Midfirst Bank Mortgage Lending & HMDA Data, 2011

In 2011, Midfirst Bank of Oklahoma City, OK reported 22,432 mortgage applications totaling $2.1 billion. The average application was for $94,368, and applicants reported an average income of $10,431. 5% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Oklahoma City, OK (1,319), Atlanta-Sandy Springs-Marietta, GA (952) and Dallas-Plano-Irving, TX (791) (applications in parentheses).

Mortgage Company & Address Midfirst Bank
501 Nw Grand Blvd
Oklahoma City, OK 73118
Tel #: available with data download
Federal Regulator * available with data download
Years 2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 22,432
Total Mortgage Loan Application Amount $2,116,864,000
Average Mortgage Loan Application Amount $94,368
Highest Mortgage Loan Application Amount $8,000,000
Average Applicant Income $10,431
Highest Applicant Income $2,300,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Midfirst Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Midfirst Bank by County in 2011

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Oklahoma, Oklahoma 749 $ 91,031,000 $ 121,536 $ 94,000
Dallas, Texas 552 $ 41,921,000 $ 75,943 $ 1,000
Maricopa, Arizona 395 $ 66,919,000 $ 169,415 $ 66,000
Tarrant, Texas 376 $ 29,639,000 $ 78,827 $ 0
Harris, Texas 371 $ 24,494,000 $ 66,021 $ 1,000
Marion, Indiana 338 $ 29,860,000 $ 88,343 $ 0
Cook, Illinois 324 $ 31,161,000 $ 96,175 $ 0
Shelby, Tennessee 316 $ 18,674,000 $ 59,094 $ 0
Bexar, Texas 296 $ 16,196,000 $ 54,716 $ 0
Tulsa, Oklahoma 288 $ 44,798,000 $ 155,548 $ 102,000
Cleveland, Oklahoma 260 $ 29,870,000 $ 114,884 $ 83,000
Philadelphia, Pennsylvania 232 $ 13,728,000 $ 59,172 $ 1,000
Wayne, Michigan 207 $ 16,212,000 $ 78,318 $ 0
Canadian, Oklahoma 199 $ 19,581,000 $ 98,396 $ 83,000
DeKalb, Georgia 176 $ 16,146,000 $ 91,738 $ 0
Mecklenburg, North Carolina 166 $ 16,271,000 $ 98,018 $ 0
Jackson, Missouri 154 $ 12,437,000 $ 80,759 $ 0
Gwinnett, Georgia 143 $ 16,798,000 $ 117,468 $ 0
El Paso, Texas 133 $ 6,383,000 $ 47,992 $ 0
St. Louis, Missouri 130 $ 9,204,000 $ 70,800 $ 0
Clark, Nevada 130 $ 15,070,000 $ 115,923 $ 0
Wake, North Carolina 130 $ 13,256,000 $ 101,969 $ 0
Franklin, Ohio 129 $ 12,543,000 $ 97,232 $ 0
Jefferson, Alabama 128 $ 7,261,000 $ 56,726 $ 0
Orange, Florida 126 $ 10,006,000 $ 79,412 $ 0
Jackson, Oklahoma 125 $ 10,498,000 $ 83,984 $ 61,000
Sedgwick, Kansas 124 $ 9,397,000 $ 75,782 $ 0
Cobb, Georgia 121 $ 12,631,000 $ 104,388 $ 0
Guilford, North Carolina 121 $ 9,895,000 $ 81,776 $ 0
Hillsborough, Florida 117 $ 9,707,000 $ 82,965 $ 0
Cuyahoga, Ohio 116 $ 8,669,000 $ 74,732 $ 0
Baltimore City, Maryland 114 $ 7,061,000 $ 61,938 $ 1,000
New Haven, Connecticut 109 $ 16,638,000 $ 152,642 $ 0
Duval, Florida 106 $ 7,910,000 $ 74,622 $ 0
Miami-Dade, Florida 106 $ 6,920,000 $ 65,283 $ 0
Monroe, New York 106 $ 5,478,000 $ 51,679 $ 2,000
Travis, Texas 102 $ 8,121,000 $ 79,617 $ 0
Davidson, Tennessee 99 $ 9,965,000 $ 100,656 $ 0
Fulton, Georgia 98 $ 7,977,000 $ 81,397 $ 0
Clayton, Georgia 95 $ 8,816,000 $ 92,800 $ 0
Woodward, Oklahoma 90 $ 7,977,000 $ 88,633 $ 60,000
Camden, New Jersey 89 $ 7,692,000 $ 86,426 $ 1,000
Erie, New York 87 $ 4,680,000 $ 53,793 $ 1,000
New Castle, Delaware 85 $ 8,780,000 $ 103,294 $ 0
Salt Lake, Utah 85 $ 10,838,000 $ 127,505 $ 0
Pinellas, Florida 84 $ 5,658,000 $ 67,357 $ 0
Hartford, Connecticut 82 $ 12,296,000 $ 149,951 $ 1,000
Denton, Texas 82 $ 8,249,000 $ 100,597 $ 0
Montgomery, Ohio 81 $ 6,267,000 $ 77,370 $ 0
San Bernardino, California 80 $ 7,000,000 $ 87,500 $ 0
El Paso, Colorado 80 $ 10,043,000 $ 125,537 $ 0
Polk, Florida 78 $ 6,561,000 $ 84,115 $ 0
Williamson, Texas 78 $ 8,548,000 $ 109,589 $ 0
Broward, Florida 77 $ 5,158,000 $ 66,987 $ 0
Collin, Texas 72 $ 8,085,000 $ 112,291 $ 0
Prince George's, Maryland 71 $ 8,552,000 $ 120,450 $ 2,000
Arapahoe, Colorado 68 $ 9,326,000 $ 137,147 $ 0
Onondaga, New York 68 $ 4,057,000 $ 59,661 $ 1,000
Baltimore, Maryland 66 $ 6,922,000 $ 104,878 $ 0
Genesee, Michigan 66 $ 4,966,000 $ 75,242 $ 0
Delaware, Pennsylvania 66 $ 6,254,000 $ 94,757 $ 2,000
Hinds, Mississippi 64 $ 4,063,000 $ 63,484 $ 0
Texas, Oklahoma 64 $ 4,534,000 $ 70,843 $ 51,000
Allegheny, Pennsylvania 64 $ 2,844,000 $ 44,437 $ 0
Hamilton, Ohio 62 $ 5,764,000 $ 92,967 $ 0
Grady, Oklahoma 62 $ 4,131,000 $ 66,629 $ 65,000
Pima, Arizona 61 $ 4,979,000 $ 81,622 $ 0
Fort Bend, Texas 61 $ 4,346,000 $ 71,245 $ 0
Douglas, Nebraska 60 $ 6,112,000 $ 101,866 $ 1,000
Lake, Indiana 59 $ 4,011,000 $ 67,983 $ 0
Cumberland, North Carolina 59 $ 3,175,000 $ 53,813 $ 3,000
Los Angeles, California 58 $ 5,472,000 $ 94,344 $ 0
Denver, Colorado 57 $ 7,529,000 $ 132,087 $ 0
Henry, Georgia 57 $ 7,225,000 $ 126,754 $ 0
Richland, South Carolina 57 $ 4,653,000 $ 81,631 $ 2,000
Pierce, Washington 57 $ 9,437,000 $ 165,561 $ 56,000
Riverside, California 55 $ 5,186,000 $ 94,290 $ 0
Pottawatomie, Oklahoma 54 $ 4,589,000 $ 84,981 $ 80,000
Pulaski, Arkansas 53 $ 2,920,000 $ 55,094 $ 0
Allen, Indiana 53 $ 3,608,000 $ 68,075 $ 0
Burlington, New Jersey 53 $ 5,160,000 $ 97,358 $ 0
Johnson, Indiana 52 $ 5,202,000 $ 100,038 $ 0
St. Louis City, Missouri 51 $ 2,711,000 $ 53,156 $ 0
Oakland, Michigan 50 $ 5,530,000 $ 110,600 $ 0
Bell, Texas 49 $ 3,092,000 $ 63,102 $ 0
Adams, Colorado 48 $ 7,163,000 $ 149,229 $ 0
Seminole, Florida 48 $ 4,261,000 $ 88,770 $ 0
Volusia, Florida 48 $ 3,022,000 $ 62,958 $ 0
Lake, Illinois 48 $ 6,434,000 $ 134,041 $ 0
Macomb, Michigan 48 $ 5,594,000 $ 116,541 $ 0
Lancaster, Pennsylvania 48 $ 4,763,000 $ 99,229 $ 0
Johnson, Texas 48 $ 4,043,000 $ 84,229 $ 0
Will, Illinois 47 $ 6,703,000 $ 142,617 $ 1,000
Hamilton, Indiana 47 $ 5,556,000 $ 118,212 $ 0
Jefferson, Kentucky 47 $ 3,995,000 $ 85,000 $ 1,000
Essex, New Jersey 47 $ 8,059,000 $ 171,468 $ 2,000
Virginia Beach, Virginia 47 $ 4,750,000 $ 101,063 $ 0
Greene, Missouri 46 $ 3,891,000 $ 84,586 $ 0
Gloucester, New Jersey 46 $ 5,894,000 $ 128,130 $ 0
York, Pennsylvania 46 $ 5,519,000 $ 119,978 $ 0
Mobile, Alabama 44 $ 2,903,000 $ 65,977 $ 0
Madison, Indiana 44 $ 3,484,000 $ 79,181 $ 0
Kent, Michigan 44 $ 4,587,000 $ 104,250 $ 0
Rutherford, Tennessee 44 $ 4,364,000 $ 99,181 $ 0
Caddo, Oklahoma 42 $ 3,073,000 $ 73,166 $ 87,000
Bernalillo, New Mexico 41 $ 4,522,000 $ 110,292 $ 0
Summit, Ohio 41 $ 2,562,000 $ 62,487 $ 0
Nueces, Texas 41 $ 2,314,000 $ 56,439 $ 0
Kern, California 40 $ 3,003,000 $ 75,075 $ 0
St. Joseph, Indiana 40 $ 2,777,000 $ 69,425 $ 0
Lee, Florida 39 $ 2,895,000 $ 74,230 $ 0
St. Clair, Illinois 39 $ 2,938,000 $ 75,333 $ 0
Hennepin, Minnesota 39 $ 3,211,000 $ 82,333 $ 0
Luzerne, Pennsylvania 39 $ 2,511,000 $ 64,384 $ 1,000
Brevard, Florida 38 $ 2,116,000 $ 55,684 $ 0
Hendricks, Indiana 38 $ 4,606,000 $ 121,210 $ 0
Pinal, Arizona 37 $ 4,309,000 $ 116,459 $ 5,000
Richmond, Georgia 37 $ 2,258,000 $ 61,027 $ 0
Winnebago, Illinois 37 $ 2,511,000 $ 67,864 $ 1,000
Milwaukee, Wisconsin 37 $ 2,891,000 $ 78,135 $ 0
Montgomery, Alabama 36 $ 1,432,000 $ 39,777 $ 0
Kent, Delaware 36 $ 4,302,000 $ 119,500 $ 0
Palm Beach, Florida 36 $ 2,203,000 $ 61,194 $ 0
Custer, Oklahoma 36 $ 3,094,000 $ 85,944 $ 49,000
Snohomish, Washington 36 $ 6,701,000 $ 186,138 $ 0
Paulding, Georgia 35 $ 3,907,000 $ 111,628 $ 0
East Baton Rouge, Louisiana 35 $ 2,501,000 $ 71,457 $ 0
Lehigh, Pennsylvania 35 $ 3,079,000 $ 87,971 $ 0
Montgomery, Texas 35 $ 3,034,000 $ 86,685 $ 1,000
Ada, Idaho 34 $ 4,532,000 $ 133,294 $ 0
Canyon, Idaho 34 $ 3,575,000 $ 105,147 $ 0
Kane, Illinois 34 $ 4,631,000 $ 136,205 $ 0
Durham, North Carolina 34 $ 3,072,000 $ 90,352 $ 1,000
Lorain, Ohio 34 $ 3,231,000 $ 95,029 $ 0
Spokane, Washington 34 $ 3,113,000 $ 91,558 $ 2,000
Sarasota, Florida 33 $ 2,892,000 $ 87,636 $ 0
Forsyth, North Carolina 33 $ 2,450,000 $ 74,242 $ 3,000
Johnston, North Carolina 33 $ 3,742,000 $ 113,393 $ 3,000
Montgomery, Pennsylvania 33 $ 3,224,000 $ 97,696 $ 0
Sumner, Tennessee 33 $ 3,447,000 $ 104,454 $ 0
Clark, Washington 33 $ 5,547,000 $ 168,090 $ 0
Clay, Florida 32 $ 2,985,000 $ 93,281 $ 0
Johnson, Kansas 32 $ 4,063,000 $ 126,968 $ 2,000
Suffolk, New York 32 $ 5,312,000 $ 166,000 $ 2,000
Galveston, Texas 32 $ 2,103,000 $ 65,718 $ 0
Lubbock, Texas 32 $ 1,634,000 $ 51,062 $ 0
McLennan, Texas 32 $ 2,359,000 $ 73,718 $ 31,000
DeSoto, Mississippi 31 $ 2,973,000 $ 95,903 $ 0
Mercer, New Jersey 31 $ 3,814,000 $ 123,032 $ 0
King, Washington 31 $ 4,603,000 $ 148,483 $ 0
Pasco, Florida 30 $ 2,659,000 $ 88,633 $ 0
Polk, Iowa 30 $ 2,579,000 $ 85,966 $ 0
Anne Arundel, Maryland 30 $ 4,618,000 $ 153,933 $ 1,000
Greenville, South Carolina 30 $ 2,359,000 $ 78,633 $ 0
Richmond City, Virginia 30 $ 868,000 $ 28,933 $ 2,000
Harford, Maryland 29 $ 3,512,000 $ 121,103 $ 0
Kalamazoo, Michigan 29 $ 2,335,000 $ 80,517 $ 0
Sarpy, Nebraska 29 $ 3,553,000 $ 122,517 $ 0
Oneida, New York 29 $ 1,404,000 $ 48,413 $ 2,000
Queens, New York 29 $ 7,035,000 $ 242,586 $ 0
Bucks, Pennsylvania 29 $ 3,903,000 $ 134,586 $ 1,000
Lexington, South Carolina 29 $ 2,305,000 $ 79,482 $ 0
Kaufman, Texas 29 $ 3,180,000 $ 109,655 $ 0
Marion, Florida 28 $ 2,053,000 $ 73,321 $ 0
Chatham, Georgia 28 $ 2,152,000 $ 76,857 $ 0
Cherokee, Georgia 28 $ 3,672,000 $ 131,142 $ 0
Caddo, Louisiana 28 $ 1,319,000 $ 47,107 $ 0
St. Tammany, Louisiana 28 $ 2,741,000 $ 97,892 $ 0
Logan, Oklahoma 28 $ 3,029,000 $ 108,178 $ 102,000
Hidalgo, Texas 28 $ 1,957,000 $ 69,892 $ 0
Chesapeake, Virginia 28 $ 3,146,000 $ 112,357 $ 9,000
Fresno, California 27 $ 2,012,000 $ 74,518 $ 0
Bibb, Georgia 27 $ 1,286,000 $ 47,629 $ 0
Elmore, Idaho 27 $ 3,358,000 $ 124,370 $ 0
Montgomery, Maryland 27 $ 3,076,000 $ 113,925 $ 4,000
Muskegon, Michigan 27 $ 1,870,000 $ 69,259 $ 0
Clay, Missouri 27 $ 2,906,000 $ 107,629 $ 0
Madison, Alabama 26 $ 1,652,000 $ 63,538 $ 0
Jefferson, Colorado 26 $ 3,191,000 $ 122,730 $ 0
Osceola, Florida 26 $ 3,139,000 $ 120,730 $ 0
Muscogee, Georgia 26 $ 998,000 $ 38,384 $ 0
Bannock, Idaho 26 $ 2,513,000 $ 96,653 $ 0
Ingham, Michigan 26 $ 2,033,000 $ 78,192 $ 0
Union, New Jersey 26 $ 5,175,000 $ 199,038 $ 4,000
Washita, Oklahoma 26 $ 1,466,000 $ 56,384 $ 61,000
Hamilton, Tennessee 26 $ 2,120,000 $ 81,538 $ 0
Montgomery, Tennessee 26 $ 2,093,000 $ 80,500 $ 0
Brazoria, Texas 26 $ 1,837,000 $ 70,653 $ 0
Ellis, Texas 26 $ 2,721,000 $ 104,653 $ 0
Carroll, Georgia 25 $ 2,332,000 $ 93,280 $ 0
Madison, Illinois 25 $ 1,542,000 $ 61,680 $ 0
Wyandotte, Kansas 25 $ 1,419,000 $ 56,760 $ 0
Atlantic, New Jersey 25 $ 1,905,000 $ 76,200 $ 0
Lucas, Ohio 25 $ 2,035,000 $ 81,400 $ 0
Multnomah, Oregon 25 $ 3,147,000 $ 125,880 $ 0
Providence, Rhode Island 25 $ 5,426,000 $ 217,040 $ 0
York, South Carolina 25 $ 2,957,000 $ 118,280 $ 0
Escambia, Florida 24 $ 1,541,000 $ 64,208 $ 0
Saginaw, Michigan 24 $ 1,449,000 $ 60,375 $ 0
Washoe, Nevada 24 $ 2,922,000 $ 121,750 $ 0
Union, North Carolina 24 $ 2,606,000 $ 108,583 $ 4,000
Butler, Ohio 24 $ 2,009,000 $ 83,708 $ 0
Rogers, Oklahoma 24 $ 3,405,000 $ 141,875 $ 76,000
Knox, Tennessee 24 $ 1,703,000 $ 70,958 $ 0
Chesterfield, Virginia 24 $ 2,158,000 $ 89,916 $ 0
Henrico, Virginia 24 $ 2,493,000 $ 103,875 $ 0
Yuma, Arizona 23 $ 2,179,000 $ 94,739 $ 3,000
Sussex, Delaware 23 $ 2,239,000 $ 97,347 $ 0
Lake, Florida 23 $ 2,484,000 $ 108,000 $ 0
Hancock, Indiana 23 $ 2,850,000 $ 123,913 $ 0
Tippecanoe, Indiana 23 $ 2,152,000 $ 93,565 $ 0
Jefferson, Louisiana 23 $ 1,000,000 $ 43,478 $ 0
Hampden, Massachusetts 23 $ 2,591,000 $ 112,652 $ 0
Worcester, Massachusetts 23 $ 3,964,000 $ 172,347 $ 0
Hillsborough, New Hampshire 23 $ 3,850,000 $ 167,391 $ 0
Smith, Texas 23 $ 1,999,000 $ 86,913 $ 0
Utah, Utah 23 $ 3,257,000 $ 141,608 $ 0
Douglas, Georgia 22 $ 2,617,000 $ 118,954 $ 0
Newton, Georgia 22 $ 2,308,000 $ 104,909 $ 0
Elkhart, Indiana 22 $ 1,999,000 $ 90,863 $ 0
Harrison, Mississippi 22 $ 1,842,000 $ 83,727 $ 0
Dauphin, Pennsylvania 22 $ 1,585,000 $ 72,045 $ 4,000
Guadalupe, Texas 22 $ 1,928,000 $ 87,636 $ 0
Hays, Texas 22 $ 2,876,000 $ 130,727 $ 0
Webb, Texas 22 $ 1,730,000 $ 78,636 $ 0
Wichita, Texas 22 $ 1,390,000 $ 63,181 $ 0
Faulkner, Arkansas 21 $ 1,312,000 $ 62,476 $ 4,000
Sebastian, Arkansas 21 $ 1,141,000 $ 54,333 $ 0
New London, Connecticut 21 $ 3,317,000 $ 157,952 $ 1,000
District of Columbia, District Of Columbia 21 $ 2,078,000 $ 98,952 $ 0
Manatee, Florida 21 $ 1,717,000 $ 81,761 $ 0
Rockdale, Georgia 21 $ 2,546,000 $ 121,238 $ 0
Jefferson, Missouri 21 $ 2,403,000 $ 114,428 $ 2,000
Middlesex, New Jersey 21 $ 4,283,000 $ 203,952 $ 0
Alamance, North Carolina 21 $ 1,593,000 $ 75,857 $ 0
Randolph, North Carolina 21 $ 1,918,000 $ 91,333 $ 0
Washington, Oregon 21 $ 3,327,000 $ 158,428 $ 0
Jefferson, Texas 21 $ 1,140,000 $ 54,285 $ 0
Crittenden, Arkansas 20 $ 1,226,000 $ 61,300 $ 0
Sacramento, California 20 $ 2,004,000 $ 100,200 $ 0
St. Lucie, Florida 20 $ 1,913,000 $ 95,650 $ 0
Essex, Massachusetts 20 $ 4,555,000 $ 227,750 $ 0
Niagara, New York 20 $ 983,000 $ 49,150 $ 0
Schenectady, New York 20 $ 1,415,000 $ 70,750 $ 0
Wagoner, Oklahoma 20 $ 2,451,000 $ 122,550 $ 61,000
Weber, Utah 20 $ 2,148,000 $ 107,400 $ 0
Weld, Colorado 19 $ 2,518,000 $ 132,526 $ 0
Howard, Indiana 19 $ 1,394,000 $ 73,368 $ 0
Buchanan, Missouri 19 $ 1,419,000 $ 74,684 $ 2,000
Cameron, Texas 19 $ 1,083,000 $ 57,000 $ 0
Potter, Texas 19 $ 1,043,000 $ 54,894 $ 0
Mississippi, Arkansas 18 $ 917,000 $ 50,944 $ 0
Houston, Georgia 18 $ 1,340,000 $ 74,444 $ 0
Seward, Kansas 18 $ 1,100,000 $ 61,111 $ 0
Penobscot, Maine 18 $ 2,124,000 $ 118,000 $ 0
Albany, New York 18 $ 1,325,000 $ 73,611 $ 9,000
Hunt, Texas 18 $ 1,491,000 $ 82,833 $ 0
Victoria, Texas 18 $ 1,066,000 $ 59,222 $ 0
Fairfax, Virginia 18 $ 1,711,000 $ 95,055 $ 0
Prince William, Virginia 18 $ 2,894,000 $ 160,777 $ 0
Morgan, Alabama 17 $ 1,444,000 $ 84,941 $ 5,000
San Diego, California 17 $ 2,555,000 $ 150,294 $ 24,000
Stanislaus, California 17 $ 2,548,000 $ 149,882 $ 0
Fairfield, Connecticut 17 $ 3,749,000 $ 220,529 $ 0
Alachua, Florida 17 $ 800,000 $ 47,058 $ 0
Bartow, Georgia 17 $ 1,835,000 $ 107,941 $ 0
DuPage, Illinois 17 $ 2,515,000 $ 147,941 $ 0
Delaware, Indiana 17 $ 1,235,000 $ 72,647 $ 0
LaPorte, Indiana 17 $ 1,687,000 $ 99,235 $ 0
Morgan, Indiana 17 $ 1,860,000 $ 109,411 $ 0
Kenton, Kentucky 17 $ 1,802,000 $ 106,000 $ 0
Orleans, Louisiana 17 $ 1,229,000 $ 72,294 $ 0
Ocean, New Jersey 17 $ 2,888,000 $ 169,882 $ 0
Sandoval, New Mexico 17 $ 2,007,000 $ 118,058 $ 0
Kings, New York 17 $ 3,316,000 $ 195,058 $ 2,000
Gaston, North Carolina 17 $ 1,450,000 $ 85,294 $ 0
Harnett, North Carolina 17 $ 1,425,000 $ 83,823 $ 0
Stark, Ohio 17 $ 1,298,000 $ 76,352 $ 0
Payne, Oklahoma 17 $ 1,799,000 $ 105,823 $ 175,000
Spartanburg, South Carolina 17 $ 1,575,000 $ 92,647 $ 8,000
Parker, Texas 17 $ 2,027,000 $ 119,235 $ 0
Portsmouth, Virginia 17 $ 1,256,000 $ 73,882 $ 1,000
Hall, Georgia 16 $ 1,698,000 $ 106,125 $ 0
Kankakee, Illinois 16 $ 1,362,000 $ 85,125 $ 0
Vanderburgh, Indiana 16 $ 976,000 $ 61,000 $ 0
Clermont, Ohio 16 $ 2,007,000 $ 125,437 $ 0
Lake, Ohio 16 $ 1,669,000 $ 104,312 $ 0
Licking, Ohio 16 $ 1,534,000 $ 95,875 $ 0
Berkeley, South Carolina 16 $ 1,163,000 $ 72,687 $ 0
Grayson, Texas 16 $ 893,000 $ 55,812 $ 0
Hampton, Virginia 16 $ 1,170,000 $ 73,125 $ 1,000
Norfolk, Virginia 16 $ 1,596,000 $ 99,750 $ 0
Benton, Arkansas 15 $ 1,178,000 $ 78,533 $ 0
Litchfield, Connecticut 15 $ 1,885,000 $ 125,666 $ 0
Coweta, Georgia 15 $ 1,663,000 $ 110,866 $ 0
Spalding, Georgia 15 $ 1,645,000 $ 109,666 $ 0
Bristol, Massachusetts 15 $ 3,019,000 $ 201,266 $ 0
Plymouth, Massachusetts 15 $ 2,969,000 $ 197,933 $ 0
St. Charles, Missouri 15 $ 2,045,000 $ 136,333 $ 3,000
Rockingham, New Hampshire 15 $ 2,720,000 $ 181,333 $ 0
Hudson, New Jersey 15 $ 1,620,000 $ 108,000 $ 0
Monmouth, New Jersey 15 $ 2,550,000 $ 170,000 $ 0
Broome, New York 15 $ 1,317,000 $ 87,800 $ 3,000
Creek, Oklahoma 15 $ 1,282,000 $ 85,466 $ 40,000
Clackamas, Oregon 15 $ 2,520,000 $ 168,000 $ 0
Northampton, Pennsylvania 15 $ 1,448,000 $ 96,533 $ 0
Tipton, Tennessee 15 $ 1,449,000 $ 96,600 $ 0
Comal, Texas 15 $ 1,435,000 $ 95,666 $ 0
Randall, Texas 15 $ 1,376,000 $ 91,733 $ 0
Benton, Washington 15 $ 1,603,000 $ 106,866 $ 0
Tuscaloosa, Alabama 14 $ 1,179,000 $ 84,214 $ 4,000
Pueblo, Colorado 14 $ 1,438,000 $ 102,714 $ 0
Leon, Florida 14 $ 1,055,000 $ 75,357 $ 0
Okaloosa, Florida 14 $ 900,000 $ 64,285 $ 0
Santa Rosa, Florida 14 $ 915,000 $ 65,357 $ 0
Dougherty, Georgia 14 $ 767,000 $ 54,785 $ 0
McHenry, Illinois 14 $ 1,446,000 $ 103,285 $ 0
Porter, Indiana 14 $ 1,398,000 $ 99,857 $ 0
Cumberland, Maine 14 $ 2,475,000 $ 176,785 $ 0
Bay, Michigan 14 $ 1,116,000 $ 79,714 $ 0
Ottawa, Michigan 14 $ 1,615,000 $ 115,357 $ 0
Cass, Missouri 14 $ 1,610,000 $ 115,000 $ 0
Cumberland, New Jersey 14 $ 1,061,000 $ 75,785 $ 0
Passaic, New Jersey 14 $ 2,550,000 $ 182,142 $ 3,000
Davidson, North Carolina 14 $ 1,276,000 $ 91,142 $ 0
Comanche, Oklahoma 14 $ 1,785,000 $ 127,500 $ 66,000
Lane, Oregon 14 $ 1,421,000 $ 101,500 $ 0
Maury, Tennessee 14 $ 1,243,000 $ 88,785 $ 0
Robertson, Tennessee 14 $ 1,929,000 $ 137,785 $ 0
Bastrop, Texas 14 $ 1,276,000 $ 91,142 $ 0
Davis, Utah 14 $ 1,905,000 $ 136,071 $ 0
Roanoke City, Virginia 14 $ 855,000 $ 61,071 $ 0
Calhoun, Alabama 13 $ 762,000 $ 58,615 $ 0
Craighead, Arkansas 13 $ 807,000 $ 62,076 $ 0
Jefferson, Arkansas 13 $ 363,000 $ 27,923 $ 2,000
Gordon, Georgia 13 $ 1,326,000 $ 102,000 $ 0
Walton, Georgia 13 $ 1,653,000 $ 127,153 $ 0
Whitfield, Georgia 13 $ 912,000 $ 70,153 $ 0
Kosciusko, Indiana 13 $ 971,000 $ 74,692 $ 0
Reno, Kansas 13 $ 659,000 $ 50,692 $ 0
Shawnee, Kansas 13 $ 765,000 $ 58,846 $ 0
Bossier, Louisiana 13 $ 932,000 $ 71,692 $ 0
Lafayette, Louisiana 13 $ 1,008,000 $ 77,538 $ 0
Middlesex, Massachusetts 13 $ 2,554,000 $ 196,461 $ 0
Washington, Oklahoma 13 $ 981,000 $ 75,461 $ 15,000
Berks, Pennsylvania 13 $ 1,095,000 $ 84,230 $ 0
Franklin, Pennsylvania 13 $ 1,746,000 $ 134,307 $ 0
Charleston, South Carolina 13 $ 607,000 $ 46,692 $ 3,000
Wilson, Tennessee 13 $ 1,485,000 $ 114,230 $ 0
Gregg, Texas 13 $ 542,000 $ 41,692 $ 0
Taylor, Texas 13 $ 708,000 $ 54,461 $ 0
Newport News, Virginia 13 $ 1,133,000 $ 87,153 $ 0
Anchorage, Alaska 12 $ 1,358,000 $ 113,166 $ 0
Mohave, Arizona 12 $ 982,000 $ 81,833 $ 0
Yavapai, Arizona 12 $ 1,225,000 $ 102,083 $ 20,000
Boulder, Colorado 12 $ 1,173,000 $ 97,750 $ 0
Larimer, Colorado 12 $ 1,599,000 $ 133,250 $ 0
Clark, Indiana 12 $ 1,329,000 $ 110,750 $ 0
Grant, Indiana 12 $ 707,000 $ 58,916 $ 0
Fayette, Kentucky 12 $ 776,000 $ 64,666 $ 0
Rapides, Louisiana 12 $ 701,000 $ 58,416 $ 4,000
Kennebec, Maine 12 $ 1,373,000 $ 114,416 $ 0
Berrien, Michigan 12 $ 880,000 $ 73,333 $ 0
Ramsey, Minnesota 12 $ 832,000 $ 69,333 $ 0
Christian, Missouri 12 $ 1,397,000 $ 116,416 $ 0
Lyon, Nevada 12 $ 1,431,000 $ 119,250 $ 0
Bronx, New York 12 $ 3,115,000 $ 259,583 $ 9,000
Orange, New York 12 $ 2,197,000 $ 183,083 $ 0
Rensselaer, New York 12 $ 1,083,000 $ 90,250 $ 0
Buncombe, North Carolina 12 $ 834,000 $ 69,500 $ 5,000
New Hanover, North Carolina 12 $ 917,000 $ 76,416 $ 0
Onslow, North Carolina 12 $ 924,000 $ 77,000 $ 3,000
Trumbull, Ohio 12 $ 616,000 $ 51,333 $ 0
McClain, Oklahoma 12 $ 1,416,000 $ 118,000 $ 76,000
Cumberland, Pennsylvania 12 $ 1,221,000 $ 101,750 $ 0
Pike, Pennsylvania 12 $ 1,451,000 $ 120,916 $ 0
Hamblen, Tennessee 12 $ 949,000 $ 79,083 $ 0
Yakima, Washington 12 $ 1,167,000 $ 97,250 $ 0
Etowah, Alabama 11 $ 601,000 $ 54,636 $ 0
Mesa, Colorado 11 $ 1,264,000 $ 114,909 $ 0
Charlotte, Florida 11 $ 838,000 $ 76,181 $ 0
Indian River, Florida 11 $ 733,000 $ 66,636 $ 0
Catoosa, Georgia 11 $ 1,086,000 $ 98,727 $ 0
Miami, Indiana 11 $ 846,000 $ 76,909 $ 0
Calcasieu, Louisiana 11 $ 479,000 $ 43,545 $ 0
Calhoun, Michigan 11 $ 620,000 $ 56,363 $ 0
Anoka, Minnesota 11 $ 739,000 $ 67,181 $ 0
Bergen, New Jersey 11 $ 2,400,000 $ 218,181 $ 0
Cabarrus, North Carolina 11 $ 1,650,000 $ 150,000 $ 0
Clark, Ohio 11 $ 867,000 $ 78,818 $ 0
Mahoning, Ohio 11 $ 523,000 $ 47,545 $ 0
Osage, Oklahoma 11 $ 1,348,000 $ 122,545 $ 92,000
Dorchester, South Carolina 11 $ 1,129,000 $ 102,636 $ 0
Pickens, South Carolina 11 $ 615,000 $ 55,909 $ 0
Rockwall, Texas 11 $ 1,181,000 $ 107,363 $ 0
Kitsap, Washington 11 $ 1,146,000 $ 104,181 $ 0
Kanawha, West Virginia 11 $ 497,000 $ 45,181 $ 0
Rock, Wisconsin 11 $ 868,000 $ 78,909 $ 0
Houston, Alabama 10 $ 396,000 $ 39,600 $ 0
Shelby, Alabama 10 $ 1,124,000 $ 112,400 $ 0
Washington, Arkansas 10 $ 503,000 $ 50,300 $ 3,000
Orange, California 10 $ 409,000 $ 40,900 $ 0
San Joaquin, California 10 $ 1,247,000 $ 124,700 $ 0
Douglas, Colorado 10 $ 1,842,000 $ 184,200 $ 0
Middlesex, Connecticut 10 $ 1,394,000 $ 139,400 $ 0
Windham, Connecticut 10 $ 1,504,000 $ 150,400 $ 0
Hernando, Florida 10 $ 738,000 $ 73,800 $ 0
Putnam, Florida 10 $ 850,000 $ 85,000 $ 0
Barrow, Georgia 10 $ 1,075,000 $ 107,500 $ 0
Columbia, Georgia 10 $ 667,000 $ 66,700 $ 0
Floyd, Indiana 10 $ 828,000 $ 82,800 $ 0
Henry, Indiana 10 $ 692,000 $ 69,200 $ 0
Wayne, Indiana 10 $ 670,000 $ 67,000 $ 0
Boone, Kentucky 10 $ 1,063,000 $ 106,300 $ 0
Livingston, Louisiana 10 $ 1,057,000 $ 105,700 $ 0
St. John the Baptist, Louisiana 10 $ 511,000 $ 51,100 $ 0
Charles, Maryland 10 $ 1,839,000 $ 183,900 $ 0
Howard, Maryland 10 $ 1,203,000 $ 120,300 $ 0
Suffolk, Massachusetts 10 $ 1,634,000 $ 163,400 $ 0
Eaton, Michigan 10 $ 1,021,000 $ 102,100 $ 0
Livingston, Michigan 10 $ 1,412,000 $ 141,200 $ 0
Van Buren, Michigan 10 $ 927,000 $ 92,700 $ 0
Rankin, Mississippi 10 $ 857,000 $ 85,700 $ 0
Jasper, Missouri 10 $ 875,000 $ 87,500 $ 0
Oswego, New York 10 $ 436,000 $ 43,600 $ 0
Rowan, North Carolina 10 $ 850,000 $ 85,000 $ 0
Muskogee, Oklahoma 10 $ 534,000 $ 53,400 $ 24,000
Kent, Rhode Island 10 $ 1,906,000 $ 190,600 $ 0
Aiken, South Carolina 10 $ 672,000 $ 67,200 $ 0
Kershaw, South Carolina 10 $ 753,000 $ 75,300 $ 8,000
Bradley, Tennessee 10 $ 763,000 $ 76,300 $ 0
Ector, Texas 10 $ 323,000 $ 32,300 $ 0
Wise, Texas 10 $ 1,168,000 $ 116,800 $ 0
Suffolk, Virginia 10 $ 1,041,000 $ 104,100 $ 19,000
Russell, Alabama 9 $ 923,000 $ 102,555 $ 0
Greene, Arkansas 9 $ 523,000 $ 58,111 $ 0
Saline, Arkansas 9 $ 902,000 $ 100,222 $ 2,000
Contra Costa, California 9 $ 1,493,000 $ 165,888 $ 0
Tolland, Connecticut 9 $ 1,268,000 $ 140,888 $ 0
St. Johns, Florida 9 $ 1,064,000 $ 118,222 $ 0
Liberty, Georgia 9 $ 592,000 $ 65,777 $ 0
Lowndes, Georgia 9 $ 467,000 $ 51,888 $ 0
Peoria, Illinois 9 $ 656,000 $ 72,888 $ 0
Rock Island, Illinois 9 $ 538,000 $ 59,777 $ 0
Huntington, Indiana 9 $ 540,000 $ 60,000 $ 0
White, Indiana 9 $ 616,000 $ 68,444 $ 0
Butler, Kansas 9 $ 657,000 $ 73,000 $ 0
Geary, Kansas 9 $ 635,000 $ 70,555 $ 0
Androscoggin, Maine 9 $ 1,013,000 $ 112,555 $ 0
Frederick, Maryland 9 $ 1,482,000 $ 164,666 $ 0
Allegan, Michigan 9 $ 819,000 $ 91,000 $ 0
Cass, Michigan 9 $ 701,000 $ 77,888 $ 1,000
Jackson, Michigan 9 $ 655,000 $ 72,777 $ 0
Washington, Minnesota 9 $ 1,624,000 $ 180,444 $ 0
Lauderdale, Mississippi 9 $ 495,000 $ 55,000 $ 0
Yellowstone, Montana 9 $ 578,000 $ 64,222 $ 0
Merrimack, New Hampshire 9 $ 1,689,000 $ 187,666 $ 0
Herkimer, New York 9 $ 389,000 $ 43,222 $ 0
Nassau, New York 9 $ 870,000 $ 96,666 $ 0
Ontario, New York 9 $ 402,000 $ 44,666 $ 0
Saratoga, New York 9 $ 916,000 $ 101,777 $ 11,000
Catawba, North Carolina 9 $ 555,000 $ 61,666 $ 0
Franklin, North Carolina 9 $ 912,000 $ 101,333 $ 0
Granville, North Carolina 9 $ 868,000 $ 96,444 $ 0
Person, North Carolina 9 $ 692,000 $ 76,888 $ 0
Ashtabula, Ohio 9 $ 796,000 $ 88,444 $ 0
Brown, Ohio 9 $ 804,000 $ 89,333 $ 0
Richland, Ohio 9 $ 785,000 $ 87,222 $ 0
Harper, Oklahoma 9 $ 310,000 $ 34,444 $ 53,000
Lincoln, Oklahoma 9 $ 488,000 $ 54,222 $ 26,000
Beaver, Pennsylvania 9 $ 560,000 $ 62,222 $ 0
Erie, Pennsylvania 9 $ 355,000 $ 39,444 $ 0
Monroe, Pennsylvania 9 $ 964,000 $ 107,111 $ 0
Anderson, South Carolina 9 $ 572,000 $ 63,555 $ 0
Orangeburg, South Carolina 9 $ 667,000 $ 74,111 $ 0
Howard, Texas 9 $ 376,000 $ 41,777 $ 0
San Patricio, Texas 9 $ 356,000 $ 39,555 $ 0
Hanover, Virginia 9 $ 948,000 $ 105,333 $ 0
Berkeley, West Virginia 9 $ 1,135,000 $ 126,111 $ 4,000
Lee, Alabama 8 $ 630,000 $ 78,750 $ 0
Limestone, Alabama 8 $ 838,000 $ 104,750 $ 0
Garland, Arkansas 8 $ 426,000 $ 53,250 $ 0
Bay, Florida 8 $ 404,000 $ 50,500 $ 0
Sumter, Florida 8 $ 620,000 $ 77,500 $ 0
Fayette, Georgia 8 $ 982,000 $ 122,750 $ 0
Forsyth, Georgia 8 $ 1,173,000 $ 146,625 $ 0
Honolulu, Hawaii 8 $ 2,311,000 $ 288,875 $ 0
Vermilion, Illinois 8 $ 551,000 $ 68,875 $ 0
Bartholomew, Indiana 8 $ 837,000 $ 104,625 $ 0
LaGrange, Indiana 8 $ 667,000 $ 83,375 $ 0
Noble, Indiana 8 $ 600,000 $ 75,000 $ 0
Black Hawk, Iowa 8 $ 562,000 $ 70,250 $ 0
Pottawattamie, Iowa 8 $ 657,000 $ 82,125 $ 0
Ouachita, Louisiana 8 $ 387,000 $ 48,375 $ 0
Terrebonne, Louisiana 8 $ 625,000 $ 78,125 $ 0
Jackson, Mississippi 8 $ 308,000 $ 38,500 $ 0
Lowndes, Mississippi 8 $ 121,000 $ 15,125 $ 0
Henry, Missouri 8 $ 814,000 $ 101,750 $ 0
Lancaster, Nebraska 8 $ 902,000 $ 112,750 $ 0
San Juan, New Mexico 8 $ 1,064,000 $ 133,000 $ 0
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Mortgage Loan Application Detail Totals for Midfirst Bank in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 19,641 $1,884,982,000 $95,000 $8,000,000 $4,000 $1,634,000
Refinancing 2,218 $211,969,000 $95,000 $4,661,000 $52,000 $2,300,000
Home Improvement 573 $19,913,000 $34,000 $1,100,000 $70,000 $1,104,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 20,133 $1,814,312,000 $90,000 $8,000,000 $0 $950,000
White 1,789 $255,515,000 $142,000 $7,000,000 $108,000 $2,300,000
Hispanic 165 $12,825,000 $77,000 $1,320,000 $62,000 $750,000
Not Provided 134 $12,001,000 $89,000 $1,400,000 $115,000 $1,268,000
Black or African American 101 $5,766,000 $57,000 $560,000 $57,000 $774,000
American Indian or Alaskan Native 52 $6,566,000 $126,000 $911,000 $86,000 $542,000
Asian 49 $8,343,000 $170,000 $1,350,000 $131,000 $900,000
Native Hawaiian or Other Pacific Islander 9 $1,536,000 $170,000 $400,000 $95,000 $330,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 17,479 $1,596,476,000 $91,000 $696,000 $1,000 $599,000
VA-guaranteed (Veterans Administration) 2,902 $244,960,000 $84,000 $572,000 $1,000 $205,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,812 $255,626,000 $141,000 $8,000,000 $115,000 $2,300,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 239 $19,802,000 $82,000 $307,000 $11,000 $70,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 20,108 $1,797,822,000 $89,000 $696,000 $0 $0
Loan Originated 1,214 $215,550,000 $177,000 $8,000,000 $122,000 $1,634,000
Application Denied By Financial Institution 818 $57,393,000 $70,000 $1,500,000 $69,000 $1,104,000
Application Withdrawn By Applicant 265 $40,529,000 $152,000 $2,000,000 $118,000 $2,300,000
Application Approved But Not Accepted 20 $5,042,000 $252,000 $1,500,000 $91,000 $240,000
File Closed For Incompleteness 7 $528,000 $75,000 $134,000 $45,000 $72,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 472 $22,219,000 $47,000 $1,500,000 $64,000 $1,104,000
Debt-To-Income Ratio 131 $9,062,000 $69,000 $535,000 $45,000 $224,000
Collateral 105 $11,104,000 $105,000 $417,000 $101,000 $1,104,000
Credit Application Incomplete 48 $6,122,000 $127,000 $600,000 $98,000 $600,000
Other 32 $5,316,000 $166,000 $875,000 $127,000 $542,000
Unverifiable Information 20 $2,765,000 $138,000 $388,000 $54,000 $240,000
Employment History 5 $342,000 $68,000 $172,000 $21,000 $55,000
Mortgage Insurance Denied 3 $216,000 $72,000 $81,000 $46,000 $62,000
Insufficient Cash (Downpayment, Closing Cost) 2 $247,000 $123,000 $197,000 $69,000 $114,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Midfirst Bank's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Midfirst Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet with aggregated HMDA statistics today.

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