National Bank Of Kansas City
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
National Bank Of Kansas City 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | National Bank Of Kansas City 10700 Nall Avenue Overland Park, KS 66211 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 9,779 |
| Total Mortgage Loan Application Amount | $1,191,484,000 |
| Average Mortgage Loan Application Amount | $127,711 |
| Highest Mortgage Loan Application Amount | $2,812,000 |
| Average Applicant Income | $88,093 |
| Highest Applicant Income | $3,050,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with National Bank Of Kansas City. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing National Bank Of Kansas City's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down National Bank Of Kansas City's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how National Bank Of Kansas City serves its applicants.
Each category highlights the total number of mortgage applications processed by National Bank Of Kansas City, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at National Bank Of Kansas City's mortgage activity for 2004.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| KANSAS CITY, MO-KS | 517 | $ 62,011,000 | $ 119,000 | $ 69,000 |
| TOPEKA, KS | 287 | $ 23,336,000 | $ 81,000 | $ 47,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 261 | $ 26,737,000 | $ 102,000 | $ 90,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 233 | $ 30,138,000 | $ 129,000 | $ 87,000 |
| PHILADELPHIA, PA | 197 | $ 27,615,000 | $ 140,000 | $ 90,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 175 | $ 21,066,000 | $ 120,000 | $ 92,000 |
| EDISON, NJ | 157 | $ 27,235,000 | $ 173,000 | $ 120,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 151 | $ 23,025,000 | $ 152,000 | $ 79,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 134 | $ 28,124,000 | $ 209,000 | $ 136,000 |
| BALTIMORE-TOWSON, MD | 133 | $ 16,131,000 | $ 121,000 | $ 101,000 |
| NEWARK-UNION, NJ-PA | 132 | $ 25,433,000 | $ 192,000 | $ 108,000 |
| CAMDEN, NJ | 131 | $ 16,927,000 | $ 129,000 | $ 108,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 127 | $ 19,329,000 | $ 152,000 | $ 89,000 |
| LAS VEGAS-PARADISE, NV | 118 | $ 19,618,000 | $ 166,000 | $ 102,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 109 | $ 13,395,000 | $ 122,000 | $ 87,000 |
| NEW YORK-WAYNE-WHITE PLAINS, NY-NJ | 99 | $ 20,371,000 | $ 205,000 | $ 192,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 98 | $ 9,202,000 | $ 93,000 | $ 93,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 90 | $ 7,714,000 | $ 85,000 | $ 86,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 86 | $ 6,676,000 | $ 77,000 | $ 86,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 73 | $ 6,848,000 | $ 93,000 | $ 79,000 |
| WARREN-FARMINGTON HILLS-TROY, MI | 67 | $ 6,322,000 | $ 94,000 | $ 94,000 |
| COLUMBUS, OH | 65 | $ 6,498,000 | $ 99,000 | $ 98,000 |
| ST. LOUIS, MO-IL | 64 | $ 5,907,000 | $ 92,000 | $ 68,000 |
| PITTSBURGH, PA | 61 | $ 5,605,000 | $ 91,000 | $ 82,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 58 | $ 6,245,000 | $ 107,000 | $ 117,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 58 | $ 7,366,000 | $ 127,000 | $ 125,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 58 | $ 6,926,000 | $ 119,000 | $ 78,000 |
| RALEIGH-CARY, NC | 58 | $ 5,298,000 | $ 91,000 | $ 84,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 58 | $ 8,748,000 | $ 150,000 | $ 94,000 |
| RICHMOND, VA | 57 | $ 5,265,000 | $ 92,000 | $ 74,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 57 | $ 11,978,000 | $ 210,000 | $ 114,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 55 | $ 6,013,000 | $ 109,000 | $ 94,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 55 | $ 7,152,000 | $ 130,000 | $ 91,000 |
| ORLANDO, FL | 54 | $ 4,354,000 | $ 80,000 | $ 76,000 |
| BETHESDA-FREDERICK-GAITHERSBURG, MD | 51 | $ 8,501,000 | $ 166,000 | $ 101,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 51 | $ 11,629,000 | $ 228,000 | $ 155,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 51 | $ 12,417,000 | $ 243,000 | $ 102,000 |
| DENVER-AURORA, CO | 50 | $ 5,030,000 | $ 100,000 | $ 76,000 |
| INDIANAPOLIS, IN | 49 | $ 3,059,000 | $ 62,000 | $ 70,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 45 | $ 4,990,000 | $ 110,000 | $ 81,000 |
| JACKSONVILLE, FL | 43 | $ 4,066,000 | $ 94,000 | $ 112,000 |
| WILMINGTON, DE-MD-NJ | 42 | $ 6,069,000 | $ 144,000 | $ 91,000 |
| ALBUQUERQUE, NM | 41 | $ 3,143,000 | $ 76,000 | $ 82,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 41 | $ 10,882,000 | $ 265,000 | $ 191,000 |
| BOSTON-QUINCY, MA | 40 | $ 6,385,000 | $ 159,000 | $ 89,000 |
| BUFFALO-NIAGARA FALLS, NY | 40 | $ 3,299,000 | $ 82,000 | $ 72,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 40 | $ 6,176,000 | $ 154,000 | $ 95,000 |
| TACOMA, WA | 39 | $ 3,971,000 | $ 101,000 | $ 120,000 |
| WORCESTER, MA | 39 | $ 5,386,000 | $ 138,000 | $ 97,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 38 | $ 3,630,000 | $ 95,000 | $ 81,000 |
| ROCHESTER, NY | 38 | $ 2,559,000 | $ 67,000 | $ 77,000 |
| ALBANY-SCHENECTADY-TROY, NY | 37 | $ 2,664,000 | $ 72,000 | $ 62,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 37 | $ 3,703,000 | $ 100,000 | $ 81,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 35 | $ 3,774,000 | $ 107,000 | $ 92,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 32 | $ 3,554,000 | $ 111,000 | $ 75,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 32 | $ 3,302,000 | $ 103,000 | $ 94,000 |
| NEW HAVEN-MILFORD, CT | 32 | $ 4,560,000 | $ 142,000 | $ 96,000 |
| BAKERSFIELD, CA | 31 | $ 4,391,000 | $ 141,000 | $ 117,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 31 | $ 6,433,000 | $ 207,000 | $ 103,000 |
| COLORADO SPRINGS, CO | 31 | $ 3,058,000 | $ 98,000 | $ 69,000 |
| DAYTON, OH | 29 | $ 2,754,000 | $ 94,000 | $ 73,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 29 | $ 3,822,000 | $ 131,000 | $ 111,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 29 | $ 6,022,000 | $ 207,000 | $ 100,000 |
| AKRON, OH | 28 | $ 3,224,000 | $ 115,000 | $ 83,000 |
| BOISE CITY-NAMPA, ID | 28 | $ 2,728,000 | $ 97,000 | $ 76,000 |
| GARY, IN | 28 | $ 2,564,000 | $ 91,000 | $ 104,000 |
| SALT LAKE CITY, UT | 28 | $ 2,811,000 | $ 100,000 | $ 83,000 |
| TUCSON, AZ | 28 | $ 2,580,000 | $ 92,000 | $ 94,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 27 | $ 3,914,000 | $ 144,000 | $ 97,000 |
| SYRACUSE, NY | 27 | $ 2,344,000 | $ 86,000 | $ 106,000 |
| HOUSTON-BAYTOWN-SUGAR LAND, TX | 26 | $ 4,636,000 | $ 178,000 | $ 114,000 |
| RENO-SPARKS, NV | 26 | $ 4,301,000 | $ 165,000 | $ 105,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 26 | $ 3,290,000 | $ 126,000 | $ 98,000 |
| GREENSBORO-HIGH POINT, NC | 25 | $ 1,538,000 | $ 61,000 | $ 77,000 |
| OKLAHOMA CITY, OK | 25 | $ 1,876,000 | $ 75,000 | $ 61,000 |
| STOCKTON, CA | 24 | $ 3,866,000 | $ 161,000 | $ 99,000 |
| HARRISBURG-CARLISLE, PA | 23 | $ 1,827,000 | $ 79,000 | $ 59,000 |
| JACKSON, MS | 23 | $ 2,506,000 | $ 108,000 | $ 77,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 23 | $ 3,588,000 | $ 156,000 | $ 153,000 |
| MANCHESTER-NASHUA, NH | 23 | $ 3,740,000 | $ 162,000 | $ 93,000 |
| ESSEX COUNTY, MA | 22 | $ 3,675,000 | $ 167,000 | $ 91,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 22 | $ 1,443,000 | $ 65,000 | $ 57,000 |
| SPRINGFIELD, MA | 22 | $ 1,538,000 | $ 69,000 | $ 72,000 |
| YORK-HANOVER, PA | 22 | $ 1,434,000 | $ 65,000 | $ 67,000 |
| BATON ROUGE, LA | 21 | $ 1,678,000 | $ 79,000 | $ 79,000 |
| DES MOINES, IA | 21 | $ 1,590,000 | $ 75,000 | $ 73,000 |
| SARASOTA-BRADENTON-VENICE, FL | 21 | $ 2,075,000 | $ 98,000 | $ 126,000 |
| SCRANTON--WILKES-BARRE, PA | 21 | $ 1,872,000 | $ 89,000 | $ 74,000 |
| TULSA, OK | 21 | $ 1,189,000 | $ 56,000 | $ 70,000 |
| LANCASTER, PA | 20 | $ 1,869,000 | $ 93,000 | $ 99,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 20 | $ 2,543,000 | $ 127,000 | $ 125,000 |
| TRENTON-EWING, NJ | 20 | $ 3,265,000 | $ 163,000 | $ 112,000 |
| WICHITA, KS | 20 | $ 1,272,000 | $ 63,000 | $ 93,000 |
| CAPE CORAL-FORT MYERS, FL | 19 | $ 1,491,000 | $ 78,000 | $ 108,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 19 | $ 5,010,000 | $ 263,000 | $ 107,000 |
| ATLANTIC CITY, NJ | 18 | $ 2,552,000 | $ 141,000 | $ 76,000 |
| COLUMBIA, SC | 18 | $ 1,782,000 | $ 99,000 | $ 81,000 |
| BIRMINGHAM-HOOVER, AL | 17 | $ 4,020,000 | $ 236,000 | $ 96,000 |
| FRESNO, CA | 17 | $ 2,470,000 | $ 145,000 | $ 88,000 |
| GREENVILLE, SC | 17 | $ 1,254,000 | $ 73,000 | $ 98,000 |
| LITTLE ROCK-NORTH LITTLE ROCK, AR | 17 | $ 2,335,000 | $ 137,000 | $ 106,000 |
| LOUISVILLE, KY-IN | 17 | $ 1,332,000 | $ 78,000 | $ 80,000 |
| NAPLES-MARCO ISLAND, FL | 17 | $ 2,428,000 | $ 142,000 | $ 124,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 17 | $ 1,135,000 | $ 66,000 | $ 79,000 |
| READING, PA | 17 | $ 1,308,000 | $ 76,000 | $ 92,000 |
| CANTON-MASSILLON, OH | 16 | $ 998,000 | $ 62,000 | $ 77,000 |
| FAYETTEVILLE, NC | 16 | $ 768,000 | $ 48,000 | $ 93,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 16 | $ 4,014,000 | $ 250,000 | $ 96,000 |
| SPRINGFIELD, MO | 16 | $ 1,297,000 | $ 81,000 | $ 57,000 |
| VALLEJO-FAIRFIELD, CA | 16 | $ 2,714,000 | $ 169,000 | $ 99,000 |
| DALLAS-PLANO-IRVING, TX | 15 | $ 2,854,000 | $ 190,000 | $ 102,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 15 | $ 1,174,000 | $ 78,000 | $ 90,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 15 | $ 5,603,000 | $ 373,000 | $ 119,000 |
| SPOKANE, WA | 15 | $ 1,282,000 | $ 85,000 | $ 71,000 |
| BELLINGHAM, WA | 14 | $ 1,496,000 | $ 106,000 | $ 75,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 14 | $ 2,701,000 | $ 192,000 | $ 120,000 |
| DURHAM, NC | 14 | $ 2,025,000 | $ 144,000 | $ 155,000 |
| HICKORY-LENOIR-MORGANTON, NC | 14 | $ 890,000 | $ 63,000 | $ 67,000 |
| LAKELAND, FL | 14 | $ 1,180,000 | $ 84,000 | $ 103,000 |
| PROVO-OREM, UT | 14 | $ 1,782,000 | $ 127,000 | $ 123,000 |
| TOLEDO, OH | 14 | $ 1,259,000 | $ 89,000 | $ 68,000 |
| DOVER, DE | 13 | $ 1,320,000 | $ 101,000 | $ 80,000 |
| FORT WAYNE, IN | 13 | $ 773,000 | $ 59,000 | $ 71,000 |
| GRAND RAPIDS-WYOMING, MI | 13 | $ 725,000 | $ 55,000 | $ 60,000 |
| PORT ST. LUCIE-FORT PIERCE, FL | 13 | $ 1,684,000 | $ 129,000 | $ 125,000 |
| SALEM, OR | 13 | $ 1,462,000 | $ 112,000 | $ 78,000 |
| SAVANNAH, GA | 13 | $ 1,195,000 | $ 91,000 | $ 68,000 |
| ANN ARBOR, MI | 12 | $ 1,431,000 | $ 119,000 | $ 96,000 |
| BARNSTABLE TOWN, MA | 12 | $ 1,970,000 | $ 164,000 | $ 99,000 |
| KINGSTON, NY | 12 | $ 1,186,000 | $ 98,000 | $ 48,000 |
| ROANOKE, VA | 12 | $ 718,000 | $ 59,000 | $ 59,000 |
| SHREVEPORT-BOSSIER CITY, LA | 12 | $ 1,302,000 | $ 108,000 | $ 100,000 |
| VISALIA-PORTERVILLE, CA | 12 | $ 1,226,000 | $ 102,000 | $ 136,000 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 11 | $ 1,018,000 | $ 92,000 | $ 70,000 |
| HONOLULU, HI | 11 | $ 3,013,000 | $ 273,000 | $ 95,000 |
| LAFAYETTE, LA | 11 | $ 1,363,000 | $ 123,000 | $ 68,000 |
| LAWRENCE, KS | 11 | $ 1,723,000 | $ 156,000 | $ 86,000 |
| OGDEN-CLEARFIELD, UT | 11 | $ 656,000 | $ 59,000 | $ 99,000 |
| WILMINGTON, NC | 11 | $ 1,433,000 | $ 130,000 | $ 102,000 |
| WINCHESTER, VA-WV | 11 | $ 1,004,000 | $ 91,000 | $ 82,000 |
| CHARLESTON, WV | 10 | $ 808,000 | $ 80,000 | $ 68,000 |
| KALAMAZOO-PORTAGE, MI | 10 | $ 906,000 | $ 90,000 | $ 92,000 |
| LANSING-EAST LANSING, MI | 10 | $ 779,000 | $ 77,000 | $ 99,000 |
| MADISON, WI | 10 | $ 1,484,000 | $ 148,000 | $ 105,000 |
| OLYMPIA, WA | 10 | $ 1,080,000 | $ 108,000 | $ 90,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 10 | $ 2,121,000 | $ 212,000 | $ 96,000 |
| BINGHAMTON, NY | 9 | $ 390,000 | $ 43,000 | $ 72,000 |
| COLUMBUS, GA-AL | 9 | $ 656,000 | $ 72,000 | $ 76,000 |
| DULUTH, MN-WI | 9 | $ 730,000 | $ 81,000 | $ 81,000 |
| EVANSVILLE, IN-KY | 9 | $ 526,000 | $ 58,000 | $ 91,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 9 | $ 1,590,000 | $ 176,000 | $ 109,000 |
| GREEN BAY, WI | 9 | $ 1,040,000 | $ 115,000 | $ 62,000 |
| GULFPORT-BILOXI, MS | 9 | $ 564,000 | $ 62,000 | $ 71,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 9 | $ 421,000 | $ 46,000 | $ 47,000 |
| LEXINGTON-FAYETTE, KY | 9 | $ 480,000 | $ 53,000 | $ 71,000 |
| MACON, GA | 9 | $ 679,000 | $ 75,000 | $ 93,000 |
| MODESTO, CA | 9 | $ 1,155,000 | $ 128,000 | $ 82,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC | 9 | $ 930,000 | $ 103,000 | $ 112,000 |
| OCEAN CITY, NJ | 9 | $ 1,859,000 | $ 206,000 | $ 95,000 |
| UTICA-ROME, NY | 9 | $ 497,000 | $ 55,000 | $ 88,000 |
| WINSTON-SALEM, NC | 9 | $ 396,000 | $ 44,000 | $ 58,000 |
| ASHEVILLE, NC | 8 | $ 582,000 | $ 72,000 | $ 43,000 |
| BREMERTON-SILVERDALE, WA | 8 | $ 1,046,000 | $ 130,000 | $ 107,000 |
| CHARLOTTESVILLE, VA | 8 | $ 949,000 | $ 118,000 | $ 78,000 |
| FLAGSTAFF, AZ | 8 | $ 1,621,000 | $ 202,000 | $ 75,000 |
| GAINESVILLE, GA | 8 | $ 932,000 | $ 116,000 | $ 81,000 |
| KNOXVILLE, TN | 8 | $ 1,337,000 | $ 167,000 | $ 106,000 |
| LEWISTON-AUBURN, ME | 8 | $ 989,000 | $ 123,000 | $ 100,000 |
| MONROE, MI | 8 | $ 507,000 | $ 63,000 | $ 61,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO, TN | 8 | $ 1,113,000 | $ 139,000 | $ 85,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 8 | $ 2,143,000 | $ 267,000 | $ 118,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 8 | $ 784,000 | $ 98,000 | $ 60,000 |
| BEND, OR | 7 | $ 1,181,000 | $ 168,000 | $ 78,000 |
| BURLINGTON, NC | 7 | $ 531,000 | $ 75,000 | $ 73,000 |
| CEDAR RAPIDS, IA | 7 | $ 412,000 | $ 58,000 | $ 78,000 |
| CHATTANOOGA, TN-GA | 7 | $ 1,341,000 | $ 191,000 | $ 92,000 |
| GREELEY, CO | 7 | $ 536,000 | $ 76,000 | $ 95,000 |
| NORWICH-NEW LONDON, CT | 7 | $ 718,000 | $ 102,000 | $ 115,000 |
| PEORIA, IL | 7 | $ 275,000 | $ 39,000 | $ 67,000 |
| ROCKFORD, IL | 7 | $ 475,000 | $ 67,000 | $ 66,000 |
| SAN ANTONIO, TX | 7 | $ 1,164,000 | $ 166,000 | $ 91,000 |
| SANDUSKY, OH | 7 | $ 616,000 | $ 88,000 | $ 36,000 |
| SANTA ROSA-PETALUMA, CA | 7 | $ 1,129,000 | $ 161,000 | $ 102,000 |
| SIOUX FALLS, SD | 7 | $ 637,000 | $ 91,000 | $ 58,000 |
| SPRINGFIELD, IL | 7 | $ 714,000 | $ 102,000 | $ 102,000 |
| SUMTER, SC | 7 | $ 511,000 | $ 73,000 | $ 69,000 |
| TALLAHASSEE, FL | 7 | $ 501,000 | $ 71,000 | $ 95,000 |
| ALBANY, GA | 6 | $ 295,000 | $ 49,000 | $ 53,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 6 | $ 481,000 | $ 80,000 | $ 54,000 |
| ERIE, PA | 6 | $ 546,000 | $ 91,000 | $ 69,000 |
| GAINESVILLE, FL | 6 | $ 408,000 | $ 68,000 | $ 75,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 6 | $ 598,000 | $ 99,000 | $ 80,000 |
| LAKE CHARLES, LA | 6 | $ 533,000 | $ 88,000 | $ 79,000 |
| LYNCHBURG, VA | 6 | $ 315,000 | $ 52,000 | $ 76,000 |
| MANSFIELD, OH | 6 | $ 217,000 | $ 36,000 | $ 68,000 |
| MEMPHIS, TN-MS-AR | 6 | $ 1,309,000 | $ 218,000 | $ 80,000 |
| MERCED, CA | 6 | $ 1,083,000 | $ 180,000 | $ 111,000 |
| OCALA, FL | 6 | $ 662,000 | $ 110,000 | $ 59,000 |
| PANAMA CITY-LYNN HAVEN, FL | 6 | $ 224,000 | $ 37,000 | $ 65,000 |
| PASCAGOULA, MS | 6 | $ 522,000 | $ 87,000 | $ 90,000 |
| RAPID CITY, SD | 6 | $ 355,000 | $ 59,000 | $ 76,000 |
| SALINAS, CA | 6 | $ 2,187,000 | $ 364,000 | $ 112,000 |
| SANTA FE, NM | 6 | $ 1,028,000 | $ 171,000 | $ 90,000 |
| SPRINGFIELD, OH | 6 | $ 1,052,000 | $ 175,000 | $ 67,000 |
| ST. CLOUD, MN | 6 | $ 340,000 | $ 56,000 | $ 54,000 |
| YUMA, AZ | 6 | $ 1,192,000 | $ 198,000 | $ 143,000 |
| ATHENS-CLARKE COUNTY, GA | 5 | $ 344,000 | $ 68,000 | $ 51,000 |
| CHAMPAIGN-URBANA, IL | 5 | $ 352,000 | $ 70,000 | $ 53,000 |
| CHICO, CA | 5 | $ 633,000 | $ 126,000 | $ 70,000 |
| ELKHART-GOSHEN, IN | 5 | $ 360,000 | $ 72,000 | $ 100,000 |
| ELMIRA, NY | 5 | $ 454,000 | $ 90,000 | $ 92,000 |
| EUGENE-SPRINGFIELD, OR | 5 | $ 194,000 | $ 38,000 | $ 60,000 |
| FARMINGTON, NM | 5 | $ 439,000 | $ 87,000 | $ 93,000 |
| HANFORD-CORCORAN, CA | 5 | $ 323,000 | $ 64,000 | $ 58,000 |
| JACKSONVILLE, NC | 5 | $ 244,000 | $ 48,000 | $ 72,000 |
| KENNEWICK-RICHLAND-PASCO, WA | 5 | $ 611,000 | $ 122,000 | $ 118,000 |
| LAS CRUCES, NM | 5 | $ 346,000 | $ 69,000 | $ 79,000 |
| LINCOLN, NE | 5 | $ 404,000 | $ 80,000 | $ 73,000 |
| LONGVIEW, WA | 5 | $ 284,000 | $ 56,000 | $ 111,000 |
| MADERA, CA | 5 | $ 996,000 | $ 199,000 | $ 59,000 |
| MEDFORD, OR | 5 | $ 1,021,000 | $ 204,000 | $ 95,000 |
| NILES-BENTON HARBOR, MI | 5 | $ 587,000 | $ 117,000 | $ 65,000 |
| PITTSFIELD, MA | 5 | $ 965,000 | $ 193,000 | $ 136,000 |
| PUNTA GORDA, FL | 5 | $ 217,000 | $ 43,000 | $ 60,000 |
| SPARTANBURG, SC | 5 | $ 892,000 | $ 178,000 | $ 81,000 |
| ST. JOSEPH, MO-KS | 5 | $ 268,000 | $ 53,000 | $ 93,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 5 | $ 157,000 | $ 31,000 | $ 64,000 |
| WARNER ROBINS, GA | 5 | $ 300,000 | $ 60,000 | $ 72,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 4 | $ 262,000 | $ 65,000 | $ 81,000 |
| BILLINGS, MT | 4 | $ 480,000 | $ 120,000 | $ 86,000 |
| FLINT, MI | 4 | $ 179,000 | $ 44,000 | $ 46,000 |
| FORT WORTH-ARLINGTON, TX | 4 | $ 870,000 | $ 217,000 | $ 276,000 |
| GRAND JUNCTION, CO | 4 | $ 188,000 | $ 47,000 | $ 58,000 |
| GREENVILLE, NC | 4 | $ 221,000 | $ 55,000 | $ 65,000 |
| HOT SPRINGS, AR | 4 | $ 460,000 | $ 115,000 | $ 84,000 |
| IOWA CITY, IA | 4 | $ 470,000 | $ 117,000 | $ 93,000 |
| JANESVILLE, WI | 4 | $ 222,000 | $ 55,000 | $ 62,000 |
| JEFFERSON CITY, MO | 4 | $ 224,000 | $ 56,000 | $ 67,000 |
| JOHNSTOWN, PA | 4 | $ 186,000 | $ 46,000 | $ 72,000 |
| KOKOMO, IN | 4 | $ 219,000 | $ 54,000 | $ 66,000 |
| LAFAYETTE, IN | 4 | $ 273,000 | $ 68,000 | $ 63,000 |
| LEBANON, PA | 4 | $ 407,000 | $ 101,000 | $ 84,000 |
| LUBBOCK, TX | 4 | $ 574,000 | $ 143,000 | $ 81,000 |
| MICHIGAN CITY-LA PORTE, IN | 4 | $ 354,000 | $ 88,000 | $ 58,000 |
| MUNCIE, IN | 4 | $ 229,000 | $ 57,000 | $ 71,000 |
| PRESCOTT, AZ | 4 | $ 769,000 | $ 192,000 | $ 95,000 |
| ROCHESTER, MN | 4 | $ 332,000 | $ 83,000 | $ 99,000 |
| SIOUX CITY, IA-NE-SD | 4 | $ 400,000 | $ 100,000 | $ 89,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 4 | $ 355,000 | $ 88,000 | $ 135,000 |
| ST. GEORGE, UT | 4 | $ 712,000 | $ 178,000 | $ 89,000 |
| STATE COLLEGE, PA | 4 | $ 180,000 | $ 45,000 | $ 62,000 |
| VALDOSTA, GA | 4 | $ 418,000 | $ 104,000 | $ 71,000 |
| ALTOONA, PA | 3 | $ 125,000 | $ 41,000 | $ 67,000 |
| ANCHORAGE, AK | 3 | $ 855,000 | $ 285,000 | $ 126,000 |
| AUSTIN-ROUND ROCK, TX | 3 | $ 988,000 | $ 329,000 | $ 174,000 |
| BLOOMINGTON-NORMAL, IL | 3 | $ 189,000 | $ 63,000 | $ 57,000 |
| BOWLING GREEN, KY | 3 | $ 407,000 | $ 135,000 | $ 93,000 |
| BRUNSWICK, GA | 3 | $ 163,000 | $ 54,000 | $ 37,000 |
| CARSON CITY, NV | 3 | $ 324,000 | $ 108,000 | $ 59,000 |
| CHEYENNE, WY | 3 | $ 111,000 | $ 37,000 | $ 72,000 |
| COLUMBIA, MO | 3 | $ 942,000 | $ 314,000 | $ 23,000 |
| DALTON, GA | 3 | $ 149,000 | $ 49,000 | $ 73,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 3 | $ 399,000 | $ 133,000 | $ 102,000 |
| FAIRBANKS, AK | 3 | $ 481,000 | $ 160,000 | $ 79,000 |
| FARGO, ND-MN | 3 | $ 261,000 | $ 87,000 | $ 66,000 |
| FOND DU LAC, WI | 3 | $ 153,000 | $ 51,000 | $ 51,000 |
| FORT SMITH, AR-OK | 3 | $ 471,000 | $ 157,000 | $ 123,000 |
| GLENS FALLS, NY | 3 | $ 361,000 | $ 120,000 | $ 44,000 |
| GOLDSBORO, NC | 3 | $ 111,000 | $ 37,000 | $ 108,000 |
| HINESVILLE-FORT STEWART, GA | 3 | $ 76,000 | $ 25,000 | $ 54,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 3 | $ 263,000 | $ 87,000 | $ 54,000 |
| HUNTSVILLE, AL | 3 | $ 483,000 | $ 161,000 | $ 114,000 |
| IDAHO FALLS, ID | 3 | $ 367,000 | $ 122,000 | $ 64,000 |
| JONESBORO, AR | 3 | $ 218,000 | $ 72,000 | $ 124,000 |
| KANKAKEE-BRADLEY, IL | 3 | $ 113,000 | $ 37,000 | $ 73,000 |
| LAWTON, OK | 3 | $ 186,000 | $ 62,000 | $ 86,000 |
| LIMA, OH | 3 | $ 298,000 | $ 99,000 | $ 70,000 |
| MONROE, LA | 3 | $ 264,000 | $ 88,000 | $ 53,000 |
| MONTGOMERY, AL | 3 | $ 466,000 | $ 155,000 | $ 87,000 |
| MOUNT VERNON-ANACORTES, WA | 3 | $ 200,000 | $ 66,000 | $ 90,000 |
| MUSKEGON-NORTON SHORES, MI | 3 | $ 138,000 | $ 46,000 | $ 100,000 |
| NAPA, CA | 3 | $ 259,000 | $ 86,000 | $ 91,000 |
| RACINE, WI | 3 | $ 177,000 | $ 59,000 | $ 92,000 |
| REDDING, CA | 3 | $ 550,000 | $ 183,000 | $ 77,000 |
| SALISBURY, MD | 3 | $ 342,000 | $ 114,000 | $ 76,000 |
| SHERMAN-DENISON, TX | 3 | $ 341,000 | $ 113,000 | $ 82,000 |
| TERRE HAUTE, IN | 3 | $ 300,000 | $ 100,000 | $ 60,000 |
| VERO BEACH, FL | 3 | $ 183,000 | $ 61,000 | $ 176,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 3 | $ 129,000 | $ 43,000 | $ 53,000 |
| WENATCHEE, WA | 3 | $ 465,000 | $ 155,000 | $ 72,000 |
| WHEELING, WV-OH | 3 | $ 147,000 | $ 49,000 | $ 32,000 |
| YUBA CITY, CA | 3 | $ 160,000 | $ 53,000 | $ 87,000 |
| ANDERSON, IN | 2 | $ 105,000 | $ 52,000 | $ 51,000 |
| BANGOR, ME | 2 | $ 125,000 | $ 62,000 | $ 40,000 |
| BOULDER, CO | 2 | $ 274,000 | $ 137,000 | $ 87,000 |
| CASPER, WY | 2 | $ 122,000 | $ 61,000 | $ 65,000 |
| CORPUS CHRISTI, TX | 2 | $ 234,000 | $ 117,000 | $ 185,000 |
| DANVILLE, VA | 2 | $ 125,000 | $ 62,000 | $ 69,000 |
| DECATUR, IL | 2 | $ 180,000 | $ 90,000 | $ 48,000 |
| DUBUQUE, IA | 2 | $ 47,000 | $ 23,000 | $ 70,000 |
| EAU CLAIRE, WI | 2 | $ 165,000 | $ 82,000 | $ 58,000 |
| EL CENTRO, CA | 2 | $ 71,000 | $ 35,000 | $ 82,000 |
| FLORENCE, SC | 2 | $ 192,000 | $ 96,000 | $ 44,000 |
| GADSDEN, AL | 2 | $ 219,000 | $ 109,000 | $ 125,000 |
| GRAND FORKS, ND-MN | 2 | $ 189,000 | $ 94,000 | $ 77,000 |
| HARRISONBURG, VA | 2 | $ 288,000 | $ 144,000 | $ 61,000 |
| HATTIESBURG, MS | 2 | $ 101,000 | $ 50,000 | $ 61,000 |
| HOLLAND-GRAND HAVEN, MI | 2 | $ 256,000 | $ 128,000 | $ 74,000 |
| JACKSON, MI | 2 | $ 105,000 | $ 52,000 | $ 56,000 |
| JOPLIN, MO | 2 | $ 232,000 | $ 116,000 | $ 60,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 2 | $ 129,000 | $ 64,000 | $ 47,000 |
| MORGANTOWN, WV | 2 | $ 146,000 | $ 73,000 | $ 39,000 |
| PARKERSBURG-MARIETTA, WV-OH | 2 | $ 80,000 | $ 40,000 | $ 30,000 |
| PINE BLUFF, AR | 2 | $ 168,000 | $ 84,000 | $ 59,000 |
| POCATELLO, ID | 2 | $ 167,000 | $ 83,000 | $ 75,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 2 | $ 53,000 | $ 26,000 | $ 64,000 |
| WATERLOO-CEDAR FALLS, IA | 2 | $ 190,000 | $ 95,000 | $ 55,000 |
| ALEXANDRIA, LA | 1 | $ 27,000 | $ 27,000 | $ 34,000 |
| AMES, IA | 1 | $ 27,000 | $ 27,000 | $ 59,000 |
| ANDERSON, SC | 1 | $ 92,000 | $ 92,000 | $ 74,000 |
| BISMARCK, ND | 1 | $ 35,000 | $ 35,000 | $ 65,000 |
| BROWNSVILLE-HARLINGEN, TX | 1 | $ 200,000 | $ 200,000 | $ 225,000 |
| CLEVELAND, TN | 1 | $ 52,000 | $ 52,000 | $ 67,000 |
| COEUR D'ALENE, ID | 1 | $ 64,000 | $ 64,000 | $ 61,000 |
| COLUMBUS, IN | 1 | $ 131,000 | $ 131,000 | $ 54,000 |
| CORVALLIS, OR | 1 | $ 125,000 | $ 125,000 | $ 34,000 |
| CUMBERLAND, MD-WV | 1 | $ 48,000 | $ 48,000 | $ 105,000 |
| DANVILLE, IL | 1 | $ 35,000 | $ 35,000 | $ 30,000 |
| DOTHAN, AL | 1 | $ 140,000 | $ 140,000 | $ 95,000 |
| EL PASO, TX | 1 | $ 153,000 | $ 153,000 | $ 63,000 |
| ELIZABETHTOWN, KY | 1 | $ 87,000 | $ 87,000 | $ 114,000 |
| FORT COLLINS-LOVELAND, CO | 1 | $ 75,000 | $ 75,000 | $ 77,000 |
| GREAT FALLS, MT | 1 | $ 25,000 | $ 25,000 | $ 40,000 |
| ITHACA, NY | 1 | $ 42,000 | $ 42,000 | $ 50,000 |
| JACKSON, TN | 1 | $ 62,000 | $ 62,000 | $ 46,000 |
| LA CROSSE, WI-MN | 1 | $ 25,000 | $ 25,000 | $ 55,000 |
| LAREDO, TX | 1 | $ 132,000 | $ 132,000 | $ 46,000 |
| MISSOULA, MT | 1 | $ 38,000 | $ 38,000 | $ 91,000 |
| OWENSBORO, KY | 1 | $ 25,000 | $ 25,000 | $ 61,000 |
| PUEBLO, CO | 1 | $ 66,000 | $ 66,000 | $ 138,000 |
| ROCKY MOUNT, NC | 1 | $ 45,000 | $ 45,000 | $ 67,000 |
| ROME, GA | 1 | $ 158,000 | $ 158,000 | $ 109,000 |
| SANTA CRUZ-WATSONVILLE, CA | 1 | $ 128,000 | $ 128,000 | $ 162,000 |
| SHEBOYGAN, WI | 1 | $ 42,000 | $ 42,000 | $ 49,000 |
| WAUSAU, WI | 1 | $ 40,000 | $ 40,000 | $ 125,000 |
| WILLIAMSPORT, PA | 1 | $ 180,000 | $ 180,000 | $ 54,000 |
| YAKIMA, WA | 1 | $ 145,000 | $ 145,000 | $ 54,000 |
Mortgage Loan Application Detail Totals for National Bank Of Kansas City in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 7,542 | $860,140,000 | $116,576 | $1,000,000 | $82,307 | $3,050,000 |
| Home Purchase | 1,765 | $296,386,000 | $191,450 | $2,812,000 | $105,000 | $1,158,000 |
| Home Improvement | 472 | $34,958,000 | $69,630 | $360,000 | $75,891 | $1,273,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 7,142 | $701,639,000 | $103,134 | $2,812,000 | $80,769 | $1,337,000 |
| White | 2,303 | $425,004,000 | $202,250 | $960,000 | $104,326 | $1,454,000 |
| Asian | 121 | $27,819,000 | $217,720 | $754,000 | $131,360 | $3,050,000 |
| Hispanic | 86 | $14,571,000 | $197,181 | $533,000 | $100,272 | $300,000 |
| Black or African American | 75 | $11,989,000 | $212,650 | $658,000 | $94,100 | $282,000 |
| Not applicable | 30 | $6,317,000 | $221,235 | $384,000 | $115,000 | $255,000 |
| American Indian or Alaskan Native | 18 | $3,545,000 | $233,545 | $526,000 | $86,454 | $135,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $600,000 | $170,000 | $245,000 | $88,000 | $120,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 9,462 | $1,158,382,000 | $122,134 | $2,812,000 | $86,423 | $3,050,000 |
| FHA-insured (Federal Housing Administration) | 240 | $22,259,000 | $103,666 | $187,000 | $42,000 | $206,000 |
| VA-guaranteed (Veterans Administration) | 68 | $9,680,000 | $182,222 | $240,000 | $61,222 | $122,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 9 | $1,163,000 | $129,000 | $180,000 | $47,000 | $66,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 8,569 | $1,037,776,000 | $119,807 | $1,000,000 | $86,846 | $3,050,000 |
| Application Denied By Financial Institution | 865 | $86,969,000 | $108,000 | $2,812,000 | $76,060 | $980,000 |
| Application Approved But Not Accepted | 260 | $50,448,000 | $221,595 | $720,000 | $103,880 | $803,000 |
| Application Withdrawn By Applicant | 84 | $16,266,000 | $202,785 | $975,000 | $107,107 | $1,158,000 |
| File Closed For Incompleteness | 1 | $25,000 | $25,000 | $25,000 | $60,000 | $60,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 493 | $45,858,000 | $88,891 | $613,000 | $66,304 | $300,000 |
| Other | 199 | $22,040,000 | $117,725 | $2,812,000 | $77,875 | $980,000 |
| Collateral | 106 | $10,229,000 | $113,090 | $800,000 | $83,545 | $362,000 |
| Debt-To-Income Ratio | 29 | $4,404,000 | $175,750 | $451,000 | $70,500 | $170,000 |
| Credit History | 19 | $1,760,000 | $114,700 | $250,000 | $147,000 | $709,000 |
| Unverifiable Information | 8 | $1,817,000 | $227,125 | $487,000 | $92,375 | $240,000 |
| Employment History | 6 | $274,000 | $40,400 | $106,000 | $69,800 | $113,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $587,000 | $154,000 | $240,000 | $92,333 | $156,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into National Bank Of Kansas City's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess National Bank Of Kansas City's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet
with aggregated HMDA statistics today.