $ 5,000 |
| GAINESVILLE, GA | 12 | $ 1,311,000 | $ 109,000 | $ 0 |
| JONESBORO, AR | 12 | $ 833,000 | $ 69,000 | $ 0 |
| MONROE, LA | 12 | $ 852,000 | $ 71,000 | $ 0 |
| OAKLAND-FREMONT-HAYWARD, CA | 12 | $ 1,668,000 | $ 139,000 | $ 0 |
| PEABODY, MA | 12 | $ 2,447,000 | $ 203,000 | $ 0 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 12 | $ 1,244,000 | $ 103,000 | $ 9,000 |
| PUNTA GORDA, FL | 12 | $ 1,163,000 | $ 96,000 | $ 0 |
| ROCKY MOUNT, NC | 12 | $ 753,000 | $ 62,000 | $ 0 |
| SPRINGFIELD, IL | 12 | $ 552,000 | $ 46,000 | $ 1,000 |
| VALDOSTA, GA | 12 | $ 704,000 | $ 58,000 | $ 0 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 12 | $ 1,158,000 | $ 96,000 | $ 0 |
| COLUMBUS, IN | 11 | $ 1,012,000 | $ 92,000 | $ 0 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 11 | $ 631,000 | $ 57,000 | $ 0 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 11 | $ 1,202,000 | $ 110,000 | $ 0 |
| HICKORY-LENOIR-MORGANTON, NC | 11 | $ 803,000 | $ 73,000 | $ 5,000 |
| JOHNSON CITY, TN | 11 | $ 929,000 | $ 84,000 | $ 0 |
| JOPLIN, MO | 11 | $ 627,000 | $ 57,000 | $ 0 |
| MIDLAND, TX | 11 | $ 375,000 | $ 34,000 | $ 0 |
| PASCAGOULA, MS | 11 | $ 742,000 | $ 67,000 | $ 0 |
| PRESCOTT, AZ | 11 | $ 963,000 | $ 87,000 | $ 23,000 |
| RACINE, WI | 11 | $ 812,000 | $ 73,000 | $ 18,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 11 | $ 1,576,000 | $ 143,000 | $ 0 |
| TEXARKANA, TX-TEXARKANA, AR | 11 | $ 368,000 | $ 32,000 | $ 4,500 |
| ANN ARBOR, MI | 10 | $ 1,340,000 | $ 134,000 | $ 0 |
| FORT COLLINS-LOVELAND, CO | 10 | $ 1,180,000 | $ 118,000 | $ 0 |
| GREENVILLE, NC | 10 | $ 462,000 | $ 46,000 | $ 9,000 |
| IDAHO FALLS, ID | 10 | $ 1,132,000 | $ 113,000 | $ 0 |
| LAFAYETTE, LA | 10 | $ 543,000 | $ 54,000 | $ 0 |
| BINGHAMTON, NY | 9 | $ 574,000 | $ 63,000 | $ 0 |
| BREMERTON-SILVERDALE, WA | 9 | $ 793,000 | $ 88,000 | $ 0 |
| COLLEGE STATION-BRYAN, TX | 9 | $ 597,000 | $ 66,000 | $ 0 |
| FARMINGTON, NM | 9 | $ 1,607,000 | $ 178,000 | $ 0 |
| JACKSON, MI | 9 | $ 860,000 | $ 95,000 | $ 0 |
| SAN ANGELO, TX | 9 | $ 318,000 | $ 35,000 | $ 0 |
| SIOUX CITY, IA-NE-SD | 9 | $ 562,000 | $ 60,000 | $ 3,666 |
| SPRINGFIELD, OH | 9 | $ 485,000 | $ 53,000 | $ 0 |
| ST. GEORGE, UT | 9 | $ 1,164,000 | $ 129,000 | $ 0 |
| ALEXANDRIA, LA | 8 | $ 310,000 | $ 38,000 | $ 0 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 8 | $ 716,000 | $ 89,000 | $ 0 |
| BLOOMINGTON-NORMAL, IL | 8 | $ 519,000 | $ 64,000 | $ 0 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 8 | $ 1,295,000 | $ 161,000 | $ 0 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 8 | $ 2,366,000 | $ 295,000 | $ 0 |
| CHEYENNE, WY | 8 | $ 1,161,000 | $ 145,000 | $ 0 |
| ERIE, PA | 8 | $ 261,000 | $ 32,000 | $ 0 |
| FLAGSTAFF, AZ | 8 | $ 1,342,000 | $ 167,000 | $ 75,000 |
| FLORENCE, SC | 8 | $ 730,000 | $ 91,000 | $ 0 |
| LAKE HAVASU CITY-KINGMAN, AZ | 8 | $ 496,000 | $ 62,000 | $ 0 |
| MODESTO, CA | 8 | $ 1,300,000 | $ 162,000 | $ 0 |
| MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 8 | $ 619,000 | $ 77,000 | $ 0 |
| STOCKTON, CA | 8 | $ 1,117,000 | $ 139,000 | $ 0 |
| WATERLOO-CEDAR FALLS, IA | 8 | $ 343,000 | $ 42,000 | $ 5,000 |
| ANCHORAGE, AK | 7 | $ 984,000 | $ 140,000 | $ 0 |
| BAY CITY, MI | 7 | $ 676,000 | $ 96,000 | $ 0 |
| CEDAR RAPIDS, IA | 7 | $ 455,000 | $ 65,000 | $ 0 |
| CHARLOTTESVILLE, VA | 7 | $ 465,000 | $ 66,000 | $ 0 |
| CLEVELAND, TN | 7 | $ 374,000 | $ 53,000 | $ 0 |
| COLUMBIA, MO | 7 | $ 588,000 | $ 84,000 | $ 0 |
| GRAND JUNCTION, CO | 7 | $ 980,000 | $ 140,000 | $ 0 |
| HOLLAND-GRAND HAVEN, MI | 7 | $ 591,000 | $ 84,000 | $ 0 |
| HOT SPRINGS, AR | 7 | $ 306,000 | $ 43,000 | $ 0 |
| LAS CRUCES, NM | 7 | $ 1,056,000 | $ 150,000 | $ 0 |
| LAWTON, OK | 7 | $ 297,000 | $ 42,000 | $ 24,000 |
| MOUNT VERNON-ANACORTES, WA | 7 | $ 819,000 | $ 117,000 | $ 0 |
| ODESSA, TX | 7 | $ 315,000 | $ 45,000 | $ 0 |
| SUMTER, SC | 7 | $ 416,000 | $ 59,000 | $ 0 |
| YAKIMA, WA | 7 | $ 754,000 | $ 107,000 | $ 0 |
| YUBA CITY, CA | 7 | $ 859,000 | $ 122,000 | $ 0 |
| APPLETON, WI | 6 | $ 411,000 | $ 68,000 | $ 0 |
| ATHENS-CLARKE COUNTY, GA | 6 | $ 326,000 | $ 54,000 | $ 0 |
| BARNSTABLE TOWN, MA | 6 | $ 1,190,000 | $ 198,000 | $ 0 |
| DANVILLE, IL | 6 | $ 217,000 | $ 36,000 | $ 18,000 |
| DANVILLE, VA | 6 | $ 106,000 | $ 17,000 | $ 0 |
| GLENS FALLS, NY | 6 | $ 487,000 | $ 81,000 | $ 0 |
| GOLDSBORO, NC | 6 | $ 213,000 | $ 35,000 | $ 11,000 |
| KANKAKEE-BRADLEY, IL | 6 | $ 350,000 | $ 58,000 | $ 0 |
| KINGSTON, NY | 6 | $ 656,000 | $ 109,000 | $ 0 |
| LEWISTON-AUBURN, ME | 6 | $ 846,000 | $ 141,000 | $ 0 |
| MEDFORD, OR | 6 | $ 1,103,000 | $ 183,000 | $ 0 |
| NAPLES-MARCO ISLAND, FL | 6 | $ 658,000 | $ 109,000 | $ 0 |
| OLYMPIA, WA | 6 | $ 1,028,000 | $ 171,000 | $ 0 |
| PANAMA CITY-LYNN HAVEN-PANAMA CITY BEACH, FL | 6 | $ 453,000 | $ 75,000 | $ 0 |
| PARKERSBURG-MARIETTA-VIENNA, WV-OH | 6 | $ 210,000 | $ 32,000 | $ 0 |
| AUBURN-OPELIKA, AL | 5 | $ 695,000 | $ 139,000 | $ 0 |
| BATTLE CREEK, MI | 5 | $ 403,000 | $ 80,000 | $ 0 |
| CHAMPAIGN-URBANA, IL | 5 | $ 359,000 | $ 71,000 | $ 0 |
| CUMBERLAND, MD-WV | 5 | $ 496,000 | $ 100,500 | $ 0 |
| DECATUR, IL | 5 | $ 211,000 | $ 42,000 | $ 0 |
| DULUTH, MN-WI | 5 | $ 201,000 | $ 40,000 | $ 0 |
| EL CENTRO, CA | 5 | $ 551,000 | $ 110,000 | $ 0 |
| FLORENCE-MUSCLE SHOALS, AL | 5 | $ 244,000 | $ 48,000 | $ 0 |
| HATTIESBURG, MS | 5 | $ 196,000 | $ 39,000 | $ 0 |
| HINESVILLE-FORT STEWART, GA | 5 | $ 411,000 | $ 82,000 | $ 0 |
| JANESVILLE, WI | 5 | $ 319,000 | $ 63,000 | $ 0 |
| JOHNSTOWN, PA | 5 | $ 203,000 | $ 40,000 | $ 0 |
| LOGAN, UT-ID | 5 | $ 459,000 | $ 80,500 | $ 0 |
| LONGVIEW, WA | 5 | $ 644,000 | $ 128,000 | $ 0 |
| MANSFIELD, OH | 5 | $ 366,000 | $ 73,000 | $ 0 |
| OSHKOSH-NEENAH, WI | 5 | $ 372,000 | $ 74,000 | $ 0 |
| ROME, GA | 5 | $ 380,000 | $ 76,000 | $ 0 |
| SANDUSKY, OH | 5 | $ 225,000 | $ 45,000 | $ 0 |
| WILLIAMSPORT, PA | 5 | $ 253,000 | $ 50,000 | $ 9,000 |
| BILLINGS, MT | 4 | $ 214,000 | $ 53,000 | $ 0 |
| BLOOMINGTON, IN | 4 | $ 275,000 | $ 68,000 | $ 0 |
| BOWLING GREEN, KY | 4 | $ 420,000 | $ 105,000 | $ 0 |
| CHARLESTON, WV | 4 | $ 158,000 | $ 39,000 | $ 0 |
| CHICO, CA | 4 | $ 501,000 | $ 125,000 | $ 0 |
| GADSDEN, AL | 4 | $ 269,000 | $ 67,000 | $ 0 |
| LIMA, OH | 4 | $ 213,000 | $ 53,000 | $ 0 |
| LINCOLN, NE | 4 | $ 366,000 | $ 91,000 | $ 0 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 4 | $ 943,000 | $ 235,000 | $ 0 |
| VALLEJO-FAIRFIELD, CA | 4 | $ 503,000 | $ 125,000 | $ 0 |
| WINCHESTER, VA-WV | 4 | $ 395,000 | $ 88,000 | $ 0 |
| ALTOONA, PA | 3 | $ 102,000 | $ 34,000 | $ 0 |
| BRUNSWICK, GA | 3 | $ 252,000 | $ 84,000 | $ 0 |
| CAPE GIRARDEAU-JACKSON, MO-IL | 3 | $ 193,000 | $ 64,000 | $ 20,000 |
| EAU CLAIRE, WI | 3 | $ 194,000 | $ 64,000 | $ 0 |
| ELIZABETHTOWN, KY | 3 | $ 177,000 | $ 59,000 | $ 0 |
| FARGO, ND-MN | 3 | $ 135,000 | $ 43,000 | $ 0 |
| FOND DU LAC, WI | 3 | $ 247,000 | $ 82,000 | $ 0 |
| GRAND FORKS, ND-MN | 3 | $ 27,000 | $ 7,000 | $ 0 |
| GREAT FALLS, MT | 3 | $ 131,000 | $ 43,000 | $ 0 |
| GREEN BAY, WI | 3 | $ 356,000 | $ 118,000 | $ 0 |
| JEFFERSON CITY, MO | 3 | $ 190,000 | $ 63,000 | $ 0 |
| LAREDO, TX | 3 | $ 144,000 | $ 48,000 | $ 0 |
| MADISON, WI | 3 | $ 292,000 | $ 97,000 | $ 0 |
| OCEAN CITY, NJ | 3 | $ 123,000 | $ 41,000 | $ 0 |
| REDDING, CA | 3 | $ 107,000 | $ 35,000 | $ 0 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 3 | $ 755,000 | $ 251,000 | $ 0 |
| SEBASTIAN-VERO BEACH, FL | 3 | $ 256,000 | $ 85,000 | $ 0 |
| STEUBENVILLE-WEIRTON, OH-WV | 3 | $ 110,000 | $ 45,000 | $ 0 |
| TERRE HAUTE, IN | 3 | $ 118,000 | $ 39,000 | $ 0 |
| ANDERSON, SC | 2 | $ 171,000 | $ 85,000 | $ 0 |
| BELLINGHAM, WA | 2 | $ 327,000 | $ 163,000 | $ 0 |
| BEND, OR | 2 | $ 444,000 | $ 222,000 | $ 0 |
| BOULDER, CO | 2 | $ 647,000 | $ 323,000 | $ 412,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 2 | $ 126,000 | $ 63,000 | $ 0 |
| CARSON CITY, NV | 2 | $ 55,000 | $ 27,000 | $ 0 |
| CASPER, WY | 2 | $ 167,000 | $ 83,000 | $ 0 |
| COEUR D'ALENE, ID | 2 | $ 372,000 | $ 186,000 | $ 0 |
| ELMIRA, NY | 2 | $ 78,000 | $ 39,000 | $ 0 |
| FAIRBANKS, AK | 2 | $ 443,000 | $ 221,000 | $ 0 |
| ITHACA, NY | 2 | $ 169,000 | $ 84,000 | $ 0 |
| LAWRENCE, KS | 2 | $ 123,000 | $ 61,000 | $ 0 |
| LEWISTON, ID-WA | 2 | $ 228,000 | $ 114,000 | $ 0 |
| MADERA-CHOWCHILLA, CA | 2 | $ 68,000 | $ 34,000 | $ 0 |
| MANHATTAN, KS | 2 | $ 242,000 | $ 121,000 | $ 0 |
| MERCED, CA | 2 | $ 511,000 | $ 255,000 | $ 0 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 2 | $ 514,000 | $ 257,000 | $ 0 |
| PITTSFIELD, MA | 2 | $ 26,000 | $ 13,000 | $ 0 |
| ROCHESTER, MN | 2 | $ 47,000 | $ 23,000 | $ 0 |
| SALINAS, CA | 2 | $ 3,571,000 | $ 1,785,000 | $ 0 |
| BISMARCK, ND | 1 | $ 1,000 | $ 1,000 | $ 0 |
| CORVALLIS, OR | 1 | $ 295,000 | $ 295,000 | $ 0 |
| DUBUQUE, IA | 1 | $ 1,000 | $ 1,000 | $ 0 |
| HARRISONBURG, VA | 1 | $ 234,000 | $ 234,000 | $ 0 |
| IOWA CITY, IA | 1 | $ 167,000 | $ 167,000 | $ 0 |
| LA CROSSE, WI-MN | 1 | $ 20,000 | $ 20,000 | $ 0 |
| MANKATO-NORTH MANKATO, MN | 1 | $ 42,000 | $ 42,000 | $ 0 |
| MONROE, MI | 1 | $ 100,000 | $ 100,000 | $ 0 |
| OWENSBORO, KY | 1 | $ 33,000 | $ 33,000 | $ 0 |
| PALM COAST, FL | 1 | $ 82,000 | $ 82,000 | $ 0 |
| SANTA FE, NM | 1 | $ 31,000 | $ 31,000 | $ 113,000 |
| SANTA ROSA-PETALUMA, CA | 1 | $ 1,000 | $ 1,000 | $ 0 |
| SHEBOYGAN, WI | 1 | $ 95,000 | $ 95,000 | $ 0 |
| ST. CLOUD, MN | 1 | $ 120,000 | $ 120,000 | $ 0 |
Mortgage Loan Application Detail Totals for Midfirst Bank in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 18,412 | $1,699,183,000 | $92,000 | $25,000,000 | $4,000 | $6,346,000 |
| Refinancing | 2,627 | $266,944,000 | $101,000 | $3,570,000 | $57,000 | $1,700,000 |
| Home Improvement | 860 | $35,915,000 | $41,000 | $643,000 | $59,000 | $935,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 18,901 | $1,637,133,000 | $86,000 | $25,000,000 | $0 | $148,000 |
| White | 2,393 | $294,830,000 | $123,000 | $3,500,000 | $93,000 | $1,700,000 |
| Not Provided | 199 | $37,263,000 | $187,000 | $7,000,000 | $162,000 | $6,346,000 |
| Hispanic | 169 | $13,442,000 | $79,000 | $417,000 | $58,000 | $442,000 |
| Black or African American | 143 | $6,411,000 | $44,000 | $225,000 | $51,000 | $752,000 |
| American Indian or Alaskan Native | 46 | $4,166,000 | $90,000 | $417,000 | $65,000 | $340,000 |
| Asian | 37 | $7,497,000 | $202,000 | $1,200,000 | $270,000 | $1,950,000 |
| Native Hawaiian or Other Pacific Islander | 11 | $1,300,000 | $118,000 | $280,000 | $56,000 | $97,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 15,920 | $1,366,043,000 | $85,000 | $479,000 | $2,000 | $213,000 |
| VA-guaranteed (Veterans Administration) | 3,198 | $273,970,000 | $85,000 | $480,000 | $0 | $169,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,554 | $344,706,000 | $134,000 | $25,000,000 | $98,000 | $6,346,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 227 | $17,323,000 | $76,000 | $250,000 | $3,000 | $84,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 18,883 | $1,607,732,000 | $85,000 | $578,000 | $0 | $0 |
| Loan Originated | 1,405 | $225,283,000 | $160,000 | $25,000,000 | $109,000 | $1,950,000 |
| Application Denied By Financial Institution | 1,158 | $86,109,000 | $74,000 | $1,583,000 | $67,000 | $1,299,000 |
| Application Withdrawn By Applicant | 429 | $80,368,000 | $187,000 | $7,000,000 | $126,000 | $6,346,000 |
| Application Approved But Not Accepted | 21 | $2,321,000 | $110,000 | $417,000 | $82,000 | $399,000 |
| File Closed For Incompleteness | 3 | $229,000 | $76,000 | $112,000 | $54,000 | $92,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 585 | $26,033,000 | $44,000 | $417,000 | $55,000 | $600,000 |
| Collateral | 182 | $18,584,000 | $102,000 | $1,325,000 | $90,000 | $570,000 |
| Debt-To-Income Ratio | 180 | $14,285,000 | $79,000 | $417,000 | $55,000 | $360,000 |
| Credit Application Incomplete | 115 | $11,955,000 | $103,000 | $417,000 | $84,000 | $319,000 |
| Other | 56 | $7,230,000 | $129,000 | $1,583,000 | $104,000 | $1,299,000 |
| Unverifiable Information | 14 | $2,493,000 | $178,000 | $417,000 | $53,000 | $330,000 |
| Employment History | 10 | $1,213,000 | $121,000 | $283,000 | $68,000 | $185,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 10 | $2,902,000 | $290,000 | $1,400,000 | $93,000 | $261,000 |
| Mortgage Insurance Denied | 6 | $1,414,000 | $235,000 | $380,000 | $122,000 | $230,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Midfirst Bank's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Midfirst Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet
with aggregated HMDA statistics today.