Signature Federal Credit Union Mortgage Lending & HMDA Data, 2023

In 2023, Signature Federal Credit Union of Alexandria, VA reported 883 mortgage applications totaling $118.8 million, up 257% from 2022. The average application was for $134,569, and applicants reported an average income of $180,668. 52% of its applications resulted in an originated loan and 22% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (53), New York-Jersey City-White Plains, NY-NJ (28) and Atlanta-Sandy Springs-Roswell, GA (24) (applications in parentheses).

Mortgage Company & Address Signature Federal Credit Union
12 Herbert St.
Alexandria, VA 22305
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 883
Total Mortgage Loan Application Amount $118,825,000
Average Mortgage Loan Application Amount $134,569
Highest Mortgage Loan Application Amount $1,285,000
Average Applicant Income $180,668
Highest Applicant Income $4,649,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Signature Federal Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Signature Federal Credit Union by County in 2023

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 23 $ 4,475,000 $ 194,565 $ 226,000
Maricopa, Arizona 18 $ 1,880,000 $ 104,444 $ 178,000
Cook, Illinois 15 $ 2,415,000 $ 161,000 $ 175,000
San Diego, California 12 $ 2,190,000 $ 182,500 $ 179,000
Mecklenburg, North Carolina 12 $ 1,330,000 $ 110,833 $ 125,000
Prince William, Virginia 12 $ 1,190,000 $ 99,166 $ 162,000
Baltimore City, Maryland 9 $ 1,785,000 $ 198,333 $ 151,000
Clark, Nevada 9 $ 1,075,000 $ 119,444 $ 256,000
Orange, California 8 $ 1,200,000 $ 150,000 $ 173,000
Prince George's, Maryland 8 $ 990,000 $ 123,750 $ 148,000
Fairfax, Virginia 8 $ 1,100,000 $ 137,500 $ 275,000
Arapahoe, Colorado 7 $ 885,000 $ 126,428 $ 270,000
Manatee, Florida 7 $ 675,000 $ 96,428 $ 202,000
Miami-Dade, Florida 7 $ 835,000 $ 119,285 $ 233,000
Fulton, Georgia 7 $ 775,000 $ 110,714 $ 224,000
Riverside, California 6 $ 670,000 $ 111,666 $ 222,000
Palm Beach, Florida 6 $ 760,000 $ 126,666 $ 216,000
Pinellas, Florida 6 $ 1,150,000 $ 191,666 $ 250,000
Polk, Florida 6 $ 740,000 $ 123,333 $ 95,000
Hamilton, Indiana 6 $ 840,000 $ 140,000 $ 196,000
Charles, Maryland 6 $ 1,240,000 $ 206,666 $ 173,000
Oakland, Michigan 6 $ 520,000 $ 86,666 $ 163,000
Passaic, New Jersey 6 $ 560,000 $ 93,333 $ 176,000
Sacramento, California 5 $ 675,000 $ 135,000 $ 167,000
Pasco, Florida 5 $ 735,000 $ 147,000 $ 164,000
Gwinnett, Georgia 5 $ 535,000 $ 107,000 $ 257,000
Kane, Illinois 5 $ 475,000 $ 95,000 $ 195,000
Montgomery, Maryland 5 $ 1,445,000 $ 289,000 $ 180,000
Wayne, Michigan 5 $ 505,000 $ 101,000 $ 150,000
Queens, New York 5 $ 585,000 $ 117,000 $ 195,000
Pinal, Arizona 4 $ 410,000 $ 102,500 $ 238,000
Fresno, California 4 $ 680,000 $ 170,000 $ 260,000
Kern, California 4 $ 380,000 $ 95,000 $ 133,000
Placer, California 4 $ 490,000 $ 122,500 $ 187,000
New Castle, Delaware 4 $ 360,000 $ 90,000 $ 129,000
Lake, Florida 4 $ 470,000 $ 117,500 $ 170,000
Orange, Florida 4 $ 630,000 $ 157,500 $ 166,000
DeKalb, Georgia 4 $ 510,000 $ 127,500 $ 275,000
Muscogee, Georgia 4 $ 420,000 $ 105,000 $ 186,000
DuPage, Illinois 4 $ 410,000 $ 102,500 $ 203,000
Genesee, Michigan 4 $ 140,000 $ 35,000 $ 85,000
Greene, Missouri 4 $ 350,000 $ 87,500 $ 69,000
Rockingham, New Hampshire 4 $ 870,000 $ 217,500 $ 140,000
Hudson, New Jersey 4 $ 630,000 $ 157,500 $ 140,000
Somerset, New Jersey 4 $ 410,000 $ 102,500 $ 184,000
Nassau, New York 4 $ 590,000 $ 147,500 $ 234,000
Suffolk, New York 4 $ 860,000 $ 215,000 $ 186,000
Westchester, New York 4 $ 550,000 $ 137,500 $ 192,000
Charleston, South Carolina 4 $ 880,000 $ 220,000 $ 199,000
Greenville, South Carolina 4 $ 340,000 $ 85,000 $ 129,000
York, South Carolina 4 $ 410,000 $ 102,500 $ 176,000
Harris, Texas 4 $ 1,590,000 $ 397,500 $ 192,000
Alexandria, Virginia 4 $ 1,670,000 $ 417,500 $ 397,000
Chesterfield, Virginia 4 $ 290,000 $ 72,500 $ 148,000
Contra Costa, California 3 $ 345,000 $ 115,000 $ 193,000
San Bernardino, California 3 $ 435,000 $ 145,000 $ 192,000
Ventura, California 3 $ 555,000 $ 185,000 $ 252,000
Douglas, Colorado 3 $ 455,000 $ 151,666 $ 215,000
Weld, Colorado 3 $ 215,000 $ 71,666 $ 174,000
Fairfield, Connecticut 3 $ 365,000 $ 121,666 $ 275,000
District of Columbia, District Of Columbia 3 $ 325,000 $ 108,333 $ 124,000
Broward, Florida 3 $ 375,000 $ 125,000 $ 209,000
Hillsborough, Florida 3 $ 315,000 $ 105,000 $ 130,000
Lee, Florida 3 $ 455,000 $ 151,666 $ 707,000
Osceola, Florida 3 $ 355,000 $ 118,333 $ 195,000
St. Johns, Florida 3 $ 355,000 $ 118,333 $ 202,000
St. Lucie, Florida 3 $ 325,000 $ 108,333 $ 85,000
Lake, Indiana 3 $ 265,000 $ 88,333 $ 136,000
Frederick, Maryland 3 $ 315,000 $ 105,000 $ 125,000
Howard, Maryland 3 $ 375,000 $ 125,000 $ 120,000
Bristol, Massachusetts 3 $ 195,000 $ 65,000 $ 131,000
Worcester, Massachusetts 3 $ 635,000 $ 211,666 $ 188,000
Dakota, Minnesota 3 $ 425,000 $ 141,666 $ 112,000
Jackson, Missouri 3 $ 175,000 $ 58,333 $ 256,000
St. Charles, Missouri 3 $ 395,000 $ 131,666 $ 240,000
Washoe, Nevada 3 $ 425,000 $ 141,666 $ 296,000
Middlesex, New Jersey 3 $ 245,000 $ 81,666 $ 103,000
Morris, New Jersey 3 $ 375,000 $ 125,000 $ 232,000
Bronx, New York 3 $ 1,085,000 $ 361,666 $ 74,000
Wake, North Carolina 3 $ 525,000 $ 175,000 $ 174,000
Cuyahoga, Ohio 3 $ 235,000 $ 78,333 $ 80,000
Multnomah, Oregon 3 $ 325,000 $ 108,333 $ 144,000
Crawford, Pennsylvania 3 $ 145,000 $ 48,333 $ 67,000
Montgomery, Pennsylvania 3 $ 835,000 $ 278,333 $ 81,000
Davidson, Tennessee 3 $ 465,000 $ 155,000 $ 138,000
Sumner, Tennessee 3 $ 1,365,000 $ 455,000 $ 641,000
Bedford, Virginia 3 $ 345,000 $ 115,000 $ 162,000
Chesapeake, Virginia 3 $ 465,000 $ 155,000 $ 146,000
Henrico, Virginia 3 $ 435,000 $ 145,000 $ 148,000
Loudoun, Virginia 3 $ 595,000 $ 198,333 $ 250,000
Clark, Washington 3 $ 245,000 $ 81,666 $ 113,000
Jefferson, Alabama 2 $ 80,000 $ 40,000 $ 131,000
Montgomery, Alabama 2 $ 120,000 $ 60,000 $ 192,000
El Dorado, California 2 $ 290,000 $ 145,000 $ 183,000
San Joaquin, California 2 $ 250,000 $ 125,000 $ 140,000
Stanislaus, California 2 $ 230,000 $ 115,000 $ 182,000
Tuolumne, California 2 $ 210,000 $ 105,000 $ 182,000
Adams, Colorado 2 $ 220,000 $ 110,000 $ 154,000
Denver, Colorado 2 $ 170,000 $ 85,000 $ 148,000
El Paso, Colorado 2 $ 100,000 $ 50,000 $ 161,000
Larimer, Colorado 2 $ 110,000 $ 55,000 $ 201,000
Hartford, Connecticut 2 $ 110,000 $ 55,000 $ 193,000
New Haven, Connecticut 2 $ 410,000 $ 205,000 $ 139,000
Tolland, Connecticut 2 $ 290,000 $ 145,000 $ 115,000
Alachua, Florida 2 $ 190,000 $ 95,000 $ 275,000
Brevard, Florida 2 $ 1,660,000 $ 830,000 $ 1,034,000
Duval, Florida 2 $ 230,000 $ 115,000 $ 268,000
Martin, Florida 2 $ 540,000 $ 270,000 $ 158,000
Santa Rosa, Florida 2 $ 210,000 $ 105,000 $ 143,000
Seminole, Florida 2 $ 120,000 $ 60,000 $ 117,000
Coweta, Georgia 2 $ 270,000 $ 135,000 $ 115,000
Rockdale, Georgia 2 $ 170,000 $ 85,000 $ 150,000
Ada, Idaho 2 $ 300,000 $ 150,000 $ 188,000
Latah, Idaho 2 $ 200,000 $ 100,000 $ 148,000
Twin Falls, Idaho 2 $ 240,000 $ 120,000 $ 71,000
Will, Illinois 2 $ 310,000 $ 155,000 $ 318,000
Hendricks, Indiana 2 $ 120,000 $ 60,000 $ 111,000
Marion, Indiana 2 $ 140,000 $ 70,000 $ 171,000
Black Hawk, Iowa 2 $ 40,000 $ 20,000 $ 58,000
Warren, Iowa 2 $ 410,000 $ 205,000 $ 153,000
Johnson, Kansas 2 $ 420,000 $ 210,000 $ 174,000
Norton, Kansas 2 $ 70,000 $ 35,000 $ 39,000
Shawnee, Kansas 2 $ 170,000 $ 85,000 $ 128,000
Bullitt, Kentucky 2 $ 190,000 $ 95,000 $ 116,000
Christian, Kentucky 2 $ 200,000 $ 100,000 $ 150,000
Essex, Massachusetts 2 $ 340,000 $ 170,000 $ 264,000
Hampden, Massachusetts 2 $ 220,000 $ 110,000 $ 105,000
Suffolk, Massachusetts 2 $ 210,000 $ 105,000 $ 260,000
Grand Traverse, Michigan 2 $ 180,000 $ 90,000 $ 140,000
Washtenaw, Michigan 2 $ 150,000 $ 75,000 $ 138,000
Chisago, Minnesota 2 $ 370,000 $ 185,000 $ 113,000
Hennepin, Minnesota 2 $ 220,000 $ 110,000 $ 301,000
Lowndes, Mississippi 2 $ 250,000 $ 125,000 $ 126,000
St. Louis City, Missouri 2 $ 120,000 $ 60,000 $ 101,000
Douglas, Nebraska 2 $ 150,000 $ 75,000 $ 100,000
Merrimack, New Hampshire 2 $ 170,000 $ 85,000 $ 174,000
Atlantic, New Jersey 2 $ 420,000 $ 210,000 $ 253,000
Bergen, New Jersey 2 $ 930,000 $ 465,000 $ 361,000
Burlington, New Jersey 2 $ 780,000 $ 390,000 $ 351,000
Monmouth, New Jersey 2 $ 280,000 $ 140,000 $ 219,000
Ocean, New Jersey 2 $ 240,000 $ 120,000 $ 158,000
Dona Ana, New Mexico 2 $ 600,000 $ 300,000 $ 192,000
Jefferson, New York 2 $ 130,000 $ 65,000 $ 71,000
New York, New York 2 $ 250,000 $ 125,000 $ 213,000
Forsyth, North Carolina 2 $ 150,000 $ 75,000 $ 89,000
Montgomery, North Carolina 2 $ 160,000 $ 80,000 $ 92,000
Cass, North Dakota 2 $ 170,000 $ 85,000 $ 127,000
Carroll, Ohio 2 $ 140,000 $ 70,000 $ 96,000
Franklin, Ohio 2 $ 140,000 $ 70,000 $ 121,000
Hamilton, Ohio 2 $ 380,000 $ 190,000 $ 99,000
Mahoning, Ohio 2 $ 540,000 $ 270,000 $ 4,649,000
Morrow, Ohio 2 $ 40,000 $ 20,000 $ 61,000
Beckham, Oklahoma 2 $ 270,000 $ 135,000 $ 68,000
Tulsa, Oklahoma 2 $ 110,000 $ 55,000 $ 32,000
Benton, Oregon 2 $ 340,000 $ 170,000 $ 195,000
Josephine, Oregon 2 $ 110,000 $ 55,000 $ 80,000
Marion, Oregon 2 $ 170,000 $ 85,000 $ 89,000
Washington, Oregon 2 $ 190,000 $ 95,000 $ 183,000
Allegheny, Pennsylvania 2 $ 530,000 $ 265,000 $ 152,000
Berks, Pennsylvania 2 $ 200,000 $ 100,000 $ 180,000
Franklin, Pennsylvania 2 $ 250,000 $ 125,000 $ 159,000
Washington, Rhode Island 2 $ 290,000 $ 145,000 $ 130,000
Aiken, South Carolina 2 $ 170,000 $ 85,000 $ 141,000
Anderson, South Carolina 2 $ 230,000 $ 115,000 $ 122,000
Horry, South Carolina 2 $ 170,000 $ 85,000 $ 82,000
Knox, Tennessee 2 $ 150,000 $ 75,000 $ 127,000
Sevier, Tennessee 2 $ 350,000 $ 175,000 $ 293,000
Hidalgo, Texas 2 $ 90,000 $ 45,000 $ 87,000
Runnels, Texas 2 $ 90,000 $ 45,000 $ 79,000
Culpeper, Virginia 2 $ 190,000 $ 95,000 $ 161,000
Fairfax City, Virginia 2 $ 150,000 $ 75,000 $ 217,000
Shenandoah, Virginia 2 $ 300,000 $ 150,000 $ 287,000
Stafford, Virginia 2 $ 180,000 $ 90,000 $ 91,000
Virginia Beach, Virginia 2 $ 280,000 $ 140,000 $ 177,000
King, Washington 2 $ 460,000 $ 230,000 $ 249,000
Snohomish, Washington 2 $ 220,000 $ 110,000 $ 138,000
Berkeley, West Virginia 2 $ 110,000 $ 55,000 $ 104,000
Morgan, West Virginia 2 $ 180,000 $ 90,000 $ 146,000
Upshur, West Virginia 2 $ 110,000 $ 55,000 $ 125,000
Baldwin, Alabama 1 $ 85,000 $ 85,000 $ 148,000
Calhoun, Alabama 1 $ 75,000 $ 75,000 $ 101,000
Dale, Alabama 1 $ 85,000 $ 85,000 $ 136,000
Etowah, Alabama 1 $ 25,000 $ 25,000 $ 128,000
Mobile, Alabama 1 $ 65,000 $ 65,000 $ 63,000
Pima, Arizona 1 $ 85,000 $ 85,000 $ 132,000
Boone, Arkansas 1 $ 155,000 $ 155,000 $ 120,000
Crawford, Arkansas 1 $ 125,000 $ 125,000 $ 202,000
Garland, Arkansas 1 $ 225,000 $ 225,000 $ 176,000
Independence, Arkansas 1 $ 675,000 $ 675,000 $ 214,000
Lonoke, Arkansas 1 $ 45,000 $ 45,000 $ 78,000
Pulaski, Arkansas 1 $ 85,000 $ 85,000 $ 120,000
Nevada, California 1 $ 155,000 $ 155,000 $ 183,000
San Mateo, California 1 $ 185,000 $ 185,000 $ 202,000
Santa Barbara, California 1 $ 175,000 $ 175,000 $ 475,000
Santa Cruz, California 1 $ 85,000 $ 85,000 $ 225,000
Shasta, California 1 $ 85,000 $ 85,000 $ 126,000
Sonoma, California 1 $ 25,000 $ 25,000 $ 129,000
Tulare, California 1 $ 45,000 $ 45,000 $ 65,000
Yolo, California 1 $ 65,000 $ 65,000 $ 0
Lake, Colorado 1 $ 205,000 $ 205,000 $ 80,000
Mesa, Colorado 1 $ 155,000 $ 155,000 $ 120,000
Park, Colorado 1 $ 85,000 $ 85,000 $ 180,000
Middlesex, Connecticut 1 $ 95,000 $ 95,000 $ 155,000
New London, Connecticut 1 $ 65,000 $ 65,000 $ 1,200,000
Sussex, Delaware 1 $ 585,000 $ 585,000 $ 200,000
Flagler, Florida 1 $ 155,000 $ 155,000 $ 150,000
Indian River, Florida 1 $ 55,000 $ 55,000 $ 71,000
Levy, Florida 1 $ 1,285,000 $ 1,285,000 $ 689,000
Marion, Florida 1 $ 75,000 $ 75,000 $ 155,000
Okaloosa, Florida 1 $ 125,000 $ 125,000 $ 185,000
Sarasota, Florida 1 $ 155,000 $ 155,000 $ 80,000
Volusia, Florida 1 $ 205,000 $ 205,000 $ 252,000
Douglas, Georgia 1 $ 55,000 $ 55,000 $ 162,000
Glynn, Georgia 1 $ 125,000 $ 125,000 $ 174,000
Henry, Georgia 1 $ 155,000 $ 155,000 $ 122,000
Lamar, Georgia 1 $ 95,000 $ 95,000 $ 133,000
Newton, Georgia 1 $ 75,000 $ 75,000 $ 166,000
Oconee, Georgia 1 $ 185,000 $ 185,000 $ 153,000
Adams, Illinois 1 $ 145,000 $ 145,000 $ 96,000
Crawford, Illinois 1 $ 45,000 $ 45,000 $ 88,000
Cumberland, Illinois 1 $ 155,000 $ 155,000 $ 0
Lake, Illinois 1 $ 35,000 $ 35,000 $ 182,000
Madison, Illinois 1 $ 105,000 $ 105,000 $ 136,000
Washington, Illinois 1 $ 135,000 $ 135,000 $ 115,000
Whiteside, Illinois 1 $ 55,000 $ 55,000 $ 145,000
Clark, Indiana 1 $ 165,000 $ 165,000 $ 217,000
Decatur, Indiana 1 $ 205,000 $ 205,000 $ 154,000
Jay, Indiana 1 $ 15,000 $ 15,000 $ 60,000
Parke, Indiana 1 $ 95,000 $ 95,000 $ 66,000
Porter, Indiana 1 $ 205,000 $ 205,000 $ 216,000
Vanderburgh, Indiana 1 $ 85,000 $ 85,000 $ 156,000
Dickinson, Iowa 1 $ 85,000 $ 85,000 $ 105,000
Polk, Iowa 1 $ 105,000 $ 105,000 $ 196,000
Ford, Kansas 1 $ 35,000 $ 35,000 $ 123,000
Jackson, Kansas 1 $ 95,000 $ 95,000 $ 147,000
Pottawatomie, Kansas 1 $ 35,000 $ 35,000 $ 94,000
Rawlins, Kansas 1 $ 155,000 $ 155,000 $ 117,000
Reno, Kansas 1 $ 45,000 $ 45,000 $ 97,000
Boone, Kentucky 1 $ 45,000 $ 45,000 $ 103,000
Grant, Kentucky 1 $ 85,000 $ 85,000 $ 63,000
Green, Kentucky 1 $ 145,000 $ 145,000 $ 104,000
Harlan, Kentucky 1 $ 65,000 $ 65,000 $ 96,000
Hopkins, Kentucky 1 $ 205,000 $ 205,000 $ 126,000
Kenton, Kentucky 1 $ 175,000 $ 175,000 $ 162,000
Lincoln, Kentucky 1 $ 75,000 $ 75,000 $ 147,000
McCracken, Kentucky 1 $ 65,000 $ 65,000 $ 98,000
McCreary, Kentucky 1 $ 35,000 $ 35,000 $ 83,000
Nelson, Kentucky 1 $ 85,000 $ 85,000 $ 244,000
Shelby, Kentucky 1 $ 55,000 $ 55,000 $ 85,000
East Baton Rouge, Louisiana 1 $ 75,000 $ 75,000 $ 78,000
Lafayette, Louisiana 1 $ 55,000 $ 55,000 $ 112,000
Orleans, Louisiana 1 $ 35,000 $ 35,000 $ 75,000
Pointe Coupee, Louisiana 1 $ 75,000 $ 75,000 $ 86,000
St. Mary, Louisiana 1 $ 25,000 $ 25,000 $ 65,000
Penobscot, Maine 1 $ 35,000 $ 35,000 $ 205,000
York, Maine 1 $ 105,000 $ 105,000 $ 202,000
Anne Arundel, Maryland 1 $ 55,000 $ 55,000 $ 250,000
Baltimore, Maryland 1 $ 35,000 $ 35,000 $ 83,000
Cecil, Maryland 1 $ 75,000 $ 75,000 $ 130,000
St. Mary's, Maryland 1 $ 245,000 $ 245,000 $ 83,000
Middlesex, Massachusetts 1 $ 75,000 $ 75,000 $ 184,000
Plymouth, Massachusetts 1 $ 275,000 $ 275,000 $ 124,000
Berrien, Michigan 1 $ 155,000 $ 155,000 $ 544,000
Ingham, Michigan 1 $ 185,000 $ 185,000 $ 135,000
Jackson, Michigan 1 $ 135,000 $ 135,000 $ 162,000
Kalamazoo, Michigan 1 $ 75,000 $ 75,000 $ 65,000
Livingston, Michigan 1 $ 145,000 $ 145,000 $ 145,000
Macomb, Michigan 1 $ 85,000 $ 85,000 $ 165,000
Manistee, Michigan 1 $ 135,000 $ 135,000 $ 131,000
Muskegon, Michigan 1 $ 205,000 $ 205,000 $ 253,000
Ottawa, Michigan 1 $ 155,000 $ 155,000 $ 166,000
Saginaw, Michigan 1 $ 205,000 $ 205,000 $ 102,000
Anoka, Minnesota 1 $ 185,000 $ 185,000 $ 176,000
Isanti, Minnesota 1 $ 75,000 $ 75,000 $ 145,000
Itasca, Minnesota 1 $ 75,000 $ 75,000 $ 121,000
Le Sueur, Minnesota 1 $ 395,000 $ 395,000 $ 135,000
Olmsted, Minnesota 1 $ 15,000 $ 15,000 $ 119,000
Ramsey, Minnesota 1 $ 65,000 $ 65,000 $ 133,000
Scott, Minnesota 1 $ 525,000 $ 525,000 $ 277,000
Stearns, Minnesota 1 $ 45,000 $ 45,000 $ 131,000
Wilkin, Minnesota 1 $ 75,000 $ 75,000 $ 188,000
Wright, Minnesota 1 $ 185,000 $ 185,000 $ 149,000
Copiah, Mississippi 1 $ 145,000 $ 145,000 $ 65,000
Lauderdale, Mississippi 1 $ 55,000 $ 55,000 $ 68,000
Sunflower, Mississippi 1 $ 15,000 $ 15,000 $ 89,000
Cass, Missouri 1 $ 155,000 $ 155,000 $ 125,000
Christian, Missouri 1 $ 185,000 $ 185,000 $ 81,000
Jasper, Missouri 1 $ 35,000 $ 35,000 $ 96,000
Jefferson, Missouri 1 $ 85,000 $ 85,000 $ 111,000
Lafayette, Missouri 1 $ 35,000 $ 35,000 $ 81,000
Webster, Missouri 1 $ 245,000 $ 245,000 $ 122,000
Gallatin, Montana 1 $ 85,000 $ 85,000 $ 323,000
Glacier, Montana 1 $ 85,000 $ 85,000 $ 46,000
Merrick, Nebraska 1 $ 45,000 $ 45,000 $ 41,000
Sarpy, Nebraska 1 $ 55,000 $ 55,000 $ 154,000
Carson City, Nevada 1 $ 95,000 $ 95,000 $ 293,000
Belknap, New Hampshire 1 $ 105,000 $ 105,000 $ 136,000
Grafton, New Hampshire 1 $ 155,000 $ 155,000 $ 152,000
Camden, New Jersey 1 $ 35,000 $ 35,000 $ 125,000
Cape May, New Jersey 1 $ 85,000 $ 85,000 $ 227,000
Cumberland, New Jersey 1 $ 15,000 $ 15,000 $ 71,000
Essex, New Jersey 1 $ 355,000 $ 355,000 $ 164,000
Hunterdon, New Jersey 1 $ 205,000 $ 205,000 $ 301,000
Union, New Jersey 1 $ 255,000 $ 255,000 $ 115,000
Warren, New Jersey 1 $ 55,000 $ 55,000 $ 37,000
Bernalillo, New Mexico 1 $ 85,000 $ 85,000 $ 120,000
Chaves, New Mexico 1 $ 125,000 $ 125,000 $ 221,000
Otero, New Mexico 1 $ 105,000 $ 105,000 $ 87,000
Valencia, New Mexico 1 $ 95,000 $ 95,000 $ 211,000
Clinton, New York 1 $ 95,000 $ 95,000 $ 84,000
Dutchess, New York 1 $ 115,000 $ 115,000 $ 191,000
Erie, New York 1 $ 85,000 $ 85,000 $ 148,000
Kings, New York 1 $ 205,000 $ 205,000 $ 600,000
Madison, New York 1 $ 115,000 $ 115,000 $ 0
Monroe, New York 1 $ 155,000 $ 155,000 $ 114,000
Niagara, New York 1 $ 125,000 $ 125,000 $ 471,000
Orange, New York 1 $ 325,000 $ 325,000 $ 133,000
Rensselaer, New York 1 $ 65,000 $ 65,000 $ 149,000
Richmond, New York 1 $ 25,000 $ 25,000 $ 115,000
Saratoga, New York 1 $ 155,000 $ 155,000 $ 125,000
Ulster, New York 1 $ 205,000 $ 205,000 $ 600,000
Warren, New York 1 $ 45,000 $ 45,000 $ 45,000
Wayne, New York 1 $ 115,000 $ 115,000 $ 282,000
Beaufort, North Carolina 1 $ 205,000 $ 205,000 $ 290,000
Catawba, North Carolina 1 $ 55,000 $ 55,000 $ 222,000
Craven, North Carolina 1 $ 135,000 $ 135,000 $ 284,000
Cumberland, North Carolina 1 $ 25,000 $ 25,000 $ 60,000
Davie, North Carolina 1 $ 255,000 $ 255,000 $ 169,000
Gaston, North Carolina 1 $ 125,000 $ 125,000 $ 177,000
Guilford, North Carolina 1 $ 145,000 $ 145,000 $ 404,000
Harnett, North Carolina 1 $ 25,000 $ 25,000 $ 101,000
Haywood, North Carolina 1 $ 255,000 $ 255,000 $ 587,000
Onslow, North Carolina 1 $ 65,000 $ 65,000 $ 40,000
Pitt, North Carolina 1 $ 25,000 $ 25,000 $ 86,000
Rowan, North Carolina 1 $ 115,000 $ 115,000 $ 91,000
Union, North Carolina 1 $ 355,000 $ 355,000 $ 372,000
Vance, North Carolina 1 $ 245,000 $ 245,000 $ 152,000
Wayne, North Carolina 1 $ 75,000 $ 75,000 $ 171,000
Towner, North Dakota 1 $ 45,000 $ 45,000 $ 105,000
Athens, Ohio 1 $ 105,000 $ 105,000 $ 261,000
Butler, Ohio 1 $ 205,000 $ 205,000 $ 146,000
Clark, Ohio 1 $ 85,000 $ 85,000 $ 105,000
Clermont, Ohio 1 $ 85,000 $ 85,000 $ 177,000
Defiance, Ohio 1 $ 45,000 $ 45,000 $ 88,000
Delaware, Ohio 1 $ 125,000 $ 125,000 $ 135,000
Erie, Ohio 1 $ 105,000 $ 105,000 $ 88,000
Fairfield, Ohio 1 $ 45,000 $ 45,000 $ 100,000
Greene, Ohio 1 $ 105,000 $ 105,000 $ 124,000
Huron, Ohio 1 $ 35,000 $ 35,000 $ 109,000
Lake, Ohio 1 $ 235,000 $ 235,000 $ 86,000
Lorain, Ohio 1 $ 145,000 $ 145,000 $ 250,000
Miami, Ohio 1 $ 105,000 $ 105,000 $ 186,000
Montgomery, Ohio 1 $ 55,000 $ 55,000 $ 232,000
Portage, Ohio 1 $ 155,000 $ 155,000 $ 157,000
Stark, Ohio 1 $ 155,000 $ 155,000 $ 44,000
Summit, Ohio 1 $ 35,000 $ 35,000 $ 85,000
Van Wert, Ohio 1 $ 175,000 $ 175,000 $ 5,000
Dewey, Oklahoma 1 $ 245,000 $ 245,000 $ 48,000
Oklahoma, Oklahoma 1 $ 55,000 $ 55,000 $ 115,000
Woods, Oklahoma 1 $ 65,000 $ 65,000 $ 3,000
Coos, Oregon 1 $ 105,000 $ 105,000 $ 186,000
Jackson, Oregon 1 $ 175,000 $ 175,000 $ 228,000
Lane, Oregon 1 $ 195,000 $ 195,000 $ 330,000
Bucks, Pennsylvania 1 $ 345,000 $ 345,000 $ 105,000
Chester, Pennsylvania 1 $ 45,000 $ 45,000 $ 133,000
Cumberland, Pennsylvania 1 $ 125,000 $ 125,000 $ 113,000
Delaware, Pennsylvania 1 $ 55,000 $ 55,000 $ 125,000
Lackawanna, Pennsylvania 1 $ 85,000 $ 85,000 $ 43,000
Northampton, Pennsylvania 1 $ 55,000 $ 55,000 $ 34,000
Philadelphia, Pennsylvania 1 $ 165,000 $ 165,000 $ 156,000
Potter, Pennsylvania 1 $ 135,000 $ 135,000 $ 45,000
Union, Pennsylvania 1 $ 65,000 $ 65,000 $ 113,000
Westmoreland, Pennsylvania 1 $ 65,000 $ 65,000 $ 165,000
York, Pennsylvania 1 $ 25,000 $ 25,000 $ 42,000
Providence, Rhode Island 1 $ 175,000 $ 175,000 $ 328,000
Lancaster, South Carolina 1 $ 235,000 $ 235,000 $ 175,000
Corson, South Dakota 1 $ 305,000 $ 305,000 $ 171,000
Grant, South Dakota 1 $ 35,000 $ 35,000 $ 103,000
Hutchinson, South Dakota 1 $ 55,000 $ 55,000 $ 89,000
Carroll, Tennessee 1 $ 55,000 $ 55,000 $ 138,000
Hamilton, Tennessee 1 $ 255,000 $ 255,000 $ 165,000
Henry, Tennessee 1 $ 65,000 $ 65,000 $ 110,000
Humphreys, Tennessee 1 $ 65,000 $ 65,000 $ 216,000
Maury, Tennessee 1 $ 25,000 $ 25,000 $ 58,000
Montgomery, Tennessee 1 $ 65,000 $ 65,000 $ 70,000
Rutherford, Tennessee 1 $ 185,000 $ 185,000 $ 121,000
Shelby, Tennessee 1 $ 205,000 $ 205,000 $ 128,000
Wilson, Tennessee 1 $ 105,000 $ 105,000 $ 157,000
Bexar, Texas 1 $ 35,000 $ 35,000 $ 60,000
Cameron, Texas 1 $ 145,000 $ 145,000 $ 46,000
Cooke, Texas 1 $ 175,000 $ 175,000 $ 96,000
Dallas, Texas 1 $ 205,000 $ 205,000 $ 390,000
Dickens, Texas 1 $ 135,000 $ 135,000 $ 49,000
Ellis, Texas 1 $ 85,000 $ 85,000 $ 333,000
Erath, Texas 1 $ 405,000 $ 405,000 $ 1,152,000
Fort Bend, Texas 1 $ 175,000 $ 175,000 $ 0
Guadalupe, Texas 1 $ 115,000 $ 115,000 $ 96,000
Parker, Texas 1 $ 85,000 $ 85,000 $ 119,000
Smith, Texas 1 $ 25,000 $ 25,000 $ 74,000
Tarrant, Texas 1 $ 55,000 $ 55,000 $ 74,000
Wilson, Texas 1 $ 55,000 $ 55,000 $ 136,000
Carbon, Utah 1 $ 15,000 $ 15,000 $ 43,000
Utah, Utah 1 $ 175,000 $ 175,000 $ 218,000
Accomack, Virginia 1 $ 45,000 $ 45,000 $ 29,000
Botetourt, Virginia 1 $ 125,000 $ 125,000 $ 210,000
Fauquier, Virginia 1 $ 55,000 $ 55,000 $ 85,000
Hampton, Virginia 1 $ 155,000 $ 155,000 $ 201,000
Hanover, Virginia 1 $ 85,000 $ 85,000 $ 250,000
Henry, Virginia 1 $ 85,000 $ 85,000 $ 342,000
Manassas, Virginia 1 $ 35,000 $ 35,000 $ 78,000
Nelson, Virginia 1 $ 595,000 $ 595,000 $ 273,000
Newport News, Virginia 1 $ 65,000 $ 65,000 $ 157,000
Northumberland, Virginia 1 $ 85,000 $ 85,000 $ 83,000
Spotsylvania, Virginia 1 $ 55,000 $ 55,000 $ 64,000
Clallam, Washington 1 $ 175,000 $ 175,000 $ 397,000
Garfield, Washington 1 $ 55,000 $ 55,000 $ 102,000
Grays Harbor, Washington 1 $ 105,000 $ 105,000 $ 38,000
Kitsap, Washington 1 $ 115,000 $ 115,000 $ 203,000
Pierce, Washington 1 $ 125,000 $ 125,000 $ 176,000
Skagit, Washington 1 $ 195,000 $ 195,000 $ 198,000
Thurston, Washington 1 $ 205,000 $ 205,000 $ 70,000
Gilmer, West Virginia 1 $ 65,000 $ 65,000 $ 51,000
Mason, West Virginia 1 $ 75,000 $ 75,000 $ 78,000
Monongalia, West Virginia 1 $ 395,000 $ 395,000 $ 97,000
Ohio, West Virginia 1 $ 55,000 $ 55,000 $ 39,000
Raleigh, West Virginia 1 $ 55,000 $ 55,000 $ 147,000
Chippewa, Wisconsin 1 $ 35,000 $ 35,000 $ 164,000
Kenosha, Wisconsin 1 $ 125,000 $ 125,000 $ 126,000
Sheboygan, Wisconsin 1 $ 45,000 $ 45,000 $ 60,000
Uinta, Wyoming 1 $ 55,000 $ 55,000 $ 47,000

Mortgage Loan Application Detail Totals for Signature Federal Credit Union in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other Purpose 392 $40,880,000 $104,000 $405,000 $170,000 $1,031,000
Home Improvement 258 $29,580,000 $114,000 $505,000 $183,000 $649,000
Home Purchase 108 $24,340,000 $225,000 $1,285,000 $188,000 $1,970,000
Refinancing 104 $17,900,000 $172,000 $955,000 $164,000 $1,200,000
Cash-out Refinancing 21 $6,125,000 $291,000 $1,035,000 $396,000 $4,649,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 492 $68,530,000 $139,000 $1,285,000 $179,000 $1,970,000
Not Provided 172 $22,240,000 $129,000 $1,035,000 $179,000 $1,031,000
Black or African American 87 $11,805,000 $135,000 $625,000 $200,000 $4,649,000
Hispanic 74 $9,080,000 $122,000 $545,000 $166,000 $601,000
Asian 29 $3,675,000 $126,000 $405,000 $166,000 $388,000
American Indian or Alaskan Native 9 $1,225,000 $136,000 $425,000 $116,000 $174,000
Native Hawaiian or Other Pacific Islander 1 $65,000 $65,000 $65,000 $3,000 $3,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 883 $118,825,000 $134,000 $1,285,000 $181,000 $4,649,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 456 $56,220,000 $123,000 $725,000 $182,000 $766,000
Application Denied By Financial Institution 190 $24,030,000 $126,000 $1,035,000 $142,000 $649,000
Application Withdrawn By Applicant 124 $21,700,000 $175,000 $1,285,000 $204,000 $1,970,000
File Closed For Incompleteness 105 $15,215,000 $144,000 $905,000 $222,000 $4,649,000
Preapproval Approved but not Accepted 8 $1,660,000 $207,000 $395,000 $91,000 $133,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 693 $94,795,000 $136,000 $1,285,000 $191,000 $4,649,000
Debt-To-Income Ratio 91 $12,405,000 $136,000 $1,035,000 $133,000 $542,000
Credit History 87 $10,045,000 $115,000 $505,000 $146,000 $649,000
Other 4 $410,000 $102,000 $205,000 $196,000 $390,000
Unverifiable Information 4 $600,000 $150,000 $235,000 $246,000 $280,000
Collateral 4 $570,000 $142,000 $205,000 $127,000 $163,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Signature Federal Credit Union's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Signature Federal Credit Union's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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