Nations Reliable Lending, LLC Mortgage Lending & HMDA Data, 2014

In 2014, Nations Reliable Lending, LLC of Houston, TX reported 2,363 mortgage applications totaling $417.9 million, up 21% from 2013. The average application was for $176,857, and applicants reported an average income of $86,310. 91% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Houston-The Woodlands-Sugar Land, TX (1,121), Cincinnati, OH-KY-IN (210) and Baton Rouge, LA (141) (applications in parentheses).

Mortgage Company & Address Nations Reliable Lending, LLC

Houston, TX 77057
Tel #: available with data download
Federal Regulator * available with data download
Years 2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 2,363
Total Mortgage Loan Application Amount $417,914,000
Average Mortgage Loan Application Amount $176,857
Highest Mortgage Loan Application Amount $1,360,000
Average Applicant Income $86,310
Highest Applicant Income $2,707,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Nations Reliable Lending, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Nations Reliable Lending, LLC by County in 2014

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Harris, Texas 688 $ 115,956,000 $ 168,540 $ 82,000
Fort Bend, Texas 135 $ 27,495,000 $ 203,666 $ 102,000
Galveston, Texas 106 $ 18,332,000 $ 172,943 $ 97,000
Brazoria, Texas 99 $ 18,523,000 $ 187,101 $ 88,000
East Baton Rouge, Louisiana 81 $ 10,595,000 $ 130,802 $ 52,000
Hamilton, Ohio 70 $ 11,080,000 $ 158,285 $ 77,000
Montgomery, Texas 66 $ 13,486,000 $ 204,333 $ 119,000
Nueces, Texas 66 $ 9,503,000 $ 143,984 $ 59,000
Travis, Texas 66 $ 15,174,000 $ 229,909 $ 112,000
Bexar, Texas 64 $ 10,687,000 $ 166,984 $ 81,000
Lake, Illinois 53 $ 5,571,000 $ 105,113 $ 47,000
Randall, Texas 46 $ 9,566,000 $ 207,956 $ 137,000
Williamson, Texas 46 $ 8,552,000 $ 185,913 $ 80,000
Livingston, Louisiana 37 $ 6,499,000 $ 175,648 $ 72,000
Comal, Texas 37 $ 7,002,000 $ 189,243 $ 115,000
Butler, Ohio 32 $ 5,396,000 $ 168,625 $ 78,000
Clermont, Ohio 32 $ 5,773,000 $ 180,406 $ 85,000
Dallas, Texas 32 $ 5,925,000 $ 185,156 $ 87,000
Hennepin, Minnesota 31 $ 7,425,000 $ 239,516 $ 130,000
Victoria, Texas 23 $ 3,094,000 $ 134,521 $ 70,000
Boone, Kentucky 22 $ 4,231,000 $ 192,318 $ 92,000
Tarrant, Texas 20 $ 3,682,000 $ 184,100 $ 80,000
Kenton, Kentucky 19 $ 3,343,000 $ 175,947 $ 74,000
Cook, Illinois 17 $ 3,951,000 $ 232,411 $ 87,000
St. Tammany, Louisiana 16 $ 2,557,000 $ 159,812 $ 57,000
Warren, Ohio 15 $ 3,004,000 $ 200,266 $ 82,000
Dakota, Minnesota 14 $ 3,165,000 $ 226,071 $ 119,000
Liberty, Texas 14 $ 2,119,000 $ 151,357 $ 103,000
Ascension, Louisiana 13 $ 2,519,000 $ 193,769 $ 79,000
Collin, Texas 13 $ 3,745,000 $ 288,076 $ 158,000
DuPage, Illinois 12 $ 3,015,000 $ 251,250 $ 86,000
Campbell, Kentucky 11 $ 2,059,000 $ 187,181 $ 63,000
Montgomery, Ohio 11 $ 1,609,000 $ 146,272 $ 91,000
Hays, Texas 11 $ 1,939,000 $ 176,272 $ 135,000
Jefferson, Louisiana 10 $ 1,604,000 $ 160,400 $ 96,000
Miami, Ohio 9 $ 1,030,000 $ 114,444 $ 54,000
Guadalupe, Texas 9 $ 1,486,000 $ 165,111 $ 62,000
Wayne, Michigan 8 $ 1,074,000 $ 134,250 $ 79,000
Hidalgo, Texas 8 $ 1,048,000 $ 131,000 $ 69,000
Anoka, Minnesota 7 $ 1,141,000 $ 163,000 $ 64,000
Ramsey, Minnesota 7 $ 1,137,000 $ 162,428 $ 71,000
Clark, Ohio 7 $ 888,000 $ 126,857 $ 69,000
Chambers, Texas 7 $ 1,071,000 $ 153,000 $ 84,000
Denton, Texas 7 $ 1,519,000 $ 217,000 $ 121,000
Jefferson, Colorado 6 $ 1,421,000 $ 236,833 $ 73,000
Bastrop, Texas 6 $ 915,000 $ 152,500 $ 67,000
Waller, Texas 6 $ 1,079,000 $ 179,833 $ 91,000
West Baton Rouge, Louisiana 5 $ 1,036,000 $ 207,200 $ 62,000
Scott, Minnesota 5 $ 2,195,000 $ 439,000 $ 342,000
Washington, Minnesota 5 $ 1,489,000 $ 297,800 $ 177,000
St. Louis, Missouri 5 $ 1,194,000 $ 238,800 $ 106,000
Brown, Ohio 5 $ 793,000 $ 158,600 $ 56,000
Ellis, Texas 5 $ 1,018,000 $ 203,600 $ 91,000
Kleberg, Texas 5 $ 672,000 $ 134,400 $ 66,000
Riverside, California 4 $ 502,000 $ 125,500 $ 121,000
Isanti, Minnesota 4 $ 512,000 $ 128,000 $ 69,000
San Juan, New Mexico 4 $ 755,000 $ 188,750 $ 66,000
Burnet, Texas 4 $ 801,000 $ 200,250 $ 67,000
Cameron, Texas 4 $ 639,000 $ 159,750 $ 63,000
Polk, Texas 4 $ 415,000 $ 103,750 $ 46,000
Potter, Texas 4 $ 572,000 $ 143,000 $ 54,000
Smith, Texas 4 $ 682,000 $ 170,500 $ 58,000
Wilson, Texas 4 $ 891,000 $ 222,750 $ 73,000
Adams, Colorado 3 $ 658,000 $ 219,333 $ 56,000
Arapahoe, Colorado 3 $ 892,000 $ 297,333 $ 90,000
McHenry, Illinois 3 $ 435,000 $ 145,000 $ 54,000
Iberville, Louisiana 3 $ 482,000 $ 160,666 $ 51,000
Orleans, Louisiana 3 $ 500,000 $ 166,666 $ 78,000
Rice, Minnesota 3 $ 604,000 $ 201,333 $ 93,000
Wright, Minnesota 3 $ 621,000 $ 207,000 $ 87,000
Adams, Ohio 3 $ 408,000 $ 136,000 $ 74,000
Clinton, Ohio 3 $ 486,000 $ 162,000 $ 57,000
Greene, Ohio 3 $ 472,000 $ 157,333 $ 75,000
Moore, Texas 3 $ 386,000 $ 128,666 $ 69,000
Rockwall, Texas 3 $ 510,000 $ 170,000 $ 53,000
Thurston, Washington 3 $ 535,000 $ 178,333 $ 47,000
Los Angeles, California 2 $ 611,000 $ 305,500 $ 99,000
San Diego, California 2 $ 610,000 $ 305,000 $ 84,000
Indian River, Florida 2 $ 215,000 $ 107,500 $ 51,000
Will, Illinois 2 $ 313,000 $ 156,500 $ 63,000
Gallatin, Kentucky 2 $ 175,000 $ 87,500 $ 58,000
Tangipahoa, Louisiana 2 $ 307,000 $ 153,500 $ 52,000
Oakland, Michigan 2 $ 257,000 $ 128,500 $ 61,000
Washtenaw, Michigan 2 $ 190,000 $ 95,000 $ 48,000
Goodhue, Minnesota 2 $ 145,000 $ 72,500 $ 61,000
Lac qui Parle, Minnesota 2 $ 231,000 $ 115,500 $ 77,000
Sherburne, Minnesota 2 $ 255,000 $ 127,500 $ 38,000
St. Louis, Minnesota 2 $ 401,000 $ 200,500 $ 84,000
Jefferson, Missouri 2 $ 365,000 $ 182,500 $ 68,000
St. Louis City, Missouri 2 $ 640,000 $ 320,000 $ 99,000
Franklin, Ohio 2 $ 284,000 $ 142,000 $ 70,000
Highland, Ohio 2 $ 257,000 $ 128,500 $ 44,000
Jackson, Ohio 2 $ 208,000 $ 104,000 $ 54,000
Madison, Ohio 2 $ 257,000 $ 128,500 $ 85,000
Preble, Ohio 2 $ 303,000 $ 151,500 $ 65,000
Aransas, Texas 2 $ 410,000 $ 205,000 $ 74,000
Bell, Texas 2 $ 288,000 $ 144,000 $ 65,000
Brazos, Texas 2 $ 281,000 $ 140,500 $ 86,000
Hardin, Texas 2 $ 229,000 $ 114,500 $ 50,000
Jim Wells, Texas 2 $ 241,000 $ 120,500 $ 84,000
Johnson, Texas 2 $ 209,000 $ 104,500 $ 51,000
Kaufman, Texas 2 $ 441,000 $ 220,500 $ 69,000
Kerr, Texas 2 $ 224,000 $ 112,000 $ 57,000
Midland, Texas 2 $ 424,000 $ 212,000 $ 116,000
Nacogdoches, Texas 2 $ 328,000 $ 164,000 $ 111,000
Parker, Texas 2 $ 398,000 $ 199,000 $ 88,000
Walker, Texas 2 $ 207,000 $ 103,500 $ 70,000
Alameda, California 1 $ 980,000 $ 980,000 $ 135,000
Contra Costa, California 1 $ 255,000 $ 255,000 $ 74,000
Kern, California 1 $ 259,000 $ 259,000 $ 75,000
Monterey, California 1 $ 554,000 $ 554,000 $ 113,000
Orange, California 1 $ 475,000 $ 475,000 $ 193,000
Sacramento, California 1 $ 240,000 $ 240,000 $ 76,000
San Bernardino, California 1 $ 128,000 $ 128,000 $ 42,000
Santa Clara, California 1 $ 225,000 $ 225,000 $ 123,000
Trinity, California 1 $ 211,000 $ 211,000 $ 46,000
Boulder, Colorado 1 $ 378,000 $ 378,000 $ 105,000
Denver, Colorado 1 $ 250,000 $ 250,000 $ 635,000
Douglas, Colorado 1 $ 357,000 $ 357,000 $ 102,000
El Paso, Colorado 1 $ 154,000 $ 154,000 $ 70,000
Baker, Florida 1 $ 171,000 $ 171,000 $ 91,000
Broward, Florida 1 $ 80,000 $ 80,000 $ 47,000
Charlotte, Florida 1 $ 101,000 $ 101,000 $ 33,000
Collier, Florida 1 $ 177,000 $ 177,000 $ 35,000
Leon, Florida 1 $ 207,000 $ 207,000 $ 150,000
Polk, Florida 1 $ 213,000 $ 213,000 $ 81,000
Dearborn, Indiana 1 $ 191,000 $ 191,000 $ 70,000
Bracken, Kentucky 1 $ 121,000 $ 121,000 $ 68,000
Fayette, Kentucky 1 $ 118,000 $ 118,000 $ 32,000
Beauregard, Louisiana 1 $ 194,000 $ 194,000 $ 67,000
Bossier, Louisiana 1 $ 380,000 $ 380,000 $ 127,000
Calcasieu, Louisiana 1 $ 85,000 $ 85,000 $ 29,000
St. Helena, Louisiana 1 $ 182,000 $ 182,000 $ 56,000
St. James, Louisiana 1 $ 214,000 $ 214,000 $ 91,000
Washington, Louisiana 1 $ 114,000 $ 114,000 $ 38,000
West Feliciana, Louisiana 1 $ 275,000 $ 275,000 $ 98,000
Macomb, Michigan 1 $ 67,000 $ 67,000 $ 135,000
Chisago, Minnesota 1 $ 189,000 $ 189,000 $ 49,000
Faribault, Minnesota 1 $ 128,000 $ 128,000 $ 40,000
Jackson, Minnesota 1 $ 114,000 $ 114,000 $ 73,000
Kanabec, Minnesota 1 $ 99,000 $ 99,000 $ 31,000
McLeod, Minnesota 1 $ 76,000 $ 76,000 $ 31,000
Rock, Minnesota 1 $ 111,000 $ 111,000 $ 53,000
St. Charles, Missouri 1 $ 177,000 $ 177,000 $ 163,000
Belmont, Ohio 1 $ 57,000 $ 57,000 $ 135,000
Defiance, Ohio 1 $ 102,000 $ 102,000 $ 29,000
Delaware, Ohio 1 $ 234,000 $ 234,000 $ 59,000
Polk, Oregon 1 $ 135,000 $ 135,000 $ 50,000
Angelina, Texas 1 $ 107,000 $ 107,000 $ 139,000
Brewster, Texas 1 $ 147,000 $ 147,000 $ 44,000
Burleson, Texas 1 $ 143,000 $ 143,000 $ 56,000
Calhoun, Texas 1 $ 112,000 $ 112,000 $ 56,000
Colorado, Texas 1 $ 128,000 $ 128,000 $ 58,000
Coryell, Texas 1 $ 171,000 $ 171,000 $ 56,000
Ector, Texas 1 $ 260,000 $ 260,000 $ 93,000
El Paso, Texas 1 $ 146,000 $ 146,000 $ 147,000
Grimes, Texas 1 $ 191,000 $ 191,000 $ 58,000
Harrison, Texas 1 $ 105,000 $ 105,000 $ 77,000
Hockley, Texas 1 $ 142,000 $ 142,000 $ 119,000
Howard, Texas 1 $ 173,000 $ 173,000 $ 50,000
Hutchinson, Texas 1 $ 231,000 $ 231,000 $ 115,000
Jasper, Texas 1 $ 221,000 $ 221,000 $ 200,000
Leon, Texas 1 $ 322,000 $ 322,000 $ 140,000
Lubbock, Texas 1 $ 213,000 $ 213,000 $ 114,000
Martin, Texas 1 $ 239,000 $ 239,000 $ 120,000
McLennan, Texas 1 $ 285,000 $ 285,000 $ 126,000
Robertson, Texas 1 $ 192,000 $ 192,000 $ 60,000
San Patricio, Texas 1 $ 63,000 $ 63,000 $ 53,000
Sherman, Texas 1 $ 71,000 $ 71,000 $ 41,000
Tom Green, Texas 1 $ 190,000 $ 190,000 $ 109,000
Tyler, Texas 1 $ 172,000 $ 172,000 $ 58,000
Upshur, Texas 1 $ 143,000 $ 143,000 $ 47,000
Washington, Texas 1 $ 119,000 $ 119,000 $ 46,000
Wharton, Texas 1 $ 66,000 $ 66,000 $ 80,000
Wichita, Texas 1 $ 66,000 $ 66,000 $ 39,000
King, Washington 1 $ 294,000 $ 294,000 $ 113,000
Mason, Washington 1 $ 121,000 $ 121,000 $ 41,000
Ashland, Wisconsin 1 $ 407,000 $ 407,000 $ 434,000
Kenosha, Wisconsin 1 $ 133,000 $ 133,000 $ 67,000
Marathon, Wisconsin 1 $ 125,000 $ 125,000 $ 89,000
Marquette, Wisconsin 1 $ 218,000 $ 218,000 $ 93,000
Pierce, Wisconsin 1 $ 220,000 $ 220,000 $ 54,000
Polk, Wisconsin 1 $ 356,000 $ 356,000 $ 292,000

Mortgage Loan Application Detail Totals for Nations Reliable Lending, LLC in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,874 $324,920,000 $173,000 $1,360,000 $83,000 $2,707,000
Refinancing 488 $92,693,000 $189,000 $980,000 $99,000 $843,000
Home Improvement 1 $301,000 $301,000 $301,000 $97,000 $97,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,318 $247,687,000 $187,000 $1,360,000 $97,000 $2,707,000
Hispanic 548 $80,550,000 $146,000 $417,000 $66,000 $312,000
Black or African American 332 $55,893,000 $168,000 $426,000 $68,000 $318,000
Not Provided 100 $21,290,000 $212,000 $520,000 $108,000 $1,239,000
Asian 50 $10,011,000 $200,000 $475,000 $102,000 $290,000
Native Hawaiian or Other Pacific Islander 12 $1,942,000 $161,000 $255,000 $85,000 $194,000
American Indian or Alaskan Native 3 $541,000 $180,000 $202,000 $297,000 $780,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 1,195 $177,941,000 $148,000 $378,000 $67,000 $2,707,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 908 $190,680,000 $210,000 $1,360,000 $116,000 $1,427,000
VA-guaranteed (Veterans Administration) 184 $37,191,000 $202,000 $426,000 $81,000 $249,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 76 $12,102,000 $159,000 $369,000 $55,000 $116,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,160 $382,338,000 $177,000 $1,360,000 $87,000 $2,707,000
Application Withdrawn By Applicant 109 $19,062,000 $174,000 $475,000 $77,000 $581,000
Application Denied By Financial Institution 59 $10,851,000 $183,000 $980,000 $82,000 $843,000
File Closed For Incompleteness 20 $3,037,000 $151,000 $665,000 $64,000 $159,000
Application Approved But Not Accepted 15 $2,626,000 $175,000 $608,000 $105,000 $370,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 13 $3,591,000 $276,000 $980,000 $78,000 $205,000
Collateral 12 $1,810,000 $150,000 $272,000 $70,000 $140,000
Credit History 11 $1,769,000 $160,000 $294,000 $64,000 $146,000
Other 5 $948,000 $189,000 $290,000 $90,000 $208,000
Insufficient Cash (Downpayment, Closing Cost) 4 $481,000 $120,000 $157,000 $65,000 $78,000
Unverifiable Information 3 $539,000 $179,000 $266,000 $64,000 $98,000
Credit Application Incomplete 2 $268,000 $134,000 $139,000 $66,000 $92,000
Employment History 2 $455,000 $227,000 $348,000 $425,000 $843,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Nations Reliable Lending, LLC's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Nations Reliable Lending, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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