Nexbank Mortgage Lending & HMDA Data, 2022
In 2022, Nexbank of Dallas, TX reported 23,529 mortgage applications totaling $11.1 billion, up 62% from 2021. The average application was for $472,831, and applicants reported an average income of $221,081. 22% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (1,600), Dallas-Plano-Irving, TX (1,191) and Los Angeles-Long Beach-Glendale, CA (1,073) (applications in parentheses).
| Mortgage Company & Address | Nexbank 2515 McKinney Avenue, Suite 1100 Dallas, TX 75201 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 23,529 |
| Total Mortgage Loan Application Amount | $11,125,245,000 |
| Average Mortgage Loan Application Amount | $472,831 |
| Highest Mortgage Loan Application Amount | $75,005,000 |
| Average Applicant Income | $221,081 |
| Highest Applicant Income | $5,722,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Nexbank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Atlanta-Sandy Springs-Roswell, GA | 1,600 | $ 664,890,000 | $ 415,556 | $ 196,000 |
| Outside any metro area | 1,259 | $ 459,495,000 | $ 364,968 | $ 246,133 |
| Dallas-Plano-Irving, TX | 1,191 | $ 649,655,000 | $ 545,470 | $ 180,000 |
| Los Angeles-Long Beach-Glendale, CA | 1,073 | $ 843,905,000 | $ 786,491 | $ 364,000 |
| Houston-The Woodlands-Sugar Land, TX | 919 | $ 574,125,000 | $ 624,727 | $ 188,000 |
| Riverside-San Bernardino-Ontario, CA | 678 | $ 323,960,000 | $ 477,817 | $ 222,000 |
| Phoenix-Mesa-Scottsdale, AZ | 661 | $ 313,435,000 | $ 474,183 | $ 283,000 |
| Austin-Round Rock, TX | 623 | $ 347,645,000 | $ 558,017 | $ 196,000 |
| Chicago-Naperville, IL | 525 | $ 184,415,000 | $ 351,266 | $ 162,000 |
| Denver-Aurora-Lakewood, CO | 521 | $ 265,375,000 | $ 509,357 | $ 240,000 |
| San Diego-Carlsbad, CA | 509 | $ 387,525,000 | $ 761,345 | $ 293,000 |
| Fort Worth-Arlington, TX | 482 | $ 381,030,000 | $ 790,518 | $ 192,000 |
| Seattle-Bellevue-Everett, WA | 430 | $ 277,870,000 | $ 646,209 | $ 232,000 |
| Oakland-Hayward-Berkeley, CA | 342 | $ 264,210,000 | $ 772,543 | $ 285,000 |
| San Antonio-New Braunfels, TX | 335 | $ 133,655,000 | $ 398,970 | $ 175,000 |
| Anaheim-Santa Ana-Irvine, CA | 319 | $ 263,515,000 | $ 826,065 | $ 399,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 310 | $ 130,810,000 | $ 421,967 | $ 207,000 |
| Tampa-St. Petersburg-Clearwater, FL | 301 | $ 113,735,000 | $ 377,857 | $ 414,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 296 | $ 135,070,000 | $ 456,317 | $ 186,462 |
| Charlotte-Concord-Gastonia, NC-SC | 289 | $ 114,835,000 | $ 397,352 | $ 248,020 |
| St. Louis, MO-IL | 289 | $ 89,935,000 | $ 311,193 | $ 117,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 234 | $ 81,640,000 | $ 348,888 | $ 204,000 |
| Orlando-Kissimmee-Sanford, FL | 233 | $ 83,195,000 | $ 357,060 | $ 146,000 |
| Miami-Miami Beach-Kendall, FL | 210 | $ 101,270,000 | $ 482,238 | $ 187,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 208 | $ 105,720,000 | $ 508,269 | $ 259,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 192 | $ 83,540,000 | $ 435,104 | $ 353,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 188 | $ 87,150,000 | $ 463,563 | $ 211,712 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 184 | $ 89,070,000 | $ 484,076 | $ 488,000 |
| Montgomery County-Bucks County-Chester County, PA | 179 | $ 72,015,000 | $ 402,318 | $ 228,000 |
| Kansas City, MO-KS | 165 | $ 52,865,000 | $ 320,393 | $ 126,387 |
| Las Vegas-Henderson-Paradise, NV | 159 | $ 72,705,000 | $ 457,264 | $ 429,000 |
| San Francisco-Redwood City-South San Francisco, CA | 157 | $ 138,585,000 | $ 882,707 | $ 294,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 153 | $ 144,685,000 | $ 945,653 | $ 309,000 |
| Baltimore-Columbia-Towson, MD | 152 | $ 57,090,000 | $ 375,592 | $ 126,000 |
| Cambridge-Newton-Framingham, MA | 137 | $ 64,655,000 | $ 471,934 | $ 179,000 |
| Raleigh, NC | 137 | $ 56,475,000 | $ 412,226 | $ 323,000 |
| New Orleans-Metairie, LA | 134 | $ 48,170,000 | $ 359,477 | $ 218,000 |
| Colorado Springs, CO | 124 | $ 51,660,000 | $ 416,612 | $ 164,000 |
| Tacoma-Lakewood, WA | 124 | $ 57,170,000 | $ 461,048 | $ 194,000 |
| Tucson, AZ | 123 | $ 38,505,000 | $ 313,048 | $ 114,000 |
| Philadelphia, PA | 120 | $ 45,140,000 | $ 376,166 | $ 0 |
| New York-Newark, NY | 115 | $ 45,235,000 | $ 393,347 | $ 0 |
| Indianapolis-Carmel-Anderson, IN | 114 | $ 35,920,000 | $ 315,087 | $ 152,000 |
| Albuquerque, NM | 112 | $ 34,050,000 | $ 304,017 | $ 0 |
| El Paso, TX | 111 | $ 22,165,000 | $ 199,684 | $ 173,000 |
| Richmond, VA | 104 | $ 34,730,000 | $ 333,942 | $ 134,000 |
| Oklahoma City, OK | 102 | $ 27,480,000 | $ 269,411 | $ 109,000 |
| Boston, MA | 99 | $ 43,995,000 | $ 444,393 | $ 388,000 |
| Stockton-Lodi, CA | 96 | $ 50,990,000 | $ 531,145 | $ 225,000 |
| Louisville/Jefferson County, KY-IN | 95 | $ 30,585,000 | $ 321,947 | $ 212,000 |
| North Port-Sarasota-Bradenton, FL | 94 | $ 38,910,000 | $ 413,936 | $ 215,000 |
| Warren-Troy-Farmington Hills, MI | 94 | $ 30,790,000 | $ 327,553 | $ 155,000 |
| Cape Coral-Fort Myers, FL | 91 | $ 34,005,000 | $ 373,681 | $ 177,000 |
| Jacksonville, FL | 90 | $ 36,360,000 | $ 404,000 | $ 205,000 |
| Cincinnati, OH-KY-IN | 86 | $ 23,930,000 | $ 278,255 | $ 106,000 |
| Huntsville, AL | 84 | $ 27,230,000 | $ 324,166 | $ 56,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 82 | $ 59,450,000 | $ 725,000 | $ 251,000 |
| Palm Bay-Melbourne-Titusville, FL | 82 | $ 29,380,000 | $ 358,292 | $ 110,000 |
| Newark, NJ-PA | 80 | $ 31,940,000 | $ 399,250 | $ 189,000 |
| Providence-Warwick, RI-MA | 77 | $ 30,995,000 | $ 402,532 | $ 282,402 |
| Birmingham-Hoover, AL | 74 | $ 24,220,000 | $ 327,297 | $ 111,000 |
| Camden, NJ | 74 | $ 23,860,000 | $ 322,432 | $ 163,000 |
| Urban Honolulu, HI | 74 | $ 48,780,000 | $ 659,189 | $ 234,000 |
| Washington-Baltimore-Arlington, DC | 73 | $ 33,265,000 | $ 455,684 | $ 167,000 |
| Wilmington, DE-MD-NJ | 70 | $ 26,190,000 | $ 374,142 | $ 0 |
| Bakersfield, CA | 68 | $ 21,550,000 | $ 316,911 | $ 91,000 |
| Baton Rouge, LA | 68 | $ 20,990,000 | $ 308,676 | $ 0 |
| Charleston-North Charleston, SC | 67 | $ 25,985,000 | $ 387,835 | $ 127,000 |
| Greenville-Anderson-Mauldin, SC | 66 | $ 22,220,000 | $ 336,666 | $ 134,000 |
| Lakeland-Winter Haven, FL | 66 | $ 20,210,000 | $ 306,212 | $ 253,000 |
| Pittsburgh, PA | 66 | $ 19,840,000 | $ 300,606 | $ 146,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 64 | $ 21,800,000 | $ 340,625 | $ 204,000 |
| Cleveland-Elyria, OH | 58 | $ 14,930,000 | $ 257,413 | $ 143,000 |
| Fresno, CA | 57 | $ 23,315,000 | $ 409,035 | $ 145,000 |
| Greeley, CO | 57 | $ 26,105,000 | $ 457,982 | $ 163,000 |
| New York-Jersey City-White Plains, NY-NJ | 56 | $ 27,180,000 | $ 485,357 | $ 100,000 |
| Port St. Lucie, FL | 54 | $ 19,130,000 | $ 354,259 | $ 192,000 |
| Knoxville, TN | 53 | $ 19,445,000 | $ 366,886 | $ 357,000 |
| Columbus, OH | 52 | $ 16,320,000 | $ 313,846 | $ 113,000 |
| McAllen-Edinburg-Mission, TX | 52 | $ 14,260,000 | $ 274,230 | $ 69,000 |
| Salt Lake City, UT | 52 | $ 24,660,000 | $ 474,230 | $ 144,000 |
| Worcester, MA-CT | 52 | $ 20,600,000 | $ 396,153 | $ 79,115 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 50 | $ 17,040,000 | $ 340,800 | $ 225,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 49 | $ 16,835,000 | $ 343,571 | $ 0 |
| Boulder, CO | 49 | $ 31,955,000 | $ 652,142 | $ 472,000 |
| Lake County-Kenosha County, IL-WI | 49 | $ 17,705,000 | $ 361,326 | $ 134,000 |
| Modesto, CA | 49 | $ 19,665,000 | $ 401,326 | $ 136,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 49 | $ 20,175,000 | $ 411,734 | $ 148,000 |
| Memphis, TN-MS-AR | 47 | $ 14,275,000 | $ 303,723 | $ 62,914 |
| Athens-Clarke County, GA | 46 | $ 16,580,000 | $ 360,434 | $ 135,000 |
| Augusta-Richmond County, GA-SC | 46 | $ 13,470,000 | $ 292,826 | $ 196,000 |
| Prescott Valley-Prescott, AZ | 45 | $ 19,515,000 | $ 433,666 | $ 278,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 44 | $ 15,520,000 | $ 352,727 | $ 104,000 |
| Spokane-Spokane Valley, WA | 44 | $ 15,590,000 | $ 354,318 | $ 209,000 |
| Elgin, IL | 43 | $ 15,545,000 | $ 361,511 | $ 170,000 |
| Gainesville, GA | 43 | $ 16,145,000 | $ 375,465 | $ 124,000 |
| Gary, IN | 43 | $ 12,635,000 | $ 293,837 | $ 0 |
| Naples-Immokalee-Marco Island, FL | 43 | $ 23,655,000 | $ 550,116 | $ 618,000 |
| Bridgeport-Stamford-Norwalk, CT | 42 | $ 18,930,000 | $ 450,714 | $ 179,000 |
| Detroit-Dearborn-Livonia, MI | 41 | $ 12,115,000 | $ 295,487 | $ 295,000 |
| Milwaukee-Waukesha-West Allis, WI | 41 | $ 13,935,000 | $ 339,878 | $ 110,000 |
| Montgomery, AL | 41 | $ 11,865,000 | $ 289,390 | $ 317,000 |
| Salisbury, MD-DE | 41 | $ 16,505,000 | $ 402,560 | $ 113,000 |
| Vallejo-Fairfield, CA | 41 | $ 20,015,000 | $ 488,170 | $ 188,000 |
| Chattanooga, TN-GA | 38 | $ 12,510,000 | $ 329,210 | $ 56,000 |
| Columbia, SC | 38 | $ 10,150,000 | $ 267,105 | $ 262,000 |
| Fort Collins, CO | 37 | $ 15,175,000 | $ 410,135 | $ 157,000 |
| Santa Rosa, CA | 37 | $ 25,095,000 | $ 678,243 | $ 279,000 |
| Little Rock-North Little Rock-Conway, AR | 36 | $ 8,980,000 | $ 249,444 | $ 0 |
| Pensacola-Ferry Pass-Brent, FL | 36 | $ 11,620,000 | $ 322,777 | $ 289,000 |
| Wilmington, NC | 36 | $ 15,530,000 | $ 431,388 | $ 507,000 |
| Fayetteville, NC | 35 | $ 8,755,000 | $ 250,142 | $ 0 |
| Hartford-West Hartford-East Hartford, CT | 34 | $ 10,200,000 | $ 300,000 | $ 71,000 |
| Lafayette, LA | 34 | $ 9,650,000 | $ 283,823 | $ 160,000 |
| Olympia-Tumwater, WA | 34 | $ 14,610,000 | $ 429,705 | $ 208,000 |
| Reno, NV | 34 | $ 17,480,000 | $ 514,117 | $ 1,102,000 |
| Yuma, AZ | 34 | $ 8,230,000 | $ 242,058 | $ 100,000 |
| Provo-Orem, UT | 33 | $ 14,715,000 | $ 445,909 | $ 225,000 |
| Sherman-Denison, TX | 32 | $ 10,380,000 | $ 324,375 | $ 172,000 |
| Visalia-Porterville, CA | 32 | $ 10,550,000 | $ 329,687 | $ 84,000 |
| Boise City, ID | 31 | $ 13,115,000 | $ 423,064 | $ 131,000 |
| Columbus, GA-AL | 31 | $ 10,475,000 | $ 337,903 | $ 622,000 |
| Daphne-Fairhope-Foley, AL | 31 | $ 13,325,000 | $ 429,838 | $ 219,000 |
| Durham-Chapel Hill, NC | 31 | $ 11,685,000 | $ 376,935 | $ 258,000 |
| Spartanburg, SC | 31 | $ 8,925,000 | $ 287,903 | $ 86,000 |
| Waco, TX | 31 | $ 9,695,000 | $ 312,741 | $ 128,000 |
| Redding, CA | 30 | $ 9,070,000 | $ 302,333 | $ 99,000 |
| Jacksonville, NC | 29 | $ 8,705,000 | $ 300,172 | $ 551,000 |
| Killeen-Temple, TX | 29 | $ 7,235,000 | $ 249,482 | $ 118,000 |
| Corpus Christi, TX | 28 | $ 11,680,000 | $ 417,142 | $ 229,000 |
| Ocala, FL | 28 | $ 9,900,000 | $ 353,571 | $ 268,000 |
| Ogden-Clearfield, UT | 28 | $ 11,110,000 | $ 396,785 | $ 98,000 |
| Bremerton-Silverdale, WA | 27 | $ 14,515,000 | $ 537,592 | $ 207,000 |
| Canton-Massillon, OH | 27 | $ 7,555,000 | $ 279,814 | $ 29,000 |
| College Station-Bryan, TX | 27 | $ 7,935,000 | $ 293,888 | $ 144,000 |
| Grand Rapids-Wyoming, MI | 27 | $ 8,905,000 | $ 329,814 | $ 0 |
| Savannah, GA | 27 | $ 9,385,000 | $ 347,592 | $ 223,000 |
| Tulsa, OK | 27 | $ 8,265,000 | $ 306,111 | $ 629,000 |
| Abilene, TX | 26 | $ 6,110,000 | $ 235,000 | $ 100,000 |
| Dayton-Springfield-Kettering, OH | 26 | $ 6,470,000 | $ 248,846 | $ 0 |
| Punta Gorda, FL | 26 | $ 7,850,000 | $ 301,923 | $ 193,000 |
| Salem, OR | 26 | $ 10,850,000 | $ 417,307 | $ 323,000 |
| Springfield, MO | 26 | $ 7,220,000 | $ 277,692 | $ 0 |
| San Rafael, CA | 25 | $ 28,535,000 | $ 1,141,400 | $ 237,000 |
| Yuba City, CA | 25 | $ 9,955,000 | $ 398,200 | $ 0 |
| Akron, OH | 24 | $ 6,580,000 | $ 274,166 | $ 152,000 |
| Crestview-Fort Walton Beach-Destin, FL | 24 | $ 12,060,000 | $ 502,500 | $ 404,000 |
| Santa Cruz-Watsonville, CA | 24 | $ 22,740,000 | $ 947,500 | $ 226,000 |
| Tyler, TX | 24 | $ 8,100,000 | $ 337,500 | $ 168,000 |
| Asheville, NC | 23 | $ 8,295,000 | $ 360,652 | $ 166,000 |
| Flagstaff, AZ | 23 | $ 13,325,000 | $ 579,347 | $ 623,000 |
| Grand Junction, CO | 23 | $ 8,075,000 | $ 351,086 | $ 0 |
| Manchester-Nashua, NH | 23 | $ 9,105,000 | $ 395,869 | $ 0 |
| Panama City, FL | 23 | $ 8,925,000 | $ 388,043 | $ 680,000 |
| Auburn-Opelika, AL | 22 | $ 6,810,000 | $ 309,545 | $ 72,000 |
| Brownsville-Harlingen, TX | 22 | $ 7,440,000 | $ 338,181 | $ 272,000 |
| Lexington-Fayette, KY | 22 | $ 7,080,000 | $ 321,818 | $ 0 |
| Salinas, CA | 22 | $ 16,270,000 | $ 739,545 | $ 272,000 |
| Sierra Vista-Douglas, AZ | 22 | $ 5,490,000 | $ 249,545 | $ 0 |
| Anchorage, AK | 21 | $ 7,955,000 | $ 378,809 | $ 0 |
| Bend-Redmond, OR | 21 | $ 10,445,000 | $ 497,380 | $ 120,000 |
| Dover, DE | 21 | $ 7,255,000 | $ 345,476 | $ 0 |
| Eugene, OR | 21 | $ 7,425,000 | $ 353,571 | $ 62,000 |
| Greensboro-High Point, NC | 21 | $ 6,825,000 | $ 325,000 | $ 95,000 |
| Santa Maria-Santa Barbara, CA | 21 | $ 17,155,000 | $ 816,904 | $ 73,000 |
| Merced, CA | 20 | $ 8,530,000 | $ 426,500 | $ 212,000 |
| Napa, CA | 20 | $ 15,770,000 | $ 788,500 | $ 121,000 |
| New Haven-Milford, CT | 20 | $ 7,360,000 | $ 368,000 | $ 373,000 |
| Reading, PA | 20 | $ 5,660,000 | $ 283,000 | $ 173,000 |
| Rockingham County-Strafford County, NH | 20 | $ 8,360,000 | $ 418,000 | $ 0 |
| San Angelo, TX | 20 | $ 4,750,000 | $ 237,500 | $ 0 |
| Shreveport-Bossier City, LA | 20 | $ 4,960,000 | $ 248,000 | $ 0 |
| Winston-Salem, NC | 20 | $ 5,550,000 | $ 277,500 | $ 165,000 |
| Longview, TX | 19 | $ 6,155,000 | $ 323,947 | $ 110,000 |
| Amarillo, TX | 18 | $ 4,250,000 | $ 236,111 | $ 59,000 |
| Lake Havasu City-Kingman, AZ | 18 | $ 6,200,000 | $ 344,444 | $ 258,000 |
| Rapid City, SD | 18 | $ 5,770,000 | $ 320,555 | $ 0 |
| Sebastian-Vero Beach, FL | 18 | $ 7,070,000 | $ 392,777 | $ 153,000 |
| Clarksville, TN-KY | 17 | $ 5,335,000 | $ 313,823 | $ 65,000 |
| Gulfport-Biloxi-Pascagoula, MS | 17 | $ 4,835,000 | $ 284,411 | $ 133,000 |
| Mount Vernon-Anacortes, WA | 17 | $ 7,665,000 | $ 450,882 | $ 214,000 |
| Santa Fe, NM | 17 | $ 6,615,000 | $ 389,117 | $ 165,000 |
| Springfield, MA | 17 | $ 4,975,000 | $ 292,647 | $ 0 |
| Dothan, AL | 16 | $ 3,960,000 | $ 247,500 | $ 0 |
| Medford, OR | 16 | $ 4,740,000 | $ 296,250 | $ 112,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 16 | $ 8,920,000 | $ 557,500 | $ 458,000 |
| Tuscaloosa, AL | 16 | $ 4,990,000 | $ 311,875 | $ 0 |
| Grants Pass, OR | 15 | $ 4,965,000 | $ 331,000 | $ 0 |
| Hagerstown-Martinsburg, MD-WV | 15 | $ 4,635,000 | $ 309,000 | $ 98,000 |
| Madera, CA | 15 | $ 6,255,000 | $ 417,000 | $ 238,000 |
| Wenatchee, WA | 15 | $ 10,645,000 | $ 709,666 | $ 433,000 |
| Gainesville, FL | 14 | $ 4,750,000 | $ 339,285 | $ 185,000 |
| Madison, WI | 14 | $ 4,990,000 | $ 356,428 | $ 0 |
| Tallahassee, FL | 14 | $ 3,920,000 | $ 280,000 | $ 182,000 |
| Columbia, MO | 13 | $ 4,155,000 | $ 319,615 | $ 0 |
| Kennewick-Richland, WA | 13 | $ 5,515,000 | $ 424,230 | $ 231,000 |
| Omaha-Council Bluffs, NE-IA | 13 | $ 3,745,000 | $ 288,076 | $ 0 |
| Scranton--Wilkes-Barre--Hazleton, PA | 13 | $ 3,835,000 | $ 295,000 | $ 92,000 |
| Trenton, NJ | 13 | $ 4,835,000 | $ 371,923 | $ 0 |
| Beaumont-Port Arthur, TX | 12 | $ 2,790,000 | $ 232,500 | $ 94,000 |
| Bloomington, IL | 12 | $ 2,740,000 | $ 228,333 | $ 0 |
| Hilton Head Island-Bluffton-Beaufort, SC | 12 | $ 4,170,000 | $ 347,500 | $ 148,000 |
| Lancaster, PA | 12 | $ 3,290,000 | $ 274,166 | $ 87,000 |
| Laredo, TX | 12 | $ 4,360,000 | $ 363,333 | $ 0 |
| Las Cruces, NM | 12 | $ 3,270,000 | $ 272,500 | $ 0 |
| Macon-Bibb County, GA | 12 | $ 3,010,000 | $ 250,833 | $ 154,000 |
| Wichita Falls, TX | 12 | $ 3,120,000 | $ 260,000 | $ 119,000 |
| East Stroudsburg, PA | 11 | $ 4,045,000 | $ 367,727 | $ 0 |
| Farmington, NM | 11 | $ 3,085,000 | $ 280,454 | $ 0 |
| Hickory-Lenoir-Morganton, NC | 11 | $ 3,845,000 | $ 349,545 | $ 0 |
| Lake Charles, LA | 11 | $ 3,285,000 | $ 298,636 | $ 0 |
| Lubbock, TX | 11 | $ 2,715,000 | $ 246,818 | $ 251,000 |
| Morristown, TN | 11 | $ 3,115,000 | $ 283,181 | $ 0 |
| Rome, GA | 11 | $ 2,715,000 | $ 246,818 | $ 124,000 |
| The Villages, FL | 11 | $ 3,085,000 | $ 280,454 | $ 62,000 |
| Coeur D'Alene, ID | 10 | $ 6,340,000 | $ 634,000 | $ 290,000 |
| Decatur, AL | 10 | $ 2,530,000 | $ 253,000 | $ 0 |
| Des Moines-West Des Moines, IA | 10 | $ 2,930,000 | $ 293,000 | $ 150,000 |
| Harrisburg-Carlisle, PA | 10 | $ 3,460,000 | $ 346,000 | $ 0 |
| Homosassa Springs, FL | 10 | $ 3,180,000 | $ 318,000 | $ 178,000 |
| Jackson, MS | 10 | $ 3,890,000 | $ 389,000 | $ 0 |
| Lansing-East Lansing, MI | 10 | $ 1,730,000 | $ 173,000 | $ 0 |
| Mobile, AL | 10 | $ 2,430,000 | $ 243,000 | $ 0 |
| Texarkana, TX-AR | 10 | $ 2,460,000 | $ 246,000 | $ 0 |
| Valdosta, GA | 10 | $ 2,540,000 | $ 254,000 | $ 100,000 |
| Winchester, VA-WV | 10 | $ 3,370,000 | $ 337,000 | $ 148,000 |
| Ann Arbor, MI | 9 | $ 4,715,000 | $ 523,888 | $ 816,000 |
| California-Lexington Park, MD | 9 | $ 3,075,000 | $ 341,666 | $ 188,000 |
| Chico, CA | 9 | $ 3,495,000 | $ 388,333 | $ 128,000 |
| El Centro, CA | 9 | $ 2,715,000 | $ 301,666 | $ 132,000 |
| Elkhart-Goshen, IN | 9 | $ 1,945,000 | $ 216,111 | $ 69,000 |
| Midland, TX | 9 | $ 2,815,000 | $ 312,777 | $ 174,000 |
| Odessa, TX | 9 | $ 2,045,000 | $ 227,222 | $ 274,000 |
| Portland-South Portland, ME | 9 | $ 2,835,000 | $ 315,000 | $ 59,000 |
| Pueblo, CO | 9 | $ 2,505,000 | $ 278,333 | $ 0 |
| Toledo, OH | 9 | $ 1,885,000 | $ 209,444 | $ 0 |
| Charlottesville, VA | 8 | $ 3,140,000 | $ 392,500 | $ 0 |
| Manhattan, KS | 8 | $ 1,230,000 | $ 153,750 | $ 392,000 |
| Sioux Falls, SD | 8 | $ 2,810,000 | $ 351,250 | $ 127,000 |
| Wichita, KS | 8 | $ 1,990,000 | $ 248,750 | $ 0 |
| Barnstable Town, MA | 7 | $ 2,755,000 | $ 393,571 | $ 249,000 |
| Bellingham, WA | 7 | $ 3,325,000 | $ 475,000 | $ 166,000 |
| Duluth, MN-WI | 7 | $ 1,595,000 | $ 227,857 | $ 204,000 |
| Lynchburg, VA | 7 | $ 2,045,000 | $ 292,142 | $ 0 |
| Norwich-New London, CT | 7 | $ 3,425,000 | $ 489,285 | $ 424,000 |
| Ocean City, NJ | 7 | $ 2,365,000 | $ 337,857 | $ 0 |
| York-Hanover, PA | 7 | $ 2,215,000 | $ 316,428 | $ 209,000 |
| Albany, OR | 6 | $ 2,290,000 | $ 381,666 | $ 70,000 |
| Cheyenne, WY | 6 | $ 2,150,000 | $ 358,333 | $ 77,000 |
| Dalton, GA | 6 | $ 2,300,000 | $ 383,333 | $ 557,000 |
| Elizabethtown-Fort Knox, KY | 6 | $ 1,850,000 | $ 308,333 | $ 0 |
| Green Bay, WI | 6 | $ 1,830,000 | $ 305,000 | $ 0 |
| Hammond, LA | 6 | $ 1,670,000 | $ 278,333 | $ 0 |
| Houma-Thibodaux, LA | 6 | $ 1,270,000 | $ 211,666 | $ 0 |
| Johnson City, TN | 6 | $ 1,760,000 | $ 293,333 | $ 0 |
| Kahului-Wailuku-Lahaina, HI | 6 | $ 5,850,000 | $ 975,000 | $ 0 |
| Kingsport-Bristol-Bristol, TN-VA | 6 | $ 1,690,000 | $ 281,666 | $ 0 |
| Sebring, FL | 6 | $ 1,360,000 | $ 226,666 | $ 0 |
| Vineland-Bridgeton, NJ | 6 | $ 1,490,000 | $ 248,333 | $ 0 |
| Yakima, WA | 6 | $ 2,040,000 | $ 340,000 | $ 104,000 |
| Atlantic City-Hammonton, NJ | 5 | $ 1,015,000 | $ 203,000 | $ 0 |
| Casper, WY | 5 | $ 1,525,000 | $ 305,000 | $ 0 |
| Corvallis, OR | 5 | $ 2,445,000 | $ 489,000 | $ 108,000 |
| Flint, MI | 5 | $ 845,000 | $ 169,000 | $ 113,000 |
| Greenville, NC | 5 | $ 1,245,000 | $ 249,000 | $ 171,000 |
| Hanford-Corcoran, CA | 5 | $ 1,405,000 | $ 281,000 | $ 139,000 |
| Jackson, TN | 5 | $ 1,275,000 | $ 255,000 | $ 97,000 |
| Janesville-Beloit, WI | 5 | $ 1,635,000 | $ 327,000 | $ 253,000 |
| Kalamazoo-Portage, MI | 5 | $ 2,255,000 | $ 451,000 | $ 0 |
| Kankakee, IL | 5 | $ 1,315,000 | $ 263,000 | $ 0 |
| Longview, WA | 5 | $ 1,625,000 | $ 325,000 | $ 88,000 |
| Niles-Benton Harbor, MI | 5 | $ 1,685,000 | $ 337,000 | $ 470,000 |
| Racine, WI | 5 | $ 1,425,000 | $ 285,000 | $ 0 |
| St. George, UT | 5 | $ 2,865,000 | $ 573,000 | $ 0 |
| St. Joseph, MO-KS | 5 | $ 1,345,000 | $ 269,000 | $ 0 |
| Appleton, WI | 4 | $ 1,050,000 | $ 262,500 | $ 0 |
| Billings, MT | 4 | $ 1,100,000 | $ 275,000 | $ 0 |
| Burlington, NC | 4 | $ 1,240,000 | $ 310,000 | $ 51,000 |
| Cape Girardeau, MO-IL | 4 | $ 970,000 | $ 242,500 | $ 0 |
| Eau Claire, WI | 4 | $ 1,200,000 | $ 300,000 | $ 0 |
| Gadsden, AL | 4 | $ 1,000,000 | $ 250,000 | $ 0 |
| Great Falls, MT | 4 | $ 1,030,000 | $ 257,500 | $ 81,000 |
| Jonesboro, AR | 4 | $ 940,000 | $ 235,000 | $ 0 |
| Lincoln, NE | 4 | $ 990,000 | $ 247,500 | $ 111,000 |
| New Bern, NC | 4 | $ 980,000 | $ 245,000 | $ 0 |
| Oshkosh-Neenah, WI | 4 | $ 1,130,000 | $ 282,500 | $ 0 |
| Pine Bluff, AR | 4 | $ 940,000 | $ 235,000 | $ 0 |
| Rochester, MN | 4 | $ 1,300,000 | $ 325,000 | $ 0 |
| South Bend-Mishawaka, IN-MI | 4 | $ 1,190,000 | $ 297,500 | $ 0 |
| Springfield, OH | 4 | $ 920,000 | $ 230,000 | $ 0 |
| Warner Robins, GA | 4 | $ 710,000 | $ 177,500 | $ 52,000 |
| Wausau, WI | 4 | $ 460,000 | $ 115,000 | $ 0 |
| Wheeling, WV-OH | 4 | $ 830,000 | $ 207,500 | $ 0 |
| Youngstown-Warren-Boardman, OH-PA | 4 | $ 960,000 | $ 240,000 | $ 0 |
| Anniston-Oxford-Jacksonville, AL | 3 | $ 385,000 | $ 128,333 | $ 0 |
| Brunswick, GA | 3 | $ 885,000 | $ 295,000 | $ 79,000 |
| Charleston, WV | 3 | $ 465,000 | $ 155,000 | $ 0 |
| Cleveland, TN | 3 | $ 925,000 | $ 308,333 | $ 0 |
| Florence, SC | 3 | $ 515,000 | $ 171,666 | $ 0 |
| Florence-Muscle Shoals, AL | 3 | $ 455,000 | $ 151,666 | $ 0 |
| Hinesville, GA | 3 | $ 715,000 | $ 238,333 | $ 0 |
| Hot Springs, AR | 3 | $ 1,275,000 | $ 425,000 | $ 86,000 |
| Huntington-Ashland, WV-KY-OH | 3 | $ 705,000 | $ 235,000 | $ 0 |
| Jackson, MI | 3 | $ 795,000 | $ 265,000 | $ 0 |
| Joplin, MO | 3 | $ 625,000 | $ 208,333 | $ 0 |
| Lewiston-Auburn, ME | 3 | $ 845,000 | $ 281,666 | $ 0 |
| Pittsfield, MA | 3 | $ 1,335,000 | $ 445,000 | $ 1,977,000 |
| Roanoke, VA | 3 | $ 1,265,000 | $ 421,666 | $ 0 |
| Rocky Mount, NC | 3 | $ 525,000 | $ 175,000 | $ 174,000 |
| Sheboygan, WI | 3 | $ 1,495,000 | $ 498,333 | $ 556,000 |
| Sumter, SC | 3 | $ 565,000 | $ 188,333 | $ 34,000 |
| Victoria, TX | 3 | $ 1,005,000 | $ 335,000 | $ 140,000 |
| Weirton-Steubenville, WV-OH | 3 | $ 425,000 | $ 141,666 | $ 0 |
| Albany, GA | 2 | $ 450,000 | $ 225,000 | $ 48,000 |
| Bangor, ME | 2 | $ 370,000 | $ 185,000 | $ 0 |
| Battle Creek, MI | 2 | $ 590,000 | $ 295,000 | $ 0 |
| Burlington-South Burlington, VT | 2 | $ 740,000 | $ 370,000 | $ 0 |
| Carbondale-Marion, IL | 2 | $ 410,000 | $ 205,000 | $ 153,000 |
| Carson City, NV | 2 | $ 1,000,000 | $ 500,000 | $ 0 |
| Chambersburg-Waynesboro, PA | 2 | $ 650,000 | $ 325,000 | $ 0 |
| Decatur, IL | 2 | $ 380,000 | $ 190,000 | $ 0 |
| Fargo, ND-MN | 2 | $ 440,000 | $ 220,000 | $ 0 |
| Fort Wayne, IN | 2 | $ 440,000 | $ 220,000 | $ 0 |
| Harrisonburg, VA | 2 | $ 740,000 | $ 370,000 | $ 0 |
| La Crosse-Onalaska, WI-MN | 2 | $ 430,000 | $ 215,000 | $ 0 |
| Lebanon, PA | 2 | $ 330,000 | $ 165,000 | $ 0 |
| Mankato-North Mankato, MN | 2 | $ 510,000 | $ 255,000 | $ 0 |
| Michigan City-La Porte, IN | 2 | $ 790,000 | $ 395,000 | $ 0 |
| Monroe, LA | 2 | $ 610,000 | $ 305,000 | $ 0 |
| Morgantown, WV | 2 | $ 1,050,000 | $ 525,000 | $ 0 |
| Muskegon, MI | 2 | $ 210,000 | $ 105,000 | $ 0 |
| Peoria, IL | 2 | $ 750,000 | $ 375,000 | $ 118,000 |
| St. Cloud, MN | 2 | $ 620,000 | $ 310,000 | $ 0 |
| Staunton-Waynesboro, VA | 2 | $ 510,000 | $ 255,000 | $ 0 |
| Twin Falls, ID | 2 | $ 800,000 | $ 400,000 | $ 52,000 |
| Alexandria, LA | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Bismarck, ND | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Bloomsburg-Berwick, PA | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Bowling Green, KY | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Cedar Rapids, IA | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Champaign-Urbana, IL | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Davenport-Moline-Rock Island, IA-IL | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Enid, OK | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Erie, PA | 1 | $ 95,000 | $ 95,000 | $ 42,000 |
| Goldsboro, NC | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Hattiesburg, MS | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Idaho Falls, ID | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Lafayette-West Lafayette, IN | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Lawrence, KS | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Lawton, OK | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Lewiston, ID-WA | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Mansfield, OH | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Owensboro, KY | 1 | $ 515,000 | $ 515,000 | $ 0 |
| Rockford, IL | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Saginaw, MI | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Sioux City, IA-NE-SD | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Springfield, IL | 1 | $ 85,000 | $ 85,000 | $ 31,000 |
| State College, PA | 1 | $ 545,000 | $ 545,000 | $ 0 |
| Syracuse, NY | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Terre Haute, IN | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Topeka, KS | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Walla Walla, WA | 1 | $ 565,000 | $ 565,000 | $ 0 |
Mortgage Loan Application Detail Totals for Nexbank in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 16,893 | $8,020,335,000 | $474,000 | $75,005,000 | $222,000 | $5,722,000 |
| Cash-out Refinancing | 4,239 | $2,073,815,000 | $489,000 | $52,505,000 | $210,000 | $3,300,000 |
| Refinancing | 1,640 | $735,200,000 | $448,000 | $17,005,000 | $238,000 | $3,193,000 |
| Other Purpose | 757 | $295,895,000 | $390,000 | $2,815,000 | $226,000 | $2,070,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 12,021 | $5,167,015,000 | $429,000 | $4,655,000 | $220,000 | $5,722,000 |
| Not Provided | 3,607 | $1,688,425,000 | $468,000 | $3,005,000 | $260,000 | $4,467,000 |
| Hispanic | 3,335 | $1,413,695,000 | $423,000 | $3,005,000 | $162,000 | $1,876,000 |
| Asian | 2,953 | $1,511,035,000 | $511,000 | $3,005,000 | $231,000 | $2,528,000 |
| Black or African American | 1,300 | $523,100,000 | $402,000 | $2,885,000 | $183,000 | $1,494,000 |
| American Indian or Alaskan Native | 100 | $46,160,000 | $461,000 | $1,685,000 | $160,000 | $376,000 |
| Native Hawaiian or Other Pacific Islander | 48 | $19,080,000 | $397,000 | $885,000 | $216,000 | $963,000 |
| Not applicable | 25 | $687,165,000 | $27,486,000 | $75,005,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 22,908 | $10,955,760,000 | $478,000 | $75,005,000 | $224,000 | $5,722,000 |
| VA-guaranteed (Veterans Administration) | 323 | $100,955,000 | $312,000 | $2,005,000 | $108,000 | $377,000 |
| FHA-insured (Federal Housing Administration) | 298 | $68,530,000 | $229,000 | $645,000 | $94,000 | $307,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 16,913 | $7,134,075,000 | $421,000 | $3,505,000 | $108,000 | $191,000 |
| Loan Originated | 5,122 | $3,187,860,000 | $622,000 | $75,005,000 | $222,000 | $5,722,000 |
| Application Denied By Financial Institution | 539 | $312,155,000 | $579,000 | $4,655,000 | $207,000 | $2,748,000 |
| File Closed For Incompleteness | 508 | $260,690,000 | $513,000 | $3,505,000 | $244,000 | $4,885,000 |
| Application Withdrawn By Applicant | 343 | $180,735,000 | $526,000 | $4,205,000 | $224,000 | $2,907,000 |
| Application Approved But Not Accepted | 104 | $49,730,000 | $478,000 | $2,005,000 | $178,000 | $990,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 22,990 | $10,813,090,000 | $470,000 | $75,005,000 | $223,000 | $5,722,000 |
| Debt-To-Income Ratio | 304 | $183,310,000 | $602,000 | $2,605,000 | $150,000 | $1,256,000 |
| Collateral | 55 | $25,955,000 | $471,000 | $1,665,000 | $289,000 | $1,322,000 |
| Unverifiable Information | 53 | $35,945,000 | $678,000 | $4,655,000 | $323,000 | $1,542,000 |
| Credit History | 47 | $22,125,000 | $470,000 | $1,845,000 | $263,000 | $2,748,000 |
| Other | 36 | $18,220,000 | $506,000 | $1,605,000 | $191,000 | $481,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 26 | $14,130,000 | $543,000 | $2,255,000 | $370,000 | $1,659,000 |
| Employment History | 17 | $12,135,000 | $713,000 | $2,525,000 | $381,000 | $1,747,000 |
| Mortgage Insurance Denied | 1 | $335,000 | $335,000 | $335,000 | $58,000 | $58,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Nexbank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Nexbank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.
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