Midfirst Bank Mortgage Lending & HMDA Data, 2011
In 2011, Midfirst Bank of Oklahoma City, OK reported 22,432 mortgage applications totaling $2.1 billion. The average application was for $94,368, and applicants reported an average income of $10,431. 5% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Oklahoma City, OK (1,319), Atlanta-Sandy Springs-Marietta, GA (952) and Dallas-Plano-Irving, TX (791) (applications in parentheses).
| Mortgage Company & Address | Midfirst Bank 501 Nw Grand Blvd Oklahoma City, OK 73118 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 22,432 |
| Total Mortgage Loan Application Amount | $2,116,864,000 |
| Average Mortgage Loan Application Amount | $94,368 |
| Highest Mortgage Loan Application Amount | $8,000,000 |
| Average Applicant Income | $10,431 |
| Highest Applicant Income | $2,300,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Midfirst Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Oklahoma City, OK | 1,319 | $ 149,546,000 | $ 113,378 | $ 88,000 |
| Atlanta-Sandy Springs-Marietta, GA | 952 | $ 99,084,000 | $ 104,079 | $ 0 |
| Dallas-Plano-Irving, TX | 791 | $ 66,887,000 | $ 84,560 | $ 1,000 |
| Houston-Sugar Land-Baytown, TX | 539 | $ 37,334,000 | $ 69,265 | $ 1,000 |
| Indianapolis-Carmel, IN | 534 | $ 51,632,000 | $ 96,689 | $ 0 |
| Fort Worth-Arlington, TX | 451 | $ 36,877,000 | $ 81,767 | $ 0 |
| Chicago-Joliet-Naperville, IL | 448 | $ 48,123,000 | $ 107,417 | $ 0 |
| Phoenix-Mesa-Glendale, AZ | 432 | $ 71,228,000 | $ 164,879 | $ 61,000 |
| Memphis, TN-MS-AR | 396 | $ 25,645,000 | $ 64,760 | $ 0 |
| Philadelphia, PA | 368 | $ 27,733,000 | $ 75,361 | $ 1,000 |
| Tulsa, OK | 368 | $ 53,840,000 | $ 146,304 | $ 93,000 |
| San Antonio-New Braunfels, TX | 346 | $ 20,867,000 | $ 60,309 | $ 0 |
| St. Louis, MO-IL | 303 | $ 23,140,000 | $ 76,369 | $ 0 |
| Kansas City, MO-KS | 275 | $ 24,808,000 | $ 90,210 | $ 0 |
| Baltimore-Towson, MD | 255 | $ 24,032,000 | $ 94,243 | $ 1,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 244 | $ 24,995,000 | $ 102,438 | $ 0 |
| Tampa-St. Petersburg-Clearwater, FL | 241 | $ 18,762,000 | $ 77,850 | $ 0 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 226 | $ 23,346,000 | $ 103,300 | $ 0 |
| Orlando-Kissimmee-Sanford, FL | 223 | $ 19,890,000 | $ 89,192 | $ 0 |
| Austin-Round Rock-San Marcos, TX | 219 | $ 21,028,000 | $ 96,018 | $ 0 |
| Denver-Aurora-Broomfield, CO | 212 | $ 29,605,000 | $ 139,646 | $ 0 |
| Detroit-Livonia-Dearborn, MI | 207 | $ 16,212,000 | $ 78,318 | $ 0 |
| Camden, NJ | 188 | $ 18,746,000 | $ 99,712 | $ 0 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 175 | $ 20,162,000 | $ 115,211 | $ 468 |
| Cleveland-Elyria-Mentor, OH | 174 | $ 14,213,000 | $ 81,683 | $ 0 |
| Columbus, OH | 172 | $ 16,759,000 | $ 97,436 | $ 0 |
| Raleigh-Cary, NC | 172 | $ 17,910,000 | $ 104,127 | $ 1,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 165 | $ 15,404,000 | $ 93,357 | $ 2,963 |
| Cincinnati-Middletown, OH-KY-IN | 160 | $ 15,668,000 | $ 97,925 | $ 237 |
| Jacksonville, FL | 156 | $ 12,928,000 | $ 82,871 | $ 0 |
| Greensboro-High Point, NC | 150 | $ 12,364,000 | $ 82,426 | $ 0 |
| Birmingham-Hoover, AL | 147 | $ 9,357,000 | $ 63,653 | $ 0 |
| Wichita, KS | 138 | $ 10,422,000 | $ 75,521 | $ 0 |
| Riverside-San Bernardino-Ontario, CA | 135 | $ 12,186,000 | $ 90,266 | $ 0 |
| El Paso, TX | 133 | $ 6,383,000 | $ 47,992 | $ 0 |
| Las Vegas-Paradise, NV | 130 | $ 15,070,000 | $ 115,923 | $ 0 |
| Rochester, NY | 130 | $ 6,689,000 | $ 51,453 | $ 2,000 |
| Warren-Troy-Farmington Hills, MI | 114 | $ 13,219,000 | $ 115,956 | $ 0 |
| Richmond, VA | 112 | $ 8,182,000 | $ 73,053 | $ 0 |
| New Haven-Milford, CT | 109 | $ 16,638,000 | $ 152,642 | $ 0 |
| Buffalo-Niagara Falls, NY | 107 | $ 5,663,000 | $ 52,925 | $ 1,000 |
| Miami-Miami Beach-Kendall, FL | 106 | $ 6,920,000 | $ 65,283 | $ 0 |
| New York-White Plains-Wayne, NY-NJ | 106 | $ 30,341,000 | $ 286,235 | $ 1,622 |
| Omaha-Council Bluffs, NE-IA | 104 | $ 11,038,000 | $ 106,134 | $ 903 |
| Portland-Vancouver-Hillsboro, OR-WA | 102 | $ 15,635,000 | $ 153,284 | $ 0 |
| Hartford-West Hartford-East Hartford, CT | 101 | $ 14,958,000 | $ 148,099 | $ 0 |
| Dayton, OH | 98 | $ 7,787,000 | $ 79,459 | $ 0 |
| Wilmington, DE-MD-NJ | 98 | $ 10,604,000 | $ 108,204 | $ 0 |
| Columbia, SC | 97 | $ 7,774,000 | $ 80,144 | $ 2,000 |
| Pittsburgh, PA | 95 | $ 4,419,000 | $ 46,515 | $ 1,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 94 | $ 9,810,000 | $ 104,361 | $ 0 |
| Newark-Union, NJ-PA | 93 | $ 15,719,000 | $ 169,021 | $ 1,741 |
| Salt Lake City, UT | 93 | $ 12,031,000 | $ 129,365 | $ 0 |
| Little Rock-North Little Rock-Conway, AR | 90 | $ 5,737,000 | $ 63,744 | $ 1,000 |
| Louisville-Jefferson County, KY-IN | 90 | $ 7,880,000 | $ 87,555 | $ 677 |
| New Orleans-Metairie-Kenner, LA | 86 | $ 5,914,000 | $ 68,767 | $ 0 |
| Syracuse, NY | 85 | $ 4,832,000 | $ 56,847 | $ 0 |
| Colorado Springs, CO | 82 | $ 10,252,000 | $ 125,024 | $ 0 |
| Jackson, MS | 82 | $ 5,705,000 | $ 69,573 | $ 0 |
| Gary, IN | 78 | $ 5,822,000 | $ 74,641 | $ 0 |
| Lakeland-Winter Haven, FL | 78 | $ 6,561,000 | $ 84,115 | $ 0 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 77 | $ 5,158,000 | $ 66,987 | $ 0 |
| Boise City-Nampa, ID | 71 | $ 8,511,000 | $ 119,873 | $ 0 |
| Seattle-Bellevue-Everett, WA | 67 | $ 11,304,000 | $ 168,716 | $ 0 |
| Augusta-Richmond County, GA-SC | 66 | $ 4,185,000 | $ 63,409 | $ 0 |
| Flint, MI | 66 | $ 4,966,000 | $ 75,242 | $ 0 |
| Springfield, MO | 66 | $ 5,794,000 | $ 87,787 | $ 0 |
| Albuquerque, NM | 64 | $ 7,104,000 | $ 111,000 | $ 0 |
| Albany-Schenectady-Troy, NY | 63 | $ 5,106,000 | $ 81,047 | $ 5,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 63 | $ 6,522,000 | $ 103,523 | $ 0 |
| Fayetteville, NC | 63 | $ 3,506,000 | $ 55,650 | $ 3,000 |
| Grand Rapids-Wyoming, MI | 61 | $ 6,174,000 | $ 101,213 | $ 0 |
| Tucson, AZ | 61 | $ 4,979,000 | $ 81,622 | $ 0 |
| Edison-New Brunswick, NJ | 59 | $ 10,684,000 | $ 181,084 | $ 0 |
| Providence-New Bedford-Fall River, RI-MA | 59 | $ 12,728,000 | $ 215,728 | $ 0 |
| Fort Wayne, IN | 58 | $ 4,004,000 | $ 69,034 | $ 0 |
| Los Angeles-Long Beach-Glendale, CA | 58 | $ 5,472,000 | $ 94,344 | $ 0 |
| Killeen-Temple-Fort Hood, TX | 57 | $ 3,345,000 | $ 58,684 | $ 0 |
| Tacoma, WA | 57 | $ 9,437,000 | $ 165,561 | $ 56,000 |
| Lake County-Kenosha County, IL-WI | 56 | $ 7,356,000 | $ 131,357 | $ 0 |
| North Port-Bradenton-Sarasota, FL | 54 | $ 4,609,000 | $ 85,351 | $ 0 |
| Baton Rouge, LA | 53 | $ 4,289,000 | $ 80,924 | $ 0 |
| Corpus Christi, TX | 52 | $ 2,799,000 | $ 53,826 | $ 0 |
| Durham-Chapel Hill, NC | 51 | $ 4,392,000 | $ 86,117 | $ 0 |
| Scranton--Wilkes-Barre, PA | 49 | $ 3,180,000 | $ 64,897 | $ 1,000 |
| South Bend-Mishawaka, IN-MI | 49 | $ 3,478,000 | $ 70,979 | $ 183 |
| Deltona-Daytona Beach-Ormond Beach, FL | 48 | $ 3,022,000 | $ 62,958 | $ 0 |
| Lancaster, PA | 48 | $ 4,763,000 | $ 99,229 | $ 0 |
| Akron, OH | 47 | $ 3,217,000 | $ 68,446 | $ 0 |
| York-Hanover, PA | 46 | $ 5,519,000 | $ 119,978 | $ 0 |
| Milwaukee-Waukesha-West Allis, WI | 45 | $ 4,009,000 | $ 89,088 | $ 0 |
| Anderson, IN | 44 | $ 3,484,000 | $ 79,181 | $ 0 |
| Chattanooga, TN-GA | 44 | $ 3,768,000 | $ 85,636 | $ 0 |
| Mobile, AL | 44 | $ 2,903,000 | $ 65,977 | $ 0 |
| Montgomery, AL | 44 | $ 1,842,000 | $ 41,863 | $ 0 |
| Greenville-Mauldin-Easley, SC | 42 | $ 2,994,000 | $ 71,285 | $ 0 |
| Shreveport-Bossier City, LA | 42 | $ 2,275,000 | $ 54,166 | $ 0 |
| Nassau-Suffolk, NY | 41 | $ 6,182,000 | $ 150,780 | $ 1,000 |
| Bakersfield-Delano, CA | 40 | $ 3,003,000 | $ 75,075 | $ 0 |
| Charleston-North Charleston-Summerville, SC | 40 | $ 2,899,000 | $ 72,475 | $ 1,000 |
| Winston-Salem, NC | 40 | $ 3,012,000 | $ 75,300 | $ 2,000 |
| Cape Coral-Fort Myers, FL | 39 | $ 2,895,000 | $ 74,230 | $ 0 |
| Kalamazoo-Portage, MI | 39 | $ 3,262,000 | $ 83,641 | $ 0 |
| Rockford, IL | 39 | $ 2,726,000 | $ 69,897 | $ 1,000 |
| Columbus, GA-AL | 38 | $ 2,116,000 | $ 55,684 | $ 0 |
| Harrisburg-Carlisle, PA | 38 | $ 3,274,000 | $ 86,157 | $ 2,000 |
| Palm Bay-Melbourne-Titusville, FL | 38 | $ 2,116,000 | $ 55,684 | $ 0 |
| Pensacola-Ferry Pass-Brent, FL | 38 | $ 2,456,000 | $ 64,631 | $ 0 |
| Utica-Rome, NY | 38 | $ 1,793,000 | $ 47,184 | $ 1,000 |
| Fort Smith, AR-OK | 37 | $ 2,011,000 | $ 54,351 | $ 4,324 |
| Knoxville, TN | 37 | $ 2,754,000 | $ 74,432 | $ 0 |
| Lansing-East Lansing, MI | 37 | $ 3,075,000 | $ 83,108 | $ 0 |
| Amarillo, TX | 36 | $ 2,552,000 | $ 70,888 | $ 0 |
| Bethesda-Rockville-Frederick, MD | 36 | $ 4,558,000 | $ 126,611 | $ 3,000 |
| Des Moines-West Des Moines, IA | 36 | $ 3,039,000 | $ 84,416 | $ 3,000 |
| Dover, DE | 36 | $ 4,302,000 | $ 119,500 | $ 0 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 36 | $ 2,203,000 | $ 61,194 | $ 0 |
| Savannah, GA | 35 | $ 3,145,000 | $ 89,857 | $ 0 |
| Huntsville, AL | 34 | $ 2,490,000 | $ 73,235 | $ 0 |
| Ogden-Clearfield, UT | 34 | $ 4,053,000 | $ 119,205 | $ 0 |
| Spokane, WA | 34 | $ 3,113,000 | $ 91,558 | $ 2,000 |
| Boston-Quincy, MA | 32 | $ 6,206,000 | $ 193,937 | $ 0 |
| Lubbock, TX | 32 | $ 1,634,000 | $ 51,062 | $ 0 |
| Toledo, OH | 32 | $ 2,797,000 | $ 87,406 | $ 0 |
| Waco, TX | 32 | $ 2,359,000 | $ 73,718 | $ 31,000 |
| Trenton-Ewing, NJ | 31 | $ 3,814,000 | $ 123,032 | $ 0 |
| Clarksville, TN-KY | 30 | $ 2,404,000 | $ 80,133 | $ 0 |
| Macon, GA | 30 | $ 1,520,000 | $ 50,666 | $ 0 |
| Springfield, MA | 29 | $ 3,437,000 | $ 118,517 | $ 0 |
| McAllen-Edinburg-Mission, TX | 28 | $ 1,957,000 | $ 69,892 | $ 0 |
| Ocala, FL | 28 | $ 2,053,000 | $ 73,321 | $ 0 |
| Pocatello, ID | 28 | $ 2,586,000 | $ 92,357 | $ 0 |
| Fayetteville-Springdale-Rogers, AR-MO | 27 | $ 1,832,000 | $ 67,851 | $ 1,000 |
| Fresno, CA | 27 | $ 2,012,000 | $ 74,518 | $ 0 |
| Gulfport-Biloxi, MS | 27 | $ 2,280,000 | $ 84,444 | $ 0 |
| Lafayette, IN | 27 | $ 2,453,000 | $ 90,851 | $ 0 |
| Muskegon-Norton Shores, MI | 27 | $ 1,870,000 | $ 69,259 | $ 0 |
| Atlantic City-Hammonton, NJ | 25 | $ 1,905,000 | $ 76,200 | $ 0 |
| Reno-Sparks, NV | 25 | $ 3,063,000 | $ 122,520 | $ 0 |
| Wichita Falls, TX | 25 | $ 1,512,000 | $ 60,480 | $ 0 |
| Beaumont-Port Arthur, TX | 24 | $ 1,246,000 | $ 51,916 | $ 0 |
| Saginaw-Saginaw Township North, MI | 24 | $ 1,449,000 | $ 60,375 | $ 0 |
| Youngstown-Warren-Boardman, OH-PA | 24 | $ 1,206,000 | $ 50,250 | $ 0 |
| Manchester-Nashua, NH | 23 | $ 3,850,000 | $ 167,391 | $ 0 |
| Port St. Lucie, FL | 23 | $ 2,149,000 | $ 93,434 | $ 0 |
| Provo-Orem, UT | 23 | $ 3,257,000 | $ 141,608 | $ 0 |
| Tyler, TX | 23 | $ 1,999,000 | $ 86,913 | $ 0 |
| Worcester, MA | 23 | $ 3,964,000 | $ 172,347 | $ 0 |
| Yuma, AZ | 23 | $ 2,179,000 | $ 94,739 | $ 3,000 |
| Elkhart-Goshen, IN | 22 | $ 1,999,000 | $ 90,863 | $ 0 |
| Evansville, IN-KY | 22 | $ 1,443,000 | $ 65,590 | $ 0 |
| Kennewick-Pasco-Richland, WA | 22 | $ 2,273,000 | $ 103,318 | $ 0 |
| Laredo, TX | 22 | $ 1,730,000 | $ 78,636 | $ 0 |
| Sacramento--Arden-Arcade--Roseville, CA | 22 | $ 2,483,000 | $ 112,863 | $ 0 |
| Wilmington, NC | 22 | $ 1,683,000 | $ 76,500 | $ 0 |
| Burlington, NC | 21 | $ 1,593,000 | $ 75,857 | $ 0 |
| Kokomo, IN | 21 | $ 1,552,000 | $ 73,904 | $ 0 |
| Norwich-New London, CT | 21 | $ 3,317,000 | $ 157,952 | $ 1,000 |
| Peabody, MA | 20 | $ 4,555,000 | $ 227,750 | $ 0 |
| Roanoke, VA | 20 | $ 1,479,000 | $ 73,950 | $ 0 |
| Rockingham County-Strafford County, NH | 20 | $ 3,568,000 | $ 178,400 | $ 0 |
| St. Joseph, MO-KS | 20 | $ 1,534,000 | $ 76,700 | $ 2,000 |
| Albany, GA | 19 | $ 1,180,000 | $ 62,105 | $ 0 |
| Brownsville-Harlingen, TX | 19 | $ 1,083,000 | $ 57,000 | $ 0 |
| Davenport-Moline-Rock Island, IA-IL | 19 | $ 1,202,000 | $ 63,263 | $ 0 |
| Decatur, AL | 19 | $ 1,669,000 | $ 87,842 | $ 4,000 |
| Greeley, CO | 19 | $ 2,518,000 | $ 132,526 | $ 0 |
| Hickory-Lenoir-Morganton, NC | 19 | $ 1,416,000 | $ 74,526 | $ 0 |
| Lexington-Fayette, KY | 19 | $ 1,446,000 | $ 76,105 | $ 0 |
| Longview, TX | 19 | $ 978,000 | $ 51,473 | $ 0 |
| Bangor, ME | 18 | $ 2,124,000 | $ 118,000 | $ 0 |
| Portland-South Portland-Biddeford, ME | 18 | $ 3,010,000 | $ 167,222 | $ 0 |
| Topeka, KS | 18 | $ 1,195,000 | $ 66,388 | $ 0 |
| Victoria, TX | 18 | $ 1,066,000 | $ 59,222 | $ 0 |
| Warner Robins, GA | 18 | $ 1,340,000 | $ 74,444 | $ 0 |
| Anchorage, AK | 17 | $ 1,888,000 | $ 111,058 | $ 0 |
| Bridgeport-Stamford-Norwalk, CT | 17 | $ 3,749,000 | $ 220,529 | $ 0 |
| Canton-Massillon, OH | 17 | $ 1,298,000 | $ 76,352 | $ 0 |
| Gainesville, FL | 17 | $ 800,000 | $ 47,058 | $ 0 |
| Hagerstown-Martinsburg, MD-WV | 17 | $ 1,913,000 | $ 112,529 | $ 1,764 |
| Lynchburg, VA | 17 | $ 1,445,000 | $ 85,000 | $ 0 |
| Michigan City-La Porte, IN | 17 | $ 1,687,000 | $ 99,235 | $ 0 |
| Modesto, CA | 17 | $ 2,548,000 | $ 149,882 | $ 0 |
| Morristown, TN | 17 | $ 1,447,000 | $ 85,117 | $ 0 |
| Muncie, IN | 17 | $ 1,235,000 | $ 72,647 | $ 0 |
| Poughkeepsie-Newburgh-Middletown, NY | 17 | $ 3,265,000 | $ 192,058 | $ 0 |
| San Diego-Carlsbad-San Marcos, CA | 17 | $ 2,555,000 | $ 150,294 | $ 24,000 |
| Spartanburg, SC | 17 | $ 1,575,000 | $ 92,647 | $ 8,000 |
| Abilene, TX | 16 | $ 1,000,000 | $ 62,500 | $ 0 |
| Binghamton, NY | 16 | $ 1,387,000 | $ 86,687 | $ 3,000 |
| Dalton, GA | 16 | $ 1,291,000 | $ 80,687 | $ 0 |
| Gainesville, GA | 16 | $ 1,698,000 | $ 106,125 | $ 0 |
| Kankakee-Bradley, IL | 16 | $ 1,362,000 | $ 85,125 | $ 0 |
| Sherman-Denison, TX | 16 | $ 893,000 | $ 55,812 | $ 0 |
| Tallahassee, FL | 16 | $ 1,221,000 | $ 76,312 | $ 0 |
| Tuscaloosa, AL | 16 | $ 1,463,000 | $ 91,437 | $ 4,000 |
| Asheville, NC | 15 | $ 1,094,000 | $ 72,933 | $ 4,000 |
| Jonesboro, AR | 15 | $ 878,000 | $ 58,533 | $ 0 |
| Pine Bluff, AR | 15 | $ 454,000 | $ 30,266 | $ 2,000 |
| Bay City, MI | 14 | $ 1,116,000 | $ 79,714 | $ 0 |
| Crestview-Fort Walton Beach-Destin, FL | 14 | $ 900,000 | $ 64,285 | $ 0 |
| Dothan, AL | 14 | $ 491,000 | $ 35,071 | $ 0 |
| Eugene-Springfield, OR | 14 | $ 1,421,000 | $ 101,500 | $ 0 |
| Hinesville-Fort Stewart, GA | 14 | $ 980,000 | $ 70,000 | $ 0 |
| Holland-Grand Haven, MI | 14 | $ 1,615,000 | $ 115,357 | $ 0 |
| Joplin, MO | 14 | $ 1,179,000 | $ 84,214 | $ 0 |
| Lafayette, LA | 14 | $ 1,069,000 | $ 76,357 | $ 0 |
| Lawton, OK | 14 | $ 1,785,000 | $ 127,500 | $ 66,000 |
| Pueblo, CO | 14 | $ 1,438,000 | $ 102,714 | $ 0 |
| Rocky Mount, NC | 14 | $ 926,000 | $ 66,142 | $ 2,000 |
| Vineland-Millville-Bridgeton, NJ | 14 | $ 1,061,000 | $ 75,785 | $ 0 |
| Alexandria, LA | 13 | $ 765,000 | $ 58,846 | $ 4,000 |
| Anniston-Oxford, AL | 13 | $ 762,000 | $ 58,615 | $ 0 |
| Cambridge-Newton-Framingham, MA | 13 | $ 2,554,000 | $ 196,461 | $ 0 |
| Oakland-Fremont-Hayward, CA | 13 | $ 2,365,000 | $ 181,923 | $ 0 |
| Peoria, IL | 13 | $ 915,000 | $ 70,384 | $ 0 |
| Reading, PA | 13 | $ 1,095,000 | $ 84,230 | $ 0 |
| Boulder, CO | 12 | $ 1,173,000 | $ 97,750 | $ 0 |
| Fort Collins-Loveland, CO | 12 | $ 1,599,000 | $ 133,250 | $ 0 |
| Houma-Bayou Cane-Thibodaux, LA | 12 | $ 873,000 | $ 72,750 | $ 0 |
| Jacksonville, NC | 12 | $ 924,000 | $ 77,000 | $ 3,000 |
| Lake Havasu City-Kingman, AZ | 12 | $ 982,000 | $ 81,833 | $ 0 |
| Manhattan, KS | 12 | $ 932,000 | $ 77,666 | $ 0 |
| Niles-Benton Harbor, MI | 12 | $ 880,000 | $ 73,333 | $ 0 |
| Prescott, AZ | 12 | $ 1,225,000 | $ 102,083 | $ 20,000 |
| Yakima, WA | 12 | $ 1,167,000 | $ 97,250 | $ 0 |
| Battle Creek, MI | 11 | $ 620,000 | $ 56,363 | $ 0 |
| Bremerton-Silverdale, WA | 11 | $ 1,146,000 | $ 104,181 | $ 0 |
| Champaign-Urbana, IL | 11 | $ 601,000 | $ 54,636 | $ 0 |
| Charleston, WV | 11 | $ 497,000 | $ 45,181 | $ 0 |
| Cleveland, TN | 11 | $ 837,000 | $ 76,090 | $ 0 |
| Florence, SC | 11 | $ 854,000 | $ 77,636 | $ 4,000 |
| Gadsden, AL | 11 | $ 601,000 | $ 54,636 | $ 0 |
| Grand Junction, CO | 11 | $ 1,264,000 | $ 114,909 | $ 0 |
| Janesville, WI | 11 | $ 868,000 | $ 78,909 | $ 0 |
| Lake Charles, LA | 11 | $ 479,000 | $ 43,545 | $ 0 |
| Lincoln, NE | 11 | $ 1,013,000 | $ 92,090 | $ 9,000 |
| Punta Gorda, FL | 11 | $ 838,000 | $ 76,181 | $ 0 |
| Sebastian-Vero Beach, FL | 11 | $ 733,000 | $ 66,636 | $ 0 |
| Springfield, OH | 11 | $ 867,000 | $ 78,818 | $ 0 |
| Texarkana, Tx-Texarkana, AR | 11 | $ 710,000 | $ 64,545 | $ 0 |
| Valdosta, GA | 11 | $ 498,000 | $ 45,272 | $ 0 |
| Kingsport-Bristol-Bristol, TN-VA | 10 | $ 678,000 | $ 67,800 | $ 0 |
| Odessa, TX | 10 | $ 323,000 | $ 32,300 | $ 0 |
| Salisbury, MD | 10 | $ 1,014,000 | $ 101,400 | $ 0 |
| Santa Ana-Anaheim-Irvine, CA | 10 | $ 409,000 | $ 40,900 | $ 0 |
| Stockton, CA | 10 | $ 1,247,000 | $ 124,700 | $ 0 |
| Anderson, SC | 9 | $ 572,000 | $ 63,555 | $ 0 |
| Billings, MT | 9 | $ 578,000 | $ 64,222 | $ 0 |
| Erie, PA | 9 | $ 355,000 | $ 39,444 | $ 0 |
| Huntington-Ashland, WV-KY-OH | 9 | $ 581,000 | $ 64,555 | $ 0 |
| Jackson, MI | 9 | $ 655,000 | $ 72,777 | $ 0 |
| Lewiston-Auburn, ME | 9 | $ 1,013,000 | $ 112,555 | $ 0 |
| Mansfield, OH | 9 | $ 785,000 | $ 87,222 | $ 0 |
| Salem, OR | 9 | $ 990,000 | $ 110,000 | $ 0 |
| Waterloo-Cedar Falls, IA | 9 | $ 660,000 | $ 73,333 | $ 0 |
| Auburn-Opelika, AL | 8 | $ 630,000 | $ 78,750 | $ 0 |
| Bloomington, IN | 8 | $ 665,000 | $ 83,125 | $ 6,000 |
| College Station-Bryan, TX | 8 | $ 560,000 | $ 70,000 | $ 0 |
| Columbus, IN | 8 | $ 837,000 | $ 104,625 | $ 0 |
| Danville, IL | 8 | $ 551,000 | $ 68,875 | $ 0 |
| Farmington, NM | 8 | $ 1,064,000 | $ 133,000 | $ 0 |
| Glens Falls, NY | 8 | $ 583,000 | $ 72,875 | $ 0 |
| Honolulu, HI | 8 | $ 2,311,000 | $ 288,875 | $ 0 |
| Hot Springs, AR | 8 | $ 426,000 | $ 53,250 | $ 0 |
| Jackson, TN | 8 | $ 316,000 | $ 39,500 | $ 10,000 |
| Lebanon, PA | 8 | $ 844,000 | $ 105,500 | $ 0 |
| Madison, WI | 8 | $ 1,056,000 | $ 132,000 | $ 0 |
| Monroe, LA | 8 | $ 387,000 | $ 48,375 | $ 0 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 8 | $ 606,000 | $ 75,750 | $ 0 |
| Panama City-Lynn Haven-Panama City Beach, FL | 8 | $ 404,000 | $ 50,500 | $ 0 |
| Pascagoula, MS | 8 | $ 308,000 | $ 38,500 | $ 0 |
| Springfield, IL | 8 | $ 436,000 | $ 54,500 | $ 0 |
| Sumter, SC | 8 | $ 543,000 | $ 67,875 | $ 0 |
| Athens-Clarke County, GA | 7 | $ 630,000 | $ 90,000 | $ 0 |
| Bend, OR | 7 | $ 2,379,000 | $ 339,857 | $ 255,000 |
| Decatur, IL | 7 | $ 399,000 | $ 57,000 | $ 0 |
| Elizabethtown, KY | 7 | $ 469,000 | $ 67,000 | $ 0 |
| Goldsboro, NC | 7 | $ 263,000 | $ 37,571 | $ 0 |
| Idaho Falls, ID | 7 | $ 858,000 | $ 122,571 | $ 0 |
| San Angelo, TX | 7 | $ 310,000 | $ 44,285 | $ 0 |
| Santa Fe, NM | 7 | $ 1,465,000 | $ 209,285 | $ 118,000 |
| Sioux City, IA-NE-SD | 7 | $ 402,000 | $ 57,428 | $ 0 |
| Sioux Falls, SD | 7 | $ 824,000 | $ 117,714 | $ 0 |
| St. George, UT | 7 | $ 998,000 | $ 142,571 | $ 0 |
| Winchester, VA-WV | 7 | $ 996,000 | $ 142,285 | $ 0 |
| Ann Arbor, MI | 6 | $ 759,000 | $ 126,500 | $ 0 |
| Blacksburg-Christiansburg-Radford, VA | 6 | $ 195,000 | $ 32,500 | $ 0 |
| Chico, CA | 6 | $ 899,000 | $ 149,833 | $ 0 |
| Cumberland, MD-WV | 6 | $ 488,000 | $ 81,333 | $ 8,666 |
| Greenville, NC | 6 | $ 303,000 | $ 50,500 | $ 0 |
| Kingston, NY | 6 | $ 759,000 | $ 126,500 | $ 0 |
| Owensboro, KY | 6 | $ 254,000 | $ 42,333 | $ 0 |
| Parkersburg-Marietta-Vienna, WV-OH | 6 | $ 257,000 | $ 42,833 | $ 0 |
| Rome, GA | 6 | $ 535,000 | $ 89,166 | $ 0 |
| Bloomington-Normal, IL | 5 | $ 361,000 | $ 72,200 | $ 0 |
| Cedar Rapids, IA | 5 | $ 263,000 | $ 52,600 | $ 0 |
| Cheyenne, WY | 5 | $ 602,000 | $ 120,400 | $ 11,000 |
| Coeur D'Alene, ID | 5 | $ 795,000 | $ 159,000 | $ 0 |
| Danville, VA | 5 | $ 254,000 | $ 50,800 | $ 0 |
| Fairbanks, AK | 5 | $ 707,000 | $ 141,400 | $ 19,000 |
| Flagstaff, AZ | 5 | $ 780,000 | $ 156,000 | $ 70,000 |
| Florence-Muscle Shoals, AL | 5 | $ 281,000 | $ 56,200 | $ 0 |
| Hanford-Corcoran, CA | 5 | $ 369,000 | $ 73,800 | $ 0 |
| Jefferson City, MO | 5 | $ 396,000 | $ 79,200 | $ 0 |
| Johnson City, TN | 5 | $ 510,000 | $ 102,000 | $ 0 |
| Logan, UT-ID | 5 | $ 612,000 | $ 122,400 | $ 0 |
| Mount Vernon-Anacortes, WA | 5 | $ 972,000 | $ 194,400 | $ 0 |
| Olympia, WA | 5 | $ 853,000 | $ 170,600 | $ 72,000 |
| Racine, WI | 5 | $ 167,000 | $ 33,400 | $ 4,000 |
| Terre Haute, IN | 5 | $ 390,000 | $ 78,000 | $ 0 |
| Vallejo-Fairfield, CA | 5 | $ 593,000 | $ 118,600 | $ 0 |
| Visalia-Porterville, CA | 5 | $ 359,000 | $ 71,800 | $ 0 |
| Appleton, WI | 4 | $ 436,000 | $ 109,000 | $ 0 |
| Bowling Green, KY | 4 | $ 266,000 | $ 66,500 | $ 0 |
| Charlottesville, VA | 4 | $ 230,000 | $ 57,500 | $ 0 |
| Columbia, MO | 4 | $ 206,000 | $ 51,500 | $ 0 |
| Elmira, NY | 4 | $ 100,000 | $ 25,000 | $ 0 |
| Harrisonburg, VA | 4 | $ 389,000 | $ 97,250 | $ 0 |
| Johnstown, PA | 4 | $ 233,000 | $ 58,250 | $ 0 |
| Longview, WA | 4 | $ 406,000 | $ 101,500 | $ 0 |
| Merced, CA | 4 | $ 259,000 | $ 64,750 | $ 0 |
| Monroe, MI | 4 | $ 408,000 | $ 102,000 | $ 0 |
| Pittsfield, MA | 4 | $ 125,000 | $ 31,250 | $ 0 |
| St. Cloud, MN | 4 | $ 529,000 | $ 132,250 | $ 0 |
| Steubenville-Weirton, OH-WV | 4 | $ 182,000 | $ 45,500 | $ 0 |
| Wenatchee-East Wenatchee, WA | 4 | $ 449,000 | $ 112,250 | $ 0 |
| Williamsport, PA | 4 | $ 251,000 | $ 62,750 | $ 0 |
| Brunswick, GA | 3 | $ 240,000 | $ 80,000 | $ 0 |
| Burlington-South Burlington, VT | 3 | $ 426,000 | $ 142,000 | $ 0 |
| Casper, WY | 3 | $ 146,000 | $ 48,666 | $ 0 |
| Duluth, MN-WI | 3 | $ 225,000 | $ 75,000 | $ 0 |
| El Centro, CA | 3 | $ 140,000 | $ 46,666 | $ 7,000 |
| Fargo, ND-MN | 3 | $ 205,000 | $ 68,333 | $ 0 |
| Fond Du Lac, WI | 3 | $ 138,000 | $ 46,000 | $ 0 |
| Green Bay, WI | 3 | $ 310,000 | $ 103,333 | $ 0 |
| Iowa City, IA | 3 | $ 75,000 | $ 25,000 | $ 0 |
| Las Cruces, NM | 3 | $ 208,000 | $ 69,333 | $ 0 |
| Lima, OH | 3 | $ 238,000 | $ 79,333 | $ 0 |
| Midland, TX | 3 | $ 95,000 | $ 31,666 | $ 0 |
| Naples-Marco Island, FL | 3 | $ 375,000 | $ 125,000 | $ 0 |
| Oxnard-Thousand Oaks-Ventura, CA | 3 | $ 418,000 | $ 139,333 | $ 0 |
| Palm Coast, FL | 3 | $ 298,000 | $ 99,333 | $ 0 |
| Rochester, MN | 3 | $ 284,000 | $ 94,666 | $ 0 |
| Sheboygan, WI | 3 | $ 130,000 | $ 43,333 | $ 0 |
| State College, PA | 3 | $ 217,000 | $ 72,333 | $ 11,000 |
| Yuba City, CA | 3 | $ 128,000 | $ 42,666 | $ 0 |
| Ames, IA | 2 | $ 202,000 | $ 101,000 | $ 0 |
| Bellingham, WA | 2 | $ 138,000 | $ 69,000 | $ 0 |
| Cape Girardeau-Jackson, MO-IL | 2 | $ 194,000 | $ 97,000 | $ 0 |
| Great Falls, MT | 2 | $ 156,000 | $ 78,000 | $ 0 |
| Hattiesburg, MS | 2 | $ 126,000 | $ 63,000 | $ 0 |
| Madera-Chowchilla, CA | 2 | $ 134,000 | $ 67,000 | $ 0 |
| Medford, OR | 2 | $ 284,000 | $ 142,000 | $ 0 |
| Rapid City, SD | 2 | $ 86,000 | $ 43,000 | $ 0 |
| Salinas, CA | 2 | $ 2,798,000 | $ 1,399,000 | $ 101,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 2 | $ 174,000 | $ 87,000 | $ 0 |
| San Juan-Caguas-Guaynabo, PR | 2 | $ 213,000 | $ 106,500 | $ 0 |
| Sandusky, OH | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Altoona, PA | 1 | $ 19,000 | $ 19,000 | $ 0 |
| Barnstable Town, MA | 1 | $ 1,000 | $ 1,000 | $ 0 |
| Bismarck, ND | 1 | $ 147,000 | $ 147,000 | $ 0 |
| Carson City, NV | 1 | $ 234,000 | $ 234,000 | $ 0 |
| Corvallis, OR | 1 | $ 94,000 | $ 94,000 | $ 0 |
| Eau Claire, WI | 1 | $ 163,000 | $ 163,000 | $ 0 |
| Grand Forks, ND-MN | 1 | $ 80,000 | $ 80,000 | $ 0 |
| La Crosse, WI-MN | 1 | $ 37,000 | $ 37,000 | $ 0 |
| Lewiston, ID-WA | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Missoula, MT | 1 | $ 210,000 | $ 210,000 | $ 0 |
| Morgantown, WV | 1 | $ 37,000 | $ 37,000 | $ 0 |
| Ocean City, NJ | 1 | $ 43,000 | $ 43,000 | $ 0 |
| Redding, CA | 1 | $ 82,000 | $ 82,000 | $ 0 |
| San Francisco-San Mateo-Redwood City, CA | 1 | $ 1,000 | $ 1,000 | $ 0 |
| San Luis Obispo-Paso Robles, CA | 1 | $ 146,000 | $ 146,000 | $ 0 |
| Santa Barbara-Santa Maria-Goleta, CA | 1 | $ 121,000 | $ 121,000 | $ 0 |
| Santa Rosa-Petaluma, CA | 1 | $ 172,000 | $ 172,000 | $ 0 |
| Wheeling, WV-OH | 1 | $ 25,000 | $ 25,000 | $ 0 |
Mortgage Loan Application Detail Totals for Midfirst Bank in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 19,641 | $1,884,982,000 | $95,000 | $8,000,000 | $4,000 | $1,634,000 |
| Refinancing | 2,218 | $211,969,000 | $95,000 | $4,661,000 | $52,000 | $2,300,000 |
| Home Improvement | 573 | $19,913,000 | $34,000 | $1,100,000 | $70,000 | $1,104,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 20,133 | $1,814,312,000 | $90,000 | $8,000,000 | $0 | $950,000 |
| White | 1,789 | $255,515,000 | $142,000 | $7,000,000 | $108,000 | $2,300,000 |
| Hispanic | 165 | $12,825,000 | $77,000 | $1,320,000 | $62,000 | $750,000 |
| Not Provided | 134 | $12,001,000 | $89,000 | $1,400,000 | $115,000 | $1,268,000 |
| Black or African American | 101 | $5,766,000 | $57,000 | $560,000 | $57,000 | $774,000 |
| American Indian or Alaskan Native | 52 | $6,566,000 | $126,000 | $911,000 | $86,000 | $542,000 |
| Asian | 49 | $8,343,000 | $170,000 | $1,350,000 | $131,000 | $900,000 |
| Native Hawaiian or Other Pacific Islander | 9 | $1,536,000 | $170,000 | $400,000 | $95,000 | $330,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 17,479 | $1,596,476,000 | $91,000 | $696,000 | $1,000 | $599,000 |
| VA-guaranteed (Veterans Administration) | 2,902 | $244,960,000 | $84,000 | $572,000 | $1,000 | $205,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,812 | $255,626,000 | $141,000 | $8,000,000 | $115,000 | $2,300,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 239 | $19,802,000 | $82,000 | $307,000 | $11,000 | $70,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 20,108 | $1,797,822,000 | $89,000 | $696,000 | $0 | $0 |
| Loan Originated | 1,214 | $215,550,000 | $177,000 | $8,000,000 | $122,000 | $1,634,000 |
| Application Denied By Financial Institution | 818 | $57,393,000 | $70,000 | $1,500,000 | $69,000 | $1,104,000 |
| Application Withdrawn By Applicant | 265 | $40,529,000 | $152,000 | $2,000,000 | $118,000 | $2,300,000 |
| Application Approved But Not Accepted | 20 | $5,042,000 | $252,000 | $1,500,000 | $91,000 | $240,000 |
| File Closed For Incompleteness | 7 | $528,000 | $75,000 | $134,000 | $45,000 | $72,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 472 | $22,219,000 | $47,000 | $1,500,000 | $64,000 | $1,104,000 |
| Debt-To-Income Ratio | 131 | $9,062,000 | $69,000 | $535,000 | $45,000 | $224,000 |
| Collateral | 105 | $11,104,000 | $105,000 | $417,000 | $101,000 | $1,104,000 |
| Credit Application Incomplete | 48 | $6,122,000 | $127,000 | $600,000 | $98,000 | $600,000 |
| Other | 32 | $5,316,000 | $166,000 | $875,000 | $127,000 | $542,000 |
| Unverifiable Information | 20 | $2,765,000 | $138,000 | $388,000 | $54,000 | $240,000 |
| Employment History | 5 | $342,000 | $68,000 | $172,000 | $21,000 | $55,000 |
| Mortgage Insurance Denied | 3 | $216,000 | $72,000 | $81,000 | $46,000 | $62,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $247,000 | $123,000 | $197,000 | $69,000 | $114,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Midfirst Bank's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Midfirst Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet
with aggregated HMDA statistics today.
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