Millennium Capital Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Millennium Capital Inc 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Millennium Capital Inc 1601 Washington Plaza Reston, VA 20190 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,651 |
| Total Mortgage Loan Application Amount | $296,277,000 |
| Average Mortgage Loan Application Amount | $159,963 |
| Highest Mortgage Loan Application Amount | $996,000 |
| Average Applicant Income | $97,536 |
| Highest Applicant Income | $904,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Millennium Capital Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Millennium Capital Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Millennium Capital Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Millennium Capital Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by Millennium Capital Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Millennium Capital Inc's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fairfax County Virginia | 182 | $ 40,503,000 | $ 222,000 | $ 103,000 |
| Loudoun County Virginia | 76 | $ 16,162,000 | $ 212,000 | $ 107,000 |
| District of Columbia County District Of Columbia | 53 | $ 13,105,000 | $ 247,000 | $ 91,000 |
| Montgomery County Maryland | 42 | $ 10,367,000 | $ 246,000 | $ 107,000 |
| Prince William County Virginia | 40 | $ 6,593,000 | $ 164,000 | $ 90,000 |
| Los Angeles County California | 38 | $ 9,285,000 | $ 244,000 | $ 134,000 |
| Clark County Nevada | 25 | $ 3,943,000 | $ 157,000 | $ 65,000 |
| King County Washington | 25 | $ 5,509,000 | $ 220,000 | $ 95,000 |
| Prince George's County Maryland | 23 | $ 3,280,000 | $ 142,000 | $ 72,000 |
| Maricopa County Arizona | 22 | $ 3,616,000 | $ 164,000 | $ 93,000 |
| San Diego County California | 19 | $ 4,577,000 | $ 240,000 | $ 69,000 |
| Middlesex County Massachusetts | 19 | $ 5,434,000 | $ 286,000 | $ 124,000 |
| Orange County California | 18 | $ 4,966,000 | $ 275,000 | $ 89,000 |
| Anne Arundel County Maryland | 15 | $ 2,069,000 | $ 137,000 | $ 133,000 |
| Bergen County New Jersey | 15 | $ 4,802,000 | $ 320,000 | $ 159,000 |
| Morris County New Jersey | 15 | $ 3,518,000 | $ 234,000 | $ 130,000 |
| Chesterfield County Virginia | 15 | $ 2,386,000 | $ 159,000 | $ 111,000 |
| Ocean County New Jersey | 14 | $ 2,375,000 | $ 169,000 | $ 123,000 |
| Contra Costa County California | 13 | $ 3,038,000 | $ 233,000 | $ 165,000 |
| Fairfield County Connecticut | 12 | $ 3,069,000 | $ 255,000 | $ 127,000 |
| Baltimore County Maryland | 12 | $ 1,163,000 | $ 96,000 | $ 70,000 |
| Hillsborough County New Hampshire | 12 | $ 2,016,000 | $ 168,000 | $ 90,000 |
| Rockingham County New Hampshire | 12 | $ 2,737,000 | $ 228,000 | $ 86,000 |
| Somerset County New Jersey | 12 | $ 3,676,000 | $ 306,000 | $ 171,000 |
| Alameda County California | 11 | $ 1,781,000 | $ 161,000 | $ 140,000 |
| Hennepin County Minnesota | 11 | $ 2,684,000 | $ 244,000 | $ 159,000 |
| Middlesex County New Jersey | 11 | $ 2,048,000 | $ 186,000 | $ 68,000 |
| Arlington County Virginia | 11 | $ 3,823,000 | $ 347,000 | $ 177,000 |
| Virginia Beach County Virginia | 11 | $ 669,000 | $ 60,000 | $ 74,000 |
| Hartford County Connecticut | 10 | $ 1,816,000 | $ 181,000 | $ 90,000 |
| Monmouth County New Jersey | 10 | $ 3,495,000 | $ 349,000 | $ 193,000 |
| Hillsborough County Florida | 9 | $ 978,000 | $ 108,000 | $ 52,000 |
| Cook County Illinois | 9 | $ 1,313,000 | $ 145,000 | $ 117,000 |
| Howard County Maryland | 9 | $ 1,412,000 | $ 156,000 | $ 71,000 |
| Cuyahoga County Ohio | 9 | $ 1,241,000 | $ 137,000 | $ 160,000 |
| Delaware County Pennsylvania | 9 | $ 1,653,000 | $ 183,000 | $ 70,000 |
| Montgomery County Pennsylvania | 9 | $ 1,120,000 | $ 124,000 | $ 101,000 |
| Henrico County Virginia | 9 | $ 1,586,000 | $ 176,000 | $ 75,000 |
| Riverside County California | 8 | $ 1,498,000 | $ 187,000 | $ 87,000 |
| San Francisco County California | 8 | $ 918,000 | $ 114,000 | $ 134,000 |
| Santa Clara County California | 8 | $ 1,615,000 | $ 201,000 | $ 124,000 |
| New Castle County Delaware | 8 | $ 1,254,000 | $ 156,000 | $ 80,000 |
| Baltimore City County Maryland | 8 | $ 843,000 | $ 105,000 | $ 68,000 |
| Carroll County Maryland | 8 | $ 1,467,000 | $ 183,000 | $ 105,000 |
| Frederick County Maryland | 8 | $ 1,065,000 | $ 133,000 | $ 106,000 |
| Dauphin County Pennsylvania | 8 | $ 1,006,000 | $ 125,000 | $ 81,000 |
| Stafford County Virginia | 8 | $ 989,000 | $ 123,000 | $ 127,000 |
| Benton County Arkansas | 7 | $ 424,000 | $ 60,000 | $ 67,000 |
| Douglas County Colorado | 7 | $ 1,610,000 | $ 230,000 | $ 101,000 |
| Jefferson County Kentucky | 7 | $ 849,000 | $ 121,000 | $ 87,000 |
| Chester County Pennsylvania | 7 | $ 1,888,000 | $ 269,000 | $ 140,000 |
| Fairfax City County Virginia | 7 | $ 1,232,000 | $ 176,000 | $ 118,000 |
| San Joaquin County California | 6 | $ 645,000 | $ 107,000 | $ 84,000 |
| Ventura County California | 6 | $ 1,410,000 | $ 235,000 | $ 95,000 |
| New Haven County Connecticut | 6 | $ 1,280,000 | $ 213,000 | $ 109,000 |
| Hamilton County Indiana | 6 | $ 767,000 | $ 127,000 | $ 104,000 |
| Harford County Maryland | 6 | $ 1,038,000 | $ 173,000 | $ 93,000 |
| Burlington County New Jersey | 6 | $ 928,000 | $ 154,000 | $ 124,000 |
| Essex County New Jersey | 6 | $ 1,006,000 | $ 167,000 | $ 83,000 |
| Franklin County Ohio | 6 | $ 607,000 | $ 101,000 | $ 118,000 |
| Allegheny County Pennsylvania | 6 | $ 518,000 | $ 86,000 | $ 85,000 |
| Lancaster County Pennsylvania | 6 | $ 724,000 | $ 120,000 | $ 77,000 |
| Alexandria County Virginia | 6 | $ 1,919,000 | $ 319,000 | $ 193,000 |
| Sacramento County California | 5 | $ 811,000 | $ 162,000 | $ 130,000 |
| El Paso County Colorado | 5 | $ 557,000 | $ 111,000 | $ 97,000 |
| Duval County Florida | 5 | $ 409,000 | $ 81,000 | $ 60,000 |
| Will County Illinois | 5 | $ 1,070,000 | $ 214,000 | $ 99,000 |
| Norfolk County Massachusetts | 5 | $ 1,537,000 | $ 307,000 | $ 146,000 |
| Washtenaw County Michigan | 5 | $ 923,000 | $ 184,000 | $ 66,000 |
| Dakota County Minnesota | 5 | $ 419,000 | $ 83,000 | $ 88,000 |
| Hamilton County Ohio | 5 | $ 336,000 | $ 67,000 | $ 94,000 |
| Montgomery County Ohio | 5 | $ 188,000 | $ 37,000 | $ 66,000 |
| Tulsa County Oklahoma | 5 | $ 780,000 | $ 156,000 | $ 114,000 |
| Berks County Pennsylvania | 5 | $ 388,000 | $ 77,000 | $ 64,000 |
| Albemarle County Virginia | 5 | $ 509,000 | $ 101,000 | $ 65,000 |
| Chesapeake County Virginia | 5 | $ 451,000 | $ 90,000 | $ 61,000 |
| Fauquier County Virginia | 5 | $ 1,226,000 | $ 245,000 | $ 152,000 |
| Richmond City County Virginia | 5 | $ 974,000 | $ 194,000 | $ 98,000 |
| San Mateo County California | 4 | $ 1,125,000 | $ 281,000 | $ 142,000 |
| Broward County Florida | 4 | $ 417,000 | $ 104,000 | $ 61,000 |
| Pinellas County Florida | 4 | $ 918,000 | $ 229,000 | $ 118,000 |
| Caddo County Louisiana | 4 | $ 1,084,000 | $ 271,000 | $ 257,000 |
| Cumberland County Maine | 4 | $ 692,000 | $ 173,000 | $ 120,000 |
| Suffolk County Massachusetts | 4 | $ 1,167,000 | $ 291,000 | $ 118,000 |
| Anoka County Minnesota | 4 | $ 177,000 | $ 44,000 | $ 124,000 |
| Ramsey County Minnesota | 4 | $ 414,000 | $ 103,000 | $ 57,000 |
| Camden County New Jersey | 4 | $ 600,000 | $ 150,000 | $ 94,000 |
| Hudson County New Jersey | 4 | $ 1,067,000 | $ 266,000 | $ 190,000 |
| Passaic County New Jersey | 4 | $ 692,000 | $ 173,000 | $ 149,000 |
| Lorain County Ohio | 4 | $ 314,000 | $ 78,000 | $ 70,000 |
| Bucks County Pennsylvania | 4 | $ 763,000 | $ 190,000 | $ 90,000 |
| Philadelphia County Pennsylvania | 4 | $ 664,000 | $ 166,000 | $ 56,000 |
| Newport County Rhode Island | 4 | $ 673,000 | $ 168,000 | $ 99,000 |
| Providence County Rhode Island | 4 | $ 780,000 | $ 195,000 | $ 44,000 |
| Washington County Rhode Island | 4 | $ 745,000 | $ 186,000 | $ 219,000 |
| Charleston County South Carolina | 4 | $ 371,000 | $ 92,000 | $ 70,000 |
| Culpeper County Virginia | 4 | $ 510,000 | $ 127,000 | $ 110,000 |
| Spotsylvania County Virginia | 4 | $ 466,000 | $ 116,000 | $ 90,000 |
| Clark County Washington | 4 | $ 558,000 | $ 139,000 | $ 39,000 |
| Snohomish County Washington | 4 | $ 515,000 | $ 128,000 | $ 105,000 |
| Marin County California | 3 | $ 844,000 | $ 281,000 | $ 234,000 |
| San Bernardino County California | 3 | $ 502,000 | $ 167,000 | $ 106,000 |
| Middlesex County Connecticut | 3 | $ 593,000 | $ 197,000 | $ 117,000 |
| Lee County Florida | 3 | $ 355,000 | $ 118,000 | $ 89,000 |
| DuPage County Illinois | 3 | $ 764,000 | $ 254,000 | $ 109,000 |
| Kane County Illinois | 3 | $ 964,000 | $ 321,000 | $ 285,000 |
| Fayette County Kentucky | 3 | $ 962,000 | $ 320,000 | $ 103,000 |
| East Baton Rouge County Louisiana | 3 | $ 431,000 | $ 143,000 | $ 70,000 |
| Calvert County Maryland | 3 | $ 540,000 | $ 180,000 | $ 65,000 |
| Charles County Maryland | 3 | $ 399,000 | $ 133,000 | $ 58,000 |
| Queen Anne's County Maryland | 3 | $ 554,000 | $ 184,000 | $ 123,000 |
| Washington County Maryland | 3 | $ 288,000 | $ 96,000 | $ 77,000 |
| Essex County Massachusetts | 3 | $ 829,000 | $ 276,000 | $ 217,000 |
| Oakland County Michigan | 3 | $ 340,000 | $ 113,000 | $ 73,000 |
| Wayne County Michigan | 3 | $ 375,000 | $ 125,000 | $ 59,000 |
| Lancaster County Nebraska | 3 | $ 462,000 | $ 154,000 | $ 95,000 |
| Atlantic County New Jersey | 3 | $ 299,000 | $ 99,000 | $ 80,000 |
| Sussex County New Jersey | 3 | $ 641,000 | $ 213,000 | $ 85,000 |
| Warren County New Jersey | 3 | $ 670,000 | $ 223,000 | $ 136,000 |
| Geauga County Ohio | 3 | $ 359,000 | $ 119,000 | $ 65,000 |
| Lucas County Ohio | 3 | $ 129,000 | $ 43,000 | $ 38,000 |
| Mahoning County Ohio | 3 | $ 613,000 | $ 204,000 | $ 108,000 |
| Summit County Ohio | 3 | $ 430,000 | $ 143,000 | $ 103,000 |
| Lehigh County Pennsylvania | 3 | $ 203,000 | $ 67,000 | $ 64,000 |
| Luzerne County Pennsylvania | 3 | $ 164,000 | $ 54,000 | $ 82,000 |
| Kent County Rhode Island | 3 | $ 629,000 | $ 209,000 | $ 77,000 |
| Greenville County South Carolina | 3 | $ 581,000 | $ 193,000 | $ 120,000 |
| Shelby County Tennessee | 3 | $ 145,000 | $ 48,000 | $ 93,000 |
| Salt Lake County Utah | 3 | $ 251,000 | $ 83,000 | $ 78,000 |
| Chittenden County Vermont | 3 | $ 490,000 | $ 163,000 | $ 86,000 |
| Colonial Heights County Virginia | 3 | $ 337,000 | $ 112,000 | $ 48,000 |
| Frederick County Virginia | 3 | $ 351,000 | $ 117,000 | $ 39,000 |
| Hanover County Virginia | 3 | $ 449,000 | $ 149,000 | $ 96,000 |
| Norfolk County Virginia | 3 | $ 142,000 | $ 47,000 | $ 127,000 |
| Madison County Alabama | 2 | $ 157,000 | $ 78,000 | $ 153,000 |
| Pulaski County Arkansas | 2 | $ 112,000 | $ 56,000 | $ 56,000 |
| Sebastian County Arkansas | 2 | $ 87,000 | $ 43,000 | $ 34,000 |
| Monterey County California | 2 | $ 582,000 | $ 291,000 | $ 96,000 |
| Placer County California | 2 | $ 357,000 | $ 178,000 | $ 81,000 |
| Solano County California | 2 | $ 316,000 | $ 158,000 | $ 90,000 |
| Sonoma County California | 2 | $ 354,000 | $ 177,000 | $ 75,000 |
| Adams County Colorado | 2 | $ 362,000 | $ 181,000 | $ 23,000 |
| Tolland County Connecticut | 2 | $ 319,000 | $ 159,000 | $ 89,000 |
| Kent County Delaware | 2 | $ 60,000 | $ 30,000 | $ 71,000 |
| Sussex County Delaware | 2 | $ 297,000 | $ 148,000 | $ 196,000 |
| Brevard County Florida | 2 | $ 199,000 | $ 99,000 | $ 56,000 |
| Clay County Florida | 2 | $ 68,000 | $ 34,000 | $ 64,000 |
| Escambia County Florida | 2 | $ 355,000 | $ 177,000 | $ 112,000 |
| Palm Beach County Florida | 2 | $ 257,000 | $ 128,000 | $ 48,000 |
| Pasco County Florida | 2 | $ 183,000 | $ 91,000 | $ 49,000 |
| DeKalb County Georgia | 2 | $ 442,000 | $ 221,000 | $ 84,000 |
| Bonneville County Idaho | 2 | $ 533,000 | $ 266,000 | $ 111,000 |
| Canyon County Idaho | 2 | $ 56,000 | $ 28,000 | $ 53,000 |
| Allen County Indiana | 2 | $ 75,000 | $ 37,000 | $ 105,000 |
| Marion County Indiana | 2 | $ 465,000 | $ 232,000 | $ 78,000 |
| Wayne County Indiana | 2 | $ 69,000 | $ 34,000 | $ 60,000 |
| Pottawattamie County Iowa | 2 | $ 101,000 | $ 50,000 | $ 130,000 |
| Crawford County Kansas | 2 | $ 369,000 | $ 184,000 | $ 72,000 |
| Boone County Kentucky | 2 | $ 325,000 | $ 162,000 | $ 73,000 |
| Kenton County Kentucky | 2 | $ 84,000 | $ 42,000 | $ 44,000 |
| Androscoggin County Maine | 2 | $ 162,000 | $ 81,000 | $ 41,000 |
| Cecil County Maryland | 2 | $ 143,000 | $ 71,000 | $ 30,000 |
| St. Mary's County Maryland | 2 | $ 121,000 | $ 60,000 | $ 104,000 |
| Wicomico County Maryland | 2 | $ 273,000 | $ 136,000 | $ 105,000 |
| Hampden County Massachusetts | 2 | $ 279,000 | $ 139,000 | $ 42,000 |
| Macomb County Michigan | 2 | $ 278,000 | $ 139,000 | $ 74,000 |
| Marquette County Michigan | 2 | $ 104,000 | $ 52,000 | $ 33,000 |
| Sibley County Minnesota | 2 | $ 313,000 | $ 156,000 | $ 78,000 |
| Steele County Minnesota | 2 | $ 354,000 | $ 177,000 | $ 132,000 |
| Washington County Minnesota | 2 | $ 294,000 | $ 147,000 | $ 50,000 |
| Cape Girardeau County Missouri | 2 | $ 51,000 | $ 25,000 | $ 62,000 |
| St. Louis County Missouri | 2 | $ 744,000 | $ 372,000 | $ 151,000 |
| Douglas County Nebraska | 2 | $ 315,000 | $ 157,000 | $ 183,000 |
| Gloucester County New Jersey | 2 | $ 287,000 | $ 143,000 | $ 85,000 |
| Hunterdon County New Jersey | 2 | $ 702,000 | $ 351,000 | $ 163,000 |
| Burleigh County North Dakota | 2 | $ 288,000 | $ 144,000 | $ 67,000 |
| Butler County Ohio | 2 | $ 54,000 | $ 27,000 | $ 101,000 |
| Clermont County Ohio | 2 | $ 315,000 | $ 157,000 | $ 107,000 |
| Lake County Ohio | 2 | $ 66,000 | $ 33,000 | $ 45,000 |
| Medina County Ohio | 2 | $ 297,000 | $ 148,000 | $ 117,000 |
| Wood County Ohio | 2 | $ 88,000 | $ 44,000 | $ 65,000 |
| Canadian County Oklahoma | 2 | $ 85,000 | $ 42,000 | $ 56,000 |
| Cleveland County Oklahoma | 2 | $ 149,000 | $ 74,000 | $ 57,000 |
| Blair County Pennsylvania | 2 | $ 80,000 | $ 40,000 | $ 44,000 |
| Monroe County Pennsylvania | 2 | $ 79,000 | $ 39,000 | $ 117,000 |
| Schuylkill County Pennsylvania | 2 | $ 210,000 | $ 105,000 | $ 43,000 |
| Beaufort County South Carolina | 2 | $ 294,000 | $ 147,000 | $ 154,000 |
| Darlington County South Carolina | 2 | $ 532,000 | $ 266,000 | $ 150,000 |
| Orangeburg County South Carolina | 2 | $ 371,000 | $ 185,000 | $ 132,000 |
| Rutland County Vermont | 2 | $ 110,000 | $ 55,000 | $ 46,000 |
| Bedford County Virginia | 2 | $ 360,000 | $ 180,000 | $ 62,000 |
| Dinwiddie County Virginia | 2 | $ 297,000 | $ 148,000 | $ 20,000 |
| Gloucester County Virginia | 2 | $ 142,000 | $ 71,000 | $ 47,000 |
| Harrisonburg County Virginia | 2 | $ 102,000 | $ 51,000 | $ 47,000 |
| Louisa County Virginia | 2 | $ 384,000 | $ 192,000 | $ 109,000 |
| Manassas County Virginia | 2 | $ 163,000 | $ 81,000 | $ 71,000 |
| Manassas Park County Virginia | 2 | $ 337,000 | $ 168,000 | $ 119,000 |
| Middlesex County Virginia | 2 | $ 335,000 | $ 167,000 | $ 44,000 |
| Newport News County Virginia | 2 | $ 102,000 | $ 51,000 | $ 68,000 |
| Petersburg County Virginia | 2 | $ 138,000 | $ 69,000 | $ 21,000 |
| Portsmouth County Virginia | 2 | $ 52,000 | $ 26,000 | $ 53,000 |
| Prince George County Virginia | 2 | $ 174,000 | $ 87,000 | $ 35,000 |
| Roanoke County Virginia | 2 | $ 85,000 | $ 42,000 | $ 65,000 |
| Roanoke City County Virginia | 2 | $ 77,000 | $ 38,000 | $ 76,000 |
| Pierce County Washington | 2 | $ 334,000 | $ 167,000 | $ 81,000 |
| Thurston County Washington | 2 | $ 100,000 | $ 50,000 | $ 155,000 |
| Clark County Wisconsin | 2 | $ 61,000 | $ 30,000 | $ 78,000 |
| Milwaukee County Wisconsin | 2 | $ 467,000 | $ 233,000 | $ 120,000 |
| Shawano County Wisconsin | 2 | $ 54,000 | $ 27,000 | $ 62,000 |
| Waukesha County Wisconsin | 2 | $ 234,000 | $ 117,000 | $ 142,000 |
| Calhoun County Alabama | 1 | $ 30,000 | $ 30,000 | $ 31,000 |
| Lauderdale County Alabama | 1 | $ 171,000 | $ 171,000 | $ 83,000 |
| Pima County Arizona | 1 | $ 212,000 | $ 212,000 | $ 115,000 |
| Yavapai County Arizona | 1 | $ 299,000 | $ 299,000 | $ 90,000 |
| Ashley County Arkansas | 1 | $ 49,000 | $ 49,000 | $ 77,000 |
| Conway County Arkansas | 1 | $ 46,000 | $ 46,000 | $ 52,000 |
| Crawford County Arkansas | 1 | $ 35,000 | $ 35,000 | $ 55,000 |
| Saline County Arkansas | 1 | $ 50,000 | $ 50,000 | $ 46,000 |
| Washington County Arkansas | 1 | $ 63,000 | $ 63,000 | $ 60,000 |
| Amador County California | 1 | $ 255,000 | $ 255,000 | $ 143,000 |
| Butte County California | 1 | $ 73,000 | $ 73,000 | $ 41,000 |
| Fresno County California | 1 | $ 65,000 | $ 65,000 | $ 74,000 |
| Kern County California | 1 | $ 24,000 | $ 24,000 | $ 71,000 |
| Mono County California | 1 | $ 135,000 | $ 135,000 | $ 139,000 |
| San Benito County California | 1 | $ 265,000 | $ 265,000 | $ 95,000 |
| San Luis Obispo County California | 1 | $ 54,000 | $ 54,000 | $ 109,000 |
| Shasta County California | 1 | $ 88,000 | $ 88,000 | $ 38,000 |
| Stanislaus County California | 1 | $ 192,000 | $ 192,000 | $ 58,000 |
| Tulare County California | 1 | $ 184,000 | $ 184,000 | $ 0 |
| Arapahoe County Colorado | 1 | $ 320,000 | $ 320,000 | $ 191,000 |
| Boulder County Colorado | 1 | $ 499,000 | $ 499,000 | $ 156,000 |
| Denver County Colorado | 1 | $ 480,000 | $ 480,000 | $ 139,000 |
| Fremont County Colorado | 1 | $ 37,000 | $ 37,000 | $ 50,000 |
| Garfield County Colorado | 1 | $ 171,000 | $ 171,000 | $ 34,000 |
| Jefferson County Colorado | 1 | $ 51,000 | $ 51,000 | $ 65,000 |
| Larimer County Colorado | 1 | $ 70,000 | $ 70,000 | $ 70,000 |
| Montezuma County Colorado | 1 | $ 75,000 | $ 75,000 | $ 54,000 |
| Indian River County Florida | 1 | $ 323,000 | $ 323,000 | $ 224,000 |
| Martin County Florida | 1 | $ 64,000 | $ 64,000 | $ 144,000 |
| Miami-Dade County Florida | 1 | $ 50,000 | $ 50,000 | $ 119,000 |
| Osceola County Florida | 1 | $ 75,000 | $ 75,000 | $ 65,000 |
| Seminole County Florida | 1 | $ 138,000 | $ 138,000 | $ 92,000 |
| St. Lucie County Florida | 1 | $ 253,000 | $ 253,000 | $ 97,000 |
| Volusia County Florida | 1 | $ 210,000 | $ 210,000 | $ 349,000 |
| Putnam County Georgia | 1 | $ 182,000 | $ 182,000 | $ 111,000 |
| Thomas County Georgia | 1 | $ 231,000 | $ 231,000 | $ 173,000 |
| Walton County Georgia | 1 | $ 90,000 | $ 90,000 | $ 41,000 |
| Ada County Idaho | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Bannock County Idaho | 1 | $ 396,000 | $ 396,000 | $ 0 |
| Bingham County Idaho | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Blaine County Idaho | 1 | $ 40,000 | $ 40,000 | $ 83,000 |
| Idaho County Idaho | 1 | $ 148,000 | $ 148,000 | $ 64,000 |
| Lake County Illinois | 1 | $ 259,000 | $ 259,000 | $ 75,000 |
| LaSalle County Illinois | 1 | $ 102,000 | $ 102,000 | $ 61,000 |
| Monroe County Illinois | 1 | $ 245,000 | $ 245,000 | $ 73,000 |
| Boone County Indiana | 1 | $ 268,000 | $ 268,000 | $ 131,000 |
| Hancock County Indiana | 1 | $ 242,000 | $ 242,000 | $ 115,000 |
| Johnson County Indiana | 1 | $ 53,000 | $ 53,000 | $ 57,000 |
| Randolph County Indiana | 1 | $ 35,000 | $ 35,000 | $ 43,000 |
| Warren County Indiana | 1 | $ 30,000 | $ 30,000 | $ 79,000 |
| Black Hawk County Iowa | 1 | $ 45,000 | $ 45,000 | $ 75,000 |
| Cerro Gordo County Iowa | 1 | $ 107,000 | $ 107,000 | $ 74,000 |
| Dickinson County Iowa | 1 | $ 60,000 | $ 60,000 | $ 60,000 |
| Floyd County Iowa | 1 | $ 60,000 | $ 60,000 | $ 84,000 |
| Grundy County Iowa | 1 | $ 56,000 | $ 56,000 | $ 130,000 |
| Linn County Iowa | 1 | $ 25,000 | $ 25,000 | $ 51,000 |
| Muscatine County Iowa | 1 | $ 52,000 | $ 52,000 | $ 79,000 |
| Scott County Iowa | 1 | $ 35,000 | $ 35,000 | $ 53,000 |
| Union County Iowa | 1 | $ 60,000 | $ 60,000 | $ 77,000 |
| Wapello County Iowa | 1 | $ 54,000 | $ 54,000 | $ 51,000 |
| Jackson County Kansas | 1 | $ 36,000 | $ 36,000 | $ 52,000 |
| Johnson County Kansas | 1 | $ 157,000 | $ 157,000 | $ 144,000 |
| Leavenworth County Kansas | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Sedgwick County Kansas | 1 | $ 81,000 | $ 81,000 | $ 31,000 |
| Wyandotte County Kansas | 1 | $ 26,000 | $ 26,000 | $ 62,000 |
| Boyd County Kentucky | 1 | $ 41,000 | $ 41,000 | $ 52,000 |
| Campbell County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 60,000 |
| Daviess County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 129,000 |
| Estill County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 76,000 |
| Harlan County Kentucky | 1 | $ 27,000 | $ 27,000 | $ 46,000 |
| Madison County Kentucky | 1 | $ 176,000 | $ 176,000 | $ 102,000 |
| Orleans County Louisiana | 1 | $ 113,000 | $ 113,000 | $ 92,000 |
| St. Tammany County Louisiana | 1 | $ 605,000 | $ 605,000 | $ 427,000 |
| York County Maine | 1 | $ 30,000 | $ 30,000 | $ 84,000 |
| Berkshire County Massachusetts | 1 | $ 189,000 | $ 189,000 | $ 44,000 |
| Plymouth County Massachusetts | 1 | $ 25,000 | $ 25,000 | $ 80,000 |
| Worcester County Massachusetts | 1 | $ 220,000 | $ 220,000 | $ 83,000 |
| Allegan County Michigan | 1 | $ 30,000 | $ 30,000 | $ 90,000 |
| Barry County Michigan | 1 | $ 50,000 | $ 50,000 | $ 109,000 |
| Bay County Michigan | 1 | $ 111,000 | $ 111,000 | $ 80,000 |
| Clinton County Michigan | 1 | $ 249,000 | $ 249,000 | $ 205,000 |
| Kent County Michigan | 1 | $ 10,000 | $ 10,000 | $ 32,000 |
| Leelanau County Michigan | 1 | $ 700,000 | $ 700,000 | $ 300,000 |
| Livingston County Michigan | 1 | $ 275,000 | $ 275,000 | $ 70,000 |
| Monroe County Michigan | 1 | $ 25,000 | $ 25,000 | $ 91,000 |
| Presque Isle County Michigan | 1 | $ 184,000 | $ 184,000 | $ 0 |
| Becker County Minnesota | 1 | $ 35,000 | $ 35,000 | $ 89,000 |
| Beltrami County Minnesota | 1 | $ 30,000 | $ 30,000 | $ 43,000 |
| Carlton County Minnesota | 1 | $ 35,000 | $ 35,000 | $ 264,000 |
| Carver County Minnesota | 1 | $ 540,000 | $ 540,000 | $ 325,000 |
| Chisago County Minnesota | 1 | $ 75,000 | $ 75,000 | $ 63,000 |
| Crow Wing County Minnesota | 1 | $ 35,000 | $ 35,000 | $ 53,000 |
| Itasca County Minnesota | 1 | $ 75,000 | $ 75,000 | $ 55,000 |
| Morrison County Minnesota | 1 | $ 60,000 | $ 60,000 | $ 51,000 |
| Olmsted County Minnesota | 1 | $ 22,000 | $ 22,000 | $ 35,000 |
| Sherburne County Minnesota | 1 | $ 35,000 | $ 35,000 | $ 64,000 |
| St. Louis County Minnesota | 1 | $ 184,000 | $ 184,000 | $ 0 |
| Todd County Minnesota | 1 | $ 30,000 | $ 30,000 | $ 33,000 |
| Wright County Minnesota | 1 | $ 46,000 | $ 46,000 | $ 78,000 |
| Yellow Medicine County Minnesota | 1 | $ 35,000 | $ 35,000 | $ 50,000 |
| DeSoto County Mississippi | 1 | $ 119,000 | $ 119,000 | $ 70,000 |
| Harrison County Mississippi | 1 | $ 284,000 | $ 284,000 | $ 135,000 |
| Jones County Mississippi | 1 | $ 63,000 | $ 63,000 | $ 108,000 |
| Lincoln County Mississippi | 1 | $ 167,000 | $ 167,000 | $ 87,000 |
| Monroe County Mississippi | 1 | $ 181,000 | $ 181,000 | $ 207,000 |
| Walthall County Mississippi | 1 | $ 26,000 | $ 26,000 | $ 48,000 |
| Yazoo County Mississippi | 1 | $ 47,000 | $ 47,000 | $ 73,000 |
| Boone County Missouri | 1 | $ 247,000 | $ 247,000 | $ 91,000 |
| Clay County Missouri | 1 | $ 164,000 | $ 164,000 | $ 68,000 |
| Jackson County Missouri | 1 | $ 50,000 | $ 50,000 | $ 77,000 |
| Hill County Montana | 1 | $ 46,000 | $ 46,000 | $ 0 |
| Sarpy County Nebraska | 1 | $ 384,000 | $ 384,000 | $ 400,000 |
| Douglas County Nevada | 1 | $ 505,000 | $ 505,000 | $ 33,000 |
| White Pine County Nevada | 1 | $ 25,000 | $ 25,000 | $ 77,000 |
| Belknap County New Hampshire | 1 | $ 366,000 | $ 366,000 | $ 211,000 |
| Mercer County New Jersey | 1 | $ 31,000 | $ 31,000 | $ 124,000 |
| Union County New Jersey | 1 | $ 262,000 | $ 262,000 | $ 160,000 |
| Bernalillo County New Mexico | 1 | $ 150,000 | $ 150,000 | $ 93,000 |
| Dutchess County New York | 1 | $ 120,000 | $ 120,000 | $ 74,000 |
| New York County New York | 1 | $ 361,000 | $ 361,000 | $ 109,000 |
| Suffolk County New York | 1 | $ 540,000 | $ 540,000 | $ 235,000 |
| Carteret County North Carolina | 1 | $ 148,000 | $ 148,000 | $ 58,000 |
| Orange County North Carolina | 1 | $ 250,000 | $ 250,000 | $ 132,000 |
| Cass County North Dakota | 1 | $ 64,000 | $ 64,000 | $ 72,000 |
| Ward County North Dakota | 1 | $ 55,000 | $ 55,000 | $ 44,000 |
| Ashtabula County Ohio | 1 | $ 33,000 | $ 33,000 | $ 83,000 |
| Brown County Ohio | 1 | $ 40,000 | $ 40,000 | $ 91,000 |
| Fairfield County Ohio | 1 | $ 45,000 | $ 45,000 | $ 58,000 |
| Fulton County Ohio | 1 | $ 49,000 | $ 49,000 | $ 65,000 |
| Hancock County Ohio | 1 | $ 45,000 | $ 45,000 | $ 83,000 |
| Hocking County Ohio | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Jefferson County Ohio | 1 | $ 25,000 | $ 25,000 | $ 66,000 |
| Licking County Ohio | 1 | $ 40,000 | $ 40,000 | $ 63,000 |
| Morrow County Ohio | 1 | $ 50,000 | $ 50,000 | $ 63,000 |
| Ottawa County Ohio | 1 | $ 72,000 | $ 72,000 | $ 28,000 |
| Paulding County Ohio | 1 | $ 37,000 | $ 37,000 | $ 41,000 |
| Pickaway County Ohio | 1 | $ 35,000 | $ 35,000 | $ 57,000 |
| Portage County Ohio | 1 | $ 284,000 | $ 284,000 | $ 143,000 |
| Preble County Ohio | 1 | $ 35,000 | $ 35,000 | $ 71,000 |
| Putnam County Ohio | 1 | $ 33,000 | $ 33,000 | $ 40,000 |
| Union County Ohio | 1 | $ 164,000 | $ 164,000 | $ 87,000 |
| Van Wert County Ohio | 1 | $ 18,000 | $ 18,000 | $ 54,000 |
| Warren County Ohio | 1 | $ 26,000 | $ 26,000 | $ 48,000 |
| Carter County Oklahoma | 1 | $ 35,000 | $ 35,000 | $ 44,000 |
| Comanche County Oklahoma | 1 | $ 50,000 | $ 50,000 | $ 111,000 |
| Oklahoma County Oklahoma | 1 | $ 72,000 | $ 72,000 | $ 86,000 |
| Pottawatomie County Oklahoma | 1 | $ 54,000 | $ 54,000 | $ 80,000 |
| Deschutes County Oregon | 1 | $ 250,000 | $ 250,000 | $ 204,000 |
| Douglas County Oregon | 1 | $ 50,000 | $ 50,000 | $ 36,000 |
| Marion County Oregon | 1 | $ 283,000 | $ 283,000 | $ 155,000 |
| Washington County Oregon | 1 | $ 270,000 | $ 270,000 | $ 82,000 |
| Beaver County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 150,000 |
| Cambria County Pennsylvania | 1 | $ 28,000 | $ 28,000 | $ 41,000 |
| Centre County Pennsylvania | 1 | $ 58,000 | $ 58,000 | $ 120,000 |
| Clinton County Pennsylvania | 1 | $ 41,000 | $ 41,000 | $ 60,000 |
| Cumberland County Pennsylvania | 1 | $ 143,000 | $ 143,000 | $ 49,000 |
| Erie County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 48,000 |
| Fayette County Pennsylvania | 1 | $ 61,000 | $ 61,000 | $ 0 |
| Lawrence County Pennsylvania | 1 | $ 63,000 | $ 63,000 | $ 121,000 |
| Lebanon County Pennsylvania | 1 | $ 109,000 | $ 109,000 | $ 103,000 |
| Mercer County Pennsylvania | 1 | $ 116,000 | $ 116,000 | $ 69,000 |
| Northampton County Pennsylvania | 1 | $ 252,000 | $ 252,000 | $ 91,000 |
| Snyder County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 112,000 |
| York County Pennsylvania | 1 | $ 52,000 | $ 52,000 | $ 87,000 |
| Blount County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 66,000 |
| Davidson County Tennessee | 1 | $ 400,000 | $ 400,000 | $ 162,000 |
| Knox County Tennessee | 1 | $ 48,000 | $ 48,000 | $ 145,000 |
| Monroe County Tennessee | 1 | $ 113,000 | $ 113,000 | $ 41,000 |
| Rutherford County Tennessee | 1 | $ 232,000 | $ 232,000 | $ 83,000 |
| Davis County Utah | 1 | $ 47,000 | $ 47,000 | $ 54,000 |
| Iron County Utah | 1 | $ 263,000 | $ 263,000 | $ 94,000 |
| Washington County Utah | 1 | $ 33,000 | $ 33,000 | $ 90,000 |
| Addison County Vermont | 1 | $ 150,000 | $ 150,000 | $ 50,000 |
| Accomack County Virginia | 1 | $ 165,000 | $ 165,000 | $ 47,000 |
| Botetourt County Virginia | 1 | $ 25,000 | $ 25,000 | $ 70,000 |
| Charlottesville County Virginia | 1 | $ 288,000 | $ 288,000 | $ 59,000 |
| Falls Church County Virginia | 1 | $ 263,000 | $ 263,000 | $ 70,000 |
| Franklin County Virginia | 1 | $ 14,000 | $ 14,000 | $ 23,000 |
| Hampton County Virginia | 1 | $ 118,000 | $ 118,000 | $ 53,000 |
| Montgomery County Virginia | 1 | $ 35,000 | $ 35,000 | $ 205,000 |
| Rockingham County Virginia | 1 | $ 146,000 | $ 146,000 | $ 78,000 |
| Suffolk County Virginia | 1 | $ 60,000 | $ 60,000 | $ 85,000 |
| Winchester County Virginia | 1 | $ 284,000 | $ 284,000 | $ 121,000 |
| Chelan County Washington | 1 | $ 205,000 | $ 205,000 | $ 169,000 |
| Island County Washington | 1 | $ 504,000 | $ 504,000 | $ 180,000 |
| Skagit County Washington | 1 | $ 30,000 | $ 30,000 | $ 0 |
| Greenbrier County West Virginia | 1 | $ 134,000 | $ 134,000 | $ 51,000 |
| Tucker County West Virginia | 1 | $ 264,000 | $ 264,000 | $ 129,000 |
| Kenosha County Wisconsin | 1 | $ 50,000 | $ 50,000 | $ 492,000 |
| Marathon County Wisconsin | 1 | $ 37,000 | $ 37,000 | $ 53,000 |
| Monroe County Wisconsin | 1 | $ 74,000 | $ 74,000 | $ 51,000 |
| Portage County Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 80,000 |
| Walworth County Wisconsin | 1 | $ 690,000 | $ 690,000 | $ 152,000 |
| Wood County Wisconsin | 1 | $ 21,000 | $ 21,000 | $ 44,000 |
Mortgage Loan Application Detail Totals for Millennium Capital Inc in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 1,259 | $234,550,000 | $168,133 | $996,000 | $97,266 | $904,000 |
| Home Purchase (one-to-four family) | 391 | $61,604,000 | $150,777 | $741,000 | $99,500 | $453,000 |
| Home Improvement (one-to-four family) | 1 | $123,000 | $123,000 | $123,000 | $39,000 | $39,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Information not provided by applicant in mail or telephone application | 1,232 | $233,861,000 | $167,111 | $996,000 | $98,022 | $492,000 |
| White | 338 | $50,282,000 | $157,432 | $926,000 | $98,486 | $904,000 |
| Asian or Pacific Islander | 29 | $5,151,000 | $176,166 | $500,000 | $111,333 | $212,000 |
| Black | 28 | $3,278,000 | $129,500 | $359,000 | $72,833 | $138,000 |
| Hispanic | 20 | $3,227,000 | $172,000 | $384,000 | $102,750 | $140,000 |
| Other | 3 | $375,000 | $148,000 | $218,000 | $188,000 | $223,000 |
| American Indian or Alaskan Native | 1 | $103,000 | $103,000 | $103,000 | $66,000 | $66,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,650 | $295,997,000 | $159,673 | $996,000 | $96,369 | $904,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $280,000 | $280,000 | $280,000 | $156,000 | $156,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 871 | $172,272,000 | $160,595 | $996,000 | $97,738 | $904,000 |
| Application Withdrawn By Applicant | 655 | $111,421,000 | $167,604 | $860,000 | $99,837 | $492,000 |
| File Closed For Incompleteness | 63 | $5,618,000 | $103,722 | $361,000 | $90,722 | $453,000 |
| Application Denied By Financial Institution | 41 | $3,630,000 | $77,750 | $525,000 | $52,291 | $201,000 |
| Application Approved But Not Accepted | 21 | $3,336,000 | $125,923 | $560,000 | $41,153 | $300,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 19 | $1,897,000 | $78,461 | $525,000 | $33,692 | $120,000 |
| Debt-To-Income Ratio | 10 | $458,000 | $45,800 | $58,000 | $57,900 | $100,000 |
| Other | 6 | $642,000 | $105,500 | $275,000 | $82,250 | $201,000 |
| Collateral | 3 | $374,000 | $124,666 | $172,000 | $72,000 | $89,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $101,000 | $50,000 | $51,000 | $53,000 | $77,000 |
| Unverifiable Information | 1 | $158,000 | $158,000 | $158,000 | $51,000 | $51,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Millennium Capital Inc's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Millennium Capital Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.