NBKC Bank Mortgage Lending & HMDA Data, 2022

In 2022, NBKC Bank of Kansas City, MO reported 17,735 mortgage applications totaling $7.2 billion, down 45% from 2021. The average application was for $407,771, and applicants reported an average income of $133,893. 44% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Kansas City, MO-KS (786), Atlanta-Sandy Springs-Roswell, GA (412) and Houston-The Woodlands-Sugar Land, TX (341) (applications in parentheses).

Mortgage Company & Address NBKC Bank
8320 Ward Parkway
Kansas City, MO 64114
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  
Total Number of Mortgage Applications 17,735
Total Mortgage Loan Application Amount $7,231,835,000
Average Mortgage Loan Application Amount $407,771
Highest Mortgage Loan Application Amount $3,575,000
Average Applicant Income $133,893
Highest Applicant Income $7,500,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records NBKC Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for NBKC Bank by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Johnson, Kansas 309 $ 108,265,000 $ 350,372 $ 141,000
Clark, Nevada 280 $ 111,160,000 $ 397,000 $ 129,000
Jackson, Missouri 246 $ 77,150,000 $ 313,617 $ 113,000
Maricopa, Arizona 244 $ 105,590,000 $ 432,745 $ 134,000
Harris, Texas 199 $ 71,745,000 $ 360,527 $ 150,000
Los Angeles, California 168 $ 88,800,000 $ 528,571 $ 138,000
King, Washington 152 $ 88,500,000 $ 582,236 $ 161,000
San Diego, California 122 $ 71,950,000 $ 589,754 $ 179,000
Bexar, Texas 119 $ 42,695,000 $ 358,781 $ 131,000
Kitsap, Washington 118 $ 54,170,000 $ 459,067 $ 116,000
Collin, Texas 111 $ 48,105,000 $ 433,378 $ 147,000
Travis, Texas 106 $ 50,150,000 $ 473,113 $ 166,000
Cook, Illinois 99 $ 33,695,000 $ 340,353 $ 126,000
Wake, North Carolina 96 $ 41,420,000 $ 431,458 $ 151,000
Williamson, Texas 96 $ 44,630,000 $ 464,895 $ 165,000
Denton, Texas 89 $ 39,965,000 $ 449,044 $ 158,000
Pierce, Washington 89 $ 42,305,000 $ 475,337 $ 146,000
Fulton, Georgia 87 $ 33,935,000 $ 390,057 $ 134,000
Dallas, Texas 83 $ 29,885,000 $ 360,060 $ 130,000
Mecklenburg, North Carolina 81 $ 31,145,000 $ 384,506 $ 125,000
Gwinnett, Georgia 80 $ 27,510,000 $ 343,875 $ 135,000
Camden, Georgia 79 $ 23,905,000 $ 302,594 $ 93,000
Tarrant, Texas 76 $ 30,810,000 $ 405,394 $ 131,000
Salt Lake, Utah 75 $ 35,435,000 $ 472,466 $ 161,000
Clay, Missouri 74 $ 24,750,000 $ 334,459 $ 107,000
San Bernardino, California 73 $ 29,425,000 $ 403,082 $ 123,000
Fairfax, Virginia 73 $ 36,695,000 $ 502,671 $ 160,000
Hillsborough, Florida 70 $ 30,020,000 $ 428,857 $ 148,000
Orange, California 69 $ 41,735,000 $ 604,855 $ 165,000
Broward, Florida 69 $ 29,205,000 $ 423,260 $ 142,000
Washington, Oregon 69 $ 29,555,000 $ 428,333 $ 140,000
Sacramento, California 67 $ 29,175,000 $ 435,447 $ 142,000
Riverside, California 66 $ 28,930,000 $ 438,333 $ 130,000
Miami-Dade, Florida 65 $ 26,595,000 $ 409,153 $ 138,000
Pima, Arizona 61 $ 23,705,000 $ 388,606 $ 144,000
Cobb, Georgia 61 $ 23,985,000 $ 393,196 $ 129,000
Washoe, Nevada 60 $ 26,730,000 $ 445,500 $ 146,000
Fort Bend, Texas 60 $ 22,920,000 $ 382,000 $ 148,000
Orange, Florida 57 $ 24,055,000 $ 422,017 $ 147,000
Snohomish, Washington 57 $ 28,925,000 $ 507,456 $ 155,000
Honolulu, Hawaii 56 $ 28,940,000 $ 516,785 $ 124,000
Middlesex, Massachusetts 56 $ 25,640,000 $ 457,857 $ 140,000
Anchorage, Alaska 52 $ 20,300,000 $ 390,384 $ 142,000
Middlesex, New Jersey 50 $ 21,450,000 $ 429,000 $ 162,000
Montgomery, Texas 50 $ 21,380,000 $ 427,600 $ 150,000
Pinellas, Florida 49 $ 15,815,000 $ 322,755 $ 116,000
Benton, Arkansas 48 $ 16,530,000 $ 344,375 $ 124,000
Hennepin, Minnesota 48 $ 18,040,000 $ 375,833 $ 141,000
Multnomah, Oregon 46 $ 19,630,000 $ 426,739 $ 284,000
Philadelphia, Pennsylvania 46 $ 15,950,000 $ 346,739 $ 145,000
Utah, Utah 46 $ 21,460,000 $ 466,521 $ 129,000
Contra Costa, California 45 $ 21,445,000 $ 476,555 $ 130,000
Ada, Idaho 45 $ 20,865,000 $ 463,666 $ 140,000
Bernalillo, New Mexico 45 $ 15,425,000 $ 342,777 $ 123,000
Palm Beach, Florida 44 $ 16,670,000 $ 378,863 $ 137,000
Pasco, Florida 44 $ 17,690,000 $ 402,045 $ 132,000
DeKalb, Georgia 44 $ 17,890,000 $ 406,590 $ 132,000
Platte, Missouri 44 $ 13,230,000 $ 300,681 $ 141,000
Hawaii, Hawaii 42 $ 20,470,000 $ 487,380 $ 133,000
Clark, Washington 42 $ 20,380,000 $ 485,238 $ 130,000
New Castle, Delaware 41 $ 17,745,000 $ 432,804 $ 160,000
Franklin, Ohio 41 $ 12,405,000 $ 302,560 $ 130,000
Oklahoma, Oklahoma 41 $ 12,665,000 $ 308,902 $ 118,000
Nassau, New York 40 $ 20,280,000 $ 507,000 $ 178,000
Westchester, New York 40 $ 20,500,000 $ 512,500 $ 181,000
Charleston, South Carolina 40 $ 16,130,000 $ 403,250 $ 121,000
Davidson, Tennessee 40 $ 19,410,000 $ 485,250 $ 152,000
Spokane, Washington 40 $ 16,630,000 $ 415,750 $ 126,000
Denver, Colorado 39 $ 17,815,000 $ 456,794 $ 137,000
District of Columbia, District Of Columbia 39 $ 20,515,000 $ 526,025 $ 198,000
Sedgwick, Kansas 39 $ 9,995,000 $ 256,282 $ 86,000
Bergen, New Jersey 39 $ 17,735,000 $ 454,743 $ 171,000
Suffolk, New York 39 $ 17,975,000 $ 460,897 $ 178,000
El Paso, Colorado 38 $ 16,860,000 $ 443,684 $ 148,000
Lee, Florida 38 $ 12,730,000 $ 335,000 $ 125,000
Loudoun, Virginia 38 $ 21,890,000 $ 576,052 $ 181,000
Fairfield, Connecticut 37 $ 17,675,000 $ 477,702 $ 155,000
New Haven, Connecticut 37 $ 12,045,000 $ 325,540 $ 136,000
Essex, New Jersey 37 $ 16,235,000 $ 438,783 $ 148,000
Madison, Alabama 36 $ 12,540,000 $ 348,333 $ 131,000
Alameda, California 36 $ 22,250,000 $ 618,055 $ 182,000
Wyandotte, Kansas 36 $ 12,200,000 $ 338,888 $ 93,000
Montgomery, Pennsylvania 36 $ 14,170,000 $ 393,611 $ 145,000
Duval, Florida 35 $ 12,795,000 $ 365,571 $ 120,000
Curry, New Mexico 33 $ 7,965,000 $ 241,363 $ 88,000
Queens, New York 33 $ 19,545,000 $ 592,272 $ 124,000
Tulsa, Oklahoma 33 $ 10,745,000 $ 325,606 $ 147,000
Leavenworth, Kansas 32 $ 9,390,000 $ 293,437 $ 121,000
St. Louis, Missouri 32 $ 9,030,000 $ 282,187 $ 127,000
York, South Carolina 32 $ 12,410,000 $ 387,812 $ 129,000
Hillsborough, New Hampshire 31 $ 11,905,000 $ 384,032 $ 136,000
Monmouth, New Jersey 31 $ 15,145,000 $ 488,548 $ 184,000
Otero, New Mexico 31 $ 8,595,000 $ 277,258 $ 98,000
Shelby, Tennessee 31 $ 10,785,000 $ 347,903 $ 142,000
Williamson, Tennessee 31 $ 15,935,000 $ 514,032 $ 142,000
Santa Clara, California 30 $ 18,500,000 $ 616,666 $ 161,000
Ventura, California 30 $ 12,940,000 $ 431,333 $ 115,000
Morris, New Jersey 30 $ 14,780,000 $ 492,666 $ 184,000
Allegheny, Pennsylvania 30 $ 9,440,000 $ 314,666 $ 123,000
Virginia Beach, Virginia 30 $ 11,140,000 $ 371,333 $ 110,000
Placer, California 29 $ 15,435,000 $ 532,241 $ 137,000
Anne Arundel, Maryland 29 $ 13,065,000 $ 450,517 $ 142,000
Worcester, Massachusetts 29 $ 11,685,000 $ 402,931 $ 102,000
Burlington, New Jersey 29 $ 11,385,000 $ 392,586 $ 120,000
Somerset, New Jersey 29 $ 13,975,000 $ 481,896 $ 188,000
Prince William, Virginia 29 $ 14,555,000 $ 501,896 $ 162,000
Fresno, California 28 $ 10,380,000 $ 370,714 $ 169,000
Santa Rosa, Florida 28 $ 9,980,000 $ 356,428 $ 104,000
St. Johns, Florida 28 $ 12,840,000 $ 458,571 $ 133,000
Forsyth, Georgia 28 $ 12,690,000 $ 453,214 $ 153,000
Oakland, Michigan 28 $ 11,570,000 $ 413,214 $ 120,000
Arapahoe, Colorado 27 $ 12,725,000 $ 471,296 $ 124,000
Bonneville, Idaho 27 $ 10,595,000 $ 392,407 $ 102,000
Marion, Indiana 27 $ 6,835,000 $ 253,148 $ 102,000
Dakota, Minnesota 27 $ 10,225,000 $ 378,703 $ 128,000
Hudson, New Jersey 27 $ 10,965,000 $ 406,111 $ 151,000
Berkeley, South Carolina 27 $ 11,195,000 $ 414,629 $ 96,000
San Joaquin, California 26 $ 11,750,000 $ 451,923 $ 148,000
Jefferson, Colorado 26 $ 12,370,000 $ 475,769 $ 144,000
Chester, Pennsylvania 26 $ 10,860,000 $ 417,692 $ 137,000
Chesapeake, Virginia 26 $ 8,950,000 $ 344,230 $ 106,000
Douglas, Colorado 25 $ 15,035,000 $ 601,400 $ 176,000
Okaloosa, Florida 25 $ 9,475,000 $ 379,000 $ 120,000
Polk, Florida 25 $ 7,835,000 $ 313,400 $ 88,000
Dorchester, South Carolina 25 $ 8,785,000 $ 351,400 $ 103,000
Baldwin, Alabama 24 $ 7,680,000 $ 320,000 $ 161,000
Kern, California 24 $ 7,450,000 $ 310,416 $ 129,000
Maui, Hawaii 24 $ 13,800,000 $ 575,000 $ 104,000
DuPage, Illinois 24 $ 8,230,000 $ 342,916 $ 125,000
Montgomery, Maryland 24 $ 10,590,000 $ 441,250 $ 161,000
Cass, Missouri 24 $ 6,860,000 $ 285,833 $ 101,000
Delaware, Pennsylvania 24 $ 8,830,000 $ 367,916 $ 128,000
Knox, Tennessee 24 $ 8,180,000 $ 340,833 $ 116,000
Adams, Colorado 23 $ 11,065,000 $ 481,086 $ 127,000
Cherokee, Georgia 23 $ 9,145,000 $ 397,608 $ 148,000
Coweta, Georgia 23 $ 9,185,000 $ 399,347 $ 121,000
Cuyahoga, Ohio 23 $ 5,185,000 $ 225,434 $ 117,000
Clackamas, Oregon 23 $ 9,915,000 $ 431,086 $ 137,000
Hamilton, Tennessee 23 $ 8,225,000 $ 357,608 $ 148,000
Thurston, Washington 23 $ 9,485,000 $ 412,391 $ 149,000
Pinal, Arizona 22 $ 7,460,000 $ 339,090 $ 120,000
Stanislaus, California 22 $ 6,770,000 $ 307,727 $ 186,000
Hartford, Connecticut 22 $ 8,530,000 $ 387,727 $ 141,000
Escambia, Florida 22 $ 6,500,000 $ 295,454 $ 139,000
Kane, Illinois 22 $ 6,120,000 $ 278,181 $ 97,000
Lake, Illinois 22 $ 8,500,000 $ 386,363 $ 141,000
Gaston, North Carolina 22 $ 7,490,000 $ 340,454 $ 149,000
Guilford, North Carolina 22 $ 7,100,000 $ 322,727 $ 165,000
Greenville, South Carolina 22 $ 5,780,000 $ 262,727 $ 97,000
Hays, Texas 22 $ 10,100,000 $ 459,090 $ 141,000
Matanuska-Susitna, Alaska 21 $ 9,175,000 $ 436,904 $ 128,000
Boulder, Colorado 21 $ 10,035,000 $ 477,857 $ 149,000
Brevard, Florida 21 $ 7,625,000 $ 363,095 $ 121,000
Fayette, Georgia 21 $ 10,245,000 $ 487,857 $ 137,000
Douglas, Nebraska 21 $ 5,335,000 $ 254,047 $ 109,000
Mercer, New Jersey 21 $ 7,035,000 $ 335,000 $ 149,000
Garfield, Oklahoma 21 $ 5,685,000 $ 270,714 $ 104,000
Bucks, Pennsylvania 21 $ 8,315,000 $ 395,952 $ 170,000
Horry, South Carolina 21 $ 6,295,000 $ 299,761 $ 115,000
Larimer, Colorado 20 $ 9,350,000 $ 467,500 $ 132,000
Marion, Florida 20 $ 5,250,000 $ 262,500 $ 133,000
Sarasota, Florida 20 $ 7,520,000 $ 376,000 $ 145,000
St. Tammany, Louisiana 20 $ 5,680,000 $ 284,000 $ 119,000
Prince George's, Maryland 20 $ 8,820,000 $ 441,000 $ 97,000
Wayne, Michigan 20 $ 5,360,000 $ 268,000 $ 117,000
Ramsey, Minnesota 20 $ 7,780,000 $ 389,000 $ 159,000
Union, New Jersey 20 $ 9,790,000 $ 489,500 $ 180,000
Jefferson, Alabama 19 $ 6,575,000 $ 346,052 $ 150,000
Sonoma, California 19 $ 9,985,000 $ 525,526 $ 109,000
St. Lucie, Florida 19 $ 5,515,000 $ 290,263 $ 76,000
Volusia, Florida 19 $ 6,165,000 $ 324,473 $ 192,000
Chatham, Georgia 19 $ 6,915,000 $ 363,947 $ 163,000
Jefferson, Kentucky 19 $ 4,975,000 $ 261,842 $ 87,000
Essex, Massachusetts 19 $ 9,485,000 $ 499,210 $ 164,000
Kings, New York 19 $ 10,815,000 $ 569,210 $ 133,000
Monterey, California 18 $ 11,470,000 $ 637,222 $ 141,000
Hamilton, Indiana 18 $ 6,530,000 $ 362,777 $ 160,000
Norfolk, Massachusetts 18 $ 9,340,000 $ 518,888 $ 117,000
Greene, Missouri 18 $ 4,920,000 $ 273,333 $ 108,000
Richmond, New York 18 $ 7,280,000 $ 404,444 $ 94,000
Durham, North Carolina 18 $ 6,100,000 $ 338,888 $ 127,000
Marion, Oregon 18 $ 6,690,000 $ 371,666 $ 128,000
Chesterfield, Virginia 18 $ 6,930,000 $ 385,000 $ 134,000
Weld, Colorado 17 $ 7,625,000 $ 448,529 $ 157,000
Bristol, Massachusetts 17 $ 6,725,000 $ 395,588 $ 140,000
Suffolk, Massachusetts 17 $ 8,485,000 $ 499,117 $ 146,000
Camden, New Jersey 17 $ 5,645,000 $ 332,058 $ 139,000
Hamilton, Ohio 17 $ 3,665,000 $ 215,588 $ 109,000
Dane, Wisconsin 17 $ 5,605,000 $ 329,705 $ 131,000
Pulaski, Arkansas 16 $ 4,130,000 $ 258,125 $ 99,000
San Mateo, California 16 $ 12,030,000 $ 751,875 $ 162,000
Collier, Florida 16 $ 6,980,000 $ 436,250 $ 202,000
Osceola, Florida 16 $ 7,010,000 $ 438,125 $ 196,000
Lowndes, Georgia 16 $ 3,920,000 $ 245,000 $ 89,000
Plymouth, Massachusetts 16 $ 8,040,000 $ 502,500 $ 186,000
St. Charles, Missouri 16 $ 5,510,000 $ 344,375 $ 119,000
Sandoval, New Mexico 16 $ 5,590,000 $ 349,375 $ 125,000
Erie, New York 16 $ 3,840,000 $ 240,000 $ 124,000
Cabarrus, North Carolina 16 $ 5,850,000 $ 365,625 $ 123,000
Union, North Carolina 16 $ 7,500,000 $ 468,750 $ 169,000
Providence, Rhode Island 16 $ 5,170,000 $ 323,125 $ 100,000
Brazoria, Texas 16 $ 5,120,000 $ 320,000 $ 133,000
Stafford, Virginia 16 $ 7,030,000 $ 439,375 $ 149,000
Milwaukee, Wisconsin 16 $ 3,620,000 $ 226,250 $ 92,000
Shelby, Alabama 15 $ 5,375,000 $ 358,333 $ 169,000
Santa Barbara, California 15 $ 7,875,000 $ 525,000 $ 158,000
Columbia, Georgia 15 $ 4,685,000 $ 312,333 $ 95,000
Houston, Georgia 15 $ 3,475,000 $ 231,666 $ 112,000
Kauai, Hawaii 15 $ 9,405,000 $ 627,000 $ 148,000
East Baton Rouge, Louisiana 15 $ 5,185,000 $ 345,666 $ 121,000
Anoka, Minnesota 15 $ 5,795,000 $ 386,333 $ 171,000
Johnson, Missouri 15 $ 4,685,000 $ 312,333 $ 106,000
Passaic, New Jersey 15 $ 5,315,000 $ 354,333 $ 130,000
New York, New York 15 $ 6,825,000 $ 455,000 $ 79,000
Lane, Oregon 15 $ 6,405,000 $ 427,000 $ 110,000
Montgomery, Tennessee 15 $ 4,605,000 $ 307,000 $ 110,000
Bell, Texas 15 $ 4,825,000 $ 321,666 $ 115,000
Parker, Texas 15 $ 5,325,000 $ 355,000 $ 123,000
Davis, Utah 15 $ 7,585,000 $ 505,666 $ 148,000
Henrico, Virginia 15 $ 6,845,000 $ 456,333 $ 175,000
Laramie, Wyoming 15 $ 6,175,000 $ 411,666 $ 106,000
Orleans, Louisiana 14 $ 5,340,000 $ 381,428 $ 111,000
Johnston, North Carolina 14 $ 4,720,000 $ 337,142 $ 120,000
Delaware, Ohio 14 $ 5,010,000 $ 357,857 $ 133,000
Beaufort, South Carolina 14 $ 6,200,000 $ 442,857 $ 132,000
Lancaster, South Carolina 14 $ 6,930,000 $ 495,000 $ 139,000
Comal, Texas 14 $ 6,050,000 $ 432,142 $ 156,000
Ellis, Texas 14 $ 5,490,000 $ 392,142 $ 116,000
Guadalupe, Texas 14 $ 4,310,000 $ 307,857 $ 141,000
Val Verde, Texas 14 $ 4,180,000 $ 298,571 $ 106,000
Norfolk, Virginia 14 $ 4,110,000 $ 293,571 $ 93,000
Spotsylvania, Virginia 14 $ 5,640,000 $ 402,857 $ 120,000
Mason, Washington 14 $ 5,370,000 $ 383,571 $ 125,000
Sussex, Delaware 13 $ 5,375,000 $ 413,461 $ 144,000
Bay, Florida 13 $ 5,055,000 $ 388,846 $ 111,000
Walton, Florida 13 $ 6,375,000 $ 490,384 $ 348,000
Kootenai, Idaho 13 $ 7,435,000 $ 571,923 $ 153,000
Riley, Kansas 13 $ 3,845,000 $ 295,769 $ 102,000
Washington, Minnesota 13 $ 5,395,000 $ 415,000 $ 130,000
Harrison, Mississippi 13 $ 3,125,000 $ 240,384 $ 79,000
Buncombe, North Carolina 13 $ 4,925,000 $ 378,846 $ 117,000
Canadian, Oklahoma 13 $ 3,635,000 $ 279,615 $ 114,000
Cleveland, Oklahoma 13 $ 3,245,000 $ 249,615 $ 95,000
Jackson, Oklahoma 13 $ 3,235,000 $ 248,846 $ 104,000
Northampton, Pennsylvania 13 $ 4,645,000 $ 357,307 $ 128,000
Rutherford, Tennessee 13 $ 6,265,000 $ 481,923 $ 135,000
Nueces, Texas 13 $ 5,125,000 $ 394,230 $ 163,000
Alexandria, Virginia 13 $ 7,585,000 $ 583,461 $ 180,000
Arlington, Virginia 13 $ 7,175,000 $ 551,923 $ 204,000
Benton, Washington 13 $ 5,395,000 $ 415,000 $ 155,000
El Dorado, California 12 $ 4,330,000 $ 360,833 $ 152,000
Alachua, Florida 12 $ 4,770,000 $ 397,500 $ 133,000
Nassau, Florida 12 $ 5,170,000 $ 430,833 $ 124,000
Seminole, Florida 12 $ 4,870,000 $ 405,833 $ 141,000
Cumberland, Maine 12 $ 4,580,000 $ 381,666 $ 154,000
Macomb, Michigan 12 $ 4,130,000 $ 344,166 $ 148,000
DeSoto, Mississippi 12 $ 3,230,000 $ 269,166 $ 112,000
Sarpy, Nebraska 12 $ 5,070,000 $ 422,500 $ 109,000
Ocean, New Jersey 12 $ 3,090,000 $ 257,500 $ 90,000
Henderson, North Carolina 12 $ 3,800,000 $ 316,666 $ 117,000
Montgomery, Ohio 12 $ 4,440,000 $ 370,000 $ 154,000
Deschutes, Oregon 12 $ 5,710,000 $ 475,833 $ 148,000
Lehigh, Pennsylvania 12 $ 4,030,000 $ 335,833 $ 282,000
Richland, South Carolina 12 $ 3,050,000 $ 254,166 $ 87,000
Kaufman, Texas 12 $ 4,390,000 $ 365,833 $ 145,000
Whatcom, Washington 12 $ 7,090,000 $ 590,833 $ 118,000
Yavapai, Arizona 11 $ 3,945,000 $ 358,636 $ 121,000
Washington, Arkansas 11 $ 3,495,000 $ 317,727 $ 99,000
San Francisco, California 11 $ 5,675,000 $ 515,909 $ 101,000
Solano, California 11 $ 5,035,000 $ 457,727 $ 108,000
Clay, Florida 11 $ 2,645,000 $ 240,454 $ 117,000
Lake, Florida 11 $ 4,385,000 $ 398,636 $ 145,000
Leon, Florida 11 $ 3,085,000 $ 280,454 $ 133,000
Lafayette, Louisiana 11 $ 3,085,000 $ 280,454 $ 97,000
Kent, Michigan 11 $ 4,605,000 $ 418,636 $ 149,000
Camden, Missouri 11 $ 3,395,000 $ 308,636 $ 258,000
Gallatin, Montana 11 $ 5,845,000 $ 531,363 $ 162,000
Orange, New York 11 $ 3,645,000 $ 331,363 $ 117,000
Cumberland, North Carolina 11 $ 2,925,000 $ 265,909 $ 115,000
New Hanover, North Carolina 11 $ 4,075,000 $ 370,454 $ 115,000
Onslow, North Carolina 11 $ 3,115,000 $ 283,181 $ 91,000
Wichita, Texas 11 $ 3,835,000 $ 348,636 $ 130,000
Chittenden, Vermont 11 $ 4,825,000 $ 438,636 $ 160,000
Grays Harbor, Washington 11 $ 3,785,000 $ 344,090 $ 151,000
Southeast Fairbanks, Alaska 10 $ 2,870,000 $ 287,000 $ 97,000
Butte, California 10 $ 3,480,000 $ 348,000 $ 110,000
Kent, Delaware 10 $ 3,870,000 $ 387,000 $ 98,000
Charlotte, Florida 10 $ 4,350,000 $ 435,000 $ 113,000
McLean, Illinois 10 $ 2,510,000 $ 251,000 $ 93,000
Baltimore, Maryland 10 $ 2,810,000 $ 281,000 $ 101,000
Howard, Maryland 10 $ 4,890,000 $ 489,000 $ 193,000
Lowndes, Mississippi 10 $ 3,250,000 $ 325,000 $ 109,000
Gloucester, New Jersey 10 $ 2,890,000 $ 289,000 $ 111,000
Dutchess, New York 10 $ 5,250,000 $ 525,000 $ 247,000
Rockland, New York 10 $ 4,110,000 $ 411,000 $ 100,000
Saratoga, New York 10 $ 3,380,000 $ 338,000 $ 167,000
Iredell, North Carolina 10 $ 3,470,000 $ 347,000 $ 106,000
Summit, Ohio 10 $ 3,500,000 $ 350,000 $ 199,000
Rogers, Oklahoma 10 $ 2,390,000 $ 239,000 $ 67,000
Jackson, Oregon 10 $ 3,660,000 $ 366,000 $ 130,000
York, Pennsylvania 10 $ 3,640,000 $ 364,000 $ 160,000
Blount, Tennessee 10 $ 3,040,000 $ 304,000 $ 108,000
Johnson, Texas 10 $ 3,010,000 $ 301,000 $ 124,000
Rockwall, Texas 10 $ 4,050,000 $ 405,000 $ 177,000
Skagit, Washington 10 $ 5,120,000 $ 512,000 $ 156,000
Berkeley, West Virginia 10 $ 2,710,000 $ 271,000 $ 111,000
Natrona, Wyoming 10 $ 3,560,000 $ 356,000 $ 187,000
Manatee, Florida 9 $ 3,635,000 $ 403,888 $ 141,000
Canyon, Idaho 9 $ 3,115,000 $ 346,111 $ 98,000
McHenry, Illinois 9 $ 2,735,000 $ 303,888 $ 134,000
St. Clair, Illinois 9 $ 2,255,000 $ 250,555 $ 90,000
Lake, Indiana 9 $ 2,785,000 $ 309,444 $ 118,000
Jefferson, Louisiana 9 $ 3,225,000 $ 358,333 $ 85,000
York, Maine 9 $ 3,575,000 $ 397,222 $ 121,000
Baltimore City, Maryland 9 $ 2,465,000 $ 273,888 $ 91,000
Frederick, Maryland 9 $ 4,465,000 $ 496,111 $ 133,000
Livingston, Michigan 9 $ 4,705,000 $ 522,777 $ 170,000
Buchanan, Missouri 9 $ 1,835,000 $ 203,888 $ 74,000
Christian, Missouri 9 $ 1,775,000 $ 197,222 $ 82,000
St. Louis City, Missouri 9 $ 2,615,000 $ 290,555 $ 122,000
Yellowstone, Montana 9 $ 2,705,000 $ 300,555 $ 105,000
Merrimack, New Hampshire 9 $ 3,085,000 $ 342,777 $ 127,000
Rockingham, New Hampshire 9 $ 3,435,000 $ 381,666 $ 101,000
Clermont, Ohio 9 $ 2,045,000 $ 227,222 $ 109,000
Lorain, Ohio 9 $ 2,685,000 $ 298,333 $ 139,000
Spartanburg, South Carolina 9 $ 3,165,000 $ 351,666 $ 113,000
Minnehaha, South Dakota 9 $ 3,425,000 $ 380,555 $ 126,000
Wilson, Tennessee 9 $ 3,665,000 $ 407,222 $ 118,000
Brazos, Texas 9 $ 3,375,000 $ 375,000 $ 123,000
El Paso, Texas 9 $ 2,135,000 $ 237,222 $ 129,000
Hidalgo, Texas 9 $ 2,355,000 $ 261,666 $ 154,000
Coffee, Alabama 8 $ 2,680,000 $ 335,000 $ 95,000
Mobile, Alabama 8 $ 1,480,000 $ 185,000 $ 86,000
Fairbanks North Star, Alaska 8 $ 2,340,000 $ 292,500 $ 107,000
Mohave, Arizona 8 $ 2,500,000 $ 312,500 $ 107,000
New London, Connecticut 8 $ 1,410,000 $ 176,250 $ 137,000
Flagler, Florida 8 $ 3,270,000 $ 408,750 $ 157,000
Hernando, Florida 8 $ 2,000,000 $ 250,000 $ 91,000
Henry, Georgia 8 $ 2,580,000 $ 322,500 $ 76,000
Paulding, Georgia 8 $ 2,480,000 $ 310,000 $ 81,000
Richmond, Georgia 8 $ 1,130,000 $ 141,250 $ 88,000
Scott, Iowa 8 $ 2,580,000 $ 322,500 $ 118,000
Carver, Minnesota 8 $ 3,530,000 $ 441,250 $ 135,000
Boone, Missouri 8 $ 3,020,000 $ 377,500 $ 157,000
Bronx, New York 8 $ 2,950,000 $ 368,750 $ 97,000
Onondaga, New York 8 $ 2,140,000 $ 267,500 $ 112,000
Ulster, New York 8 $ 2,850,000 $ 356,250 $ 134,000
Warren, New York 8 $ 2,150,000 $ 268,750 $ 103,000
Polk, Oregon 8 $ 3,200,000 $ 400,000 $ 126,000
Dauphin, Pennsylvania 8 $ 2,250,000 $ 281,250 $ 143,000
Sumter, South Carolina 8 $ 2,210,000 $ 276,250 $ 111,000
Sumner, Tennessee 8 $ 2,960,000 $ 370,000 $ 98,000
Galveston, Texas 8 $ 3,320,000 $ 415,000 $ 152,000
Washington, Utah 8 $ 3,050,000 $ 381,250 $ 111,000
Weber, Utah 8 $ 3,780,000 $ 472,500 $ 129,000
Limestone, Alabama 7 $ 3,055,000 $ 436,428 $ 156,000
Coconino, Arizona 7 $ 2,355,000 $ 336,428 $ 72,000
Yuma, Arizona 7 $ 2,275,000 $ 325,000 $ 127,000
Kings, California 7 $ 2,555,000 $ 365,000 $ 100,000
Windham, Connecticut 7 $ 1,555,000 $ 222,142 $ 114,000
Bonner, Idaho 7 $ 3,635,000 $ 519,285 $ 275,000
Will, Illinois 7 $ 2,495,000 $ 356,428 $ 107,000
Allen, Indiana 7 $ 2,465,000 $ 352,142 $ 179,000
Morgan, Indiana 7 $ 1,715,000 $ 245,000 $ 83,000
Tippecanoe, Indiana 7 $ 1,865,000 $ 266,428 $ 153,000
Miami, Kansas 7 $ 2,115,000 $ 302,142 $ 109,000
Shawnee, Kansas 7 $ 1,525,000 $ 217,857 $ 69,000
Barnstable, Massachusetts 7 $ 3,335,000 $ 476,428 $ 204,000
Jackson, Mississippi 7 $ 2,655,000 $ 379,285 $ 109,000
Madison, Mississippi 7 $ 2,755,000 $ 393,571 $ 101,000
Lafayette, Missouri 7 $ 2,095,000 $ 299,285 $ 121,000
Flathead, Montana 7 $ 3,705,000 $ 529,285 $ 177,000
Lyon, Nevada 7 $ 2,295,000 $ 327,857 $ 107,000
Carroll, New Hampshire 7 $ 1,525,000 $ 217,857 $ 101,000
Hunterdon, New Jersey 7 $ 3,415,000 $ 487,857 $ 182,000
Santa Fe, New Mexico 7 $ 3,505,000 $ 500,714 $ 194,000
Davidson, North Carolina 7 $ 1,685,000 $ 240,714 $ 103,000
Harnett, North Carolina 7 $ 2,595,000 $ 370,714 $ 113,000
Wayne, North Carolina 7 $ 1,595,000 $ 227,857 $ 100,000
Linn, Oregon 7 $ 2,825,000 $ 403,571 $ 121,000
Grayson, Texas 7 $ 2,685,000 $ 383,571 $ 171,000
Hunt, Texas 7 $ 2,765,000 $ 395,000 $ 122,000
McLennan, Texas 7 $ 1,615,000 $ 230,714 $ 92,000
Midland, Texas 7 $ 2,715,000 $ 387,857 $ 115,000
Taylor, Texas 7 $ 2,125,000 $ 303,571 $ 101,000
Cache, Utah 7 $ 3,225,000 $ 460,714 $ 211,000
Summit, Utah 7 $ 4,865,000 $ 695,000 $ 189,000
Island, Washington 7 $ 2,845,000 $ 406,428 $ 134,000
Jefferson, West Virginia 7 $ 1,805,000 $ 257,857 $ 81,000
Waukesha, Wisconsin 7 $ 2,685,000 $ 383,571 $ 140,000
Lee, Alabama 6 $ 2,230,000 $ 371,666 $ 155,000
Montgomery, Alabama 6 $ 3,400,000 $ 566,666 $ 130,000
Cochise, Arizona 6 $ 1,390,000 $ 231,666 $ 214,000
Nevada, California 6 $ 2,680,000 $ 446,666 $ 135,000
Shasta, California 6 $ 1,880,000 $ 313,333 $ 72,000
Yolo, California 6 $ 2,990,000 $ 498,333 $ 106,000
Litchfield, Connecticut 6 $ 3,060,000 $ 510,000 $ 195,000
Tolland, Connecticut 6 $ 1,780,000 $ 296,666 $ 104,000
Citrus, Florida 6 $ 1,810,000 $ 301,666 $ 136,000
Martin, Florida 6 $ 1,840,000 $ 306,666 $ 113,000
Glynn, Georgia 6 $ 1,820,000 $ 303,333 $ 136,000
Champaign, Illinois 6 $ 1,290,000 $ 215,000 $ 95,000
Madison, Illinois 6 $ 1,470,000 $ 245,000 $ 97,000
Polk, Iowa 6 $ 1,190,000 $ 198,333 $ 46,000
Pottawatomie, Kansas 6 $ 1,320,000 $ 220,000 $ 86,000
Boone, Kentucky 6 $ 2,540,000 $ 423,333 $ 200,000
Bullitt, Kentucky 6 $ 2,000,000 $ 333,333 $ 111,000
Oldham, Kentucky 6 $ 2,410,000 $ 401,666 $ 133,000
Caddo, Louisiana 6 $ 1,120,000 $ 186,666 $ 97,000
Hampden, Massachusetts 6 $ 1,800,000 $ 300,000 $ 70,000
Jefferson, Missouri 6 $ 1,860,000 $ 310,000 $ 118,000
Cascade, Montana 6 $ 1,610,000 $ 268,333 $ 86,000
Dona Ana, New Mexico 6 $ 1,510,000 $ 251,666 $ 93,000
Putnam, New York 6 $ 2,160,000 $ 360,000 $ 125,000
Alamance, North Carolina 6 $ 2,300,000 $ 383,333 $ 125,000
Brunswick, North Carolina 6 $ 2,380,000 $ 396,666 $ 133,000
Craven, North Carolina 6 $ 1,650,000 $ 275,000 $ 124,000
Currituck, North Carolina 6 $ 2,200,000 $ 366,666 $ 131,000
Cass, North Dakota 6 $ 1,870,000 $ 311,666 $ 110,000
Medina, Ohio 6 $ 1,670,000 $ 278,333 $ 140,000
Warren, Ohio 6 $ 2,280,000 $ 380,000 $ 114,000
Wagoner, Oklahoma 6 $ 1,410,000 $ 235,000 $ 114,000
Berks, Pennsylvania 6 $ 2,090,000 $ 348,333 $ 191,000
Lancaster, Pennsylvania 6 $ 2,460,000 $ 410,000 $ 191,000
Lexington, South Carolina 6 $ 1,440,000 $ 240,000 $ 116,000
Orange, Vermont 6 $ 1,970,000 $ 328,333 $ 134,000
Newport News, Virginia 6 $ 2,360,000 $ 393,333 $ 232,000
Richmond City, Virginia 6 $ 1,810,000 $ 301,666 $ 106,000
York, Virginia 6 $ 2,480,000 $ 413,333 $ 157,000
Juneau, Alaska 5 $ 2,565,000 $ 513,000 $ 81,000
Saline, Arkansas 5 $ 1,625,000 $ 325,000 $ 116,000
Sebastian, Arkansas 5 $ 1,525,000 $ 305,000 $ 149,000
Amador, California 5 $ 2,065,000 $ 413,000 $ 185,000
Humboldt, California 5 $ 1,945,000 $ 389,000 $ 106,000
Marin, California 5 $ 3,665,000 $ 733,000 $ 262,000
San Luis Obispo, California 5 $ 1,915,000 $ 383,000 $ 117,000
Santa Cruz, California 5 $ 2,935,000 $ 587,000 $ 150,000
Broomfield, Colorado 5 $ 2,185,000 $ 437,000 $ 138,000
Summit, Colorado 5 $ 2,035,000 $ 407,000 $ 144,000
Middlesex, Connecticut 5 $ 1,675,000 $ 335,000 $ 99,000
Indian River, Florida 5 $ 1,725,000 $ 345,000 $ 115,000
Bartow, Georgia 5 $ 1,445,000 $ 289,000 $ 138,000
Fannin, Georgia 5 $ 3,115,000 $ 623,000 $ 328,000
Jackson, Georgia 5 $ 1,785,000 $ 357,000 $ 103,000
Boone, Indiana 5 $ 2,225,000 $ 445,000 $ 154,000
Clark, Indiana 5 $ 1,195,000 $ 239,000 $ 70,000
Hendricks, Indiana 5 $ 1,185,000 $ 237,000 $ 100,000
Johnson, Indiana 5 $ 1,865,000 $ 373,000 $ 148,000
Porter, Indiana 5 $ 1,425,000 $ 285,000 $ 98,000
Hardin, Kentucky 5 $ 1,095,000 $ 219,000 $ 138,000
Madison, Kentucky 5 $ 1,285,000 $ 257,000 $ 127,000
Calcasieu, Louisiana 5 $ 1,055,000 $ 211,000 $ 76,000
Carroll, Maryland 5 $ 2,085,000 $ 417,000 $ 150,000
Ingham, Michigan 5 $ 1,895,000 $ 379,000 $ 120,000
Olmsted, Minnesota 5 $ 1,735,000 $ 347,000 $ 116,000
Scott, Minnesota 5 $ 1,795,000 $ 359,000 $ 108,000
Hinds, Mississippi 5 $ 1,785,000 $ 357,000 $ 131,000
Jasper, Missouri 5 $ 1,475,000 $ 295,000 $ 106,000
Cass, Nebraska 5 $ 1,665,000 $ 333,000 $ 106,000
Atlantic, New Jersey 5 $ 1,435,000 $ 287,000 $ 105,000
Monroe, New York 5 $ 1,655,000 $ 331,000 $ 169,000
Rensselaer, New York 5 $ 1,245,000 $ 249,000 $ 137,000
Lincoln, North Carolina 5 $ 2,405,000 $ 481,000 $ 92,000
Orange, North Carolina 5 $ 2,135,000 $ 427,000 $ 167,000
Butler, Ohio 5 $ 965,000 $ 193,000 $ 51,000
Licking, Ohio 5 $ 1,515,000 $ 303,000 $ 122,000
Stark, Ohio 5 $ 1,425,000 $ 285,000 $ 102,000
Delaware, Oklahoma 5 $ 1,975,000 $ 395,000 $ 199,000
Josephine, Oregon 5 $ 1,705,000 $ 341,000 $ 144,000
Newport, Rhode Island 5 $ 2,235,000 $ 447,000 $ 202,000
Aiken, South Carolina 5 $ 1,495,000 $ 299,000 $ 76,000
Anderson, South Carolina 5 $ 1,365,000 $ 273,000 $ 73,000
Loudon, Tennessee 5 $ 2,685,000 $ 537,000 $ 160,000
Bastrop, Texas 5 $ 1,905,000 $ 381,000 $ 162,000
Kendall, Texas 5 $ 3,025,000 $ 605,000 $ 180,000
San Patricio, Texas 5 $ 1,275,000 $ 255,000 $ 112,000
Rutland, Vermont 5 $ 945,000 $ 189,000 $ 103,000
Albemarle, Virginia 5 $ 2,245,000 $ 449,000 $ 119,000
Fauquier, Virginia 5 $ 1,895,000 $ 379,000 $ 133,000
Harrisonburg, Virginia 5 $ 2,215,000 $ 443,000 $ 82,000
Portsmouth, Virginia 5 $ 1,405,000 $ 281,000 $ 103,000
Chelan, Washington 5 $ 2,815,000 $ 563,000 $ 205,000
Okanogan, Washington 5 $ 2,145,000 $ 429,000 $ 158,000
Yakima, Washington 5 $ 1,275,000 $ 255,000 $ 187,000
Elmore, Alabama 4 $ 1,010,000 $ 252,500 $ 143,000
Navajo, Arizona 4 $ 1,220,000 $ 305,000 $ 145,000
Craighead, Arkansas 4 $ 1,020,000 $ 255,000 $ 80,000
Lonoke, Arkansas 4 $ 1,130,000 $ 282,500 $ 92,000
Lassen, California 4 $ 990,000 $ 247,500 $ 57,000
Merced, California 4 $ 1,400,000 $ 350,000 $ 50,000
Tulare, California 4 $ 1,560,000 $ 390,000 $ 132,000
Fremont, Colorado 4 $ 1,610,000 $ 402,500 $ 164,000
Ouray, Colorado 4 $ 2,050,000 $ 512,500 $ 142,000
Park, Colorado 4 $ 2,550,000 $ 637,500 $ 259,000
Sumter, Florida 4 $ 2,050,000 $ 512,500 $ 267,000
Berrien, Georgia 4 $ 1,300,000 $ 325,000 $ 110,000
Rockdale, Georgia 4 $ 1,180,000 $ 295,000 $ 106,000
Walton, Georgia 4 $ 1,350,000 $ 337,500 $ 64,000
Kendall, Illinois 4 $ 1,170,000 $ 292,500 $ 135,000
Dallas, Iowa 4 $ 1,550,000 $ 387,500 $ 181,000
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Mortgage Loan Application Detail Totals for NBKC Bank in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 13,001 $5,575,875,000 $428,000 $3,575,000 $142,000 $7,500,000
Cash-out Refinancing 2,945 $1,011,705,000 $343,000 $1,655,000 $119,000 $1,910,000
Refinancing 1,726 $630,870,000 $365,000 $2,985,000 $99,000 $1,824,000
Home Improvement 62 $12,590,000 $203,000 $605,000 $115,000 $433,000
Not Applicable 1 $795,000 $795,000 $795,000 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 10,245 $4,058,985,000 $396,000 $1,905,000 $134,000 $7,500,000
Not Provided 2,404 $1,021,950,000 $425,000 $1,775,000 $142,000 $1,824,000
Asian 2,026 $965,810,000 $476,000 $1,525,000 $152,000 $835,000
Hispanic 1,699 $644,825,000 $379,000 $2,165,000 $119,000 $900,000
Black or African American 1,031 $365,455,000 $354,000 $2,005,000 $112,000 $1,518,000
Native Hawaiian or Other Pacific Islander 11 $4,355,000 $395,000 $735,000 $154,000 $247,000
Not applicable 11 $18,545,000 $1,685,000 $3,575,000 $0 $0
American Indian or Alaskan Native 11 $4,165,000 $378,000 $1,455,000 $106,000 $198,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 13,924 $5,644,580,000 $405,000 $3,575,000 $140,000 $7,500,000
VA-guaranteed (Veterans Administration) 2,895 $1,303,315,000 $450,000 $2,165,000 $120,000 $972,000
FHA-insured (Federal Housing Administration) 916 $283,940,000 $309,000 $1,765,000 $92,000 $529,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 7,735 $3,036,725,000 $392,000 $3,575,000 $147,000 $7,500,000
Preapproval Approved but not Accepted 4,311 $1,991,115,000 $461,000 $2,165,000 $139,000 $1,518,000
Application Withdrawn By Applicant 3,058 $1,262,140,000 $412,000 $3,115,000 $149,000 $1,824,000
Application Denied By Financial Institution 1,032 $372,050,000 $360,000 $1,655,000 $109,000 $1,910,000
File Closed For Incompleteness 869 $273,455,000 $314,000 $2,005,000 $3,000 $323,000
Preapproval Denied by Financial Institution 604 $248,650,000 $411,000 $1,765,000 $103,000 $1,485,000
Loan Purchased By The Institution 63 $22,575,000 $358,000 $785,000 $130,000 $495,000
Application Approved But Not Accepted 63 $25,125,000 $398,000 $685,000 $154,000 $450,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 16,099 $6,611,135,000 $410,000 $3,575,000 $137,000 $7,500,000
Debt-To-Income Ratio 650 $260,610,000 $400,000 $1,765,000 $93,000 $899,000
Unverifiable Information 447 $180,765,000 $404,000 $1,655,000 $136,000 $1,910,000
Credit History 327 $99,055,000 $302,000 $1,225,000 $78,000 $433,000
Collateral 118 $42,470,000 $359,000 $975,000 $145,000 $1,290,000
Employment History 83 $33,615,000 $405,000 $1,175,000 $114,000 $475,000
Other 11 $4,185,000 $380,000 $825,000 $125,000 $227,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into NBKC Bank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess NBKC Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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