NBKC Bank Mortgage Lending & HMDA Data, 2022
In 2022, NBKC Bank of Kansas City, MO reported 17,735 mortgage applications totaling $7.2 billion, down 45% from 2021. The average application was for $407,771, and applicants reported an average income of $133,893. 44% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Kansas City, MO-KS (786), Atlanta-Sandy Springs-Roswell, GA (412) and Houston-The Woodlands-Sugar Land, TX (341) (applications in parentheses).
| Mortgage Company & Address | NBKC Bank 8320 Ward Parkway Kansas City, MO 64114 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 17,735 |
| Total Mortgage Loan Application Amount | $7,231,835,000 |
| Average Mortgage Loan Application Amount | $407,771 |
| Highest Mortgage Loan Application Amount | $3,575,000 |
| Average Applicant Income | $133,893 |
| Highest Applicant Income | $7,500,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records NBKC Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 1,157 | $ 379,705,000 | $ 328,180 | $ 123,528 |
| Kansas City, MO-KS | 786 | $ 257,430,000 | $ 327,519 | $ 124,306 |
| Atlanta-Sandy Springs-Roswell, GA | 412 | $ 159,550,000 | $ 387,257 | $ 131,000 |
| Houston-The Woodlands-Sugar Land, TX | 341 | $ 127,335,000 | $ 373,416 | $ 148,000 |
| Dallas-Plano-Irving, TX | 326 | $ 134,650,000 | $ 413,036 | $ 145,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 281 | $ 139,835,000 | $ 497,633 | $ 160,540 |
| Las Vegas-Henderson-Paradise, NV | 280 | $ 111,160,000 | $ 397,000 | $ 129,000 |
| Phoenix-Mesa-Scottsdale, AZ | 266 | $ 113,050,000 | $ 425,000 | $ 133,000 |
| New York-Jersey City-White Plains, NY-NJ | 230 | $ 108,200,000 | $ 470,434 | $ 138,860 |
| Austin-Round Rock, TX | 229 | $ 106,785,000 | $ 466,310 | $ 163,000 |
| Seattle-Bellevue-Everett, WA | 209 | $ 117,425,000 | $ 561,842 | $ 159,000 |
| Charlotte-Concord-Gastonia, NC-SC | 200 | $ 78,620,000 | $ 393,100 | $ 132,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 187 | $ 82,005,000 | $ 438,529 | $ 171,122 |
| Tampa-St. Petersburg-Clearwater, FL | 171 | $ 65,525,000 | $ 383,187 | $ 132,000 |
| Los Angeles-Long Beach-Glendale, CA | 168 | $ 88,800,000 | $ 528,571 | $ 138,000 |
| San Antonio-New Braunfels, TX | 160 | $ 59,350,000 | $ 370,937 | $ 137,000 |
| Denver-Aurora-Lakewood, CO | 150 | $ 74,810,000 | $ 498,733 | $ 144,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 148 | $ 55,640,000 | $ 375,945 | $ 140,270 |
| New York-Newark, NY | 143 | $ 62,555,000 | $ 437,447 | $ 168,349 |
| Chicago-Naperville, IL | 139 | $ 47,155,000 | $ 339,244 | $ 126,000 |
| Riverside-San Bernardino-Ontario, CA | 139 | $ 58,355,000 | $ 419,820 | $ 126,000 |
| San Diego-Carlsbad, CA | 122 | $ 71,950,000 | $ 589,754 | $ 179,000 |
| Bremerton-Silverdale, WA | 118 | $ 54,170,000 | $ 459,067 | $ 116,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 114 | $ 51,930,000 | $ 455,526 | $ 140,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 113 | $ 52,145,000 | $ 461,460 | $ 135,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 111 | $ 38,195,000 | $ 344,099 | $ 115,162 |
| Raleigh, NC | 110 | $ 46,140,000 | $ 419,454 | $ 147,000 |
| Fort Worth-Arlington, TX | 104 | $ 40,500,000 | $ 389,423 | $ 130,000 |
| Newark, NJ-PA | 99 | $ 45,685,000 | $ 461,464 | $ 168,212 |
| Orlando-Kissimmee-Sanford, FL | 96 | $ 40,320,000 | $ 420,000 | $ 154,000 |
| Charleston-North Charleston, SC | 92 | $ 36,110,000 | $ 392,500 | $ 109,000 |
| Tacoma-Lakewood, WA | 89 | $ 42,305,000 | $ 475,337 | $ 146,000 |
| Jacksonville, FL | 86 | $ 33,450,000 | $ 388,953 | $ 124,000 |
| St. Louis, MO-IL | 86 | $ 26,160,000 | $ 304,186 | $ 121,895 |
| Montgomery County-Bucks County-Chester County, PA | 83 | $ 33,345,000 | $ 401,746 | $ 149,000 |
| Oakland-Hayward-Berkeley, CA | 81 | $ 43,695,000 | $ 539,444 | $ 152,000 |
| Nassau County-Suffolk County, NY | 79 | $ 38,255,000 | $ 484,240 | $ 178,000 |
| Salt Lake City, UT | 77 | $ 36,185,000 | $ 469,935 | $ 159,000 |
| Cambridge-Newton-Framingham, MA | 75 | $ 35,125,000 | $ 468,333 | $ 146,000 |
| Indianapolis-Carmel-Anderson, IN | 75 | $ 23,065,000 | $ 307,533 | $ 119,000 |
| Anchorage, AK | 73 | $ 29,475,000 | $ 403,767 | $ 138,000 |
| Oklahoma City, OK | 73 | $ 21,575,000 | $ 295,547 | $ 111,000 |
| Baltimore-Columbia-Towson, MD | 70 | $ 28,190,000 | $ 402,714 | $ 137,000 |
| Philadelphia, PA | 70 | $ 24,780,000 | $ 354,000 | $ 139,000 |
| Anaheim-Santa Ana-Irvine, CA | 69 | $ 41,735,000 | $ 604,855 | $ 165,000 |
| Columbus, OH | 69 | $ 21,635,000 | $ 313,550 | $ 127,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 69 | $ 29,205,000 | $ 423,260 | $ 142,000 |
| Albuquerque, NM | 65 | $ 22,325,000 | $ 343,461 | $ 121,000 |
| Miami-Miami Beach-Kendall, FL | 65 | $ 26,595,000 | $ 409,153 | $ 138,000 |
| Reno, NV | 61 | $ 27,255,000 | $ 446,803 | $ 148,000 |
| Tucson, AZ | 61 | $ 23,705,000 | $ 388,606 | $ 144,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 60 | $ 20,300,000 | $ 338,333 | $ 118,000 |
| Boise City, ID | 57 | $ 24,815,000 | $ 435,350 | $ 130,000 |
| Camden, NJ | 56 | $ 19,920,000 | $ 355,714 | $ 124,000 |
| Urban Honolulu, HI | 56 | $ 28,940,000 | $ 516,785 | $ 124,000 |
| Memphis, TN-MS-AR | 52 | $ 16,910,000 | $ 325,192 | $ 128,326 |
| Boston, MA | 51 | $ 25,865,000 | $ 507,156 | $ 148,000 |
| Tulsa, OK | 51 | $ 15,585,000 | $ 305,588 | $ 126,000 |
| Warren-Troy-Farmington Hills, MI | 51 | $ 20,895,000 | $ 409,705 | $ 136,000 |
| Pensacola-Ferry Pass-Brent, FL | 50 | $ 16,480,000 | $ 329,600 | $ 119,000 |
| Cincinnati, OH-KY-IN | 49 | $ 13,295,000 | $ 271,326 | $ 113,102 |
| Provo-Orem, UT | 48 | $ 22,230,000 | $ 463,125 | $ 135,000 |
| Providence-Warwick, RI-MA | 46 | $ 17,320,000 | $ 376,521 | $ 124,239 |
| Knoxville, TN | 45 | $ 15,635,000 | $ 347,444 | $ 118,000 |
| New Orleans-Metairie, LA | 45 | $ 14,715,000 | $ 327,000 | $ 107,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 44 | $ 16,670,000 | $ 378,863 | $ 137,000 |
| Wilmington, DE-MD-NJ | 44 | $ 18,490,000 | $ 420,227 | $ 154,954 |
| Cleveland-Elyria, OH | 43 | $ 10,855,000 | $ 252,441 | $ 124,000 |
| Huntsville, AL | 43 | $ 15,595,000 | $ 362,674 | $ 135,000 |
| Richmond, VA | 43 | $ 17,145,000 | $ 398,720 | $ 145,000 |
| Wichita, KS | 43 | $ 10,865,000 | $ 252,674 | $ 87,000 |
| Louisville/Jefferson County, KY-IN | 41 | $ 12,045,000 | $ 293,780 | $ 97,804 |
| Pittsburgh, PA | 40 | $ 11,510,000 | $ 287,750 | $ 113,000 |
| Spokane-Spokane Valley, WA | 40 | $ 16,630,000 | $ 415,750 | $ 126,000 |
| Colorado Springs, CO | 39 | $ 17,155,000 | $ 439,871 | $ 146,000 |
| Omaha-Council Bluffs, NE-IA | 39 | $ 12,305,000 | $ 315,512 | $ 111,000 |
| Cape Coral-Fort Myers, FL | 38 | $ 12,730,000 | $ 335,000 | $ 125,000 |
| Crestview-Fort Walton Beach-Destin, FL | 38 | $ 15,850,000 | $ 417,105 | $ 198,000 |
| Bridgeport-Stamford-Norwalk, CT | 37 | $ 17,675,000 | $ 477,702 | $ 155,000 |
| New Haven-Milford, CT | 37 | $ 12,045,000 | $ 325,540 | $ 136,000 |
| Birmingham-Hoover, AL | 36 | $ 12,460,000 | $ 346,111 | $ 154,000 |
| Worcester, MA-CT | 36 | $ 13,240,000 | $ 367,777 | $ 104,333 |
| Hartford-West Hartford-East Hartford, CT | 33 | $ 11,985,000 | $ 363,181 | $ 128,000 |
| Washington-Baltimore-Arlington, DC | 33 | $ 15,055,000 | $ 456,212 | $ 154,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 32 | $ 11,060,000 | $ 345,625 | $ 191,000 |
| Manchester-Nashua, NH | 31 | $ 11,905,000 | $ 384,032 | $ 136,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 31 | $ 19,145,000 | $ 617,580 | $ 156,000 |
| Springfield, MO | 31 | $ 8,155,000 | $ 263,064 | $ 108,000 |
| Augusta-Richmond County, GA-SC | 30 | $ 7,990,000 | $ 266,333 | $ 92,000 |
| Greenville-Anderson-Mauldin, SC | 30 | $ 8,750,000 | $ 291,666 | $ 102,000 |
| Idaho Falls, ID | 30 | $ 11,710,000 | $ 390,333 | $ 109,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 30 | $ 12,940,000 | $ 431,333 | $ 115,000 |
| Milwaukee-Waukesha-West Allis, WI | 29 | $ 8,645,000 | $ 298,103 | $ 112,000 |
| North Port-Sarasota-Bradenton, FL | 29 | $ 11,155,000 | $ 384,655 | $ 144,000 |
| Chattanooga, TN-GA | 28 | $ 10,270,000 | $ 366,785 | $ 146,821 |
| Fresno, CA | 28 | $ 10,380,000 | $ 370,714 | $ 169,000 |
| Asheville, NC | 27 | $ 9,615,000 | $ 356,111 | $ 116,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 27 | $ 9,435,000 | $ 349,444 | $ 181,000 |
| Durham-Chapel Hill, NC | 27 | $ 10,525,000 | $ 389,814 | $ 135,000 |
| Little Rock-North Little Rock-Conway, AR | 27 | $ 7,625,000 | $ 282,407 | $ 102,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 27 | $ 8,675,000 | $ 321,296 | $ 119,000 |
| San Francisco-Redwood City-South San Francisco, CA | 27 | $ 17,705,000 | $ 655,740 | $ 137,000 |
| Elgin, IL | 26 | $ 7,290,000 | $ 280,384 | $ 103,000 |
| Lake County-Kenosha County, IL-WI | 26 | $ 9,820,000 | $ 377,692 | $ 139,769 |
| Salem, OR | 26 | $ 9,890,000 | $ 380,384 | $ 127,000 |
| Stockton-Lodi, CA | 26 | $ 11,750,000 | $ 451,923 | $ 148,000 |
| Greensboro-High Point, NC | 25 | $ 7,775,000 | $ 311,000 | $ 164,000 |
| Lakeland-Winter Haven, FL | 25 | $ 7,835,000 | $ 313,400 | $ 88,000 |
| Ogden-Clearfield, UT | 25 | $ 12,605,000 | $ 504,200 | $ 143,000 |
| Port St. Lucie, FL | 25 | $ 7,355,000 | $ 294,200 | $ 85,000 |
| Bakersfield, CA | 24 | $ 7,450,000 | $ 310,416 | $ 129,000 |
| Daphne-Fairhope-Foley, AL | 24 | $ 7,680,000 | $ 320,000 | $ 161,000 |
| Kahului-Wailuku-Lahaina, HI | 24 | $ 13,800,000 | $ 575,000 | $ 104,000 |
| Olympia-Tumwater, WA | 23 | $ 9,485,000 | $ 412,391 | $ 149,000 |
| Portland-South Portland, ME | 23 | $ 8,895,000 | $ 386,739 | $ 140,000 |
| Columbia, SC | 22 | $ 6,260,000 | $ 284,545 | $ 102,000 |
| Modesto, CA | 22 | $ 6,770,000 | $ 307,727 | $ 186,000 |
| Savannah, GA | 22 | $ 8,120,000 | $ 369,090 | $ 151,000 |
| Boulder, CO | 21 | $ 10,035,000 | $ 477,857 | $ 149,000 |
| Enid, OK | 21 | $ 5,685,000 | $ 270,714 | $ 104,000 |
| Fayetteville, NC | 21 | $ 6,155,000 | $ 293,095 | $ 110,000 |
| Palm Bay-Melbourne-Titusville, FL | 21 | $ 7,625,000 | $ 363,095 | $ 121,000 |
| Trenton, NJ | 21 | $ 7,035,000 | $ 335,000 | $ 149,000 |
| Baton Rouge, LA | 20 | $ 6,680,000 | $ 334,000 | $ 113,000 |
| Detroit-Dearborn-Livonia, MI | 20 | $ 5,360,000 | $ 268,000 | $ 117,000 |
| Fort Collins, CO | 20 | $ 9,350,000 | $ 467,500 | $ 132,000 |
| Gulfport-Biloxi-Pascagoula, MS | 20 | $ 5,780,000 | $ 289,000 | $ 90,000 |
| Killeen-Temple, TX | 20 | $ 6,520,000 | $ 326,000 | $ 120,000 |
| Manhattan, KS | 20 | $ 5,390,000 | $ 269,500 | $ 97,000 |
| Ocala, FL | 20 | $ 5,250,000 | $ 262,500 | $ 133,000 |
| Albany-Schenectady-Troy, NY | 19 | $ 5,755,000 | $ 302,894 | $ 152,000 |
| Santa Rosa, CA | 19 | $ 9,985,000 | $ 525,526 | $ 109,000 |
| Corpus Christi, TX | 18 | $ 6,400,000 | $ 355,555 | $ 149,000 |
| Dayton-Springfield-Kettering, OH | 18 | $ 5,980,000 | $ 332,222 | $ 143,000 |
| Salinas, CA | 18 | $ 11,470,000 | $ 637,222 | $ 141,000 |
| Valdosta, GA | 18 | $ 4,420,000 | $ 245,555 | $ 91,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 17 | $ 3,995,000 | $ 235,000 | $ 138,000 |
| Grand Rapids-Wyoming, MI | 17 | $ 6,225,000 | $ 366,176 | $ 126,000 |
| Greeley, CO | 17 | $ 7,625,000 | $ 448,529 | $ 157,000 |
| Madison, WI | 17 | $ 5,605,000 | $ 329,705 | $ 131,000 |
| Burlington-South Burlington, VT | 16 | $ 6,330,000 | $ 395,625 | $ 142,000 |
| Clarksville, TN-KY | 16 | $ 4,730,000 | $ 295,625 | $ 115,000 |
| Naples-Immokalee-Marco Island, FL | 16 | $ 6,980,000 | $ 436,250 | $ 202,000 |
| Cheyenne, WY | 15 | $ 6,175,000 | $ 411,666 | $ 106,000 |
| Eugene, OR | 15 | $ 6,405,000 | $ 427,000 | $ 110,000 |
| Gary, IN | 15 | $ 4,665,000 | $ 311,000 | $ 111,000 |
| Hagerstown-Martinsburg, MD-WV | 15 | $ 3,805,000 | $ 253,666 | $ 126,200 |
| Hilton Head Island-Bluffton-Beaufort, SC | 15 | $ 6,565,000 | $ 437,666 | $ 128,000 |
| Lafayette, LA | 15 | $ 4,075,000 | $ 271,666 | $ 80,000 |
| Rochester, NY | 15 | $ 4,035,000 | $ 269,000 | $ 114,000 |
| Salisbury, MD-DE | 15 | $ 5,905,000 | $ 393,666 | $ 154,266 |
| Santa Maria-Santa Barbara, CA | 15 | $ 7,875,000 | $ 525,000 | $ 158,000 |
| Warner Robins, GA | 15 | $ 3,475,000 | $ 231,666 | $ 112,000 |
| Wilmington, NC | 15 | $ 5,955,000 | $ 397,000 | $ 117,000 |
| Jackson, MS | 14 | $ 5,140,000 | $ 367,142 | $ 103,000 |
| Kennewick-Richland, WA | 14 | $ 5,720,000 | $ 408,571 | $ 149,000 |
| Topeka, KS | 14 | $ 2,890,000 | $ 206,428 | $ 67,000 |
| Coeur D'Alene, ID | 13 | $ 7,435,000 | $ 571,923 | $ 153,000 |
| Panama City, FL | 13 | $ 5,055,000 | $ 388,846 | $ 111,000 |
| Akron, OH | 12 | $ 3,810,000 | $ 317,500 | $ 180,000 |
| Bellingham, WA | 12 | $ 7,090,000 | $ 590,833 | $ 118,000 |
| Bend-Redmond, OR | 12 | $ 5,710,000 | $ 475,833 | $ 148,000 |
| Gainesville, FL | 12 | $ 4,770,000 | $ 397,500 | $ 133,000 |
| Des Moines-West Des Moines, IA | 11 | $ 2,895,000 | $ 263,181 | $ 98,000 |
| Glens Falls, NY | 11 | $ 3,205,000 | $ 291,363 | $ 125,000 |
| Jacksonville, NC | 11 | $ 3,115,000 | $ 283,181 | $ 91,000 |
| Prescott Valley-Prescott, AZ | 11 | $ 3,945,000 | $ 358,636 | $ 121,000 |
| Rockingham County-Strafford County, NH | 11 | $ 4,765,000 | $ 433,181 | $ 116,000 |
| Sioux Falls, SD | 11 | $ 3,995,000 | $ 363,181 | $ 122,000 |
| St. Joseph, MO-KS | 11 | $ 2,685,000 | $ 244,090 | $ 84,000 |
| Tallahassee, FL | 11 | $ 3,085,000 | $ 280,454 | $ 133,000 |
| Vallejo-Fairfield, CA | 11 | $ 5,035,000 | $ 457,727 | $ 108,000 |
| Wichita Falls, TX | 11 | $ 3,835,000 | $ 348,636 | $ 130,000 |
| Winston-Salem, NC | 11 | $ 3,455,000 | $ 314,090 | $ 131,000 |
| Bloomington, IL | 10 | $ 2,510,000 | $ 251,000 | $ 93,000 |
| Casper, WY | 10 | $ 3,560,000 | $ 356,000 | $ 187,000 |
| Charlottesville, VA | 10 | $ 3,930,000 | $ 393,000 | $ 120,000 |
| Chico, CA | 10 | $ 3,480,000 | $ 348,000 | $ 110,000 |
| Davenport-Moline-Rock Island, IA-IL | 10 | $ 2,970,000 | $ 297,000 | $ 113,800 |
| Dover, DE | 10 | $ 3,870,000 | $ 387,000 | $ 98,000 |
| Hickory-Lenoir-Morganton, NC | 10 | $ 2,790,000 | $ 279,000 | $ 118,000 |
| Medford, OR | 10 | $ 3,660,000 | $ 366,000 | $ 130,000 |
| Montgomery, AL | 10 | $ 4,410,000 | $ 441,000 | $ 136,000 |
| Mount Vernon-Anacortes, WA | 10 | $ 5,120,000 | $ 512,000 | $ 156,000 |
| Punta Gorda, FL | 10 | $ 4,350,000 | $ 435,000 | $ 113,000 |
| Springfield, MA | 10 | $ 3,220,000 | $ 322,000 | $ 82,000 |
| York-Hanover, PA | 10 | $ 3,640,000 | $ 364,000 | $ 160,000 |
| Billings, MT | 9 | $ 2,705,000 | $ 300,555 | $ 105,000 |
| College Station-Bryan, TX | 9 | $ 3,375,000 | $ 375,000 | $ 123,000 |
| El Paso, TX | 9 | $ 2,135,000 | $ 237,222 | $ 129,000 |
| Harrisburg-Carlisle, PA | 9 | $ 2,385,000 | $ 265,000 | $ 153,000 |
| Joplin, MO | 9 | $ 2,565,000 | $ 285,000 | $ 110,000 |
| McAllen-Edinburg-Mission, TX | 9 | $ 2,355,000 | $ 261,666 | $ 154,000 |
| Shreveport-Bossier City, LA | 9 | $ 2,065,000 | $ 229,444 | $ 101,000 |
| Spartanburg, SC | 9 | $ 3,165,000 | $ 351,666 | $ 113,000 |
| Syracuse, NY | 9 | $ 2,525,000 | $ 280,555 | $ 106,000 |
| Toledo, OH | 9 | $ 2,665,000 | $ 296,111 | $ 127,000 |
| Columbia, MO | 8 | $ 3,020,000 | $ 377,500 | $ 157,000 |
| Fairbanks, AK | 8 | $ 2,340,000 | $ 292,500 | $ 107,000 |
| Fort Wayne, IN | 8 | $ 2,910,000 | $ 363,750 | $ 166,000 |
| Harrisonburg, VA | 8 | $ 3,180,000 | $ 397,500 | $ 85,000 |
| Kingston, NY | 8 | $ 2,850,000 | $ 356,250 | $ 134,000 |
| Lake Havasu City-Kingman, AZ | 8 | $ 2,500,000 | $ 312,500 | $ 107,000 |
| Mobile, AL | 8 | $ 1,480,000 | $ 185,000 | $ 86,000 |
| Norwich-New London, CT | 8 | $ 1,410,000 | $ 176,250 | $ 137,000 |
| St. George, UT | 8 | $ 3,050,000 | $ 381,250 | $ 111,000 |
| Sumter, SC | 8 | $ 2,210,000 | $ 276,250 | $ 111,000 |
| Abilene, TX | 7 | $ 2,125,000 | $ 303,571 | $ 101,000 |
| Albany, OR | 7 | $ 2,825,000 | $ 403,571 | $ 121,000 |
| Barnstable Town, MA | 7 | $ 3,335,000 | $ 476,428 | $ 204,000 |
| Fargo, ND-MN | 7 | $ 1,905,000 | $ 272,142 | $ 110,714 |
| Flagstaff, AZ | 7 | $ 2,355,000 | $ 336,428 | $ 72,000 |
| Fort Smith, AR-OK | 7 | $ 1,725,000 | $ 246,428 | $ 124,285 |
| Goldsboro, NC | 7 | $ 1,595,000 | $ 227,857 | $ 100,000 |
| Hanford-Corcoran, CA | 7 | $ 2,555,000 | $ 365,000 | $ 100,000 |
| Lafayette-West Lafayette, IN | 7 | $ 1,865,000 | $ 266,428 | $ 153,000 |
| Lansing-East Lansing, MI | 7 | $ 2,425,000 | $ 346,428 | $ 104,000 |
| Logan, UT-ID | 7 | $ 3,225,000 | $ 460,714 | $ 211,000 |
| Midland, TX | 7 | $ 2,715,000 | $ 387,857 | $ 115,000 |
| Santa Fe, NM | 7 | $ 3,505,000 | $ 500,714 | $ 194,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 7 | $ 2,045,000 | $ 292,142 | $ 83,000 |
| Sherman-Denison, TX | 7 | $ 2,685,000 | $ 383,571 | $ 171,000 |
| Waco, TX | 7 | $ 1,615,000 | $ 230,714 | $ 92,000 |
| Yuma, AZ | 7 | $ 2,275,000 | $ 325,000 | $ 127,000 |
| Auburn-Opelika, AL | 6 | $ 2,230,000 | $ 371,666 | $ 155,000 |
| Brunswick, GA | 6 | $ 1,820,000 | $ 303,333 | $ 136,000 |
| Burlington, NC | 6 | $ 2,300,000 | $ 383,333 | $ 125,000 |
| Canton-Massillon, OH | 6 | $ 1,650,000 | $ 275,000 | $ 98,000 |
| Champaign-Urbana, IL | 6 | $ 1,290,000 | $ 215,000 | $ 95,000 |
| Elizabethtown-Fort Knox, KY | 6 | $ 1,340,000 | $ 223,333 | $ 124,000 |
| Great Falls, MT | 6 | $ 1,610,000 | $ 268,333 | $ 86,000 |
| Homosassa Springs, FL | 6 | $ 1,810,000 | $ 301,666 | $ 136,000 |
| Huntington-Ashland, WV-KY-OH | 6 | $ 2,080,000 | $ 346,666 | $ 57,000 |
| Lancaster, PA | 6 | $ 2,460,000 | $ 410,000 | $ 191,000 |
| Las Cruces, NM | 6 | $ 1,510,000 | $ 251,666 | $ 93,000 |
| New Bern, NC | 6 | $ 1,650,000 | $ 275,000 | $ 124,000 |
| Reading, PA | 6 | $ 2,090,000 | $ 348,333 | $ 191,000 |
| Redding, CA | 6 | $ 1,880,000 | $ 313,333 | $ 72,000 |
| Sierra Vista-Douglas, AZ | 6 | $ 1,390,000 | $ 231,666 | $ 214,000 |
| Wenatchee, WA | 6 | $ 3,460,000 | $ 576,666 | $ 205,000 |
| Athens-Clarke County, GA | 5 | $ 1,265,000 | $ 253,000 | $ 99,000 |
| Atlantic City-Hammonton, NJ | 5 | $ 1,435,000 | $ 287,000 | $ 105,000 |
| Bowling Green, KY | 5 | $ 1,465,000 | $ 293,000 | $ 101,000 |
| Duluth, MN-WI | 5 | $ 1,225,000 | $ 245,000 | $ 101,000 |
| Grants Pass, OR | 5 | $ 1,705,000 | $ 341,000 | $ 144,000 |
| Green Bay, WI | 5 | $ 1,385,000 | $ 277,000 | $ 114,000 |
| Lake Charles, LA | 5 | $ 1,055,000 | $ 211,000 | $ 76,000 |
| Lynchburg, VA | 5 | $ 1,815,000 | $ 363,000 | $ 135,000 |
| Rochester, MN | 5 | $ 1,735,000 | $ 347,000 | $ 116,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 5 | $ 1,915,000 | $ 383,000 | $ 117,000 |
| San Rafael, CA | 5 | $ 3,665,000 | $ 733,000 | $ 262,000 |
| Santa Cruz-Watsonville, CA | 5 | $ 2,935,000 | $ 587,000 | $ 150,000 |
| Sebastian-Vero Beach, FL | 5 | $ 1,725,000 | $ 345,000 | $ 115,000 |
| Wausau, WI | 5 | $ 1,625,000 | $ 325,000 | $ 151,000 |
| Yakima, WA | 5 | $ 1,275,000 | $ 255,000 | $ 187,000 |
| Amarillo, TX | 4 | $ 1,470,000 | $ 367,500 | $ 124,000 |
| California-Lexington Park, MD | 4 | $ 1,270,000 | $ 317,500 | $ 130,000 |
| Carson City, NV | 4 | $ 1,900,000 | $ 475,000 | $ 82,000 |
| Charleston, WV | 4 | $ 630,000 | $ 157,500 | $ 55,000 |
| Corvallis, OR | 4 | $ 1,590,000 | $ 397,500 | $ 142,000 |
| East Stroudsburg, PA | 4 | $ 1,540,000 | $ 385,000 | $ 144,000 |
| Flint, MI | 4 | $ 580,000 | $ 145,000 | $ 72,000 |
| Ithaca, NY | 4 | $ 860,000 | $ 215,000 | $ 81,000 |
| Jonesboro, AR | 4 | $ 1,020,000 | $ 255,000 | $ 80,000 |
| Lawrence, KS | 4 | $ 1,020,000 | $ 255,000 | $ 110,000 |
| Lawton, OK | 4 | $ 1,300,000 | $ 325,000 | $ 103,000 |
| Lexington-Fayette, KY | 4 | $ 1,050,000 | $ 262,500 | $ 183,000 |
| Lincoln, NE | 4 | $ 1,190,000 | $ 297,500 | $ 116,000 |
| Longview, TX | 4 | $ 1,070,000 | $ 267,500 | $ 94,000 |
| Lubbock, TX | 4 | $ 1,150,000 | $ 287,500 | $ 56,000 |
| Merced, CA | 4 | $ 1,400,000 | $ 350,000 | $ 50,000 |
| Monroe, LA | 4 | $ 710,000 | $ 177,500 | $ 134,000 |
| Monroe, MI | 4 | $ 770,000 | $ 192,500 | $ 108,000 |
| Ocean City, NJ | 4 | $ 1,720,000 | $ 430,000 | $ 281,000 |
| Racine, WI | 4 | $ 1,070,000 | $ 267,500 | $ 105,000 |
| Rapid City, SD | 4 | $ 1,630,000 | $ 407,500 | $ 102,000 |
| Roanoke, VA | 4 | $ 1,390,000 | $ 347,500 | $ 89,000 |
| Rockford, IL | 4 | $ 760,000 | $ 190,000 | $ 61,000 |
| St. Cloud, MN | 4 | $ 1,560,000 | $ 390,000 | $ 81,000 |
| State College, PA | 4 | $ 1,190,000 | $ 297,500 | $ 114,000 |
| The Villages, FL | 4 | $ 2,050,000 | $ 512,500 | $ 267,000 |
| Utica-Rome, NY | 4 | $ 1,080,000 | $ 270,000 | $ 127,000 |
| Visalia-Porterville, CA | 4 | $ 1,560,000 | $ 390,000 | $ 132,000 |
| Winchester, VA-WV | 4 | $ 1,730,000 | $ 432,500 | $ 131,000 |
| Youngstown-Warren-Boardman, OH-PA | 4 | $ 1,080,000 | $ 270,000 | $ 134,000 |
| Albany, GA | 3 | $ 775,000 | $ 258,333 | $ 94,000 |
| Alexandria, LA | 3 | $ 935,000 | $ 311,666 | $ 139,000 |
| Ann Arbor, MI | 3 | $ 765,000 | $ 255,000 | $ 34,000 |
| Beaumont-Port Arthur, TX | 3 | $ 845,000 | $ 281,666 | $ 265,000 |
| Beckley, WV | 3 | $ 655,000 | $ 218,333 | $ 115,000 |
| Binghamton, NY | 3 | $ 745,000 | $ 248,333 | $ 75,000 |
| Blacksburg-Christiansburg-Radford, VA | 3 | $ 795,000 | $ 265,000 | $ 129,000 |
| Cape Girardeau, MO-IL | 3 | $ 1,325,000 | $ 441,666 | $ 166,000 |
| Columbus, GA-AL | 3 | $ 685,000 | $ 228,333 | $ 112,000 |
| Gettysburg, PA | 3 | $ 765,000 | $ 255,000 | $ 152,000 |
| Greenville, NC | 3 | $ 785,000 | $ 261,666 | $ 102,000 |
| Jackson, TN | 3 | $ 805,000 | $ 268,333 | $ 115,000 |
| Kingsport-Bristol-Bristol, TN-VA | 3 | $ 1,015,000 | $ 338,333 | $ 143,000 |
| Lebanon, PA | 3 | $ 725,000 | $ 241,666 | $ 56,000 |
| Madera, CA | 3 | $ 925,000 | $ 308,333 | $ 136,000 |
| Michigan City-La Porte, IN | 3 | $ 595,000 | $ 198,333 | $ 64,000 |
| Midland, MI | 3 | $ 525,000 | $ 175,000 | $ 197,000 |
| Missoula, MT | 3 | $ 1,175,000 | $ 391,666 | $ 99,000 |
| Morristown, TN | 3 | $ 955,000 | $ 318,333 | $ 80,000 |
| Parkersburg-Vienna, WV | 3 | $ 685,000 | $ 228,333 | $ 77,000 |
| Peoria, IL | 3 | $ 365,000 | $ 121,666 | $ 75,000 |
| Pocatello, ID | 3 | $ 1,055,000 | $ 351,666 | $ 93,000 |
| Sebring, FL | 3 | $ 575,000 | $ 191,666 | $ 33,000 |
| South Bend-Mishawaka, IN-MI | 3 | $ 1,165,000 | $ 388,333 | $ 132,000 |
| Springfield, IL | 3 | $ 1,005,000 | $ 335,000 | $ 170,000 |
| Staunton-Waynesboro, VA | 3 | $ 835,000 | $ 278,333 | $ 61,000 |
| Terre Haute, IN | 3 | $ 665,000 | $ 221,666 | $ 79,000 |
| Tuscaloosa, AL | 3 | $ 845,000 | $ 281,666 | $ 93,000 |
| Watertown-Fort Drum, NY | 3 | $ 435,000 | $ 145,000 | $ 26,000 |
| Bloomington, IN | 2 | $ 790,000 | $ 395,000 | $ 159,000 |
| Brownsville-Harlingen, TX | 2 | $ 370,000 | $ 185,000 | $ 142,000 |
| Cedar Rapids, IA | 2 | $ 220,000 | $ 110,000 | $ 37,000 |
| Chambersburg-Waynesboro, PA | 2 | $ 810,000 | $ 405,000 | $ 164,000 |
| Columbus, IN | 2 | $ 630,000 | $ 315,000 | $ 212,000 |
| Cumberland, MD-WV | 2 | $ 570,000 | $ 285,000 | $ 106,500 |
| Dalton, GA | 2 | $ 310,000 | $ 155,000 | $ 27,000 |
| Decatur, AL | 2 | $ 640,000 | $ 320,000 | $ 116,000 |
| Dothan, AL | 2 | $ 710,000 | $ 355,000 | $ 89,000 |
| Erie, PA | 2 | $ 580,000 | $ 290,000 | $ 159,000 |
| Evansville, IN-KY | 2 | $ 370,000 | $ 185,000 | $ 106,000 |
| Gainesville, GA | 2 | $ 1,370,000 | $ 685,000 | $ 65,000 |
| Grand Island, NE | 2 | $ 930,000 | $ 465,000 | $ 201,000 |
| Grand Junction, CO | 2 | $ 500,000 | $ 250,000 | $ 61,000 |
| Hattiesburg, MS | 2 | $ 490,000 | $ 245,000 | $ 38,000 |
| Hinesville, GA | 2 | $ 250,000 | $ 125,000 | $ 102,000 |
| Johnson City, TN | 2 | $ 240,000 | $ 120,000 | $ 33,000 |
| Laredo, TX | 2 | $ 410,000 | $ 205,000 | $ 68,000 |
| Longview, WA | 2 | $ 700,000 | $ 350,000 | $ 107,000 |
| Macon-Bibb County, GA | 2 | $ 700,000 | $ 350,000 | $ 240,000 |
| Mansfield, OH | 2 | $ 200,000 | $ 100,000 | $ 18,000 |
| Morgantown, WV | 2 | $ 740,000 | $ 370,000 | $ 210,000 |
| Muncie, IN | 2 | $ 440,000 | $ 220,000 | $ 129,000 |
| Niles-Benton Harbor, MI | 2 | $ 370,000 | $ 185,000 | $ 181,000 |
| Odessa, TX | 2 | $ 620,000 | $ 310,000 | $ 168,000 |
| Pittsfield, MA | 2 | $ 680,000 | $ 340,000 | $ 103,000 |
| Rocky Mount, NC | 2 | $ 330,000 | $ 165,000 | $ 32,000 |
| Sheboygan, WI | 2 | $ 280,000 | $ 140,000 | $ 85,000 |
| Springfield, OH | 2 | $ 680,000 | $ 340,000 | $ 137,000 |
| Yuba City, CA | 2 | $ 1,130,000 | $ 565,000 | $ 331,000 |
| Altoona, PA | 1 | $ 5,000 | $ 5,000 | $ 0 |
| Ames, IA | 1 | $ 405,000 | $ 405,000 | $ 146,000 |
| Appleton, WI | 1 | $ 835,000 | $ 835,000 | $ 293,000 |
| Battle Creek, MI | 1 | $ 215,000 | $ 215,000 | $ 147,000 |
| Bay City, MI | 1 | $ 185,000 | $ 185,000 | $ 104,000 |
| Cleveland, TN | 1 | $ 365,000 | $ 365,000 | $ 144,000 |
| Eau Claire, WI | 1 | $ 205,000 | $ 205,000 | $ 80,000 |
| Elkhart-Goshen, IN | 1 | $ 325,000 | $ 325,000 | $ 110,000 |
| Farmington, NM | 1 | $ 265,000 | $ 265,000 | $ 131,000 |
| Florence, SC | 1 | $ 105,000 | $ 105,000 | $ 66,000 |
| Florence-Muscle Shoals, AL | 1 | $ 455,000 | $ 455,000 | $ 185,000 |
| Grand Forks, ND-MN | 1 | $ 305,000 | $ 305,000 | $ 68,000 |
| Hammond, LA | 1 | $ 135,000 | $ 135,000 | $ 53,000 |
| Hot Springs, AR | 1 | $ 495,000 | $ 495,000 | $ 334,000 |
| Houma-Thibodaux, LA | 1 | $ 295,000 | $ 295,000 | $ 88,000 |
| Jefferson City, MO | 1 | $ 215,000 | $ 215,000 | $ 55,000 |
| Johnstown, PA | 1 | $ 245,000 | $ 245,000 | $ 80,000 |
| Kalamazoo-Portage, MI | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Kokomo, IN | 1 | $ 415,000 | $ 415,000 | $ 127,000 |
| Lewiston-Auburn, ME | 1 | $ 295,000 | $ 295,000 | $ 241,000 |
| Mankato-North Mankato, MN | 1 | $ 255,000 | $ 255,000 | $ 133,000 |
| Muskegon, MI | 1 | $ 195,000 | $ 195,000 | $ 88,000 |
| Napa, CA | 1 | $ 575,000 | $ 575,000 | $ 150,000 |
| Pine Bluff, AR | 1 | $ 315,000 | $ 315,000 | $ 120,000 |
| Pueblo, CO | 1 | $ 315,000 | $ 315,000 | $ 126,000 |
| Rome, GA | 1 | $ 405,000 | $ 405,000 | $ 174,000 |
| Saginaw, MI | 1 | $ 195,000 | $ 195,000 | $ 130,000 |
| San Angelo, TX | 1 | $ 285,000 | $ 285,000 | $ 218,000 |
| Twin Falls, ID | 1 | $ 375,000 | $ 375,000 | $ 62,000 |
| Tyler, TX | 1 | $ 265,000 | $ 265,000 | $ 52,000 |
| Victoria, TX | 1 | $ 105,000 | $ 105,000 | $ 109,000 |
| Walla Walla, WA | 1 | $ 355,000 | $ 355,000 | $ 117,000 |
| Weirton-Steubenville, WV-OH | 1 | $ 245,000 | $ 245,000 | $ 52,000 |
Mortgage Loan Application Detail Totals for NBKC Bank in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 13,001 | $5,575,875,000 | $428,000 | $3,575,000 | $142,000 | $7,500,000 |
| Cash-out Refinancing | 2,945 | $1,011,705,000 | $343,000 | $1,655,000 | $119,000 | $1,910,000 |
| Refinancing | 1,726 | $630,870,000 | $365,000 | $2,985,000 | $99,000 | $1,824,000 |
| Home Improvement | 62 | $12,590,000 | $203,000 | $605,000 | $115,000 | $433,000 |
| Not Applicable | 1 | $795,000 | $795,000 | $795,000 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 10,245 | $4,058,985,000 | $396,000 | $1,905,000 | $134,000 | $7,500,000 |
| Not Provided | 2,404 | $1,021,950,000 | $425,000 | $1,775,000 | $142,000 | $1,824,000 |
| Asian | 2,026 | $965,810,000 | $476,000 | $1,525,000 | $152,000 | $835,000 |
| Hispanic | 1,699 | $644,825,000 | $379,000 | $2,165,000 | $119,000 | $900,000 |
| Black or African American | 1,031 | $365,455,000 | $354,000 | $2,005,000 | $112,000 | $1,518,000 |
| Native Hawaiian or Other Pacific Islander | 11 | $4,355,000 | $395,000 | $735,000 | $154,000 | $247,000 |
| Not applicable | 11 | $18,545,000 | $1,685,000 | $3,575,000 | $0 | $0 |
| American Indian or Alaskan Native | 11 | $4,165,000 | $378,000 | $1,455,000 | $106,000 | $198,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 13,924 | $5,644,580,000 | $405,000 | $3,575,000 | $140,000 | $7,500,000 |
| VA-guaranteed (Veterans Administration) | 2,895 | $1,303,315,000 | $450,000 | $2,165,000 | $120,000 | $972,000 |
| FHA-insured (Federal Housing Administration) | 916 | $283,940,000 | $309,000 | $1,765,000 | $92,000 | $529,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 7,735 | $3,036,725,000 | $392,000 | $3,575,000 | $147,000 | $7,500,000 |
| Preapproval Approved but not Accepted | 4,311 | $1,991,115,000 | $461,000 | $2,165,000 | $139,000 | $1,518,000 |
| Application Withdrawn By Applicant | 3,058 | $1,262,140,000 | $412,000 | $3,115,000 | $149,000 | $1,824,000 |
| Application Denied By Financial Institution | 1,032 | $372,050,000 | $360,000 | $1,655,000 | $109,000 | $1,910,000 |
| File Closed For Incompleteness | 869 | $273,455,000 | $314,000 | $2,005,000 | $3,000 | $323,000 |
| Preapproval Denied by Financial Institution | 604 | $248,650,000 | $411,000 | $1,765,000 | $103,000 | $1,485,000 |
| Loan Purchased By The Institution | 63 | $22,575,000 | $358,000 | $785,000 | $130,000 | $495,000 |
| Application Approved But Not Accepted | 63 | $25,125,000 | $398,000 | $685,000 | $154,000 | $450,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 16,099 | $6,611,135,000 | $410,000 | $3,575,000 | $137,000 | $7,500,000 |
| Debt-To-Income Ratio | 650 | $260,610,000 | $400,000 | $1,765,000 | $93,000 | $899,000 |
| Unverifiable Information | 447 | $180,765,000 | $404,000 | $1,655,000 | $136,000 | $1,910,000 |
| Credit History | 327 | $99,055,000 | $302,000 | $1,225,000 | $78,000 | $433,000 |
| Collateral | 118 | $42,470,000 | $359,000 | $975,000 | $145,000 | $1,290,000 |
| Employment History | 83 | $33,615,000 | $405,000 | $1,175,000 | $114,000 | $475,000 |
| Other | 11 | $4,185,000 | $380,000 | $825,000 | $125,000 | $227,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into NBKC Bank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess NBKC Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.
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