National Bank of Kansas City Mortgage Lending & HMDA Data, 2004

In 2004, National Bank of Kansas City of Overland Park, KS reported 9,779 mortgage applications totaling $1.2 billion, up 71% from 2003. The average application was for $121,841, and applicants reported an average income of $85,876. 88% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Kansas City, MO-KS (517), Topeka, KS (287) and Atlanta-Sandy Springs-Marietta, GA (261) (applications in parentheses).

Mortgage Company & Address National Bank of Kansas City
10700 Nall Avenue
Overland Park, KS 66211
Tel #: available with data download
Federal Regulator * available with data download
Years 2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 9,779
Total Mortgage Loan Application Amount $1,191,484,000
Average Mortgage Loan Application Amount $121,841
Highest Mortgage Loan Application Amount $2,812,000
Average Applicant Income $85,876
Highest Applicant Income $3,050,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records National Bank of Kansas City filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for National Bank of Kansas City by County in 2004

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Johnson, Kansas 404 $ 58,937,000 $ 145,883 $ 86,000
Shawnee, Kansas 251 $ 20,309,000 $ 80,912 $ 44,000
Jackson, Missouri 246 $ 28,167,000 $ 114,500 $ 62,000
Maricopa, Arizona 164 $ 20,303,000 $ 123,798 $ 96,000
Clay, Missouri 153 $ 18,945,000 $ 123,823 $ 72,000
Los Angeles, California 134 $ 28,124,000 $ 209,880 $ 136,000
Cook, Illinois 129 $ 17,189,000 $ 133,248 $ 85,000
Clark, Nevada 118 $ 19,618,000 $ 166,254 $ 102,000
San Bernardino, California 76 $ 11,192,000 $ 147,263 $ 77,000
Riverside, California 75 $ 11,833,000 $ 157,773 $ 82,000
King, Washington 75 $ 10,781,000 $ 143,746 $ 93,000
Mecklenburg, North Carolina 65 $ 6,757,000 $ 103,953 $ 102,000
San Diego, California 57 $ 11,978,000 $ 210,140 $ 114,000
Burlington, New Jersey 57 $ 8,345,000 $ 146,403 $ 108,000
Fairfax, Virginia 57 $ 10,608,000 $ 186,105 $ 146,000
Cass, Missouri 54 $ 7,005,000 $ 129,722 $ 81,000
Orange, California 51 $ 12,417,000 $ 243,470 $ 102,000
Cuyahoga, Ohio 51 $ 4,170,000 $ 81,764 $ 99,000
Montgomery, Pennsylvania 50 $ 7,630,000 $ 152,600 $ 110,000
Monmouth, New Jersey 47 $ 7,948,000 $ 169,106 $ 132,000
Broward, Florida 45 $ 4,990,000 $ 110,888 $ 81,000
Middlesex, New Jersey 45 $ 7,601,000 $ 168,911 $ 109,000
Morris, New Jersey 45 $ 9,917,000 $ 220,377 $ 102,000
Chester, Pennsylvania 45 $ 8,126,000 $ 180,577 $ 98,000
Bergen, New Jersey 44 $ 9,109,000 $ 207,022 $ 108,000
Camden, New Jersey 44 $ 5,384,000 $ 122,363 $ 118,000
Wake, North Carolina 44 $ 3,922,000 $ 89,136 $ 100,000
Baltimore, Maryland 43 $ 4,585,000 $ 106,627 $ 96,000
Prince George's, Maryland 43 $ 4,607,000 $ 107,139 $ 87,000
Hennepin, Minnesota 43 $ 6,861,000 $ 159,558 $ 83,000
Ocean, New Jersey 43 $ 7,170,000 $ 166,744 $ 117,000
New Castle, Delaware 42 $ 6,069,000 $ 144,500 $ 91,000
Fairfield, Connecticut 41 $ 10,882,000 $ 265,414 $ 191,000
Fulton, Georgia 41 $ 6,037,000 $ 147,243 $ 100,000
Cobb, Georgia 40 $ 4,276,000 $ 106,900 $ 98,000
Hartford, Connecticut 39 $ 4,816,000 $ 123,487 $ 152,000
Worcester, Massachusetts 39 $ 5,386,000 $ 138,102 $ 97,000
Franklin, Ohio 39 $ 3,197,000 $ 81,974 $ 79,000
Bucks, Pennsylvania 39 $ 5,533,000 $ 141,871 $ 89,000
Pierce, Washington 39 $ 3,971,000 $ 101,820 $ 120,000
Gwinnett, Georgia 38 $ 3,250,000 $ 85,526 $ 86,000
Wayne, Michigan 38 $ 3,630,000 $ 95,526 $ 81,000
Will, Illinois 37 $ 4,123,000 $ 111,432 $ 79,000
Anne Arundel, Maryland 37 $ 5,846,000 $ 158,000 $ 112,000
Philadelphia, Pennsylvania 37 $ 3,333,000 $ 90,081 $ 65,000
Prince William, Virginia 37 $ 5,540,000 $ 149,729 $ 87,000
Montgomery, Maryland 36 $ 6,114,000 $ 169,833 $ 108,000
Sacramento, California 35 $ 5,165,000 $ 147,571 $ 99,000
Snohomish, Washington 34 $ 2,614,000 $ 76,882 $ 72,000
Bernalillo, New Mexico 33 $ 2,522,000 $ 76,424 $ 82,000
New Haven, Connecticut 32 $ 4,560,000 $ 142,500 $ 96,000
Miami-Dade, Florida 32 $ 3,302,000 $ 103,187 $ 94,000
Oakland, Michigan 32 $ 3,718,000 $ 116,187 $ 115,000
Virginia Beach, Virginia 32 $ 2,547,000 $ 79,593 $ 109,000
Kern, California 31 $ 4,391,000 $ 141,645 $ 117,000
El Paso, Colorado 31 $ 3,058,000 $ 98,645 $ 69,000
Middlesex, Massachusetts 31 $ 6,433,000 $ 207,516 $ 103,000
Platte, Missouri 31 $ 4,298,000 $ 138,645 $ 94,000
Essex, New Jersey 31 $ 6,635,000 $ 214,032 $ 122,000
Erie, New York 31 $ 2,439,000 $ 78,677 $ 71,000
Contra Costa, California 30 $ 6,218,000 $ 207,266 $ 133,000
Orange, Florida 30 $ 2,174,000 $ 72,466 $ 68,000
Dakota, Minnesota 30 $ 5,101,000 $ 170,033 $ 94,000
St. Louis, Missouri 30 $ 2,898,000 $ 96,600 $ 74,000
Gloucester, New Jersey 30 $ 3,198,000 $ 106,600 $ 95,000
Orange, New York 30 $ 3,449,000 $ 114,966 $ 92,000
Allegheny, Pennsylvania 30 $ 3,049,000 $ 101,633 $ 105,000
Loudoun, Virginia 30 $ 5,325,000 $ 177,500 $ 100,000
District of Columbia, District Of Columbia 29 $ 6,022,000 $ 207,655 $ 100,000
Union, New Jersey 29 $ 4,351,000 $ 150,034 $ 114,000
Pima, Arizona 28 $ 2,580,000 $ 92,142 $ 94,000
Hillsborough, Florida 28 $ 2,437,000 $ 87,035 $ 89,000
Passaic, New Jersey 28 $ 5,505,000 $ 196,607 $ 112,000
DuPage, Illinois 27 $ 2,920,000 $ 108,148 $ 89,000
Wyandotte, Kansas 27 $ 2,529,000 $ 93,666 $ 59,000
Palm Beach, Florida 26 $ 3,290,000 $ 126,538 $ 98,000
DeKalb, Georgia 26 $ 2,811,000 $ 108,115 $ 101,000
Washoe, Nevada 26 $ 4,301,000 $ 165,423 $ 105,000
Monroe, New York 26 $ 1,811,000 $ 69,653 $ 96,000
Summit, Ohio 26 $ 3,166,000 $ 121,769 $ 85,000
Delaware, Pennsylvania 26 $ 2,993,000 $ 115,115 $ 89,000
Rockingham, New Hampshire 25 $ 3,536,000 $ 141,440 $ 113,000
Dutchess, New York 25 $ 3,703,000 $ 148,120 $ 90,000
San Joaquin, California 24 $ 3,866,000 $ 161,083 $ 99,000
Duval, Florida 24 $ 2,368,000 $ 98,666 $ 90,000
Pinellas, Florida 24 $ 2,655,000 $ 110,625 $ 81,000
Hudson, New Jersey 24 $ 4,885,000 $ 203,541 $ 138,000
Multnomah, Oregon 24 $ 3,314,000 $ 138,083 $ 77,000
Salt Lake, Utah 24 $ 2,553,000 $ 106,375 $ 75,000
Lake, Illinois 23 $ 3,588,000 $ 156,000 $ 153,000
Bristol, Massachusetts 23 $ 3,211,000 $ 139,608 $ 89,000
Hillsborough, New Hampshire 23 $ 3,740,000 $ 162,608 $ 93,000
Queens, New York 23 $ 3,679,000 $ 159,956 $ 80,000
Clark, Washington 23 $ 2,274,000 $ 98,869 $ 84,000
Brevard, Florida 22 $ 1,443,000 $ 65,590 $ 57,000
Ada, Idaho 22 $ 2,433,000 $ 110,590 $ 88,000
Lake, Indiana 22 $ 1,734,000 $ 78,818 $ 78,000
Essex, Massachusetts 22 $ 3,675,000 $ 167,045 $ 91,000
Macomb, Michigan 22 $ 1,448,000 $ 65,818 $ 63,000
Somerset, New Jersey 22 $ 4,516,000 $ 205,272 $ 128,000
York, Pennsylvania 22 $ 1,434,000 $ 65,181 $ 67,000
Providence, Rhode Island 22 $ 2,894,000 $ 131,545 $ 89,000
Alameda, California 21 $ 5,411,000 $ 257,666 $ 174,000
Onondaga, New York 21 $ 1,863,000 $ 88,714 $ 77,000
Westchester, New York 21 $ 5,594,000 $ 266,380 $ 182,000
Guilford, North Carolina 21 $ 1,222,000 $ 58,190 $ 82,000
Milwaukee, Wisconsin 21 $ 1,616,000 $ 76,952 $ 69,000
Cherokee, Georgia 20 $ 1,760,000 $ 88,000 $ 80,000
St. Tammany, Louisiana 20 $ 2,358,000 $ 117,900 $ 96,000
Mercer, New Jersey 20 $ 3,265,000 $ 163,250 $ 112,000
Lancaster, Pennsylvania 20 $ 1,869,000 $ 93,450 $ 99,000
Stafford, Virginia 20 $ 2,582,000 $ 129,100 $ 98,000
Lee, Florida 19 $ 1,491,000 $ 78,473 $ 108,000
Santa Clara, California 18 $ 4,650,000 $ 258,333 $ 110,000
Hamilton, Indiana 18 $ 1,134,000 $ 63,000 $ 86,000
Osage, Kansas 18 $ 1,687,000 $ 93,722 $ 54,000
Sedgwick, Kansas 18 $ 1,194,000 $ 66,333 $ 95,000
Charles, Maryland 18 $ 2,089,000 $ 116,055 $ 78,000
Atlantic, New Jersey 18 $ 2,552,000 $ 141,777 $ 76,000
Medina, Ohio 18 $ 1,823,000 $ 101,277 $ 92,000
Lehigh, Pennsylvania 18 $ 1,916,000 $ 106,444 $ 100,000
Spotsylvania, Virginia 18 $ 2,007,000 $ 111,500 $ 96,000
Fresno, California 17 $ 2,470,000 $ 145,294 $ 88,000
Collier, Florida 17 $ 2,428,000 $ 142,823 $ 124,000
Marion, Indiana 17 $ 1,019,000 $ 59,941 $ 69,000
Plymouth, Massachusetts 17 $ 2,771,000 $ 163,000 $ 94,000
Sussex, New Jersey 17 $ 2,565,000 $ 150,882 $ 85,000
Berks, Pennsylvania 17 $ 1,308,000 $ 76,941 $ 92,000
Chesterfield, Virginia 17 $ 1,430,000 $ 84,117 $ 81,000
Solano, California 16 $ 2,714,000 $ 169,625 $ 99,000
Ventura, California 16 $ 4,014,000 $ 250,875 $ 96,000
Arapahoe, Colorado 16 $ 1,878,000 $ 117,375 $ 86,000
Kane, Illinois 16 $ 2,928,000 $ 183,000 $ 99,000
Miami, Kansas 16 $ 1,981,000 $ 123,812 $ 77,000
Kings, New York 16 $ 2,650,000 $ 165,625 $ 76,000
Butler, Ohio 16 $ 1,812,000 $ 113,250 $ 138,000
Clackamas, Oregon 16 $ 2,300,000 $ 143,750 $ 93,000
Washington, Oregon 16 $ 1,104,000 $ 69,000 $ 74,000
Monroe, Pennsylvania 16 $ 1,786,000 $ 111,625 $ 84,000
Pasco, Florida 15 $ 1,306,000 $ 87,066 $ 70,000
Volusia, Florida 15 $ 1,174,000 $ 78,266 $ 90,000
Forsyth, Georgia 15 $ 1,996,000 $ 133,066 $ 137,000
McHenry, Illinois 15 $ 1,966,000 $ 131,066 $ 83,000
Jefferson, Louisiana 15 $ 1,132,000 $ 75,466 $ 52,000
Frederick, Maryland 15 $ 2,387,000 $ 159,133 $ 91,000
Harford, Maryland 15 $ 1,317,000 $ 87,800 $ 91,000
Howard, Maryland 15 $ 1,745,000 $ 116,333 $ 95,000
St. Charles, Missouri 15 $ 1,471,000 $ 98,066 $ 72,000
Union, North Carolina 15 $ 976,000 $ 65,066 $ 79,000
Stark, Ohio 15 $ 942,000 $ 62,800 $ 84,000
Warren, Ohio 15 $ 1,464,000 $ 97,600 $ 83,000
Harris, Texas 15 $ 2,762,000 $ 184,133 $ 107,000
Spokane, Washington 15 $ 1,282,000 $ 85,466 $ 71,000
Adams, Colorado 14 $ 1,174,000 $ 83,857 $ 67,000
Polk, Florida 14 $ 1,180,000 $ 84,285 $ 103,000
Sarasota, Florida 14 $ 1,528,000 $ 109,142 $ 139,000
Henry, Georgia 14 $ 849,000 $ 60,642 $ 90,000
Polk, Iowa 14 $ 958,000 $ 68,428 $ 82,000
Jefferson, Kentucky 14 $ 1,201,000 $ 85,785 $ 81,000
York, Maine 14 $ 1,753,000 $ 125,214 $ 81,000
Anoka, Minnesota 14 $ 1,449,000 $ 103,500 $ 60,000
Saratoga, New York 14 $ 1,162,000 $ 83,000 $ 60,000
Cumberland, North Carolina 14 $ 702,000 $ 50,142 $ 98,000
Charleston, South Carolina 14 $ 2,329,000 $ 166,357 $ 98,000
Utah, Utah 14 $ 1,782,000 $ 127,285 $ 123,000
Henrico, Virginia 14 $ 1,492,000 $ 106,571 $ 83,000
Whatcom, Washington 14 $ 1,496,000 $ 106,857 $ 75,000
Jefferson, West Virginia 14 $ 2,042,000 $ 145,857 $ 75,000
Mohave, Arizona 13 $ 909,000 $ 69,923 $ 67,000
Placer, California 13 $ 1,735,000 $ 133,461 $ 98,000
Kent, Delaware 13 $ 1,320,000 $ 101,538 $ 80,000
Orleans, Louisiana 13 $ 1,807,000 $ 139,000 $ 145,000
Norfolk, Massachusetts 13 $ 1,982,000 $ 152,461 $ 96,000
Scott, Minnesota 13 $ 2,059,000 $ 158,384 $ 87,000
Ray, Missouri 13 $ 1,583,000 $ 121,769 $ 57,000
Hamilton, Ohio 13 $ 1,338,000 $ 102,923 $ 97,000
Oklahoma, Oklahoma 13 $ 1,192,000 $ 91,692 $ 64,000
Northampton, Pennsylvania 13 $ 1,339,000 $ 103,000 $ 90,000
Berkeley, West Virginia 13 $ 1,437,000 $ 110,538 $ 110,000
Tulare, California 12 $ 1,226,000 $ 102,166 $ 136,000
Paulding, Georgia 12 $ 1,223,000 $ 101,916 $ 65,000
Allen, Indiana 12 $ 633,000 $ 52,750 $ 61,000
Barnstable, Massachusetts 12 $ 1,970,000 $ 164,166 $ 99,000
Hampden, Massachusetts 12 $ 586,000 $ 48,833 $ 61,000
Washtenaw, Michigan 12 $ 1,431,000 $ 119,250 $ 96,000
DeSoto, Mississippi 12 $ 1,078,000 $ 89,833 $ 74,000
Sarpy, Nebraska 12 $ 780,000 $ 65,000 $ 89,000
Ulster, New York 12 $ 1,186,000 $ 98,833 $ 48,000
Johnston, North Carolina 12 $ 1,305,000 $ 108,750 $ 70,000
Tulsa, Oklahoma 12 $ 520,000 $ 43,333 $ 58,000
Dauphin, Pennsylvania 12 $ 1,104,000 $ 92,000 $ 58,000
Berkeley, South Carolina 12 $ 796,000 $ 66,333 $ 60,000
Pinal, Arizona 11 $ 763,000 $ 69,363 $ 72,000
Pulaski, Arkansas 11 $ 1,798,000 $ 163,454 $ 98,000
Okaloosa, Florida 11 $ 1,018,000 $ 92,545 $ 70,000
Honolulu, Hawaii 11 $ 3,013,000 $ 273,909 $ 95,000
Douglas, Kansas 11 $ 1,723,000 $ 156,636 $ 86,000
Cumberland, Maine 11 $ 2,053,000 $ 186,636 $ 115,000
Calvert, Maryland 11 $ 1,191,000 $ 108,272 $ 97,000
Carroll, Maryland 11 $ 1,374,000 $ 124,909 $ 146,000
Richmond, New York 11 $ 1,629,000 $ 148,090 $ 83,000
Clermont, Ohio 11 $ 1,313,000 $ 119,363 $ 149,000
Delaware, Ohio 11 $ 883,000 $ 80,272 $ 80,000
Greene, Ohio 11 $ 1,204,000 $ 109,454 $ 91,000
Lake, Ohio 11 $ 914,000 $ 83,090 $ 62,000
Luzerne, Pennsylvania 11 $ 1,019,000 $ 92,636 $ 86,000
Greenville, South Carolina 11 $ 869,000 $ 79,000 $ 79,000
Chittenden, Vermont 11 $ 2,296,000 $ 208,727 $ 134,000
Norfolk, Virginia 11 $ 1,003,000 $ 91,181 $ 69,000
Santa Barbara, California 10 $ 2,121,000 $ 212,100 $ 96,000
Tolland, Connecticut 10 $ 1,349,000 $ 134,900 $ 113,000
Sussex, Delaware 10 $ 1,420,000 $ 142,000 $ 79,000
Escambia, Florida 10 $ 2,045,000 $ 204,500 $ 137,000
Lake, Florida 10 $ 624,000 $ 62,400 $ 76,000
Santa Rosa, Florida 10 $ 498,000 $ 49,800 $ 77,000
Seminole, Florida 10 $ 1,259,000 $ 125,900 $ 85,000
Jefferson, Kansas 10 $ 725,000 $ 72,500 $ 58,000
Leavenworth, Kansas 10 $ 774,000 $ 77,400 $ 59,000
Lafayette, Louisiana 10 $ 1,271,000 $ 127,100 $ 68,000
Suffolk, Massachusetts 10 $ 1,632,000 $ 163,200 $ 70,000
Washington, Minnesota 10 $ 1,172,000 $ 117,200 $ 80,000
Clinton, Missouri 10 $ 1,264,000 $ 126,400 $ 55,000
Hunterdon, New Jersey 10 $ 1,965,000 $ 196,500 $ 105,000
Cabarrus, North Carolina 10 $ 694,000 $ 69,400 $ 87,000
Durham, North Carolina 10 $ 1,704,000 $ 170,400 $ 218,000
Cumberland, Pennsylvania 10 $ 671,000 $ 67,100 $ 49,000
Westmoreland, Pennsylvania 10 $ 914,000 $ 91,400 $ 53,000
York, South Carolina 10 $ 814,000 $ 81,400 $ 84,000
Thurston, Washington 10 $ 1,080,000 $ 108,000 $ 90,000
Stanislaus, California 9 $ 1,155,000 $ 128,333 $ 82,000
Litchfield, Connecticut 9 $ 1,588,000 $ 176,444 $ 81,000
Middlesex, Connecticut 9 $ 1,201,000 $ 133,444 $ 91,000
Bibb, Georgia 9 $ 679,000 $ 75,444 $ 93,000
Chatham, Georgia 9 $ 740,000 $ 82,222 $ 67,000
Fayette, Georgia 9 $ 1,027,000 $ 114,111 $ 105,000
Baltimore City, Maryland 9 $ 683,000 $ 75,888 $ 65,000
Johnson, Missouri 9 $ 1,048,000 $ 116,444 $ 60,000
Merrimack, New Hampshire 9 $ 1,261,000 $ 140,111 $ 77,000
Cape May, New Jersey 9 $ 1,859,000 $ 206,555 $ 95,000
New York, New York 9 $ 2,575,000 $ 286,111 $ 739,000
Niagara, New York 9 $ 860,000 $ 95,555 $ 72,000
Rensselaer, New York 9 $ 555,000 $ 61,666 $ 58,000
New Hanover, North Carolina 9 $ 882,000 $ 98,000 $ 78,000
Lucas, Ohio 9 $ 1,027,000 $ 114,111 $ 68,000
Marion, Oregon 9 $ 967,000 $ 107,444 $ 78,000
Lackawanna, Pennsylvania 9 $ 823,000 $ 91,444 $ 68,000
Horry, South Carolina 9 $ 930,000 $ 103,333 $ 112,000
Richland, South Carolina 9 $ 844,000 $ 93,777 $ 74,000
Frederick, Virginia 9 $ 935,000 $ 103,888 $ 84,000
Coconino, Arizona 8 $ 1,621,000 $ 202,625 $ 75,000
San Luis Obispo, California 8 $ 2,143,000 $ 267,875 $ 118,000
Jefferson, Colorado 8 $ 607,000 $ 75,875 $ 76,000
Martin, Florida 8 $ 1,328,000 $ 166,000 $ 109,000
Coweta, Georgia 8 $ 542,000 $ 67,750 $ 61,000
Hall, Georgia 8 $ 932,000 $ 116,500 $ 81,000
Bossier, Louisiana 8 $ 680,000 $ 85,000 $ 80,000
Androscoggin, Maine 8 $ 989,000 $ 123,625 $ 100,000
Kent, Michigan 8 $ 355,000 $ 44,375 $ 73,000
Monroe, Michigan 8 $ 507,000 $ 63,375 $ 61,000
Madison, Mississippi 8 $ 1,319,000 $ 164,875 $ 85,000
Rankin, Mississippi 8 $ 590,000 $ 73,750 $ 65,000
Christian, Missouri 8 $ 825,000 $ 103,125 $ 65,000
Lafayette, Missouri 8 $ 612,000 $ 76,500 $ 49,000
Morgan, Missouri 8 $ 849,000 $ 106,125 $ 93,000
Belknap, New Hampshire 8 $ 731,000 $ 91,375 $ 70,000
Warren, New Jersey 8 $ 1,203,000 $ 150,375 $ 93,000
Oneida, New York 8 $ 455,000 $ 56,875 $ 89,000
Rockland, New York 8 $ 2,051,000 $ 256,375 $ 104,000
Gaston, North Carolina 8 $ 775,000 $ 96,875 $ 77,000
Iredell, North Carolina 8 $ 443,000 $ 55,375 $ 67,000
Montgomery, Ohio 8 $ 906,000 $ 113,250 $ 77,000
Washington, Pennsylvania 8 $ 672,000 $ 84,000 $ 73,000
Beaufort, South Carolina 8 $ 1,087,000 $ 135,875 $ 111,000
Dallas, Texas 8 $ 1,463,000 $ 182,875 $ 96,000
Davis, Utah 8 $ 553,000 $ 69,125 $ 115,000
Kitsap, Washington 8 $ 1,046,000 $ 130,750 $ 107,000
Dane, Wisconsin 8 $ 1,374,000 $ 171,750 $ 128,000
Waukesha, Wisconsin 8 $ 1,270,000 $ 158,750 $ 98,000
Jefferson, Alabama 7 $ 1,974,000 $ 282,000 $ 114,000
Shelby, Alabama 7 $ 1,592,000 $ 227,428 $ 108,000
Cochise, Arizona 7 $ 435,000 $ 62,142 $ 65,000
El Dorado, California 7 $ 1,498,000 $ 214,000 $ 72,000
Sonoma, California 7 $ 1,129,000 $ 161,285 $ 102,000
Douglas, Colorado 7 $ 740,000 $ 105,714 $ 68,000
Weld, Colorado 7 $ 536,000 $ 76,571 $ 95,000
New London, Connecticut 7 $ 718,000 $ 102,571 $ 115,000
Manatee, Florida 7 $ 547,000 $ 78,142 $ 101,000
Nassau, Florida 7 $ 612,000 $ 87,428 $ 114,000
Sangamon, Illinois 7 $ 714,000 $ 102,000 $ 102,000
Hendricks, Indiana 7 $ 273,000 $ 39,000 $ 79,000
Jackson, Kansas 7 $ 568,000 $ 81,142 $ 42,000
Ascension, Louisiana 7 $ 502,000 $ 71,714 $ 74,000
Hampshire, Massachusetts 7 $ 818,000 $ 116,857 $ 75,000
Livingston, Michigan 7 $ 630,000 $ 90,000 $ 96,000
Ramsey, Minnesota 7 $ 1,095,000 $ 156,428 $ 85,000
Greene, Missouri 7 $ 437,000 $ 62,428 $ 53,000
St. Louis City, Missouri 7 $ 553,000 $ 79,000 $ 41,000
Sandoval, New Mexico 7 $ 591,000 $ 84,428 $ 82,000
Bronx, New York 7 $ 1,344,000 $ 192,000 $ 116,000
Clinton, New York 7 $ 485,000 $ 69,285 $ 73,000
Alamance, North Carolina 7 $ 531,000 $ 75,857 $ 73,000
Erie, Ohio 7 $ 616,000 $ 88,000 $ 36,000
Lorain, Ohio 7 $ 631,000 $ 90,142 $ 89,000
Mahoning, Ohio 7 $ 646,000 $ 92,285 $ 67,000
Deschutes, Oregon 7 $ 1,181,000 $ 168,714 $ 78,000
Adams, Pennsylvania 7 $ 589,000 $ 84,142 $ 50,000
Butler, Pennsylvania 7 $ 733,000 $ 104,714 $ 85,000
Franklin, Pennsylvania 7 $ 462,000 $ 66,000 $ 62,000
Washington, Rhode Island 7 $ 1,932,000 $ 276,000 $ 143,000
Sumter, South Carolina 7 $ 511,000 $ 73,000 $ 69,000
Hamilton, Tennessee 7 $ 1,341,000 $ 191,571 $ 92,000
Chesapeake, Virginia 7 $ 573,000 $ 81,857 $ 93,000
Hampton, Virginia 7 $ 309,000 $ 44,142 $ 89,000
Newport News, Virginia 7 $ 341,000 $ 48,714 $ 59,000
Kanawha, West Virginia 7 $ 693,000 $ 99,000 $ 67,000
Brown, Wisconsin 7 $ 991,000 $ 141,571 $ 66,000
Yuma, Arizona 6 $ 1,192,000 $ 198,666 $ 143,000
Benton, Arkansas 6 $ 946,000 $ 157,666 $ 84,000
Merced, California 6 $ 1,083,000 $ 180,500 $ 111,000
Monterey, California 6 $ 2,187,000 $ 364,500 $ 112,000
San Francisco, California 6 $ 2,338,000 $ 389,666 $ 93,000
San Mateo, California 6 $ 2,263,000 $ 377,166 $ 151,000
Bay, Florida 6 $ 224,000 $ 37,333 $ 65,000
Clay, Florida 6 $ 514,000 $ 85,666 $ 78,000
Hernando, Florida 6 $ 450,000 $ 75,000 $ 63,000
Marion, Florida 6 $ 662,000 $ 110,333 $ 59,000
Canyon, Idaho 6 $ 295,000 $ 49,166 $ 43,000
Vanderburgh, Indiana 6 $ 319,000 $ 53,166 $ 78,000
Linn, Iowa 6 $ 351,000 $ 58,500 $ 75,000
Bourbon, Kansas 6 $ 352,000 $ 58,666 $ 69,000
Calcasieu, Louisiana 6 $ 533,000 $ 88,833 $ 79,000
East Baton Rouge, Louisiana 6 $ 511,000 $ 85,166 $ 125,000
Cecil, Maryland 6 $ 569,000 $ 94,833 $ 83,000
St. Mary's, Maryland 6 $ 764,000 $ 127,333 $ 81,000
Washington, Maryland 6 $ 598,000 $ 99,666 $ 80,000
Grand Traverse, Michigan 6 $ 705,000 $ 117,500 $ 79,000
Ingham, Michigan 6 $ 487,000 $ 81,166 $ 106,000
Kalamazoo, Michigan 6 $ 360,000 $ 60,000 $ 64,000
Lenawee, Michigan 6 $ 510,000 $ 85,000 $ 80,000
St. Louis, Minnesota 6 $ 619,000 $ 103,166 $ 93,000
Harrison, Mississippi 6 $ 493,000 $ 82,166 $ 57,000
Hinds, Mississippi 6 $ 529,000 $ 88,166 $ 85,000
Jackson, Mississippi 6 $ 522,000 $ 87,000 $ 90,000
Jefferson, Missouri 6 $ 673,000 $ 112,166 $ 72,000
Douglas, Nevada 6 $ 1,225,000 $ 204,166 $ 82,000
Santa Fe, New Mexico 6 $ 1,028,000 $ 171,333 $ 90,000
Albany, New York 6 $ 416,000 $ 69,333 $ 51,000
Broome, New York 6 $ 269,000 $ 44,833 $ 80,000
Columbia, New York 6 $ 525,000 $ 87,500 $ 166,000
Schenectady, New York 6 $ 474,000 $ 79,000 $ 68,000
Buncombe, North Carolina 6 $ 427,000 $ 71,166 $ 50,000
Catawba, North Carolina 6 $ 378,000 $ 63,000 $ 106,000
Cleveland, North Carolina 6 $ 521,000 $ 86,833 $ 67,000
Forsyth, North Carolina 6 $ 301,000 $ 50,166 $ 48,000
Rowan, North Carolina 6 $ 473,000 $ 78,833 $ 56,000
Clark, Ohio 6 $ 1,052,000 $ 175,333 $ 67,000
Licking, Ohio 6 $ 978,000 $ 163,000 $ 165,000
Miami, Ohio 6 $ 229,000 $ 38,166 $ 79,000
Richland, Ohio 6 $ 217,000 $ 36,166 $ 68,000
Erie, Pennsylvania 6 $ 546,000 $ 91,000 $ 69,000
Northumberland, Pennsylvania 6 $ 390,000 $ 65,000 $ 73,000
Pike, Pennsylvania 6 $ 460,000 $ 76,666 $ 60,000
Schuylkill, Pennsylvania 6 $ 348,000 $ 58,000 $ 60,000
Aiken, South Carolina 6 $ 827,000 $ 137,833 $ 107,000
Dorchester, South Carolina 6 $ 429,000 $ 71,500 $ 57,000
Knox, Tennessee 6 $ 1,203,000 $ 200,500 $ 130,000
Shelby, Tennessee 6 $ 1,309,000 $ 218,166 $ 80,000
Windsor, Vermont 6 $ 833,000 $ 138,833 $ 131,000
Alexandria, Virginia 6 $ 2,030,000 $ 338,333 $ 112,000
Hanover, Virginia 6 $ 677,000 $ 112,833 $ 81,000
Cabell, West Virginia 6 $ 310,000 $ 51,666 $ 59,000
Butte, California 5 $ 633,000 $ 126,600 $ 70,000
Kings, California 5 $ 323,000 $ 64,600 $ 58,000
Madera, California 5 $ 996,000 $ 199,200 $ 59,000
Alachua, Florida 5 $ 372,000 $ 74,400 $ 80,000
Charlotte, Florida 5 $ 217,000 $ 43,400 $ 60,000
Leon, Florida 5 $ 389,000 $ 77,800 $ 126,000
St. Johns, Florida 5 $ 517,000 $ 103,400 $ 177,000
St. Lucie, Florida 5 $ 356,000 $ 71,200 $ 138,000
Camden, Georgia 5 $ 341,000 $ 68,200 $ 77,000
Carroll, Georgia 5 $ 547,000 $ 109,400 $ 65,000
Douglas, Georgia 5 $ 377,000 $ 75,400 $ 78,000
Houston, Georgia 5 $ 300,000 $ 60,000 $ 72,000
Muscogee, Georgia 5 $ 503,000 $ 100,600 $ 83,000
Kendall, Illinois 5 $ 687,000 $ 137,400 $ 92,000
St. Clair, Illinois 5 $ 379,000 $ 75,800 $ 72,000
Tazewell, Illinois 5 $ 215,000 $ 43,000 $ 102,000
Winnebago, Illinois 5 $ 335,000 $ 67,000 $ 68,000
Elkhart, Indiana 5 $ 360,000 $ 72,000 $ 100,000
Franklin, Kansas 5 $ 386,000 $ 77,200 $ 64,000
Fayette, Kentucky 5 $ 337,000 $ 67,400 $ 69,000
Livingston, Louisiana 5 $ 340,000 $ 68,000 $ 71,000
Kennebec, Maine 5 $ 405,000 $ 81,000 $ 69,000
Berkshire, Massachusetts 5 $ 965,000 $ 193,000 $ 136,000
Berrien, Michigan 5 $ 587,000 $ 117,400 $ 65,000
Lancaster, Nebraska 5 $ 404,000 $ 80,800 $ 73,000
Lyon, Nevada 5 $ 510,000 $ 102,000 $ 62,000
Cumberland, New Jersey 5 $ 157,000 $ 31,400 $ 64,000
Dona Ana, New Mexico 5 $ 346,000 $ 69,200 $ 79,000
San Juan, New Mexico 5 $ 439,000 $ 87,800 $ 93,000
Chautauqua, New York 5 $ 190,000 $ 38,000 $ 53,000
Chemung, New York 5 $ 454,000 $ 90,800 $ 92,000
Genesee, New York 5 $ 221,000 $ 44,200 $ 66,000
Ontario, New York 5 $ 363,000 $ 72,600 $ 61,000
Burke, North Carolina 5 $ 255,000 $ 51,000 $ 54,000
Craven, North Carolina 5 $ 167,000 $ 33,400 $ 63,000
Onslow, North Carolina 5 $ 244,000 $ 48,800 $ 72,000
Sandusky, Ohio 5 $ 402,000 $ 80,400 $ 50,000
Canadian, Oklahoma 5 $ 156,000 $ 31,200 $ 66,000
Jackson, Oregon 5 $ 1,021,000 $ 204,200 $ 95,000
Lane, Oregon 5 $ 194,000 $ 38,800 $ 60,000
Kent, Rhode Island 5 $ 525,000 $ 105,000 $ 69,000
Lexington, South Carolina 5 $ 578,000 $ 115,600 $ 71,000
Pickens, South Carolina 5 $ 353,000 $ 70,600 $ 137,000
Spartanburg, South Carolina 5 $ 892,000 $ 178,400 $ 81,000
Minnehaha, South Dakota 5 $ 435,000 $ 87,000 $ 66,000
Bexar, Texas 5 $ 978,000 $ 195,600 $ 95,000
Collin, Texas 5 $ 833,000 $ 166,600 $ 109,000
Fort Bend, Texas 5 $ 850,000 $ 170,000 $ 134,000
James City, Virginia 5 $ 811,000 $ 162,200 $ 126,000
Louisa, Virginia 5 $ 563,000 $ 112,600 $ 62,000
Suffolk, Virginia 5 $ 305,000 $ 61,000 $ 87,000
York, Virginia 5 $ 464,000 $ 92,800 $ 74,000
Clallam, Washington 5 $ 484,000 $ 96,800 $ 53,000
Cowlitz, Washington 5 $ 284,000 $ 56,800 $ 111,000
Greenbrier, West Virginia 5 $ 413,000 $ 82,600 $ 39,000
Yavapai, Arizona 4 $ 769,000 $ 192,250 $ 95,000
Garland, Arkansas 4 $ 460,000 $ 115,000 $ 84,000
Saline, Arkansas 4 $ 307,000 $ 76,750 $ 34,000
Lake, California 4 $ 537,000 $ 134,250 $ 52,000
Nevada, California 4 $ 807,000 $ 201,750 $ 95,000
Tuolumne, California 4 $ 609,000 $ 152,250 $ 83,000
Denver, Colorado 4 $ 442,000 $ 110,500 $ 82,000
La Plata, Colorado 4 $ 953,000 $ 238,250 $ 204,000
Mesa, Colorado 4 $ 188,000 $ 47,000 $ 58,000
Osceola, Florida 4 $ 297,000 $ 74,250 $ 78,000
Barrow, Georgia 4 $ 146,000 $ 36,500 $ 57,000
Catoosa, Georgia 4 $ 187,000 $ 46,750 $ 73,000
Clarke, Georgia 4 $ 224,000 $ 56,000 $ 51,000
Clayton, Georgia 4 $ 386,000 $ 96,500 $ 59,000
Columbia, Georgia 4 $ 262,000 $ 65,500 $ 81,000
Harris, Georgia 4 $ 153,000 $ 38,250 $ 65,000
Jackson, Georgia 4 $ 305,000 $ 76,250 $ 74,000
Spalding, Georgia 4 $ 329,000 $ 82,250 $ 55,000
Walton, Georgia 4 $ 138,000 $ 34,500 $ 51,000
Hawaii, Hawaii 4 $ 764,000 $ 191,000 $ 124,000
Maui, Hawaii 4 $ 1,248,000 $ 312,000 $ 79,000
Champaign, Illinois 4 $ 316,000 $ 79,000 $ 54,000
Effingham, Illinois 4 $ 432,000 $ 108,000 $ 82,000
Clinton, Indiana 4 $ 373,000 $ 93,250 $ 66,000
Delaware, Indiana 4 $ 229,000 $ 57,250 $ 71,000
Howard, Indiana 4 $ 219,000 $ 54,750 $ 66,000
LaPorte, Indiana 4 $ 354,000 $ 88,500 $ 58,000
Marshall, Indiana 4 $ 170,000 $ 42,500 $ 65,000
St. Joseph, Indiana 4 $ 355,000 $ 88,750 $ 135,000
Tippecanoe, Indiana 4 $ 273,000 $ 68,250 $ 63,000
Dallas, Iowa 4 $ 223,000 $ 55,750 $ 64,000
Jasper, Iowa 4 $ 259,000 $ 64,750 $ 59,000
Johnson, Iowa 4 $ 470,000 $ 117,500 $ 93,000
Woodbury, Iowa 4 $ 400,000 $ 100,000 $ 89,000
Reno, Kansas 4 $ 210,000 $ 52,500 $ 65,000
Kenton, Kentucky 4 $ 924,000 $ 231,000 $ 116,000
Caddo, Louisiana 4 $ 622,000 $ 155,500 $ 113,000
St. Bernard, Louisiana 4 $ 581,000 $ 145,250 $ 88,000
Cass, Michigan 4 $ 380,000 $ 95,000 $ 78,000
Genesee, Michigan 4 $ 179,000 $ 44,750 $ 46,000
Hillsdale, Michigan 4 $ 498,000 $ 124,500 $ 107,000
Ionia, Michigan 4 $ 327,000 $ 81,750 $ 62,000
Van Buren, Michigan 4 $ 546,000 $ 136,500 $ 120,000
Carver, Minnesota 4 $ 758,000 $ 189,500 $ 163,000
Olmsted, Minnesota 4 $ 332,000 $ 83,000 $ 99,000
Stearns, Minnesota 4 $ 154,000 $ 38,500 $ 74,000
Wright, Minnesota 4 $ 466,000 $ 116,500 $ 110,000
Panola, Mississippi 4 $ 181,000 $ 45,250 $ 58,000
Buchanan, Missouri 4 $ 242,000 $ 60,500 $ 95,000
Pulaski, Missouri 4 $ 419,000 $ 104,750 $ 76,000
Stone, Missouri 4 $ 536,000 $ 134,000 $ 361,000
Yellowstone, Montana 4 $ 480,000 $ 120,000 $ 86,000
Douglas, Nebraska 4 $ 305,000 $ 76,250 $ 81,000
Grafton, New Hampshire 4 $ 678,000 $ 169,500 $ 76,000
Strafford, New Hampshire 4 $ 286,000 $ 71,500 $ 104,000
Delaware, New York 4 $ 215,000 $ 53,750 $ 76,000
Oswego, New York 4 $ 401,000 $ 100,250 $ 194,000
Otsego, New York 4 $ 506,000 $ 126,500 $ 82,000
Putnam, New York 4 $ 849,000 $ 212,250 $ 93,000
Davidson, North Carolina 4 $ 269,000 $ 67,250 $ 75,000
Pitt, North Carolina 4 $ 221,000 $ 55,250 $ 65,000
Surry, North Carolina 4 $ 254,000 $ 63,500 $ 32,000
Ashtabula, Ohio 4 $ 190,000 $ 47,500 $ 49,000
Preble, Ohio 4 $ 415,000 $ 103,750 $ 45,000
Josephine, Oregon 4 $ 541,000 $ 135,250 $ 95,000
Polk, Oregon 4 $ 495,000 $ 123,750 $ 80,000
Cambria, Pennsylvania 4 $ 186,000 $ 46,500 $ 72,000
Carbon, Pennsylvania 4 $ 519,000 $ 129,750 $ 76,000
Centre, Pennsylvania 4 $ 180,000 $ 45,000 $ 62,000
Lebanon, Pennsylvania 4 $ 407,000 $ 101,750 $ 84,000
Mercer, Pennsylvania 4 $ 423,000 $ 105,750 $ 72,000
Newport, Rhode Island 4 $ 466,000 $ 116,500 $ 61,000
Kershaw, South Carolina 4 $ 360,000 $ 90,000 $ 107,000
Pennington, South Dakota 4 $ 261,000 $ 65,250 $ 79,000
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Mortgage Loan Application Detail Totals for National Bank of Kansas City in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 7,542 $860,140,000 $116,576 $1,000,000 $82,307 $3,050,000
Home Purchase 1,765 $296,386,000 $191,450 $2,812,000 $105,000 $1,158,000
Home Improvement 472 $34,958,000 $69,630 $360,000 $75,891 $1,273,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not Provided 7,142 $701,639,000 $103,134 $2,812,000 $80,769 $1,337,000
White 2,303 $425,004,000 $202,250 $960,000 $104,326 $1,454,000
Asian 121 $27,819,000 $217,720 $754,000 $131,360 $3,050,000
Hispanic 86 $14,571,000 $197,181 $533,000 $100,272 $300,000
Black or African American 75 $11,989,000 $212,650 $658,000 $94,100 $282,000
Not applicable 30 $6,317,000 $221,235 $384,000 $115,000 $255,000
American Indian or Alaskan Native 18 $3,545,000 $233,545 $526,000 $86,454 $135,000
Native Hawaiian or Other Pacific Islander 4 $600,000 $170,000 $245,000 $88,000 $120,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 9,462 $1,158,382,000 $122,134 $2,812,000 $86,423 $3,050,000
FHA-insured (Federal Housing Administration) 240 $22,259,000 $103,666 $187,000 $42,000 $206,000
VA-guaranteed (Veterans Administration) 68 $9,680,000 $182,222 $240,000 $61,222 $122,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 9 $1,163,000 $129,000 $180,000 $47,000 $66,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 8,569 $1,037,776,000 $119,807 $1,000,000 $86,846 $3,050,000
Application Denied By Financial Institution 865 $86,969,000 $108,000 $2,812,000 $76,060 $980,000
Application Approved But Not Accepted 260 $50,448,000 $221,595 $720,000 $103,880 $803,000
Application Withdrawn By Applicant 84 $16,266,000 $202,785 $975,000 $107,107 $1,158,000
File Closed For Incompleteness 1 $25,000 $25,000 $25,000 $60,000 $60,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit Application Incomplete 493 $45,858,000 $88,891 $613,000 $66,304 $300,000
Other 199 $22,040,000 $117,725 $2,812,000 $77,875 $980,000
Collateral 106 $10,229,000 $113,090 $800,000 $83,545 $362,000
Debt-To-Income Ratio 29 $4,404,000 $175,750 $451,000 $70,500 $170,000
Credit History 19 $1,760,000 $114,700 $250,000 $147,000 $709,000
Unverifiable Information 8 $1,817,000 $227,125 $487,000 $92,375 $240,000
Employment History 6 $274,000 $40,400 $106,000 $69,800 $113,000
Insufficient Cash (Downpayment, Closing Cost) 5 $587,000 $154,000 $240,000 $92,333 $156,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into National Bank of Kansas City's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess National Bank of Kansas City's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet with aggregated HMDA statistics today.

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