Nexbank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Nexbank 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Nexbank 2515 Mckinney Avenue, Suite 1100 Dallas, TX 75201 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 14,222 |
| Total Mortgage Loan Application Amount | $4,895,730,000 |
| Average Mortgage Loan Application Amount | $320,250 |
| Highest Mortgage Loan Application Amount | $14,755,000 |
| Average Applicant Income | $158,000 |
| Highest Applicant Income | $3,651,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Nexbank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Nexbank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Nexbank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Nexbank serves its applicants.
Each category highlights the total number of mortgage applications processed by Nexbank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Nexbank's mortgage activity for 2020.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| DALLAS-PLANO-IRVING, TX | 1,349 | $ 420,225,000 | $ 311,000 | $ 148,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 1,091 | $ 305,305,000 | $ 279,000 | $ 130,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 859 | $ 244,845,000 | $ 285,000 | $ 188,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 801 | $ 205,435,000 | $ 256,000 | $ 161,000 |
| AUSTIN-ROUND ROCK, TX | 738 | $ 231,450,000 | $ 313,000 | $ 161,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 726 | $ 371,450,000 | $ 511,000 | $ 173,000 |
| CHICAGO-NAPERVILLE, IL | 677 | $ 161,575,000 | $ 238,000 | $ 87,000 |
| NA (OUTSIDE OF MSA/MD) | 539 | $ 137,715,000 | $ 269,878 | $ 176,666 |
| SAN DIEGO-CARLSBAD, CA | 494 | $ 255,700,000 | $ 517,000 | $ 199,000 |
| DENVER-AURORA-LAKEWOOD, CO | 465 | $ 165,735,000 | $ 356,000 | $ 123,000 |
| FORT WORTH-ARLINGTON, TX | 449 | $ 126,125,000 | $ 280,000 | $ 143,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 373 | $ 142,915,000 | $ 383,000 | $ 133,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 355 | $ 201,535,000 | $ 567,000 | $ 204,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 333 | $ 187,255,000 | $ 562,000 | $ 161,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 328 | $ 149,000,000 | $ 454,000 | $ 151,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 232 | $ 100,040,000 | $ 448,000 | $ 159,666 |
| KILLEEN-TEMPLE, TX | 222 | $ 53,830,000 | $ 242,000 | $ 137,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 190 | $ 117,440,000 | $ 618,000 | $ 180,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 180 | $ 110,330,000 | $ 612,000 | $ 196,000 |
| KANSAS CITY, MO-KS | 178 | $ 43,490,000 | $ 241,000 | $ 120,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 178 | $ 71,230,000 | $ 400,000 | $ 156,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 148 | $ 47,680,000 | $ 322,000 | $ 131,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 90 | $ 46,910,000 | $ 521,000 | $ 150,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 80 | $ 34,260,000 | $ 428,000 | $ 148,000 |
| BOSTON, MA | 77 | $ 34,085,000 | $ 442,000 | $ 162,000 |
| RICHMOND, VA | 76 | $ 20,970,000 | $ 275,000 | $ 116,000 |
| EL PASO, TX | 68 | $ 14,940,000 | $ 219,000 | $ 111,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 67 | $ 32,425,000 | $ 483,000 | $ 166,000 |
| FORT COLLINS, CO | 65 | $ 22,225,000 | $ 341,000 | $ 109,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 58 | $ 18,220,000 | $ 256,500 | $ 129,000 |
| TACOMA-LAKEWOOD, WA | 58 | $ 29,880,000 | $ 515,000 | $ 104,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 55 | $ 11,455,000 | $ 208,000 | $ 0 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 50 | $ 16,850,000 | $ 337,000 | $ 139,000 |
| GREELEY, CO | 49 | $ 16,425,000 | $ 335,000 | $ 107,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 49 | $ 13,335,000 | $ 272,000 | $ 0 |
| SAN RAFAEL, CA | 49 | $ 29,345,000 | $ 598,000 | $ 228,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 49 | $ 9,255,000 | $ 188,000 | $ 73,000 |
| ELGIN, IL | 48 | $ 10,960,000 | $ 228,000 | $ 82,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 46 | $ 10,690,000 | $ 232,000 | $ 0 |
| WACO, TX | 46 | $ 10,040,000 | $ 218,000 | $ 100,000 |
| CORPUS CHRISTI, TX | 45 | $ 11,895,000 | $ 264,000 | $ 245,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 45 | $ 18,125,000 | $ 390,000 | $ 147,500 |
| NEW ORLEANS-METAIRIE, LA | 44 | $ 7,220,000 | $ 164,000 | $ 111,000 |
| STOCKTON-LODI, CA | 43 | $ 14,945,000 | $ 347,000 | $ 136,000 |
| OKLAHOMA CITY, OK | 41 | $ 7,035,000 | $ 171,000 | $ 85,000 |
| ABILENE, TX | 39 | $ 8,155,000 | $ 209,000 | $ 105,000 |
| NEW YORK-NEWARK, NY | 39 | $ 12,615,000 | $ 323,000 | $ 198,000 |
| MCALLEN-EDINBURG-MISSION, TX | 36 | $ 7,950,000 | $ 220,000 | $ 431,000 |
| SANTA ROSA, CA | 33 | $ 17,455,000 | $ 528,000 | $ 231,000 |
| NEWARK, NJ-PA | 32 | $ 12,670,000 | $ 308,000 | $ 62,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 31 | $ 8,465,000 | $ 265,500 | $ 126,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 31 | $ 5,815,000 | $ 187,000 | $ 0 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 31 | $ 8,345,000 | $ 269,000 | $ 173,000 |
| BLOOMINGTON, IL | 30 | $ 4,600,000 | $ 153,000 | $ 0 |
| BOULDER, CO | 30 | $ 13,140,000 | $ 438,000 | $ 155,000 |
| COLORADO SPRINGS, CO | 29 | $ 9,365,000 | $ 322,000 | $ 132,000 |
| URBAN HONOLULU, HI | 28 | $ 16,080,000 | $ 574,000 | $ 0 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 27 | $ 7,425,000 | $ 275,000 | $ 250,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 27 | $ 6,185,000 | $ 229,000 | $ 107,000 |
| VALLEJO-FAIRFIELD, CA | 27 | $ 10,785,000 | $ 399,000 | $ 97,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 27 | $ 8,125,000 | $ 300,000 | $ 123,000 |
| GAINESVILLE, GA | 26 | $ 6,370,000 | $ 245,000 | $ 108,000 |
| BAKERSFIELD, CA | 25 | $ 6,135,000 | $ 245,000 | $ 94,000 |
| BATON ROUGE, LA | 25 | $ 4,205,000 | $ 168,000 | $ 0 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 24 | $ 8,800,000 | $ 366,000 | $ 1,074,000 |
| FRESNO, CA | 24 | $ 26,510,000 | $ 1,104,000 | $ 130,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 24 | $ 7,270,000 | $ 302,000 | $ 0 |
| COLLEGE STATION-BRYAN, TX | 22 | $ 5,060,000 | $ 230,000 | $ 151,000 |
| RALEIGH, NC | 22 | $ 5,730,000 | $ 260,000 | $ 62,000 |
| SANTA MARIA-SANTA BARBARA, CA | 22 | $ 14,160,000 | $ 643,000 | $ 314,000 |
| CINCINNATI, OH-KY-IN | 21 | $ 5,105,000 | $ 266,000 | $ 0 |
| SHERMAN-DENISON, TX | 21 | $ 5,165,000 | $ 245,000 | $ 101,000 |
| TULSA, OK | 21 | $ 4,325,000 | $ 205,000 | $ 79,000 |
| BROWNSVILLE-HARLINGEN, TX | 20 | $ 3,930,000 | $ 196,000 | $ 101,000 |
| PROVIDENCE-WARWICK, RI-MA | 20 | $ 5,490,000 | $ 296,000 | $ 136,000 |
| ST. LOUIS, MO-IL | 20 | $ 5,040,000 | $ 252,000 | $ 0 |
| TUCSON, AZ | 20 | $ 5,010,000 | $ 250,000 | $ 0 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 19 | $ 3,475,000 | $ 182,000 | $ 198,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 18 | $ 7,150,000 | $ 397,000 | $ 144,000 |
| MODESTO, CA | 18 | $ 5,400,000 | $ 300,000 | $ 78,000 |
| SALT LAKE CITY, UT | 18 | $ 11,620,000 | $ 645,000 | $ 78,000 |
| TYLER, TX | 18 | $ 5,090,000 | $ 282,000 | $ 159,000 |
| CAPE CORAL-FORT MYERS, FL | 17 | $ 5,525,000 | $ 325,000 | $ 185,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 17 | $ 3,665,000 | $ 215,000 | $ 0 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 17 | $ 6,875,000 | $ 578,000 | $ 0 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 17 | $ 4,425,000 | $ 260,000 | $ 0 |
| PITTSBURGH, PA | 17 | $ 4,215,000 | $ 247,000 | $ 122,000 |
| BEAUMONT-PORT ARTHUR, TX | 16 | $ 3,180,000 | $ 198,000 | $ 110,000 |
| BREMERTON-SILVERDALE, WA | 16 | $ 6,410,000 | $ 400,000 | $ 99,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 16 | $ 10,590,000 | $ 661,000 | $ 407,000 |
| LAKELAND-WINTER HAVEN, FL | 16 | $ 2,820,000 | $ 176,000 | $ 0 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 15 | $ 5,695,000 | $ 379,000 | $ 300,000 |
| HOUMA-THIBODAUX, LA | 14 | $ 2,540,000 | $ 181,000 | $ 0 |
| ALBUQUERQUE, NM | 13 | $ 1,925,000 | $ 148,000 | $ 0 |
| BIRMINGHAM-HOOVER, AL | 13 | $ 3,205,000 | $ 246,000 | $ 70,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 13 | $ 2,135,000 | $ 164,000 | $ 272,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 13 | $ 2,515,000 | $ 193,000 | $ 65,000 |
| NAPA, CA | 13 | $ 9,575,000 | $ 736,000 | $ 229,000 |
| REDDING, CA | 13 | $ 3,565,000 | $ 274,000 | $ 110,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 13 | $ 4,225,000 | $ 338,500 | $ 122,000 |
| BELLINGHAM, WA | 12 | $ 4,440,000 | $ 370,000 | $ 116,000 |
| BOISE CITY, ID | 12 | $ 4,210,000 | $ 350,000 | $ 114,000 |
| JACKSONVILLE, FL | 12 | $ 3,870,000 | $ 322,000 | $ 238,000 |
| LUBBOCK, TX | 12 | $ 2,670,000 | $ 222,000 | $ 219,000 |
| SANTA CRUZ-WATSONVILLE, CA | 12 | $ 6,920,000 | $ 576,000 | $ 190,000 |
| SHREVEPORT-BOSSIER CITY, LA | 12 | $ 1,890,000 | $ 157,000 | $ 0 |
| AMARILLO, TX | 11 | $ 3,245,000 | $ 295,000 | $ 95,000 |
| CHEYENNE, WY | 11 | $ 2,325,000 | $ 211,000 | $ 70,000 |
| GARY, IN | 11 | $ 1,825,000 | $ 165,000 | $ 0 |
| KNOXVILLE, TN | 11 | $ 2,915,000 | $ 265,000 | $ 89,000 |
| LONGVIEW, TX | 11 | $ 2,455,000 | $ 223,000 | $ 117,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 11 | $ 3,535,000 | $ 301,500 | $ 231,000 |
| OLYMPIA-TUMWATER, WA | 11 | $ 3,265,000 | $ 296,000 | $ 106,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 10 | $ 2,280,000 | $ 230,500 | $ 106,000 |
| BEND-REDMOND, OR | 10 | $ 4,480,000 | $ 448,000 | $ 72,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 10 | $ 2,600,000 | $ 260,000 | $ 0 |
| GREENSBORO-HIGH POINT, NC | 10 | $ 2,810,000 | $ 281,000 | $ 379,000 |
| MIDLAND, TX | 10 | $ 2,590,000 | $ 259,000 | $ 148,000 |
| PHILADELPHIA, PA | 10 | $ 2,960,000 | $ 296,000 | $ 0 |
| SALINAS, CA | 10 | $ 4,780,000 | $ 478,000 | $ 120,000 |
| CHATTANOOGA, TN-GA | 9 | $ 2,195,000 | $ 235,000 | $ 76,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 9 | $ 3,025,000 | $ 336,000 | $ 0 |
| GRAND JUNCTION, CO | 9 | $ 1,845,000 | $ 205,000 | $ 63,000 |
| MOUNT VERNON-ANACORTES, WA | 9 | $ 3,055,000 | $ 339,000 | $ 162,000 |
| SAN ANGELO, TX | 9 | $ 2,215,000 | $ 246,000 | $ 255,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 9 | $ 4,205,000 | $ 467,000 | $ 105,000 |
| TRENTON, NJ | 9 | $ 2,095,000 | $ 232,000 | $ 0 |
| WENATCHEE, WA | 9 | $ 2,745,000 | $ 305,000 | $ 130,000 |
| WORCESTER, MA-CT | 9 | $ 3,605,000 | $ 400,000 | $ 113,000 |
| COLUMBUS, OH | 8 | $ 2,270,000 | $ 283,000 | $ 0 |
| EL CENTRO, CA | 8 | $ 1,830,000 | $ 228,000 | $ 97,000 |
| EUGENE, OR | 8 | $ 2,670,000 | $ 333,000 | $ 106,000 |
| VICTORIA, TX | 8 | $ 2,300,000 | $ 287,000 | $ 183,000 |
| CAMDEN, NJ | 7 | $ 1,315,000 | $ 187,000 | $ 0 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 7 | $ 2,345,000 | $ 335,000 | $ 0 |
| HUNTSVILLE, AL | 7 | $ 1,415,000 | $ 202,000 | $ 0 |
| KAHULUI-WAILUKU-LAHAINA, HI | 7 | $ 3,205,000 | $ 457,000 | $ 0 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 7 | $ 1,695,000 | $ 242,000 | $ 0 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 7 | $ 1,515,000 | $ 216,000 | $ 56,000 |
| VALDOSTA, GA | 7 | $ 1,595,000 | $ 227,000 | $ 78,000 |
| AUBURN-OPELIKA, AL | 6 | $ 1,340,000 | $ 223,000 | $ 171,000 |
| CLEVELAND-ELYRIA, OH | 6 | $ 940,000 | $ 156,000 | $ 0 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 6 | $ 1,690,000 | $ 281,000 | $ 188,000 |
| MERCED, CA | 6 | $ 1,420,000 | $ 236,000 | $ 0 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 6 | $ 1,360,000 | $ 226,000 | $ 0 |
| PROVO-OREM, UT | 6 | $ 4,510,000 | $ 751,000 | $ 0 |
| PUNTA GORDA, FL | 6 | $ 1,210,000 | $ 201,000 | $ 210,000 |
| SALISBURY, MD-DE | 6 | $ 1,060,000 | $ 178,500 | $ 300,000 |
| SANTA FE, NM | 6 | $ 1,730,000 | $ 288,000 | $ 0 |
| WILMINGTON, DE-MD-NJ | 6 | $ 990,000 | $ 188,500 | $ 75,000 |
| WINSTON-SALEM, NC | 6 | $ 880,000 | $ 146,000 | $ 0 |
| ATHENS-CLARKE COUNTY, GA | 5 | $ 835,000 | $ 167,000 | $ 62,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 5 | $ 1,545,000 | $ 309,000 | $ 140,000 |
| FAYETTEVILLE, NC | 5 | $ 1,125,000 | $ 225,000 | $ 0 |
| HICKORY-LENOIR-MORGANTON, NC | 5 | $ 755,000 | $ 151,000 | $ 0 |
| LAREDO, TX | 5 | $ 795,000 | $ 159,000 | $ 99,000 |
| MEMPHIS, TN-MS-AR | 5 | $ 705,000 | $ 161,000 | $ 0 |
| MONTGOMERY, AL | 5 | $ 605,000 | $ 121,000 | $ 41,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 5 | $ 945,000 | $ 189,000 | $ 108,000 |
| PEORIA, IL | 5 | $ 765,000 | $ 153,000 | $ 0 |
| PUEBLO, CO | 5 | $ 1,005,000 | $ 201,000 | $ 103,000 |
| SAVANNAH, GA | 5 | $ 1,105,000 | $ 221,000 | $ 110,000 |
| SPARTANBURG, SC | 5 | $ 825,000 | $ 165,000 | $ 0 |
| SPOKANE-SPOKANE VALLEY, WA | 5 | $ 1,285,000 | $ 257,000 | $ 111,000 |
| TALLAHASSEE, FL | 5 | $ 1,155,000 | $ 231,000 | $ 0 |
| VISALIA-PORTERVILLE, CA | 5 | $ 1,795,000 | $ 359,000 | $ 60,000 |
| WICHITA, KS | 5 | $ 775,000 | $ 155,000 | $ 0 |
| YUMA, AZ | 5 | $ 735,000 | $ 147,000 | $ 0 |
| BARNSTABLE TOWN, MA | 4 | $ 1,750,000 | $ 437,000 | $ 99,000 |
| CHARLESTON, WV | 4 | $ 490,000 | $ 122,000 | $ 0 |
| DOVER, DE | 4 | $ 650,000 | $ 162,000 | $ 0 |
| DURHAM-CHAPEL HILL, NC | 4 | $ 720,000 | $ 180,000 | $ 0 |
| GRAND RAPIDS-WYOMING, MI | 4 | $ 660,000 | $ 165,000 | $ 137,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 4 | $ 840,000 | $ 210,000 | $ 143,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 4 | $ 760,000 | $ 190,000 | $ 0 |
| LAFAYETTE, LA | 4 | $ 680,000 | $ 170,000 | $ 0 |
| LAKE CHARLES, LA | 4 | $ 1,080,000 | $ 270,000 | $ 0 |
| NEW HAVEN-MILFORD, CT | 4 | $ 1,020,000 | $ 255,000 | $ 0 |
| OGDEN-CLEARFIELD, UT | 4 | $ 3,030,000 | $ 757,000 | $ 0 |
| PORT ST. LUCIE, FL | 4 | $ 840,000 | $ 210,000 | $ 69,000 |
| READING, PA | 4 | $ 760,000 | $ 190,000 | $ 0 |
| SOUTH BEND-MISHAWAKA, IN-MI | 4 | $ 630,000 | $ 150,000 | $ 0 |
| ST. GEORGE, UT | 4 | $ 1,620,000 | $ 405,000 | $ 0 |
| YUBA CITY, CA | 4 | $ 5,410,000 | $ 1,352,000 | $ 68,000 |
| BLOOMINGTON, IN | 3 | $ 445,000 | $ 148,000 | $ 0 |
| CANTON-MASSILLON, OH | 3 | $ 355,000 | $ 118,000 | $ 0 |
| CHICO, CA | 3 | $ 495,000 | $ 165,000 | $ 0 |
| COEUR D'ALENE, ID | 3 | $ 805,000 | $ 268,000 | $ 0 |
| DALTON, GA | 3 | $ 535,000 | $ 178,000 | $ 84,000 |
| DECATUR, IL | 3 | $ 405,000 | $ 135,000 | $ 0 |
| EAST STROUDSBURG, PA | 3 | $ 555,000 | $ 185,000 | $ 0 |
| FARMINGTON, NM | 3 | $ 705,000 | $ 235,000 | $ 0 |
| FORT WAYNE, IN | 3 | $ 405,000 | $ 135,000 | $ 0 |
| HAMMOND, LA | 3 | $ 445,000 | $ 148,000 | $ 0 |
| LEXINGTON-FAYETTE, KY | 3 | $ 505,000 | $ 168,000 | $ 0 |
| LONGVIEW, WA | 3 | $ 705,000 | $ 235,000 | $ 74,000 |
| ODESSA, TX | 3 | $ 685,000 | $ 228,000 | $ 82,000 |
| PORTLAND-SOUTH PORTLAND, ME | 3 | $ 505,000 | $ 168,000 | $ 0 |
| RENO, NV | 3 | $ 675,000 | $ 225,000 | $ 0 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 3 | $ 765,000 | $ 255,000 | $ 0 |
| SALEM, OR | 3 | $ 1,765,000 | $ 588,000 | $ 0 |
| SEBRING, FL | 3 | $ 325,000 | $ 108,000 | $ 0 |
| SPRINGFIELD, MO | 3 | $ 615,000 | $ 205,000 | $ 0 |
| TEXARKANA, TX-AR | 3 | $ 465,000 | $ 155,000 | $ 0 |
| TWIN FALLS, ID | 3 | $ 635,000 | $ 211,000 | $ 62,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 2 | $ 350,000 | $ 175,000 | $ 0 |
| ANCHORAGE, AK | 2 | $ 350,000 | $ 175,000 | $ 30,000 |
| ANN ARBOR, MI | 2 | $ 510,000 | $ 255,000 | $ 0 |
| ASHEVILLE, NC | 2 | $ 470,000 | $ 235,000 | $ 0 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 2 | $ 270,000 | $ 135,000 | $ 81,000 |
| BRUNSWICK, GA | 2 | $ 1,150,000 | $ 575,000 | $ 157,000 |
| BURLINGTON, NC | 2 | $ 220,000 | $ 110,000 | $ 0 |
| COLUMBUS, IN | 2 | $ 290,000 | $ 145,000 | $ 0 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 2 | $ 350,000 | $ 175,000 | $ 0 |
| DES MOINES-WEST DES MOINES, IA | 2 | $ 160,000 | $ 80,000 | $ 0 |
| DULUTH, MN-WI | 2 | $ 330,000 | $ 165,000 | $ 0 |
| ELKHART-GOSHEN, IN | 2 | $ 380,000 | $ 190,000 | $ 0 |
| EVANSVILLE, IN-KY | 2 | $ 390,000 | $ 195,000 | $ 0 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 2 | $ 280,000 | $ 140,000 | $ 0 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 2 | $ 370,000 | $ 185,000 | $ 0 |
| HANFORD-CORCORAN, CA | 2 | $ 380,000 | $ 190,000 | $ 0 |
| HARRISONBURG, VA | 2 | $ 410,000 | $ 205,000 | $ 0 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 2 | $ 640,000 | $ 320,000 | $ 101,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 2 | $ 500,000 | $ 250,000 | $ 0 |
| JACKSON, MS | 2 | $ 730,000 | $ 365,000 | $ 0 |
| JACKSONVILLE, NC | 2 | $ 240,000 | $ 120,000 | $ 0 |
| LANCASTER, PA | 2 | $ 590,000 | $ 295,000 | $ 0 |
| LAS CRUCES, NM | 2 | $ 310,000 | $ 155,000 | $ 0 |
| LAWRENCE, KS | 2 | $ 290,000 | $ 145,000 | $ 46,000 |
| LEWISTON, ID-WA | 2 | $ 310,000 | $ 155,000 | $ 0 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 2 | $ 220,000 | $ 110,000 | $ 217,000 |
| MACON-BIBB COUNTY, GA | 2 | $ 360,000 | $ 180,000 | $ 86,000 |
| MANCHESTER-NASHUA, NH | 2 | $ 290,000 | $ 145,000 | $ 0 |
| MANHATTAN, KS | 2 | $ 480,000 | $ 240,000 | $ 0 |
| MANSFIELD, OH | 2 | $ 360,000 | $ 180,000 | $ 0 |
| MEDFORD, OR | 2 | $ 450,000 | $ 225,000 | $ 0 |
| MONROE, LA | 2 | $ 470,000 | $ 235,000 | $ 56,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 2 | $ 2,970,000 | $ 1,485,000 | $ 0 |
| NORWICH-NEW LONDON, CT | 2 | $ 410,000 | $ 205,000 | $ 0 |
| OCALA, FL | 2 | $ 300,000 | $ 150,000 | $ 0 |
| OCEAN CITY, NJ | 2 | $ 530,000 | $ 265,000 | $ 0 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 2 | $ 370,000 | $ 185,000 | $ 0 |
| OSHKOSH-NEENAH, WI | 2 | $ 260,000 | $ 130,000 | $ 0 |
| ROANOKE, VA | 2 | $ 540,000 | $ 270,000 | $ 0 |
| ROCKFORD, IL | 2 | $ 400,000 | $ 200,000 | $ 230,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 2 | $ 220,000 | $ 110,000 | $ 0 |
| SPRINGFIELD, MA | 2 | $ 410,000 | $ 205,000 | $ 112,000 |
| SPRINGFIELD, OH | 2 | $ 200,000 | $ 100,000 | $ 0 |
| TERRE HAUTE, IN | 2 | $ 470,000 | $ 235,000 | $ 0 |
| THE VILLAGES, FL | 2 | $ 360,000 | $ 180,000 | $ 380,000 |
| TUSCALOOSA, AL | 2 | $ 320,000 | $ 160,000 | $ 0 |
| WARNER ROBINS, GA | 2 | $ 490,000 | $ 245,000 | $ 174,000 |
| WICHITA FALLS, TX | 2 | $ 280,000 | $ 140,000 | $ 49,000 |
| YAKIMA, WA | 2 | $ 390,000 | $ 195,000 | $ 0 |
| YORK-HANOVER, PA | 2 | $ 730,000 | $ 365,000 | $ 0 |
| AKRON, OH | 1 | $ 215,000 | $ 215,000 | $ 0 |
| ALBANY, OR | 1 | $ 275,000 | $ 275,000 | $ 0 |
| ALEXANDRIA, LA | 1 | $ 105,000 | $ 105,000 | $ 0 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 1 | $ 105,000 | $ 105,000 | $ 0 |
| APPLETON, WI | 1 | $ 115,000 | $ 115,000 | $ 0 |
| BATTLE CREEK, MI | 1 | $ 215,000 | $ 215,000 | $ 0 |
| CARBONDALE-MARION, IL | 1 | $ 135,000 | $ 135,000 | $ 0 |
| CASPER, WY | 1 | $ 175,000 | $ 175,000 | $ 0 |
| CHARLOTTESVILLE, VA | 1 | $ 195,000 | $ 195,000 | $ 0 |
| CLEVELAND, TN | 1 | $ 225,000 | $ 225,000 | $ 0 |
| COLUMBIA, MO | 1 | $ 315,000 | $ 315,000 | $ 0 |
| COLUMBIA, SC | 1 | $ 135,000 | $ 135,000 | $ 0 |
| COLUMBUS, GA-AL | 1 | $ 215,000 | $ 215,000 | $ 126,000 |
| EAU CLAIRE, WI | 1 | $ 355,000 | $ 355,000 | $ 0 |
| FLORENCE-MUSCLE SHOALS, AL | 1 | $ 115,000 | $ 115,000 | $ 0 |
| FORT SMITH, AR-OK | 1 | $ 55,000 | $ 55,000 | $ 0 |
| GAINESVILLE, FL | 1 | $ 145,000 | $ 145,000 | $ 0 |
| GREAT FALLS, MT | 1 | $ 115,000 | $ 115,000 | $ 0 |
| HOMOSASSA SPRINGS, FL | 1 | $ 235,000 | $ 235,000 | $ 0 |
| HOT SPRINGS, AR | 1 | $ 225,000 | $ 225,000 | $ 129,000 |
| IOWA CITY, IA | 1 | $ 115,000 | $ 115,000 | $ 0 |
| JANESVILLE-BELOIT, WI | 1 | $ 115,000 | $ 115,000 | $ 0 |
| JOHNSON CITY, TN | 1 | $ 95,000 | $ 95,000 | $ 0 |
| JONESBORO, AR | 1 | $ 215,000 | $ 215,000 | $ 0 |
| KENNEWICK-RICHLAND, WA | 1 | $ 355,000 | $ 355,000 | $ 0 |
| LAFAYETTE-WEST LAFAYETTE, IN | 1 | $ 185,000 | $ 185,000 | $ 0 |
| LEWISTON-AUBURN, ME | 1 | $ 155,000 | $ 155,000 | $ 0 |
| LINCOLN, NE | 1 | $ 315,000 | $ 315,000 | $ 0 |
| LOGAN, UT-ID | 1 | $ 115,000 | $ 115,000 | $ 0 |
| LYNCHBURG, VA | 1 | $ 115,000 | $ 115,000 | $ 0 |
| MADERA, CA | 1 | $ 175,000 | $ 175,000 | $ 0 |
| MADISON, WI | 1 | $ 165,000 | $ 165,000 | $ 0 |
| MONROE, MI | 1 | $ 205,000 | $ 205,000 | $ 0 |
| MORRISTOWN, TN | 1 | $ 995,000 | $ 995,000 | $ 187,000 |
| MUNCIE, IN | 1 | $ 125,000 | $ 125,000 | $ 0 |
| NEW BERN, NC | 1 | $ 155,000 | $ 155,000 | $ 0 |
| PANAMA CITY, FL | 1 | $ 325,000 | $ 325,000 | $ 248,000 |
| PARKERSBURG-VIENNA, WV | 1 | $ 205,000 | $ 205,000 | $ 0 |
| PINE BLUFF, AR | 1 | $ 105,000 | $ 105,000 | $ 0 |
| PITTSFIELD, MA | 1 | $ 255,000 | $ 255,000 | $ 0 |
| RACINE, WI | 1 | $ 275,000 | $ 275,000 | $ 0 |
| ROCHESTER, MN | 1 | $ 165,000 | $ 165,000 | $ 0 |
| ROME, GA | 1 | $ 155,000 | $ 155,000 | $ 0 |
| SIERRA VISTA-DOUGLAS, AZ | 1 | $ 85,000 | $ 85,000 | $ 0 |
| WILMINGTON, NC | 1 | $ 115,000 | $ 115,000 | $ 0 |
| WINCHESTER, VA-WV | 1 | $ 305,000 | $ 305,000 | $ 0 |
Mortgage Loan Application Detail Totals for Nexbank in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 5,800 | $2,085,900,000 | $359,000 | $7,755,000 | $147,000 | $2,511,000 |
| Home Purchase | 5,066 | $1,717,880,000 | $339,000 | $14,755,000 | $139,000 | $3,651,000 |
| Cash-out Refinancing | 3,160 | $1,042,040,000 | $329,000 | $3,025,000 | $146,000 | $2,203,000 |
| Other Purpose | 196 | $49,910,000 | $254,000 | $2,315,000 | $200,000 | $2,826,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 8,448 | $2,781,160,000 | $329,000 | $3,025,000 | $147,000 | $3,651,000 |
| Asian | 1,674 | $695,220,000 | $415,000 | $2,315,000 | $150,000 | $2,513,000 |
| Not Provided | 1,487 | $549,575,000 | $369,000 | $2,225,000 | $146,000 | $1,048,000 |
| Hispanic | 1,447 | $443,875,000 | $306,000 | $1,805,000 | $144,000 | $2,826,000 |
| Black or African American | 683 | $202,345,000 | $296,000 | $1,125,000 | $118,000 | $533,000 |
| Not applicable | 352 | $178,700,000 | $507,000 | $14,755,000 | $0 | $0 |
| American Indian or Alaskan Native | 45 | $14,535,000 | $323,000 | $865,000 | $149,000 | $404,000 |
| Native Hawaiian or Other Pacific Islander | 40 | $12,000,000 | $300,000 | $665,000 | $125,000 | $274,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 12,161 | $4,311,875,000 | $354,000 | $14,755,000 | $148,000 | $3,651,000 |
| VA-guaranteed (Veterans Administration) | 1,812 | $520,150,000 | $287,000 | $695,000 | $93,000 | $284,000 |
| FHA-insured (Federal Housing Administration) | 249 | $63,705,000 | $255,000 | $545,000 | $79,000 | $247,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 6,919 | $2,376,915,000 | $343,000 | $7,755,000 | $0 | $0 |
| Loan Originated | 6,179 | $2,072,655,000 | $335,000 | $14,755,000 | $145,000 | $3,651,000 |
| Application Withdrawn By Applicant | 527 | $199,705,000 | $378,000 | $3,025,000 | $157,000 | $2,826,000 |
| File Closed For Incompleteness | 279 | $99,365,000 | $356,000 | $1,375,000 | $135,000 | $768,000 |
| Application Denied By Financial Institution | 220 | $111,920,000 | $508,000 | $2,915,000 | $148,000 | $1,048,000 |
| Application Approved But Not Accepted | 98 | $35,170,000 | $358,000 | $905,000 | $146,000 | $1,413,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 14,002 | $4,783,810,000 | $341,000 | $14,755,000 | $145,000 | $3,651,000 |
| Debt-To-Income Ratio | 115 | $56,495,000 | $491,000 | $2,915,000 | $119,000 | $711,000 |
| Credit History | 34 | $24,940,000 | $733,000 | $2,215,000 | $245,000 | $822,000 |
| Unverifiable Information | 22 | $8,910,000 | $405,000 | $1,005,000 | $146,000 | $553,000 |
| Employment History | 15 | $5,375,000 | $358,000 | $805,000 | $85,000 | $333,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 12 | $8,890,000 | $740,000 | $1,605,000 | $265,000 | $1,048,000 |
| Collateral | 11 | $3,095,000 | $281,000 | $535,000 | $115,000 | $245,000 |
| Other | 10 | $3,900,000 | $390,000 | $995,000 | $134,000 | $249,000 |
| Mortgage Insurance Denied | 1 | $315,000 | $315,000 | $315,000 | $74,000 | $74,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Nexbank's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Nexbank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.