Midfirst Bank Mortgage Lending & HMDA Data, 2019

In 2019, Midfirst Bank of Oklahoma City, OK reported 46,054 mortgage applications totaling $7.4 billion, up 64% from 2018. The average application was for $160,028, and applicants reported an average income of $285,216. 7% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (2,254), Houston-The Woodlands-Sugar Land, TX (2,018) and Atlanta-Sandy Springs-Roswell, GA (1,902) (applications in parentheses).

Mortgage Company & Address Midfirst Bank
501 Nw Grand Blvd
Oklahoma City, OK 73118
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  
Total Number of Mortgage Applications 46,054
Total Mortgage Loan Application Amount $7,369,960,000
Average Mortgage Loan Application Amount $160,028
Highest Mortgage Loan Application Amount $41,325,000
Average Applicant Income $285,216
Highest Applicant Income $7,567,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Midfirst Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Midfirst Bank by County in 2019

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 2,121 $ 506,855,000 $ 238,969 $ 194,000
Harris, Texas 1,331 $ 164,365,000 $ 123,489 $ 172,000
Cook, Illinois 931 $ 131,085,000 $ 140,800 $ 926,000
Oklahoma, Oklahoma 921 $ 163,945,000 $ 178,007 $ 196,000
Dallas, Texas 641 $ 80,895,000 $ 126,201 $ 715,000
Bexar, Texas 616 $ 64,530,000 $ 104,756 $ 81,000
Tarrant, Texas 586 $ 70,120,000 $ 119,658 $ 639,000
Los Angeles, California 564 $ 490,410,000 $ 869,521 $ 1,019,000
Philadelphia, Pennsylvania 385 $ 34,025,000 $ 88,376 $ 110,000
Marion, Indiana 360 $ 32,780,000 $ 91,055 $ 0
Riverside, California 349 $ 90,555,000 $ 259,469 $ 580,000
Tulsa, Oklahoma 343 $ 101,785,000 $ 296,749 $ 270,000
Cleveland, Oklahoma 318 $ 48,830,000 $ 153,553 $ 127,000
Wayne, Michigan 283 $ 31,895,000 $ 112,703 $ 0
Shelby, Tennessee 281 $ 23,465,000 $ 83,505 $ 469,000
DeKalb, Georgia 273 $ 27,995,000 $ 102,545 $ 0
Broward, Florida 271 $ 44,035,000 $ 162,490 $ 0
Miami-Dade, Florida 271 $ 41,275,000 $ 152,306 $ 0
Prince George's, Maryland 267 $ 58,795,000 $ 220,205 $ 0
Fort Bend, Texas 261 $ 39,995,000 $ 153,237 $ 0
Canadian, Oklahoma 260 $ 27,980,000 $ 107,615 $ 131,000
Gwinnett, Georgia 256 $ 37,490,000 $ 146,445 $ 0
St. Louis, Missouri 256 $ 24,560,000 $ 95,937 $ 48,000
Clark, Nevada 254 $ 45,230,000 $ 178,070 $ 671,000
Franklin, Ohio 246 $ 26,170,000 $ 106,382 $ 0
Mecklenburg, North Carolina 241 $ 27,505,000 $ 114,128 $ 0
Cuyahoga, Ohio 236 $ 21,410,000 $ 90,720 $ 110,000
Fulton, Georgia 230 $ 29,790,000 $ 129,521 $ 0
San Bernardino, California 227 $ 45,585,000 $ 200,814 $ 0
Clayton, Georgia 214 $ 22,160,000 $ 103,551 $ 34,000
Lake, Indiana 212 $ 24,320,000 $ 114,716 $ 0
Hillsborough, Florida 207 $ 27,005,000 $ 130,458 $ 0
Baltimore, Maryland 203 $ 32,105,000 $ 158,152 $ 0
Denver, Colorado 200 $ 97,820,000 $ 489,100 $ 358,000
Will, Illinois 197 $ 31,895,000 $ 161,903 $ 0
Camden, New Jersey 189 $ 24,195,000 $ 128,015 $ 0
Palm Beach, Florida 183 $ 34,095,000 $ 186,311 $ 645,000
Orange, Florida 181 $ 23,645,000 $ 130,635 $ 0
Allegheny, Pennsylvania 181 $ 17,205,000 $ 95,055 $ 283,000
Duval, Florida 180 $ 23,360,000 $ 129,777 $ 74,000
Jefferson, Alabama 179 $ 16,985,000 $ 94,888 $ 96,000
El Paso, Texas 174 $ 15,530,000 $ 89,252 $ 0
Baltimore City, Maryland 173 $ 16,925,000 $ 97,832 $ 46,000
Suffolk, New York 173 $ 66,235,000 $ 382,861 $ 621,000
Delaware, Pennsylvania 169 $ 18,545,000 $ 109,733 $ 0
New Haven, Connecticut 167 $ 25,635,000 $ 153,502 $ 0
Cobb, Georgia 166 $ 22,890,000 $ 137,891 $ 47,000
Hidalgo, Texas 162 $ 18,500,000 $ 114,197 $ 0
Polk, Florida 159 $ 18,975,000 $ 119,339 $ 0
Pima, Arizona 157 $ 20,045,000 $ 127,675 $ 128,000
Erie, New York 155 $ 10,725,000 $ 69,193 $ 0
New Castle, Delaware 151 $ 22,425,000 $ 148,509 $ 0
Macomb, Michigan 151 $ 16,845,000 $ 111,556 $ 0
Wake, North Carolina 149 $ 19,115,000 $ 128,288 $ 0
Montgomery, Texas 148 $ 23,620,000 $ 159,594 $ 154,000
Jefferson, Kentucky 146 $ 15,280,000 $ 104,657 $ 0
Travis, Texas 145 $ 22,885,000 $ 157,827 $ 670,000
Collin, Texas 143 $ 25,035,000 $ 175,069 $ 401,000
Nueces, Texas 141 $ 13,755,000 $ 97,553 $ 0
East Baton Rouge, Louisiana 140 $ 13,920,000 $ 99,428 $ 0
Denton, Texas 139 $ 22,325,000 $ 160,611 $ 186,000
Guilford, North Carolina 137 $ 13,955,000 $ 101,861 $ 0
Henry, Georgia 136 $ 18,140,000 $ 133,382 $ 0
Oakland, Michigan 136 $ 16,380,000 $ 120,441 $ 0
Hartford, Connecticut 135 $ 19,755,000 $ 146,333 $ 0
Pulaski, Arkansas 134 $ 11,870,000 $ 88,582 $ 0
Milwaukee, Wisconsin 134 $ 16,160,000 $ 120,597 $ 0
Pinal, Arizona 133 $ 17,545,000 $ 131,917 $ 106,000
Arapahoe, Colorado 129 $ 38,565,000 $ 298,953 $ 476,000
Jackson, Missouri 128 $ 13,010,000 $ 101,640 $ 35,000
Hamilton, Ohio 126 $ 12,950,000 $ 102,777 $ 768,000
Burlington, New Jersey 124 $ 18,240,000 $ 147,096 $ 0
Lake, Illinois 123 $ 16,935,000 $ 137,682 $ 0
Monroe, New York 119 $ 8,645,000 $ 72,647 $ 0
Brazoria, Texas 119 $ 17,325,000 $ 145,588 $ 0
Salt Lake, Utah 119 $ 23,085,000 $ 193,991 $ 174,000
Williamson, Texas 118 $ 17,850,000 $ 151,271 $ 0
San Diego, California 117 $ 54,215,000 $ 463,376 $ 1,897,000
Sacramento, California 115 $ 23,065,000 $ 200,565 $ 0
Kern, California 114 $ 17,220,000 $ 151,052 $ 0
Montgomery, Pennsylvania 111 $ 18,815,000 $ 169,504 $ 0
Richland, South Carolina 110 $ 11,900,000 $ 108,181 $ 39,000
Galveston, Texas 109 $ 14,915,000 $ 136,834 $ 0
Sedgwick, Kansas 108 $ 9,480,000 $ 87,777 $ 0
Davidson, Tennessee 105 $ 12,505,000 $ 119,095 $ 0
Paulding, Georgia 104 $ 13,170,000 $ 126,634 $ 0
Onondaga, New York 104 $ 7,610,000 $ 73,173 $ 0
Berks, Pennsylvania 104 $ 11,590,000 $ 111,442 $ 0
York, Pennsylvania 104 $ 13,330,000 $ 128,173 $ 0
Mobile, Alabama 102 $ 9,980,000 $ 97,843 $ 0
Gloucester, New Jersey 102 $ 15,640,000 $ 153,333 $ 0
Allen, Indiana 100 $ 7,650,000 $ 76,500 $ 0
Kane, Illinois 99 $ 15,995,000 $ 161,565 $ 0
Ocean, New Jersey 97 $ 18,945,000 $ 195,309 $ 0
Lee, Florida 96 $ 14,260,000 $ 148,541 $ 0
Queens, New York 96 $ 31,400,000 $ 327,083 $ 488,000
Hennepin, Minnesota 94 $ 17,410,000 $ 185,212 $ 1,622,000
Nassau, New York 94 $ 31,730,000 $ 337,553 $ 0
DuPage, Illinois 93 $ 16,725,000 $ 179,838 $ 0
Montgomery, Ohio 93 $ 8,265,000 $ 88,870 $ 0
Pasco, Florida 92 $ 12,390,000 $ 134,673 $ 0
Essex, New Jersey 91 $ 18,545,000 $ 203,791 $ 0
Union, New Jersey 90 $ 17,630,000 $ 195,888 $ 0
Summit, Ohio 90 $ 7,720,000 $ 85,777 $ 0
Greenville, South Carolina 89 $ 11,105,000 $ 124,775 $ 0
Fresno, California 86 $ 13,900,000 $ 161,627 $ 0
Osceola, Florida 86 $ 13,760,000 $ 160,000 $ 0
Webb, Texas 86 $ 9,750,000 $ 113,372 $ 0
Lancaster, Pennsylvania 85 $ 9,855,000 $ 115,941 $ 0
Rutherford, Tennessee 85 $ 12,275,000 $ 144,411 $ 0
Lehigh, Pennsylvania 84 $ 10,640,000 $ 126,666 $ 0
Jefferson, Colorado 83 $ 24,945,000 $ 300,542 $ 255,000
Anne Arundel, Maryland 83 $ 17,935,000 $ 216,084 $ 0
Pinellas, Florida 82 $ 8,980,000 $ 109,512 $ 0
Jefferson, Louisiana 82 $ 8,940,000 $ 109,024 $ 0
Bernalillo, New Mexico 82 $ 9,770,000 $ 119,146 $ 0
Bucks, Pennsylvania 81 $ 14,925,000 $ 184,259 $ 0
Volusia, Florida 80 $ 10,710,000 $ 133,875 $ 0
McHenry, Illinois 80 $ 14,050,000 $ 175,625 $ 0
Hampden, Massachusetts 80 $ 10,470,000 $ 130,875 $ 0
Caddo, Louisiana 79 $ 8,505,000 $ 107,658 $ 0
Douglas, Georgia 78 $ 9,900,000 $ 126,923 $ 0
Cumberland, New Jersey 78 $ 9,590,000 $ 122,948 $ 0
Chesterfield, Virginia 78 $ 11,190,000 $ 143,461 $ 0
Orange, California 77 $ 64,465,000 $ 837,207 $ 826,000
El Paso, Colorado 76 $ 13,620,000 $ 179,210 $ 139,000
Adams, Colorado 75 $ 14,985,000 $ 199,800 $ 48,000
Brevard, Florida 75 $ 8,125,000 $ 108,333 $ 0
Winnebago, Illinois 75 $ 6,445,000 $ 85,933 $ 0
Bell, Texas 75 $ 7,085,000 $ 94,466 $ 66,000
Middlesex, New Jersey 74 $ 15,990,000 $ 216,081 $ 0
Lubbock, Texas 74 $ 5,600,000 $ 75,675 $ 0
Pierce, Washington 74 $ 14,720,000 $ 198,918 $ 0
Worcester, Massachusetts 73 $ 13,305,000 $ 182,260 $ 0
Cumberland, North Carolina 73 $ 6,375,000 $ 87,328 $ 0
Grady, Oklahoma 73 $ 7,325,000 $ 100,342 $ 88,000
Santa Barbara, California 72 $ 90,970,000 $ 1,263,472 $ 536,000
Madison, Alabama 71 $ 7,595,000 $ 106,971 $ 0
Tulare, California 71 $ 9,635,000 $ 135,704 $ 37,000
St. Charles, Missouri 71 $ 9,975,000 $ 140,492 $ 426,000
Seminole, Florida 70 $ 50,530,000 $ 721,857 $ 0
DeSoto, Mississippi 70 $ 8,190,000 $ 117,000 $ 0
Northampton, Pennsylvania 70 $ 9,190,000 $ 131,285 $ 0
Cameron, Texas 70 $ 6,220,000 $ 88,857 $ 0
Elkhart, Indiana 69 $ 6,285,000 $ 91,086 $ 0
Kent, Michigan 69 $ 7,075,000 $ 102,536 $ 0
Montgomery, Alabama 68 $ 5,330,000 $ 78,382 $ 0
St. Joseph, Indiana 68 $ 4,930,000 $ 72,500 $ 0
Essex, Massachusetts 68 $ 18,610,000 $ 273,676 $ 0
Mercer, New Jersey 68 $ 11,070,000 $ 162,794 $ 0
Forsyth, North Carolina 68 $ 7,180,000 $ 105,588 $ 0
Providence, Rhode Island 68 $ 11,660,000 $ 171,470 $ 0
Jefferson, Texas 68 $ 5,800,000 $ 85,294 $ 0
Chatham, Georgia 66 $ 7,450,000 $ 112,878 $ 0
St. Tammany, Louisiana 66 $ 8,980,000 $ 136,060 $ 951,000
Hinds, Mississippi 66 $ 5,620,000 $ 85,151 $ 0
Lorain, Ohio 66 $ 6,360,000 $ 96,363 $ 0
Douglas, Nebraska 65 $ 6,495,000 $ 99,923 $ 0
Lucas, Ohio 65 $ 5,565,000 $ 85,615 $ 0
Fairfield, Connecticut 64 $ 21,200,000 $ 331,250 $ 0
St. Lucie, Florida 63 $ 8,705,000 $ 138,174 $ 0
Montgomery, Maryland 63 $ 16,155,000 $ 256,428 $ 0
Middlesex, Massachusetts 63 $ 16,185,000 $ 256,904 $ 0
San Joaquin, California 62 $ 13,970,000 $ 225,322 $ 0
Newton, Georgia 61 $ 6,545,000 $ 107,295 $ 0
Bristol, Massachusetts 61 $ 13,035,000 $ 213,688 $ 0
Dauphin, Pennsylvania 60 $ 5,840,000 $ 97,333 $ 0
Hamilton, Tennessee 60 $ 6,110,000 $ 101,833 $ 0
Virginia Beach, Virginia 60 $ 7,730,000 $ 128,833 $ 0
Richmond, Georgia 59 $ 4,695,000 $ 79,576 $ 0
Plymouth, Massachusetts 59 $ 13,775,000 $ 233,474 $ 0
Genesee, Michigan 59 $ 5,145,000 $ 87,203 $ 0
Butler, Ohio 59 $ 7,305,000 $ 123,813 $ 0
Monroe, Pennsylvania 59 $ 7,915,000 $ 134,152 $ 0
Weld, Colorado 58 $ 11,240,000 $ 193,793 $ 73,000
Hamilton, Indiana 58 $ 8,640,000 $ 148,965 $ 0
Johnson, Kansas 58 $ 9,180,000 $ 158,275 $ 319,000
Porter, Indiana 57 $ 8,145,000 $ 142,894 $ 0
Atlantic, New Jersey 57 $ 8,745,000 $ 153,421 $ 0
Charles, Maryland 56 $ 12,780,000 $ 228,214 $ 0
Madison, Illinois 55 $ 4,155,000 $ 75,545 $ 0
Polk, Iowa 55 $ 6,215,000 $ 113,000 $ 0
Lafayette, Louisiana 55 $ 6,465,000 $ 117,545 $ 0
Clay, Missouri 55 $ 7,085,000 $ 128,818 $ 350,000
Douglas, Colorado 54 $ 15,690,000 $ 290,555 $ 429,000
Harford, Maryland 54 $ 9,470,000 $ 175,370 $ 0
Monmouth, New Jersey 54 $ 12,450,000 $ 230,555 $ 0
Jackson, Oklahoma 54 $ 3,390,000 $ 62,777 $ 85,000
Ramsey, Minnesota 53 $ 7,165,000 $ 135,188 $ 0
Jefferson, Missouri 53 $ 5,465,000 $ 103,113 $ 0
Gaston, North Carolina 53 $ 5,985,000 $ 112,924 $ 0
Luzerne, Pennsylvania 53 $ 4,075,000 $ 76,886 $ 0
York, South Carolina 53 $ 7,915,000 $ 149,339 $ 0
Ellis, Texas 53 $ 8,335,000 $ 157,264 $ 0
Stanislaus, California 52 $ 9,990,000 $ 192,115 $ 1,303,000
St. Louis City, Missouri 52 $ 4,430,000 $ 85,192 $ 54,000
Knox, Tennessee 52 $ 5,610,000 $ 107,884 $ 0
Guadalupe, Texas 52 $ 6,870,000 $ 132,115 $ 0
Kendall, Illinois 51 $ 9,665,000 $ 189,509 $ 0
St. Clair, Illinois 51 $ 5,065,000 $ 99,313 $ 0
Passaic, New Jersey 51 $ 13,115,000 $ 257,156 $ 0
Woodward, Oklahoma 50 $ 3,460,000 $ 69,200 $ 71,000
Spartanburg, South Carolina 50 $ 5,640,000 $ 112,800 $ 0
Contra Costa, California 49 $ 19,945,000 $ 407,040 $ 702,000
Madison, Indiana 49 $ 3,395,000 $ 69,285 $ 0
Niagara, New York 49 $ 3,385,000 $ 69,081 $ 0
Oneida, New York 49 $ 3,775,000 $ 77,040 $ 0
Lexington, South Carolina 49 $ 5,895,000 $ 120,306 $ 0
Muscogee, Georgia 48 $ 4,670,000 $ 97,291 $ 0
Hendricks, Indiana 48 $ 5,540,000 $ 115,416 $ 0
Stark, Ohio 48 $ 4,100,000 $ 85,416 $ 0
Hays, Texas 48 $ 7,720,000 $ 160,833 $ 0
Johnson, Texas 48 $ 5,920,000 $ 123,333 $ 0
Kaufman, Texas 48 $ 7,180,000 $ 149,583 $ 0
Tuscaloosa, Alabama 47 $ 5,315,000 $ 113,085 $ 0
Cherokee, Georgia 47 $ 7,925,000 $ 168,617 $ 0
Muskegon, Michigan 47 $ 3,345,000 $ 71,170 $ 0
McLennan, Texas 47 $ 4,605,000 $ 97,978 $ 329,000
Prince William, Virginia 47 $ 12,745,000 $ 271,170 $ 0
Rockdale, Georgia 45 $ 5,275,000 $ 117,222 $ 0
Fayette, Kentucky 45 $ 4,965,000 $ 110,333 $ 4,241,000
Anoka, Minnesota 45 $ 7,385,000 $ 164,111 $ 0
Rankin, Mississippi 45 $ 5,615,000 $ 124,777 $ 0
Hillsborough, New Hampshire 45 $ 8,145,000 $ 181,000 $ 0
Union, North Carolina 45 $ 6,765,000 $ 150,333 $ 0
Sumner, Tennessee 45 $ 6,885,000 $ 153,000 $ 0
Lake, Florida 44 $ 7,300,000 $ 165,909 $ 0
Marion, Florida 44 $ 4,380,000 $ 99,545 $ 0
Johnson, Indiana 44 $ 4,750,000 $ 107,954 $ 0
Dakota, Minnesota 44 $ 7,280,000 $ 165,454 $ 0
Lake, Ohio 44 $ 4,700,000 $ 106,818 $ 0
Pottawatomie, Oklahoma 44 $ 4,370,000 $ 99,318 $ 103,000
Westmoreland, Pennsylvania 44 $ 4,010,000 $ 91,136 $ 0
Kent, Delaware 43 $ 6,635,000 $ 154,302 $ 0
Durham, North Carolina 43 $ 5,095,000 $ 118,488 $ 0
Logan, Oklahoma 43 $ 4,535,000 $ 105,465 $ 149,000
Chesapeake, Virginia 43 $ 5,945,000 $ 138,255 $ 88,000
Spokane, Washington 43 $ 5,235,000 $ 121,744 $ 0
Henrico, Virginia 42 $ 5,230,000 $ 124,523 $ 0
District of Columbia, District Of Columbia 41 $ 7,005,000 $ 170,853 $ 0
Houston, Georgia 41 $ 4,205,000 $ 102,560 $ 0
Multnomah, Oregon 41 $ 7,675,000 $ 187,195 $ 84,000
Berkeley, South Carolina 41 $ 6,615,000 $ 161,341 $ 0
Hernando, Florida 40 $ 4,850,000 $ 121,250 $ 0
Clark, Indiana 40 $ 3,930,000 $ 98,250 $ 0
Orleans, Louisiana 40 $ 4,380,000 $ 109,500 $ 0
Kings, New York 40 $ 13,000,000 $ 325,000 $ 930,000
Orange, New York 40 $ 10,100,000 $ 252,500 $ 0
Lackawanna, Pennsylvania 40 $ 4,380,000 $ 109,500 $ 0
Montgomery, Tennessee 40 $ 4,280,000 $ 107,000 $ 0
Frederick, Maryland 39 $ 8,385,000 $ 215,000 $ 0
Norfolk, Massachusetts 39 $ 10,315,000 $ 264,487 $ 0
Saginaw, Michigan 39 $ 2,675,000 $ 68,589 $ 0
Bergen, New Jersey 39 $ 12,095,000 $ 310,128 $ 0
Johnston, North Carolina 39 $ 4,685,000 $ 120,128 $ 0
McClain, Oklahoma 39 $ 5,415,000 $ 138,846 $ 103,000
Chester, Pennsylvania 39 $ 7,715,000 $ 197,820 $ 0
Clay, Florida 38 $ 5,060,000 $ 133,157 $ 0
Ascension, Louisiana 38 $ 6,540,000 $ 172,105 $ 0
Greene, Missouri 38 $ 3,140,000 $ 82,631 $ 0
Hampton, Virginia 38 $ 4,080,000 $ 107,368 $ 0
Dougherty, Georgia 37 $ 2,785,000 $ 75,270 $ 0
Wyandotte, Kansas 37 $ 3,275,000 $ 88,513 $ 0
Kenton, Kentucky 37 $ 3,965,000 $ 107,162 $ 0
Clark, Ohio 37 $ 3,255,000 $ 87,972 $ 0
Mahoning, Ohio 37 $ 2,905,000 $ 78,513 $ 0
King, Washington 37 $ 9,085,000 $ 245,540 $ 341,000
Barrow, Georgia 36 $ 4,460,000 $ 123,888 $ 0
Bartow, Georgia 36 $ 4,230,000 $ 117,500 $ 0
Peoria, Illinois 36 $ 2,720,000 $ 75,555 $ 0
Tippecanoe, Indiana 36 $ 3,190,000 $ 88,611 $ 0
Charleston, South Carolina 36 $ 4,110,000 $ 114,166 $ 0
Ector, Texas 36 $ 4,120,000 $ 114,444 $ 479,000
Randall, Texas 36 $ 4,230,000 $ 117,500 $ 0
Solano, California 35 $ 8,645,000 $ 247,000 $ 0
Alamance, North Carolina 35 $ 3,995,000 $ 114,142 $ 0
Utah, Utah 35 $ 6,845,000 $ 195,571 $ 0
Fairfax, Virginia 35 $ 9,805,000 $ 280,142 $ 0
Portsmouth, Virginia 35 $ 4,095,000 $ 117,000 $ 0
Shelby, Alabama 34 $ 4,560,000 $ 134,117 $ 0
Litchfield, Connecticut 34 $ 7,940,000 $ 233,529 $ 450,000
Columbia, Georgia 34 $ 4,720,000 $ 138,823 $ 0
Ada, Idaho 34 $ 4,810,000 $ 141,470 $ 1,244,000
Howard, Indiana 34 $ 2,310,000 $ 67,941 $ 0
Calcasieu, Louisiana 34 $ 3,800,000 $ 111,764 $ 0
Kalamazoo, Michigan 34 $ 2,780,000 $ 81,764 $ 0
Trumbull, Ohio 34 $ 2,610,000 $ 76,764 $ 0
Newport News, Virginia 34 $ 4,270,000 $ 125,588 $ 0
Snohomish, Washington 34 $ 9,770,000 $ 287,352 $ 623,000
Yuma, Arizona 33 $ 3,195,000 $ 96,818 $ 93,000
Mesa, Colorado 33 $ 5,115,000 $ 155,000 $ 122,000
New London, Connecticut 33 $ 4,955,000 $ 150,151 $ 0
Carroll, Georgia 33 $ 3,515,000 $ 106,515 $ 0
Forsyth, Georgia 33 $ 5,395,000 $ 163,484 $ 0
Vanderburgh, Indiana 33 $ 3,045,000 $ 92,272 $ 0
Washoe, Nevada 33 $ 7,315,000 $ 221,666 $ 355,000
Rogers, Oklahoma 33 $ 5,155,000 $ 156,212 $ 203,000
Weber, Utah 33 $ 5,025,000 $ 152,272 $ 0
Leon, Florida 32 $ 4,090,000 $ 127,812 $ 0
Walton, Georgia 32 $ 3,650,000 $ 114,062 $ 0
Ingham, Michigan 32 $ 2,900,000 $ 90,625 $ 0
Rockingham, New Hampshire 32 $ 6,830,000 $ 213,437 $ 0
Fairfield, Ohio 32 $ 3,810,000 $ 119,062 $ 0
Washington, Oregon 32 $ 7,030,000 $ 219,687 $ 0
Parker, Texas 32 $ 4,240,000 $ 132,500 $ 0
Yavapai, Arizona 31 $ 8,005,000 $ 258,225 $ 401,000
Escambia, Florida 31 $ 2,505,000 $ 80,806 $ 0
Hall, Georgia 31 $ 3,865,000 $ 124,677 $ 29,000
Livingston, Louisiana 31 $ 4,705,000 $ 151,774 $ 0
Norfolk, Virginia 31 $ 3,155,000 $ 101,774 $ 0
Racine, Wisconsin 31 $ 3,655,000 $ 117,903 $ 0
Saline, Arkansas 30 $ 3,080,000 $ 102,666 $ 0
Sebastian, Arkansas 30 $ 2,480,000 $ 82,666 $ 0
Collier, Florida 30 $ 9,230,000 $ 307,666 $ 295,000
Manatee, Florida 30 $ 4,750,000 $ 158,333 $ 0
Sarasota, Florida 30 $ 3,640,000 $ 121,333 $ 0
Coweta, Georgia 30 $ 3,940,000 $ 131,333 $ 0
Delaware, Indiana 30 $ 2,110,000 $ 70,333 $ 0
Cabarrus, North Carolina 30 $ 3,810,000 $ 127,000 $ 0
Onslow, North Carolina 30 $ 4,330,000 $ 144,333 $ 0
Randolph, North Carolina 30 $ 2,640,000 $ 88,000 $ 0
Medina, Ohio 30 $ 3,880,000 $ 129,333 $ 0
Cumberland, Pennsylvania 30 $ 3,910,000 $ 130,333 $ 0
Franklin, Pennsylvania 30 $ 4,060,000 $ 135,333 $ 0
Schuylkill, Pennsylvania 30 $ 2,650,000 $ 88,333 $ 0
Victoria, Texas 30 $ 2,890,000 $ 96,333 $ 0
Eagle, Colorado 29 $ 13,445,000 $ 463,620 $ 571,000
Charlotte, Florida 29 $ 4,085,000 $ 140,862 $ 0
Cumberland, Maine 29 $ 5,355,000 $ 184,655 $ 0
Buchanan, Missouri 29 $ 1,635,000 $ 56,379 $ 0
Schenectady, New York 29 $ 3,725,000 $ 128,448 $ 139,000
Beaver, Pennsylvania 29 $ 2,165,000 $ 74,655 $ 0
Lebanon, Pennsylvania 29 $ 3,355,000 $ 115,689 $ 0
Kent, Rhode Island 29 $ 5,475,000 $ 188,793 $ 0
Kenosha, Wisconsin 29 $ 3,515,000 $ 121,206 $ 0
Boone, Kentucky 28 $ 3,870,000 $ 138,214 $ 0
Ouachita, Louisiana 28 $ 2,740,000 $ 97,857 $ 0
St. Clair, Michigan 28 $ 3,260,000 $ 116,428 $ 0
Washington, Minnesota 28 $ 4,830,000 $ 172,500 $ 0
Harrison, Mississippi 28 $ 2,620,000 $ 93,571 $ 0
Somerset, New Jersey 28 $ 6,880,000 $ 245,714 $ 0
Pitt, North Carolina 28 $ 2,520,000 $ 90,000 $ 0
Greene, Ohio 28 $ 2,040,000 $ 72,857 $ 0
Wilson, Tennessee 28 $ 4,080,000 $ 145,714 $ 0
Grayson, Texas 28 $ 2,680,000 $ 95,714 $ 0
Gregg, Texas 28 $ 2,360,000 $ 84,285 $ 0
Rock, Wisconsin 28 $ 3,070,000 $ 109,642 $ 0
Morgan, Alabama 27 $ 1,965,000 $ 72,777 $ 0
Pueblo, Colorado 27 $ 2,845,000 $ 105,370 $ 0
Bibb, Georgia 27 $ 2,305,000 $ 85,370 $ 0
Clermont, Ohio 27 $ 3,575,000 $ 132,407 $ 0
Washington, Pennsylvania 27 $ 3,105,000 $ 115,000 $ 0
Smith, Texas 27 $ 2,675,000 $ 99,074 $ 0
Lee, Alabama 26 $ 2,840,000 $ 109,230 $ 0
Limestone, Alabama 26 $ 2,260,000 $ 86,923 $ 0
Benton, Arkansas 26 $ 3,280,000 $ 126,153 $ 0
Washington, Maryland 26 $ 3,480,000 $ 133,846 $ 0
Berrien, Michigan 26 $ 2,060,000 $ 79,230 $ 0
Sarpy, Nebraska 26 $ 3,140,000 $ 120,769 $ 0
Bronx, New York 26 $ 7,810,000 $ 300,384 $ 59,000
Licking, Ohio 26 $ 2,980,000 $ 114,615 $ 0
Washington, Oklahoma 26 $ 2,100,000 $ 80,769 $ 68,000
Pike, Pennsylvania 26 $ 3,200,000 $ 123,076 $ 0
Comal, Texas 26 $ 4,120,000 $ 158,461 $ 0
Clark, Washington 26 $ 5,450,000 $ 209,615 $ 0
Kanawha, West Virginia 26 $ 2,260,000 $ 86,923 $ 0
Ventura, California 25 $ 13,815,000 $ 552,600 $ 447,000
Larimer, Colorado 25 $ 6,315,000 $ 252,600 $ 254,000
Windham, Connecticut 25 $ 3,615,000 $ 144,600 $ 0
Sussex, Delaware 25 $ 3,815,000 $ 152,600 $ 0
Hancock, Indiana 25 $ 3,035,000 $ 121,400 $ 0
Shawnee, Kansas 25 $ 2,825,000 $ 113,000 $ 0
Terrebonne, Louisiana 25 $ 2,515,000 $ 100,600 $ 0
Ottawa, Michigan 25 $ 3,285,000 $ 131,400 $ 0
Rensselaer, New York 25 $ 2,515,000 $ 100,600 $ 0
Westchester, New York 25 $ 32,125,000 $ 1,285,000 $ 0
Rowan, North Carolina 25 $ 2,385,000 $ 95,400 $ 0
Wichita, Texas 25 $ 1,825,000 $ 73,000 $ 37,000
Waukesha, Wisconsin 25 $ 6,795,000 $ 271,800 $ 589,000
Spalding, Georgia 24 $ 1,960,000 $ 81,666 $ 0
Sangamon, Illinois 24 $ 2,150,000 $ 89,583 $ 0
Morgan, Indiana 24 $ 2,640,000 $ 110,000 $ 0
St. John the Baptist, Louisiana 24 $ 2,860,000 $ 119,166 $ 0
Dutchess, New York 24 $ 4,030,000 $ 167,916 $ 0
Marion, Oregon 24 $ 3,880,000 $ 161,666 $ 0
Dorchester, South Carolina 24 $ 3,240,000 $ 135,000 $ 0
Coconino, Arizona 23 $ 6,805,000 $ 295,869 $ 934,000
Middlesex, Connecticut 23 $ 4,035,000 $ 175,434 $ 0
Floyd, Georgia 23 $ 2,025,000 $ 88,043 $ 0
Boone, Illinois 23 $ 2,745,000 $ 119,347 $ 0
LaPorte, Indiana 23 $ 2,055,000 $ 89,347 $ 0
Bossier, Louisiana 23 $ 3,345,000 $ 145,434 $ 0
Morris, New Jersey 23 $ 6,425,000 $ 279,347 $ 0
Broome, New York 23 $ 1,795,000 $ 78,043 $ 0
Richmond, New York 23 $ 8,045,000 $ 349,782 $ 0
Bowie, Texas 23 $ 1,585,000 $ 68,913 $ 0
Davis, Utah 23 $ 4,795,000 $ 208,478 $ 0
Washington, Arkansas 22 $ 2,320,000 $ 105,454 $ 0
Kankakee, Illinois 22 $ 2,480,000 $ 112,727 $ 0
Androscoggin, Maine 22 $ 2,740,000 $ 124,545 $ 0
York, Maine 22 $ 3,320,000 $ 150,909 $ 0
Calvert, Maryland 22 $ 4,930,000 $ 224,090 $ 0
Bay, Michigan 22 $ 1,450,000 $ 65,909 $ 0
Monroe, Michigan 22 $ 2,660,000 $ 120,909 $ 0
Jackson, Mississippi 22 $ 2,000,000 $ 90,909 $ 0
Sussex, New Jersey 22 $ 4,020,000 $ 182,727 $ 0
Oswego, New York 22 $ 1,550,000 $ 70,454 $ 0
Saratoga, New York 22 $ 2,910,000 $ 132,272 $ 0
Custer, Oklahoma 22 $ 2,690,000 $ 122,272 $ 87,000
Wagoner, Oklahoma 22 $ 2,610,000 $ 118,636 $ 90,000
Clackamas, Oregon 22 $ 4,190,000 $ 190,454 $ 0
Aiken, South Carolina 22 $ 1,830,000 $ 83,181 $ 0
Rockwall, Texas 22 $ 2,870,000 $ 130,454 $ 0
San Patricio, Texas 22 $ 23,890,000 $ 1,085,909 $ 0
Loudoun, Virginia 22 $ 6,690,000 $ 304,090 $ 0
Richmond City, Virginia 22 $ 1,660,000 $ 75,454 $ 0
Alachua, Florida 21 $ 1,995,000 $ 95,000 $ 0
Catoosa, Georgia 21 $ 1,995,000 $ 95,000 $ 0
Rapides, Louisiana 21 $ 2,135,000 $ 101,666 $ 0
Penobscot, Maine 21 $ 2,585,000 $ 123,095 $ 0
Yellowstone, Montana 21 $ 2,545,000 $ 121,190 $ 0
Salem, New Jersey 21 $ 3,045,000 $ 145,000 $ 0
Sandoval, New Mexico 21 $ 2,265,000 $ 107,857 $ 0
Rockland, New York 21 $ 6,545,000 $ 311,666 $ 0
New Hanover, North Carolina 21 $ 3,205,000 $ 152,619 $ 0
Delaware, Ohio 21 $ 3,025,000 $ 144,047 $ 0
Warren, Ohio 21 $ 3,185,000 $ 151,666 $ 0
Creek, Oklahoma 21 $ 3,995,000 $ 190,238 $ 139,000
Horry, South Carolina 21 $ 2,815,000 $ 134,047 $ 0
Faulkner, Arkansas 20 $ 1,900,000 $ 95,000 $ 0
Jefferson, Arkansas 20 $ 1,490,000 $ 74,500 $ 0
Placer, California 20 $ 6,220,000 $ 311,000 $ 0
Boulder, Colorado 20 $ 8,040,000 $ 402,000 $ 272,000
Fayette, Georgia 20 $ 3,270,000 $ 163,500 $ 0
St. Louis, Minnesota 20 $ 1,940,000 $ 97,000 $ 0
Warren, New Jersey 20 $ 3,940,000 $ 197,000 $ 0
Albany, New York 20 $ 2,340,000 $ 117,000 $ 0
Caddo, Oklahoma 20 $ 1,160,000 $ 58,000 $ 54,000
Comanche, Oklahoma 20 $ 1,610,000 $ 80,500 $ 113,000
Lane, Oregon 20 $ 3,310,000 $ 165,500 $ 220,000
Carbon, Pennsylvania 20 $ 2,320,000 $ 116,000 $ 0
Madison, Tennessee 20 $ 1,800,000 $ 90,000 $ 0
Robertson, Tennessee 20 $ 2,480,000 $ 124,000 $ 0
Tom Green, Texas 20 $ 2,290,000 $ 114,500 $ 587,000
Stafford, Virginia 20 $ 4,880,000 $ 244,000 $ 0
Calhoun, Alabama 19 $ 1,405,000 $ 73,947 $ 0
Crittenden, Arkansas 19 $ 1,395,000 $ 73,421 $ 0
Lonoke, Arkansas 19 $ 2,125,000 $ 111,842 $ 0
Madera, California 19 $ 3,055,000 $ 160,789 $ 0
Merced, California 19 $ 3,585,000 $ 188,684 $ 0
Champaign, Illinois 19 $ 1,495,000 $ 78,684 $ 0
McLean, Illinois 19 $ 2,385,000 $ 125,526 $ 0
Noble, Indiana 19 $ 1,975,000 $ 103,947 $ 0
Dona Ana, New Mexico 19 $ 2,585,000 $ 136,052 $ 0
Adams, Pennsylvania 19 $ 2,695,000 $ 141,842 $ 0
Brazos, Texas 19 $ 2,485,000 $ 130,789 $ 0
Hanover, Virginia 19 $ 2,965,000 $ 156,052 $ 0
Roanoke City, Virginia 19 $ 1,325,000 $ 69,736 $ 0
Yakima, Washington 19 $ 2,775,000 $ 146,052 $ 0
Troup, Georgia 18 $ 1,700,000 $ 94,444 $ 0
Rock Island, Illinois 18 $ 1,420,000 $ 78,888 $ 0
Tazewell, Illinois 18 $ 1,530,000 $ 85,000 $ 0
Madison, Mississippi 18 $ 2,200,000 $ 122,222 $ 0
Lancaster, Nebraska 18 $ 2,130,000 $ 118,333 $ 0
Iredell, North Carolina 18 $ 2,040,000 $ 113,333 $ 0
Portage, Ohio 18 $ 2,200,000 $ 122,222 $ 0
Erie, Pennsylvania 18 $ 2,150,000 $ 119,444 $ 0
Maury, Tennessee 18 $ 2,020,000 $ 112,222 $ 0
Spotsylvania, Virginia 18 $ 2,880,000 $ 160,000 $ 0
Suffolk, Virginia 18 $ 3,150,000 $ 175,000 $ 0
Baldwin, Alabama 17 $ 2,145,000 $ 126,176 $ 0
Houston, Alabama 17 $ 1,775,000 $ 104,411 $ 0
Cochise, Arizona 17 $ 2,125,000 $ 125,000 $ 94,000
Alameda, California 17 $ 6,825,000 $ 401,470 $ 501,000
Tolland, Connecticut 17 $ 2,915,000 $ 171,470 $ 0
Bay, Florida 17 $ 1,985,000 $ 116,764 $ 696,000
Citrus, Florida 17 $ 1,475,000 $ 86,764 $ 0
St. Johns, Florida 17 $ 3,495,000 $ 205,588 $ 183,000
Bannock, Idaho 17 $ 1,735,000 $ 102,058 $ 0
Canyon, Idaho 17 $ 2,245,000 $ 132,058 $ 0
Linn, Iowa 17 $ 1,965,000 $ 115,588 $ 0
Hardin, Kentucky 17 $ 1,905,000 $ 112,058 $ 0
Kennebec, Maine 17 $ 2,135,000 $ 125,588 $ 0
Sherburne, Minnesota 17 $ 2,605,000 $ 153,235 $ 0
Stearns, Minnesota 17 $ 2,085,000 $ 122,647 $ 0
Wright, Minnesota 17 $ 2,955,000 $ 173,823 $ 0
Santa Fe, New Mexico 17 $ 11,025,000 $ 648,529 $ 478,000
Madison, New York 17 $ 1,195,000 $ 70,294 $ 0
Nash, North Carolina 17 $ 1,625,000 $ 95,588 $ 0
Pender, North Carolina 17 $ 2,615,000 $ 153,823 $ 0
Lawrence, Pennsylvania 17 $ 1,605,000 $ 94,411 $ 96,000
Florence, South Carolina 17 $ 2,105,000 $ 123,823 $ 0
Sullivan, Tennessee 17 $ 1,725,000 $ 101,470 $ 0
Chambers, Texas 17 $ 3,415,000 $ 200,882 $ 0
Maverick, Texas 17 $ 2,065,000 $ 121,470 $ 0
Orange, Texas 17 $ 2,085,000 $ 122,647 $ 0
Potter, Texas 17 $ 1,735,000 $ 102,058 $ 0
Thurston, Washington 17 $ 3,345,000 $ 196,764 $ 0
Mohave, Arizona 16 $ 1,760,000 $ 110,000 $ 237,000
Mississippi, Arkansas 16 $ 1,110,000 $ 69,375 $ 0
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Mortgage Loan Application Detail Totals for Midfirst Bank in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not Applicable 38,388 $4,860,520,000 $126,000 $935,000 $0 $0
Home Purchase 4,101 $1,392,335,000 $339,000 $22,005,000 $324,000 $6,559,000
Other Purpose 1,174 $165,740,000 $141,000 $5,005,000 $203,000 $5,123,000
Refinancing 1,160 $789,020,000 $680,000 $41,325,000 $380,000 $7,567,000
Home Improvement 997 $105,885,000 $106,000 $2,005,000 $151,000 $6,033,000
Cash-out Refinancing 234 $56,460,000 $241,000 $1,005,000 $120,000 $681,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 41,602 $6,089,820,000 $146,000 $41,325,000 $0 $0
White 3,247 $916,945,000 $282,000 $7,805,000 $249,000 $6,559,000
Not Provided 517 $234,605,000 $453,000 $8,945,000 $426,000 $7,567,000
Hispanic 293 $47,445,000 $161,000 $2,505,000 $166,000 $4,191,000
Asian 169 $48,525,000 $287,000 $3,305,000 $309,000 $6,033,000
Black or African American 131 $21,205,000 $161,000 $5,705,000 $117,000 $630,000
American Indian or Alaskan Native 69 $5,475,000 $79,000 $585,000 $93,000 $532,000
Native Hawaiian or Other Pacific Islander 8 $2,840,000 $355,000 $2,005,000 $197,000 $647,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 39,667 $5,259,985,000 $132,000 $745,000 $65,000 $193,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,721 $1,920,005,000 $406,000 $41,325,000 $266,000 $7,567,000
VA-guaranteed (Veterans Administration) 1,310 $149,210,000 $113,000 $935,000 $98,000 $266,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 356 $40,760,000 $114,000 $515,000 $49,000 $76,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 41,118 $5,413,360,000 $131,000 $935,000 $0 $0
Loan Originated 3,196 $1,439,770,000 $450,000 $14,675,000 $308,000 $7,567,000
Application Denied By Financial Institution 1,173 $176,175,000 $150,000 $5,705,000 $110,000 $2,335,000
Application Withdrawn By Applicant 487 $308,155,000 $632,000 $41,325,000 $290,000 $6,228,000
Application Approved But Not Accepted 68 $31,090,000 $457,000 $2,475,000 $512,000 $4,845,000
File Closed For Incompleteness 12 $1,410,000 $117,000 $365,000 $66,000 $163,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 44,881 $7,193,785,000 $160,000 $41,325,000 $309,000 $7,567,000
Debt-To-Income Ratio 548 $86,130,000 $157,000 $4,025,000 $82,000 $1,445,000
Collateral 291 $32,845,000 $112,000 $1,875,000 $139,000 $2,335,000
Credit Application Incomplete 137 $22,905,000 $167,000 $2,945,000 $511,000 $1,200,000
Credit History 128 $18,900,000 $147,000 $5,005,000 $121,000 $1,749,000
Other 57 $13,615,000 $238,000 $5,705,000 $180,000 $996,000
Insufficient Cash (Downpayment, Closing Cost) 6 $1,470,000 $245,000 $655,000 $62,000 $100,000
Unverifiable Information 5 $285,000 $57,000 $125,000 $151,000 $255,000
Employment History 1 $25,000 $25,000 $25,000 $47,000 $47,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Midfirst Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Midfirst Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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