Midfirst Bank Mortgage Lending & HMDA Data, 2020

In 2020, Midfirst Bank of Oklahoma City, OK reported 66,957 mortgage applications totaling $12.3 billion, up 45% from 2019. The average application was for $184,412, and applicants reported an average income of $343,917. 5% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (2,899), Phoenix-Mesa-Scottsdale, AZ (2,828) and Houston-The Woodlands-Sugar Land, TX (2,457) (applications in parentheses).

Mortgage Company & Address Midfirst Bank
501 Nw Grand Blvd
Oklahoma City, OK 73118
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  
Total Number of Mortgage Applications 66,957
Total Mortgage Loan Application Amount $12,347,695,000
Average Mortgage Loan Application Amount $184,412
Highest Mortgage Loan Application Amount $27,005,000
Average Applicant Income $343,917
Highest Applicant Income $8,092,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Midfirst Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Midfirst Bank by County in 2020

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 2,618 $ 846,810,000 $ 323,456 $ 269,000
Harris, Texas 1,591 $ 216,015,000 $ 135,773 $ 301,000
Cook, Illinois 1,512 $ 238,680,000 $ 157,857 $ 200,000
Oklahoma, Oklahoma 1,056 $ 251,590,000 $ 238,248 $ 231,000
Los Angeles, California 993 $ 645,865,000 $ 650,417 $ 972,000
Dallas, Texas 947 $ 159,695,000 $ 168,632 $ 289,000
Bexar, Texas 865 $ 109,985,000 $ 127,150 $ 0
Tarrant, Texas 788 $ 105,210,000 $ 133,515 $ 360,000
Miami-Dade, Florida 670 $ 137,220,000 $ 204,805 $ 2,540,000
Broward, Florida 640 $ 126,050,000 $ 196,953 $ 0
Clark, Nevada 631 $ 111,765,000 $ 177,123 $ 1,366,000
Riverside, California 607 $ 157,245,000 $ 259,052 $ 1,557,000
Prince George's, Maryland 475 $ 115,215,000 $ 242,557 $ 0
Gwinnett, Georgia 466 $ 75,410,000 $ 161,824 $ 0
Philadelphia, Pennsylvania 465 $ 45,795,000 $ 98,483 $ 0
Suffolk, New York 460 $ 143,460,000 $ 311,869 $ 1,517,000
Tulsa, Oklahoma 446 $ 110,930,000 $ 248,721 $ 265,000
San Bernardino, California 426 $ 96,130,000 $ 225,657 $ 1,648,000
DeKalb, Georgia 413 $ 50,475,000 $ 122,215 $ 630,000
Marion, Indiana 411 $ 39,685,000 $ 96,557 $ 0
Orange, Florida 389 $ 61,615,000 $ 158,393 $ 0
Wayne, Michigan 388 $ 39,920,000 $ 102,886 $ 1,906,000
Hillsborough, Florida 386 $ 62,570,000 $ 162,098 $ 0
Palm Beach, Florida 385 $ 93,565,000 $ 243,025 $ 2,223,000
Fulton, Georgia 335 $ 48,965,000 $ 146,164 $ 0
Mecklenburg, North Carolina 333 $ 40,865,000 $ 122,717 $ 0
Cleveland, Oklahoma 328 $ 71,470,000 $ 217,896 $ 240,000
El Paso, Texas 327 $ 35,085,000 $ 107,293 $ 89,000
Will, Illinois 311 $ 55,425,000 $ 178,215 $ 0
Fort Bend, Texas 308 $ 55,090,000 $ 178,863 $ 0
Shelby, Tennessee 306 $ 27,250,000 $ 89,052 $ 0
Clayton, Georgia 301 $ 31,755,000 $ 105,498 $ 0
Baltimore, Maryland 301 $ 56,735,000 $ 188,488 $ 0
Polk, Florida 282 $ 44,360,000 $ 157,304 $ 0
Canadian, Oklahoma 278 $ 39,330,000 $ 141,474 $ 105,000
Cobb, Georgia 277 $ 39,445,000 $ 142,400 $ 96,000
Hidalgo, Texas 276 $ 31,820,000 $ 115,289 $ 0
Cuyahoga, Ohio 272 $ 25,000,000 $ 91,911 $ 0
Hartford, Connecticut 267 $ 41,395,000 $ 155,037 $ 0
Collin, Texas 267 $ 61,175,000 $ 229,119 $ 373,000
Franklin, Ohio 261 $ 29,365,000 $ 112,509 $ 0
St. Louis, Missouri 254 $ 25,110,000 $ 98,858 $ 0
Denver, Colorado 248 $ 125,830,000 $ 507,379 $ 373,000
San Diego, California 245 $ 116,955,000 $ 477,367 $ 1,326,000
Lake, Indiana 245 $ 28,305,000 $ 115,530 $ 0
Baltimore City, Maryland 243 $ 27,595,000 $ 113,559 $ 0
Kern, California 242 $ 40,490,000 $ 167,314 $ 709,000
Camden, New Jersey 241 $ 32,845,000 $ 136,286 $ 0
New Haven, Connecticut 238 $ 39,800,000 $ 167,226 $ 0
Travis, Texas 236 $ 38,760,000 $ 164,237 $ 310,000
Lee, Florida 229 $ 35,735,000 $ 156,048 $ 423,000
Allegheny, Pennsylvania 228 $ 22,160,000 $ 97,192 $ 48,000
Denton, Texas 227 $ 45,855,000 $ 202,004 $ 297,000
Osceola, Florida 225 $ 37,935,000 $ 168,600 $ 0
Nassau, New York 225 $ 74,355,000 $ 330,466 $ 0
Union, New Jersey 224 $ 55,070,000 $ 245,848 $ 0
Sacramento, California 216 $ 56,340,000 $ 260,833 $ 27,000
Duval, Florida 216 $ 28,230,000 $ 130,694 $ 0
Macomb, Michigan 213 $ 28,485,000 $ 133,732 $ 0
Pinal, Arizona 210 $ 36,070,000 $ 171,761 $ 87,000
Henry, Georgia 208 $ 32,590,000 $ 156,682 $ 0
Essex, New Jersey 208 $ 54,880,000 $ 263,846 $ 612,000
Pima, Arizona 207 $ 31,175,000 $ 150,603 $ 279,000
Delaware, Pennsylvania 207 $ 24,965,000 $ 120,603 $ 0
Erie, New York 203 $ 16,255,000 $ 80,073 $ 0
Jefferson, Alabama 202 $ 21,420,000 $ 106,039 $ 0
Orange, California 201 $ 177,125,000 $ 881,218 $ 1,199,000
Queens, New York 200 $ 77,420,000 $ 387,100 $ 76,000
Ocean, New Jersey 198 $ 41,680,000 $ 210,505 $ 0
New Castle, Delaware 195 $ 31,485,000 $ 161,461 $ 0
Oakland, Michigan 193 $ 27,935,000 $ 144,740 $ 175,000
Montgomery, Texas 192 $ 32,270,000 $ 168,072 $ 217,000
DuPage, Illinois 186 $ 36,100,000 $ 194,086 $ 0
Wake, North Carolina 185 $ 25,475,000 $ 137,702 $ 300,000
Webb, Texas 185 $ 22,695,000 $ 122,675 $ 0
Fairfield, Connecticut 182 $ 50,440,000 $ 277,142 $ 444,000
Williamson, Texas 181 $ 30,455,000 $ 168,259 $ 142,000
Guilford, North Carolina 176 $ 18,780,000 $ 106,704 $ 0
Salt Lake, Utah 175 $ 35,035,000 $ 200,200 $ 0
Fresno, California 173 $ 31,525,000 $ 182,225 $ 220,000
Burlington, New Jersey 173 $ 30,055,000 $ 173,728 $ 0
Arapahoe, Colorado 172 $ 52,430,000 $ 304,825 $ 526,000
Kane, Illinois 171 $ 29,815,000 $ 174,356 $ 0
Nueces, Texas 169 $ 20,235,000 $ 119,733 $ 0
Jackson, Missouri 167 $ 17,865,000 $ 106,976 $ 31,000
Lake, Illinois 165 $ 24,065,000 $ 145,848 $ 0
Middlesex, New Jersey 161 $ 36,905,000 $ 229,223 $ 0
Davidson, Tennessee 159 $ 22,685,000 $ 142,672 $ 0
Brazoria, Texas 158 $ 27,540,000 $ 174,303 $ 0
Adams, Colorado 154 $ 38,180,000 $ 247,922 $ 751,000
Pinellas, Florida 154 $ 21,800,000 $ 141,558 $ 0
Volusia, Florida 152 $ 20,820,000 $ 136,973 $ 0
Prince William, Virginia 152 $ 40,400,000 $ 265,789 $ 0
East Baton Rouge, Louisiana 151 $ 19,105,000 $ 126,523 $ 0
Pulaski, Arkansas 150 $ 13,770,000 $ 91,800 $ 54,000
Gloucester, New Jersey 150 $ 25,260,000 $ 168,400 $ 0
Pasco, Florida 148 $ 22,020,000 $ 148,783 $ 0
Worcester, Massachusetts 148 $ 28,540,000 $ 192,837 $ 0
Bergen, New Jersey 148 $ 47,040,000 $ 317,837 $ 0
Montgomery, Pennsylvania 148 $ 28,600,000 $ 193,243 $ 0
Montgomery, Maryland 147 $ 41,195,000 $ 280,238 $ 0
Milwaukee, Wisconsin 147 $ 18,635,000 $ 126,768 $ 0
San Joaquin, California 144 $ 34,730,000 $ 241,180 $ 0
Richland, South Carolina 144 $ 15,710,000 $ 109,097 $ 38,000
Jefferson, Kentucky 143 $ 15,265,000 $ 106,748 $ 0
Anne Arundel, Maryland 143 $ 34,385,000 $ 240,454 $ 0
Hamilton, Ohio 143 $ 16,405,000 $ 114,720 $ 0
Cameron, Texas 141 $ 13,485,000 $ 95,638 $ 0
Monmouth, New Jersey 140 $ 40,040,000 $ 286,000 $ 1,738,000
Lehigh, Pennsylvania 140 $ 19,140,000 $ 136,714 $ 0
Paulding, Georgia 139 $ 18,835,000 $ 135,503 $ 0
Monroe, New York 138 $ 9,710,000 $ 70,362 $ 0
Jefferson, Louisiana 137 $ 16,865,000 $ 123,102 $ 0
Berks, Pennsylvania 137 $ 16,685,000 $ 121,788 $ 0
Galveston, Texas 135 $ 21,215,000 $ 157,148 $ 223,000
Tulare, California 134 $ 19,790,000 $ 147,686 $ 0
Montgomery, Ohio 133 $ 11,965,000 $ 89,962 $ 0
Contra Costa, California 132 $ 51,840,000 $ 392,727 $ 1,095,000
Sedgwick, Kansas 130 $ 10,730,000 $ 82,538 $ 0
Onondaga, New York 130 $ 11,040,000 $ 84,923 $ 0
Atlantic, New Jersey 127 $ 18,175,000 $ 143,110 $ 31,000
Passaic, New Jersey 127 $ 31,305,000 $ 246,496 $ 0
St. Lucie, Florida 125 $ 20,255,000 $ 162,040 $ 0
Essex, Massachusetts 124 $ 36,520,000 $ 294,516 $ 0
Bucks, Pennsylvania 124 $ 25,310,000 $ 204,112 $ 0
York, Pennsylvania 124 $ 16,630,000 $ 134,112 $ 0
Allen, Indiana 123 $ 11,085,000 $ 90,121 $ 0
Hennepin, Minnesota 123 $ 18,455,000 $ 150,040 $ 0
Westchester, New York 123 $ 49,195,000 $ 399,959 $ 1,587,000
Bernalillo, New Mexico 122 $ 17,410,000 $ 142,704 $ 0
Lancaster, Pennsylvania 122 $ 15,920,000 $ 130,491 $ 0
Brevard, Florida 120 $ 18,190,000 $ 151,583 $ 0
McHenry, Illinois 120 $ 21,110,000 $ 175,916 $ 0
King, Washington 119 $ 35,735,000 $ 300,294 $ 282,000
El Paso, Colorado 116 $ 21,360,000 $ 184,137 $ 82,000
Lake, Florida 116 $ 19,980,000 $ 172,241 $ 0
Pierce, Washington 116 $ 32,190,000 $ 277,500 $ 219,000
Plymouth, Massachusetts 114 $ 31,290,000 $ 274,473 $ 0
Fairfax, Virginia 114 $ 32,980,000 $ 289,298 $ 754,000
Weld, Colorado 113 $ 25,305,000 $ 223,938 $ 413,000
Northampton, Pennsylvania 111 $ 16,655,000 $ 150,045 $ 0
Providence, Rhode Island 111 $ 20,755,000 $ 186,981 $ 0
Snohomish, Washington 108 $ 31,110,000 $ 288,055 $ 0
Caddo, Louisiana 107 $ 11,025,000 $ 103,037 $ 0
Bristol, Massachusetts 105 $ 24,305,000 $ 231,476 $ 0
Cumberland, New Jersey 105 $ 13,165,000 $ 125,380 $ 0
Mercer, New Jersey 105 $ 16,295,000 $ 155,190 $ 0
Cherokee, Georgia 104 $ 19,880,000 $ 191,153 $ 0
Summit, Ohio 103 $ 10,365,000 $ 100,631 $ 0
Mobile, Alabama 101 $ 10,365,000 $ 102,623 $ 0
Stanislaus, California 101 $ 19,605,000 $ 194,108 $ 0
Douglas, Georgia 101 $ 12,295,000 $ 121,732 $ 0
Kent, Michigan 101 $ 12,155,000 $ 120,346 $ 0
Orange, New York 100 $ 21,820,000 $ 218,200 $ 0
Rutherford, Tennessee 100 $ 16,290,000 $ 162,900 $ 0
Winnebago, Illinois 99 $ 9,475,000 $ 95,707 $ 0
Kings, New York 99 $ 49,045,000 $ 495,404 $ 957,000
Collier, Florida 97 $ 23,375,000 $ 240,979 $ 0
Newton, Georgia 97 $ 11,635,000 $ 119,948 $ 0
Chatham, Georgia 96 $ 12,130,000 $ 126,354 $ 0
Madison, Alabama 95 $ 10,625,000 $ 111,842 $ 0
Bronx, New York 95 $ 41,735,000 $ 439,315 $ 0
Charles, Maryland 94 $ 23,880,000 $ 254,042 $ 0
Genesee, Michigan 94 $ 9,120,000 $ 97,021 $ 0
Cumberland, North Carolina 94 $ 8,250,000 $ 87,765 $ 0
Bell, Texas 94 $ 8,520,000 $ 90,638 $ 42,000
Marion, Florida 93 $ 12,285,000 $ 132,096 $ 0
Hinds, Mississippi 93 $ 8,025,000 $ 86,290 $ 0
Montgomery, Alabama 92 $ 8,420,000 $ 91,521 $ 0
Solano, California 92 $ 27,930,000 $ 303,586 $ 0
St. Charles, Missouri 92 $ 14,250,000 $ 154,891 $ 0
Harford, Maryland 91 $ 18,105,000 $ 198,956 $ 0
Middlesex, Massachusetts 91 $ 29,665,000 $ 325,989 $ 428,000
Luzerne, Pennsylvania 91 $ 8,335,000 $ 91,593 $ 0
Santa Barbara, California 90 $ 79,680,000 $ 885,333 $ 511,000
Polk, Iowa 88 $ 10,640,000 $ 120,909 $ 0
Ventura, California 87 $ 42,895,000 $ 493,045 $ 939,000
Virginia Beach, Virginia 87 $ 15,635,000 $ 179,712 $ 0
Hernando, Florida 86 $ 11,950,000 $ 138,953 $ 0
Morris, New Jersey 86 $ 25,580,000 $ 297,441 $ 0
Jefferson, Colorado 85 $ 28,135,000 $ 331,000 $ 411,000
Lexington, South Carolina 84 $ 10,450,000 $ 124,404 $ 0
Chesterfield, Virginia 84 $ 12,390,000 $ 147,500 $ 0
Monroe, Pennsylvania 83 $ 12,245,000 $ 147,530 $ 0
Dauphin, Pennsylvania 81 $ 7,525,000 $ 92,901 $ 0
Orleans, Louisiana 80 $ 9,990,000 $ 124,875 $ 0
Hampden, Massachusetts 80 $ 10,580,000 $ 132,250 $ 0
Lorain, Ohio 80 $ 7,530,000 $ 94,125 $ 0
Greenville, South Carolina 80 $ 11,710,000 $ 146,375 $ 0
Kendall, Illinois 79 $ 15,165,000 $ 191,962 $ 0
Richmond, Georgia 78 $ 7,040,000 $ 90,256 $ 0
DeSoto, Mississippi 77 $ 9,845,000 $ 127,857 $ 0
Lubbock, Texas 77 $ 7,585,000 $ 98,506 $ 0
Tuscaloosa, Alabama 76 $ 9,740,000 $ 128,157 $ 0
Forsyth, North Carolina 76 $ 8,420,000 $ 110,789 $ 0
Gaston, North Carolina 76 $ 9,310,000 $ 122,500 $ 0
Spartanburg, South Carolina 76 $ 9,230,000 $ 121,447 $ 0
District of Columbia, District Of Columbia 75 $ 18,715,000 $ 249,533 $ 1,249,000
Hamilton, Indiana 75 $ 11,865,000 $ 158,200 $ 0
Lucas, Ohio 75 $ 6,885,000 $ 91,800 $ 0
York, South Carolina 75 $ 10,305,000 $ 137,400 $ 0
Yavapai, Arizona 74 $ 23,360,000 $ 315,675 $ 201,000
Seminole, Florida 74 $ 11,340,000 $ 153,243 $ 0
Hendricks, Indiana 74 $ 9,970,000 $ 134,729 $ 0
Hudson, New Jersey 74 $ 20,890,000 $ 282,297 $ 0
St. Tammany, Louisiana 73 $ 10,495,000 $ 143,767 $ 0
St. Joseph, Indiana 72 $ 5,860,000 $ 81,388 $ 0
Frederick, Maryland 72 $ 17,730,000 $ 246,250 $ 0
Ellis, Texas 72 $ 14,090,000 $ 195,694 $ 172,000
Kent, Delaware 70 $ 11,500,000 $ 164,285 $ 0
Johnson, Kansas 70 $ 11,230,000 $ 160,428 $ 0
Jefferson, Missouri 70 $ 9,460,000 $ 135,142 $ 0
Chester, Pennsylvania 70 $ 13,900,000 $ 198,571 $ 0
Sussex, New Jersey 69 $ 15,165,000 $ 219,782 $ 0
Stark, Ohio 69 $ 6,655,000 $ 96,449 $ 0
Hamilton, Tennessee 69 $ 7,895,000 $ 114,420 $ 0
Rockdale, Georgia 68 $ 10,120,000 $ 148,823 $ 0
Kaufman, Texas 68 $ 11,360,000 $ 167,058 $ 0
Manatee, Florida 67 $ 12,805,000 $ 191,119 $ 0
Ector, Texas 67 $ 8,895,000 $ 132,761 $ 0
St. Clair, Illinois 66 $ 7,090,000 $ 107,424 $ 0
Anoka, Minnesota 66 $ 11,300,000 $ 171,212 $ 0
St. Louis City, Missouri 66 $ 6,980,000 $ 105,757 $ 0
Somerset, New Jersey 66 $ 17,460,000 $ 264,545 $ 0
Dutchess, New York 66 $ 15,040,000 $ 227,878 $ 0
Butler, Ohio 66 $ 7,710,000 $ 116,818 $ 0
Loudoun, Virginia 66 $ 23,010,000 $ 348,636 $ 0
Norfolk, Massachusetts 65 $ 21,435,000 $ 329,769 $ 192,000
Berkeley, South Carolina 65 $ 11,285,000 $ 173,615 $ 0
Utah, Utah 65 $ 15,085,000 $ 232,076 $ 402,000
Larimer, Colorado 63 $ 17,955,000 $ 285,000 $ 222,000
Sarasota, Florida 63 $ 10,335,000 $ 164,047 $ 0
Knox, Tennessee 63 $ 7,395,000 $ 117,380 $ 0
Guadalupe, Texas 63 $ 10,055,000 $ 159,603 $ 0
Chesapeake, Virginia 63 $ 10,755,000 $ 170,714 $ 0
Elkhart, Indiana 62 $ 6,240,000 $ 100,645 $ 0
Madison, Indiana 62 $ 5,750,000 $ 92,741 $ 0
Westmoreland, Pennsylvania 62 $ 5,640,000 $ 90,967 $ 0
Jefferson, Texas 61 $ 6,385,000 $ 104,672 $ 275,000
Douglas, Nebraska 60 $ 6,080,000 $ 101,333 $ 0
Johnson, Texas 60 $ 9,100,000 $ 151,666 $ 0
Clay, Florida 59 $ 9,255,000 $ 156,864 $ 0
Porter, Indiana 59 $ 9,045,000 $ 153,305 $ 0
Ramsey, Minnesota 59 $ 9,545,000 $ 161,779 $ 0
Montgomery, Tennessee 59 $ 7,845,000 $ 132,966 $ 0
Hays, Texas 59 $ 10,425,000 $ 176,694 $ 162,000
Litchfield, Connecticut 58 $ 9,590,000 $ 165,344 $ 0
Hillsborough, New Hampshire 58 $ 12,760,000 $ 220,000 $ 222,000
Oneida, New York 57 $ 3,985,000 $ 69,912 $ 0
Johnston, North Carolina 57 $ 7,535,000 $ 132,192 $ 0
Douglas, Colorado 56 $ 21,950,000 $ 391,964 $ 429,000
Calcasieu, Louisiana 56 $ 6,830,000 $ 121,964 $ 0
Durham, North Carolina 56 $ 6,510,000 $ 116,250 $ 0
Lake, Ohio 56 $ 6,410,000 $ 114,464 $ 0
Logan, Oklahoma 56 $ 8,160,000 $ 145,714 $ 185,000
Charlotte, Florida 55 $ 8,645,000 $ 157,181 $ 0
Madison, Illinois 55 $ 4,765,000 $ 86,636 $ 0
Johnson, Indiana 55 $ 6,625,000 $ 120,454 $ 0
Peoria, Illinois 54 $ 4,530,000 $ 83,888 $ 0
Livingston, Louisiana 54 $ 7,760,000 $ 143,703 $ 0
Dakota, Minnesota 54 $ 8,790,000 $ 162,777 $ 0
Shelby, Alabama 53 $ 8,555,000 $ 161,415 $ 0
Muscogee, Georgia 53 $ 4,725,000 $ 89,150 $ 0
Lafayette, Louisiana 53 $ 6,285,000 $ 118,584 $ 0
Richmond, New York 53 $ 19,155,000 $ 361,415 $ 0
Union, North Carolina 53 $ 7,965,000 $ 150,283 $ 0
Multnomah, Oregon 53 $ 10,085,000 $ 190,283 $ 0
Midland, Texas 53 $ 7,185,000 $ 135,566 $ 0
Clay, Missouri 52 $ 6,950,000 $ 133,653 $ 0
Benton, Arkansas 51 $ 6,675,000 $ 130,882 $ 0
Hall, Georgia 51 $ 6,065,000 $ 118,921 $ 0
Wyandotte, Kansas 51 $ 5,605,000 $ 109,901 $ 0
Ascension, Louisiana 51 $ 8,455,000 $ 165,784 $ 0
Jackson, Oklahoma 51 $ 5,665,000 $ 111,078 $ 98,000
Lea, New Mexico 50 $ 7,560,000 $ 151,200 $ 0
McLennan, Texas 50 $ 5,420,000 $ 108,400 $ 0
Placer, California 49 $ 20,755,000 $ 423,571 $ 0
Lackawanna, Pennsylvania 49 $ 4,895,000 $ 99,897 $ 0
Charleston, South Carolina 49 $ 7,875,000 $ 160,714 $ 0
Rockwall, Texas 49 $ 9,665,000 $ 197,244 $ 98,000
Victoria, Texas 49 $ 5,215,000 $ 106,428 $ 256,000
Davis, Utah 49 $ 11,065,000 $ 225,816 $ 0
Spokane, Washington 49 $ 6,905,000 $ 140,918 $ 0
Barrow, Georgia 48 $ 6,490,000 $ 135,208 $ 0
Kalamazoo, Michigan 48 $ 5,490,000 $ 114,375 $ 0
Rockland, New York 48 $ 15,370,000 $ 320,208 $ 0
Warren, Ohio 48 $ 6,330,000 $ 131,875 $ 0
Wilson, Tennessee 48 $ 9,730,000 $ 202,708 $ 0
Racine, Wisconsin 48 $ 5,720,000 $ 119,166 $ 0
Yuma, Arizona 47 $ 4,885,000 $ 103,936 $ 84,000
Carroll, Georgia 47 $ 5,335,000 $ 113,510 $ 0
Coweta, Georgia 47 $ 6,935,000 $ 147,553 $ 0
Fayette, Kentucky 47 $ 5,825,000 $ 123,936 $ 0
Suffolk, Massachusetts 47 $ 20,805,000 $ 442,659 $ 463,000
Warren, New Jersey 47 $ 11,135,000 $ 236,914 $ 0
Washington, Pennsylvania 47 $ 5,985,000 $ 127,340 $ 0
Henrico, Virginia 47 $ 8,035,000 $ 170,957 $ 0
Portsmouth, Virginia 47 $ 6,855,000 $ 145,851 $ 0
Saline, Arkansas 46 $ 4,840,000 $ 105,217 $ 0
New London, Connecticut 46 $ 7,640,000 $ 166,086 $ 0
Escambia, Florida 46 $ 4,640,000 $ 100,869 $ 0
Lane, Oregon 46 $ 8,680,000 $ 188,695 $ 0
Dorchester, South Carolina 46 $ 7,760,000 $ 168,695 $ 0
Forsyth, Georgia 45 $ 9,785,000 $ 217,444 $ 0
Clermont, Ohio 45 $ 5,535,000 $ 123,000 $ 0
Wagoner, Oklahoma 45 $ 7,325,000 $ 162,777 $ 137,000
Alameda, California 44 $ 21,150,000 $ 480,681 $ 3,941,000
Tippecanoe, Indiana 44 $ 4,270,000 $ 97,045 $ 0
Alamance, North Carolina 44 $ 5,100,000 $ 115,909 $ 0
Grady, Oklahoma 44 $ 5,460,000 $ 124,090 $ 79,000
Smith, Texas 44 $ 4,730,000 $ 107,500 $ 0
Hampton, Virginia 44 $ 5,660,000 $ 128,636 $ 0
Newport News, Virginia 44 $ 6,360,000 $ 144,545 $ 0
St. Johns, Florida 43 $ 10,225,000 $ 237,790 $ 2,183,000
Fayette, Georgia 43 $ 7,885,000 $ 183,372 $ 0
Howard, Maryland 43 $ 11,915,000 $ 277,093 $ 0
Rockingham, New Hampshire 43 $ 11,335,000 $ 263,604 $ 0
Woodward, Oklahoma 43 $ 4,945,000 $ 115,000 $ 57,000
Anderson, South Carolina 43 $ 5,525,000 $ 128,488 $ 0
Sumner, Tennessee 43 $ 7,605,000 $ 176,860 $ 0
Brazos, Texas 43 $ 6,285,000 $ 146,162 $ 0
Stafford, Virginia 43 $ 12,545,000 $ 291,744 $ 0
Clark, Washington 43 $ 9,905,000 $ 230,348 $ 0
Bartow, Georgia 42 $ 5,320,000 $ 126,666 $ 0
Rankin, Mississippi 42 $ 5,520,000 $ 131,428 $ 0
Mahoning, Ohio 42 $ 4,040,000 $ 96,190 $ 0
McClain, Oklahoma 42 $ 6,430,000 $ 153,095 $ 86,000
Horry, South Carolina 42 $ 5,830,000 $ 138,809 $ 0
Houston, Georgia 41 $ 4,355,000 $ 106,219 $ 0
Sandoval, New Mexico 41 $ 6,025,000 $ 146,951 $ 0
Albany, New York 41 $ 5,505,000 $ 134,268 $ 479,000
Schenectady, New York 41 $ 4,925,000 $ 120,121 $ 0
Fairfield, Ohio 41 $ 6,295,000 $ 153,536 $ 0
Parker, Texas 41 $ 7,775,000 $ 189,634 $ 287,000
Indian River, Florida 40 $ 6,880,000 $ 172,000 $ 0
Delaware, Indiana 40 $ 2,890,000 $ 72,250 $ 0
Terrebonne, Louisiana 40 $ 4,460,000 $ 111,500 $ 0
Muskegon, Michigan 40 $ 3,680,000 $ 92,000 $ 0
Cabarrus, North Carolina 40 $ 6,110,000 $ 152,750 $ 0
Weber, Utah 40 $ 6,380,000 $ 159,500 $ 0
Norfolk, Virginia 40 $ 5,450,000 $ 136,250 $ 0
Kenosha, Wisconsin 40 $ 6,030,000 $ 150,750 $ 52,000
Merced, California 39 $ 7,455,000 $ 191,153 $ 0
Windham, Connecticut 39 $ 5,995,000 $ 153,717 $ 0
Walton, Georgia 39 $ 6,385,000 $ 163,717 $ 0
York, Maine 39 $ 7,255,000 $ 186,025 $ 0
Clark, Ohio 39 $ 3,565,000 $ 91,410 $ 0
Trumbull, Ohio 39 $ 3,135,000 $ 80,384 $ 0
Faulkner, Arkansas 38 $ 4,320,000 $ 113,684 $ 0
Pueblo, Colorado 38 $ 5,010,000 $ 131,842 $ 0
Bossier, Louisiana 38 $ 4,540,000 $ 119,473 $ 0
Ingham, Michigan 38 $ 3,230,000 $ 85,000 $ 0
Salem, New Jersey 38 $ 4,920,000 $ 129,473 $ 0
Rogers, Oklahoma 38 $ 7,160,000 $ 188,421 $ 263,000
Sonoma, California 37 $ 15,295,000 $ 413,378 $ 402,000
Scott, Iowa 37 $ 3,625,000 $ 97,972 $ 0
Santa Fe, New Mexico 37 $ 20,165,000 $ 545,000 $ 513,000
Broome, New York 37 $ 2,715,000 $ 73,378 $ 0
Niagara, New York 37 $ 2,945,000 $ 79,594 $ 0
New Hanover, North Carolina 37 $ 5,265,000 $ 142,297 $ 0
Washington, Oregon 37 $ 8,975,000 $ 242,567 $ 0
Kent, Rhode Island 37 $ 6,145,000 $ 166,081 $ 0
Morgan, Alabama 36 $ 3,250,000 $ 90,277 $ 0
Middlesex, Connecticut 36 $ 6,270,000 $ 174,166 $ 0
Washoe, Nevada 36 $ 6,990,000 $ 194,166 $ 458,000
Erie, Pennsylvania 36 $ 3,060,000 $ 85,000 $ 0
Aiken, South Carolina 36 $ 4,380,000 $ 121,666 $ 0
Imperial, California 35 $ 5,055,000 $ 144,428 $ 0
Boulder, Colorado 35 $ 18,985,000 $ 542,428 $ 211,000
Mesa, Colorado 35 $ 5,485,000 $ 156,714 $ 50,000
Tolland, Connecticut 35 $ 6,535,000 $ 186,714 $ 0
Flagler, Florida 35 $ 5,685,000 $ 162,428 $ 0
Ada, Idaho 35 $ 6,035,000 $ 172,428 $ 222,000
Hancock, Indiana 35 $ 4,735,000 $ 135,285 $ 0
Saginaw, Michigan 35 $ 1,965,000 $ 56,142 $ 60,000
Greene, Missouri 35 $ 3,105,000 $ 88,714 $ 0
Randolph, North Carolina 35 $ 4,275,000 $ 122,142 $ 0
Beaver, Pennsylvania 35 $ 3,535,000 $ 101,000 $ 0
Gregg, Texas 35 $ 3,775,000 $ 107,857 $ 0
Suffolk, Virginia 35 $ 6,165,000 $ 176,142 $ 0
Sebastian, Arkansas 34 $ 2,870,000 $ 84,411 $ 0
Monterey, California 34 $ 12,200,000 $ 358,823 $ 299,000
Honolulu, Hawaii 34 $ 14,550,000 $ 427,941 $ 0
LaPorte, Indiana 34 $ 3,020,000 $ 88,823 $ 0
Carroll, Maryland 34 $ 7,670,000 $ 225,588 $ 0
Dona Ana, New Mexico 34 $ 5,240,000 $ 154,117 $ 0
Clackamas, Oregon 34 $ 9,330,000 $ 274,411 $ 0
Randall, Texas 34 $ 4,480,000 $ 131,764 $ 0
Richmond City, Virginia 34 $ 2,700,000 $ 79,411 $ 0
Yakima, Washington 34 $ 3,770,000 $ 110,882 $ 0
Kenton, Kentucky 33 $ 4,225,000 $ 128,030 $ 0
Washtenaw, Michigan 33 $ 4,405,000 $ 133,484 $ 0
Brown, Wisconsin 33 $ 4,175,000 $ 126,515 $ 0
Coconino, Arizona 32 $ 21,970,000 $ 686,562 $ 810,000
Jefferson, Arkansas 32 $ 2,660,000 $ 83,125 $ 0
Eagle, Colorado 32 $ 29,720,000 $ 928,750 $ 611,000
Bibb, Georgia 32 $ 2,660,000 $ 83,125 $ 0
Sangamon, Illinois 32 $ 3,410,000 $ 106,562 $ 0
Clark, Indiana 32 $ 3,490,000 $ 109,062 $ 0
Howard, Indiana 32 $ 2,390,000 $ 74,687 $ 0
Berrien, Michigan 32 $ 2,760,000 $ 86,250 $ 0
Washington, Minnesota 32 $ 5,890,000 $ 184,062 $ 0
Pottawatomie, Oklahoma 32 $ 3,530,000 $ 110,312 $ 75,000
Spotsylvania, Virginia 32 $ 7,570,000 $ 236,562 $ 0
Kanawha, West Virginia 32 $ 2,670,000 $ 83,437 $ 0
Pitt, North Carolina 31 $ 3,495,000 $ 112,741 $ 0
Cumberland, Pennsylvania 31 $ 4,005,000 $ 129,193 $ 0
Chambers, Texas 31 $ 5,805,000 $ 187,258 $ 0
Comal, Texas 31 $ 6,375,000 $ 205,645 $ 0
Outagamie, Wisconsin 31 $ 3,875,000 $ 125,000 $ 86,000
St. Clair, Alabama 30 $ 4,340,000 $ 144,666 $ 0
Spalding, Georgia 30 $ 2,910,000 $ 97,000 $ 0
Jackson, Michigan 30 $ 2,900,000 $ 96,666 $ 0
Jackson, Mississippi 30 $ 2,990,000 $ 99,666 $ 0
Putnam, New York 30 $ 8,030,000 $ 267,666 $ 0
Sussex, Delaware 29 $ 4,715,000 $ 162,586 $ 0
Citrus, Florida 29 $ 2,875,000 $ 99,137 $ 0
Vanderburgh, Indiana 29 $ 2,685,000 $ 92,586 $ 0
St. John the Baptist, Louisiana 29 $ 3,625,000 $ 125,000 $ 0
Tangipahoa, Louisiana 29 $ 4,105,000 $ 141,551 $ 0
Sarpy, Nebraska 29 $ 4,125,000 $ 142,241 $ 0
Davidson, North Carolina 29 $ 2,545,000 $ 87,758 $ 0
Creek, Oklahoma 29 $ 4,065,000 $ 140,172 $ 149,000
Potter, Texas 29 $ 2,235,000 $ 77,068 $ 0
Benton, Washington 29 $ 4,065,000 $ 140,172 $ 0
Kitsap, Washington 29 $ 4,995,000 $ 172,241 $ 0
Lee, Alabama 28 $ 4,010,000 $ 143,214 $ 0
Kankakee, Illinois 28 $ 3,060,000 $ 109,285 $ 0
Washington, Maryland 28 $ 4,220,000 $ 150,714 $ 0
Harrison, Mississippi 28 $ 3,060,000 $ 109,285 $ 0
Hunterdon, New Jersey 28 $ 8,770,000 $ 313,214 $ 0
Caddo, Oklahoma 28 $ 1,730,000 $ 61,785 $ 105,000
Marion, Oregon 28 $ 4,300,000 $ 153,571 $ 0
Tom Green, Texas 28 $ 2,850,000 $ 101,785 $ 0
Waukesha, Wisconsin 28 $ 5,890,000 $ 210,357 $ 293,000
Winnebago, Wisconsin 28 $ 2,750,000 $ 98,214 $ 0
Washington, Arkansas 27 $ 3,875,000 $ 143,518 $ 377,000
Leon, Florida 27 $ 3,075,000 $ 113,888 $ 0
Columbia, Georgia 27 $ 4,185,000 $ 155,000 $ 0
Bay, Michigan 27 $ 1,805,000 $ 66,851 $ 0
Iredell, North Carolina 27 $ 3,695,000 $ 136,851 $ 0
Licking, Ohio 27 $ 3,365,000 $ 124,629 $ 0
Carbon, Pennsylvania 27 $ 2,875,000 $ 106,481 $ 0
Schuylkill, Pennsylvania 27 $ 2,095,000 $ 77,592 $ 0
Florence, South Carolina 27 $ 3,665,000 $ 135,740 $ 0
Roanoke City, Virginia 27 $ 2,495,000 $ 92,407 $ 0
Baldwin, Alabama 26 $ 3,470,000 $ 133,461 $ 0
Calhoun, Alabama 26 $ 2,540,000 $ 97,692 $ 0
Catoosa, Georgia 26 $ 2,850,000 $ 109,615 $ 0
Rock Island, Illinois 26 $ 2,490,000 $ 95,769 $ 0
Allegan, Michigan 26 $ 3,170,000 $ 121,923 $ 0
Scott, Minnesota 26 $ 4,820,000 $ 185,384 $ 0
Saratoga, New York 26 $ 3,670,000 $ 141,153 $ 0
Harnett, North Carolina 26 $ 2,910,000 $ 111,923 $ 0
Medina, Ohio 26 $ 3,530,000 $ 135,769 $ 0
Franklin, Pennsylvania 26 $ 4,580,000 $ 176,153 $ 0
Robertson, Tennessee 26 $ 4,320,000 $ 166,153 $ 0
Grayson, Texas 26 $ 2,700,000 $ 103,846 $ 0
Wichita, Texas 26 $ 2,140,000 $ 82,307 $ 0
Santa Clara, California 25 $ 12,555,000 $ 502,200 $ 1,787,000
Jackson, Georgia 25 $ 3,905,000 $ 156,200 $ 0
Walker, Georgia 25 $ 2,715,000 $ 108,600 $ 0
Tazewell, Illinois 25 $ 2,185,000 $ 87,400 $ 0
Linn, Iowa 25 $ 2,805,000 $ 112,200 $ 0
Cumberland, Maine 25 $ 5,015,000 $ 200,600 $ 0
Livingston, Michigan 25 $ 4,575,000 $ 183,000 $ 0
Monroe, Michigan 25 $ 3,045,000 $ 121,800 $ 0
Wright, Minnesota 25 $ 4,995,000 $ 199,800 $ 0
Oswego, New York 25 $ 1,605,000 $ 64,200 $ 0
Rensselaer, New York 25 $ 3,235,000 $ 129,400 $ 0
Greene, Ohio 25 $ 3,065,000 $ 122,600 $ 0
Comanche, Oklahoma 25 $ 1,865,000 $ 74,600 $ 76,000
Payne, Oklahoma 25 $ 3,845,000 $ 153,800 $ 124,000
Lebanon, Pennsylvania 25 $ 3,335,000 $ 133,400 $ 0
Pike, Pennsylvania 25 $ 2,925,000 $ 117,000 $ 0
Dane, Wisconsin 25 $ 4,185,000 $ 167,400 $ 0
DeKalb, Illinois 24 $ 3,550,000 $ 147,916 $ 0
Penobscot, Maine 24 $ 2,740,000 $ 114,166 $ 23,000
Barnstable, Massachusetts 24 $ 8,550,000 $ 356,250 $ 2,243,000
Ottawa, Michigan 24 $ 2,910,000 $ 121,250 $ 0
Custer, Oklahoma 24 $ 2,540,000 $ 105,833 $ 221,000
Mercer, Pennsylvania 24 $ 1,920,000 $ 80,000 $ 0
Lancaster, South Carolina 24 $ 3,540,000 $ 147,500 $ 0
Sullivan, Tennessee 24 $ 2,210,000 $ 92,083 $ 0
Maverick, Texas 24 $ 2,850,000 $ 118,750 $ 0
Thurston, Washington 24 $ 5,450,000 $ 227,083 $ 0
Berkeley, West Virginia 24 $ 3,910,000 $ 162,916 $ 0
Rock, Wisconsin 24 $ 2,340,000 $ 97,500 $ 0
Etowah, Alabama 23 $ 2,515,000 $ 109,347 $ 0
Anchorage, Alaska 23 $ 5,015,000 $ 218,043 $ 0
Santa Rosa, Florida 23 $ 2,595,000 $ 112,826 $ 0
St. Clair, Michigan 23 $ 2,825,000 $ 122,826 $ 0
Wayne, New York 23 $ 1,945,000 $ 84,565 $ 0
Hunt, Texas 23 $ 2,085,000 $ 90,652 $ 0
Liberty, Texas 23 $ 3,245,000 $ 141,086 $ 0
San Patricio, Texas 23 $ 3,385,000 $ 147,173 $ 0
Kings, California 22 $ 4,190,000 $ 190,454 $ 29,000
Alachua, Florida 22 $ 2,610,000 $ 118,636 $ 0
Dougherty, Georgia 22 $ 1,940,000 $ 88,181 $ 0
Floyd, Georgia 22 $ 1,840,000 $ 83,636 $ 0
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Mortgage Loan Application Detail Totals for Midfirst Bank in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not Applicable 48,517 $6,803,445,000 $140,000 $1,055,000 $0 $0
Home Purchase 11,742 $3,425,450,000 $291,000 $18,005,000 $374,000 $7,217,000
Refinancing 3,328 $1,465,320,000 $440,000 $27,005,000 $401,000 $8,092,000
Cash-out Refinancing 1,679 $371,445,000 $221,000 $955,000 $125,000 $1,250,000
Other Purpose 1,019 $205,595,000 $201,000 $6,005,000 $279,000 $4,970,000
Home Improvement 672 $76,440,000 $113,000 $1,535,000 $181,000 $2,579,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 62,508 $10,550,170,000 $168,000 $27,005,000 $50,000 $162,000
White 3,260 $1,298,140,000 $398,000 $12,505,000 $327,000 $7,217,000
Not Provided 556 $349,870,000 $629,000 $7,005,000 $547,000 $8,092,000
Hispanic 245 $42,785,000 $174,000 $2,005,000 $145,000 $2,866,000
Asian 176 $70,520,000 $400,000 $2,335,000 $342,000 $1,839,000
Black or African American 115 $19,855,000 $172,000 $2,005,000 $161,000 $2,059,000
American Indian or Alaskan Native 71 $7,685,000 $108,000 $375,000 $125,000 $522,000
Native Hawaiian or Other Pacific Islander 6 $980,000 $163,000 $345,000 $91,000 $152,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 59,561 $9,554,875,000 $160,000 $1,055,000 $54,000 $342,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,856 $2,437,200,000 $501,000 $27,005,000 $345,000 $8,092,000
VA-guaranteed (Veterans Administration) 1,951 $286,765,000 $146,000 $885,000 $60,000 $256,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 589 $68,855,000 $116,000 $445,000 $39,000 $90,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 61,926 $9,883,500,000 $159,000 $1,055,000 $50,000 $162,000
Loan Originated 3,291 $1,859,725,000 $565,000 $27,005,000 $421,000 $8,092,000
Application Denied By Financial Institution 1,016 $228,150,000 $224,000 $12,505,000 $154,000 $3,783,000
Application Withdrawn By Applicant 636 $303,360,000 $476,000 $10,405,000 $230,000 $2,903,000
Application Approved But Not Accepted 84 $72,360,000 $861,000 $6,905,000 $569,000 $3,520,000
File Closed For Incompleteness 4 $600,000 $150,000 $425,000 $50,000 $54,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 65,941 $12,119,545,000 $183,000 $27,005,000 $369,000 $8,092,000
Debt-To-Income Ratio 331 $89,975,000 $271,000 $12,505,000 $121,000 $3,352,000
Collateral 301 $44,945,000 $149,000 $3,715,000 $161,000 $2,866,000
Credit History 172 $29,330,000 $170,000 $3,305,000 $108,000 $884,000
Credit Application Incomplete 148 $42,880,000 $289,000 $5,005,000 $269,000 $3,290,000
Other 47 $16,585,000 $352,000 $4,335,000 $320,000 $3,783,000
Unverifiable Information 8 $3,050,000 $381,000 $1,395,000 $293,000 $1,500,000
Insufficient Cash (Downpayment, Closing Cost) 5 $965,000 $193,000 $255,000 $75,000 $104,000
Employment History 4 $420,000 $105,000 $155,000 $88,000 $144,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Midfirst Bank's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Midfirst Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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