Netbank Fundings Services Mortgage Lending & HMDA Data, 2004

In 2004, Netbank Fundings Services of Columbia, SC reported 17,500 mortgage applications totaling $2.8 billion, up 221% from 2003. The average application was for $159,655, and applicants reported an average income of $58,525. 36% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Atlanta-Sandy Springs-Marietta, GA (1,068), Minneapolis-St. Paul-Bloomington, MN-WI (864) and Chicago-Naperville-Joliet, IL (717) (applications in parentheses).

Mortgage Company & Address Netbank Fundings Services
9710 Two Notch Road
Columbia, SC 29223
Tel #: available with data download
Federal Regulator * available with data download
Years 2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 17,500
Total Mortgage Loan Application Amount $2,793,972,000
Average Mortgage Loan Application Amount $159,655
Highest Mortgage Loan Application Amount $1,133,000
Average Applicant Income $58,525
Highest Applicant Income $3,158,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Netbank Fundings Services filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Netbank Fundings Services by County in 2004

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook, Illinois 393 $ 77,160,000 $ 196,335 $ 53,000
Miami-Dade, Florida 345 $ 57,127,000 $ 165,585 $ 73,000
Hennepin, Minnesota 293 $ 57,330,000 $ 195,665 $ 58,000
Clark, Nevada 283 $ 58,622,000 $ 207,144 $ 61,000
St. Louis, Missouri 279 $ 39,255,000 $ 140,698 $ 49,000
Gwinnett, Georgia 259 $ 39,277,000 $ 151,648 $ 47,000
Jefferson, Alabama 228 $ 24,314,000 $ 106,640 $ 41,000
Broward, Florida 220 $ 40,408,000 $ 183,672 $ 65,000
Duval, Florida 181 $ 22,790,000 $ 125,911 $ 54,000
Wayne, Michigan 181 $ 25,007,000 $ 138,160 $ 57,000
Orange, Florida 173 $ 28,649,000 $ 165,601 $ 55,000
Prince George's, Maryland 172 $ 31,696,000 $ 184,279 $ 50,000
St. Charles, Missouri 170 $ 24,900,000 $ 146,470 $ 65,000
Shelby, Tennessee 159 $ 18,805,000 $ 118,270 $ 51,000
Will, Illinois 152 $ 22,880,000 $ 150,526 $ 53,000
Lake, Illinois 149 $ 29,332,000 $ 196,859 $ 66,000
Los Angeles, California 148 $ 36,737,000 $ 248,222 $ 79,000
Cumberland, North Carolina 145 $ 15,823,000 $ 109,124 $ 51,000
DeKalb, Georgia 141 $ 19,891,000 $ 141,070 $ 48,000
Middlesex, Massachusetts 134 $ 38,199,000 $ 285,067 $ 69,000
Franklin, Ohio 121 $ 15,575,000 $ 128,719 $ 51,000
Cobb, Georgia 117 $ 20,024,000 $ 171,145 $ 55,000
Orange, California 113 $ 36,364,000 $ 321,805 $ 110,000
Jefferson, Colorado 113 $ 21,624,000 $ 191,362 $ 66,000
Hillsborough, Florida 113 $ 16,492,000 $ 145,946 $ 58,000
Fulton, Georgia 113 $ 20,087,000 $ 177,761 $ 50,000
Ramsey, Minnesota 107 $ 18,157,000 $ 169,691 $ 42,000
Anoka, Minnesota 101 $ 19,356,000 $ 191,643 $ 56,000
St. Louis City, Missouri 101 $ 10,657,000 $ 105,514 $ 45,000
Dakota, Minnesota 99 $ 18,908,000 $ 190,989 $ 62,000
St. Louis, Minnesota 98 $ 14,701,000 $ 150,010 $ 51,000
Riverside, California 94 $ 20,680,000 $ 220,000 $ 76,000
Richmond, Georgia 94 $ 9,638,000 $ 102,531 $ 44,000
Maricopa, Arizona 89 $ 15,874,000 $ 178,359 $ 73,000
Clayton, Georgia 88 $ 10,717,000 $ 121,784 $ 32,000
Oakland, Michigan 86 $ 18,882,000 $ 219,558 $ 79,000
Palm Beach, Florida 85 $ 15,099,000 $ 177,635 $ 64,000
Montgomery, Maryland 85 $ 19,439,000 $ 228,694 $ 54,000
Cuyahoga, Ohio 85 $ 11,974,000 $ 140,870 $ 58,000
Jackson, Missouri 78 $ 8,270,000 $ 106,025 $ 49,000
San Bernardino, California 76 $ 15,447,000 $ 203,250 $ 75,000
San Diego, California 73 $ 22,594,000 $ 309,506 $ 99,000
Baltimore, Maryland 73 $ 12,394,000 $ 169,780 $ 64,000
Mecklenburg, North Carolina 73 $ 11,229,000 $ 153,821 $ 59,000
Volusia, Florida 72 $ 10,674,000 $ 148,250 $ 63,000
District of Columbia, District Of Columbia 70 $ 13,823,000 $ 197,471 $ 54,000
Denver, Colorado 69 $ 13,299,000 $ 192,739 $ 68,000
Washington, Minnesota 69 $ 16,392,000 $ 237,565 $ 66,000
Boulder, Colorado 68 $ 15,773,000 $ 231,955 $ 66,000
Lorain, Ohio 68 $ 8,750,000 $ 128,676 $ 47,000
Dallas, Texas 68 $ 10,117,000 $ 148,779 $ 57,000
Clay, Missouri 67 $ 7,082,000 $ 105,701 $ 53,000
Norfolk, Massachusetts 66 $ 17,697,000 $ 268,136 $ 97,000
Fairfax, Virginia 66 $ 16,561,000 $ 250,924 $ 69,000
Fresno, California 65 $ 10,869,000 $ 167,215 $ 58,000
DuPage, Illinois 64 $ 11,917,000 $ 186,203 $ 55,000
Essex, Massachusetts 64 $ 17,264,000 $ 269,750 $ 76,000
Worcester, Massachusetts 64 $ 12,567,000 $ 196,359 $ 42,000
Queens, New York 63 $ 17,028,000 $ 270,285 $ 68,000
Salt Lake, Utah 63 $ 8,669,000 $ 137,603 $ 57,000
Adams, Colorado 61 $ 10,805,000 $ 177,131 $ 53,000
Philadelphia, Pennsylvania 60 $ 6,162,000 $ 102,700 $ 35,000
Milwaukee, Wisconsin 60 $ 7,473,000 $ 124,550 $ 61,000
St. Clair, Illinois 59 $ 6,665,000 $ 112,966 $ 56,000
Wake, North Carolina 59 $ 12,301,000 $ 208,491 $ 63,000
Providence, Rhode Island 58 $ 10,896,000 $ 187,862 $ 40,000
Madison, Alabama 56 $ 9,315,000 $ 166,339 $ 78,000
Osceola, Florida 56 $ 8,174,000 $ 145,964 $ 43,000
King, Washington 56 $ 10,954,000 $ 195,607 $ 69,000
Seminole, Florida 55 $ 8,282,000 $ 150,581 $ 57,000
Anne Arundel, Maryland 55 $ 10,895,000 $ 198,090 $ 61,000
York, Pennsylvania 55 $ 6,481,000 $ 117,836 $ 65,000
Johnson, Kansas 54 $ 8,978,000 $ 166,259 $ 58,000
Larimer, Colorado 52 $ 9,102,000 $ 175,038 $ 63,000
Marion, Indiana 52 $ 6,008,000 $ 115,538 $ 49,000
Jefferson, Missouri 52 $ 6,470,000 $ 124,423 $ 43,000
Suffolk, Massachusetts 51 $ 14,050,000 $ 275,490 $ 62,000
Madison, Illinois 50 $ 5,156,000 $ 103,120 $ 44,000
Wright, Minnesota 50 $ 9,264,000 $ 185,280 $ 60,000
Pinellas, Florida 49 $ 8,523,000 $ 173,938 $ 65,000
Prince William, Virginia 49 $ 11,456,000 $ 233,795 $ 76,000
Hartford, Connecticut 48 $ 8,575,000 $ 178,645 $ 68,000
Arapahoe, Colorado 47 $ 8,468,000 $ 180,170 $ 49,000
Harris, Texas 47 $ 6,416,000 $ 136,510 $ 66,000
Caddo, Louisiana 46 $ 3,376,000 $ 73,391 $ 40,000
Howard, Maryland 45 $ 9,574,000 $ 212,755 $ 74,000
Camden, New Jersey 44 $ 6,106,000 $ 138,772 $ 64,000
Durham, North Carolina 44 $ 6,103,000 $ 138,704 $ 54,000
Montgomery, Ohio 44 $ 4,652,000 $ 105,727 $ 33,000
Atlantic, New Jersey 43 $ 7,281,000 $ 169,325 $ 64,000
Passaic, New Jersey 43 $ 11,586,000 $ 269,441 $ 69,000
Douglas, Colorado 41 $ 10,274,000 $ 250,585 $ 76,000
Cherokee, Georgia 41 $ 6,310,000 $ 153,902 $ 50,000
McHenry, Illinois 41 $ 7,504,000 $ 183,024 $ 51,000
Richland, South Carolina 41 $ 5,523,000 $ 134,707 $ 43,000
New Haven, Connecticut 39 $ 6,151,000 $ 157,717 $ 52,000
Shelby, Alabama 38 $ 6,395,000 $ 168,289 $ 53,000
Santa Clara, California 38 $ 15,057,000 $ 396,236 $ 95,000
Fayette, Georgia 38 $ 7,818,000 $ 205,736 $ 68,000
Henry, Georgia 38 $ 5,924,000 $ 155,894 $ 53,000
Baltimore City, Maryland 38 $ 5,302,000 $ 139,526 $ 59,000
Plymouth, Massachusetts 38 $ 9,236,000 $ 243,052 $ 61,000
Scott, Minnesota 38 $ 7,883,000 $ 207,447 $ 90,000
Greene, Missouri 38 $ 3,797,000 $ 99,921 $ 62,000
Kenosha, Wisconsin 38 $ 4,866,000 $ 128,052 $ 53,000
Mohave, Arizona 37 $ 5,937,000 $ 160,459 $ 67,000
Sherburne, Minnesota 36 $ 6,687,000 $ 185,750 $ 64,000
Sacramento, California 35 $ 7,214,000 $ 206,114 $ 73,000
Lake, Indiana 35 $ 4,098,000 $ 117,085 $ 51,000
Bristol, Massachusetts 35 $ 7,157,000 $ 204,485 $ 59,000
Stearns, Minnesota 35 $ 5,556,000 $ 158,742 $ 38,000
Stark, Ohio 35 $ 5,177,000 $ 147,914 $ 70,000
Lafayette, Louisiana 34 $ 4,010,000 $ 117,941 $ 63,000
Kings, New York 34 $ 9,424,000 $ 277,176 $ 84,000
Butler, Ohio 34 $ 4,050,000 $ 119,117 $ 28,000
Hamilton, Ohio 34 $ 4,241,000 $ 124,735 $ 36,000
Montgomery, Alabama 33 $ 3,201,000 $ 97,000 $ 82,000
Lee, Florida 33 $ 5,519,000 $ 167,242 $ 72,000
Pasco, Florida 33 $ 5,276,000 $ 159,878 $ 40,000
Barrow, Georgia 33 $ 4,311,000 $ 130,636 $ 38,000
East Baton Rouge, Louisiana 33 $ 4,085,000 $ 123,787 $ 74,000
Hudson, New Jersey 33 $ 8,958,000 $ 271,454 $ 73,000
Washtenaw, Michigan 32 $ 6,239,000 $ 194,968 $ 62,000
Hamilton, Tennessee 32 $ 3,303,000 $ 103,218 $ 43,000
Virginia Beach, Virginia 32 $ 6,645,000 $ 207,656 $ 63,000
Alameda, California 31 $ 10,373,000 $ 334,612 $ 118,000
Indian River, Florida 31 $ 4,081,000 $ 131,645 $ 91,000
Jefferson, Louisiana 31 $ 3,529,000 $ 113,838 $ 53,000
Onslow, North Carolina 31 $ 3,589,000 $ 115,774 $ 59,000
Contra Costa, California 30 $ 8,423,000 $ 280,766 $ 76,000
Mills, Iowa 30 $ 3,098,000 $ 103,266 $ 80,000
Harford, Maryland 30 $ 5,294,000 $ 176,466 $ 52,000
Tarrant, Texas 30 $ 3,805,000 $ 126,833 $ 65,000
Fairfield, Connecticut 29 $ 6,476,000 $ 223,310 $ 85,000
Alachua, Florida 29 $ 3,503,000 $ 120,793 $ 58,000
Gloucester, New Jersey 29 $ 4,895,000 $ 168,793 $ 71,000
Troup, Georgia 28 $ 4,839,000 $ 172,821 $ 67,000
Goodhue, Minnesota 28 $ 4,999,000 $ 178,535 $ 78,000
Isanti, Minnesota 28 $ 3,863,000 $ 137,964 $ 37,000
Lancaster, Nebraska 28 $ 3,030,000 $ 108,214 $ 56,000
Columbia, Georgia 27 $ 3,398,000 $ 125,851 $ 51,000
Grundy, Illinois 27 $ 4,010,000 $ 148,518 $ 74,000
Hamilton, Indiana 27 $ 3,700,000 $ 137,037 $ 62,000
Orleans, Louisiana 27 $ 3,189,000 $ 118,111 $ 65,000
Carver, Minnesota 27 $ 6,738,000 $ 249,555 $ 103,000
Crow Wing, Minnesota 27 $ 4,896,000 $ 181,333 $ 72,000
Bergen, New Jersey 27 $ 7,800,000 $ 288,888 $ 76,000
Hoke, North Carolina 27 $ 3,303,000 $ 122,333 $ 54,000
Tulare, California 26 $ 4,080,000 $ 156,923 $ 63,000
Weld, Colorado 26 $ 5,110,000 $ 196,538 $ 57,000
Kane, Illinois 26 $ 3,905,000 $ 150,192 $ 57,000
DeSoto, Mississippi 26 $ 3,326,000 $ 127,923 $ 36,000
Bronx, New York 26 $ 6,473,000 $ 248,961 $ 54,000
Loudoun, Virginia 26 $ 7,716,000 $ 296,769 $ 107,000
Mobile, Alabama 25 $ 2,479,000 $ 99,160 $ 68,000
Kern, California 25 $ 4,889,000 $ 195,560 $ 80,000
Hall, Georgia 25 $ 3,554,000 $ 142,160 $ 38,000
Hubbard, Minnesota 25 $ 2,601,000 $ 104,040 $ 63,000
Rice, Minnesota 25 $ 4,404,000 $ 176,160 $ 57,000
Ocean, New Jersey 25 $ 4,928,000 $ 197,120 $ 64,000
Suffolk, New York 25 $ 6,674,000 $ 266,960 $ 65,000
Coweta, Georgia 24 $ 3,173,000 $ 132,208 $ 45,000
Forsyth, Georgia 24 $ 4,298,000 $ 179,083 $ 79,000
Newton, Georgia 24 $ 3,215,000 $ 133,958 $ 38,000
Macomb, Michigan 24 $ 4,479,000 $ 186,625 $ 64,000
Lincoln, Missouri 24 $ 2,476,000 $ 103,166 $ 47,000
Nassau, New York 24 $ 6,946,000 $ 289,416 $ 77,000
Lake, Ohio 24 $ 3,011,000 $ 125,458 $ 55,000
Summit, Ohio 24 $ 2,729,000 $ 113,708 $ 36,000
Placer, California 23 $ 6,025,000 $ 261,956 $ 91,000
Rockdale, Georgia 23 $ 3,044,000 $ 132,347 $ 52,000
Beltrami, Minnesota 23 $ 2,647,000 $ 115,086 $ 49,000
Christian, Missouri 23 $ 2,656,000 $ 115,478 $ 47,000
Collin, Texas 23 $ 3,332,000 $ 144,869 $ 80,000
Polk, Wisconsin 23 $ 3,559,000 $ 154,739 $ 74,000
Limestone, Alabama 22 $ 3,303,000 $ 150,136 $ 61,000
Collier, Florida 22 $ 4,820,000 $ 219,090 $ 58,000
Paulding, Georgia 22 $ 2,739,000 $ 124,500 $ 38,000
Steele, Minnesota 22 $ 2,260,000 $ 102,727 $ 52,000
Northampton, Pennsylvania 22 $ 2,833,000 $ 128,772 $ 63,000
Utah, Utah 22 $ 3,180,000 $ 144,545 $ 57,000
Brevard, Florida 21 $ 3,074,000 $ 146,380 $ 52,000
Lake, Florida 21 $ 3,795,000 $ 180,714 $ 74,000
Douglas, Georgia 21 $ 2,679,000 $ 127,571 $ 42,000
Bonneville, Idaho 21 $ 2,341,000 $ 111,476 $ 55,000
LaSalle, Illinois 21 $ 1,633,000 $ 77,761 $ 33,000
Jefferson, Kentucky 21 $ 2,863,000 $ 136,333 $ 69,000
Wayne, North Carolina 21 $ 2,074,000 $ 98,761 $ 50,000
Waukesha, Wisconsin 21 $ 4,146,000 $ 197,428 $ 67,000
Wood, Wisconsin 21 $ 1,774,000 $ 84,476 $ 49,000
Clay, Florida 20 $ 2,819,000 $ 140,950 $ 52,000
Houston, Georgia 20 $ 2,657,000 $ 132,850 $ 45,000
Kenton, Kentucky 20 $ 1,917,000 $ 95,850 $ 43,000
Calcasieu, Louisiana 20 $ 1,742,000 $ 87,100 $ 58,000
Hampden, Massachusetts 20 $ 2,831,000 $ 141,550 $ 46,000
Boone, Missouri 20 $ 2,117,000 $ 105,850 $ 45,000
Yellowstone, Montana 20 $ 2,698,000 $ 134,900 $ 43,000
Dodge, Nebraska 20 $ 2,432,000 $ 121,600 $ 104,000
Essex, New Jersey 20 $ 5,141,000 $ 257,050 $ 58,000
Greenville, South Carolina 20 $ 2,568,000 $ 128,400 $ 30,000
Dickson, Tennessee 20 $ 2,273,000 $ 113,650 $ 59,000
Henderson, Tennessee 20 $ 1,355,000 $ 67,750 $ 57,000
Davis, Utah 20 $ 2,960,000 $ 148,000 $ 39,000
Marathon, Wisconsin 20 $ 1,865,000 $ 93,250 $ 42,000
St. Johns, Florida 19 $ 3,371,000 $ 177,421 $ 56,000
Kandiyohi, Minnesota 19 $ 2,264,000 $ 119,157 $ 55,000
Cass, Missouri 19 $ 2,590,000 $ 136,315 $ 59,000
Burlington, New Jersey 19 $ 2,937,000 $ 154,578 $ 55,000
Orange, North Carolina 19 $ 5,763,000 $ 303,315 $ 65,000
Richmond City, Virginia 19 $ 2,341,000 $ 123,210 $ 64,000
Portage, Wisconsin 19 $ 1,989,000 $ 104,684 $ 54,000
Lee, Alabama 18 $ 2,516,000 $ 139,777 $ 45,000
St. Lucie, Florida 18 $ 2,850,000 $ 158,333 $ 47,000
Knox, Illinois 18 $ 1,442,000 $ 80,111 $ 51,000
Peoria, Illinois 18 $ 1,621,000 $ 90,055 $ 50,000
Scott, Iowa 18 $ 1,435,000 $ 79,722 $ 42,000
Wyandotte, Kansas 18 $ 1,854,000 $ 103,000 $ 45,000
Middlesex, New Jersey 18 $ 4,333,000 $ 240,722 $ 44,000
Erie, Ohio 18 $ 2,273,000 $ 126,277 $ 78,000
Oklahoma, Oklahoma 18 $ 1,948,000 $ 108,222 $ 77,000
Pierce, Washington 18 $ 3,332,000 $ 185,111 $ 88,000
Dane, Wisconsin 18 $ 3,791,000 $ 210,611 $ 59,000
St. Croix, Wisconsin 18 $ 3,016,000 $ 167,555 $ 59,000
Baldwin, Alabama 17 $ 2,187,000 $ 128,647 $ 87,000
Solano, California 17 $ 4,963,000 $ 291,941 $ 71,000
Carroll, Georgia 17 $ 2,469,000 $ 145,235 $ 52,000
St. Joseph, Indiana 17 $ 1,447,000 $ 85,117 $ 56,000
Rapides, Louisiana 17 $ 1,699,000 $ 99,941 $ 120,000
Carroll, Maryland 17 $ 3,743,000 $ 220,176 $ 74,000
Frederick, Maryland 17 $ 3,590,000 $ 211,176 $ 49,000
Douglas, Minnesota 17 $ 3,134,000 $ 184,352 $ 49,000
Roseau, Minnesota 17 $ 1,679,000 $ 98,764 $ 36,000
Platte, Missouri 17 $ 2,789,000 $ 164,058 $ 102,000
Ward, North Dakota 17 $ 1,301,000 $ 76,529 $ 46,000
Kent, Rhode Island 17 $ 2,956,000 $ 173,882 $ 80,000
Etowah, Alabama 16 $ 1,189,000 $ 74,312 $ 41,000
San Joaquin, California 16 $ 3,644,000 $ 227,750 $ 68,000
El Paso, Colorado 16 $ 2,930,000 $ 183,125 $ 69,000
New London, Connecticut 16 $ 2,465,000 $ 154,062 $ 45,000
Walton, Georgia 16 $ 2,109,000 $ 131,812 $ 36,000
Charles, Maryland 16 $ 3,854,000 $ 240,875 $ 61,000
Barnstable, Massachusetts 16 $ 4,298,000 $ 268,625 $ 67,000
Chisago, Minnesota 16 $ 2,459,000 $ 153,687 $ 60,000
McLeod, Minnesota 16 $ 2,379,000 $ 148,687 $ 45,000
Otter Tail, Minnesota 16 $ 1,806,000 $ 112,875 $ 34,000
St. Francois, Missouri 16 $ 1,050,000 $ 65,625 $ 34,000
Union, New Jersey 16 $ 4,309,000 $ 269,312 $ 105,000
Brunswick, North Carolina 16 $ 4,655,000 $ 290,937 $ 169,000
Gaston, North Carolina 16 $ 1,841,000 $ 115,062 $ 31,000
Brookings, South Dakota 16 $ 2,110,000 $ 131,875 $ 62,000
St. Clair, Alabama 15 $ 1,808,000 $ 120,533 $ 44,000
Tallapoosa, Alabama 15 $ 1,275,000 $ 85,000 $ 63,000
Butte, California 15 $ 2,486,000 $ 165,733 $ 60,000
San Luis Obispo, California 15 $ 3,915,000 $ 261,000 $ 110,000
Middlesex, Connecticut 15 $ 2,189,000 $ 145,933 $ 52,000
Boone, Kentucky 15 $ 1,665,000 $ 111,000 $ 50,000
Harnett, North Carolina 15 $ 1,992,000 $ 132,800 $ 47,000
Geauga, Ohio 15 $ 3,647,000 $ 243,133 $ 74,000
Montgomery, Pennsylvania 15 $ 2,318,000 $ 154,533 $ 69,000
Henrico, Virginia 15 $ 2,605,000 $ 173,666 $ 51,000
Lauderdale, Alabama 14 $ 1,482,000 $ 105,857 $ 53,000
Carroll, Arkansas 14 $ 1,061,000 $ 75,785 $ 58,000
Polk, Florida 14 $ 1,512,000 $ 108,000 $ 31,000
Sarasota, Florida 14 $ 2,998,000 $ 214,142 $ 67,000
Rock Island, Illinois 14 $ 987,000 $ 70,500 $ 68,000
Johnson, Indiana 14 $ 1,872,000 $ 133,714 $ 57,000
Bossier, Louisiana 14 $ 765,000 $ 54,642 $ 30,000
Penobscot, Maine 14 $ 1,789,000 $ 127,785 $ 44,000
Livingston, Michigan 14 $ 2,230,000 $ 159,285 $ 37,000
Jasper, Missouri 14 $ 1,144,000 $ 81,714 $ 34,000
Monmouth, New Jersey 14 $ 2,978,000 $ 212,714 $ 77,000
Robeson, North Carolina 14 $ 1,035,000 $ 73,928 $ 30,000
Cass, North Dakota 14 $ 1,483,000 $ 105,928 $ 45,000
Lewis, Tennessee 14 $ 1,096,000 $ 78,285 $ 34,000
Webb, Texas 14 $ 1,557,000 $ 111,214 $ 63,000
Spokane, Washington 14 $ 1,651,000 $ 117,928 $ 94,000
Morgan, Alabama 13 $ 1,613,000 $ 124,076 $ 95,000
Hendricks, Indiana 13 $ 1,426,000 $ 109,692 $ 67,000
Morgan, Indiana 13 $ 1,232,000 $ 94,769 $ 46,000
Douglas, Kansas 13 $ 1,278,000 $ 98,307 $ 38,000
Franklin, Kentucky 13 $ 1,369,000 $ 105,307 $ 48,000
St. Martin, Louisiana 13 $ 1,109,000 $ 85,307 $ 40,000
Clay, Minnesota 13 $ 1,540,000 $ 118,461 $ 56,000
Cascade, Montana 13 $ 1,199,000 $ 92,230 $ 59,000
Washoe, Nevada 13 $ 2,899,000 $ 223,000 $ 70,000
Craven, North Carolina 13 $ 2,108,000 $ 162,153 $ 55,000
Guilford, North Carolina 13 $ 2,384,000 $ 183,384 $ 89,000
Burleigh, North Dakota 13 $ 1,630,000 $ 125,384 $ 61,000
Charleston, South Carolina 13 $ 2,707,000 $ 208,230 $ 55,000
Dorchester, South Carolina 13 $ 1,953,000 $ 150,230 $ 61,000
Lexington, South Carolina 13 $ 1,851,000 $ 142,384 $ 69,000
Davidson, Tennessee 13 $ 1,861,000 $ 143,153 $ 56,000
Fayette, Tennessee 13 $ 1,451,000 $ 111,615 $ 45,000
Arlington, Virginia 13 $ 3,606,000 $ 277,384 $ 114,000
Manassas, Virginia 13 $ 2,797,000 $ 215,153 $ 53,000
Pierce, Wisconsin 13 $ 2,366,000 $ 182,000 $ 76,000
Sheboygan, Wisconsin 13 $ 1,384,000 $ 106,461 $ 42,000
Broomfield, Colorado 12 $ 2,427,000 $ 202,250 $ 67,000
Garfield, Colorado 12 $ 1,944,000 $ 162,000 $ 64,000
Routt, Colorado 12 $ 2,649,000 $ 220,750 $ 81,000
Madison, Indiana 12 $ 1,513,000 $ 126,083 $ 124,000
Johnson, Iowa 12 $ 1,379,000 $ 114,916 $ 43,000
St. Landry, Louisiana 12 $ 922,000 $ 76,833 $ 49,000
Carlton, Minnesota 12 $ 1,769,000 $ 147,416 $ 56,000
Howell, Missouri 12 $ 850,000 $ 70,833 $ 39,000
Douglas, Nebraska 12 $ 1,951,000 $ 162,583 $ 91,000
Bucks, Pennsylvania 12 $ 2,148,000 $ 179,000 $ 74,000
Delaware, Pennsylvania 12 $ 1,940,000 $ 161,666 $ 54,000
Aiken, South Carolina 12 $ 1,366,000 $ 113,833 $ 46,000
Minnehaha, South Dakota 12 $ 1,116,000 $ 93,000 $ 49,000
Hardin, Tennessee 12 $ 1,540,000 $ 128,333 $ 51,000
Chesapeake, Virginia 12 $ 2,291,000 $ 190,916 $ 56,000
Chambers, Alabama 11 $ 732,000 $ 66,545 $ 33,000
Pulaski, Arkansas 11 $ 1,262,000 $ 114,727 $ 42,000
Bibb, Georgia 11 $ 677,000 $ 61,545 $ 49,000
Muscogee, Georgia 11 $ 1,053,000 $ 95,727 $ 47,000
Jackson, Indiana 11 $ 1,156,000 $ 105,090 $ 35,000
Dickinson, Iowa 11 $ 780,000 $ 70,909 $ 57,000
St. Tammany, Louisiana 11 $ 1,294,000 $ 117,636 $ 37,000
Itasca, Minnesota 11 $ 1,456,000 $ 132,363 $ 54,000
Mille Lacs, Minnesota 11 $ 1,355,000 $ 123,181 $ 35,000
Olmsted, Minnesota 11 $ 1,279,000 $ 116,272 $ 40,000
Franklin, Missouri 11 $ 1,240,000 $ 112,727 $ 58,000
Newton, Missouri 11 $ 776,000 $ 70,545 $ 35,000
Hillsborough, New Hampshire 11 $ 1,933,000 $ 175,727 $ 65,000
Rockingham, New Hampshire 11 $ 2,510,000 $ 228,181 $ 70,000
Orange, New York 11 $ 2,339,000 $ 212,636 $ 127,000
Richmond, New York 11 $ 3,025,000 $ 275,000 $ 81,000
Delaware, Ohio 11 $ 2,377,000 $ 216,090 $ 68,000
Tulsa, Oklahoma 11 $ 1,354,000 $ 123,090 $ 70,000
McLennan, Texas 11 $ 962,000 $ 87,454 $ 56,000
Chesterfield, Virginia 11 $ 1,628,000 $ 148,000 $ 40,000
Taylor, Wisconsin 11 $ 1,242,000 $ 112,909 $ 49,000
Monroe, Alabama 10 $ 900,000 $ 90,000 $ 61,000
Boone, Arkansas 10 $ 877,000 $ 87,700 $ 47,000
Charlotte, Florida 10 $ 1,508,000 $ 150,800 $ 42,000
Floyd, Georgia 10 $ 1,146,000 $ 114,600 $ 28,000
Vermilion, Illinois 10 $ 416,000 $ 41,600 $ 65,000
Crawford, Kansas 10 $ 655,000 $ 65,500 $ 60,000
Sedgwick, Kansas 10 $ 1,191,000 $ 119,100 $ 57,000
St. Mary, Louisiana 10 $ 733,000 $ 73,300 $ 47,000
Calvert, Maryland 10 $ 2,520,000 $ 252,000 $ 109,000
Forsyth, North Carolina 10 $ 1,290,000 $ 129,000 $ 47,000
Wilson, North Carolina 10 $ 1,275,000 $ 127,500 $ 83,000
Greene, Ohio 10 $ 1,121,000 $ 112,100 $ 29,000
Warren, Ohio 10 $ 1,474,000 $ 147,400 $ 50,000
Blount, Tennessee 10 $ 1,170,000 $ 117,000 $ 47,000
Tipton, Tennessee 10 $ 1,087,000 $ 108,700 $ 72,000
Denton, Texas 10 $ 1,511,000 $ 151,100 $ 43,000
Erath, Texas 10 $ 868,000 $ 86,800 $ 60,000
Fort Bend, Texas 10 $ 1,561,000 $ 156,100 $ 56,000
Travis, Texas 10 $ 1,712,000 $ 171,200 $ 79,000
Spotsylvania, Virginia 10 $ 1,978,000 $ 197,800 $ 84,000
Douglas, Wisconsin 10 $ 1,378,000 $ 137,800 $ 44,000
Waupaca, Wisconsin 10 $ 1,296,000 $ 129,600 $ 50,000
Blount, Alabama 9 $ 846,000 $ 94,000 $ 43,000
Houston, Alabama 9 $ 1,143,000 $ 127,000 $ 56,000
Talladega, Alabama 9 $ 1,040,000 $ 115,555 $ 49,000
Benton, Arkansas 9 $ 1,284,000 $ 142,666 $ 54,000
Madera, California 9 $ 1,197,000 $ 133,000 $ 106,000
Hernando, Florida 9 $ 1,062,000 $ 118,000 $ 35,000
Clarke, Georgia 9 $ 1,157,000 $ 128,555 $ 25,000
Dougherty, Georgia 9 $ 693,000 $ 77,000 $ 64,000
Spalding, Georgia 9 $ 922,000 $ 102,444 $ 76,000
Ogle, Illinois 9 $ 985,000 $ 109,444 $ 52,000
Allen, Indiana 9 $ 836,000 $ 92,888 $ 36,000
Cecil, Maryland 9 $ 1,534,000 $ 170,444 $ 49,000
Cass, Minnesota 9 $ 1,976,000 $ 219,555 $ 96,000
Le Sueur, Minnesota 9 $ 1,173,000 $ 130,333 $ 45,000
Nobles, Minnesota 9 $ 576,000 $ 64,000 $ 46,000
Benton, Missouri 9 $ 464,000 $ 51,555 $ 41,000
Camden, Missouri 9 $ 1,035,000 $ 115,000 $ 70,000
Teton, Montana 9 $ 886,000 $ 98,444 $ 49,000
Mercer, New Jersey 9 $ 2,090,000 $ 232,222 $ 68,000
Stark, North Dakota 9 $ 592,000 $ 65,777 $ 44,000
Williams, North Dakota 9 $ 738,000 $ 82,000 $ 35,000
Portage, Ohio 9 $ 1,382,000 $ 153,555 $ 58,000
Sandusky, Ohio 9 $ 839,000 $ 93,222 $ 44,000
Multnomah, Oregon 9 $ 1,258,000 $ 139,777 $ 104,000
Berkeley, South Carolina 9 $ 946,000 $ 105,111 $ 49,000
Pickens, South Carolina 9 $ 1,023,000 $ 113,666 $ 55,000
York, South Carolina 9 $ 1,374,000 $ 152,666 $ 72,000
Knox, Tennessee 9 $ 1,324,000 $ 147,111 $ 57,000
Bennington, Vermont 9 $ 1,459,000 $ 162,111 $ 94,000
Stafford, Virginia 9 $ 2,052,000 $ 228,000 $ 74,000
Tuscaloosa, Alabama 8 $ 933,000 $ 116,625 $ 46,000
Pueblo, Colorado 8 $ 765,000 $ 95,625 $ 53,000
Windham, Connecticut 8 $ 1,048,000 $ 131,000 $ 64,000
Bartow, Georgia 8 $ 1,560,000 $ 195,000 $ 67,000
Kankakee, Illinois 8 $ 1,286,000 $ 160,750 $ 44,000
Whiteside, Illinois 8 $ 432,000 $ 54,000 $ 38,000
Lawrence, Indiana 8 $ 769,000 $ 96,125 $ 54,000
Black Hawk, Iowa 8 $ 664,000 $ 83,000 $ 26,000
Shawnee, Kansas 8 $ 744,000 $ 93,000 $ 41,000
Ascension, Louisiana 8 $ 1,232,000 $ 154,000 $ 71,000
Iberia, Louisiana 8 $ 508,000 $ 63,500 $ 36,000
Livingston, Louisiana 8 $ 924,000 $ 115,500 $ 72,000
St. Joseph, Michigan 8 $ 1,111,000 $ 138,875 $ 40,000
Benton, Minnesota 8 $ 958,000 $ 119,750 $ 44,000
Pine, Minnesota 8 $ 1,182,000 $ 147,750 $ 54,000
Bolivar, Mississippi 8 $ 752,000 $ 94,000 $ 42,000
Westchester, New York 8 $ 2,324,000 $ 290,500 $ 115,000
Chatham, North Carolina 8 $ 2,372,000 $ 296,500 $ 91,000
Iredell, North Carolina 8 $ 1,232,000 $ 154,000 $ 57,000
Johnston, North Carolina 8 $ 932,000 $ 116,500 $ 34,000
Union, North Carolina 8 $ 1,165,000 $ 145,625 $ 69,000
Ramsey, North Dakota 8 $ 799,000 $ 99,875 $ 57,000
Allegheny, Pennsylvania 8 $ 1,354,000 $ 169,250 $ 54,000
Westmoreland, Pennsylvania 8 $ 740,000 $ 92,500 $ 58,000
Williamson, Tennessee 8 $ 1,259,000 $ 157,375 $ 63,000
Potter, Texas 8 $ 554,000 $ 69,250 $ 39,000
Jackson, Alabama 7 $ 544,000 $ 77,714 $ 24,000
Pima, Arizona 7 $ 958,000 $ 136,857 $ 38,000
Madison, Arkansas 7 $ 590,000 $ 84,285 $ 76,000
Randolph, Arkansas 7 $ 493,000 $ 70,428 $ 40,000
Washington, Arkansas 7 $ 1,084,000 $ 154,857 $ 76,000
El Dorado, California 7 $ 1,606,000 $ 229,428 $ 63,000
San Mateo, California 7 $ 2,965,000 $ 423,571 $ 105,000
Stanislaus, California 7 $ 1,532,000 $ 218,857 $ 115,000
Elbert, Colorado 7 $ 1,241,000 $ 177,285 $ 76,000
Summit, Colorado 7 $ 1,048,000 $ 149,714 $ 117,000
Jackson, Georgia 7 $ 1,053,000 $ 150,428 $ 37,000
Ada, Idaho 7 $ 932,000 $ 133,142 $ 89,000
Boone, Illinois 7 $ 1,297,000 $ 185,285 $ 70,000
Champaign, Illinois 7 $ 754,000 $ 107,714 $ 51,000
DeKalb, Illinois 7 $ 823,000 $ 117,571 $ 40,000
Kendall, Illinois 7 $ 1,212,000 $ 173,142 $ 78,000
Tazewell, Illinois 7 $ 600,000 $ 85,714 $ 42,000
Winnebago, Illinois 7 $ 750,000 $ 107,142 $ 59,000
Leavenworth, Kansas 7 $ 914,000 $ 130,571 $ 92,000
Genesee, Michigan 7 $ 873,000 $ 124,714 $ 52,000
Kalamazoo, Michigan 7 $ 797,000 $ 113,857 $ 35,000
Kent, Michigan 7 $ 1,069,000 $ 152,714 $ 46,000
Monroe, Michigan 7 $ 913,000 $ 130,428 $ 111,000
Iron, Missouri 7 $ 548,000 $ 78,285 $ 54,000
Morgan, Missouri 7 $ 810,000 $ 115,714 $ 62,000
Taney, Missouri 7 $ 812,000 $ 116,000 $ 42,000
Rensselaer, New York 7 $ 1,002,000 $ 143,142 $ 40,000
Rockland, New York 7 $ 1,718,000 $ 245,428 $ 76,000
Saratoga, New York 7 $ 1,153,000 $ 164,714 $ 46,000
Currituck, North Carolina 7 $ 1,080,000 $ 154,285 $ 47,000
Morton, North Dakota 7 $ 603,000 $ 86,142 $ 49,000
Fairfield, Ohio 7 $ 803,000 $ 114,714 $ 26,000
Licking, Ohio 7 $ 1,066,000 $ 152,285 $ 73,000
Beaufort, South Carolina 7 $ 1,820,000 $ 260,000 $ 86,000
Madison, Tennessee 7 $ 486,000 $ 69,428 $ 62,000
El Paso, Texas 7 $ 878,000 $ 125,428 $ 73,000
Williamson, Texas 7 $ 1,077,000 $ 153,857 $ 53,000
Washington, Utah 7 $ 1,327,000 $ 189,571 $ 41,000
Alexandria, Virginia 7 $ 1,193,000 $ 170,428 $ 59,000
James City, Virginia 7 $ 1,453,000 $ 207,571 $ 42,000
Snohomish, Washington 7 $ 1,195,000 $ 170,714 $ 54,000
Rock, Wisconsin 7 $ 619,000 $ 88,428 $ 44,000
Calhoun, Alabama 6 $ 1,405,000 $ 234,166 $ 76,000
Chilton, Alabama 6 $ 473,000 $ 78,833 $ 53,000
Russell, Alabama 6 $ 269,000 $ 44,833 $ 98,000
Kings, California 6 $ 992,000 $ 165,333 $ 128,000
Siskiyou, California 6 $ 862,000 $ 143,666 $ 73,000
Ventura, California 6 $ 1,556,000 $ 259,333 $ 54,000
Tolland, Connecticut 6 $ 1,042,000 $ 173,666 $ 90,000
Escambia, Florida 6 $ 675,000 $ 112,500 $ 51,000
Manatee, Florida 6 $ 727,000 $ 121,166 $ 42,000
Marion, Florida 6 $ 577,000 $ 96,166 $ 65,000
McDuffie, Georgia 6 $ 457,000 $ 76,166 $ 16,000
Peach, Georgia 6 $ 494,000 $ 82,333 $ 54,000
Union, Georgia 6 $ 963,000 $ 160,500 $ 47,000
Jersey, Illinois 6 $ 605,000 $ 100,833 $ 45,000
McLean, Illinois 6 $ 482,000 $ 80,333 $ 38,000
Clark, Indiana 6 $ 833,000 $ 138,833 $ 52,000
Washington, Indiana 6 $ 531,000 $ 88,500 $ 36,000
Polk, Iowa 6 $ 531,000 $ 88,500 $ 59,000
Fayette, Kentucky 6 $ 416,000 $ 69,333 $ 23,000
Lafourche, Louisiana 6 $ 430,000 $ 71,666 $ 56,000
Washington, Louisiana 6 $ 509,000 $ 84,833 $ 38,000
Todd, Minnesota 6 $ 761,000 $ 126,833 $ 51,000
Coahoma, Mississippi 6 $ 284,000 $ 47,333 $ 20,000
Harrison, Mississippi 6 $ 489,000 $ 81,500 $ 27,000
Cape Girardeau, Missouri 6 $ 535,000 $ 89,166 $ 41,000
Pike, Missouri 6 $ 649,000 $ 108,166 $ 31,000
Polk, Missouri 6 $ 495,000 $ 82,500 $ 49,000
Cumberland, New Jersey 6 $ 652,000 $ 108,666 $ 29,000
Onondaga, New York 6 $ 388,000 $ 64,666 $ 60,000
Buncombe, North Carolina 6 $ 809,000 $ 134,833 $ 47,000
New Hanover, North Carolina 6 $ 1,205,000 $ 200,833 $ 66,000
Clark, Ohio 6 $ 582,000 $ 97,000 $ 56,000
Huron, Ohio 6 $ 611,000 $ 101,833 $ 116,000
Richland, Ohio 6 $ 436,000 $ 72,666 $ 26,000
Woods, Oklahoma 6 $ 538,000 $ 89,666 $ 25,000
Clearfield, Pennsylvania 6 $ 385,000 $ 64,166 $ 25,000
Washington, Rhode Island 6 $ 1,108,000 $ 184,666 $ 65,000
Florence, South Carolina 6 $ 766,000 $ 127,666 $ 47,000
Newberry, South Carolina 6 $ 707,000 $ 117,833 $ 47,000
Orangeburg, South Carolina 6 $ 627,000 $ 104,500 $ 57,000
Spartanburg, South Carolina 6 $ 486,000 $ 81,000 $ 34,000
Giles, Tennessee 6 $ 650,000 $ 108,333 $ 33,000
McMinn, Tennessee 6 $ 482,000 $ 80,333 $ 66,000
Montgomery, Tennessee 6 $ 922,000 $ 153,666 $ 64,000
Bell, Texas 6 $ 775,000 $ 129,166 $ 87,000
Weber, Utah 6 $ 1,131,000 $ 188,500 $ 91,000
Hampton, Virginia 6 $ 913,000 $ 152,166 $ 61,000
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Mortgage Loan Application Detail Totals for Netbank Fundings Services in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 9,535 $1,430,600,000 $151,897 $1,133,000 $60,265 $3,158,000
Refinancing 7,852 $1,346,006,000 $154,469 $1,000,000 $59,306 $932,000
Home Improvement 113 $17,366,000 $140,939 $520,000 $69,757 $342,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not Provided 8,526 $1,474,695,000 $159,142 $840,000 $62,755 $1,549,000
White 6,207 $894,955,000 $142,916 $1,000,000 $59,000 $3,158,000
Black or African American 1,422 $195,149,000 $133,083 $1,133,000 $50,527 $575,000
Hispanic 933 $148,229,000 $137,303 $639,000 $40,272 $300,000
Asian 357 $72,506,000 $174,303 $632,000 $59,515 $381,000
American Indian or Alaskan Native 31 $4,759,000 $135,785 $420,000 $56,214 $256,000
Native Hawaiian or Other Pacific Islander 24 $3,679,000 $157,214 $296,000 $61,571 $205,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 14,960 $2,458,916,000 $152,224 $1,000,000 $61,591 $3,158,000
FHA-insured (Federal Housing Administration) 2,080 $268,523,000 $136,547 $1,133,000 $45,714 $847,000
VA-guaranteed (Veterans Administration) 460 $66,533,000 $144,605 $308,000 $43,105 $138,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 7,814 $1,362,857,000 $161,163 $840,000 $64,714 $1,549,000
Loan Originated 6,223 $901,870,000 $137,127 $1,000,000 $57,702 $780,000
File Closed For Incompleteness 1,958 $292,350,000 $143,479 $910,000 $57,979 $3,158,000
Application Denied By Financial Institution 1,119 $176,065,000 $153,613 $975,000 $52,363 $575,000
Application Approved But Not Accepted 284 $45,536,000 $139,868 $1,133,000 $49,052 $381,000
Application Withdrawn By Applicant 102 $15,294,000 $144,884 $448,000 $46,769 $240,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 401 $59,266,000 $131,575 $632,000 $41,625 $575,000
Debt-To-Income Ratio 310 $50,760,000 $168,536 $975,000 $52,609 $420,000
Collateral 196 $29,734,000 $139,216 $649,000 $64,054 $513,000
Other 89 $15,748,000 $173,357 $501,000 $40,642 $256,000
Employment History 51 $8,170,000 $175,391 $750,000 $92,000 $480,000
Unverifiable Information 41 $7,241,000 $194,050 $449,000 $88,850 $523,000
Insufficient Cash (Downpayment, Closing Cost) 23 $3,835,000 $173,545 $500,000 $58,272 $180,000
Credit Application Incomplete 8 $1,311,000 $167,000 $334,000 $38,000 $108,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Netbank Fundings Services's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Netbank Fundings Services's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Carolina, download the full spreadsheet with aggregated HMDA statistics today.

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