Millennium Capital Inc Mortgage Lending & HMDA Data, 2003
In 2003, Millennium Capital Inc of Reston, VA reported 1,651 mortgage applications totaling $296.3 million. The average application was for $179,453, and applicants reported an average income of $99,009. 53% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Baltimore, MD (61), Washington, DC-MD-VA-WV (53) and Richmond-Petersburg, VA (41) (applications in parentheses).
| Mortgage Company & Address | Millennium Capital Inc 1601 Washington Plaza Reston, VA 20190 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,651 |
| Total Mortgage Loan Application Amount | $296,277,000 |
| Average Mortgage Loan Application Amount | $179,453 |
| Highest Mortgage Loan Application Amount | $996,000 |
| Average Applicant Income | $99,009 |
| Highest Applicant Income | $904,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Millennium Capital Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fairfax, Virginia | 182 | $ 40,503,000 | $ 222,543 | $ 103,000 |
| Loudoun, Virginia | 76 | $ 16,162,000 | $ 212,657 | $ 107,000 |
| District of Columbia, District Of Columbia | 53 | $ 13,105,000 | $ 247,264 | $ 91,000 |
| Montgomery, Maryland | 42 | $ 10,367,000 | $ 246,833 | $ 107,000 |
| Prince William, Virginia | 40 | $ 6,593,000 | $ 164,825 | $ 90,000 |
| Los Angeles, California | 38 | $ 9,285,000 | $ 244,342 | $ 134,000 |
| Clark, Nevada | 25 | $ 3,943,000 | $ 157,720 | $ 65,000 |
| King, Washington | 25 | $ 5,509,000 | $ 220,360 | $ 95,000 |
| Prince George's, Maryland | 23 | $ 3,280,000 | $ 142,608 | $ 72,000 |
| Maricopa, Arizona | 22 | $ 3,616,000 | $ 164,363 | $ 93,000 |
| San Diego, California | 19 | $ 4,577,000 | $ 240,894 | $ 69,000 |
| Middlesex, Massachusetts | 19 | $ 5,434,000 | $ 286,000 | $ 124,000 |
| Orange, California | 18 | $ 4,966,000 | $ 275,888 | $ 89,000 |
| Anne Arundel, Maryland | 15 | $ 2,069,000 | $ 137,933 | $ 133,000 |
| Bergen, New Jersey | 15 | $ 4,802,000 | $ 320,133 | $ 159,000 |
| Morris, New Jersey | 15 | $ 3,518,000 | $ 234,533 | $ 130,000 |
| Chesterfield, Virginia | 15 | $ 2,386,000 | $ 159,066 | $ 111,000 |
| Ocean, New Jersey | 14 | $ 2,375,000 | $ 169,642 | $ 123,000 |
| Contra Costa, California | 13 | $ 3,038,000 | $ 233,692 | $ 165,000 |
| Fairfield, Connecticut | 12 | $ 3,069,000 | $ 255,750 | $ 127,000 |
| Baltimore, Maryland | 12 | $ 1,163,000 | $ 96,916 | $ 70,000 |
| Hillsborough, New Hampshire | 12 | $ 2,016,000 | $ 168,000 | $ 90,000 |
| Rockingham, New Hampshire | 12 | $ 2,737,000 | $ 228,083 | $ 86,000 |
| Somerset, New Jersey | 12 | $ 3,676,000 | $ 306,333 | $ 171,000 |
| Alameda, California | 11 | $ 1,781,000 | $ 161,909 | $ 140,000 |
| Hennepin, Minnesota | 11 | $ 2,684,000 | $ 244,000 | $ 159,000 |
| Middlesex, New Jersey | 11 | $ 2,048,000 | $ 186,181 | $ 68,000 |
| Arlington, Virginia | 11 | $ 3,823,000 | $ 347,545 | $ 177,000 |
| Virginia Beach, Virginia | 11 | $ 669,000 | $ 60,818 | $ 74,000 |
| Hartford, Connecticut | 10 | $ 1,816,000 | $ 181,600 | $ 90,000 |
| Monmouth, New Jersey | 10 | $ 3,495,000 | $ 349,500 | $ 193,000 |
| Hillsborough, Florida | 9 | $ 978,000 | $ 108,666 | $ 52,000 |
| Cook, Illinois | 9 | $ 1,313,000 | $ 145,888 | $ 117,000 |
| Howard, Maryland | 9 | $ 1,412,000 | $ 156,888 | $ 71,000 |
| Cuyahoga, Ohio | 9 | $ 1,241,000 | $ 137,888 | $ 160,000 |
| Delaware, Pennsylvania | 9 | $ 1,653,000 | $ 183,666 | $ 70,000 |
| Montgomery, Pennsylvania | 9 | $ 1,120,000 | $ 124,444 | $ 101,000 |
| Henrico, Virginia | 9 | $ 1,586,000 | $ 176,222 | $ 75,000 |
| Riverside, California | 8 | $ 1,498,000 | $ 187,250 | $ 87,000 |
| San Francisco, California | 8 | $ 918,000 | $ 114,750 | $ 134,000 |
| Santa Clara, California | 8 | $ 1,615,000 | $ 201,875 | $ 124,000 |
| New Castle, Delaware | 8 | $ 1,254,000 | $ 156,750 | $ 80,000 |
| Baltimore City, Maryland | 8 | $ 843,000 | $ 105,375 | $ 68,000 |
| Carroll, Maryland | 8 | $ 1,467,000 | $ 183,375 | $ 105,000 |
| Frederick, Maryland | 8 | $ 1,065,000 | $ 133,125 | $ 106,000 |
| Dauphin, Pennsylvania | 8 | $ 1,006,000 | $ 125,750 | $ 81,000 |
| Stafford, Virginia | 8 | $ 989,000 | $ 123,625 | $ 127,000 |
| Benton, Arkansas | 7 | $ 424,000 | $ 60,571 | $ 67,000 |
| Douglas, Colorado | 7 | $ 1,610,000 | $ 230,000 | $ 101,000 |
| Jefferson, Kentucky | 7 | $ 849,000 | $ 121,285 | $ 87,000 |
| Chester, Pennsylvania | 7 | $ 1,888,000 | $ 269,714 | $ 140,000 |
| Fairfax City, Virginia | 7 | $ 1,232,000 | $ 176,000 | $ 118,000 |
| San Joaquin, California | 6 | $ 645,000 | $ 107,500 | $ 84,000 |
| Ventura, California | 6 | $ 1,410,000 | $ 235,000 | $ 95,000 |
| New Haven, Connecticut | 6 | $ 1,280,000 | $ 213,333 | $ 109,000 |
| Hamilton, Indiana | 6 | $ 767,000 | $ 127,833 | $ 104,000 |
| Harford, Maryland | 6 | $ 1,038,000 | $ 173,000 | $ 93,000 |
| Burlington, New Jersey | 6 | $ 928,000 | $ 154,666 | $ 124,000 |
| Essex, New Jersey | 6 | $ 1,006,000 | $ 167,666 | $ 83,000 |
| Franklin, Ohio | 6 | $ 607,000 | $ 101,166 | $ 118,000 |
| Allegheny, Pennsylvania | 6 | $ 518,000 | $ 86,333 | $ 85,000 |
| Lancaster, Pennsylvania | 6 | $ 724,000 | $ 120,666 | $ 77,000 |
| Alexandria, Virginia | 6 | $ 1,919,000 | $ 319,833 | $ 193,000 |
| Sacramento, California | 5 | $ 811,000 | $ 162,200 | $ 130,000 |
| El Paso, Colorado | 5 | $ 557,000 | $ 111,400 | $ 97,000 |
| Duval, Florida | 5 | $ 409,000 | $ 81,800 | $ 60,000 |
| Will, Illinois | 5 | $ 1,070,000 | $ 214,000 | $ 99,000 |
| Norfolk, Massachusetts | 5 | $ 1,537,000 | $ 307,400 | $ 146,000 |
| Washtenaw, Michigan | 5 | $ 923,000 | $ 184,600 | $ 66,000 |
| Dakota, Minnesota | 5 | $ 419,000 | $ 83,800 | $ 88,000 |
| Hamilton, Ohio | 5 | $ 336,000 | $ 67,200 | $ 94,000 |
| Montgomery, Ohio | 5 | $ 188,000 | $ 37,600 | $ 66,000 |
| Tulsa, Oklahoma | 5 | $ 780,000 | $ 156,000 | $ 114,000 |
| Berks, Pennsylvania | 5 | $ 388,000 | $ 77,600 | $ 64,000 |
| Albemarle, Virginia | 5 | $ 509,000 | $ 101,800 | $ 65,000 |
| Chesapeake, Virginia | 5 | $ 451,000 | $ 90,200 | $ 61,000 |
| Fauquier, Virginia | 5 | $ 1,226,000 | $ 245,200 | $ 152,000 |
| Richmond City, Virginia | 5 | $ 974,000 | $ 194,800 | $ 98,000 |
| San Mateo, California | 4 | $ 1,125,000 | $ 281,250 | $ 142,000 |
| Broward, Florida | 4 | $ 417,000 | $ 104,250 | $ 61,000 |
| Pinellas, Florida | 4 | $ 918,000 | $ 229,500 | $ 118,000 |
| Caddo, Louisiana | 4 | $ 1,084,000 | $ 271,000 | $ 257,000 |
| Cumberland, Maine | 4 | $ 692,000 | $ 173,000 | $ 120,000 |
| Suffolk, Massachusetts | 4 | $ 1,167,000 | $ 291,750 | $ 118,000 |
| Anoka, Minnesota | 4 | $ 177,000 | $ 44,250 | $ 124,000 |
| Ramsey, Minnesota | 4 | $ 414,000 | $ 103,500 | $ 57,000 |
| Camden, New Jersey | 4 | $ 600,000 | $ 150,000 | $ 94,000 |
| Hudson, New Jersey | 4 | $ 1,067,000 | $ 266,750 | $ 190,000 |
| Passaic, New Jersey | 4 | $ 692,000 | $ 173,000 | $ 149,000 |
| Lorain, Ohio | 4 | $ 314,000 | $ 78,500 | $ 70,000 |
| Bucks, Pennsylvania | 4 | $ 763,000 | $ 190,750 | $ 90,000 |
| Philadelphia, Pennsylvania | 4 | $ 664,000 | $ 166,000 | $ 56,000 |
| Newport, Rhode Island | 4 | $ 673,000 | $ 168,250 | $ 99,000 |
| Providence, Rhode Island | 4 | $ 780,000 | $ 195,000 | $ 44,000 |
| Washington, Rhode Island | 4 | $ 745,000 | $ 186,250 | $ 219,000 |
| Charleston, South Carolina | 4 | $ 371,000 | $ 92,750 | $ 70,000 |
| Culpeper, Virginia | 4 | $ 510,000 | $ 127,500 | $ 110,000 |
| Spotsylvania, Virginia | 4 | $ 466,000 | $ 116,500 | $ 90,000 |
| Clark, Washington | 4 | $ 558,000 | $ 139,500 | $ 39,000 |
| Snohomish, Washington | 4 | $ 515,000 | $ 128,750 | $ 105,000 |
| Marin, California | 3 | $ 844,000 | $ 281,333 | $ 234,000 |
| San Bernardino, California | 3 | $ 502,000 | $ 167,333 | $ 106,000 |
| Middlesex, Connecticut | 3 | $ 593,000 | $ 197,666 | $ 117,000 |
| Lee, Florida | 3 | $ 355,000 | $ 118,333 | $ 89,000 |
| DuPage, Illinois | 3 | $ 764,000 | $ 254,666 | $ 109,000 |
| Kane, Illinois | 3 | $ 964,000 | $ 321,333 | $ 285,000 |
| Fayette, Kentucky | 3 | $ 962,000 | $ 320,666 | $ 103,000 |
| East Baton Rouge, Louisiana | 3 | $ 431,000 | $ 143,666 | $ 70,000 |
| Calvert, Maryland | 3 | $ 540,000 | $ 180,000 | $ 65,000 |
| Charles, Maryland | 3 | $ 399,000 | $ 133,000 | $ 58,000 |
| Queen Anne's, Maryland | 3 | $ 554,000 | $ 184,666 | $ 123,000 |
| Washington, Maryland | 3 | $ 288,000 | $ 96,000 | $ 77,000 |
| Essex, Massachusetts | 3 | $ 829,000 | $ 276,333 | $ 217,000 |
| Oakland, Michigan | 3 | $ 340,000 | $ 113,333 | $ 73,000 |
| Wayne, Michigan | 3 | $ 375,000 | $ 125,000 | $ 59,000 |
| Lancaster, Nebraska | 3 | $ 462,000 | $ 154,000 | $ 95,000 |
| Atlantic, New Jersey | 3 | $ 299,000 | $ 99,666 | $ 80,000 |
| Sussex, New Jersey | 3 | $ 641,000 | $ 213,666 | $ 85,000 |
| Warren, New Jersey | 3 | $ 670,000 | $ 223,333 | $ 136,000 |
| Geauga, Ohio | 3 | $ 359,000 | $ 119,666 | $ 65,000 |
| Lucas, Ohio | 3 | $ 129,000 | $ 43,000 | $ 38,000 |
| Mahoning, Ohio | 3 | $ 613,000 | $ 204,333 | $ 108,000 |
| Summit, Ohio | 3 | $ 430,000 | $ 143,333 | $ 103,000 |
| Lehigh, Pennsylvania | 3 | $ 203,000 | $ 67,666 | $ 64,000 |
| Luzerne, Pennsylvania | 3 | $ 164,000 | $ 54,666 | $ 82,000 |
| Kent, Rhode Island | 3 | $ 629,000 | $ 209,666 | $ 77,000 |
| Greenville, South Carolina | 3 | $ 581,000 | $ 193,666 | $ 120,000 |
| Shelby, Tennessee | 3 | $ 145,000 | $ 48,333 | $ 93,000 |
| Salt Lake, Utah | 3 | $ 251,000 | $ 83,666 | $ 78,000 |
| Chittenden, Vermont | 3 | $ 490,000 | $ 163,333 | $ 86,000 |
| Colonial Heights, Virginia | 3 | $ 337,000 | $ 112,333 | $ 48,000 |
| Frederick, Virginia | 3 | $ 351,000 | $ 117,000 | $ 39,000 |
| Hanover, Virginia | 3 | $ 449,000 | $ 149,666 | $ 96,000 |
| Norfolk, Virginia | 3 | $ 142,000 | $ 47,333 | $ 127,000 |
| Madison, Alabama | 2 | $ 157,000 | $ 78,500 | $ 153,000 |
| Pulaski, Arkansas | 2 | $ 112,000 | $ 56,000 | $ 56,000 |
| Sebastian, Arkansas | 2 | $ 87,000 | $ 43,500 | $ 34,000 |
| Monterey, California | 2 | $ 582,000 | $ 291,000 | $ 96,000 |
| Placer, California | 2 | $ 357,000 | $ 178,500 | $ 81,000 |
| Solano, California | 2 | $ 316,000 | $ 158,000 | $ 90,000 |
| Sonoma, California | 2 | $ 354,000 | $ 177,000 | $ 75,000 |
| Adams, Colorado | 2 | $ 362,000 | $ 181,000 | $ 23,000 |
| Tolland, Connecticut | 2 | $ 319,000 | $ 159,500 | $ 89,000 |
| Kent, Delaware | 2 | $ 60,000 | $ 30,000 | $ 71,000 |
| Sussex, Delaware | 2 | $ 297,000 | $ 148,500 | $ 196,000 |
| Brevard, Florida | 2 | $ 199,000 | $ 99,500 | $ 56,000 |
| Clay, Florida | 2 | $ 68,000 | $ 34,000 | $ 64,000 |
| Escambia, Florida | 2 | $ 355,000 | $ 177,500 | $ 112,000 |
| Palm Beach, Florida | 2 | $ 257,000 | $ 128,500 | $ 48,000 |
| Pasco, Florida | 2 | $ 183,000 | $ 91,500 | $ 49,000 |
| DeKalb, Georgia | 2 | $ 442,000 | $ 221,000 | $ 84,000 |
| Bonneville, Idaho | 2 | $ 533,000 | $ 266,500 | $ 111,000 |
| Canyon, Idaho | 2 | $ 56,000 | $ 28,000 | $ 53,000 |
| Allen, Indiana | 2 | $ 75,000 | $ 37,500 | $ 105,000 |
| Marion, Indiana | 2 | $ 465,000 | $ 232,500 | $ 78,000 |
| Wayne, Indiana | 2 | $ 69,000 | $ 34,500 | $ 60,000 |
| Pottawattamie, Iowa | 2 | $ 101,000 | $ 50,500 | $ 130,000 |
| Crawford, Kansas | 2 | $ 369,000 | $ 184,500 | $ 72,000 |
| Boone, Kentucky | 2 | $ 325,000 | $ 162,500 | $ 73,000 |
| Kenton, Kentucky | 2 | $ 84,000 | $ 42,000 | $ 44,000 |
| Androscoggin, Maine | 2 | $ 162,000 | $ 81,000 | $ 41,000 |
| Cecil, Maryland | 2 | $ 143,000 | $ 71,500 | $ 30,000 |
| St. Mary's, Maryland | 2 | $ 121,000 | $ 60,500 | $ 104,000 |
| Wicomico, Maryland | 2 | $ 273,000 | $ 136,500 | $ 105,000 |
| Hampden, Massachusetts | 2 | $ 279,000 | $ 139,500 | $ 42,000 |
| Macomb, Michigan | 2 | $ 278,000 | $ 139,000 | $ 74,000 |
| Marquette, Michigan | 2 | $ 104,000 | $ 52,000 | $ 33,000 |
| Sibley, Minnesota | 2 | $ 313,000 | $ 156,500 | $ 78,000 |
| Steele, Minnesota | 2 | $ 354,000 | $ 177,000 | $ 132,000 |
| Washington, Minnesota | 2 | $ 294,000 | $ 147,000 | $ 50,000 |
| Cape Girardeau, Missouri | 2 | $ 51,000 | $ 25,500 | $ 62,000 |
| St. Louis, Missouri | 2 | $ 744,000 | $ 372,000 | $ 151,000 |
| Douglas, Nebraska | 2 | $ 315,000 | $ 157,500 | $ 183,000 |
| Gloucester, New Jersey | 2 | $ 287,000 | $ 143,500 | $ 85,000 |
| Hunterdon, New Jersey | 2 | $ 702,000 | $ 351,000 | $ 163,000 |
| Burleigh, North Dakota | 2 | $ 288,000 | $ 144,000 | $ 67,000 |
| Butler, Ohio | 2 | $ 54,000 | $ 27,000 | $ 101,000 |
| Clermont, Ohio | 2 | $ 315,000 | $ 157,500 | $ 107,000 |
| Lake, Ohio | 2 | $ 66,000 | $ 33,000 | $ 45,000 |
| Medina, Ohio | 2 | $ 297,000 | $ 148,500 | $ 117,000 |
| Wood, Ohio | 2 | $ 88,000 | $ 44,000 | $ 65,000 |
| Canadian, Oklahoma | 2 | $ 85,000 | $ 42,500 | $ 56,000 |
| Cleveland, Oklahoma | 2 | $ 149,000 | $ 74,500 | $ 57,000 |
| Blair, Pennsylvania | 2 | $ 80,000 | $ 40,000 | $ 44,000 |
| Monroe, Pennsylvania | 2 | $ 79,000 | $ 39,500 | $ 117,000 |
| Schuylkill, Pennsylvania | 2 | $ 210,000 | $ 105,000 | $ 43,000 |
| Beaufort, South Carolina | 2 | $ 294,000 | $ 147,000 | $ 154,000 |
| Darlington, South Carolina | 2 | $ 532,000 | $ 266,000 | $ 150,000 |
| Orangeburg, South Carolina | 2 | $ 371,000 | $ 185,500 | $ 132,000 |
| Rutland, Vermont | 2 | $ 110,000 | $ 55,000 | $ 46,000 |
| Bedford, Virginia | 2 | $ 360,000 | $ 180,000 | $ 62,000 |
| Dinwiddie, Virginia | 2 | $ 297,000 | $ 148,500 | $ 20,000 |
| Gloucester, Virginia | 2 | $ 142,000 | $ 71,000 | $ 47,000 |
| Harrisonburg, Virginia | 2 | $ 102,000 | $ 51,000 | $ 47,000 |
| Louisa, Virginia | 2 | $ 384,000 | $ 192,000 | $ 109,000 |
| Manassas, Virginia | 2 | $ 163,000 | $ 81,500 | $ 71,000 |
| Manassas Park, Virginia | 2 | $ 337,000 | $ 168,500 | $ 119,000 |
| Middlesex, Virginia | 2 | $ 335,000 | $ 167,500 | $ 44,000 |
| Newport News, Virginia | 2 | $ 102,000 | $ 51,000 | $ 68,000 |
| Petersburg, Virginia | 2 | $ 138,000 | $ 69,000 | $ 21,000 |
| Portsmouth, Virginia | 2 | $ 52,000 | $ 26,000 | $ 53,000 |
| Prince George, Virginia | 2 | $ 174,000 | $ 87,000 | $ 35,000 |
| Roanoke, Virginia | 2 | $ 85,000 | $ 42,500 | $ 65,000 |
| Roanoke City, Virginia | 2 | $ 77,000 | $ 38,500 | $ 76,000 |
| Pierce, Washington | 2 | $ 334,000 | $ 167,000 | $ 81,000 |
| Thurston, Washington | 2 | $ 100,000 | $ 50,000 | $ 155,000 |
| Clark, Wisconsin | 2 | $ 61,000 | $ 30,500 | $ 78,000 |
| Milwaukee, Wisconsin | 2 | $ 467,000 | $ 233,500 | $ 120,000 |
| Shawano, Wisconsin | 2 | $ 54,000 | $ 27,000 | $ 62,000 |
| Waukesha, Wisconsin | 2 | $ 234,000 | $ 117,000 | $ 142,000 |
| Calhoun, Alabama | 1 | $ 30,000 | $ 30,000 | $ 31,000 |
| Lauderdale, Alabama | 1 | $ 171,000 | $ 171,000 | $ 83,000 |
| Pima, Arizona | 1 | $ 212,000 | $ 212,000 | $ 115,000 |
| Yavapai, Arizona | 1 | $ 299,000 | $ 299,000 | $ 90,000 |
| Ashley, Arkansas | 1 | $ 49,000 | $ 49,000 | $ 77,000 |
| Conway, Arkansas | 1 | $ 46,000 | $ 46,000 | $ 52,000 |
| Crawford, Arkansas | 1 | $ 35,000 | $ 35,000 | $ 55,000 |
| Saline, Arkansas | 1 | $ 50,000 | $ 50,000 | $ 46,000 |
| Washington, Arkansas | 1 | $ 63,000 | $ 63,000 | $ 60,000 |
| Amador, California | 1 | $ 255,000 | $ 255,000 | $ 143,000 |
| Butte, California | 1 | $ 73,000 | $ 73,000 | $ 41,000 |
| Fresno, California | 1 | $ 65,000 | $ 65,000 | $ 74,000 |
| Kern, California | 1 | $ 24,000 | $ 24,000 | $ 71,000 |
| Mono, California | 1 | $ 135,000 | $ 135,000 | $ 139,000 |
| San Benito, California | 1 | $ 265,000 | $ 265,000 | $ 95,000 |
| San Luis Obispo, California | 1 | $ 54,000 | $ 54,000 | $ 109,000 |
| Shasta, California | 1 | $ 88,000 | $ 88,000 | $ 38,000 |
| Stanislaus, California | 1 | $ 192,000 | $ 192,000 | $ 58,000 |
| Tulare, California | 1 | $ 184,000 | $ 184,000 | $ 0 |
| Arapahoe, Colorado | 1 | $ 320,000 | $ 320,000 | $ 191,000 |
| Boulder, Colorado | 1 | $ 499,000 | $ 499,000 | $ 156,000 |
| Denver, Colorado | 1 | $ 480,000 | $ 480,000 | $ 139,000 |
| Fremont, Colorado | 1 | $ 37,000 | $ 37,000 | $ 50,000 |
| Garfield, Colorado | 1 | $ 171,000 | $ 171,000 | $ 34,000 |
| Jefferson, Colorado | 1 | $ 51,000 | $ 51,000 | $ 65,000 |
| Larimer, Colorado | 1 | $ 70,000 | $ 70,000 | $ 70,000 |
| Montezuma, Colorado | 1 | $ 75,000 | $ 75,000 | $ 54,000 |
| Indian River, Florida | 1 | $ 323,000 | $ 323,000 | $ 224,000 |
| Martin, Florida | 1 | $ 64,000 | $ 64,000 | $ 144,000 |
| Miami-Dade, Florida | 1 | $ 50,000 | $ 50,000 | $ 119,000 |
| Osceola, Florida | 1 | $ 75,000 | $ 75,000 | $ 65,000 |
| Seminole, Florida | 1 | $ 138,000 | $ 138,000 | $ 92,000 |
| St. Lucie, Florida | 1 | $ 253,000 | $ 253,000 | $ 97,000 |
| Volusia, Florida | 1 | $ 210,000 | $ 210,000 | $ 349,000 |
| Putnam, Georgia | 1 | $ 182,000 | $ 182,000 | $ 111,000 |
| Thomas, Georgia | 1 | $ 231,000 | $ 231,000 | $ 173,000 |
| Walton, Georgia | 1 | $ 90,000 | $ 90,000 | $ 41,000 |
| Ada, Idaho | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Bannock, Idaho | 1 | $ 396,000 | $ 396,000 | $ 0 |
| Bingham, Idaho | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Blaine, Idaho | 1 | $ 40,000 | $ 40,000 | $ 83,000 |
| Idaho, Idaho | 1 | $ 148,000 | $ 148,000 | $ 64,000 |
| Lake, Illinois | 1 | $ 259,000 | $ 259,000 | $ 75,000 |
| LaSalle, Illinois | 1 | $ 102,000 | $ 102,000 | $ 61,000 |
| Monroe, Illinois | 1 | $ 245,000 | $ 245,000 | $ 73,000 |
| Boone, Indiana | 1 | $ 268,000 | $ 268,000 | $ 131,000 |
| Hancock, Indiana | 1 | $ 242,000 | $ 242,000 | $ 115,000 |
| Johnson, Indiana | 1 | $ 53,000 | $ 53,000 | $ 57,000 |
| Randolph, Indiana | 1 | $ 35,000 | $ 35,000 | $ 43,000 |
| Warren, Indiana | 1 | $ 30,000 | $ 30,000 | $ 79,000 |
| Black Hawk, Iowa | 1 | $ 45,000 | $ 45,000 | $ 75,000 |
| Cerro Gordo, Iowa | 1 | $ 107,000 | $ 107,000 | $ 74,000 |
| Dickinson, Iowa | 1 | $ 60,000 | $ 60,000 | $ 60,000 |
| Floyd, Iowa | 1 | $ 60,000 | $ 60,000 | $ 84,000 |
| Grundy, Iowa | 1 | $ 56,000 | $ 56,000 | $ 130,000 |
| Linn, Iowa | 1 | $ 25,000 | $ 25,000 | $ 51,000 |
| Muscatine, Iowa | 1 | $ 52,000 | $ 52,000 | $ 79,000 |
| Scott, Iowa | 1 | $ 35,000 | $ 35,000 | $ 53,000 |
| Union, Iowa | 1 | $ 60,000 | $ 60,000 | $ 77,000 |
| Wapello, Iowa | 1 | $ 54,000 | $ 54,000 | $ 51,000 |
| Jackson, Kansas | 1 | $ 36,000 | $ 36,000 | $ 52,000 |
| Johnson, Kansas | 1 | $ 157,000 | $ 157,000 | $ 144,000 |
| Leavenworth, Kansas | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Sedgwick, Kansas | 1 | $ 81,000 | $ 81,000 | $ 31,000 |
| Wyandotte, Kansas | 1 | $ 26,000 | $ 26,000 | $ 62,000 |
| Boyd, Kentucky | 1 | $ 41,000 | $ 41,000 | $ 52,000 |
| Campbell, Kentucky | 1 | $ 35,000 | $ 35,000 | $ 60,000 |
| Daviess, Kentucky | 1 | $ 75,000 | $ 75,000 | $ 129,000 |
| Estill, Kentucky | 1 | $ 35,000 | $ 35,000 | $ 76,000 |
| Harlan, Kentucky | 1 | $ 27,000 | $ 27,000 | $ 46,000 |
| Madison, Kentucky | 1 | $ 176,000 | $ 176,000 | $ 102,000 |
| Orleans, Louisiana | 1 | $ 113,000 | $ 113,000 | $ 92,000 |
| St. Tammany, Louisiana | 1 | $ 605,000 | $ 605,000 | $ 427,000 |
| York, Maine | 1 | $ 30,000 | $ 30,000 | $ 84,000 |
| Berkshire, Massachusetts | 1 | $ 189,000 | $ 189,000 | $ 44,000 |
| Plymouth, Massachusetts | 1 | $ 25,000 | $ 25,000 | $ 80,000 |
| Worcester, Massachusetts | 1 | $ 220,000 | $ 220,000 | $ 83,000 |
| Allegan, Michigan | 1 | $ 30,000 | $ 30,000 | $ 90,000 |
| Barry, Michigan | 1 | $ 50,000 | $ 50,000 | $ 109,000 |
| Bay, Michigan | 1 | $ 111,000 | $ 111,000 | $ 80,000 |
| Clinton, Michigan | 1 | $ 249,000 | $ 249,000 | $ 205,000 |
| Kent, Michigan | 1 | $ 10,000 | $ 10,000 | $ 32,000 |
| Leelanau, Michigan | 1 | $ 700,000 | $ 700,000 | $ 300,000 |
| Livingston, Michigan | 1 | $ 275,000 | $ 275,000 | $ 70,000 |
| Monroe, Michigan | 1 | $ 25,000 | $ 25,000 | $ 91,000 |
| Presque Isle, Michigan | 1 | $ 184,000 | $ 184,000 | $ 0 |
| Becker, Minnesota | 1 | $ 35,000 | $ 35,000 | $ 89,000 |
| Beltrami, Minnesota | 1 | $ 30,000 | $ 30,000 | $ 43,000 |
| Carlton, Minnesota | 1 | $ 35,000 | $ 35,000 | $ 264,000 |
| Carver, Minnesota | 1 | $ 540,000 | $ 540,000 | $ 325,000 |
| Chisago, Minnesota | 1 | $ 75,000 | $ 75,000 | $ 63,000 |
| Crow Wing, Minnesota | 1 | $ 35,000 | $ 35,000 | $ 53,000 |
| Itasca, Minnesota | 1 | $ 75,000 | $ 75,000 | $ 55,000 |
| Morrison, Minnesota | 1 | $ 60,000 | $ 60,000 | $ 51,000 |
| Olmsted, Minnesota | 1 | $ 22,000 | $ 22,000 | $ 35,000 |
| Sherburne, Minnesota | 1 | $ 35,000 | $ 35,000 | $ 64,000 |
| St. Louis, Minnesota | 1 | $ 184,000 | $ 184,000 | $ 0 |
| Todd, Minnesota | 1 | $ 30,000 | $ 30,000 | $ 33,000 |
| Wright, Minnesota | 1 | $ 46,000 | $ 46,000 | $ 78,000 |
| Yellow Medicine, Minnesota | 1 | $ 35,000 | $ 35,000 | $ 50,000 |
| DeSoto, Mississippi | 1 | $ 119,000 | $ 119,000 | $ 70,000 |
| Harrison, Mississippi | 1 | $ 284,000 | $ 284,000 | $ 135,000 |
| Jones, Mississippi | 1 | $ 63,000 | $ 63,000 | $ 108,000 |
| Lincoln, Mississippi | 1 | $ 167,000 | $ 167,000 | $ 87,000 |
| Monroe, Mississippi | 1 | $ 181,000 | $ 181,000 | $ 207,000 |
| Walthall, Mississippi | 1 | $ 26,000 | $ 26,000 | $ 48,000 |
| Yazoo, Mississippi | 1 | $ 47,000 | $ 47,000 | $ 73,000 |
| Boone, Missouri | 1 | $ 247,000 | $ 247,000 | $ 91,000 |
| Clay, Missouri | 1 | $ 164,000 | $ 164,000 | $ 68,000 |
| Jackson, Missouri | 1 | $ 50,000 | $ 50,000 | $ 77,000 |
| Hill, Montana | 1 | $ 46,000 | $ 46,000 | $ 0 |
| Sarpy, Nebraska | 1 | $ 384,000 | $ 384,000 | $ 400,000 |
| Douglas, Nevada | 1 | $ 505,000 | $ 505,000 | $ 33,000 |
| White Pine, Nevada | 1 | $ 25,000 | $ 25,000 | $ 77,000 |
| Belknap, New Hampshire | 1 | $ 366,000 | $ 366,000 | $ 211,000 |
| Mercer, New Jersey | 1 | $ 31,000 | $ 31,000 | $ 124,000 |
| Union, New Jersey | 1 | $ 262,000 | $ 262,000 | $ 160,000 |
| Bernalillo, New Mexico | 1 | $ 150,000 | $ 150,000 | $ 93,000 |
| Dutchess, New York | 1 | $ 120,000 | $ 120,000 | $ 74,000 |
| New York, New York | 1 | $ 361,000 | $ 361,000 | $ 109,000 |
| Suffolk, New York | 1 | $ 540,000 | $ 540,000 | $ 235,000 |
| Carteret, North Carolina | 1 | $ 148,000 | $ 148,000 | $ 58,000 |
| Orange, North Carolina | 1 | $ 250,000 | $ 250,000 | $ 132,000 |
| Cass, North Dakota | 1 | $ 64,000 | $ 64,000 | $ 72,000 |
| Ward, North Dakota | 1 | $ 55,000 | $ 55,000 | $ 44,000 |
| Ashtabula, Ohio | 1 | $ 33,000 | $ 33,000 | $ 83,000 |
| Brown, Ohio | 1 | $ 40,000 | $ 40,000 | $ 91,000 |
| Fairfield, Ohio | 1 | $ 45,000 | $ 45,000 | $ 58,000 |
| Fulton, Ohio | 1 | $ 49,000 | $ 49,000 | $ 65,000 |
| Hancock, Ohio | 1 | $ 45,000 | $ 45,000 | $ 83,000 |
| Hocking, Ohio | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Jefferson, Ohio | 1 | $ 25,000 | $ 25,000 | $ 66,000 |
| Licking, Ohio | 1 | $ 40,000 | $ 40,000 | $ 63,000 |
| Morrow, Ohio | 1 | $ 50,000 | $ 50,000 | $ 63,000 |
| Ottawa, Ohio | 1 | $ 72,000 | $ 72,000 | $ 28,000 |
| Paulding, Ohio | 1 | $ 37,000 | $ 37,000 | $ 41,000 |
| Pickaway, Ohio | 1 | $ 35,000 | $ 35,000 | $ 57,000 |
| Portage, Ohio | 1 | $ 284,000 | $ 284,000 | $ 143,000 |
| Preble, Ohio | 1 | $ 35,000 | $ 35,000 | $ 71,000 |
| Putnam, Ohio | 1 | $ 33,000 | $ 33,000 | $ 40,000 |
| Union, Ohio | 1 | $ 164,000 | $ 164,000 | $ 87,000 |
| Van Wert, Ohio | 1 | $ 18,000 | $ 18,000 | $ 54,000 |
| Warren, Ohio | 1 | $ 26,000 | $ 26,000 | $ 48,000 |
| Carter, Oklahoma | 1 | $ 35,000 | $ 35,000 | $ 44,000 |
| Comanche, Oklahoma | 1 | $ 50,000 | $ 50,000 | $ 111,000 |
| Oklahoma, Oklahoma | 1 | $ 72,000 | $ 72,000 | $ 86,000 |
| Pottawatomie, Oklahoma | 1 | $ 54,000 | $ 54,000 | $ 80,000 |
| Deschutes, Oregon | 1 | $ 250,000 | $ 250,000 | $ 204,000 |
| Douglas, Oregon | 1 | $ 50,000 | $ 50,000 | $ 36,000 |
| Marion, Oregon | 1 | $ 283,000 | $ 283,000 | $ 155,000 |
| Washington, Oregon | 1 | $ 270,000 | $ 270,000 | $ 82,000 |
| Beaver, Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 150,000 |
| Cambria, Pennsylvania | 1 | $ 28,000 | $ 28,000 | $ 41,000 |
| Centre, Pennsylvania | 1 | $ 58,000 | $ 58,000 | $ 120,000 |
| Clinton, Pennsylvania | 1 | $ 41,000 | $ 41,000 | $ 60,000 |
| Cumberland, Pennsylvania | 1 | $ 143,000 | $ 143,000 | $ 49,000 |
| Erie, Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 48,000 |
| Fayette, Pennsylvania | 1 | $ 61,000 | $ 61,000 | $ 0 |
| Lawrence, Pennsylvania | 1 | $ 63,000 | $ 63,000 | $ 121,000 |
| Lebanon, Pennsylvania | 1 | $ 109,000 | $ 109,000 | $ 103,000 |
| Mercer, Pennsylvania | 1 | $ 116,000 | $ 116,000 | $ 69,000 |
| Northampton, Pennsylvania | 1 | $ 252,000 | $ 252,000 | $ 91,000 |
| Snyder, Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 112,000 |
| York, Pennsylvania | 1 | $ 52,000 | $ 52,000 | $ 87,000 |
| Blount, Tennessee | 1 | $ 35,000 | $ 35,000 | $ 66,000 |
| Davidson, Tennessee | 1 | $ 400,000 | $ 400,000 | $ 162,000 |
| Knox, Tennessee | 1 | $ 48,000 | $ 48,000 | $ 145,000 |
| Monroe, Tennessee | 1 | $ 113,000 | $ 113,000 | $ 41,000 |
| Rutherford, Tennessee | 1 | $ 232,000 | $ 232,000 | $ 83,000 |
| Davis, Utah | 1 | $ 47,000 | $ 47,000 | $ 54,000 |
| Iron, Utah | 1 | $ 263,000 | $ 263,000 | $ 94,000 |
| Washington, Utah | 1 | $ 33,000 | $ 33,000 | $ 90,000 |
| Addison, Vermont | 1 | $ 150,000 | $ 150,000 | $ 50,000 |
| Accomack, Virginia | 1 | $ 165,000 | $ 165,000 | $ 47,000 |
| Botetourt, Virginia | 1 | $ 25,000 | $ 25,000 | $ 70,000 |
| Charlottesville, Virginia | 1 | $ 288,000 | $ 288,000 | $ 59,000 |
| Falls Church, Virginia | 1 | $ 263,000 | $ 263,000 | $ 70,000 |
| Franklin, Virginia | 1 | $ 14,000 | $ 14,000 | $ 23,000 |
| Hampton, Virginia | 1 | $ 118,000 | $ 118,000 | $ 53,000 |
| Montgomery, Virginia | 1 | $ 35,000 | $ 35,000 | $ 205,000 |
| Rockingham, Virginia | 1 | $ 146,000 | $ 146,000 | $ 78,000 |
| Suffolk, Virginia | 1 | $ 60,000 | $ 60,000 | $ 85,000 |
| Winchester, Virginia | 1 | $ 284,000 | $ 284,000 | $ 121,000 |
| Chelan, Washington | 1 | $ 205,000 | $ 205,000 | $ 169,000 |
| Island, Washington | 1 | $ 504,000 | $ 504,000 | $ 180,000 |
| Skagit, Washington | 1 | $ 30,000 | $ 30,000 | $ 0 |
| Greenbrier, West Virginia | 1 | $ 134,000 | $ 134,000 | $ 51,000 |
| Tucker, West Virginia | 1 | $ 264,000 | $ 264,000 | $ 129,000 |
| Kenosha, Wisconsin | 1 | $ 50,000 | $ 50,000 | $ 492,000 |
| Marathon, Wisconsin | 1 | $ 37,000 | $ 37,000 | $ 53,000 |
| Monroe, Wisconsin | 1 | $ 74,000 | $ 74,000 | $ 51,000 |
| Portage, Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 80,000 |
| Walworth, Wisconsin | 1 | $ 690,000 | $ 690,000 | $ 152,000 |
| Wood, Wisconsin | 1 | $ 21,000 | $ 21,000 | $ 44,000 |
Mortgage Loan Application Detail Totals for Millennium Capital Inc in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 1,259 | $234,550,000 | $168,133 | $996,000 | $97,266 | $904,000 |
| Home Purchase (one-to-four family) | 391 | $61,604,000 | $150,777 | $741,000 | $99,500 | $453,000 |
| Home Improvement (one-to-four family) | 1 | $123,000 | $123,000 | $123,000 | $39,000 | $39,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Information not provided by applicant in mail or telephone application | 1,232 | $233,861,000 | $167,111 | $996,000 | $98,022 | $492,000 |
| White | 338 | $50,282,000 | $157,432 | $926,000 | $98,486 | $904,000 |
| Asian or Pacific Islander | 29 | $5,151,000 | $176,166 | $500,000 | $111,333 | $212,000 |
| Black | 28 | $3,278,000 | $129,500 | $359,000 | $72,833 | $138,000 |
| Hispanic | 20 | $3,227,000 | $172,000 | $384,000 | $102,750 | $140,000 |
| Other | 3 | $375,000 | $148,000 | $218,000 | $188,000 | $223,000 |
| American Indian or Alaskan Native | 1 | $103,000 | $103,000 | $103,000 | $66,000 | $66,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,650 | $295,997,000 | $159,673 | $996,000 | $96,369 | $904,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $280,000 | $280,000 | $280,000 | $156,000 | $156,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 871 | $172,272,000 | $160,595 | $996,000 | $97,738 | $904,000 |
| Application Withdrawn By Applicant | 655 | $111,421,000 | $167,604 | $860,000 | $99,837 | $492,000 |
| File Closed For Incompleteness | 63 | $5,618,000 | $103,722 | $361,000 | $90,722 | $453,000 |
| Application Denied By Financial Institution | 41 | $3,630,000 | $77,750 | $525,000 | $52,291 | $201,000 |
| Application Approved But Not Accepted | 21 | $3,336,000 | $125,923 | $560,000 | $41,153 | $300,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 19 | $1,897,000 | $78,461 | $525,000 | $33,692 | $120,000 |
| Debt-To-Income Ratio | 10 | $458,000 | $45,800 | $58,000 | $57,900 | $100,000 |
| Other | 6 | $642,000 | $105,500 | $275,000 | $82,250 | $201,000 |
| Collateral | 3 | $374,000 | $124,666 | $172,000 | $72,000 | $89,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $101,000 | $50,000 | $51,000 | $53,000 | $77,000 |
| Unverifiable Information | 1 | $158,000 | $158,000 | $158,000 | $51,000 | $51,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Millennium Capital Inc's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Millennium Capital Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.
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