Nexbank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020

Nexbank 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Nexbank
2515 Mckinney Avenue, Suite 1100
Dallas, TX 75201
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 14,222
Total Mortgage Loan Application Amount $4,895,730,000
Average Mortgage Loan Application Amount $320,250
Highest Mortgage Loan Application Amount $14,755,000
Average Applicant Income $158,000
Highest Applicant Income $3,651,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Nexbank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Nexbank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2020 breaks down Nexbank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Nexbank serves its applicants.

Each category highlights the total number of mortgage applications processed by Nexbank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Nexbank's mortgage activity for 2020.

Mortgage Loan Application Totals for Nexbank by County in 2020

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles County California 726 $ 371,450,000 $ 511,000 $ 173,000
Bexar County Texas 577 $ 160,565,000 $ 278,000 $ 188,000
San Diego County California 494 $ 255,700,000 $ 517,000 $ 199,000
Cook County Illinois 480 $ 115,400,000 $ 240,000 $ 84,000
Collin County Texas 463 $ 139,835,000 $ 302,000 $ 140,000
Harris County Texas 420 $ 103,020,000 $ 245,000 $ 157,000
Travis County Texas 397 $ 128,605,000 $ 323,000 $ 174,000
Dallas County Texas 384 $ 134,930,000 $ 351,000 $ 161,000
Tarrant County Texas 355 $ 98,655,000 $ 277,000 $ 143,000
Orange County California 333 $ 187,255,000 $ 562,000 $ 161,000
Denton County Texas 332 $ 100,260,000 $ 301,000 $ 151,000
Fulton County Georgia 223 $ 73,485,000 $ 329,000 $ 165,000
Riverside County California 222 $ 89,960,000 $ 405,000 $ 124,000
Alameda County California 213 $ 123,465,000 $ 579,000 $ 211,000
King County Washington 212 $ 103,590,000 $ 488,000 $ 166,000
Williamson County Texas 211 $ 60,995,000 $ 289,000 $ 133,000
Santa Clara County California 177 $ 109,215,000 $ 617,000 $ 197,000
Bell County Texas 176 $ 42,610,000 $ 242,000 $ 143,000
Cobb County Georgia 159 $ 44,295,000 $ 278,000 $ 129,000
Gwinnett County Georgia 159 $ 38,915,000 $ 244,000 $ 107,000
DeKalb County Georgia 154 $ 45,800,000 $ 297,000 $ 138,000
San Bernardino County California 151 $ 52,955,000 $ 350,000 $ 148,000
Contra Costa County California 142 $ 78,070,000 $ 549,000 $ 191,000
Forsyth County Georgia 139 $ 45,585,000 $ 327,000 $ 133,000
Maricopa County Arizona 137 $ 45,105,000 $ 329,000 $ 138,000
Fort Bend County Texas 136 $ 42,010,000 $ 308,000 $ 179,000
DuPage County Illinois 120 $ 29,330,000 $ 244,000 $ 99,000
Sacramento County California 118 $ 42,970,000 $ 364,000 $ 147,000
Guadalupe County Texas 117 $ 32,895,000 $ 281,000 $ 92,000
Snohomish County Washington 116 $ 45,410,000 $ 391,000 $ 128,000
Hays County Texas 107 $ 35,075,000 $ 327,000 $ 151,000
San Mateo County California 106 $ 67,220,000 $ 634,000 $ 184,000
Cherokee County Georgia 106 $ 25,830,000 $ 243,000 $ 104,000
Denver County Colorado 103 $ 38,415,000 $ 372,000 $ 148,000
Montgomery County Texas 101 $ 25,565,000 $ 253,000 $ 182,000
Johnson County Kansas 95 $ 24,495,000 $ 257,000 $ 121,000
Douglas County Colorado 94 $ 36,020,000 $ 383,000 $ 136,000
Comal County Texas 94 $ 29,000,000 $ 308,000 $ 259,000
Jefferson County Colorado 91 $ 32,365,000 $ 355,000 $ 113,000
Ventura County California 90 $ 46,910,000 $ 521,000 $ 150,000
Arapahoe County Colorado 89 $ 30,145,000 $ 338,000 $ 108,000
San Francisco County California 84 $ 50,220,000 $ 597,000 $ 174,000
Fairfax County Virginia 78 $ 37,360,000 $ 478,000 $ 163,000
Adams County Colorado 70 $ 22,360,000 $ 319,000 $ 95,000
Montgomery County Maryland 70 $ 31,040,000 $ 443,000 $ 152,000
El Paso County Texas 68 $ 14,940,000 $ 219,000 $ 111,000
Larimer County Colorado 65 $ 22,225,000 $ 341,000 $ 109,000
Galveston County Texas 64 $ 15,730,000 $ 245,000 $ 152,000
Pierce County Washington 58 $ 29,880,000 $ 515,000 $ 104,000
Lake County Illinois 56 $ 17,830,000 $ 318,000 $ 129,000
Ellis County Texas 56 $ 15,590,000 $ 278,000 $ 133,000
Rockwall County Texas 56 $ 14,860,000 $ 265,000 $ 129,000
Brazoria County Texas 55 $ 13,125,000 $ 238,000 $ 133,000
Middlesex County Massachusetts 52 $ 26,790,000 $ 515,000 $ 183,000
Marin County California 49 $ 29,345,000 $ 598,000 $ 228,000
Weld County Colorado 49 $ 16,425,000 $ 335,000 $ 107,000
Clark County Nevada 49 $ 13,335,000 $ 272,000 $ 0
Will County Illinois 46 $ 10,580,000 $ 230,000 $ 87,000
McLennan County Texas 46 $ 10,040,000 $ 218,000 $ 100,000
San Joaquin County California 43 $ 14,945,000 $ 347,000 $ 136,000
Parker County Texas 43 $ 13,425,000 $ 312,000 $ 168,000
Nueces County Texas 41 $ 10,855,000 $ 264,000 $ 245,000
Loudoun County Virginia 39 $ 17,545,000 $ 449,000 $ 159,000
Placer County California 38 $ 19,310,000 $ 508,000 $ 194,000
Taylor County Texas 38 $ 7,890,000 $ 207,000 $ 105,000
Kane County Illinois 37 $ 8,955,000 $ 242,000 $ 89,000
Johnson County Texas 37 $ 9,615,000 $ 259,000 $ 115,000
Hidalgo County Texas 36 $ 7,950,000 $ 220,000 $ 431,000
Norfolk County Massachusetts 34 $ 16,670,000 $ 490,000 $ 224,000
Jackson County Missouri 34 $ 7,060,000 $ 207,000 $ 118,000
Sonoma County California 33 $ 17,455,000 $ 528,000 $ 231,000
Kaufman County Texas 31 $ 7,955,000 $ 256,000 $ 126,000
Boulder County Colorado 30 $ 13,140,000 $ 438,000 $ 155,000
McHenry County Illinois 30 $ 6,070,000 $ 202,000 $ 84,000
McLean County Illinois 30 $ 4,600,000 $ 153,000 $ 0
Honolulu County Hawaii 28 $ 16,080,000 $ 574,000 $ 0
Solano County California 27 $ 10,785,000 $ 399,000 $ 97,000
El Paso County Colorado 27 $ 8,905,000 $ 329,000 $ 132,000
Brevard County Florida 27 $ 6,185,000 $ 229,000 $ 107,000
Miami-Dade County Florida 27 $ 7,425,000 $ 275,000 $ 250,000
Paulding County Georgia 27 $ 5,815,000 $ 215,000 $ 91,000
Hunt County Texas 27 $ 6,795,000 $ 251,000 $ 109,000
Hall County Georgia 26 $ 6,370,000 $ 245,000 $ 108,000
Suffolk County Massachusetts 26 $ 11,610,000 $ 446,000 $ 104,000
Waukesha County Wisconsin 26 $ 6,410,000 $ 246,000 $ 0
Kern County California 25 $ 6,135,000 $ 245,000 $ 94,000
Oklahoma County Oklahoma 25 $ 4,315,000 $ 172,000 $ 96,000
Coryell County Texas 25 $ 5,245,000 $ 209,000 $ 78,000
Henrico County Virginia 25 $ 7,665,000 $ 306,000 $ 129,000
Fresno County California 24 $ 26,510,000 $ 1,104,000 $ 130,000
Broward County Florida 24 $ 8,800,000 $ 366,000 $ 1,074,000
Santa Barbara County California 22 $ 14,160,000 $ 643,000 $ 314,000
Bastrop County Texas 22 $ 6,750,000 $ 306,000 $ 109,000
Cass County Missouri 21 $ 4,785,000 $ 227,000 $ 124,000
Grayson County Texas 21 $ 5,165,000 $ 245,000 $ 101,000
Lampasas County Texas 21 $ 5,975,000 $ 284,000 $ 0
Prince William County Virginia 21 $ 6,825,000 $ 325,000 $ 87,000
Richmond City County Virginia 21 $ 6,225,000 $ 296,000 $ 131,000
Pima County Arizona 20 $ 5,010,000 $ 250,000 $ 0
Cameron County Texas 20 $ 3,930,000 $ 196,000 $ 101,000
Kendall County Texas 20 $ 8,140,000 $ 407,000 $ 201,000
Pinellas County Florida 19 $ 3,765,000 $ 198,000 $ 73,000
Prince George's County Maryland 19 $ 6,485,000 $ 341,000 $ 110,000
Wake County North Carolina 19 $ 5,065,000 $ 266,000 $ 62,000
Wilson County Texas 19 $ 5,515,000 $ 290,000 $ 0
Stanislaus County California 18 $ 5,400,000 $ 300,000 $ 78,000
La Plata County Colorado 18 $ 6,530,000 $ 362,000 $ 119,000
Hillsborough County Florida 18 $ 3,480,000 $ 193,000 $ 0
Henry County Georgia 18 $ 4,260,000 $ 236,000 $ 137,000
Hamilton County Indiana 18 $ 4,600,000 $ 255,000 $ 0
Marion County Indiana 18 $ 2,840,000 $ 157,000 $ 0
Tulsa County Oklahoma 18 $ 3,870,000 $ 215,000 $ 78,000
Smith County Texas 18 $ 5,090,000 $ 282,000 $ 159,000
Salt Lake County Utah 18 $ 11,620,000 $ 645,000 $ 78,000
Lee County Florida 17 $ 5,525,000 $ 325,000 $ 185,000
Orange County Florida 17 $ 4,875,000 $ 286,000 $ 179,000
Plymouth County Massachusetts 17 $ 5,805,000 $ 341,000 $ 107,000
Brazos County Texas 17 $ 4,005,000 $ 235,000 $ 162,000
El Dorado County California 16 $ 5,860,000 $ 366,000 $ 186,000
Fairfield County Connecticut 16 $ 10,590,000 $ 661,000 $ 407,000
District of Columbia County District Of Columbia 16 $ 9,430,000 $ 589,000 $ 226,000
Polk County Florida 16 $ 2,820,000 $ 176,000 $ 0
Bartow County Georgia 16 $ 3,500,000 $ 218,000 $ 103,000
Baltimore County Maryland 16 $ 4,510,000 $ 281,000 $ 107,000
Kitsap County Washington 16 $ 6,410,000 $ 400,000 $ 99,000
Palm Beach County Florida 15 $ 5,695,000 $ 379,000 $ 300,000
St. Tammany County Louisiana 15 $ 2,035,000 $ 135,000 $ 110,000
Essex County Massachusetts 15 $ 5,635,000 $ 375,000 $ 109,000
Essex County New Jersey 15 $ 6,145,000 $ 409,000 $ 62,000
Mecklenburg County North Carolina 15 $ 4,295,000 $ 286,000 $ 126,000
Washington County Oregon 15 $ 6,565,000 $ 437,000 $ 135,000
Chesterfield County Virginia 15 $ 3,375,000 $ 225,000 $ 84,000
Oakland County Michigan 14 $ 4,400,000 $ 314,000 $ 145,000
St. Louis County Missouri 14 $ 3,680,000 $ 262,000 $ 0
Middlesex County New Jersey 14 $ 3,430,000 $ 245,000 $ 198,000
Multnomah County Oregon 14 $ 5,380,000 $ 384,000 $ 175,000
Chester County Pennsylvania 14 $ 4,980,000 $ 355,000 $ 0
Hood County Texas 14 $ 3,310,000 $ 236,000 $ 95,000
Medina County Texas 14 $ 4,180,000 $ 298,000 $ 0
Wise County Texas 14 $ 4,430,000 $ 316,000 $ 155,000
Stafford County Virginia 14 $ 5,010,000 $ 357,000 $ 192,000
Mohave County Arizona 13 $ 2,515,000 $ 193,000 $ 65,000
Napa County California 13 $ 9,575,000 $ 736,000 $ 229,000
Shasta County California 13 $ 3,565,000 $ 274,000 $ 110,000
Jefferson County Louisiana 13 $ 1,855,000 $ 142,000 $ 0
Howard County Maryland 13 $ 5,775,000 $ 444,000 $ 196,000
Allegheny County Pennsylvania 13 $ 3,175,000 $ 244,000 $ 118,000
Charleston County South Carolina 13 $ 6,055,000 $ 465,000 $ 144,000
Greenville County South Carolina 13 $ 2,395,000 $ 184,000 $ 198,000
Santa Cruz County California 12 $ 6,920,000 $ 576,000 $ 190,000
Newton County Georgia 12 $ 2,520,000 $ 210,000 $ 88,000
Bergen County New Jersey 12 $ 4,310,000 $ 359,000 $ 0
Bandera County Texas 12 $ 3,200,000 $ 266,000 $ 68,000
Whatcom County Washington 12 $ 4,440,000 $ 370,000 $ 116,000
Milwaukee County Wisconsin 12 $ 2,250,000 $ 187,000 $ 0
Pinal County Arizona 11 $ 2,575,000 $ 234,000 $ 61,000
Barrow County Georgia 11 $ 1,995,000 $ 181,000 $ 97,000
Jackson County Georgia 11 $ 2,615,000 $ 237,000 $ 97,000
Ada County Idaho 11 $ 3,815,000 $ 346,000 $ 114,000
Orleans County Louisiana 11 $ 2,665,000 $ 242,000 $ 141,000
Somerset County New Jersey 11 $ 3,685,000 $ 335,000 $ 0
Burnet County Texas 11 $ 3,305,000 $ 300,000 $ 96,000
Henderson County Texas 11 $ 3,485,000 $ 316,000 $ 435,000
Lubbock County Texas 11 $ 2,575,000 $ 234,000 $ 219,000
Thurston County Washington 11 $ 3,265,000 $ 296,000 $ 106,000
Laramie County Wyoming 11 $ 2,325,000 $ 211,000 $ 70,000
Monterey County California 10 $ 4,780,000 $ 478,000 $ 120,000
Volusia County Florida 10 $ 1,720,000 $ 172,000 $ 272,000
Anne Arundel County Maryland 10 $ 3,050,000 $ 305,000 $ 143,000
Frederick County Maryland 10 $ 3,220,000 $ 322,000 $ 126,000
Bernalillo County New Mexico 10 $ 1,560,000 $ 156,000 $ 0
Deschutes County Oregon 10 $ 4,480,000 $ 448,000 $ 72,000
Jefferson County Texas 10 $ 1,940,000 $ 194,000 $ 110,000
Alexandria County Virginia 10 $ 3,860,000 $ 386,000 $ 126,000
Hanover County Virginia 10 $ 2,690,000 $ 269,000 $ 100,000
Orange County Virginia 10 $ 3,220,000 $ 322,000 $ 136,000
Talladega County Alabama 9 $ 1,735,000 $ 192,000 $ 59,000
San Luis Obispo County California 9 $ 4,205,000 $ 467,000 $ 105,000
Broomfield County Colorado 9 $ 2,825,000 $ 313,000 $ 110,000
Mesa County Colorado 9 $ 1,845,000 $ 205,000 $ 63,000
Pasco County Florida 9 $ 1,375,000 $ 152,000 $ 0
Sarasota County Florida 9 $ 1,895,000 $ 210,000 $ 0
Seminole County Florida 9 $ 2,555,000 $ 283,000 $ 0
Walton County Georgia 9 $ 1,615,000 $ 179,000 $ 69,000
Hendricks County Indiana 9 $ 1,805,000 $ 200,000 $ 0
East Baton Rouge County Louisiana 9 $ 1,505,000 $ 167,000 $ 0
Worcester County Massachusetts 9 $ 3,605,000 $ 400,000 $ 113,000
Wayne County Michigan 9 $ 3,025,000 $ 336,000 $ 0
Mercer County New Jersey 9 $ 2,095,000 $ 232,000 $ 0
Monmouth County New Jersey 9 $ 3,815,000 $ 423,000 $ 0
Morris County New Jersey 9 $ 3,315,000 $ 368,000 $ 0
Providence County Rhode Island 9 $ 1,985,000 $ 220,000 $ 0
Sumner County Tennessee 9 $ 1,725,000 $ 191,000 $ 0
Bosque County Texas 9 $ 1,855,000 $ 206,000 $ 108,000
Midland County Texas 9 $ 2,475,000 $ 275,000 $ 152,000
Randall County Texas 9 $ 2,575,000 $ 286,000 $ 90,000
Tom Green County Texas 9 $ 2,215,000 $ 246,000 $ 255,000
Waller County Texas 9 $ 2,445,000 $ 271,000 $ 96,000
Arlington County Virginia 9 $ 5,395,000 $ 599,000 $ 187,000
Chelan County Washington 9 $ 2,745,000 $ 305,000 $ 130,000
Clark County Washington 9 $ 3,335,000 $ 370,000 $ 118,000
Skagit County Washington 9 $ 3,055,000 $ 339,000 $ 162,000
Jefferson County Alabama 8 $ 2,540,000 $ 317,000 $ 65,000
Imperial County California 8 $ 1,830,000 $ 228,000 $ 97,000
Manatee County Florida 8 $ 2,530,000 $ 316,000 $ 0
Terrebonne County Louisiana 8 $ 1,260,000 $ 157,000 $ 0
Vernon County Louisiana 8 $ 1,330,000 $ 166,000 $ 0
Guilford County North Carolina 8 $ 2,440,000 $ 305,000 $ 379,000
Canadian County Oklahoma 8 $ 1,470,000 $ 183,000 $ 71,000
Lane County Oregon 8 $ 2,670,000 $ 333,000 $ 106,000
Knox County Tennessee 8 $ 1,550,000 $ 193,000 $ 76,000
Aransas County Texas 8 $ 1,740,000 $ 217,000 $ 307,000
Washington County Wisconsin 8 $ 2,030,000 $ 253,000 $ 0
Baldwin County Alabama 7 $ 2,345,000 $ 335,000 $ 0
Nevada County California 7 $ 2,525,000 $ 360,000 $ 199,000
Montezuma County Colorado 7 $ 1,435,000 $ 205,000 $ 133,000
Collier County Florida 7 $ 1,515,000 $ 216,000 $ 56,000
Duval County Florida 7 $ 1,585,000 $ 226,000 $ 151,000
Coweta County Georgia 7 $ 1,625,000 $ 232,000 $ 84,000
Fayette County Georgia 7 $ 2,245,000 $ 320,000 $ 137,000
Maui County Hawaii 7 $ 3,205,000 $ 457,000 $ 0
Johnson County Indiana 7 $ 1,835,000 $ 262,000 $ 0
Caddo County Louisiana 7 $ 1,075,000 $ 153,000 $ 0
Macomb County Michigan 7 $ 2,325,000 $ 332,000 $ 0
Butler County Ohio 7 $ 1,395,000 $ 199,000 $ 0
Clackamas County Oregon 7 $ 2,845,000 $ 406,000 $ 240,000
Delaware County Pennsylvania 7 $ 2,105,000 $ 300,000 $ 0
Horry County South Carolina 7 $ 2,615,000 $ 373,000 $ 231,000
Virginia Beach County Virginia 7 $ 2,175,000 $ 310,000 $ 135,000
Lee County Alabama 6 $ 1,340,000 $ 223,000 $ 171,000
Madison County Alabama 6 $ 1,230,000 $ 205,000 $ 0
Yavapai County Arizona 6 $ 1,360,000 $ 226,000 $ 0
Merced County California 6 $ 1,420,000 $ 236,000 $ 0
Yolo County California 6 $ 3,090,000 $ 515,000 $ 57,000
Charlotte County Florida 6 $ 1,210,000 $ 201,000 $ 210,000
Carroll County Georgia 6 $ 970,000 $ 161,000 $ 80,000
Clayton County Georgia 6 $ 850,000 $ 141,000 $ 58,000
Lowndes County Georgia 6 $ 1,350,000 $ 225,000 $ 73,000
Kendall County Illinois 6 $ 1,210,000 $ 201,000 $ 75,000
Porter County Indiana 6 $ 950,000 $ 158,000 $ 0
Leavenworth County Kansas 6 $ 1,370,000 $ 228,000 $ 77,000
Miami County Kansas 6 $ 1,550,000 $ 258,000 $ 103,000
Wyandotte County Kansas 6 $ 1,010,000 $ 168,000 $ 80,000
Jefferson County Kentucky 6 $ 1,340,000 $ 223,000 $ 0
Lafourche County Louisiana 6 $ 1,280,000 $ 213,000 $ 0
Livingston County Louisiana 6 $ 790,000 $ 131,000 $ 0
Bristol County Massachusetts 6 $ 2,110,000 $ 351,000 $ 136,000
Santa Fe County New Mexico 6 $ 1,730,000 $ 288,000 $ 0
Montgomery County Ohio 6 $ 1,530,000 $ 255,000 $ 0
Bucks County Pennsylvania 6 $ 1,050,000 $ 175,000 $ 0
Davidson County Tennessee 6 $ 1,390,000 $ 231,000 $ 0
Angelina County Texas 6 $ 910,000 $ 151,000 $ 45,000
Atascosa County Texas 6 $ 1,350,000 $ 225,000 $ 0
Fannin County Texas 6 $ 1,180,000 $ 196,000 $ 463,000
Liberty County Texas 6 $ 880,000 $ 146,000 $ 88,000
Victoria County Texas 6 $ 1,610,000 $ 268,000 $ 0
Utah County Utah 6 $ 4,510,000 $ 751,000 $ 0
Spotsylvania County Virginia 6 $ 1,520,000 $ 253,000 $ 91,000
Yuma County Arizona 5 $ 735,000 $ 147,000 $ 0
Calaveras County California 5 $ 1,475,000 $ 295,000 $ 84,000
Tulare County California 5 $ 1,795,000 $ 359,000 $ 60,000
Elbert County Colorado 5 $ 1,985,000 $ 397,000 $ 150,000
Grand County Colorado 5 $ 2,175,000 $ 435,000 $ 137,000
Pueblo County Colorado 5 $ 1,005,000 $ 201,000 $ 103,000
Summit County Colorado 5 $ 1,705,000 $ 341,000 $ 87,000
Dawson County Georgia 5 $ 1,445,000 $ 289,000 $ 136,000
Douglas County Georgia 5 $ 875,000 $ 175,000 $ 266,000
Pickens County Georgia 5 $ 795,000 $ 159,000 $ 91,000
Rockdale County Georgia 5 $ 765,000 $ 153,000 $ 100,000
DeKalb County Illinois 5 $ 795,000 $ 159,000 $ 39,000
Lake County Indiana 5 $ 875,000 $ 175,000 $ 0
St. Mary's County Maryland 5 $ 1,545,000 $ 309,000 $ 140,000
Anoka County Minnesota 5 $ 905,000 $ 181,000 $ 0
Pearl River County Mississippi 5 $ 705,000 $ 141,000 $ 0
Platte County Missouri 5 $ 2,045,000 $ 409,000 $ 98,000
Ocean County New Jersey 5 $ 1,685,000 $ 337,000 $ 0
Union County New Jersey 5 $ 1,965,000 $ 393,000 $ 0
Franklin County Ohio 5 $ 1,235,000 $ 247,000 $ 0
Hamilton County Ohio 5 $ 1,205,000 $ 241,000 $ 0
Cleveland County Oklahoma 5 $ 675,000 $ 135,000 $ 64,000
Spartanburg County South Carolina 5 $ 825,000 $ 165,000 $ 0
Robertson County Tennessee 5 $ 625,000 $ 125,000 $ 0
Rutherford County Tennessee 5 $ 765,000 $ 153,000 $ 0
Austin County Texas 5 $ 1,135,000 $ 227,000 $ 185,000
Chambers County Texas 5 $ 1,525,000 $ 305,000 $ 0
Cooke County Texas 5 $ 1,555,000 $ 311,000 $ 114,000
Grimes County Texas 5 $ 1,035,000 $ 207,000 $ 81,000
Hardin County Texas 5 $ 995,000 $ 199,000 $ 0
Lamar County Texas 5 $ 1,125,000 $ 225,000 $ 0
Lavaca County Texas 5 $ 1,085,000 $ 217,000 $ 171,000
Polk County Texas 5 $ 945,000 $ 189,000 $ 72,000
Van Zandt County Texas 5 $ 1,385,000 $ 277,000 $ 118,000
Walker County Texas 5 $ 1,235,000 $ 247,000 $ 38,000
Webb County Texas 5 $ 795,000 $ 159,000 $ 99,000
Culpeper County Virginia 5 $ 2,205,000 $ 441,000 $ 87,000
Island County Washington 5 $ 1,865,000 $ 373,000 $ 108,000
Spokane County Washington 5 $ 1,285,000 $ 257,000 $ 111,000
Amador County California 4 $ 1,060,000 $ 265,000 $ 76,000
Tuolumne County California 4 $ 850,000 $ 212,000 $ 152,000
Eagle County Colorado 4 $ 1,670,000 $ 417,000 $ 241,000
Park County Colorado 4 $ 1,620,000 $ 405,000 $ 119,000
New Haven County Connecticut 4 $ 1,020,000 $ 255,000 $ 0
Kent County Delaware 4 $ 650,000 $ 162,000 $ 0
New Castle County Delaware 4 $ 470,000 $ 117,000 $ 0
Leon County Florida 4 $ 1,060,000 $ 265,000 $ 0
St. Johns County Florida 4 $ 2,110,000 $ 527,000 $ 325,000
Walton County Florida 4 $ 1,360,000 $ 340,000 $ 188,000
Columbia County Georgia 4 $ 860,000 $ 215,000 $ 102,000
Sedgwick County Kansas 4 $ 550,000 $ 137,000 $ 0
Ascension County Louisiana 4 $ 680,000 $ 170,000 $ 0
Bossier County Louisiana 4 $ 650,000 $ 162,000 $ 0
Calcasieu County Louisiana 4 $ 1,080,000 $ 270,000 $ 0
Lafayette County Louisiana 4 $ 680,000 $ 170,000 $ 0
Baltimore City County Maryland 4 $ 810,000 $ 202,000 $ 174,000
Charles County Maryland 4 $ 1,000,000 $ 250,000 $ 63,000
Barnstable County Massachusetts 4 $ 1,750,000 $ 437,000 $ 99,000
Livingston County Michigan 4 $ 1,020,000 $ 255,000 $ 121,000
Itasca County Minnesota 4 $ 570,000 $ 142,000 $ 0
Clay County Missouri 4 $ 980,000 $ 245,000 $ 187,000
Flathead County Montana 4 $ 2,030,000 $ 507,000 $ 0
Brunswick County North Carolina 4 $ 920,000 $ 230,000 $ 0
Union County North Carolina 4 $ 780,000 $ 195,000 $ 0
Cuyahoga County Ohio 4 $ 680,000 $ 170,000 $ 0
Warren County Ohio 4 $ 1,220,000 $ 305,000 $ 0
Berks County Pennsylvania 4 $ 760,000 $ 190,000 $ 0
Montgomery County Pennsylvania 4 $ 1,240,000 $ 310,000 $ 0
Anderson County South Carolina 4 $ 700,000 $ 175,000 $ 0
Georgetown County South Carolina 4 $ 1,190,000 $ 297,000 $ 56,000
Hamilton County Tennessee 4 $ 630,000 $ 157,000 $ 0
Gregg County Texas 4 $ 780,000 $ 195,000 $ 0
Palo Pinto County Texas 4 $ 1,050,000 $ 262,000 $ 197,000
San Patricio County Texas 4 $ 1,040,000 $ 260,000 $ 0
Upshur County Texas 4 $ 870,000 $ 217,000 $ 0
Washington County Utah 4 $ 1,620,000 $ 405,000 $ 0
Kanawha County West Virginia 4 $ 490,000 $ 122,000 $ 0
Jefferson County Wisconsin 4 $ 670,000 $ 167,000 $ 0
Montgomery County Alabama 3 $ 345,000 $ 115,000 $ 36,000
Shelby County Alabama 3 $ 345,000 $ 115,000 $ 43,000
Butte County California 3 $ 495,000 $ 165,000 $ 0
Mendocino County California 3 $ 855,000 $ 285,000 $ 61,000
San Benito County California 3 $ 1,115,000 $ 371,000 $ 165,000
Tehama County California 3 $ 865,000 $ 288,000 $ 0
Garfield County Colorado 3 $ 865,000 $ 288,000 $ 72,000
Flagler County Florida 3 $ 415,000 $ 138,000 $ 0
Hernando County Florida 3 $ 635,000 $ 211,000 $ 0
Highlands County Florida 3 $ 325,000 $ 108,000 $ 0
Lake County Florida 3 $ 565,000 $ 188,000 $ 147,000
Monroe County Florida 3 $ 2,045,000 $ 681,000 $ 281,000
Santa Rosa County Florida 3 $ 735,000 $ 245,000 $ 0
St. Lucie County Florida 3 $ 585,000 $ 195,000 $ 69,000
Bryan County Georgia 3 $ 665,000 $ 221,000 $ 0
Catoosa County Georgia 3 $ 565,000 $ 188,000 $ 76,000
Gilmer County Georgia 3 $ 655,000 $ 218,000 $ 0
Pike County Georgia 3 $ 725,000 $ 241,000 $ 92,000
Richmond County Georgia 3 $ 845,000 $ 281,000 $ 108,000
Hawaii County Hawaii 3 $ 4,305,000 $ 1,435,000 $ 332,000
Kootenai County Idaho 3 $ 805,000 $ 268,000 $ 0
Macon County Illinois 3 $ 405,000 $ 135,000 $ 0
Allen County Indiana 3 $ 405,000 $ 135,000 $ 0
St. Joseph County Indiana 3 $ 495,000 $ 165,000 $ 0
Pointe Coupee County Louisiana 3 $ 665,000 $ 221,000 $ 0
St. Bernard County Louisiana 3 $ 345,000 $ 115,000 $ 0
Tangipahoa County Louisiana 3 $ 445,000 $ 148,000 $ 0
Carroll County Maryland 3 $ 795,000 $ 265,000 $ 70,000
Harford County Maryland 3 $ 1,215,000 $ 405,000 $ 158,000
Worcester County Maryland 3 $ 495,000 $ 165,000 $ 300,000
Dakota County Minnesota 3 $ 1,155,000 $ 385,000 $ 0
Hennepin County Minnesota 3 $ 445,000 $ 148,000 $ 0
Ramsey County Minnesota 3 $ 485,000 $ 161,000 $ 0
Greene County Missouri 3 $ 615,000 $ 205,000 $ 0
St. Charles County Missouri 3 $ 565,000 $ 188,000 $ 0
Douglas County Nevada 3 $ 915,000 $ 305,000 $ 0
Washoe County Nevada 3 $ 675,000 $ 225,000 $ 0
Rockingham County New Hampshire 3 $ 765,000 $ 255,000 $ 0
Camden County New Jersey 3 $ 705,000 $ 235,000 $ 0
Hudson County New Jersey 3 $ 1,485,000 $ 495,000 $ 0
Chaves County New Mexico 3 $ 335,000 $ 111,000 $ 0
San Juan County New Mexico 3 $ 705,000 $ 235,000 $ 0
Sandoval County New Mexico 3 $ 365,000 $ 121,000 $ 0
Durham County North Carolina 3 $ 625,000 $ 208,000 $ 0
Forsyth County North Carolina 3 $ 485,000 $ 161,000 $ 0
Harnett County North Carolina 3 $ 425,000 $ 141,000 $ 0
Johnston County North Carolina 3 $ 665,000 $ 221,000 $ 0
Stark County Ohio 3 $ 355,000 $ 118,000 $ 0
Monroe County Pennsylvania 3 $ 555,000 $ 185,000 $ 0
Philadelphia County Pennsylvania 3 $ 855,000 $ 285,000 $ 0
Kent County Rhode Island 3 $ 915,000 $ 305,000 $ 0
Dorchester County South Carolina 3 $ 555,000 $ 185,000 $ 0
York County South Carolina 3 $ 835,000 $ 278,000 $ 0
Shelby County Tennessee 3 $ 335,000 $ 111,000 $ 0
Blanco County Texas 3 $ 725,000 $ 241,000 $ 0
Bowie County Texas 3 $ 465,000 $ 155,000 $ 0
Cass County Texas 3 $ 525,000 $ 175,000 $ 0
Ector County Texas 3 $ 685,000 $ 228,000 $ 82,000
Hill County Texas 3 $ 465,000 $ 155,000 $ 0
Nolan County Texas 3 $ 405,000 $ 135,000 $ 81,000
Robertson County Texas 3 $ 625,000 $ 208,000 $ 135,000
Titus County Texas 3 $ 725,000 $ 241,000 $ 60,000
Val Verde County Texas 3 $ 885,000 $ 295,000 $ 0
Wharton County Texas 3 $ 525,000 $ 175,000 $ 130,000
Fairfax City County Virginia 3 $ 1,005,000 $ 335,000 $ 127,000
Fauquier County Virginia 3 $ 775,000 $ 258,000 $ 59,000
Powhatan County Virginia 3 $ 635,000 $ 211,000 $ 93,000
Westmoreland County Virginia 3 $ 1,065,000 $ 355,000 $ 164,000
Cowlitz County Washington 3 $ 705,000 $ 235,000 $ 74,000
Grays Harbor County Washington 3 $ 785,000 $ 261,000 $ 136,000
Marion County West Virginia 3 $ 635,000 $ 211,000 $ 0
Elmore County Alabama 2 $ 260,000 $ 130,000 $ 59,000
Randolph County Alabama 2 $ 390,000 $ 195,000 $ 102,000
Tuscaloosa County Alabama 2 $ 320,000 $ 160,000 $ 0
Anchorage County Alaska 2 $ 350,000 $ 175,000 $ 30,000
Kenai Peninsula County Alaska 2 $ 250,000 $ 125,000 $ 0
Benton County Arkansas 2 $ 280,000 $ 140,000 $ 0
Pulaski County Arkansas 2 $ 220,000 $ 110,000 $ 217,000
Kings County California 2 $ 380,000 $ 190,000 $ 0
Mono County California 2 $ 780,000 $ 390,000 $ 362,000
Sutter County California 2 $ 4,950,000 $ 2,475,000 $ 0
Trinity County California 2 $ 320,000 $ 160,000 $ 53,000
Yuba County California 2 $ 460,000 $ 230,000 $ 68,000
Archuleta County Colorado 2 $ 410,000 $ 205,000 $ 96,000
Chaffee County Colorado 2 $ 550,000 $ 275,000 $ 113,000
Montrose County Colorado 2 $ 710,000 $ 355,000 $ 68,000
Morgan County Colorado 2 $ 560,000 $ 280,000 $ 141,000
Teller County Colorado 2 $ 460,000 $ 230,000 $ 0
Hartford County Connecticut 2 $ 460,000 $ 230,000 $ 0
New London County Connecticut 2 $ 410,000 $ 205,000 $ 0
Sussex County Delaware 2 $ 370,000 $ 185,000 $ 0
Escambia County Florida 2 $ 210,000 $ 105,000 $ 108,000
Marion County Florida 2 $ 300,000 $ 150,000 $ 0
Okaloosa County Florida 2 $ 330,000 $ 165,000 $ 0
Osceola County Florida 2 $ 350,000 $ 175,000 $ 0
Sumter County Florida 2 $ 360,000 $ 180,000 $ 380,000
Bibb County Georgia 2 $ 360,000 $ 180,000 $ 86,000
Clarke County Georgia 2 $ 340,000 $ 170,000 $ 0
Elbert County Georgia 2 $ 490,000 $ 245,000 $ 91,000
Fannin County Georgia 2 $ 1,080,000 $ 540,000 $ 391,000
Glynn County Georgia 2 $ 1,150,000 $ 575,000 $ 157,000
Haralson County Georgia 2 $ 330,000 $ 165,000 $ 0
Houston County Georgia 2 $ 490,000 $ 245,000 $ 174,000
Jasper County Georgia 2 $ 400,000 $ 200,000 $ 66,000
Lamar County Georgia 2 $ 400,000 $ 200,000 $ 104,000
Lumpkin County Georgia 2 $ 400,000 $ 200,000 $ 0
Meriwether County Georgia 2 $ 150,000 $ 75,000 $ 42,000
Oglethorpe County Georgia 2 $ 380,000 $ 190,000 $ 62,000
Putnam County Georgia 2 $ 320,000 $ 160,000 $ 0
Walker County Georgia 2 $ 1,000,000 $ 500,000 $ 0
Whitfield County Georgia 2 $ 370,000 $ 185,000 $ 99,000
Kauai County Hawaii 2 $ 760,000 $ 380,000 $ 0
Blaine County Idaho 2 $ 1,590,000 $ 795,000 $ 0
Twin Falls County Idaho 2 $ 480,000 $ 240,000 $ 62,000
Rock Island County Illinois 2 $ 350,000 $ 175,000 $ 0
Tazewell County Illinois 2 $ 330,000 $ 165,000 $ 0
Winnebago County Illinois 2 $ 400,000 $ 200,000 $ 230,000
Woodford County Illinois 2 $ 260,000 $ 130,000 $ 0
Bartholomew County Indiana 2 $ 290,000 $ 145,000 $ 0
Elkhart County Indiana 2 $ 380,000 $ 190,000 $ 0
Grant County Indiana 2 $ 220,000 $ 110,000 $ 0
Hancock County Indiana 2 $ 220,000 $ 110,000 $ 0
Monroe County Indiana 2 $ 340,000 $ 170,000 $ 0
Douglas County Kansas 2 $ 290,000 $ 145,000 $ 46,000
Fayette County Kentucky 2 $ 270,000 $ 135,000 $ 0
Kenton County Kentucky 2 $ 390,000 $ 195,000 $ 0
Assumption County Louisiana 2 $ 410,000 $ 205,000 $ 0
Beauregard County Louisiana 2 $ 360,000 $ 180,000 $ 0
Ouachita County Louisiana 2 $ 470,000 $ 235,000 $ 56,000
Plaquemines County Louisiana 2 $ 320,000 $ 160,000 $ 84,000
St. Landry County Louisiana 2 $ 420,000 $ 210,000 $ 0
York County Maine 2 $ 330,000 $ 165,000 $ 0
Cecil County Maryland 2 $ 520,000 $ 260,000 $ 75,000
Talbot County Maryland 2 $ 780,000 $ 390,000 $ 0
Washington County Maryland 2 $ 680,000 $ 340,000 $ 143,000
Huron County Michigan 2 $ 340,000 $ 170,000 $ 0
Kent County Michigan 2 $ 420,000 $ 210,000 $ 137,000
St. Clair County Michigan 2 $ 380,000 $ 190,000 $ 84,000
Washtenaw County Michigan 2 $ 510,000 $ 255,000 $ 0
Crow Wing County Minnesota 2 $ 730,000 $ 365,000 $ 0
St. Louis County Minnesota 2 $ 330,000 $ 165,000 $ 0
Camden County Missouri 2 $ 600,000 $ 300,000 $ 0
Johnson County Missouri 2 $ 460,000 $ 230,000 $ 108,000
Pulaski County Missouri 2 $ 450,000 $ 225,000 $ 0
Douglas County Nebraska 2 $ 370,000 $ 185,000 $ 0
Belknap County New Hampshire 2 $ 820,000 $ 410,000 $ 0
Carroll County New Hampshire 2 $ 510,000 $ 255,000 $ 0
Hillsborough County New Hampshire 2 $ 290,000 $ 145,000 $ 0
Merrimack County New Hampshire 2 $ 510,000 $ 255,000 $ 0
Burlington County New Jersey 2 $ 310,000 $ 155,000 $ 0
Cape May County New Jersey 2 $ 530,000 $ 265,000 $ 0
Gloucester County New Jersey 2 $ 300,000 $ 150,000 $ 0
Hunterdon County New Jersey 2 $ 1,030,000 $ 515,000 $ 0
Dona Ana County New Mexico 2 $ 310,000 $ 155,000 $ 0
Suffolk County New York 2 $ 2,970,000 $ 1,485,000 $ 0
Alamance County North Carolina 2 $ 220,000 $ 110,000 $ 0
Avery County North Carolina 2 $ 880,000 $ 440,000 $ 812,000
Buncombe County North Carolina 2 $ 470,000 $ 235,000 $ 0
Burke County North Carolina 2 $ 300,000 $ 150,000 $ 0
Catawba County North Carolina 2 $ 300,000 $ 150,000 $ 0
Cumberland County North Carolina 2 $ 700,000 $ 350,000 $ 0
Davidson County North Carolina 2 $ 330,000 $ 165,000 $ 0
Gaston County North Carolina 2 $ 400,000 $ 200,000 $ 0
Iredell County North Carolina 2 $ 670,000 $ 335,000 $ 0
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Mortgage Loan Application Detail Totals for Nexbank in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 5,800 $2,085,900,000 $359,000 $7,755,000 $147,000 $2,511,000
Home Purchase 5,066 $1,717,880,000 $339,000 $14,755,000 $139,000 $3,651,000
Cash-out Refinancing 3,160 $1,042,040,000 $329,000 $3,025,000 $146,000 $2,203,000
Other Purpose 196 $49,910,000 $254,000 $2,315,000 $200,000 $2,826,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 8,448 $2,781,160,000 $329,000 $3,025,000 $147,000 $3,651,000
Asian 1,674 $695,220,000 $415,000 $2,315,000 $150,000 $2,513,000
Not Provided 1,487 $549,575,000 $369,000 $2,225,000 $146,000 $1,048,000
Hispanic 1,447 $443,875,000 $306,000 $1,805,000 $144,000 $2,826,000
Black or African American 683 $202,345,000 $296,000 $1,125,000 $118,000 $533,000
Not applicable 352 $178,700,000 $507,000 $14,755,000 $0 $0
American Indian or Alaskan Native 45 $14,535,000 $323,000 $865,000 $149,000 $404,000
Native Hawaiian or Other Pacific Islander 40 $12,000,000 $300,000 $665,000 $125,000 $274,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 12,161 $4,311,875,000 $354,000 $14,755,000 $148,000 $3,651,000
VA-guaranteed (Veterans Administration) 1,812 $520,150,000 $287,000 $695,000 $93,000 $284,000
FHA-insured (Federal Housing Administration) 249 $63,705,000 $255,000 $545,000 $79,000 $247,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 6,919 $2,376,915,000 $343,000 $7,755,000 $0 $0
Loan Originated 6,179 $2,072,655,000 $335,000 $14,755,000 $145,000 $3,651,000
Application Withdrawn By Applicant 527 $199,705,000 $378,000 $3,025,000 $157,000 $2,826,000
File Closed For Incompleteness 279 $99,365,000 $356,000 $1,375,000 $135,000 $768,000
Application Denied By Financial Institution 220 $111,920,000 $508,000 $2,915,000 $148,000 $1,048,000
Application Approved But Not Accepted 98 $35,170,000 $358,000 $905,000 $146,000 $1,413,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 14,002 $4,783,810,000 $341,000 $14,755,000 $145,000 $3,651,000
Debt-To-Income Ratio 115 $56,495,000 $491,000 $2,915,000 $119,000 $711,000
Credit History 34 $24,940,000 $733,000 $2,215,000 $245,000 $822,000
Unverifiable Information 22 $8,910,000 $405,000 $1,005,000 $146,000 $553,000
Employment History 15 $5,375,000 $358,000 $805,000 $85,000 $333,000
Insufficient Cash (Downpayment, Closing Cost) 12 $8,890,000 $740,000 $1,605,000 $265,000 $1,048,000
Collateral 11 $3,095,000 $281,000 $535,000 $115,000 $245,000
Other 10 $3,900,000 $390,000 $995,000 $134,000 $249,000
Mortgage Insurance Denied 1 $315,000 $315,000 $315,000 $74,000 $74,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Nexbank's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Nexbank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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