Midfirst Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Midfirst Bank 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Midfirst Bank 501 Nw Grand Blvd Oklahoma City, OK 73118 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 |
| Total Number of Mortgage Applications | 66,957 |
| Total Mortgage Loan Application Amount | $12,347,695,000 |
| Average Mortgage Loan Application Amount | $234,333 |
| Highest Mortgage Loan Application Amount | $27,005,000 |
| Average Applicant Income | $226,666 |
| Highest Applicant Income | $8,092,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Midfirst Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Midfirst Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Midfirst Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Midfirst Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Midfirst Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Midfirst Bank's mortgage activity for 2020.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NA (OUTSIDE OF MSA/MD) | 5,068 | $ 701,610,000 | $ 165,340 | $ 788,400 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 2,899 | $ 409,375,000 | $ 141,000 | $ 363,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 2,828 | $ 882,880,000 | $ 312,000 | $ 265,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 2,457 | $ 364,065,000 | $ 148,000 | $ 244,000 |
| CHICAGO-NAPERVILLE, IL | 2,141 | $ 353,265,000 | $ 165,000 | $ 200,000 |
| OKLAHOMA CITY, OK | 1,817 | $ 383,455,000 | $ 211,000 | $ 205,000 |
| DALLAS-PLANO-IRVING, TX | 1,653 | $ 303,925,000 | $ 183,000 | $ 298,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 1,165 | $ 299,675,000 | $ 242,000 | $ 1,001,500 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 1,033 | $ 253,375,000 | $ 245,000 | $ 1,580,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 1,004 | $ 412,590,000 | $ 381,000 | $ 858,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 1,003 | $ 132,775,000 | $ 132,000 | $ 0 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 993 | $ 645,865,000 | $ 650,000 | $ 972,000 |
| FORT WORTH-ARLINGTON, TX | 904 | $ 123,990,000 | $ 137,000 | $ 347,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 859 | $ 157,245,000 | $ 183,000 | $ 0 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 804 | $ 130,870,000 | $ 162,000 | $ 0 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 776 | $ 85,990,000 | $ 110,000 | $ 24,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 774 | $ 118,340,000 | $ 152,000 | $ 0 |
| DENVER-AURORA-LAKEWOOD, CO | 736 | $ 272,760,000 | $ 370,000 | $ 416,000 |
| NEW YORK-NEWARK, NY | 731 | $ 172,945,000 | $ 231,000 | $ 1,738,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 685 | $ 217,815,000 | $ 317,000 | $ 1,517,000 |
| PHILADELPHIA, PA | 672 | $ 70,760,000 | $ 105,000 | $ 0 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 671 | $ 86,545,000 | $ 132,500 | $ 0 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 670 | $ 137,220,000 | $ 204,000 | $ 2,540,000 |
| ST. LOUIS, MO-IL | 656 | $ 73,310,000 | $ 106,500 | $ 0 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 640 | $ 126,050,000 | $ 196,000 | $ 0 |
| NEWARK, NJ-PA | 640 | $ 162,390,000 | $ 188,000 | $ 612,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 631 | $ 111,765,000 | $ 177,000 | $ 1,366,000 |
| TULSA, OK | 582 | $ 132,890,000 | $ 228,000 | $ 247,000 |
| CAMDEN, NJ | 564 | $ 88,160,000 | $ 156,000 | $ 0 |
| AUSTIN-ROUND ROCK, TX | 501 | $ 82,375,000 | $ 164,000 | $ 286,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 468 | $ 65,810,000 | $ 140,000 | $ 175,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 462 | $ 76,560,000 | $ 170,500 | $ 0 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 448 | $ 75,440,000 | $ 168,000 | $ 359,000 |
| CLEVELAND-ELYRIA, OH | 437 | $ 42,925,000 | $ 98,000 | $ 0 |
| MEMPHIS, TN-MS-AR | 434 | $ 42,390,000 | $ 105,000 | $ 0 |
| PITTSBURGH, PA | 411 | $ 41,525,000 | $ 101,000 | $ 48,000 |
| CINCINNATI, OH-KY-IN | 407 | $ 48,755,000 | $ 120,000 | $ 0 |
| KANSAS CITY, MO-KS | 407 | $ 50,915,000 | $ 128,000 | $ 31,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 404 | $ 64,150,000 | $ 152,000 | $ 0 |
| COLUMBUS, OH | 397 | $ 48,865,000 | $ 123,000 | $ 0 |
| DETROIT-DEARBORN-LIVONIA, MI | 388 | $ 39,920,000 | $ 102,000 | $ 1,906,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 385 | $ 93,565,000 | $ 243,000 | $ 2,223,000 |
| NEW ORLEANS-METAIRIE, LA | 369 | $ 47,615,000 | $ 129,000 | $ 0 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 342 | $ 67,810,000 | $ 198,000 | $ 0 |
| JACKSONVILLE, FL | 339 | $ 51,975,000 | $ 153,000 | $ 2,183,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 338 | $ 54,200,000 | $ 160,000 | $ 0 |
| EL PASO, TX | 327 | $ 35,085,000 | $ 107,000 | $ 89,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 325 | $ 49,805,000 | $ 187,500 | $ 0 |
| GARY, IN | 318 | $ 39,420,000 | $ 123,000 | $ 0 |
| BIRMINGHAM-HOOVER, AL | 305 | $ 36,725,000 | $ 120,000 | $ 0 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 299 | $ 87,345,000 | $ 292,000 | $ 27,000 |
| LAKELAND-WINTER HAVEN, FL | 282 | $ 44,360,000 | $ 157,000 | $ 0 |
| BATON ROUGE, LA | 276 | $ 38,150,000 | $ 138,000 | $ 0 |
| MCALLEN-EDINBURG-MISSION, TX | 276 | $ 31,820,000 | $ 115,000 | $ 0 |
| ELGIN, IL | 274 | $ 48,530,000 | $ 177,000 | $ 0 |
| PROVIDENCE-WARWICK, RI-MA | 270 | $ 55,400,000 | $ 209,500 | $ 0 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 259 | $ 29,065,000 | $ 109,000 | $ 0 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 257 | $ 25,205,000 | $ 98,000 | $ 54,000 |
| COLUMBIA, SC | 251 | $ 29,485,000 | $ 117,000 | $ 38,000 |
| RALEIGH, NC | 251 | $ 33,965,000 | $ 135,000 | $ 300,000 |
| WILMINGTON, DE-MD-NJ | 251 | $ 39,555,000 | $ 155,000 | $ 0 |
| SAN DIEGO-CARLSBAD, CA | 245 | $ 116,955,000 | $ 477,000 | $ 1,326,000 |
| BAKERSFIELD, CA | 242 | $ 40,490,000 | $ 167,000 | $ 709,000 |
| RICHMOND, VA | 241 | $ 33,765,000 | $ 140,000 | $ 0 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 240 | $ 19,200,000 | $ 80,000 | $ 0 |
| NEW HAVEN-MILFORD, CT | 238 | $ 39,800,000 | $ 167,000 | $ 0 |
| GREENSBORO-HIGH POINT, NC | 233 | $ 25,065,000 | $ 107,000 | $ 0 |
| CAPE CORAL-FORT MYERS, FL | 229 | $ 35,735,000 | $ 156,000 | $ 423,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 227 | $ 66,845,000 | $ 294,000 | $ 282,000 |
| BOSTON, MA | 226 | $ 73,530,000 | $ 325,000 | $ 395,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 219 | $ 58,925,000 | $ 269,000 | $ 0 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 215 | $ 66,185,000 | $ 307,000 | $ 428,000 |
| TUCSON, AZ | 207 | $ 31,175,000 | $ 150,000 | $ 279,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 205 | $ 30,095,000 | $ 147,500 | $ 52,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 201 | $ 177,125,000 | $ 881,000 | $ 1,199,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 199 | $ 28,475,000 | $ 143,000 | $ 293,000 |
| ROCHESTER, NY | 195 | $ 14,295,000 | $ 73,000 | $ 0 |
| SALT LAKE CITY, UT | 195 | $ 39,435,000 | $ 202,000 | $ 0 |
| CORPUS CHRISTI, TX | 192 | $ 23,620,000 | $ 123,000 | $ 0 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 187 | $ 26,505,000 | $ 141,000 | $ 0 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 187 | $ 43,185,000 | $ 230,500 | $ 0 |
| WORCESTER, MA-CT | 187 | $ 34,535,000 | $ 172,500 | $ 0 |
| LAREDO, TX | 185 | $ 22,695,000 | $ 122,000 | $ 0 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 182 | $ 50,440,000 | $ 277,000 | $ 444,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 180 | $ 17,410,000 | $ 96,000 | $ 0 |
| ALBUQUERQUE, NM | 179 | $ 25,345,000 | $ 141,000 | $ 0 |
| OAKLAND-HAYWARD-BERKELEY, CA | 176 | $ 72,990,000 | $ 414,000 | $ 2,992,000 |
| FRESNO, CA | 173 | $ 31,525,000 | $ 182,000 | $ 220,000 |
| JACKSON, MS | 167 | $ 17,455,000 | $ 104,000 | $ 0 |
| SYRACUSE, NY | 165 | $ 13,625,000 | $ 82,000 | $ 0 |
| CHARLESTON-NORTH CHARLESTON, SC | 160 | $ 26,920,000 | $ 168,000 | $ 0 |
| WICHITA, KS | 157 | $ 13,325,000 | $ 84,000 | $ 0 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 149 | $ 14,395,000 | $ 96,000 | $ 0 |
| SHREVEPORT-BOSSIER CITY, LA | 149 | $ 16,395,000 | $ 110,000 | $ 0 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 148 | $ 16,230,000 | $ 112,500 | $ 0 |
| GRAND RAPIDS-WYOMING, MI | 147 | $ 17,635,000 | $ 119,000 | $ 0 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 147 | $ 19,525,000 | $ 132,000 | $ 0 |
| STOCKTON-LODI, CA | 144 | $ 34,730,000 | $ 241,000 | $ 0 |
| PORT ST. LUCIE, FL | 142 | $ 23,410,000 | $ 164,000 | $ 0 |
| BROWNSVILLE-HARLINGEN, TX | 141 | $ 13,485,000 | $ 95,000 | $ 0 |
| READING, PA | 137 | $ 16,685,000 | $ 121,000 | $ 0 |
| ALBANY-SCHENECTADY-TROY, NY | 136 | $ 17,630,000 | $ 129,000 | $ 479,000 |
| VISALIA-PORTERVILLE, CA | 134 | $ 19,790,000 | $ 147,000 | $ 0 |
| WINSTON-SALEM, NC | 134 | $ 14,420,000 | $ 107,000 | $ 0 |
| CHATTANOOGA, TN-GA | 132 | $ 14,940,000 | $ 112,000 | $ 0 |
| FAYETTEVILLE, NC | 131 | $ 12,505,000 | $ 95,000 | $ 0 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 130 | $ 23,140,000 | $ 178,000 | $ 0 |
| ATLANTIC CITY-HAMMONTON, NJ | 127 | $ 18,175,000 | $ 143,000 | $ 31,000 |
| FORT WAYNE, IN | 126 | $ 11,360,000 | $ 90,000 | $ 0 |
| AKRON, OH | 124 | $ 13,030,000 | $ 105,000 | $ 0 |
| YORK-HANOVER, PA | 124 | $ 16,630,000 | $ 134,000 | $ 0 |
| LANCASTER, PA | 122 | $ 15,920,000 | $ 130,000 | $ 0 |
| COLORADO SPRINGS, CO | 121 | $ 22,335,000 | $ 184,000 | $ 83,000 |
| MONTGOMERY, AL | 121 | $ 12,055,000 | $ 99,000 | $ 0 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 120 | $ 18,190,000 | $ 151,000 | $ 0 |
| HARRISBURG-CARLISLE, PA | 117 | $ 12,275,000 | $ 104,000 | $ 0 |
| ROCKFORD, IL | 117 | $ 11,635,000 | $ 99,000 | $ 0 |
| SAVANNAH, GA | 117 | $ 15,075,000 | $ 128,000 | $ 0 |
| TACOMA-LAKEWOOD, WA | 116 | $ 32,190,000 | $ 277,000 | $ 219,000 |
| GREELEY, CO | 113 | $ 25,305,000 | $ 223,000 | $ 413,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 113 | $ 12,875,000 | $ 111,000 | $ 0 |
| DES MOINES-WEST DES MOINES, IA | 112 | $ 13,500,000 | $ 120,000 | $ 0 |
| HUNTSVILLE, AL | 112 | $ 12,830,000 | $ 114,000 | $ 0 |
| KILLEEN-TEMPLE, TX | 107 | $ 9,895,000 | $ 92,000 | $ 42,000 |
| KNOXVILLE, TN | 106 | $ 12,530,000 | $ 118,000 | $ 0 |
| TRENTON, NJ | 105 | $ 16,295,000 | $ 155,000 | $ 0 |
| VINELAND-BRIDGETON, NJ | 105 | $ 13,165,000 | $ 125,000 | $ 0 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 105 | $ 9,095,000 | $ 84,000 | $ 0 |
| MOBILE, AL | 103 | $ 10,525,000 | $ 102,000 | $ 0 |
| MODESTO, CA | 101 | $ 19,605,000 | $ 194,000 | $ 0 |
| OGDEN-CLEARFIELD, UT | 100 | $ 18,870,000 | $ 188,000 | $ 0 |
| DURHAM-CHAPEL HILL, NC | 98 | $ 11,970,000 | $ 122,000 | $ 0 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 97 | $ 23,375,000 | $ 240,000 | $ 0 |
| SPRINGFIELD, MA | 96 | $ 12,840,000 | $ 133,000 | $ 0 |
| TOLEDO, OH | 96 | $ 9,570,000 | $ 99,000 | $ 0 |
| FLINT, MI | 94 | $ 9,120,000 | $ 97,000 | $ 0 |
| OCALA, FL | 93 | $ 12,285,000 | $ 132,000 | $ 0 |
| PEORIA, IL | 93 | $ 7,945,000 | $ 85,000 | $ 0 |
| LAFAYETTE, LA | 92 | $ 10,620,000 | $ 115,000 | $ 0 |
| VALLEJO-FAIRFIELD, CA | 92 | $ 27,930,000 | $ 303,000 | $ 0 |
| BEAUMONT-PORT ARTHUR, TX | 91 | $ 9,505,000 | $ 104,000 | $ 275,000 |
| SANTA MARIA-SANTA BARBARA, CA | 90 | $ 79,680,000 | $ 885,000 | $ 511,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 87 | $ 42,895,000 | $ 493,000 | $ 939,000 |
| EAST STROUDSBURG, PA | 83 | $ 12,245,000 | $ 147,000 | $ 0 |
| SOUTH BEND-MISHAWAKA, IN-MI | 82 | $ 6,470,000 | $ 71,000 | $ 0 |
| TUSCALOOSA, AL | 81 | $ 10,005,000 | $ 123,000 | $ 0 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 79 | $ 10,705,000 | $ 135,000 | $ 377,000 |
| LUBBOCK, TX | 78 | $ 7,720,000 | $ 98,000 | $ 0 |
| SPARTANBURG, SC | 76 | $ 9,230,000 | $ 121,000 | $ 0 |
| CANTON-MASSILLON, OH | 75 | $ 7,215,000 | $ 96,000 | $ 0 |
| COLUMBUS, GA-AL | 74 | $ 6,780,000 | $ 86,500 | $ 0 |
| LEXINGTON-FAYETTE, KY | 74 | $ 9,310,000 | $ 125,000 | $ 0 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 74 | $ 23,360,000 | $ 315,000 | $ 201,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 72 | $ 6,940,000 | $ 95,500 | $ 0 |
| UTICA-ROME, NY | 71 | $ 4,735,000 | $ 66,000 | $ 0 |
| DOVER, DE | 70 | $ 11,500,000 | $ 164,000 | $ 0 |
| PORTLAND-SOUTH PORTLAND, ME | 70 | $ 13,090,000 | $ 187,000 | $ 0 |
| PENSACOLA-FERRY PASS-BRENT, FL | 69 | $ 7,235,000 | $ 104,000 | $ 0 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 68 | $ 7,080,000 | $ 104,000 | $ 0 |
| LANSING-EAST LANSING, MI | 67 | $ 5,985,000 | $ 89,000 | $ 0 |
| ODESSA, TX | 67 | $ 8,895,000 | $ 132,000 | $ 0 |
| PROVO-OREM, UT | 67 | $ 15,625,000 | $ 233,000 | $ 402,000 |
| CLARKSVILLE, TN-KY | 65 | $ 8,195,000 | $ 90,500 | $ 0 |
| AMARILLO, TX | 64 | $ 6,800,000 | $ 106,000 | $ 0 |
| FORT COLLINS, CO | 63 | $ 17,955,000 | $ 285,000 | $ 222,000 |
| ELKHART-GOSHEN, IN | 62 | $ 6,240,000 | $ 100,000 | $ 0 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 61 | $ 14,575,000 | $ 238,000 | $ 0 |
| HOUMA-THIBODAUX, LA | 59 | $ 7,105,000 | $ 120,000 | $ 0 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 59 | $ 6,145,000 | $ 98,333 | $ 0 |
| LONGVIEW, TX | 58 | $ 6,240,000 | $ 107,000 | $ 0 |
| MANCHESTER-NASHUA, NH | 58 | $ 12,760,000 | $ 220,000 | $ 222,000 |
| SALISBURY, MD-DE | 57 | $ 8,175,000 | $ 142,500 | $ 0 |
| FORT SMITH, AR-OK | 56 | $ 5,220,000 | $ 106,000 | $ 0 |
| LAKE CHARLES, LA | 56 | $ 6,830,000 | $ 121,000 | $ 0 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 55 | $ 7,595,000 | $ 136,500 | $ 0 |
| PUNTA GORDA, FL | 55 | $ 8,645,000 | $ 157,000 | $ 0 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 54 | $ 8,450,000 | $ 156,000 | $ 0 |
| LAFAYETTE-WEST LAFAYETTE, IN | 54 | $ 5,220,000 | $ 96,000 | $ 0 |
| MIDLAND, TX | 53 | $ 7,185,000 | $ 135,000 | $ 0 |
| SPRINGFIELD, MO | 53 | $ 5,215,000 | $ 98,000 | $ 0 |
| ROANOKE, VA | 52 | $ 5,800,000 | $ 111,000 | $ 0 |
| SPOKANE-SPOKANE VALLEY, WA | 52 | $ 7,200,000 | $ 138,000 | $ 0 |
| GAINESVILLE, GA | 51 | $ 6,065,000 | $ 118,000 | $ 0 |
| BOISE CITY, ID | 50 | $ 8,350,000 | $ 167,000 | $ 222,000 |
| VICTORIA, TX | 50 | $ 5,400,000 | $ 108,000 | $ 256,000 |
| WACO, TX | 50 | $ 5,420,000 | $ 108,000 | $ 0 |
| KALAMAZOO-PORTAGE, MI | 48 | $ 5,490,000 | $ 114,000 | $ 0 |
| RACINE, WI | 48 | $ 5,720,000 | $ 119,000 | $ 0 |
| MACON-BIBB COUNTY, GA | 47 | $ 4,015,000 | $ 85,000 | $ 0 |
| YUMA, AZ | 47 | $ 4,885,000 | $ 103,000 | $ 84,000 |
| EUGENE, OR | 46 | $ 8,680,000 | $ 188,000 | $ 0 |
| NORWICH-NEW LONDON, CT | 46 | $ 7,640,000 | $ 166,000 | $ 0 |
| WARNER ROBINS, GA | 46 | $ 4,920,000 | $ 106,000 | $ 0 |
| EVANSVILLE, IN-KY | 45 | $ 4,485,000 | $ 95,500 | $ 0 |
| KENNEWICK-RICHLAND, WA | 45 | $ 6,015,000 | $ 133,000 | $ 0 |
| BURLINGTON, NC | 44 | $ 5,100,000 | $ 115,000 | $ 0 |
| COLLEGE STATION-BRYAN, TX | 44 | $ 6,430,000 | $ 146,000 | $ 0 |
| DECATUR, AL | 44 | $ 4,000,000 | $ 90,000 | $ 0 |
| TYLER, TX | 44 | $ 4,730,000 | $ 107,000 | $ 0 |
| BINGHAMTON, NY | 43 | $ 3,245,000 | $ 75,000 | $ 0 |
| WILMINGTON, NC | 43 | $ 6,155,000 | $ 143,000 | $ 0 |
| TALLAHASSEE, FL | 41 | $ 4,665,000 | $ 113,000 | $ 0 |
| LYNCHBURG, VA | 40 | $ 4,530,000 | $ 113,000 | $ 0 |
| MUNCIE, IN | 40 | $ 2,890,000 | $ 72,000 | $ 0 |
| MUSKEGON, MI | 40 | $ 3,680,000 | $ 92,000 | $ 0 |
| SEBASTIAN-VERO BEACH, FL | 40 | $ 6,880,000 | $ 172,000 | $ 0 |
| MERCED, CA | 39 | $ 7,455,000 | $ 191,000 | $ 0 |
| SPRINGFIELD, OH | 39 | $ 3,565,000 | $ 91,000 | $ 0 |
| PUEBLO, CO | 38 | $ 5,010,000 | $ 131,000 | $ 0 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 38 | $ 19,300,000 | $ 507,000 | $ 1,787,000 |
| APPLETON, WI | 37 | $ 4,795,000 | $ 129,000 | $ 86,000 |
| ASHEVILLE, NC | 37 | $ 5,255,000 | $ 142,000 | $ 0 |
| CHARLESTON, WV | 37 | $ 3,275,000 | $ 88,000 | $ 0 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 37 | $ 3,705,000 | $ 107,500 | $ 0 |
| RENO, NV | 37 | $ 7,255,000 | $ 196,000 | $ 458,000 |
| SALEM, OR | 37 | $ 5,635,000 | $ 152,000 | $ 0 |
| SANTA FE, NM | 37 | $ 20,165,000 | $ 545,000 | $ 513,000 |
| SANTA ROSA, CA | 37 | $ 15,295,000 | $ 413,000 | $ 402,000 |
| ATHENS-CLARKE COUNTY, GA | 36 | $ 5,120,000 | $ 142,000 | $ 656,000 |
| ERIE, PA | 36 | $ 3,060,000 | $ 85,000 | $ 0 |
| GREEN BAY, WI | 36 | $ 4,500,000 | $ 125,000 | $ 0 |
| BOULDER, CO | 35 | $ 18,985,000 | $ 542,000 | $ 211,000 |
| EL CENTRO, CA | 35 | $ 5,055,000 | $ 144,000 | $ 0 |
| FLORENCE, SC | 35 | $ 4,355,000 | $ 124,000 | $ 0 |
| GRAND JUNCTION, CO | 35 | $ 5,485,000 | $ 156,000 | $ 50,000 |
| HICKORY-LENOIR-MORGANTON, NC | 35 | $ 3,565,000 | $ 101,000 | $ 0 |
| JACKSON, TN | 35 | $ 3,195,000 | $ 91,000 | $ 0 |
| MADISON, WI | 35 | $ 5,485,000 | $ 156,000 | $ 0 |
| SAGINAW, MI | 35 | $ 1,965,000 | $ 56,000 | $ 60,000 |
| LAS CRUCES, NM | 34 | $ 5,240,000 | $ 154,000 | $ 0 |
| MICHIGAN CITY-LA PORTE, IN | 34 | $ 3,020,000 | $ 88,000 | $ 0 |
| PINE BLUFF, AR | 34 | $ 2,970,000 | $ 87,000 | $ 0 |
| SALINAS, CA | 34 | $ 12,200,000 | $ 358,000 | $ 299,000 |
| SPRINGFIELD, IL | 34 | $ 3,590,000 | $ 105,000 | $ 0 |
| URBAN HONOLULU, HI | 34 | $ 14,550,000 | $ 427,000 | $ 0 |
| YAKIMA, WA | 34 | $ 3,770,000 | $ 110,000 | $ 0 |
| ALBANY, GA | 33 | $ 3,135,000 | $ 95,000 | $ 0 |
| ANN ARBOR, MI | 33 | $ 4,405,000 | $ 133,000 | $ 0 |
| ANCHORAGE, AK | 32 | $ 7,190,000 | $ 224,000 | $ 0 |
| FLAGSTAFF, AZ | 32 | $ 21,970,000 | $ 686,000 | $ 810,000 |
| KOKOMO, IN | 32 | $ 2,390,000 | $ 74,000 | $ 0 |
| NILES-BENTON HARBOR, MI | 32 | $ 2,760,000 | $ 86,000 | $ 0 |
| GREENVILLE, NC | 31 | $ 3,495,000 | $ 112,000 | $ 0 |
| ROCKY MOUNT, NC | 31 | $ 3,075,000 | $ 99,000 | $ 0 |
| DOTHAN, AL | 30 | $ 3,390,000 | $ 113,000 | $ 0 |
| JACKSON, MI | 30 | $ 2,900,000 | $ 96,000 | $ 0 |
| MORRISTOWN, TN | 30 | $ 3,210,000 | $ 107,000 | $ 34,000 |
| BREMERTON-SILVERDALE, WA | 29 | $ 4,995,000 | $ 172,000 | $ 0 |
| GAINESVILLE, FL | 29 | $ 3,405,000 | $ 117,000 | $ 0 |
| HAMMOND, LA | 29 | $ 4,105,000 | $ 141,000 | $ 0 |
| HOMOSASSA SPRINGS, FL | 29 | $ 2,875,000 | $ 99,000 | $ 0 |
| AUBURN-OPELIKA, AL | 28 | $ 4,010,000 | $ 143,000 | $ 0 |
| KANKAKEE, IL | 28 | $ 3,060,000 | $ 109,000 | $ 0 |
| OSHKOSH-NEENAH, WI | 28 | $ 2,750,000 | $ 98,000 | $ 0 |
| SAN ANGELO, TX | 28 | $ 2,850,000 | $ 101,000 | $ 0 |
| WICHITA FALLS, TX | 28 | $ 2,330,000 | $ 83,000 | $ 0 |
| BAY CITY, MI | 27 | $ 1,805,000 | $ 66,000 | $ 0 |
| BOWLING GREEN, KY | 27 | $ 3,725,000 | $ 137,000 | $ 0 |
| CEDAR RAPIDS, IA | 27 | $ 2,925,000 | $ 108,000 | $ 0 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 27 | $ 4,935,000 | $ 182,000 | $ 0 |
| DALTON, GA | 27 | $ 2,885,000 | $ 106,000 | $ 0 |
| JOHNSON CITY, TN | 27 | $ 2,815,000 | $ 104,000 | $ 0 |
| ST. CLOUD, MN | 27 | $ 3,725,000 | $ 137,000 | $ 0 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 26 | $ 2,540,000 | $ 97,000 | $ 0 |
| CHAMBERSBURG-WAYNESBORO, PA | 26 | $ 4,580,000 | $ 176,000 | $ 0 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 26 | $ 3,470,000 | $ 133,000 | $ 0 |
| SHERMAN-DENISON, TX | 26 | $ 2,700,000 | $ 103,000 | $ 0 |
| LAWTON, OK | 25 | $ 1,865,000 | $ 74,000 | $ 76,000 |
| LEBANON, PA | 25 | $ 3,335,000 | $ 133,000 | $ 0 |
| MONROE, MI | 25 | $ 3,045,000 | $ 121,000 | $ 0 |
| BANGOR, ME | 24 | $ 2,740,000 | $ 114,000 | $ 23,000 |
| BARNSTABLE TOWN, MA | 24 | $ 8,550,000 | $ 356,000 | $ 2,243,000 |
| JANESVILLE-BELOIT, WI | 24 | $ 2,340,000 | $ 97,000 | $ 0 |
| OLYMPIA-TUMWATER, WA | 24 | $ 5,450,000 | $ 227,000 | $ 0 |
| GADSDEN, AL | 23 | $ 2,515,000 | $ 109,000 | $ 0 |
| HATTIESBURG, MS | 23 | $ 2,945,000 | $ 128,000 | $ 0 |
| HINESVILLE, GA | 23 | $ 2,725,000 | $ 118,000 | $ 0 |
| MONROE, LA | 23 | $ 2,735,000 | $ 118,000 | $ 0 |
| SAN JUAN-CAROLINA-CAGUAS, PR | 23 | $ 1,695,000 | $ 73,000 | $ 0 |
| STAUNTON-WAYNESBORO, VA | 23 | $ 2,775,000 | $ 120,000 | $ 0 |
| TOPEKA, KS | 23 | $ 1,605,000 | $ 69,000 | $ 0 |
| BILLINGS, MT | 22 | $ 3,000,000 | $ 136,000 | $ 0 |
| BRUNSWICK, GA | 22 | $ 4,000,000 | $ 181,000 | $ 0 |
| HANFORD-CORCORAN, CA | 22 | $ 4,190,000 | $ 190,000 | $ 29,000 |
| JOPLIN, MO | 22 | $ 1,680,000 | $ 76,000 | $ 0 |
| ROME, GA | 22 | $ 1,840,000 | $ 83,000 | $ 0 |
| GLENS FALLS, NY | 21 | $ 2,415,000 | $ 115,000 | $ 0 |
| LINCOLN, NE | 21 | $ 2,575,000 | $ 122,000 | $ 0 |
| MADERA, CA | 21 | $ 3,675,000 | $ 175,000 | $ 0 |
| OCEAN CITY, NJ | 21 | $ 3,735,000 | $ 177,000 | $ 0 |
| BLOOMINGTON, IN | 20 | $ 2,090,000 | $ 104,000 | $ 0 |
| CHARLOTTESVILLE, VA | 20 | $ 4,270,000 | $ 213,000 | $ 0 |
| FARMINGTON, NM | 20 | $ 3,740,000 | $ 187,000 | $ 0 |
| FLORENCE-MUSCLE SHOALS, AL | 20 | $ 1,900,000 | $ 95,000 | $ 0 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 20 | $ 4,000,000 | $ 200,000 | $ 0 |
| JACKSONVILLE, NC | 20 | $ 2,890,000 | $ 144,000 | $ 0 |
| JONESBORO, AR | 20 | $ 2,040,000 | $ 102,000 | $ 0 |
| KINGSTON, NY | 20 | $ 3,730,000 | $ 186,000 | $ 35,000 |
| LEWISTON-AUBURN, ME | 20 | $ 2,540,000 | $ 127,000 | $ 0 |
| REDDING, CA | 20 | $ 3,650,000 | $ 182,000 | $ 0 |
| TERRE HAUTE, IN | 20 | $ 1,800,000 | $ 90,000 | $ 0 |
| YUBA CITY, CA | 20 | $ 3,480,000 | $ 174,000 | $ 0 |
| ALTOONA, PA | 19 | $ 1,805,000 | $ 95,000 | $ 0 |
| KAHULUI-WAILUKU-LAHAINA, HI | 19 | $ 7,835,000 | $ 412,000 | $ 0 |
| TEXARKANA, TX-AR | 19 | $ 2,465,000 | $ 129,500 | $ 0 |
| VALDOSTA, GA | 19 | $ 2,095,000 | $ 110,000 | $ 0 |
| ALEXANDRIA, LA | 18 | $ 2,160,000 | $ 120,000 | $ 96,000 |
| DECATUR, IL | 18 | $ 1,220,000 | $ 67,000 | $ 0 |
| EAU CLAIRE, WI | 18 | $ 2,160,000 | $ 120,000 | $ 0 |
| IDAHO FALLS, ID | 18 | $ 2,420,000 | $ 134,000 | $ 0 |
| LAKE HAVASU CITY-KINGMAN, AZ | 18 | $ 3,280,000 | $ 182,000 | $ 111,000 |
| MEDFORD, OR | 18 | $ 3,360,000 | $ 186,000 | $ 0 |
| PANAMA CITY, FL | 18 | $ 2,940,000 | $ 163,000 | $ 0 |
| ABILENE, TX | 17 | $ 1,555,000 | $ 91,000 | $ 0 |
| BATTLE CREEK, MI | 17 | $ 1,465,000 | $ 86,000 | $ 0 |
| CHAMPAIGN-URBANA, IL | 17 | $ 1,505,000 | $ 88,000 | $ 0 |
| FARGO, ND-MN | 17 | $ 3,255,000 | $ 183,000 | $ 0 |
| SIOUX FALLS, SD | 17 | $ 2,175,000 | $ 127,000 | $ 0 |
| WENATCHEE, WA | 17 | $ 3,945,000 | $ 232,000 | $ 0 |
| ALBANY, OR | 16 | $ 3,250,000 | $ 203,000 | $ 0 |
| BECKLEY, WV | 16 | $ 1,770,000 | $ 110,000 | $ 0 |
| BEND-REDMOND, OR | 16 | $ 4,370,000 | $ 273,000 | $ 337,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 16 | $ 1,940,000 | $ 121,000 | $ 0 |
| CHEYENNE, WY | 16 | $ 2,520,000 | $ 157,000 | $ 0 |
| COLUMBUS, IN | 16 | $ 1,620,000 | $ 101,000 | $ 0 |
| DANVILLE, IL | 16 | $ 940,000 | $ 58,000 | $ 0 |
| DULUTH, MN-WI | 16 | $ 1,990,000 | $ 111,000 | $ 0 |
| PITTSFIELD, MA | 16 | $ 1,660,000 | $ 103,000 | $ 0 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 16 | $ 9,920,000 | $ 620,000 | $ 287,000 |
| WINCHESTER, VA-WV | 16 | $ 2,060,000 | $ 107,500 | $ 0 |
| BLOOMINGTON, IL | 15 | $ 2,015,000 | $ 134,000 | $ 0 |
| BURLINGTON-SOUTH BURLINGTON, VT | 15 | $ 2,715,000 | $ 181,000 | $ 0 |
| ELIZABETHTOWN-FORT KNOX, KY | 15 | $ 1,515,000 | $ 101,000 | $ 0 |
| GETTYSBURG, PA | 15 | $ 2,245,000 | $ 149,000 | $ 0 |
| HOT SPRINGS, AR | 15 | $ 1,615,000 | $ 107,000 | $ 780,000 |
| SIERRA VISTA-DOUGLAS, AZ | 15 | $ 1,595,000 | $ 106,000 | $ 0 |
| SUMTER, SC | 15 | $ 1,835,000 | $ 122,000 | $ 0 |
| WAUSAU, WI | 15 | $ 1,705,000 | $ 113,000 | $ 0 |
| WEIRTON-STEUBENVILLE, WV-OH | 15 | $ 1,265,000 | $ 82,500 | $ 0 |
| CALIFORNIA-LEXINGTON PARK, MD | 14 | $ 2,810,000 | $ 200,000 | $ 0 |
| CHICO, CA | 14 | $ 3,180,000 | $ 227,000 | $ 0 |
| CLEVELAND, TN | 14 | $ 1,840,000 | $ 131,000 | $ 0 |
| COLUMBIA, MO | 14 | $ 1,660,000 | $ 118,000 | $ 0 |
| MANSFIELD, OH | 14 | $ 1,150,000 | $ 82,000 | $ 0 |
| SHEBOYGAN, WI | 14 | $ 1,940,000 | $ 138,000 | $ 0 |
| ST. GEORGE, UT | 14 | $ 2,300,000 | $ 164,000 | $ 0 |
| CASPER, WY | 13 | $ 2,205,000 | $ 169,000 | $ 0 |
| OWENSBORO, KY | 13 | $ 1,235,000 | $ 95,000 | $ 0 |
| ROCHESTER, MN | 13 | $ 1,325,000 | $ 101,000 | $ 0 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 13 | $ 5,875,000 | $ 451,000 | $ 1,154,000 |
| SEBRING, FL | 13 | $ 1,225,000 | $ 94,000 | $ 0 |
| WATERLOO-CEDAR FALLS, IA | 13 | $ 1,405,000 | $ 108,000 | $ 40,000 |
| BELLINGHAM, WA | 12 | $ 2,910,000 | $ 242,000 | $ 0 |
| CUMBERLAND, MD-WV | 12 | $ 1,260,000 | $ 111,000 | $ 0 |
| GOLDSBORO, NC | 12 | $ 1,080,000 | $ 90,000 | $ 0 |
| RAPID CITY, SD | 12 | $ 2,830,000 | $ 235,000 | $ 950,000 |
| TWIN FALLS, ID | 12 | $ 1,450,000 | $ 120,000 | $ 0 |
| WHEELING, WV-OH | 12 | $ 920,000 | $ 80,000 | $ 0 |
| ELMIRA, NY | 11 | $ 1,015,000 | $ 92,000 | $ 0 |
| ENID, OK | 11 | $ 1,155,000 | $ 105,000 | $ 91,000 |
| HARRISONBURG, VA | 11 | $ 1,255,000 | $ 114,000 | $ 0 |
| LA CROSSE-ONALASKA, WI-MN | 11 | $ 1,585,000 | $ 135,500 | $ 0 |
| LIMA, OH | 11 | $ 1,005,000 | $ 91,000 | $ 0 |
| LONGVIEW, WA | 11 | $ 1,715,000 | $ 155,000 | $ 0 |
| MIDLAND, MI | 11 | $ 1,025,000 | $ 93,000 | $ 0 |
| MOUNT VERNON-ANACORTES, WA | 11 | $ 2,275,000 | $ 206,000 | $ 0 |
| SANTA CRUZ-WATSONVILLE, CA | 11 | $ 3,905,000 | $ 355,000 | $ 0 |
| ST. JOSEPH, MO-KS | 11 | $ 1,025,000 | $ 93,000 | $ 0 |
| AMES, IA | 10 | $ 1,540,000 | $ 154,000 | $ 0 |
| COEUR D'ALENE, ID | 10 | $ 4,140,000 | $ 414,000 | $ 0 |
| FOND DU LAC, WI | 10 | $ 1,090,000 | $ 109,000 | $ 0 |
| GRAND ISLAND, NE | 9 | $ 825,000 | $ 91,000 | $ 0 |
| GREAT FALLS, MT | 9 | $ 955,000 | $ 106,000 | $ 0 |
| LEWISTON, ID-WA | 9 | $ 1,045,000 | $ 111,500 | $ 0 |
| MANHATTAN, KS | 9 | $ 1,275,000 | $ 141,000 | $ 0 |
| NEW BERN, NC | 9 | $ 1,055,000 | $ 117,000 | $ 0 |
| POCATELLO, ID | 9 | $ 985,000 | $ 109,000 | $ 0 |
| LOGAN, UT-ID | 8 | $ 1,060,000 | $ 150,500 | $ 0 |
| BLOOMSBURG-BERWICK, PA | 7 | $ 985,000 | $ 140,000 | $ 0 |
| CAPE GIRARDEAU, MO-IL | 7 | $ 775,000 | $ 110,000 | $ 0 |
| DUBUQUE, IA | 7 | $ 755,000 | $ 107,000 | $ 0 |
| JEFFERSON CITY, MO | 7 | $ 665,000 | $ 95,000 | $ 0 |
| MANKATO-NORTH MANKATO, MN | 7 | $ 1,005,000 | $ 143,000 | $ 0 |
| PARKERSBURG-VIENNA, WV | 7 | $ 875,000 | $ 125,000 | $ 0 |
| WALLA WALLA, WA | 7 | $ 915,000 | $ 130,000 | $ 0 |
| FAIRBANKS, AK | 6 | $ 710,000 | $ 118,000 | $ 0 |
| MORGANTOWN, WV | 6 | $ 1,160,000 | $ 193,000 | $ 0 |
| WATERTOWN-FORT DRUM, NY | 6 | $ 760,000 | $ 126,000 | $ 0 |
| CARBONDALE-MARION, IL | 5 | $ 235,000 | $ 47,000 | $ 0 |
| GRAND FORKS, ND-MN | 5 | $ 875,000 | $ 170,000 | $ 0 |
| LAWRENCE, KS | 5 | $ 555,000 | $ 111,000 | $ 0 |
| SIOUX CITY, IA-NE-SD | 5 | $ 435,000 | $ 87,000 | $ 0 |
| THE VILLAGES, FL | 5 | $ 615,000 | $ 123,000 | $ 0 |
| WILLIAMSPORT, PA | 5 | $ 625,000 | $ 125,000 | $ 0 |
| BISMARCK, ND | 4 | $ 920,000 | $ 230,000 | $ 0 |
| IOWA CITY, IA | 4 | $ 480,000 | $ 120,000 | $ 460,000 |
| JOHNSTOWN, PA | 4 | $ 390,000 | $ 97,000 | $ 0 |
| NAPA, CA | 4 | $ 1,240,000 | $ 310,000 | $ 0 |
| ITHACA, NY | 3 | $ 185,000 | $ 61,000 | $ 0 |
| STATE COLLEGE, PA | 3 | $ 675,000 | $ 225,000 | $ 0 |
| CARSON CITY, NV | 2 | $ 300,000 | $ 150,000 | $ 0 |
| CORVALLIS, OR | 2 | $ 490,000 | $ 245,000 | $ 0 |
| MISSOULA, MT | 2 | $ 380,000 | $ 190,000 | $ 0 |
| GRANTS PASS, OR | 1 | $ 225,000 | $ 225,000 | $ 0 |
| SAN RAFAEL, CA | 1 | $ 365,000 | $ 365,000 | $ 0 |
Mortgage Loan Application Detail Totals for Midfirst Bank in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Applicable | 48,517 | $6,803,445,000 | $140,000 | $1,055,000 | $0 | $0 |
| Home Purchase | 11,742 | $3,425,450,000 | $291,000 | $18,005,000 | $374,000 | $7,217,000 |
| Refinancing | 3,328 | $1,465,320,000 | $440,000 | $27,005,000 | $401,000 | $8,092,000 |
| Cash-out Refinancing | 1,679 | $371,445,000 | $221,000 | $955,000 | $125,000 | $1,250,000 |
| Other Purpose | 1,019 | $205,595,000 | $201,000 | $6,005,000 | $279,000 | $4,970,000 |
| Home Improvement | 672 | $76,440,000 | $113,000 | $1,535,000 | $181,000 | $2,579,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 62,508 | $10,550,170,000 | $168,000 | $27,005,000 | $50,000 | $162,000 |
| White | 3,260 | $1,298,140,000 | $398,000 | $12,505,000 | $327,000 | $7,217,000 |
| Not Provided | 556 | $349,870,000 | $629,000 | $7,005,000 | $547,000 | $8,092,000 |
| Hispanic | 245 | $42,785,000 | $174,000 | $2,005,000 | $145,000 | $2,866,000 |
| Asian | 176 | $70,520,000 | $400,000 | $2,335,000 | $342,000 | $1,839,000 |
| Black or African American | 115 | $19,855,000 | $172,000 | $2,005,000 | $161,000 | $2,059,000 |
| American Indian or Alaskan Native | 71 | $7,685,000 | $108,000 | $375,000 | $125,000 | $522,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $980,000 | $163,000 | $345,000 | $91,000 | $152,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 59,561 | $9,554,875,000 | $160,000 | $1,055,000 | $54,000 | $342,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,856 | $2,437,200,000 | $501,000 | $27,005,000 | $345,000 | $8,092,000 |
| VA-guaranteed (Veterans Administration) | 1,951 | $286,765,000 | $146,000 | $885,000 | $60,000 | $256,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 589 | $68,855,000 | $116,000 | $445,000 | $39,000 | $90,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 61,926 | $9,883,500,000 | $159,000 | $1,055,000 | $50,000 | $162,000 |
| Loan Originated | 3,291 | $1,859,725,000 | $565,000 | $27,005,000 | $421,000 | $8,092,000 |
| Application Denied By Financial Institution | 1,016 | $228,150,000 | $224,000 | $12,505,000 | $154,000 | $3,783,000 |
| Application Withdrawn By Applicant | 636 | $303,360,000 | $476,000 | $10,405,000 | $230,000 | $2,903,000 |
| Application Approved But Not Accepted | 84 | $72,360,000 | $861,000 | $6,905,000 | $569,000 | $3,520,000 |
| File Closed For Incompleteness | 4 | $600,000 | $150,000 | $425,000 | $50,000 | $54,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 65,941 | $12,119,545,000 | $183,000 | $27,005,000 | $369,000 | $8,092,000 |
| Debt-To-Income Ratio | 331 | $89,975,000 | $271,000 | $12,505,000 | $121,000 | $3,352,000 |
| Collateral | 301 | $44,945,000 | $149,000 | $3,715,000 | $161,000 | $2,866,000 |
| Credit History | 172 | $29,330,000 | $170,000 | $3,305,000 | $108,000 | $884,000 |
| Credit Application Incomplete | 148 | $42,880,000 | $289,000 | $5,005,000 | $269,000 | $3,290,000 |
| Other | 47 | $16,585,000 | $352,000 | $4,335,000 | $320,000 | $3,783,000 |
| Unverifiable Information | 8 | $3,050,000 | $381,000 | $1,395,000 | $293,000 | $1,500,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $965,000 | $193,000 | $255,000 | $75,000 | $104,000 |
| Employment History | 4 | $420,000 | $105,000 | $155,000 | $88,000 | $144,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Midfirst Bank's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Midfirst Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet
with aggregated HMDA statistics today.