Nexbank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Nexbank 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Nexbank 2515 Mckinney Avenue, Suite 1100 Dallas, TX 75201 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,796 |
| Total Mortgage Loan Application Amount | $1,627,041,000 |
| Average Mortgage Loan Application Amount | $324,666 |
| Highest Mortgage Loan Application Amount | $2,810,000 |
| Average Applicant Income | $113,000 |
| Highest Applicant Income | $3,192,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Nexbank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Nexbank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Nexbank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Nexbank serves its applicants.
Each category highlights the total number of mortgage applications processed by Nexbank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Nexbank's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| King County Washington | 332 | $ 137,992,000 | $ 415,000 | $ 140,000 |
| Dallas County Texas | 329 | $ 77,071,000 | $ 234,000 | $ 101,000 |
| Collin County Texas | 296 | $ 78,780,000 | $ 266,000 | $ 120,000 |
| Harris County Texas | 287 | $ 70,717,000 | $ 246,000 | $ 108,000 |
| Cook County Illinois | 237 | $ 49,232,000 | $ 207,000 | $ 77,000 |
| Fulton County Georgia | 204 | $ 62,960,000 | $ 308,000 | $ 121,000 |
| Denton County Texas | 196 | $ 48,849,000 | $ 249,000 | $ 131,000 |
| Travis County Texas | 194 | $ 56,124,000 | $ 289,000 | $ 154,000 |
| Tarrant County Texas | 168 | $ 41,372,000 | $ 246,000 | $ 135,000 |
| Forsyth County Georgia | 167 | $ 49,189,000 | $ 294,000 | $ 114,000 |
| Los Angeles County California | 143 | $ 136,145,000 | $ 952,000 | $ 47,000 |
| Cobb County Georgia | 140 | $ 33,250,000 | $ 237,000 | $ 99,000 |
| Snohomish County Washington | 109 | $ 35,305,000 | $ 323,000 | $ 119,000 |
| DeKalb County Georgia | 101 | $ 27,583,000 | $ 273,000 | $ 117,000 |
| Williamson County Texas | 78 | $ 17,734,000 | $ 227,000 | $ 144,000 |
| Orange County California | 75 | $ 59,108,000 | $ 788,000 | $ 96,000 |
| Fort Bend County Texas | 72 | $ 18,960,000 | $ 263,000 | $ 111,000 |
| Gwinnett County Georgia | 71 | $ 14,954,000 | $ 210,000 | $ 94,000 |
| Montgomery County Texas | 67 | $ 19,951,000 | $ 297,000 | $ 121,000 |
| Fairfax County Virginia | 64 | $ 24,419,000 | $ 381,000 | $ 150,000 |
| Denver County Colorado | 61 | $ 22,549,000 | $ 369,000 | $ 142,000 |
| Lake County Illinois | 56 | $ 13,929,000 | $ 248,000 | $ 115,000 |
| San Diego County California | 49 | $ 39,036,000 | $ 796,000 | $ 32,000 |
| DuPage County Illinois | 49 | $ 9,588,000 | $ 195,000 | $ 76,000 |
| Cherokee County Georgia | 46 | $ 11,622,000 | $ 252,000 | $ 124,000 |
| Bexar County Texas | 41 | $ 8,397,000 | $ 204,000 | $ 133,000 |
| Hays County Texas | 36 | $ 9,613,000 | $ 267,000 | $ 150,000 |
| Rockwall County Texas | 33 | $ 7,267,000 | $ 220,000 | $ 121,000 |
| San Mateo County California | 31 | $ 38,194,000 | $ 1,232,000 | $ 13,000 |
| Loudoun County Virginia | 30 | $ 11,946,000 | $ 398,000 | $ 138,000 |
| Richmond City County Virginia | 29 | $ 7,154,000 | $ 246,000 | $ 123,000 |
| Santa Clara County California | 26 | $ 19,684,000 | $ 757,000 | $ 28,000 |
| Brazoria County Texas | 26 | $ 6,248,000 | $ 240,000 | $ 133,000 |
| Contra Costa County California | 25 | $ 20,148,000 | $ 805,000 | $ 27,000 |
| Douglas County Colorado | 24 | $ 8,289,000 | $ 345,000 | $ 113,000 |
| Pierce County Washington | 24 | $ 6,922,000 | $ 288,000 | $ 152,000 |
| Larimer County Colorado | 22 | $ 5,037,000 | $ 228,000 | $ 109,000 |
| Ellis County Texas | 22 | $ 5,168,000 | $ 234,000 | $ 103,000 |
| Henrico County Virginia | 22 | $ 5,368,000 | $ 244,000 | $ 92,000 |
| Jefferson County Colorado | 21 | $ 6,176,000 | $ 294,000 | $ 115,000 |
| Montgomery County Maryland | 21 | $ 7,768,000 | $ 369,000 | $ 173,000 |
| McLennan County Texas | 19 | $ 3,755,000 | $ 197,000 | $ 102,000 |
| Alameda County California | 18 | $ 14,409,000 | $ 800,000 | $ 14,000 |
| Marin County California | 18 | $ 17,441,000 | $ 968,000 | $ 0 |
| San Francisco County California | 18 | $ 17,081,000 | $ 948,000 | $ 48,000 |
| Riverside County California | 16 | $ 9,054,000 | $ 565,000 | $ 101,000 |
| Kaufman County Texas | 16 | $ 3,584,000 | $ 224,000 | $ 112,000 |
| Galveston County Texas | 15 | $ 3,905,000 | $ 260,000 | $ 148,000 |
| Johnson County Kansas | 14 | $ 2,930,000 | $ 209,000 | $ 98,000 |
| Adams County Colorado | 13 | $ 3,128,000 | $ 240,000 | $ 157,000 |
| Arapahoe County Colorado | 13 | $ 3,955,000 | $ 304,000 | $ 79,000 |
| Alexandria County Virginia | 13 | $ 5,234,000 | $ 402,000 | $ 213,000 |
| Arlington County Virginia | 13 | $ 4,719,000 | $ 363,000 | $ 148,000 |
| Santa Barbara County California | 12 | $ 10,983,000 | $ 915,000 | $ 0 |
| Bartow County Georgia | 12 | $ 2,556,000 | $ 213,000 | $ 93,000 |
| Sonoma County California | 11 | $ 8,423,000 | $ 765,000 | $ 9,000 |
| Chesterfield County Virginia | 11 | $ 2,544,000 | $ 231,000 | $ 93,000 |
| District of Columbia County District Of Columbia | 10 | $ 5,250,000 | $ 525,000 | $ 95,000 |
| Parker County Texas | 10 | $ 2,627,000 | $ 262,000 | $ 113,000 |
| Taylor County Texas | 10 | $ 2,149,000 | $ 214,000 | $ 126,000 |
| McHenry County Illinois | 9 | $ 1,554,000 | $ 172,000 | $ 65,000 |
| New York County New York | 9 | $ 9,908,000 | $ 1,100,000 | $ 0 |
| Multnomah County Oregon | 9 | $ 3,420,000 | $ 380,000 | $ 227,000 |
| Hidalgo County Texas | 9 | $ 1,733,000 | $ 192,000 | $ 172,000 |
| Webb County Texas | 9 | $ 1,708,000 | $ 189,000 | $ 76,000 |
| Sacramento County California | 8 | $ 1,862,000 | $ 232,000 | $ 57,000 |
| Hall County Georgia | 8 | $ 1,835,000 | $ 229,000 | $ 108,000 |
| Kane County Illinois | 8 | $ 1,393,000 | $ 174,000 | $ 73,000 |
| Prince George's County Maryland | 8 | $ 2,332,000 | $ 291,000 | $ 155,000 |
| Grayson County Texas | 8 | $ 1,860,000 | $ 232,000 | $ 119,000 |
| Placer County California | 7 | $ 5,383,000 | $ 769,000 | $ 0 |
| San Bernardino County California | 7 | $ 2,303,000 | $ 329,000 | $ 102,000 |
| Ventura County California | 7 | $ 8,953,000 | $ 1,279,000 | $ 0 |
| Middlesex County Massachusetts | 7 | $ 2,892,000 | $ 413,000 | $ 205,000 |
| Maricopa County Arizona | 6 | $ 3,777,000 | $ 629,000 | $ 158,000 |
| Washington County Oregon | 6 | $ 1,683,000 | $ 280,000 | $ 102,000 |
| Bell County Texas | 6 | $ 858,000 | $ 143,000 | $ 62,000 |
| Brazos County Texas | 6 | $ 1,133,000 | $ 188,000 | $ 128,000 |
| Johnson County Texas | 6 | $ 1,278,000 | $ 213,000 | $ 95,000 |
| Clark County Washington | 6 | $ 1,355,000 | $ 225,000 | $ 187,000 |
| El Dorado County California | 5 | $ 3,072,000 | $ 614,000 | $ 28,000 |
| Boulder County Colorado | 5 | $ 3,680,000 | $ 736,000 | $ 96,000 |
| Weld County Colorado | 5 | $ 1,114,000 | $ 222,000 | $ 115,000 |
| Fayette County Georgia | 5 | $ 1,741,000 | $ 348,000 | $ 285,000 |
| Henry County Georgia | 5 | $ 996,000 | $ 199,000 | $ 79,000 |
| Will County Illinois | 5 | $ 1,234,000 | $ 246,000 | $ 105,000 |
| Clackamas County Oregon | 5 | $ 3,479,000 | $ 695,000 | $ 161,000 |
| Bastrop County Texas | 5 | $ 1,112,000 | $ 222,000 | $ 112,000 |
| Hunt County Texas | 5 | $ 1,035,000 | $ 207,000 | $ 112,000 |
| Midland County Texas | 5 | $ 1,169,000 | $ 233,000 | $ 153,000 |
| Smith County Texas | 5 | $ 750,000 | $ 150,000 | $ 72,000 |
| Washington County Texas | 5 | $ 824,000 | $ 164,000 | $ 74,000 |
| Wise County Texas | 5 | $ 1,275,000 | $ 255,000 | $ 239,000 |
| Hanover County Virginia | 5 | $ 1,063,000 | $ 212,000 | $ 73,000 |
| Spokane County Washington | 5 | $ 1,259,000 | $ 251,000 | $ 94,000 |
| Monterey County California | 4 | $ 3,910,000 | $ 977,000 | $ 0 |
| Coweta County Georgia | 4 | $ 1,338,000 | $ 334,000 | $ 346,000 |
| Dawson County Georgia | 4 | $ 1,033,000 | $ 258,000 | $ 254,000 |
| Lowndes County Georgia | 4 | $ 897,000 | $ 224,000 | $ 106,000 |
| Muscogee County Georgia | 4 | $ 826,000 | $ 206,000 | $ 99,000 |
| Walton County Georgia | 4 | $ 678,000 | $ 169,000 | $ 81,000 |
| Baltimore County Maryland | 4 | $ 986,000 | $ 246,000 | $ 79,000 |
| Bergen County New Jersey | 4 | $ 2,138,000 | $ 534,000 | $ 38,000 |
| Westchester County New York | 4 | $ 3,302,000 | $ 825,000 | $ 21,000 |
| Comal County Texas | 4 | $ 933,000 | $ 233,000 | $ 151,000 |
| Guadalupe County Texas | 4 | $ 759,000 | $ 189,000 | $ 83,000 |
| Waller County Texas | 4 | $ 625,000 | $ 156,000 | $ 104,000 |
| Island County Washington | 4 | $ 1,177,000 | $ 294,000 | $ 103,000 |
| Whatcom County Washington | 4 | $ 1,644,000 | $ 411,000 | $ 144,000 |
| Gilmer County Georgia | 3 | $ 561,000 | $ 187,000 | $ 108,000 |
| Paulding County Georgia | 3 | $ 524,000 | $ 174,000 | $ 61,000 |
| Rockdale County Georgia | 3 | $ 454,000 | $ 151,000 | $ 109,000 |
| Carroll County Maryland | 3 | $ 865,000 | $ 288,000 | $ 94,000 |
| Suffolk County New York | 3 | $ 1,849,000 | $ 616,000 | $ 0 |
| Deschutes County Oregon | 3 | $ 1,524,000 | $ 508,000 | $ 67,000 |
| Charleston County South Carolina | 3 | $ 885,000 | $ 295,000 | $ 213,000 |
| Kendall County Texas | 3 | $ 855,000 | $ 285,000 | $ 135,000 |
| Lampasas County Texas | 3 | $ 784,000 | $ 261,000 | $ 173,000 |
| Llano County Texas | 3 | $ 721,000 | $ 240,000 | $ 132,000 |
| Prince William County Virginia | 3 | $ 1,061,000 | $ 353,000 | $ 87,000 |
| Thurston County Washington | 3 | $ 690,000 | $ 230,000 | $ 109,000 |
| Baldwin County Alabama | 2 | $ 986,000 | $ 493,000 | $ 0 |
| Napa County California | 2 | $ 1,862,000 | $ 931,000 | $ 0 |
| Stanislaus County California | 2 | $ 651,000 | $ 325,000 | $ 25,000 |
| Hillsborough County Florida | 2 | $ 562,000 | $ 281,000 | $ 152,000 |
| Barrow County Georgia | 2 | $ 300,000 | $ 150,000 | $ 46,000 |
| Chatham County Georgia | 2 | $ 620,000 | $ 310,000 | $ 104,000 |
| Clarke County Georgia | 2 | $ 307,000 | $ 153,000 | $ 48,000 |
| Clayton County Georgia | 2 | $ 256,000 | $ 128,000 | $ 29,000 |
| Fannin County Georgia | 2 | $ 429,000 | $ 214,000 | $ 151,000 |
| Haralson County Georgia | 2 | $ 383,000 | $ 191,000 | $ 84,000 |
| Marion County Indiana | 2 | $ 1,051,000 | $ 525,000 | $ 400,000 |
| Anne Arundel County Maryland | 2 | $ 574,000 | $ 287,000 | $ 98,000 |
| Frederick County Maryland | 2 | $ 713,000 | $ 356,000 | $ 174,000 |
| Howard County Maryland | 2 | $ 595,000 | $ 297,000 | $ 95,000 |
| Worcester County Maryland | 2 | $ 352,000 | $ 176,000 | $ 157,000 |
| Suffolk County Massachusetts | 2 | $ 930,000 | $ 465,000 | $ 290,000 |
| Hennepin County Minnesota | 2 | $ 1,336,000 | $ 668,000 | $ 0 |
| Clay County Missouri | 2 | $ 755,000 | $ 377,000 | $ 50,000 |
| Jackson County Missouri | 2 | $ 296,000 | $ 148,000 | $ 91,000 |
| Clark County Nevada | 2 | $ 1,017,000 | $ 508,000 | $ 246,000 |
| Hudson County New Jersey | 2 | $ 791,000 | $ 395,000 | $ 201,000 |
| Mecklenburg County North Carolina | 2 | $ 1,150,000 | $ 575,000 | $ 73,000 |
| Aransas County Texas | 2 | $ 579,000 | $ 289,000 | $ 160,000 |
| Burnet County Texas | 2 | $ 617,000 | $ 308,000 | $ 49,000 |
| Cameron County Texas | 2 | $ 330,000 | $ 165,000 | $ 207,000 |
| Cooke County Texas | 2 | $ 489,000 | $ 244,000 | $ 88,000 |
| Fannin County Texas | 2 | $ 569,000 | $ 284,000 | $ 124,000 |
| Hood County Texas | 2 | $ 157,000 | $ 78,000 | $ 65,000 |
| Lubbock County Texas | 2 | $ 253,000 | $ 126,000 | $ 101,000 |
| Orange County Texas | 2 | $ 383,000 | $ 191,000 | $ 130,000 |
| Van Zandt County Texas | 2 | $ 347,000 | $ 173,000 | $ 118,000 |
| Walker County Texas | 2 | $ 465,000 | $ 232,000 | $ 96,000 |
| Falls Church County Virginia | 2 | $ 1,120,000 | $ 560,000 | $ 44,000 |
| Chelan County Washington | 2 | $ 468,000 | $ 234,000 | $ 128,000 |
| Douglas County Washington | 2 | $ 580,000 | $ 290,000 | $ 171,000 |
| Grays Harbor County Washington | 2 | $ 279,000 | $ 139,000 | $ 259,000 |
| Kittitas County Washington | 2 | $ 433,000 | $ 216,000 | $ 89,000 |
| Skagit County Washington | 2 | $ 505,000 | $ 252,000 | $ 125,000 |
| Mobile County Alabama | 1 | $ 398,000 | $ 398,000 | $ 0 |
| Hot Spring County Arkansas | 1 | $ 53,000 | $ 53,000 | $ 0 |
| Fresno County California | 1 | $ 1,020,000 | $ 1,020,000 | $ 0 |
| Mono County California | 1 | $ 852,000 | $ 852,000 | $ 0 |
| San Joaquin County California | 1 | $ 130,000 | $ 130,000 | $ 382,000 |
| San Luis Obispo County California | 1 | $ 320,000 | $ 320,000 | $ 258,000 |
| Santa Cruz County California | 1 | $ 465,000 | $ 465,000 | $ 0 |
| Solano County California | 1 | $ 1,477,000 | $ 1,477,000 | $ 0 |
| Yolo County California | 1 | $ 236,000 | $ 236,000 | $ 75,000 |
| Broomfield County Colorado | 1 | $ 247,000 | $ 247,000 | $ 58,000 |
| El Paso County Colorado | 1 | $ 141,000 | $ 141,000 | $ 185,000 |
| Elbert County Colorado | 1 | $ 386,000 | $ 386,000 | $ 112,000 |
| Garfield County Colorado | 1 | $ 305,000 | $ 305,000 | $ 62,000 |
| Mesa County Colorado | 1 | $ 278,000 | $ 278,000 | $ 0 |
| Pueblo County Colorado | 1 | $ 234,000 | $ 234,000 | $ 0 |
| Routt County Colorado | 1 | $ 940,000 | $ 940,000 | $ 0 |
| Summit County Colorado | 1 | $ 324,000 | $ 324,000 | $ 173,000 |
| Fairfield County Connecticut | 1 | $ 671,000 | $ 671,000 | $ 587,000 |
| Sussex County Delaware | 1 | $ 407,000 | $ 407,000 | $ 264,000 |
| Bay County Florida | 1 | $ 200,000 | $ 200,000 | $ 193,000 |
| Broward County Florida | 1 | $ 360,000 | $ 360,000 | $ 115,000 |
| Citrus County Florida | 1 | $ 100,000 | $ 100,000 | $ 47,000 |
| Clay County Florida | 1 | $ 201,000 | $ 201,000 | $ 101,000 |
| Collier County Florida | 1 | $ 559,000 | $ 559,000 | $ 0 |
| Lee County Florida | 1 | $ 931,000 | $ 931,000 | $ 0 |
| Miami-Dade County Florida | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Palm Beach County Florida | 1 | $ 911,000 | $ 911,000 | $ 0 |
| Pinellas County Florida | 1 | $ 276,000 | $ 276,000 | $ 130,000 |
| Seminole County Florida | 1 | $ 408,000 | $ 408,000 | $ 134,000 |
| Walton County Florida | 1 | $ 539,000 | $ 539,000 | $ 0 |
| Baldwin County Georgia | 1 | $ 315,000 | $ 315,000 | $ 435,000 |
| Carroll County Georgia | 1 | $ 412,000 | $ 412,000 | $ 135,000 |
| Douglas County Georgia | 1 | $ 137,000 | $ 137,000 | $ 160,000 |
| Gordon County Georgia | 1 | $ 116,000 | $ 116,000 | $ 89,000 |
| Hancock County Georgia | 1 | $ 289,000 | $ 289,000 | $ 178,000 |
| Hart County Georgia | 1 | $ 116,000 | $ 116,000 | $ 32,000 |
| Jackson County Georgia | 1 | $ 155,000 | $ 155,000 | $ 96,000 |
| Lumpkin County Georgia | 1 | $ 96,000 | $ 96,000 | $ 46,000 |
| Morgan County Georgia | 1 | $ 300,000 | $ 300,000 | $ 126,000 |
| Pickens County Georgia | 1 | $ 150,000 | $ 150,000 | $ 173,000 |
| Polk County Georgia | 1 | $ 280,000 | $ 280,000 | $ 101,000 |
| Spalding County Georgia | 1 | $ 100,000 | $ 100,000 | $ 66,000 |
| Towns County Georgia | 1 | $ 600,000 | $ 600,000 | $ 331,000 |
| White County Georgia | 1 | $ 125,000 | $ 125,000 | $ 42,000 |
| Whitfield County Georgia | 1 | $ 242,000 | $ 242,000 | $ 85,000 |
| Hawaii County Hawaii | 1 | $ 415,000 | $ 415,000 | $ 149,000 |
| Honolulu County Hawaii | 1 | $ 660,000 | $ 660,000 | $ 15,000 |
| Kauai County Hawaii | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Blaine County Idaho | 1 | $ 300,000 | $ 300,000 | $ 0 |
| Kendall County Illinois | 1 | $ 171,000 | $ 171,000 | $ 32,000 |
| Wyandotte County Kansas | 1 | $ 70,000 | $ 70,000 | $ 31,000 |
| Calvert County Maryland | 1 | $ 238,000 | $ 238,000 | $ 77,000 |
| Garrett County Maryland | 1 | $ 270,000 | $ 270,000 | $ 335,000 |
| Talbot County Maryland | 1 | $ 175,000 | $ 175,000 | $ 235,000 |
| Oakland County Michigan | 1 | $ 117,000 | $ 117,000 | $ 0 |
| Wayne County Michigan | 1 | $ 221,000 | $ 221,000 | $ 0 |
| Harrison County Mississippi | 1 | $ 873,000 | $ 873,000 | $ 0 |
| Lamar County Mississippi | 1 | $ 435,000 | $ 435,000 | $ 0 |
| Carroll County New Hampshire | 1 | $ 804,000 | $ 804,000 | $ 250,000 |
| Ocean County New Jersey | 1 | $ 251,000 | $ 251,000 | $ 337,000 |
| Sussex County New Jersey | 1 | $ 335,000 | $ 335,000 | $ 157,000 |
| Nassau County New York | 1 | $ 681,000 | $ 681,000 | $ 0 |
| Cabarrus County North Carolina | 1 | $ 162,000 | $ 162,000 | $ 126,000 |
| Carteret County North Carolina | 1 | $ 450,000 | $ 450,000 | $ 0 |
| Dare County North Carolina | 1 | $ 319,000 | $ 319,000 | $ 227,000 |
| Forsyth County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 74,000 |
| Orange County North Carolina | 1 | $ 738,000 | $ 738,000 | $ 0 |
| Franklin County Ohio | 1 | $ 118,000 | $ 118,000 | $ 0 |
| Hamilton County Ohio | 1 | $ 399,000 | $ 399,000 | $ 2,280,000 |
| Stark County Ohio | 1 | $ 79,000 | $ 79,000 | $ 0 |
| Columbia County Oregon | 1 | $ 190,000 | $ 190,000 | $ 49,000 |
| Marion County Oregon | 1 | $ 592,000 | $ 592,000 | $ 0 |
| Chester County Pennsylvania | 1 | $ 512,000 | $ 512,000 | $ 113,000 |
| Beaufort County South Carolina | 1 | $ 278,000 | $ 278,000 | $ 0 |
| Berkeley County South Carolina | 1 | $ 187,000 | $ 187,000 | $ 125,000 |
| Georgetown County South Carolina | 1 | $ 668,000 | $ 668,000 | $ 0 |
| Austin County Texas | 1 | $ 157,000 | $ 157,000 | $ 116,000 |
| Burleson County Texas | 1 | $ 181,000 | $ 181,000 | $ 88,000 |
| Camp County Texas | 1 | $ 375,000 | $ 375,000 | $ 250,000 |
| Chambers County Texas | 1 | $ 274,000 | $ 274,000 | $ 160,000 |
| Colorado County Texas | 1 | $ 241,000 | $ 241,000 | $ 162,000 |
| Ector County Texas | 1 | $ 584,000 | $ 584,000 | $ 285,000 |
| El Paso County Texas | 1 | $ 122,000 | $ 122,000 | $ 97,000 |
| Fayette County Texas | 1 | $ 176,000 | $ 176,000 | $ 78,000 |
| Gillespie County Texas | 1 | $ 200,000 | $ 200,000 | $ 215,000 |
| Gonzales County Texas | 1 | $ 252,000 | $ 252,000 | $ 85,000 |
| Gregg County Texas | 1 | $ 212,000 | $ 212,000 | $ 98,000 |
| Henderson County Texas | 1 | $ 160,000 | $ 160,000 | $ 78,000 |
| Hill County Texas | 1 | $ 308,000 | $ 308,000 | $ 136,000 |
| Houston County Texas | 1 | $ 417,000 | $ 417,000 | $ 348,000 |
| Howard County Texas | 1 | $ 142,000 | $ 142,000 | $ 175,000 |
| Kleberg County Texas | 1 | $ 150,000 | $ 150,000 | $ 52,000 |
| Liberty County Texas | 1 | $ 157,000 | $ 157,000 | $ 54,000 |
| Limestone County Texas | 1 | $ 145,000 | $ 145,000 | $ 131,000 |
| Medina County Texas | 1 | $ 180,000 | $ 180,000 | $ 270,000 |
| Milam County Texas | 1 | $ 220,000 | $ 220,000 | $ 77,000 |
| Montague County Texas | 1 | $ 266,000 | $ 266,000 | $ 64,000 |
| Navarro County Texas | 1 | $ 224,000 | $ 224,000 | $ 130,000 |
| Nueces County Texas | 1 | $ 120,000 | $ 120,000 | $ 151,000 |
| Tom Green County Texas | 1 | $ 159,000 | $ 159,000 | $ 55,000 |
| Victoria County Texas | 1 | $ 412,000 | $ 412,000 | $ 715,000 |
| Wilson County Texas | 1 | $ 216,000 | $ 216,000 | $ 143,000 |
| Cache County Utah | 1 | $ 204,000 | $ 204,000 | $ 58,000 |
| Clarke County Virginia | 1 | $ 380,000 | $ 380,000 | $ 260,000 |
| Essex County Virginia | 1 | $ 202,000 | $ 202,000 | $ 68,000 |
| Goochland County Virginia | 1 | $ 260,000 | $ 260,000 | $ 69,000 |
| Lancaster County Virginia | 1 | $ 195,000 | $ 195,000 | $ 196,000 |
| Manassas County Virginia | 1 | $ 334,000 | $ 334,000 | $ 60,000 |
| Orange County Virginia | 1 | $ 388,000 | $ 388,000 | $ 214,000 |
| Powhatan County Virginia | 1 | $ 446,000 | $ 446,000 | $ 209,000 |
| Spotsylvania County Virginia | 1 | $ 195,000 | $ 195,000 | $ 54,000 |
| Virginia Beach County Virginia | 1 | $ 172,000 | $ 172,000 | $ 212,000 |
| Asotin County Washington | 1 | $ 216,000 | $ 216,000 | $ 81,000 |
| Grant County Washington | 1 | $ 238,000 | $ 238,000 | $ 118,000 |
| Kitsap County Washington | 1 | $ 354,000 | $ 354,000 | $ 254,000 |
| Walla Walla County Washington | 1 | $ 139,000 | $ 139,000 | $ 207,000 |
| Goshen County Wyoming | 1 | $ 100,000 | $ 100,000 | $ 60,000 |
| Laramie County Wyoming | 1 | $ 136,000 | $ 136,000 | $ 89,000 |
Mortgage Loan Application Detail Totals for Nexbank in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,449 | $795,811,000 | $324,000 | $2,737,000 | $106,000 | $3,192,000 |
| Refinancing | 2,317 | $822,323,000 | $354,000 | $2,810,000 | $118,000 | $1,139,000 |
| Home Improvement | 30 | $8,907,000 | $296,000 | $780,000 | $115,000 | $340,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,710 | $723,206,000 | $266,000 | $2,400,000 | $131,000 | $2,832,000 |
| Asian | 706 | $209,050,000 | $296,000 | $990,000 | $125,000 | $779,000 |
| Not applicable | 607 | $497,716,000 | $819,000 | $2,810,000 | $0 | $0 |
| Hispanic | 350 | $72,728,000 | $207,000 | $863,000 | $88,000 | $498,000 |
| Not Provided | 242 | $76,828,000 | $317,000 | $2,450,000 | $180,000 | $3,192,000 |
| Black or African American | 157 | $40,505,000 | $257,000 | $811,000 | $110,000 | $996,000 |
| American Indian or Alaskan Native | 19 | $5,365,000 | $282,000 | $1,015,000 | $155,000 | $515,000 |
| Native Hawaiin or Other Pacific Islander | 5 | $1,643,000 | $328,000 | $415,000 | $87,000 | $132,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,489 | $1,559,603,000 | $347,000 | $2,810,000 | $115,000 | $3,192,000 |
| FHA-insured (Federal Housing Administration) | 219 | $43,981,000 | $200,000 | $459,000 | $70,000 | $336,000 |
| VA-guaranteed (Veterans Administration) | 88 | $23,457,000 | $266,000 | $431,000 | $97,000 | $264,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,628 | $971,373,000 | $267,000 | $2,450,000 | $128,000 | $3,192,000 |
| Loan Purchased By The Institution | 607 | $497,716,000 | $819,000 | $2,810,000 | $0 | $0 |
| File Closed For Incompleteness | 251 | $67,197,000 | $267,000 | $2,400,000 | $135,000 | $1,020,000 |
| Application Denied By Financial Institution | 242 | $72,349,000 | $298,000 | $1,320,000 | $133,000 | $1,200,000 |
| Application Approved But Not Accepted | 42 | $10,543,000 | $251,000 | $626,000 | $130,000 | $448,000 |
| Application Withdrawn By Applicant | 26 | $7,863,000 | $302,000 | $578,000 | $163,000 | $494,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Nexbank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Nexbank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.