Midfirst Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Midfirst Bank 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Midfirst Bank 501 Nw Grand Blvd Oklahoma City, OK 73118 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 |
| Total Number of Mortgage Applications | 34,510 |
| Total Mortgage Loan Application Amount | $7,185,130,000 |
| Average Mortgage Loan Application Amount | $247,666 |
| Highest Mortgage Loan Application Amount | $23,625,000 |
| Average Applicant Income | $259,500 |
| Highest Applicant Income | $9,015,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Midfirst Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Midfirst Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Midfirst Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Midfirst Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Midfirst Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Midfirst Bank's mortgage activity for 2022.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NA (OUTSIDE OF MSA/MD) | 3,399 | $ 561,565,000 | $ 227,217 | $ 579,846 |
| OKLAHOMA CITY, OK | 1,354 | $ 287,550,000 | $ 212,000 | $ 185,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 1,211 | $ 537,785,000 | $ 444,000 | $ 295,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 1,191 | $ 211,665,000 | $ 177,000 | $ 816,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 1,149 | $ 176,255,000 | $ 153,000 | $ 0 |
| CHICAGO-NAPERVILLE, IL | 1,024 | $ 176,500,000 | $ 172,000 | $ 579,000 |
| DALLAS-PLANO-IRVING, TX | 937 | $ 199,615,000 | $ 213,000 | $ 159,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 660 | $ 558,790,000 | $ 846,000 | $ 601,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 543 | $ 133,525,000 | $ 245,750 | $ 420,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 511 | $ 69,895,000 | $ 136,000 | $ 0 |
| FORT WORTH-ARLINGTON, TX | 440 | $ 65,730,000 | $ 149,000 | $ 275,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 437 | $ 149,675,000 | $ 342,000 | $ 1,402,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 434 | $ 81,070,000 | $ 186,000 | $ 0 |
| ST. LOUIS, MO-IL | 424 | $ 47,540,000 | $ 108,000 | $ 0 |
| DENVER-AURORA-LAKEWOOD, CO | 388 | $ 225,680,000 | $ 581,000 | $ 483,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 376 | $ 41,220,000 | $ 109,000 | $ 0 |
| PHILADELPHIA, PA | 366 | $ 39,130,000 | $ 106,000 | $ 198,000 |
| TULSA, OK | 364 | $ 74,870,000 | $ 205,000 | $ 186,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 341 | $ 54,835,000 | $ 160,000 | $ 0 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 340 | $ 63,880,000 | $ 187,000 | $ 350,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 316 | $ 154,490,000 | $ 442,000 | $ 1,780,500 |
| CLEVELAND-ELYRIA, OH | 293 | $ 31,005,000 | $ 105,000 | $ 0 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 283 | $ 39,705,000 | $ 154,000 | $ 250,000 |
| CAMDEN, NJ | 278 | $ 42,830,000 | $ 154,000 | $ 0 |
| NEW YORK-NEWARK, NY | 278 | $ 66,890,000 | $ 236,000 | $ 2,140,000 |
| NEWARK, NJ-PA | 278 | $ 62,560,000 | $ 190,500 | $ 0 |
| MEMPHIS, TN-MS-AR | 261 | $ 26,965,000 | $ 112,333 | $ 0 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 261 | $ 113,655,000 | $ 435,000 | $ 1,195,000 |
| KANSAS CITY, MO-KS | 257 | $ 36,055,000 | $ 145,500 | $ 3,190,000 |
| COLUMBUS, OH | 246 | $ 30,500,000 | $ 123,000 | $ 0 |
| CINCINNATI, OH-KY-IN | 233 | $ 27,985,000 | $ 128,666 | $ 0 |
| BATON ROUGE, LA | 230 | $ 33,440,000 | $ 145,000 | $ 0 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 230 | $ 62,520,000 | $ 271,000 | $ 2,130,000 |
| NEW ORLEANS-METAIRIE, LA | 227 | $ 31,355,000 | $ 138,000 | $ 0 |
| WARREN-TROY-FARMINGTON HILLS, MI | 227 | $ 31,715,000 | $ 139,000 | $ 0 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 223 | $ 40,975,000 | $ 189,000 | $ 790,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 217 | $ 38,075,000 | $ 152,000 | $ 0 |
| PITTSBURGH, PA | 211 | $ 20,845,000 | $ 98,000 | $ 0 |
| BIRMINGHAM-HOOVER, AL | 206 | $ 23,540,000 | $ 114,000 | $ 0 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 200 | $ 33,060,000 | $ 165,000 | $ 1,146,000 |
| JACKSONVILLE, FL | 196 | $ 31,650,000 | $ 161,000 | $ 362,000 |
| GARY, IN | 192 | $ 24,460,000 | $ 127,000 | $ 0 |
| AUSTIN-ROUND ROCK, TX | 188 | $ 38,220,000 | $ 203,000 | $ 314,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 181 | $ 37,075,000 | $ 204,000 | $ 1,417,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 177 | $ 18,685,000 | $ 105,000 | $ 0 |
| LAKELAND-WINTER HAVEN, FL | 174 | $ 32,250,000 | $ 185,000 | $ 0 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 162 | $ 20,810,000 | $ 125,000 | $ 1,781,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 154 | $ 44,930,000 | $ 291,000 | $ 1,264,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 148 | $ 15,870,000 | $ 107,000 | $ 0 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 146 | $ 27,840,000 | $ 190,000 | $ 0 |
| EL PASO, TX | 144 | $ 16,700,000 | $ 115,000 | $ 0 |
| ELGIN, IL | 144 | $ 26,360,000 | $ 183,000 | $ 0 |
| COLUMBIA, SC | 142 | $ 17,900,000 | $ 126,000 | $ 0 |
| RICHMOND, VA | 139 | $ 20,645,000 | $ 148,000 | $ 0 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 135 | $ 22,855,000 | $ 169,000 | $ 0 |
| WILMINGTON, DE-MD-NJ | 132 | $ 20,660,000 | $ 148,000 | $ 0 |
| PROVIDENCE-WARWICK, RI-MA | 129 | $ 30,195,000 | $ 231,000 | $ 857,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 126 | $ 43,230,000 | $ 343,000 | $ 734,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 119 | $ 18,975,000 | $ 199,500 | $ 0 |
| MCALLEN-EDINBURG-MISSION, TX | 118 | $ 13,760,000 | $ 116,000 | $ 0 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 117 | $ 30,825,000 | $ 263,000 | $ 1,259,000 |
| TUCSON, AZ | 116 | $ 18,450,000 | $ 159,000 | $ 160,000 |
| ROCHESTER, NY | 115 | $ 10,375,000 | $ 90,000 | $ 0 |
| NEW HAVEN-MILFORD, CT | 112 | $ 18,290,000 | $ 163,000 | $ 0 |
| RALEIGH, NC | 111 | $ 16,815,000 | $ 151,000 | $ 0 |
| BAKERSFIELD, CA | 107 | $ 19,675,000 | $ 183,000 | $ 0 |
| ALBUQUERQUE, NM | 106 | $ 19,940,000 | $ 188,000 | $ 167,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 105 | $ 10,445,000 | $ 99,000 | $ 0 |
| WICHITA, KS | 105 | $ 10,035,000 | $ 95,000 | $ 116,000 |
| SAN DIEGO-CARLSBAD, CA | 99 | $ 58,365,000 | $ 589,000 | $ 1,670,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 98 | $ 8,160,000 | $ 83,000 | $ 0 |
| GRAND RAPIDS-WYOMING, MI | 94 | $ 11,360,000 | $ 120,000 | $ 873,000 |
| ALBANY-SCHENECTADY-TROY, NY | 93 | $ 12,705,000 | $ 136,000 | $ 0 |
| SEATTLE-BELLEVUE-EVERETT, WA | 92 | $ 28,480,000 | $ 309,000 | $ 271,000 |
| SHREVEPORT-BOSSIER CITY, LA | 92 | $ 12,790,000 | $ 139,000 | $ 137,000 |
| JACKSON, MS | 91 | $ 10,265,000 | $ 112,000 | $ 0 |
| BOSTON, MA | 90 | $ 26,060,000 | $ 289,000 | $ 358,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 90 | $ 15,000,000 | $ 162,500 | $ 2,793,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 90 | $ 12,620,000 | $ 127,500 | $ 0 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 90 | $ 24,940,000 | $ 294,000 | $ 0 |
| SANTA MARIA-SANTA BARBARA, CA | 90 | $ 125,990,000 | $ 1,399,000 | $ 810,000 |
| TACOMA-LAKEWOOD, WA | 89 | $ 21,405,000 | $ 240,000 | $ 0 |
| CHARLESTON-NORTH CHARLESTON, SC | 88 | $ 15,200,000 | $ 172,000 | $ 0 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 88 | $ 12,380,000 | $ 140,000 | $ 0 |
| WORCESTER, MA-CT | 88 | $ 17,380,000 | $ 195,000 | $ 0 |
| SYRACUSE, NY | 86 | $ 6,590,000 | $ 76,000 | $ 0 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 86 | $ 25,710,000 | $ 298,000 | $ 844,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 85 | $ 27,685,000 | $ 325,000 | $ 80,000 |
| CORPUS CHRISTI, TX | 85 | $ 10,655,000 | $ 125,000 | $ 535,000 |
| FRESNO, CA | 85 | $ 13,765,000 | $ 161,000 | $ 350,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 85 | $ 12,465,000 | $ 146,000 | $ 0 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 82 | $ 15,100,000 | $ 184,000 | $ 2,002,000 |
| KNOXVILLE, TN | 82 | $ 9,810,000 | $ 119,000 | $ 0 |
| GREENSBORO-HIGH POINT, NC | 81 | $ 8,475,000 | $ 104,000 | $ 0 |
| MOBILE, AL | 81 | $ 8,685,000 | $ 107,000 | $ 0 |
| CHATTANOOGA, TN-GA | 80 | $ 9,150,000 | $ 114,000 | $ 0 |
| SALT LAKE CITY, UT | 80 | $ 22,060,000 | $ 275,000 | $ 1,214,000 |
| CAPE CORAL-FORT MYERS, FL | 78 | $ 13,190,000 | $ 169,000 | $ 0 |
| WINSTON-SALEM, NC | 77 | $ 8,655,000 | $ 112,000 | $ 0 |
| LAREDO, TX | 75 | $ 9,555,000 | $ 127,000 | $ 0 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 74 | $ 23,330,000 | $ 315,000 | $ 1,847,000 |
| AKRON, OH | 72 | $ 7,580,000 | $ 105,000 | $ 0 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 71 | $ 7,945,000 | $ 108,500 | $ 0 |
| BEAUMONT-PORT ARTHUR, TX | 71 | $ 9,455,000 | $ 133,000 | $ 0 |
| DES MOINES-WEST DES MOINES, IA | 70 | $ 8,470,000 | $ 121,000 | $ 0 |
| SPRINGFIELD, MA | 69 | $ 10,515,000 | $ 152,000 | $ 0 |
| FAYETTEVILLE, NC | 67 | $ 8,945,000 | $ 133,000 | $ 100,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 67 | $ 31,475,000 | $ 469,000 | $ 152,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 67 | $ 9,255,000 | $ 138,000 | $ 0 |
| PORT ST. LUCIE, FL | 67 | $ 12,005,000 | $ 179,000 | $ 0 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 65 | $ 82,195,000 | $ 1,264,000 | $ 1,025,000 |
| LAFAYETTE, LA | 65 | $ 8,765,000 | $ 134,000 | $ 0 |
| YORK-HANOVER, PA | 65 | $ 7,855,000 | $ 120,000 | $ 0 |
| LUBBOCK, TX | 64 | $ 7,850,000 | $ 122,000 | $ 0 |
| SAVANNAH, GA | 64 | $ 8,320,000 | $ 130,000 | $ 0 |
| TOLEDO, OH | 63 | $ 7,635,000 | $ 121,000 | $ 848,000 |
| KILLEEN-TEMPLE, TX | 62 | $ 7,540,000 | $ 121,000 | $ 0 |
| VINELAND-BRIDGETON, NJ | 62 | $ 8,220,000 | $ 132,000 | $ 38,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 61 | $ 10,975,000 | $ 179,000 | $ 218,000 |
| FORT WAYNE, IN | 60 | $ 5,370,000 | $ 89,000 | $ 0 |
| HUNTSVILLE, AL | 60 | $ 6,890,000 | $ 114,000 | $ 0 |
| BROWNSVILLE-HARLINGEN, TX | 58 | $ 6,800,000 | $ 117,000 | $ 0 |
| COLORADO SPRINGS, CO | 56 | $ 14,680,000 | $ 262,000 | $ 0 |
| OCALA, FL | 56 | $ 7,170,000 | $ 128,000 | $ 0 |
| READING, PA | 56 | $ 7,370,000 | $ 131,000 | $ 0 |
| MIDLAND, TX | 55 | $ 10,215,000 | $ 185,000 | $ 0 |
| ODESSA, TX | 54 | $ 8,540,000 | $ 158,000 | $ 0 |
| ROCKFORD, IL | 54 | $ 5,630,000 | $ 104,000 | $ 0 |
| HARRISBURG-CARLISLE, PA | 52 | $ 6,620,000 | $ 127,000 | $ 0 |
| SPARTANBURG, SC | 52 | $ 6,650,000 | $ 127,000 | $ 0 |
| FLINT, MI | 51 | $ 6,475,000 | $ 126,000 | $ 0 |
| MONTGOMERY, AL | 50 | $ 5,590,000 | $ 111,000 | $ 0 |
| STOCKTON-LODI, CA | 50 | $ 11,820,000 | $ 236,000 | $ 0 |
| LANCASTER, PA | 49 | $ 6,205,000 | $ 126,000 | $ 0 |
| PEORIA, IL | 48 | $ 4,140,000 | $ 86,000 | $ 0 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 45 | $ 4,305,000 | $ 93,000 | $ 0 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 45 | $ 4,425,000 | $ 98,000 | $ 0 |
| EVANSVILLE, IN-KY | 44 | $ 4,380,000 | $ 99,500 | $ 0 |
| MODESTO, CA | 44 | $ 9,950,000 | $ 226,000 | $ 0 |
| OGDEN-CLEARFIELD, UT | 44 | $ 9,960,000 | $ 226,000 | $ 647,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 44 | $ 3,250,000 | $ 63,000 | $ 0 |
| ATLANTIC CITY-HAMMONTON, NJ | 43 | $ 6,435,000 | $ 149,000 | $ 0 |
| CLARKSVILLE, TN-KY | 43 | $ 7,015,000 | $ 150,000 | $ 0 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 42 | $ 6,790,000 | $ 153,000 | $ 0 |
| UTICA-ROME, NY | 42 | $ 3,260,000 | $ 77,000 | $ 101,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 42 | $ 4,010,000 | $ 113,500 | $ 0 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 41 | $ 6,575,000 | $ 160,500 | $ 0 |
| PENSACOLA-FERRY PASS-BRENT, FL | 41 | $ 4,555,000 | $ 111,000 | $ 0 |
| TUSCALOOSA, AL | 41 | $ 5,175,000 | $ 126,000 | $ 0 |
| COLUMBUS, GA-AL | 40 | $ 4,290,000 | $ 99,500 | $ 0 |
| DURHAM-CHAPEL HILL, NC | 40 | $ 5,010,000 | $ 125,000 | $ 0 |
| LANSING-EAST LANSING, MI | 40 | $ 3,670,000 | $ 91,000 | $ 0 |
| AMARILLO, TX | 39 | $ 4,715,000 | $ 120,000 | $ 0 |
| PROVO-OREM, UT | 39 | $ 8,495,000 | $ 217,000 | $ 0 |
| TRENTON, NJ | 39 | $ 5,555,000 | $ 142,000 | $ 0 |
| WARNER ROBINS, GA | 39 | $ 4,365,000 | $ 111,000 | $ 0 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 38 | $ 3,880,000 | $ 97,666 | $ 0 |
| LONGVIEW, TX | 38 | $ 4,250,000 | $ 111,000 | $ 0 |
| SPOKANE-SPOKANE VALLEY, WA | 38 | $ 6,090,000 | $ 160,000 | $ 0 |
| EAST STROUDSBURG, PA | 37 | $ 6,025,000 | $ 162,000 | $ 0 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 37 | $ 4,915,000 | $ 132,000 | $ 0 |
| HOUMA-THIBODAUX, LA | 37 | $ 5,295,000 | $ 143,000 | $ 0 |
| ROANOKE, VA | 37 | $ 3,385,000 | $ 91,000 | $ 0 |
| SALISBURY, MD-DE | 37 | $ 5,065,000 | $ 139,500 | $ 0 |
| SANTA FE, NM | 37 | $ 25,195,000 | $ 680,000 | $ 811,000 |
| SPRINGFIELD, MO | 37 | $ 4,615,000 | $ 124,000 | $ 0 |
| VISALIA-PORTERVILLE, CA | 37 | $ 5,635,000 | $ 152,000 | $ 0 |
| DOVER, DE | 36 | $ 6,560,000 | $ 182,000 | $ 0 |
| TYLER, TX | 36 | $ 5,120,000 | $ 142,000 | $ 80,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 35 | $ 4,915,000 | $ 140,000 | $ 0 |
| GAINESVILLE, FL | 35 | $ 3,435,000 | $ 98,000 | $ 0 |
| MONROE, LA | 35 | $ 3,355,000 | $ 95,000 | $ 0 |
| PORTLAND-SOUTH PORTLAND, ME | 35 | $ 6,865,000 | $ 196,000 | $ 480,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 35 | $ 13,815,000 | $ 394,000 | $ 322,000 |
| ELKHART-GOSHEN, IN | 34 | $ 3,350,000 | $ 98,000 | $ 0 |
| JACKSONVILLE, NC | 34 | $ 5,000,000 | $ 147,000 | $ 0 |
| LAKE CHARLES, LA | 34 | $ 4,050,000 | $ 119,000 | $ 0 |
| MACON-BIBB COUNTY, GA | 34 | $ 3,280,000 | $ 96,000 | $ 0 |
| VALLEJO-FAIRFIELD, CA | 34 | $ 11,850,000 | $ 348,000 | $ 0 |
| BOISE CITY, ID | 33 | $ 4,785,000 | $ 145,000 | $ 647,000 |
| GREELEY, CO | 33 | $ 7,295,000 | $ 221,000 | $ 1,945,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 33 | $ 6,875,000 | $ 208,000 | $ 0 |
| CANTON-MASSILLON, OH | 32 | $ 3,230,000 | $ 100,000 | $ 0 |
| HAMMOND, LA | 32 | $ 4,700,000 | $ 146,000 | $ 0 |
| LEXINGTON-FAYETTE, KY | 32 | $ 3,770,000 | $ 117,000 | $ 0 |
| CHARLESTON, WV | 31 | $ 3,295,000 | $ 106,000 | $ 0 |
| YUMA, AZ | 31 | $ 3,635,000 | $ 117,000 | $ 0 |
| MUSKEGON, MI | 30 | $ 2,830,000 | $ 94,000 | $ 0 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 30 | $ 17,830,000 | $ 594,000 | $ 1,251,000 |
| WACO, TX | 30 | $ 3,310,000 | $ 110,000 | $ 0 |
| BOULDER, CO | 29 | $ 24,455,000 | $ 843,000 | $ 635,000 |
| RACINE, WI | 29 | $ 3,155,000 | $ 108,000 | $ 0 |
| SAGINAW, MI | 29 | $ 2,625,000 | $ 90,000 | $ 0 |
| LAFAYETTE-WEST LAFAYETTE, IN | 27 | $ 2,485,000 | $ 92,000 | $ 0 |
| TALLAHASSEE, FL | 27 | $ 3,475,000 | $ 128,000 | $ 0 |
| WICHITA FALLS, TX | 27 | $ 2,355,000 | $ 87,000 | $ 0 |
| FORT SMITH, AR-OK | 26 | $ 1,930,000 | $ 77,000 | $ 0 |
| HICKORY-LENOIR-MORGANTON, NC | 26 | $ 2,810,000 | $ 108,000 | $ 0 |
| NORWICH-NEW LONDON, CT | 26 | $ 4,350,000 | $ 167,000 | $ 0 |
| ST. JOSEPH, MO-KS | 26 | $ 2,260,000 | $ 76,000 | $ 0 |
| URBAN HONOLULU, HI | 26 | $ 11,890,000 | $ 457,000 | $ 1,059,000 |
| HINESVILLE, GA | 25 | $ 2,915,000 | $ 116,000 | $ 0 |
| MERCED, CA | 25 | $ 4,825,000 | $ 193,000 | $ 0 |
| MICHIGAN CITY-LA PORTE, IN | 25 | $ 2,335,000 | $ 93,000 | $ 0 |
| PUNTA GORDA, FL | 25 | $ 3,755,000 | $ 150,000 | $ 0 |
| SPRINGFIELD, OH | 25 | $ 2,375,000 | $ 95,000 | $ 0 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 24 | $ 3,950,000 | $ 164,000 | $ 301,000 |
| ANCHORAGE, AK | 23 | $ 5,345,000 | $ 232,000 | $ 423,000 |
| CEDAR RAPIDS, IA | 23 | $ 2,455,000 | $ 106,000 | $ 0 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 23 | $ 3,705,000 | $ 161,000 | $ 0 |
| ELIZABETHTOWN-FORT KNOX, KY | 23 | $ 2,745,000 | $ 119,000 | $ 0 |
| JACKSON, TN | 23 | $ 2,085,000 | $ 90,000 | $ 0 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 23 | $ 2,005,000 | $ 87,500 | $ 0 |
| SALEM, OR | 23 | $ 4,135,000 | $ 179,000 | $ 0 |
| WILMINGTON, NC | 23 | $ 4,155,000 | $ 180,000 | $ 0 |
| PUEBLO, CO | 22 | $ 6,610,000 | $ 300,000 | $ 0 |
| BURLINGTON, NC | 21 | $ 2,485,000 | $ 118,000 | $ 0 |
| CALIFORNIA-LEXINGTON PARK, MD | 21 | $ 4,325,000 | $ 205,000 | $ 0 |
| COLLEGE STATION-BRYAN, TX | 21 | $ 4,075,000 | $ 194,000 | $ 0 |
| DOTHAN, AL | 21 | $ 2,275,000 | $ 108,000 | $ 0 |
| FLAGSTAFF, AZ | 21 | $ 13,685,000 | $ 651,000 | $ 680,000 |
| GRAND JUNCTION, CO | 21 | $ 3,225,000 | $ 153,000 | $ 99,000 |
| KOKOMO, IN | 21 | $ 1,995,000 | $ 95,000 | $ 0 |
| LAWTON, OK | 21 | $ 2,565,000 | $ 122,000 | $ 68,000 |
| LYNCHBURG, VA | 21 | $ 2,055,000 | $ 97,000 | $ 0 |
| NILES-BENTON HARBOR, MI | 21 | $ 1,825,000 | $ 86,000 | $ 0 |
| RENO, NV | 21 | $ 6,505,000 | $ 309,000 | $ 0 |
| BATTLE CREEK, MI | 20 | $ 1,720,000 | $ 86,000 | $ 0 |
| KALAMAZOO-PORTAGE, MI | 20 | $ 2,020,000 | $ 101,000 | $ 0 |
| PINE BLUFF, AR | 20 | $ 1,650,000 | $ 82,000 | $ 0 |
| ABILENE, TX | 19 | $ 2,645,000 | $ 139,000 | $ 0 |
| ASHEVILLE, NC | 19 | $ 3,495,000 | $ 183,000 | $ 512,000 |
| DECATUR, AL | 19 | $ 1,495,000 | $ 78,000 | $ 0 |
| DULUTH, MN-WI | 19 | $ 2,015,000 | $ 105,500 | $ 0 |
| KENNEWICK-RICHLAND, WA | 19 | $ 2,635,000 | $ 138,000 | $ 0 |
| MADISON, WI | 19 | $ 2,925,000 | $ 153,000 | $ 0 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 19 | $ 6,355,000 | $ 334,000 | $ 0 |
| OLYMPIA-TUMWATER, WA | 19 | $ 4,925,000 | $ 259,000 | $ 0 |
| ROCKY MOUNT, NC | 19 | $ 2,175,000 | $ 114,000 | $ 0 |
| FARMINGTON, NM | 18 | $ 2,920,000 | $ 162,000 | $ 0 |
| FLORENCE, SC | 18 | $ 2,560,000 | $ 142,000 | $ 0 |
| GADSDEN, AL | 18 | $ 2,200,000 | $ 122,000 | $ 0 |
| GAINESVILLE, GA | 18 | $ 2,990,000 | $ 166,000 | $ 292,000 |
| KANKAKEE, IL | 18 | $ 2,910,000 | $ 161,000 | $ 0 |
| LINCOLN, NE | 18 | $ 3,110,000 | $ 172,000 | $ 0 |
| MANCHESTER-NASHUA, NH | 18 | $ 3,680,000 | $ 204,000 | $ 0 |
| SIERRA VISTA-DOUGLAS, AZ | 18 | $ 2,040,000 | $ 113,000 | $ 47,000 |
| TEXARKANA, TX-AR | 18 | $ 1,940,000 | $ 108,500 | $ 0 |
| VICTORIA, TX | 18 | $ 1,570,000 | $ 87,000 | $ 0 |
| ERIE, PA | 17 | $ 1,775,000 | $ 104,000 | $ 0 |
| FORT COLLINS, CO | 17 | $ 7,285,000 | $ 428,000 | $ 396,000 |
| GREEN BAY, WI | 17 | $ 2,565,000 | $ 150,000 | $ 0 |
| SPRINGFIELD, IL | 17 | $ 1,775,000 | $ 104,000 | $ 0 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 16 | $ 1,450,000 | $ 90,000 | $ 0 |
| AUBURN-OPELIKA, AL | 16 | $ 2,120,000 | $ 132,000 | $ 0 |
| BOWLING GREEN, KY | 16 | $ 1,950,000 | $ 121,000 | $ 0 |
| CHAMBERSBURG-WAYNESBORO, PA | 16 | $ 2,490,000 | $ 155,000 | $ 0 |
| CHAMPAIGN-URBANA, IL | 16 | $ 1,790,000 | $ 111,000 | $ 0 |
| DALTON, GA | 16 | $ 1,600,000 | $ 100,000 | $ 0 |
| EUGENE, OR | 16 | $ 2,670,000 | $ 166,000 | $ 0 |
| HOMOSASSA SPRINGS, FL | 16 | $ 1,790,000 | $ 111,000 | $ 0 |
| MANSFIELD, OH | 16 | $ 1,830,000 | $ 114,000 | $ 0 |
| MONROE, MI | 16 | $ 2,090,000 | $ 130,000 | $ 0 |
| ANN ARBOR, MI | 15 | $ 2,285,000 | $ 152,000 | $ 0 |
| BILLINGS, MT | 15 | $ 2,245,000 | $ 149,000 | $ 0 |
| BREMERTON-SILVERDALE, WA | 15 | $ 3,085,000 | $ 205,000 | $ 0 |
| GLENS FALLS, NY | 15 | $ 1,875,000 | $ 125,000 | $ 0 |
| HANFORD-CORCORAN, CA | 15 | $ 3,125,000 | $ 208,000 | $ 0 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 15 | $ 3,415,000 | $ 227,000 | $ 0 |
| LAS CRUCES, NM | 15 | $ 2,495,000 | $ 166,000 | $ 0 |
| ST. CLOUD, MN | 15 | $ 1,785,000 | $ 119,000 | $ 0 |
| YAKIMA, WA | 15 | $ 2,335,000 | $ 155,000 | $ 0 |
| APPLETON, WI | 14 | $ 1,650,000 | $ 117,000 | $ 0 |
| BAY CITY, MI | 14 | $ 920,000 | $ 65,000 | $ 0 |
| JACKSON, MI | 14 | $ 1,210,000 | $ 86,000 | $ 0 |
| LAKE HAVASU CITY-KINGMAN, AZ | 14 | $ 2,040,000 | $ 145,000 | $ 0 |
| LEWISTON-AUBURN, ME | 14 | $ 1,640,000 | $ 117,000 | $ 0 |
| SAN ANGELO, TX | 14 | $ 1,640,000 | $ 117,000 | $ 0 |
| SUMTER, SC | 14 | $ 1,300,000 | $ 92,000 | $ 0 |
| TOPEKA, KS | 14 | $ 1,750,000 | $ 125,000 | $ 0 |
| ALBANY, OR | 13 | $ 2,345,000 | $ 180,000 | $ 0 |
| BEND-REDMOND, OR | 13 | $ 4,305,000 | $ 331,000 | $ 0 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 13 | $ 1,425,000 | $ 109,000 | $ 0 |
| BRUNSWICK, GA | 13 | $ 1,535,000 | $ 118,000 | $ 0 |
| CHICO, CA | 13 | $ 2,145,000 | $ 165,000 | $ 0 |
| JOPLIN, MO | 13 | $ 1,495,000 | $ 115,000 | $ 0 |
| MORRISTOWN, TN | 13 | $ 1,415,000 | $ 108,000 | $ 0 |
| PANAMA CITY, FL | 13 | $ 2,155,000 | $ 165,000 | $ 0 |
| SHERMAN-DENISON, TX | 13 | $ 1,645,000 | $ 126,000 | $ 53,000 |
| WATERLOO-CEDAR FALLS, IA | 13 | $ 1,005,000 | $ 77,000 | $ 0 |
| WINCHESTER, VA-WV | 13 | $ 2,545,000 | $ 181,500 | $ 0 |
| ALBANY, GA | 12 | $ 1,410,000 | $ 117,000 | $ 0 |
| ALTOONA, PA | 12 | $ 1,070,000 | $ 89,000 | $ 0 |
| BECKLEY, WV | 12 | $ 1,480,000 | $ 123,000 | $ 0 |
| GOLDSBORO, NC | 12 | $ 1,740,000 | $ 145,000 | $ 0 |
| GREENVILLE, NC | 12 | $ 1,200,000 | $ 100,000 | $ 0 |
| MADERA, CA | 12 | $ 2,280,000 | $ 190,000 | $ 0 |
| MUNCIE, IN | 12 | $ 840,000 | $ 70,000 | $ 0 |
| SEBASTIAN-VERO BEACH, FL | 12 | $ 1,690,000 | $ 140,000 | $ 1,030,000 |
| WAUSAU, WI | 12 | $ 1,530,000 | $ 127,000 | $ 0 |
| ATHENS-CLARKE COUNTY, GA | 11 | $ 1,725,000 | $ 156,000 | $ 0 |
| BANGOR, ME | 11 | $ 1,335,000 | $ 121,000 | $ 0 |
| BLOOMINGTON, IN | 11 | $ 1,255,000 | $ 114,000 | $ 0 |
| CARBONDALE-MARION, IL | 11 | $ 1,005,000 | $ 91,000 | $ 0 |
| COLUMBUS, IN | 11 | $ 1,325,000 | $ 120,000 | $ 0 |
| FLORENCE-MUSCLE SHOALS, AL | 11 | $ 1,335,000 | $ 121,000 | $ 0 |
| HATTIESBURG, MS | 11 | $ 1,195,000 | $ 108,000 | $ 0 |
| JANESVILLE-BELOIT, WI | 11 | $ 1,155,000 | $ 105,000 | $ 0 |
| JEFFERSON CITY, MO | 11 | $ 1,135,000 | $ 103,000 | $ 0 |
| JOHNSON CITY, TN | 11 | $ 1,545,000 | $ 140,000 | $ 0 |
| MEDFORD, OR | 11 | $ 2,425,000 | $ 220,000 | $ 0 |
| REDDING, CA | 11 | $ 1,925,000 | $ 175,000 | $ 0 |
| ROCHESTER, MN | 11 | $ 1,645,000 | $ 149,000 | $ 0 |
| SALINAS, CA | 11 | $ 4,725,000 | $ 429,000 | $ 0 |
| SIOUX CITY, IA-NE-SD | 11 | $ 1,245,000 | $ 173,333 | $ 0 |
| TERRE HAUTE, IN | 11 | $ 1,065,000 | $ 96,000 | $ 0 |
| WEIRTON-STEUBENVILLE, WV-OH | 11 | $ 775,000 | $ 75,500 | $ 0 |
| ALEXANDRIA, LA | 10 | $ 1,420,000 | $ 142,000 | $ 0 |
| CLEVELAND, TN | 10 | $ 810,000 | $ 81,000 | $ 0 |
| COEUR D'ALENE, ID | 10 | $ 11,150,000 | $ 1,115,000 | $ 1,566,000 |
| EL CENTRO, CA | 10 | $ 1,380,000 | $ 138,000 | $ 0 |
| ELMIRA, NY | 10 | $ 1,060,000 | $ 106,000 | $ 0 |
| KINGSTON, NY | 10 | $ 1,570,000 | $ 157,000 | $ 0 |
| LEBANON, PA | 10 | $ 1,210,000 | $ 121,000 | $ 0 |
| MIDLAND, MI | 10 | $ 910,000 | $ 91,000 | $ 0 |
| SANTA ROSA, CA | 10 | $ 3,810,000 | $ 381,000 | $ 0 |
| SEBRING, FL | 10 | $ 930,000 | $ 93,000 | $ 0 |
| BINGHAMTON, NY | 9 | $ 605,000 | $ 67,000 | $ 0 |
| CHEYENNE, WY | 9 | $ 1,295,000 | $ 143,000 | $ 0 |
| COLUMBIA, MO | 9 | $ 1,125,000 | $ 125,000 | $ 0 |
| DECATUR, IL | 9 | $ 775,000 | $ 86,000 | $ 0 |
| MANHATTAN, KS | 9 | $ 1,455,000 | $ 161,000 | $ 0 |
| NEW BERN, NC | 9 | $ 1,115,000 | $ 123,000 | $ 0 |
| OCEAN CITY, NJ | 9 | $ 1,645,000 | $ 182,000 | $ 0 |
| PARKERSBURG-VIENNA, WV | 9 | $ 1,105,000 | $ 122,000 | $ 0 |
| WHEELING, WV-OH | 9 | $ 1,305,000 | $ 145,500 | $ 0 |
| BLOOMSBURG-BERWICK, PA | 8 | $ 870,000 | $ 108,000 | $ 0 |
| CHARLOTTESVILLE, VA | 8 | $ 1,360,000 | $ 170,000 | $ 0 |
| FARGO, ND-MN | 8 | $ 1,330,000 | $ 166,000 | $ 0 |
| HOT SPRINGS, AR | 8 | $ 620,000 | $ 77,000 | $ 0 |
| JONESBORO, AR | 8 | $ 1,200,000 | $ 150,000 | $ 0 |
| LIMA, OH | 8 | $ 770,000 | $ 96,000 | $ 0 |
| LONGVIEW, WA | 8 | $ 1,820,000 | $ 227,000 | $ 0 |
| OWENSBORO, KY | 8 | $ 950,000 | $ 118,000 | $ 0 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 8 | $ 11,280,000 | $ 1,410,000 | $ 1,031,000 |
| SAN JUAN-CAROLINA-CAGUAS, PR | 8 | $ 750,000 | $ 93,000 | $ 0 |
| ST. GEORGE, UT | 8 | $ 1,740,000 | $ 217,000 | $ 0 |
| WILLIAMSPORT, PA | 8 | $ 810,000 | $ 101,000 | $ 0 |
| BELLINGHAM, WA | 7 | $ 1,875,000 | $ 267,000 | $ 234,000 |
| DANVILLE, IL | 7 | $ 395,000 | $ 56,000 | $ 0 |
| ENID, OK | 7 | $ 405,000 | $ 57,000 | $ 17,000 |
| IDAHO FALLS, ID | 7 | $ 1,035,000 | $ 147,000 | $ 0 |
| JOHNSTOWN, PA | 7 | $ 705,000 | $ 100,000 | $ 0 |
| MOUNT VERNON-ANACORTES, WA | 7 | $ 2,195,000 | $ 313,000 | $ 0 |
| POCATELLO, ID | 7 | $ 885,000 | $ 126,000 | $ 0 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 7 | $ 3,655,000 | $ 522,000 | $ 0 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 7 | $ 3,525,000 | $ 503,000 | $ 0 |
| TWIN FALLS, ID | 7 | $ 625,000 | $ 89,000 | $ 0 |
| AMES, IA | 6 | $ 770,000 | $ 128,000 | $ 0 |
| CAPE GIRARDEAU, MO-IL | 6 | $ 610,000 | $ 101,000 | $ 0 |
| GETTYSBURG, PA | 6 | $ 1,080,000 | $ 180,000 | $ 0 |
| GRANTS PASS, OR | 6 | $ 1,210,000 | $ 201,000 | $ 0 |
| ROME, GA | 6 | $ 740,000 | $ 123,000 | $ 0 |
| VALDOSTA, GA | 6 | $ 590,000 | $ 98,000 | $ 0 |
| YUBA CITY, CA | 6 | $ 1,060,000 | $ 176,000 | $ 0 |
| BARNSTABLE TOWN, MA | 5 | $ 4,375,000 | $ 875,000 | $ 350,000 |
| GRAND ISLAND, NE | 5 | $ 515,000 | $ 103,000 | $ 0 |
| LEWISTON, ID-WA | 5 | $ 565,000 | $ 105,000 | $ 0 |
| MANKATO-NORTH MANKATO, MN | 5 | $ 655,000 | $ 131,000 | $ 0 |
| OSHKOSH-NEENAH, WI | 5 | $ 565,000 | $ 113,000 | $ 0 |
| RAPID CITY, SD | 5 | $ 705,000 | $ 141,000 | $ 0 |
| SANTA CRUZ-WATSONVILLE, CA | 5 | $ 2,305,000 | $ 461,000 | $ 0 |
| SHEBOYGAN, WI | 5 | $ 875,000 | $ 175,000 | $ 0 |
| SIOUX FALLS, SD | 5 | $ 775,000 | $ 155,000 | $ 0 |
| STATE COLLEGE, PA | 5 | $ 685,000 | $ 137,000 | $ 0 |
| STAUNTON-WAYNESBORO, VA | 5 | $ 445,000 | $ 89,000 | $ 0 |
| WATERTOWN-FORT DRUM, NY | 5 | $ 415,000 | $ 83,000 | $ 0 |
| BLOOMINGTON, IL | 4 | $ 410,000 | $ 102,000 | $ 0 |
| BURLINGTON-SOUTH BURLINGTON, VT | 4 | $ 590,000 | $ 147,000 | $ 0 |
| CASPER, WY | 4 | $ 690,000 | $ 172,000 | $ 0 |
| DUBUQUE, IA | 4 | $ 500,000 | $ 125,000 | $ 0 |
| EAU CLAIRE, WI | 4 | $ 430,000 | $ 107,000 | $ 0 |
| FOND DU LAC, WI | 4 | $ 460,000 | $ 115,000 | $ 0 |
| HARRISONBURG, VA | 4 | $ 450,000 | $ 112,000 | $ 0 |
| KAHULUI-WAILUKU-LAHAINA, HI | 4 | $ 1,650,000 | $ 412,000 | $ 0 |
| LOGAN, UT-ID | 4 | $ 690,000 | $ 136,500 | $ 0 |
| MISSOULA, MT | 4 | $ 1,560,000 | $ 390,000 | $ 327,000 |
| MORGANTOWN, WV | 4 | $ 580,000 | $ 145,000 | $ 0 |
| PITTSFIELD, MA | 4 | $ 590,000 | $ 147,000 | $ 0 |
| SAN RAFAEL, CA | 4 | $ 3,630,000 | $ 907,000 | $ 922,000 |
| GRAND FORKS, ND-MN | 3 | $ 505,000 | $ 145,000 | $ 0 |
| IOWA CITY, IA | 3 | $ 395,000 | $ 131,000 | $ 0 |
| LA CROSSE-ONALASKA, WI-MN | 3 | $ 425,000 | $ 135,000 | $ 0 |
| THE VILLAGES, FL | 3 | $ 295,000 | $ 98,000 | $ 0 |
| WENATCHEE, WA | 3 | $ 705,000 | $ 235,000 | $ 0 |
| BISMARCK, ND | 2 | $ 430,000 | $ 215,000 | $ 0 |
| CUMBERLAND, MD-WV | 2 | $ 170,000 | $ 85,000 | $ 0 |
| FAIRBANKS, AK | 2 | $ 320,000 | $ 160,000 | $ 0 |
| GREAT FALLS, MT | 2 | $ 300,000 | $ 150,000 | $ 0 |
| NAPA, CA | 2 | $ 760,000 | $ 380,000 | $ 702,000 |
| WALLA WALLA, WA | 2 | $ 280,000 | $ 140,000 | $ 0 |
| CARSON CITY, NV | 1 | $ 215,000 | $ 215,000 | $ 0 |
| CORVALLIS, OR | 1 | $ 255,000 | $ 255,000 | $ 0 |
| ITHACA, NY | 1 | $ 95,000 | $ 95,000 | $ 0 |
| LAWRENCE, KS | 1 | $ 205,000 | $ 205,000 | $ 0 |
| PONCE, PR | 1 | $ 55,000 | $ 55,000 | $ 0 |
Mortgage Loan Application Detail Totals for Midfirst Bank in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Applicable | 19,994 | $2,460,310,000 | $123,000 | $695,000 | $0 | $0 |
| Home Purchase | 9,810 | $3,251,520,000 | $331,000 | $14,345,000 | $387,000 | $9,015,000 |
| Refinancing | 2,650 | $1,020,030,000 | $384,000 | $23,625,000 | $364,000 | $4,363,000 |
| Cash-out Refinancing | 913 | $201,565,000 | $220,000 | $1,075,000 | $106,000 | $1,204,000 |
| Other Purpose | 623 | $174,445,000 | $280,000 | $8,745,000 | $433,000 | $6,398,000 |
| Home Improvement | 520 | $77,260,000 | $148,000 | $5,005,000 | $267,000 | $3,317,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 31,661 | $5,754,805,000 | $181,000 | $23,625,000 | $53,000 | $182,000 |
| White | 1,688 | $890,180,000 | $527,000 | $7,005,000 | $469,000 | $9,015,000 |
| Not Provided | 370 | $303,100,000 | $819,000 | $15,005,000 | $472,000 | $7,200,000 |
| Hispanic | 352 | $95,020,000 | $269,000 | $2,215,000 | $159,000 | $3,916,000 |
| Black or African American | 246 | $54,080,000 | $219,000 | $10,755,000 | $121,000 | $1,702,000 |
| Asian | 115 | $72,645,000 | $631,000 | $6,005,000 | $463,000 | $3,809,000 |
| American Indian or Alaskan Native | 60 | $6,850,000 | $114,000 | $1,165,000 | $136,000 | $2,052,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $110,000 | $55,000 | $75,000 | $36,000 | $36,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 27,471 | $4,118,895,000 | $149,000 | $1,105,000 | $58,000 | $253,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,350 | $2,273,470,000 | $678,000 | $23,625,000 | $412,000 | $9,015,000 |
| VA-guaranteed (Veterans Administration) | 3,240 | $736,330,000 | $227,000 | $1,265,000 | $57,000 | $370,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 449 | $56,435,000 | $125,000 | $685,000 | $51,000 | $60,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 30,873 | $4,875,805,000 | $157,000 | $1,265,000 | $53,000 | $182,000 |
| Loan Originated | 2,634 | $1,860,230,000 | $706,000 | $23,625,000 | $494,000 | $9,015,000 |
| Application Denied By Financial Institution | 585 | $123,935,000 | $211,000 | $15,005,000 | $118,000 | $4,080,000 |
| Application Withdrawn By Applicant | 343 | $238,205,000 | $694,000 | $12,405,000 | $351,000 | $7,200,000 |
| Application Approved But Not Accepted | 60 | $82,110,000 | $1,368,000 | $7,005,000 | $705,000 | $3,050,000 |
| Preapproval Approved but not Accepted | 14 | $4,740,000 | $338,000 | $745,000 | $77,000 | $180,000 |
| File Closed For Incompleteness | 1 | $105,000 | $105,000 | $105,000 | $83,000 | $83,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 33,925 | $7,061,195,000 | $208,000 | $23,625,000 | $396,000 | $9,015,000 |
| Debt-To-Income Ratio | 189 | $51,085,000 | $270,000 | $6,005,000 | $98,000 | $1,349,000 |
| Credit History | 152 | $17,520,000 | $115,000 | $3,305,000 | $106,000 | $1,440,000 |
| Collateral | 99 | $22,415,000 | $226,000 | $6,125,000 | $192,000 | $4,080,000 |
| Other | 87 | $6,955,000 | $79,000 | $755,000 | $98,000 | $600,000 |
| Credit Application Incomplete | 45 | $22,255,000 | $494,000 | $15,005,000 | $0 | $0 |
| Unverifiable Information | 8 | $1,720,000 | $215,000 | $455,000 | $84,000 | $144,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $1,485,000 | $495,000 | $685,000 | $120,000 | $195,000 |
| Employment History | 2 | $500,000 | $250,000 | $385,000 | $69,000 | $101,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Midfirst Bank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Midfirst Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet
with aggregated HMDA statistics today.