Signature Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Signature Federal Credit Union 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Signature Federal Credit Union 12 Herbert St. Alexandria, VA 22313 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 186 |
| Total Mortgage Loan Application Amount | $22,263,000 |
| Average Mortgage Loan Application Amount | $107,333 |
| Highest Mortgage Loan Application Amount | $666,000 |
| Average Applicant Income | $87,666 |
| Highest Applicant Income | $637,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Signature Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Signature Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Signature Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Signature Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Signature Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Signature Federal Credit Union's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Grafton County New Hampshire | 3 | $ 196,000 | $ 65,000 | $ 64,000 |
| Prince William County Virginia | 3 | $ 644,000 | $ 214,000 | $ 111,000 |
| Pima County Arizona | 2 | $ 48,000 | $ 24,000 | $ 48,000 |
| Imperial County California | 2 | $ 233,000 | $ 116,000 | $ 221,000 |
| Los Angeles County California | 2 | $ 355,000 | $ 177,000 | $ 99,000 |
| Charlotte County Florida | 2 | $ 164,000 | $ 82,000 | $ 93,000 |
| Putnam County Florida | 2 | $ 464,000 | $ 232,000 | $ 122,000 |
| Sarasota County Florida | 2 | $ 213,000 | $ 106,000 | $ 63,000 |
| Hubbard County Minnesota | 2 | $ 100,000 | $ 50,000 | $ 44,000 |
| Erie County New York | 2 | $ 76,000 | $ 38,000 | $ 110,000 |
| Williams County North Dakota | 2 | $ 199,000 | $ 99,000 | $ 83,000 |
| Butler County Pennsylvania | 2 | $ 30,000 | $ 15,000 | $ 30,000 |
| Perkins County South Dakota | 2 | $ 142,000 | $ 71,000 | $ 86,000 |
| Putnam County Tennessee | 2 | $ 269,000 | $ 134,000 | $ 60,000 |
| Henderson County Texas | 2 | $ 130,000 | $ 65,000 | $ 64,000 |
| Windham County Vermont | 2 | $ 187,000 | $ 93,000 | $ 67,000 |
| Choctaw County Alabama | 1 | $ 71,000 | $ 71,000 | $ 65,000 |
| Sumter County Alabama | 1 | $ 189,000 | $ 189,000 | $ 73,000 |
| Wilcox County Alabama | 1 | $ 53,000 | $ 53,000 | $ 85,000 |
| Maricopa County Arizona | 1 | $ 84,000 | $ 84,000 | $ 28,000 |
| Clay County Arkansas | 1 | $ 149,000 | $ 149,000 | $ 75,000 |
| Craighead County Arkansas | 1 | $ 142,000 | $ 142,000 | $ 150,000 |
| Independence County Arkansas | 1 | $ 152,000 | $ 152,000 | $ 146,000 |
| Stone County Arkansas | 1 | $ 25,000 | $ 25,000 | $ 65,000 |
| Contra Costa County California | 1 | $ 100,000 | $ 100,000 | $ 144,000 |
| San Francisco County California | 1 | $ 666,000 | $ 666,000 | $ 190,000 |
| Santa Clara County California | 1 | $ 410,000 | $ 410,000 | $ 187,000 |
| Sonoma County California | 1 | $ 401,000 | $ 401,000 | $ 140,000 |
| Arapahoe County Colorado | 1 | $ 82,000 | $ 82,000 | $ 72,000 |
| Grand County Colorado | 1 | $ 188,000 | $ 188,000 | $ 117,000 |
| Mesa County Colorado | 1 | $ 83,000 | $ 83,000 | $ 84,000 |
| Fairfield County Connecticut | 1 | $ 68,000 | $ 68,000 | $ 82,000 |
| Tolland County Connecticut | 1 | $ 105,000 | $ 105,000 | $ 51,000 |
| Sussex County Delaware | 1 | $ 39,000 | $ 39,000 | $ 89,000 |
| District of Columbia County District Of Columbia | 1 | $ 142,000 | $ 142,000 | $ 0 |
| Flagler County Florida | 1 | $ 135,000 | $ 135,000 | $ 35,000 |
| Madison County Florida | 1 | $ 140,000 | $ 140,000 | $ 67,000 |
| Manatee County Florida | 1 | $ 180,000 | $ 180,000 | $ 53,000 |
| Barrow County Georgia | 1 | $ 159,000 | $ 159,000 | $ 58,000 |
| Tift County Georgia | 1 | $ 134,000 | $ 134,000 | $ 41,000 |
| Cumberland County Illinois | 1 | $ 36,000 | $ 36,000 | $ 45,000 |
| Fulton County Illinois | 1 | $ 42,000 | $ 42,000 | $ 29,000 |
| Washington County Illinois | 1 | $ 85,000 | $ 85,000 | $ 66,000 |
| Dearborn County Indiana | 1 | $ 193,000 | $ 193,000 | $ 80,000 |
| Decatur County Indiana | 1 | $ 89,000 | $ 89,000 | $ 95,000 |
| Fayette County Iowa | 1 | $ 94,000 | $ 94,000 | $ 74,000 |
| Page County Iowa | 1 | $ 67,000 | $ 67,000 | $ 73,000 |
| Winnebago County Iowa | 1 | $ 89,000 | $ 89,000 | $ 83,000 |
| Anderson County Kansas | 1 | $ 25,000 | $ 25,000 | $ 18,000 |
| Marion County Kansas | 1 | $ 47,000 | $ 47,000 | $ 35,000 |
| Montgomery County Kansas | 1 | $ 55,000 | $ 55,000 | $ 84,000 |
| Sedgwick County Kansas | 1 | $ 297,000 | $ 297,000 | $ 96,000 |
| Thomas County Kansas | 1 | $ 72,000 | $ 72,000 | $ 85,000 |
| Estill County Kentucky | 1 | $ 96,000 | $ 96,000 | $ 18,000 |
| Jefferson County Kentucky | 1 | $ 250,000 | $ 250,000 | $ 77,000 |
| Madison County Kentucky | 1 | $ 166,000 | $ 166,000 | $ 302,000 |
| Pulaski County Kentucky | 1 | $ 23,000 | $ 23,000 | $ 81,000 |
| Avoyelles County Louisiana | 1 | $ 72,000 | $ 72,000 | $ 103,000 |
| Calcasieu County Louisiana | 1 | $ 100,000 | $ 100,000 | $ 381,000 |
| Lafourche County Louisiana | 1 | $ 98,000 | $ 98,000 | $ 91,000 |
| Oxford County Maine | 1 | $ 80,000 | $ 80,000 | $ 37,000 |
| Allegany County Maryland | 1 | $ 15,000 | $ 15,000 | $ 58,000 |
| Anne Arundel County Maryland | 1 | $ 180,000 | $ 180,000 | $ 100,000 |
| Montgomery County Maryland | 1 | $ 573,000 | $ 573,000 | $ 160,000 |
| Queen Anne's County Maryland | 1 | $ 20,000 | $ 20,000 | $ 116,000 |
| Washington County Maryland | 1 | $ 260,000 | $ 260,000 | $ 58,000 |
| Franklin County Massachusetts | 1 | $ 27,000 | $ 27,000 | $ 60,000 |
| Middlesex County Massachusetts | 1 | $ 263,000 | $ 263,000 | $ 84,000 |
| Worcester County Massachusetts | 1 | $ 134,000 | $ 134,000 | $ 107,000 |
| Baraga County Michigan | 1 | $ 140,000 | $ 140,000 | $ 124,000 |
| Chippewa County Minnesota | 1 | $ 85,000 | $ 85,000 | $ 105,000 |
| Hennepin County Minnesota | 1 | $ 102,000 | $ 102,000 | $ 72,000 |
| Kandiyohi County Minnesota | 1 | $ 36,000 | $ 36,000 | $ 94,000 |
| Otter Tail County Minnesota | 1 | $ 135,000 | $ 135,000 | $ 72,000 |
| Red Lake County Minnesota | 1 | $ 100,000 | $ 100,000 | $ 72,000 |
| Moniteau County Missouri | 1 | $ 40,000 | $ 40,000 | $ 99,000 |
| Randolph County Missouri | 1 | $ 110,000 | $ 110,000 | $ 50,000 |
| St. Charles County Missouri | 1 | $ 66,000 | $ 66,000 | $ 74,000 |
| Liberty County Montana | 1 | $ 35,000 | $ 35,000 | $ 23,000 |
| Teton County Montana | 1 | $ 49,000 | $ 49,000 | $ 62,000 |
| Valley County Montana | 1 | $ 42,000 | $ 42,000 | $ 79,000 |
| Cheshire County New Hampshire | 1 | $ 252,000 | $ 252,000 | $ 97,000 |
| Cape May County New Jersey | 1 | $ 103,000 | $ 103,000 | $ 66,000 |
| Monmouth County New Jersey | 1 | $ 430,000 | $ 430,000 | $ 637,000 |
| Catron County New Mexico | 1 | $ 79,000 | $ 79,000 | $ 41,000 |
| Cayuga County New York | 1 | $ 151,000 | $ 151,000 | $ 134,000 |
| Dutchess County New York | 1 | $ 51,000 | $ 51,000 | $ 91,000 |
| Greene County New York | 1 | $ 101,000 | $ 101,000 | $ 117,000 |
| Jefferson County New York | 1 | $ 37,000 | $ 37,000 | $ 24,000 |
| Ontario County New York | 1 | $ 38,000 | $ 38,000 | $ 38,000 |
| Washington County New York | 1 | $ 88,000 | $ 88,000 | $ 113,000 |
| Catawba County North Carolina | 1 | $ 206,000 | $ 206,000 | $ 100,000 |
| Currituck County North Carolina | 1 | $ 288,000 | $ 288,000 | $ 32,000 |
| Guilford County North Carolina | 1 | $ 101,000 | $ 101,000 | $ 35,000 |
| Mecklenburg County North Carolina | 1 | $ 117,000 | $ 117,000 | $ 96,000 |
| Scotland County North Carolina | 1 | $ 37,000 | $ 37,000 | $ 59,000 |
| Auglaize County Ohio | 1 | $ 50,000 | $ 50,000 | $ 87,000 |
| Carroll County Ohio | 1 | $ 15,000 | $ 15,000 | $ 124,000 |
| Clinton County Ohio | 1 | $ 120,000 | $ 120,000 | $ 56,000 |
| Franklin County Ohio | 1 | $ 120,000 | $ 120,000 | $ 91,000 |
| Lorain County Ohio | 1 | $ 109,000 | $ 109,000 | $ 56,000 |
| Miami County Ohio | 1 | $ 10,000 | $ 10,000 | $ 91,000 |
| Monroe County Ohio | 1 | $ 80,000 | $ 80,000 | $ 30,000 |
| Morrow County Ohio | 1 | $ 32,000 | $ 32,000 | $ 75,000 |
| Tuscarawas County Ohio | 1 | $ 13,000 | $ 13,000 | $ 69,000 |
| Atoka County Oklahoma | 1 | $ 42,000 | $ 42,000 | $ 52,000 |
| Kay County Oklahoma | 1 | $ 35,000 | $ 35,000 | $ 91,000 |
| Kingfisher County Oklahoma | 1 | $ 48,000 | $ 48,000 | $ 78,000 |
| McCurtain County Oklahoma | 1 | $ 18,000 | $ 18,000 | $ 82,000 |
| Tulsa County Oklahoma | 1 | $ 149,000 | $ 149,000 | $ 88,000 |
| Woodward County Oklahoma | 1 | $ 126,000 | $ 126,000 | $ 68,000 |
| Multnomah County Oregon | 1 | $ 171,000 | $ 171,000 | $ 87,000 |
| Washington County Oregon | 1 | $ 42,000 | $ 42,000 | $ 95,000 |
| Allegheny County Pennsylvania | 1 | $ 56,000 | $ 56,000 | $ 131,000 |
| Bucks County Pennsylvania | 1 | $ 130,000 | $ 130,000 | $ 124,000 |
| Carbon County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 56,000 |
| Chester County Pennsylvania | 1 | $ 99,000 | $ 99,000 | $ 50,000 |
| Delaware County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 72,000 |
| Jefferson County Pennsylvania | 1 | $ 255,000 | $ 255,000 | $ 42,000 |
| Lackawanna County Pennsylvania | 1 | $ 117,000 | $ 117,000 | $ 106,000 |
| Luzerne County Pennsylvania | 1 | $ 29,000 | $ 29,000 | $ 85,000 |
| Montgomery County Pennsylvania | 1 | $ 202,000 | $ 202,000 | $ 42,000 |
| York County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 94,000 |
| Greenville County South Carolina | 1 | $ 118,000 | $ 118,000 | $ 67,000 |
| Hampton County South Carolina | 1 | $ 52,000 | $ 52,000 | $ 66,000 |
| Lexington County South Carolina | 1 | $ 25,000 | $ 25,000 | $ 98,000 |
| Lawrence County Tennessee | 1 | $ 64,000 | $ 64,000 | $ 40,000 |
| Angelina County Texas | 1 | $ 40,000 | $ 40,000 | $ 57,000 |
| Bell County Texas | 1 | $ 66,000 | $ 66,000 | $ 144,000 |
| Camp County Texas | 1 | $ 54,000 | $ 54,000 | $ 107,000 |
| Gonzales County Texas | 1 | $ 60,000 | $ 60,000 | $ 30,000 |
| Hood County Texas | 1 | $ 393,000 | $ 393,000 | $ 145,000 |
| Mason County Texas | 1 | $ 77,000 | $ 77,000 | $ 52,000 |
| Rusk County Texas | 1 | $ 50,000 | $ 50,000 | $ 45,000 |
| Sherman County Texas | 1 | $ 77,000 | $ 77,000 | $ 119,000 |
| Stonewall County Texas | 1 | $ 15,000 | $ 15,000 | $ 22,000 |
| Williamson County Texas | 1 | $ 124,000 | $ 124,000 | $ 103,000 |
| Utah County Utah | 1 | $ 50,000 | $ 50,000 | $ 104,000 |
| Addison County Vermont | 1 | $ 54,000 | $ 54,000 | $ 54,000 |
| Rutland County Vermont | 1 | $ 192,000 | $ 192,000 | $ 134,000 |
| Windsor County Vermont | 1 | $ 160,000 | $ 160,000 | $ 103,000 |
| Clarke County Virginia | 1 | $ 585,000 | $ 585,000 | $ 239,000 |
| Fairfax County Virginia | 1 | $ 400,000 | $ 400,000 | $ 259,000 |
| Fauquier County Virginia | 1 | $ 370,000 | $ 370,000 | $ 134,000 |
| James City County Virginia | 1 | $ 102,000 | $ 102,000 | $ 64,000 |
| Tazewell County Virginia | 1 | $ 75,000 | $ 75,000 | $ 103,000 |
| Chelan County Washington | 1 | $ 170,000 | $ 170,000 | $ 126,000 |
| Whitman County Washington | 1 | $ 37,000 | $ 37,000 | $ 111,000 |
| Yakima County Washington | 1 | $ 90,000 | $ 90,000 | $ 99,000 |
| Fayette County West Virginia | 1 | $ 39,000 | $ 39,000 | $ 104,000 |
| Pendleton County West Virginia | 1 | $ 26,000 | $ 26,000 | $ 86,000 |
| Calumet County Wisconsin | 1 | $ 84,000 | $ 84,000 | $ 65,000 |
| Clark County Wisconsin | 1 | $ 51,000 | $ 51,000 | $ 81,000 |
| Douglas County Wisconsin | 1 | $ 166,000 | $ 166,000 | $ 59,000 |
| Kenosha County Wisconsin | 1 | $ 113,000 | $ 113,000 | $ 58,000 |
| Milwaukee County Wisconsin | 1 | $ 150,000 | $ 150,000 | $ 68,000 |
Mortgage Loan Application Detail Totals for Signature Federal Credit Union in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 112 | $14,788,000 | $132,000 | $666,000 | $88,000 | $302,000 |
| Home Purchase | 41 | $6,015,000 | $146,000 | $430,000 | $97,000 | $637,000 |
| Home Improvement | 33 | $1,460,000 | $44,000 | $145,000 | $78,000 | $180,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 142 | $14,532,000 | $102,000 | $666,000 | $88,000 | $637,000 |
| White | 39 | $6,787,000 | $174,000 | $573,000 | $86,000 | $302,000 |
| Hispanic | 3 | $733,000 | $244,000 | $393,000 | $118,000 | $145,000 |
| Black or African American | 2 | $211,000 | $105,000 | $159,000 | $62,000 | $66,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 186 | $22,263,000 | $119,000 | $666,000 | $88,000 | $637,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 168 | $19,669,000 | $117,000 | $666,000 | $90,000 | $637,000 |
| Preapproval Denied by Financial Institution | 11 | $1,622,000 | $147,000 | $265,000 | $69,000 | $125,000 |
| Application Denied By Financial Institution | 4 | $840,000 | $210,000 | $288,000 | $62,000 | $105,000 |
| Application Withdrawn By Applicant | 3 | $132,000 | $44,000 | $84,000 | $59,000 | $69,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 9 | $1,362,000 | $151,000 | $265,000 | $71,000 | $125,000 |
| Debt-To-Income Ratio | 3 | $782,000 | $260,000 | $288,000 | $63,000 | $115,000 |
| Collateral | 1 | $102,000 | $102,000 | $102,000 | $72,000 | $72,000 |
| Credit Application Incomplete | 1 | $140,000 | $140,000 | $140,000 | $62,000 | $62,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $76,000 | $76,000 | $76,000 | $47,000 | $47,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Signature Federal Credit Union's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Signature Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.