Midfirst Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Midfirst Bank 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Midfirst Bank 501 Nw Grand Blvd Oklahoma City, OK 73118 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 |
| Total Number of Mortgage Applications | 46,054 |
| Total Mortgage Loan Application Amount | $7,369,960,000 |
| Average Mortgage Loan Application Amount | $272,166 |
| Highest Mortgage Loan Application Amount | $41,325,000 |
| Average Applicant Income | $196,333 |
| Highest Applicant Income | $7,567,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Midfirst Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Midfirst Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Midfirst Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Midfirst Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Midfirst Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Midfirst Bank's mortgage activity for 2019.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NA (OUTSIDE OF MSA/MD) | 3,922 | $ 502,260,000 | $ 160,782 | $ 321,562 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 2,254 | $ 524,400,000 | $ 232,000 | $ 191,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 2,018 | $ 272,110,000 | $ 134,000 | $ 166,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 1,902 | $ 236,880,000 | $ 124,000 | $ 80,000 |
| OKLAHOMA CITY, OK | 1,664 | $ 259,280,000 | $ 155,000 | $ 164,000 |
| CHICAGO-NAPERVILLE, IL | 1,313 | $ 195,625,000 | $ 148,000 | $ 926,000 |
| DALLAS-PLANO-IRVING, TX | 1,058 | $ 147,730,000 | $ 139,000 | $ 582,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 717 | $ 78,235,000 | $ 109,000 | $ 81,000 |
| FORT WORTH-ARLINGTON, TX | 677 | $ 81,605,000 | $ 120,000 | $ 639,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 647 | $ 64,795,000 | $ 100,000 | $ 0 |
| ST. LOUIS, MO-IL | 581 | $ 58,055,000 | $ 94,500 | $ 176,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 576 | $ 136,140,000 | $ 236,000 | $ 580,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 574 | $ 129,460,000 | $ 205,750 | $ 0 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 564 | $ 490,410,000 | $ 869,000 | $ 1,019,000 |
| DENVER-AURORA-LAKEWOOD, CO | 556 | $ 198,350,000 | $ 356,000 | $ 369,000 |
| PHILADELPHIA, PA | 554 | $ 52,570,000 | $ 94,000 | $ 110,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 549 | $ 84,315,000 | $ 153,000 | $ 46,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 499 | $ 59,765,000 | $ 126,000 | $ 0 |
| TULSA, OK | 442 | $ 116,670,000 | $ 263,000 | $ 248,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 421 | $ 53,225,000 | $ 126,000 | $ 0 |
| CAMDEN, NJ | 415 | $ 58,075,000 | $ 139,000 | $ 0 |
| MEMPHIS, TN-MS-AR | 399 | $ 35,975,000 | $ 90,000 | $ 469,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 381 | $ 95,235,000 | $ 249,000 | $ 0 |
| CLEVELAND-ELYRIA, OH | 377 | $ 36,555,000 | $ 96,000 | $ 110,000 |
| COLUMBUS, OH | 361 | $ 40,595,000 | $ 112,000 | $ 0 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 361 | $ 59,445,000 | $ 172,500 | $ 1,622,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 348 | $ 144,310,000 | $ 373,000 | $ 997,000 |
| CINCINNATI, OH-KY-IN | 340 | $ 39,310,000 | $ 117,333 | $ 768,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 339 | $ 39,985,000 | $ 117,000 | $ 0 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 335 | $ 45,805,000 | $ 136,000 | $ 0 |
| AUSTIN-ROUND ROCK, TX | 327 | $ 49,795,000 | $ 152,000 | $ 670,000 |
| NEW YORK-NEWARK, NY | 317 | $ 68,395,000 | $ 217,000 | $ 0 |
| KANSAS CITY, MO-KS | 316 | $ 37,000,000 | $ 120,000 | $ 282,000 |
| PITTSBURGH, PA | 309 | $ 29,235,000 | $ 94,000 | $ 283,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 300 | $ 39,440,000 | $ 167,000 | $ 88,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 283 | $ 31,895,000 | $ 112,000 | $ 0 |
| GARY, IN | 281 | $ 33,645,000 | $ 119,000 | $ 0 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 271 | $ 44,035,000 | $ 162,000 | $ 0 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 271 | $ 41,275,000 | $ 152,000 | $ 0 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 267 | $ 97,965,000 | $ 366,000 | $ 621,000 |
| NEWARK, NJ-PA | 265 | $ 52,815,000 | $ 165,000 | $ 0 |
| JACKSONVILLE, FL | 257 | $ 34,945,000 | $ 135,000 | $ 128,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 254 | $ 45,230,000 | $ 178,000 | $ 671,000 |
| BIRMINGHAM-HOOVER, AL | 247 | $ 25,745,000 | $ 104,000 | $ 96,000 |
| NEW ORLEANS-METAIRIE, LA | 236 | $ 27,900,000 | $ 118,000 | $ 951,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 235 | $ 24,655,000 | $ 102,000 | $ 0 |
| BATON ROUGE, LA | 233 | $ 28,335,000 | $ 121,000 | $ 0 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 231 | $ 41,455,000 | $ 179,000 | $ 0 |
| RICHMOND, VA | 225 | $ 28,675,000 | $ 127,000 | $ 0 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 204 | $ 14,110,000 | $ 69,000 | $ 0 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 204 | $ 19,100,000 | $ 93,000 | $ 0 |
| RALEIGH, NC | 202 | $ 25,680,000 | $ 127,000 | $ 0 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 194 | $ 26,090,000 | $ 162,000 | $ 0 |
| WILMINGTON, DE-MD-NJ | 184 | $ 27,390,000 | $ 151,000 | $ 0 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 183 | $ 34,095,000 | $ 186,000 | $ 645,000 |
| GREENSBORO-HIGH POINT, NC | 180 | $ 17,420,000 | $ 96,000 | $ 0 |
| COLUMBIA, SC | 175 | $ 19,425,000 | $ 111,000 | $ 39,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 175 | $ 26,705,000 | $ 152,000 | $ 0 |
| EL PASO, TX | 174 | $ 15,530,000 | $ 89,000 | $ 0 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 172 | $ 25,070,000 | $ 145,000 | $ 589,000 |
| PROVIDENCE-WARWICK, RI-MA | 170 | $ 32,330,000 | $ 195,000 | $ 0 |
| NEW HAVEN-MILFORD, CT | 167 | $ 25,635,000 | $ 153,000 | $ 0 |
| ELGIN, IL | 166 | $ 28,260,000 | $ 170,000 | $ 0 |
| CORPUS CHRISTI, TX | 163 | $ 37,645,000 | $ 230,000 | $ 0 |
| MCALLEN-EDINBURG-MISSION, TX | 162 | $ 18,500,000 | $ 114,000 | $ 0 |
| LAKELAND-WINTER HAVEN, FL | 159 | $ 18,975,000 | $ 119,000 | $ 0 |
| ROCHESTER, NY | 158 | $ 11,840,000 | $ 74,000 | $ 0 |
| TUCSON, AZ | 157 | $ 20,045,000 | $ 127,000 | $ 128,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 152 | $ 20,450,000 | $ 129,000 | $ 0 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 151 | $ 33,455,000 | $ 221,000 | $ 0 |
| SYRACUSE, NY | 143 | $ 10,355,000 | $ 72,000 | $ 0 |
| JACKSON, MS | 138 | $ 13,890,000 | $ 100,000 | $ 0 |
| SALT LAKE CITY, UT | 135 | $ 25,625,000 | $ 189,000 | $ 174,000 |
| WICHITA, KS | 135 | $ 11,915,000 | $ 88,000 | $ 79,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 132 | $ 26,490,000 | $ 203,500 | $ 84,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 131 | $ 34,795,000 | $ 265,000 | $ 0 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 130 | $ 11,150,000 | $ 85,000 | $ 0 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 125 | $ 12,165,000 | $ 94,000 | $ 0 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 123 | $ 14,765,000 | $ 120,000 | $ 0 |
| SAN DIEGO-CARLSBAD, CA | 117 | $ 54,215,000 | $ 463,000 | $ 1,897,000 |
| BAKERSFIELD, CA | 114 | $ 17,220,000 | $ 151,000 | $ 0 |
| GRAND RAPIDS-WYOMING, MI | 114 | $ 12,380,000 | $ 108,000 | $ 0 |
| ALBUQUERQUE, NM | 113 | $ 13,005,000 | $ 115,000 | $ 0 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 111 | $ 11,545,000 | $ 99,500 | $ 0 |
| AKRON, OH | 108 | $ 9,920,000 | $ 91,000 | $ 0 |
| BOSTON, MA | 108 | $ 26,250,000 | $ 243,000 | $ 0 |
| FORT WAYNE, IN | 107 | $ 8,375,000 | $ 78,000 | $ 0 |
| SHREVEPORT-BOSSIER CITY, LA | 107 | $ 12,345,000 | $ 115,000 | $ 0 |
| READING, PA | 104 | $ 11,590,000 | $ 111,000 | $ 0 |
| YORK-HANOVER, PA | 104 | $ 13,330,000 | $ 128,000 | $ 0 |
| MOBILE, AL | 103 | $ 10,105,000 | $ 98,000 | $ 0 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 102 | $ 24,540,000 | $ 240,000 | $ 0 |
| CHARLESTON-NORTH CHARLESTON, SC | 101 | $ 13,965,000 | $ 138,000 | $ 0 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 99 | $ 9,255,000 | $ 93,000 | $ 0 |
| ALBANY-SCHENECTADY-TROY, NY | 98 | $ 11,630,000 | $ 118,000 | $ 139,000 |
| ROCKFORD, IL | 98 | $ 9,190,000 | $ 93,000 | $ 0 |
| WORCESTER, MA-CT | 98 | $ 16,920,000 | $ 163,000 | $ 0 |
| CHATTANOOGA, TN-GA | 97 | $ 9,635,000 | $ 97,000 | $ 0 |
| HARRISBURG-CARLISLE, PA | 97 | $ 10,645,000 | $ 109,000 | $ 0 |
| HUNTSVILLE, AL | 97 | $ 9,855,000 | $ 101,000 | $ 0 |
| CAPE CORAL-FORT MYERS, FL | 96 | $ 14,260,000 | $ 148,000 | $ 0 |
| BEAUMONT-PORT ARTHUR, TX | 94 | $ 8,850,000 | $ 94,000 | $ 0 |
| FAYETTEVILLE, NC | 92 | $ 8,550,000 | $ 92,000 | $ 0 |
| WINSTON-SALEM, NC | 92 | $ 9,480,000 | $ 103,000 | $ 0 |
| SPRINGFIELD, MA | 91 | $ 12,095,000 | $ 132,000 | $ 0 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 90 | $ 12,060,000 | $ 134,000 | $ 0 |
| TOLEDO, OH | 88 | $ 8,090,000 | $ 91,000 | $ 0 |
| KILLEEN-TEMPLE, TX | 87 | $ 8,095,000 | $ 93,000 | $ 66,000 |
| FRESNO, CA | 86 | $ 13,900,000 | $ 161,000 | $ 0 |
| LAREDO, TX | 86 | $ 9,750,000 | $ 113,000 | $ 0 |
| MONTGOMERY, AL | 86 | $ 7,610,000 | $ 88,000 | $ 0 |
| LANCASTER, PA | 85 | $ 9,855,000 | $ 115,000 | $ 0 |
| SAVANNAH, GA | 84 | $ 10,340,000 | $ 123,000 | $ 0 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 84 | $ 6,800,000 | $ 87,500 | $ 0 |
| KNOXVILLE, TN | 83 | $ 8,945,000 | $ 107,000 | $ 0 |
| COLORADO SPRINGS, CO | 79 | $ 14,225,000 | $ 180,000 | $ 139,000 |
| VINELAND-BRIDGETON, NJ | 78 | $ 9,590,000 | $ 122,000 | $ 0 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 77 | $ 64,465,000 | $ 837,000 | $ 826,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 77 | $ 5,665,000 | $ 76,500 | $ 0 |
| LAFAYETTE, LA | 76 | $ 8,350,000 | $ 109,000 | $ 0 |
| LUBBOCK, TX | 75 | $ 5,635,000 | $ 75,000 | $ 0 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 75 | $ 8,125,000 | $ 108,000 | $ 0 |
| TACOMA-LAKEWOOD, WA | 74 | $ 14,720,000 | $ 198,000 | $ 0 |
| PORT ST. LUCIE, FL | 73 | $ 9,825,000 | $ 134,000 | $ 0 |
| DES MOINES-WEST DES MOINES, IA | 72 | $ 8,490,000 | $ 117,000 | $ 0 |
| SANTA MARIA-SANTA BARBARA, CA | 72 | $ 90,970,000 | $ 1,263,000 | $ 536,000 |
| DURHAM-CHAPEL HILL, NC | 71 | $ 8,255,000 | $ 116,000 | $ 0 |
| SEATTLE-BELLEVUE-EVERETT, WA | 71 | $ 18,855,000 | $ 265,000 | $ 435,000 |
| VISALIA-PORTERVILLE, CA | 71 | $ 9,635,000 | $ 135,000 | $ 37,000 |
| BROWNSVILLE-HARLINGEN, TX | 70 | $ 6,220,000 | $ 88,000 | $ 0 |
| ELKHART-GOSHEN, IN | 69 | $ 6,285,000 | $ 91,000 | $ 0 |
| TRENTON, NJ | 68 | $ 11,070,000 | $ 162,000 | $ 0 |
| COLUMBUS, GA-AL | 67 | $ 6,905,000 | $ 103,500 | $ 0 |
| OGDEN-CLEARFIELD, UT | 67 | $ 11,435,000 | $ 170,000 | $ 0 |
| OAKLAND-HAYWARD-BERKELEY, CA | 66 | $ 26,770,000 | $ 405,000 | $ 635,000 |
| LEXINGTON-FAYETTE, KY | 65 | $ 7,515,000 | $ 115,000 | $ 4,241,000 |
| PEORIA, IL | 65 | $ 5,375,000 | $ 82,000 | $ 0 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 64 | $ 21,200,000 | $ 331,000 | $ 0 |
| UTICA-ROME, NY | 63 | $ 4,795,000 | $ 76,000 | $ 0 |
| STOCKTON-LODI, CA | 62 | $ 13,970,000 | $ 225,000 | $ 0 |
| LANSING-EAST LANSING, MI | 61 | $ 5,715,000 | $ 93,000 | $ 0 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 60 | $ 8,390,000 | $ 139,000 | $ 0 |
| EAST STROUDSBURG, PA | 59 | $ 7,915,000 | $ 134,000 | $ 0 |
| FLINT, MI | 59 | $ 5,145,000 | $ 87,000 | $ 0 |
| GREELEY, CO | 58 | $ 11,240,000 | $ 193,000 | $ 73,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 57 | $ 8,745,000 | $ 153,000 | $ 0 |
| SPRINGFIELD, MO | 57 | $ 4,935,000 | $ 86,000 | $ 0 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 56 | $ 5,290,000 | $ 94,000 | $ 0 |
| PORTLAND-SOUTH PORTLAND, ME | 55 | $ 9,255,000 | $ 168,000 | $ 0 |
| AMARILLO, TX | 54 | $ 6,000,000 | $ 111,000 | $ 0 |
| BOISE CITY, ID | 53 | $ 7,345,000 | $ 138,000 | $ 1,244,000 |
| EVANSVILLE, IN-KY | 53 | $ 5,005,000 | $ 92,000 | $ 41,000 |
| MODESTO, CA | 52 | $ 9,990,000 | $ 192,000 | $ 1,303,000 |
| TUSCALOOSA, AL | 52 | $ 5,800,000 | $ 111,000 | $ 0 |
| CANTON-MASSILLON, OH | 51 | $ 4,325,000 | $ 84,000 | $ 0 |
| CLARKSVILLE, TN-KY | 50 | $ 5,020,000 | $ 86,500 | $ 0 |
| SPARTANBURG, SC | 50 | $ 5,640,000 | $ 112,000 | $ 0 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 48 | $ 5,600,000 | $ 116,000 | $ 0 |
| WACO, TX | 48 | $ 4,660,000 | $ 97,000 | $ 329,000 |
| LONGVIEW, TX | 47 | $ 4,275,000 | $ 90,000 | $ 0 |
| MUSKEGON, MI | 47 | $ 3,345,000 | $ 71,000 | $ 0 |
| SALISBURY, MD-DE | 46 | $ 6,610,000 | $ 142,500 | $ 0 |
| TALLAHASSEE, FL | 46 | $ 5,730,000 | $ 124,000 | $ 0 |
| ALBANY, GA | 45 | $ 3,775,000 | $ 83,000 | $ 0 |
| MANCHESTER-NASHUA, NH | 45 | $ 8,145,000 | $ 181,000 | $ 0 |
| SPOKANE-SPOKANE VALLEY, WA | 45 | $ 5,435,000 | $ 120,000 | $ 0 |
| OCALA, FL | 44 | $ 4,380,000 | $ 99,000 | $ 0 |
| ROANOKE, VA | 44 | $ 4,100,000 | $ 93,000 | $ 0 |
| DOVER, DE | 43 | $ 6,635,000 | $ 154,000 | $ 0 |
| PENSACOLA-FERRY PASS-BRENT, FL | 43 | $ 3,565,000 | $ 82,000 | $ 0 |
| WARNER ROBINS, GA | 43 | $ 4,405,000 | $ 102,000 | $ 0 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 42 | $ 3,540,000 | $ 83,000 | $ 0 |
| DECATUR, AL | 42 | $ 3,210,000 | $ 76,000 | $ 0 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 42 | $ 6,260,000 | $ 153,000 | $ 0 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 42 | $ 4,000,000 | $ 91,666 | $ 0 |
| LAFAYETTE-WEST LAFAYETTE, IN | 41 | $ 3,615,000 | $ 88,000 | $ 0 |
| FORT SMITH, AR-OK | 40 | $ 3,160,000 | $ 69,000 | $ 0 |
| HOUMA-THIBODAUX, LA | 40 | $ 4,030,000 | $ 100,000 | $ 0 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 40 | $ 8,290,000 | $ 207,000 | $ 0 |
| SAGINAW, MI | 39 | $ 2,675,000 | $ 68,000 | $ 0 |
| CHARLESTON, WV | 38 | $ 3,850,000 | $ 101,000 | $ 0 |
| WILMINGTON, NC | 38 | $ 5,820,000 | $ 153,000 | $ 0 |
| PROVO-OREM, UT | 37 | $ 7,055,000 | $ 190,000 | $ 0 |
| SPRINGFIELD, OH | 37 | $ 3,255,000 | $ 87,000 | $ 0 |
| LYNCHBURG, VA | 36 | $ 3,580,000 | $ 99,000 | $ 0 |
| ODESSA, TX | 36 | $ 4,120,000 | $ 114,000 | $ 479,000 |
| BURLINGTON, NC | 35 | $ 3,995,000 | $ 114,000 | $ 0 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 35 | $ 3,645,000 | $ 99,000 | $ 0 |
| VALLEJO-FAIRFIELD, CA | 35 | $ 8,645,000 | $ 247,000 | $ 0 |
| KALAMAZOO-PORTAGE, MI | 34 | $ 2,780,000 | $ 81,000 | $ 0 |
| KOKOMO, IN | 34 | $ 2,310,000 | $ 67,000 | $ 0 |
| LAKE CHARLES, LA | 34 | $ 3,800,000 | $ 111,000 | $ 0 |
| TEXARKANA, TX-AR | 34 | $ 2,590,000 | $ 79,500 | $ 0 |
| GRAND JUNCTION, CO | 33 | $ 5,115,000 | $ 155,000 | $ 122,000 |
| MACON-BIBB COUNTY, GA | 33 | $ 2,825,000 | $ 85,000 | $ 0 |
| NORWICH-NEW LONDON, CT | 33 | $ 4,955,000 | $ 150,000 | $ 0 |
| RENO, NV | 33 | $ 7,315,000 | $ 221,000 | $ 355,000 |
| YUMA, AZ | 33 | $ 3,195,000 | $ 96,000 | $ 93,000 |
| GAINESVILLE, FL | 32 | $ 2,890,000 | $ 90,000 | $ 0 |
| HICKORY-LENOIR-MORGANTON, NC | 32 | $ 3,800,000 | $ 118,000 | $ 0 |
| MONROE, LA | 32 | $ 2,850,000 | $ 89,000 | $ 0 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 32 | $ 4,480,000 | $ 142,500 | $ 0 |
| ST. JOSEPH, MO-KS | 32 | $ 1,930,000 | $ 60,000 | $ 0 |
| VICTORIA, TX | 32 | $ 2,950,000 | $ 92,000 | $ 0 |
| GAINESVILLE, GA | 31 | $ 3,865,000 | $ 124,000 | $ 29,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 31 | $ 8,005,000 | $ 258,000 | $ 401,000 |
| RACINE, WI | 31 | $ 3,655,000 | $ 117,000 | $ 0 |
| CHAMBERSBURG-WAYNESBORO, PA | 30 | $ 4,060,000 | $ 135,000 | $ 0 |
| JACKSONVILLE, NC | 30 | $ 4,330,000 | $ 144,000 | $ 0 |
| MUNCIE, IN | 30 | $ 2,110,000 | $ 70,000 | $ 0 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 30 | $ 9,230,000 | $ 307,000 | $ 295,000 |
| JACKSON, TN | 29 | $ 2,655,000 | $ 91,000 | $ 0 |
| LEBANON, PA | 29 | $ 3,355,000 | $ 115,000 | $ 0 |
| PUNTA GORDA, FL | 29 | $ 4,085,000 | $ 140,000 | $ 0 |
| SALEM, OR | 29 | $ 4,785,000 | $ 165,000 | $ 0 |
| GREENVILLE, NC | 28 | $ 2,520,000 | $ 90,000 | $ 0 |
| JANESVILLE-BELOIT, WI | 28 | $ 3,070,000 | $ 109,000 | $ 0 |
| SHERMAN-DENISON, TX | 28 | $ 2,680,000 | $ 95,000 | $ 0 |
| TOPEKA, KS | 28 | $ 3,230,000 | $ 115,000 | $ 0 |
| BINGHAMTON, NY | 27 | $ 2,135,000 | $ 79,000 | $ 0 |
| KENNEWICK-RICHLAND, WA | 27 | $ 3,205,000 | $ 118,000 | $ 0 |
| PUEBLO, CO | 27 | $ 2,845,000 | $ 105,000 | $ 0 |
| SPRINGFIELD, IL | 27 | $ 2,405,000 | $ 89,000 | $ 0 |
| TYLER, TX | 27 | $ 2,675,000 | $ 99,000 | $ 0 |
| WICHITA FALLS, TX | 27 | $ 1,995,000 | $ 73,000 | $ 37,000 |
| AUBURN-OPELIKA, AL | 26 | $ 2,840,000 | $ 109,000 | $ 0 |
| NILES-BENTON HARBOR, MI | 26 | $ 2,060,000 | $ 79,000 | $ 0 |
| FLORENCE, SC | 25 | $ 2,955,000 | $ 118,000 | $ 0 |
| FORT COLLINS, CO | 25 | $ 6,315,000 | $ 252,000 | $ 254,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 25 | $ 13,815,000 | $ 552,000 | $ 447,000 |
| DULUTH, MN-WI | 24 | $ 2,380,000 | $ 92,000 | $ 0 |
| ALEXANDRIA, LA | 23 | $ 2,395,000 | $ 104,000 | $ 0 |
| ASHEVILLE, NC | 23 | $ 2,835,000 | $ 123,000 | $ 0 |
| FLAGSTAFF, AZ | 23 | $ 6,805,000 | $ 295,000 | $ 934,000 |
| MADISON, WI | 23 | $ 3,045,000 | $ 132,000 | $ 0 |
| MICHIGAN CITY-LA PORTE, IN | 23 | $ 2,055,000 | $ 89,000 | $ 0 |
| PINE BLUFF, AR | 23 | $ 1,765,000 | $ 76,000 | $ 0 |
| ROCKY MOUNT, NC | 23 | $ 2,045,000 | $ 88,000 | $ 0 |
| ROME, GA | 23 | $ 2,025,000 | $ 88,000 | $ 0 |
| BAY CITY, MI | 22 | $ 1,450,000 | $ 65,000 | $ 0 |
| KANKAKEE, IL | 22 | $ 2,480,000 | $ 112,000 | $ 0 |
| LEWISTON-AUBURN, ME | 22 | $ 2,740,000 | $ 124,000 | $ 0 |
| MONROE, MI | 22 | $ 2,660,000 | $ 120,000 | $ 0 |
| BANGOR, ME | 21 | $ 2,585,000 | $ 123,000 | $ 0 |
| BILLINGS, MT | 21 | $ 2,545,000 | $ 121,000 | $ 0 |
| COLLEGE STATION-BRYAN, TX | 21 | $ 2,765,000 | $ 131,000 | $ 0 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 21 | $ 4,005,000 | $ 190,000 | $ 1,547,000 |
| DALTON, GA | 21 | $ 2,025,000 | $ 96,000 | $ 0 |
| LINCOLN, NE | 21 | $ 2,535,000 | $ 120,000 | $ 0 |
| BOULDER, CO | 20 | $ 8,040,000 | $ 402,000 | $ 272,000 |
| CHAMPAIGN-URBANA, IL | 20 | $ 1,570,000 | $ 78,000 | $ 0 |
| DOTHAN, AL | 20 | $ 2,140,000 | $ 107,000 | $ 0 |
| EUGENE, OR | 20 | $ 3,310,000 | $ 165,000 | $ 220,000 |
| LAWTON, OK | 20 | $ 1,610,000 | $ 80,000 | $ 113,000 |
| MORRISTOWN, TN | 20 | $ 2,060,000 | $ 103,000 | $ 0 |
| SAN ANGELO, TX | 20 | $ 2,290,000 | $ 114,000 | $ 587,000 |
| WINCHESTER, VA-WV | 20 | $ 2,900,000 | $ 129,500 | $ 0 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 19 | $ 1,405,000 | $ 73,000 | $ 0 |
| APPLETON, WI | 19 | $ 2,195,000 | $ 115,000 | $ 0 |
| ATHENS-CLARKE COUNTY, GA | 19 | $ 2,375,000 | $ 125,000 | $ 0 |
| BLOOMINGTON, IL | 19 | $ 2,385,000 | $ 125,000 | $ 0 |
| CEDAR RAPIDS, IA | 19 | $ 2,185,000 | $ 115,000 | $ 0 |
| ELIZABETHTOWN-FORT KNOX, KY | 19 | $ 2,155,000 | $ 113,000 | $ 0 |
| GETTYSBURG, PA | 19 | $ 2,695,000 | $ 141,000 | $ 0 |
| JOHNSON CITY, TN | 19 | $ 1,485,000 | $ 78,000 | $ 0 |
| JOPLIN, MO | 19 | $ 1,375,000 | $ 72,000 | $ 0 |
| LAS CRUCES, NM | 19 | $ 2,585,000 | $ 136,000 | $ 0 |
| MADERA, CA | 19 | $ 3,055,000 | $ 160,000 | $ 0 |
| MERCED, CA | 19 | $ 3,585,000 | $ 188,000 | $ 0 |
| YAKIMA, WA | 19 | $ 2,775,000 | $ 146,000 | $ 0 |
| ERIE, PA | 18 | $ 2,150,000 | $ 119,000 | $ 0 |
| GREEN BAY, WI | 18 | $ 1,880,000 | $ 104,000 | $ 0 |
| POCATELLO, ID | 18 | $ 1,740,000 | $ 96,000 | $ 0 |
| ST. CLOUD, MN | 18 | $ 2,280,000 | $ 126,000 | $ 0 |
| BOWLING GREEN, KY | 17 | $ 2,105,000 | $ 123,000 | $ 0 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 17 | $ 2,145,000 | $ 126,000 | $ 0 |
| HOMOSASSA SPRINGS, FL | 17 | $ 1,475,000 | $ 86,000 | $ 0 |
| OLYMPIA-TUMWATER, WA | 17 | $ 3,345,000 | $ 196,000 | $ 0 |
| PANAMA CITY, FL | 17 | $ 1,985,000 | $ 116,000 | $ 696,000 |
| SANTA FE, NM | 17 | $ 11,025,000 | $ 648,000 | $ 478,000 |
| SIERRA VISTA-DOUGLAS, AZ | 17 | $ 2,125,000 | $ 125,000 | $ 94,000 |
| WATERLOO-CEDAR FALLS, IA | 17 | $ 1,285,000 | $ 75,000 | $ 0 |
| BRUNSWICK, GA | 16 | $ 1,690,000 | $ 105,000 | $ 0 |
| COLUMBUS, IN | 16 | $ 1,900,000 | $ 118,000 | $ 0 |
| DECATUR, IL | 16 | $ 1,290,000 | $ 80,000 | $ 0 |
| FARMINGTON, NM | 16 | $ 2,690,000 | $ 168,000 | $ 0 |
| LAKE HAVASU CITY-KINGMAN, AZ | 16 | $ 1,760,000 | $ 110,000 | $ 237,000 |
| MIDLAND, TX | 16 | $ 2,380,000 | $ 148,000 | $ 0 |
| SEBRING, FL | 16 | $ 1,550,000 | $ 96,000 | $ 0 |
| URBAN HONOLULU, HI | 16 | $ 8,900,000 | $ 556,000 | $ 0 |
| BATTLE CREEK, MI | 15 | $ 835,000 | $ 55,000 | $ 31,000 |
| ALTOONA, PA | 14 | $ 1,760,000 | $ 125,000 | $ 0 |
| CASPER, WY | 14 | $ 2,500,000 | $ 178,000 | $ 0 |
| EL CENTRO, CA | 14 | $ 2,190,000 | $ 156,000 | $ 0 |
| FLORENCE-MUSCLE SHOALS, AL | 14 | $ 1,210,000 | $ 86,000 | $ 0 |
| GRAND ISLAND, NE | 14 | $ 1,500,000 | $ 107,000 | $ 0 |
| HINESVILLE, GA | 14 | $ 1,460,000 | $ 104,000 | $ 0 |
| JACKSON, MI | 14 | $ 1,250,000 | $ 89,000 | $ 0 |
| KINGSTON, NY | 14 | $ 3,100,000 | $ 221,000 | $ 0 |
| MANSFIELD, OH | 14 | $ 1,040,000 | $ 74,000 | $ 0 |
| MEDFORD, OR | 14 | $ 2,240,000 | $ 160,000 | $ 0 |
| OCEAN CITY, NJ | 14 | $ 2,550,000 | $ 182,000 | $ 0 |
| OSHKOSH-NEENAH, WI | 14 | $ 1,340,000 | $ 95,000 | $ 0 |
| STAUNTON-WAYNESBORO, VA | 14 | $ 1,310,000 | $ 93,000 | $ 0 |
| SUMTER, SC | 14 | $ 1,220,000 | $ 87,000 | $ 0 |
| VALDOSTA, GA | 14 | $ 1,270,000 | $ 90,000 | $ 0 |
| ABILENE, TX | 13 | $ 1,175,000 | $ 90,000 | $ 0 |
| ANCHORAGE, AK | 13 | $ 2,185,000 | $ 168,000 | $ 0 |
| ANN ARBOR, MI | 13 | $ 1,985,000 | $ 152,000 | $ 0 |
| BLOOMINGTON, IN | 13 | $ 1,145,000 | $ 88,000 | $ 0 |
| CUMBERLAND, MD-WV | 13 | $ 1,245,000 | $ 95,000 | $ 0 |
| GADSDEN, AL | 13 | $ 1,295,000 | $ 99,000 | $ 0 |
| GLENS FALLS, NY | 13 | $ 1,555,000 | $ 119,000 | $ 0 |
| HANFORD-CORCORAN, CA | 13 | $ 1,805,000 | $ 138,000 | $ 0 |
| HATTIESBURG, MS | 13 | $ 1,325,000 | $ 101,000 | $ 0 |
| JONESBORO, AR | 13 | $ 1,185,000 | $ 91,000 | $ 0 |
| REDDING, CA | 13 | $ 2,415,000 | $ 185,000 | $ 0 |
| WEIRTON-STEUBENVILLE, WV-OH | 13 | $ 1,115,000 | $ 84,500 | $ 0 |
| BECKLEY, WV | 12 | $ 1,250,000 | $ 104,000 | $ 0 |
| BREMERTON-SILVERDALE, WA | 12 | $ 2,580,000 | $ 215,000 | $ 62,000 |
| JOHNSTOWN, PA | 12 | $ 1,090,000 | $ 90,000 | $ 0 |
| OWENSBORO, KY | 12 | $ 1,120,000 | $ 93,000 | $ 0 |
| SALINAS, CA | 12 | $ 6,770,000 | $ 564,000 | $ 228,000 |
| TWIN FALLS, ID | 12 | $ 1,460,000 | $ 121,000 | $ 0 |
| BLOOMSBURG-BERWICK, PA | 11 | $ 1,035,000 | $ 94,000 | $ 0 |
| CHICO, CA | 11 | $ 1,535,000 | $ 139,000 | $ 0 |
| COLUMBIA, MO | 11 | $ 975,000 | $ 88,000 | $ 0 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 11 | $ 2,055,000 | $ 186,000 | $ 0 |
| LIMA, OH | 11 | $ 1,015,000 | $ 92,000 | $ 0 |
| MANHATTAN, KS | 11 | $ 1,395,000 | $ 126,000 | $ 370,000 |
| SIOUX FALLS, SD | 11 | $ 1,455,000 | $ 132,000 | $ 0 |
| TERRE HAUTE, IN | 11 | $ 885,000 | $ 80,000 | $ 0 |
| WAUSAU, WI | 11 | $ 1,315,000 | $ 119,000 | $ 0 |
| BARNSTABLE TOWN, MA | 10 | $ 2,360,000 | $ 236,000 | $ 1,938,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 10 | $ 1,200,000 | $ 120,000 | $ 0 |
| CALIFORNIA-LEXINGTON PARK, MD | 10 | $ 1,780,000 | $ 178,000 | $ 0 |
| CLEVELAND, TN | 10 | $ 1,040,000 | $ 104,000 | $ 0 |
| DANVILLE, IL | 10 | $ 610,000 | $ 61,000 | $ 0 |
| ENID, OK | 10 | $ 1,080,000 | $ 108,000 | $ 55,000 |
| FARGO, ND-MN | 10 | $ 1,310,000 | $ 121,000 | $ 0 |
| HAMMOND, LA | 10 | $ 1,170,000 | $ 117,000 | $ 0 |
| NEW BERN, NC | 10 | $ 1,080,000 | $ 108,000 | $ 0 |
| PITTSFIELD, MA | 10 | $ 1,240,000 | $ 124,000 | $ 0 |
| ROCHESTER, MN | 10 | $ 1,240,000 | $ 124,000 | $ 0 |
| SIOUX CITY, IA-NE-SD | 10 | $ 1,190,000 | $ 131,000 | $ 0 |
| WILLIAMSPORT, PA | 10 | $ 890,000 | $ 89,000 | $ 0 |
| ELMIRA, NY | 9 | $ 535,000 | $ 59,000 | $ 0 |
| IDAHO FALLS, ID | 9 | $ 1,235,000 | $ 137,000 | $ 0 |
| LAWRENCE, KS | 9 | $ 1,165,000 | $ 129,000 | $ 0 |
| YUBA CITY, CA | 9 | $ 1,405,000 | $ 156,000 | $ 163,000 |
| BEND-REDMOND, OR | 8 | $ 2,780,000 | $ 347,000 | $ 360,000 |
| COEUR D'ALENE, ID | 8 | $ 2,740,000 | $ 342,000 | $ 696,000 |
| GOLDSBORO, NC | 8 | $ 570,000 | $ 71,000 | $ 0 |
| HOT SPRINGS, AR | 8 | $ 750,000 | $ 93,000 | $ 0 |
| MIDLAND, MI | 8 | $ 760,000 | $ 95,000 | $ 0 |
| RAPID CITY, SD | 8 | $ 1,540,000 | $ 192,000 | $ 0 |
| SAN JUAN-CAROLINA-CAGUAS, PR | 8 | $ 540,000 | $ 67,000 | $ 0 |
| SEBASTIAN-VERO BEACH, FL | 8 | $ 870,000 | $ 108,000 | $ 0 |
| SHEBOYGAN, WI | 8 | $ 790,000 | $ 98,000 | $ 0 |
| CHARLOTTESVILLE, VA | 7 | $ 1,125,000 | $ 160,000 | $ 0 |
| LEWISTON, ID-WA | 7 | $ 875,000 | $ 126,000 | $ 0 |
| LONGVIEW, WA | 7 | $ 855,000 | $ 122,000 | $ 0 |
| MISSOULA, MT | 7 | $ 795,000 | $ 113,000 | $ 0 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 7 | $ 2,735,000 | $ 390,000 | $ 249,000 |
| SANTA ROSA, CA | 7 | $ 2,515,000 | $ 359,000 | $ 0 |
| WATERTOWN-FORT DRUM, NY | 7 | $ 635,000 | $ 90,000 | $ 0 |
| ALBANY, OR | 6 | $ 610,000 | $ 101,000 | $ 0 |
| AMES, IA | 6 | $ 610,000 | $ 101,000 | $ 0 |
| CARBONDALE-MARION, IL | 6 | $ 460,000 | $ 76,000 | $ 0 |
| CHEYENNE, WY | 6 | $ 1,290,000 | $ 215,000 | $ 0 |
| EAU CLAIRE, WI | 6 | $ 670,000 | $ 111,000 | $ 0 |
| GREAT FALLS, MT | 6 | $ 690,000 | $ 115,000 | $ 0 |
| KAHULUI-WAILUKU-LAHAINA, HI | 6 | $ 2,420,000 | $ 403,000 | $ 0 |
| MANKATO-NORTH MANKATO, MN | 6 | $ 830,000 | $ 138,000 | $ 0 |
| BELLINGHAM, WA | 5 | $ 985,000 | $ 197,000 | $ 0 |
| BURLINGTON-SOUTH BURLINGTON, VT | 5 | $ 915,000 | $ 183,000 | $ 0 |
| HARRISONBURG, VA | 5 | $ 705,000 | $ 141,000 | $ 0 |
| JEFFERSON CITY, MO | 5 | $ 515,000 | $ 103,000 | $ 0 |
| LOGAN, UT-ID | 5 | $ 675,000 | $ 161,000 | $ 0 |
| PARKERSBURG-VIENNA, WV | 5 | $ 535,000 | $ 107,000 | $ 0 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 5 | $ 2,085,000 | $ 417,000 | $ 0 |
| ST. GEORGE, UT | 5 | $ 1,005,000 | $ 201,000 | $ 0 |
| FOND DU LAC, WI | 4 | $ 450,000 | $ 112,000 | $ 0 |
| IOWA CITY, IA | 4 | $ 490,000 | $ 122,000 | $ 0 |
| MOUNT VERNON-ANACORTES, WA | 4 | $ 650,000 | $ 162,000 | $ 0 |
| SANTA CRUZ-WATSONVILLE, CA | 4 | $ 1,400,000 | $ 350,000 | $ 0 |
| THE VILLAGES, FL | 4 | $ 310,000 | $ 77,000 | $ 0 |
| WENATCHEE, WA | 4 | $ 740,000 | $ 185,000 | $ 0 |
| WHEELING, WV-OH | 4 | $ 250,000 | $ 63,000 | $ 0 |
| BISMARCK, ND | 3 | $ 715,000 | $ 238,000 | $ 0 |
| DUBUQUE, IA | 3 | $ 535,000 | $ 178,000 | $ 0 |
| GRAND FORKS, ND-MN | 3 | $ 175,000 | $ 57,500 | $ 0 |
| LA CROSSE-ONALASKA, WI-MN | 3 | $ 325,000 | $ 108,000 | $ 0 |
| MORGANTOWN, WV | 3 | $ 245,000 | $ 81,000 | $ 0 |
| NAPA, CA | 3 | $ 975,000 | $ 325,000 | $ 0 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 3 | $ 1,045,000 | $ 348,000 | $ 0 |
| STATE COLLEGE, PA | 3 | $ 215,000 | $ 71,000 | $ 0 |
| CAPE GIRARDEAU, MO-IL | 2 | $ 210,000 | $ 105,000 | $ 0 |
| FAIRBANKS, AK | 2 | $ 290,000 | $ 145,000 | $ 0 |
| ITHACA, NY | 2 | $ 160,000 | $ 80,000 | $ 0 |
| AGUADILLA-ISABELA, PR | 1 | $ 45,000 | $ 45,000 | $ 0 |
| CARSON CITY, NV | 1 | $ 165,000 | $ 165,000 | $ 0 |
| CORVALLIS, OR | 1 | $ 215,000 | $ 215,000 | $ 0 |
| GRANTS PASS, OR | 1 | $ 135,000 | $ 135,000 | $ 0 |
| GUAYAMA, PR | 1 | $ 5,000 | $ 5,000 | $ 0 |
| PONCE, PR | 1 | $ 85,000 | $ 85,000 | $ 0 |
| PONCE-YAUCO-COAMO, PR | 1 | $ 15,000 | $ 15,000 | $ 0 |
| SAN RAFAEL, CA | 1 | $ 475,000 | $ 475,000 | $ 0 |
| WALLA WALLA, WA | 1 | $ 135,000 | $ 135,000 | $ 0 |
Mortgage Loan Application Detail Totals for Midfirst Bank in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Applicable | 38,388 | $4,860,520,000 | $126,000 | $935,000 | $0 | $0 |
| Home Purchase | 4,101 | $1,392,335,000 | $339,000 | $22,005,000 | $324,000 | $6,559,000 |
| Other Purpose | 1,174 | $165,740,000 | $141,000 | $5,005,000 | $203,000 | $5,123,000 |
| Refinancing | 1,160 | $789,020,000 | $680,000 | $41,325,000 | $380,000 | $7,567,000 |
| Home Improvement | 997 | $105,885,000 | $106,000 | $2,005,000 | $151,000 | $6,033,000 |
| Cash-out Refinancing | 234 | $56,460,000 | $241,000 | $1,005,000 | $120,000 | $681,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 41,602 | $6,089,820,000 | $146,000 | $41,325,000 | $0 | $0 |
| White | 3,247 | $916,945,000 | $282,000 | $7,805,000 | $249,000 | $6,559,000 |
| Not Provided | 517 | $234,605,000 | $453,000 | $8,945,000 | $426,000 | $7,567,000 |
| Hispanic | 293 | $47,445,000 | $161,000 | $2,505,000 | $166,000 | $4,191,000 |
| Asian | 169 | $48,525,000 | $287,000 | $3,305,000 | $309,000 | $6,033,000 |
| Black or African American | 131 | $21,205,000 | $161,000 | $5,705,000 | $117,000 | $630,000 |
| American Indian or Alaskan Native | 69 | $5,475,000 | $79,000 | $585,000 | $93,000 | $532,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $2,840,000 | $355,000 | $2,005,000 | $197,000 | $647,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 39,667 | $5,259,985,000 | $132,000 | $745,000 | $65,000 | $193,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,721 | $1,920,005,000 | $406,000 | $41,325,000 | $266,000 | $7,567,000 |
| VA-guaranteed (Veterans Administration) | 1,310 | $149,210,000 | $113,000 | $935,000 | $98,000 | $266,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 356 | $40,760,000 | $114,000 | $515,000 | $49,000 | $76,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 41,118 | $5,413,360,000 | $131,000 | $935,000 | $0 | $0 |
| Loan Originated | 3,196 | $1,439,770,000 | $450,000 | $14,675,000 | $308,000 | $7,567,000 |
| Application Denied By Financial Institution | 1,173 | $176,175,000 | $150,000 | $5,705,000 | $110,000 | $2,335,000 |
| Application Withdrawn By Applicant | 487 | $308,155,000 | $632,000 | $41,325,000 | $290,000 | $6,228,000 |
| Application Approved But Not Accepted | 68 | $31,090,000 | $457,000 | $2,475,000 | $512,000 | $4,845,000 |
| File Closed For Incompleteness | 12 | $1,410,000 | $117,000 | $365,000 | $66,000 | $163,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 44,881 | $7,193,785,000 | $160,000 | $41,325,000 | $309,000 | $7,567,000 |
| Debt-To-Income Ratio | 548 | $86,130,000 | $157,000 | $4,025,000 | $82,000 | $1,445,000 |
| Collateral | 291 | $32,845,000 | $112,000 | $1,875,000 | $139,000 | $2,335,000 |
| Credit Application Incomplete | 137 | $22,905,000 | $167,000 | $2,945,000 | $511,000 | $1,200,000 |
| Credit History | 128 | $18,900,000 | $147,000 | $5,005,000 | $121,000 | $1,749,000 |
| Other | 57 | $13,615,000 | $238,000 | $5,705,000 | $180,000 | $996,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $1,470,000 | $245,000 | $655,000 | $62,000 | $100,000 |
| Unverifiable Information | 5 | $285,000 | $57,000 | $125,000 | $151,000 | $255,000 |
| Employment History | 1 | $25,000 | $25,000 | $25,000 | $47,000 | $47,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Midfirst Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Midfirst Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet
with aggregated HMDA statistics today.