Midfirst Bank Mortgage Lending & HMDA Data, 2022

In 2022, Midfirst Bank of Oklahoma City, OK reported 34,510 mortgage applications totaling $7.2 billion, down 28% from 2021. The average application was for $208,204, and applicants reported an average income of $362,802. 8% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Oklahoma City, OK (1,354), Phoenix-Mesa-Scottsdale, AZ (1,211) and Houston-The Woodlands-Sugar Land, TX (1,191) (applications in parentheses).

Mortgage Company & Address Midfirst Bank
501 Nw Grand Blvd
Oklahoma City, OK 73118
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  
Total Number of Mortgage Applications 34,510
Total Mortgage Loan Application Amount $7,185,130,000
Average Mortgage Loan Application Amount $208,204
Highest Mortgage Loan Application Amount $23,625,000
Average Applicant Income $362,802
Highest Applicant Income $9,015,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Midfirst Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Midfirst Bank by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 1,123 $ 517,145,000 $ 460,503 $ 296,000
Oklahoma, Oklahoma 847 $ 195,085,000 $ 230,324 $ 223,000
Harris, Texas 754 $ 129,320,000 $ 171,511 $ 1,092,000
Cook, Illinois 744 $ 126,970,000 $ 170,658 $ 783,000
Los Angeles, California 660 $ 558,790,000 $ 846,651 $ 601,000
Dallas, Texas 612 $ 127,550,000 $ 208,415 $ 144,000
Bexar, Texas 431 $ 56,855,000 $ 131,914 $ 0
Tarrant, Texas 360 $ 53,070,000 $ 147,416 $ 275,000
Tulsa, Oklahoma 283 $ 61,675,000 $ 217,932 $ 183,000
Philadelphia, Pennsylvania 272 $ 28,040,000 $ 103,088 $ 198,000
Riverside, California 268 $ 106,200,000 $ 396,268 $ 1,468,000
Prince George's, Maryland 240 $ 53,120,000 $ 221,333 $ 0
Clark, Nevada 230 $ 62,520,000 $ 271,826 $ 2,130,000
Cleveland, Oklahoma 211 $ 46,745,000 $ 221,540 $ 128,000
Marion, Indiana 210 $ 20,400,000 $ 97,142 $ 0
Canadian, Oklahoma 187 $ 28,245,000 $ 151,042 $ 91,000
Broward, Florida 181 $ 37,075,000 $ 204,834 $ 1,417,000
Denver, Colorado 180 $ 123,990,000 $ 688,833 $ 376,000
Cuyahoga, Ohio 178 $ 17,550,000 $ 98,595 $ 0
Wayne, Michigan 177 $ 18,685,000 $ 105,564 $ 0
St. Louis, Missouri 177 $ 18,575,000 $ 104,943 $ 0
Polk, Florida 174 $ 32,250,000 $ 185,344 $ 0
Shelby, Tennessee 171 $ 15,095,000 $ 88,274 $ 0
San Bernardino, California 169 $ 43,475,000 $ 257,248 $ 1,203,000
Gwinnett, Georgia 165 $ 29,125,000 $ 176,515 $ 0
Suffolk, New York 161 $ 79,565,000 $ 494,192 $ 1,369,000
Hillsborough, Florida 158 $ 25,410,000 $ 160,822 $ 0
Miami-Dade, Florida 154 $ 44,930,000 $ 291,753 $ 1,264,000
Fulton, Georgia 152 $ 24,920,000 $ 163,947 $ 0
Baltimore, Maryland 148 $ 24,890,000 $ 168,175 $ 0
Franklin, Ohio 148 $ 16,510,000 $ 111,554 $ 0
Orange, Florida 147 $ 24,355,000 $ 165,680 $ 0
DeKalb, Georgia 145 $ 17,405,000 $ 120,034 $ 0
Will, Illinois 144 $ 24,380,000 $ 169,305 $ 0
El Paso, Texas 144 $ 16,700,000 $ 115,972 $ 0
Baltimore City, Maryland 142 $ 20,660,000 $ 145,492 $ 0
Lake, Indiana 136 $ 17,000,000 $ 125,000 $ 0
Fort Bend, Texas 134 $ 25,720,000 $ 191,940 $ 254,000
Camden, New Jersey 131 $ 18,295,000 $ 139,656 $ 0
Jefferson, Alabama 128 $ 12,960,000 $ 101,250 $ 0
Mecklenburg, North Carolina 123 $ 17,425,000 $ 141,666 $ 250,000
Allegheny, Pennsylvania 118 $ 11,230,000 $ 95,169 $ 0
Hidalgo, Texas 118 $ 13,760,000 $ 116,610 $ 0
Palm Beach, Florida 117 $ 30,825,000 $ 263,461 $ 1,259,000
Pima, Arizona 116 $ 18,450,000 $ 159,051 $ 160,000
East Baton Rouge, Louisiana 115 $ 14,885,000 $ 129,434 $ 0
Clayton, Georgia 114 $ 12,680,000 $ 111,228 $ 0
New Haven, Connecticut 112 $ 18,290,000 $ 163,303 $ 0
Denton, Texas 109 $ 25,395,000 $ 232,981 $ 257,000
Kern, California 107 $ 19,675,000 $ 183,878 $ 0
Duval, Florida 105 $ 15,015,000 $ 143,000 $ 0
Jackson, Missouri 105 $ 13,435,000 $ 127,952 $ 0
Nassau, New York 100 $ 34,090,000 $ 340,900 $ 322,000
San Diego, California 99 $ 58,365,000 $ 589,545 $ 1,670,000
Hartford, Connecticut 98 $ 15,710,000 $ 160,306 $ 0
New Castle, Delaware 98 $ 15,730,000 $ 160,510 $ 0
Sacramento, California 97 $ 23,135,000 $ 238,505 $ 0
Collin, Texas 96 $ 23,290,000 $ 242,604 $ 249,000
Montgomery, Texas 96 $ 18,150,000 $ 189,062 $ 2,321,000
Hamilton, Ohio 95 $ 9,965,000 $ 104,894 $ 0
Delaware, Pennsylvania 94 $ 11,090,000 $ 117,978 $ 0
Jefferson, Kentucky 93 $ 10,795,000 $ 116,075 $ 0
Macomb, Michigan 92 $ 11,380,000 $ 123,695 $ 0
Henry, Georgia 91 $ 15,185,000 $ 166,868 $ 0
Sedgwick, Kansas 91 $ 8,525,000 $ 93,681 $ 116,000
Essex, New Jersey 91 $ 21,975,000 $ 241,483 $ 0
Union, New Jersey 91 $ 19,985,000 $ 219,615 $ 0
Monroe, New York 91 $ 8,155,000 $ 89,615 $ 0
Santa Barbara, California 90 $ 125,990,000 $ 1,399,888 $ 810,000
Brazoria, Texas 89 $ 17,015,000 $ 191,179 $ 185,000
Pierce, Washington 89 $ 21,405,000 $ 240,505 $ 0
Pinal, Arizona 88 $ 20,640,000 $ 234,545 $ 231,000
Pulaski, Arkansas 86 $ 9,200,000 $ 106,976 $ 0
Fresno, California 85 $ 13,765,000 $ 161,941 $ 350,000
Osceola, Florida 85 $ 17,875,000 $ 210,294 $ 0
Burlington, New Jersey 84 $ 14,580,000 $ 173,571 $ 0
Cobb, Georgia 83 $ 14,425,000 $ 173,795 $ 0
Oakland, Michigan 83 $ 12,705,000 $ 153,072 $ 0
Richland, South Carolina 81 $ 9,455,000 $ 116,728 $ 0
Worcester, Massachusetts 79 $ 15,635,000 $ 197,911 $ 0
Mobile, Alabama 78 $ 8,390,000 $ 107,564 $ 0
Arapahoe, Colorado 78 $ 48,150,000 $ 617,307 $ 950,000
Lee, Florida 78 $ 13,190,000 $ 169,102 $ 0
Kane, Illinois 78 $ 14,440,000 $ 185,128 $ 0
Bernalillo, New Mexico 77 $ 13,645,000 $ 177,207 $ 0
Nueces, Texas 76 $ 9,480,000 $ 124,736 $ 535,000
Travis, Texas 76 $ 18,770,000 $ 246,973 $ 321,000
Ocean, New Jersey 75 $ 18,405,000 $ 245,400 $ 2,140,000
Erie, New York 75 $ 6,095,000 $ 81,266 $ 0
Montgomery, Ohio 75 $ 7,445,000 $ 99,266 $ 0
Webb, Texas 75 $ 9,555,000 $ 127,400 $ 0
Fairfield, Connecticut 74 $ 23,330,000 $ 315,270 $ 1,847,000
Middlesex, New Jersey 74 $ 16,850,000 $ 227,702 $ 0
Wake, North Carolina 74 $ 12,310,000 $ 166,351 $ 0
Pinellas, Florida 73 $ 12,445,000 $ 170,479 $ 0
Lake, Illinois 72 $ 12,160,000 $ 168,888 $ 2,793,000
Salt Lake, Utah 72 $ 20,200,000 $ 280,555 $ 1,214,000
Milwaukee, Wisconsin 72 $ 9,390,000 $ 130,416 $ 0
Jefferson, Louisiana 71 $ 8,415,000 $ 118,521 $ 0
DuPage, Illinois 70 $ 13,730,000 $ 196,142 $ 0
Queens, New York 70 $ 27,400,000 $ 391,428 $ 0
Pasco, Florida 69 $ 10,735,000 $ 155,579 $ 0
St. Tammany, Louisiana 69 $ 11,425,000 $ 165,579 $ 0
Anne Arundel, Maryland 69 $ 18,095,000 $ 262,246 $ 0
Williamson, Texas 69 $ 11,875,000 $ 172,101 $ 300,000
Prince William, Virginia 68 $ 16,900,000 $ 248,529 $ 0
Brevard, Florida 67 $ 9,255,000 $ 138,134 $ 0
Galveston, Texas 67 $ 11,855,000 $ 176,940 $ 0
Orange, California 65 $ 82,195,000 $ 1,264,538 $ 1,025,000
Volusia, Florida 65 $ 11,525,000 $ 177,307 $ 2,002,000
York, Pennsylvania 65 $ 7,855,000 $ 120,846 $ 0
Lake, Florida 64 $ 13,820,000 $ 215,937 $ 350,000
Montgomery, Pennsylvania 64 $ 11,880,000 $ 185,625 $ 0
Gloucester, New Jersey 63 $ 9,955,000 $ 158,015 $ 0
Onondaga, New York 63 $ 4,845,000 $ 76,904 $ 0
Lubbock, Texas 63 $ 7,735,000 $ 122,777 $ 0
Charles, Maryland 62 $ 17,930,000 $ 289,193 $ 0
Cumberland, New Jersey 62 $ 8,220,000 $ 132,580 $ 38,000
Hampden, Massachusetts 61 $ 9,365,000 $ 153,524 $ 0
Hennepin, Minnesota 61 $ 10,475,000 $ 171,721 $ 790,000
Davidson, Tennessee 60 $ 10,330,000 $ 172,166 $ 1,146,000
St. Lucie, Florida 59 $ 10,575,000 $ 179,237 $ 0
Douglas, Georgia 58 $ 9,720,000 $ 167,586 $ 0
Paulding, Georgia 58 $ 8,500,000 $ 146,551 $ 0
Lorain, Ohio 58 $ 6,220,000 $ 107,241 $ 0
Summit, Ohio 58 $ 5,600,000 $ 96,551 $ 0
Cameron, Texas 58 $ 6,800,000 $ 117,241 $ 0
McHenry, Illinois 57 $ 9,865,000 $ 173,070 $ 171,000
Montgomery, Maryland 57 $ 18,635,000 $ 326,929 $ 844,000
Marion, Florida 56 $ 7,170,000 $ 128,035 $ 0
Berks, Pennsylvania 56 $ 7,370,000 $ 131,607 $ 0
Allen, Indiana 55 $ 4,725,000 $ 85,909 $ 0
Caddo, Louisiana 55 $ 7,095,000 $ 129,000 $ 0
Douglas, Nebraska 55 $ 7,605,000 $ 138,272 $ 0
Bucks, Pennsylvania 55 $ 10,405,000 $ 189,181 $ 0
Bell, Texas 54 $ 6,730,000 $ 124,629 $ 0
Ector, Texas 54 $ 8,540,000 $ 158,148 $ 0
Midland, Texas 54 $ 10,080,000 $ 186,666 $ 0
El Paso, Colorado 53 $ 14,005,000 $ 264,245 $ 0
Kent, Michigan 53 $ 6,515,000 $ 122,924 $ 873,000
Monmouth, New Jersey 53 $ 14,135,000 $ 266,698 $ 0
Guilford, North Carolina 53 $ 6,025,000 $ 113,679 $ 0
Polk, Iowa 52 $ 6,210,000 $ 119,423 $ 0
Bristol, Massachusetts 52 $ 11,240,000 $ 216,153 $ 0
Providence, Rhode Island 52 $ 9,710,000 $ 186,730 $ 0
Spartanburg, South Carolina 52 $ 6,650,000 $ 127,884 $ 0
Adams, Colorado 51 $ 14,375,000 $ 281,862 $ 377,000
Genesee, Michigan 51 $ 6,475,000 $ 126,960 $ 0
Forsyth, North Carolina 51 $ 5,985,000 $ 117,352 $ 0
Rutherford, Tennessee 51 $ 8,495,000 $ 166,568 $ 0
San Joaquin, California 50 $ 11,820,000 $ 236,400 $ 0
Harford, Maryland 50 $ 10,190,000 $ 203,800 $ 0
Hinds, Mississippi 50 $ 4,600,000 $ 92,000 $ 0
Lehigh, Pennsylvania 50 $ 6,940,000 $ 138,800 $ 0
Lexington, South Carolina 50 $ 6,930,000 $ 138,600 $ 0
Lancaster, Pennsylvania 49 $ 6,205,000 $ 126,632 $ 0
Jefferson, Missouri 48 $ 5,500,000 $ 114,583 $ 0
Knox, Tennessee 48 $ 5,680,000 $ 118,333 $ 0
Snohomish, Washington 48 $ 15,610,000 $ 325,208 $ 271,000
Contra Costa, California 47 $ 21,495,000 $ 457,340 $ 245,000
Chatham, Georgia 47 $ 5,975,000 $ 127,127 $ 0
Lafayette, Louisiana 47 $ 6,675,000 $ 142,021 $ 0
Livingston, Louisiana 47 $ 7,215,000 $ 153,510 $ 0
Orleans, Louisiana 47 $ 5,465,000 $ 116,276 $ 0
Jefferson, Texas 47 $ 5,505,000 $ 117,127 $ 0
St. Clair, Illinois 46 $ 5,160,000 $ 112,173 $ 0
Cumberland, North Carolina 46 $ 5,560,000 $ 120,869 $ 0
Middlesex, Massachusetts 45 $ 16,295,000 $ 362,111 $ 80,000
Stanislaus, California 44 $ 9,950,000 $ 226,136 $ 0
Seminole, Florida 44 $ 7,830,000 $ 177,954 $ 0
Kendall, Illinois 44 $ 8,680,000 $ 197,272 $ 0
Bergen, New Jersey 44 $ 18,540,000 $ 421,363 $ 2,348,000
Grady, Oklahoma 44 $ 6,330,000 $ 143,863 $ 119,000
Greenville, South Carolina 44 $ 7,440,000 $ 169,090 $ 0
King, Washington 44 $ 12,870,000 $ 292,500 $ 0
Jefferson, Colorado 43 $ 21,375,000 $ 497,093 $ 468,000
Clay, Florida 43 $ 6,445,000 $ 149,883 $ 0
Winnebago, Illinois 43 $ 4,115,000 $ 95,697 $ 0
Plymouth, Massachusetts 43 $ 11,355,000 $ 264,069 $ 0
DeSoto, Mississippi 43 $ 6,315,000 $ 146,860 $ 0
Atlantic, New Jersey 43 $ 6,435,000 $ 149,651 $ 0
Butler, Ohio 43 $ 5,325,000 $ 123,837 $ 0
Ellis, Texas 43 $ 9,815,000 $ 228,255 $ 0
Madison, Illinois 42 $ 3,850,000 $ 91,666 $ 0
Porter, Indiana 42 $ 5,840,000 $ 139,047 $ 0
Clay, Missouri 42 $ 6,280,000 $ 149,523 $ 0
Lucas, Ohio 42 $ 4,840,000 $ 115,238 $ 848,000
Madison, Alabama 41 $ 4,905,000 $ 119,634 $ 0
Hernando, Florida 41 $ 6,245,000 $ 152,317 $ 0
Orange, New York 41 $ 9,765,000 $ 238,170 $ 0
Newton, Georgia 40 $ 6,320,000 $ 158,000 $ 0
St. Joseph, Indiana 40 $ 3,050,000 $ 76,250 $ 0
Essex, Massachusetts 40 $ 11,390,000 $ 284,750 $ 0
Hamilton, Tennessee 40 $ 4,490,000 $ 112,250 $ 0
Johnson, Texas 40 $ 6,220,000 $ 155,500 $ 0
Kaufman, Texas 40 $ 6,950,000 $ 173,750 $ 1,436,000
Chesterfield, Virginia 40 $ 7,550,000 $ 188,750 $ 0
Montgomery, Alabama 39 $ 4,045,000 $ 103,717 $ 0
St. Charles, Missouri 39 $ 6,845,000 $ 175,512 $ 0
St. Louis City, Missouri 39 $ 3,595,000 $ 92,179 $ 0
Mercer, New Jersey 39 $ 5,555,000 $ 142,435 $ 0
Gaston, North Carolina 39 $ 5,675,000 $ 145,512 $ 0
Northampton, Pennsylvania 39 $ 5,715,000 $ 146,538 $ 0
Guadalupe, Texas 39 $ 5,735,000 $ 147,051 $ 0
Tuscaloosa, Alabama 37 $ 4,955,000 $ 133,918 $ 0
Tulare, California 37 $ 5,635,000 $ 152,297 $ 0
District of Columbia, District Of Columbia 37 $ 7,705,000 $ 208,243 $ 0
Passaic, New Jersey 37 $ 8,715,000 $ 235,540 $ 0
Santa Fe, New Mexico 37 $ 25,195,000 $ 680,945 $ 811,000
Westchester, New York 37 $ 16,055,000 $ 433,918 $ 375,000
Woodward, Oklahoma 37 $ 9,115,000 $ 246,351 $ 61,000
Monroe, Pennsylvania 37 $ 6,025,000 $ 162,837 $ 0
Montgomery, Tennessee 37 $ 6,185,000 $ 167,162 $ 0
Henrico, Virginia 37 $ 5,015,000 $ 135,540 $ 0
Kent, Delaware 36 $ 6,560,000 $ 182,222 $ 0
Johnson, Kansas 36 $ 6,940,000 $ 192,777 $ 3,190,000
Ascension, Louisiana 36 $ 6,500,000 $ 180,555 $ 0
Smith, Texas 36 $ 5,120,000 $ 142,222 $ 80,000
Utah, Utah 36 $ 8,080,000 $ 224,444 $ 0
Yavapai, Arizona 35 $ 13,815,000 $ 394,714 $ 322,000
Sarasota, Florida 35 $ 7,035,000 $ 201,000 $ 218,000
Hamilton, Indiana 35 $ 5,615,000 $ 160,428 $ 0
Morris, New Jersey 35 $ 8,925,000 $ 255,000 $ 0
Logan, Oklahoma 35 $ 7,435,000 $ 212,428 $ 203,000
Virginia Beach, Virginia 35 $ 6,205,000 $ 177,285 $ 0
Solano, California 34 $ 11,850,000 $ 348,529 $ 0
Elkhart, Indiana 34 $ 3,350,000 $ 98,529 $ 0
Calcasieu, Louisiana 34 $ 4,050,000 $ 119,117 $ 0
Onslow, North Carolina 34 $ 5,000,000 $ 147,058 $ 0
Lake, Ohio 34 $ 4,080,000 $ 120,000 $ 0
Norfolk, Virginia 34 $ 5,070,000 $ 149,117 $ 0
Spokane, Washington 34 $ 5,500,000 $ 161,764 $ 0
Weld, Colorado 33 $ 7,295,000 $ 221,060 $ 1,945,000
Houston, Georgia 33 $ 3,825,000 $ 115,909 $ 0
Pottawatomie, Oklahoma 33 $ 4,045,000 $ 122,575 $ 169,000
Fairfax, Virginia 33 $ 11,775,000 $ 356,818 $ 0
Johnson, Indiana 32 $ 4,110,000 $ 128,437 $ 0
Tangipahoa, Louisiana 32 $ 4,700,000 $ 146,875 $ 0
Norfolk, Massachusetts 32 $ 9,570,000 $ 299,062 $ 0
Oneida, New York 32 $ 2,480,000 $ 77,500 $ 101,000
Dauphin, Pennsylvania 32 $ 4,140,000 $ 129,375 $ 0
Westmoreland, Pennsylvania 32 $ 2,620,000 $ 81,875 $ 0
Dorchester, South Carolina 32 $ 5,410,000 $ 169,062 $ 0
Horry, South Carolina 32 $ 5,420,000 $ 169,375 $ 0
Shelby, Alabama 31 $ 4,435,000 $ 143,064 $ 0
Yuma, Arizona 31 $ 3,635,000 $ 117,258 $ 0
Richmond, Georgia 31 $ 2,565,000 $ 82,741 $ 0
Bossier, Louisiana 31 $ 4,905,000 $ 158,225 $ 137,000
Sussex, New Jersey 31 $ 6,165,000 $ 198,870 $ 0
Ventura, California 30 $ 17,830,000 $ 594,333 $ 1,251,000
Muskegon, Michigan 30 $ 2,830,000 $ 94,333 $ 0
Chesapeake, Virginia 30 $ 6,660,000 $ 222,000 $ 0
Boulder, Colorado 29 $ 24,455,000 $ 843,275 $ 635,000
Escambia, Florida 29 $ 3,095,000 $ 106,724 $ 0
Ouachita, Louisiana 29 $ 2,925,000 $ 100,862 $ 0
Frederick, Maryland 29 $ 7,075,000 $ 243,965 $ 0
Saginaw, Michigan 29 $ 2,625,000 $ 90,517 $ 0
Ramsey, Minnesota 29 $ 4,075,000 $ 140,517 $ 0
Bronx, New York 29 $ 12,685,000 $ 437,413 $ 0
Kings, New York 29 $ 13,855,000 $ 477,758 $ 659,000
Licking, Ohio 29 $ 3,885,000 $ 133,965 $ 0
Stark, Ohio 29 $ 2,985,000 $ 102,931 $ 0
Luzerne, Pennsylvania 29 $ 2,715,000 $ 93,620 $ 0
McLennan, Texas 29 $ 3,255,000 $ 112,241 $ 0
Racine, Wisconsin 29 $ 3,155,000 $ 108,793 $ 0
Peoria, Illinois 28 $ 2,060,000 $ 73,571 $ 0
Clark, Indiana 28 $ 3,000,000 $ 107,142 $ 0
Johnston, North Carolina 28 $ 3,520,000 $ 125,714 $ 0
Jackson, Oklahoma 28 $ 1,950,000 $ 69,642 $ 76,000
Rogers, Oklahoma 28 $ 6,270,000 $ 223,928 $ 271,000
Anderson, South Carolina 28 $ 3,710,000 $ 132,500 $ 0
Berkeley, South Carolina 28 $ 5,150,000 $ 183,928 $ 0
Charleston, South Carolina 28 $ 4,640,000 $ 165,714 $ 0
York, South Carolina 28 $ 4,540,000 $ 162,142 $ 0
Hays, Texas 28 $ 5,430,000 $ 193,928 $ 0
St. Clair, Alabama 27 $ 4,155,000 $ 153,888 $ 0
St. Clair, Michigan 27 $ 3,425,000 $ 126,851 $ 0
Schenectady, New York 27 $ 3,305,000 $ 122,407 $ 0
Chester, Pennsylvania 27 $ 5,555,000 $ 205,740 $ 0
Portsmouth, Virginia 27 $ 4,135,000 $ 153,148 $ 0
New London, Connecticut 26 $ 4,350,000 $ 167,307 $ 0
Manatee, Florida 26 $ 3,940,000 $ 151,538 $ 0
Rockdale, Georgia 26 $ 5,360,000 $ 206,153 $ 0
Honolulu, Hawaii 26 $ 11,890,000 $ 457,307 $ 1,059,000
Greene, Missouri 26 $ 3,060,000 $ 117,692 $ 0
Wichita, Texas 26 $ 2,240,000 $ 86,153 $ 0
Hampton, Virginia 26 $ 3,840,000 $ 147,692 $ 0
Merced, California 25 $ 4,825,000 $ 193,000 $ 0
Douglas, Colorado 25 $ 14,075,000 $ 563,000 $ 365,000
Alachua, Florida 25 $ 2,355,000 $ 94,200 $ 0
Charlotte, Florida 25 $ 3,755,000 $ 150,200 $ 0
Bartow, Georgia 25 $ 2,775,000 $ 111,000 $ 0
Bibb, Georgia 25 $ 1,925,000 $ 77,000 $ 0
Cherokee, Georgia 25 $ 4,345,000 $ 173,800 $ 0
Muscogee, Georgia 25 $ 2,435,000 $ 97,400 $ 0
Hendricks, Indiana 25 $ 3,585,000 $ 143,400 $ 0
LaPorte, Indiana 25 $ 2,335,000 $ 93,400 $ 0
Tippecanoe, Indiana 25 $ 2,195,000 $ 87,800 $ 0
Vanderburgh, Indiana 25 $ 2,245,000 $ 89,800 $ 0
Albany, New York 25 $ 3,745,000 $ 149,800 $ 0
Clark, Ohio 25 $ 2,375,000 $ 95,000 $ 0
Clermont, Ohio 25 $ 3,095,000 $ 123,800 $ 0
Parker, Texas 25 $ 3,845,000 $ 153,800 $ 0
Kanawha, West Virginia 25 $ 2,625,000 $ 105,000 $ 0
Carroll, Georgia 24 $ 3,170,000 $ 132,083 $ 0
Fairfield, Ohio 24 $ 3,570,000 $ 148,750 $ 0
Mahoning, Ohio 24 $ 2,290,000 $ 95,416 $ 0
Chambers, Texas 24 $ 5,070,000 $ 211,250 $ 0
Weber, Utah 24 $ 5,080,000 $ 211,666 $ 0
Newport News, Virginia 24 $ 3,890,000 $ 162,083 $ 0
Clark, Washington 24 $ 8,480,000 $ 353,333 $ 0
Baldwin, Alabama 23 $ 3,705,000 $ 161,086 $ 0
Benton, Arkansas 23 $ 3,525,000 $ 153,260 $ 0
Saline, Arkansas 23 $ 2,295,000 $ 99,782 $ 0
Litchfield, Connecticut 23 $ 4,425,000 $ 192,391 $ 0
Tolland, Connecticut 23 $ 4,055,000 $ 176,304 $ 0
Madison, Indiana 23 $ 1,625,000 $ 70,652 $ 0
Sandoval, New Mexico 23 $ 5,165,000 $ 224,565 $ 167,000
Niagara, New York 23 $ 2,065,000 $ 89,782 $ 0
Union, North Carolina 23 $ 2,585,000 $ 112,391 $ 0
McClain, Oklahoma 23 $ 2,945,000 $ 128,043 $ 157,000
Randall, Texas 23 $ 3,245,000 $ 141,086 $ 0
Pueblo, Colorado 22 $ 6,610,000 $ 300,454 $ 0
Liberty, Georgia 22 $ 2,570,000 $ 116,818 $ 0
DeKalb, Illinois 22 $ 3,240,000 $ 147,272 $ 0
Wyandotte, Kansas 22 $ 2,590,000 $ 117,727 $ 0
Anoka, Minnesota 22 $ 3,880,000 $ 176,363 $ 0
Rankin, Mississippi 22 $ 3,600,000 $ 163,636 $ 0
Rockingham, New Hampshire 22 $ 5,010,000 $ 227,727 $ 0
Richmond, New York 22 $ 7,200,000 $ 327,272 $ 0
Durham, North Carolina 22 $ 3,220,000 $ 146,363 $ 0
Pike, Pennsylvania 22 $ 3,320,000 $ 150,909 $ 0
Richmond City, Virginia 22 $ 1,810,000 $ 82,272 $ 0
Coconino, Arizona 21 $ 13,685,000 $ 651,666 $ 680,000
Mesa, Colorado 21 $ 3,225,000 $ 153,571 $ 99,000
St. Johns, Florida 21 $ 5,545,000 $ 264,047 $ 362,000
Forsyth, Georgia 21 $ 3,815,000 $ 181,666 $ 0
Rock Island, Illinois 21 $ 2,285,000 $ 108,809 $ 0
Howard, Indiana 21 $ 1,995,000 $ 95,000 $ 0
Fayette, Kentucky 21 $ 2,335,000 $ 111,190 $ 0
Kenton, Kentucky 21 $ 2,705,000 $ 128,809 $ 0
Terrebonne, Louisiana 21 $ 2,785,000 $ 132,619 $ 0
St. Mary's, Maryland 21 $ 4,325,000 $ 205,952 $ 0
Berrien, Michigan 21 $ 1,825,000 $ 86,904 $ 0
Buchanan, Missouri 21 $ 1,735,000 $ 82,619 $ 0
Washoe, Nevada 21 $ 6,505,000 $ 309,761 $ 0
Alamance, North Carolina 21 $ 2,485,000 $ 118,333 $ 0
Randolph, North Carolina 21 $ 1,795,000 $ 85,476 $ 0
Comanche, Oklahoma 21 $ 2,565,000 $ 122,142 $ 68,000
Washington, Pennsylvania 21 $ 2,445,000 $ 116,428 $ 0
Faulkner, Arkansas 20 $ 2,450,000 $ 122,500 $ 0
Alameda, California 20 $ 9,980,000 $ 499,000 $ 60,000
Columbia, Georgia 20 $ 3,350,000 $ 167,500 $ 0
Coweta, Georgia 20 $ 2,280,000 $ 114,000 $ 0
Walton, Georgia 20 $ 3,090,000 $ 154,500 $ 0
Ada, Idaho 20 $ 2,660,000 $ 133,000 $ 647,000
Calhoun, Michigan 20 $ 1,720,000 $ 86,000 $ 0
Kalamazoo, Michigan 20 $ 2,020,000 $ 101,000 $ 0
Warren, New Jersey 20 $ 5,200,000 $ 260,000 $ 0
Rensselaer, New York 20 $ 2,390,000 $ 119,500 $ 0
Cabarrus, North Carolina 20 $ 2,820,000 $ 141,000 $ 0
Multnomah, Oregon 20 $ 4,280,000 $ 214,000 $ 0
Limestone, Alabama 19 $ 1,985,000 $ 104,473 $ 0
Eagle, Colorado 19 $ 32,635,000 $ 1,717,631 $ 1,108,000
Collier, Florida 19 $ 6,355,000 $ 334,473 $ 0
Barrow, Georgia 19 $ 2,585,000 $ 136,052 $ 0
Linn, Iowa 19 $ 2,035,000 $ 107,105 $ 0
St. John the Baptist, Louisiana 19 $ 2,195,000 $ 115,526 $ 0
York, Maine 19 $ 3,365,000 $ 177,105 $ 0
Washington, Maryland 19 $ 3,135,000 $ 165,000 $ 0
Dakota, Minnesota 19 $ 3,895,000 $ 205,000 $ 0
Jackson, Mississippi 19 $ 2,355,000 $ 123,947 $ 0
Dutchess, New York 19 $ 4,015,000 $ 211,315 $ 0
Saratoga, New York 19 $ 3,055,000 $ 160,789 $ 0
Gregg, Texas 19 $ 2,015,000 $ 106,052 $ 0
Hunt, Texas 19 $ 1,785,000 $ 93,947 $ 0
Loudoun, Virginia 19 $ 5,165,000 $ 271,842 $ 420,000
Thurston, Washington 19 $ 4,925,000 $ 259,210 $ 0
Etowah, Alabama 18 $ 2,200,000 $ 122,222 $ 0
Houston, Alabama 18 $ 1,890,000 $ 105,000 $ 0
Cochise, Arizona 18 $ 2,040,000 $ 113,333 $ 47,000
Leon, Florida 18 $ 2,400,000 $ 133,333 $ 0
Hall, Georgia 18 $ 2,990,000 $ 166,111 $ 292,000
Spalding, Georgia 18 $ 2,110,000 $ 117,222 $ 0
Kankakee, Illinois 18 $ 2,910,000 $ 161,666 $ 0
Hardin, Kentucky 18 $ 2,080,000 $ 115,555 $ 0
Cecil, Maryland 18 $ 3,220,000 $ 178,888 $ 0
Wright, Minnesota 18 $ 3,950,000 $ 219,444 $ 0
Hillsborough, New Hampshire 18 $ 3,680,000 $ 204,444 $ 0
San Juan, New Mexico 18 $ 2,920,000 $ 162,222 $ 0
Davidson, North Carolina 18 $ 1,800,000 $ 100,000 $ 0
Iredell, North Carolina 18 $ 2,140,000 $ 118,888 $ 0
Greene, Ohio 18 $ 1,540,000 $ 85,555 $ 0
Marion, Oregon 18 $ 3,210,000 $ 178,333 $ 0
Kent, Rhode Island 18 $ 3,110,000 $ 172,777 $ 0
Sumner, Tennessee 18 $ 3,700,000 $ 205,555 $ 0
Brazos, Texas 18 $ 2,740,000 $ 152,222 $ 0
Rockwall, Texas 18 $ 4,830,000 $ 268,333 $ 250,000
Victoria, Texas 18 $ 1,570,000 $ 87,222 $ 0
Roanoke City, Virginia 18 $ 1,450,000 $ 80,555 $ 0
Stafford, Virginia 18 $ 4,230,000 $ 235,000 $ 0
Berkeley, West Virginia 18 $ 2,590,000 $ 143,888 $ 0
Kenosha, Wisconsin 18 $ 2,840,000 $ 157,777 $ 0
Morgan, Alabama 17 $ 1,325,000 $ 77,941 $ 0
Jefferson, Arkansas 17 $ 1,465,000 $ 86,176 $ 0
Placer, California 17 $ 16,015,000 $ 942,058 $ 734,000
Larimer, Colorado 17 $ 7,285,000 $ 428,529 $ 396,000
Flagler, Florida 17 $ 3,575,000 $ 210,294 $ 0
Catoosa, Georgia 17 $ 2,335,000 $ 137,352 $ 0
Fayette, Georgia 17 $ 5,255,000 $ 309,117 $ 0
Walker, Georgia 17 $ 1,775,000 $ 104,411 $ 0
Montcalm, Michigan 17 $ 1,925,000 $ 113,235 $ 0
Lancaster, Nebraska 17 $ 2,975,000 $ 175,000 $ 0
Hudson, New Jersey 17 $ 4,025,000 $ 236,764 $ 0
Lea, New Mexico 17 $ 2,425,000 $ 142,647 $ 0
Medina, Ohio 17 $ 2,375,000 $ 139,705 $ 0
Caddo, Oklahoma 17 $ 1,715,000 $ 100,882 $ 54,000
Osage, Oklahoma 17 $ 1,745,000 $ 102,647 $ 135,000
Cumberland, Pennsylvania 17 $ 2,235,000 $ 131,470 $ 0
Erie, Pennsylvania 17 $ 1,775,000 $ 104,411 $ 0
Blount, Tennessee 17 $ 2,315,000 $ 136,176 $ 0
Tipton, Tennessee 17 $ 1,755,000 $ 103,235 $ 0
Comal, Texas 17 $ 3,585,000 $ 210,882 $ 0
Calhoun, Alabama 16 $ 1,450,000 $ 90,625 $ 0
Lee, Alabama 16 $ 2,120,000 $ 132,500 $ 0
Lonoke, Arkansas 16 $ 1,680,000 $ 105,000 $ 0
Sussex, Delaware 16 $ 2,630,000 $ 164,375 $ 0
Citrus, Florida 16 $ 1,790,000 $ 111,875 $ 0
Nassau, Florida 16 $ 3,100,000 $ 193,750 $ 0
Okaloosa, Florida 16 $ 2,010,000 $ 125,625 $ 0
Jackson, Georgia 16 $ 2,420,000 $ 151,250 $ 0
Morgan, Indiana 16 $ 1,870,000 $ 116,875 $ 0
Scott, Iowa 16 $ 1,360,000 $ 85,000 $ 0
Lafourche, Louisiana 16 $ 2,510,000 $ 156,875 $ 0
St. Landry, Louisiana 16 $ 1,940,000 $ 121,250 $ 0
West Baton Rouge, Louisiana 16 $ 2,520,000 $ 157,500 $ 0
Ingham, Michigan 16 $ 1,440,000 $ 90,000 $ 0
Monroe, Michigan 16 $ 2,090,000 $ 130,625 $ 0
Ottawa, Michigan 16 $ 2,250,000 $ 140,625 $ 0
Sarpy, Nebraska 16 $ 2,580,000 $ 161,250 $ 0
Salem, New Jersey 16 $ 1,710,000 $ 106,875 $ 0
Somerset, New Jersey 16 $ 3,720,000 $ 232,500 $ 0
Hancock, Ohio 16 $ 2,100,000 $ 131,250 $ 0
Richland, Ohio 16 $ 1,830,000 $ 114,375 $ 0
Wagoner, Oklahoma 16 $ 2,310,000 $ 144,375 $ 79,000
Lane, Oregon 16 $ 2,670,000 $ 166,875 $ 0
Washington, Oregon 16 $ 4,410,000 $ 275,625 $ 0
Beaver, Pennsylvania 16 $ 1,620,000 $ 101,250 $ 0
Franklin, Pennsylvania 16 $ 2,490,000 $ 155,625 $ 0
Aiken, South Carolina 16 $ 1,570,000 $ 98,125 $ 0
Maury, Tennessee 16 $ 2,110,000 $ 131,875 $ 0
Robertson, Tennessee 16 $ 2,220,000 $ 138,750 $ 0
Orange, Texas 16 $ 2,250,000 $ 140,625 $ 0
Spotsylvania, Virginia 16 $ 4,050,000 $ 253,125 $ 0
Blount, Alabama 15 $ 1,555,000 $ 103,666 $ 0
Kings, California 15 $ 3,125,000 $ 208,333 $ 0
Troup, Georgia 15 $ 1,755,000 $ 117,000 $ 0
Sangamon, Illinois 15 $ 1,575,000 $ 105,000 $ 0
Suffolk, Massachusetts 15 $ 5,135,000 $ 342,333 $ 358,000
Livingston, Michigan 15 $ 2,605,000 $ 173,666 $ 0
Washtenaw, Michigan 15 $ 2,285,000 $ 152,333 $ 0
Washington, Minnesota 15 $ 2,435,000 $ 162,333 $ 0
Lee, Mississippi 15 $ 1,265,000 $ 84,333 $ 0
Dona Ana, New Mexico 15 $ 2,495,000 $ 166,333 $ 0
Cleveland, North Carolina 15 $ 1,545,000 $ 103,000 $ 0
Harnett, North Carolina 15 $ 2,595,000 $ 173,000 $ 100,000
Trumbull, Ohio 15 $ 1,315,000 $ 87,666 $ 0
Clackamas, Oregon 15 $ 4,195,000 $ 279,666 $ 0
Sullivan, Tennessee 15 $ 1,235,000 $ 82,333 $ 0
Liberty, Texas 15 $ 2,085,000 $ 139,000 $ 0
Potter, Texas 15 $ 1,405,000 $ 93,666 $ 0
Taylor, Texas 15 $ 1,985,000 $ 132,333 $ 0
Wise, Texas 15 $ 2,595,000 $ 173,000 $ 0
Davis, Utah 15 $ 4,255,000 $ 283,666 $ 647,000
Kitsap, Washington 15 $ 3,085,000 $ 205,666 $ 0
Yakima, Washington 15 $ 2,335,000 $ 155,666 $ 0
Mohave, Arizona 14 $ 2,040,000 $ 145,714 $ 0
Sebastian, Arkansas 14 $ 1,020,000 $ 72,857 $ 0
Middlesex, Connecticut 14 $ 3,090,000 $ 220,714 $ 0
Champaign, Illinois 14 $ 1,530,000 $ 109,285 $ 0
Androscoggin, Maine 14 $ 1,640,000 $ 117,142 $ 0
Cumberland, Maine 14 $ 3,070,000 $ 219,285 $ 480,000
Howard, Maryland 14 $ 4,940,000 $ 352,857 $ 0
Bay, Michigan 14 $ 920,000 $ 65,714 $ 0
Jackson, Michigan 14 $ 1,210,000 $ 86,428 $ 0
Sherburne, Minnesota 14 $ 3,280,000 $ 234,285 $ 0
St. Louis, Minnesota 14 $ 1,500,000 $ 107,142 $ 0
Harrison, Mississippi 14 $ 2,090,000 $ 149,285 $ 0
Pearl River, Mississippi 14 $ 1,920,000 $ 137,142 $ 57,000
Catawba, North Carolina 14 $ 1,500,000 $ 107,142 $ 0
New Hanover, North Carolina 14 $ 2,290,000 $ 163,571 $ 0
Portage, Ohio 14 $ 1,980,000 $ 141,428 $ 0
Wood, Ohio 14 $ 1,730,000 $ 123,571 $ 0
Creek, Oklahoma 14 $ 2,350,000 $ 167,857 $ 363,000
Pittsburg, Oklahoma 14 $ 7,000,000 $ 500,000 $ 644,000
Florence, South Carolina 14 $ 1,970,000 $ 140,714 $ 0
Wilson, Tennessee 14 $ 2,580,000 $ 184,285 $ 0
Henderson, Texas 14 $ 1,410,000 $ 100,714 $ 0
Brown, Wisconsin 14 $ 1,970,000 $ 140,714 $ 0
Butte, California 13 $ 2,145,000 $ 165,000 $ 0
Page:

Mortgage Loan Application Detail Totals for Midfirst Bank in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not Applicable 19,994 $2,460,310,000 $123,000 $695,000 $0 $0
Home Purchase 9,810 $3,251,520,000 $331,000 $14,345,000 $387,000 $9,015,000
Refinancing 2,650 $1,020,030,000 $384,000 $23,625,000 $364,000 $4,363,000
Cash-out Refinancing 913 $201,565,000 $220,000 $1,075,000 $106,000 $1,204,000
Other Purpose 623 $174,445,000 $280,000 $8,745,000 $433,000 $6,398,000
Home Improvement 520 $77,260,000 $148,000 $5,005,000 $267,000 $3,317,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 31,661 $5,754,805,000 $181,000 $23,625,000 $53,000 $182,000
White 1,688 $890,180,000 $527,000 $7,005,000 $469,000 $9,015,000
Not Provided 370 $303,100,000 $819,000 $15,005,000 $472,000 $7,200,000
Hispanic 352 $95,020,000 $269,000 $2,215,000 $159,000 $3,916,000
Black or African American 246 $54,080,000 $219,000 $10,755,000 $121,000 $1,702,000
Asian 115 $72,645,000 $631,000 $6,005,000 $463,000 $3,809,000
American Indian or Alaskan Native 60 $6,850,000 $114,000 $1,165,000 $136,000 $2,052,000
Native Hawaiian or Other Pacific Islander 2 $110,000 $55,000 $75,000 $36,000 $36,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 27,471 $4,118,895,000 $149,000 $1,105,000 $58,000 $253,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,350 $2,273,470,000 $678,000 $23,625,000 $412,000 $9,015,000
VA-guaranteed (Veterans Administration) 3,240 $736,330,000 $227,000 $1,265,000 $57,000 $370,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 449 $56,435,000 $125,000 $685,000 $51,000 $60,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 30,873 $4,875,805,000 $157,000 $1,265,000 $53,000 $182,000
Loan Originated 2,634 $1,860,230,000 $706,000 $23,625,000 $494,000 $9,015,000
Application Denied By Financial Institution 585 $123,935,000 $211,000 $15,005,000 $118,000 $4,080,000
Application Withdrawn By Applicant 343 $238,205,000 $694,000 $12,405,000 $351,000 $7,200,000
Application Approved But Not Accepted 60 $82,110,000 $1,368,000 $7,005,000 $705,000 $3,050,000
Preapproval Approved but not Accepted 14 $4,740,000 $338,000 $745,000 $77,000 $180,000
File Closed For Incompleteness 1 $105,000 $105,000 $105,000 $83,000 $83,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 33,925 $7,061,195,000 $208,000 $23,625,000 $396,000 $9,015,000
Debt-To-Income Ratio 189 $51,085,000 $270,000 $6,005,000 $98,000 $1,349,000
Credit History 152 $17,520,000 $115,000 $3,305,000 $106,000 $1,440,000
Collateral 99 $22,415,000 $226,000 $6,125,000 $192,000 $4,080,000
Other 87 $6,955,000 $79,000 $755,000 $98,000 $600,000
Credit Application Incomplete 45 $22,255,000 $494,000 $15,005,000 $0 $0
Unverifiable Information 8 $1,720,000 $215,000 $455,000 $84,000 $144,000
Insufficient Cash (Downpayment, Closing Cost) 3 $1,485,000 $495,000 $685,000 $120,000 $195,000
Employment History 2 $500,000 $250,000 $385,000 $69,000 $101,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Midfirst Bank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Midfirst Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet with aggregated HMDA statistics today.

Download the Oklahoma Lender List