Signature Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Signature Federal Credit Union 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Signature Federal Credit Union 12 Herbert St. Alexandria, VA 22313 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 883 |
| Total Mortgage Loan Application Amount | $118,825,000 |
| Average Mortgage Loan Application Amount | $181,200 |
| Highest Mortgage Loan Application Amount | $1,285,000 |
| Average Applicant Income | $220,200 |
| Highest Applicant Income | $4,649,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Signature Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Signature Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Signature Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Signature Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Signature Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Signature Federal Credit Union's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 23 | $ 4,475,000 | $ 194,000 | $ 226,000 |
| Maricopa County Arizona | 18 | $ 1,880,000 | $ 104,000 | $ 178,000 |
| Cook County Illinois | 15 | $ 2,415,000 | $ 161,000 | $ 175,000 |
| San Diego County California | 12 | $ 2,190,000 | $ 182,000 | $ 179,000 |
| Mecklenburg County North Carolina | 12 | $ 1,330,000 | $ 110,000 | $ 125,000 |
| Prince William County Virginia | 12 | $ 1,190,000 | $ 99,000 | $ 162,000 |
| Baltimore City County Maryland | 9 | $ 1,785,000 | $ 198,000 | $ 151,000 |
| Clark County Nevada | 9 | $ 1,075,000 | $ 119,000 | $ 256,000 |
| Orange County California | 8 | $ 1,200,000 | $ 150,000 | $ 173,000 |
| Prince George's County Maryland | 8 | $ 990,000 | $ 123,000 | $ 148,000 |
| Fairfax County Virginia | 8 | $ 1,100,000 | $ 137,000 | $ 275,000 |
| Arapahoe County Colorado | 7 | $ 885,000 | $ 126,000 | $ 270,000 |
| Manatee County Florida | 7 | $ 675,000 | $ 96,000 | $ 202,000 |
| Miami-Dade County Florida | 7 | $ 835,000 | $ 119,000 | $ 233,000 |
| Fulton County Georgia | 7 | $ 775,000 | $ 110,000 | $ 224,000 |
| Riverside County California | 6 | $ 670,000 | $ 111,000 | $ 222,000 |
| Palm Beach County Florida | 6 | $ 760,000 | $ 126,000 | $ 216,000 |
| Pinellas County Florida | 6 | $ 1,150,000 | $ 191,000 | $ 250,000 |
| Polk County Florida | 6 | $ 740,000 | $ 123,000 | $ 95,000 |
| Hamilton County Indiana | 6 | $ 840,000 | $ 140,000 | $ 196,000 |
| Charles County Maryland | 6 | $ 1,240,000 | $ 206,000 | $ 173,000 |
| Oakland County Michigan | 6 | $ 520,000 | $ 86,000 | $ 163,000 |
| Passaic County New Jersey | 6 | $ 560,000 | $ 93,000 | $ 176,000 |
| Sacramento County California | 5 | $ 675,000 | $ 135,000 | $ 167,000 |
| Pasco County Florida | 5 | $ 735,000 | $ 147,000 | $ 164,000 |
| Gwinnett County Georgia | 5 | $ 535,000 | $ 107,000 | $ 257,000 |
| Kane County Illinois | 5 | $ 475,000 | $ 95,000 | $ 195,000 |
| Montgomery County Maryland | 5 | $ 1,445,000 | $ 289,000 | $ 180,000 |
| Wayne County Michigan | 5 | $ 505,000 | $ 101,000 | $ 150,000 |
| Queens County New York | 5 | $ 585,000 | $ 117,000 | $ 195,000 |
| Pinal County Arizona | 4 | $ 410,000 | $ 102,000 | $ 238,000 |
| Fresno County California | 4 | $ 680,000 | $ 170,000 | $ 260,000 |
| Kern County California | 4 | $ 380,000 | $ 95,000 | $ 133,000 |
| Placer County California | 4 | $ 490,000 | $ 122,000 | $ 187,000 |
| New Castle County Delaware | 4 | $ 360,000 | $ 90,000 | $ 129,000 |
| Lake County Florida | 4 | $ 470,000 | $ 117,000 | $ 170,000 |
| Orange County Florida | 4 | $ 630,000 | $ 157,000 | $ 166,000 |
| DeKalb County Georgia | 4 | $ 510,000 | $ 127,000 | $ 275,000 |
| Muscogee County Georgia | 4 | $ 420,000 | $ 105,000 | $ 186,000 |
| DuPage County Illinois | 4 | $ 410,000 | $ 102,000 | $ 203,000 |
| Genesee County Michigan | 4 | $ 140,000 | $ 35,000 | $ 85,000 |
| Greene County Missouri | 4 | $ 350,000 | $ 87,000 | $ 69,000 |
| Rockingham County New Hampshire | 4 | $ 870,000 | $ 217,000 | $ 140,000 |
| Hudson County New Jersey | 4 | $ 630,000 | $ 157,000 | $ 140,000 |
| Somerset County New Jersey | 4 | $ 410,000 | $ 102,000 | $ 184,000 |
| Nassau County New York | 4 | $ 590,000 | $ 147,000 | $ 234,000 |
| Suffolk County New York | 4 | $ 860,000 | $ 215,000 | $ 186,000 |
| Westchester County New York | 4 | $ 550,000 | $ 137,000 | $ 192,000 |
| Charleston County South Carolina | 4 | $ 880,000 | $ 220,000 | $ 199,000 |
| Greenville County South Carolina | 4 | $ 340,000 | $ 85,000 | $ 129,000 |
| York County South Carolina | 4 | $ 410,000 | $ 102,000 | $ 176,000 |
| Harris County Texas | 4 | $ 1,590,000 | $ 397,000 | $ 192,000 |
| Alexandria County Virginia | 4 | $ 1,670,000 | $ 417,000 | $ 397,000 |
| Chesterfield County Virginia | 4 | $ 290,000 | $ 72,000 | $ 148,000 |
| Contra Costa County California | 3 | $ 345,000 | $ 115,000 | $ 193,000 |
| San Bernardino County California | 3 | $ 435,000 | $ 145,000 | $ 192,000 |
| Ventura County California | 3 | $ 555,000 | $ 185,000 | $ 252,000 |
| Douglas County Colorado | 3 | $ 455,000 | $ 151,000 | $ 215,000 |
| Weld County Colorado | 3 | $ 215,000 | $ 71,000 | $ 174,000 |
| Fairfield County Connecticut | 3 | $ 365,000 | $ 121,000 | $ 275,000 |
| District of Columbia County District Of Columbia | 3 | $ 325,000 | $ 108,000 | $ 124,000 |
| Broward County Florida | 3 | $ 375,000 | $ 125,000 | $ 209,000 |
| Hillsborough County Florida | 3 | $ 315,000 | $ 105,000 | $ 130,000 |
| Lee County Florida | 3 | $ 455,000 | $ 151,000 | $ 707,000 |
| Osceola County Florida | 3 | $ 355,000 | $ 118,000 | $ 195,000 |
| St. Johns County Florida | 3 | $ 355,000 | $ 118,000 | $ 202,000 |
| St. Lucie County Florida | 3 | $ 325,000 | $ 108,000 | $ 85,000 |
| Lake County Indiana | 3 | $ 265,000 | $ 88,000 | $ 136,000 |
| Frederick County Maryland | 3 | $ 315,000 | $ 105,000 | $ 125,000 |
| Howard County Maryland | 3 | $ 375,000 | $ 125,000 | $ 120,000 |
| Bristol County Massachusetts | 3 | $ 195,000 | $ 65,000 | $ 131,000 |
| Worcester County Massachusetts | 3 | $ 635,000 | $ 211,000 | $ 188,000 |
| Dakota County Minnesota | 3 | $ 425,000 | $ 141,000 | $ 112,000 |
| Jackson County Missouri | 3 | $ 175,000 | $ 58,000 | $ 256,000 |
| St. Charles County Missouri | 3 | $ 395,000 | $ 131,000 | $ 240,000 |
| Washoe County Nevada | 3 | $ 425,000 | $ 141,000 | $ 296,000 |
| Middlesex County New Jersey | 3 | $ 245,000 | $ 81,000 | $ 103,000 |
| Morris County New Jersey | 3 | $ 375,000 | $ 125,000 | $ 232,000 |
| Bronx County New York | 3 | $ 1,085,000 | $ 361,000 | $ 74,000 |
| Wake County North Carolina | 3 | $ 525,000 | $ 175,000 | $ 174,000 |
| Cuyahoga County Ohio | 3 | $ 235,000 | $ 78,000 | $ 80,000 |
| Multnomah County Oregon | 3 | $ 325,000 | $ 108,000 | $ 144,000 |
| Crawford County Pennsylvania | 3 | $ 145,000 | $ 48,000 | $ 67,000 |
| Montgomery County Pennsylvania | 3 | $ 835,000 | $ 278,000 | $ 81,000 |
| Davidson County Tennessee | 3 | $ 465,000 | $ 155,000 | $ 138,000 |
| Sumner County Tennessee | 3 | $ 1,365,000 | $ 455,000 | $ 641,000 |
| Bedford County Virginia | 3 | $ 345,000 | $ 115,000 | $ 162,000 |
| Chesapeake County Virginia | 3 | $ 465,000 | $ 155,000 | $ 146,000 |
| Henrico County Virginia | 3 | $ 435,000 | $ 145,000 | $ 148,000 |
| Loudoun County Virginia | 3 | $ 595,000 | $ 198,000 | $ 250,000 |
| Clark County Washington | 3 | $ 245,000 | $ 81,000 | $ 113,000 |
| Jefferson County Alabama | 2 | $ 80,000 | $ 40,000 | $ 131,000 |
| Montgomery County Alabama | 2 | $ 120,000 | $ 60,000 | $ 192,000 |
| El Dorado County California | 2 | $ 290,000 | $ 145,000 | $ 183,000 |
| San Joaquin County California | 2 | $ 250,000 | $ 125,000 | $ 140,000 |
| Stanislaus County California | 2 | $ 230,000 | $ 115,000 | $ 182,000 |
| Tuolumne County California | 2 | $ 210,000 | $ 105,000 | $ 182,000 |
| Adams County Colorado | 2 | $ 220,000 | $ 110,000 | $ 154,000 |
| Denver County Colorado | 2 | $ 170,000 | $ 85,000 | $ 148,000 |
| El Paso County Colorado | 2 | $ 100,000 | $ 50,000 | $ 161,000 |
| Larimer County Colorado | 2 | $ 110,000 | $ 55,000 | $ 201,000 |
| Hartford County Connecticut | 2 | $ 110,000 | $ 55,000 | $ 193,000 |
| New Haven County Connecticut | 2 | $ 410,000 | $ 205,000 | $ 139,000 |
| Tolland County Connecticut | 2 | $ 290,000 | $ 145,000 | $ 115,000 |
| Alachua County Florida | 2 | $ 190,000 | $ 95,000 | $ 275,000 |
| Brevard County Florida | 2 | $ 1,660,000 | $ 830,000 | $ 1,034,000 |
| Duval County Florida | 2 | $ 230,000 | $ 115,000 | $ 268,000 |
| Martin County Florida | 2 | $ 540,000 | $ 270,000 | $ 158,000 |
| Santa Rosa County Florida | 2 | $ 210,000 | $ 105,000 | $ 143,000 |
| Seminole County Florida | 2 | $ 120,000 | $ 60,000 | $ 117,000 |
| Coweta County Georgia | 2 | $ 270,000 | $ 135,000 | $ 115,000 |
| Rockdale County Georgia | 2 | $ 170,000 | $ 85,000 | $ 150,000 |
| Ada County Idaho | 2 | $ 300,000 | $ 150,000 | $ 188,000 |
| Latah County Idaho | 2 | $ 200,000 | $ 100,000 | $ 148,000 |
| Twin Falls County Idaho | 2 | $ 240,000 | $ 120,000 | $ 71,000 |
| Will County Illinois | 2 | $ 310,000 | $ 155,000 | $ 318,000 |
| Hendricks County Indiana | 2 | $ 120,000 | $ 60,000 | $ 111,000 |
| Marion County Indiana | 2 | $ 140,000 | $ 70,000 | $ 171,000 |
| Black Hawk County Iowa | 2 | $ 40,000 | $ 20,000 | $ 58,000 |
| Warren County Iowa | 2 | $ 410,000 | $ 205,000 | $ 153,000 |
| Johnson County Kansas | 2 | $ 420,000 | $ 210,000 | $ 174,000 |
| Norton County Kansas | 2 | $ 70,000 | $ 35,000 | $ 39,000 |
| Shawnee County Kansas | 2 | $ 170,000 | $ 85,000 | $ 128,000 |
| Bullitt County Kentucky | 2 | $ 190,000 | $ 95,000 | $ 116,000 |
| Christian County Kentucky | 2 | $ 200,000 | $ 100,000 | $ 150,000 |
| Essex County Massachusetts | 2 | $ 340,000 | $ 170,000 | $ 264,000 |
| Hampden County Massachusetts | 2 | $ 220,000 | $ 110,000 | $ 105,000 |
| Suffolk County Massachusetts | 2 | $ 210,000 | $ 105,000 | $ 260,000 |
| Grand Traverse County Michigan | 2 | $ 180,000 | $ 90,000 | $ 140,000 |
| Washtenaw County Michigan | 2 | $ 150,000 | $ 75,000 | $ 138,000 |
| Chisago County Minnesota | 2 | $ 370,000 | $ 185,000 | $ 113,000 |
| Hennepin County Minnesota | 2 | $ 220,000 | $ 110,000 | $ 301,000 |
| Lowndes County Mississippi | 2 | $ 250,000 | $ 125,000 | $ 126,000 |
| St. Louis City County Missouri | 2 | $ 120,000 | $ 60,000 | $ 101,000 |
| Douglas County Nebraska | 2 | $ 150,000 | $ 75,000 | $ 100,000 |
| Merrimack County New Hampshire | 2 | $ 170,000 | $ 85,000 | $ 174,000 |
| Atlantic County New Jersey | 2 | $ 420,000 | $ 210,000 | $ 253,000 |
| Bergen County New Jersey | 2 | $ 930,000 | $ 465,000 | $ 361,000 |
| Burlington County New Jersey | 2 | $ 780,000 | $ 390,000 | $ 351,000 |
| Monmouth County New Jersey | 2 | $ 280,000 | $ 140,000 | $ 219,000 |
| Ocean County New Jersey | 2 | $ 240,000 | $ 120,000 | $ 158,000 |
| Dona Ana County New Mexico | 2 | $ 600,000 | $ 300,000 | $ 192,000 |
| Jefferson County New York | 2 | $ 130,000 | $ 65,000 | $ 71,000 |
| New York County New York | 2 | $ 250,000 | $ 125,000 | $ 213,000 |
| Forsyth County North Carolina | 2 | $ 150,000 | $ 75,000 | $ 89,000 |
| Montgomery County North Carolina | 2 | $ 160,000 | $ 80,000 | $ 92,000 |
| Cass County North Dakota | 2 | $ 170,000 | $ 85,000 | $ 127,000 |
| Carroll County Ohio | 2 | $ 140,000 | $ 70,000 | $ 96,000 |
| Franklin County Ohio | 2 | $ 140,000 | $ 70,000 | $ 121,000 |
| Hamilton County Ohio | 2 | $ 380,000 | $ 190,000 | $ 99,000 |
| Mahoning County Ohio | 2 | $ 540,000 | $ 270,000 | $ 4,649,000 |
| Morrow County Ohio | 2 | $ 40,000 | $ 20,000 | $ 61,000 |
| Beckham County Oklahoma | 2 | $ 270,000 | $ 135,000 | $ 68,000 |
| Tulsa County Oklahoma | 2 | $ 110,000 | $ 55,000 | $ 32,000 |
| Benton County Oregon | 2 | $ 340,000 | $ 170,000 | $ 195,000 |
| Josephine County Oregon | 2 | $ 110,000 | $ 55,000 | $ 80,000 |
| Marion County Oregon | 2 | $ 170,000 | $ 85,000 | $ 89,000 |
| Washington County Oregon | 2 | $ 190,000 | $ 95,000 | $ 183,000 |
| Allegheny County Pennsylvania | 2 | $ 530,000 | $ 265,000 | $ 152,000 |
| Berks County Pennsylvania | 2 | $ 200,000 | $ 100,000 | $ 180,000 |
| Franklin County Pennsylvania | 2 | $ 250,000 | $ 125,000 | $ 159,000 |
| Washington County Rhode Island | 2 | $ 290,000 | $ 145,000 | $ 130,000 |
| Aiken County South Carolina | 2 | $ 170,000 | $ 85,000 | $ 141,000 |
| Anderson County South Carolina | 2 | $ 230,000 | $ 115,000 | $ 122,000 |
| Horry County South Carolina | 2 | $ 170,000 | $ 85,000 | $ 82,000 |
| Knox County Tennessee | 2 | $ 150,000 | $ 75,000 | $ 127,000 |
| Sevier County Tennessee | 2 | $ 350,000 | $ 175,000 | $ 293,000 |
| Hidalgo County Texas | 2 | $ 90,000 | $ 45,000 | $ 87,000 |
| Runnels County Texas | 2 | $ 90,000 | $ 45,000 | $ 79,000 |
| Culpeper County Virginia | 2 | $ 190,000 | $ 95,000 | $ 161,000 |
| Fairfax City County Virginia | 2 | $ 150,000 | $ 75,000 | $ 217,000 |
| Shenandoah County Virginia | 2 | $ 300,000 | $ 150,000 | $ 287,000 |
| Stafford County Virginia | 2 | $ 180,000 | $ 90,000 | $ 91,000 |
| Virginia Beach County Virginia | 2 | $ 280,000 | $ 140,000 | $ 177,000 |
| King County Washington | 2 | $ 460,000 | $ 230,000 | $ 249,000 |
| Snohomish County Washington | 2 | $ 220,000 | $ 110,000 | $ 138,000 |
| Berkeley County West Virginia | 2 | $ 110,000 | $ 55,000 | $ 104,000 |
| Morgan County West Virginia | 2 | $ 180,000 | $ 90,000 | $ 146,000 |
| Upshur County West Virginia | 2 | $ 110,000 | $ 55,000 | $ 125,000 |
| Baldwin County Alabama | 1 | $ 85,000 | $ 85,000 | $ 148,000 |
| Calhoun County Alabama | 1 | $ 75,000 | $ 75,000 | $ 101,000 |
| Dale County Alabama | 1 | $ 85,000 | $ 85,000 | $ 136,000 |
| Etowah County Alabama | 1 | $ 25,000 | $ 25,000 | $ 128,000 |
| Mobile County Alabama | 1 | $ 65,000 | $ 65,000 | $ 63,000 |
| Pima County Arizona | 1 | $ 85,000 | $ 85,000 | $ 132,000 |
| Boone County Arkansas | 1 | $ 155,000 | $ 155,000 | $ 120,000 |
| Crawford County Arkansas | 1 | $ 125,000 | $ 125,000 | $ 202,000 |
| Garland County Arkansas | 1 | $ 225,000 | $ 225,000 | $ 176,000 |
| Independence County Arkansas | 1 | $ 675,000 | $ 675,000 | $ 214,000 |
| Lonoke County Arkansas | 1 | $ 45,000 | $ 45,000 | $ 78,000 |
| Pulaski County Arkansas | 1 | $ 85,000 | $ 85,000 | $ 120,000 |
| Nevada County California | 1 | $ 155,000 | $ 155,000 | $ 183,000 |
| San Mateo County California | 1 | $ 185,000 | $ 185,000 | $ 202,000 |
| Santa Barbara County California | 1 | $ 175,000 | $ 175,000 | $ 475,000 |
| Santa Cruz County California | 1 | $ 85,000 | $ 85,000 | $ 225,000 |
| Shasta County California | 1 | $ 85,000 | $ 85,000 | $ 126,000 |
| Sonoma County California | 1 | $ 25,000 | $ 25,000 | $ 129,000 |
| Tulare County California | 1 | $ 45,000 | $ 45,000 | $ 65,000 |
| Yolo County California | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Lake County Colorado | 1 | $ 205,000 | $ 205,000 | $ 80,000 |
| Mesa County Colorado | 1 | $ 155,000 | $ 155,000 | $ 120,000 |
| Park County Colorado | 1 | $ 85,000 | $ 85,000 | $ 180,000 |
| Middlesex County Connecticut | 1 | $ 95,000 | $ 95,000 | $ 155,000 |
| New London County Connecticut | 1 | $ 65,000 | $ 65,000 | $ 1,200,000 |
| Sussex County Delaware | 1 | $ 585,000 | $ 585,000 | $ 200,000 |
| Flagler County Florida | 1 | $ 155,000 | $ 155,000 | $ 150,000 |
| Indian River County Florida | 1 | $ 55,000 | $ 55,000 | $ 71,000 |
| Levy County Florida | 1 | $ 1,285,000 | $ 1,285,000 | $ 689,000 |
| Marion County Florida | 1 | $ 75,000 | $ 75,000 | $ 155,000 |
| Okaloosa County Florida | 1 | $ 125,000 | $ 125,000 | $ 185,000 |
| Sarasota County Florida | 1 | $ 155,000 | $ 155,000 | $ 80,000 |
| Volusia County Florida | 1 | $ 205,000 | $ 205,000 | $ 252,000 |
| Douglas County Georgia | 1 | $ 55,000 | $ 55,000 | $ 162,000 |
| Glynn County Georgia | 1 | $ 125,000 | $ 125,000 | $ 174,000 |
| Henry County Georgia | 1 | $ 155,000 | $ 155,000 | $ 122,000 |
| Lamar County Georgia | 1 | $ 95,000 | $ 95,000 | $ 133,000 |
| Newton County Georgia | 1 | $ 75,000 | $ 75,000 | $ 166,000 |
| Oconee County Georgia | 1 | $ 185,000 | $ 185,000 | $ 153,000 |
| Adams County Illinois | 1 | $ 145,000 | $ 145,000 | $ 96,000 |
| Crawford County Illinois | 1 | $ 45,000 | $ 45,000 | $ 88,000 |
| Cumberland County Illinois | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Lake County Illinois | 1 | $ 35,000 | $ 35,000 | $ 182,000 |
| Madison County Illinois | 1 | $ 105,000 | $ 105,000 | $ 136,000 |
| Washington County Illinois | 1 | $ 135,000 | $ 135,000 | $ 115,000 |
| Whiteside County Illinois | 1 | $ 55,000 | $ 55,000 | $ 145,000 |
| Clark County Indiana | 1 | $ 165,000 | $ 165,000 | $ 217,000 |
| Decatur County Indiana | 1 | $ 205,000 | $ 205,000 | $ 154,000 |
| Jay County Indiana | 1 | $ 15,000 | $ 15,000 | $ 60,000 |
| Parke County Indiana | 1 | $ 95,000 | $ 95,000 | $ 66,000 |
| Porter County Indiana | 1 | $ 205,000 | $ 205,000 | $ 216,000 |
| Vanderburgh County Indiana | 1 | $ 85,000 | $ 85,000 | $ 156,000 |
| Dickinson County Iowa | 1 | $ 85,000 | $ 85,000 | $ 105,000 |
| Polk County Iowa | 1 | $ 105,000 | $ 105,000 | $ 196,000 |
| Ford County Kansas | 1 | $ 35,000 | $ 35,000 | $ 123,000 |
| Jackson County Kansas | 1 | $ 95,000 | $ 95,000 | $ 147,000 |
| Pottawatomie County Kansas | 1 | $ 35,000 | $ 35,000 | $ 94,000 |
| Rawlins County Kansas | 1 | $ 155,000 | $ 155,000 | $ 117,000 |
| Reno County Kansas | 1 | $ 45,000 | $ 45,000 | $ 97,000 |
| Boone County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 103,000 |
| Grant County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 63,000 |
| Green County Kentucky | 1 | $ 145,000 | $ 145,000 | $ 104,000 |
| Harlan County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 96,000 |
| Hopkins County Kentucky | 1 | $ 205,000 | $ 205,000 | $ 126,000 |
| Kenton County Kentucky | 1 | $ 175,000 | $ 175,000 | $ 162,000 |
| Lincoln County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 147,000 |
| McCracken County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 98,000 |
| McCreary County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 83,000 |
| Nelson County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 244,000 |
| Shelby County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 85,000 |
| East Baton Rouge County Louisiana | 1 | $ 75,000 | $ 75,000 | $ 78,000 |
| Lafayette County Louisiana | 1 | $ 55,000 | $ 55,000 | $ 112,000 |
| Orleans County Louisiana | 1 | $ 35,000 | $ 35,000 | $ 75,000 |
| Pointe Coupee County Louisiana | 1 | $ 75,000 | $ 75,000 | $ 86,000 |
| St. Mary County Louisiana | 1 | $ 25,000 | $ 25,000 | $ 65,000 |
| Penobscot County Maine | 1 | $ 35,000 | $ 35,000 | $ 205,000 |
| York County Maine | 1 | $ 105,000 | $ 105,000 | $ 202,000 |
| Anne Arundel County Maryland | 1 | $ 55,000 | $ 55,000 | $ 250,000 |
| Baltimore County Maryland | 1 | $ 35,000 | $ 35,000 | $ 83,000 |
| Cecil County Maryland | 1 | $ 75,000 | $ 75,000 | $ 130,000 |
| St. Mary's County Maryland | 1 | $ 245,000 | $ 245,000 | $ 83,000 |
| Middlesex County Massachusetts | 1 | $ 75,000 | $ 75,000 | $ 184,000 |
| Plymouth County Massachusetts | 1 | $ 275,000 | $ 275,000 | $ 124,000 |
| Berrien County Michigan | 1 | $ 155,000 | $ 155,000 | $ 544,000 |
| Ingham County Michigan | 1 | $ 185,000 | $ 185,000 | $ 135,000 |
| Jackson County Michigan | 1 | $ 135,000 | $ 135,000 | $ 162,000 |
| Kalamazoo County Michigan | 1 | $ 75,000 | $ 75,000 | $ 65,000 |
| Livingston County Michigan | 1 | $ 145,000 | $ 145,000 | $ 145,000 |
| Macomb County Michigan | 1 | $ 85,000 | $ 85,000 | $ 165,000 |
| Manistee County Michigan | 1 | $ 135,000 | $ 135,000 | $ 131,000 |
| Muskegon County Michigan | 1 | $ 205,000 | $ 205,000 | $ 253,000 |
| Ottawa County Michigan | 1 | $ 155,000 | $ 155,000 | $ 166,000 |
| Saginaw County Michigan | 1 | $ 205,000 | $ 205,000 | $ 102,000 |
| Anoka County Minnesota | 1 | $ 185,000 | $ 185,000 | $ 176,000 |
| Isanti County Minnesota | 1 | $ 75,000 | $ 75,000 | $ 145,000 |
| Itasca County Minnesota | 1 | $ 75,000 | $ 75,000 | $ 121,000 |
| Le Sueur County Minnesota | 1 | $ 395,000 | $ 395,000 | $ 135,000 |
| Olmsted County Minnesota | 1 | $ 15,000 | $ 15,000 | $ 119,000 |
| Ramsey County Minnesota | 1 | $ 65,000 | $ 65,000 | $ 133,000 |
| Scott County Minnesota | 1 | $ 525,000 | $ 525,000 | $ 277,000 |
| Stearns County Minnesota | 1 | $ 45,000 | $ 45,000 | $ 131,000 |
| Wilkin County Minnesota | 1 | $ 75,000 | $ 75,000 | $ 188,000 |
| Wright County Minnesota | 1 | $ 185,000 | $ 185,000 | $ 149,000 |
| Copiah County Mississippi | 1 | $ 145,000 | $ 145,000 | $ 65,000 |
| Lauderdale County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 68,000 |
| Sunflower County Mississippi | 1 | $ 15,000 | $ 15,000 | $ 89,000 |
| Cass County Missouri | 1 | $ 155,000 | $ 155,000 | $ 125,000 |
| Christian County Missouri | 1 | $ 185,000 | $ 185,000 | $ 81,000 |
| Jasper County Missouri | 1 | $ 35,000 | $ 35,000 | $ 96,000 |
| Jefferson County Missouri | 1 | $ 85,000 | $ 85,000 | $ 111,000 |
| Lafayette County Missouri | 1 | $ 35,000 | $ 35,000 | $ 81,000 |
| Webster County Missouri | 1 | $ 245,000 | $ 245,000 | $ 122,000 |
| Gallatin County Montana | 1 | $ 85,000 | $ 85,000 | $ 323,000 |
| Glacier County Montana | 1 | $ 85,000 | $ 85,000 | $ 46,000 |
| Merrick County Nebraska | 1 | $ 45,000 | $ 45,000 | $ 41,000 |
| Sarpy County Nebraska | 1 | $ 55,000 | $ 55,000 | $ 154,000 |
| Carson City County Nevada | 1 | $ 95,000 | $ 95,000 | $ 293,000 |
| Belknap County New Hampshire | 1 | $ 105,000 | $ 105,000 | $ 136,000 |
| Grafton County New Hampshire | 1 | $ 155,000 | $ 155,000 | $ 152,000 |
| Camden County New Jersey | 1 | $ 35,000 | $ 35,000 | $ 125,000 |
| Cape May County New Jersey | 1 | $ 85,000 | $ 85,000 | $ 227,000 |
| Cumberland County New Jersey | 1 | $ 15,000 | $ 15,000 | $ 71,000 |
| Essex County New Jersey | 1 | $ 355,000 | $ 355,000 | $ 164,000 |
| Hunterdon County New Jersey | 1 | $ 205,000 | $ 205,000 | $ 301,000 |
| Union County New Jersey | 1 | $ 255,000 | $ 255,000 | $ 115,000 |
| Warren County New Jersey | 1 | $ 55,000 | $ 55,000 | $ 37,000 |
| Bernalillo County New Mexico | 1 | $ 85,000 | $ 85,000 | $ 120,000 |
| Chaves County New Mexico | 1 | $ 125,000 | $ 125,000 | $ 221,000 |
| Otero County New Mexico | 1 | $ 105,000 | $ 105,000 | $ 87,000 |
| Valencia County New Mexico | 1 | $ 95,000 | $ 95,000 | $ 211,000 |
| Clinton County New York | 1 | $ 95,000 | $ 95,000 | $ 84,000 |
| Dutchess County New York | 1 | $ 115,000 | $ 115,000 | $ 191,000 |
| Erie County New York | 1 | $ 85,000 | $ 85,000 | $ 148,000 |
| Kings County New York | 1 | $ 205,000 | $ 205,000 | $ 600,000 |
| Madison County New York | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Monroe County New York | 1 | $ 155,000 | $ 155,000 | $ 114,000 |
| Niagara County New York | 1 | $ 125,000 | $ 125,000 | $ 471,000 |
| Orange County New York | 1 | $ 325,000 | $ 325,000 | $ 133,000 |
| Rensselaer County New York | 1 | $ 65,000 | $ 65,000 | $ 149,000 |
| Richmond County New York | 1 | $ 25,000 | $ 25,000 | $ 115,000 |
| Saratoga County New York | 1 | $ 155,000 | $ 155,000 | $ 125,000 |
| Ulster County New York | 1 | $ 205,000 | $ 205,000 | $ 600,000 |
| Warren County New York | 1 | $ 45,000 | $ 45,000 | $ 45,000 |
| Wayne County New York | 1 | $ 115,000 | $ 115,000 | $ 282,000 |
| Beaufort County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 290,000 |
| Catawba County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 222,000 |
| Craven County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 284,000 |
| Cumberland County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 60,000 |
| Davie County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 169,000 |
| Gaston County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 177,000 |
| Guilford County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 404,000 |
| Harnett County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 101,000 |
| Haywood County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 587,000 |
| Onslow County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 40,000 |
| Pitt County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 86,000 |
| Rowan County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 91,000 |
| Union County North Carolina | 1 | $ 355,000 | $ 355,000 | $ 372,000 |
| Vance County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 152,000 |
| Wayne County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 171,000 |
| Towner County North Dakota | 1 | $ 45,000 | $ 45,000 | $ 105,000 |
| Athens County Ohio | 1 | $ 105,000 | $ 105,000 | $ 261,000 |
| Butler County Ohio | 1 | $ 205,000 | $ 205,000 | $ 146,000 |
| Clark County Ohio | 1 | $ 85,000 | $ 85,000 | $ 105,000 |
| Clermont County Ohio | 1 | $ 85,000 | $ 85,000 | $ 177,000 |
| Defiance County Ohio | 1 | $ 45,000 | $ 45,000 | $ 88,000 |
| Delaware County Ohio | 1 | $ 125,000 | $ 125,000 | $ 135,000 |
| Erie County Ohio | 1 | $ 105,000 | $ 105,000 | $ 88,000 |
| Fairfield County Ohio | 1 | $ 45,000 | $ 45,000 | $ 100,000 |
| Greene County Ohio | 1 | $ 105,000 | $ 105,000 | $ 124,000 |
| Huron County Ohio | 1 | $ 35,000 | $ 35,000 | $ 109,000 |
| Lake County Ohio | 1 | $ 235,000 | $ 235,000 | $ 86,000 |
| Lorain County Ohio | 1 | $ 145,000 | $ 145,000 | $ 250,000 |
| Miami County Ohio | 1 | $ 105,000 | $ 105,000 | $ 186,000 |
| Montgomery County Ohio | 1 | $ 55,000 | $ 55,000 | $ 232,000 |
| Portage County Ohio | 1 | $ 155,000 | $ 155,000 | $ 157,000 |
| Stark County Ohio | 1 | $ 155,000 | $ 155,000 | $ 44,000 |
| Summit County Ohio | 1 | $ 35,000 | $ 35,000 | $ 85,000 |
| Van Wert County Ohio | 1 | $ 175,000 | $ 175,000 | $ 5,000 |
| Dewey County Oklahoma | 1 | $ 245,000 | $ 245,000 | $ 48,000 |
| Oklahoma County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 115,000 |
| Woods County Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 3,000 |
| Coos County Oregon | 1 | $ 105,000 | $ 105,000 | $ 186,000 |
| Jackson County Oregon | 1 | $ 175,000 | $ 175,000 | $ 228,000 |
| Lane County Oregon | 1 | $ 195,000 | $ 195,000 | $ 330,000 |
| Bucks County Pennsylvania | 1 | $ 345,000 | $ 345,000 | $ 105,000 |
| Chester County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 133,000 |
| Cumberland County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 113,000 |
| Delaware County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 125,000 |
| Lackawanna County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 43,000 |
| Northampton County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 34,000 |
| Philadelphia County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 156,000 |
| Potter County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 45,000 |
| Union County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 113,000 |
| Westmoreland County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 165,000 |
| York County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 42,000 |
| Providence County Rhode Island | 1 | $ 175,000 | $ 175,000 | $ 328,000 |
| Lancaster County South Carolina | 1 | $ 235,000 | $ 235,000 | $ 175,000 |
| Corson County South Dakota | 1 | $ 305,000 | $ 305,000 | $ 171,000 |
| Grant County South Dakota | 1 | $ 35,000 | $ 35,000 | $ 103,000 |
| Hutchinson County South Dakota | 1 | $ 55,000 | $ 55,000 | $ 89,000 |
| Carroll County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 138,000 |
| Hamilton County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 165,000 |
| Henry County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 110,000 |
| Humphreys County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 216,000 |
| Maury County Tennessee | 1 | $ 25,000 | $ 25,000 | $ 58,000 |
| Montgomery County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 70,000 |
| Rutherford County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 121,000 |
| Shelby County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 128,000 |
| Wilson County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 157,000 |
| Bexar County Texas | 1 | $ 35,000 | $ 35,000 | $ 60,000 |
| Cameron County Texas | 1 | $ 145,000 | $ 145,000 | $ 46,000 |
| Cooke County Texas | 1 | $ 175,000 | $ 175,000 | $ 96,000 |
| Dallas County Texas | 1 | $ 205,000 | $ 205,000 | $ 390,000 |
| Dickens County Texas | 1 | $ 135,000 | $ 135,000 | $ 49,000 |
| Ellis County Texas | 1 | $ 85,000 | $ 85,000 | $ 333,000 |
| Erath County Texas | 1 | $ 405,000 | $ 405,000 | $ 1,152,000 |
| Fort Bend County Texas | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Guadalupe County Texas | 1 | $ 115,000 | $ 115,000 | $ 96,000 |
| Parker County Texas | 1 | $ 85,000 | $ 85,000 | $ 119,000 |
| Smith County Texas | 1 | $ 25,000 | $ 25,000 | $ 74,000 |
| Tarrant County Texas | 1 | $ 55,000 | $ 55,000 | $ 74,000 |
| Wilson County Texas | 1 | $ 55,000 | $ 55,000 | $ 136,000 |
| Carbon County Utah | 1 | $ 15,000 | $ 15,000 | $ 43,000 |
| Utah County Utah | 1 | $ 175,000 | $ 175,000 | $ 218,000 |
| Accomack County Virginia | 1 | $ 45,000 | $ 45,000 | $ 29,000 |
| Botetourt County Virginia | 1 | $ 125,000 | $ 125,000 | $ 210,000 |
| Fauquier County Virginia | 1 | $ 55,000 | $ 55,000 | $ 85,000 |
| Hampton County Virginia | 1 | $ 155,000 | $ 155,000 | $ 201,000 |
| Hanover County Virginia | 1 | $ 85,000 | $ 85,000 | $ 250,000 |
| Henry County Virginia | 1 | $ 85,000 | $ 85,000 | $ 342,000 |
| Manassas County Virginia | 1 | $ 35,000 | $ 35,000 | $ 78,000 |
| Nelson County Virginia | 1 | $ 595,000 | $ 595,000 | $ 273,000 |
| Newport News County Virginia | 1 | $ 65,000 | $ 65,000 | $ 157,000 |
| Northumberland County Virginia | 1 | $ 85,000 | $ 85,000 | $ 83,000 |
| Spotsylvania County Virginia | 1 | $ 55,000 | $ 55,000 | $ 64,000 |
| Clallam County Washington | 1 | $ 175,000 | $ 175,000 | $ 397,000 |
| Garfield County Washington | 1 | $ 55,000 | $ 55,000 | $ 102,000 |
| Grays Harbor County Washington | 1 | $ 105,000 | $ 105,000 | $ 38,000 |
| Kitsap County Washington | 1 | $ 115,000 | $ 115,000 | $ 203,000 |
| Pierce County Washington | 1 | $ 125,000 | $ 125,000 | $ 176,000 |
| Skagit County Washington | 1 | $ 195,000 | $ 195,000 | $ 198,000 |
| Thurston County Washington | 1 | $ 205,000 | $ 205,000 | $ 70,000 |
| Gilmer County West Virginia | 1 | $ 65,000 | $ 65,000 | $ 51,000 |
| Mason County West Virginia | 1 | $ 75,000 | $ 75,000 | $ 78,000 |
| Monongalia County West Virginia | 1 | $ 395,000 | $ 395,000 | $ 97,000 |
| Ohio County West Virginia | 1 | $ 55,000 | $ 55,000 | $ 39,000 |
| Raleigh County West Virginia | 1 | $ 55,000 | $ 55,000 | $ 147,000 |
| Chippewa County Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 164,000 |
| Kenosha County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 126,000 |
| Sheboygan County Wisconsin | 1 | $ 45,000 | $ 45,000 | $ 60,000 |
| Uinta County Wyoming | 1 | $ 55,000 | $ 55,000 | $ 47,000 |
Mortgage Loan Application Detail Totals for Signature Federal Credit Union in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other Purpose | 392 | $40,880,000 | $104,000 | $405,000 | $170,000 | $1,031,000 |
| Home Improvement | 258 | $29,580,000 | $114,000 | $505,000 | $183,000 | $649,000 |
| Home Purchase | 108 | $24,340,000 | $225,000 | $1,285,000 | $188,000 | $1,970,000 |
| Refinancing | 104 | $17,900,000 | $172,000 | $955,000 | $164,000 | $1,200,000 |
| Cash-out Refinancing | 21 | $6,125,000 | $291,000 | $1,035,000 | $396,000 | $4,649,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 492 | $68,530,000 | $139,000 | $1,285,000 | $179,000 | $1,970,000 |
| Not Provided | 172 | $22,240,000 | $129,000 | $1,035,000 | $179,000 | $1,031,000 |
| Black or African American | 87 | $11,805,000 | $135,000 | $625,000 | $200,000 | $4,649,000 |
| Hispanic | 74 | $9,080,000 | $122,000 | $545,000 | $166,000 | $601,000 |
| Asian | 29 | $3,675,000 | $126,000 | $405,000 | $166,000 | $388,000 |
| American Indian or Alaskan Native | 9 | $1,225,000 | $136,000 | $425,000 | $116,000 | $174,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $65,000 | $65,000 | $65,000 | $3,000 | $3,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 883 | $118,825,000 | $134,000 | $1,285,000 | $181,000 | $4,649,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 456 | $56,220,000 | $123,000 | $725,000 | $182,000 | $766,000 |
| Application Denied By Financial Institution | 190 | $24,030,000 | $126,000 | $1,035,000 | $142,000 | $649,000 |
| Application Withdrawn By Applicant | 124 | $21,700,000 | $175,000 | $1,285,000 | $204,000 | $1,970,000 |
| File Closed For Incompleteness | 105 | $15,215,000 | $144,000 | $905,000 | $222,000 | $4,649,000 |
| Preapproval Approved but not Accepted | 8 | $1,660,000 | $207,000 | $395,000 | $91,000 | $133,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 693 | $94,795,000 | $136,000 | $1,285,000 | $191,000 | $4,649,000 |
| Debt-To-Income Ratio | 91 | $12,405,000 | $136,000 | $1,035,000 | $133,000 | $542,000 |
| Credit History | 87 | $10,045,000 | $115,000 | $505,000 | $146,000 | $649,000 |
| Other | 4 | $410,000 | $102,000 | $205,000 | $196,000 | $390,000 |
| Unverifiable Information | 4 | $600,000 | $150,000 | $235,000 | $246,000 | $280,000 |
| Collateral | 4 | $570,000 | $142,000 | $205,000 | $127,000 | $163,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Signature Federal Credit Union's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Signature Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.