Midwest Loan Solutions, Inc. 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Midwest Loan Solutions, Inc. 29777 Telegraph Rd. Suite 3580 Southfield, MI 48034 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,013 |
| Total Mortgage Loan Application Amount | $280,185,000 |
| Average Mortgage Loan Application Amount | $249,400 |
| Highest Mortgage Loan Application Amount | $1,785,000 |
| Average Applicant Income | $82,600 |
| Highest Applicant Income | $712,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Midwest Loan Solutions, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Midwest Loan Solutions, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Midwest Loan Solutions, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Midwest Loan Solutions, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Midwest Loan Solutions, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Midwest Loan Solutions, Inc.'s mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Oakland County Michigan | 84 | $ 23,510,000 | $ 279,000 | $ 112,000 |
| Wayne County Michigan | 37 | $ 9,765,000 | $ 263,000 | $ 115,000 |
| Washtenaw County Michigan | 36 | $ 10,960,000 | $ 304,000 | $ 123,000 |
| Orange County Florida | 27 | $ 6,505,000 | $ 240,000 | $ 115,000 |
| New Castle County Delaware | 26 | $ 6,050,000 | $ 232,000 | $ 65,000 |
| Anne Arundel County Maryland | 24 | $ 8,640,000 | $ 360,000 | $ 107,000 |
| Kent County Michigan | 20 | $ 3,900,000 | $ 195,000 | $ 79,000 |
| Hillsborough County Florida | 18 | $ 4,920,000 | $ 273,000 | $ 94,000 |
| Philadelphia County Pennsylvania | 17 | $ 3,435,000 | $ 202,000 | $ 70,000 |
| Los Angeles County California | 16 | $ 6,330,000 | $ 395,000 | $ 86,000 |
| Baltimore County Maryland | 16 | $ 4,570,000 | $ 285,000 | $ 113,000 |
| Montgomery County Pennsylvania | 16 | $ 4,000,000 | $ 250,000 | $ 98,000 |
| Bucks County Pennsylvania | 15 | $ 4,205,000 | $ 280,000 | $ 72,000 |
| Macomb County Michigan | 14 | $ 3,110,000 | $ 222,000 | $ 75,000 |
| Ocean County New Jersey | 14 | $ 5,420,000 | $ 387,000 | $ 134,000 |
| Arapahoe County Colorado | 12 | $ 4,600,000 | $ 383,000 | $ 129,000 |
| Seminole County Florida | 12 | $ 2,540,000 | $ 211,000 | $ 94,000 |
| Orange County California | 11 | $ 4,385,000 | $ 398,000 | $ 141,000 |
| Lake County Florida | 11 | $ 3,375,000 | $ 306,000 | $ 102,000 |
| Monmouth County New Jersey | 11 | $ 4,855,000 | $ 441,000 | $ 165,000 |
| Riverside County California | 10 | $ 3,350,000 | $ 335,000 | $ 114,000 |
| Brevard County Florida | 10 | $ 2,460,000 | $ 246,000 | $ 81,000 |
| Osceola County Florida | 9 | $ 1,705,000 | $ 189,000 | $ 66,000 |
| Baltimore City County Maryland | 9 | $ 2,315,000 | $ 257,000 | $ 151,000 |
| Ingham County Michigan | 9 | $ 1,975,000 | $ 219,000 | $ 139,000 |
| Union County New Jersey | 9 | $ 3,075,000 | $ 341,000 | $ 182,000 |
| Chester County Pennsylvania | 9 | $ 3,595,000 | $ 399,000 | $ 193,000 |
| Denver County Colorado | 8 | $ 2,660,000 | $ 332,000 | $ 97,000 |
| Pinellas County Florida | 8 | $ 1,920,000 | $ 240,000 | $ 99,000 |
| Cook County Illinois | 8 | $ 1,720,000 | $ 215,000 | $ 97,000 |
| Marion County Indiana | 8 | $ 1,020,000 | $ 127,000 | $ 89,000 |
| Carroll County Maryland | 8 | $ 2,960,000 | $ 370,000 | $ 139,000 |
| Clark County Nevada | 8 | $ 2,590,000 | $ 323,000 | $ 110,000 |
| Hernando County Florida | 7 | $ 1,815,000 | $ 259,000 | $ 95,000 |
| Pasco County Florida | 7 | $ 1,415,000 | $ 202,000 | $ 88,000 |
| Lake County Illinois | 7 | $ 2,555,000 | $ 365,000 | $ 136,000 |
| Prince George's County Maryland | 7 | $ 2,195,000 | $ 313,000 | $ 63,000 |
| Middlesex County New Jersey | 7 | $ 2,095,000 | $ 299,000 | $ 130,000 |
| Somerset County New Jersey | 7 | $ 2,725,000 | $ 389,000 | $ 132,000 |
| Douglas County Colorado | 6 | $ 2,320,000 | $ 386,000 | $ 126,000 |
| Jefferson County Colorado | 6 | $ 2,150,000 | $ 358,000 | $ 98,000 |
| Broward County Florida | 6 | $ 1,230,000 | $ 205,000 | $ 79,000 |
| Polk County Florida | 6 | $ 1,250,000 | $ 208,000 | $ 63,000 |
| Montgomery County Maryland | 6 | $ 2,500,000 | $ 416,000 | $ 152,000 |
| Burlington County New Jersey | 6 | $ 1,470,000 | $ 245,000 | $ 115,000 |
| Fairfax County Virginia | 6 | $ 2,330,000 | $ 388,000 | $ 122,000 |
| San Bernardino County California | 5 | $ 1,865,000 | $ 373,000 | $ 104,000 |
| Charlotte County Florida | 5 | $ 1,515,000 | $ 303,000 | $ 112,000 |
| Miami-Dade County Florida | 5 | $ 1,605,000 | $ 321,000 | $ 65,000 |
| Howard County Maryland | 5 | $ 2,415,000 | $ 483,000 | $ 248,000 |
| St. Mary's County Maryland | 5 | $ 1,315,000 | $ 263,000 | $ 102,000 |
| Cape May County New Jersey | 5 | $ 1,745,000 | $ 349,000 | $ 150,000 |
| Morris County New Jersey | 5 | $ 1,605,000 | $ 321,000 | $ 77,000 |
| Franklin County Ohio | 5 | $ 1,215,000 | $ 243,000 | $ 137,000 |
| Lehigh County Pennsylvania | 5 | $ 1,375,000 | $ 275,000 | $ 152,000 |
| Sacramento County California | 4 | $ 1,380,000 | $ 345,000 | $ 169,000 |
| San Diego County California | 4 | $ 1,840,000 | $ 460,000 | $ 135,000 |
| Clay County Florida | 4 | $ 980,000 | $ 245,000 | $ 72,000 |
| Palm Beach County Florida | 4 | $ 1,210,000 | $ 302,000 | $ 159,000 |
| Frederick County Maryland | 4 | $ 1,340,000 | $ 335,000 | $ 134,000 |
| Queen Anne's County Maryland | 4 | $ 1,490,000 | $ 372,000 | $ 163,000 |
| Genesee County Michigan | 4 | $ 870,000 | $ 217,000 | $ 138,000 |
| Jackson County Michigan | 4 | $ 560,000 | $ 140,000 | $ 72,000 |
| Hennepin County Minnesota | 4 | $ 1,080,000 | $ 270,000 | $ 142,000 |
| Essex County New Jersey | 4 | $ 1,400,000 | $ 350,000 | $ 194,000 |
| Mercer County New Jersey | 4 | $ 790,000 | $ 197,000 | $ 73,000 |
| Passaic County New Jersey | 4 | $ 1,140,000 | $ 285,000 | $ 91,000 |
| Wake County North Carolina | 4 | $ 920,000 | $ 230,000 | $ 75,000 |
| Delaware County Pennsylvania | 4 | $ 570,000 | $ 142,000 | $ 48,000 |
| Greenville County South Carolina | 4 | $ 600,000 | $ 150,000 | $ 59,000 |
| Horry County South Carolina | 4 | $ 720,000 | $ 180,000 | $ 81,000 |
| Ventura County California | 3 | $ 1,125,000 | $ 375,000 | $ 74,000 |
| Kent County Delaware | 3 | $ 815,000 | $ 271,000 | $ 87,000 |
| Sussex County Delaware | 3 | $ 655,000 | $ 218,000 | $ 100,000 |
| Duval County Florida | 3 | $ 365,000 | $ 121,000 | $ 65,000 |
| Manatee County Florida | 3 | $ 895,000 | $ 298,000 | $ 114,000 |
| Polk County Iowa | 3 | $ 605,000 | $ 201,000 | $ 88,000 |
| Harford County Maryland | 3 | $ 715,000 | $ 238,000 | $ 72,000 |
| Berrien County Michigan | 3 | $ 505,000 | $ 168,000 | $ 112,000 |
| Muskegon County Michigan | 3 | $ 395,000 | $ 131,000 | $ 55,000 |
| St. Clair County Michigan | 3 | $ 405,000 | $ 135,000 | $ 37,000 |
| Lancaster County Nebraska | 3 | $ 675,000 | $ 225,000 | $ 140,000 |
| Bergen County New Jersey | 3 | $ 1,075,000 | $ 358,000 | $ 119,000 |
| Camden County New Jersey | 3 | $ 455,000 | $ 151,000 | $ 35,000 |
| Sussex County New Jersey | 3 | $ 685,000 | $ 228,000 | $ 71,000 |
| York County Pennsylvania | 3 | $ 545,000 | $ 181,000 | $ 108,000 |
| Kern County California | 2 | $ 460,000 | $ 230,000 | $ 81,000 |
| Placer County California | 2 | $ 700,000 | $ 350,000 | $ 42,000 |
| Sonoma County California | 2 | $ 860,000 | $ 430,000 | $ 80,000 |
| Adams County Colorado | 2 | $ 710,000 | $ 355,000 | $ 109,000 |
| Elbert County Colorado | 2 | $ 670,000 | $ 335,000 | $ 50,000 |
| District of Columbia County District Of Columbia | 2 | $ 650,000 | $ 325,000 | $ 46,000 |
| Santa Rosa County Florida | 2 | $ 420,000 | $ 210,000 | $ 52,000 |
| Sarasota County Florida | 2 | $ 860,000 | $ 430,000 | $ 242,000 |
| St. Lucie County Florida | 2 | $ 560,000 | $ 280,000 | $ 142,000 |
| Forsyth County Georgia | 2 | $ 260,000 | $ 130,000 | $ 27,000 |
| DuPage County Illinois | 2 | $ 530,000 | $ 265,000 | $ 107,000 |
| McHenry County Illinois | 2 | $ 170,000 | $ 85,000 | $ 11,000 |
| Johnson County Kansas | 2 | $ 630,000 | $ 315,000 | $ 124,000 |
| Oldham County Kentucky | 2 | $ 830,000 | $ 415,000 | $ 172,000 |
| Rapides County Louisiana | 2 | $ 390,000 | $ 195,000 | $ 98,000 |
| Talbot County Maryland | 2 | $ 600,000 | $ 300,000 | $ 198,000 |
| Washington County Maryland | 2 | $ 410,000 | $ 205,000 | $ 72,000 |
| Ionia County Michigan | 2 | $ 270,000 | $ 135,000 | $ 33,000 |
| Lapeer County Michigan | 2 | $ 270,000 | $ 135,000 | $ 54,000 |
| Lenawee County Michigan | 2 | $ 630,000 | $ 315,000 | $ 165,000 |
| Livingston County Michigan | 2 | $ 370,000 | $ 185,000 | $ 77,000 |
| Montcalm County Michigan | 2 | $ 400,000 | $ 200,000 | $ 74,000 |
| Newaygo County Michigan | 2 | $ 340,000 | $ 170,000 | $ 63,000 |
| Ottawa County Michigan | 2 | $ 530,000 | $ 265,000 | $ 80,000 |
| Dakota County Minnesota | 2 | $ 580,000 | $ 290,000 | $ 104,000 |
| Hunterdon County New Jersey | 2 | $ 710,000 | $ 355,000 | $ 88,000 |
| Warren County New Jersey | 2 | $ 610,000 | $ 305,000 | $ 121,000 |
| Gaston County North Carolina | 2 | $ 380,000 | $ 190,000 | $ 31,000 |
| Guilford County North Carolina | 2 | $ 410,000 | $ 205,000 | $ 92,000 |
| Iredell County North Carolina | 2 | $ 380,000 | $ 190,000 | $ 51,000 |
| Mecklenburg County North Carolina | 2 | $ 610,000 | $ 305,000 | $ 123,000 |
| Lucas County Ohio | 2 | $ 210,000 | $ 105,000 | $ 53,000 |
| Warren County Ohio | 2 | $ 590,000 | $ 295,000 | $ 217,000 |
| Multnomah County Oregon | 2 | $ 810,000 | $ 405,000 | $ 118,000 |
| Lebanon County Pennsylvania | 2 | $ 330,000 | $ 165,000 | $ 91,000 |
| Northampton County Pennsylvania | 2 | $ 500,000 | $ 250,000 | $ 158,000 |
| Spartanburg County South Carolina | 2 | $ 500,000 | $ 250,000 | $ 49,000 |
| Tarrant County Texas | 2 | $ 630,000 | $ 315,000 | $ 285,000 |
| Salt Lake County Utah | 2 | $ 520,000 | $ 260,000 | $ 73,000 |
| Utah County Utah | 2 | $ 470,000 | $ 235,000 | $ 96,000 |
| Prince William County Virginia | 2 | $ 780,000 | $ 390,000 | $ 163,000 |
| King County Washington | 2 | $ 950,000 | $ 475,000 | $ 112,000 |
| Pierce County Washington | 2 | $ 790,000 | $ 395,000 | $ 202,000 |
| Stevens County Washington | 2 | $ 610,000 | $ 305,000 | $ 125,000 |
| Baldwin County Alabama | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Barbour County Alabama | 1 | $ 45,000 | $ 45,000 | $ 17,000 |
| Calhoun County Alabama | 1 | $ 245,000 | $ 245,000 | $ 133,000 |
| Etowah County Alabama | 1 | $ 55,000 | $ 55,000 | $ 24,000 |
| Jefferson County Alabama | 1 | $ 115,000 | $ 115,000 | $ 24,000 |
| Mobile County Alabama | 1 | $ 285,000 | $ 285,000 | $ 108,000 |
| Shelby County Alabama | 1 | $ 145,000 | $ 145,000 | $ 37,000 |
| El Dorado County California | 1 | $ 465,000 | $ 465,000 | $ 216,000 |
| Monterey County California | 1 | $ 455,000 | $ 455,000 | $ 166,000 |
| San Joaquin County California | 1 | $ 345,000 | $ 345,000 | $ 68,000 |
| Santa Clara County California | 1 | $ 705,000 | $ 705,000 | $ 159,000 |
| Solano County California | 1 | $ 305,000 | $ 305,000 | $ 62,000 |
| Stanislaus County California | 1 | $ 255,000 | $ 255,000 | $ 75,000 |
| Alamosa County Colorado | 1 | $ 145,000 | $ 145,000 | $ 29,000 |
| El Paso County Colorado | 1 | $ 345,000 | $ 345,000 | $ 169,000 |
| Garfield County Colorado | 1 | $ 325,000 | $ 325,000 | $ 57,000 |
| Larimer County Colorado | 1 | $ 335,000 | $ 335,000 | $ 50,000 |
| Otero County Colorado | 1 | $ 255,000 | $ 255,000 | $ 125,000 |
| Park County Colorado | 1 | $ 115,000 | $ 115,000 | $ 135,000 |
| Weld County Colorado | 1 | $ 245,000 | $ 245,000 | $ 144,000 |
| Fairfield County Connecticut | 1 | $ 325,000 | $ 325,000 | $ 125,000 |
| Hartford County Connecticut | 1 | $ 305,000 | $ 305,000 | $ 121,000 |
| Collier County Florida | 1 | $ 245,000 | $ 245,000 | $ 54,000 |
| Indian River County Florida | 1 | $ 155,000 | $ 155,000 | $ 93,000 |
| Lee County Florida | 1 | $ 135,000 | $ 135,000 | $ 58,000 |
| Marion County Florida | 1 | $ 145,000 | $ 145,000 | $ 52,000 |
| Martin County Florida | 1 | $ 485,000 | $ 485,000 | $ 108,000 |
| Monroe County Florida | 1 | $ 485,000 | $ 485,000 | $ 177,000 |
| St. Johns County Florida | 1 | $ 205,000 | $ 205,000 | $ 54,000 |
| Volusia County Florida | 1 | $ 65,000 | $ 65,000 | $ 102,000 |
| Cherokee County Georgia | 1 | $ 255,000 | $ 255,000 | $ 172,000 |
| Cobb County Georgia | 1 | $ 235,000 | $ 235,000 | $ 116,000 |
| Fulton County Georgia | 1 | $ 365,000 | $ 365,000 | $ 72,000 |
| Glynn County Georgia | 1 | $ 145,000 | $ 145,000 | $ 109,000 |
| Spalding County Georgia | 1 | $ 305,000 | $ 305,000 | $ 160,000 |
| Walton County Georgia | 1 | $ 105,000 | $ 105,000 | $ 58,000 |
| Kane County Illinois | 1 | $ 235,000 | $ 235,000 | $ 90,000 |
| Macoupin County Illinois | 1 | $ 165,000 | $ 165,000 | $ 67,000 |
| Madison County Illinois | 1 | $ 165,000 | $ 165,000 | $ 114,000 |
| Cass County Indiana | 1 | $ 165,000 | $ 165,000 | $ 60,000 |
| Hamilton County Indiana | 1 | $ 485,000 | $ 485,000 | $ 250,000 |
| Madison County Iowa | 1 | $ 195,000 | $ 195,000 | $ 85,000 |
| Atchison County Kansas | 1 | $ 255,000 | $ 255,000 | $ 61,000 |
| Sedgwick County Kansas | 1 | $ 165,000 | $ 165,000 | $ 109,000 |
| Boone County Kentucky | 1 | $ 315,000 | $ 315,000 | $ 127,000 |
| Bullitt County Kentucky | 1 | $ 195,000 | $ 195,000 | $ 88,000 |
| Jefferson County Louisiana | 1 | $ 185,000 | $ 185,000 | $ 27,000 |
| St. Charles County Louisiana | 1 | $ 175,000 | $ 175,000 | $ 59,000 |
| St. Tammany County Louisiana | 1 | $ 455,000 | $ 455,000 | $ 364,000 |
| Tangipahoa County Louisiana | 1 | $ 125,000 | $ 125,000 | $ 72,000 |
| Washington County Louisiana | 1 | $ 295,000 | $ 295,000 | $ 65,000 |
| Calvert County Maryland | 1 | $ 175,000 | $ 175,000 | $ 54,000 |
| Allegan County Michigan | 1 | $ 165,000 | $ 165,000 | $ 74,000 |
| Barry County Michigan | 1 | $ 115,000 | $ 115,000 | $ 41,000 |
| Bay County Michigan | 1 | $ 125,000 | $ 125,000 | $ 63,000 |
| Calhoun County Michigan | 1 | $ 245,000 | $ 245,000 | $ 100,000 |
| Clinton County Michigan | 1 | $ 185,000 | $ 185,000 | $ 64,000 |
| Eaton County Michigan | 1 | $ 125,000 | $ 125,000 | $ 97,000 |
| Gladwin County Michigan | 1 | $ 135,000 | $ 135,000 | $ 116,000 |
| Grand Traverse County Michigan | 1 | $ 265,000 | $ 265,000 | $ 90,000 |
| Kalamazoo County Michigan | 1 | $ 275,000 | $ 275,000 | $ 100,000 |
| Monroe County Michigan | 1 | $ 135,000 | $ 135,000 | $ 59,000 |
| Oceana County Michigan | 1 | $ 155,000 | $ 155,000 | $ 60,000 |
| Osceola County Michigan | 1 | $ 105,000 | $ 105,000 | $ 60,000 |
| Carver County Minnesota | 1 | $ 315,000 | $ 315,000 | $ 127,000 |
| Scott County Minnesota | 1 | $ 355,000 | $ 355,000 | $ 120,000 |
| Sherburne County Minnesota | 1 | $ 255,000 | $ 255,000 | $ 125,000 |
| St. Louis County Minnesota | 1 | $ 235,000 | $ 235,000 | $ 106,000 |
| Harrison County Mississippi | 1 | $ 285,000 | $ 285,000 | $ 131,000 |
| Lowndes County Mississippi | 1 | $ 145,000 | $ 145,000 | $ 87,000 |
| Silver Bow County Montana | 1 | $ 275,000 | $ 275,000 | $ 151,000 |
| Keith County Nebraska | 1 | $ 365,000 | $ 365,000 | $ 173,000 |
| Sarpy County Nebraska | 1 | $ 235,000 | $ 235,000 | $ 80,000 |
| Saunders County Nebraska | 1 | $ 305,000 | $ 305,000 | $ 204,000 |
| Scotts Bluff County Nebraska | 1 | $ 185,000 | $ 185,000 | $ 47,000 |
| Strafford County New Hampshire | 1 | $ 205,000 | $ 205,000 | $ 77,000 |
| Atlantic County New Jersey | 1 | $ 85,000 | $ 85,000 | $ 52,000 |
| Gloucester County New Jersey | 1 | $ 135,000 | $ 135,000 | $ 50,000 |
| Salem County New Jersey | 1 | $ 75,000 | $ 75,000 | $ 18,000 |
| Alamance County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 88,000 |
| Richmond County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 103,000 |
| Rutherford County North Carolina | 1 | $ 405,000 | $ 405,000 | $ 86,000 |
| Butler County Ohio | 1 | $ 125,000 | $ 125,000 | $ 90,000 |
| Fairfield County Ohio | 1 | $ 125,000 | $ 125,000 | $ 37,000 |
| Hamilton County Ohio | 1 | $ 235,000 | $ 235,000 | $ 175,000 |
| Mahoning County Ohio | 1 | $ 155,000 | $ 155,000 | $ 74,000 |
| Montgomery County Ohio | 1 | $ 145,000 | $ 145,000 | $ 56,000 |
| Wood County Ohio | 1 | $ 155,000 | $ 155,000 | $ 76,000 |
| Tulsa County Oklahoma | 1 | $ 285,000 | $ 285,000 | $ 131,000 |
| Douglas County Oregon | 1 | $ 205,000 | $ 205,000 | $ 98,000 |
| Linn County Oregon | 1 | $ 275,000 | $ 275,000 | $ 10,000 |
| Allegheny County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 36,000 |
| Beaver County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 66,000 |
| Berks County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 117,000 |
| Butler County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 150,000 |
| Carbon County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 74,000 |
| Dauphin County Pennsylvania | 1 | $ 245,000 | $ 245,000 | $ 93,000 |
| Fayette County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 60,000 |
| Franklin County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 44,000 |
| Lancaster County Pennsylvania | 1 | $ 245,000 | $ 245,000 | $ 79,000 |
| Luzerne County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 58,000 |
| Westmoreland County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 38,000 |
| Anderson County South Carolina | 1 | $ 95,000 | $ 95,000 | $ 31,000 |
| Beaufort County South Carolina | 1 | $ 285,000 | $ 285,000 | $ 98,000 |
| Dorchester County South Carolina | 1 | $ 415,000 | $ 415,000 | $ 110,000 |
| Pickens County South Carolina | 1 | $ 315,000 | $ 315,000 | $ 105,000 |
| York County South Carolina | 1 | $ 255,000 | $ 255,000 | $ 100,000 |
| Davidson County Tennessee | 1 | $ 295,000 | $ 295,000 | $ 78,000 |
| Dickson County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 101,000 |
| Shelby County Tennessee | 1 | $ 315,000 | $ 315,000 | $ 102,000 |
| Washington County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 41,000 |
| Williamson County Tennessee | 1 | $ 435,000 | $ 435,000 | $ 160,000 |
| Bexar County Texas | 1 | $ 435,000 | $ 435,000 | $ 215,000 |
| Chambers County Texas | 1 | $ 475,000 | $ 475,000 | $ 203,000 |
| Dallas County Texas | 1 | $ 195,000 | $ 195,000 | $ 153,000 |
| Denton County Texas | 1 | $ 245,000 | $ 245,000 | $ 160,000 |
| Fort Bend County Texas | 1 | $ 105,000 | $ 105,000 | $ 27,000 |
| Montgomery County Texas | 1 | $ 475,000 | $ 475,000 | $ 218,000 |
| Chesapeake County Virginia | 1 | $ 295,000 | $ 295,000 | $ 107,000 |
| Chesterfield County Virginia | 1 | $ 285,000 | $ 285,000 | $ 77,000 |
| Frederick County Virginia | 1 | $ 195,000 | $ 195,000 | $ 38,000 |
| Loudoun County Virginia | 1 | $ 415,000 | $ 415,000 | $ 109,000 |
| Stafford County Virginia | 1 | $ 195,000 | $ 195,000 | $ 56,000 |
| Benton County Washington | 1 | $ 335,000 | $ 335,000 | $ 115,000 |
| Cowlitz County Washington | 1 | $ 275,000 | $ 275,000 | $ 81,000 |
| Kitsap County Washington | 1 | $ 485,000 | $ 485,000 | $ 142,000 |
| Okanogan County Washington | 1 | $ 215,000 | $ 215,000 | $ 107,000 |
| Spokane County Washington | 1 | $ 285,000 | $ 285,000 | $ 126,000 |
| Monroe County Wisconsin | 1 | $ 135,000 | $ 135,000 | $ 66,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 400 | $110,800,000 | $277,000 | $1,255,000 | $106,000 | $712,000 |
| Cash-out Refinancing | 365 | $91,545,000 | $250,000 | $705,000 | $97,000 | $407,000 |
| Refinancing | 244 | $77,030,000 | $315,000 | $1,785,000 | $122,000 | $385,000 |
| Other Purpose | 2 | $400,000 | $200,000 | $305,000 | $17,000 | $21,000 |
| Home Improvement | 2 | $410,000 | $205,000 | $235,000 | $71,000 | $119,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 628 | $172,080,000 | $274,000 | $1,785,000 | $106,000 | $407,000 |
| Asian | 143 | $44,455,000 | $310,000 | $1,255,000 | $128,000 | $712,000 |
| Not Provided | 94 | $27,480,000 | $292,000 | $705,000 | $118,000 | $572,000 |
| Black or African American | 72 | $17,120,000 | $237,000 | $605,000 | $68,000 | $377,000 |
| Hispanic | 72 | $18,220,000 | $253,000 | $705,000 | $84,000 | $216,000 |
| American Indian or Alaskan Native | 3 | $605,000 | $201,000 | $385,000 | $69,000 | $100,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $225,000 | $225,000 | $225,000 | $68,000 | $68,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 614 | $183,680,000 | $299,000 | $1,785,000 | $125,000 | $712,000 |
| FHA-insured (Federal Housing Administration) | 299 | $67,735,000 | $226,000 | $735,000 | $72,000 | $358,000 |
| VA-guaranteed (Veterans Administration) | 86 | $26,400,000 | $306,000 | $685,000 | $89,000 | $255,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 14 | $2,370,000 | $169,000 | $275,000 | $54,000 | $87,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 751 | $208,575,000 | $277,000 | $705,000 | $108,000 | $407,000 |
| Application Denied By Financial Institution | 191 | $50,705,000 | $265,000 | $735,000 | $98,000 | $572,000 |
| Application Withdrawn By Applicant | 50 | $15,800,000 | $316,000 | $1,785,000 | $112,000 | $712,000 |
| Application Approved But Not Accepted | 17 | $3,835,000 | $225,000 | $395,000 | $84,000 | $172,000 |
| File Closed For Incompleteness | 4 | $1,270,000 | $317,000 | $475,000 | $51,000 | $96,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 822 | $229,480,000 | $279,000 | $1,785,000 | $108,000 | $712,000 |
| Collateral | 96 | $24,780,000 | $258,000 | $555,000 | $101,000 | $345,000 |
| Other | 32 | $9,540,000 | $298,000 | $735,000 | $117,000 | $572,000 |
| Debt-To-Income Ratio | 32 | $8,540,000 | $266,000 | $705,000 | $67,000 | $363,000 |
| Credit History | 12 | $2,440,000 | $203,000 | $315,000 | $86,000 | $182,000 |
| Unverifiable Information | 8 | $2,160,000 | $270,000 | $365,000 | $92,000 | $161,000 |
| Employment History | 6 | $1,570,000 | $261,000 | $405,000 | $69,000 | $154,000 |
| Credit Application Incomplete | 4 | $1,320,000 | $330,000 | $445,000 | $147,000 | $225,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $355,000 | $355,000 | $355,000 | $377,000 | $377,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Midwest Loan Solutions, Inc.'s 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Midwest Loan Solutions, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Michigan, download the full spreadsheet
with aggregated HMDA statistics today.